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href="/sustainability/responsible-citizen/the-human-safety-net">The Human Safety Net</a></li> <li><a class="dropdown-item" href="/sustainability/responsible-citizen/how-we-contribute">How we contribute</a></li> </ul> </li> </ul></div> <div class="col-3" id="accordion_2_2"><ul class="list-unstyled"> <li class="position-relative"> <a id="navItemfe299ed2-13dc-4d39-bb3f-a50e0a3296b2" class="dropdown-item" href="/sustainability/our-commitment-to-the-environment-and-climate"> Commitments to the environment and climate </a> <a aria-labelledby="navItemfe299ed2-13dc-4d39-bb3f-a50e0a3296b2" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menufe299ed2-13dc-4d39-bb3f-a50e0a3296b2" role="button" aria-expanded="false" aria-controls="menufe299ed2-13dc-4d39-bb3f-a50e0a3296b2"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_2_2" class="collapse list-unstyled" id="menufe299ed2-13dc-4d39-bb3f-a50e0a3296b2"> <li><a 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href="/sustainability/contacts">Contacts</a></li> </ul></div> </div> </div> </div> </li> <li class="nav-item dropdown position-static"> <a class="nav-link dropdown-toggle" role="button" data-bs-toggle="dropdown" aria-expanded="false" href="/work-with-us">Work with us</a> <div class="dropdown-menu w-100 shadow py-5"> <div class="px-3 large-container position-relative"> <div class="position-absolute top-0 end-0 close-menu-container"> <a role="button" class="close-menu"> <span class="visually-hidden">Close Navigation</span> <span class="close-label me-1">Close</span> <span class="icongen-close color-dark-blue"></span> </a> </div> <div class="row"> <div class="col-3 component pe-4"> <h4 class="color-red">Work with us</h4> <p class="mt-3"> People are our company's soul. </p> <a aria-label="Work with us" class="btn btn-red mt-3" href="/work-with-us"> Discover </a> </div> <div class="col-3" id="accordion_3_1"><ul class="list-unstyled"> <li class="position-relative"> <a 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</a> </li> <li> <a href="/governance/contacts"> Contacts </a> </li> </ul> </nav> </div> <div id="content" class="col-12 col-md-12 col-lg-9 col-xl-9 central-body"> <div> <h1 class="page-title">We SHARE 2.0, the Generali Ownership Plan</h1> </div> <div class="mt-3 txt-component"> <p><span><span><span><span><span><span>With the ambition to promote a meritocratic environment that fosters alignment with strategic goals and people’s participation in the value creation process, in 2019 Generali <strong>developed and launched</strong> We SHARE, the first Share Plan of its kind for Group employees.<br /> <br /> Based on the high employee participation in the first edition of the Plan and to further promote our culture of ownership, in <strong>April 2023 the Annual General Meeting approved a new Plan with ~90% of favourable votes</strong>.<br /> <br /> In continuity with the previous edition, the new Plan “We SHARE 2.0”, provides employees* with the <strong>opportunity to purchase Generali shares at favourable conditions within a protected framework, awarding them additional free shares in case of share price appreciation.</strong></span></span></span></span></span></span><br /> <br /> <span><span><span><span><span><span>In this new edition, with the aim to embed the Group’s climate strategy objectives and to make the new Plan more effective with respect to the current market context, <strong>some enhancements have been introduced</strong>:</span></span></span></span></span></span></p> <ul> <li><span><span><span><span><span><span>the introduction of an <strong>Environmental Social Governance (ESG) goal</strong>;</span></span></span></span></span></span></li> <li><span><span><span><span><span><span>the allocation of <strong>additional free shares</strong> linked to the new ESG goal;</span></span></span></span></span></span></li> <li><span><span><span><span><span><span>the <strong>broadening of the exercise period</strong>, assessing the share price appreciation condition up to 3 times instead of 1;</span></span></span></span></span></span></li> <li><span><span><span><span><span><span>the allocation, in case of share price depreciation, of <strong>free additional shares linked to the dividends distributed</strong>, if </span></span><span><span>the</span></span><strong><span><span> Net Holding Cash Flow (NHCF) goal</span></span></strong><span><span> is reached.</span></span></span></span></span></span></li> </ul> <p><span><span><span><span><span><span>Moreover, also in this new edition, Generali renewed its support to <strong>The Human Safety Net</strong> Foundation, by making a donation for each employee joining the Plan, and participants will have the opportunity to do the same. This is a demonstration of the Group’s commitment towards the shared purpose of enabling people to shape a safer and more sustainable future by caring for their lives and dreams.</span></span></span></span></span></span><br /> <br /> <span><span><span><span><span><span>Therefore, We SHARE 2.0 is a <strong>tangible sign</strong> of Generali’s drive to promote across the Group employee engagement towards the achievement of strategic objectives, a culture of ownership and empowerment, and their participation in <strong>Group sustainable value creation</strong>.</span></span></span></span></span></span><br /> <br /> <span><span><span><span><span><span>The Plan, having a duration of indicatively 3 years, was launched in June 2023. <strong>Over 23,000 Generali employees from more than 30 countries joined We SHARE 2.0 </strong>and the opportunity will soon be extended also to the employees of additional countries, which for regulatory reasons will be able to enrol by the end of this year. </span></span></span></span></span></span></p> </div> <div class="mt-3 txt-component"> <p class="mb-0 border-top1-grey-5 mt-4 pt-4 note"><i><span><span><span><span><span><span><span>* We SHARE 2.0 is addressed to employees of Generali and the companies belonging to the Group, excluding members of the Group Management Committee and the Global Leadership Group who cannot subscribe to the Plan, as well as employees operating in Countries and Companies in which it is not possible to implement the Plan on the terms set and approved by Generali, for reasons of a legal, fiscal, operational or organisational nature. In some Countries, the Plan is also subject to local authorities’ approval. </span></span></span></span></span></span></span> <br />   </i></p> </div> <div class="mt-md"> <h3 class="mb-3 color-red">How We SHARE 2.0 Works</h3> </div> <div class="mt-md"> <h3 class="mb-3 color-red">Start of the Plan</h3> </div> <div class="mt-3 txt-component"> <p><span><span><span><span><span><span>At the beginning of the Plan, employees decide whether to participate and <strong>define the amount of their individual contribution</strong>, i.e. the amount of money they wish to set aside by monthly payroll deduction to purchase Generali shares at the end of the Plan.</span></span></span></span></span></span><br /> <br /> <span><span><span><span><span><span>Based on the amount of the individual contribution confirmed by Generali, participants receive free of charge the right (“Options”) to purchase, at the end of the Plan, Generali shares <strong>at a price set from the start at the favourable rate</strong> of €16.45 (“Initial Price”). The number of options assigned to each participant are equal to the ratio between the individual contribution and the </span></span><span><span>Initial Price.</span></span></span></span></span></span></p> </div> <div class="mt-md"> <h3 class="mb-3 color-red">During the Plan</h3> </div> <div class="mt-3 txt-component"> <p style="margin-left:0cm; margin-right:0cm"><span><span><span><span><span><span>The overall amount of the individual contribution is accrued through monthly payroll deductions and secured in a dedicated cash account, where it is locked up for the entire duration of the Plan.</span></span></span></span></span></span></p> </div> <div class="mt-md"> <h3 class="mb-3 color-red">End of the Plan</h3> </div> <div class="mt-3 txt-component"> <p><span><span><span><span><span><span>In April 2026, the Final Price will be compared with the Initial Price to <strong>assess if the share price appreciation condition is achieved</strong> (Final Price equal to or higher than the Initial Price of €16.45).</span></span></span></span></span></span><br /> <br /> <span><span><span><span><span><span>In case of share price depreciation in April 2026 (Final Price lower than the Initial Price), <strong>the performance condition can be assessed up to 2 additional times</strong> (May 2026, June 2026) to increase the likelihood of a rising share price.</span></span></span></span></span></span><br /> <br /> <span><span><span><span><strong><span><span>A.</span></span></strong><span><span> In case of <strong>share price appreciation</strong>, participants will <strong>automatically purchase</strong> the Generali shares by paying Assicurazioni Generali S.p.A. the individual contribution accrued throughout the Plan and will receive free of charge:</span></span></span></span></span></span></p> <ul> <li><span><span><span><span><span><span>free <strong>Dividend Equivalent Shares</strong>, in proportion to the shares purchased and the dividends paid in 2023, 2024 and 2025;</span></span></span></span></span></span></li> <li><span><span><span><span><span><span>2 free <strong>Matching Shares</strong> every 10 shares purchased;</span></span></span></span></span></span></li> <li><span><span><span><span><span><span>2 free <strong>ESG Shares</strong> for every 10 shares purchased, if the ESG Goal is also achieved.</span></span></span></span></span></span></li> </ul> <p><span><span><span><span><span><span>The <strong>ESG goal</strong> refers to the <strong>CO<sub>2</sub> Emissions Reduction Target for Group Operations</strong> <strong>equal to</strong> <strong>35% </strong>measured comparing the year 2025 against the 2019 baseline.</span></span></span></span></span></span></p> <p><span><span><span><span><strong><span><span>B. </span></span></strong><span><span>In case of <strong>share price depreciation</strong>, participants will receive:</span></span></span></span></span></span></p> <ul> <li><span><span><span><span><span><span>the refund of the individual contribution accrued (protection mechanism);</span></span></span></span></span></span></li> <li><span><span><span><span><span><span>free Dividend Equivalent Shares, in case the Net Holding Cash Flow (NHCF) goal is achieved.</span></span></span></span></span></span></li> </ul> <p><br /> <span><span><span><span><span><span>The <strong>NHCF goal is one of Generali’s key strategic targets</strong> that enables to pay dividends to all shareholders and refers to the 2023-2025 NHCF target <strong>equal to € 8.7 billion</strong>.</span></span></span></span></span></span></p> </div> <div class="mt-md image-component tcenter"> <figure class="" title="End of the Plan"> <img loading="lazy" class="" src="/doc/jcr:a682aaf1-a4ef-4d69-b4b6-c197027ea5b0/how%20it%20works_ENG.png/lang:en/how_it_works_ENG.png" alt="End of the Plan"> </figure> </div> <div class="mt-3 txt-component"> <p class="mb-0 border-top1-grey-5 mt-4 pt-4 note"><i><sup>* 2 ESG shares every 10 shares purchased; 2 Matching shares every 10 shares purchased</sup> </i></p> </div> <div class="mt-3 txt-component"> <p style="text-align:justify"><br /> <span><span><span><span>In March 2026, each participant can decide:</span></span></span></span></p> <ol> <li><span><span><span><span><span><span>to <strong>sell all Generali shares received</strong>, thereby receiving the corresponding amount of money through payroll, after having covered tax withholding (“Sell All” choice);</span></span></span></span></span></span></li> <li><span><span><span><span><span><span>to <strong>hold the Generali shares received</strong>, except for those sold in order to pay the taxes due (“Sell to Cover” choice).</span></span></span></span></span></span></li> </ol> </div> <div style="height:50px"> </div> <div class="mt-md"> <h3 class="mb-3 color-red">Download</h3> </div> <div class="margin-top-15"> <div class="internal-wrapper-content "> <div class="select-list-introduction"><p>Choose your country</p></div> <div class="d-flex 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href="/who-we-are/global-positioning/investments-asset-and-wealth-management">Asset & Wealth Management</a></li> </ul> </li> <li><a href="/who-we-are/discovering-generali">Generali Stories</a></li> <li><a href="/who-we-are/our-business">Our business model </a></li> <li><a href="/who-we-are/our-activities">Our activities</a></li> <li><a href="/who-we-are/our-management">Our management</a></li> <li><a href="/who-we-are/our-brand">Our Brand</a></li> <li> <a href="/who-we-are/sponsorship"> Sponsorship </a> <ul> <strong class="back">Who We Are</strong> <li class="flex-column main-section"> <h3>Sponsorship</h3> <a class="btn-red mb-3 mt-2" href="/who-we-are/sponsorship">Discover</a> </li> <li><a href="/who-we-are/sponsorship/Sport">Sport</a></li> <li><a href="/who-we-are/sponsorship/Arts-and-Culture">Arts and Culture</a></li> <li><a href="/who-we-are/sponsorship/Generali-women-in-sailing">Generali Women in Sailing</a></li> </ul> </li> </ul> </li> <li> <a href="/what-we-do">What we do</a> <ul> <strong class="back">back</strong> <li class="flex-column main-section"> <h3>What we do</h3> <p class="mt-1 mb-3"> Our purpose is to enable people to shape a safer and more sustainable future by caring for their lives and dreams. </p> <a class="btn-red mb-3" href="/what-we-do"> Discover </a> </li> <li><a href="/what-we-do/what-is-insurance">What is insurance</a></li> <li> <a href="/what-we-do/life-insurance"> Life insurance </a> <ul> <strong class="back">What we do</strong> <li class="flex-column main-section"> <h3>Life insurance</h3> <a class="btn-red mb-3 mt-2" href="/what-we-do/life-insurance">Discover</a> </li> <li><a href="/what-we-do/life-insurance/pure-risk-cover">Pure-Risk Cover</a></li> <li><a href="/what-we-do/life-insurance/investment-policies">Investment policies</a></li> <li><a href="/what-we-do/life-insurance/pension-funds">Pension Funds</a></li> <li><a href="/what-we-do/life-insurance/before-taking-out-a-life-insurance-policy">Before Taking Out a Life Insurance Policy</a></li> </ul> </li> <li> <a href="/what-we-do/property-and-casualty-insurance"> Property and Casualty Insurance </a> <ul> <strong class="back">What we do</strong> <li class="flex-column main-section"> <h3>Property and Casualty Insurance</h3> <a class="btn-red mb-3 mt-2" href="/what-we-do/property-and-casualty-insurance">Discover</a> </li> <li><a href="/what-we-do/property-and-casualty-insurance/damage-to-property">Damage to property</a></li> <li><a href="/what-we-do/property-and-casualty-insurance/personal-injury">Personal Injury</a></li> <li><a href="/what-we-do/property-and-casualty-insurance/third-party-liability">Third-Party Liability</a></li> <li><a href="/what-we-do/property-and-casualty-insurance/before-taking-out-a-property-and-casualty-policy">Before Taking Out a Property and Casualty Policy</a></li> <li><a href="/what-we-do/property-and-casualty-insurance/insurance-product-distribution-and-claims-management">Insurance Product Distribution and Claims Management</a></li> </ul> </li> <li><a href="/what-we-do/insurance-for-companies">Insurance for Companies</a></li> <li><a href="/what-we-do/insurance-solutions-with-ESG-components">Insurance solutions with ESG components</a></li> <li> <a href="/what-we-do/Global-Advisor-Excellence-Contest"> Global Advisor Excellence Contest </a> <ul> <strong class="back">What we do</strong> <li class="flex-column main-section"> <h3>Global Advisor Excellence Contest</h3> <a class="btn-red mb-3 mt-2" href="/what-we-do/Global-Advisor-Excellence-Contest">Discover</a> </li> <li><a href="/what-we-do/Global-Advisor-Excellence-Contest/Hall-of-fame">Hall of Fame & Finalists</a></li> <li><a href="/what-we-do/Global-Advisor-Excellence-Contest/Young-lion">Young Lion</a></li> <li><a href="/what-we-do/Global-Advisor-Excellence-Contest/engaged-agents">Generali Engaged Agents</a></li> </ul> </li> <li><a href="/what-we-do/asset-management">Asset Management</a></li> <li><a href="/what-we-do/Insurance-for-dummies">Insurance for dummies</a></li> <li><a href="/what-we-do/emerging-risks">Emerging risks</a></li> </ul> </li> <li> <a href="/sustainability">Sustainability</a> <ul> <strong class="back">back</strong> <li class="flex-column main-section"> <h3>Sustainability</h3> <p class="mt-1 mb-3"> Sustainability is the originator of our strategy. </p> <a class="btn-red mb-3" href="/sustainability"> Discover </a> </li> <li> <a href="/sustainability/responsible-business"> Responsible Business </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Responsible Business</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/responsible-business">Discover</a> </li> <li><a href="/sustainability/responsible-business/charter_sustainability_commitments">Charter of Sustainability Commitments </a></li> <li><a href="/sustainability/responsible-business/materiality-analysis">Materiality assessment</a></li> <li><a href="/sustainability/responsible-business/stakeholder-engagement">Stakeholder engagement</a></li> <li><a href="/sustainability/responsible-business/sustainability-indices-and-ratings">Sustainability indices and ratings </a></li> <li><a href="/sustainability/responsible-business/external-commitments">External commitments</a></li> </ul> </li> <li> <a href="/sustainability/responsible-insurer"> Responsible Insurer </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Responsible Insurer</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/responsible-insurer">Discover</a> </li> <li><a href="/sustainability/responsible-insurer/insurance-solutions-with-ESG-components">Insurance solutions with ESG components</a></li> <li><a href="/sustainability/responsible-insurer/SME-EnterPRIZE">SME EnterPRIZE</a></li> <li><a href="/sustainability/responsible-insurer/becoming-a-life-time-partner-to-our-customers">A Lifetime partner to our customers</a></li> <li><a href="/sustainability/responsible-insurer/NPS-improving-clients-experience">NPS: improving clients’ experience</a></li> <li><a href="/sustainability/responsible-insurer/Public-Private-partnerships">Public-Private partnerships</a></li> <li><a href="/sustainability/responsible-insurer/EU-Taxonomy-TSC-4-Data-sharing">Climate Loss Database – EU Taxonomy</a></li> <li><a href="/sustainability/responsible-insurer/sustainability-into-underwriting">Sustainability into Underwriting</a></li> </ul> </li> <li> <a href="/sustainability/responsible-investor"> Responsible Investor </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Responsible Investor</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/responsible-investor">Discover</a> </li> <li><a href="/sustainability/responsible-investor/sustainability-into-investments">Sustainability into Investments</a></li> <li><a href="/sustainability/responsible-investor/investing-for-the-climate">Investing for climate</a></li> <li><a href="/sustainability/responsible-investor/real-estate-investments">Sustainable real estate investing</a></li> <li><a href="/sustainability/responsible-investor/sustainability-related-disclosures">Sustainability related disclosures</a></li> </ul> </li> <li> <a href="/sustainability/responsible-employer"> Responsible Employer </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Responsible Employer</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/responsible-employer">Discover</a> </li> <li><a href="/sustainability/responsible-employer/Generali-people-strategy">Generali People Strategy</a></li> <li><a href="/sustainability/responsible-employer/Employees_engagement">Employee engagement </a></li> <li><a href="/sustainability/responsible-employer/diversity-and-inclusion">Diversity Equity and Inclusion</a></li> <li><a href="/sustainability/responsible-employer/investing-in-our-people">Investing in our people</a></li> <li><a href="/sustainability/responsible-employer/training">Training</a></li> <li><a href="/sustainability/responsible-employer/work-life-balance">Work-life balance</a></li> <li><a href="/sustainability/responsible-employer/well-being">Well-being</a></li> <li><a href="/sustainability/responsible-employer/environmental-management">Environmental management system of Group Operations</a></li> <li><a href="/sustainability/responsible-employer/greenhouse-gas-emissions">Greenhouse gas emissions</a></li> <li><a href="/sustainability/responsible-employer/Green-offices-energy-use-of-resources-and-waste">Our offices: energy, use of resources and waste</a></li> <li><a href="/sustainability/responsible-employer/mobility">Mobility of our personnel</a></li> <li><a href="/sustainability/responsible-employer/social-dialogue">Social Dialogue</a></li> <li><a href="/sustainability/responsible-employer/european_social_charter">European Social Charter</a></li> <li><a href="/sustainability/responsible-employer/European_Works_Council">European Works Council</a></li> <li><a href="/sustainability/responsible-employer/working-with-our-suppliers">Working with our suppliers</a></li> </ul> </li> <li> <a href="/sustainability/responsible-citizen"> Responsible Corporate Citizen </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Responsible Corporate Citizen</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/responsible-citizen">Discover</a> </li> <li><a href="/sustainability/responsible-citizen/the-human-safety-net">The Human Safety Net</a></li> <li><a href="/sustainability/responsible-citizen/how-we-contribute">How we contribute</a></li> </ul> </li> <li> <a href="/sustainability/our-commitment-to-the-environment-and-climate"> Commitments to the environment and climate </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Commitments to the environment and climate</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/our-commitment-to-the-environment-and-climate">Discover</a> </li> <li><a href="/sustainability/our-commitment-to-the-environment-and-climate/participation-in-public-debate">Climate advocacy policy and participation in public debate</a></li> </ul> </li> <li> <a href="/sustainability/performance-and-reporting"> Performance and Reporting </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Performance and Reporting</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/performance-and-reporting">Discover</a> </li> <li><a href="/sustainability/performance-and-reporting/data-and-performance">Data and performance</a></li> <li><a href="/sustainability/performance-and-reporting/how-we-report-vista">Sustainability reports archive</a></li> </ul> </li> <li> <a href="/sustainability/sustainable-financial-management"> Sustainable Financial Management </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Sustainable Financial Management</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/sustainable-financial-management">Discover</a> </li> <li><a href="/sustainability/sustainable-financial-management/green-and-sustainability-bonds">Green & Sustainability Bonds</a></li> <li><a href="/sustainability/sustainable-financial-management/green-social-and-sustainability-ILS">Green, Social and Sustainability ILS</a></li> </ul> </li> <li> <a href="/sustainability/our-rules"> Our rules </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Our rules</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/our-rules">Discover</a> </li> <li><a href="/sustainability/our-rules/governance-management">Governance & management</a></li> <li><a href="/sustainability/our-rules/code-of-conduct">Generali Group Code of Conduct</a></li> <li><a href="/sustainability/our-rules/respecting-human-rights">Respecting human rights</a></li> <li><a href="/sustainability/our-rules/anti-corruption">Anti-corruption</a></li> <li><a href="/sustainability/our-rules/financial-crimes-compliance">Financial crimes compliance</a></li> <li><a href="/sustainability/our-rules/Anti-Financial-Crime-and-Anti-Bribery-and-Corruption">Anti Financial Crime and Anti Bribery & Corruption</a></li> <li><a href="/sustainability/our-rules/tax-payments">Tax Strategy and Taxes</a></li> <li><a href="/sustainability/our-rules/tax-transparency-report">Tax Transparency Report</a></li> <li><a href="/sustainability/our-rules/group-security">Group security</a></li> </ul> </li> <li><a href="/sustainability/contacts">Contacts</a></li> </ul> </li> <li> <a href="/work-with-us">Work with us</a> <ul> <strong class="back">back</strong> <li class="flex-column main-section"> <h3>Work with us</h3> <p class="mt-1 mb-3"> People are our company's soul. </p> <a class="btn-red mb-3" href="/work-with-us"> Discover </a> </li> <li> <a href="/work-with-us/Get-to-know-us"> Get to know us </a> <ul> <strong class="back">Work with us</strong> <li class="flex-column main-section"> <h3>Get to know us</h3> <a class="btn-red mb-3 mt-2" href="/work-with-us/Get-to-know-us">Discover</a> </li> <li><a href="/work-with-us/Get-to-know-us/diversity-and-inclusion">Diversity Equity and Inclusion</a></li> <li><a href="/work-with-us/Get-to-know-us/Our-people-s-stories">Our people’s stories</a></li> </ul> </li> <li> <a href="/work-with-us/grow-with-us"> Grow with us </a> <ul> <strong class="back">Work with us</strong> <li class="flex-column main-section"> <h3>Grow with us</h3> <a class="btn-red mb-3 mt-2" href="/work-with-us/grow-with-us">Discover</a> </li> <li><a href="/work-with-us/grow-with-us/Drive-our-success">Drive our success</a></li> <li><a href="/work-with-us/grow-with-us/Your-development">Your development with us</a></li> <li><a href="/work-with-us/grow-with-us/We-LEARN">We LEARN</a></li> <li><a href="/work-with-us/grow-with-us/what-we-offer">What we offer</a></li> </ul> </li> <li> <a href="/work-with-us/join-us"> Join us </a> <ul> <strong class="back">Work with us</strong> <li class="flex-column main-section"> <h3>Join us</h3> <a class="btn-red mb-3 mt-2" href="/work-with-us/join-us">Discover</a> </li> <li><a href="/work-with-us/join-us/five-reasons-to-apply">Five reasons to apply</a></li> <li><a href="/work-with-us/join-us/Openings_Graduates_and_Students">Openings for Graduates and Students</a></li> <li><a href="/work-with-us/join-us/job-search">Job search</a></li> <li><a href="/work-with-us/join-us/contact-and-connect-with-us">Contact and connect with us</a></li> </ul> </li> </ul> </li> <li> <a href="/investors">Investors</a> <ul> <strong class="back">back</strong> <li class="flex-column main-section"> <h3>Investors</h3> <p class="mt-1 mb-3"> Thanks to our ‘Lifetime Partner 27: Driving Excellence’ plan, we will further enhance excellence across our customer relationships, our Group operating model and our core capabilities. </p> <a class="btn-red mb-3" href="/investors"> Discover </a> </li> <li><a href="/investors/investing-in-generali">Investing in Generali</a></li> <li> <a href="/investors/Strategy"> Strategy </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Strategy</h3> <a class="btn-red mb-3 mt-2" href="/investors/Strategy">Discover</a> </li> <li><a href="/investors/Strategy/Outlook">Outlook</a></li> <li><a href="/investors/Strategy/investments-and-divestments">Investments and divestments</a></li> <li><a href="/investors/Strategy/transformation-strategy">Lead Innovation</a></li> <li><a href="/investors/Strategy/Growth-factors">Growth factors</a></li> </ul> </li> <li> <a href="/investors/financial-highlights"> Financial highlights </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Financial highlights</h3> <a class="btn-red mb-3 mt-2" href="/investors/financial-highlights">Discover</a> </li> <li><a href="/investors/financial-highlights/performance-by-segment">Performance by segment</a></li> <li><a href="/investors/financial-highlights/performance-by-country">Performance by country</a></li> <li><a href="/investors/financial-highlights/historical-data">Historical Data</a></li> </ul> </li> <li> <a href="/investors/reports-and-presentations"> Reports and presentations </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Reports and presentations</h3> <a class="btn-red mb-3 mt-2" href="/investors/reports-and-presentations">Discover</a> </li> <li><a href="/investors/reports-and-presentations/report-archive">Report Archive</a></li> <li><a href="/investors/reports-and-presentations/Presentations">Presentations</a></li> <li><a href="/investors/reports-and-presentations/investor-day">Investor Days</a></li> <li><a href="/investors/reports-and-presentations/opa-cattolica">Cattolica Tender</a></li> </ul> </li> <li> <a href="/investors/share-information-analysts"> Share information & analysts </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Share information & analysts</h3> <a class="btn-red mb-3 mt-2" href="/investors/share-information-analysts">Discover</a> </li> <li><a href="/investors/share-information-analysts/key-share-figures">Key share figures</a></li> <li><a href="/investors/share-information-analysts/tickers-and-indices">Tickers and indices</a></li> <li><a href="/investors/share-information-analysts/share-capital">Share capital</a></li> <li><a href="/investors/share-information-analysts/dividends">Dividends</a></li> <li><a href="/investors/share-information-analysts/Shareholding-calculator">Shareholding calculator</a></li> <li><a href="/investors/share-information-analysts/equity-analysts-and-consensus">Equity analysts and consensus</a></li> <li><a href="/investors/share-information-analysts/ownership-structure">Ownership structure</a></li> <li><a href="/investors/share-information-analysts/share-buyback">Share buyback</a></li> </ul> </li> <li> <a href="/investors/debt-ratings"> Debt & ratings </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Debt & ratings</h3> <a class="btn-red mb-3 mt-2" href="/investors/debt-ratings">Discover</a> </li> <li><a href="/investors/debt-ratings/listed-debt-securities">Debt securities</a></li> <li><a href="/investors/debt-ratings/debt-composition-and-maturity">Debt composition and maturity</a></li> <li><a href="/investors/debt-ratings/ratings">Ratings</a></li> <li><a href="/investors/debt-ratings/credit-analysts">Credit analysts</a></li> <li><a href="/investors/debt-ratings/sustainability-bond-framework">Sustainability Bond Framework and Report </a></li> </ul> </li> <li> <a href="/investors/Our-ESG-approach"> Our ESG approach </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Our ESG approach</h3> <a class="btn-red mb-3 mt-2" href="/investors/Our-ESG-approach">Discover</a> </li> <li><a href="/investors/Our-ESG-approach/Environmental">Environmental</a></li> <li><a href="/investors/Our-ESG-approach/Social">Social</a></li> <li><a href="/investors/Our-ESG-approach/Governance">Governance</a></li> </ul> </li> <li><a href="/investors/financial-calendar">Financial calendar</a></li> <li><a href="/investors/Retail-shareholders">Retail shareholders</a></li> <li> <a href="/investors/shareholders-club"> Shareholders' Club </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Shareholders' Club </h3> <a class="btn-red mb-3 mt-2" href="/investors/shareholders-club">Discover</a> </li> <li><a href="/investors/shareholders-club/live-streaming">Live Streaming</a></li> </ul> </li> <li> <a href="/investors/contacts"> Contacts </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Contacts</h3> <a class="btn-red mb-3 mt-2" href="/investors/contacts">Discover</a> </li> <li><a href="/investors/contacts/Contacts-for-institutional-investors">Contacts for institutional investors</a></li> <li><a href="/investors/contacts/Contacts-for-retail-shareholders">Contacts for retail shareholders</a></li> </ul> </li> </ul> </li> <li> <a href="/media">Media</a> <ul> <strong class="back">back</strong> <li class="flex-column main-section"> <h3>Media</h3> <p class="mt-1 mb-3"> The latest from Generali. </p> <a class="btn-red mb-3" href="/media"> Discover </a> </li> <li><a href="/media/press-releases">Press releases</a></li> <li><a href="/media/News">News</a></li> <li> <a href="/media/Generali-Natixis"> Generali and Natixis </a> <ul> <strong class="back">Media</strong> <li class="flex-column main-section"> <h3>Generali and Natixis</h3> <a class="btn-red mb-3 mt-2" href="/media/Generali-Natixis">Discover</a> </li> <li><a href="/media/Generali-Natixis/the-project">The Project</a></li> <li><a href="/media/Generali-Natixis/questions-and-answers">Questions & Answers</a></li> </ul> </li> <li> <a href="/media/podcast"> Podcast </a> <ul> <strong class="back">Media</strong> <li class="flex-column main-section"> <h3>Podcast</h3> <a class="btn-red mb-3 mt-2" href="/media/podcast">Discover</a> </li> <li><a href="/media/podcast/190-Years-of-Future">190 Years of Future</a></li> </ul> </li> <li><a href="/media/media-kit">Media kit</a></li> <li><a href="/media/events-calendar">Events calendar</a></li> <li> <a href="/media/multimedia-gallery"> Multimedia-Gallery </a> <ul> <strong class="back">Media</strong> <li class="flex-column main-section"> <h3>Multimedia-Gallery</h3> <a class="btn-red mb-3 mt-2" href="/media/multimedia-gallery">Discover</a> </li> <li><a href="/media/multimedia-gallery/video">Videos</a></li> <li><a href="/media/multimedia-gallery/images">Images</a></li> </ul> </li> <li> <a href="/media/social-media"> Social media </a> <ul> <strong class="back">Media</strong> <li class="flex-column main-section"> <h3>Social media</h3> <a class="btn-red mb-3 mt-2" href="/media/social-media">Discover</a> </li> <li><a href="/media/social-media/netiquette">Netiquette</a></li> </ul> </li> <li><a href="/media/corporate-magazines">Corporate magazines</a></li> <li> <a href="/media/macroeconomic-and-insurance-research"> Macroeconomic and insurance research </a> <ul> <strong class="back">Media</strong> <li class="flex-column main-section"> <h3>Macroeconomic and insurance research</h3> <a class="btn-red mb-3 mt-2" href="/media/macroeconomic-and-insurance-research">Discover</a> </li> <li><a href="/media/macroeconomic-and-insurance-research/contacts">Contacts</a></li> </ul> </li> <li><a href="/media/contacts">Contacts</a></li> </ul> </li> <li> <a href="/governance">Governance</a> <ul> <strong class="back">back</strong> <li class="flex-column main-section"> <h3>Governance</h3> <p class="mt-1 mb-3"> Our corporate governance system is in line with international best practices. </p> <a class="btn-red mb-3" href="/governance"> Discover </a> </li> <li> <a href="/governance/corporate-governance-system"> Corporate governance system </a> <ul> <strong class="back">Governance</strong> <li class="flex-column main-section"> <h3>Corporate governance system</h3> <a class="btn-red mb-3 mt-2" href="/governance/corporate-governance-system">Discover</a> </li> <li><a href="/governance/corporate-governance-system/articles-of-association">Articles of association</a></li> <li><a href="/governance/corporate-governance-system/organisational-and-management-model">Organizational and Management Model </a></li> <li><a href="/governance/corporate-governance-system/related-party-transactions">Related-party transactions</a></li> <li><a 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