What Is IDA? | About | International Development Association

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alt="Students in Primary Seven at Zanaki Primary School in Dar es Salaam, Tanzania, during an English language class. Zanaki Primary School is a public primary school started in 1957." title="Students in Primary Seven at Zanaki Primary School in Dar es Salaam, Tanzania, during an English language class. Zanaki Primary School is a public primary school started in 1957." class="img-responsive lp-cover" id="sr__figure__2548923efbf64bafa6b87e92fbf7da9c"> </picture> <figcaption aria-describedby="sr__figure__2548923efbf64bafa6b87e92fbf7da9c" ></figcaption> </figure> </div> </div> </div> </div> </div> </div> </div> <div class="supergrid parbase section"> <div class="full-row-overlay-banner" style="padding: 0px 0px 0px 0px; "> <div class="container"> <div class=""> <div class="par parsys"><div class="gridlayout parbase section"> <div class="row mar-0"> <div class="col-md-12 col-xs-12 pad-0 colsplit 2"> <div class=" lp__pink_banner" > <div class="grid_12_par_0 parsys"> <div style="padding-left:0px;padding-right:0px;" class="remove-padding-grid" > <div class="gridlayout parbase section"> <div class="row "> <div class="col-md-9 col-lg-9 col-sm-12 col-xs-12 colsplit" id=""> <div class=" "> <div class="grid_9_par_0 parsys"> <div style="padding-left:0px;padding-right:0px;" class="remove-padding-grid" > <div class="reference parbase section"> <div style="display:inline;" class="cq-dd-paragraph"> <div class="idabreadcrumb idaBreadCrumb"> <div class="lp__breadcrumb"> <nav aria-label="Breadcrumb"> <ol class="lp__breadcrumb_list"> <li class="lp__breadcrumb_list_item "><a class="" href="/en/home">Home</a></li> <li class="lp__breadcrumb_list_item "><a class="" aria-current="page">About</a></li> </ol> </nav> </div> </div> </div></div> <div class="idaBannerTitle section"> <div class="lp__heading1"> <h1>What is IDA?</h1> <p class="lp__description">The International Development Association (IDA) is the part of the World Bank that helps the world’s low-income countries. IDA's grants and low-interest loans help countries invest in their futures, improve lives, and create safer, more prosperous communities around the world.</p> </div> </div> </div> </div> </div> </div> <div class="col-md-3 colsplit" id=""> <div class=" "> <div class="grid_3_par_1 parsys"> <div style="padding-left:0px;padding-right:0px;" class="remove-padding-grid" > </div> </div> </div> </div> </div> <div class="clearfix"></div> <div style="margin-bottom: 0px"></div> </div> </div> </div> </div> </div> </div> <div class="clearfix" aria-hidden="true"></div> <div style="margin-bottom: 10px"></div> </div> </div> </div> </div> </div> </div> <div class="supergrid parbase section"> <div class="full-row-main-white" style=" "> <div class="container"> <div class=""> <div class="par parsys"><div class="gridlayout parbase section"> <div class="row "> <div class="col-md-3 colsplit 2"> <div class=" " > <div class="grid_3_par_0 parsys"> <div style="padding-left:0px;padding-right:0px;" class="remove-padding-grid" > <div class="idapagenavigation parbase section"> <nav class="lp__leftnav" aria-label="secondery site"> <div class="lp__leftnavheading"> <div class="lp__leftnav_sectiontitle">About</div> </div> <div class="lp__leftnav_mob_heading visible-sm visible-xs"> <button data-target="#sr__leftaccordion" data-toggle="collapse" type="button" class="dropdown-toggle" aria-expanded="false"> <div class="lp__leftnav_mob_title">About</div> </button> </div> <div id="sr__leftaccordion" class="lp__leftnavcollapse collapse"> <div class="lp__leftnav_wrapper"> <ul class="lp__leftnav_list"> <li class = "lp__leftnav_listitem active" ><a href="" class="lp__leftnav_listlink " aria-current="page" id="sr__leftnav">About</a> </li> <li class = "lp__leftnav_listitem "> <a id="sr__leftnav" class="lp__leftnav_listlink " href="/en/about/what-we-do">What We Do</a>  <div class="lp__leftnav_sublist collapse " id="collapse" role="region" aria-labelledby="sr__leftnav" data-parent="#sr__leftaccordion"> <ul > </li> </ul></div><li class = "lp__leftnav_listitem "> <a id="sr__leftnav" class="lp__leftnav_listlink " href="/en/about/how-does-ida-work">How Does IDA Work?</a>  <div class="lp__leftnav_sublist collapse " id="collapse" role="region" aria-labelledby="sr__leftnav" data-parent="#sr__leftaccordion"> <ul > </li> </ul></div><li class = "lp__leftnav_listitem "> <a id="sr__leftnav" class="lp__leftnav_listlink " href="/en/about/why-ida">Why IDA?</a>  <div class="lp__leftnav_sublist collapse " id="collapse" role="region" aria-labelledby="sr__leftnav" data-parent="#sr__leftaccordion"> <ul > </li> </ul></div><li class = "lp__leftnav_listitem "> <a id="sr__leftnav" class="lp__leftnav_listlink " href="/en/about/borrowing-countries">Borrowing Countries</a> <button data-toggle="collapse" data-target="#collapse" aria-expanded="false" class="lp__leftnav_accordion_btn " aria-labelledby="sr__leftnav"></button>  <div class="lp__leftnav_sublist collapse " id="collapse" role="region" aria-labelledby="sr__leftnav" data-parent="#sr__leftaccordion"> <ul > <li> <a href="/en/about/borrowing-countries/ida-graduates">IDA Graduates</a> </li> </ul></div><li class = "lp__leftnav_listitem "> <a id="sr__leftnav" class="lp__leftnav_listlink " href="/en/about/contributor-countries">Contributor Countries</a>  <div class="lp__leftnav_sublist collapse " id="collapse" role="region" aria-labelledby="sr__leftnav" data-parent="#sr__leftaccordion"> <ul > </li> </ul></div><li class = "lp__leftnav_listitem "> <a id="sr__leftnav" class="lp__leftnav_listlink " href="/en/about/history">History</a> <button data-toggle="collapse" data-target="#collapse" aria-expanded="false" class="lp__leftnav_accordion_btn " aria-labelledby="sr__leftnav"></button>  <div class="lp__leftnav_sublist collapse " id="collapse" role="region" aria-labelledby="sr__leftnav" data-parent="#sr__leftaccordion"> <ul > <li> <a href="/en/about/history/ida-at-60">IDA@60</a> </li> </ul></div> </li> </ul> </div> </div> </nav> </div> </div> </div> </div> </div> <div class="col-md-8 colsplit 2"> <div class=" " > <div class="grid_8_par_1 parsys"> <div style="padding-left:0px;padding-right:0px;" class="remove-padding-grid" > <div class="redesign_title parbase section"> </div> <div class="embedcode section"> <div class="embed"> <div class=" lp__embed_responsive lp__embed_responsive_16by9"> <iframe width="100%" height="405" src="https://www.youtube.com/embed/HpGg232napQ" title="YouTube video player" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture"></iframe> </div> </div> <div class="clearfix" aria-hidden="true"></div> </div> <div class="redesign_static_content section">   <section > <article class="lp__body_content section country-achievements-ida " > <p>The International Development Association (IDA) is the part of the World Bank that helps the low-income countries. Established in 1960, IDA complements the World Bank’s original lending arm—the International Bank for Reconstruction and Development (IBRD). IDA's grants and low-interest loans help countries invest in their futures, improve lives, and create safer, more prosperous communities around the world. IDA is one of the largest sources of assistance for the world’s 78 low-income countries and is the single largest source of donor funds for basic social services in these countries.</p><p>IDA lends money on concessional terms. This means that IDA credits have a zero or very low interest charge and repayments are stretched over 30 to 40 years. More than half of IDA countries receive all, or half, of their IDA resources on grant terms, which carry no repayments at all. These grants are targeted to the low-income countries at higher risk of debt distress.</p><p>IDA has historically been funded largely by contributions from the governments of its member countries. Donors meet every three years to replenish IDA resources and review its policy framework. The most recent replenishment of IDA’s resources, the twentieth (IDA20), was finalized in December 2021, resulting in a historic $93 billion financing package for IDA countries for fiscal years 2022-2025.</p><p>In addition to concessional loans and grants, IDA provides significant levels of debt relief through the <a href="https://www.imf.org/en/About/Factsheets/Sheets/2016/08/01/16/11/Debt-Relief-Under-the-Heavily-Indebted-Poor-Countries-Initiative">Heavily Indebted Poor Countries (HIPC) Initiative</a> and the <a href="https://www.imf.org/external/np/exr/facts/jdsf.htm">Multilateral Debt Relief Initiative (MDRI)</a>.</p><p>In the fiscal year ending June 30, 2024, IDA commitments totaled $31.2 billion.</p><p>Thirty-five countries have graduated, and many have become IDA donors, including China, Chile, India, South Korea, and Turkey.</p> <p>Last Updated: Oct 19, 2024</p></article></section> <div class="clearfix"></div> </div> <div class="idaRelated section"> <h3 class='h3 '>IDA ARTICLES OF AGREEMENT</h3> <div class="lp__linklist_section"> <ul> <li class="lp__linklist_item"><a href="https://thedocs.worldbank.org/en/doc/2a209939e876fdcd0d957036daebff6e-0410011960/ida-articles-of-agreement"><span>IDA's Articles of Agreement became effective in 1960. Read More (pdf)</span></a></li> </ul> </div> </div> </div> </div> </div> </div> <div class="col-md-1 colsplit 2"> <div class=" " > <div class="grid_1_par_2 parsys"> <div style="padding-left:0px;padding-right:0px;" class="remove-padding-grid" > </div> </div> </div> </div> </div> <div class="clearfix" aria-hidden="true"></div> <div style="margin-bottom: 0px"></div> </div> </div> </div> </div> </div> </div> </div> </main> <footer> <div class="footer idaFooter"> <div class="lp__footer_top_section"> <div class="container"> <div class="row"> <div class="col-lg-8 col-md-7 col-sm-12 col-xs-12"> <div class="lp__footer_top_left"> <a href="/en/home" class="lp__navbar_brand"><img title="IDA Logo" alt="IDA Logo" src="/content/dam/sites/ida/en/img/migrated/pictures/ida-logo.svg" class="img-responsive"> </a> <nav aria-label="Site"> <ul> <li> <a href="/en/about" class="lp__footernav_item">About</a> </li> <li> <a href="/en/replenishments" class="lp__footernav_item">Replenishments</a> </li> <li> <a 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