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<!DOCTYPE html><html data-wf-domain="www.rainfin.com" data-wf-page="668e74c3506926770b1ab6ea" data-wf-site="668e74c3506926770b1ab6fa"><head><meta charset="utf-8"/><title>RainFin - Discover the Smarter Way to Invest</title><meta content="RainFin by CAEP brings innovation and global investment directly to your web3 wallet, without the complexity." name="description"/><meta content="RainFin - Discovery the Smarter Way to Invest" property="og:title"/><meta content="RainFin brings innovation and global investment directly to your web3 wallet, without the complexity." property="og:description"/><meta content="https://cdn.prod.website-files.com/64510ad092fbda241ae2daff/661ce064fcb7977c11fffc75_LinkedIn%20Cover%20-%20Color.jpg" property="og:image"/><meta content="RainFin - Discovery the Smarter Way to Invest" property="twitter:title"/><meta content="RainFin brings innovation and global investment directly to your web3 wallet, without the complexity." property="twitter:description"/><meta content="https://cdn.prod.website-files.com/64510ad092fbda241ae2daff/661ce064fcb7977c11fffc75_LinkedIn%20Cover%20-%20Color.jpg" property="twitter:image"/><meta property="og:type" content="website"/><meta content="summary_large_image" name="twitter:card"/><meta content="width=device-width, initial-scale=1" name="viewport"/><link href="https://cdn.prod.website-files.com/668e74c3506926770b1ab6fa/css/rainfin-new.webflow.989cadc47.css" rel="stylesheet" type="text/css"/><link href="https://fonts.googleapis.com" rel="preconnect"/><link href="https://fonts.gstatic.com" rel="preconnect" crossorigin="anonymous"/><script src="https://ajax.googleapis.com/ajax/libs/webfont/1.6.26/webfont.js" type="text/javascript"></script><script type="text/javascript">WebFont.load({ google: { families: ["Montserrat:100,100italic,200,200italic,300,300italic,400,400italic,500,500italic,600,600italic,700,700italic,800,800italic,900,900italic","Outfit:300,regular,500,600,700"] }});</script><script type="text/javascript">!function(o,c){var n=c.documentElement,t=" w-mod-";n.className+=t+"js",("ontouchstart"in o||o.DocumentTouch&&c instanceof DocumentTouch)&&(n.className+=t+"touch")}(window,document);</script><link href="https://cdn.prod.website-files.com/64510ad092fbda241ae2daff/663cb39b6b69b4f600bfcaec_Frame%201.png" rel="shortcut icon" type="image/x-icon"/><link href="https://cdn.prod.website-files.com/64510ad092fbda241ae2daff/661cc07e08c2ecf9da8b72a5_webclip.png" rel="apple-touch-icon"/><script async="" src="https://www.googletagmanager.com/gtag/js?id=G-Y0ZYYN7XEN"></script><script type="text/javascript">window.dataLayer = window.dataLayer || [];function gtag(){dataLayer.push(arguments);}gtag('js', new Date());gtag('set', 'developer_id.dZGVlNj', true);gtag('config', 'G-Y0ZYYN7XEN');</script><script src="https://www.google.com/recaptcha/api.js" type="text/javascript"></script> <script type="fs-cc" fs-cc-categories="analytics" async src="https://www.googletagmanager.com/gtag/js?id=G-HGY5BGYVLL"></script> <script> window.dataLayer = window.dataLayer || []; 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animation: rotate 10s infinite; transition-timing-function: cubic-bezier(0.2,0.5,0.3,1) } .rotatingtext:nth-of-type(2) { animation-delay: 2.5s; } .rotatingtext:nth-of-type(3) { animation-delay: 5s; } .rotatingtext:nth-of-type(4) { animation-delay: 7.5s; } @keyframes rotate { /* Text is positioned below the wrap */ 0% { transform: translate3d(0, 100px, 0); } /* Move text up and make it visible */ 2.5% { transform: translate3d(0, 0, 0); } /* Between 2.5% and 25%, nothing changes (text is visible) */ 25% { transform: translate3d(0, 0, 0); } /* Move text up and out of the wrap */ 27.5% { transform: translate3d(0, -100px, 0); } /* Between 27.5% and 99%, nothing changes (text is invisible) */ 99.9999% { transform: translate3d(0, -100px, 0); } /* Move text to it's original position (loop starts over) */ 100% { transform: translate3d(0, 100px, 0); } } </style></div></div></div><p class="paragraph hero">RainFin brings innovation and global investment directly to your wallet, without the complexity. <br/>‍<span class="blue-text">Alpha app is live!</span></p><a href="https://app.alpha.rainfin.com/" target="_blank" class="button-primary light nopad w-button">Launch App</a></div></div><div class="hero-content-right"><img class="hero-image" src="https://cdn.prod.website-files.com/668e74c3506926770b1ab6fa/668e74c3506926770b1ab7c7_hero_mockup_1.png" alt="" style="-webkit-transform:translate3d(0, 20%, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-moz-transform:translate3d(0, 20%, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-ms-transform:translate3d(0, 20%, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);transform:translate3d(0, 20%, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);opacity:0" sizes="(max-width: 479px) 74vw, (max-width: 991px) 278px, (max-width: 1279px) 47vw, 520px" data-w-id="a2d99347-c04a-d6e7-9c6c-d6853d3d1411" loading="lazy" srcset="https://cdn.prod.website-files.com/668e74c3506926770b1ab6fa/668e74c3506926770b1ab7c7_hero_mockup_1-p-500.png 500w, https://cdn.prod.website-files.com/668e74c3506926770b1ab6fa/668e74c3506926770b1ab7c7_hero_mockup_1-p-800.png 800w, https://cdn.prod.website-files.com/668e74c3506926770b1ab6fa/668e74c3506926770b1ab7c7_hero_mockup_1-p-1080.png 1080w, https://cdn.prod.website-files.com/668e74c3506926770b1ab6fa/668e74c3506926770b1ab7c7_hero_mockup_1-p-1600.png 1600w, https://cdn.prod.website-files.com/668e74c3506926770b1ab6fa/668e74c3506926770b1ab7c7_hero_mockup_1.png 1761w"/></div></div></div><div class="fs-cc-components"><div fs-cc="banner" class="fs-cc-banner_component"><div class="fs-cc-banner_container"><div class="fs-cc-banner_text">By clicking <strong>“Accept All Cookies”</strong>, you agree to the storing of cookies on your device to enhance site navigation, analyze site usage, and assist in our marketing efforts. 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They may also be used to limit the number of times you see an advertisement and measure the effectiveness of advertising campaigns. Advertising networks usually place them with the website operator’s permission.</div></div><div class="fs-cc-prefs_option"><div class="fs-cc-prefs_toggle-wrapper"><div class="fs-cc-prefs_label">Personalization</div><label class="w-checkbox fs-cc-prefs_checkbox-field"><input type="checkbox" id="personalization-2" name="personalization-2" data-name="Personalization 2" fs-cc-checkbox="personalization" class="w-checkbox-input fs-cc-prefs_checkbox"/><span for="personalization-2" class="fs-cc-prefs_checkbox-label w-form-label">Essential</span><div class="fs-cc-prefs_toggle"></div></label></div><div class="fs-cc-prefs_text">These items allow the website to remember choices you make (such as your user name, language, or the region you are in) and provide enhanced, more personal features. For example, a website may provide you with local weather reports or traffic news by storing data about your current location.</div></div><div class="fs-cc-prefs_option"><div class="fs-cc-prefs_toggle-wrapper"><div class="fs-cc-prefs_label">Analytics</div><label class="w-checkbox fs-cc-prefs_checkbox-field"><input type="checkbox" id="analytics-2" name="analytics-2" data-name="Analytics 2" fs-cc-checkbox="analytics" class="w-checkbox-input fs-cc-prefs_checkbox"/><span for="analytics-2" class="fs-cc-prefs_checkbox-label w-form-label">Essential</span><div class="fs-cc-prefs_toggle"></div></label></div><div class="fs-cc-prefs_text">These items help the website operator understand how its website performs, how visitors interact with the site, and whether there may be technical issues. This storage type usually doesn’t collect information that identifies a visitor.</div></div><div class="fs-cc-prefs_buttons-wrapper"><a fs-cc="submit" href="#" class="fs-cc-prefs_button w-button">Confirm my preferences and close</a></div><input type="submit" data-wait="Please wait..." class="fs-cc-prefs_submit-hide w-button" value="Submit"/><div class="w-embed"><style> /* smooth scrolling on iOS devices */ .fs-cc-prefs_content{-webkit-overflow-scrolling: touch} </style></div></div></form><div class="w-form-done"></div><div class="w-form-fail"></div><div fs-cc="close" class="fs-cc-prefs_overlay"></div><div fs-cc="interaction" class="fs-cc-prefs_trigger"></div></div></div><div class="section padtop"><div class="default-container grid custom w-container"><h2 data-w-id="71457bb8-07df-ab5a-4b39-67be7e913c94" style="-webkit-transform:translate3d(0, 20%, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-moz-transform:translate3d(0, 20%, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-ms-transform:translate3d(0, 20%, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);transform:translate3d(0, 20%, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);opacity:0" class="page-h2-heading cust1">Earn up to <span class="gradient-text">10%</span>* yield on global investment products</h2><div data-w-id="64fe12f7-756e-cd88-e55d-86017fe20a5b" style="-webkit-transform:translate3d(0, 20%, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-moz-transform:translate3d(0, 20%, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-ms-transform:translate3d(0, 20%, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);transform:translate3d(0, 20%, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);opacity:0" class="grid-container"><div id="w-node-_364edd27-27f7-c973-aba8-b26092c60aba-0b1ab6ea" class="bar-graph-wrapper"><div class="icon-title-div"><img src="https://cdn.prod.website-files.com/668e74c3506926770b1ab6fa/668e74c3506926770b1ab7bb_ic_USDx.svg" loading="lazy" alt="USD-SC Token Symbol" class="image-6"/><div class="apr-pill"><div id="usdx_apy" class="text-block-3">~1.75% APR</div></div></div><h3 id="w-node-_364edd27-27f7-c973-aba8-b26092c60ac0-0b1ab6ea" class="heading-11">USDx</h3><h4 class="short-name">USDx</h4><p id="w-node-_364edd27-27f7-c973-aba8-b26092c60ac4-0b1ab6ea" class="paragraph-4">USDx is RainFin's USD base token, that is purchased when depositing either USDC or USD onto the platform.</p><a href="/usdx-token" class="button-primary light nopad small w-button">View</a><div><a href="/coming-soon" class="button-primary small-light extra-small w-button">Coming Soon</a></div></div><div id="w-node-_364edd27-27f7-c973-aba8-b26092c60aaa-0b1ab6ea" class="bar-graph-wrapper"><div class="icon-title-div"><img src="https://cdn.prod.website-files.com/668e74c3506926770b1ab6fa/668e74c3506926770b1ab7bc_ic_ZARx.svg" loading="lazy" alt="USD-SC Token Symbol" class="image-6"/><div class="apr-pill"><div id="zarx_apy" class="text-block-3">~2.30% APR</div></div></div><h3 id="w-node-_364edd27-27f7-c973-aba8-b26092c60ab0-0b1ab6ea" class="heading-11">ZARx</h3><h4 class="short-name">ZARx</h4><p id="w-node-_364edd27-27f7-c973-aba8-b26092c60ab4-0b1ab6ea" class="paragraph-4">ZARx is RainFin's ZAR base token, that is purchased when depositing ZAR onto the platform.</p><a href="/zarx-token" class="button-primary light nopad small w-button">View</a><div><a href="/coming-soon" class="button-primary small-light extra-small w-button">Coming Soon</a></div></div><div class="bar-graph-wrapper"><div class="icon-title-div"><img src="https://cdn.prod.website-files.com/668e74c3506926770b1ab6fa/668e74c3506926770b1ab797_usd-sc-icon.svg" loading="lazy" alt="USD-SC Token Symbol" class="image-6"/><div class="apr-pill"><div class="text-block-3">~5.2% APR</div></div></div><h3 id="w-node-_364edd27-27f7-c973-aba8-b26092c60aa0-0b1ab6ea" class="heading-11">USD Savings Token</h3><h4 class="short-name">USD-ST</h4><p id="w-node-_364edd27-27f7-c973-aba8-b26092c60aa4-0b1ab6ea" class="paragraph-4">USD-ST is a USD denominated yield product, backed by private credit, aiming for SOFR plus 3.</p><a href="/usd-st-token" class="button-primary light nopad small w-button">View</a><div><a href="https://www.web3nk.io/usd-st" target="_blank" class="button-primary small-light extra-small w-button">Coming Soon</a></div></div><div class="bar-graph-wrapper"><div class="icon-title-div"><img src="https://cdn.prod.website-files.com/668e74c3506926770b1ab6fa/668e74c3506926770b1ab795_zar-sc-icon.svg" loading="lazy" alt="USD-SC Token Symbol" class="image-6"/><div class="apr-pill"><div class="text-block-3">~8% APR</div></div></div><h3 id="w-node-_364edd27-27f7-c973-aba8-b26092c60a90-0b1ab6ea" class="heading-11">ZAR Savings Token</h3><h4 class="short-name">ZAR-ST</h4><p id="w-node-_364edd27-27f7-c973-aba8-b26092c60a94-0b1ab6ea" class="paragraph-4">ZAR-ST is a ZAR denominated prime related yield product, backed by private credit aiming for prime plus 1.</p><a href="/zar-st-token" class="button-primary light nopad small w-button">View</a><div><a href="https://www.web3nk.io/zar-st" target="_blank" class="button-primary small-light extra-small w-button">Coming Soon</a></div></div><div id="w-node-_487858b1-153c-dae6-34ae-0c24a08bf58c-0b1ab6ea" class="bar-graph-wrapper navy"><div class="icon-title-div"><img src="https://cdn.prod.website-files.com/668e74c3506926770b1ab6fa/668e74c3506926770b1ab787_usd-bb-icon.svg" loading="lazy" alt="USD-SC Token Symbol" class="image-6"/><div class="apr-pill"><div class="text-block-3">~X% APR</div></div></div><h3 id="w-node-_487858b1-153c-dae6-34ae-0c24a08bf592-0b1ab6ea" class="heading-11 white">Coming soon!</h3><div><a href="https://www.web3nk.io/zar-st" target="_blank" class="button-primary small-light extra-small w-button">Coming Soon</a></div></div><div id="w-node-_5b996714-89ed-feab-94f2-cc481a8b160a-0b1ab6ea" class="bar-graph-wrapper navy"><div class="icon-title-div"><img src="https://cdn.prod.website-files.com/668e74c3506926770b1ab6fa/668e74c3506926770b1ab788_Platinum-icon.svg" loading="lazy" alt="USD-SC Token Symbol" class="image-6"/><div class="apr-pill"><div class="text-block-3">~X% APR</div></div></div><h3 id="w-node-_5b996714-89ed-feab-94f2-cc481a8b1610-0b1ab6ea" class="heading-11 white">Coming soon!</h3><div><a href="https://www.web3nk.io/zar-st" target="_blank" class="button-primary small-light extra-small w-button">Coming Soon</a></div></div></div></div><div class="div-block-20"><div class="text-block-13">*These rates are estimations and subject to market movements. Movements of the SA Repo rate and or the Secured Overnight Financing Rate (SOFR), will directly impact these rate estimations</div></div></div><div class="section"><div class="default-container grid w-container"><h2 data-w-id="334dbd8f-bc85-372f-3c1b-91649247b3b5" style="-webkit-transform:translate3d(0, 20%, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-moz-transform:translate3d(0, 20%, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-ms-transform:translate3d(0, 20%, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);transform:translate3d(0, 20%, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);opacity:0" class="page-h2-heading cust2">What can you do with RainFin?</h2><div data-current="Tab 1" data-easing="ease" data-duration-in="800" data-duration-out="300" class="scroll-wrapper w-tabs"><div data-w-id="334dbd8f-bc85-372f-3c1b-91649247b3b8" style="-webkit-transform:translate3d(0, 20%, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-moz-transform:translate3d(0, 20%, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-ms-transform:translate3d(0, 20%, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);transform:translate3d(0, 20%, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);opacity:0" class="tabs-menu w-tab-menu"><a data-w-tab="Tab 1" class="scroll-menu-item w-inline-block w-tab-link w--current"><div>Hedge</div></a><a data-w-tab="Tab 2" class="scroll-menu-item w-inline-block w-tab-link"><div>Earn</div></a><a data-w-tab="Tab 3" class="scroll-menu-item w-inline-block w-tab-link"><div>Borrow</div></a><a data-w-tab="Tab 5" class="scroll-menu-item w-inline-block w-tab-link"><div>Send</div></a></div><div class="tabs-content w-tab-content"><div data-w-tab="Tab 1" class="w-tab-pane w--tab-active"><div data-w-id="334dbd8f-bc85-372f-3c1b-91649247b3ca" style="-webkit-transform:translate3d(0, 20%, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-moz-transform:translate3d(0, 20%, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-ms-transform:translate3d(0, 20%, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);transform:translate3d(0, 20%, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);opacity:0" class="scroll-content-wrapper"><div class="image-carousel"><img loading="lazy" src="https://cdn.prod.website-files.com/668e74c3506926770b1ab6fa/668e74c3506926770b1ab7b8_slide.svg" alt="" class="image-carousel-content"/></div><div class="content-carousel"><div class="content-wrapper"><h3 class="carousel-title">Watch your savings grow with USD Savings Tokens</h3><p class="carousel-paragraph">Earn stable returns on your portfolio with USD Savings Tokens, the easiest way to grow your value in USD. Join a community of global investors and take control of your future, today!</p><a href="#" class="w-inline-block w-lightbox"><div class="button-play">Watch Demo</div><script type="application/json" class="w-json">{ "items": [ { "url": "https://www.youtube.com/watch?v=g-vK9npCahE", "originalUrl": "https://www.youtube.com/watch?v=g-vK9npCahE", "width": 940, "height": 528, "thumbnailUrl": "https://i.ytimg.com/vi/g-vK9npCahE/hqdefault.jpg", "html": "<iframe class=\"embedly-embed\" src=\"//cdn.embedly.com/widgets/media.html?src=https%3A%2F%2Fwww.youtube.com%2Fembed%2Fg-vK9npCahE%3Ffeature%3Doembed&display_name=YouTube&url=https%3A%2F%2Fwww.youtube.com%2Fwatch%3Fv%3Dg-vK9npCahE&image=https%3A%2F%2Fi.ytimg.com%2Fvi%2Fg-vK9npCahE%2Fhqdefault.jpg&key=96f1f04c5f4143bcb0f2e68c87d65feb&type=text%2Fhtml&schema=youtube\" width=\"940\" height=\"528\" scrolling=\"no\" title=\"YouTube embed\" frameborder=\"0\" allow=\"autoplay; fullscreen\" allowfullscreen=\"true\"></iframe>", "type": "video" } ], "group": "" }</script></a></div></div></div></div><div data-w-tab="Tab 2" class="w-tab-pane"><div class="scroll-content-wrapper"><div class="image-carousel"><img loading="lazy" src="https://cdn.prod.website-files.com/668e74c3506926770b1ab6fa/668e74c3506926770b1ab760_Hedging%20XCAP.svg" alt="XCAP Hedging Solution Cryptocurrency" class="image-carousel-content"/></div><div class="content-carousel"><div class="content-wrapper"><h3 class="carousel-title">Protect your savings against local currency fluctuations</h3><p class="carousel-paragraph">Worrying about your local currency's value and the impact it has on your savings? USD Savings Tokens offers a stable global currency alternative to local savings, so you can build an international portfolio with peace of mind.</p><a href="#" class="w-inline-block w-lightbox"><div class="button-play">Watch Demo</div><script type="application/json" class="w-json">{ "items": [ { "url": "https://www.youtube.com/watch?v=yCo3fX0TWsE", "originalUrl": "https://www.youtube.com/watch?v=yCo3fX0TWsE", "width": 940, "height": 528, "thumbnailUrl": "https://i.ytimg.com/vi/yCo3fX0TWsE/hqdefault.jpg", "html": "<iframe class=\"embedly-embed\" src=\"//cdn.embedly.com/widgets/media.html?src=https%3A%2F%2Fwww.youtube.com%2Fembed%2FyCo3fX0TWsE%3Ffeature%3Doembed&display_name=YouTube&url=https%3A%2F%2Fwww.youtube.com%2Fwatch%3Fv%3DyCo3fX0TWsE&image=https%3A%2F%2Fi.ytimg.com%2Fvi%2FyCo3fX0TWsE%2Fhqdefault.jpg&key=96f1f04c5f4143bcb0f2e68c87d65feb&type=text%2Fhtml&schema=youtube\" width=\"940\" height=\"528\" scrolling=\"no\" title=\"YouTube embed\" frameborder=\"0\" allow=\"autoplay; fullscreen\" allowfullscreen=\"true\"></iframe>", "type": "video" } ], "group": "" }</script></a></div></div></div></div><div data-w-tab="Tab 3" class="w-tab-pane"><div class="scroll-content-wrapper"><div class="image-carousel"><img loading="lazy" src="https://cdn.prod.website-files.com/668e74c3506926770b1ab6fa/668e74c3506926770b1ab72b_Borrow%20XCAP.svg" alt="Borrow on XCAP using real world assets as collateral" class="image-carousel-content"/></div><div class="content-carousel"><div class="content-wrapper"><h3 class="carousel-title">Get a loan in local currency against your Savings Tokens</h3><p class="carousel-paragraph small">Whether you're looking to invest in a new opportunity, cover an unexpected expense, or simply want to take advantage of the equity in your digital assets, our platform makes it easy. Get a loan in your local currency against your token holdings, with just a few clicks.</p><h3 class="carousel-title coming-soon-small">Coming Soon!</h3><a href="#" class="button-play w-inline-block w-lightbox"><div>Watch Demo</div><script type="application/json" class="w-json">{ "items": [ { "url": "https://www.youtube.com/watch?v=oMQob7TnI2k", "originalUrl": "https://www.youtube.com/watch?v=oMQob7TnI2k", "width": 940, "height": 528, "thumbnailUrl": "https://i.ytimg.com/vi/oMQob7TnI2k/hqdefault.jpg", "html": "<iframe class=\"embedly-embed\" src=\"//cdn.embedly.com/widgets/media.html?src=https%3A%2F%2Fwww.youtube.com%2Fembed%2FoMQob7TnI2k%3Ffeature%3Doembed&display_name=YouTube&url=https%3A%2F%2Fwww.youtube.com%2Fwatch%3Fv%3DoMQob7TnI2k&image=https%3A%2F%2Fi.ytimg.com%2Fvi%2FoMQob7TnI2k%2Fhqdefault.jpg&key=96f1f04c5f4143bcb0f2e68c87d65feb&type=text%2Fhtml&schema=youtube\" width=\"940\" height=\"528\" scrolling=\"no\" title=\"YouTube embed\" frameborder=\"0\" allow=\"autoplay; fullscreen\" allowfullscreen=\"true\"></iframe>", "type": "video" } ], "group": "" }</script></a></div></div></div></div><div data-w-tab="Tab 5" class="w-tab-pane"><div class="scroll-content-wrapper"><div class="image-carousel"><img loading="lazy" src="https://cdn.prod.website-files.com/668e74c3506926770b1ab6fa/668e74c3506926770b1ab72e_Send%20funds.svg" alt="XCAP Send Funds to any user functionality" class="image-carousel-content"/></div><div class="content-carousel"><div class="content-wrapper"><h3 class="carousel-title">Send Savings Tokens to anyone in the world</h3><p class="carousel-paragraph">The XCAP Network provides a platform for you to send and receive Savings Tokens with anyone in the world* (excluding the US or sanctioned markets). Whether you're looking to share your earned returns in USD, or send tokens that friends and family can redeem for USDC or sell in their local markets, the XCAP Network helps you stay close to those you need to around the world.</p><a href="#" class="button-play w-inline-block w-lightbox"><div>Send Demo</div><script type="application/json" class="w-json">{ "items": [ { "url": "https://www.youtube.com/watch?v=dFpZOq75nP8", "originalUrl": "https://www.youtube.com/watch?v=dFpZOq75nP8", "width": 940, "height": 528, "thumbnailUrl": "http://i.ytimg.com/vi/dFpZOq75nP8/hqdefault.jpg", "html": "<iframe class=\"embedly-embed\" src=\"//cdn.embedly.com/widgets/media.html?src=https%3A%2F%2Fwww.youtube.com%2Fembed%2FdFpZOq75nP8&display_name=YouTube&url=https%3A%2F%2Fwww.youtube.com%2Fwatch%3Fv%3DdFpZOq75nP8&image=http%3A%2F%2Fi.ytimg.com%2Fvi%2FdFpZOq75nP8%2Fhqdefault.jpg&key=96f1f04c5f4143bcb0f2e68c87d65feb&type=text%2Fhtml&schema=youtube\" width=\"940\" height=\"528\" scrolling=\"no\" title=\"YouTube embed\" frameborder=\"0\" allow=\"autoplay; fullscreen\" allowfullscreen=\"true\"></iframe>", "type": "video" } ], "group": "" }</script></a><a href="#" class="button-play w-inline-block w-lightbox"><div>Public Networks Demo</div><script type="application/json" class="w-json">{ "items": [ { "url": "https://www.youtube.com/watch?v=PWKeVEQSs30", "originalUrl": "https://www.youtube.com/watch?v=PWKeVEQSs30", "width": 940, "height": 528, "thumbnailUrl": "https://i.ytimg.com/vi/PWKeVEQSs30/hqdefault.jpg", "html": "<iframe class=\"embedly-embed\" src=\"//cdn.embedly.com/widgets/media.html?src=https%3A%2F%2Fwww.youtube.com%2Fembed%2FPWKeVEQSs30%3Ffeature%3Doembed&display_name=YouTube&url=https%3A%2F%2Fwww.youtube.com%2Fwatch%3Fv%3DPWKeVEQSs30&image=https%3A%2F%2Fi.ytimg.com%2Fvi%2FPWKeVEQSs30%2Fhqdefault.jpg&key=96f1f04c5f4143bcb0f2e68c87d65feb&type=text%2Fhtml&schema=youtube\" width=\"940\" height=\"528\" scrolling=\"no\" title=\"YouTube embed\" frameborder=\"0\" allow=\"autoplay; fullscreen\" allowfullscreen=\"true\"></iframe>", "type": "video" } ], "group": "" }</script></a></div></div></div></div></div></div></div></div><div class="section borrow"><div class="default-container grid w-container"><h2 data-w-id="a71c841b-224a-bd62-bf16-ec036d2c138a" style="-webkit-transform:translate3d(0, 20%, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-moz-transform:translate3d(0, 20%, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-ms-transform:translate3d(0, 20%, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);transform:translate3d(0, 20%, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);opacity:0" class="page-h2-heading left white center">Borrow against<span class="yellow">your investments</span></h2><div data-w-id="83c66675-eb19-3440-66b2-18ac38945bab" style="-webkit-transform:translate3d(0, 20%, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-moz-transform:translate3d(0, 20%, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-ms-transform:translate3d(0, 20%, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);transform:translate3d(0, 20%, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);opacity:0" class="borrow-div"><div class="borrow-toolbar"><div class="input-field"><div class="input-text">How much you would like to borrow</div><div class="input-block"><div class="left-input"><div class="currency-input-block"><div class="currency-input-block"><img src="https://cdn.prod.website-files.com/668e74c3506926770b1ab6fa/668e74c3506926770b1ab795_zar-sc-icon.svg" loading="lazy" alt="" class="currency-icon-input"/><div class="currency-input-title">ZAR-ST</div></div></div><div class="value-input-block"><div class="eth-input w-embed"><input type="text" id="borrow-amount" class="textblock9" value="5000.00" style="background: none; outline: none; border: none"></input></div></div></div><div class="right-input"><div class="max-input-block"></div></div></div></div><div class="div-block-17"><div class="input-text">For how long</div><div class="html-embed-2 w-embed"><div class="range-slider"> <div id="slider_thumb" class="range-slider_thumb"></div> <div class="range-slider_line"> <div id="slider_line" class="range-slider_line-fill"></div> </div> <input id="slider_input" class="range-slider_input" type="range" value="1" min="1" max="24"> </div> <style> .range-slider { position: relative; height: 50px; } .range-slider_input { width: 100%; position: absolute; top: 50%; z-index: 3; transform: translateY(-50%); -webkit-appearance: none; appearance: none; width: 100%; height: 8px; opacity: 0; margin: 0; } .range-slider_input::-webkit-slider-thumb { -webkit-appearance: none; appearance: none; width: 100px; height: 100px; cursor: pointer; border-radius: 50%; opacity: 0; } .range-slider_input::-moz-range-thumb { width: 14vmin; height: 14vmin; cursor: pointer; border-radius: 50%; opacity: 0; } .range-slider_thumb { width: 70px; height: 28px; border-radius: 20px; position: absolute; left: 0; top: 50%; transform: translateY(-50%); background: linear-gradient(58deg, #2783C4 0%, #15B2EE 100%); display: flex; justify-content: center; align-items: center; font-weight: 500; font-size: 15px; color: #fff; z-index: 2; } .range-slider_line { height: 10px; width: 100%; border-radius: 30px; background: #F3F5F6; top: 50%; transform: translateY(-50%); left: 0; position: absolute; z-index: 1; } .range-slider_line-fill { position: absolute; border-radius: 30px; height: 10px; width: 0; background: #59C9A5; } </style></div><div class="date-range"><div class="date">1 m</div><div class="date">6 m</div><div class="date">12 m</div><div class="date">18 m</div><div class="date">24 m</div></div></div><div class="input-field"><div class="input-text">Portfolio value needed</div><div class="input-block"><div class="left-input"><div class="currency-input-block"><div class="currency-input-block"><img src="https://cdn.prod.website-files.com/668e74c3506926770b1ab6fa/668e74c3506926770b1ab797_usd-sc-icon.svg" loading="lazy" alt="" class="currency-icon-input"/><div class="currency-input-title">USD-ST</div></div></div><div class="value-input-block"><div class="text-block-12">></div><div class="eth-input w-embed"><input type="text" id="investment-amount" disabled class="textblock9" value="" style="background: none; outline: none; border: none"></input></div></div></div><div class="right-input"><div class="max-input-block"></div></div></div></div></div><div class="borrow-result"><div class="row"><div class="div-block-14"><div class="input-text white">Total Loan</div><h1 id="total-loan" class="borrow-result-header">R5,020.83</h1></div><div class="div-block-14"><div class="input-text white">Interest Rate</div><div class="apr-pill"><div class="text-block-3">12% APR</div></div></div></div><div class="row"><div class="div-block-14"><div class="input-text white">Monthly Cost</div><h1 id="monthly-cost" class="borrow-result-header small">R20.83</h1></div><div class="div-block-14"><div class="input-text white right">Total Cost</div><h1 id="total-cost" class="borrow-result-header small">R20.83</h1></div></div><a href="/coming-soon" target="_blank" class="button-primary light nopad w-button">Borrow Now</a><div class="div-block-16"></div><div class="paragraph white small">Please note that all values provided by this financial calculator are estimations and should be treated as such.</div></div></div></div><div class="image-bg-custom"></div></div><div class="section started"><div class="default-container grid w-container"><div data-w-id="3e2bd241-0140-48d4-3d58-1da929365420" style="-webkit-transform:translate3d(0, 20%, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-moz-transform:translate3d(0, 20%, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-ms-transform:translate3d(0, 20%, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);transform:translate3d(0, 20%, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);opacity:0" class="wrapper-2"><img src="https://cdn.prod.website-files.com/668e74c3506926770b1ab6fa/668e74c3506926770b1ab73f_Steps_1.2.3.png" loading="lazy" alt="Steps to get started with XCAP Network" class="image-5"/><h2 class="page-h2-heading cust3">Getting started is <span class="gradient-text">easy!</span></h2></div><div data-w-id="e67e032c-e939-277d-7d01-58b479285753" style="-webkit-transform:translate3d(0, 20%, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-moz-transform:translate3d(0, 20%, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-ms-transform:translate3d(0, 20%, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);transform:translate3d(0, 20%, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);opacity:0" class="w-layout-grid grid-3 second"><div class="card shadow"><div class="icon-container margin-bottom-25"><img src="https://cdn.prod.website-files.com/668e74c3506926770b1ab6fa/668e74c3506926770b1ab714_Wallet%20Icon.svg" loading="lazy" alt="Open XCAP account Icon" class="card-icon"/></div><div class="card-inner"><div><div class="cart-title margin-bottom-10 center"><h3 class="card-title-2 small">1. Register</h3></div><div class="paragraph small center">Complete the <a href="https://app.alpha.rainfin.com/#/account/register" target="_blank" class="link-2">quick registration</a> on RainFin to open your account.</div></div></div></div><div class="card shadow"><div class="icon-container margin-bottom-25"><img src="https://cdn.prod.website-files.com/668e74c3506926770b1ab6fa/668e74c3506926770b1ab71d_Coins%20Icon.svg" loading="lazy" alt="XCAP Start Earning Icon" class="card-icon"/></div><div class="card-inner"><div><div class="cart-title margin-bottom-10 center"><h3 class="card-title-2 small">2. Fund your account</h3></div><div class="paragraph small center">Transfer funds into your wallet using EFT, card payment, or even Cryptocurrency (USDC).</div></div></div></div><div class="card shadow"><div class="icon-container margin-bottom-25"><img src="https://cdn.prod.website-files.com/668e74c3506926770b1ab6fa/668e74c3506926770b1ab715_Asset%20Icon.svg" loading="lazy" alt="XCAP Funding Icon" class="card-icon"/></div><div class="card-inner"><div><div class="cart-title margin-bottom-10 center"><h3 class="card-title-2 small">3. Start using RainFin</h3></div><div class="paragraph small center">You are now ready to start using all that RainFin has to offer!</div></div></div></div></div></div></div><div class="section testimonial"><div class="default-container w-container"><div class="frame-40296"><img src="https://cdn.prod.website-files.com/668e74c3506926770b1ab6fa/668e74c3506926770b1ab723_rainfin_logo_header-4.png" loading="lazy" alt="RainFin Logo" class="rainfin_logo_header-4"/><div class="frame-40314"><div class="the-idea-of-converting-my-local-currency-to-a-more-secure-and-stable-currency-was-very-appealing-to-me-and-the-ease-of-use-of-xcap-made-it-a-no-brainer-the-process-of-converting-my-money-was-simple-and-straightforward-and-i-have-already-seen-growth-in-my-savings">The idea of converting my local currency to a more secure and stable currency was very appealing to me, and the ease of use of XCAP made it a no-brainer. The process of converting my money was simple and straightforward, and I have already seen growth in my savings. </div><div class="frame-40313"><div class="text">Sean Emery</div><div class="text-2">RainFin</div></div></div></div></div></div><div class="section bottom-cta"><div class="default-container grid w-container"><h2 data-w-id="60dde683-3100-c474-7675-67f486fd1dd0" style="-webkit-transform:translate3d(0, 20%, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-moz-transform:translate3d(0, 20%, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-ms-transform:translate3d(0, 20%, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);transform:translate3d(0, 20%, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);opacity:0" class="page-h2-heading">Your Questions, Answered</h2><div data-w-id="3deb3088-fa04-0e7f-b36a-c219bde7bb9e" style="-webkit-transform:translate3d(0, 20%, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-moz-transform:translate3d(0, 20%, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-ms-transform:translate3d(0, 20%, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);transform:translate3d(0, 20%, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);opacity:0" class="faq"><div data-w-id="3deb3088-fa04-0e7f-b36a-c219bde7bba1" style="opacity:0" class="faq-container-2"><div data-hover="false" data-delay="0" data-w-id="3deb3088-fa04-0e7f-b36a-c219bde7bbb2" style="height:96px" class="accordion-item w-dropdown"><div class="accordion-toggle w-dropdown-toggle"><div class="faq-title">Is the RainFin platform safe to store my savings on</div><div style="-webkit-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0deg) skew(0, 0);-moz-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0deg) skew(0, 0);-ms-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0deg) skew(0, 0);transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0deg) skew(0, 0)" class="accordion-icon-2 w-icon-dropdown-toggle"></div></div><nav class="dropdown-list-2 w-dropdown-list"><p class="faq-paragraph">Security is of utmost priority for RainFin, which is why it is built around a bank grade secure private key custody model on a secure permissioned network to ensure that any Tokens held by users are controlled by individually unique private keys controlling each user’s unique wallet address on the XCAP Network. Whilst custodied keys make it easy for anyone to start using the XCAP Network, we recognise that some users will choose to take up the “Bring Your Own Wallet” option we will be announcing in the near future that allow users to self-custody their private keys as well.</p></nav></div><div data-hover="false" data-delay="0" data-w-id="3deb3088-fa04-0e7f-b36a-c219bde7bbaa" style="height:96px" class="accordion-item w-dropdown"><div class="accordion-toggle w-dropdown-toggle"><div style="-webkit-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0deg) skew(0, 0);-moz-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0deg) skew(0, 0);-ms-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0deg) skew(0, 0);transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0deg) skew(0, 0)" class="accordion-icon-2 w-icon-dropdown-toggle"></div><div class="faq-title">Can I send funds back to my family in another country</div></div><nav class="dropdown-list-2 w-dropdown-list"><p class="faq-paragraph">Any RainFin user can instantly send Earning Tokens like USD Savings Tokens to another RainFin user on the XCAP Network in transfers with no minimum size. These transfers require the receiving party to opt-in to KYC with the Issuer of the Earning Token (e.g. RainFin in the case of the USD Savings Token) before being able to access the tokens. If they do not opt-in to KYC with the Issuer, the recipient can also elect to return the Tokens to the sender. </p></nav></div><div data-hover="false" data-delay="0" data-w-id="3deb3088-fa04-0e7f-b36a-c219bde7bbba" style="height:96px" class="accordion-item w-dropdown"><div class="accordion-toggle w-dropdown-toggle"><div style="-webkit-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0deg) skew(0, 0);-moz-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0deg) skew(0, 0);-ms-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0deg) skew(0, 0);transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0deg) skew(0, 0)" class="accordion-icon-2 w-icon-dropdown-toggle"></div><div class="faq-title">How do I fund my RainFin account</div></div><nav class="dropdown-list-2 w-dropdown-list"><p class="faq-paragraph">The XCAP Network provides you with a USD-ST denominated Global wallet that you can use to buy and redeem Earning Tokens with a Issuer, and if your country supports a RainFin Local Market you will also receive a local currency-denominated Local Wallet where you can trade Earning Tokens peer to peer within a segregated domestic environment.<br/>‍<br/>You can fund your Global Wallet with USDC via Ethereum or for values over $10,000 you can fund via Wire transfer.<br/>‍<br/>By funding your account with USD or USDC you’re purchasing our USD Savings Token (USD-ST), a USD-denominated token earning interest that is paid out daily, while funding your account with ZAR purchases the equivalent value in ZAR Savings Token (ZAR-ST) our ZAR-denominated interested earring token.<br/><br/>For more on these tokens please visit the USD Savings (USD-ST) <a href="#" class="link-3">Prospectus</a> or the ZAR Savings (ZAR-ST) <a href="#" class="link-3">Prospectus</a>.</p></nav></div><div data-hover="false" data-delay="0" data-w-id="3deb3088-fa04-0e7f-b36a-c219bde7bbc2" style="height:96px" class="accordion-item w-dropdown"><div class="accordion-toggle w-dropdown-toggle"><div style="-webkit-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0deg) skew(0, 0);-moz-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0deg) skew(0, 0);-ms-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0deg) skew(0, 0);transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0deg) skew(0, 0)" class="accordion-icon-2 w-icon-dropdown-toggle"></div><div style="-webkit-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0deg) skew(0, 0);-moz-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0deg) skew(0, 0);-ms-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0deg) skew(0, 0);transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0deg) skew(0, 0)" class="accordion-icon-2 w-icon-dropdown-toggle"></div><div class="faq-title">Can I withdraw back into my bank account</div></div><nav class="dropdown-list-2 w-dropdown-list"><p class="faq-paragraph">At this time we support Local Currency (e.g. ZAR-ST in South Africa) withdrawals from your Local Wallet to your own bank account with same day clearance to your account with a major South African bank – if you completed the proof of bank verification process during KYC. In future we will also support USD wire (ACH) withdrawals of your Global Wallet xUSDC balances to verified USD bank accounts.</p></nav></div><div data-hover="false" data-delay="0" data-w-id="baa01668-4815-dcbc-2c25-bc1e8435fcb6" style="height:96px" class="accordion-item w-dropdown"><div class="accordion-toggle w-dropdown-toggle"><div style="-webkit-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0deg) skew(0, 0);-moz-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0deg) skew(0, 0);-ms-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0deg) skew(0, 0);transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0deg) skew(0, 0)" class="accordion-icon-2 w-icon-dropdown-toggle"></div><div style="-webkit-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0deg) skew(0, 0);-moz-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0deg) skew(0, 0);-ms-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0deg) skew(0, 0);transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0deg) skew(0, 0)" class="accordion-icon-2 w-icon-dropdown-toggle"></div><div class="faq-title">Can I withdraw to Ethereum Mainnet or other networks</div></div><nav class="dropdown-list-2 w-dropdown-list"><p class="faq-paragraph">RainFin supports withdrawals from your Global Wallet’s USD-ST balance as USDC onto the Ethereum Network on-demand, but also provides you the ability to export a Bearer Token as claim on your Earning Tokens (e.g. USD Corporate Bond) to Ethereum where you can trade USD-CB or USD-ST Bearer Tokens freely on supporting Crypto Exchanges or even in DeFi. Bearer Tokens can be imported/sent back onto the XCAP Network by any registered Web3nk user that completed KYC, allowing the user to claim the same value of Earning Tokens on the XCAP Network and redeeming them for USD-ST with the Issuer - that can again be withdrawn for USDC back to Ethereum.</p></nav></div></div></div></div></div><div class="section bottom-cta"><div class="default-container w-container"><div class="div-cta"><div class="div-cta-content"><h2 class="cta-heading">See how RainFin is evolving finance</h2><div class="multi-buttons center"><a href="https://app.alpha.rainfin.com/" target="_blank" class="button-primary gradient above-footer w-button">Launch App</a><a href="https://cdn.prod.website-files.com/668e74c3506926770b1ab6fa/668e74c3506926770b1ab75c_XCAP%20Lightpaper%20-%20v5%20-%2020230314.pdf" target="_blank" class="button-primary light w-button">Read Lightpaper</a></div></div></div></div><div class="left-grey-block footer"></div></div><div class="footer"><div class="default-container footer center w-container"><div class="footer-column first"><img src="https://cdn.prod.website-files.com/668e74c3506926770b1ab6fa/668e74c3506926770b1ab7b7_logo_rainfin_%20caeap%201.svg" loading="lazy" alt="" class="image-10"/><div class="social-icons-wrapper"><a href="https://www.linkedin.com/company/rainfin-pty-ltd/" target="_blank" class="w-inline-block"><img src="https://cdn.prod.website-files.com/668e74c3506926770b1ab6fa/668e74c3506926770b1ab7a4_linkedin-icon.svg" loading="lazy" alt="" class="social-icon"/></a><a href="https://twitter.com/Rainfin1" target="_blank" class="w-inline-block"><img src="https://cdn.prod.website-files.com/668e74c3506926770b1ab6fa/668e74c3506926770b1ab7a5_x-icon.svg" loading="lazy" alt="" class="social-icon"/></a></div></div><div class="footer-column"><h5 class="heading-5">Features</h5><a href="/coming-soon" class="footer-menu-item">Portfolio</a><a href="/coming-soon" class="footer-menu-item">Trade Markets</a><a href="/coming-soon" class="footer-menu-item">Borrow</a></div><div class="footer-column"><h5 class="heading-5">Platform</h5><a href="/coming-soon" class="footer-menu-item">Register</a><a href="/coming-soon" class="footer-menu-item">Fund/Withdraw</a><a href="/coming-soon" class="footer-menu-item">Send/Receive</a></div><div class="footer-column"><h5 class="heading-5">Legal</h5><a href="/importantdocs" class="footer-menu-item">Important Documents</a><a href="/privacy-policy" class="footer-menu-item">Privacy Policy</a><a href="/contact" class="footer-menu-item">Contact Us</a></div></div><div class="default-container w-container"><div class="div-block-19"><div class="built-by-logos"><div class="text-block-copy">Built on </div><a href="https://xcap.network" target="_blank" class="w-inline-block"><img src="https://cdn.prod.website-files.com/668e74c3506926770b1ab6fa/668e74c3506926770b1ab71c_xcap%20logo%20white.svg" loading="lazy" alt="XCAP logo grey" class="image-16"/></a><div class="text-block-copy">by</div><a href="https://www.rainfin.com/" target="_blank" class="w-inline-block"><img src="https://cdn.prod.website-files.com/668e74c3506926770b1ab6fa/668e74c3506926770b1ab7a3_65141a56be0323ee90273c61_RainFin-logo-white.svg" loading="lazy" alt="" class="image-3-copy"/></a></div><div class="text-block-2">© 2024 RainFin (Pty) Ltd</div><div class="text-block-8">RainFin (Pty) Ltd is compliant with South Africa’s Banks Act, CPA, National Payment System Act, Electronic Communications Act, POPI, NCA, Financial Intelligence Centre Act, and relevant Income Tax Act. RainFin is also a Registered Financial Services (FSB 45756) and Credit Provider (NCRCP 5587).</div></div></div></div><script src="https://d3e54v103j8qbb.cloudfront.net/js/jquery-3.5.1.min.dc5e7f18c8.js?site=668e74c3506926770b1ab6fa" type="text/javascript" integrity="sha256-9/aliU8dGd2tb6OSsuzixeV4y/faTqgFtohetphbbj0=" crossorigin="anonymous"></script><script src="https://cdn.prod.website-files.com/668e74c3506926770b1ab6fa/js/webflow.e82f6ffd9.js" type="text/javascript"></script><script src="https://cdn.jsdelivr.net/npm/@splidejs/splide@latest/dist/js/splide.min.js"></script> <script src="https://cdn.jsdelivr.net/npm/@splidejs/splide-extension-auto-scroll@0.5.3/dist/js/splide-extension-auto-scroll.min.js"></script> <script> new Splide(".splide", { type: "loop", autoWidth: true, height: "auto", drag: "free", arrows: false, pagination: false, label: "Image Slider", reduceMotion: { speed: 0, rewindSpeed: 0, autoplay: "pause" }, autoScroll: { speed: .8 }, breakpoints: { 991: { autoScroll: { speed: .8 } }, 767: { autoScroll: { speed: .8 } } } }).mount(window.splide.Extensions); </script> <script> function fetchTokenAPY(url) { fetch(url) .then(response => response.json()) .then(data => { const apy = data.result.apy; console.log(apy) const formattedApy = (apy * 100).toFixed(2); const ZARxField = document.getElementById('zarx_apy'); ZARxField.innerText = formattedApy.toLocaleString() + "%"; }) .catch(error => { console.error('Error fetching token data:', error); }); } //document.addEventListener('DOMContentLoaded', () => { //fetchTokenAPY('https://host.alpha.rainfin.com/api/services/Rewards/token/apy/7FD9F8BB-D39B-4206-963B-E2074BE3C345', 'zarx_apy1'); //fetchTokenAPY('https://host.alpha.rainfin.com/api/services/Rewards/token/apy/03B09916-FB6B-4216-828E-295F480534CB', 'zarx_apy2'); //}); </script> <script> const slider_input = document.getElementById('slider_input'), slider_thumb = document.getElementById('slider_thumb'), slider_line = document.getElementById('slider_line'), total_loan = document.getElementById('total-loan'), monthly_cost = document.getElementById('monthly-cost'), total_cost = document.getElementById('total-cost'), borrow_amount = document.getElementById('borrow-amount'), investment_amount = document.getElementById('investment-amount'); const MAX_VALUE = 24; slider_thumb.innerHTML = "||"; // Function to regenerate all values function regenerateValues() { const term = parseFloat(slider_input.value); const monthly = parseFloat(calculateMonthlyCost(borrow_amount.value, 5, term)); slider_thumb.innerHTML = term; monthly_cost.innerHTML = "R" + (monthly / term).toFixed(2); total_cost.innerHTML = "R" + monthly; total_loan.innerHTML = "R" + (parseFloat(borrow_amount.value) + monthly); fetch('https://open.er-api.com/v6/latest/USD').then(response => response.json()).then(data => { const zarValue = data.rates.ZAR; const investmentValueZAR = (parseFloat(borrow_amount.value) / 0.8 ) / parseFloat(zarValue); investment_amount.value = investmentValueZAR.toFixed(2); }).catch(error => { console.error('Error fetching exchange rates:', error); }); } // Event listener for slider input slider_input.addEventListener('input', function() { if (slider_input.value > MAX_VALUE) { slider_input.value = MAX_VALUE; } const bulletPosition = (slider_input.value / MAX_VALUE) * 100, space = slider_input.offsetWidth - slider_thumb.offsetWidth; slider_thumb.style.left = (bulletPosition * space / 100) + 'px'; slider_line.style.width = bulletPosition + '%'; if (parseFloat(slider_input.value) === 0) { slider_input.value = 1; } regenerateValues(); }); borrow_amount.addEventListener('input', function() { regenerateValues(); }); investment_amount.addEventListener('input', function() { regenerateValues(); }); regenerateValues(); function calculateMonthlyCost(amount, annualPercentage, monthlyTerm) { const monthlyInterestRate = annualPercentage / 100 / 12; const interestOnlyPayment = amount * monthlyInterestRate * monthlyTerm; return interestOnlyPayment.toFixed(2); } </script></body></html>