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Responsible Business - Generali Group

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aria-expanded="false" href="/who-we-are">Who We Are</a> <div class="dropdown-menu w-100 shadow py-5"> <div class="px-3 large-container position-relative"> <div class="position-absolute top-0 end-0 close-menu-container"> <a role="button" class="close-menu"> <span class="visually-hidden">Close Navigation</span> <span class="close-label me-1">Close</span> <span class="icongen-close color-dark-blue"></span> </a> </div> <div class="row"> <div class="col-3 component pe-4"> <h4 class="color-red">Who We Are</h4> <p class="mt-3"> Generali is one of the largest global insurance and asset management providers. </p> <a aria-label="Who We Are" class="btn btn-red mt-3" href="/who-we-are"> Discover </a> </div> <div class="col-3" id="accordion_0_1"><ul class="list-unstyled"> <li><a class="dropdown-item" href="/who-we-are/at-a-glance">At a Glance</a></li> <li class="position-relative"> <a id="navItem3821ccb9-39ff-4bb7-9837-779630d9340c" class="dropdown-item" href="/who-we-are/history"> Our History </a> 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href="/who-we-are/history/the-age-of-the-lion">Generali publications</a></li> <li><a class="dropdown-item" href="/who-we-are/history/posters-and-advertising">Posters and advertising</a></li> <li><a class="dropdown-item" href="/who-we-are/history/The-Generali-Group-Historical-Archives">Group Historical Archives</a></li> <li><a class="dropdown-item" href="/who-we-are/history/group-libraries">Group libraries</a></li> </ul> </li> <li><a class="dropdown-item" href="/who-we-are/our-culture">Our Culture</a></li> <li class="position-relative"> <a id="navItem0f0500ee-989c-4d1c-927e-260330348b02" class="dropdown-item" href="/who-we-are/Strategic-Plan-Lifetime-Partner-24"> Strategic Plan: Lifetime Partner 24 </a> <a aria-labelledby="navItem0f0500ee-989c-4d1c-927e-260330348b02" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menu0f0500ee-989c-4d1c-927e-260330348b02" role="button" aria-expanded="false" 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Wealth Management</a></li> </ul> </li> <li><a class="dropdown-item" href="/who-we-are/discovering-generali">Generali Stories</a></li> <li><a class="dropdown-item" href="/who-we-are/our-business">Our business model </a></li> <li><a class="dropdown-item" href="/who-we-are/our-activities">Our activities</a></li> </ul></div> <div class="col-3" id="accordion_0_3"><ul class="list-unstyled"> <li><a class="dropdown-item" href="/who-we-are/our-management">Our management</a></li> <li><a class="dropdown-item" href="/who-we-are/our-brand">Our Brand</a></li> <li class="position-relative"> <a id="navItem9ea39822-57f4-471b-b48a-fee98ff53079" class="dropdown-item" href="/who-we-are/sponsorship"> Sponsorship </a> <a aria-labelledby="navItem9ea39822-57f4-471b-b48a-fee98ff53079" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menu9ea39822-57f4-471b-b48a-fee98ff53079" role="button" aria-expanded="false" 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href="/sustainability/responsible-insurer/insurance-solutions-with-ESG-components">Insurance solutions with ESG components</a></li> <li><a class="dropdown-item" href="/sustainability/responsible-insurer/SME-EnterPRIZE">SME EnterPRIZE</a></li> <li><a class="dropdown-item" href="/sustainability/responsible-insurer/becoming-a-life-time-partner-to-our-customers">A Lifetime partner to our customers</a></li> <li><a class="dropdown-item" href="/sustainability/responsible-insurer/NPS-improving-clients-experience">NPS: improving clients’ experience</a></li> <li><a class="dropdown-item" href="/sustainability/responsible-insurer/Public-Private-partnerships">Public-Private partnerships</a></li> <li><a class="dropdown-item" href="/sustainability/responsible-insurer/EU-Taxonomy-TSC-4-Data-sharing">EU Taxonomy</a></li> <li><a class="dropdown-item" href="/sustainability/responsible-insurer/sustainability-into-underwriting">Sustainability into Underwriting</a></li> </ul> </li> <li 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<a aria-labelledby="horizontalItema8c99c84-a295-4015-b0ab-7b1a0c839bd9" class="me-xl-3 show-level collapsed" data-bs-toggle="collapse" data-bs-target="#collapsea8c99c84-a295-4015-b0ab-7b1a0c839bd9" href="#collapsea8c99c84-a295-4015-b0ab-7b1a0c839bd9" aria-expanded="false" aria-controls="collapsea8c99c84-a295-4015-b0ab-7b1a0c839bd9"> <span class="icongen-right-arrow-bold"></span> <span class="visually-hidden">Open Submenu</span> </a> </div> <div id="collapsea8c99c84-a295-4015-b0ab-7b1a0c839bd9" class="sublevel collapse" role="tabpanel" aria-labelledby="headinga8c99c84-a295-4015-b0ab-7b1a0c839bd9"> <ul> <li> <a href="/sustainability/our-rules/governance-management"> Governance & management </a> </li> <li> <a href="/sustainability/our-rules/code-of-conduct"> Generali Group Code of Conduct </a> </li> <li> <a href="/sustainability/our-rules/respecting-human-rights"> Respecting human rights </a> </li> <li> <a href="/sustainability/our-rules/anti-corruption"> Anti-corruption </a> </li> <li> <a href="/sustainability/our-rules/financial-crimes-compliance"> Financial crimes compliance </a> </li> <li> <a href="/sustainability/our-rules/Anti-Financial-Crime-and-Anti-Bribery-and-Corruption"> Anti Financial Crime and Anti Bribery & Corruption </a> </li> <li> <a href="/sustainability/our-rules/tax-payments"> Tax Strategy and Taxes </a> </li> <li> <a href="/sustainability/our-rules/tax-transparency-report"> Tax Transparency Report </a> </li> <li> <a href="/sustainability/our-rules/group-security"> Group security </a> </li> </ul> </div> </li> <li> <a href="/sustainability/contacts"> Contacts </a> </li> </ul> </nav> </div> <div id="content" class="col-12 col-md-12 col-lg-9 col-xl-9 central-body"> <div> <h1 class="page-title">Responsible Business</h1> </div> <div class="figure-with-text-left txt-component mt-3 component"> <p><span><span><span><span>At Generali we believe sustainability is a necessary strategic way to approach business and not just a nice-to-have.</span></span></span></span><br /> <br /> It all stems from <a href="/who-we-are/our-culture">our purpose</a>, <span><span><span><span>to &ldquo;<strong>enable people to shape a safer and more sustainable&nbsp;future by caring for their lives and dreams</strong>&rdquo;.</span></span></span></span></p> </div> <div class="figure-with-text-right txt-component mt-3 component"> <p><span><span><span><span>It is about creating long-lasting value shared among a wide array&nbsp;</span></span></span></span>of&nbsp;<a href="/sustainability/responsible-business/stakeholder-engagement">stakeholders</a>: <span><span><span><span><span><span><span>not only shareholders, investors and clients, but also our people, suppliers, the environment, local communities, and society as a whole.</span></span></span></span></span></span></span></p> </div> <div class="position-relative swiper-item mt-3 small-video"> <div class="swiper-kaltura-video"> <div class="embed-responsive no-command" 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</button> <div class="video-controls d-md-none" style="display:none;"> <div class="video-control"> <span class="video-pause icongen-pause"><span class="visually-hidden">Pause Video</span></span> <div class="video-play" style="display: none;"></div> <span class="icongen-volume video-volume swiper-no-swiping"> <div class="volumeContainer"> <input type="range" min="1" max="100" value="100" class="volume" name="volume"> </div> </span> <div class="video-mute" style="display: none;"> </div> </div> <div class="video-full-screen" style="display: none;"> <span class="icongen-zoom"></span> </div> </div> </div> <div class="figure-with-text-right txt-component mt-3 component"> <p>&nbsp;</p> <p><span><span><span><span>In our strategy</span></span></span></span> &ldquo;<a href="/who-we-are/outlook-and-strategy">Lifetime Partner 24: Driving Growth</a>&rdquo; <strong><span><span><span><span>sustainability is the originator</span></span></span></span></strong><span><span><span><span>, inspired by our ambition to be a</span></span></span></span> <a href="/sustainability/responsible-insurer/becoming-a-life-time-partner-to-our-customers">lifetime partner</a>. <span><span><span><span>Being the originator of the new strategy means for Sustainability to be a&nbsp;<strong>game changer</strong>, shaping the way<strong>&nbsp;all the decisions are taken</strong>&nbsp;leading Generali to be a transformative, generative and impact driven company, able to create shared-value.</span></span></span></span><br /> <br /> <span><span><span><span>Our aim is to <span>deliver a<strong> </strong><strong><span>social, environmental</span></strong>&nbsp;and <strong>stakeholder impact</strong>&nbsp;<strong><span><span>for a </span></span></strong><strong><span>sustainable transformation</span></strong> by integrating even more sustainability&nbsp;</span>in core business and processes, including our commitment in the community as an integral part of the overall strategic positioning. Therefore, Generali identifies <strong>four responsible roles</strong> to play as investor, insurer, employer and corporate&nbsp;citizen.</span></span></span></span></p> </div> <div class="mt-md component"> <div class="mb-5"> <h3 class="color-red text-center">Social, environmental and stakeholder impact for a sustainable transformation</h3> </div> <div class="px-5 px-md-0 pb-5 mb-md d-md-flex align-items-center justify-content-center highlights"> <a class="mb-3 mx-2 border-3-pastel-green discover-tag discover-tag-scroll" href="#anchor1"> Responsible Investor </a> <a class="mb-3 mx-2 border-3-pastel-red discover-tag discover-tag-scroll" href="#anchor2"> Responsible Insurer </a> <a class="mb-3 mx-2 border-3-pastel-orange discover-tag discover-tag-scroll" href="#anchor3"> Responsible Employer </a> <a class="mb-3 mx-2 border-3-pastel-blue discover-tag discover-tag-scroll" href="#anchor4"> Responsible Corporate Citizen </a> </div> <div class="mt-4 highlights" id="anchor1"> <div class="pb-4"> <h3 class="pt-3 c-pastel-green text-center text-normal">Responsible Investor</h3> <h4 class="h5 text-center"><p><span><span>We aim at fully integrating ESG criteria into the investment activities, reducing greenhouse gas emissions from the investment portfolio, and increasing our new green and sustainable investments.</span></span></p> </h4> <div class="row align-items-center justify-content-center"> <div class="col-xs-12 col-md-6"> <div class="generali-data mt-4 p-4 border-2-pastel-green border-radius-8"> <h4 class="text-medium text-center mb-5"> <p>New Green &amp; Sustainable<br /> Investments 2021-2025</p> </h4> <div class="pt-5 pb-3 mb-4 goal border-radius-8 position-relative" > <span class="wing full">GOAL BY 2025</span> <h2 class="color-red text-center flex-row mb-1">+€ 8.5 - 9.5</h2> <h3 class="h4 color-dark-blue text-center"><p>bln</p> </h3> </div> <div class="text-center"> <span class="wing outline mb-4">PERFORMANCE 2023</span> <h2 class="color-dark-blue text-center flex-row mb-1">+€ 9.1 bln</h2> </div> </div> </div> <div class="col-xs-12 col-md-6"> <div class="generali-data mt-4 p-4 border-2-pastel-green border-radius-8"> <h4 class="text-medium text-center mb-5"> <p>Fenice 190 &ndash; Investments to support sustainable recovery in Europe</p> </h4> <div class="pt-5 pb-3 mb-4 goal border-radius-8 position-relative" > <span class="wing full">GOAL BY 2025</span> <h2 class="color-red text-center flex-row mb-1">€ 3.5</h2> <h3 class="h4 color-dark-blue text-center"><p>bln</p> </h3> </div> <div class="text-center"> <span class="wing outline mb-4">PERFORMANCE 2023</span> <h2 class="color-dark-blue text-center flex-row mb-1">€ 2.6 bln</h2> </div> </div> </div> <div class="col-xs-12 col-md-6"> <div class="generali-data mt-4 p-4 border-2-pastel-green border-radius-8"> <div class="dropup"> <button type="button" data-bs-toggle="dropdown" aria-expanded="false"> <span>i</span> <span class="visually-hidden">Open Tooltip</span> </button> <div class="dropdown-menu dropdown-menu-end"> <a href="#" class="dropdown-close"> <span class="visually-hidden">Close Tooltip</span> <span class="icongen-close"></span> </a> <p class="text-sm m-0"> The indicator refers to the carbon footprint of direct general account investment portfolio of the Group&rsquo;s insurance companies in listed equities and corporate bonds, in terms of carbon intensity (EVIC). </p> </div> </div> <h4 class="text-medium text-center mb-5"> <p>Carbon Footprint of Investment Portfolio (EVIC)</p> </h4> <div class="pt-5 pb-3 mb-4 goal border-radius-8 position-relative" > <span class="wing full">GOAL BY 2024</span> <h2 class="color-red text-center mb-1">-25%<span class="ms-2 h5">(Interim Goal) </span></h2> <h3 class="h4 color-dark-blue text-center"><p>vs 2019</p> </h3> </div> <div class="text-center"> <span class="wing outline mb-4">PERFORMANCE 2023</span> <h2 class="color-dark-blue text-center flex-row mb-1">-46.2%</h2> <h3 class="h4 color-dark-blue text-center"><p>98 tCO<sub>2</sub>e/&euro; mln</p> </h3> </div> </div> </div> </div> </div> </div><div class="mt-4 highlights" id="anchor2"> <div class="pb-4"> <h3 class="pt-3 c-pastel-red text-center text-normal">Responsible Insurer</h3> <h4 class="h5 text-center"><p><span><span>We provide insurance solutions with ESG components, reduce greenhouse gas emissions from the underwriting portfolio, and support the sustainable transition of small and medium-sized enterprises (SMEs).</span></span></p> </h4> <div class="row align-items-center justify-content-center"> <div class="col-xs-12 col-md-6"> <div class="generali-data mt-4 p-4 border-2-pastel-red border-radius-8"> <div class="dropup"> <button type="button" data-bs-toggle="dropdown" aria-expanded="false"> <span>i</span> <span class="visually-hidden">Open Tooltip</span> </button> <div class="dropdown-menu dropdown-menu-end"> <a href="#" class="dropdown-close"> <span class="visually-hidden">Close Tooltip</span> <span class="icongen-close"></span> </a> <p class="text-sm m-0"> Generali confirms its commitment to be transparent on virtuous behavior of its customers. Noted the evolution of the regulatory context on sustainability, it decided to change the name of the indicator from &quot;Premiums from sustainable insurance solutions&quot; - as previously communicated to the market - to &quot;Premiums from insurance solutions with ESG components. </p> </div> </div> <h4 class="text-medium text-center mb-5"> <p>Premiums from insurance solutions with ESG components</p> </h4> <div class="pt-5 pb-3 mb-4 goal border-radius-8 position-relative" > <span class="wing full">GOAL BY 2024</span> <h2 class="color-red text-center flex-row mb-1">+5% - 7%</h2> <h3 class="h4 color-dark-blue text-center"><p>CAGR 2021-24</p> </h3> </div> <div class="text-center"> <span class="wing outline mb-4">PERFORMANCE 2023</span> <h2 class="color-dark-blue text-center flex-row mb-1">+7.4%</h2> <h3 class="h4 color-dark-blue text-center"><p>&euro; 20,815 mln</p> </h3> </div> </div> </div> <div class="col-xs-12 col-md-6"> <div class="generali-data mt-4 p-4 border-2-pastel-red border-radius-8"> <h4 class="text-medium text-center mb-5"> <p>Relationship NPS</p> </h4> <div class="pt-5 pb-3 mb-4 goal border-radius-8 position-relative" > <span class="wing full">GOAL</span> <h2 class="h4 mx-5 ps-5 ps-md-0 ps-xl-5 color-red">Maintain the leadership among our European international peers</h2> </div> <div class="text-center"> <span class="wing outline mb-4">PERFORMANCE 2023</span> <h2 class="color-dark-blue text-center flex-row mb-1">21.5</h2> <h3 class="h4 color-dark-blue text-center"><p>+ 3.3%</p> </h3> </div> </div> </div> </div> </div> </div><div class="mt-4 highlights" id="anchor3"> <div class="pb-4"> <h3 class="pt-3 c-pastel-orange text-center text-normal">Responsible Employer</h3> <h4 class="h5 text-center"><p><span><span>We carry out dedicated actions to foster and promote diversity, equity, and inclusion in our work environment, continuously upskilling our people, nurturing talent in all its forms, and implementing more flexible and sustainable ways of working. We commit to measuring, reducing, and reporting the carbon footprint resulting from its own direct operations.</span></span></p> </h4> <div class="row align-items-center justify-content-center"> <div class="col-xs-12 col-md-6"> <div class="generali-data mt-4 p-4 border-2-pastel-orange border-radius-8"> <h4 class="text-medium text-center mb-5"> <p>Women in Strategic Positions</p> </h4> <div class="pt-5 pb-3 mb-4 goal border-radius-8 position-relative" > <span class="wing full">GOAL BY 2024</span> <h2 class="color-red text-center flex-row mb-1">40%</h2> </div> <div class="text-center"> <span class="wing outline mb-4">PERFORMANCE 2023</span> <h2 class="color-dark-blue text-center flex-row mb-1">34.8%</h2> </div> </div> </div> <div class="col-xs-12 col-md-6"> <div class="generali-data mt-4 p-4 border-2-pastel-orange border-radius-8"> <h4 class="text-medium text-center mb-5"> <p>Upskilled Employees</p> </h4> <div class="pt-5 pb-3 mb-4 goal border-radius-8 position-relative" > <span class="wing full">GOAL BY 2024</span> <h2 class="color-red text-center flex-row mb-1">70%</h2> </div> <div class="text-center"> <span class="wing outline mb-4">PERFORMANCE 2023</span> <h2 class="color-dark-blue text-center flex-row mb-1">68%</h2> </div> </div> </div> <div class="col-xs-12 col-md-6"> <div class="generali-data mt-4 p-4 border-2-pastel-orange border-radius-8"> <h4 class="text-medium text-center mb-5"> <p>Entities Working Hybrid</p> </h4> <div class="pt-5 pb-3 mb-4 goal border-radius-8 position-relative" > <span class="wing full">GOAL BY 2024</span> <h2 class="color-red text-center flex-row mb-1">100%</h2> </div> <div class="text-center"> <span class="wing outline mb-4">PERFORMANCE 2023</span> <h2 class="color-dark-blue text-center flex-row mb-1">100%</h2> </div> </div> </div> <div class="col-xs-12 col-md-6"> <div class="generali-data mt-4 p-4 border-2-pastel-orange border-radius-8"> <h4 class="text-medium text-center mb-5"> <p>Engagement Rate</p> </h4> <div class="pt-5 pb-3 mb-4 goal border-radius-8 position-relative" > <span class="wing full">GOAL BY 2024</span> <h2 class="h4 mx-5 ps-5 ps-md-0 ps-xl-5 color-red">&gt; External Market Benchmark</h2> </div> <div class="text-center"> <span class="wing outline mb-4">PERFORMANCE 2023</span> <h2 class="color-dark-blue text-center flex-row mb-1">83%</h2> <h3 class="h4 color-dark-blue text-center"><p>-1 p.p. compared to 2023 market benchmark</p> </h3> </div> </div> </div> <div class="col-xs-12 col-md-6"> <div class="generali-data mt-4 p-4 border-2-pastel-orange border-radius-8"> <h4 class="text-medium text-center mb-5"> <p>Scope 1 + 2 + 3 absolute GHG emissions</p> </h4> <div class="pt-5 pb-3 mb-4 goal border-radius-8 position-relative" > <span class="wing full">GOAL BY 2025</span> <h2 class="color-red text-center flex-row mb-1">-35 %</h2> <h3 class="h4 color-dark-blue text-center"><p>vs 2019</p> </h3> </div> <div class="text-center"> <span class="wing outline mb-4">PERFORMANCE 2023</span> <h2 class="color-dark-blue text-center flex-row mb-1">-33.4% </h2> <h3 class="h4 color-dark-blue text-center"><p>vs 2019 baseline<br /> 90,366 tCO<sub>2</sub>e</p> </h3> </div> </div> </div> </div> </div> </div><div class="mt-4 " id="anchor4"> <div class="pb-4"> <h3 class="pt-3 c-pastel-blue text-center text-normal">Responsible Corporate Citizen</h3> <h4 class="h5 text-center"><p><span><span>We act to unlock the potential of people living in vulnerable circumstances through the global initiatives of The Human Safety Net Foundation.</span></span></p> </h4> <div class="row align-items-center justify-content-center"> <div class="col-xs-12 col-md-6"> <div class="generali-data mt-4 p-4 border-2-pastel-blue border-radius-8"> <h4 class="text-medium text-center mb-5"> <p>Active Countries for The Human Safety Net</p> </h4> <div class="text-center"> <span class="wing outline mb-4">PERFORMANCE 2023</span> <h2 class="color-dark-blue text-center flex-row mb-1">26 Countries</h2> </div> </div> </div> <div class="col-xs-12 col-md-6"> <div class="generali-data mt-4 p-4 border-2-pastel-blue border-radius-8"> <h4 class="text-medium text-center mb-5"> <p>Active Partners for<br /> The Human Safety Net</p> </h4> <div class="text-center"> <span class="wing outline mb-4">PERFORMANCE 2023</span> <h2 class="color-dark-blue text-center flex-row mb-1">77 Partners</h2> </div> </div> </div> </div> </div> </div></div> <script> function setHeightDataGenerali() { $('.generali-data').matchHeight(); $('.generali-data h4').matchHeight(); $('.generali-data .goal').matchHeight(); } $(function() { setHeightDataGenerali(); $(window).on('resize', function(){ $('.generali-data').css("height", "auto"); $('.generali-data h4').css("height", "auto"); $('.generali-data .goal').css("height", "auto"); setHeightDataGenerali(); }); $( ".dropdown-close" ).on( "click", function() { $(this).closest(".dropup").find("button").trigger("click"); return false; }); $( ".discover-tag-scroll" ).on( "click", function() { var el 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align-self-end white">Read more</span> </div> </a> </div> <div class="col-12 col-md-6 col-lg-3 mb-lg-0 align-self-stretch mb-4 "> <a href="/sustainability/responsible-insurer" title="Responsible Insurer" class="related-teaser bg-pastel-red"> <div class="p-4 inner justify-content-center"> <div class="mb-4 matchHeight"> <h2 class="color-white">Responsible Insurer</h2> <p class="color-white">Our commitment to offering insurance solutions with ESG components, reducing GHG emissions from the underwriting portfolio, and supporting the sustainable transition of SMEs.</p> </div> <span class="link-arrow-right align-self-end white">Read more</span> </div> </a> </div> <div class="col-12 col-md-6 col-lg-3 mb-lg-0 align-self-stretch mb-0 "> <a href="/sustainability/responsible-employer" title="Responsible Employer" class="related-teaser bg-pastel-orange"> <div class="p-4 inner justify-content-center"> <div class="mb-4 matchHeight"> <h2 class="color-white">Responsible Employer</h2> <p class="color-white">Our commitment to promote diversity, equity, and inclusion in our work environment, upskill our people, nurture talent in all its forms, and implement more flexible and sustainable ways of working while measuring, reducing, and reporting the carbon footprint resulting from our own direct operations.</p> </div> <span class="link-arrow-right align-self-end white">Read more</span> </div> </a> </div> <div class="col-12 col-md-6 col-lg-3 mb-lg-0 align-self-stretch "> <a href="/sustainability/responsible-citizen" title="Responsible Corporate Citizen" class="related-teaser bg-pastel-blue"> <div class="p-4 inner justify-content-center"> <div class="mb-4 matchHeight"> <h2 class="color-white">Responsible Corporate Citizen</h2> <p class="color-white">Our commitment to unlocking the potential of people living in vulnerable circumstances through the global initiatives of The Human Safety Net Foundation.</p> </div> <span class="link-arrow-right align-self-end white">Read 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href="/what-we-do/property-and-casualty-insurance/personal-injury">Personal Injury</a></li> <li><a href="/what-we-do/property-and-casualty-insurance/third-party-liability">Third-Party Liability</a></li> <li><a href="/what-we-do/property-and-casualty-insurance/before-taking-out-a-property-and-casualty-policy">Before Taking Out a Property and Casualty Policy</a></li> <li><a href="/what-we-do/property-and-casualty-insurance/insurance-product-distribution-and-claims-management">Insurance Product Distribution and Claims Management</a></li> </ul> </li> <li><a href="/what-we-do/insurance-for-companies">Insurance for Companies</a></li> <li><a href="/what-we-do/insurance-solutions-with-ESG-components">Insurance solutions with ESG components</a></li> <li> <a href="/what-we-do/Global-Advisor-Excellence-Contest"> Global Advisor Excellence Contest </a> <ul> <strong class="back">What we do</strong> <li class="flex-column main-section"> <h3>Global Advisor Excellence Contest</h3> <a class="btn-red mb-3 mt-2" href="/what-we-do/Global-Advisor-Excellence-Contest">Discover</a> </li> <li><a href="/what-we-do/Global-Advisor-Excellence-Contest/Hall-of-fame">Hall of Fame &amp; Finalists</a></li> <li><a href="/what-we-do/Global-Advisor-Excellence-Contest/Young-lion">Young Lion</a></li> <li><a href="/what-we-do/Global-Advisor-Excellence-Contest/engaged-agents">Generali Engaged Agents</a></li> </ul> </li> <li><a href="/what-we-do/asset-management">Asset Management</a></li> <li><a href="/what-we-do/Insurance-for-dummies">Insurance for dummies</a></li> <li><a href="/what-we-do/emerging-risks">Emerging risks</a></li> </ul> </li> <li> <a href="/sustainability">Sustainability</a> <ul> <strong class="back">back</strong> <li class="flex-column main-section"> <h3>Sustainability</h3> <p class="mt-1 mb-3"> Sustainability is the originator of our strategy. </p> <a class="btn-red mb-3" href="/sustainability"> Discover </a> </li> <li> <a href="/sustainability/responsible-business"> Responsible Business </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Responsible Business</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/responsible-business">Discover</a> </li> <li><a href="/sustainability/responsible-business/charter_sustainability_commitments">Charter of Sustainability Commitments </a></li> <li><a href="/sustainability/responsible-business/materiality-analysis">Materiality assessment</a></li> <li><a href="/sustainability/responsible-business/stakeholder-engagement">Stakeholder engagement</a></li> <li><a href="/sustainability/responsible-business/sustainability-indices-and-ratings">Sustainability indices and ratings </a></li> <li><a href="/sustainability/responsible-business/external-commitments">External commitments</a></li> </ul> </li> <li> <a href="/sustainability/responsible-insurer"> Responsible Insurer </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Responsible Insurer</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/responsible-insurer">Discover</a> </li> <li><a href="/sustainability/responsible-insurer/insurance-solutions-with-ESG-components">Insurance solutions with ESG components</a></li> <li><a href="/sustainability/responsible-insurer/SME-EnterPRIZE">SME EnterPRIZE</a></li> <li><a href="/sustainability/responsible-insurer/becoming-a-life-time-partner-to-our-customers">A Lifetime partner to our customers</a></li> <li><a href="/sustainability/responsible-insurer/NPS-improving-clients-experience">NPS: improving clients’ experience</a></li> <li><a href="/sustainability/responsible-insurer/Public-Private-partnerships">Public-Private partnerships</a></li> <li><a href="/sustainability/responsible-insurer/EU-Taxonomy-TSC-4-Data-sharing">EU Taxonomy</a></li> <li><a href="/sustainability/responsible-insurer/sustainability-into-underwriting">Sustainability into Underwriting</a></li> </ul> </li> <li> <a href="/sustainability/responsible-investor"> Responsible Investor </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Responsible Investor</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/responsible-investor">Discover</a> </li> <li><a href="/sustainability/responsible-investor/sustainability-into-investments">Sustainability into Investments</a></li> <li><a href="/sustainability/responsible-investor/investing-for-the-climate">Investing for climate</a></li> <li><a href="/sustainability/responsible-investor/real-estate-investments">Sustainable real estate investing</a></li> <li><a href="/sustainability/responsible-investor/sustainability-related-disclosures">Sustainability related disclosures</a></li> </ul> </li> <li> <a href="/sustainability/responsible-employer"> Responsible Employer </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Responsible Employer</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/responsible-employer">Discover</a> </li> <li><a href="/sustainability/responsible-employer/Generali-people-strategy">Generali People Strategy</a></li> <li><a href="/sustainability/responsible-employer/Employees_engagement">Employee engagement </a></li> <li><a href="/sustainability/responsible-employer/diversity-and-inclusion">Diversity Equity and Inclusion</a></li> <li><a href="/sustainability/responsible-employer/investing-in-our-people">Investing in our people</a></li> <li><a href="/sustainability/responsible-employer/training">Training</a></li> <li><a href="/sustainability/responsible-employer/work-life-balance">Work-life balance</a></li> <li><a href="/sustainability/responsible-employer/well-being">Well-being</a></li> <li><a href="/sustainability/responsible-employer/environmental-management">Environmental management system of Group Operations</a></li> <li><a href="/sustainability/responsible-employer/greenhouse-gas-emissions">Greenhouse gas emissions</a></li> <li><a href="/sustainability/responsible-employer/Green-offices-energy-use-of-resources-and-waste">Our offices: energy, use of resources and waste</a></li> <li><a href="/sustainability/responsible-employer/mobility">Mobility of our personnel</a></li> <li><a href="/sustainability/responsible-employer/social-dialogue">Social Dialogue</a></li> <li><a href="/sustainability/responsible-employer/european_social_charter">European Social Charter</a></li> <li><a href="/sustainability/responsible-employer/European_Works_Council">European Works Council</a></li> <li><a href="/sustainability/responsible-employer/working-with-our-suppliers">Working with our suppliers</a></li> </ul> </li> <li> <a href="/sustainability/responsible-citizen"> Responsible Corporate Citizen </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Responsible Corporate Citizen</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/responsible-citizen">Discover</a> </li> <li><a href="/sustainability/responsible-citizen/the-human-safety-net">The Human Safety Net</a></li> <li><a href="/sustainability/responsible-citizen/how-we-contribute">How we contribute</a></li> </ul> </li> <li> <a href="/sustainability/our-commitment-to-the-environment-and-climate"> Commitments to the environment and climate </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Commitments to the environment and climate</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/our-commitment-to-the-environment-and-climate">Discover</a> </li> <li><a href="/sustainability/our-commitment-to-the-environment-and-climate/participation-in-public-debate">Climate advocacy policy and participation in public debate</a></li> </ul> </li> <li> <a href="/sustainability/performance-and-reporting"> Performance and Reporting </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Performance and Reporting</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/performance-and-reporting">Discover</a> </li> <li><a href="/sustainability/performance-and-reporting/data-and-performance">Data and performance</a></li> <li><a href="/sustainability/performance-and-reporting/how-we-report-vista">Sustainability reports archive</a></li> </ul> </li> <li> <a href="/sustainability/sustainable-financial-management"> Sustainable Financial Management </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Sustainable Financial Management</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/sustainable-financial-management">Discover</a> </li> <li><a href="/sustainability/sustainable-financial-management/green-and-sustainability-bonds">Green &amp; Sustainability Bonds</a></li> <li><a href="/sustainability/sustainable-financial-management/green-social-and-sustainability-ILS">Green, Social and Sustainability ILS</a></li> </ul> </li> <li> <a href="/sustainability/our-rules"> Our rules </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Our rules</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/our-rules">Discover</a> </li> <li><a href="/sustainability/our-rules/governance-management">Governance &amp; management</a></li> <li><a href="/sustainability/our-rules/code-of-conduct">Generali Group Code of Conduct</a></li> <li><a href="/sustainability/our-rules/respecting-human-rights">Respecting human rights</a></li> <li><a href="/sustainability/our-rules/anti-corruption">Anti-corruption</a></li> <li><a href="/sustainability/our-rules/financial-crimes-compliance">Financial crimes compliance</a></li> <li><a href="/sustainability/our-rules/Anti-Financial-Crime-and-Anti-Bribery-and-Corruption">Anti Financial Crime and Anti Bribery &amp; Corruption</a></li> <li><a href="/sustainability/our-rules/tax-payments">Tax Strategy and Taxes</a></li> <li><a href="/sustainability/our-rules/tax-transparency-report">Tax Transparency Report</a></li> <li><a href="/sustainability/our-rules/group-security">Group security</a></li> </ul> </li> <li><a href="/sustainability/contacts">Contacts</a></li> </ul> </li> <li> <a href="/work-with-us">Work with us</a> <ul> <strong class="back">back</strong> <li class="flex-column main-section"> <h3>Work with us</h3> <p class="mt-1 mb-3"> People are our company&#039;s soul. </p> <a class="btn-red mb-3" href="/work-with-us"> Discover </a> </li> <li> <a href="/work-with-us/Get-to-know-us"> Get to know us </a> <ul> <strong class="back">Work with us</strong> <li class="flex-column main-section"> <h3>Get to know us</h3> <a class="btn-red mb-3 mt-2" href="/work-with-us/Get-to-know-us">Discover</a> </li> <li><a href="/work-with-us/Get-to-know-us/diversity-and-inclusion">Diversity Equity and Inclusion</a></li> <li><a href="/work-with-us/Get-to-know-us/Our-people-s-stories">Our people’s stories</a></li> </ul> </li> <li> <a href="/work-with-us/grow-with-us"> Grow with us </a> <ul> <strong class="back">Work with us</strong> <li class="flex-column main-section"> <h3>Grow with us</h3> <a class="btn-red mb-3 mt-2" href="/work-with-us/grow-with-us">Discover</a> </li> <li><a href="/work-with-us/grow-with-us/Drive-our-success">Drive our success</a></li> <li><a href="/work-with-us/grow-with-us/Your-development">Your development with us</a></li> <li><a href="/work-with-us/grow-with-us/We-LEARN">We LEARN</a></li> <li><a href="/work-with-us/grow-with-us/what-we-offer">What we offer</a></li> </ul> </li> <li> <a href="/work-with-us/join-us"> Join us </a> <ul> <strong class="back">Work with us</strong> <li class="flex-column main-section"> <h3>Join us</h3> <a class="btn-red mb-3 mt-2" href="/work-with-us/join-us">Discover</a> </li> <li><a href="/work-with-us/join-us/five-reasons-to-apply">Five reasons to apply</a></li> <li><a href="/work-with-us/join-us/Openings_Graduates_and_Students">Openings for Graduates and Students</a></li> <li><a href="/work-with-us/join-us/job-search">Job search</a></li> <li><a href="/work-with-us/join-us/contact-and-connect-with-us">Contact and connect with us</a></li> </ul> </li> </ul> </li> <li> <a href="/investors">Investors</a> <ul> <strong class="back">back</strong> <li class="flex-column main-section"> <h3>Investors</h3> <p class="mt-1 mb-3"> Driving sustainable growth, enhancing earnings profile, and leading innovation are the three pillars of our strategy. </p> <a class="btn-red mb-3" href="/investors"> Discover </a> </li> <li><a href="/investors/investing-in-generali">Investing in Generali</a></li> <li> <a href="/investors/Strategy"> Strategy </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Strategy</h3> <a class="btn-red mb-3 mt-2" href="/investors/Strategy">Discover</a> </li> <li><a href="/investors/Strategy/Outlook">Outlook</a></li> <li><a href="/investors/Strategy/investments-and-divestments">Investments and divestments</a></li> <li><a href="/investors/Strategy/transformation-strategy">Lead Innovation</a></li> <li><a href="/investors/Strategy/Growth-factors">Growth factors</a></li> </ul> </li> <li> <a href="/investors/financial-highlights"> Financial highlights </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Financial highlights</h3> <a class="btn-red mb-3 mt-2" href="/investors/financial-highlights">Discover</a> </li> <li><a href="/investors/financial-highlights/performance-by-segment">Performance by segment</a></li> <li><a href="/investors/financial-highlights/performance-by-country">Performance by country</a></li> <li><a href="/investors/financial-highlights/historical-data">Historical Data</a></li> </ul> </li> <li> <a href="/investors/reports-and-presentations"> Reports and presentations </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Reports and presentations</h3> <a class="btn-red mb-3 mt-2" href="/investors/reports-and-presentations">Discover</a> </li> <li><a href="/investors/reports-and-presentations/report-archive">Report Archive</a></li> <li><a href="/investors/reports-and-presentations/Presentations">Presentations</a></li> <li><a href="/investors/reports-and-presentations/investor-day">Investor Days</a></li> <li><a href="/investors/reports-and-presentations/opa-cattolica">Cattolica Tender</a></li> </ul> </li> <li> <a href="/investors/share-information-analysts"> Share information &amp; analysts </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Share information &amp; analysts</h3> <a class="btn-red mb-3 mt-2" href="/investors/share-information-analysts">Discover</a> </li> <li><a href="/investors/share-information-analysts/key-share-figures">Key share figures</a></li> <li><a href="/investors/share-information-analysts/tickers-and-indices">Tickers and indices</a></li> <li><a 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href="/investors/debt-ratings/debt-composition-and-maturity">Debt composition and maturity</a></li> <li><a href="/investors/debt-ratings/ratings">Ratings</a></li> <li><a href="/investors/debt-ratings/credit-analysts">Credit analysts</a></li> <li><a href="/investors/debt-ratings/sustainability-bond-framework">Sustainability Bond Framework and Report </a></li> </ul> </li> <li> <a href="/investors/Our-ESG-approach"> Our ESG approach </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Our ESG approach</h3> <a class="btn-red mb-3 mt-2" href="/investors/Our-ESG-approach">Discover</a> </li> <li><a href="/investors/Our-ESG-approach/Environmental">Environmental</a></li> <li><a href="/investors/Our-ESG-approach/Social">Social</a></li> <li><a href="/investors/Our-ESG-approach/Governance">Governance</a></li> </ul> </li> <li><a href="/investors/financial-calendar">Financial calendar</a></li> <li><a href="/investors/Retail-shareholders">Retail shareholders</a></li> <li> <a href="/investors/contacts"> Contacts </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Contacts</h3> <a class="btn-red mb-3 mt-2" href="/investors/contacts">Discover</a> </li> <li><a href="/investors/contacts/Contacts-for-institutional-investors">Contacts for institutional investors</a></li> <li><a href="/investors/contacts/Contacts-for-retail-shareholders">Contacts for retail shareholders</a></li> </ul> </li> </ul> </li> <li> <a href="/media">Media</a> <ul> <strong class="back">back</strong> <li class="flex-column main-section"> <h3>Media</h3> <p class="mt-1 mb-3"> The latest from Generali. </p> <a class="btn-red mb-3" href="/media"> Discover </a> </li> <li><a href="/media/press-releases">Press releases</a></li> <li> <a href="/media/News"> News </a> <ul> <strong class="back">Media</strong> <li class="flex-column main-section"> <h3>News</h3> <a class="btn-red mb-3 mt-2" href="/media/News">Discover</a> </li> <li><a href="/media/News/covid-19-emergency">COVID-19 emergency</a></li> </ul> </li> <li> <a href="/media/podcast"> Podcast </a> <ul> <strong class="back">Media</strong> <li class="flex-column main-section"> <h3>Podcast</h3> <a class="btn-red mb-3 mt-2" href="/media/podcast">Discover</a> </li> <li><a href="/media/podcast/190-Years-of-Future">190 Years of Future</a></li> </ul> </li> <li><a href="/media/media-kit">Media kit</a></li> <li><a href="/media/events-calendar">Events calendar</a></li> <li> <a href="/media/multimedia-gallery"> Multimedia-Gallery </a> <ul> <strong class="back">Media</strong> <li class="flex-column main-section"> <h3>Multimedia-Gallery</h3> <a class="btn-red mb-3 mt-2" href="/media/multimedia-gallery">Discover</a> </li> <li><a href="/media/multimedia-gallery/video">Videos</a></li> <li><a href="/media/multimedia-gallery/images">Images</a></li> </ul> </li> <li> <a href="/media/social-media"> Social media </a> <ul> <strong class="back">Media</strong> <li class="flex-column 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class="btn-red mb-3" href="/governance"> Discover </a> </li> <li> <a href="/governance/corporate-governance-system"> Corporate governance system </a> <ul> <strong class="back">Governance</strong> <li class="flex-column main-section"> <h3>Corporate governance system</h3> <a class="btn-red mb-3 mt-2" href="/governance/corporate-governance-system">Discover</a> </li> <li><a href="/governance/corporate-governance-system/articles-of-association">Articles of association</a></li> <li><a href="/governance/corporate-governance-system/organisational-and-management-model">Organizational and Management Model </a></li> <li><a href="/governance/corporate-governance-system/related-party-transactions">Related-party transactions</a></li> <li><a href="/governance/corporate-governance-system/corporate-governance-report">Corporate Governance Report</a></li> <li><a href="/governance/corporate-governance-system/diversity-policy">Diversity Policy </a></li> </ul> </li> <li> <a href="/governance/board-of-directors"> Board of Directors </a> <ul> <strong class="back">Governance</strong> <li class="flex-column main-section"> <h3>Board of Directors</h3> <a class="btn-red mb-3 mt-2" href="/governance/board-of-directors">Discover</a> </li> <li><a href="/governance/board-of-directors/Role-functions-and-activity">Role, functions and activity</a></li> <li><a href="/governance/board-of-directors/meetings-and-attendance">Meetings and attendance</a></li> <li><a href="/governance/board-of-directors/board-evaluation">Board evaluation</a></li> <li><a href="/governance/board-of-directors/succession-plan">Succession plan</a></li> <li><a href="/governance/board-of-directors/outgoing-board-of-directors-list">Procedure for the outgoing Board of Directors list – AGM 2022</a></li> </ul> </li> <li> <a href="/governance/committees"> Committees </a> <ul> <strong class="back">Governance</strong> <li class="flex-column main-section"> <h3>Committees</h3> <a class="btn-red mb-3 mt-2" href="/governance/committees">Discover</a> </li> <li><a href="/governance/committees/risk-and-control">Risk and Control Committee</a></li> <li><a href="/governance/committees/Related-Party-transactions">Related party transactions Committee</a></li> <li><a href="/governance/committees/Nominations-and-corporate-governance">Nominations and Corporate Governance Committee</a></li> <li><a href="/governance/committees/remuneration-and-HR-committee">Remuneration and Human Resources Committee</a></li> <li><a href="/governance/committees/Innovation-and-Sustainability">Innovation, Social and Environmental Sustainability Committee</a></li> <li><a href="/governance/committees/Investment-Committee">Investment Committee</a></li> </ul> </li> <li><a href="/governance/statutory-auditors">Statutory Auditors</a></li> <li><a href="/governance/auditing-firm">External Auditors Firm</a></li> <li> <a href="/governance/remuneration"> Remuneration </a> <ul> <strong class="back">Governance</strong> <li 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