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That’s why we’ve created free content and materials to support today’s investing environment, found here in the Financial Literacy Resource Center and our new newsletter, <a href="https://www.investopedia.com/the-classroom-investor-newsletter-7377595" data-component="link" data-source="inlineLink" data-type="internalLink" data-ordinal="1">The Classroom Investor</a>. </p> <p id="mntl-sc-block_4-0" class="comp mntl-sc-block finance-sc-block-html mntl-sc-block-html"> In the table below, you’ll find downloadable lesson plans filled with guidance and worksheets that can be used to supplement classroom or at-home learning for children in grades K-5. There are eight lessons per grade, and each lesson plan builds on the preceding one. The subject matter also gets more detailed as students get older. (Simply right-click on each lesson to be taken to a new tab, and then you can download the content from there.) </p> <p id="mntl-sc-block_5-0" class="comp mntl-sc-block finance-sc-block-html mntl-sc-block-html"> Keep scrolling, and you'll find teen-focused content, too. While this is only the beginning, these resources will help anyone become an engaged and educated participant in the ever-evolving financial markets. <br/> </p> <figure id="mntl-sc-block_6-0" class="comp mntl-sc-block finance-sc-block-table mntl-sc-block-table js-table-scroll"> <div class="mntl-sc-block-table__table-wrapper"> <table class="mntl-sc-block-table__table"> <colgroup style="width: 65px;" span="1"></colgroup> <colgroup style="" span="1"></colgroup> <colgroup style="" span="1"></colgroup> <colgroup style="width: 113px;" span="1"></colgroup> <colgroup style="" span="1"></colgroup> <colgroup style="width: 106px;" span="1"></colgroup> <colgroup style="width: 112px;" span="1"></colgroup> <tbody data-check="-1"> <tr> <td> </td> <td><b>Kindergarten</b></td> <td><b>First Grade</b></td> <td><b>Second Grade</b></td> <td><b>Third Grade</b></td> <td><b>Fourth Grade</b></td> <td><b>Fifth Grade</b></td> </tr> <tr> <td><b>#1</b></td> <td><a href="https://files.investopedia.com/Financial+Literacy/Kindergarten_Lesson+1_Needs_Wants.pdf" class="null" data-component="link" data-source="inlineLink" data-type="internalLink" data-ordinal="1">Needs & Wants</a></td> <td><a href="https://files.investopedia.com/Financial+Literacy/First+Grade_Lesson+1_Spending_Saving.pdf" class="null" data-component="link" data-source="inlineLink" data-type="internalLink" data-ordinal="1">Earning, Spending, Saving</a></td> <td><a href="https://files.investopedia.com/Financial+Literacy/Second+Grade_Lesson+1_Needs_Wants.pdf" class="null" data-component="link" data-source="inlineLink" data-type="internalLink" data-ordinal="1">Needs & Wants</a></td> <td><a href="https://files.investopedia.com/Financial+Literacy/Third+Grade_Lesson+1_Characteristics_Money.pdf" class="null" data-component="link" data-source="inlineLink" data-type="internalLink" data-ordinal="1">Money Traits </a></td> <td><a href="https://files.investopedia.com/Financial+Literacy/Grade+4_Lesson+1_Financial_Literacy.pdf" class="null" data-component="link" data-source="inlineLink" data-type="internalLink" data-ordinal="1">Financial Literacy Basics</a></td> <td><a href="https://files.investopedia.com/Financial+Literacy/Grade+5_Lesson+1_Explore_Careers.pdf" class="null" data-component="link" data-source="inlineLink" data-type="internalLink" data-ordinal="1">Exploring Careers</a></td> </tr> <tr> <td><b>#2</b></td> <td><a href="https://files.investopedia.com/Financial+Literacy/Kindergarten_Lesson+2_Needs_Wants.pdf" class="null" data-component="link" data-source="inlineLink" data-type="internalLink" data-ordinal="1">Needs & Wants</a></td> <td><a href="https://files.investopedia.com/Financial+Literacy/First+Grade_Lesson+2_Opportunity_Cost.pdf" class="null" data-component="link" data-source="inlineLink" data-type="internalLink" data-ordinal="1">Opportunity Cost</a></td> <td><a 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href="https://files.investopedia.com/Financial+Literacy/Second+Grade_Lesson+8_Presentation_Day.pdf" class="null" data-component="link" data-source="inlineLink" data-type="internalLink" data-ordinal="1">Presentation Day</a></td> <td><a href="https://files.investopedia.com/Financial+Literacy/Third+Grade_Lesson+8_Make_Budget.pdf" class="null" data-component="link" data-source="inlineLink" data-type="internalLink" data-ordinal="1">Let's Make a Budget</a></td> <td><a href="https://files.investopedia.com/Financial+Literacy/Grade+4_Lesson+8_Investing_Strategy.pdf" class="null" data-component="link" data-source="inlineLink" data-type="internalLink" data-ordinal="1">Investing Strategies</a></td> <td><a href="https://files.investopedia.com/Financial+Literacy/Grade+5_Lesson+8_Presentation_Day.pdf" class="null" data-component="link" data-source="inlineLink" data-type="internalLink" data-ordinal="1">Show Your Career Path</a></td> </tr> </tbody> </table> </figure> <p id="mntl-sc-block_7-0" 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1.25rem), (min-width: 640px) calc(33vw - 2rem), calc(50vw - 1.125rem)" alt="Money Money Money,,," class="lazyload card__img card__img universal-image__image" data-expand="300" /> <noscript> <img src="https://www.investopedia.com/thmb/sNOAszl-i7zdjMK6Enyh_TsRo20=/800x533/filters:no_upscale():max_bytes(150000):strip_icc()/money-money-money----978096394-5c3cf30646e0fb00014db0f2.jpg" width="800" height="533" class="img--noscript card__img card__img universal-image__image" srcset="https://www.investopedia.com/thmb/8BrlX8sYvPVr6NkMP-LC2aZTdSw=/150x0/filters:no_upscale():max_bytes(150000):strip_icc()/money-money-money----978096394-5c3cf30646e0fb00014db0f2.jpg 150w, https://www.investopedia.com/thmb/s3HgSv87i-pC4S6Y5wlXNCthoaA=/200x0/filters:no_upscale():max_bytes(150000):strip_icc()/money-money-money----978096394-5c3cf30646e0fb00014db0f2.jpg 200w, https://www.investopedia.com/thmb/lmm84nIoBuQ1jWkRR7ChKgf256k=/250x0/filters:no_upscale():max_bytes(150000):strip_icc()/money-money-money----978096394-5c3cf30646e0fb00014db0f2.jpg 250w, https://www.investopedia.com/thmb/wJARms6gbjS71egUrdopnr8ZAJQ=/302x0/filters:no_upscale():max_bytes(150000):strip_icc()/money-money-money----978096394-5c3cf30646e0fb00014db0f2.jpg 302w" sizes="(min-width: 1280px) 300px, (min-width: 800px) calc(25vw - 1.25rem), (min-width: 640px) calc(33vw - 2rem), calc(50vw - 1.125rem)" alt="Money Money Money,,," /> </noscript> </div> </div> <div class="card__content " data-tag="Financial Literacy "> <div class="card__header"></div> <span class="card__title"><span class="card__title-text ">The History of Money: Bartering to Banknotes to Bitcoin</span></span> <div id="article-meta--simple_10-0" class="comp article-meta--simple mntl-block" data-tracking-container="true"><div id="byline--simple_10-0" class="comp byline--simple mntl-block"><div id="byline--simple__pre-author-text_10-0" class="comp byline--simple__pre-author-text mntl-text-block">By</div> <div id="byline--simple__author_10-0" class="comp byline--simple__author mntl-text-block">Andrew Beattie</div></div> <div id="displayed-date_10-0" class="comp displayed-date"> <span class="displayed-date__date-text">Updated</span> <span class="displayed-date__date">Sep 24, 2024</span> </div></div> </div> </a></div></div> <div id="mntl-sc-block_10-0" class="comp mntl-sc-block mntl-sc-block-faq mntl-block"><span class="heading-toc" id="toc-frequently-asked-questions-355dda60-a1a0-4867-a37a-446bc7bd0430"></span> <div id="mntl-sc-block-faq__title_1-0" class="comp mntl-sc-block-faq__title mntl-text-block">Frequently Asked Questions</div> <ul id="mntl-sc-block-faq__content_1-0" class="comp mntl-sc-block-faq__content mntl-accordion js-accordion"> <li class="accordion__item js-accordion-item " data-ordinal="1"> <div tabindex="0" class="accordion__header js-accordion-trigger" id="mntl-accordion__item_1-0-section-0"> <svg class="icon icon-arrow-down accordion__icon" > <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#icon-arrow-down" href="#icon-arrow-down"></use> </svg> <span class="accordion__title">What is financial literacy?</span> </div> <div class="accordion__body"> <div id="mntl-accordion__content_1-0" class="comp mntl-accordion__content"> <div class="faq-accordion__item-answer"> <p>Financial literacy is the ability to understand and effectively use various skills and concepts, including personal financial management, budgeting, and investing. A strong foundation of financial literacy—especially one that starts at an early age—can help support various life goals, such as saving for education or retirement, using debt responsibly, and running a business.</p> </div> <div class="faq-accordion__feature-link"> <span>Learn More</span> <span class="loc feature-link"><a href="https://www.investopedia.com/terms/f/financial-literacy.asp" rel="nocaes" class="accordion-content__feature-link mntl-text-link " id="accordion-content__feature-link_1-0" data-tracking-container="true" ><span class="link__wrapper">Financial Literacy Definition</span></a> </span> </div> </div> </div> </li> <li class="accordion__item js-accordion-item " data-ordinal="2"> <div tabindex="0" class="accordion__header js-accordion-trigger" id="mntl-accordion__item_2-0-section-1"> <svg class="icon icon-arrow-down accordion__icon" > <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#icon-arrow-down" href="#icon-arrow-down"></use> </svg> <span class="accordion__title">What is the Financial Literacy Resource Center?</span> </div> <div class="accordion__body"> <div id="mntl-accordion__content_2-0" class="comp mntl-accordion__content"> <div class="faq-accordion__item-answer"> <p>This section of Investopedia is a free, digital library for educators, teachers, and parents looking for materials to help them teach the next generation of investors. Linked in the table on this page are downloadable lesson plans, worksheets, and guidance that can be used to supplement classroom or at-home learning for children in grades K-5. Investopedia has also curated a collection of articles to help set teens (grades 9-12) up for success as they start working and/or pursue higher education.</p> </div> </div> </div> </li> <li class="accordion__item js-accordion-item " data-ordinal="3"> <div tabindex="0" class="accordion__header js-accordion-trigger" id="mntl-accordion__item_3-0-section-2"> <svg class="icon icon-arrow-down accordion__icon" > <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#icon-arrow-down" href="#icon-arrow-down"></use> </svg> <span class="accordion__title">What topics are covered in this resource center?</span> </div> <div class="accordion__body"> <div id="mntl-accordion__content_3-0" class="comp mntl-accordion__content"> <div class="faq-accordion__item-answer"> <p>The K-5 lessons plans available to download from this library cover the fundamentals of personal finance and investing, as appropriate for each age level. These lesson plans have been reviewed by licensed educators, and used by Timberlakes Elementary School in Orlando, Florida. The articles in this library for parents and teachers of teens (grades 9-12) focus primarily on building and using credit, investing, digital money management (e.g. using <a href="https://www.investopedia.com/venmo-apple-wallet-digital-money-guide-parents-5220982" data-component="link" data-source="inlineLink" data-type="internalLink" data-ordinal="1">Venmo or Apple Pay</a>), and real-world applications of personal finance topics.</p> </div> </div> </div> </li> <li class="accordion__item js-accordion-item " data-ordinal="4"> <div tabindex="0" class="accordion__header js-accordion-trigger" id="mntl-accordion__item_4-0-section-3"> <svg class="icon icon-arrow-down accordion__icon" > <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#icon-arrow-down" href="#icon-arrow-down"></use> </svg> <span class="accordion__title">Will there be more financial literacy topics covered in the future?</span> </div> <div class="accordion__body"> <div id="mntl-accordion__content_4-0" class="comp mntl-accordion__content"> <div class="faq-accordion__item-answer"> <p>Yes! Investopedia is committed to making financial literacy accessible for everyone. As more lesson plans and articles become available, we will update this resource page. Follow us on social media <a href="https://www.instagram.com/investopedia/?hl=en" data-component="link" data-source="inlineLink" data-type="externalLink" data-ordinal="1">@investopedia</a>, and bookmark this webpage to stay looped into the latest.</p> </div> </div> </div> </li> <li class="accordion__item js-accordion-item " data-ordinal="5"> <div tabindex="0" class="accordion__header js-accordion-trigger" id="mntl-accordion__item_5-0-section-4"> <svg class="icon icon-arrow-down accordion__icon" > <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#icon-arrow-down" href="#icon-arrow-down"></use> </svg> <span class="accordion__title">Where else can I find financial education resources?</span> </div> <div class="accordion__body"> <div id="mntl-accordion__content_5-0" class="comp mntl-accordion__content"> <div class="faq-accordion__item-answer"> <p>In addition to our content library, the <a href="https://www.investopedia.com/simulator/" data-component="link" data-source="inlineLink" data-type="internalLink" data-ordinal="1">Investopedia Stock Simulator</a> is an instructional tool for students (or yourself) to practice trading and investing in stocks in a safe, simulated environment. We also have a monthly newsletter for educators, “The Classroom Investor,” to give context to financial news, new product developments, and share additional free teaching resources.</p> </div> <div class="faq-accordion__feature-link"> <span>Learn More</span> <span class="loc feature-link"><a href="https://www.investopedia.com/the-classroom-investor-newsletter-7370408" rel="nocaes" class="accordion-content__feature-link mntl-text-link " id="accordion-content__feature-link_5-0" data-tracking-container="true" ><span class="link__wrapper">Sign up for The Classroom Investor newsletter</span></a> </span> </div> </div> </div> </li> </ul></div> <div id="mntl-sc-block_11-0" class="comp mntl-sc-block finance-sc-block-iframe mntl-sc-block-iframe mntl-block "><iframe id="mntl-sc-block-iframe__uri_1-0" class="comp mntl-sc-block-iframe__uri mntl-block lazyload" allow="encrypted-media 'src'" data-src="https://datawrapper.dwcdn.net/BPWLQ/2/" allowfullscreen="false" frameborder="0" title="Which States Require Financial Literacy Courses?"></iframe></div> <div id="mntl-sc-block_12-0" class="comp mntl-sc-block mntl-sc-block-keyterms mntl-block"><h3 id="mntl-sc-block-keyterms__title_1-0" class="comp mntl-sc-block-keyterms__title mntl-text-block">Key Terms</h3> <div id="mntl-sc-block-keyterms__nav_1-0" class="comp mntl-sc-block-keyterms__nav mntl-block" data-tracking-container="true"><button id="mntl-sc-block-keyterms__nav-item_1-0" class="comp mntl-sc-block-keyterms__nav-item mntl-button is-active" data-index="0"> Financial Literacy </button> <button id="mntl-sc-block-keyterms__nav-item_2-0" class="comp mntl-sc-block-keyterms__nav-item mntl-button" data-index="1"> Credit Score </button> <button id="mntl-sc-block-keyterms__nav-item_3-0" class="comp mntl-sc-block-keyterms__nav-item mntl-button" data-index="2"> Interest </button> <button id="mntl-sc-block-keyterms__nav-item_4-0" class="comp mntl-sc-block-keyterms__nav-item mntl-button" data-index="3"> Cryptocurrency </button> <button id="mntl-sc-block-keyterms__nav-item_5-0" class="comp mntl-sc-block-keyterms__nav-item mntl-button" data-index="4"> Diversification </button> <button id="mntl-sc-block-keyterms__nav-item_6-0" class="comp mntl-sc-block-keyterms__nav-item mntl-button" data-index="5"> Asset Class </button> <button id="mntl-sc-block-keyterms__nav-item_7-0" class="comp mntl-sc-block-keyterms__nav-item mntl-button" data-index="6"> Import </button> <button id="mntl-sc-block-keyterms__nav-item_8-0" class="comp mntl-sc-block-keyterms__nav-item mntl-button" data-index="7"> Security </button> <button id="mntl-sc-block-keyterms__nav-item_9-0" class="comp mntl-sc-block-keyterms__nav-item mntl-button" data-index="8"> Mobile Wallet </button> <button id="mntl-sc-block-keyterms__nav-item_10-0" class="comp mntl-sc-block-keyterms__nav-item mntl-button" data-index="9"> Compound Interest </button> <button id="mntl-sc-block-keyterms__nav-item_11-0" class="comp mntl-sc-block-keyterms__nav-item mntl-button" data-index="10"> Consumer Debt </button> <button id="mntl-sc-block-keyterms__nav-item_12-0" class="comp mntl-sc-block-keyterms__nav-item mntl-button" data-index="11"> Fintech </button> <button id="mntl-sc-block-keyterms__nav-item_13-0" class="comp mntl-sc-block-keyterms__nav-item mntl-button" data-index="12"> Net Worth </button></div> <div id="mntl-sc-block-keyterms__carousel_1-0" class="comp mntl-sc-block-keyterms__carousel mntl-carousel--inline mntl-carousel mntl-carousel--inline mntl-carousel" data-use-placeholders="false" data-tracking-container="true" data-scroll-by-page="false" data-update-arrows-when-scrolling="false"> <div class="mntl-carousel__wrapper"> <div class="mntl-carousel__arrow mntl-carousel__arrow--left " data-click-tracked="true" role="button" aria-label="Present previous article"> <svg class="icon mntl-carousel__arrow-icon " > <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#mntl-carousel__arrow-icon" href="#mntl-carousel__arrow-icon"></use> </svg> </div> <ul class="loc carousel-items mntl-carousel__items"><li id="mntl-carousel__item_1-0" class="comp mntl-carousel__item mntl-block is-active" data-ordinal="0" data-contain-tooltips="true"><div id="mntl-carousel__card_1-0" class="comp mntl-carousel__card mntl-block carousel-card"><div id="carousel-card__title_1-0" class="comp carousel-card__title mntl-text-block">Financial Literacy</div> <div id="carousel-card__body_1-0" class="comp carousel-card__body mntl-text-block"><p>Financial literacy is the ability to understand and effectively use various financial skills, including personal financial management, budgeting, and investing. When an individual is financially literate, you have the foundation of a relationship with money, and it is a lifelong journey of learning.</p></div> <div id="carousel-card__link-wrapper_1-0" class="comp carousel-card__link-wrapper mntl-block"><a href="https://www.investopedia.com/terms/f/financial-literacy.asp" rel="nocaes" class="carousel-card__link mntl-text-link " id="carousel-card__link_1-0" data-tracking-container="true" ><span class="link__wrapper">Learn More</span></a></div></div></li> <li id="mntl-carousel__item_2-0" class="comp mntl-carousel__item mntl-block" data-ordinal="1" data-contain-tooltips="true"><div id="mntl-carousel__card_2-0" class="comp mntl-carousel__card mntl-block carousel-card"><div id="carousel-card__title_2-0" class="comp carousel-card__title mntl-text-block">Credit Score</div> <div id="carousel-card__body_2-0" class="comp carousel-card__body mntl-text-block"><p>A credit score is a number from 300 to 850 that rates a consumer or individual’s creditworthiness. It is based on credit history: number of open accounts, total levels of debt, repayment history, and other factors. The higher the score, the better a borrower looks to potential lenders, because lenders use credit scores to evaluate the probability that an individual will repay loans in a timely manner.</p></div> <div id="carousel-card__link-wrapper_2-0" class="comp carousel-card__link-wrapper mntl-block"><a href="https://www.investopedia.com/terms/c/credit_score.asp" rel="nocaes" class="carousel-card__link mntl-text-link " id="carousel-card__link_2-0" data-tracking-container="true" ><span class="link__wrapper">Learn More</span></a></div></div></li> <li id="mntl-carousel__item_3-0" class="comp mntl-carousel__item mntl-block" data-ordinal="2" data-contain-tooltips="true"><div id="mntl-carousel__card_3-0" class="comp mntl-carousel__card mntl-block carousel-card"><div id="carousel-card__title_3-0" class="comp carousel-card__title mntl-text-block">Interest</div> <div id="carousel-card__body_3-0" class="comp carousel-card__body mntl-text-block"><p>Interest is the monetary charge for borrowing money—generally expressed as a percentage, such as an annual percentage rate (APR). Interest is the amount of money a lender or financial institution receives for lending out money. And interest can also refer to the amount of ownership a stockholder has in a company, usually expressed as a percentage.</p></div> <div id="carousel-card__link-wrapper_3-0" class="comp carousel-card__link-wrapper mntl-block"><a href="https://www.investopedia.com/terms/i/interest.asp" rel="nocaes" class="carousel-card__link mntl-text-link " id="carousel-card__link_3-0" data-tracking-container="true" ><span class="link__wrapper">Learn More</span></a></div></div></li> <li id="mntl-carousel__item_4-0" class="comp mntl-carousel__item mntl-block" data-ordinal="3" data-contain-tooltips="true"><div id="mntl-carousel__card_4-0" class="comp mntl-carousel__card mntl-block carousel-card"><div id="carousel-card__title_4-0" class="comp carousel-card__title mntl-text-block">Cryptocurrency</div> <div id="carousel-card__body_4-0" class="comp carousel-card__body mntl-text-block"><p>A cryptocurrency is a digital or virtual currency secured by cryptography, which makes it nearly impossible to counterfeit or double-spend. The most commonly known cryptocurrency is Bitcoin. Many cryptocurrencies are decentralized networks based on blockchain technology. Generally, as of March 2022, cryptocurrencies are not issued by any central authority, rendering them theoretically immune to government interference or manipulation.</p></div> <div id="carousel-card__link-wrapper_4-0" class="comp carousel-card__link-wrapper mntl-block"><a href="https://www.investopedia.com/terms/c/cryptocurrency.asp" rel="nocaes" class="carousel-card__link mntl-text-link " id="carousel-card__link_4-0" data-tracking-container="true" ><span class="link__wrapper">Learn More</span></a></div></div></li> <li id="mntl-carousel__item_5-0" class="comp mntl-carousel__item mntl-block" data-ordinal="4" data-contain-tooltips="true"><div id="mntl-carousel__card_5-0" class="comp mntl-carousel__card mntl-block carousel-card"><div id="carousel-card__title_5-0" class="comp carousel-card__title mntl-text-block">Diversification</div> <div id="carousel-card__body_5-0" class="comp carousel-card__body mntl-text-block"><p>Diversification is a risk management strategy where one chooses a variety of investments for their portfolio. A diversified portfolio contains a mix of distinct asset types, such as stocks and bonds, in an attempt at limiting exposure to any single asset or risk. The idea is that different kinds of assets will, on average, yield higher long-term returns and lower the risk of any individual holding or security.</p></div> <div id="carousel-card__link-wrapper_5-0" class="comp carousel-card__link-wrapper mntl-block"><a href="https://www.investopedia.com/terms/d/diversification.asp" rel="nocaes" class="carousel-card__link mntl-text-link " id="carousel-card__link_5-0" data-tracking-container="true" ><span class="link__wrapper">Learn More</span></a></div></div></li> <li id="mntl-carousel__item_6-0" class="comp mntl-carousel__item mntl-block" data-ordinal="5" data-contain-tooltips="true"><div id="mntl-carousel__card_6-0" class="comp mntl-carousel__card mntl-block carousel-card"><div id="carousel-card__title_6-0" class="comp carousel-card__title mntl-text-block">Asset Class</div> <div id="carousel-card__body_6-0" class="comp carousel-card__body mntl-text-block"><p>An asset class is a group of investments that have similar characteristics and are subject to the same laws and regulations. Historically, the three main asset classes have been equities (stocks), fixed income (bonds), and cash equivalent or money market instruments.</p></div> <div id="carousel-card__link-wrapper_6-0" class="comp carousel-card__link-wrapper mntl-block"><a href="https://www.investopedia.com/terms/a/assetclasses.asp" rel="nocaes" class="carousel-card__link mntl-text-link " id="carousel-card__link_6-0" data-tracking-container="true" ><span class="link__wrapper">Learn More</span></a></div></div></li> <li id="mntl-carousel__item_7-0" class="comp mntl-carousel__item mntl-block" data-ordinal="6" data-contain-tooltips="true"><div id="mntl-carousel__card_7-0" class="comp mntl-carousel__card mntl-block carousel-card"><div id="carousel-card__title_7-0" class="comp carousel-card__title mntl-text-block">Import</div> <div id="carousel-card__body_7-0" class="comp carousel-card__body mntl-text-block"><p>An import is a good or service that was produced in one country, and bought in another one. Imports, along with exports, are one of the key components of international trade. If the value of a country's imports exceeds the value of its exports, the country has a negative balance of trade, also known as a trade deficit.</p></div> <div id="carousel-card__link-wrapper_7-0" class="comp carousel-card__link-wrapper mntl-block"><a href="https://www.investopedia.com/terms/i/import.asp" rel="nocaes" class="carousel-card__link mntl-text-link " id="carousel-card__link_7-0" data-tracking-container="true" ><span class="link__wrapper">Learn More</span></a></div></div></li> <li id="mntl-carousel__item_8-0" class="comp mntl-carousel__item mntl-block" data-ordinal="7" data-contain-tooltips="true"><div id="mntl-carousel__card_8-0" class="comp mntl-carousel__card mntl-block carousel-card"><div id="carousel-card__title_8-0" class="comp carousel-card__title mntl-text-block">Security</div> <div id="carousel-card__body_8-0" class="comp carousel-card__body mntl-text-block"><p>The term "security" in finance refers to a fungible, negotiable financial instrument that holds some type of monetary value. Securities are used to raise capital in public and private markets. The primary types of securities are equity—which provides ownership rights to holders—debt, and hybrids, which combine aspects of debt and equity.</p></div> <div id="carousel-card__link-wrapper_8-0" class="comp carousel-card__link-wrapper mntl-block"><a href="https://www.investopedia.com/terms/s/security.asp" rel="nocaes" class="carousel-card__link mntl-text-link " id="carousel-card__link_8-0" data-tracking-container="true" ><span class="link__wrapper">Learn More</span></a></div></div></li> <li id="mntl-carousel__item_9-0" class="comp mntl-carousel__item mntl-block" data-ordinal="8" data-contain-tooltips="true"><div id="mntl-carousel__card_9-0" class="comp mntl-carousel__card mntl-block carousel-card"><div id="carousel-card__title_9-0" class="comp carousel-card__title mntl-text-block">Mobile Wallet</div> <div id="carousel-card__body_9-0" class="comp carousel-card__body mntl-text-block"><p>A mobile wallet stores credit card or debit card information on a mobile device like your phone, a tablet, or smartwatch. With a mobile wallet, one can buy things online or in stores more easily. They may also be more secure than physical payment cards because of the technology they use to protect your account information.</p></div> <div id="carousel-card__link-wrapper_9-0" class="comp carousel-card__link-wrapper mntl-block"><a href="https://www.investopedia.com/terms/m/mobile-wallet.asp" rel="nocaes" class="carousel-card__link mntl-text-link " id="carousel-card__link_9-0" data-tracking-container="true" ><span class="link__wrapper">Learn More</span></a></div></div></li> <li id="mntl-carousel__item_10-0" class="comp mntl-carousel__item mntl-block" data-ordinal="9" data-contain-tooltips="true"><div id="mntl-carousel__card_10-0" class="comp mntl-carousel__card mntl-block carousel-card"><div id="carousel-card__title_10-0" class="comp carousel-card__title mntl-text-block">Compound Interest</div> <div id="carousel-card__body_10-0" class="comp carousel-card__body mntl-text-block"><p>Simply put, compound interest is the interest you earn on interest. It is calculated on both the initial principal and the accumulated interest from previous periods. Compounding multiplies money at an accelerated rate and the greater the number of compounding periods, the greater the compound interest will be.</p></div> <div id="carousel-card__link-wrapper_10-0" class="comp carousel-card__link-wrapper mntl-block"><a href="https://www.investopedia.com/terms/c/compoundinterest.asp" rel="nocaes" class="carousel-card__link mntl-text-link " id="carousel-card__link_10-0" data-tracking-container="true" ><span class="link__wrapper">Learn More</span></a></div></div></li> <li id="mntl-carousel__item_11-0" class="comp mntl-carousel__item mntl-block" data-ordinal="10" data-contain-tooltips="true"><div id="mntl-carousel__card_11-0" class="comp mntl-carousel__card mntl-block carousel-card"><div id="carousel-card__title_11-0" class="comp carousel-card__title mntl-text-block">Consumer Debt</div> <div id="carousel-card__body_11-0" class="comp carousel-card__body mntl-text-block"><p>Consumer debt includes personal debts that are owed as a result of purchasing goods that are used for individual or household consumption. Examples of consumer debt include credit card debt, student loans, auto loans, mortgages, and payday loans. These can be extended by a bank, the federal government, and credit unions.</p></div> <div id="carousel-card__link-wrapper_11-0" class="comp carousel-card__link-wrapper mntl-block"><a href="https://www.investopedia.com/terms/c/consumer-debt.asp" rel="nocaes" class="carousel-card__link mntl-text-link " id="carousel-card__link_11-0" data-tracking-container="true" ><span class="link__wrapper">Learn More</span></a></div></div></li> <li id="mntl-carousel__item_12-0" class="comp mntl-carousel__item mntl-block" data-ordinal="11" data-contain-tooltips="true"><div id="mntl-carousel__card_12-0" class="comp mntl-carousel__card mntl-block carousel-card"><div id="carousel-card__title_12-0" class="comp carousel-card__title mntl-text-block">Fintech</div> <div id="carousel-card__body_12-0" class="comp carousel-card__body mntl-text-block"><p>Fintech, or financial technology, is used to describe new technology that seeks to improve and simplify the delivery and use of financial services. Fintech is utilized by companies, business owners, and consumers, in an effort to better manage financial operations, processes, and lives. Examples of fintech applications include robo-advisors, payment apps, and investment apps, among others.</p></div> <div id="carousel-card__link-wrapper_12-0" class="comp carousel-card__link-wrapper mntl-block"><a href="https://www.investopedia.com/terms/f/fintech.asp" rel="nocaes" class="carousel-card__link mntl-text-link " id="carousel-card__link_12-0" data-tracking-container="true" ><span class="link__wrapper">Learn More</span></a></div></div></li> <li id="mntl-carousel__item_13-0" class="comp mntl-carousel__item mntl-block" data-ordinal="12" data-contain-tooltips="true"><div id="mntl-carousel__card_13-0" class="comp mntl-carousel__card mntl-block carousel-card"><div id="carousel-card__title_13-0" class="comp carousel-card__title mntl-text-block">Net Worth</div> <div id="carousel-card__body_13-0" class="comp carousel-card__body mntl-text-block"><p>Net worth is the value of the assets a person or corporation owns, minus the liabilities they owe. It is an important metric to gauge a company's health, providing a useful snapshot of its current financial position. Net worth has also become popular in everyday culture, with lists ranking the people with the highest net worth as well as the net worth of various celebrities.</p></div> <div id="carousel-card__link-wrapper_13-0" class="comp carousel-card__link-wrapper mntl-block"><a href="https://www.investopedia.com/terms/n/networth.asp" rel="nocaes" class="carousel-card__link mntl-text-link " id="carousel-card__link_13-0" data-tracking-container="true" ><span class="link__wrapper">Learn More</span></a></div></div></li> </ul> <div class="mntl-carousel__arrow mntl-carousel__arrow--right " data-click-tracked="true" role="button" aria-label="Present next article"> <svg class="icon mntl-carousel__arrow-icon " > <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#mntl-carousel__arrow-icon" href="#mntl-carousel__arrow-icon"></use> </svg> </div> </div> </div></div></div><div class="loc fixedContent"><div id="mntl-document-spotlight_1-0" class="comp mntl-document-spotlight mntl-document-card-list 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