Financing | International Development Association

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id="sr__leftnav" class="lp__leftnav_listlink " href="/en/financing/debt">Debt</a> <button data-toggle="collapse" data-target="#collapse" aria-expanded="false" class="lp__leftnav_accordion_btn " aria-labelledby="sr__leftnav"></button>  <div class="lp__leftnav_sublist collapse " id="collapse" role="region" aria-labelledby="sr__leftnav" data-parent="#sr__leftaccordion"> <ul > <li> <a href="/en/financing/debt/debt-sustainability-grants">Debt Sustainability & Grants</a> <li> <a href="/en/financing/debt/sustainable-development-finance-policy">Sustainable Development Finance Policy</a> <li> <a href="/en/financing/debt/core-principles-sustainable-financing">Core Principles of Sustainable Financing</a> <li> <a href="/en/financing/debt/grant-element-calculations">Grant Element Calculations</a> <li> <a href="/en/financing/debt/grant-element-calculator">Grant Element Calculator</a> </li> </ul></div><li class = "lp__leftnav_listitem "> <a id="sr__leftnav" class="lp__leftnav_listlink " href="/en/financing/ida-lending-terms">IDA Lending Terms</a>  <div class="lp__leftnav_sublist collapse " id="collapse" role="region" aria-labelledby="sr__leftnav" data-parent="#sr__leftaccordion"> <ul > </li> </ul></div><li class = "lp__leftnav_listitem "> <a id="sr__leftnav" class="lp__leftnav_listlink " href="/en/financing/ida-private-sector-window">Private Sector Window</a> <button data-toggle="collapse" data-target="#collapse" aria-expanded="false" class="lp__leftnav_accordion_btn " aria-labelledby="sr__leftnav"></button>  <div class="lp__leftnav_sublist collapse " id="collapse" role="region" aria-labelledby="sr__leftnav" data-parent="#sr__leftaccordion"> <ul > <li> <a href="/en/financing/ida-private-sector-window/what-is-ida-private-sector-window">What is the IDA Private Sector Window?</a> <li> <a href="/en/financing/ida-private-sector-window/private-sector-window-projects">Private Sector Window Projects</a> <li> <a href="/en/financing/ida-private-sector-window/risk-mitigation-facility-rmf">Risk Mitigation Facility (RMF)</a> <li> <a href="/en/financing/ida-private-sector-window/blended-finance-facility-bff">Blended Finance Facility (BFF)</a> <li> <a href="/en/financing/ida-private-sector-window/local-currency-facility-lcf">Local Currency Facility (LCF)</a> <li> <a href="/en/financing/ida-private-sector-window/miga-guarantee-facility-mgf">MIGA Guarantee Facility (MGF)</a> <li> <a href="/en/financing/ida-private-sector-window/psw-papers">Private Sector Window Papers</a> </li> </ul></div><li class = "lp__leftnav_listitem "> <a id="sr__leftnav" class="lp__leftnav_listlink " href="/en/financing/resource-management">Resource Management</a> <button data-toggle="collapse" data-target="#collapse" aria-expanded="false" class="lp__leftnav_accordion_btn " aria-labelledby="sr__leftnav"></button>  <div class="lp__leftnav_sublist collapse " id="collapse" role="region" aria-labelledby="sr__leftnav" data-parent="#sr__leftaccordion"> <ul > <li> <a href="/en/financing/resource-management/ida-resource-allocation-index">IDA Resource Allocation Index (IRAI)</a> <li> <a href="/en/financing/resource-management/ida-country-performance-ratings">IDA Country Performance Ratings (CPR)</a> <li> <a href="/en/financing/resource-management/fcv-envelope">Fragility, Conflict and Violence Envelope</a> </li> </ul></div> </li> </ul> </div> </div> </nav> </div> </div> </div> </div> </div> <div class="col-md-8 colsplit 2"> <div class=" " > <div class="grid_8_par_1 parsys"> <div style="padding-left:0px;padding-right:0px;" class="remove-padding-grid" > <div class="redesign_title parbase section"> </div> <div class="redesign_static_content section">   <section > <article class="lp__body_content section country-achievements-ida " > <p>For a country to access IDA resources, it must be in a situation of relative poverty as indicated by its per capita income falling below the IDA operational cut-off, $1,335 in FY25, and/or lack creditworthiness for IBRD borrowing. IDA funds are allocated to the recipient countries in relation to their income levels and record of success in managing their economies and their ongoing IDA projects. IDA's lending terms are highly concessional, meaning that IDA credits carry no or low interest charges.</p><div class= 'lp_body_content_table abc '><table border="0" cellpadding="3" cellspacing="1"><tbody><tr><th><strong>FY23 Top 10 Borrowers</strong></th><th><strong>$ million</strong></th></tr></tbody><tbody><tr><td>Pakistan</td><td>2,305</td></tr><tr><td>Bangladesh</td><td>2,300</td></tr><tr><td>Tanzania</td><td>2,135</td></tr><tr><td>Kenya</td><td>2,010</td></tr><tr><td>Congo, Democratic Republic of</td><td>1,940</td></tr><tr><td>Cote d'Ivoire</td><td>1,850</td></tr><tr><td>Ethiopia</td><td>1,700</td></tr><tr><td>Mozambique</td><td>1,625</td></tr><tr><td>Nigeria</td><td>1,551</td></tr><tr><td>Senegal</td><td>1,219</td></tr></tbody></table></div><p>The financing terms for each member country vary based on an annual assessment of the country's GNI per capita, creditworthiness for the <a href="https://treasury.worldbank.org/en/about/unit/treasury/ibrd-financial-products/lending-rates-and-fees">International Bank for Reconstruction and Development (IBRD)</a> borrowing, risk of debt distress, and population size. The majority of IDA resources are provided in the form of highly concessional loans (also known as credits) or IDA grants. A portion of IDA resources is offered at non-concessional terms to eligible IDA Recipients. (<a href="https://ida.worldbank.org/en/financing/ida-lending-terms">IDA lending terms</a>)</p><p>In the fiscal year ending June 30, 2023, IDA commitments totaled $34.2 billion, of which $7.3 billion in grants. Africa region received 75 percent ($25.8 billion) of the total commitments. Since 1960, IDA has provided $533 billion to 115 countries. Annual commitments have increased steadily and averaged about $36 billion over the last three years (FY21-FY23).</p><p>IDA-financed operations address primary education, basic health services, clean water and sanitation, environmental safeguards, business climate improvements, infrastructure and institutional reforms. These projects pave the way toward economic growth, job creation, higher incomes, and better living conditions.</p><p>IDA emphasizes broad-based growth, including:</p><ul><li>Sound economic policies, rural development, private business, and sustainable environmental practices.</li><li>Investment in people, in education and health, especially in the struggle against HIV/AIDS, malaria, and TB.</li><li>Expansion of borrower capacity to provide basic services and ensure accountability for public resources.</li><li>Recovery from civil strife, armed conflict, and natural disaster.</li><li>Promotion of trade and regional integration.</li></ul><div class= 'lp_body_content_table abc '><table border="0" cellpadding="3" cellspacing="1"><tbody><tr><th><strong>FY23 IDA Lending by Sector</strong></th><th><p><strong>% of total</strong><sup>1</sup></p></th></tr></tbody><tbody><tr><td>Infrastructure<br>(Energy, ICT, Transportation, Water,<br>and Waste management)</td><td>28</td></tr><tr><td>Social Services<br>(Education, Health, and Social protection) </td><td>25</td></tr><tr><td>Public Administration</td><td>23</td></tr><tr><td>Agriculture</td><td>14</td></tr><tr><td>Industry and Trade</td><td>7</td></tr><tr><td>Finance</td><td>4</td></tr><tr><td colspan="2"><sup>1 </sup>Percentage do not add up to 100% due to rounding</td></tr></tbody></table></div><p>IDA carries out analytical studies to build the knowledge base that allows intelligent design of policies to reduce poverty. IDA advises governments on ways to broaden the base of economic growth and protect the poor from economic shocks. IDA also helps countries manage their debt and has over the years coordinated debt relief for poor countries. Through a new debt policy called Sustainable Development Finance Policy, IDA is helping countries strengthen debt transparency, debt management, and fiscal sustainability.</p> <p>Last Updated: Sep 23, 2024</p></article></section> <div class="clearfix"></div> </div> <div class="redesign_related section"> <div class="lp__link_list section "> <h2 class='h2'>Related</h2> <div class="lp__link_listwrapper"> <ul> <li class="lp__link_list_item"> <a target="" data-customlink="nl:body content" data-text="Financing Solutions for IDA-Eligible Countries (PDF) - May 2024" href="https://thedocs.worldbank.org/en/doc/55f0632430a178e49216c36d4ed541c4-0340012024/original/Financing-Solutions-for-IDA-Eligible-Countries.pdf"> <i class="none" aria-hidden="true"></i> Financing Solutions for IDA-Eligible Countries (PDF) - May 2024</a> <li class="lp__link_list_item"> <a target="" data-customlink="nl:body content" data-text="Donor Contributions to IDA20 Replenishment (page 9) (PDF)" 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Association (IDA) Receives Aaa/AAA Credit Rating - September 22, 2016" href="http://www.worldbank.org/en/news/press-release/2016/09/22/international-development-association-receives-aaa-aaa-credit-rating"> <i class="none" aria-hidden="true"></i> International Development Association (IDA) Receives Aaa/AAA Credit Rating - September 22, 2016</a> <li class="lp__link_list_item">IDA Country Allocations: <div class='lp__link_list_sublist_item'><ul> <li><a data-customlink='nl:body content ' data-text='FY24 (PDF' href='https://documents.worldbank.org/en/publication/documents-reports/documentdetail/099122024175018627/bosib1a7d5cce106b1aa8212e5646aecdf1'>FY24 (PDF</a></li><li><a data-customlink='nl:body content ' data-text=' xslx)' href='https://thedocs.worldbank.org/en/doc/e80527114dca95bac86457f385a635b4-0410012024/related/FY24-Allocations-Table.xlsx'> xslx)</a></li><li><a data-customlink='nl:body content ' data-text='FY23 (pdf ' href='https://documents.worldbank.org/en/publication/documents-reports/documentdetail/099011024162541743/bosib198e373850ad1a9ba11c03db91b147'>FY23 (pdf </a></li><li><a data-customlink='nl:body content ' data-text=' xslx)' href='https://thedocs.worldbank.org/en/doc/e80527114dca95bac86457f385a635b4-0410012024/original/FY23-Table-1-and-Table-2.xlsx'> xslx)</a></li><li><a data-customlink='nl:body content ' data-text='FY22 (pdf' href='https://documents.worldbank.org/en/publication/documents-reports/documentdetail/099240012022229724/bosib003674fa10a40a75d0614d64379bfe'>FY22 (pdf</a></li><li><a data-customlink='nl:body content ' data-text=' xslx)' href='https://thedocs.worldbank.org/en/doc/cd728900972755c96ff58762fafd8e7f-0410012022/original/FY22-Table-1-and-Table-2.xlsx'> xslx)</a></li><li><a data-customlink='nl:body content ' data-text='FY21 (pdf' href='https://documents.worldbank.org/en/publication/documents-reports/documentdetail/571891638970599811/ida-country-allocations-for-fy21'>FY21 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href='http://documents.worldbank.org/curated/en/2014/04/19485370/ida-financial-assistance-fy13-progress-report-commitments-disbursements'>FY13 </a></li><li><a data-customlink='nl:body content ' data-text='FY12' href='http://documents.worldbank.org/curated/en/2014/04/19485579/ida-financial-assistance-fy12-progress-report-commitments-disbursements'>FY12</a></li></ul></div> <li class="lp__link_list_item"> <a target="" data-customlink="nl:body content" data-text="FY18-24 IDA Commitments by Country and Windows (xlsx)" href="https://thedocs.worldbank.org/en/doc/bcabc47398331eb7061562f0654d29c7-0410012023/related/IDA-FY18-FY24-commitments-per-country-window-final-distribution.xlsx"> <i class="none" aria-hidden="true"></i> FY18-24 IDA Commitments by Country and Windows (xlsx)</a> <li class="lp__link_list_item"> <a target="" data-customlink="nl:body content" data-text="Historical IDA Commitments and Disbursements (xlsx)" 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