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xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button> <ul class="sub-menu" aria-expanded="false" data-level="1"> <li class="lg:hidden"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/depositors/">Depositors<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/depositors/">Overview</a></li> <li id="menu-item-504" class="nav-section-3-col menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-504 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">What鈥檚 <span class="lg:whitespace-pre">covered<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button> <ul class="sub-menu" aria-expanded="false" data-level="2"> <li class="col-span-3"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/depositors/whats-covered/">What鈥檚 covered<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/depositors/whats-covered/">Overview</a></li> <li id="menu-item-1003" class="nav-category nav-category-span-2 menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-1003 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex lg:hidden relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Insured <span class="lg:whitespace-pre">categories<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button><a tabindex="-1" class="hidden lg:block group focus:outline-none" href="#">Insured categories</a> <ul class="sub-menu" aria-expanded="false" data-level="3"> <li class="lg:hidden"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="#">Insured categories<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li> <li id="menu-item-1013" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1013 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/whats-covered/deposits-held-in-one-name/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Deposits held in one <span class="lg:whitespace-pre">name<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1015" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1015 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/whats-covered/deposits-held-in-more-than-one-name-joint-deposits/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Joint <span class="lg:whitespace-pre">deposits<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1010" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1010 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/whats-covered/deposits-held-in-a-registered-retirement-savings-plan-rrsp/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Deposits held in an <span class="lg:whitespace-pre">RRSP<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1009" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1009 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/whats-covered/deposits-held-in-a-registered-retirement-income-fund-rrif/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Deposits held in an <span class="lg:whitespace-pre">RRIF<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1006" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1006 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/whats-covered/deposits-held-in-a-first-home-savings-account-fhsa/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Deposits held in an <span class="lg:whitespace-pre">FHSA<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1011" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1011 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/whats-covered/deposits-held-in-a-tax-free-savings-account-tfsa/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Deposits held in a <span class="lg:whitespace-pre">TFSA<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1008" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1008 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/whats-covered/deposits-held-in-a-registered-education-savings-plan-resp/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Deposits held in an <span class="lg:whitespace-pre">RESP<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1007" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1007 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/whats-covered/deposits-held-in-a-registered-disability-savings-plan-rdsp/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Deposits held in an <span class="lg:whitespace-pre">RDSP<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1014" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1014 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/whats-covered/deposits-held-in-trust/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Deposits held in <span class="lg:whitespace-pre">trust<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-1004" class="nav-category menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-1004 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex lg:hidden relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Insured <span class="lg:whitespace-pre">products<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button><a tabindex="-1" class="hidden lg:block group focus:outline-none" href="#">Insured products</a> <ul class="sub-menu" aria-expanded="false" data-level="3"> <li class="lg:hidden"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" 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14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li> <li id="menu-item-1005" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1005 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/whats-covered/debentures-principal-protected-notes-and-term-deposits/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Debentures, principal protected notes and term <span class="lg:whitespace-pre">deposits<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 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Certificates <span class="lg:whitespace-pre">(GICs)<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1017" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1017 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/whats-covered/prepaid-cards/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Prepaid <span class="lg:whitespace-pre">cards<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-180113" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-180113 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/whats-covered/federal-credit-unions/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Federal credit unions <span class="lg:whitespace-pre">(FCUs)<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-506" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-506 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Videos and <span class="lg:whitespace-pre">resources<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g 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menu-item-type-post_type menu-item-object-page menu-item-1022 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/videos-and-resources/deposit-insurance-calculator/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Deposit insurance <span class="lg:whitespace-pre">calculator<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 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class="lg:whitespace-pre">Videos<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-528" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-528 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/list-of-members/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">List of member <span class="lg:whitespace-pre">institutions</span></span></a></li> <li id="menu-item-180795" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-180795 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/financial-literacy/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Financial Literacy <span class="lg:whitespace-pre">Hub</span></span></a></li> <li id="menu-item-529" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-529 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/cdic-bursary/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">CDIC <span class="lg:whitespace-pre">bursary</span></span></a></li> </ul> </li> <li id="menu-item-498" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children font-body font-medium text-16 menu-item-498 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent lg:hover:border-b-white lg:active:border-b-white lg:focus:border-b-white"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Financial <span class="lg:whitespace-pre">professionals<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button> <ul class="sub-menu" aria-expanded="false" data-level="1"> <li class="lg:hidden"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 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45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/financial-professionals/member-institutions/compliance/">Compliance<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/financial-professionals/member-institutions/compliance/">Overview</a></li> <li id="menu-item-1034" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1034 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/member-institutions/compliance/data-and-system-requirements-dsr/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Data and System Requirements <span class="lg:whitespace-pre">(DSR)<span 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class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/financial-professionals/member-institutions/compliance/legislation-and-by-laws/">Overview</a></li> <li id="menu-item-1036" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1036 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/member-institutions/compliance/legislation-and-by-laws/archived-documents/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Archived <span class="lg:whitespace-pre">documents<span class="hidden lg:inline-block relative 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text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Forward regulatory <span class="lg:whitespace-pre">plan<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1038" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1038 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/member-institutions/compliance/legislation-and-by-laws/interpretation-policy/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Interpretation <span class="lg:whitespace-pre">policy<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1039" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1039 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/member-institutions/compliance/legislation-and-by-laws/trustee-beneficiary-disclosure-requirements/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Trustee / Beneficiary disclosure <span class="lg:whitespace-pre">requirements<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-1040" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1040 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/member-institutions/compliance/brochures-signage-and-other-requirements/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b 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lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/financial-professionals/brokers/compliance/">Overview</a></li> <li id="menu-item-1029" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1029 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/brokers/compliance/nominee-broker-data-requirements-nbdr/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Nominee Broker Data Requirements <span class="lg:whitespace-pre">(NBDR)<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1027" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1027 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/brokers/compliance/nominee-brokered-deposit-nbd-compliance-framework/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Nominee Brokered Deposit (NBD) Compliance <span class="lg:whitespace-pre">Framework<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1030" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-1030 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex lg:hidden relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Updates affecting Nominee <span class="lg:whitespace-pre">Brokers<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button><a tabindex="-1" class="hidden lg:block group focus:outline-none" href="https://www.cdic.ca/financial-professionals/brokers/compliance/updates-affecting-nominee-brokers/">Updates affecting Nominee Brokers<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a> <ul class="sub-menu" aria-expanded="false" data-level="4"> <li class="lg:hidden"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg 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text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Brokered Deposit Advisory <span class="lg:whitespace-pre">Group<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1032" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1032 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/brokers/compliance/updates-affecting-nominee-brokers/post-failure-beneficiary-updates/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Post-Failure beneficiary <span class="lg:whitespace-pre">updates<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-1031" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1031 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/brokers/compliance/updates-affecting-brokers-acting-in-client-name/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Updates affecting brokers acting in client <span class="lg:whitespace-pre">name<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-1028" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1028 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/brokers/legislation/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0"><span class="lg:whitespace-pre">Legislation<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1045" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1045 w-full lg:w-auto"><a 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14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-509" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-509 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">For <span class="lg:whitespace-pre">trustees<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 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393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/financial-professionals/trustees/professional-trustees/">Overview</a></li> <li id="menu-item-1047" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1047 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/trustees/professional-trustees/professional-trustee-data-requirements-ptdr/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Professional Trustee Data Requirements <span class="lg:whitespace-pre">(PTDR)<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-1048" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1048 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/trustees/timeline/" class="group flex relative 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<li id="menu-item-179882" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-179882 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/payment-service-providers/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">For payment service <span class="lg:whitespace-pre">providers</span></span></a></li> <li id="menu-item-510" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-510 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/training-and-learning/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Training and <span class="lg:whitespace-pre">learning</span></span></a></li> <li id="menu-item-511" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-511 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/funding-framework/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">CDIC鈥檚 funding <span class="lg:whitespace-pre">framework</span></span></a></li> <li id="menu-item-512" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-512 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/modernization-initiative/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">CDIC鈥檚 modernization <span class="lg:whitespace-pre">initiative</span></span></a></li> </ul> </li> <li id="menu-item-499" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children font-body font-medium text-16 menu-item-499 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent lg:hover:border-b-white lg:active:border-b-white lg:focus:border-b-white"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">News and <span class="lg:whitespace-pre">events<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button> <ul class="sub-menu" aria-expanded="false" data-level="1"> <li class="lg:hidden"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/news-and-events/">News and events<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/news-and-events/">Overview</a></li> <li id="menu-item-1397" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-1397 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">News at a <span class="lg:whitespace-pre">glance<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button> <ul class="sub-menu" aria-expanded="false" data-level="2"> <li class="col-span-3"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/news-and-events/">News at a glance<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/news-and-events/">Overview</a></li> <li id="menu-item-1395" class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-1395 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/cdic-news/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">CDIC <span class="lg:whitespace-pre">news<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1393" class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-1393 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/articles/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0"><span class="lg:whitespace-pre">Articles<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1394" class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-1394 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/speeches/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0"><span class="lg:whitespace-pre">Speeches<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1396" class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-1396 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/speakers-bureau/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Speakers <span class="lg:whitespace-pre">bureau<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-181095" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-181095 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/news-and-events/scams-fraud/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Scams and <span class="lg:whitespace-pre">fraud<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> </ul> </li> <li id="menu-item-500" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children font-body font-medium text-16 menu-item-500 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent lg:hover:border-b-white lg:active:border-b-white lg:focus:border-b-white"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">What happens in a <span class="lg:whitespace-pre">failure<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button> <ul class="sub-menu" aria-expanded="false" data-level="1"> <li class="lg:hidden"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/what-happens-in-a-failure/">What happens in a failure<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/what-happens-in-a-failure/">Overview</a></li> <li id="menu-item-178859" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-178859 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">What happens in a <span class="lg:whitespace-pre">failure<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button> <ul class="sub-menu" aria-expanded="false" data-level="2"> <li class="col-span-3"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/what-happens-in-a-failure/">What happens in a failure<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/what-happens-in-a-failure/">Overview</a></li> <li id="menu-item-518" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-518 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-coordination/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Resolution <span class="lg:whitespace-pre">coordination<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-517" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-517 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-funding/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Resolution <span class="lg:whitespace-pre">funding<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-180826" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-180826 w-full lg:w-auto"><a target="_self" href="/depositors/videos-and-resources/faqs/?posts_pages_en%5BhierarchicalMenu%5D%5Bfaq_categories.lvl0%5D%5B0%5D=Reimbursement" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">FAQs about bank <span class="lg:whitespace-pre">failure<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-179002" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-179002 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/our-history/history-of-failures/?via=failure" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">History of <span class="lg:whitespace-pre">failures<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-513" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-513 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Resolution of large <span class="lg:whitespace-pre">banks<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button> <ul class="sub-menu" aria-expanded="false" data-level="2"> <li class="col-span-3"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-large-banks/">Resolution of large banks<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-large-banks/">Overview</a></li> <li id="menu-item-1050" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1050 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-large-banks/bail-in-and-d-sib-restructuring-powers-e-firp/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Bail-in and D-SIB restructuring powers <span class="lg:whitespace-pre">(E-FIRP)<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-515" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-515 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Resolution of small and medium-size <span class="lg:whitespace-pre">banks<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button> <ul class="sub-menu" aria-expanded="false" data-level="2"> <li class="col-span-3"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-small-and-medium-size-banks/">Resolution of small and medium-size banks<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-small-and-medium-size-banks/">Overview</a></li> <li id="menu-item-1053" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-1053 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex lg:hidden relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Reimbursement of insured <span class="lg:whitespace-pre">deposits<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button><a tabindex="-1" class="hidden lg:block group focus:outline-none" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-small-and-medium-size-banks/reimbursement-of-insured-deposits/">Reimbursement of insured deposits<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a> <ul class="sub-menu" aria-expanded="false" data-level="3"> <li class="lg:hidden"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-small-and-medium-size-banks/reimbursement-of-insured-deposits/">Reimbursement of insured deposits<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-small-and-medium-size-banks/reimbursement-of-insured-deposits/">Overview</a></li> <li id="menu-item-1054" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1054 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-small-and-medium-size-banks/reimbursement-of-insured-deposits/for-depositors/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">For <span class="lg:whitespace-pre">depositors<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1055" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1055 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-small-and-medium-size-banks/reimbursement-of-insured-deposits/for-brokers-and-other-financial-professionals/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">For brokers and other financial <span class="lg:whitespace-pre">professionals<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1056" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1056 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-small-and-medium-size-banks/reimbursement-of-insured-deposits/for-professional-trustees/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">For professional <span class="lg:whitespace-pre">trustees<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1057" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1057 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-small-and-medium-size-banks/reimbursement-of-insured-deposits/for-general-trustees/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">For general <span class="lg:whitespace-pre">trustees<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-1058" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1058 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-small-and-medium-size-banks/assisted-transaction/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Assisted <span class="lg:whitespace-pre">transaction<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1049" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1049 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-small-and-medium-size-banks/financial-institution-restructuring-provisions-firp/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Financial Institution Restructuring Provisions <span class="lg:whitespace-pre">(FIRP)<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1059" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1059 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-small-and-medium-size-banks/bridge-bank/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Bridge <span class="lg:whitespace-pre">bank<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1060" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1060 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-small-and-medium-size-banks/financial-assistance/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Financial <span class="lg:whitespace-pre">assistance<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> </ul> </li> <li id="menu-item-502" class="menu-item menu-item-type-post_type menu-item-object-page current-page-ancestor current-menu-ancestor current_page_ancestor menu-item-has-children font-body font-medium text-16 menu-item-502 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-white lg:hover:border-b-white lg:active:border-b-white lg:focus:border-b-white"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">About <span class="lg:whitespace-pre">CDIC<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button> <ul class="sub-menu" aria-expanded="false" data-level="1"> <li class="lg:hidden"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/about/">About CDIC<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between 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class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex lg:hidden relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Our <span class="lg:whitespace-pre">history<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button><a tabindex="-1" class="hidden lg:block group focus:outline-none" href="https://www.cdic.ca/about/our-history/">Our history<span class="hidden lg:inline-block relative size-14 text-brand 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256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/about/our-history/">Our history<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/about/our-history/">Overview</a></li> <li id="menu-item-1063" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1063 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/our-history/cdic-history-book/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">CDIC history <span class="lg:whitespace-pre">book<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-179003" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-179003 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/our-history/history-of-failures/?via=about" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">History of <span class="lg:whitespace-pre">failures<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> </ul> </li> <li id="menu-item-521" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-521 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 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0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/about/organizational-structure/">Overview</a></li> <li id="menu-item-1064" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-1064 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex lg:hidden relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Management <span class="lg:whitespace-pre">team<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button><a tabindex="-1" class="hidden lg:block group focus:outline-none" href="https://www.cdic.ca/about/organizational-structure/management-team/">Management team<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a> <ul class="sub-menu" aria-expanded="false" data-level="3"> <li class="lg:hidden"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/about/organizational-structure/management-team/">Management team<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/about/organizational-structure/management-team/">Overview</a></li> <li id="menu-item-1065" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1065 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/organizational-structure/management-team/business-conduct/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Business <span class="lg:whitespace-pre">conduct<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-1066" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1066 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/organizational-structure/board-of-directors/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Board of <span class="lg:whitespace-pre">directors<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1068" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1068 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/organizational-structure/advisory-panel-on-resolution/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Advisory panel on <span class="lg:whitespace-pre">resolution<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1067" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1067 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/organizational-structure/board-committees/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Board <span class="lg:whitespace-pre">committees<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-522" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-522 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0"><span class="lg:whitespace-pre">Partners<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 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justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Financial safety <span class="lg:whitespace-pre">net<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1070" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1070 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/partners/provincial-deposit-insurers/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Provincial deposit <span class="lg:whitespace-pre">insurers<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 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0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/about/corporate-reporting/">Overview</a></li> <li id="menu-item-1074" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1074 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/corporate-reporting/annual-public-meeting/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Annual Public 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lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0"><span class="lg:whitespace-pre">Disclosure<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button> <ul class="sub-menu" aria-expanded="false" data-level="2"> <li class="col-span-3"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/about/disclosure/">Disclosure<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center 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group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1080" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1080 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/disclosure/access-to-information-act-annual-report/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Access to Information Act Annual <span 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w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Privacy Act Annual <span class="lg:whitespace-pre">Report<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1076" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1076 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/disclosure/infosource/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Info <span class="lg:whitespace-pre">Source<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1078" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1078 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/disclosure/privacy-and-access-to-information/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Privacy and access to <span class="lg:whitespace-pre">information<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1077" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1077 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/disclosure/special-examination-report/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Special examination <span class="lg:whitespace-pre">report<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1351" class="menu-item menu-item-type-post_type menu-item-object-page current-page-ancestor current-menu-ancestor current-menu-parent current-page-parent current_page_parent current_page_ancestor menu-item-has-children menu-item-1351 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex lg:hidden relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Environmental, social and governance <span class="lg:whitespace-pre">strategy<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button><a tabindex="-1" class="hidden lg:block group focus:outline-none" href="https://www.cdic.ca/about/disclosure/environmental-social-and-governance-strategy/">Environmental, social and governance strategy<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a> <ul class="sub-menu" aria-expanded="false" data-level="3"> <li class="lg:hidden"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/about/disclosure/environmental-social-and-governance-strategy/">Environmental, social and governance strategy<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/about/disclosure/environmental-social-and-governance-strategy/">Overview</a></li> <li id="menu-item-1349" class="menu-item menu-item-type-post_type menu-item-object-page current-menu-item page_item page-item-1326 current_page_item menu-item-1349 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/disclosure/environmental-social-and-governance-strategy/environmental-pillar/" aria-current="page" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Environmental <span class="lg:whitespace-pre">pillar<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1348" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1348 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/disclosure/environmental-social-and-governance-strategy/social-pillar/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Social <span class="lg:whitespace-pre">pillar<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1347" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1347 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/disclosure/environmental-social-and-governance-strategy/governance-pillar/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Governance <span class="lg:whitespace-pre">pillar<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1346" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1346 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/disclosure/environmental-social-and-governance-strategy/key-metrics/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Key <span class="lg:whitespace-pre">metrics<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> </ul> </li> <li id="menu-item-505" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-505 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Marketing and <span class="lg:whitespace-pre">advertising<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button> <ul class="sub-menu" aria-expanded="false" data-level="2"> <li class="col-span-3"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/about/marketing-advertising/">Marketing and advertising<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/about/marketing-advertising/">Overview</a></li> <li id="menu-item-1019" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1019 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/marketing-advertising/awareness-research-results/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Awareness research and <span class="lg:whitespace-pre">results<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1018" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1018 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/marketing-advertising/activities/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0"><span class="lg:whitespace-pre">Activities<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 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CDIC</a></span> <svg class="inline-block relative -mt-2 size-12 text-white" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path fill="currentColor" d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></svg> <span><a href="https://www.cdic.ca/about/disclosure/">Disclosure</a></span> <svg class="inline-block relative -mt-2 size-12 text-white" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path fill="currentColor" d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></svg> <span><a href="https://www.cdic.ca/about/disclosure/environmental-social-and-governance-strategy/">Environmental, social and governance strategy</a></span> <svg class="inline-block relative -mt-2 size-12 text-white" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path fill="currentColor" d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></svg> <span class="breadcrumb_last" aria-current="page">Environmental pillar</span></span></nav> </div> <button tabindex="-1" class="js-scroller-right-btn opacity-0 pointer-events-none transition-opacity text-white absolute top-32 right-0 size-44 flex items-center justify-center"> <svg class="size-16" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg> </button> <div class="text-center mt-60 max-w-[920px] mx-auto"> <h1 class="typo-h1">Environmental pillar</h1> </div> </div> </header> <div class="relative"> <button class="js-toggle-toc min-w-200 btn btn-primary fixed z-70 bottom-88 left-1/2 -translate-x-1/2 lg:hidden">Table of contents</button> <div class="container flex"> <div class="flex-grow lg:pr-100"> <section data-module="gutenberg" class="bg-white py-80 typography container"> <div class="wp-block-columns is-layout-flex wp-block-columns-is-layout-flex"> <div class="wp-block-column flex items-center is-layout-flow wp-block-column-is-layout-flow" style="flex-basis:120px"> <figure class="wp-block-image size-thumbnail is-style-rounded"><img decoding="async" width="150" height="150" src="https://www.cdic.ca/wp-content/uploads/environmental-150x150.png" alt="Environmental" class="wp-image-176680"/></figure> </div> <div class="wp-block-column flex items-center is-layout-flow wp-block-column-is-layout-flow"> <p><strong>Outcome Statement:</strong> CDIC will review our emissions footprint and the sustainability of its operations to inform emissions reduction efforts that could contribute to the Government of Canada鈥檚 efforts to reach net-zero emissions by 2050.</p> </div> </div> <h2 class="wp-block-heading" id="anchor1">Anchor initiative: Greening CDIC鈥檚 Operations</h2> <p>Recognizing that reducing its climate-related impact is important, CDIC has made environmentally conscious decisions a priority for many years as part of its work to increase sustainability across its operations.</p> <p>CDIC is working to review its greenhouse gas emissions footprint and the current sustainability of its operations. As part of this work, throughout 2022/2023, CDIC developed its inaugural Taskforce on Climate-Related Financial Disclosures (TCFD) report. The report was published as part of CDIC鈥檚 2023 Annual Report, which is submitted to the Minister of Finance, tabled in Parliament, and then published on <a href="https://www.cdic.ca/about/corporate-reporting/annual-report/">CDIC鈥檚 website</a>.</p> <p>As part of its TCFD reporting process, CDIC began development of its initial greenhouse gas inventory to serve as a baseline for informing emission reduction efforts that could contribute to the Government of Canada鈥檚 commitment to achieve net zero emissions by 2050.</p> <p>CDIC鈥檚 leased office spaces in Ottawa and Toronto are both located in Leadership in Environmental and Energy Design (LEED) certified buildings that are located near public transit. These are long-term leases, but when evaluating future space changes, CDIC will continue to consider the impacts to sustainability, including factors such as whether potential premises are LEED-certified and the proximity to public transportation. CDIC has also transitioned to a hybrid work model that reduces commuting among employees and is moving towards electronic records and paperless work. CDIC will continue to look for opportunities to make improvements in this area.</p> <p>Much is being done to improve the sustainability of CDIC鈥檚 day-to-day operations, but it is important to note that the primary source of emissions for CDIC is emissions from its investment portfolio holdings.  These are a large part of the reportable emissions to which CDIC contributes indirectly but does not control. CDIC鈥檚 investment portfolio is composed of Government of Canada securities, Canada Mortgage Bonds, and provincial government bonds.</p> <p>As at March 31, 2023, CDIC鈥檚 investment portfolio totaled $7.3 billion and is estimated to represent financed emissions of 1,856 thousand tonnes of carbon dioxide equivalent (tCO2e). The value of CDIC鈥檚 investment portfolio, and the associated financed emissions will be calculated annually as part of the Corporation鈥檚 Annual Report and the climate-related risk reporting process. CDIC鈥檚 investment portfolio is expected to continue growing. To maintain a consistent and relative comparison going forward, the ESG Strategy will track CDIC鈥檚 financed emissions per $1,000 invested as a key metric.</p> <div class="wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex"> <div class="wp-block-button is-style-bar"><a class="wp-block-button__link wp-element-button" href="https://www.cdic.ca/about/disclosure/environmental-social-and-governance-strategy/key-metrics/#environmental">Key metric – Greening CDIC’s operations<span class="size-40 bg-white rounded-full text-brand flex items-center justify-center flex-shrink-0 ml-24"><svg class="size-18" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></div> </div> <p>For detailed information on this pillar, please refer to the <a href="https://www.cdic.ca/wp-content/uploads/ESG_Strategy.pdf#page=9" target="_blank" rel="noreferrer noopener">related documentation</a>.</p> <h2 class="wp-block-heading" id="related-documentation">Related documentation</h2> <div class="wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex"> <div class="wp-block-button is-style-bar"><a class="wp-block-button__link wp-element-button" href="https://www.cdic.ca/wp-content/uploads/ESG_Strategy.pdf#page=8" target="_blank" rel="noreferrer noopener">Environmental Pillar<span class="size-40 bg-white rounded-full text-brand flex items-center justify-center flex-shrink-0 ml-24"><svg class="size-18" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></div> <div class="wp-block-button is-style-bar"><a class="wp-block-button__link wp-element-button" href="https://www.cdic.ca/wp-content/uploads/ESG_Strategy.pdf#page=9" target="_blank" rel="noreferrer noopener">Greening CDIC鈥檚 Operations – Contributing Activities<span class="size-40 bg-white rounded-full text-brand flex items-center justify-center flex-shrink-0 ml-24"><svg class="size-18" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></div> <div class="wp-block-button is-style-bar"><a class="wp-block-button__link wp-element-button" href="https://www.cdic.ca/wp-content/uploads/ESG_Strategy.pdf#page=18" target="_blank" rel="noreferrer noopener">Environmental Strategy – Scorecard<span class="size-40 bg-white rounded-full text-brand flex items-center justify-center flex-shrink-0 ml-24"><svg class="size-18" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></div> </div> </section> </div> <nav id="toc" class="hidden lg:block fixed inset-x-0 w-full top-240 h-[calc(100dvh_-_240px)] overflow-y-auto lg:h-auto lg:top-auto lg:overflow-y-visible z-90 lg:z-50 rounded-t-3xl lg:rounded-none shadow-top lg:shadow-none lg:relative lg:max-w-420 flex-grow-0 flex-shrink-0 bg-white lg:bg-light py-48 lg:py-80 px-20 lg:pl-72"> <div class="sticky top-80"> <h2 class="typo-h4 my-12">Table of contents</h2> <ol> <li><a class="block border-b border-onyx/15 py-16 font-heading tracking-slight text-16 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