CINXE.COM
Financial Tips When Starting Your Career
<!DOCTYPE html> <html lang="en-US" xml:lang="en-US" parentLang="en"> <head> <title>Financial Tips When Starting Your Career</title> <meta name="viewport" content="width=device-width, initial-scale=1"/> <meta http-equiv="content-type" content="text/html; charset=UTF-8"/> <meta name="ada-friendly-name"/> <meta name="keywords" content="starting a new career,starting your career,starting a career"/> <meta name="description" content="It's important to develop a financial plan when starting a new career. Better Money Habits has resources to help you prepare for your new career."/> <meta http-equiv="X-UA-Compatible" content="IE=edge,chrome=1"/> <meta name="format-detection" content="telephone=no"/> <meta name="color-scheme" content="only light"/> <link rel="icon" type="image/vnd.microsoft.icon" href="/etc.clientlibs/bmh/clientlibs/resources/images/favicon.ico"/> <link rel="shortcut icon" type="image/vnd.microsoft.icon" href="/etc.clientlibs/bmh/clientlibs/resources/images/favicon.ico"/> <link rel="canonical" href="https://bettermoneyhabits.bankofamerica.com/en/financial-tips-for-starting-your-career"/> <link rel="alternate" href="https://bettermoneyhabits.bankofamerica.com/es/financial-tips-for-starting-your-career" hreflang="es-US"/> <meta name="google-site-verification" content="yy7F-INmdsEZNb_qdTdkbyIyb1ZbqLfHNYx0JvqAyEA"/> <meta property="og:title" content="Financial Tips When Starting Your Career"/> <meta property="og:description" content="It's important to develop a financial plan when starting a new career. Better Money Habits has resources to help you prepare for your new career."/> <meta property="og:site_name" content="Better Money Habits"/> <meta property="og:url" content="https://bettermoneyhabits.bankofamerica.com/en/financial-tips-for-starting-your-career"/> <meta property="og:image" content="https://bettermoneyhabits.bankofamerica.com/content/dam/bmh/new-spotlight/financial-tips-for-starting-your-career/workandyourfinanciallife-thumbnail-250x250.jpg.thumb.1280.1280.jpg"/> <meta property="og:image:alt" content="Financial Tips When Starting Your Career"/> <meta property="og:type" content="website"/> <meta property="og:locale" content="en_US"/> <meta name="twitter:site" content="@BankofAmerica"/> <meta name="twitter:url" content="https://bettermoneyhabits.bankofamerica.com/en/financial-tips-for-starting-your-career"/> <meta name="twitter:title" content="Financial Tips When Starting Your Career"/> <meta name="twitter:description" content="It's important to develop a financial plan when starting a new career. Better Money Habits has resources to help you prepare for your new career."/> <meta name="twitter:creator" content="@BankofAmerica"/> <meta name="twitter:creator:id" content="@BankofAmerica"/> <meta name="twitter:image" content="https://bettermoneyhabits.bankofamerica.com/content/dam/bmh/new-spotlight/financial-tips-for-starting-your-career/workandyourfinanciallife-thumbnail-250x250.jpg.thumb.1280.1280.jpg"/> <meta name="twitter:image:alt" content="Financial Tips When Starting Your Career"/> <meta name="twitter:card" content="summary"/> <script type="application/ld+json"> {"@context":"https://schema.org","@type":"Article","name":"Financial Tips When Starting Your Career","url":"https://bettermoneyhabits.bankofamerica.com/en/financial-tips-for-starting-your-career","description":"It\u0027s important to develop a financial plan when starting a new career. Better Money Habits has resources to help you prepare for your new career.","keywords":"starting a new career,starting your career,starting a career","mainEntityOfPage":"https://bettermoneyhabits.bankofamerica.com/en/financial-tips-for-starting-your-career","headline":"Work and your financial life","sourceOrganization":"Bank of America","author":"Better Money Habits","image":"https://bettermoneyhabits.bankofamerica.com/content/dam/bmh/new-spotlight/financial-tips-for-starting-your-career/workandyourfinanciallife-thumbnail-250x250.jpg.thumb.1280.1280.jpg","datePublished":"2024-11-26","dateModified":"2024-11-20","publisher":{"@type":"Organization","name":"Bank of America","logo":{"@type":"ImageObject","url":"https://bettermoneyhabits.bankofamerica.com/content/dam/bmh/logos/Flagscape_71x71.svg"}}} </script> <script type="application/ld+json"> {"@context":"https://schema.org","@type":"WebPage","name":"Financial Tips When Starting Your Career","url":"https://bettermoneyhabits.bankofamerica.com/en/financial-tips-for-starting-your-career","description":"It\u0027s important to develop a financial plan when starting a new career. Better Money Habits has resources to help you prepare for your new career.","image":"https://bettermoneyhabits.bankofamerica.com/content/dam/bmh/new-spotlight/financial-tips-for-starting-your-career/workandyourfinanciallife-thumbnail-250x250.jpg.thumb.1280.1280.jpg","keywords":"starting a new career,starting your career,starting a career"} </script> <script type="text/javascript" src="/bin/bmh/script.js/en/financial-tips-for-starting-your-career"></script> <link rel="stylesheet" href="/etc.clientlibs/bmh/clientlibs/styles/spotlight.min.css" type="text/css"> <style type="text/css" nonce="criticalStyles">@-webkit-keyframes fadeIn{0{opacity:0}100%{opacity:1}}@keyframes fadeIn{0{opacity:0}100%{opacity:1}}@media print{.tools-lp-footer{display:none !important}}.tools-lp-footer{background-color:#012169;text-align:center;color:#fff;padding:0 30px}.tools-lp-footer a{color:#fff}.tools-lp-footer a:focus{outline:1px dotted #fff;outline-offset:2px}.tools-lp-footer__wrapper{margin:0 auto;padding:24px}.tools-lp-footer__head .image__img{max-width:200px}@media all and (-ms-high-contrast:none),(-ms-high-contrast:active){.tools-lp-footer__head .image__img{height:100%}}.tools-lp-footer__social{text-align:left;padding:12px 0 30px 0}.tools-lp-footer__social .list-icon{padding-top:0}.tools-lp-footer__social .list-icon>img{display:-webkit-box;display:-ms-flexbox;display:flex;-ms-flex-preferred-size:20px;flex-basis:20px;margin-right:12px}.tools-lp-footer__socialheader{margin:0;padding-bottom:10px;font-size:12px}.tools-lp-footer__links{text-align:left;border-top:1px solid #fff}.tools-lp-footer__links .cta-group__wrapper,.tools-lp-footer__links--html{display:block;margin:0 0 8px 0}.tools-lp-footer__links .cta-group__wrapper .cta--link,.tools-lp-footer__links--html .cta--link{color:#fff;font-size:12px;margin:0}.tools-lp-footer__links .cta-group__wrapper--html p{margin:0;font-size:12px;line-height:inherit}.tools-lp-footer__links .cta-group__note,.tools-lp-footer__links .tools-lp-footer__note{list-style:none;margin:28px 0 0;padding:0;text-align:left}.tools-lp-footer__links .cta-group__note p,.tools-lp-footer__links .tools-lp-footer__note p{margin:0 0 5px;font-size:10px;line-height:1.1;color:#fff}.tools-lp-footer__links .cta-group__note .icon--ehl:before,.tools-lp-footer__links .tools-lp-footer__note .icon--ehl:before{vertical-align:middle}.tools-lp-footer__legal-id{font-size:10px}.tools-lp-footer .cta-group{margin:12px 0 6px}@media(min-width:1200px){.tools-lp-footer{text-align:left}.tools-lp-footer__wrapper{max-width:980px;padding:24px 3vw}.tools-lp-footer__head{display:-webkit-box;display:-ms-flexbox;display:flex;-webkit-box-pack:justify;-ms-flex-pack:justify;justify-content:space-between;margin-bottom:15px}.tools-lp-footer__social{display:-webkit-box;display:-ms-flexbox;display:flex;-webkit-box-pack:end;-ms-flex-pack:end;justify-content:flex-end;-webkit-box-align:center;-ms-flex-align:center;align-items:center;margin:0 0 12px 0}.tools-lp-footer__socialheader{padding:12px 12px 0 12px}.tools-lp-footer__links{padding:17px 0 12px 0}.tools-lp-footer__links .cta-group{margin:0}.tools-lp-footer__links .cta-group__wrapper{display:inline-block;margin:0 32px 15px 0}.tools-lp-footer__links .cta-group__wrapper:first-child{margin-left:0}.tools-lp-footer__links .cta-group__note,.tools-lp-footer__links .tools-lp-footer__note{margin:0}}@media(min-width:300px){.tools-lp-footer__wrapper{padding:24px 0}}html[parentLang=es] .tools-lp-footer__head .image__img{max-width:275px}</style> <script type="text/javascript">'use strict';var APP=window.APP=window.APP||{};APP.trackingSettings={pageName:"financial-tips-for-starting-your-career",pagePath:"/content/bmh/en/financial-tips-for-starting-your-career",pageType:"spotlight",pageCategory:"financialtipsforstartingyourcareer",contentType:"",enableAlloy:!0,enableKnotch:!1,enableGlance:!1,ga4Value:"d|G-VTHB1ZEM22,s|G-KKS8N5WJ70,p|G-ZF8XYYLXHN",dartTag:"",pageIdOverride:"",campaignName:""};</script> <script>'use strict';!function(c,b,d,e){if(!b&&(b=c.head)){var a=c.createElement("style");a.id="alloy-prehiding";a.innerText=d;b.appendChild(a);setTimeout(function(){a.parentNode&&a.parentNode.removeChild(a)},e)}}(document,-1!==document.location.href.indexOf("adobe_authoring_enabled"),"body { opacity: 0 !important }",3E3);</script> <script src="/etc.clientlibs/bmh/clientlibs/vendor/tealium.min.js"></script> <!-- version:3.27.4 --> </head> <body id="page--financial-tips-for-starting-your-career" class="page--financial-tips-for-starting-your-career page-spotlight template--spotlightpage " data-category="financialtipsforstartingyourcareer" data-mode="preview" data-action="spotlightPage"> <input type="hidden" name="pagePath" id="pagePath" value="/content/bmh/en/financial-tips-for-starting-your-career"/> <a class="skip-to-content" href="#mainContent"> Skip to main content </a> <div> <div class="aem-wrap--header-container"> <section class="header-container js-header-container" data-action="headerContainer"> <div class="header-container__overlay overlay" aria-hidden="true"></div> <nav class="header-boa js-header-boa" data-cmp-name="header-boa" data-action="headerBoa" aria-label="Main"> <div class="row row--max"> <div class="header-boa__logo-wrap"> <a href="https://www.bankofamerica.com" class="logo-boa t-track-logo" data-bactmln="header_boa-_-icon-_-boa_logo" aria-label="Bank of America"> <img class="header-boa__logo" src="/content/dam/bmh/logos/BofA-logo.svg" alt="Bank of America"/> </a> </div> <ul class="header-boa__link-wrapper"> <li> <a href="https://www.bankofamerica.com/sitemap/hub/signin.go" class="t-track-body-copy-link"> <span class="header-boa__link">Online banking sign in</span> </a> </li> <li> <a href="https://locators.bankofamerica.com/" class="t-track-body-copy-link"> <span class="header-boa__link">Locations</span> </a> </li> <li> <a href="https://www.bankofamerica.com/contactus/contactus.go" class="t-track-body-copy-link"> <span class="header-boa__link">Contact</span> </a> </li> <li> <a href="https://www.bankofamerica.com/help/overview.go" class="t-track-body-copy-link"> <span class="header-boa__link">Help</span> </a> </li> </ul> </div> </nav> <div class="main-nav js-main-nav" data-action="mainNav"> <div class="main-nav__content"> <a href="https://bettermoneyhabits.bankofamerica.com/en" class="main-nav__logo t-track-logo" data-bactmln="main_nav-_-icon-_-bmh_logo" aria-label="Better Money Habits registered sign"> <div class="image image--bg-pos-center " style="max-width: 200px" data-action="image"> <picture class="image__picture js-image-picture"> <img alt="Better Money Habits" class="image__img" role="img" src="/content/dam/bmh/cx/bofa-bmh-art1-rgb-standalone.svg"/> </picture> <img src="/content/dam/bmh/cx/bofa-bmh-art1-rgb-standalone.svg" alt="Better Money Habits" class="image__img--print" aria-hidden="true"/> </div> </a> <nav class="main-nav__links main-nav__links--desktop js-main-nav-links" aria-label="Menu"> <div class="cta-group "> <div class="cta-group__wrapper "> <a data-bactmln="Main-_-Navigation-_-My-Priorities" href="https://bettermoneyhabits.bankofamerica.com/en/my-priorities" class="js-cta-link cta-group__cta t-track-cta js-tracking-override cta--link " target="_self"> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">My priorities</span> </span> </a> </div> <div class="cta-group__wrapper "> <a data-bactmln="Main-_-Navigation-_-English" class="js-cta-link cta-group__cta t-track-cta js-tracking-override " target="_self"> <span class="icon-c" data-action="icon"> <span class="icon icon--geography-market-region-global icon--black icon--size2 icon--align-center" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper cta--language-selection"> <span class="cta__text">English</span> </span> </a> </div> <div class="cta-group__wrapper "> <a data-bactmln="Main-_-Navigation-_-Espanol" href="https://bettermoneyhabits.bankofamerica.com/es/financial-tips-for-starting-your-career" class="js-cta-link cta-group__cta t-track-cta js-tracking-override " target="_self"> <span class="cta-group__cta-content-wrapper cta--language-selection"> <span class="cta__text">Espa帽ol</span> </span> </a> </div> <div class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-_#" href="#" class="js-cta-link cta-group__cta t-track-cta cta--search-link js-search-link " target="_self" role="button" aria-expanded="false"> <span class="icon-c" data-action="icon"> <span class="icon icon--action-search icon--black icon--size2 icon--align-center" aria-hidden="true"> </span> </span> </a> <div class="search js-search " data-search-page="/content/bmh/en/search" data-action="search"> <div class="search__container js-search-box"> <form class="search__form js-search-form" action="https://bettermoneyhabits.bankofamerica.com/en/search" method="get"> <span id="2037778403" tabindex="-1" class="hidden-section">Enter your search words here</span> <input class="search__input js-search-input" type="text" name="q" placeholder="What can we help you with?" aria-labelledby="2037778403" autocomplete="off" required/> <input type="hidden" name="p" value="1"/> <a href="#" class="search__close search__close--hidden icon icon--action-close js-search-close t-track-global-search" data-bactmln="Search_Actions-_-X-_-Clear_Search" aria-hidden="true" role="button" tabindex="-1"></a> <button class="search__link js-search-link"><span class="icon icon--action-search"></span></button> </form> </div> </div> </div> <div class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-_#" href="#" class="js-cta-link cta-group__cta t-track-cta cta--menu-link cta-group__menu-link js-menu-link " target="_self" role="button" aria-label="Open navigation menu" aria-expanded="false"> <span class="icon-c" data-action="icon"> <span class="icon icon--action-menu icon--black icon--size3 icon--align-center" aria-hidden="true"> </span> </span> </a> </div> </div> </nav> </div> </div> <section class="navigation-container js-navigation-container" data-action="navigationContainer" aria-hidden="true"> <div class="navigation-container__content js-navigation-content-container"> <div class="navigation-container__items js-navigation-items"> <div class="navigation-items" data-action="navigationItems"> <nav class="navigation-items__main-links-mobile" aria-label="Menu items"> <ul class="cta-group "> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-my-priorities_/content/bmh/en/my-priorities" href="https://bettermoneyhabits.bankofamerica.com/en/my-priorities" class="js-cta-link cta-group__cta t-track-cta cta--link " target="_self"> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">My priorities</span> </span> </a> </li> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-english_javascript:void(0);" class="js-cta-link cta-group__cta t-track-cta " target="_self"> <span class="icon-c" data-action="icon"> <span class="icon icon--geography-market-region-global icon--primary-blue icon--size1 icon--align-left" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper cta--language-selection"> <span class="cta__text">English</span> </span> </a> </li> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-espa-ol_/content/bmh/es/financial-tips-for-starting-your-career" href="https://bettermoneyhabits.bankofamerica.com/es/financial-tips-for-starting-your-career" class="js-cta-link cta-group__cta t-track-cta " target="_self"> <span class="cta-group__cta-content-wrapper cta--language-selection"> <span class="cta__text">Espa帽ol</span> </span> </a> </li> </ul> </nav> <nav class="navigation-items__list" id="menuItems" aria-label="Menu items"> <ul> <li class="navigation-items__item js-navigation-main-item"> <a href="#" class="navigation-items__link js-navigation-link t-track-expandible-menu" aria-expanded="false"> <h2 class="navigation-items__title"> Browse all topics </h2> <p class="navigation-items__descr"> Explore a wide range of information to build your financial know-how 鈥搉ow and for the future. </p> </a> <ul class="navigation-items__menu js-menu-item navigation-items__menu--two-rows" aria-hidden="true"> <li class="navigation-items__menu-list"> <div class="navigation-items__menu--button"> <a href="#" class="navigation-items__title--mobile js-navigation-title-mobile t-track-collapse-menu"> Browse all topics </a> </div> <div class=" navigation-items__menu-content js-menu-content"> <div class="navigation-items__menu--row"> <div class="navigation-items__menu--title"> <div class="heading-latest display--block heading--align-left "> <div class="heading-latest__anchor-link js-anchor-link" data-id="everyday-money-matters" aria-hidden="true" tabindex="-1"></div> <h3 class="heading-latest__text headline-display--sm heading--text-black heading--align-left no-top "> Everyday money matters </h3> </div> </div> <div class="navigation-items__menu--row-column"> <div class="aem-wrap--cta-group section"> <ul class="cta-group cta-group--left "> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-credit_/content/bmh/en/credit" href="https://bettermoneyhabits.bankofamerica.com/en/credit" class="js-cta-link cta-group__cta t-track-cta cta--link " target="_self"> <span class="icon-c" data-action="icon"> <span class="icon icon--credit icon--primary-red icon--size3 icon--align-left" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Credit</span> </span> </a> <div class="cta__note"><p>How to manage credit and build a strong credit history</p> </div> </li> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-saving---budgeting_/content/bmh/en/saving-budgeting" href="https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting" class="js-cta-link cta-group__cta t-track-cta cta--link " target="_self"> <span class="icon-c" data-action="icon"> <span class="icon icon--saving-budgeting icon--primary-red icon--size3 icon--align-left" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Saving & Budgeting</span> </span> </a> <div class="cta__note"><p>Steps for creating a budget, sticking to it and building savings</p> </div> </li> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-personal-banking_/content/bmh/en/personal-banking" href="https://bettermoneyhabits.bankofamerica.com/en/personal-banking" class="js-cta-link cta-group__cta t-track-cta cta--link " target="_self"> <span class="icon-c" data-action="icon"> <span class="icon icon--finance-bank icon--primary-red icon--size3 icon--align-left" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Personal Banking</span> </span> </a> <div class="cta__note"><p>Information on how banks work, managing your accounts and teaching your kids about money</p> </div> </li> </ul> </div> </div> <div class="navigation-items__menu--row-column"> <div class="aem-wrap--cta-group section"> <ul class="cta-group cta-group--left "> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-debt_/content/bmh/en/debt" href="https://bettermoneyhabits.bankofamerica.com/en/debt" class="js-cta-link cta-group__cta t-track-cta cta--link " target="_self"> <span class="icon-c" data-action="icon"> <span class="icon icon--debt icon--primary-red icon--size3 icon--align-left" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Debt</span> </span> </a> <div class="cta__note"><p>Strategies for managing debt and paying off credit cards</p> </div> </li> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-privacy---security_/content/bmh/en/privacy-security" href="https://bettermoneyhabits.bankofamerica.com/en/privacy-security" class="js-cta-link cta-group__cta t-track-cta cta--link " target="_self"> <span class="icon-c" data-action="icon"> <span class="icon icon--privacy-security icon--primary-red icon--size3 icon--align-left" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Privacy & Security</span> </span> </a> <div class="cta__note"><p>Ways to keep your financial information safe and prevent identity theft</p> </div> </li> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-taxes---income_/content/bmh/en/taxes-income" href="https://bettermoneyhabits.bankofamerica.com/en/taxes-income" class="js-cta-link cta-group__cta t-track-cta cta--link " target="_self"> <span class="icon-c" data-action="icon"> <span class="icon icon--taxes-income icon--primary-red icon--size3 icon--align-left" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Taxes & Income</span> </span> </a> <div class="cta__note"><p>Guidance on tax planning and making the most of your pay and benefits</p> </div> </li> </ul> </div> </div> </div> <div class="navigation-items__menu--row"> <div class="navigation-items__menu--title"> <div class="heading-latest display--block heading--align-left "> <div class="heading-latest__anchor-link js-anchor-link" data-id="financial-milestones" aria-hidden="true" tabindex="-1"></div> <h3 class="heading-latest__text headline-display--sm heading--text-black heading--align-left no-top "> Financial milestones </h3> </div> </div> <div class="navigation-items__menu--row-column"> <div class="aem-wrap--cta-group section"> <ul class="cta-group cta-group--left "> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-auto_/content/bmh/en/auto" href="https://bettermoneyhabits.bankofamerica.com/en/auto" class="js-cta-link cta-group__cta t-track-cta cta--link " target="_self"> <span class="icon-c" data-action="icon"> <span class="icon icon--auto icon--primary-red icon--size3 icon--align-left" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Auto</span> </span> </a> <div class="cta__note"><p>Pointers for every step of the car-buying process</p> </div> </li> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-investing_/content/bmh/en/retirement" href="https://bettermoneyhabits.bankofamerica.com/en/retirement" class="js-cta-link cta-group__cta t-track-cta cta--link " target="_self"> <span class="icon-c" data-action="icon"> <span class="icon icon--finance-investing icon--primary-red icon--size3 icon--align-left" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Investing</span> </span> </a> <div class="cta__note"><p>How to invest, build wealth and save for retirement</p> </div> </li> </ul> </div> </div> <div class="navigation-items__menu--row-column"> <div class="aem-wrap--cta-group section"> <ul class="cta-group cta-group--left "> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-homeownership_/content/bmh/en/home-ownership" href="https://bettermoneyhabits.bankofamerica.com/en/home-ownership" class="js-cta-link cta-group__cta t-track-cta cta--link " target="_self"> <span class="icon-c" data-action="icon"> <span class="icon icon--home-ownership icon--primary-red icon--size3 icon--align-left" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Homeownership</span> </span> </a> <div class="cta__note"><p>Everything you should know about renting, buying and owning a home</p> </div> </li> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-college_/content/bmh/en/college" href="https://bettermoneyhabits.bankofamerica.com/en/college" class="js-cta-link cta-group__cta t-track-cta cta--link " target="_self"> <span class="icon-c" data-action="icon"> <span class="icon icon--college icon--primary-red icon--size3 icon--align-left" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">College</span> </span> </a> <div class="cta__note"><p>Ways to make paying for college more manageable</p> </div> </li> </ul> </div> </div> </div> </div> </li> </ul> </li> <li class="navigation-items__item js-navigation-main-item"> <a href="#" class="navigation-items__link js-navigation-link t-track-expandible-menu" aria-expanded="false"> <h2 class="navigation-items__title"> Navigate your financial life </h2> <p class="navigation-items__descr"> Get insights from Financial Guides, collections of resources to help with making decisions at any life stage. </p> </a> <ul class="navigation-items__menu js-menu-item navigation-items__menu--three-columns" aria-hidden="true"> <li class="navigation-items__menu-list"> <div class="navigation-items__menu--button"> <a href="#" class="navigation-items__title--mobile js-navigation-title-mobile t-track-collapse-menu"> Navigate your financial life </a> </div> <div class=" navigation-items__menu-content js-menu-content"> <div class="navigation-items__menu--column"> <div class="aem-wrap--heading-latest section"> <div class="heading-latest display--block heading--align-left "> <div class="heading-latest__anchor-link js-anchor-link" data-id="saving--planning" aria-hidden="true" tabindex="-1"></div> <h3 class="heading-latest__text headline-display--sm heading--text-black heading--align-left no-top "> Saving & planning </h3> </div> </div> <div class="aem-wrap--article-list section"> <div class="article-list__wrapper js-article-list__wrapper article-list__wrapper--default "> <ul class="article-list js-article-list" data-action="articleList"> <li class="article-list__item" data-content-type="financial-guide"> <a href="https://bettermoneyhabits.bankofamerica.com/en/how-to-manage-your-savings" data-path="/content/bmh/en/how-to-manage-your-savings" hreflang="en-US" class="article-list__item__link js-anchor-wrapper t-track-content-tile" data-show-read-time data-bactmln="ItemTile_simple_ways_to_add_to_your_savings"> <div class="article-list__item__content"> <div class="article-list__item__title">Simple ways to add to your savings</div> <p class="article-list__item__cta hidden-section"> <i class="icon icon--financial-guide"></i><span class="cta-text"></span><span>, 1 minute</span> </p> <div class="article-list__item__count"> <i class="icon icon--guidelines"></i> 10 resources </div> </div> </a> </li> <li class="article-list__item" data-content-type="financial-guide"> <a href="https://bettermoneyhabits.bankofamerica.com/en/dealing-with-a-financial-emergency" data-path="/content/bmh/en/dealing-with-a-financial-emergency" hreflang="en-US" class="article-list__item__link js-anchor-wrapper t-track-content-tile" data-show-read-time data-bactmln="ItemTile_dealing_with_a_financial_emergency"> <div class="article-list__item__content"> <div class="article-list__item__title">Dealing with a financial emergency</div> <p class="article-list__item__cta hidden-section"> <i class="icon icon--financial-guide"></i><span class="cta-text"></span><span>, 1 minute</span> </p> <div class="article-list__item__count"> <i class="icon icon--guidelines"></i> 9 resources </div> </div> </a> </li> </ul> </div> </div> </div> <div class="navigation-items__menu--column"> <div class="aem-wrap--heading-latest section"> <div class="heading-latest display--block heading--align-left "> <div class="heading-latest__anchor-link js-anchor-link" data-id="life-stages" aria-hidden="true" tabindex="-1"></div> <h3 class="heading-latest__text headline-display--sm heading--text-black heading--align-left no-top "> Life stages </h3> </div> </div> <div class="aem-wrap--article-list section"> <div class="article-list__wrapper js-article-list__wrapper article-list__wrapper--default "> <ul class="article-list js-article-list" data-action="articleList"> <li class="article-list__item" data-content-type="financial-guide"> <a href="https://bettermoneyhabits.bankofamerica.com/en/gen-z-financial-habits" data-path="/content/bmh/en/gen-z-financial-habits" hreflang="en-US" class="article-list__item__link js-anchor-wrapper t-track-content-tile" data-show-read-time data-bactmln="ItemTile_gen_z__know_your_money"> <div class="article-list__item__content"> <div class="article-list__item__title">Gen Z: Know your money</div> <p class="article-list__item__cta hidden-section"> <i class="icon icon--financial-guide"></i><span class="cta-text"></span><span>, 2 minutes</span> </p> <div class="article-list__item__count"> <i class="icon icon--guidelines"></i> 29 resources </div> </div> </a> </li> <li class="article-list__item" data-content-type="financial-guide"> <a href="https://bettermoneyhabits.bankofamerica.com/en/family-financial-matters" data-path="/content/bmh/en/family-financial-matters" hreflang="en-US" class="article-list__item__link js-anchor-wrapper t-track-content-tile" data-show-read-time data-bactmln="ItemTile_financial_matters_for_families"> <div class="article-list__item__content"> <div class="article-list__item__title">Financial matters for families</div> <p class="article-list__item__cta hidden-section"> <i class="icon icon--financial-guide"></i><span class="cta-text"></span><span>, 1 minute</span> </p> <div class="article-list__item__count"> <i class="icon icon--guidelines"></i> 11 resources </div> </div> </a> </li> <li class="article-list__item" data-content-type="financial-guide"> <a href="https://bettermoneyhabits.bankofamerica.com/en/moving-to-the-us-banking-guide" data-path="/content/bmh/en/moving-to-the-us-banking-guide" hreflang="en-US" class="article-list__item__link js-anchor-wrapper t-track-content-tile" data-show-read-time data-bactmln="ItemTile_moving_to_the_u_s_"> <div class="article-list__item__content"> <div class="article-list__item__title">Moving to the U.S.</div> <p class="article-list__item__cta hidden-section"> <i class="icon icon--financial-guide"></i><span class="cta-text"></span><span>, 1 minute</span> </p> <div class="article-list__item__count"> <i class="icon icon--guidelines"></i> 29 resources </div> </div> </a> </li> <li class="article-list__item" data-content-type="financial-guide"> <a href="https://bettermoneyhabits.bankofamerica.com/en/transitioning-from-military-to-civilian-life" data-path="/content/bmh/en/transitioning-from-military-to-civilian-life" hreflang="en-US" class="article-list__item__link js-anchor-wrapper t-track-content-tile" data-show-read-time data-bactmln="ItemTile_financial_matters_for_military_members"> <div class="article-list__item__content"> <div class="article-list__item__title">Financial matters for military members</div> <p class="article-list__item__cta hidden-section"> <i class="icon icon--financial-guide"></i><span class="cta-text"></span><span>, 1 minute</span> </p> <div class="article-list__item__count"> <i class="icon icon--guidelines"></i> 8 resources </div> </div> </a> </li> <li class="article-list__item" data-content-type="financial-guide"> <a href="https://bettermoneyhabits.bankofamerica.com/en/financial-literacy-for-students" data-path="/content/bmh/en/financial-literacy-for-students" hreflang="en-US" class="article-list__item__link js-anchor-wrapper t-track-content-tile" data-show-read-time data-bactmln="ItemTile_financial_guidance_for_students"> <div class="article-list__item__content"> <div class="article-list__item__title">Financial guidance for students</div> <p class="article-list__item__cta hidden-section"> <i class="icon icon--financial-guide"></i><span class="cta-text"></span><span>, 1 minute</span> </p> <div class="article-list__item__count"> <i class="icon icon--guidelines"></i> 14 resources </div> </div> </a> </li> </ul> </div> </div> </div> <div class="navigation-items__menu--column"> <div class="aem-wrap--heading-latest section"> <div class="heading-latest display--block heading--align-left "> <div class="heading-latest__anchor-link js-anchor-link" data-id="financial-goals" aria-hidden="true" tabindex="-1"></div> <h3 class="heading-latest__text headline-display--sm heading--text-black heading--align-left no-top "> Financial goals </h3> </div> </div> <div class="aem-wrap--article-list section"> <div class="article-list__wrapper js-article-list__wrapper article-list__wrapper--default "> <ul class="article-list js-article-list" data-action="articleList"> <li class="article-list__item" data-content-type="financial-guide"> <a href="https://bettermoneyhabits.bankofamerica.com/en/what-to-consider-when-buying-your-first-home" data-path="/content/bmh/en/what-to-consider-when-buying-your-first-home" hreflang="en-US" class="article-list__item__link js-anchor-wrapper t-track-content-tile" data-show-read-time data-bactmln="ItemTile_what_to_consider_when_buying_your_first_home"> <div class="article-list__item__content"> <div class="article-list__item__title">What to consider when buying your first home</div> <p class="article-list__item__cta hidden-section"> <i class="icon icon--financial-guide"></i><span class="cta-text"></span><span>, 1 minute</span> </p> <div class="article-list__item__count"> <i class="icon icon--guidelines"></i> 10 resources </div> </div> </a> </li> <li class="article-list__item" data-content-type="financial-guide"> <a href="https://bettermoneyhabits.bankofamerica.com/en/how-to-stop-living-paycheck-to-paycheck" data-path="/content/bmh/en/how-to-stop-living-paycheck-to-paycheck" hreflang="en-US" class="article-list__item__link js-anchor-wrapper t-track-content-tile" data-show-read-time data-bactmln="ItemTile_manage_your_money_when_living_paycheck_to_paycheck"> <div class="article-list__item__content"> <div class="article-list__item__title">Manage your money when living paycheck to paycheck</div> <p class="article-list__item__cta hidden-section"> <i class="icon icon--financial-guide"></i><span class="cta-text"></span><span>, 1 minute</span> </p> <div class="article-list__item__count"> <i class="icon icon--guidelines"></i> 11 resources </div> </div> </a> </li> <li class="article-list__item" data-content-type="financial-guide"> <a href="https://bettermoneyhabits.bankofamerica.com/en/financial-tips-for-starting-your-career" data-path="/content/bmh/en/financial-tips-for-starting-your-career" hreflang="en-US" class="article-list__item__link js-anchor-wrapper t-track-content-tile" data-show-read-time data-bactmln="ItemTile_work_and_your_financial_life"> <div class="article-list__item__content"> <div class="article-list__item__title">Work and your financial life</div> <p class="article-list__item__cta hidden-section"> <i class="icon icon--financial-guide"></i><span class="cta-text"></span><span>, 1 minute</span> </p> <div class="article-list__item__count"> <i class="icon icon--guidelines"></i> 7 resources </div> </div> </a> </li> <li class="article-list__item" data-content-type="financial-guide"> <a href="https://bettermoneyhabits.bankofamerica.com/en/sustainable-finance-practices" data-path="/content/bmh/en/sustainable-finance-practices" hreflang="en-US" class="article-list__item__link js-anchor-wrapper t-track-content-tile" data-show-read-time data-bactmln="ItemTile_money_moves_that_can_make_a_difference"> <div class="article-list__item__content"> <div class="article-list__item__title">Money moves that can make a difference</div> <p class="article-list__item__cta hidden-section"> <i class="icon icon--financial-guide"></i><span class="cta-text"></span><span>, 1 minute</span> </p> <div class="article-list__item__count"> <i class="icon icon--guidelines"></i> 10 resources </div> </div> </a> </li> </ul> </div> </div> </div> <div class="navigation-items__menu--no-column"> <div class="aem-wrap--cta-group section"> <div class="cta-group "> <div class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-view-all-financial-guides_/content/bmh/en/financial-guides" href="https://bettermoneyhabits.bankofamerica.com/en/financial-guides" class="js-cta-link cta-group__cta t-track-cta cta--spotlights " target="_self"> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">View all Financial Guides</span> </span> </a> </div> </div> </div> </div> </div> </li> </ul> </li> <li class="navigation-items__item js-navigation-main-item"> <a href="#" class="navigation-items__link js-navigation-link t-track-expandible-menu" aria-expanded="false"> <h2 class="navigation-items__title"> Check out these tools </h2> <p class="navigation-items__descr"> Identify priorities, set goals and track progress with easy-to-use, interactive tools. </p> </a> <ul class="navigation-items__menu js-menu-item navigation-items__menu--two-columns-image" aria-hidden="true"> <li class="navigation-items__menu-list"> <div class="navigation-items__menu--button"> <a href="#" class="navigation-items__title--mobile js-navigation-title-mobile t-track-collapse-menu"> Check out these tools </a> </div> <div class=" navigation-items__menu-content js-menu-content"> <div class="navigation-items__menu--column"> <div class="aem-wrap--heading-latest section"> <div class="heading-latest display--block heading--align-left "> <div class="heading-latest__anchor-link js-anchor-link" data-id="from-better-money-habits" aria-hidden="true" tabindex="-1"></div> <h3 class="heading-latest__text headline-display--sm heading--text-black heading--align-left no-top "> From Better Money Habits </h3> </div> </div> <div class="aem-wrap--cta-group section"> <ul class="cta-group cta-group--left "> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-my-priorities_/content/bmh/en/my-priorities" href="https://bettermoneyhabits.bankofamerica.com/en/my-priorities" class="js-cta-link cta-group__cta t-track-cta cta--link " target="_self"> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">My Priorities</span> </span> </a> <div class="cta__note"><p>Tell us what matters most to you, and we鈥檒l provide personalized content for every stage of life.</p> </div> </li> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-spending-analysis-tool_/content/bmh/en/saving-budgeting/spending-tool" href="https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/spending-tool" class="js-cta-link cta-group__cta t-track-cta cta--link " target="_self"> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Spending Analysis Tool</span> </span> </a> <div class="cta__note"><p>Learn what people like you are spending on their monthly expenses.</p> </div> </li> </ul> </div> <div class="aem-wrap--heading-latest section"> <div class="heading-latest display--block heading--align-left "> <div class="heading-latest__anchor-link js-anchor-link" data-id="from-bank-of-america" aria-hidden="true" tabindex="-1"></div> <h3 class="heading-latest__text headline-display--sm heading--text-black heading--align-left no-top "> From Bank of America </h3> </div> </div> <div class="aem-wrap--cta-group section"> <ul class="cta-group cta-group--left "> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-life-plan_https://promotions.bankofamerica.com/digitalbanking/mobilebanking/lifeplan" href="https://promotions.bankofamerica.com/digitalbanking/mobilebanking/lifeplan" class="js-cta-link cta-group__cta t-track-cta cta--icon-right cta--menu-link js-menu-link " target="_blank"> <span class="icon-c" data-action="icon"> <span class="icon icon--action-launch icon--royal-blue icon--size3 icon--align-right" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Life Plan</span> </span> </a> <div class="cta__note"><p>Set short-and long-term goals, get personalized advice and make adjustments as your life changes.</p> </div> </li> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-spending---budgeting-tool_https://www.bankofamerica.com/online-banking/mobile-and-online-banking-features/spending-budgeting/" href="https://www.bankofamerica.com/online-banking/mobile-and-online-banking-features/spending-budgeting/" class="js-cta-link cta-group__cta t-track-cta cta--icon-right cta--menu-link js-menu-link " target="_self"> <span class="icon-c" data-action="icon"> <span class="icon icon--action-launch icon--royal-blue icon--size3 icon--align-right" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Spending & Budgeting Tool</span> </span> </a> <div class="cta__note"><p>Get help tracking your spending, spotting trends and sticking to a budget.</p> </div> </li> </ul> </div> <div class="aem-wrap--heading-latest section"> <div class="heading-latest display--block heading--align-left "> <div class="heading-latest__anchor-link js-anchor-link" data-id="for-partners-and-volunteers" aria-hidden="true" tabindex="-1"></div> <h3 class="heading-latest__text headline-display--sm heading--text-black heading--align-left no-top "> For partners and volunteers </h3> </div> </div> <div class="aem-wrap--cta-group section"> <ul class="cta-group "> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-educational-resource-center_https://bettermoneyhabits.bankofamerica.com/community/en" href="https://bettermoneyhabits.bankofamerica.com/community/en" class="js-cta-link cta-group__cta t-track-cta cta--icon-right cta--menu-link js-menu-link " target="_blank"> <span class="icon-c" data-action="icon"> <span class="icon icon--action-launch icon--royal-blue icon--size3 icon--align-right" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Educational Resource Center</span> </span> </a> <div class="cta__note"><p>Find lesson plans to help clients and members of your communities better understand their finances.</p> </div> </li> </ul> </div> </div> <div class="navigation-items__menu--column-image"> <div class="image image--bg-pos-center " style="max-width: inherit" data-action="image"> <picture class="image__picture js-image-picture"> <img alt class="image__img" role="img" src="/content/dam/bmh/homepage-new/tools.svg"/> </picture> <img src="/content/dam/bmh/homepage-new/tools.svg" alt class="image__img--print" aria-hidden="true"/> </div> </div> </div> </li> </ul> </li> <li class="navigation-items__item js-navigation-main-item"> <a href="#" class="navigation-items__link js-navigation-link t-track-expandible-menu" aria-expanded="false"> <h2 class="navigation-items__title"> Bank of America services </h2> <p class="navigation-items__descr"> Explore products and services, including opening a checking account, finding a home loan, applying for a credit card and more. </p> </a> <ul class="navigation-items__menu js-menu-item navigation-items__menu--two-columns-image" aria-hidden="true"> <li class="navigation-items__menu-list"> <div class="navigation-items__menu--button"> <a href="#" class="navigation-items__title--mobile js-navigation-title-mobile t-track-collapse-menu"> Bank of America services </a> </div> <div class=" navigation-items__menu-content js-menu-content"> <div class="navigation-items__menu--column"> <div class="aem-wrap--heading-latest section"> <div class="heading-latest display--block heading--align-left "> <div class="heading-latest__anchor-link js-anchor-link" data-id="learn-about-bank-of-america-solutions" aria-hidden="true" tabindex="-1"></div> <h3 class="heading-latest__text headline--md heading--text-black heading--align-left no-top "> Learn about Bank of America solutions </h3> </div> </div> <div class="aem-wrap--cta-group section"> <ul class="cta-group cta-group--left "> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-checking-accounts_https://www.bankofamerica.com/deposits/checking/advantage-banking/" href="https://www.bankofamerica.com/deposits/checking/advantage-banking/" class="js-cta-link cta-group__cta t-track-cta cta--icon-right cta--menu-link js-menu-link " target="_blank"> <span class="icon-c" data-action="icon"> <span class="icon icon--action-launch icon--royal-blue icon--size3 icon--align-right" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Checking accounts</span> </span> </a> </li> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-savings-accounts_https://www.bankofamerica.com/deposits/savings/savings-accounts/" href="https://www.bankofamerica.com/deposits/savings/savings-accounts/" class="js-cta-link cta-group__cta t-track-cta cta--icon-right cta--menu-link js-menu-link " target="_blank"> <span class="icon-c" data-action="icon"> <span class="icon icon--action-launch icon--royal-blue icon--size3 icon--align-right" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Savings accounts</span> </span> </a> </li> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-credit-cards_https://www.bankofamerica.com/credit-cards/" href="https://www.bankofamerica.com/credit-cards/" class="js-cta-link cta-group__cta t-track-cta cta--icon-right cta--menu-link js-menu-link " target="_blank"> <span class="icon-c" data-action="icon"> <span class="icon icon--action-launch icon--royal-blue icon--size3 icon--align-right" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Credit cards</span> </span> </a> </li> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-home-loans_https://www.bankofamerica.com/mortgage/?subCampCode=50300&dmcode=18098479094&cm_mmc" href="https://www.bankofamerica.com/mortgage/?subCampCode=50300&dmcode=18098479094&cm_mmc" class="js-cta-link cta-group__cta t-track-cta cta--icon-right cta--menu-link js-menu-link " target="_blank"> <span class="icon-c" data-action="icon"> <span class="icon icon--action-launch icon--royal-blue icon--size3 icon--align-right" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Home loans</span> </span> </a> </li> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-auto-loans_https://www.bankofamerica.com/auto-loans/?cm_sp=eLend-Auto-ABPA-_-OAApage-_-EW16LT000K_OAApage_OpenAnAccount&mktgCode=Autooaahomepage06" href="https://www.bankofamerica.com/auto-loans/?cm_sp=eLend-Auto-ABPA-_-OAApage-_-EW16LT000K_OAApage_OpenAnAccount&mktgCode=Autooaahomepage06" class="js-cta-link cta-group__cta t-track-cta cta--icon-right cta--menu-link js-menu-link " target="_blank"> <span class="icon-c" data-action="icon"> <span class="icon icon--action-launch icon--royal-blue icon--size3 icon--align-right" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Auto loans</span> </span> </a> </li> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-investing-from-merrill_https://www.merrilledge.com/offers/multiproduct?src_cd=newaccount&cm_sp=GWM-SelfDirectedBrokerage-_-BankNewAccount-_-G216LT00EP_ME_MPP_mempp.gif" href="https://www.merrilledge.com/offers/multiproduct?src_cd=newaccount&cm_sp=GWM-SelfDirectedBrokerage-_-BankNewAccount-_-G216LT00EP_ME_MPP_mempp.gif" class="js-cta-link cta-group__cta t-track-cta cta--icon-right cta--menu-link js-menu-link " target="_blank"> <span class="icon-c" data-action="icon"> <span class="icon icon--action-launch icon--royal-blue icon--size3 icon--align-right" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Investing from Merrill</span> </span> </a> </li> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-mobile-and-online-banking_https://www.bankofamerica.com/online-banking/mobile-and-online-banking-features/overview/" href="https://www.bankofamerica.com/online-banking/mobile-and-online-banking-features/overview/" class="js-cta-link cta-group__cta t-track-cta cta--icon-right cta--menu-link js-menu-link " target="_blank"> <span class="icon-c" data-action="icon"> <span class="icon icon--action-launch icon--royal-blue icon--size3 icon--align-right" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Mobile and Online Banking</span> </span> </a> </li> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-fico-score_https://www.bankofamerica.com/credit-cards/free-fico-credit-score/" href="https://www.bankofamerica.com/credit-cards/free-fico-credit-score/" class="js-cta-link cta-group__cta t-track-cta cta--icon-right cta--menu-link js-menu-link " target="_blank"> <span class="icon-c" data-action="icon"> <span class="icon icon--action-launch icon--royal-blue icon--size3 icon--align-right" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">FICO Score</span> </span> </a> </li> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-preferred-rewards-program_https://www.bankofamerica.com/preferred-rewards/" href="https://www.bankofamerica.com/preferred-rewards/" class="js-cta-link cta-group__cta t-track-cta cta--icon-right cta--menu-link js-menu-link " target="_blank"> <span class="icon-c" data-action="icon"> <span class="icon icon--action-launch icon--royal-blue icon--size3 icon--align-right" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Preferred Rewards program</span> </span> </a> </li> <li class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-schedule-an-appointment_https://secure.bankofamerica.com/secure-mycommunications/public/appointments/" href="https://secure.bankofamerica.com/secure-mycommunications/public/appointments/" class="js-cta-link cta-group__cta t-track-cta cta--icon-right cta--menu-link js-menu-link " target="_blank"> <span class="icon-c" data-action="icon"> <span class="icon icon--action-launch icon--royal-blue icon--size3 icon--align-right" aria-hidden="true"> </span> </span> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Schedule an appointment</span> </span> </a> </li> </ul> </div> <div class="aem-wrap--cta-group section"> <div class="cta-group "> <div class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-see-all-products-and-services_https://about.bankofamerica.com/en/our-company/financial-products-services" href="https://about.bankofamerica.com/en/our-company/financial-products-services" class="js-cta-link cta-group__cta t-track-cta cta--spotlights " target="_blank"> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">See all products and services</span> </span> </a> </div> </div> </div> </div> <div class="navigation-items__menu--column-image"> <div class="image image--bg-pos-center " style="max-width: inherit" data-action="image"> <picture class="image__picture js-image-picture"> <img alt class="image__img" role="img" src="/content/dam/bmh/homepage-new/services.svg"/> </picture> <img src="/content/dam/bmh/homepage-new/services.svg" alt class="image__img--print" aria-hidden="true"/> </div> </div> </div> </li> </ul> </li> </ul> </nav> </div> </div> <div class="navigation-container__background js-navigation-background" style="background-color: #012169; background-image: url(/content/dam/bmh/homepage-new/hp-masthead-nav-012723.jpg.transform/bmh-jpg-optimize/image.jpg)"> <div class="navigation-container__widget"> <div class="aem-wrap--conditional-wrapper"> <div class="conditional-wrapper hidden-section js-conditional-wrapper" data-action="conditionalWrapper" data-state="widget-incomplete" data-mode="publish"> <div><div class="aem-wrap--hp-widget-banner anm anm-type-fadeIn-up anm-delay-1 section"> <div class="hp-widget-banner js-hp-widget-banner"> <div class="hp-widget-banner__col-wrapper"> <div class="hp-widget-banner__col hp-widget-banner__img"> <div class="image image--bg-pos-center " style="max-width: inherit" data-action="image"> <picture class="image__picture js-image-picture"> <img alt class="image__img" role="img" src="/content/dam/bmh/homepage-new/hp-nav-wb-icon.svg"/> </picture> <img src="/content/dam/bmh/homepage-new/hp-nav-wb-icon.svg" alt class="image__img--print" aria-hidden="true"/> </div> </div> <div class="hp-widget-banner__col hp-widget-banner__heading-text"> <div class="hp-widget-banner__heading"> <div class="heading-latest display--block heading--align-left "> <div class="heading-latest__anchor-link js-anchor-link" data-id="what-are-your-financial-priorities" aria-hidden="true" tabindex="-1"></div> <h3 class="heading-latest__text headline--sm heading--text-blue heading--align-left "> What are your financial priorities? </h3> </div> </div> <div class="hp-widget-banner__text"> <div class="text-latest" data-cmp-name="text-latest"> <div class="cmp-text list-spacing--default list-height--default bullet-color--black "> <p>Answer a few simple questions, and we鈥檒l direct you to the right resources for every stage of life.</p> </div> </div> </div> </div> <div class="hp-widget-banner__col hp-widget-banner__cta"> <div class="cta-group "> <div class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-get-started_/content/bmh/en/life-priorities" href="https://bettermoneyhabits.bankofamerica.com/en/life-priorities" class="js-cta-link cta-group__cta t-track-cta cta--spotlights " target="_self"> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Get Started</span> </span> </a> </div> </div> </div> </div> </div></div> </div> </div> </div> <div class="aem-wrap--conditional-wrapper"> <div class="conditional-wrapper hidden-section js-conditional-wrapper" data-action="conditionalWrapper" data-state="widget-complete" data-mode="publish"> <div><div class="aem-wrap--hp-widget-banner anm anm-type-fadeIn-up anm-delay-1 section"> <div class="hp-widget-banner js-hp-widget-banner"> <div class="hp-widget-banner__col-wrapper"> <div class="hp-widget-banner__col hp-widget-banner__img"> <div class="image image--bg-pos-center " style="max-width: inherit" data-action="image"> <picture class="image__picture js-image-picture"> <img alt class="image__img" role="img" src="/content/dam/bmh/homepage-new/hp-nav-wb-icon.svg"/> </picture> <img src="/content/dam/bmh/homepage-new/hp-nav-wb-icon.svg" alt class="image__img--print" aria-hidden="true"/> </div> </div> <div class="hp-widget-banner__col hp-widget-banner__heading-text"> <div class="hp-widget-banner__heading"> <div class="heading-latest display--block heading--align-left "> <div class="heading-latest__anchor-link js-anchor-link" data-id="what-are-your-financial-priorities" aria-hidden="true" tabindex="-1"></div> <h3 class="heading-latest__text headline--sm heading--text-blue heading--align-left "> What are your financial priorities? </h3> </div> </div> <div class="hp-widget-banner__text"> <div class="text-latest" data-cmp-name="text-latest"> <div class="cmp-text list-spacing--default list-height--default bullet-color--black "> <p>Welcome back. Your personalized solutions are waiting.</p> </div> </div> </div> </div> <div class="hp-widget-banner__col hp-widget-banner__cta"> <div class="cta-group "> <div class="cta-group__wrapper "> <a data-bactmln="cta_group-_-CTA-_-continue_/content/bmh/en/life-priorities" href="https://bettermoneyhabits.bankofamerica.com/en/life-priorities" class="js-cta-link cta-group__cta t-track-cta cta--spotlights " target="_self"> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Continue</span> </span> </a> </div> </div> </div> </div> </div></div> </div> </div> </div> </div> </div> <div class="navigation-container__reset-btn"> <a href="#" class="js-navigation-reset-btn t-track-collapse-menu"><span class="icon icon--action-back"></span>Reset menu</a> </div> </div> <div class="aem-wrap--header-boa header-boa--mobile"> <nav class="header-boa js-header-boa" data-cmp-name="header-boa" data-action="headerBoa" aria-label="Main"> <div class="row row--max"> <div class="header-boa__logo-wrap"> <a href="https://www.bankofamerica.com" class="logo-boa t-track-logo" data-bactmln="header_boa-_-icon-_-boa_logo" aria-label="Bank of America"> <img class="header-boa__logo" src="/content/dam/bmh/logos/bofa-logo-horizontal-nested-white.svg" alt="Bank of America"/> </a> </div> <ul class="header-boa__link-wrapper"> <li> <a href="https://www.bankofamerica.com/sitemap/hub/signin.go" class="t-track-body-copy-link"> <span class="header-boa__link">Online banking sign in</span> </a> </li> <li> <a href="https://locators.bankofamerica.com/" class="t-track-body-copy-link"> <span class="header-boa__link">Locations</span> </a> </li> <li> <a href="https://www.bankofamerica.com/contactus/contactus.go" class="t-track-body-copy-link"> <span class="header-boa__link">Contact</span> </a> </li> <li> <a href="https://www.bankofamerica.com/help/overview.go" class="t-track-body-copy-link"> <span class="header-boa__link">Help</span> </a> </li> </ul> </div> </nav></div> </section> </section> </div> </div> <div><div aria-labelledby="welcome-back" class="lastpage js-lastpage lastpage--hidden" aria-hidden="true" data-action="lastpage" role="dialog"> <a class="close-btn close-btn--lastpage js-close-btn--lastpage t-track-lastpage-popup-toggle" href="javascript:void(0);" tabindex="0" role="button" data-bactmln="lastpage-_-ReturningWindow-_-close"><span class="accessibility-hidden">Close 'last page visited' modal</span><i class="icon icon--bold icon--multiply"></i></a> <h2 id="welcome-back"> <p class="lastpage__heading">Welcome back.</p><p class="lastpage__heading">Here's where you left off.</p> </h2> <div class="js-lastpage__last-visited-page lastpage__last-visited-page"> </div> <div class="lastpage__actions"> <a href="javascript:void(0);" class="lines-sides lastpage__lines-sides js-lastpage__lines-sides t-track-lastpage-popup-toggle" tabindex="0" role="button" data-bactmln="lastpage-_-PopUp-_-expand"> <span class="accessibility-hidden"><span class="accessibility-hidden__action">Show</span> related content</span><i class="icon icon--action-collapse js-icon--toggle-up-next"></i> </a> <a class="lastpage__noshow-btn js-lastpage__noshow-btn t-track-lastpage-popup-toggle" href="javascript:void(0);" tabindex="0" role="button" data-bactmln="lastpage-_-PopUp-_-hide"> (Don't show me this <span class="accessibility-hidden"> pop-up of the page I left off on </span>again) </a> </div> <div class="js-lastpage__upnext-wrapper lastpage__upnext-wrapper"> <p class="lastpage__subheading">You might also be interested in:</p> <div class="js-lastpage__upnext lastpage__upnext"> </div> </div> </div> </div> <div id="mainContent" class="page__main" data-page-name="Financial Tips When Starting Your Career" role="main"> <div><div class="aem-wrap--masthead section"> <div class="spotlight-masthead spotlight-masthead--tall"> <div class="image image--bg image--bg-pos-center " style="max-width: inherit" data-action="image"> <div class="image__bg" data-bg-mobile="/content/dam/bmh/new-spotlight/financial-tips-for-starting-your-career/workandyourfinanciallife-spotlightsasthead-mobile-640x250.jpg" data-bg-tablet="/content/dam/bmh/new-spotlight/financial-tips-for-starting-your-career/workandyourfinanciallife-spotlightsasthead-tablet-1024x350.jpg" data-bg-desktop="/content/dam/bmh/new-spotlight/financial-tips-for-starting-your-career/workandyourfinanciallife-spotlightsasthead-desktop-1440x420.jpg" style="background-size: initial" role="img" aria-label="Man working at home computer"> </div> </div> <div class="spotlight-masthead__content spotlight-masthead__content--tall"> <span class="spotlight-masthead__eyebrow-text">Financial Guide</span> <h1 class="spotlight-masthead__heading spotlight-masthead__heading--black">Work and your financial life</h1> <div class="spotlight-masthead__description"><p>A guide to salary, benefits and planning for your future, whether you're just starting out or planning for retirement.</p> </div> </div> </div> </div> <div class="aem-wrap--spotlight-filter section"> <div class="spotlight-filter js-spotlight-filter " data-action="spotlightFilter"> <div class="spotlight-filter__container js-spotlight-filter__container "> <h2 class="spotlight-filter__title js-spotlight-filter-title">Filter by</h2> <ul class="js-spotlight-filter__items collapse" role="tablist"> <a role="button" class="spotlight-filter__icon" aria-label="Collasped Menu"></a> <li class="active" role="presentation"> <a data-filter-category="all" href="#" class="t-track-category-option js-spotlight-filter__items-all" data-bactmln="spotlightpage-_-Tab-_-SubTopic_all" role="tab" aria-selected="true">All categories</a> </li> <li role="presentation"> <a data-filter-category="salary___benefits_basics" href="#" data-bactmln="spotlightpage-_-Tab-_-SubTopic_salary___benefits_basics" class="t-track-category-option" role="tab" aria-selected="false">Salary & benefits basics</a> </li> <li role="presentation"> <a data-filter-category="funding_your_future" href="#" data-bactmln="spotlightpage-_-Tab-_-SubTopic_funding_your_future" class="t-track-category-option" role="tab" aria-selected="false">Funding your future</a> </li> <li role="presentation"> <a data-filter-category="career_changes" href="#" data-bactmln="spotlightpage-_-Tab-_-SubTopic_career_changes" class="t-track-category-option" role="tab" aria-selected="false">Career changes</a> </li> <li role="presentation"> <a data-filter-category="additional_resources" href="#" data-bactmln="spotlightpage-_-Tab-_-SubTopic_additional_resources" class="t-track-category-option" role="tab" aria-selected="false">Additional resources</a> </li> </ul> </div> <div class="spotlight-filter__catagories js-spotlight-filter__catagories"> <div class="aem-wrap--spotlight-category-container section"> <section data-id="salary___benefits_basics" class="spotlight-category-container spotlight-category-container--featured spotlight-category-container--no-heading" data-action="categoryContainer"> <div class="spotlight-category-container__wrapper"> <div class="featured-variant"> <h2 class="spotlight-category-container__title ">Salary & benefits basics</h2> <div class="spotlight-category-container__inner-wrapper"> <div class="spotlight-category-container__left"> <div><div class="aem-wrap--spotlight-featured-tile section"> <div class="spotlight-featured-tile spotlight-featured-tile--theme-red spotlight-featured-tile--align-left js-spotlight-featured-tile" data-content-type="Article" data-action="spotlightFeaturedTile"> <div class="spotlight-featured-tile__wrap" style="background-image: url(/content/dam/bmh/spotlight-featured-tile/newjobbenefits-featuredimagedoublewidetile-new-version-787x600.svg)"> <a href="https://bettermoneyhabits.bankofamerica.com/en/taxes-income/new-job-checklist" data-path="/content/bmh/en/taxes-income/new-job-checklist" hreflang="en-US" data-bactmln="spotlightpage-_-Hyperlink-_-ItemTile-featured_new_job__make_the_most_of_your_employee_benefits" class="spotlight-featured-tile__link js-anchor-wrapper t-track-featured-spotlight-tile"> <div class="spotlight-featured-tile__content"> <span class="spotlight-featured-tile__content__topic">Taxes & Income</span> <h3 class="spotlight-featured-tile__content__title">New job? Make the most of your employee benefits</h3> <p class="spotlight-featured-tile__content__description">New jobs mean big changes, but it鈥檚 important to remember the basics. These 4 details can help in your workplace transition.</p> <p class="spotlight-featured-tile__content__cta"> <i class="icon icon--Article"></i> <span class="cta-text">Read more</span><span>, 3 minutes </span> </p> </div> </a> </div> </div></div> </div> </div> <div class="spotlight-category-container__right"> <div><div class="aem-wrap--article-list section"> <div class="article-list__wrapper js-article-list__wrapper article-list__wrapper--default "> <ul class="article-list js-article-list" data-action="articleList"> <li class="article-list__item" data-content-type="Article"> <a href="https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/10-ways-to-make-extra-money" data-path="/content/bmh/en/saving-budgeting/10-ways-to-make-extra-money" hreflang="en-US" class="article-list__item__link js-anchor-wrapper t-track-content-tile" data-bactmln="ItemTile_10_ways_to_earn_extra_cash"> <div class="article-list__item__content"> <span class="article-list__item__topic">Saving & Budgeting</span> <h3 class="article-list__item__title">10 ways to earn extra cash</h3> <p class="article-list__item__cta "> <i class="icon icon--Article"></i><span class="cta-text">Read more</span><span>, 3 minutes</span> </p> </div> </a> </li> <li class="article-list__item" data-content-type="Infographic"> <a href="https://bettermoneyhabits.bankofamerica.com/en/taxes-income/how-to-read-a-paycheck" data-path="/content/bmh/en/taxes-income/how-to-read-a-paycheck" hreflang="en-US" class="article-list__item__link js-anchor-wrapper t-track-content-tile" data-bactmln="ItemTile_how_to_read_a_paycheck_or_pay_stub"> <div class="article-list__item__content"> <span class="article-list__item__topic">Taxes & Income</span> <h3 class="article-list__item__title">How to read a paycheck or pay stub</h3> <p class="article-list__item__cta "> <i class="icon icon--Infographic"></i><span class="cta-text">View infographic</span><span>, 2 minutes</span> </p> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="spotlight-category-container__full"> <div> </div> </div> </div> </div> </div> </section> </div> <div class="aem-wrap--spotlight-category-container section"> <section data-id="funding_your_future" class="spotlight-category-container spotlight-category-container--no-heading" data-action="categoryContainer"> <div class="spotlight-category-container__wrapper"> <div> <div class="spotlight-category-container__intro"> <h2 class="spotlight-category-container__title ">Funding your future</h2> <div class="spotlight-category-container__title-wrapper"> </div> <div class="spotlight-category-container__heading-wrapper"> </div> </div> <div class="spotlight-category-container__spotlights"> <div> </div> <div class="slider" data-template-path="/content/bmh/en/financial-tips-for-starting-your-career/jcr:content/content/spotlight_filter_cop/categories/spotlight_category_c_822334372/slider"> <div class="slider__spotlight slider__desktop-no-slider"> <div class="heading__anchor-link js-anchor-link" aria-hidden="true" tabindex="-1"></div> <div class="heading__text text--primary-color "> </div> <div class="slider__carousel slider__spotlight--carousel js-spotlight slider__desktop-no-slider--wrapper" data-action="slider" data-id="funding_your_future" data-options='{"dots":true,"arrows":true,"infinite":true,"loopCount":0,"speed":300,"autoplay":false,"pauseOnFocus":false,"autoplaySpeed":3000,"centerMode":false,"slidesToShow":1,"slidesToScroll":1}' data-options-tablet="{"slidesToShow":1,"slidesToScroll":1}" data-options-mobile="{"slidesToShow":1,"slidesToScroll":1}" data-options-extra="{}" data-desktop data-category="view-all"> <div id="slide_2" class="slide "> <h5 class="slider__slide-title accessibility-hidden" aria-hidden="true">Slide 2</h5> <div class="aem-wrap--spotlight-content-tile section"> <div class="spotlight-content-tile spotlight-content-tile--single spotlight-content-tile--has-image js-spotlight-content-tile" data-content-type="Article" data-action="spotlightContentTile"> <a href="https://bettermoneyhabits.bankofamerica.com/en/retirement/investment-terms-to-know" data-path="/content/bmh/en/retirement/investment-terms-to-know" hreflang="en-US" class="spotlight-content-tile__anchor js-anchor-wrapper t-track-content-tile" data-bactmln="ItemTile_ItemTile_the_plain_language_guide_to_investing"> <div class="spotlight-content-tile__wrapper"> <div class="spotlight-content-tile__background" style="background-image: url(/content/dam/bmh/spotlight-featured-tile/the-plain-language-guide-to-investing-spotlight-content-tile-851x550.jpg)"></div> <div class="spotlight-content-tile__content-wrapper"> <span class="spotlight-content-tile__topic">Investing</span> <h3 class="spotlight-content-tile__title">The plain-language guide to investing</h3> <p class="spotlight-content-tile__description js-content-tile-description">Don't let unfamiliar terms and concepts keep you from investing. Here's what you need to know to help give you the confidence to get started.</p> <p class="spotlight-content-tile__cta"> <i class="icon icon--Article"></i> <span class="cta-text">Read more</span> <span>, 4 minutes</span> </p> </div> </div> </a> </div> </div> </div> <div id="slide_3" class="slide slide--double-size-tile"> <h5 class="slider__slide-title accessibility-hidden" aria-hidden="true">Slide 3</h5> <div class="aem-wrap--spotlight-content-tile section"> <div class="spotlight-content-tile spotlight-content-tile--double spotlight-content-tile--has-image js-spotlight-content-tile" data-content-type="Article" data-action="spotlightContentTile"> <a href="https://bettermoneyhabits.bankofamerica.com/en/retirement/401k-benefits-and-information" data-path="/content/bmh/en/retirement/401k-benefits-and-information" hreflang="en-US" class="spotlight-content-tile__anchor js-anchor-wrapper t-track-content-tile" data-bactmln="ItemTile_ItemTile_your_401_k___10_things_to_find_out"> <div class="spotlight-content-tile__wrapper"> <div class="spotlight-content-tile__background spotlight-content-tile__background--double" style="background-image: url(/content/dam/bmh/spotlight-featured-tile/your-401k-10-things-to-find-out-doublewide-412x550.jpg)"></div> <div class="spotlight-content-tile__background spotlight-content-tile__background--single" style="background-image: url(/content/dam/bmh/spotlight-featured-tile/your-401k-10-things-to-find-out-contentpiece-717x235.jpg)"></div> <div class="spotlight-content-tile__content-wrapper"> <span class="spotlight-content-tile__topic">Investing</span> <h3 class="spotlight-content-tile__title">Your 401(k): 10 things to find out</h3> <p class="spotlight-content-tile__description js-content-tile-description">If your company offers you a 401(k) plan, you may have decisions to make. Check your plan documents or ask your HR representative for answers to these 10 key questions.</p> <p class="spotlight-content-tile__cta"> <i class="icon icon--Article"></i> <span class="cta-text">Read more</span> <span>, 3 minutes</span> </p> </div> </div> </a> </div> </div> </div> <div id="slide_4" class="slide "> <h5 class="slider__slide-title accessibility-hidden" aria-hidden="true">Slide 4</h5> <div class="aem-wrap--article-list section"> <div class="article-list__wrapper js-article-list__wrapper article-list__wrapper--default "> <ul class="article-list js-article-list" data-action="articleList"> <li class="article-list__item" data-content-type="Article"> <a href="https://bettermoneyhabits.bankofamerica.com/en/retirement/what-is-an-ira" data-path="/content/bmh/en/retirement/what-is-an-ira" hreflang="en-US" class="article-list__item__link js-anchor-wrapper t-track-content-tile" data-bactmln="ItemTile_what_is_an_ira__everything_you_need_to_know"> <div class="article-list__item__content"> <span class="article-list__item__topic">Investing</span> <div class="article-list__item__title">What is an IRA? Everything you need to know</div> <p class="article-list__item__description">Whether you鈥檙e self-employed or looking for retirement savings options, get to know all about IRAs and how they work.</p> <p class="article-list__item__cta "> <i class="icon icon--Article"></i><span class="cta-text">Read more</span><span>, 4 minutes</span> </p> </div> </a> </li> </ul> </div> </div> </div> </div> </div> </div> </div> </div> </div> </section> </div> <div class="aem-wrap--spotlight-category-container section"> <section data-id="career_changes" class="spotlight-category-container spotlight-category-container--no-heading" data-action="categoryContainer"> <div class="spotlight-category-container__wrapper"> <div> <div class="spotlight-category-container__intro"> <h2 class="spotlight-category-container__title ">Career changes</h2> <div class="spotlight-category-container__title-wrapper"> </div> <div class="spotlight-category-container__heading-wrapper"> </div> </div> <div class="spotlight-category-container__spotlights"> <div> </div> <div class="slider" data-template-path="/content/bmh/en/financial-tips-for-starting-your-career/jcr:content/content/spotlight_filter_cop/categories/spotlight_category_c_825119098/slider"> <div class="slider__spotlight slider__desktop-no-slider"> <div class="heading__anchor-link js-anchor-link" aria-hidden="true" tabindex="-1"></div> <div class="heading__text text--primary-color "> </div> <div class="slider__carousel slider__spotlight--carousel js-spotlight slider__desktop-no-slider--wrapper" data-action="slider" data-id="career_changes" data-options='{"dots":true,"arrows":true,"infinite":true,"loopCount":0,"speed":300,"autoplay":false,"pauseOnFocus":false,"autoplaySpeed":3000,"centerMode":false,"slidesToShow":1,"slidesToScroll":1}' data-options-tablet="{"slidesToShow":1,"slidesToScroll":1}" data-options-mobile="{"slidesToShow":1,"slidesToScroll":1}" data-options-extra="{}" data-desktop data-category="view-all"> <div id="slide_1" class="slide "> <h5 class="slider__slide-title accessibility-hidden" aria-hidden="true">Slide 1</h5> <div class="aem-wrap--tip-tile section"> <div class="tip-tile js-tip-tile text--template-theme-color-cx background--template-theme-color-cx--light" data-cmp-name="tip-tile" data-action="tipTile"> <div class="tip-tile__div-wrapper tip-tile__div-wrapper--center"> <div class="tip-tile__text-wrapper "> <div class="tip-tile__image-wrapper tip-tile__image-wrapper--noSpace"> <img class="tip-tile__image tip-tile__image--l" src="/content/dam/bmh/cx/icon-tip-lightbulb.svg" alt="" aria-hidden="true"/> </div> <div class="tip-tile__header tip-tile__header--no-deck"> <h3 class="tip-tile__header--darkBlue tip-tile__header--m"> Did you know? </h3> </div> </div> <div class="tip-tile__overview tip-tile__overview--darkBlue tip-tile__overview--xs tip-tile__div-wrapper--center "> <p>If you have unused money in a flexible spending account (FSA) at the end of the year, it may not be refunded. In many cases, you need to "use it or lose it."</p> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </section> </div> <div class="aem-wrap--spotlight-category-container section"> <section data-id="additional_resources" class="spotlight-category-container spotlight-category-container--no-heading" data-action="categoryContainer"> <div class="spotlight-category-container__wrapper"> <div> <div class="spotlight-category-container__intro"> <h2 class="spotlight-category-container__title ">Additional resources</h2> <div class="spotlight-category-container__title-wrapper"> </div> <div class="spotlight-category-container__heading-wrapper"> </div> </div> <div class="spotlight-category-container__spotlights"> <div> </div> <div class="slider" data-template-path="/content/bmh/en/financial-tips-for-starting-your-career/jcr:content/content/spotlight_filter_cop/categories/spotlight_category_c_1335089806/slider"> <div class="slider__spotlight slider__desktop-no-slider"> <div class="heading__anchor-link js-anchor-link" aria-hidden="true" tabindex="-1"></div> <div class="heading__text text--primary-color "> </div> <div class="slider__carousel slider__spotlight--carousel js-spotlight slider__desktop-no-slider--wrapper" data-action="slider" data-id="additional_resources" data-options='{"dots":true,"arrows":true,"infinite":true,"loopCount":0,"speed":300,"autoplay":false,"pauseOnFocus":false,"autoplaySpeed":3000,"centerMode":false,"slidesToShow":1,"slidesToScroll":1}' data-options-tablet="{"slidesToShow":1,"slidesToScroll":1}" data-options-mobile="{"slidesToShow":1,"slidesToScroll":1}" data-options-extra="{}" data-desktop data-category="view-all"> <div id="slide_1" class="slide slide--double-size-tile"> <h5 class="slider__slide-title accessibility-hidden" aria-hidden="true">Slide 1</h5> <div class="aem-wrap--spotlight-content-tile section"> <div class="spotlight-content-tile spotlight-content-tile--double spotlight-content-tile--has-image js-spotlight-content-tile" data-content-type="tool" data-action="spotlightContentTile"> <a href="https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/spending-tool" data-path="/content/bmh/en/saving-budgeting/spending-tool" hreflang="en-US" class="spotlight-content-tile__anchor js-anchor-wrapper t-track-content-tile" data-bactmln="ItemTile_ItemTile_spending_analysis_tool"> <div class="spotlight-content-tile__wrapper"> <div class="spotlight-content-tile__background spotlight-content-tile__background--double" style="background-image: url(/content/dam/bmh/spotlight-featured-tile/spendinganalysistool-doublewidetile-new-412x550.svg)"></div> <div class="spotlight-content-tile__background spotlight-content-tile__background--single" style="background-image: url(/content/dam/bmh/spotlight-featured-tile/spendinganalysistool-contentiecetile-new-717x235.svg)"></div> <div class="spotlight-content-tile__content-wrapper"> <span class="spotlight-content-tile__topic">Saving & Budgeting</span> <h3 class="spotlight-content-tile__title">Spending Analysis Tool</h3> <p class="spotlight-content-tile__description js-content-tile-description">Wondering what people are spending their money on? Use this tool from Better Money Habits to see how your monthly spending measures up.</p> <p class="spotlight-content-tile__cta"> <i class="icon icon--tool"></i> <span class="cta-text">Use tool</span> <span>, 2 minutes</span> </p> </div> </div> </a> </div> </div> </div> </div> </div> </div> </div> </div> </div> </section> </div> </div> </div> </div> <div class="aem-wrap--cta-section-container section"> <div class="cta-section-container"> <div class="heading__anchor-link js-anchor-link" data-id="didnt-find-what-youre-looking-for" aria-hidden="true" tabindex="-1"></div> <h2 class="heading__text text--primary-color heading-level-1 heading--text-red heading--align-center"> Didn't find what you're looking for? </h2> <div class="cta-section-container__wrapper"> <div class="cta-section-container__col"> <div class="aem-wrap--cta-tile section"> <div class="cta-tile"> <a href="https://bettermoneyhabits.bankofamerica.com/en/family-financial-matters" data-path="/content/bmh/en/family-financial-matters" hreflang="en-US" class="cta-tile__link t-track-content-tile " data-bactmln="ItemTile_financial_matters_for_families"> <div class="cta-tile__content"> <h3 class="cta-tile__title h3">Financial matters for families</h3> <p class="cta-tile__description">Your family鈥檚 financial needs are always a priority. Learn how you can help coach them about money and banking.</p> </div> <div class="cta-tile__count"> <i class="icon icon--guidelines"></i> 11 resources </div> </a> </div></div> </div> <div class="cta-section-container__col"> <div class="aem-wrap--cta-tile section"> <div class="cta-tile"> <a href="https://bettermoneyhabits.bankofamerica.com/en/how-to-manage-your-savings" data-path="/content/bmh/en/how-to-manage-your-savings" hreflang="en-US" class="cta-tile__link t-track-content-tile " data-bactmln="ItemTile_simple_ways_to_add_to_your_savings"> <div class="cta-tile__content"> <h3 class="cta-tile__title h3">Simple ways to add to your savings</h3> <p class="cta-tile__description">Discover helpful and practical ways to save with budgeting tips and tools to get you closer to realizing your financial goals.</p> </div> <div class="cta-tile__count"> <i class="icon icon--guidelines"></i> 10 resources </div> </a> </div></div> </div> <div class="cta-section-container__col"> <div class="aem-wrap--cta-tile section"> <div class="cta-tile"> <a href="https://bettermoneyhabits.bankofamerica.com/en/how-to-stop-living-paycheck-to-paycheck" data-path="/content/bmh/en/how-to-stop-living-paycheck-to-paycheck" hreflang="en-US" class="cta-tile__link t-track-content-tile " data-bactmln="ItemTile_manage_your_money_when_living_paycheck_to_paycheck"> <div class="cta-tile__content"> <h3 class="cta-tile__title h3">Manage your money when living paycheck to paycheck</h3> <p class="cta-tile__description">Break the cycle and jump-start your finances. Learn how to pay down debt while building savings.</p> </div> <div class="cta-tile__count"> <i class="icon icon--guidelines"></i> 11 resources </div> </a> </div></div> </div> </div> </div></div> </div> <div> <div class="xf-content-height"> <div class="aem-wrap--cta-group"> <div class="cta-group cta-group--spotlights cta-group--center "> <div class="cta-group__wrapper "> <a data-bactmln="Back_ViewAll" href="https://bettermoneyhabits.bankofamerica.com/en/financial-guides" class="js-cta-link cta-group__cta t-track-cta js-tracking-override cta--spotlights " target="_self"> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">View all Financial Guides</span> </span> </a> </div> </div> </div> </div> </div> </div> <div class="js-priorities-widget-container "></div> <div> <div class="aem-wrap--interstitial"> <div class="interstitial js-interstitial" data-action="interstitial" role="dialog" aria-hidden="true" data-includelangurls="[]" data-excludeurls="["bankofamerica.com","ml.com","merrilledge.com","bettermoneyhabits.com","https://www.pbig.ml.com","https://www.ml.com","https://promotions.bankofamerica.com/","https://business.bofa.com/en-us/content/global-privacy-notices"]" data-excludelangurls="[]" data-exclude-containers="onetrust-consent-sdk"> <div class="overlay js-overlay-interstitial"></div> <div class="interstitial__container js-interstitial-container"> <div class="js-contents" data-external-copy="<h2>You're continuing to another website</h2> <p>You're continuing to another website that Bank of America doesn't own or operate.聽Its owner is solely responsible for the website's content, offerings and level of security, so please refer to the website's posted privacy policy and terms of use. It's possible that the information provided in the website is available only in English.</p> " data-internal-copy="<h2>Va a ir a una p谩gina que podr铆a estar en ingl茅s</h2> <p>Es posible que el contenido, las solicitudes y los documentos asociados con los productos y servicios espec铆ficos en esa p谩gina est茅n disponibles solo en ingl茅s. Antes de escoger un producto o servicio, aseg煤rese de haber le铆do y entendido todos los t茅rminos y condiciones provistos.</p> " aria-hidden="true"></div> <a href="javascript:void(0);" class="close-btn js-interstitial-close t-track-interstitial-close" role="button" aria-label="Close you're continuing to another website dialog" data-bactmln="interstitial-_-close-_-ExternalWindow"> <span class="icon icon--close" aria-hidden="true"></span> </a> <div class="interstitial__body js-content-wrapper"></div> <div class="interstitial__buttons js-external-copy"> <a href="#" 莽 class="interstitial__buttons-continue t-track-cta js-interstitial-continue" data-link="" role="button" target="_blank" rel="noopener noreferrer" data-bactmln="interstitial-_-Hyperlink-_-Continue_External">Continue</a> <a href="javascript:void(0);" class="interstitial__buttons-cancel js-interstitial-cancel t-track-cta" role="button" data-bactmln="interstitial-_-Hyperlink-_-Return_BM">Cancel</a> </div> <div class="interstitial__buttons js-alternate-copy"> <a href="#" class="interstitial__buttons-continue t-track-cta js-interstitial-continue" data-link="" role="button" target="_blank" rel="noopener noreferrer" data-bactmln="interstitial-_-Hyperlink-_-Continue_External_English">Continue</a> <a href="javascript:void(0);" class="interstitial__buttons-cancel js-interstitial-cancel t-track-cta" role="button" data-bactmln="interstitial-_-Hyperlink-_-Return_BMH_External_English">Cancel</a> </div> </div> </div> </div> </div> <div> <div class="aem-wrap--advertising"> <div id="advertising" class="advertising js-advertising-wrapper " data-cmp-name="advertising" data-action="advertising"> <div class="overlay js-overlay-advertising"></div> <div class="advertising__container js-advertising" role="dialog" aria-modal="true" aria-hidden="true"> <a href="javascript:void(0);" class="close-btn js-advertising-close t-track-advertising-close" data-bactmln="close-advertising-practices" tabindex="0" role="button" aria-label="Close Advertising Practices"> <span class="icon icon--close"></span> </a> <div class="advertising__scroll-text js-advertising-scroll-text"> <h1 class="advertising__title">Advertising Practices</h1> <div><p>We strive to provide you with information about products and services you might find interesting and useful. Relationship-based ads and online behavioral advertising help us do that.</p> <p>Bank of America participates in the Digital Advertising Alliance ("DAA") self-regulatory Principles for Online Behavioral Advertising and uses the Advertising Options Icon on our behavioral ads on non-affiliated third-party sites (excluding ads appearing on platforms that do not accept the icon). Ads served on our behalf by these companies do not contain unencrypted personal information and we limit the use of personal information by companies that serve our ads. To learn more about ad choices, or to opt out of interest-based advertising with non-affiliated third-party sites, visit <a href="https://optout.aboutads.info/?c=2&lang=EN" target="_blank">YourAdChoices</a> powered by the DAA or through the <a href="https://optout.networkadvertising.org/?c=1" target="_blank">Network Advertising Initiative's Opt-Out Tool</a>. You may also visit the individual sites for additional information on their data and privacy practices and opt-out options.</p> <p>To learn more about relationship-based ads, online behavioral advertising and our privacy practices, please review the <a href="https://www.bankofamerica.com/security-center/online-privacy-notice/?request_locale=en_US" target="_blank">Bank of America Online Privacy Notice</a> and our <a href="https://www.bankofamerica.com/security-center/faq/online-privacy/?request_locale=en_US" target="_blank">Online Privacy FAQs</a>.</p> </div> </div> </div> </div></div> </div> <div> <div class="aem-wrap--tools-lp-footer"> <div class="tools-lp-footer" role="contentinfo" data-cmp-name="tools-lp-footer" data-action="toolsLpFooter"> <div class="tools-lp-footer__wrapper"> <div class="tools-lp-footer__head"> <a class="t-track-logo" href="https://bettermoneyhabits.bankofamerica.com/en" tabindex="0" target="_self" aria-label="Better Money Habits registered mark Powered by Bank of America" data-bactmln="tools_lp_footer-_-icon-_-bmh_logo"> <div role="img"> <div class="image image--bg-pos-center " style="max-width: inherit" data-action="image"> <picture class="image__picture js-image-picture"> <source srcset="/content/dam/bmh/cx/bofa-bmh-art1-rgb-standalone-white.svg" media="(min-width: 1200px)"/> <source srcset="/content/dam/bmh/cx/bofa-bmh-art1-rgb-standalone-white.svg" media="(min-width: 1024px)"/> <source srcset="/content/dam/bmh/cx/bofa-bmh-art1-rgb-standalone-white.svg" media="(min-width: 640px)"/> <img alt="Better Money Habits registered sign" class="image__img" role="img" src="/content/dam/bmh/cx/bofa-bmh-art1-rgb-standalone-white.svg"/> </picture> <img src="/content/dam/bmh/cx/bofa-bmh-art1-rgb-standalone-white.svg" alt="Better Money Habits registered sign" class="image__img--print" aria-hidden="true"/> </div> </div> </a> <div class="tools-lp-footer__social"> <p class="tools-lp-footer__socialheader">Connect with us</p> <div class="list-icon default"> <div class="list-icon__logos"> <a class="js-list-icon" href="https://www.facebook.com/BankofAmerica" target="_self" aria-label="Facebook icon Opens a modal pop up" data-bactmln="icon_facebook-icon-opens-a-modal-pop-up"> <img class="list-icon__logos--image" aria-hidden="true" src="/content/dam/bmh/ToolsLP/footer-social-icons/footer_social_icon_facebook.svg" alt="Facebook icon Opens a modal pop up"/> </a> </div> <div class="list-icon__logos"> <a class="js-list-icon" href="https://www.instagram.com/bankofamerica/" target="_self" aria-label="Instagram icon Opens a modal pop up" data-bactmln="icon_instagram-icon-opens-a-modal-pop-up"> <img class="list-icon__logos--image" aria-hidden="true" src="/content/dam/bmh/ToolsLP/footer-social-icons/footer_social_icon_instagram.svg" alt="Instagram icon Opens a modal pop up"/> </a> </div> <div class="list-icon__logos"> <a class="js-list-icon" href="https://www.linkedin.com/company/bank-of-america/" target="_self" aria-label="Linkedin icon Opens a modal pop up" data-bactmln="icon_linkedin-icon-opens-a-modal-pop-up"> <img class="list-icon__logos--image" aria-hidden="true" src="/content/dam/bmh/ToolsLP/footer-social-icons/footer_social_icon_linkedin.svg" alt="Linkedin icon Opens a modal pop up"/> </a> </div> <div class="list-icon__logos"> <a class="js-list-icon" href="https://www.pinterest.com/bettermoneyhabits/" target="_self" aria-label="Pinterest icon Opens a modal pop up" data-bactmln="icon_pinterest-icon-opens-a-modal-pop-up"> <img class="list-icon__logos--image" aria-hidden="true" src="/content/dam/bmh/ToolsLP/footer-social-icons/footer_social_icon_pinterest.svg" alt="Pinterest icon Opens a modal pop up"/> </a> </div> <div class="list-icon__logos"> <a class="js-list-icon" href="https://twitter.com/BankofAmerica" target="_self" aria-label="Twitter icon Opens a modal pop up" data-bactmln="icon_twitter-icon-opens-a-modal-pop-up"> <img class="list-icon__logos--image" aria-hidden="true" src="/content/dam/bmh/ToolsLP/footer-social-icons/x-white-digital-black.svg" alt="Twitter icon Opens a modal pop up"/> </a> </div> <div class="list-icon__logos"> <a class="js-list-icon" href="https://www.youtube.com/user/bankofamerica" target="_self" aria-label="Youtube icon Opens a modal pop up" data-bactmln="icon_youtube-icon-opens-a-modal-pop-up"> <img class="list-icon__logos--image" aria-hidden="true" src="/content/dam/bmh/ToolsLP/footer-social-icons/footer_social_icon_youtube.svg" alt="Youtube icon Opens a modal pop up"/> </a> </div> </div> </div> </div> <div class="tools-lp-footer__links"> <div class="cta-group "> <div class="cta-group__wrapper "> <a data-bactmln="footer_content_bank_of_america" href="https://www.bankofamerica.com/" class="js-cta-link cta-group__cta t-track-cta js-tracking-override cta--link " target="_blank"> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Bank of America</span> </span> </a> </div> <div class="cta-group__wrapper "> <a data-bactmln="footer_content_privacy_and_security" href="https://www.bankofamerica.com/security-center/privacy-overview/" class="js-cta-link cta-group__cta t-track-cta js-tracking-override cta--link " target="_blank"> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Privacy</span> </span> </a> </div> <div class="cta-group__wrapper "> <a data-bactmln="footer_content_childrens_privacy" href="https://www.bankofamerica.com/online-banking/childrens-privacy-policy/" class="js-cta-link cta-group__cta t-track-cta js-tracking-override cta--link " target="_self"> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Children鈥檚 Privacy</span> </span> </a> </div> <div class="cta-group__wrapper "> <a data-bactmln="footer_content_privacy_and_security" href="https://www.bankofamerica.com/security-center/overview/" class="js-cta-link cta-group__cta t-track-cta js-tracking-override cta--link " target="_blank"> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Security</span> </span> </a> </div> <div class="cta-group__wrapper "> <a data-bactmln="footer_content_careers" href="https://careers.bankofamerica.com/en-us" class="js-cta-link cta-group__cta t-track-cta js-tracking-override cta--link " target="_blank"> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Careers</span> </span> </a> </div> <div class="cta-group__wrapper "> <a data-bactmln="footer_content_sitemap" href="https://www.bankofamerica.com/sitemap/personal.go" class="js-cta-link cta-group__cta t-track-cta js-tracking-override cta--link " target="_blank"> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Sitemap</span> </span> </a> </div> <div class="cta-group__wrapper "> <a data-bactmln="footer_content_advertising_practices" href="#advertising_practices.html" class="js-cta-link cta-group__cta t-track-cta js-tracking-override cta--link " target="_self" aria-label="Advertising Practices link Opens a modal pop up"> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Advertising Practices</span> </span> </a> </div> <div class="cta-group__wrapper "> <a data-bactmln="footer_content_education" href="https://bettermoneyhabits.bankofamerica.com/community/en" class="js-cta-link cta-group__cta t-track-cta js-tracking-override cta--link " target="_self"> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Education Resource Center</span> </span> </a> </div> <div class="cta-group__wrapper "> <a data-bactmln="footer_content_terms" href="https://bettermoneyhabits.bankofamerica.com/en/terms" class="js-cta-link cta-group__cta t-track-cta js-tracking-override cta--link " target="_self"> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Terms of Use</span> </span> </a> </div> <div class="cta-group__wrapper "> <a data-bactmln="footer_content_bank_of_america" href="https://www.bankofamerica.com/accessible-banking/overview/?request_locale=en_US" class="js-cta-link cta-group__cta t-track-cta js-tracking-override cta--link " target="_blank"> <span class="cta-group__cta-content-wrapper "> <span class="cta__text">Accessible Banking</span> </span> </a> </div> </div> <div class="cta-group__note"><p style="margin: 0 0 20.0px 0;font-size: 12.0px;"><a id="launchOtPc" class="ot-sdk-show-settings t-track-body-copy-link" href="#lot">Your Privacy Choices</a><span class="uc-icon-optout-policy" style="font-size: 20.0px;margin-left: 5.0px;vertical-align: middle;" aria-hidden="true"></span></p> </div> <div class="tools-lp-footer__note"> <p>Some materials and online content may be available in English only.</p> <p>Bank of America, N.A. Member FDIC. <span class="text">Equal Housing Lender</span> <span class="icon icon--ehl"></span> </p> <p>© 2024 Bank of America Corporation. All rights reserved.</p> <span class="tools-lp-footer__note__legal--bottom"><p style="margin: 30.0px 0 15.0px;">Investment products:</p> <table role="presentation" style="border-color: rgb(255,255,255);" width="100%" cellspacing="0" cellpadding="3" border="1"> <tbody><tr><td style="text-align: center;"><p><strong><span class="copy-size-l">Are Not<br/> FDIC Insured</span></strong></p> </td> <td style="text-align: center;"><p><strong><span class="copy-size-l">Are Not<br/> Bank Guaranteed</span></strong></p> </td> <td style="text-align: center;"><p><strong><span class="copy-size-l">May Lose Value</span></strong></p> </td> </tr></tbody></table> <p style="margin-top: 15.0px;">Bank of America and its affiliates do not provide legal, tax or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.</p> </span> </div> </div> </div> </div> </div> </div> <div class="overlay overlay--hidden js-overlay"></div> <script src="/etc.clientlibs/clientlibs/granite/jquery/granite/csrf.min.js" defer></script> <script src="/etc.clientlibs/bmh/clientlibs/scripts/spotlight.min.js" defer></script> <script src="/etc.clientlibs/bmh/clientlibs/scripts/custom-dimensions.min.js" defer></script> </body> </html>