Giving savings bonds as gifts

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<main id="main"> <section> <div class="section-container container-xxl"> <nav class="breadcrumb-container" aria-label="breadcrumb"> <ol class="breadcrumb"> <li class="breadcrumb-item"><a href="/savings-bonds/">Savings Bonds</a></li> <li style="padding-left: 0.2rem;">Giving savings bonds as gifts</li> </ol> </nav> <div class="grid-row-container row "> <div class="grid-column-container col-md"> <div class="negate"> <div class="consume"> <div class="body-copy"> <h1>Giving savings bonds as gifts</h1> <p>You can give savings bonds as gifts to anyone for any occasion</p> <p>New baby, birthday, wedding, graduation, anniversary, holiday, thank you, new job, promotion, congratulations for something else, or for no special occasion, at all!</p> </div> <div class="buttons-block"> <div class="wrapper"> <a class="btn btn-td-blue" href="/log-in/">Log In</a> <a class="btn btn-outline-td-blue" href="/RS/UN-AccountCreate.do">Open an Account</a> </div> </div> </div> </div> </div> <div class="grid-column-container col-md"> <div class="negate"> <div class="consume"> <figure> <img src="/images/content/grandma-and-daughter.jpg" alt=""> </figure> </div> </div> </div> </div> <nav class="jump-links"> <h4 class="h2">On this page:</h4> <ul id="jump-links" class="font-large"><li><a href="#id-gifting-electronic-ee-or-i-savings-bonds-815277">Gifting electronic EE or I savings bonds</a></li><li><a href="#id-gifting-paper-i-savings-bonds-630821">Gifting paper I savings bonds</a></li><li><a href="#id-sending-an-announcement-to-tell-about-your-gift-478596">Sending an announcement to tell about your gift</a></li></ul> </nav> </div> </section> <section> <div class="section-container container-xxl"> <div class="body-copy"> <h2 id="id-gifting-electronic-ee-or-i-savings-bonds-815277">Gifting electronic EE or I savings bonds</h2> <p>For electronic savings bonds as gifts, both you and the recipient must have a TreasuryDirect account. TreasuryDirect is the official United States government application in which you can buy and keep savings bonds.</p> <div class="buttons-block"> <div class="wrapper"> <a class="btn btn-td-blue" href="/savings-bonds/manage-bonds/treasurydirect/">Learn about TreasuryDirect</a> <a class="btn btn-outline-td-blue" href="/RS/UN-AccountCreate.do">Open a TreasuryDirect account</a> </div> </div> <p>You can gift a savings bond to adults or children. A child under 18 can have a TreasuryDirect account if the child's parent or other adult custodian has a TreasuryDirect account and sets up a linked account for the child.</p> <p class="icon-angle-right-solid-red"><a href="/indiv/help/treasurydirect-help/user-guide/121-130/#126">About linked accounts</a></p> <p>In TreasuryDirect, you can give anyone either EE or I savings bonds.</p> <div class="buttons-block"> <div class="wrapper"> <a class="btn btn-outline-td-blue" href="/savings-bonds/ee-bonds/">EE savings bonds</a> <a class="btn btn-outline-td-blue" href="/savings-bonds/i-bonds/">I savings bonds</a> </div> </div> <div class="buttons-block"> <div class="wrapper"> <a class="btn btn-td-blue" href="/savings-bonds/comparing-ee-and-i-bonds/">Comparing EE and I savings bonds</a> </div> </div> <h4 class="h3">What you need to know about the recipient</h4> <p>To give an electronic savings bond to someone else, you must know that person's</p> <ul> <li>Full name</li> <li>Social Security Number (or Taxpayer Identification Number)</li> <li>TreasuryDirect account number</li> </ul> <p>You can also save that information in your account so it will be there for you to give the person other gift savings bonds in the future.</p> <h4 class="h3">How far in advance to buy the savings bond</h4> <p>You must hold the savings bonds in your account for at least 5 business days before you deliver them to the gift recipient.</p> <p>That 5-day hold lets us be sure that the money for the gift has successfully gone through the banking system.</p> <h4 class="h3">How to buy and deliver a gift bond in TreasuryDirect</h4> <p>Use either these videos or the PDF step-by-step instructions sheet:</p> <div style="text-align: center"> <div class="grid-row-container row "> <div class="grid-column-container col-md"> <div class="negate"> <div class="consume"> <img src="/images/saving-bonds/gift-announcements/buying-gift-bond.png"> <p><a href="/indiv/tools-videos/purchase-gift-bonds/">Buying a Gift Savings Bond</a></p> </div> </div> </div> <div class="grid-column-container col-md"> <div class="negate"> <div class="consume"> <img src="/images/saving-bonds/gift-announcements/delivering-gift-bond.png"> <p><a href="/indiv/tools-videos/deliver-gift-savings-bonds/">Delivering a Gift Bond</a></p> </div> </div> </div> <div class="grid-column-container col-md"> <div class="negate"> <div class="consume"> <img src="/images/saving-bonds/gift-announcements/step-by-step-instructions.png"> <p><a href="/files/savings-bonds/how-to-buy-gifts-in-td.pdf" class="no-icon">Step-by-Step Instructions</a></p> </div> </div> </div> </div> </div> <h4 class="h3">How the person knows there's now a gift bond in their account</h4> <p>When you deliver the savings bond to the recipient's TreasuryDirect account, we send them an email announcing the gift.</p> <p>You can also let them know yourself with <a href="/savings-bonds/gift-a-bond/gift-announcements/">one of our gift announcements</a>.</p> <h2 id="id-gifting-paper-i-savings-bonds-630821">Gifting paper I savings bonds</h2> <p>Only <a href="/savings-bonds/i-bonds/">Series I savings bonds</a> are available in paper.</p> <p>Paper Series I savings bonds come in 5 denominations: $50, $100, $200, $500, and $1,000.</p> <p>The only way to get a paper savings bond is to use your IRS tax refund. With your tax refund, you can buy savings bonds for anyone (yourself, your child, or as a gift to anyone). Starting January 1, 2025, this option will be discontinued. See our <a href="/research-center/faq-irs-tax-feature/" target="_blank">FAQ</a>.</p> <p>If you buy paper savings bonds, we mail the savings bonds to you. You can then give the gift bonds yourself to the gift recipient.</p> <p>You can also send or include <a href="/savings-bonds/gift-a-bond/gift-announcements/">one of our pretty gift announcements</a>.</p> <p>For more about buying paper savings bonds, see <a href="/savings-bonds/buy-a-bond/#buying-paper">Using your income tax refund to buy paper savings bonds</a></p> <h2 id="id-sending-an-announcement-to-tell-about-your-gift-478596">Sending an announcement to tell about your gift</h2> <p>We have more than 25 announcements in 9 different categories for you to choose from.</p> <div class="grid-row-container row "> <div class="grid-column-container col-md"> <div class="negate"> <div class="consume"> <img src="/images/saving-bonds/gift-announcements/gift-bday.png"> </div> </div> </div> <div class="grid-column-container col-md"> <div class="negate"> <div class="consume"> <img src="/images/saving-bonds/gift-announcements/gift-balloons.png"> </div> </div> </div> </div> <p>Choose the design you want. Personalize it online. Print it at home. Give or send it to let someone know they are getting a savings bond from you.</p> <div class="buttons-block"> <div class="wrapper"> <a class="btn btn-td-blue" href="/savings-bonds/gift-a-bond/gift-announcements/">See all the available gift announcements</a> </div> </div> </div> <div class="card-deck rate-boxes-group"> <div class="rate-box card"> <div class="card-body"> <div class="negate"> <div class="consume"> <a class="security-link h2 mt-0" href="/savings-bonds/ee-bonds/">Series EE Savings Bonds</a> <div class="rate"></div> <div class="rate">2.60%</div> <p>For EE bonds issued November 1, 2024 to April 30, 2025.</p> </div> </div> </div> </div> <div class="rate-box card"> <div class="card-body"> <div class="negate"> <div class="consume"> <a class="security-link h2 mt-0" href="/savings-bonds/i-bonds/">Series I Savings Bonds</a> <div class="rate"></div> <div class="rate">3.11%</div> <p>This includes a fixed rate of 1.20%</p> <p>For I bonds issued November 1, 2024 to April 30, 2025.</p> </div> </div> </div> </div> </div> </div> </section> <button type="button" class="btn btn-td-blue scrollButton d-print-none" onclick="topFunction()" id="myBtn" title="Back to Top" style="display: none; 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Giving savings bonds as gifts — TreasuryDirect