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CDIC’s vision of guaranteeing the safety of your insured deposits to protect financial futures in Canada, reflects our unwavering focus on depositors and the central role deposit insurance plays in consumer protection. 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0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button> <ul class="sub-menu" aria-expanded="false" data-level="1"> <li class="lg:hidden"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/depositors/">Depositors<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/depositors/">Overview</a></li> <li id="menu-item-504" class="nav-section-3-col menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-504 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">What’s <span class="lg:whitespace-pre">covered<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button> <ul class="sub-menu" aria-expanded="false" data-level="2"> <li class="col-span-3"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/depositors/whats-covered/">What’s covered<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/depositors/whats-covered/">Overview</a></li> <li id="menu-item-1003" class="nav-category nav-category-span-2 menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-1003 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex lg:hidden relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Insured <span class="lg:whitespace-pre">categories<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button><a tabindex="-1" class="hidden lg:block group focus:outline-none" href="#">Insured categories</a> <ul class="sub-menu" aria-expanded="false" data-level="3"> <li class="lg:hidden"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="#">Insured categories<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li> <li id="menu-item-1013" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1013 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/whats-covered/deposits-held-in-one-name/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Deposits held in one <span class="lg:whitespace-pre">name<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1015" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1015 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/whats-covered/deposits-held-in-more-than-one-name-joint-deposits/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Deposits held in more than one <span class="lg:whitespace-pre">name<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1010" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1010 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/whats-covered/deposits-held-in-a-registered-retirement-savings-plan-rrsp/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Deposits held in a <span class="lg:whitespace-pre">RRSP<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1009" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1009 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/whats-covered/deposits-held-in-a-registered-retirement-income-fund-rrif/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Deposits held in a <span class="lg:whitespace-pre">RRIF<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1006" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1006 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/whats-covered/deposits-held-in-a-first-home-savings-account-fhsa/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Deposits held in a <span class="lg:whitespace-pre">FHSA<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1011" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1011 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/whats-covered/deposits-held-in-a-tax-free-savings-account-tfsa/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Deposits held in a <span class="lg:whitespace-pre">TFSA<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1008" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1008 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/whats-covered/deposits-held-in-a-registered-education-savings-plan-resp/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Deposits held in an <span class="lg:whitespace-pre">RESP<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1007" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1007 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/whats-covered/deposits-held-in-a-registered-disability-savings-plan-rdsp/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Deposits held in an <span class="lg:whitespace-pre">RDSP<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1014" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1014 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/whats-covered/deposits-held-in-trust/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Deposits held in <span class="lg:whitespace-pre">trust<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-1004" class="nav-category menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-1004 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex lg:hidden relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Insured <span class="lg:whitespace-pre">products<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button><a tabindex="-1" class="hidden lg:block group focus:outline-none" href="#">Insured products</a> <ul class="sub-menu" aria-expanded="false" data-level="3"> <li class="lg:hidden"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path 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0l160-160z"/></g></svg></span></a></h2></li> <li id="menu-item-1005" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1005 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/whats-covered/debentures-principal-protected-notes-and-term-deposits/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Debentures, principal protected notes and term <span class="lg:whitespace-pre">deposits<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1016" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1016 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/whats-covered/guaranteed-investment-certificates-gics/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Guaranteed Investment Certificates <span class="lg:whitespace-pre">(GICs)<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1017" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1017 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/whats-covered/prepaid-cards/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Prepaid <span class="lg:whitespace-pre">cards<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-180113" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-180113 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/whats-covered/federal-credit-unions/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Federal credit unions <span class="lg:whitespace-pre">(FCUs)<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-506" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-506 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Videos and <span class="lg:whitespace-pre">resources<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button> <ul class="sub-menu" aria-expanded="false" data-level="2"> <li class="col-span-3"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/depositors/videos-and-resources/">Videos and resources<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 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href="https://www.cdic.ca/depositors/videos-and-resources/deposit-insurance-calculator/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Deposit insurance <span class="lg:whitespace-pre">calculator<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1023" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1023 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/videos-and-resources/faqs/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Frequently asked <span class="lg:whitespace-pre">questions<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-180361" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-180361 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/videos-and-resources/videos/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0"><span class="lg:whitespace-pre">Videos<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-528" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-528 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/list-of-members/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">List of member <span class="lg:whitespace-pre">institutions</span></span></a></li> <li id="menu-item-180795" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-180795 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/financial-literacy/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Financial Literacy <span class="lg:whitespace-pre">Hub</span></span></a></li> <li id="menu-item-529" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-529 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/cdic-bursary/" class="group flex relative items-center justify-between 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class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/financial-professionals/member-institutions/compliance/">Overview</a></li> <li id="menu-item-1034" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1034 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/member-institutions/compliance/data-and-system-requirements-dsr/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Data and System Requirements <span class="lg:whitespace-pre">(DSR)<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1035" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-1035 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex lg:hidden relative items-center justify-between transition-colors w-full text-left 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lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Forward regulatory <span class="lg:whitespace-pre">plan<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1038" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1038 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/member-institutions/compliance/legislation-and-by-laws/interpretation-policy/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Interpretation <span class="lg:whitespace-pre">policy<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1039" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1039 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/member-institutions/compliance/legislation-and-by-laws/trustee-beneficiary-disclosure-requirements/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Trustee / Beneficiary disclosure <span class="lg:whitespace-pre">requirements<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-1040" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1040 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/member-institutions/compliance/brochures-signage-and-other-requirements/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 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224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1042" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1042 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/member-institutions/premiums/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0"><span class="lg:whitespace-pre">Premiums<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1043" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1043 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/member-institutions/resolution-planning/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Resolution <span class="lg:whitespace-pre">planning<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1044" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1044 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/member-institutions/social-media-content/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 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group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a> <ul class="sub-menu" aria-expanded="false" data-level="3"> <li class="lg:hidden"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/financial-professionals/brokers/compliance/">Compliance<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/financial-professionals/brokers/compliance/">Overview</a></li> <li id="menu-item-1029" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1029 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/brokers/compliance/nominee-broker-data-requirements-nbdr/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Nominee Broker Data Requirements <span class="lg:whitespace-pre">(NBDR)<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1027" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1027 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/brokers/compliance/nominee-brokered-deposit-nbd-compliance-framework/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Nominee Brokered Deposit (NBD) Compliance <span class="lg:whitespace-pre">Framework<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1030" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-1030 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex lg:hidden relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Updates affecting Nominee <span class="lg:whitespace-pre">Brokers<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button><a tabindex="-1" class="hidden lg:block group focus:outline-none" href="https://www.cdic.ca/financial-professionals/brokers/compliance/updates-affecting-nominee-brokers/">Updates affecting Nominee Brokers<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a> <ul class="sub-menu" aria-expanded="false" data-level="4"> <li class="lg:hidden"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/financial-professionals/brokers/compliance/updates-affecting-nominee-brokers/">Updates affecting Nominee Brokers<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/financial-professionals/brokers/compliance/updates-affecting-nominee-brokers/">Overview</a></li> <li id="menu-item-1033" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1033 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/brokers/compliance/updates-affecting-nominee-brokers/brokered-deposit-advisory-group/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Brokered Deposit Advisory <span class="lg:whitespace-pre">Group<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1032" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1032 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/brokers/compliance/updates-affecting-nominee-brokers/post-failure-beneficiary-updates/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Post-Failure beneficiary <span class="lg:whitespace-pre">updates<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-1031" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1031 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/brokers/compliance/updates-affecting-brokers-acting-in-client-name/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Updates affecting brokers acting in client <span class="lg:whitespace-pre">name<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 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pr-32 lg:inline lg:w-auto lg:pr-0"><span class="lg:whitespace-pre">Legislation<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1045" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1045 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/brokers/member-institution-id-codes/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Member Institution ID <span class="lg:whitespace-pre">codes<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-509" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-509 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">For <span class="lg:whitespace-pre">trustees<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 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focus:ring-offset-white focus:ring-brand-light flex lg:hidden relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Professional <span class="lg:whitespace-pre">trustees<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button><a tabindex="-1" class="hidden lg:block group focus:outline-none" href="https://www.cdic.ca/financial-professionals/trustees/professional-trustees/">Professional trustees<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 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class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/financial-professionals/trustees/professional-trustees/">Overview</a></li> <li id="menu-item-1047" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1047 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/trustees/professional-trustees/professional-trustee-data-requirements-ptdr/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Professional Trustee Data Requirements <span class="lg:whitespace-pre">(PTDR)<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-1048" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1048 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/trustees/timeline/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0"><span class="lg:whitespace-pre">Timeline<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-179882" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-179882 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/payment-service-providers/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">For payment service <span class="lg:whitespace-pre">providers</span></span></a></li> <li id="menu-item-510" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-510 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/training-and-learning/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Training and <span class="lg:whitespace-pre">learning</span></span></a></li> <li id="menu-item-511" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-511 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/funding-framework/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">CDIC’s funding <span class="lg:whitespace-pre">framework</span></span></a></li> <li id="menu-item-512" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-512 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/modernization-initiative/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">CDIC’s modernization <span class="lg:whitespace-pre">initiative</span></span></a></li> </ul> </li> <li id="menu-item-499" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children font-body font-medium text-16 menu-item-499 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-white lg:hover:border-b-white lg:active:border-b-white lg:focus:border-b-white"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">News and <span class="lg:whitespace-pre">events<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button> <ul class="sub-menu" aria-expanded="false" data-level="1"> <li class="lg:hidden"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/news-and-events/">News and events<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/news-and-events/">Overview</a></li> <li id="menu-item-1397" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-1397 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">News at a <span class="lg:whitespace-pre">glance<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button> <ul class="sub-menu" aria-expanded="false" data-level="2"> <li class="col-span-3"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/news-and-events/">News at a glance<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/news-and-events/">Overview</a></li> <li id="menu-item-1395" class="menu-item menu-item-type-taxonomy menu-item-object-category current-post-ancestor current-menu-parent current-post-parent menu-item-1395 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/cdic-news/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">CDIC <span class="lg:whitespace-pre">news<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1393" class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-1393 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/articles/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0"><span class="lg:whitespace-pre">Articles<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1394" class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-1394 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/speeches/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0"><span class="lg:whitespace-pre">Speeches<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1396" class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-1396 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/speakers-bureau/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Speakers <span class="lg:whitespace-pre">bureau<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-181095" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-181095 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/news-and-events/scams-fraud/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Scams and <span class="lg:whitespace-pre">fraud<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> </ul> </li> <li id="menu-item-500" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children font-body font-medium text-16 menu-item-500 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent lg:hover:border-b-white lg:active:border-b-white lg:focus:border-b-white"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">What happens in a <span class="lg:whitespace-pre">failure<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button> <ul class="sub-menu" aria-expanded="false" data-level="1"> <li class="lg:hidden"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/what-happens-in-a-failure/">What happens in a failure<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/what-happens-in-a-failure/">Overview</a></li> <li id="menu-item-178859" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-178859 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">What happens in a <span class="lg:whitespace-pre">failure<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button> <ul class="sub-menu" aria-expanded="false" data-level="2"> <li class="col-span-3"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/what-happens-in-a-failure/">What happens in a failure<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/what-happens-in-a-failure/">Overview</a></li> <li id="menu-item-518" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-518 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-coordination/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Resolution <span class="lg:whitespace-pre">coordination<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-517" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-517 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-funding/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Resolution <span class="lg:whitespace-pre">funding<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-180826" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-180826 w-full lg:w-auto"><a target="_self" href="/depositors/videos-and-resources/faqs/?posts_pages_en%5BhierarchicalMenu%5D%5Bfaq_categories.lvl0%5D%5B0%5D=Reimbursement" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">FAQs about bank <span class="lg:whitespace-pre">failure<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-179002" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-179002 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/our-history/history-of-failures/?via=failure" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">History of <span class="lg:whitespace-pre">failures<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-513" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-513 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Resolution of large <span class="lg:whitespace-pre">banks<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button> <ul class="sub-menu" aria-expanded="false" data-level="2"> <li class="col-span-3"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-large-banks/">Resolution of large banks<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-large-banks/">Overview</a></li> <li id="menu-item-1050" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1050 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-large-banks/bail-in-and-d-sib-restructuring-powers-e-firp/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Bail-in and D-SIB restructuring powers <span class="lg:whitespace-pre">(E-FIRP)<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-515" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-515 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Resolution of small and medium-size <span class="lg:whitespace-pre">banks<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button> <ul class="sub-menu" aria-expanded="false" data-level="2"> <li class="col-span-3"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-small-and-medium-size-banks/">Resolution of small and medium-size banks<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-small-and-medium-size-banks/">Overview</a></li> <li id="menu-item-1053" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-1053 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex lg:hidden relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Reimbursement of insured <span class="lg:whitespace-pre">deposits<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button><a tabindex="-1" class="hidden lg:block group focus:outline-none" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-small-and-medium-size-banks/reimbursement-of-insured-deposits/">Reimbursement of insured deposits<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a> <ul class="sub-menu" aria-expanded="false" data-level="3"> <li class="lg:hidden"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-small-and-medium-size-banks/reimbursement-of-insured-deposits/">Reimbursement of insured deposits<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-small-and-medium-size-banks/reimbursement-of-insured-deposits/">Overview</a></li> <li id="menu-item-1054" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1054 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-small-and-medium-size-banks/reimbursement-of-insured-deposits/for-depositors/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">For <span class="lg:whitespace-pre">depositors<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1055" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1055 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-small-and-medium-size-banks/reimbursement-of-insured-deposits/for-brokers-and-other-financial-professionals/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">For brokers and other financial <span class="lg:whitespace-pre">professionals<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1056" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1056 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-small-and-medium-size-banks/reimbursement-of-insured-deposits/for-professional-trustees/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">For professional <span class="lg:whitespace-pre">trustees<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1057" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1057 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-small-and-medium-size-banks/reimbursement-of-insured-deposits/for-general-trustees/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">For general <span class="lg:whitespace-pre">trustees<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-1058" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1058 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-small-and-medium-size-banks/assisted-transaction/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Assisted <span class="lg:whitespace-pre">transaction<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1049" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1049 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-small-and-medium-size-banks/financial-institution-restructuring-provisions-firp/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Financial Institution Restructuring Provisions <span class="lg:whitespace-pre">(FIRP)<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1059" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1059 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-small-and-medium-size-banks/bridge-bank/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Bridge <span class="lg:whitespace-pre">bank<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1060" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1060 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-small-and-medium-size-banks/financial-assistance/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Financial <span class="lg:whitespace-pre">assistance<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible 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lg:focus:border-b-white"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">About <span class="lg:whitespace-pre">CDIC<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button> <ul class="sub-menu" aria-expanded="false" data-level="1"> <li class="lg:hidden"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/about/">About CDIC<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 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focus:ring-offset-white focus:ring-brand-light flex lg:hidden relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Our <span class="lg:whitespace-pre">history<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button><a tabindex="-1" class="hidden lg:block group focus:outline-none" href="https://www.cdic.ca/about/our-history/">Our history<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible 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192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/about/our-history/">Our history<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/about/our-history/">Overview</a></li> <li id="menu-item-1063" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1063 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/our-history/cdic-history-book/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">CDIC history <span class="lg:whitespace-pre">book<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-179003" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-179003 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/our-history/history-of-failures/?via=about" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">History of <span class="lg:whitespace-pre">failures<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> </ul> </li> <li id="menu-item-521" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-521 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Organizational <span class="lg:whitespace-pre">structure<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button> <ul class="sub-menu" aria-expanded="false" data-level="2"> <li class="col-span-3"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/about/organizational-structure/">Organizational structure<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/about/organizational-structure/">Overview</a></li> <li id="menu-item-1064" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-1064 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex lg:hidden relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Management <span class="lg:whitespace-pre">team<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button><a tabindex="-1" class="hidden lg:block group focus:outline-none" href="https://www.cdic.ca/about/organizational-structure/management-team/">Management team<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a> <ul class="sub-menu" aria-expanded="false" data-level="3"> <li class="lg:hidden"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/about/organizational-structure/management-team/">Management team<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/about/organizational-structure/management-team/">Overview</a></li> <li id="menu-item-1065" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1065 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/organizational-structure/management-team/business-conduct/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Business <span class="lg:whitespace-pre">conduct<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-1066" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1066 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/organizational-structure/board-of-directors/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Board of <span class="lg:whitespace-pre">directors<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1068" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1068 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/organizational-structure/advisory-panel-on-resolution/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Advisory panel on <span class="lg:whitespace-pre">resolution<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1067" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1067 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/organizational-structure/board-committees/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Board <span class="lg:whitespace-pre">committees<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-522" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-522 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0"><span class="lg:whitespace-pre">Partners<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button> <ul class="sub-menu" aria-expanded="false" data-level="2"> <li class="col-span-3"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/about/partners/">Partners<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/about/partners/">Overview</a></li> <li id="menu-item-1069" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1069 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/partners/financial-safety-net/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Financial safety <span class="lg:whitespace-pre">net<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1070" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1070 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/partners/provincial-deposit-insurers/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Provincial deposit <span class="lg:whitespace-pre">insurers<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 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0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/about/corporate-reporting/">Overview</a></li> <li id="menu-item-1074" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1074 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/corporate-reporting/annual-public-meeting/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Annual Public 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class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1082 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/corporate-reporting/summary-of-the-corporate-plan/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Summary of the Corporate <span class="lg:whitespace-pre">Plan<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 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lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0"><span class="lg:whitespace-pre">Disclosure<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button> <ul class="sub-menu" aria-expanded="false" data-level="2"> <li class="col-span-3"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/about/disclosure/">Disclosure<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/about/disclosure/">Overview</a></li> <li id="menu-item-1079" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1079 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/disclosure/expense-reports/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Expense <span class="lg:whitespace-pre">reports<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1080" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1080 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/disclosure/access-to-information-act-annual-report/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Access to Information Act Annual <span class="lg:whitespace-pre">Report<span class="hidden lg:inline-block relative 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lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Privacy Act Annual <span class="lg:whitespace-pre">Report<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1076" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1076 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/disclosure/infosource/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Info <span class="lg:whitespace-pre">Source<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1078" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1078 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/disclosure/privacy-and-access-to-information/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Privacy and access to <span class="lg:whitespace-pre">information<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1077" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1077 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/disclosure/special-examination-report/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Special examination <span class="lg:whitespace-pre">report<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1351" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-1351 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex lg:hidden relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Environmental, social and governance <span class="lg:whitespace-pre">strategy<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button><a tabindex="-1" class="hidden lg:block group focus:outline-none" href="https://www.cdic.ca/about/disclosure/environmental-social-and-governance-strategy/">Environmental, social and governance strategy<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a> <ul class="sub-menu" aria-expanded="false" data-level="3"> <li class="lg:hidden"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/about/disclosure/environmental-social-and-governance-strategy/">Environmental, social and governance strategy<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/about/disclosure/environmental-social-and-governance-strategy/">Overview</a></li> <li id="menu-item-1349" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1349 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/disclosure/environmental-social-and-governance-strategy/environmental-pillar/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Environmental <span class="lg:whitespace-pre">pillar<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1348" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1348 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/disclosure/environmental-social-and-governance-strategy/social-pillar/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Social <span class="lg:whitespace-pre">pillar<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1347" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1347 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/disclosure/environmental-social-and-governance-strategy/governance-pillar/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Governance <span class="lg:whitespace-pre">pillar<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1346" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1346 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/disclosure/environmental-social-and-governance-strategy/key-metrics/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Key <span class="lg:whitespace-pre">metrics<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> </ul> </li> <li id="menu-item-505" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-505 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Marketing and <span class="lg:whitespace-pre">advertising<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button> <ul class="sub-menu" aria-expanded="false" data-level="2"> <li class="col-span-3"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/about/marketing-advertising/">Marketing and advertising<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/about/marketing-advertising/">Overview</a></li> <li id="menu-item-1019" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1019 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/marketing-advertising/awareness-research-results/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Awareness research and <span class="lg:whitespace-pre">results<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1018" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1018 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/marketing-advertising/activities/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0"><span class="lg:whitespace-pre">Activities<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 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So do we." decoding="async" fetchpriority="high" srcset="https://www.cdic.ca/wp-content/uploads/card-AR2024-EN.jpg 1920w, https://www.cdic.ca/wp-content/uploads/card-AR2024-EN-300x169.jpg 300w, https://www.cdic.ca/wp-content/uploads/card-AR2024-EN-1024x576.jpg 1024w, https://www.cdic.ca/wp-content/uploads/card-AR2024-EN-768x432.jpg 768w, https://www.cdic.ca/wp-content/uploads/card-AR2024-EN-1536x864.jpg 1536w" sizes="(max-width: 1920px) 100vw, 1920px" /></div> <section data-module="gutenberg" class="bg-white py-80 typography typography-size-down container"> <p><strong>OTTAWA – October 7, 2024</strong> – The Canada Deposit Insurance Corporation’s (CDIC) <a href="/about/corporate-reporting/annual-report/"><em>2024 Annual Report</em></a> was tabled today in Parliament.</p> <p>CDIC’s vision of <em>guaranteeing the safety of your insured deposits to protect financial futures in Canada</em>, reflects our unwavering focus on depositors and the central role deposit insurance plays in consumer protection. </p> <p>The annual report outlines CDIC’s progress to date, including advancements made against our key strategic priorities during the 2023/2024 fiscal year. These include:</p> <ol class="wp-block-list"> <li><strong>Depositor trust and confidence</strong><br><br>A shifting financial landscape makes for a dynamic operating environment. Over the year, CDIC stayed on top of market innovation while ensuring our deposit protection framework remains responsive to the evolving savings needs and expectations of depositors. We progressed on ongoing industry consultations to inform CDIC’s Deposit Insurance Study and advanced domestic and global priorities through our work with federal and provincial counterparts, as well as the International Association of Deposit Insurers.<br></li> <li><strong>Resolution readiness</strong><br><br>During a period of increasing market uncertainty and international bank failures, CDIC strengthened our risk assessment through early identification of risks to our member financial institutions. We also strengthened our resolution planning and tested our readiness capabilities to better protect depositors through our Simulations Centre of Excellence. <br></li> <li><strong>Organizational strength</strong><br><br>CDIC’s vision is realized through our people, reliable and secure systems and technology, and an inclusive culture. In 2023/2024, we progressed our diversity, equity and inclusion goals by exceeding representation of women, racialized minorities and people with disabilities. We continued to mature our cyber security posture and we’re proud to have launched our Environmental, Social and Governance (ESG) Strategy outlining our emissions and sustainability commitments to support the Government of Canada’s efforts to reach net-zero emissions by 2050.</li> </ol> <p>“Canada’s financial system remained strong and resilient during the March 2023 international banking crisis,” said President and Chief Executive Officer (CEO) Leah Anderson. “Nevertheless, CDIC focused on lessons learned from this event to reinforce depositor protection and confidence, and to bolster our resolution preparedness.“</p> <p>To learn more about CDIC’s activities over the past year, please join us for the <a href="https://live.webcastcanada.ca/webcast/registration/68a6e54b-4d41-481f-9328-e1b8920e4874" target="_blank" rel="noreferrer noopener">CDIC Annual Public Meeting</a> on November 6, 2024, at 2 pm ET (virtual event).</p> <h2 class="wp-block-heading" id="h-about-cdic">About CDIC</h2> <p>CDIC is a federal Crown corporation, established by Parliament in 1967. We protect people’s insured deposits and contribute to financial stability by safeguarding over $1 trillion in deposits at more than 80 member institutions. As resolution authority, we are responsible for handling the failure of any of our members, from the smallest to the largest. Our members include banks, federally regulated credit unions, as well as trust and loan companies. We are funded by premiums paid by member institutions and do not receive public funds to operate. We have resolved 43 member failures to date, affecting some two million depositors. No one has ever lost any money under CDIC protection.</p> <p class="has-text-align-center">– 30 –</p> <h2 class="wp-block-heading" id="h-for-further-information">For further information</h2> <p class="has-text-align-left">Tamara Mason<br>Head, Communications and Reporting<br>Tel: <a href="tel:1-613-943-4395">613-943-4395</a><br>E-mail: <a href="mailto:media@cdic.ca">media@cdic.ca</a></p> </section><aside class="bg-light py-120 overflow-hidden relative mt-40" id="related-posts"> <div class="container"> <h2 class="typo-h2 mb-32">Related news</h2> <ul class="grid lg:grid-cols-3 gap-16 "> <li class=""> <article class="bg-white text-onyx relative h-full flex flex-col"> <a class="block size-full group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/cdic-news/protecting-depositors-in-a-dynamic-financial-environment/"> <div class="bg-slate aspect-video relative article-image"> <img width="1920" height="1080" src="https://www.cdic.ca/wp-content/uploads/card-APM2024-EN.jpg" class="attachment-post-thumbnail size-post-thumbnail wp-post-image" alt="2024 CDIC’s Annual Public Meeting: “Our unwavering focus to protect depositors”" decoding="async" srcset="https://www.cdic.ca/wp-content/uploads/card-APM2024-EN.jpg 1920w, https://www.cdic.ca/wp-content/uploads/card-APM2024-EN-300x169.jpg 300w, https://www.cdic.ca/wp-content/uploads/card-APM2024-EN-1024x576.jpg 1024w, https://www.cdic.ca/wp-content/uploads/card-APM2024-EN-768x432.jpg 768w, https://www.cdic.ca/wp-content/uploads/card-APM2024-EN-1536x864.jpg 1536w" sizes="(max-width: 1920px) 100vw, 1920px" /> </div> <div class="flex flex-grow py-40 px-32 "> <div class="h-full flex flex-col justify-between"> <div class="flex-grow"> <p class="typo-smallcaps text-brand mb-16">CDIC news</p> <h3 class="font-heading text-18 font-bold pr-32 group-hover:underline group-focus:underline">CDIC meets to discuss protecting depositors in a dynamic financial environment</h3> </div> <p class="font-heading text-14 font-bold opacity-70 mt-14">November 6, 2024</p> </div> </div> </a></article> </li> <li class=""> <article class="bg-white text-onyx relative h-full flex flex-col"> <a class="block size-full group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/cdic-news/2024-annual-public-meeting-notice/"> <div class="bg-slate aspect-video relative article-image"> <img width="1920" height="1080" src="https://www.cdic.ca/wp-content/uploads/card-APM2024-EN.jpg" class="attachment-post-thumbnail size-post-thumbnail wp-post-image" alt="2024 CDIC’s Annual Public Meeting: “Our unwavering focus to protect depositors”" decoding="async" srcset="https://www.cdic.ca/wp-content/uploads/card-APM2024-EN.jpg 1920w, https://www.cdic.ca/wp-content/uploads/card-APM2024-EN-300x169.jpg 300w, https://www.cdic.ca/wp-content/uploads/card-APM2024-EN-1024x576.jpg 1024w, https://www.cdic.ca/wp-content/uploads/card-APM2024-EN-768x432.jpg 768w, https://www.cdic.ca/wp-content/uploads/card-APM2024-EN-1536x864.jpg 1536w" sizes="(max-width: 1920px) 100vw, 1920px" /> </div> <div class="flex flex-grow py-40 px-32 "> <div class="h-full flex flex-col justify-between"> <div class="flex-grow"> <p class="typo-smallcaps text-brand mb-16">CDIC news</p> <h3 class="font-heading text-18 font-bold pr-32 group-hover:underline group-focus:underline">Notice of CDIC’s 2024 Annual Public Meeting: “Our unwavering focus to protect depositors”</h3> </div> <p class="font-heading text-14 font-bold opacity-70 mt-14">October 4, 2024</p> </div> </div> </a></article> </li> <li class=""> <article class="bg-white text-onyx relative h-full flex flex-col"> <a class="block size-full group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/cdic-news/2024-2025-corporate-plan-summary-released/"> <div class="bg-slate aspect-video relative article-image"> <img width="1920" height="1080" src="https://www.cdic.ca/wp-content/uploads/card-SCP20242025-EN.jpg" class="attachment-post-thumbnail size-post-thumbnail wp-post-image" alt="Summary of the Corporate Plan 2024-2025 to 2028-2029 - We protect your future" decoding="async" loading="lazy" srcset="https://www.cdic.ca/wp-content/uploads/card-SCP20242025-EN.jpg 1920w, https://www.cdic.ca/wp-content/uploads/card-SCP20242025-EN-300x169.jpg 300w, https://www.cdic.ca/wp-content/uploads/card-SCP20242025-EN-1024x576.jpg 1024w, https://www.cdic.ca/wp-content/uploads/card-SCP20242025-EN-768x432.jpg 768w, https://www.cdic.ca/wp-content/uploads/card-SCP20242025-EN-1536x864.jpg 1536w" sizes="auto, (max-width: 1920px) 100vw, 1920px" /> </div> <div class="flex flex-grow py-40 px-32 "> <div class="h-full flex flex-col justify-between"> <div class="flex-grow"> <p class="typo-smallcaps text-brand mb-16">CDIC news</p> <h3 class="font-heading text-18 font-bold pr-32 group-hover:underline group-focus:underline">CDIC 2024-2025 Corporate Plan Summary released</h3> </div> <p class="font-heading text-14 font-bold opacity-70 mt-14">September 26, 2024</p> </div> </div> </a></article> </li> </ul> </div> </aside></main> <footer id="site-footer" class="bg-onyx text-white pt-80 pb-120 md:pt-48 md:pb-40"> <div class="container relative pb-100 md:pb-0"> <div class="flex flex-col md:flex-row justify-between items-center md:items-end"> <a class="flex items-center mb-48 md:mb-0 w-100 h-auto focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-onyx focus:ring-white rounded-[12px]" href="https://www.cdic.ca/" rel="home"> <span class="sr-only">Home</span> <svg class="w-full h-full" version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" width="176.4" height="73.2" viewBox="0 0 176.4 73.2" xml:space="preserve"> <path fill="#FFF" 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