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Mid-Market Finance & Spend Management Platform | Ramp
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7.2 0 0 0-2.106-.013c-.373.055-.46.113-.527.487-.217 1.218-.36 2.443-.278 3.686.057.866.195 1.718.537 2.519.168.394.393.766.617 1.133.16.261.404.444.682.58q.176.085.331.204a.37.37 0 0 1 .14.412c-.043.16-.175.22-.322.237q-.194.02-.39.001a2.77 2.77 0 0 1-1.984-1.08c-.695-.878-1.034-1.892-1.162-2.985-.175-1.51-.123-3.022-.006-4.534.007-.11.034-.22.058-.358"></path></svg><svg xmlns="http://www.w3.org/2000/svg" fill="none" viewBox="0 0 178 36" class="h-5 relative w-full"><path fill="#000" d="m43.188 30.794-1.062-3.235-1.062 3.235H37.67l2.773 1.97L39.382 36l2.744-2 2.744 2-1.062-3.235 2.744-2zm-3.216-20.441 6.904-6.088L42.038 0 30.472 10.206v8.5zm6.875 7.706-4.81-4.265L30.473 24v8.5l9.5-8.353zm.56.5-4.838 4.264 11.152 9.824v-8.5c.03 0-6.314-5.588-6.314-5.588M42.598 9l11.153 9.794v-8.47l-6.314-5.589zM7.133 21.559H17.49v7.382H7.133zm0-13.647H17.49v7.382H7.133zm12.333 27.323 4.573-4.558V21.44l-3.393-3.03 3.423-2.97V6.176l-4.603-4.588H.583v33.677zm57.358-19.117H66.85V7.882h10.002v8.236zm6.58 1.323V6.176l-4.662-4.558h-18.47v33.647h6.55V22.412h5.9l4.19 12.823h6.61l-4.574-13.353zm22.925-1.323H96.327V7.882h10.002zm6.55 1.323V6.176l-4.662-4.558h-18.47v33.647h6.55V22.412h5.901l4.19 12.823h6.609l-4.573-13.353zm13.808 17.824h6.58V21.912l10.444-20.294h-7.081l-6.668 13.03-6.579-13.03h-7.052l10.386 20.411zm46.293 0 4.603-4.56V21l-3.747-4-12.805-2.941V7.912h10.002v4.206h6.55V6.176l-4.603-4.558h-13.867l-4.632 4.558v9.706l3.835 4.089 12.717 2.852v6.148h-10.002v-4.206h-6.55v5.97l4.632 4.56zM153.094 1.588h-5.193l-3.806 7.53h4.573z"></path></svg></div></div></div></div></section><section class="relative overflow-hidden spacer-t-l"><div class="mx-auto w-full max-w-screen-2xl px-4 md:px-8 lg:px-12 xl:px-16"><div class="flex flex-col items-center"><div class="max-w-[920px]"><h2 class="headline-m text-center">Streamline your financial processes with a single platform to manage business spend</h2><p class="body-m text-center text-secondary mt-4">Control spend, automate accounting, and manage vendors together in one place to save even more time and money.</p></div></div><div class="spacer-t-m"><div class="flex w-full flex-col space-y-10 md:space-y-12 lg:space-y-16"><div class="flex flex-col-reverse gap-6 lg:grid lg:grid-cols-12 lg:grid-rows-1"><div class="relative flex w-full flex-col justify-center lg:row-start-1 lg:col-span-4 lg:col-start-1"><h3 class="headline-s text-primary leading-trim">Optimize your business spend</h3><p class="body-m text-hushed mt-6 text-balance leading-trim">A modern corporate card combined with intuitive software to change the way you control business spend. Providing an easier way to submit expenses and pay bills in a single platform – giving time back to focus on top priorities.</p><a class="group/link text-hushed hover:text-primary flex items-center gap-2 mt-6" href="/platform">Platform overview<div class="group-hover/link:animate-arrow-slide"><svg fill="none" height="16" viewBox="0 0 16 16" width="16" xmlns="http://www.w3.org/2000/svg"><path d="M3.33331 8H12.6666" stroke="currentColor" stroke-linecap="round" stroke-linejoin="round"></path><path d="M8 3.33333L12.6667 8L8 12.6667" stroke="currentColor" stroke-linecap="round" stroke-linejoin="round"></path></svg></div></a></div><div class="relative w-full rounded-xl lg:col-span-6 lg:col-start-7"><img type="image" alt="Optimize your business spend" loading="lazy" width="1932" height="1287" decoding="async" data-nimg="1" class="relative w-full rounded-xl object-contain" style="color:transparent" srcSet="/_next/image?url=%2Fassets%2Fimages%2Fmid-market%2Fmid-market-checker-01.webp&w=2048&q=75&dpl=dpl_CjBwBVeWEf1UMtWvZEe1afUy4p2a 1x, /_next/image?url=%2Fassets%2Fimages%2Fmid-market%2Fmid-market-checker-01.webp&w=3840&q=75&dpl=dpl_CjBwBVeWEf1UMtWvZEe1afUy4p2a 2x" src="/_next/image?url=%2Fassets%2Fimages%2Fmid-market%2Fmid-market-checker-01.webp&w=3840&q=75&dpl=dpl_CjBwBVeWEf1UMtWvZEe1afUy4p2a"/></div></div><div class="flex flex-col-reverse gap-6 lg:grid lg:grid-cols-12 lg:grid-rows-1"><div class="relative flex w-full flex-col justify-center lg:row-start-1 lg:col-span-4 lg:col-start-8"><h3 class="headline-s text-primary leading-trim">Increase financial operations efficiency</h3><p class="body-m text-hushed mt-6 text-balance leading-trim">Scale the impact of your finance team by automating routine work. Stay compliant and eliminate manual tasks with proactive policy controls, configurable approval workflows, and automated reconciliation.</p><a class="group/link text-hushed hover:text-primary flex items-center gap-2 mt-6" href="/expense-management">Expense management<div class="group-hover/link:animate-arrow-slide"><svg fill="none" height="16" viewBox="0 0 16 16" width="16" xmlns="http://www.w3.org/2000/svg"><path d="M3.33331 8H12.6666" stroke="currentColor" stroke-linecap="round" stroke-linejoin="round"></path><path d="M8 3.33333L12.6667 8L8 12.6667" stroke="currentColor" stroke-linecap="round" stroke-linejoin="round"></path></svg></div></a></div><div class="relative w-full rounded-xl lg:col-span-6 lg:col-start-1 lg:row-start-1"><img type="image" alt="Increase financial operations efficiency" loading="lazy" width="2576" height="1716" decoding="async" data-nimg="1" class="relative w-full rounded-xl object-contain" style="color:transparent" srcSet="/_next/image?url=%2Fassets%2Fimages%2Fmid-market%2Fmid-market-checker-02.webp&w=3840&q=75&dpl=dpl_CjBwBVeWEf1UMtWvZEe1afUy4p2a 1x" src="/_next/image?url=%2Fassets%2Fimages%2Fmid-market%2Fmid-market-checker-02.webp&w=3840&q=75&dpl=dpl_CjBwBVeWEf1UMtWvZEe1afUy4p2a"/></div></div><div class="flex flex-col-reverse gap-6 lg:grid lg:grid-cols-12 lg:grid-rows-1"><div class="relative flex w-full flex-col justify-center lg:row-start-1 lg:col-span-4 lg:col-start-1"><h3 class="headline-s text-primary leading-trim">Connect your processes and ERP</h3><p class="body-m text-hushed mt-6 text-balance leading-trim">Ramp securely integrates with your existing technology investments and reliably syncs with your ERP, enabling you to accelerate your monthly close whether you operate domestically or globally.</p><a class="group/link text-hushed hover:text-primary flex items-center gap-2 mt-6" href="/accounting-automation-software">Accounting automation<div class="group-hover/link:animate-arrow-slide"><svg fill="none" height="16" viewBox="0 0 16 16" width="16" xmlns="http://www.w3.org/2000/svg"><path d="M3.33331 8H12.6666" stroke="currentColor" stroke-linecap="round" stroke-linejoin="round"></path><path d="M8 3.33333L12.6667 8L8 12.6667" stroke="currentColor" stroke-linecap="round" stroke-linejoin="round"></path></svg></div></a></div><div class="relative w-full rounded-xl lg:col-span-6 lg:col-start-7"><img type="image" alt="Connect your processes and ERP" loading="lazy" width="1932" height="1287" decoding="async" data-nimg="1" class="relative w-full rounded-xl object-contain" style="color:transparent" srcSet="/_next/image?url=%2Fassets%2Fimages%2Fmid-market%2Fmid-market-checker-03.webp&w=2048&q=75&dpl=dpl_CjBwBVeWEf1UMtWvZEe1afUy4p2a 1x, /_next/image?url=%2Fassets%2Fimages%2Fmid-market%2Fmid-market-checker-03.webp&w=3840&q=75&dpl=dpl_CjBwBVeWEf1UMtWvZEe1afUy4p2a 2x" src="/_next/image?url=%2Fassets%2Fimages%2Fmid-market%2Fmid-market-checker-03.webp&w=3840&q=75&dpl=dpl_CjBwBVeWEf1UMtWvZEe1afUy4p2a"/></div></div><div class="flex flex-col-reverse gap-6 lg:grid lg:grid-cols-12 lg:grid-rows-1"><div class="relative flex w-full flex-col justify-center lg:row-start-1 lg:col-span-4 lg:col-start-8"><h3 class="headline-s text-primary leading-trim">Improve company financial health</h3><p class="body-m text-hushed mt-6 text-balance leading-trim">Let Ramp Intelligence give you full visibility over all business spend to make confident finance decisions. Optimize cash flow with access to real-time reporting, savings insights from millions of transactions, and a finance copilot.</p><a class="group/link text-hushed hover:text-primary flex items-center gap-2 mt-6" href="/intelligence">Intelligence<div class="group-hover/link:animate-arrow-slide"><svg fill="none" height="16" viewBox="0 0 16 16" width="16" xmlns="http://www.w3.org/2000/svg"><path d="M3.33331 8H12.6666" stroke="currentColor" stroke-linecap="round" stroke-linejoin="round"></path><path d="M8 3.33333L12.6667 8L8 12.6667" stroke="currentColor" stroke-linecap="round" stroke-linejoin="round"></path></svg></div></a></div><div class="relative w-full rounded-xl lg:col-span-6 lg:col-start-1 lg:row-start-1"><img type="image" alt="Improve company financial health" loading="lazy" width="1932" height="1287" decoding="async" data-nimg="1" class="relative w-full rounded-xl object-contain" style="color:transparent" srcSet="/_next/image?url=%2Fassets%2Fimages%2Fmid-market%2Fmid-market-checker-04.webp&w=2048&q=75&dpl=dpl_CjBwBVeWEf1UMtWvZEe1afUy4p2a 1x, /_next/image?url=%2Fassets%2Fimages%2Fmid-market%2Fmid-market-checker-04.webp&w=3840&q=75&dpl=dpl_CjBwBVeWEf1UMtWvZEe1afUy4p2a 2x" src="/_next/image?url=%2Fassets%2Fimages%2Fmid-market%2Fmid-market-checker-04.webp&w=3840&q=75&dpl=dpl_CjBwBVeWEf1UMtWvZEe1afUy4p2a"/></div></div></div></div></div></section><section class="relative overflow-hidden spacer-t-l"><div class="mx-auto w-full max-w-screen-2xl px-4 md:px-8 lg:px-12 xl:px-16"><div class="rounded-xl bg-grayLight"><div class="grid grid-cols-1 lg:grid-cols-2"><div class="flex h-full items-center justify-start px-6 py-8 lg:px-8 lg:py-10"><div><div class="mx-auto flex flex-col gap-6 md:ml-0 md:mr-auto lg:max-w-[501px] lg:gap-8"><div><p class="text-balance leading-trim md:text-start body-xl text-primary"><span class="ml-[-.5rem]">“</span>When you’re a growing company, you need to be scaling with products that can scale with you. As we evolve, Ramp also continues to evolve and serve the needs of a bigger company.<!-- -->”</p><div class="mt-4 flex flex-wrap items-center gap-2 text-center md:items-start md:text-start lg:mt-6"><p class="body-m text-primary">Ivan Makarov</p><p class="body-m text-hushed">Former VP of Finance, Webflow</p></div></div></div></div></div><div class="order-last"><img type="image" alt="Webflow" loading="lazy" width="1812" height="1206" decoding="async" data-nimg="1" class="relative h-auto w-full rounded-b-xl lg:rounded-r-xl lg:rounded-bl-none" style="color:transparent" srcSet="/_next/image?url=%2Fassets%2Fimages%2Fmid-market%2Fmid-market-webflow.webp&w=1920&q=75&dpl=dpl_CjBwBVeWEf1UMtWvZEe1afUy4p2a 1x, /_next/image?url=%2Fassets%2Fimages%2Fmid-market%2Fmid-market-webflow.webp&w=3840&q=75&dpl=dpl_CjBwBVeWEf1UMtWvZEe1afUy4p2a 2x" src="/_next/image?url=%2Fassets%2Fimages%2Fmid-market%2Fmid-market-webflow.webp&w=3840&q=75&dpl=dpl_CjBwBVeWEf1UMtWvZEe1afUy4p2a"/></div></div></div></div></section><section class="relative overflow-hidden bg-white"><div class="mx-auto w-full max-w-screen-2xl px-4 md:px-8 lg:px-12 xl:px-16"><div class="flex flex-col items-center py-12 lg:py-[72px]"><h2 class="headline-xs text-center text-primary">Time is money. Save both.</h2><div class="mt-6 flex w-full justify-center"><form class="max-w-[500px] w-full" style="text-align:center" action="javascript:throw new Error('React form unexpectedly submitted.')"><div class="flex flex-col space-y-2" data-testid="email-form-container"><div class="relative inline-flex items-center lg:flex-row flex-col"><label class="sr-only" for="email">Email</label><input id="email" data-testid="email-form-input" type="email" aria-required="false" placeholder="What’s your work email?" aria-label="Enter your work email" class="transition-all duration-150 focus:outline-0 focus:ring-white-200 focus:ring-offset-0 placeholder:text-hushed text-primary bg-white border-black-100 focus:border-black-200 border lg:pl-6 lg:body-m text-[15px] w-full lg:text-left text-center h-[43px] shrink-0 lg:h-[60px] rounded-[6px] lg:rounded-[10px]" name="email"/><div class="right-1 min-w-[144px] shrink-0 whitespace-nowrap lg:absolute w-full lg:w-auto lg:mt-0 mt-2"><button class="body-m 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automation</a></div><div class="flex items-center gap-1 text-black-800"><a href="/intelligence" class="group/link hover:text-underline body-s hover:underline">Intelligence</a></div><div class="flex items-center gap-1 text-black-800"><a href="/real-time-reporting" class="group/link hover:text-underline body-s hover:underline">Reporting</a></div><div class="flex items-center gap-1 text-black-800"><a href="/savings" class="group/link hover:text-underline body-s hover:underline">Savings</a></div><div class="flex items-center gap-1 text-black-800"><a href="/integrations" class="group/link hover:text-underline body-s hover:underline">Integrations</a></div><div class="flex items-center gap-1 text-black-800"><a href="/multi-entity" class="group/link hover:text-underline body-s hover:underline">Multi-entity</a></div><div class="flex items-center gap-1 text-black-800"><a href="/global" class="group/link hover:text-underline body-s hover:underline">Global</a></div></div></div></div><div class="grid grid-flow-row auto-rows-max gap-y-4"><div class="flex items-center gap-1 text-black-800"><a href="/customers" class="group/link hover:text-underline body-s hover:underline font-bold">Customer stories</a></div><div class="flex items-center gap-1 text-black-800"><a href="/customers/mindbody-classpass-customer-story" class="group/link hover:text-underline body-s hover:underline">Mindbody + Classpass</a></div><div class="flex items-center gap-1 text-black-800"><a href="/customers/zola-customer-story" class="group/link hover:text-underline body-s hover:underline">Zola</a></div><div class="flex items-center gap-1 text-black-800"><a href="/customers/barrys-customer-story" class="group/link hover:text-underline body-s hover:underline">Barry's</a></div><div class="flex items-center gap-1 text-black-800"><a href="/customers/studs-customer-story" class="group/link hover:text-underline body-s hover:underline">Studs</a></div><div class="flex items-center gap-1 text-black-800"><a href="/customers/glossier-customer-story" class="group/link hover:text-underline body-s hover:underline">Glossier</a></div><div class="flex items-center gap-1 text-black-800"><a href="/customers/betterment-customer-story" class="group/link hover:text-underline body-s hover:underline">Betterment</a></div><div class="flex items-center gap-1 text-black-800"><a href="/customers/webflow-customer-story" class="group/link hover:text-underline body-s hover:underline">Webflow</a></div><div class="mt-8"><div class="grid grid-flow-row auto-rows-max gap-y-4"><div class="flex items-center gap-1 text-black-800"><a href="/partnerships" class="group/link hover:text-underline body-s hover:underline font-bold">Partners</a></div><div class="flex items-center gap-1 text-black-800"><a href="/accounting-partnerships" class="group/link hover:text-underline body-s hover:underline">Accounting firms</a></div><div class="flex items-center gap-1 text-black-800"><a href="/pe-partnerships" class="group/link hover:text-underline body-s hover:underline">Private equity & VC firms</a></div><div class="flex items-center gap-1 text-black-800"><a href="/services-partnerships" class="group/link hover:text-underline body-s hover:underline">Services providers</a></div><div class="flex items-center gap-1 text-black-800"><a href="/affiliates" class="group/link hover:text-underline body-s hover:underline">Affiliates</a></div><div class="flex items-center gap-1 text-black-800"><a href="/developer-api" class="group/link hover:text-underline body-s hover:underline">Technology partners</a></div></div></div></div><div class="grid grid-flow-row auto-rows-max gap-y-4"><div class="flex items-center gap-1 text-black-800"><a href="/free-tools" class="group/link hover:text-underline body-s hover:underline font-bold">Free tools & resources</a></div><div class="flex items-center gap-1 text-black-800"><a href="/perks" class="group/link hover:text-underline body-s hover:underline">Perks and rewards</a></div><div class="flex items-center gap-1 text-black-800"><a target="_blank" rel="noopener noreferrer" href="https://accountants.ramp.com/" class="group/link hover:text-underline body-s hover:underline">Find an accountant</a></div><div class="flex items-center gap-1 text-black-800"><a href="/expense-policy-template" class="group/link hover:text-underline body-s hover:underline">Expense policy template<span class="body-xs ml-[2px] inline-flex rounded bg-solar px-2 py-1 uppercase leading-[12px] text-secondary">New</span></a></div><div class="flex items-center gap-1 text-black-800"><a href="/accounting-documents/library" class="group/link hover:text-underline body-s hover:underline">Accounting documents library</a></div><div class="flex items-center gap-1 text-black-800"><a href="/savings-calculator" class="group/link hover:text-underline body-s hover:underline">Savings calculator</a></div><div class="flex items-center gap-1 text-black-800"><a href="/mission-statement-generator" class="group/link hover:text-underline body-s hover:underline">Mission statement generator<span class="body-xs ml-[2px] inline-flex rounded bg-solar px-2 py-1 uppercase leading-[12px] text-secondary">Popular</span></a></div><div class="flex items-center gap-1 text-black-800"><a href="/charge-finder" class="group/link hover:text-underline body-s hover:underline">Charge finder</a></div><div class="flex items-center gap-1 text-black-800"><a href="/model/unit-economics" class="group/link hover:text-underline body-s hover:underline">Unit economics model</a></div><div class="flex items-center gap-1 text-black-800"><a href="/per-diem-calculator" class="group/link hover:text-underline body-s hover:underline">Per diem calculator<span class="body-xs ml-[2px] inline-flex rounded bg-solar px-2 py-1 uppercase leading-[12px] text-secondary">New</span></a></div><div class="flex items-center gap-1 text-black-800"><a href="/mileage-reimbursement-calculator" class="group/link hover:text-underline body-s hover:underline">Mileage reimbursement calculator<span class="body-xs ml-[2px] inline-flex rounded bg-solar px-2 py-1 uppercase leading-[12px] text-secondary">New</span></a></div><div class="flex items-center gap-1 text-black-800"><a href="/burn-rate-calculator" class="group/link hover:text-underline body-s hover:underline">Burn rate calculator</a></div><div class="flex items-center gap-1 text-black-800"><a href="/tools/pitch-deck-metrics" class="group/link hover:text-underline body-s hover:underline">Pitch deck database</a></div><div class="flex items-center gap-1 text-black-800"><a href="/vc-database" class="group/link hover:text-underline body-s hover:underline">Investor database</a></div><div class="flex items-center gap-1 text-black-800"><a href="/expense-category" class="group/link hover:text-underline body-s hover:underline">Expense categorization<span class="body-xs ml-[2px] inline-flex rounded bg-solar px-2 py-1 uppercase leading-[12px] text-secondary">Popular</span></a></div></div><div class="grid grid-flow-row auto-rows-max gap-y-4"><div class="grid grid-flow-row auto-rows-max gap-y-4"><span class="body-s text-secondary font-bold">Popular</span><div class="flex items-center gap-1 text-black-800"><a href="/industry-spend-reports" class="group/link hover:text-underline body-s hover:underline">Industry spend benchmarks</a></div><div class="flex items-center gap-1 text-black-800"><a href="/blog/business-credit-cards-with-ein-only" class="group/link hover:text-underline body-s hover:underline">Business credit card with EIN</a></div><div class="flex items-center gap-1 text-black-800"><a href="/blog/top-credit-cards-for-nonprofits" class="group/link hover:text-underline body-s hover:underline">Credit cards for nonprofits</a></div><div class="flex items-center gap-1 text-black-800"><a href="/blog/business-gas-credit-cards" class="group/link hover:text-underline body-s hover:underline">Business gas cards</a></div><div class="flex items-center gap-1 text-black-800"><a href="/blog/no-credit-check-for-startups" class="group/link hover:text-underline body-s hover:underline">Business credit cards with no credit check</a></div><div class="flex items-center gap-1 text-black-800"><a href="/business-expense-cards" class="group/link hover:text-underline body-s hover:underline">Business expense cards</a></div></div></div></div><div class="mt-12 border-y border-y-primary py-8 md:py-12"><div class="grid grid-cols-1 items-center gap-x-[30px] gap-y-4 lg:grid-cols-12 lg:gap-y-10"><div class="lg:col-span-3"><img alt="Ramp logo" loading="lazy" width="96" height="26" decoding="async" data-nimg="1" style="color:transparent" src="/assets/images/ramp-logo.svg"/><p class="body-s text-secondary mt-4">Ramp Business Corporation <br/>28 West 23rd Street, Floor 2 <br/>New York, NY 10010</p></div><div class="lg:col-span-4"><p class="headline-xs text-balance text-secondary lg:pb-3" color="secondary">Join the 25,000+ businesses simplifying their finances with Ramp</p></div><div class="lg:col-span-5"><form class="max-w-[500px]" action="javascript:throw new Error('React form unexpectedly submitted.')"><div class="flex flex-col space-y-2" data-testid="email-form-container"><div class="relative inline-flex items-center lg:flex-row flex-col"><label class="sr-only" for="email">Email</label><input id="email" data-testid="email-form-input" type="email" aria-required="false" placeholder="What’s your work email?" aria-label="Enter your work email" class="transition-all duration-150 focus:outline-0 focus:ring-white-200 focus:ring-offset-0 placeholder:text-hushed text-primary bg-white border-black-100 focus:border-black-200 border lg:pl-6 lg:body-m text-[15px] w-full lg:text-left text-center h-[43px] shrink-0 lg:h-[60px] rounded-[6px] lg:rounded-[10px]" name="email"/><div class="right-1 min-w-[144px] shrink-0 whitespace-nowrap lg:absolute w-full lg:w-auto lg:mt-0 mt-2"><button class="body-m leading-[.675rem] relative flex justify-center items-center text-center rounded-md transition ease-in-out duration-300 focus:ring-4 focus:ring-white-200 focus:ring-offset-0 focus:outline-0 w-full px-4 py-4 lg:px-5 lg:py-5 bg-solar hover:bg-solarLight text-primary" aria-label="Get started for free" data-testid="email-form-button"><span class="visible">Get started for free</span></button></div></div></div></form></div></div></div><div class="mt-6 flex flex-col gap-x-[30px] gap-y-4 lg:grid lg:grid-cols-12 lg:gap-y-8" id="disclaimer"><div class="flex flex-col gap-2 lg:col-span-8"><p class="body-s text-secondary">© 2024 Ramp Business Corporation. “Ramp” and the Ramp logo are registered trademarks of the company.</p><p class="body-s text-secondary">California Residents: <a href="tel:+1-855-206-7283">+1-855-206-7283</a></p><p class="body-s text-secondary">The Ramp Visa Commercial Card and the Ramp Visa Corporate Card are issued by Sutton Bank and Celtic Bank (Members FDIC), respectively pursuant to license from Visa USA Inc. Visa is a registered trademark of Visa International Service Association. All other trademarks and service marks belong to their respective owners.</p><p class="body-s text-secondary">1. We calculate average savings as a percentage of an illustrative customer's total card spending when using Ramp features designed to reduce business expenses. Keep in mind that this percentage is an estimate, not a guarantee. Ramp delivers savings from more than just card spending; savings can also come from non-card expenses so we may factor decreases to non-card spending into our calculation. For example, savings may result from reduced time spent on manual expense tracking, the financial benefit of cash back or other rewards, smarter expense monitoring, and eliminating costs associated with alternative solutions. Our calculations are based on platform data, industry research, customer surveys, and info on alternative options. Your actual savings may vary.</p><p class="body-s text-secondary">Please visit our<!-- --> <a class="group/link underline" href="/legal/platform-agreement">Terms of Service</a> <!-- -->for more ss. Read our<!-- --> <a class="group/link underline" href="/editorial-guidelines">Editorial Guidelines</a> <!-- -->and<!-- --> <a class="group/link underline" href="/legal/privacy-policy">Privacy Policy</a>.</p><p class="body-s text-secondary"><a class="group/link underline flex gap-x-2" href="/data-privacy-opt-out">Your Privacy Choices<!-- --> <img alt="CCPA Opt-Out Icon" loading="lazy" width="28" height="20" decoding="async" data-nimg="1" style="color:transparent" src="/assets/icons/privacyoptions.svg"/></a></p><p class="body-s text-secondary">Ramp Payments Corporation - NMLS 2371465, Ramp Financing Corporation - NMLS 2431387</p></div><div class="order-first flex gap-x-12 justify-self-end lg:order-last lg:col-start-9 lg:col-end-13"><div class="flex flex-col gap-4"><a target="_blank" rel="noopener noreferrer" class="group/link hover:text-underline" href="https://apps.apple.com/us/app/ramp/id1628197245?pt=125123265&ct=website-footer-11-17-22&mt=8"><img alt="app store logo" loading="lazy" width="120" height="40" decoding="async" data-nimg="1" style="color:transparent" src="/assets/footer/app-store-badge.svg"/></a><a target="_blank" rel="noopener noreferrer" class="group/link hover:text-underline" href="https://play.google.com/store/apps/ss?id=com.ramp.android.app"><img alt="google play logo" loading="lazy" width="120" height="36" decoding="async" data-nimg="1" style="color:transparent" srcSet="/_next/image?url=%2Fassets%2Ffooter%2Fgoogle-play-badge.webp&w=128&q=75&dpl=dpl_CjBwBVeWEf1UMtWvZEe1afUy4p2a 1x, /_next/image?url=%2Fassets%2Ffooter%2Fgoogle-play-badge.webp&w=256&q=75&dpl=dpl_CjBwBVeWEf1UMtWvZEe1afUy4p2a 2x" src="/_next/image?url=%2Fassets%2Ffooter%2Fgoogle-play-badge.webp&w=256&q=75&dpl=dpl_CjBwBVeWEf1UMtWvZEe1afUy4p2a"/></a></div><div class="mb-8 grid h-fit auto-cols-fr grid-flow-col gap-4 lg:mb-0"><a target="_blank" rel="noopener noreferrer" class="group/link hover:text-underline" href="https://www.linkedin.com/company/ramp/"><img alt="linkedin logo" 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