H&R Block Review 2024 (Tax Year 2023)

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window.allScripts.push({ type: "load", script: "%3Cscript%20src%3D%22https%3A%2F%2Fwww.googletagmanager.com%2Fgtm.js%3Fid%3DGTM-MP6F46L%22%20data-consent%3D%22ANALYTICS%22%20data-track-load%3D%22gtm%22%3E%3C%2Fscript%3E" });</script> <script type="application/ld+json"> {"@context":"http://schema.org","@type":"Article","mainEntityOfPage":{"@type":"WebPage","@id":"https://www.businessinsider.com/personal-finance/taxes/hr-block-review"},"editor":{"@type":"Person","name":"Richard Richtmyer, CEPF"},"author":{"@type":"Person","name":"Tanza Loudenback","sameAs":"https://www.businessinsider.com/author/tanza-loudenback"},"publisher":{"@context":"http://schema.org","@type":"Organization","name":"Business Insider","legalName":"Insider Inc.","foundingDate":"2007","url":"www.businessinsider.com","sameAs":["https://www.instagram.com/businessinsider","https://www.twitter.com/businessinsider","https://www.facebook.com/businessinsider","https://www.linkedin.com/company/businessinsider","https://www.youtube.com/@BusinessInsider"],"founder":{"@type":"Person","name":"Henry Blodget"},"logo":{"@type":"ImageObject","url":"https://www.businessinsider.com/public/assets/logos/structured-data.png"}},"headline":"H&R Block Review 2024 (Tax Year 2023)","alternativeHeadline":"H&R Block Review 2024 (Tax Year 2023)","image":{"@type":"ImageObject","url":"https://i.insider.com/6012fca46dfbe10018e008a2?width=1200&format=jpeg","width":1200,"height":900},"name":"H&R Block Review 2024 (Tax Year 2023)","datePublished":"2024-07-24T19:33:10Z","dateModified":"2024-11-14T18:05:42Z","description":"H&R Block offers services from DIY filing to having a tax professional handle your return. H&R Block's free version is more comprehensive than some others.","keywords":"","articleBody":"Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate products and services to help you make smart decisions with your money.H&R Block has something for everyone, whether you're filing online yourself, looking for expert advice, or want to hand it off to a professional. While it doesn't offer the lowest prices you'll find for tax software, the quality of the overall user experience can justify the higher cost.Pull up a chair in H&R Block's office or stay put on your couch. They have all the tax filing options you need. And any way you file, you’ll always get your max refund. Guaranteed.Plans start at $0H&R Block has something for everyone, whether you're filing online yourself, looking for expert advice, or want to hand it off to a professional. While it doesn't offer the lowest prices you'll find for tax software, the quality of the overall user experience can justify the higher cost.If you're doing your own taxes and willing to pay for convenience, you'll find an option that suits your needs at H&R Block. Anyone who hasn't filed taxes solo before or recently experienced significant life changes can benefit from the guidance H&R Block provides.The tax form import and upload capabilities are big time savers, but if you're OK with entering the numbers on your own and want to save some money, there are cheaper (or free) options out there.See Personal Finance Insider's picks for the best tax software »The cost of filing with H&R Block can be less than TurboTax, but more than other popular tax-prep services such as TaxSlayer, TaxAct, or Cash App Taxes.H&R Block offers four main ways to prepare and file taxes: do-it-yourself online packages, the option to add Online Assist (i.e. extra help from an expert), full service from a tax preparer, and downloadable computer software.Each of these categories offers different price points, which are determined by which tax forms you need. With all versions except the computer software, you can prepare your return for free. You only pay when it's time to file.Note: Tax prep companies frequently offer discounts on products early in the season, and prices often change. You can check the company's website to see current offers.H&R Block may be most recognized for its offices scattered throughout the US. But the company offers online filing and downloadable computer software, too. If you choose an online package, you can work on your taxes with the mobile app for Android and iOS devices.H&R Block caters to the vast majority of tax filers with a modern and easy-to-navigate interface. Like other tax-preparation services, the platform walks users through a series of questions about their household, income, and opportunities for deductions and tax credits.In addition to answering these questions, you'll need to add information from your employer, other income sources, and 1099, 1098, W-2, and other tax forms that may show up in your mailbox or inbox.If you're concerned about making mistakes, missing deductions, or getting lost amidst the tax forms, H&R Block can connect you with a professional in its network for an additional fee.Yes, H&R Block has a free service for both federal and state if you are filing a simple tax return. It covers unemployment income, retirement income, W-2 income, and interest and dividend income. You can also take the Earned Income Tax Credit (EITC), child tax credit, and deductions like tuition and student loan interest.H&R Block says if its tax-preparation software makes an error on your return, the company will reimburse you up to $10,000 for any resulting penalties and interest.If you follow the directions provided and enter the numbers on your income forms correctly, you should end up with accurate taxes just as if you went to a more expensive professional tax preparer.H&R Block vs. TurboTaxH&R Block and TurboTax are two of the most-popular tax-prep companies. Each has a high-quality user interface and offers access to experts. With the recent addition of TurboTax Live Full Service, both also offer the option of handing your tax return off to a professional to complete and file for you. However, if it's important to you to be able to meet with a tax pro face-to-face, you can do so at one of H&R Block's almost 9,000 brick-and-mortar locations. However, TurboTax in 2024 did begin offering a service where users can use the platform to connect with a tax professional in their area who they can meet with personally. For price, TurboTax and H&R Block have similar options. However, H&R Block has more options for free filing, and may charge less for some services such as state tax return filing.H&R Block vs. TaxSlayerTaxSlayer is a tax-prep software provider that is best for people who don't need a lot of assistance when filing their taxes. As such, it can be a much more budget-friendly option if you're comfortable with the process. It can be a particularly good choice for tax-savvy self-employed tax filers, with a package designed for that scenario priced at $62.95, compared with H&R Block's offering at $85. But remember, you'll be saving money at the cost of a more rudimentary user interface. So it's important to consider how complicated your individual tax situation is when deciding which service to use.H&R Block vs. TaxActTaxAct is best for people who don't want to pay for high-end software like H&R Block, but are still willing to pay a premium for an efficient and streamlined interface to file their own taxes. It's not as inexpensive as TaxSlayer, but it does include features where TaxSlayer is lacking, such tax document uploading and importing. Prices range from $0 (based on qualifying income and deductions) to $99.99 for a self-employed return. State returns cost an additional $59.99 for paid packages and $39.99 if you qualify for a free federal return.We rate tax software on a 1-5 scale. The overall rating is a weighted average that considers five different categories when reviewing each platform, some of which are judged more heavily than others. They are:We also considered the breadth of tax forms included in the various packages offered by each tax software company, with an emphasis on what's available at no cost.","articleSection":"Personal Finance, Taxes, Tax Software","isAccessibleForFree":true,"hasPart":[{"@type":"WebPageElement","isAccessibleForFree":true,"cssSelector":".content-lock-content"}]} </script> <script type="application/ld+json"> {"@context":"https://schema.org","@type":"FAQPage","mainEntity":[{"@type":"Question","name":"Is H&R Block Really Free?","acceptedAnswer":{"@type":"Answer","text":"<p class=\"faq-answer\">Yes, H&R Block has a free service for both federal and state if you are filing a simple tax return. It covers unemployment income, retirement income, W-2 income, and interest and dividend income. You can also take the Earned Income Tax Credit (EITC), child tax credit, and deductions like tuition and student loan interest.</p>"}},{"@type":"Question","name":"Who pays if H&R Block makes a mistake?","acceptedAnswer":{"@type":"Answer","text":"<p class=\"faq-answer\">H&R Block says if its tax-preparation software makes an error on your return, the company will reimburse you up to $10,000 for any resulting penalties and interest.</p>"}},{"@type":"Question","name":"Can H&R Block be trusted?","acceptedAnswer":{"@type":"Answer","text":"<p class=\"faq-answer\">If you follow the directions provided and enter the numbers on your income forms correctly, you should end up with accurate taxes just as if you went to a more expensive professional tax preparer.</p>"}}]} </script> <script type="application/ld+json"> 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While it doesn't offer the lowest prices you'll find for tax software, the quality of the overall user experience can justify the higher cost.</p> <div id="h&r-block-tax-software" class="financial-product-card ignore-typography" data-component-type="financial-product-card"> <div class="financial-product-card__grid-container"> <div class="financial-product-card__product-title headline-semibold ">H&R Block Tax Software</div> <div class="financial-product-card__cta-container"> <a target="_blank" href="https://affiliate.insider.com/?amazonTrackingID=bi-auto-71896-20&h=3faf10c194018f7e94b1ede3b6979cd46e0a398f2df9c31f0e0274620f6de4ac&platform=browser&postID=66a156d2c79d31931d848a07&postSlug=personal-finance%2Ftaxes%2Fhr-block-review&site=bi&u=https%3A%2F%2Flinkto.hrblock.com%2Fc%2F4722637%2F1478531%2F5683" rel="nofollow noindex" data-analytics-product-id="62585523f7985a001ab86c66" data-analytics-product-brand="H&R Block" data-analytics-product-name="H&R Block Tax Software" 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d="M30 44.2L11.5 57.1 18 35.4 0 21.8l22.6-.5L30 0l7.4 21.3 22.6.5-18 13.6 6.5 21.7z"></path> </svg> <svg class="svg-icon star-outline-icon " role="img" width="60" height="57.1" viewBox="0 0 60 57.1" xmlns="http://www.w3.org/2000/svg"> <desc>A five pointed star</desc> <defs> <linearGradient id="Gradient_0.1846266475397602"> <stop stop-color="#faa809" offset="100%"></stop> <stop stop-color="white" offset="100%"></stop> </linearGradient> </defs> <path fill="url(#Gradient_0.1846266475397602)" stroke="#faa809" d="M30 44.2L11.5 57.1 18 35.4 0 21.8l22.6-.5L30 0l7.4 21.3 22.6.5-18 13.6 6.5 21.7z"></path> </svg> <svg class="svg-icon star-outline-icon " role="img" width="60" height="57.1" viewBox="0 0 60 57.1" xmlns="http://www.w3.org/2000/svg"> <desc>A five pointed star</desc> <defs> <linearGradient id="Gradient_0.2566800669416067"> <stop stop-color="#faa809" offset="100%"></stop> <stop stop-color="white" offset="100%"></stop> </linearGradient> </defs> <path 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</linearGradient> </defs> <path fill="url(#Gradient_0.3790858120240561)" stroke="#faa809" d="M30 44.2L11.5 57.1 18 35.4 0 21.8l22.6-.5L30 0l7.4 21.3 22.6.5-18 13.6 6.5 21.7z"></path> </svg></div> <span class="financial-product-card__rating_value headline-regular">4.5<span>/5</span></span> </div> </div> <div class="financial-product-card__perks-banner"> <div class="financial-product-card__perks-banner__perks-icon"> <svg xmlns="http://www.w3.org/2000/svg" width="24" height="29" fill="none"> <title>Icon of check mark inside a promo stamp</title> <desc>It indicates a confirmed selection.</desc> <path fill-rule="evenodd" clip-rule="evenodd" d="M15.12 6.755 12 3.885l-3.12 2.87-4.296-.578-.75 4.065L0 12.177l1.906 3.708L0 19.593l3.834 1.934.75 4.066 4.297-.578L12 27.885l3.12-2.87 4.296.578.75-4.066L24 19.593l-1.906-3.708L24 12.177l-3.834-1.935-.75-4.065-4.297.578Zm1.408 4.13 1.334 1.366-8.144 7.78-4.027-3.81 1.342-1.366 2.685 2.59 6.81-6.56Z" fill="#002aff"></path> </svg> </div> <div> <strong class="financial-product-card__perks-banner__title headline-semibold"> Perks </strong> <p class="financial-product-card__perks-banner__text headline-regular">Pull up a chair in H&R Block's office or stay put on your couch. They have all the tax filing options you need. And any way you file, you’ll always get your max refund. Guaranteed.</p> </div> </div> <div class="financial-product-card__specs"> <div> <div> <strong class="financial-product-card__specs__title headline-semibold"> Fees </strong> </div> <p class="financial-product-card__specs__text headline-regular">Plans start at $0</p> </div> </div> </div> <div class="financial-product-card__collapsable-area d-none"> <div class="pros-and-cons pros-and-cons__financial"> <div class="pros-and-cons__subgrid-container" style="grid-row: span 7" data-analytics-product-id="62585523f7985a001ab86c66" data-analytics-product-brand="H&R Block" data-analytics-product-name="H&R Block Tax Software" data-analytics-product-index="1" data-analytics-product-module="financial_product_card" data-analytics-product-area="pros_cons"> <strong class="headline-semibold">Pros</strong> <ul class="pros-and-cons__list"> <li class="pros-and-cons__list-item headline-regular"><svg xmlns="http://www.w3.org/2000/svg" width="12" height="13" fill="none"> <title>Check mark icon</title> <desc>A check mark. It indicates a confirmation of your intended interaction.</desc> <path d="m11.7867 3.1745-1.2679-1.366-6.4774 6.5606L1.4879 5.779.2119 7.1456l3.8302 3.8098 7.7446-7.7808Z" fill="#098941"></path> </svg> <span>Seamless data entry when you upload tax documents (PDF or photo of paper document)</span></li> <li class="pros-and-cons__list-item headline-regular"><svg xmlns="http://www.w3.org/2000/svg" width="12" height="13" fill="none"> <title>Check mark icon</title> <desc>A check mark. It indicates a confirmation of your intended interaction.</desc> <path d="m11.7867 3.1745-1.2679-1.366-6.4774 6.5606L1.4879 5.779.2119 7.1456l3.8302 3.8098 7.7446-7.7808Z" fill="#098941"></path> </svg> <span>Interface is modern and easy to navigate</span></li> <li class="pros-and-cons__list-item headline-regular"><svg xmlns="http://www.w3.org/2000/svg" width="12" height="13" fill="none"> <title>Check mark icon</title> <desc>A check mark. It indicates a confirmation of your intended interaction.</desc> <path d="m11.7867 3.1745-1.2679-1.366-6.4774 6.5606L1.4879 5.779.2119 7.1456l3.8302 3.8098 7.7446-7.7808Z" fill="#098941"></path> </svg> <span>Instructions are clear and helpful</span></li> <li class="pros-and-cons__list-item headline-regular"><svg xmlns="http://www.w3.org/2000/svg" width="12" height="13" fill="none"> <title>Check mark icon</title> <desc>A check mark. It indicates a confirmation of your intended interaction.</desc> <path d="m11.7867 3.1745-1.2679-1.366-6.4774 6.5606L1.4879 5.779.2119 7.1456l3.8302 3.8098 7.7446-7.7808Z" fill="#098941"></path> </svg> <span>Company doesn't try to upsell you while preparing a return</span></li> <li class="pros-and-cons__list-item headline-regular"><svg xmlns="http://www.w3.org/2000/svg" width="12" height="13" fill="none"> <title>Check mark icon</title> <desc>A check mark. It indicates a confirmation of your intended interaction.</desc> <path d="m11.7867 3.1745-1.2679-1.366-6.4774 6.5606L1.4879 5.779.2119 7.1456l3.8302 3.8098 7.7446-7.7808Z" fill="#098941"></path> </svg> <span>Ability to save your spot and return later</span></li> <li class="pros-and-cons__list-item headline-regular"><svg xmlns="http://www.w3.org/2000/svg" width="12" height="13" fill="none"> <title>Check mark icon</title> <desc>A check mark. It indicates a confirmation of your intended interaction.</desc> <path d="m11.7867 3.1745-1.2679-1.366-6.4774 6.5606L1.4879 5.779.2119 7.1456l3.8302 3.8098 7.7446-7.7808Z" fill="#098941"></path> </svg> <span>Offices in all 50 states where tax professionals can prepare your return in person or virtually</span></li> </ul> </div> <div class="pros-and-cons__subgrid-container" style="grid-row: span 4"> <strong class="headline-semibold">Cons</strong> <ul class="pros-and-cons__list"> <li class="pros-and-cons__list-item headline-regular"> <svg xmlns="http://www.w3.org/2000/svg" width="13" height="13" fill="none"> <title>con icon</title> <desc>Two crossed lines that form an 'X'.</desc> <path d="m11.3536 2.5486-1.0173-1.0173L6.5 5.3674 2.6638 1.5313 1.6465 2.5484l3.8362 3.8363-3.8362 3.8363 1.0173 1.0173L6.5 7.4021l3.8363 3.8363 1.0173-1.0173-3.8363-3.8363 3.8363-3.8363Z" fill="#EA0201"></path> </svg> <span>Cost</span></li> <li class="pros-and-cons__list-item headline-regular"> <svg xmlns="http://www.w3.org/2000/svg" width="13" height="13" fill="none"> <title>con icon</title> <desc>Two crossed lines that form an 'X'.</desc> <path d="m11.3536 2.5486-1.0173-1.0173L6.5 5.3674 2.6638 1.5313 1.6465 2.5484l3.8362 3.8363-3.8362 3.8363 1.0173 1.0173L6.5 7.4021l3.8363 3.8363 1.0173-1.0173-3.8363-3.8363 3.8363-3.8363Z" fill="#EA0201"></path> </svg> <span>$0 option does not include itemized deductions</span></li> <li class="pros-and-cons__list-item headline-regular"> <svg xmlns="http://www.w3.org/2000/svg" width="13" height="13" fill="none"> <title>con icon</title> <desc>Two crossed lines that form an 'X'.</desc> <path d="m11.3536 2.5486-1.0173-1.0173L6.5 5.3674 2.6638 1.5313 1.6465 2.5484l3.8362 3.8363-3.8362 3.8363 1.0173 1.0173L6.5 7.4021l3.8363 3.8363 1.0173-1.0173-3.8363-3.8363 3.8363-3.8363Z" fill="#EA0201"></path> </svg> <span>$0 plan does not offer on-demand chat or phone support</span></li> </ul> </div> </div> <div class="financial-product-card__editorial-opinion"> <strong class="financial-product-card__editorial-opinion__title headline-semibold"> Insider’s Take </strong> <p class="financial-product-card__editorial-opinion__text headline-regular">H&R Block has something for everyone, whether you're filing online yourself, looking for expert advice, or want to hand it off to a professional. While it doesn't offer the lowest prices you'll find for tax software, the quality of the overall user experience can justify the higher cost.</p> </div> <div class="financial-product-card__product-details"> <strong class="financial-product-card__product-details__title headline-semibold"> Product Details </strong> <ul class="financial-product-card__product-details__list headline-regular"> <li class="financial-product-card__product-details__list-item">File your own taxes</li> <li class="financial-product-card__product-details__list-item">Step-by-step guidance</li> <li class="financial-product-card__product-details__list-item">Add expert tax help any time</li> <li class="financial-product-card__product-details__list-item">Real time results</li> </ul> </div> </div> <div class="financial-product-card__collapse-button-container"> <a class="financial-product-card__collapse-button not-content-link headline-semibold" data-analytics-product-id="62585523f7985a001ab86c66" data-analytics-product-brand="H&R Block" data-analytics-product-name="H&R Block Tax Software" data-analytics-product-index="1" data-analytics-product-module="financial_product_card" data-analytics-product-area="pros_cons_and_more" rel=""> <span class="financial-product-card__expander-label">Show Pros, Cons, and More</span> <svg xmlns="http://www.w3.org/2000/svg" width="16" height="17" fill="none"> <title>chevron down icon</title> <desc>An icon in the shape of an angle pointing down.</desc> <path d="M3.679 6.474a.05.05 0 0 1-.01-.014s-.002-.004-.002-.012V6.44l.001-.001s.002-.005.011-.014l.961-.962c.008-.008.014-.01.014-.01s.004-.002.012-.002h.008l.001.001.004.002a.078.078 0 0 1 .01.01L8 8.771l3.311-3.311c.008-.008.014-.01.014-.01s.004-.002.01-.002h.007l.003.001s.007.003.018.013l.959.96c.009.009.01.013.01.013l.001.002V6.456s-.004.007-.014.018L8.026 10.77a.049.049 0 0 1-.014.01s-.004.002-.012.002h-.008l-.002-.001s-.007-.003-.018-.013L3.68 6.474Z" fill="#002aff"></path> </svg> </a> </div> </div><h2>Who is H&R Block Best For?</h2><p>If you're doing your own taxes and willing to pay for convenience, you'll find an option that suits your needs at H&R Block. Anyone who hasn't filed taxes solo before or recently experienced significant life changes can benefit from the guidance H&R Block provides.</p><p>The tax form import and upload capabilities are big time savers, but if you're OK with entering the numbers on your own and want to save some money, there are cheaper (or free) options out there.</p><p><strong><em>See Personal Finance Insider's picks for the <a href="https://www.businessinsider.com/personal-finance/taxes/what-is-best-tax-software" data-analytics-product-module="body_link" rel="">best tax software</a> »</em></strong></p><h2>H&R Block Details</h2><ul><li><strong>Cost of DIY filing:</strong> $0 - $85 (+$37 per state return)</li><li><strong>Four ways to file taxes: </strong>Includes a completely free option for simple tax situations at any income level</li><li><strong>Clear step-by-step guidance</strong></li><li><strong>Upgradeable for instant access to a tax expert</strong></li><li><strong>Free version covers: </strong>W-2 income; unemployment income; retirement distributions; interest and dividend income; tuition and fees deduction; student loan interest deduction; earned income tax credit; child tax credit</li></ul><h2>H&R Block Pros & Cons</h2><h3>H&R Block Pros</h3><ul><li>Wide range of services available, from simple DIY filing to having a return done by a professional</li><li>Multiple add-on options</li><li>Free option includes free state filing</li></ul><h3>H&R Block Cons</h3><ul><li>Prices are higher than many other tax-prep service providers</li><li>No live expert support with free file</li><li>Some add-ons can significantly increase the price you'll pay.</li></ul><h2>How Much Does H&R Block Cost?</h2><p>The cost of filing with H&R Block can be less than TurboTax, but more than other popular tax-prep services such as TaxSlayer, TaxAct, or Cash App Taxes.</p><p>H&R Block offers four main ways to prepare and file taxes: do-it-yourself online packages, the option to add Online Assist (i.e. extra help from an expert), full service from a tax preparer, and downloadable computer software.</p><p>Each of these categories offers different price points, which are determined by which tax forms you need. With all versions except the computer software, you can prepare your return for free. You only pay when it's time to file.</p><aside class="quick-tip headline-regular ignore-typography"><p><strong>Note:</strong> Tax prep companies frequently offer discounts on products early in the season, and prices often change. You can check the company's website to see current offers.</p></aside><h3>Cost of H&R Block DIY Options And What They Include</h3><ul><li><strong>Free Online: $0. </strong>Supports W-2 income, unemployment income, interest and dividend income, retirement distributions, the student loan interest deduction, the tuition and fees deduction, the child tax credit, and the <a href="https://www.businessinsider.com/personal-finance/taxes/what-is-earned-income-credit" rel="">earned income tax credit (EITC)</a>. You can't itemize deductions, but that's typical of any tax-prep sof ware provider's free version. Notably, H&R Block's free version includes student deductions, while other do not.</li><li><strong>Deluxe Online: $35. </strong>Everything the free version includes, plus the mortgage interest deduction and health savings accounts, and you can itemize.</li><li><strong>Premium Online: </strong><strong>$65. </strong>Supports everything in the Deluxe version, plus rental property income and freelance/contractor income below $5,000. You can also import mileage and other expenses from common tracking apps.</li><li><strong>Self-Employed Online: </strong><strong>$85. </strong>The highest-tier online package offered by H&R Block. It's ideal for self-employed people, including small business owners, partners, and contractors who earned more than $5,000.<h3>Extra Fees You Might Have to Pay With H&R Block</h3></li><li><strong>You need state filing. </strong>If you live in one of the majority of states that require you to do <a href="https://www.businessinsider.com/personal-finance/taxes/states-with-no-income-tax-map" data-analytics-post-depth="60" data-uri="9ed621d756902a3e42227ecc14ee1d9d" rel="">state income taxes</a> as well, you'll have to pay an additional $37 per state. If you lived or worked in more than one state, you may have to pay for multiple state returns.</li><li><strong>You upgrade to Online Assist.</strong> Nearly identical to the online filing options mentioned above, but you can chat instantly and share your screen with a tax expert. The service starts at $70 and runs as high as $195.</li><li><strong>You upgrade to full-service preparation: </strong>Hand off your tax documents to a professional, either in a physical office or virtually, who will prepare and file your return. These services start at $89 for a federal return.</li><li><strong>You pay H&R Block from your refund.</strong> If you're expecting a tax refund, H&R Block will ask if you want to use part of it to pay for its tax prep services. It sounds more convenient than pulling out a debit or credit card on the spot, but beware: a $39 processing applies.</li></ul><h2>How Does H&R Block Work?</h2><p>H&R Block may be most recognized for its offices scattered throughout the US. But the company offers online filing and downloadable computer software, too. If you choose an online package, you can work on your taxes with the mobile app for Android and iOS devices.</p><p>H&R Block caters to the vast majority of tax filers with a modern and easy-to-navigate interface. Like other tax-preparation services, the platform walks users through a series of questions about their household, income, and opportunities for deductions and <a href="https://www.businessinsider.com/personal-finance/taxes/what-is-a-tax-credit" data-analytics-module="body_link" data-analytics-post-depth="80" data-uri="63e28d6867fba0dc0c85106d60b450bb" data-analytics-product-module="body_link" rel="">tax credits</a>.</p><p>In addition to answering these questions, you'll need to add information from your employer, other income sources, and 1099, 1098, W-2, and other tax forms that may show up in your mailbox or inbox.</p><p>If you're concerned about making mistakes, missing deductions, or getting lost amidst the tax forms, H&R Block can connect you with a professional in its network for an additional fee.</p><h2>H&R Block Frequently Asked Questions</h2> <div class="collapsable-faq collapsable-faq-dropdown" data-parent-index="" data-component-type="collapsable-faq" data-root-margin="0px 0px 100% 0px"> <div class="collapsable-faq-dropdown_header"> <span class="collapsable-faq-dropdown_text headline-semibold faq-question"> Is H&R Block Really Free? </span> <span class="collapsable-faq-dropdown_chevron"> <svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg> </span> </div> <div class="collapsable-faq-dropdown_wrap"> <div class="collapsable-faq-dropdown_content"> <p class="faq-answer">Yes, H&R Block has a free service for both federal and state if you are filing a simple tax return. It covers unemployment income, retirement income, W-2 income, and interest and dividend income. You can also take the Earned Income Tax Credit (EITC), child tax credit, and deductions like tuition and student loan interest.</p> </div> </div> </div> <div class="collapsable-faq collapsable-faq-dropdown" data-parent-index="" data-component-type="collapsable-faq" data-root-margin="0px 0px 100% 0px"> <div class="collapsable-faq-dropdown_header"> <span class="collapsable-faq-dropdown_text headline-semibold faq-question"> Who pays if H&R Block makes a mistake? </span> <span class="collapsable-faq-dropdown_chevron"> <svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg> </span> </div> <div class="collapsable-faq-dropdown_wrap"> <div class="collapsable-faq-dropdown_content"> <p class="faq-answer">H&R Block says if its tax-preparation software makes an error on your return, the company will reimburse you up to $10,000 for any resulting penalties and interest.</p> </div> </div> </div> <div class="collapsable-faq collapsable-faq-dropdown collapsable-faq-dropdown-last" data-parent-index="" data-component-type="collapsable-faq" data-root-margin="0px 0px 100% 0px"> <div class="collapsable-faq-dropdown_header"> <span class="collapsable-faq-dropdown_text headline-semibold faq-question"> Can H&R Block be trusted? </span> <span class="collapsable-faq-dropdown_chevron"> <svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg> </span> </div> <div class="collapsable-faq-dropdown_wrap"> <div class="collapsable-faq-dropdown_content"> <p class="faq-answer">If you follow the directions provided and enter the numbers on your income forms correctly, you should end up with accurate taxes just as if you went to a more expensive professional tax preparer.</p> </div> </div> </div><h2>Compare H&R Block</h2><p><strong>H&R Block vs. TurboTax</strong></p><p>H&R Block and <a href="https://www.businessinsider.com/personal-finance/taxes/turbotax-review" data-analytics-product-module="body_link" rel="">TurboTax</a> are two of the most-popular tax-prep companies. Each has a high-quality user interface and offers access to experts. With the recent addition of TurboTax Live Full Service, both also offer the option of handing your tax return off to a professional to complete and file for you. However, if it's important to you to be able to meet with a tax pro face-to-face, you can do so at one of H&R Block's almost 9,000 brick-and-mortar locations. However, TurboTax in 2024 did begin offering a service where users can use the platform to connect with a tax professional in their area who they can meet with personally. For price, TurboTax and H&R Block have similar options. However, H&R Block has more options for free filing, and may charge less for some services such as state tax return filing.<br><br><strong>H&R Block vs. TaxSlayer</strong></p><p><a href="https://www.businessinsider.com/personal-finance/taxes/taxslayer-review" data-analytics-product-module="body_link" rel="">TaxSlayer</a> is a tax-prep software provider that is best for people who don't need a lot of assistance when filing their taxes. As such, it can be a much more budget-friendly option if you're comfortable with the process. It can be a particularly good choice for tax-savvy self-employed tax filers, with a package designed for that scenario priced at $62.95, compared with H&R Block's offering at $85. But remember, you'll be saving money at the cost of a more rudimentary user interface. So it's important to consider how complicated your individual tax situation is when deciding which service to use.</p><p><strong>H&R Block vs. TaxAct</strong></p><p><a href="https://www.businessinsider.com/personal-finance/taxes/taxact-review" data-analytics-product-module="body_link" rel="">TaxAct</a> is best for people who don't want to pay for high-end software like H&R Block, but are still willing to pay a premium for an efficient and streamlined interface to file their own taxes. It's not as inexpensive as TaxSlayer, but it does include features where TaxSlayer is lacking, such tax document uploading and importing. Prices range from $0 (based on qualifying income and deductions) to $99.99 for a self-employed return. State returns cost an additional $59.99 for paid packages and $39.99 if you qualify for a free federal return.</p><h2 id="why-you-should-trust-us:-how-we-rated-taxslayer" data-toc-label="Why You Should Trust Us: How We Rated TaxSlayer">Why You Should Trust Us: How We Rated H&R Block</h2><p>We rate tax software on a 1-5 scale. The overall rating is a weighted average that considers five different categories when reviewing each platform, some of which are judged more heavily than others. They are:</p><ul><ul><li aria-level="1"><strong>Cost (30%):</strong> Is there a free filing package? How does the cost of the paid tax preparation software compare to similar offerings from competitors?</li><li aria-level="1"><strong>Value (20%):</strong> Does the cost justify what you get? Can you get the same features elsewhere for a lower price?</li><li aria-level="1"><strong>User experience (20%):</strong> Is the tax prep software easy to use? Can you seamlessly upload or import documents? Is the guidance clear and non-jargony? </li><li aria-level="1"><strong>Expert help (20%): </strong>Can you chat, email, or call a tax professional when you have questions? Is this feature included with the standard packages or does it cost extra?</li><li aria-level="1"><strong>Support (10%):</strong> Is there an accuracy guarantee or audit support? Is customer service reachable and helpful?</li></ul></ul><p>We also considered the breadth of tax forms included in the various packages offered by each tax software company, with an emphasis on what's available at no cost.</p><div class="ca-widget" data-token="zd4f2cf85ec7" data-s1="AMCID"></div> <div class="script" data-lazy-load="script" data-load-strategy="lazy" data-src="https://secure.money.com/embeds/embedder.js?v=1" data-async="true" data-defer="true"></div> <section class="post-authors" data-component-type="post-author"> <div class="post-author"> <a id="post-author_profile-link" href="https://www.businessinsider.com/author/tanza-loudenback" target="_blank" data-analytics-product-module="author-bio" rel=""> <div class="author-profile-image-wrapper" data-slug="tanza-loudenback"> <div class="lazy-holder author-profile-image"> <img class="lazy-image author-profile-image" src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-src="https://i.insider.com/606b30c7a7d803001963ebb4?crop=1:1&width=256&format=jpeg&auto=webp" alt="TanzaLoudenback_headshot"> <noscript> <img src="https://i.insider.com/606b30c7a7d803001963ebb4?crop=1:1&width=256&format=jpeg&auto=webp" /> </noscript> </div> </div> </a> <div class="post-author_info"> <div class="post-author_top"> <a id="post-author_name-link" class="post-author_link not-content-link" href="https://www.businessinsider.com/author/tanza-loudenback" target="_blank" data-analytics-product-module="author-bio" rel=""> <div class="post-author_name headline-semibold">Tanza Loudenback</div> </a> </div> <div class="post-author_bio headline-regular"> <input type="checkbox" id="expanded0"> <div class="post-author_bio_content"> <span>Tanza Loudenback is a personal finance expert and a Certified Financial Planner (CFP). She was the founding reporter of Personal Finance Insider, covering topics including taxes, retirement planning, banking, real estate and mortgages, and budgeting. Her work has been featured in WSJ Buy Side, Fortune Recommends, Korn Ferry, TheStreet, Morgan Stanley Wealth Management, and Fidelity. </span><span><span class="headline-semibold">Experience</span></span><span>Tanza was the first reporter on the Personal Finance Insider team. In addition to helping build the vertical from the ground up, she helmed a biweekly advice column answering readers’ personal finance questions and launched a personal finance newsletter. She also published two e-books under the Personal Finance Insider brand.</span><span>She was the editorial lead on Master Your Money series, a two-year-long Business Insider series providing financial advice to millennials. She managed Master Your Money bootcamp events over the course of the series. While at BI, she also expanded tax coverage to include a guide to the best tax software and commissioned a panel of experts to review all articles. </span><span>Tanza obtained her CFP license in 2020. She aims to simplify personal finance concepts for readers so that they can make smart decisions with their money. </span><span><span class="headline-semibold">Expertise</span></span><span>Tanza’s areas of personal finance expertise include:</span><ul><li><span>Real estate/mortgages</span></li><li><span>Taxes</span></li><li><span>Retirement planning</span></li><li><span>Small business finances</span></li><li><span>Banking</span></li><li><span>Budgeting</span></li></ul><span><span class="headline-semibold">Education </span></span><span>Tanza is a graduate of Elon University with a degree in print and online journalism, with a minor in Italian studies.</span> </div> <label for="expanded0" role="button" class="post-author_bio_more">Read more</label> <label for="expanded0" role="button" class="post-author_bio_less">Read less</label> </div> </div> </div> </section> <div class="featured-products sticky-featured-product"> <span class="headline-semibold featured-products-heading">Top Offers From Our Partners</span> <div class="featured-product"> <a href="https://offers.moneylion.com/channelTrackingOfferRedirect/ef7e9365-d513-464f-b2f2-5b4ee58fb7d8/7730fd4f-e907-4d31-b88e-89806ac20f06" target="_blank" data-analytics-product-area="image" data-analytics-product-module="featured_product" data-analytics-product-index="1" data-analytics-product-brand="Right Rail - Do Not Use in Content" data-analytics-product-name="LendingClub LevelUp Savings Account" data-analytics-product-id="63cff3349bca6000112c3c92" class="featured-product-image not-content-link" rel="nofollow noindex"> <div class="lazy-holder lazy-holder " style="padding-top: calc(100% * 95 / 149)"> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/png" data-srcs="{"https://i.insider.com/60a53ef9e25d05001880c7d2":{"contentType":"image/png","aspectRatioW":1200,"aspectRatioH":320}}" alt="LendingClub Logo"> <noscript> <img src="https://i.insider.com/60a53ef9e25d05001880c7d2?width=600&format=jpeg&auto=webp" /> </noscript> </div> </a> <div class="featured-product-hgroup"> <a href="https://offers.moneylion.com/channelTrackingOfferRedirect/ef7e9365-d513-464f-b2f2-5b4ee58fb7d8/7730fd4f-e907-4d31-b88e-89806ac20f06" target="_blank" class="featured-product-heading not-content-link" data-analytics-product-area="title" data-analytics-product-module="featured_product" data-analytics-product-index="1" data-analytics-product-brand="Right Rail - Do Not Use in Content" data-analytics-product-name="LendingClub LevelUp Savings Account" data-analytics-product-id="63cff3349bca6000112c3c92" rel="nofollow noindex"> LendingClub LevelUp Savings Account </a> <span class="headline-semibold featured-product-sub-heading"> Earn 4.75% APY when you deposit $250 per month <div class="component rich-tooltip featured-product-rich-tooltip" role="tooltip" data-tooltip-position="right"> <svg class="svg-icon tooltip-icon " role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 60 60"> <title></title> <desc>A tooltip</desc> <path d="M30.6 36.6l.1-1.2c.2-2.3 1.3-3.3 3.4-5.2 2.5-2.3 5.7-4.5 5.7-8.6 0-5-4.3-7.7-9.2-7.7-3.8 0-6.8 1.5-10 4.4l2.2 2.5c3.1-2.5 5-3.5 7.7-3.5 3.2 0 5.4 1.7 5.4 4.4s-2.2 4.2-4.4 6.1c-3.4 2.9-4 4.1-4 7.3v1.5h3.1zm.7 8.4v-4.6h-4.4V45h4.4z"></path> <path d="M30 0c16.6 0 30 13.4 30 30S46.6 60 30 60 0 46.6 0 30 13.4 0 30 0zm0 3C15.1 3 3 15.1 3 30s12.1 27 27 27 27-12.1 27-27S44.9 3 30 3z"></path> </svg> <div class="rich-tooltip-wrapper headline-regular"> <div class="rich-tooltip-message headline-regular">Earn 4.75% APY when you deposit at least $250 per month, earn 3.75% standard APY if minimum isn't met.</div> </div> </div> <style>.rich-tooltip-wrapper { display: none; }</style> </span> </div> <div class="featured-product-cta"> <a href="https://offers.moneylion.com/channelTrackingOfferRedirect/ef7e9365-d513-464f-b2f2-5b4ee58fb7d8/7730fd4f-e907-4d31-b88e-89806ac20f06" target="_blank" class="featured-product-link not-content-link" data-analytics-product-area="button" data-analytics-product-module="featured_product" data-analytics-product-index="1" data-analytics-product-brand="Right Rail - 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