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PayPal UK Ltd’s company number is 14741686 and its registered address is Whittaker House, Whittaker Avenue, Richmond-Upon-Thames, Surrey, United Kingdom, TW9 1EH."}],"logo":{"text":"PayPal Logo","href":"/uk/home","imageUrl":"https://www.paypalobjects.com/marketing/web/logos/paypal-wordmark-color_new.svg"}},"hosted_by":"LRU","version":"rebrand"};</script></head> <body> <div id="root"><div class="document-body-root" data-hosted-by="ppcmsnodeweb" dir="ltr" data-source="1"><div><!-- [regionalbanner:fragment] --></div><div id="globalnav-header" data-nav-version="rebrand"><header data-building-block="organism" translate="no" data-theme="ppe" class="_gn-header_18pa1_537 _smb-rebrand-gn-header_18pa1_1451 _ppe_18pa1_2 _supreme-font_18pa1_397 _gn-header--compact_18pa1_1482 _white_18pa1_3 _gn-header--enhanced_18pa1_1038"><div class="_gn-header-outer__wrapper_18pa1_1411"><div class="_gn-header__wrapper_18pa1_1842 _container_18pa1_981"><div class="_pypl-logo-wrapper_18pa1_1186"><a href="/uk/home" data-pa-click="Header-Logo-PayPal Logo" data-testid="header-logo" style="background-image: url(https://www.paypalobjects.com/marketing/web/logos/paypal-mark-color_new.svg);" class="_pypl-logo_2a3j6_4 _pypl-logo_18pa1_1186">PayPal logo</a></div><nav id="main-menu" class="_main-menu_18pa1_518"><div class="_main-menu-wrapper_18pa1_4774"><ul class="_main-menu-list_18pa1_1491"><li><button id="EvPaIsKpw5DO0OmEPKgFO" aria-controls="submenu-EvPaIsKpw5DO0OmEPKgFO" aria-expanded="false" data-text="Personal" data-pa-click="{"link":"HeaderMainMenu-Link-Personal", "event_name":"ppcom_header_nav_clicked"}" class="_glnv-header__subnav-control_18pa1_578 _main-link_18pa1_561">Personal<span class="_glnv-header__subnav-control-icon_18pa1_1519"></span></button><div id="submenu-EvPaIsKpw5DO0OmEPKgFO" aria-label="Personal" role="region" class="_submenu-wrapper_18pa1_657"><div id="header-EvPaIsKpw5DO0OmEPKgFO" class="_container_18pa1_981"><div class="_gn-header__subnav_18pa1_668"><h2 class="_segment-title-container_18pa1_1726"><a href="/uk/digital-wallet/how-paypal-works" data-pa-click="{"link":"segment-title-Link-PayPal for You", "event_name": "ppcom_segemnt_title_clicked" }" tabIndex="0" class="_segment-title-link_18pa1_1731 _segment-title-link-href_18pa1_2466">PayPal for You<span class="_segment-title-link_href_arrow_18pa1_2441"></span></a></h2><div class="_dw-submenu-container_18pa1_1528"><div class="_wd-75_18pa1_1532 _wd-75-4_18pa1_2720"><div class="_submenu-col_18pa1_714 _wd-col-4_18pa1_2682"><h3 class="submenu-col__header-div"><a href="/uk/digital-wallet/ways-to-pay" data-pa-click="{"link":"HeaderSubnav-SubHeader-SHOPBUY-Shop & Buy","event_name":"ppcom_header_nav_clicked"}" tabIndex="0" class="_submenu-col__header_18pa1_792 _submenu-col__header_with_href_18pa1_2568"><span class="_submenu-col__header_text_container_18pa1_4162">Shop & Buy<span class="_submenu-col__header_with_href_arrow_18pa1_4209"></span></span></a></h3><ul><li class="_link-type_with_href_18pa1_4290 SHOPBUY"><a href="/uk/digital-wallet/ways-to-pay/buy-now-pay-later" tabIndex="0" data-pa-click="{"link":"HeaderSubnav0-Link-Pay in 3", "event_name": "ppcom_header_nav_clicked" }" aria-label="Pay in 3 ">Pay in 3</a></li><li class="_link-type_with_href_18pa1_4290 SHOPBUY"><a href="/uk/digital-wallet/ways-to-pay/credit-services" tabIndex="0" data-pa-click="{"link":"HeaderSubnav1-Link-PayPal Credit ", "event_name": "ppcom_header_nav_clicked" }" aria-label="PayPal Credit ">PayPal Credit </a></li><li class="_link-type_with_href_18pa1_4290 SHOPBUY"><a href="/uk/digital-wallet/ways-to-pay/pay-with-rewards" tabIndex="0" data-pa-click="{"link":"HeaderSubnav2-Link-Earn Credit Cards Rewards", "event_name": "ppcom_header_nav_clicked" }" aria-label="Earn Credit Cards Rewards ">Earn Credit Cards Rewards</a></li><li class="_link-type_with_href_18pa1_4290 SHOPBUY"><a href="/uk/digital-wallet/ways-to-pay/checkout-with-paypal" tabIndex="0" data-pa-click="{"link":"HeaderSubnav3-Link-Paying with PayPal", "event_name": "ppcom_header_nav_clicked" }" aria-label="Paying with PayPal ">Paying with PayPal</a></li></ul></div><div class="_submenu-col_18pa1_714 _wd-col-4_18pa1_2682"><h3 class="submenu-col__header-div"><a href="/uk/digital-wallet/send-receive-money" data-pa-click="{"link":"HeaderSubnav-SubHeader-SENDRECEIVE-Send & Receive","event_name":"ppcom_header_nav_clicked"}" tabIndex="0" class="_submenu-col__header_18pa1_792 _submenu-col__header_with_href_18pa1_2568"><span class="_submenu-col__header_text_container_18pa1_4162">Send & Receive<span class="_submenu-col__header_with_href_arrow_18pa1_4209"></span></span></a></h3><ul><li class="_link-type_with_href_18pa1_4290 SENDRECEIVE"><a href="/uk/digital-wallet/send-receive-money/send-money" tabIndex="0" data-pa-click="{"link":"HeaderSubnav0-Link-Send Money", "event_name": "ppcom_header_nav_clicked" }" aria-label="Send Money ">Send Money</a></li><li class="_link-type_with_href_18pa1_4290 SENDRECEIVE"><a href="/uk/digital-wallet/send-receive-money/request-money" tabIndex="0" data-pa-click="{"link":"HeaderSubnav1-Link-Request Money", "event_name": "ppcom_header_nav_clicked" }" aria-label="Request Money ">Request Money</a></li><li class="_link-type_with_href_18pa1_4290 SENDRECEIVE"><a href="/uk/digital-wallet/send-receive-money/start-selling" tabIndex="0" data-pa-click="{"link":"HeaderSubnav2-Link-Start Selling", "event_name": "ppcom_header_nav_clicked" }" aria-label="Start Selling ">Start Selling</a></li></ul></div><div class="_submenu-col_18pa1_714 _wd-col-4_18pa1_2682"><h3 data-pa-click="{"link":"HeaderSubnav-SubHeader-MANAGEMONEY-Manage Your Money","event_name":"ppcom_header_nav_clicked"}" class="_submenu-col__header_18pa1_792">Manage Your Money </h3><ul><li class="_link-type_with_href_18pa1_4290 MANAGEMONEY"><a href="/uk/digital-wallet/ways-to-pay/add-payment-method" tabIndex="0" data-pa-click="{"link":"HeaderSubnav0-Link-Add Payment Method", "event_name": "ppcom_header_nav_clicked" }" aria-label="Add Payment Method ">Add Payment Method</a></li><li class="_link-type_with_href_18pa1_4290 MANAGEMONEY"><a href="/uk/digital-wallet/security-and-protection" tabIndex="0" data-pa-click="{"link":"HeaderSubnav1-Link-Security and safety", "event_name": "ppcom_header_nav_clicked" }" aria-label="Security and safety ">Security and safety</a></li><li class="_link-type_with_href_18pa1_4290 MANAGEMONEY"><a href="/uk/webapps/mpp/spendsmarter/spend-smarter-guide" tabIndex="0" data-pa-click="{"link":"HeaderSubnav2-Link-Spend Smarter Guide", "event_name": "ppcom_header_nav_clicked" }" aria-label="Spend Smarter Guide ">Spend Smarter Guide</a></li></ul></div></div><div class="_wd-25_18pa1_2899 _wd-25-4_18pa1_2963"><ul class="_submenu-col_18pa1_714 _dw-submenu-cards_18pa1_1540 _dw-submenu-cards-3_18pa1_4686"><li class="_submenu-card_18pa1_1540"><a href="/uk/digital-wallet" data-pa-click="{"link":"HeaderSubnav-Card-Get the App","event_name":"ppcom_header_nav_clicked"}"><img data-src="https://www.paypalobjects.com/marketing/web/US/en/rebrand/pictograms/personal-app.svg" alt="Get the App app" /><div><div class="_text_18pa1_1540">Get the App</div></div></a></li><li class="_submenu-card_18pa1_1540"><a href="/uk/digital-wallet/how-paypal-works" data-pa-click="{"link":"HeaderSubnav-Card-How PayPal Works","event_name":"ppcom_header_nav_clicked"}"><img data-src="https://www.paypalobjects.com/marketing/web/US/en/rebrand/pictograms/personal-how-it-works.svg" alt="How PayPal works" /><div><div class="_text_18pa1_1540">How PayPal Works</div></div></a></li><li class="_submenu-card_18pa1_1540"><a href="/uk/money-hub" data-pa-click="{"link":"HeaderSubnav-Card-Money Hub","event_name":"ppcom_header_nav_clicked"}"><img data-src="https://www.paypalobjects.com/marketing/web/US/en/rebrand/pictograms/smart-blue.svg" alt="Money Hub" /><div><div class="_text_18pa1_1540">Money Hub</div></div></a></li></ul></div></div></div></div></div></li><li><button id="5ITZQzxrjZxjNzIUIiJ2SR" aria-controls="submenu-5ITZQzxrjZxjNzIUIiJ2SR" aria-expanded="false" data-text="Business" data-pa-click="{"link":"HeaderMainMenu-Link-Business", "event_name":"ppcom_header_nav_clicked"}" class="_glnv-header__subnav-control_18pa1_578 _main-link_18pa1_561">Business<span class="_glnv-header__subnav-control-icon_18pa1_1519"></span></button><div id="submenu-5ITZQzxrjZxjNzIUIiJ2SR" aria-label="Business" role="region" class="_submenu-wrapper_18pa1_657"><div id="header-5ITZQzxrjZxjNzIUIiJ2SR" class="_container_18pa1_981"><div class="_gn-header__subnav_18pa1_668"><h2 class="_segment-title-container_18pa1_1726"><a href="/uk/business" data-pa-click="{"link":"segment-title-Link-PayPal for Business", "event_name": "ppcom_segemnt_title_clicked" }" tabIndex="0" class="_segment-title-link_18pa1_1731 _segment-title-link-href_18pa1_2466">PayPal for Business<span class="_segment-title-link_href_arrow_18pa1_2441"></span></a></h2><div class="_dw-submenu-container_18pa1_1528"><div class="_wd-75_18pa1_1532 _wd-75-3_18pa1_2719"><div class="_submenu-col_18pa1_714 _wd-col-3_18pa1_2664"><h3 class="submenu-col__header-div"><a href="/uk/business/accept-payments" data-pa-click="{"link":"HeaderSubnav-SubHeader-ACCEPTPAYMENTS-Accept Payments","event_name":"ppcom_header_nav_clicked"}" tabIndex="0" class="_submenu-col__header_18pa1_792 _submenu-col__header_with_href_18pa1_2568"><span class="_submenu-col__header_text_container_18pa1_4162">Accept Payments<span class="_submenu-col__header_with_href_arrow_18pa1_4209"></span></span></a></h3><ul><li class="_link-type_with_href_18pa1_4290 ACCEPTPAYMENTS"><a href="/uk/business/accept-payments/checkout" tabIndex="0" data-pa-click="{"link":"HeaderSubnav0-Link-Online Checkout", "event_name": "ppcom_header_nav_clicked" }" aria-label="Online Checkout ">Online Checkout</a></li><li class="_link-type_with_href_18pa1_4290 ACCEPTPAYMENTS"><a href="/uk/business/accept-payments/checkout/installments" tabIndex="0" data-pa-click="{"link":"HeaderSubnav1-Link-Pay in 3", "event_name": "ppcom_header_nav_clicked" }" aria-label="Pay in 3 ">Pay in 3</a></li><li class="_link-type_with_href_18pa1_4290 ACCEPTPAYMENTS"><a href="/uk/business/accept-payments/invoice" tabIndex="0" data-pa-click="{"link":"HeaderSubnav2-Link-Invoicing", "event_name": "ppcom_header_nav_clicked" }" aria-label="Invoicing ">Invoicing</a></li><li class="_link-type_with_href_18pa1_4290 ACCEPTPAYMENTS"><a href="/uk/business/pos-system" tabIndex="0" data-pa-click="{"link":"HeaderSubnav3-Link-POS System", "event_name": "ppcom_header_nav_clicked" }" aria-label="POS System ">POS System</a></li></ul></div><div class="_submenu-col_18pa1_714 _wd-col-3_18pa1_2664"><h3 class="submenu-col__header-div"><a href="/uk/business/financial-services" data-pa-click="{"link":"HeaderSubnav-SubHeader-FINANCIALSERVICES-Financial Services","event_name":"ppcom_header_nav_clicked"}" tabIndex="0" class="_submenu-col__header_18pa1_792 _submenu-col__header_with_href_18pa1_2568"><span class="_submenu-col__header_text_container_18pa1_4162">Financial Services<span class="_submenu-col__header_with_href_arrow_18pa1_4209"></span></span></a></h3><ul><li class="_link-type_with_href_18pa1_4290 FINANCIALSERVICES"><a href="/uk/business/financial-services/debit-card" tabIndex="0" data-pa-click="{"link":"HeaderSubnav0-Link-Business Debit Card", "event_name": "ppcom_header_nav_clicked" }" aria-label="Business Debit Card ">Business Debit Card</a></li><li class="_link-type_with_href_18pa1_4290 FINANCIALSERVICES"><a href="/uk/business/financial-services/working-capital" tabIndex="0" data-pa-click="{"link":"HeaderSubnav1-Link-PayPal Working Capital", "event_name": "ppcom_header_nav_clicked" }" aria-label="PayPal Working Capital ">PayPal Working Capital</a></li></ul></div><div class="_submenu-col_18pa1_714 _wd-col-3_18pa1_2664"><h3 class="submenu-col__header-div"><a href="/uk/business/operations" data-pa-click="{"link":"HeaderSubnav-SubHeader-BUSINESSOPERATIONS-Business Operations","event_name":"ppcom_header_nav_clicked"}" tabIndex="0" class="_submenu-col__header_18pa1_792 _submenu-col__header_with_href_18pa1_2568"><span class="_submenu-col__header_text_container_18pa1_4162">Business Operations<span class="_submenu-col__header_with_href_arrow_18pa1_4209"></span></span></a></h3><ul><li class="_link-type_with_href_18pa1_4290 BUSINESSOPERATIONS"><a href="/uk/business/operations/risk-management" tabIndex="0" data-pa-click="{"link":"HeaderSubnav0-Link-Risk Management", "event_name": "ppcom_header_nav_clicked" }" aria-label="Risk Management ">Risk Management</a></li><li class="_link-type_with_href_18pa1_4290 BUSINESSOPERATIONS"><a href="/uk/business/operations/reporting-tools" tabIndex="0" data-pa-click="{"link":"HeaderSubnav1-Link-Reporting Tools", "event_name": "ppcom_header_nav_clicked" }" aria-label="Reporting Tools ">Reporting Tools</a></li><li class="_link-type_with_href_18pa1_4290 BUSINESSOPERATIONS"><a href="/uk/business/operations/shipping" tabIndex="0" data-pa-click="{"link":"HeaderSubnav2-Link-Shipping", "event_name": "ppcom_header_nav_clicked" }" aria-label="Shipping ">Shipping</a></li><li class="_link-type_with_href_18pa1_4290 BUSINESSOPERATIONS"><a href="/uk/business/operations/dispute-management" tabIndex="0" data-pa-click="{"link":"HeaderSubnav3-Link-Dispute Management", "event_name": "ppcom_header_nav_clicked" }" aria-label="Dispute Management ">Dispute Management</a></li></ul></div><div class="_submenu-col_18pa1_714 _wd-col-3_18pa1_2664"><h3 data-pa-click="{"link":"HeaderSubnav-SubHeader-RESOURCES-Resources","event_name":"ppcom_header_nav_clicked"}" class="_submenu-col__header_18pa1_792">Resources </h3><ul><li class="_link-type_with_href_18pa1_4290 RESOURCES"><a href="/uk/business/platforms-and-marketplaces/directory" tabIndex="0" data-pa-click="{"link":"HeaderSubnav0-Link-3rd Party Integrations", "event_name": "ppcom_header_nav_clicked" }" aria-label="3rd Party Integrations ">3rd Party Integrations</a></li><li class="_link-type_with_href_18pa1_4290 RESOURCES"><a href="/uk/webapps/mpp/not-for-profit-2" tabIndex="0" data-pa-click="{"link":"HeaderSubnav1-Link-Accept Donations", "event_name": "ppcom_header_nav_clicked" }" aria-label="Accept Donations ">Accept Donations</a></li><li class="_link-type_with_href_18pa1_4290 RESOURCES"><a href="/uk/brc/" tabIndex="0" data-pa-click="{"link":"HeaderSubnav2-Link-Business Resource Centre", "event_name": "ppcom_header_nav_clicked" }" aria-label="Business Resource Centre ">Business Resource Centre</a></li></ul></div></div><div class="_wd-25_18pa1_2899 _wd-25-3_18pa1_2962"><ul class="_submenu-col_18pa1_714 _dw-submenu-cards_18pa1_1540 _dw-submenu-cards-2_18pa1_4682"><li class="_submenu-card_18pa1_1540"><a href="/uk/business/open-business-account" data-pa-click="{"link":"HeaderSubnav-Card-Get Started","event_name":"ppcom_header_nav_clicked"}"><img data-src="https://www.paypalobjects.com/marketing/web/US/en/rebrand/pictograms/business-start.svg" alt="Get Started" /><div><div class="_text_18pa1_1540">Get Started</div></div></a></li><li class="_submenu-card_18pa1_1540"><a href="/uk/webapps/mpp/merchant-fees" data-pa-click="{"link":"HeaderSubnav-Card-Fees","event_name":"ppcom_header_nav_clicked"}"><img data-src="https://www.paypalobjects.com/marketing/web/US/en/rebrand/pictograms/business-pricing.svg" alt="Fees" /><div><div class="_text_18pa1_1540">Fees</div></div></a></li></ul></div></div></div></div></div></li><li><button id="37fZ9mXp0qHkqUk8nHLlwI" aria-controls="submenu-37fZ9mXp0qHkqUk8nHLlwI" aria-expanded="false" data-text="Enterprise" data-pa-click="{"link":"HeaderMainMenu-Link-Enterprise", "event_name":"ppcom_header_nav_clicked"}" class="_glnv-header__subnav-control_18pa1_578 _main-link_18pa1_561">Enterprise<span class="_glnv-header__subnav-control-icon_18pa1_1519"></span></button><div id="submenu-37fZ9mXp0qHkqUk8nHLlwI" aria-label="Enterprise" role="region" class="_submenu-wrapper_18pa1_657"><div id="header-37fZ9mXp0qHkqUk8nHLlwI" class="_container_18pa1_981"><div class="_gn-header__subnav_18pa1_668"><h2 class="_segment-title-container_18pa1_1726"><a href="/uk/enterprise" data-pa-click="{"link":"segment-title-Link-PayPal for Enterprise", "event_name": "ppcom_segemnt_title_clicked" }" tabIndex="0" class="_segment-title-link_18pa1_1731 _segment-title-link-href_18pa1_2466">PayPal for Enterprise<span class="_segment-title-link_href_arrow_18pa1_2441"></span></a></h2><div class="_dw-submenu-container_18pa1_1528"><div class="_wd-75_18pa1_1532 _wd-75-3_18pa1_2719"><div class="_submenu-col_18pa1_714 _wd-col-3_18pa1_2664"><h3 data-pa-click="{"link":"HeaderSubnav-SubHeader-PAYMENTS-Payments","event_name":"ppcom_header_nav_clicked"}" class="_submenu-col__header_18pa1_792">Payments </h3><ul><li class="_link-type_with_href_18pa1_4290 PAYMENTS"><a href="/uk/enterprise/payment-processing" tabIndex="0" data-pa-click="{"link":"HeaderSubnav0-Link-Global Payment Processing", "event_name": "ppcom_header_nav_clicked" }" aria-label="Global Payment Processing ">Global Payment Processing</a></li><li class="_link-type_with_href_18pa1_4290 PAYMENTS"><a href="/uk/enterprise/payment-processing/accept-paypal" tabIndex="0" data-pa-click="{"link":"HeaderSubnav1-Link-Accept PayPal", "event_name": "ppcom_header_nav_clicked" }" aria-label="Accept PayPal ">Accept PayPal</a></li><li class="_link-type_with_href_18pa1_4290 PAYMENTS"><a href="/uk/enterprise/payment-processing/accept-pay-later" tabIndex="0" data-pa-click="{"link":"HeaderSubnav2-Link-Offer Pay Later", "event_name": "ppcom_header_nav_clicked" }" aria-label="Offer Pay Later ">Offer Pay Later</a></li><li class="_link-type_with_href_18pa1_4290 PAYMENTS"><a href="/uk/enterprise/payment-processing/payment-optimization" tabIndex="0" data-pa-click="{"link":"HeaderSubnav3-Link-Payment Optimisation", "event_name": "ppcom_header_nav_clicked" }" aria-label="Payment Optimisation ">Payment Optimisation</a></li><li class="_link-type_with_href_18pa1_4290 PAYMENTS"><a href="/uk/webapps/mpp/campaigns/enterprise-solutions/local-payment-methods" tabIndex="0" data-pa-click="{"link":"HeaderSubnav4-Link-Payment Methods", "event_name": "ppcom_header_nav_clicked" }" aria-label="Payment Methods ">Payment Methods</a></li></ul></div><div class="_submenu-col_18pa1_714 _wd-col-3_18pa1_2664"><h3 data-pa-click="{"link":"HeaderSubnav-SubHeader-RISKMANAGEMENT&OPERATIONS -Risk & Operations","event_name":"ppcom_header_nav_clicked"}" class="_submenu-col__header_18pa1_792">Risk & Operations </h3><ul><li class="_link-type_with_href_18pa1_4290 RISKMANAGEMENT&OPERATIONS "><a href="/uk/enterprise/fraud-protection-advanced" tabIndex="0" data-pa-click="{"link":"HeaderSubnav0-Link-Fraud Protection", "event_name": "ppcom_header_nav_clicked" }" aria-label="Fraud Protection ">Fraud Protection</a></li><li class="_link-type_with_href_18pa1_4290 RISKMANAGEMENT&OPERATIONS "><a href="/uk/enterprise/global-payouts" tabIndex="0" data-pa-click="{"link":"HeaderSubnav1-Link-Payouts", "event_name": "ppcom_header_nav_clicked" }" aria-label="Payouts ">Payouts</a></li><li class="_link-type_with_href_18pa1_4290 RISKMANAGEMENT&OPERATIONS "><a href="/uk/campaign/enterprise/payment-orchestration" tabIndex="0" data-pa-click="{"link":"HeaderSubnav2-Link-Orchestration", "event_name": "ppcom_header_nav_clicked" }" aria-label="Orchestration ">Orchestration</a></li></ul></div><div class="_submenu-col_18pa1_714 _wd-col-3_18pa1_2664"><h3 data-pa-click="{"link":"HeaderSubnav-SubHeader-RESOURCES-Businesses We Serve","event_name":"ppcom_header_nav_clicked"}" class="_submenu-col__header_18pa1_792">Businesses We Serve </h3><ul><li class="_link-type_with_href_18pa1_4290 RESOURCES"><a href="/uk/enterprise/campaigns/grocery" tabIndex="0" data-pa-click="{"link":"HeaderSubnav0-Link-Grocery and food delivery", "event_name": "ppcom_header_nav_clicked" }" aria-label="Grocery and food delivery ">Grocery and food delivery</a></li><li class="_link-type_with_href_18pa1_4290 RESOURCES"><a href="/uk/business/enterprise/insurance" tabIndex="0" data-pa-click="{"link":"HeaderSubnav1-Link-Insurance", "event_name": "ppcom_header_nav_clicked" }" aria-label="Insurance ">Insurance</a></li><li class="_link-type_with_href_18pa1_4290 RESOURCES"><a href="/uk/enterprise/campaigns/enterprise-payment-solutions-travel-industry" tabIndex="0" data-pa-click="{"link":"HeaderSubnav2-Link-Travel", "event_name": "ppcom_header_nav_clicked" }" aria-label="Travel ">Travel</a></li><li class="_link-type_with_href_18pa1_4290 RESOURCES"><a href="/uk/webapps/mpp/campaigns/utilities" tabIndex="0" data-pa-click="{"link":"HeaderSubnav3-Link-Utilities", "event_name": "ppcom_header_nav_clicked" }" aria-label="Utilities ">Utilities</a></li></ul></div><div class="_submenu-col_18pa1_714 _wd-col-3_18pa1_2664"><h3 data-pa-click="{"link":"HeaderSubnav-SubHeader-RESOURCES-Resources","event_name":"ppcom_header_nav_clicked"}" class="_submenu-col__header_18pa1_792">Resources </h3><ul><li class="_link-type_with_href_18pa1_4290 RESOURCES"><a href="/uk/business/platforms-and-marketplaces/directory" tabIndex="0" data-pa-click="{"link":"HeaderSubnav0-Link-3rd Party Integrations", "event_name": "ppcom_header_nav_clicked" }" aria-label="3rd Party Integrations ">3rd Party Integrations</a></li><li class="_link-type_with_href_18pa1_4290 RESOURCES"><a href="https://developer.paypal.com/home" tabIndex="0" data-pa-click="{"link":"HeaderSubnav1-Link-Developer Documentation", "event_name": "ppcom_header_nav_clicked" }" aria-label="Developer Documentation ">Developer Documentation</a></li><li class="_link-type_with_href_18pa1_4290 RESOURCES"><a href="https://www.paypal.com/brc/" tabIndex="0" data-pa-click="{"link":"HeaderSubnav2-Link-Business Resource Centre", "event_name": "ppcom_header_nav_clicked" }" aria-label="Business Resource Centre ">Business Resource Centre</a></li></ul></div></div><div class="_wd-25_18pa1_2899 _wd-25-3_18pa1_2962"><ul class="_submenu-col_18pa1_714 _dw-submenu-cards_18pa1_1540 _dw-submenu-cards-1_18pa1_4681"><li class="_submenu-card_18pa1_1540"><a href="/uk/enterprise/contact-sales" data-pa-click="{"link":"HeaderSubnav-Card-Contact Sales","event_name":"ppcom_header_nav_clicked"}"><img data-src="https://www.paypalobjects.com/marketing/web/US/en/rebrand/pictograms/enterprise-contact.svg" alt="Contact Sales" /><div><div class="_text_18pa1_1540">Contact Sales</div></div></a></li></ul></div></div></div></div></div></li><li><a id="7LZckwabYeLF12tkzvQ20b" href="https://developer.paypal.com/?_ga=2.192417769.238788070.1689001362-735340911.1681920501" aria-label="Developer" data-text="Developer" data-pa-click="{"link":"HeaderMainMenu-Link-Developer", "event_name":"ppcom_header_nav_clicked"}" class="_main-link_18pa1_561">Developer</a></li></ul><ul class="_main-menu-list_18pa1_1491"><li><a id="1lrVWz9aCIu8eDUpf1ycuY" href="/uk/cshelp/personal" aria-label="Help" data-text="Help" data-pa-click="{"link":"HeaderMainMenu-Link-Help", "event_name":"ppcom_header_nav_clicked"}" class="_main-link_18pa1_561">Help</a></li></ul></div><ul class="_main-menu__sublist_18pa1_1883"><li class="_sublist-cta-wrapper_18pa1_795"><a href="/uk/webapps/mpp/account-selection" data-testid="legacy-mobile-signup" data-pa-click="{"link": "HeaderMainMenu0-Cta-Sign Up","event_name":"ppcom_header_signup_clicked"}" role="link" class="_pypl-btn_1q7vs_1 _pypl-btn--outline-white_1q7vs_39">Sign Up</a></li></ul></nav><div data-testid="header-buttons" id="_header-buttons_18pa1_1059" class="_header-buttons_18pa1_1059 _mobile-nav-btn__placeholder-padding_18pa1_3193"><div><a href="/signin" target="_self" id="_ul-btn_18pa1_1" role="link" data-pa-click="{"link": "HeaderMainMenu0-Cta-Log In","event_name":"ppcom_header_login_clicked"}" class="_pypl-btn_18pa1_882 _pypl-btn--small_18pa1_1055 _pypl-btn--outline-white_18pa1_1059">Log In</a><a href="/uk/webapps/mpp/account-selection" target="_self" id="_signup-button_18pa1_1" role="link" data-pa-click="{"link": "HeaderMainMenu1-Cta-Sign Up","event_name":"ppcom_header_signup_clicked"}" class="_pypl-btn_18pa1_882 _pypl-btn--outline-white_18pa1_1059 _pypl-btn--small_18pa1_1055 _pypl-btn--outline-white_18pa1_1059 undefined">Sign Up</a></div></div></div></div><div id="dw-overlay-menu-open" class="_dw-overlay-menu-open_18pa1_1451"></div></header></div><div class="document-body" data-testid="document-body-element"><!--$--><div class="white-plate sub-nav sub-nav-position-fixed grid quantum-leap grid-compact ppcmsnodeweb-1s28rn0" id="SubNav" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="sub-nav-grid-item sub-nav-grid-item-overflow ppcmsnodeweb-1cw9p26" style="opacity:1;visibility:visible"><nav class="sub-nav-container"><p class="sub-nav-title"><span class="sub-nav-title-text heading-text-size-title"></span></p><div class="sub-nav-cta-motion-wrapper" style="opacity:0;width:auto;display:flex;visibility:hidden"><ul class="sub-nav-items-list sub-nav-cta-list" aria-hidden="false"><li class="sub-nav-cta-list-item"><a class="sub-nav-cta-item button-type-primary button-size-large ppcmsnodeweb-zna116-button_base-text_button_lg" data-ppui-info="buttons_7.4.0" aria-label="Apply Now" target="_self" data-pa-click="{"link":"SubNav-Primary-Apply Now","event_name":"smb_button_cta_clicked"}" href="https://www.paypal.com/signin?returnUri=https%3A%2F%2Fwww.paypal.com%2Fworkingcapital%2Fapplication&state=">Apply Now</a></li></ul></div><div class="sub-nav-popup" id="sub-nav-popup" style="opacity:0;transform:translateX(0rem) translateY(1.25rem) scale(1) translateZ(0)"><p class="sub-nav-title sub-nav-title-popup"><span class="sub-nav-title-text heading-text-size-title"></span></p><hr class="divider divider-orientation-horizontal sub-nav-divider-horizontal"/><ul class="sub-nav-items-list sub-nav-items-list-orientation-vertical sub-nav-cta-list sub-nav-cta-list-orientation-vertical" aria-hidden="false"><li class="sub-nav-cta-list-item"><a class="sub-nav-cta-item button-type-primary button-size-large ppcmsnodeweb-zna116-button_base-text_button_lg" data-ppui-info="buttons_7.4.0" aria-label="Apply Now" target="_self" data-pa-click="{"link":"SubNav-Primary-Apply Now","event_name":"smb_button_cta_clicked"}" href="https://www.paypal.com/signin?returnUri=https%3A%2F%2Fwww.paypal.com%2Fworkingcapital%2Fapplication&state=">Apply Now</a></li></ul><button data-pa-click="{"link":"SubNav-Button-Popup-close button","event_name":"smb_button_clicked"}" aria-label="" type="button" class="nav-button nav-button-type-icon-button sub-nav-popup-close-btn"><svg width="24" height="25" viewBox="0 0 24 25" fill="none" xmlns="http://www.w3.org/2000/svg" aria-hidden="true" aria-label="" class="close-icon"><path fill-rule="evenodd" clip-rule="evenodd" d="M11.9997 11.1308L7.25746 6.38877C6.74102 5.87235 5.90372 5.87237 5.3873 6.38881C4.87088 6.90524 4.8709 7.74254 5.38734 8.25896L10.1295 13.0009L5.38752 17.7427C4.87108 18.2591 4.87107 19.0964 5.38749 19.6128C5.90391 20.1293 6.7412 20.1293 7.25764 19.6129L11.9997 14.871L16.7417 19.6128C17.2581 20.1293 18.0954 20.1292 18.6118 19.6128C19.1282 19.0964 19.1282 18.2591 18.6118 17.7427L13.8698 13.0009L18.612 8.25896C19.1284 7.74254 19.1284 6.90525 18.612 6.38881C18.0956 5.87237 17.2583 5.87235 16.7418 6.38877L11.9997 11.1308Z" fill="#001C64"></path></svg></button></div></nav></div></div><!--/$--><!--$--><section class="hero hero-layout-default hero-no-graphic-shapes section-wrapper white-plate grid quantum-leap grid-compact ppcmsnodeweb-5u9xp0"><div class="hero-content ppcmsnodeweb-x7lxay"><div class="text-group text-group-alignment-start" style="opacity:1;transform:none"><div style="opacity:1;transform:none"><div class="text-group-eyebrow-container"><h1 class="text-group-eyebrow-text heading-text-size-title">PayPal Working Capital</h1> </div></div><div style="opacity:1;transform:none"><h2 class="text-group-headline heading-text-size-headline-1">Fast and flexible business funding with PayPal Working Capital</h2> </div><div style="opacity:1;transform:none"><p class="text-group-paragraph body-text-size-body">The PayPal Working Capital cash advance is based on your PayPal sales, account history and other criteria. Cash advances range from £1,000-£160,000 for first time applicants (and up to £225,000 for subsequent applicants).<sup>1</sup></p> </div><div class="text-group-content-button-group" style="opacity:1;transform:none"><div class="button-group button-group-align-start button-group-legal-position-bottom text-group-action-group"><div class="button-group-alignment-start"><a class="button-type-primary button-size-large ppcmsnodeweb-zna116-button_base-text_button_lg" data-ppui-info="buttons_7.4.0" aria-label="Apply Now" target="_self" data-pa-click="{"link":"Hero-Primary-Apply Now","event_name":"smb_button_cta_clicked"}" href="https://www.paypal.com/signin?returnUri=https%3A%2F%2Fwww.paypal.com%2Fworkingcapital%2Fapplication&state=">Apply Now</a></div></div></div></div></div><div class="hero-media ppcmsnodeweb-4l2774"><div class="hero-media-container"><div class="hero-media-frame image-frame image-frame-rounded-corners" style="min-width:100%;min-height:auto;opacity:0;transform:translateX(0rem) translateY(2.25rem) scale(1) translateZ(0)" id="6gjofEYMc4JFSifwsbWLBT"><picture><source type="image/webp" media="(max-width: 41rem)" srcSet="https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/working-capital/working-capital-hero-size-mobile-up.jpg?quality=75&width=300&format=webp 300w,https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/working-capital/working-capital-hero-size-mobile-up.jpg?quality=75&width=600&format=webp 600w,https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/working-capital/working-capital-hero-size-mobile-up.jpg?quality=75&width=900&format=webp 900w,https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/working-capital/working-capital-hero-size-mobile-up.jpg?quality=75&width=1200&format=webp 1200w,https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/working-capital/working-capital-hero-size-mobile-up.jpg?quality=75&width=1500&format=webp 1500w"/><source type="image/webp" media="(min-width: 41rem)" srcSet="https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/working-capital/working-capital-hero-size-tablet-up.jpg?quality=75&width=300&format=webp 300w,https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/working-capital/working-capital-hero-size-tablet-up.jpg?quality=75&width=600&format=webp 600w,https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/working-capital/working-capital-hero-size-tablet-up.jpg?quality=75&width=900&format=webp 900w,https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/working-capital/working-capital-hero-size-tablet-up.jpg?quality=75&width=1200&format=webp 1200w,https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/working-capital/working-capital-hero-size-tablet-up.jpg?quality=75&width=1500&format=webp 1500w"/><source type="image/avif" media="(max-width: 41rem)" srcSet="https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/working-capital/working-capital-hero-size-mobile-up.jpg?quality=75&width=300&format=avif 300w,https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/working-capital/working-capital-hero-size-mobile-up.jpg?quality=75&width=600&format=avif 600w,https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/working-capital/working-capital-hero-size-mobile-up.jpg?quality=75&width=900&format=avif 900w,https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/working-capital/working-capital-hero-size-mobile-up.jpg?quality=75&width=1200&format=avif 1200w,https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/working-capital/working-capital-hero-size-mobile-up.jpg?quality=75&width=1500&format=avif 1500w"/><source type="image/avif" media="(min-width: 41rem)" srcSet="https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/working-capital/working-capital-hero-size-tablet-up.jpg?quality=75&width=300&format=avif 300w,https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/working-capital/working-capital-hero-size-tablet-up.jpg?quality=75&width=600&format=avif 600w,https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/working-capital/working-capital-hero-size-tablet-up.jpg?quality=75&width=900&format=avif 900w,https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/working-capital/working-capital-hero-size-tablet-up.jpg?quality=75&width=1200&format=avif 1200w,https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/working-capital/working-capital-hero-size-tablet-up.jpg?quality=75&width=1500&format=avif 1500w"/><img alt="Smiling businesswoman in vibrant orange shirt and white pants applying for a PayPal Working Capital loan on her laptop" aria-hidden="false" src="https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/working-capital/working-capital-hero-size-mobile-up.jpg?quality=75&width=300" srcSet="https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/working-capital/working-capital-hero-size-mobile-up.jpg?quality=75&width=300 300w,https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/working-capital/working-capital-hero-size-mobile-up.jpg?quality=75&width=600 600w,https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/working-capital/working-capital-hero-size-mobile-up.jpg?quality=75&width=900 900w,https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/working-capital/working-capital-hero-size-mobile-up.jpg?quality=75&width=1200 1200w,https://www.paypalobjects.com/marketing/web23/uk/quantum-leap/working-capital/working-capital-hero-size-mobile-up.jpg?quality=75&width=1500 1500w" fetchpriority="high"/></picture></div></div></div></section><!--/$--><!--$--><section class="text-section section-wrapper stone-plate grid quantum-leap grid-compact ppcmsnodeweb-d0h82c" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="text-header-inner text-section-alignment-8-col-center ppcmsnodeweb-jhwjoy"><div class="text-group text-group-alignment-center" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h2 class="text-group-headline heading-text-size-headline-1">Easy to apply and manage</h2> </div></div></div></section><!--/$--><!--$--><section class="feature-column feature-column-no-graphic-shape section-wrapper stone-plate grid quantum-leap grid-compact ppcmsnodeweb-irtvr2" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="feature-column-col feature-column-item-col ppcmsnodeweb-1opnkhz"><div class="feature-column-item"><div class="text-group text-group-alignment-start feature-column-item-text-group" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h3 class="text-group-headline heading-text-size-headline-5">Repay as you get paid</h3> </div><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><p class="text-group-paragraph body-text-size-body">You choose from the percentage options available to automatically deduct from your PayPal sales as repayments, so managing your cash flow is easier. Minimum payment required.<sup>2</sup></p> </div></div></div></div><div class="feature-column-col feature-column-item-col ppcmsnodeweb-ab9ri8"><div class="feature-column-item"><div class="text-group text-group-alignment-start feature-column-item-text-group" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h3 class="text-group-headline heading-text-size-headline-5">Whatever your business needs</h3> </div><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><p class="text-group-paragraph body-text-size-body">From new technology to extra supplies, or equipment upgrades to marketing, you can use your funding on what your business needs.</p> </div></div></div></div><div class="feature-column-col feature-column-item-col ppcmsnodeweb-160uw53"><div class="feature-column-item"><div class="text-group text-group-alignment-start feature-column-item-text-group" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h3 class="text-group-headline heading-text-size-headline-5">We know your business</h3> </div><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><p class="text-group-paragraph body-text-size-body">Approval is based on your PayPal sales, account history and other criteria. No need for documentation during the application.</p> </div></div></div></div><div class="feature-column-col feature-column-item-col ppcmsnodeweb-1hperm4"><div class="feature-column-item"><div class="text-group text-group-alignment-start feature-column-item-text-group" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h3 class="text-group-headline heading-text-size-headline-5">Speedy decision and funds</h3> </div><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><p class="text-group-paragraph body-text-size-body">We usually let you know if you’re approved straight away. If approved, we’ll transfer your funding to your PayPal account within minutes.<sup>3</sup></p> </div></div></div></div></section><!--/$--><!--$--><section class="text-section section-wrapper slate-plate grid quantum-leap grid-compact ppcmsnodeweb-d0h82c" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="text-header-inner text-section-alignment-8-col-center ppcmsnodeweb-jhwjoy"><div class="text-group text-group-alignment-center" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h2 class="text-group-headline heading-text-size-headline-1">Designed to help you reach your business goals</h2> </div></div></div></section><!--/$--><!--$--><section class="stack-section section-wrapper slate-gradient-plate grid quantum-leap grid-compact ppcmsnodeweb-irtvr2" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="ppcmsnodeweb-18byuhn"><div class="_custom-media-frame_ _custom-media-frame-animation-type-default_yccmr_3 video-frame video-frame-rounded-corners" style="min-width:auto;min-height:auto;opacity:0;transform:translateX(0rem) translateY(2.25rem) scale(1) translateZ(0)"></div></div></section><!--/$--><!--$--><section class="split-section section-wrapper white-plate grid quantum-leap grid-compact ppcmsnodeweb-1dz0bod" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="split-section-item-start-col ppcmsnodeweb-9kdpj4"><div class="split-section-item-media-container split-section-item-ratio-1-1-large"><div class="image-frame image-frame-rounded-corners" style="min-height:12.5rem;min-width:auto;opacity:0;transform:translateX(0rem) translateY(2.25rem) scale(1) translateZ(0)"></div></div></div><div class="split-section-item-end-col split-section-item-text ppcmsnodeweb-19lxvfv"><div class="text-group text-group-alignment-start split-section-item-auto-height" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h2 class="text-group-headline heading-text-size-headline-1">Is PayPal Working Capital right for you?</h2> </div><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><p class="text-group-subheading heading-text-size-headline-6">Minimum eligibility requirements⁴:</p> </div><div class="text-group-feature-list-wrapper" style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><ol><li class="feature-list-item"><span class="feature-list-item-bullet" aria-hidden="true"><svg width="24" height="24" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" class="checkmark Blue checkmark-size-body" aria-label="checkmark-icon"><circle cx="12" cy="12" r="12" fill="#EDEDED"></circle><path fill-rule="evenodd" clip-rule="evenodd" d="M16.6551 8.51722C17.0724 8.878 17.1174 9.50779 16.7556 9.92389L11.5533 15.907C11.3634 16.1255 11.0877 16.251 10.7978 16.251C10.5078 16.251 10.2321 16.1255 10.0422 15.907L7.24446 12.6892C6.88267 12.2731 6.92765 11.6433 7.34493 11.2825C7.76222 10.9218 8.39378 10.9666 8.75557 11.3827L10.7978 13.7316L15.2445 8.61739C15.6063 8.20129 16.2378 8.15644 16.6551 8.51722Z" fill="#515354"></path></svg></span><p class="feature-list-item-text body-text-size-body">Your business has had a PayPal Business account for 90 days or more</p> </li><li class="feature-list-item"><span class="feature-list-item-bullet" aria-hidden="true"><svg width="24" height="24" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" class="checkmark Blue checkmark-size-body" aria-label="checkmark-icon"><circle cx="12" cy="12" r="12" fill="#EDEDED"></circle><path fill-rule="evenodd" clip-rule="evenodd" d="M16.6551 8.51722C17.0724 8.878 17.1174 9.50779 16.7556 9.92389L11.5533 15.907C11.3634 16.1255 11.0877 16.251 10.7978 16.251C10.5078 16.251 10.2321 16.1255 10.0422 15.907L7.24446 12.6892C6.88267 12.2731 6.92765 11.6433 7.34493 11.2825C7.76222 10.9218 8.39378 10.9666 8.75557 11.3827L10.7978 13.7316L15.2445 8.61739C15.6063 8.20129 16.2378 8.15644 16.6551 8.51722Z" fill="#515354"></path></svg></span><p class="feature-list-item-text body-text-size-body">You process at least £9,000 in eligible PayPal sales annually<sup>5</sup></p> </li><li class="feature-list-item"><span class="feature-list-item-bullet" aria-hidden="true"><svg width="24" height="24" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" class="checkmark Blue checkmark-size-body" aria-label="checkmark-icon"><circle cx="12" cy="12" r="12" fill="#EDEDED"></circle><path fill-rule="evenodd" clip-rule="evenodd" d="M16.6551 8.51722C17.0724 8.878 17.1174 9.50779 16.7556 9.92389L11.5533 15.907C11.3634 16.1255 11.0877 16.251 10.7978 16.251C10.5078 16.251 10.2321 16.1255 10.0422 15.907L7.24446 12.6892C6.88267 12.2731 6.92765 11.6433 7.34493 11.2825C7.76222 10.9218 8.39378 10.9666 8.75557 11.3827L10.7978 13.7316L15.2445 8.61739C15.6063 8.20129 16.2378 8.15644 16.6551 8.51722Z" fill="#515354"></path></svg></span><p class="feature-list-item-text body-text-size-body">Have repaid any existing PayPal Working Capital cash advance</p> </li><li class="feature-list-item"><span class="feature-list-item-bullet" aria-hidden="true"><svg width="24" height="24" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" class="checkmark Blue checkmark-size-body" aria-label="checkmark-icon"><circle cx="12" cy="12" r="12" fill="#EDEDED"></circle><path fill-rule="evenodd" clip-rule="evenodd" d="M16.6551 8.51722C17.0724 8.878 17.1174 9.50779 16.7556 9.92389L11.5533 15.907C11.3634 16.1255 11.0877 16.251 10.7978 16.251C10.5078 16.251 10.2321 16.1255 10.0422 15.907L7.24446 12.6892C6.88267 12.2731 6.92765 11.6433 7.34493 11.2825C7.76222 10.9218 8.39378 10.9666 8.75557 11.3827L10.7978 13.7316L15.2445 8.61739C15.6063 8.20129 16.2378 8.15644 16.6551 8.51722Z" fill="#515354"></path></svg></span><p class="feature-list-item-text body-text-size-body">Your business is registered in the United Kingdom</p> </li><li class="feature-list-item"><span class="feature-list-item-bullet" aria-hidden="true"><svg width="24" height="24" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" class="checkmark Blue checkmark-size-body" aria-label="checkmark-icon"><circle cx="12" cy="12" r="12" fill="#EDEDED"></circle><path fill-rule="evenodd" clip-rule="evenodd" d="M16.6551 8.51722C17.0724 8.878 17.1174 9.50779 16.7556 9.92389L11.5533 15.907C11.3634 16.1255 11.0877 16.251 10.7978 16.251C10.5078 16.251 10.2321 16.1255 10.0422 15.907L7.24446 12.6892C6.88267 12.2731 6.92765 11.6433 7.34493 11.2825C7.76222 10.9218 8.39378 10.9666 8.75557 11.3827L10.7978 13.7316L15.2445 8.61739C15.6063 8.20129 16.2378 8.15644 16.6551 8.51722Z" fill="#515354"></path></svg></span><p class="feature-list-item-text body-text-size-body">Sole traders aren't required to be registered in the United Kingdom to have access to PayPal Working Capital</p> </li><li class="feature-list-item"><span class="feature-list-item-bullet" aria-hidden="true"><svg width="24" height="24" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" class="checkmark Blue checkmark-size-body" aria-label="checkmark-icon"><circle cx="12" cy="12" r="12" fill="#EDEDED"></circle><path fill-rule="evenodd" clip-rule="evenodd" d="M16.6551 8.51722C17.0724 8.878 17.1174 9.50779 16.7556 9.92389L11.5533 15.907C11.3634 16.1255 11.0877 16.251 10.7978 16.251C10.5078 16.251 10.2321 16.1255 10.0422 15.907L7.24446 12.6892C6.88267 12.2731 6.92765 11.6433 7.34493 11.2825C7.76222 10.9218 8.39378 10.9666 8.75557 11.3827L10.7978 13.7316L15.2445 8.61739C15.6063 8.20129 16.2378 8.15644 16.6551 8.51722Z" fill="#515354"></path></svg></span><p class="feature-list-item-text body-text-size-body">See PayPal Working Capital <a href="https://www.paypal.com/workingcapital/terms" target="_self" rel="" class="html-text-renderer-link feature-list-item-text" data-pa-click="{"link":"SplitSection-Is PayPal Working Capital right for you?-Link-listItemParagraph-terms and conditions","event_name":"smb_text_link_clicked"}">terms and conditions</a>.</p> </li></ol></div><div class="text-group-content-button-group" style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><div class="button-group button-group-align-start button-group-legal-position-bottom text-group-action-group"><div class="button-group-alignment-start"><a class="button-type-primary button-size-large ppcmsnodeweb-zna116-button_base-text_button_lg" data-ppui-info="buttons_7.4.0" aria-label="Apply Now" target="_self" data-pa-click="{"link":"SplitSection-Is PayPal Working Capital right for you?-Primary-Apply Now","event_name":"smb_button_cta_clicked"}" href="https://www.paypal.com/signin?returnUri=https%3A%2F%2Fwww.paypal.com%2Fworkingcapital%2Fapplication&state=">Apply Now</a></div></div></div></div></div></section><!--/$--><!--$--><section class="card-content-section card-content-carousel-section section-wrapper slate-plate grid quantum-leap grid-compact ppcmsnodeweb-1dz0bod" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="text-header-inner card-content-section-header ppcmsnodeweb-1q1oaxg"><div class="text-group text-group-alignment-start" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h2 class="text-group-headline heading-text-size-headline-1">How to apply for PayPal Working Capital</h2> </div></div></div><div class="ppcmsnodeweb-1vs64uy"><div aria-label="Card Carousel" role="region" class="carousel white card-content-section-carousel card-content-section-carousel-slides-per-view-3"><div><div class="carousel-track-container"><div role="presentation" class="carousel-track white"><div role="group" aria-roledescription="slide" aria-label="Slide 1 of 4" aria-hidden="false" class="carousel-slide" data-pa-click="{"link":"Carousel-Primary","event_name":"smb_carousel_slide_button_clicked"}"><div class="white-plate card-content-section-item card-content-section-item-card-style-flushed card-content-section-item-cards-3 noImage"><div class="text-group text-group-alignment-start card-content-section-item-text" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h3 class="text-group-headline heading-text-size-headline-3"><b>01</b></h3> </div><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h4 class="text-group-subheading heading-text-size-headline-6">Complete the application</h4> </div><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><p class="text-group-paragraph body-text-size-body">No extensive documentation required. We usually let you know if you’re approved straight away.*</p> </div><div class="text-group-content-button-group" style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><div class="button-group button-group-align-start button-group-legal-position-bottom text-group-action-group"><div class="button-group-alignment-start"></div></div></div></div></div></div><div role="group" aria-roledescription="slide" aria-label="Slide 2 of 4" aria-hidden="true" class="carousel-slide" data-pa-click="{"link":"Carousel-Primary","event_name":"smb_carousel_slide_button_clicked"}"><div class="white-plate card-content-section-item card-content-section-item-card-style-flushed card-content-section-item-cards-3 noImage"><div class="text-group text-group-alignment-start card-content-section-item-text" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h3 class="text-group-headline heading-text-size-headline-3"><b>02</b></h3> </div><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h4 class="text-group-subheading heading-text-size-headline-6">Select your terms</h4> </div><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><p class="text-group-paragraph body-text-size-body">If approved, choose the percentage of your PayPal sales that will go toward repaying your cash advance and fee. Then read, agree to and download the terms and conditions.</p> </div><div class="text-group-content-button-group" style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><div class="button-group button-group-align-start button-group-legal-position-bottom text-group-action-group"><div class="button-group-alignment-start"></div></div></div></div></div></div><div role="group" aria-roledescription="slide" aria-label="Slide 3 of 4" aria-hidden="true" class="carousel-slide" data-pa-click="{"link":"Carousel-Primary","event_name":"smb_carousel_slide_button_clicked"}"><div class="white-plate card-content-section-item card-content-section-item-card-style-flushed card-content-section-item-cards-3 noImage"><div class="text-group text-group-alignment-start card-content-section-item-text" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h3 class="text-group-headline heading-text-size-headline-3"><b>03</b></h3> </div><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h4 class="text-group-subheading heading-text-size-headline-6">Get funding fast</h4> </div><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><p class="text-group-paragraph body-text-size-body">Once your application is approved, you’ll receive the funds in your PayPal Business account within minutes.</p> </div><div class="text-group-content-button-group" style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><div class="button-group button-group-align-start button-group-legal-position-bottom text-group-action-group"><div class="button-group-alignment-start"></div></div></div></div></div></div><div role="group" aria-roledescription="slide" aria-label="Slide 4 of 4" aria-hidden="true" class="carousel-slide" data-pa-click="{"link":"Carousel-Primary","event_name":"smb_carousel_slide_button_clicked"}"><div class="white-plate card-content-section-item card-content-section-item-card-style-flushed card-content-section-item-cards-3 noImage"><div class="text-group text-group-alignment-start card-content-section-item-text" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h3 class="text-group-headline heading-text-size-headline-3"><b>04</b></h3> </div><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h4 class="text-group-subheading heading-text-size-headline-6">Start repayment</h4> </div><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><p class="text-group-paragraph body-text-size-body">Repay automatically with a share of each PayPal sale until your advance is paid in full. You can also make manual payments with no early repayment fee.**</p> </div><div class="text-group-content-button-group" style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><div class="button-group button-group-align-start button-group-legal-position-bottom text-group-action-group"><div class="button-group-alignment-start"></div></div></div></div></div></div></div><div class="page-nav-container"><button aria-label="Go to page 1 of 4" aria-current="true" aria-disabled="true" data-pa-click="{"link":"Carousel-Primary","event_name":"smb_carousel_indicator_button_clicked"}" class="carousel-indicator activeButton" type="button"><span></span></button><button aria-label="Go to page 2 of 4" aria-current="false" aria-disabled="false" data-pa-click="{"link":"Carousel-Primary","event_name":"smb_carousel_indicator_button_clicked"}" class="carousel-indicator" type="button"><span></span></button><button aria-label="Go to page 3 of 4" aria-current="false" aria-disabled="false" data-pa-click="{"link":"Carousel-Primary","event_name":"smb_carousel_indicator_button_clicked"}" class="carousel-indicator" type="button"><span></span></button><button aria-label="Go to page 4 of 4" aria-current="false" aria-disabled="false" data-pa-click="{"link":"Carousel-Primary","event_name":"smb_carousel_indicator_button_clicked"}" class="carousel-indicator" type="button"><span></span></button></div></div><button aria-label="Next slide" aria-disabled="false" class="carousel-button next-button" data-pa-click="{"link":"Carousel-Primary","event_name":"smb_carousel_next_button_clicked"}" type="button"><svg width="80" height="80" viewBox="0 0 80 80" fill="none" xmlns="http://www.w3.org/2000/svg" class="arrow-icon" style="transform:scaleX(1);display:block"><rect width="80" height="80" rx="40" fill="white"></rect><path fill-rule="evenodd" clip-rule="evenodd" d="M42.9523 51.1791C42.3015 50.5282 42.3015 49.4729 42.9523 48.8221L51.7729 40.0016L42.9533 31.1967C42.3019 30.5464 42.301 29.4911 42.9514 28.8397C43.6017 28.1883 44.657 28.1874 45.3084 28.8378L55.3084 38.8211C55.6214 39.1336 55.7973 39.5576 55.7975 39.9999C55.7977 40.4422 55.6221 40.8664 55.3094 41.1791L45.3094 51.1791C44.6585 51.83 43.6032 51.83 42.9523 51.1791Z" fill="#003087"></path><path fill-rule="evenodd" clip-rule="evenodd" d="M55.7975 39.9999C55.7975 40.9204 55.0513 41.6673 54.1309 41.6673L27.5309 41.6673C26.6105 41.6673 25.8643 40.9211 25.8643 40.0006C25.8643 39.0801 26.6105 38.3339 27.5309 38.3339L54.1309 38.3339C55.0513 38.3339 55.7975 39.0794 55.7975 39.9999Z" fill="#003087"></path></svg></button></div><span class="carousel-notification" aria-live="polite" aria-atomic="true">Showing page 1 of 4</span></div></div><div class="ppcmsnodeweb-1ho35k6"><div class="disclosure-text-color disclosure quantum-leap" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="disclosure-paragraph multi-line-text multi-line-text-wo-sup body-text-size-caption"><div class="multi-line-text-paragraph"><sup>*</sup>In limited cases, an applicant may be asked to provide documentation before a decision is made.<!-- --> </div></div><div class="disclosure-paragraph multi-line-text multi-line-text-wo-sup body-text-size-caption"><div class="multi-line-text-paragraph"><sup>**</sup>Repayment percentage chosen prior to funding and applied to each PayPal sale. Minimum payment required every 90 days. See <a href="https://www.paypal.com/gb/workingcapital/terms" target="_self" rel="" class="html-text-renderer-link" data-pa-click="{"link":"Disclosure-Link--terms and conditions","event_name":"smb_text_link_clicked"}">terms and conditions</a> for details.<!-- --> </div></div></div></div></section><!--/$--><!--$--><section class="split-section section-wrapper white-plate grid quantum-leap grid-compact ppcmsnodeweb-1dz0bod" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="split-section-item-start-col ppcmsnodeweb-i1u9u5"><div class="split-section-item-media-container split-section-item-ratio-1-1-large"><div class="video-frame video-frame-rounded-corners" style="min-height:auto;min-width:auto;opacity:0;transform:translateX(0rem) translateY(2.25rem) scale(1) translateZ(0)"></div></div></div><div class="split-section-item-end-col split-section-item-text ppcmsnodeweb-1ej2epk"><div class="text-group text-group-alignment-start split-section-item-auto-height" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div class="text-group-quotes-icon"><svg width="52" height="36" viewBox="0 0 52 36" xmlns="http://www.w3.org/2000/svg"><path d="M11.3 35.6126C7.78 35.6126 5.1 34.6126 3.26 32.6126C1.42 30.5326 0.5 28.0526 0.5 25.1726V23.3726C0.5 21.1326 0.82 18.9726 1.46 16.8926C2.18 14.7326 3.1 12.6526 4.22 10.6526C5.42 8.65259 6.74 6.77258 8.18 5.01259C9.62 3.25259 11.1 1.65259 12.62 0.212585H23.54C20.5 2.69259 18.1 5.13259 16.34 7.53259C14.58 9.85258 13.26 12.4126 12.38 15.2126H12.62C15.18 15.2126 17.38 16.0526 19.22 17.7326C21.14 19.4126 22.1 21.7326 22.1 24.6926V25.1726C22.1 28.0526 21.18 30.5326 19.34 32.6126C17.5 34.6126 14.82 35.6126 11.3 35.6126ZM39.62 35.6126C36.1 35.6126 33.42 34.6126 31.58 32.6126C29.74 30.5326 28.82 28.0526 28.82 25.1726V23.3726C28.82 21.1326 29.14 18.9726 29.78 16.8926C30.5 14.7326 31.42 12.6526 32.54 10.6526C33.74 8.65259 35.06 6.77258 36.5 5.01259C37.94 3.25259 39.42 1.65259 40.94 0.212585H51.86C48.82 2.69259 46.42 5.13259 44.66 7.53259C42.9 9.85258 41.58 12.4126 40.7 15.2126H40.94C43.5 15.2126 45.7 16.0526 47.54 17.7326C49.46 19.4126 50.42 21.7326 50.42 24.6926V25.1726C50.42 28.0526 49.5 30.5326 47.66 32.6126C45.82 34.6126 43.14 35.6126 39.62 35.6126Z"></path></svg></div><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h2 class="text-group-headline heading-text-size-headline-3">I think it's a no-brainer for people to look into and it can really, really help you make a step change in your business.</h2> </div><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><p class="text-group-paragraph body-text-size-body">For us, the main use for PayPal Working Capital has been to increase our stock position. The funds are deposited almost instantly into the PayPal account and ready to deploy on our next stock order.</p> </div><div class="text-group-content-byline" style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><p class="text-group-byline-text heading-text-size-title">— Dov Tate, Founder and MD, Parcours</p> </div></div></div></section><!--/$--><!--$--><section class="card-content-section section-wrapper white-plate grid quantum-leap grid-compact ppcmsnodeweb-ivm9ae" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="ppcmsnodeweb-1vs64uy"><div role="region" class="carousel white carousel-disabled card-content-section-carousel card-content-section-carousel-slides-per-view-1"><div><div class="carousel-track-container"><div role="presentation" class="carousel-track white"><div role="group" aria-roledescription="slide" aria-label="" aria-hidden="false" class="carousel-slide" data-pa-click="{"link":"Carousel-Primary","event_name":"smb_carousel_slide_button_clicked"}"><div class="slate-plate card-content-section-item card-content-section-item-card-style-normal card-content-section-item-cards-1 noImage"><div class="text-group text-group-alignment-center card-content-section-item-text" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h2 class="text-group-headline heading-text-size-headline-2">Apply for PayPal Working Capital</h2> </div><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><p class="text-group-paragraph body-text-size-body">A business cash advance with repayments that flex with your PayPal sales. Funding made simple.</p> </div><div class="text-group-content-button-group" style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><div class="button-group button-group-align-center button-group-legal-position-bottom text-group-action-group"><div class="button-group-alignment-center"><a class="button-type-primary button-size-large ppcmsnodeweb-zna116-button_base-text_button_lg" data-ppui-info="buttons_7.4.0" aria-label="Apply Now" target="_self" data-pa-click="{"link":"CardContentSectionItem-Apply for PayPal Working Capital-Primary-Apply Now","event_name":"smb_button_cta_clicked"}" href="https://www.paypal.com/signin?returnUri=https%3A%2F%2Fwww.paypal.com%2Fworkingcapital%2Fapplication&state=">Apply Now</a></div></div></div><div class="text-group-content-disclosure" style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><div class="text-group-legal-text disclosure quantum-leap" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="disclosure-paragraph multi-line-text multi-line-text-wo-sup body-text-size-caption"><div class="multi-line-text-paragraph">Call our team for help <a href="tel: 08003687176" target="_blank" rel="noopener noreferrer" class="html-text-renderer-link" data-pa-click="{"link":"CardContentSectionItem-Apply for PayPal Working Capital-Link-legalText-0800 368 7176 ","event_name":"smb_text_link_clicked"}">0800 368 7176 </a> </div></div><div class="disclosure-paragraph multi-line-text multi-line-text-wo-sup body-text-size-caption"><div class="multi-line-text-paragraph">Monday to Friday, 8:00AM to 6.00PM<!-- --> </div></div></div></div></div></div></div></div><div class="page-nav-container"><button aria-label="" aria-current="true" aria-disabled="true" data-pa-click="{"link":"Carousel-Primary","event_name":"smb_carousel_indicator_button_clicked"}" class="carousel-indicator activeButton" type="button"><span></span></button></div></div></div><span class="carousel-notification" aria-live="polite" aria-atomic="true"></span></div></div></section><!--/$--><!--$--><section class="accordion accordion-theme-white section-wrapper white-plate grid quantum-leap grid-compact ppcmsnodeweb-73b4y" id="faq" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="ppcmsnodeweb-agbtfv"><div class="text-group text-group-alignment-start accordion-headline" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h2 class="text-group-headline heading-text-size-headline-2">PayPal Working Capital FAQ</h2> </div></div></div><div class="accordion-with-cta ppcmsnodeweb-tmvyzy"><div class="accordion-item"><button type="button" class="accordion-item-headline" id="accordion-row1" aria-controls="accordion-content1" aria-expanded="true" data-pa-click="{"link":"accordionItemHeader-Primary-What is working capital?","event_name":"smb_button_cta_clicked"}"><div class="accordion-item-headline-container"><div class="accordion-item-headline-text-container"><h3 class="accordion-item-headline-text heading-text-size-headline-7">What is working capital?</h3> </div><div class="accordion-item-icon accordion-item-icon-theme-white"><span class="ppcmsnodeweb-1bk0n6-svg-size_md" data-ppui-info="icons_8.23.1" aria-hidden="true" data-ppui="true"><svg xmlns="http://www.w3.org/2000/svg" fill="currentColor" viewBox="0 0 24 24" width="1em" height="1em" data-ppui="true"><path d="M13 5a1 1 0 1 0-2 0v6H5a1 1 0 1 0 0 2h6v6a1 1 0 1 0 2 0v-6h6a1 1 0 1 0 0-2h-6V5z" data-ppui="true"></path></svg></span></div></div></button><div id="accordion-content1" aria-labelledby="accordion-row1" role="region" style="height:0px;opacity:0;display:none"><p class="body-text-size-body">Generally, working capital is the difference between your business's assets and liabilities. Businesses use working capital to run their business and pay for everyday expenses as well as invest in new projects and initiatives.</p> </div></div><div class="accordion-item"><button type="button" class="accordion-item-headline" id="accordion-row2" aria-controls="accordion-content2" aria-expanded="false" data-pa-click="{"link":"accordionItemHeader-Primary-How does PayPal Working Capital work?","event_name":"smb_button_cta_clicked"}"><div class="accordion-item-headline-container"><div class="accordion-item-headline-text-container"><h3 class="accordion-item-headline-text heading-text-size-headline-7">How does PayPal Working Capital work?</h3> </div><div class="accordion-item-icon accordion-item-icon-theme-white"><span class="ppcmsnodeweb-1bk0n6-svg-size_md" data-ppui-info="icons_8.23.1" aria-hidden="true" data-ppui="true"><svg xmlns="http://www.w3.org/2000/svg" fill="currentColor" viewBox="0 0 24 24" width="1em" height="1em" data-ppui="true"><path d="M13 5a1 1 0 1 0-2 0v6H5a1 1 0 1 0 0 2h6v6a1 1 0 1 0 2 0v-6h6a1 1 0 1 0 0-2h-6V5z" data-ppui="true"></path></svg></span></div></div></button><div id="accordion-content2" aria-labelledby="accordion-row2" role="region" style="height:0px;opacity:0;display:none"><p class="body-text-size-body">PayPal Working Capital is a business cash advance with one competitively priced fixed fee. You repay the cash advance with a percentage of your PayPal sales (minimum payment required every 90 days). There are no periodic interest charges, monthly bills, late fees, pre-payment fees, penalty fees, or any other fees.</p> <p class="body-text-size-body">The process is easy. If approved:</p> <ol><li class="body-text-size-body">Select your cash advance amount. The maximum advance amount depends on your PayPal account history.</li><li class="body-text-size-body">Choose the percentage of your PayPal sales that will go toward repaying your advance and fee.</li><li class="body-text-size-body">Receive the funds in your PayPal account within minutes.</li></ol><p class="body-text-size-body">Repay automatically with a percentage of each sale until your balance is paid in full (minimum payment required every 90 days). You can also make manual payments or even pay the advance in full with no early repayment fee, using your PayPal balance or a linked bank account.</p> </div></div><div class="accordion-item"><button type="button" class="accordion-item-headline" id="accordion-row3" aria-controls="accordion-content3" aria-expanded="false" data-pa-click="{"link":"accordionItemHeader-Primary-Am I eligible to apply for PayPal Working Capital?","event_name":"smb_button_cta_clicked"}"><div class="accordion-item-headline-container"><div class="accordion-item-headline-text-container"><h3 class="accordion-item-headline-text heading-text-size-headline-7">Am I eligible to apply for PayPal Working Capital?</h3> </div><div class="accordion-item-icon accordion-item-icon-theme-white"><span class="ppcmsnodeweb-1bk0n6-svg-size_md" data-ppui-info="icons_8.23.1" aria-hidden="true" data-ppui="true"><svg xmlns="http://www.w3.org/2000/svg" fill="currentColor" viewBox="0 0 24 24" width="1em" height="1em" data-ppui="true"><path d="M13 5a1 1 0 1 0-2 0v6H5a1 1 0 1 0 0 2h6v6a1 1 0 1 0 2 0v-6h6a1 1 0 1 0 0-2h-6V5z" data-ppui="true"></path></svg></span></div></div></button><div id="accordion-content3" aria-labelledby="accordion-row3" role="region" style="height:0px;opacity:0;display:none"><p class="body-text-size-body">To be eligible to apply for PayPal Working Capital, your business, at a minimum, must:</p> <ol><li class="body-text-size-body">Your business has had a PayPal Business account for 90 days or more</li><li class="body-text-size-body">You process at least £9,000 in eligible PayPal sales annually⁵</li><li class="body-text-size-body">Pay off any existing PayPal Working Capital cash advance</li><li class="body-text-size-body">Your business is registered in the United Kingdom </li><li class="body-text-size-body">Sole traders aren't required to be registered in the United Kingdom to have access to PayPal Working Capital</li></ol></div></div><div class="accordion-item"><button type="button" class="accordion-item-headline" id="accordion-row4" aria-controls="accordion-content4" aria-expanded="false" data-pa-click="{"link":"accordionItemHeader-Primary-What fees do I have to pay for PayPal Working Capital?","event_name":"smb_button_cta_clicked"}"><div class="accordion-item-headline-container"><div class="accordion-item-headline-text-container"><h3 class="accordion-item-headline-text heading-text-size-headline-7">What fees do I have to pay for PayPal Working Capital?</h3> </div><div class="accordion-item-icon accordion-item-icon-theme-white"><span class="ppcmsnodeweb-1bk0n6-svg-size_md" data-ppui-info="icons_8.23.1" aria-hidden="true" data-ppui="true"><svg xmlns="http://www.w3.org/2000/svg" fill="currentColor" viewBox="0 0 24 24" width="1em" height="1em" data-ppui="true"><path d="M13 5a1 1 0 1 0-2 0v6H5a1 1 0 1 0 0 2h6v6a1 1 0 1 0 2 0v-6h6a1 1 0 1 0 0-2h-6V5z" data-ppui="true"></path></svg></span></div></div></button><div id="accordion-content4" aria-labelledby="accordion-row4" role="region" style="height:0px;opacity:0;display:none"><p class="body-text-size-body">There’s just one fixed fee, which will be explained before you complete your application for PayPal Working Capital. There's no interest, no late fees and no fees for any additional repayments you make.</p> </div></div><div class="accordion-item"><button type="button" class="accordion-item-headline" id="accordion-row5" aria-controls="accordion-content5" aria-expanded="false" data-pa-click="{"link":"accordionItemHeader-Primary-What’s the minimum repayment requirement?","event_name":"smb_button_cta_clicked"}"><div class="accordion-item-headline-container"><div class="accordion-item-headline-text-container"><h3 class="accordion-item-headline-text heading-text-size-headline-7">What’s the minimum repayment requirement?</h3> </div><div class="accordion-item-icon accordion-item-icon-theme-white"><span class="ppcmsnodeweb-1bk0n6-svg-size_md" data-ppui-info="icons_8.23.1" aria-hidden="true" data-ppui="true"><svg xmlns="http://www.w3.org/2000/svg" fill="currentColor" viewBox="0 0 24 24" width="1em" height="1em" data-ppui="true"><path d="M13 5a1 1 0 1 0-2 0v6H5a1 1 0 1 0 0 2h6v6a1 1 0 1 0 2 0v-6h6a1 1 0 1 0 0-2h-6V5z" data-ppui="true"></path></svg></span></div></div></button><div id="accordion-content5" aria-labelledby="accordion-row5" role="region" style="height:0px;opacity:0;display:none"><p class="body-text-size-body">There are no additional charges if your PayPal sales fluctuate or if you have days without sales. However, regardless of sales volume, a minimum level of repayment is required every 90 days, calculated from the day you receive your cash advance. Your minimum repayment amount is determined by your business profile and the terms of the cash advance you select, but will not be more than 10% of your repayment amount (cash advance plus fixed fee). If you don’t meet this requirement, we may ask you to repay the total amount outstanding.</p> <p class="body-text-size-body">The minimum repayment amount applicable to your cash advance will be outlined in your <a href="https://www.paypal.com/gb/workingcapital/terms" target="_self" rel="" class="html-text-renderer-link" data-pa-click="{"link":"Accordion-Link--terms and conditions","event_name":"smb_text_link_clicked"}">terms and conditions</a>, which you will view before completing your application, as well as within the application flow.</p> </div></div><div class="accordion-item"><button type="button" class="accordion-item-headline" id="accordion-row6" aria-controls="accordion-content6" aria-expanded="false" data-pa-click="{"link":"accordionItemHeader-Primary-Can I have more than one PayPal Working Capital cash advance at a time?","event_name":"smb_button_cta_clicked"}"><div class="accordion-item-headline-container"><div class="accordion-item-headline-text-container"><h3 class="accordion-item-headline-text heading-text-size-headline-7">Can I have more than one PayPal Working Capital cash advance at a time?</h3> </div><div class="accordion-item-icon accordion-item-icon-theme-white"><span class="ppcmsnodeweb-1bk0n6-svg-size_md" data-ppui-info="icons_8.23.1" aria-hidden="true" data-ppui="true"><svg xmlns="http://www.w3.org/2000/svg" fill="currentColor" viewBox="0 0 24 24" width="1em" height="1em" data-ppui="true"><path d="M13 5a1 1 0 1 0-2 0v6H5a1 1 0 1 0 0 2h6v6a1 1 0 1 0 2 0v-6h6a1 1 0 1 0 0-2h-6V5z" data-ppui="true"></path></svg></span></div></div></button><div id="accordion-content6" aria-labelledby="accordion-row6" role="region" style="height:0px;opacity:0;display:none"><p class="body-text-size-body">You are only able to have one open PayPal Working Capital advance at a time. You can apply for another cash advance once the existing one is paid off - many customers do. Future applications are subject to eligibility.</p> </div></div></div><div class="ppcmsnodeweb-tmvyzy"><div class="button-group button-group-align-start button-group-legal-position-bottom accordion-inline-cta"><div class="button-group-alignment-start"><a class="button-type-secondary button-size-large ppcmsnodeweb-15mf51s-button_base-text_button_lg-secondary" data-ppui-info="buttons_7.4.0" aria-label="More about PayPal Working Capital" target="_self" data-pa-click="{"link":"Accordion-Secondary-More about PayPal Working Capital","event_name":"smb_signup_cta_clicked"}" href="https://www.paypal.com/workingcapital/faq">More About PayPal Working Capital</a></div></div></div></section><!--/$--><!--$--><section class="section-wrapper white-plate grid quantum-leap grid-compact ppcmsnodeweb-nt4ts0" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="text-header-inner discovery-link-section-textgroup-griditem ppcmsnodeweb-jhwjoy"><div class="text-group text-group-alignment-start" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h2 class="text-group-headline heading-text-size-headline-2">More financial services</h2> </div></div></div><div class="ppcmsnodeweb-amaarj"><a class="discovery-card discovery-card-type-inline discovery-card-size stone-plate quantum-leap" aria-label="Business Debit Card" href="https://www.paypal.com/gb/business/financial-services/debit-card" target="_self" data-pa-click="{"link":"DiscoveryLinkSection-Tertiary-Business Debit Card","event_name":"smb_button_cta_clicked"}" style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><div class="discovery-card-container"><div class="discovery-card-content"><span class="heading-text-size-title">Business Debit Card</span></div><span class="arrow-icon arrow-icon-theme arrow-icon-size-large"> <svg class="arrow-icon-arrow" width="28" height="17" viewBox="0 0 28 17" fill="none" preserveAspectRatio="xMinYMin meet" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"><path class="arrow-icon-stroke" d="M26 8.01221H1" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path><path class="arrow-icon-stroke" d="M19.5 1.01221L26.5 8.01221L19.5 15.0122" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path></svg><span class="arrow-icon-circle"></span></span></div></a></div><div class="ppcmsnodeweb-11yazjh"><a class="discovery-card discovery-card-type-inline discovery-card-size stone-plate quantum-leap" aria-label="Business Resource Center" href="https://www.paypal.com/gb/brc/" target="_self" data-pa-click="{"link":"DiscoveryLinkSection-Tertiary-Business Resource Center","event_name":"smb_button_cta_clicked"}" style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><div class="discovery-card-container"><div class="discovery-card-content"><span class="heading-text-size-title">Business Resource Centre</span></div><span class="arrow-icon arrow-icon-theme arrow-icon-size-large"> <svg class="arrow-icon-arrow" width="28" height="17" viewBox="0 0 28 17" fill="none" preserveAspectRatio="xMinYMin meet" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"><path class="arrow-icon-stroke" d="M26 8.01221H1" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path><path class="arrow-icon-stroke" d="M19.5 1.01221L26.5 8.01221L19.5 15.0122" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path></svg><span class="arrow-icon-circle"></span></span></div></a></div></section><!--/$--><!--$--><section class="text-section section-wrapper white-plate grid quantum-leap grid-compact ppcmsnodeweb-dnfkog" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="text-header-inner text-section-alignment-8-col-center ppcmsnodeweb-jhwjoy"><div class="text-group text-group-alignment-center" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h2 class="text-group-headline heading-text-size-headline-1">We support businesses</h2> <h2 class="text-group-headline heading-text-size-headline-1">just like yours</h2> </div><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><p class="text-group-paragraph body-text-size-body">Every business needs a reliable payment partner. 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Some of PayPal UK Ltd’s products including PayPal Pay in 3 and PayPal Working Capital are not regulated by the FCA. PayPal UK Ltd’s company number is 14741686 and its registered address is Whittaker House, Whittaker Avenue, Richmond-Upon-Thames, Surrey, United Kingdom, TW9 1EH.</p></div></div></div></footer></div> <!--$--><div class="disclosure-text-color disclosure quantum-leap" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="disclosure-paragraph multi-line-text multi-line-text-wo-sup body-text-size-caption"><div class="multi-line-text-paragraph">All screen images shown are for illustrative purposes only. Actual experience will be based on account activity.<!-- --> </div></div><div class="disclosure-paragraph multi-line-text multi-line-text-wo-sup body-text-size-caption"><div class="multi-line-text-paragraph">Please note that charges may apply depending on the terms and coverage with your phone provider.<!-- --> </div></div><div class="disclosure-paragraph multi-line-text multi-line-text-wo-sup body-text-size-caption"><div class="multi-line-text-paragraph">These results may not be typical and may vary substantially by business. This content is provided for informational purposes only. You should always obtain independent business, tax, financial, and legal advice before making any business decision.<!-- --> </div></div><div class="disclosure-item multi-line-text body-text-size-caption"><div class="multi-line-text-sup"><sup>1</sup></div><div class="multi-line-text-paragraph">PayPal sales history and account behaviour, along with other criteria, are used to determine eligibility and the advance value offered. PayPal reserves the right to review and amend its eligibility criteria without notice. <a href="https://www.paypal.com/gb/workingcapital/terms" target="_self" rel="" class="html-text-renderer-link" data-pa-click="{"link":"Disclosure-Link--See full terms","event_name":"smb_text_link_clicked"}">See full terms</a>.<!-- --> </div></div><div class="disclosure-item multi-line-text body-text-size-caption"><div class="multi-line-text-sup"><sup>2</sup></div><div class="multi-line-text-paragraph">You must not divert sales from PayPal while the cash advance is outstanding, and a minimum payment is required every 90 days.<!-- --> </div></div><div class="disclosure-item multi-line-text body-text-size-caption"><div class="multi-line-text-sup"><sup>3</sup></div><div class="multi-line-text-paragraph">Elegibility assessed as at date of application and remains subject to bankruptcy, compliance and other standard checks. Funding time is typically less than a minute. PayPal sales history and account behaviour, along with other criteria, are used to determine eligibility and the advance value offered. PayPal reserves the right to review and amend its eligibility criteria without notice. <a href="https://www.paypal.com/gb/workingcapital/terms" target="_self" rel="" class="html-text-renderer-link" data-pa-click="{"link":"Disclosure-Link--See full terms","event_name":"smb_text_link_clicked"}">See full terms</a>.<!-- --> </div></div><div class="disclosure-item multi-line-text body-text-size-caption"><div class="multi-line-text-sup"><sup>4</sup></div><div class="multi-line-text-paragraph">Additional data regarding your PayPal account history, business performance and your financial position are also considered as part of the application process, to determine if you are eligible for PayPal Working Capital and to determine the size of the merchant cash advance available to you.<!-- --> </div></div><div class="disclosure-item multi-line-text body-text-size-caption"><div class="multi-line-text-sup"><sup>5</sup></div><div class="multi-line-text-paragraph">Eligible sales are those made through your PayPal account net of any transaction reversals and excluding any non-business person-to-person transfers. Also excluded are any transfers or deposits you make yourself into your PayPal account, and any gambling transactions.<!-- --> </div></div></div><!--/$--> </div></div></div></div> <script nonce="BT3u/3o9A7WE3DpIcq/ZlgRfloT871mSs5eO0yBi+BE9KVLA">window.__CMS_ENGINE_RENDER_CONTEXT__ = {"pageModel":{"id":"6cnDrqmhBDHfpMhawTME5F","componentType":"PageIdentifier","metadata":{"id":"VoWBYfxTQtHTTWZDs7GzI","componentType":"Metadata","pageId":"business/financial-services/working-capital","page__title":"Working Capital | Business Loan","page__description":"Pay as you grow with PayPal Working Capital. 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