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Generali Group

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aria-expanded="true" aria-label="Close" class="icongen-close"> <span class="visually-hidden">Close WorldMap</span> </a> </div> <div class="wrapper-content-small logo-container"> <figure id="logo-tool-back"> <img id="logo-tool-white" src="/.resources/generalicom-templating-light/webresources/images/generali-logo-white.svg" title="Generali Group" alt="Generali Group" data-png-fallback="/.resources/generalicom-templating-light/webresources/tool-help/images/logo-white.png" /> </figure> </div> <!-- VERSIONE MOBILE --> <div class="wrapper-content-small mobile-list" id="myMobyContinents"></div> <!-- FINE VERSIONE MOBILE --> <!-- VERSIONE DESKTOP --> <div class="wrapper-content-small continents-container" id="myDeskContinents"> <nav> <ul id="myContinents"></ul> </nav> <div id="otherBlocksIntro"> <div class="obiBlock leftBlk"> <h4 id="introGLTitle"></h4> <ul id="introGLUl"></ul> <a href="#" aria-labelledby="introGLTitle" id="introGLMore"></a> </div> <div class="obiBlock rightBlk"> <h4 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class="back-detail desktopBack" id="back-continent-from-Detail" onclick="backToContinent(this)"> <div class="back-link"><p></p></div> <p class="selected-road"></p> </div> <div class="controls-pages"> <p id="prev-agency" aria-label="Previous Agency" class="prev-detail" onclick="showPageFromArrow(-1)"></p> <p id="next-agency" aria-label="Next Agency" class="next-detail" onclick="showPageFromArrow(+1)"></p> </div> <div class="controls-dots"></div> </div> <!-- FINE DETTAGLI NAZIONE --> <div class="wrapper-content-small scroll-down"> <div class="scroll"> <p class="text-scroll">Scroll to see our Corporate Website</p> <p class="icon-scroll" id="icon-scroll"></p> </div> </div> </div> <div class="d-none d-xl-block helpyou-btn"> <a href="/where-we-are" class="link"> where we are </a> </div> </div> <nav class="navbar navbar-expand-xl"> <div class="px-xl-0 container-fluid"> <a class="d-none d-xl-flex logo-lg" href="/" title=""> <img src="/.resources/generalicom-templating-light/webresources/images/generali-logo-big.svg" title="" alt="Generali Group" width="90" data-png-fallback="/.resources/generalicom-templating-light/webresources/images/generali-logo-big.png"> </a> <a class="d-xl-none" href="/" title=""> <img src="/.resources/generalicom-templating-light/webresources/images/generali-logo-small.svg" title="" alt="" width="190" data-png-fallback="/.resources/generalicom-templating-light/webresources/images/generali-logo-small.png" /> </a> <div class="d-xl-none d-flex align-items-center"> <a href="/where-we-are" class="icongen-world2 me-4 pe-3 link"> <span class="visually-hidden">Open WorldMap</span> </a> <a class="mmenu"> <span class="visually-hidden">Open Navigation</span> <span class="icongen-hamburger-menu"></span> <span class="icongen-cross" style="display:none;"></span> <i class="d-none open">Open Navigation</i> <i class="d-none close">Close Navigation</i> </a> </div> <div class="d-none d-xl-flex flex-column w-100"> <div class="d-flex justify-content-between background-red-generali" id="topnav"> <ul class="list-unstyled d-flex"> <li class=""><a href="/info/discovering-generali"><span>Generali Stories</span></a></li> <li class=""><a href="/info/bollettino"><span>Bollettino</span></a></li> </ul> <ul class="list-unstyled d-flex"> <li > <a href="/info/download-center"> <span class="circle"><i class="icongen-download-center"></i></span> <span>Download Center</span> </a> </li> <li > <a href="/info/contact-us"> <span class="circle"><i class="icongen-envelop"></i></span> <span>Contact us</span> </a> </li> <li> <a href="/it/"><span>Ita</span></a> </li> </ul> </div> <div class="fs-6 collapse navbar-collapse" id="mainnav"> <ul class="navbar-nav me-auto mb-2 mb-xl-0 list-unstyled"> <li class="nav-item dropdown position-static"> <a class="nav-link dropdown-toggle" role="button" data-bs-toggle="dropdown" aria-expanded="false" href="/who-we-are">Who We Are</a> <div class="dropdown-menu w-100 shadow py-5"> <div class="px-3 large-container position-relative"> <div class="position-absolute top-0 end-0 close-menu-container"> <a role="button" class="close-menu"> <span class="visually-hidden">Close Navigation</span> <span class="close-label me-1">Close</span> <span class="icongen-close color-dark-blue"></span> </a> </div> <div class="row"> <div class="col-3 component pe-4"> <h4 class="color-red">Who We Are</h4> <p class="mt-3"> Generali is one of the largest global insurance and asset management providers. </p> <a aria-label="Who We Are" class="btn btn-red mt-3" href="/who-we-are"> Discover </a> </div> <div class="col-3" id="accordion_0_1"><ul class="list-unstyled"> <li><a class="dropdown-item" href="/who-we-are/at-a-glance">At a Glance</a></li> <li class="position-relative"> <a id="navItem3821ccb9-39ff-4bb7-9837-779630d9340c" class="dropdown-item" href="/who-we-are/history"> Our History </a> <a aria-labelledby="navItem3821ccb9-39ff-4bb7-9837-779630d9340c" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menu3821ccb9-39ff-4bb7-9837-779630d9340c" role="button" aria-expanded="false" aria-controls="menu3821ccb9-39ff-4bb7-9837-779630d9340c"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_0_1" class="collapse list-unstyled" id="menu3821ccb9-39ff-4bb7-9837-779630d9340c"> <li><a class="dropdown-item" href="/who-we-are/history/Generali-190-Anniversary">Generali 190 Anniversary</a></li> <li><a class="dropdown-item" href="/who-we-are/history/Generali-190-Anniversary-Events-Timeline">Generali 190 Events timeline</a></li> <li><a class="dropdown-item" href="/who-we-are/history/interactive-timeline">Interactive Timeline</a></li> <li><a class="dropdown-item" href="/who-we-are/history/our-logo-over-190-years">Our logo over 190 years</a></li> <li><a class="dropdown-item" href="/who-we-are/history/the-age-of-the-lion">Generali publications</a></li> <li><a class="dropdown-item" href="/who-we-are/history/posters-and-advertising">Posters and advertising</a></li> <li><a class="dropdown-item" href="/who-we-are/history/The-Generali-Group-Historical-Archives">Group Historical Archives</a></li> <li><a class="dropdown-item" href="/who-we-are/history/group-libraries">Group libraries</a></li> </ul> </li> <li><a class="dropdown-item" href="/who-we-are/our-culture">Our Culture</a></li> <li class="position-relative"> <a id="navItem0f0500ee-989c-4d1c-927e-260330348b02" class="dropdown-item" href="/who-we-are/Strategic-Plan-Lifetime-Partner-24"> Strategic Plan: Lifetime Partner 24 </a> <a aria-labelledby="navItem0f0500ee-989c-4d1c-927e-260330348b02" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menu0f0500ee-989c-4d1c-927e-260330348b02" role="button" aria-expanded="false" aria-controls="menu0f0500ee-989c-4d1c-927e-260330348b02"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_0_1" class="collapse list-unstyled" id="menu0f0500ee-989c-4d1c-927e-260330348b02"> <li><a class="dropdown-item" href="/who-we-are/Strategic-Plan-Lifetime-Partner-24/Sustainable-growth">Sustainable growth</a></li> <li><a class="dropdown-item" href="/who-we-are/Strategic-Plan-Lifetime-Partner-24/Earnings-profile">Earnings profile</a></li> <li><a class="dropdown-item" href="/who-we-are/Strategic-Plan-Lifetime-Partner-24/Lead-innovation">Lead innovation</a></li> </ul> </li> </ul></div> <div class="col-3" id="accordion_0_2"><ul class="list-unstyled"> <li class="position-relative"> <a id="navItem15015443-123f-4164-ae58-81013b464cc5" class="dropdown-item" href="/who-we-are/global-positioning"> Our organization </a> <a aria-labelledby="navItem15015443-123f-4164-ae58-81013b464cc5" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menu15015443-123f-4164-ae58-81013b464cc5" role="button" aria-expanded="false" aria-controls="menu15015443-123f-4164-ae58-81013b464cc5"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_0_2" class="collapse list-unstyled" id="menu15015443-123f-4164-ae58-81013b464cc5"> <li><a class="dropdown-item" href="/who-we-are/global-positioning/italy">Italy</a></li> <li><a class="dropdown-item" href="/who-we-are/global-positioning/germany">Germany, Austria and Switzerland</a></li> <li><a class="dropdown-item" href="/who-we-are/global-positioning/france">France</a></li> <li><a class="dropdown-item" href="/who-we-are/global-positioning/international">International</a></li> <li><a class="dropdown-item" href="/who-we-are/global-positioning/global-business-activities">Global Business Activities</a></li> <li><a class="dropdown-item" href="/who-we-are/global-positioning/investments-asset-and-wealth-management">Asset &amp; Wealth Management</a></li> </ul> </li> <li><a class="dropdown-item" href="/who-we-are/discovering-generali">Generali 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<div class="count-slide d-none">1 / 4</div> </div> </div> <div class="swiper-slide swiper-item swiper-illustration" style="position: relative;" data-swiper-autoplay="13000"> <div class="swiper-button-prev icongen-left-arrow"></div> <div class="swiper-button-next icongen-right-arrow"></div> <div class="embed-responsive-slide"> <div class="embed-responsive-slide-item"> <div class="change-slide d-none"> <span class="icongen-left-arrow"></span> <span class="slide-count color-white">2 / 4</span> <span class="icongen-right-arrow"></span> </div> <div class="col-data"> <div class="figratio cover-image cover-image-end"> <picture> <source srcset="/.imaging/mte/generali/original/dam/site-generali/homepage/slider/2024-slider/GG_WTCW_BN_new.jpg/jcr:content/edited-2.2024-11-08-12-21-19.jpg" media="(min-width: 992px)"> <source srcset="/.imaging/mte/generali/original/dam/site-generali/homepage/slider/2024-slider/woman-mobile.jpg0/jcr:content/mobile-WGPFORBES.2024-11-08-12-55-04.jpg" media="(min-width: 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</div> </div> </div> <h4 class="h5 mt-3 font-regular">Fitch affirms Generali’s IFS rating at “A+” with a positive outlook</h4> <div class="mt-4 mb-2"> <span class="link-arrow-right">READ MORE</span> </div> </a> </div> </div> <div class="swiper-slide"> <div class="background-grey-light matchHeight border-radius-8 py-2"> <a title="Report on share buyback for the purposes of cancelling own shares as part of the implementation of the 2022-2024 strategic plan" href="/media/press-releases/all/2024/Report-on-share-buyback-18-11" class="white-box component-block" data-wow-delay="600ms"> <div class="news-events"> <div class="d-flex flex-lg-column flex-xl-row justify-content-between"> <div> <span class="color-grey-1 date">18 November 2024</span> <span class="ms-3 color-grey-1 date">14:49</span> </div> </div> </div> <h4 class="h5 mt-3 font-regular">Report on share buyback for the purposes of cancelling own shares as part of the implementation of the 2022-2024 strategic plan</h4> <div class="mt-4 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<section class="boxOverlapped-container component space-top-small space-end"> <div class="gradient-white-red-lg-50"> <div class="large-container boxOverlapped"> <div class="container"> <div class="row gx-5 align-items-center"> <div class="col-12 col-lg-4 order-2 order-lg-1 text-center text-lg-start"> <div class=" row gx-5 justify-content-center justify-content-lg-start title"> <div class="col-10 col-md-6 col-lg-12 col-xl-8"> <h3 class="mb-0 mt-3 mt-lg-0">Responsible Insurer</h3> </div> </div> <div class=" row gx-5 justify-content-center justify-content-lg-start"> <div class="col-10 col-md-6 col-lg-12 col-xl-10"> <h4 class="color-red h3 mt-2 mt-md-3">UNDP Partnership</h4> <h5 class="mt-2 mt-md-3"><span><span><span>The <strong>partnership</strong> with <strong>UNDP</strong> aimed at reducing the <strong>protection gap</strong> and increasing the socio-economic well-being of the world&#39;s <strong>most vulnerable people and places</strong>.&nbsp;</span></span></span> </h5> <a 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</div> </div> </div> </section> <section class="component background-white-2 space-end no-margin"> <div class="large-container"> <div class="container"> <div class="col-12 col-lg-10 col-xl-7 center-col"> <div class="text-center head has-text"> <h2>Financial Focus</h2> <div class="text-lg color-dark-blue text-fck"> <h4 class="py-md-3">Financial figures at <span><span>September 30</span></span>, 2024 </h4> </div> <div class="clearfix"></div> </div> </div> </div> <div class="container"> <div class="swiper-container financials" id="financials1"> <div class="swiper-wrapper"> <div class="swiper-slide"> <div class="financial text-center p-5 background-white matchHeight border-radius-8"> <span class="icongen icongen-operating-result"><span class="path1"></span><span class="path2"></span><span class="path3"></span><span class="path4"></span><span class="path5"></span><span class="path6"></span><span class="path7"></span><span class="path8"></span><span class="path9"></span><span class="path10"></span><span class="path11"></span><span class="path12"></span><span class="path13"></span><span class="path14"></span><span class="path15"></span><span class="path16"></span><span class="path17"></span><span class="path18"></span></span> <h4 class="color-red h1-big mb-1 nowrap">€ 5.4 bln</h4> <h5 class="color-red">+7.9% </h5> <h6 class="text-sm color-grey-2 text-uppercase desc">Operating result</h6> </div> </div><div class="swiper-slide"> <div class="financial text-center p-5 background-white matchHeight border-radius-8"> <span class="icongen icongen-business-margin"><span class="path1"></span><span class="path2"></span><span class="path3"></span><span class="path4"></span><span class="path5"></span><span class="path6"></span><span class="path7"></span><span class="path8"></span><span class="path9"></span><span class="path10"></span><span class="path11"></span><span class="path12"></span><span class="path13"></span><span class="path14"></span><span class="path15"></span><span class="path16"></span><span class="path17"></span><span class="path18"></span></span> <h4 class="color-red h1-big mb-1 nowrap">4.45 %</h4> <h5 class="color-red">-1.28 p.p. </h5> <h6 class="text-sm color-grey-2 text-uppercase desc">New Business Margin</h6> </div> </div><div class="swiper-slide"> <div class="financial text-center p-5 background-white matchHeight border-radius-8"> <span class="icongen icongen-combined-ratio"><span class="path1"></span><span class="path2"></span><span class="path3"></span><span class="path4"></span><span class="path5"></span><span class="path6"></span><span class="path7"></span><span class="path8"></span><span class="path9"></span><span class="path10"></span><span class="path11"></span><span class="path12"></span><span class="path13"></span><span class="path14"></span><span class="path15"></span><span class="path16"></span><span class="path17"></span><span class="path18"></span></span> <h4 class="color-red h1-big mb-1 nowrap">94.0 %</h4> <h5 class="color-red">-0.3 p.p. </h5> <h6 class="text-sm color-grey-2 text-uppercase desc">Combined Ratio</h6> </div> </div> </div> </div> <div class="swiper-pagination swiper-pagination-financials" id="swiper-pagination-financials1"></div> </div> </div> </section><section class="component no-margin" style="height: 74px;"> <iframe id="teleborsa" class="component-block" src="https://syndication.teleborsa.it/Generali/2015/en/ticker.html" style="height:75px;border:0 none;" alt="" title="teleborsa"></iframe> </section><section class="component background-white-2 space-end no-margin"> <div class="large-container"> <div class="text-center head"> <h2>Publications</h2> </div> <div class="container"> <div class="swiper-container publications"> <div class="swiper-wrapper"> <a href="/info/bollettino" class="swiper-slide" title="Bollettino<br/><br/> "> <div class="matchHeight publication wow fadeInUp" data-wow-delay="200ms"> <figure class="zoom"> <img 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Impact Report</h5> <div class="link-arrow-right-container"> <span class="link-arrow-right external">Discover more</span> </div> </div> </a> </div> </div> <div class="swiper-pagination swiper-pagination-publications"></div> </div> </div> </section><section class="component background-white space-top-small"> <div> <div class="text-center head"> <h2>Our Group</h2> </div> <div class="container"> <div class="row reset overlapped-container justify-content-center justify-content-stretch"> <div class=" wing column-above align-items-center col col-12 col-lg-6 col-xl-5 align-self-stretch background-red colored-box-center"> <div class=" colored-box-container"> <div style="position:relative;" class="colored-box wow zoomIn"> <div class="row justify-content-center"> <div class="col-10 col-md-7 col-lg-12 internal-padding text-center text-lg-start"> <h3 class="color-white mb-3 mb-md-4">One of the leading insurers in the world<br/></h3> <div class="text-md text-fck color-white truncate"> <p>Generali&nbsp;is one of the largest global insurance and asset management providers. It is present in over 50 countries, with 70 mln customers. </p> </div> <a aria-label="At a Glance" href="/who-we-are/at-a-glance" class="btn mb-4 mb-lg-0">Discover more</a> </div> </div> </div> </div></div> <div class=" overlapped-column col col-11 col-lg-6 col-xl-7 align-self-stretch swiper-item position-relative"> <div class="figratio boxImageVideo" data-ratio="16:9"> <picture> <source srcset="/.imaging/mte/generali/original/dam/site-generali/homepage/fascia-img/Our-Purpose_DESKTOP-bannerSep22-.png0/jcr:content/Our-Purpose_DESKTOP-bannerSep22-.2022-09-19-11-02-49.png" media="(min-width: 768px)"> <img loading="lazy" src="/.imaging/mte/generali/original/dam/site-generali/homepage/fascia-img/fascia-mobile/Our-Purpose_MOBILE-bannerSep22-.png0/jcr:content/Our-Purpose_MOBILE-bannerSep22-.2022-09-19-11-02-38.png" alt=""> </picture> </div> </div> </div> </div> </div> </section> </div> </div> <footer> <div class="large-container"> <div class="row top"> <div class="col-12 col-md-8"> <div class="row align-items-center"> <div class="col-12 col-md-4 text-center text-md-start"> <a href="/" title=""> <img src="/.resources/generalicom-templating-light/webresources/images/generali-logo-big.svg" title="" alt="Generali Group" width="90" data-png-fallback="/.resources/generalicom-templating-light/webresources/images/generali-logo-big.png"> </a> </div> <div class="mt-3 mt-md-0 col-12 col-md-8 text-center text-md-start"> <p>Follow the stories on our social networks</p> </div> </div> </div> <div class="pt-2 pt-md-0 mt-4 mt-md-0 col-12 col-md-4"> <ul class="px-5 px-md-0 list-unstyled d-flex justify-content-between align-items-center"> <li> <a rel="nofollow" class="social-linkedin" aria-label="Follow us on LinkedIn" href="https://www.linkedin.com/company/generali?trk=top_nav_home" title="https://www.linkedin.com/company/generali?trk=top_nav_home" target="_blank"><span class="icongen-linkedin"></span></a> </li> <li> <a class="social-twitter" aria-label="Follow us on Twitter" href="https://twitter.com/GENERALI" title="https://twitter.com/GENERALI" target="_blank"><span class="icongen-twitter"></span></a> </li> <li> <a class="social-instagram" aria-label="Follow us on Instagram" href="https://www.instagram.com/generaligroup/" title="https://www.instagram.com/generaligroup/" target="_blank"><span class="icongen-instagram"></span></a> </li> <li> <a class="social-youtube" aria-label="Follow us on YouTube" href="https://www.youtube.com/user/GruppoGenerali" title="https://www.youtube.com/user/GruppoGenerali" target="_blank"><span class="icongen-youtube"></span></a> </li> </ul> </div> </div> <div class="row bottom my-4 my-md-5"> <div class="pt-2 pt-md-0 col-12 col-md-4 order-1 order-md-2"> <ul class="list-unstyled d-flex flex-row flex-md-column flex-xl-row justify-content-center justify-content-xl-end align-items-md-center align-items-xl-end"> <li><a class="lightbox-remote" href="/tools/survey-modal" title="2 minute survey" data-type="url" data-remote="/tools/survey-modal"><span class="icongen-star"></span>2 minute survey</a></li> <li><a href="/tools/subscription/content-categories-subscription" title="Get Updates"><span class="icongen-get-updates"></span>Get Updates</a></li> </ul> </div> <div class="pt-2 pt-md-0 mt-4 mt-md-0 col-12 col-md-8 order-2 order-md-1"> <div class="mx-2 mx-md-0 me-xl-3"> <p><a href="/who-we-are">Generali</a> is one of the largest global insurance and asset management providers. Established in 1831, it is present in over 50 countries in the world, with a total premium income of &euro; 82.5 billion in 2023. With almost 82,000 employees serving 70 million customers, the Group has a leading position in Europe and a growing presence in Asia and Latin America. At the heart of Generali&rsquo;s strategy is its Lifetime Partner commitment to customers, achieved through innovative and personalised solutions, best-in-class customer experience and its digitalised global distribution capabilities. The Group has fully embedded sustainability into all strategic choices, with the aim to create value for all stakeholders while building a fairer and more resilient society.</p> </div> </div> </div> </div> <div class="background-grey-light last"> <div class="large-container"> <div class="row"> <div class="col-12 col-md-7"> <ul class="list-unstyled"> <li> <a title="Legal Info" href="/info/legal-information">Legal Info</a> </li> <li> <a title="Cookie Policy" href="/info/cookies-policy">Cookie Policy</a> </li> <li> <a title="Privacy &amp; GDPR" href="/info/privacy/privacy-information">Privacy &amp; GDPR</a> </li> <li> <a title="FATCA" href="/info/fatca">FATCA</a> </li> <li> <a title="EMIR exemption " href="/info/European-Market-Infrastructure-Regulation">EMIR exemption </a> </li> <li> <a title="Holocaust" href="/info/holocaust">Holocaust</a> </li> <li> <a title="Accessibility" href="/info/accessibility">Accessibility</a> </li> <li> <a target="_blank" title="Whistleblowing" 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href="/who-we-are/at-a-glance">At a Glance</a></li> <li> <a href="/who-we-are/history"> Our History </a> <ul> <strong class="back">Who We Are</strong> <li class="flex-column main-section"> <h3>Our History</h3> <a class="btn-red mb-3 mt-2" href="/who-we-are/history">Discover</a> </li> <li><a href="/who-we-are/history/Generali-190-Anniversary">Generali 190 Anniversary</a></li> <li><a href="/who-we-are/history/Generali-190-Anniversary-Events-Timeline">Generali 190 Events timeline</a></li> <li><a href="/who-we-are/history/interactive-timeline">Interactive Timeline</a></li> <li><a href="/who-we-are/history/our-logo-over-190-years">Our logo over 190 years</a></li> <li><a href="/who-we-are/history/the-age-of-the-lion">Generali publications</a></li> <li><a href="/who-we-are/history/posters-and-advertising">Posters and advertising</a></li> <li><a href="/who-we-are/history/The-Generali-Group-Historical-Archives">Group Historical Archives</a></li> <li><a href="/who-we-are/history/group-libraries">Group libraries</a></li> </ul> </li> <li><a href="/who-we-are/our-culture">Our Culture</a></li> <li> <a href="/who-we-are/Strategic-Plan-Lifetime-Partner-24"> Strategic Plan: Lifetime Partner 24 </a> <ul> <strong class="back">Who We Are</strong> <li class="flex-column main-section"> <h3>Strategic Plan: Lifetime Partner 24</h3> <a class="btn-red mb-3 mt-2" href="/who-we-are/Strategic-Plan-Lifetime-Partner-24">Discover</a> </li> <li><a href="/who-we-are/Strategic-Plan-Lifetime-Partner-24/Sustainable-growth">Sustainable growth</a></li> <li><a href="/who-we-are/Strategic-Plan-Lifetime-Partner-24/Earnings-profile">Earnings profile</a></li> <li><a href="/who-we-are/Strategic-Plan-Lifetime-Partner-24/Lead-innovation">Lead innovation</a></li> </ul> </li> <li> <a href="/who-we-are/global-positioning"> Our organization </a> <ul> <strong class="back">Who We Are</strong> <li class="flex-column main-section"> <h3>Our organization</h3> <a class="btn-red 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main-section"> <h3>Life insurance</h3> <a class="btn-red mb-3 mt-2" href="/what-we-do/life-insurance">Discover</a> </li> <li><a href="/what-we-do/life-insurance/pure-risk-cover">Pure-Risk Cover</a></li> <li><a href="/what-we-do/life-insurance/investment-policies">Investment policies</a></li> <li><a href="/what-we-do/life-insurance/pension-funds">Pension Funds</a></li> <li><a href="/what-we-do/life-insurance/before-taking-out-a-life-insurance-policy">Before Taking Out a Life Insurance Policy</a></li> </ul> </li> <li> <a href="/what-we-do/property-and-casualty-insurance"> Property and Casualty Insurance </a> <ul> <strong class="back">What we do</strong> <li class="flex-column main-section"> <h3>Property and Casualty Insurance</h3> <a class="btn-red mb-3 mt-2" href="/what-we-do/property-and-casualty-insurance">Discover</a> </li> <li><a href="/what-we-do/property-and-casualty-insurance/damage-to-property">Damage to property</a></li> <li><a href="/what-we-do/property-and-casualty-insurance/personal-injury">Personal Injury</a></li> <li><a href="/what-we-do/property-and-casualty-insurance/third-party-liability">Third-Party Liability</a></li> <li><a href="/what-we-do/property-and-casualty-insurance/before-taking-out-a-property-and-casualty-policy">Before Taking Out a Property and Casualty Policy</a></li> <li><a href="/what-we-do/property-and-casualty-insurance/insurance-product-distribution-and-claims-management">Insurance Product Distribution and Claims Management</a></li> </ul> </li> <li><a href="/what-we-do/insurance-for-companies">Insurance for Companies</a></li> <li><a href="/what-we-do/insurance-solutions-with-ESG-components">Insurance solutions with ESG components</a></li> <li> <a href="/what-we-do/Global-Advisor-Excellence-Contest"> Global Advisor Excellence Contest </a> <ul> <strong class="back">What we do</strong> <li class="flex-column main-section"> <h3>Global Advisor Excellence Contest</h3> <a class="btn-red mb-3 mt-2" href="/what-we-do/Global-Advisor-Excellence-Contest">Discover</a> </li> <li><a href="/what-we-do/Global-Advisor-Excellence-Contest/Hall-of-fame">Hall of Fame &amp; Finalists</a></li> <li><a href="/what-we-do/Global-Advisor-Excellence-Contest/Young-lion">Young Lion</a></li> <li><a href="/what-we-do/Global-Advisor-Excellence-Contest/engaged-agents">Generali Engaged Agents</a></li> </ul> </li> <li><a href="/what-we-do/asset-management">Asset Management</a></li> <li><a href="/what-we-do/Insurance-for-dummies">Insurance for dummies</a></li> <li><a href="/what-we-do/emerging-risks">Emerging risks</a></li> </ul> </li> <li> <a href="/sustainability">Sustainability</a> <ul> <strong class="back">back</strong> <li class="flex-column main-section"> <h3>Sustainability</h3> <p class="mt-1 mb-3"> Sustainability is the originator of our strategy. </p> <a class="btn-red mb-3" href="/sustainability"> Discover </a> </li> <li> <a href="/sustainability/responsible-business"> Responsible Business </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Responsible Business</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/responsible-business">Discover</a> </li> <li><a href="/sustainability/responsible-business/charter_sustainability_commitments">Charter of Sustainability Commitments </a></li> <li><a href="/sustainability/responsible-business/materiality-analysis">Materiality assessment</a></li> <li><a href="/sustainability/responsible-business/stakeholder-engagement">Stakeholder engagement</a></li> <li><a href="/sustainability/responsible-business/sustainability-indices-and-ratings">Sustainability indices and ratings </a></li> <li><a href="/sustainability/responsible-business/external-commitments">External commitments</a></li> </ul> </li> <li> <a href="/sustainability/responsible-insurer"> Responsible Insurer </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Responsible Insurer</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/responsible-insurer">Discover</a> </li> <li><a href="/sustainability/responsible-insurer/insurance-solutions-with-ESG-components">Insurance solutions with ESG components</a></li> <li><a href="/sustainability/responsible-insurer/SME-EnterPRIZE">SME EnterPRIZE</a></li> <li><a href="/sustainability/responsible-insurer/becoming-a-life-time-partner-to-our-customers">A Lifetime partner to our customers</a></li> <li><a href="/sustainability/responsible-insurer/NPS-improving-clients-experience">NPS: improving clients’ experience</a></li> <li><a href="/sustainability/responsible-insurer/Public-Private-partnerships">Public-Private partnerships</a></li> <li><a href="/sustainability/responsible-insurer/EU-Taxonomy-TSC-4-Data-sharing">EU Taxonomy</a></li> <li><a href="/sustainability/responsible-insurer/sustainability-into-underwriting">Sustainability into Underwriting</a></li> </ul> </li> <li> <a href="/sustainability/responsible-investor"> Responsible Investor </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Responsible Investor</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/responsible-investor">Discover</a> </li> <li><a href="/sustainability/responsible-investor/sustainability-into-investments">Sustainability into Investments</a></li> <li><a href="/sustainability/responsible-investor/investing-for-the-climate">Investing for climate</a></li> <li><a href="/sustainability/responsible-investor/real-estate-investments">Sustainable real estate investing</a></li> <li><a href="/sustainability/responsible-investor/sustainability-related-disclosures">Sustainability related disclosures</a></li> </ul> </li> <li> <a href="/sustainability/responsible-employer"> Responsible Employer </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Responsible Employer</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/responsible-employer">Discover</a> </li> <li><a href="/sustainability/responsible-employer/Generali-people-strategy">Generali People Strategy</a></li> <li><a href="/sustainability/responsible-employer/Employees_engagement">Employee engagement </a></li> <li><a href="/sustainability/responsible-employer/diversity-and-inclusion">Diversity Equity and Inclusion</a></li> <li><a href="/sustainability/responsible-employer/investing-in-our-people">Investing in our people</a></li> <li><a href="/sustainability/responsible-employer/training">Training</a></li> <li><a href="/sustainability/responsible-employer/work-life-balance">Work-life balance</a></li> <li><a href="/sustainability/responsible-employer/well-being">Well-being</a></li> <li><a href="/sustainability/responsible-employer/environmental-management">Environmental management system of Group Operations</a></li> <li><a href="/sustainability/responsible-employer/greenhouse-gas-emissions">Greenhouse gas emissions</a></li> <li><a href="/sustainability/responsible-employer/Green-offices-energy-use-of-resources-and-waste">Our offices: energy, use of resources and waste</a></li> <li><a href="/sustainability/responsible-employer/mobility">Mobility of our personnel</a></li> <li><a href="/sustainability/responsible-employer/social-dialogue">Social Dialogue</a></li> <li><a href="/sustainability/responsible-employer/european_social_charter">European Social Charter</a></li> <li><a href="/sustainability/responsible-employer/European_Works_Council">European Works Council</a></li> <li><a href="/sustainability/responsible-employer/working-with-our-suppliers">Working with our suppliers</a></li> </ul> </li> <li> <a href="/sustainability/responsible-citizen"> Responsible Corporate Citizen </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Responsible Corporate Citizen</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/responsible-citizen">Discover</a> </li> <li><a href="/sustainability/responsible-citizen/the-human-safety-net">The Human Safety Net</a></li> <li><a href="/sustainability/responsible-citizen/how-we-contribute">How we contribute</a></li> </ul> </li> <li> <a href="/sustainability/our-commitment-to-the-environment-and-climate"> Commitments to the environment and climate </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Commitments to the environment and climate</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/our-commitment-to-the-environment-and-climate">Discover</a> </li> <li><a href="/sustainability/our-commitment-to-the-environment-and-climate/participation-in-public-debate">Climate advocacy policy and participation in public debate</a></li> </ul> </li> <li> <a href="/sustainability/performance-and-reporting"> Performance and Reporting </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Performance and Reporting</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/performance-and-reporting">Discover</a> </li> <li><a href="/sustainability/performance-and-reporting/data-and-performance">Data and performance</a></li> <li><a href="/sustainability/performance-and-reporting/how-we-report-vista">Sustainability reports archive</a></li> </ul> </li> <li> <a href="/sustainability/sustainable-financial-management"> Sustainable Financial Management </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Sustainable Financial Management</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/sustainable-financial-management">Discover</a> </li> <li><a href="/sustainability/sustainable-financial-management/green-and-sustainability-bonds">Green &amp; Sustainability Bonds</a></li> <li><a href="/sustainability/sustainable-financial-management/green-social-and-sustainability-ILS">Green, Social and Sustainability ILS</a></li> </ul> </li> <li> <a href="/sustainability/our-rules"> Our rules </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Our rules</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/our-rules">Discover</a> </li> <li><a href="/sustainability/our-rules/governance-management">Governance &amp; management</a></li> <li><a href="/sustainability/our-rules/code-of-conduct">Generali Group Code of Conduct</a></li> <li><a href="/sustainability/our-rules/respecting-human-rights">Respecting human rights</a></li> <li><a href="/sustainability/our-rules/anti-corruption">Anti-corruption</a></li> <li><a href="/sustainability/our-rules/financial-crimes-compliance">Financial crimes compliance</a></li> <li><a href="/sustainability/our-rules/Anti-Financial-Crime-and-Anti-Bribery-and-Corruption">Anti Financial Crime and Anti Bribery &amp; Corruption</a></li> <li><a href="/sustainability/our-rules/tax-payments">Tax Strategy and Taxes</a></li> <li><a href="/sustainability/our-rules/tax-transparency-report">Tax Transparency Report</a></li> <li><a href="/sustainability/our-rules/group-security">Group security</a></li> </ul> </li> <li><a href="/sustainability/contacts">Contacts</a></li> </ul> </li> <li> <a href="/work-with-us">Work with us</a> <ul> <strong class="back">back</strong> <li class="flex-column main-section"> <h3>Work with us</h3> <p class="mt-1 mb-3"> People are our company&#039;s soul. </p> <a class="btn-red mb-3" href="/work-with-us"> Discover </a> </li> <li> <a href="/work-with-us/Get-to-know-us"> Get to know us </a> <ul> <strong class="back">Work with us</strong> <li class="flex-column main-section"> <h3>Get to know us</h3> <a class="btn-red mb-3 mt-2" href="/work-with-us/Get-to-know-us">Discover</a> </li> <li><a href="/work-with-us/Get-to-know-us/diversity-and-inclusion">Diversity Equity and Inclusion</a></li> <li><a href="/work-with-us/Get-to-know-us/Our-people-s-stories">Our people’s stories</a></li> </ul> </li> <li> <a href="/work-with-us/grow-with-us"> Grow with us </a> <ul> <strong class="back">Work with us</strong> <li class="flex-column main-section"> <h3>Grow with us</h3> <a class="btn-red mb-3 mt-2" href="/work-with-us/grow-with-us">Discover</a> </li> <li><a href="/work-with-us/grow-with-us/Drive-our-success">Drive our success</a></li> <li><a href="/work-with-us/grow-with-us/Your-development">Your development with us</a></li> <li><a href="/work-with-us/grow-with-us/We-LEARN">We LEARN</a></li> <li><a href="/work-with-us/grow-with-us/what-we-offer">What we offer</a></li> </ul> </li> <li> <a href="/work-with-us/join-us"> Join us </a> <ul> <strong class="back">Work with us</strong> <li class="flex-column main-section"> <h3>Join us</h3> <a class="btn-red mb-3 mt-2" href="/work-with-us/join-us">Discover</a> </li> <li><a href="/work-with-us/join-us/five-reasons-to-apply">Five reasons to apply</a></li> <li><a href="/work-with-us/join-us/Openings_Graduates_and_Students">Openings for Graduates and Students</a></li> <li><a href="/work-with-us/join-us/job-search">Job search</a></li> <li><a href="/work-with-us/join-us/contact-and-connect-with-us">Contact and connect with us</a></li> </ul> </li> </ul> </li> <li> <a href="/investors">Investors</a> <ul> <strong class="back">back</strong> <li class="flex-column main-section"> <h3>Investors</h3> <p class="mt-1 mb-3"> Driving sustainable growth, enhancing earnings profile, and leading innovation are the three pillars of our strategy. </p> <a class="btn-red mb-3" href="/investors"> Discover </a> </li> <li><a href="/investors/investing-in-generali">Investing in Generali</a></li> <li> <a href="/investors/Strategy"> Strategy </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Strategy</h3> <a class="btn-red mb-3 mt-2" href="/investors/Strategy">Discover</a> </li> <li><a href="/investors/Strategy/Outlook">Outlook</a></li> <li><a href="/investors/Strategy/investments-and-divestments">Investments and divestments</a></li> <li><a href="/investors/Strategy/transformation-strategy">Lead Innovation</a></li> <li><a href="/investors/Strategy/Growth-factors">Growth factors</a></li> </ul> </li> <li> <a href="/investors/financial-highlights"> Financial highlights </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Financial highlights</h3> <a class="btn-red mb-3 mt-2" href="/investors/financial-highlights">Discover</a> </li> <li><a href="/investors/financial-highlights/performance-by-segment">Performance by segment</a></li> <li><a href="/investors/financial-highlights/performance-by-country">Performance by country</a></li> <li><a href="/investors/financial-highlights/historical-data">Historical Data</a></li> </ul> </li> <li> <a href="/investors/reports-and-presentations"> Reports and presentations </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Reports and presentations</h3> <a class="btn-red mb-3 mt-2" href="/investors/reports-and-presentations">Discover</a> </li> <li><a href="/investors/reports-and-presentations/report-archive">Report Archive</a></li> <li><a href="/investors/reports-and-presentations/Presentations">Presentations</a></li> <li><a href="/investors/reports-and-presentations/investor-day">Investor Days</a></li> <li><a href="/investors/reports-and-presentations/opa-cattolica">Cattolica Tender</a></li> </ul> </li> <li> <a href="/investors/share-information-analysts"> Share information &amp; analysts </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Share information &amp; analysts</h3> <a class="btn-red mb-3 mt-2" href="/investors/share-information-analysts">Discover</a> </li> <li><a href="/investors/share-information-analysts/key-share-figures">Key share figures</a></li> <li><a href="/investors/share-information-analysts/tickers-and-indices">Tickers and indices</a></li> <li><a href="/investors/share-information-analysts/share-capital">Share capital</a></li> <li><a href="/investors/share-information-analysts/dividends">Dividends</a></li> <li><a href="/investors/share-information-analysts/Shareholding-calculator">Shareholding calculator</a></li> <li><a href="/investors/share-information-analysts/equity-analysts-and-consensus">Equity analysts and consensus</a></li> <li><a href="/investors/share-information-analysts/ownership-structure">Ownership structure</a></li> <li><a href="/investors/share-information-analysts/share-buyback">Share buyback</a></li> </ul> </li> <li> <a href="/investors/debt-ratings"> Debt &amp; ratings </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Debt &amp; ratings</h3> <a class="btn-red mb-3 mt-2" href="/investors/debt-ratings">Discover</a> </li> <li><a href="/investors/debt-ratings/listed-debt-securities">Debt securities</a></li> <li><a href="/investors/debt-ratings/debt-composition-and-maturity">Debt composition and maturity</a></li> <li><a href="/investors/debt-ratings/ratings">Ratings</a></li> <li><a href="/investors/debt-ratings/credit-analysts">Credit analysts</a></li> <li><a href="/investors/debt-ratings/sustainability-bond-framework">Sustainability Bond Framework and Report </a></li> </ul> </li> <li> <a href="/investors/Our-ESG-approach"> Our ESG approach </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Our ESG approach</h3> <a class="btn-red mb-3 mt-2" href="/investors/Our-ESG-approach">Discover</a> </li> <li><a href="/investors/Our-ESG-approach/Environmental">Environmental</a></li> <li><a href="/investors/Our-ESG-approach/Social">Social</a></li> <li><a href="/investors/Our-ESG-approach/Governance">Governance</a></li> </ul> </li> <li><a href="/investors/financial-calendar">Financial calendar</a></li> <li><a href="/investors/Retail-shareholders">Retail shareholders</a></li> <li> <a href="/investors/contacts"> Contacts </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Contacts</h3> <a class="btn-red mb-3 mt-2" href="/investors/contacts">Discover</a> </li> <li><a href="/investors/contacts/Contacts-for-institutional-investors">Contacts for institutional investors</a></li> <li><a href="/investors/contacts/Contacts-for-retail-shareholders">Contacts for retail shareholders</a></li> </ul> </li> </ul> </li> <li> <a href="/media">Media</a> <ul> <strong class="back">back</strong> <li class="flex-column main-section"> <h3>Media</h3> <p class="mt-1 mb-3"> The latest from Generali. </p> <a class="btn-red mb-3" href="/media"> Discover </a> </li> <li><a href="/media/press-releases">Press releases</a></li> <li> <a href="/media/News"> News </a> <ul> <strong class="back">Media</strong> <li class="flex-column main-section"> <h3>News</h3> <a class="btn-red mb-3 mt-2" href="/media/News">Discover</a> </li> <li><a href="/media/News/covid-19-emergency">COVID-19 emergency</a></li> </ul> </li> <li> <a href="/media/podcast"> Podcast </a> <ul> <strong class="back">Media</strong> <li class="flex-column main-section"> <h3>Podcast</h3> <a class="btn-red mb-3 mt-2" href="/media/podcast">Discover</a> </li> <li><a href="/media/podcast/190-Years-of-Future">190 Years of Future</a></li> </ul> </li> <li><a href="/media/media-kit">Media kit</a></li> <li><a href="/media/events-calendar">Events calendar</a></li> <li> <a href="/media/multimedia-gallery"> Multimedia-Gallery </a> <ul> <strong class="back">Media</strong> <li class="flex-column main-section"> <h3>Multimedia-Gallery</h3> <a class="btn-red mb-3 mt-2" href="/media/multimedia-gallery">Discover</a> </li> <li><a href="/media/multimedia-gallery/video">Videos</a></li> <li><a href="/media/multimedia-gallery/images">Images</a></li> </ul> </li> <li> <a href="/media/social-media"> Social media </a> <ul> <strong class="back">Media</strong> <li class="flex-column 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class="btn-red mb-3" href="/governance"> Discover </a> </li> <li> <a href="/governance/corporate-governance-system"> Corporate governance system </a> <ul> <strong class="back">Governance</strong> <li class="flex-column main-section"> <h3>Corporate governance system</h3> <a class="btn-red mb-3 mt-2" href="/governance/corporate-governance-system">Discover</a> </li> <li><a href="/governance/corporate-governance-system/articles-of-association">Articles of association</a></li> <li><a href="/governance/corporate-governance-system/organisational-and-management-model">Organizational and Management Model </a></li> <li><a href="/governance/corporate-governance-system/related-party-transactions">Related-party transactions</a></li> <li><a href="/governance/corporate-governance-system/corporate-governance-report">Corporate Governance Report</a></li> <li><a href="/governance/corporate-governance-system/diversity-policy">Diversity Policy </a></li> </ul> </li> <li> <a href="/governance/board-of-directors"> Board of Directors </a> <ul> <strong class="back">Governance</strong> <li class="flex-column main-section"> <h3>Board of Directors</h3> <a class="btn-red mb-3 mt-2" href="/governance/board-of-directors">Discover</a> </li> <li><a href="/governance/board-of-directors/Role-functions-and-activity">Role, functions and activity</a></li> <li><a href="/governance/board-of-directors/meetings-and-attendance">Meetings and attendance</a></li> <li><a href="/governance/board-of-directors/board-evaluation">Board evaluation</a></li> <li><a href="/governance/board-of-directors/succession-plan">Succession plan</a></li> <li><a href="/governance/board-of-directors/outgoing-board-of-directors-list">Procedure for the outgoing Board of Directors list – AGM 2022</a></li> </ul> </li> <li> <a href="/governance/committees"> Committees </a> <ul> <strong class="back">Governance</strong> <li class="flex-column main-section"> <h3>Committees</h3> <a class="btn-red mb-3 mt-2" href="/governance/committees">Discover</a> </li> <li><a href="/governance/committees/risk-and-control">Risk and Control Committee</a></li> <li><a href="/governance/committees/Related-Party-transactions">Related party transactions Committee</a></li> <li><a href="/governance/committees/Nominations-and-corporate-governance">Nominations and Corporate Governance Committee</a></li> <li><a href="/governance/committees/remuneration-and-HR-committee">Remuneration and Human Resources Committee</a></li> <li><a href="/governance/committees/Innovation-and-Sustainability">Innovation, Social and Environmental Sustainability Committee</a></li> <li><a href="/governance/committees/Investment-Committee">Investment Committee</a></li> </ul> </li> <li><a href="/governance/statutory-auditors">Statutory Auditors</a></li> <li><a href="/governance/auditing-firm">External Auditors Firm</a></li> <li> <a href="/governance/remuneration"> Remuneration </a> <ul> <strong class="back">Governance</strong> <li 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