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SquareMouth Travel Insurance Review 2024
<!DOCTYPE html> <html lang="en-US"> <head> <title>SquareMouth Travel Insurance Review 2024</title> <meta charset="UTF-8"> <meta name="viewport" content="width=device-width, initial-scale=1" > <meta name="title" content="SquareMouth Travel Insurance Review 2024: Pros & Cons" > <meta name="datePublished" content="2024-06-18T18:00:11Z" > <meta name="dateModified" content="2024-10-08T00:17:59Z" > <meta name="news_keywords" content="Personal Finance, Insurance, Travel Insurance" > <meta name="description" content="Explore SquareMouth, a travel insurance comparison site. 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The company is available from 8 a.m. - 10 p.m. ET, seven days a week. You can also email the company at questions@squaremouth.com. </p>"},{"question":"Does SquareMouth offer travel insurance for international travelers?","answer":"<p class=\"faq-answer\">Yes, SquareMouth offers travel insurance for international travelers. When you first request a quote on the SquareMouth website, you'll enter your destination country and your country of residence. </p>"},{"question":"Can I get coverage for pre-existing medical conditions with SquareMouth?","answer":"<p class=\"faq-answer\">Yes, the SquareMouth travel insurance marketplace can connect you with policies that cover pre-existing conditions. Be aware of the fact that most travel insurance plans exclude pre-existing conditions, so you'll need to look for a specific policy that meets your needs. </p>"},{"question":"How user-friendly is the claim filing process with SquareMouth?","answer":"<p class=\"faq-answer\">When you purchase travel insurance through the SquareMouth marketplace, the claims process doesn't go through SquareMouth but directly through the individual provider. That said, SquareMouth only partners with trusted providers, so you shouldn't expect too many headaches when filing a claim. </p>"},{"question":"Is SquareMouth free to use?","answer":"<p class=\"faq-answer\">The SquareMouth travel insurance comparison platform is free to use. Of course, the insurance policy itself isn't free. You'll have to pay the premium, but that money will go to the insurance provider, not SquareMouth. </p>"},{"question":"Can I trust SquareMouth?","answer":"<p class=\"faq-answer\">SquareMouth is considered a trustworthy company. 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window.allScripts.push({ type: "load", script: "%3Cscript%20src%3D%22https%3A%2F%2Fwww.googletagmanager.com%2Fgtm.js%3Fid%3DGTM-MP6F46L%22%20data-consent%3D%22ANALYTICS%22%20data-track-load%3D%22gtm%22%3E%3C%2Fscript%3E" });</script> <script type="application/ld+json"> {"@context":"http://schema.org","@type":"Article","mainEntityOfPage":{"@type":"WebPage","@id":"https://www.businessinsider.com/personal-finance/travel-insurance/squaremouth-travel-insurance-review"},"editor":{"@type":"Person","name":"Paul Kim"},"author":{"@type":"Person","name":"Maddy Scheckel","sameAs":"https://www.businessinsider.com/author/maddy-scheckel"},"publisher":{"@context":"http://schema.org","@type":"Organization","name":"Business Insider","legalName":"Insider Inc.","foundingDate":"2007","url":"www.businessinsider.com","sameAs":["https://www.instagram.com/businessinsider","https://www.twitter.com/businessinsider","https://www.facebook.com/businessinsider","https://www.linkedin.com/company/businessinsider","https://www.youtube.com/@BusinessInsider"],"founder":{"@type":"Person","name":"Henry Blodget"},"logo":{"@type":"ImageObject","url":"https://www.businessinsider.com/public/assets/logos/structured-data.png"}},"headline":"SquareMouth Travel Insurance Review 2024","alternativeHeadline":"SquareMouth Travel Insurance Review 2024: Pros & Cons","image":{"@type":"ImageObject","url":"https://i.insider.com/666776dae079049018179380?width=1200&format=jpeg","width":1200,"height":900},"name":"SquareMouth Travel Insurance Review 2024: Pros & Cons","datePublished":"2024-06-18T18:00:11Z","dateModified":"2024-10-08T00:17:59Z","description":"Explore SquareMouth, a travel insurance comparison site. Learn about its services, benefits, potential drawbacks, and how it compare to competitors.","keywords":"","articleBody":"Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate travel insurance products to write unbiased product reviews.SquareMouth was founded in 2003 and has helped over 3.5 million customers secure coverage with the best travel insurance companies in the U.S. What sets SquareMouth apart is its ease of use, detailed provider overviews, and Zero Complaint Guarantee. Let's take a closer look at what you need to know before using this travel insurance comparison platform. SquareMouth is an online marketplace that helps you choose a travel insurance policy from 32 companies. To be clear, SquareMouth itself isn't an insurance provider. It simply helps you research and compare policies all in one place. SquareMouth shares a comprehensive, streamlined overview page for each insurance provider. Each page includes a company background, policy options, verified customer reviews, and contact information. When you complete the three-step process to find the best travel insurance plan, you'll be given a list of potential policy options. You can sort through policies by provider, price, or benefits. SquareMouth promises to provide you with the lowest prices from the top providers in the market. Specific benefits will depend on the plan you choose. However, SquareMouth's partner travel insurance policies often include:Although you'll have to file claims directly through your policy provider, SquareMouth's award-winning customer service team is available seven days a week. Customers can purchase, manage, and cancel policies through SquareMouth's online platform. Squaremouth also offers an impressive Zero Complaint Guarantee. If you believe your claim was wrongly denied, then SquareMouth will reach out to your insurer to reconsider the decision. If the insurer neglects to resolve the dispute to SquareMouth's satisfaction, Squaremouth will go as far as removing the insurance provider from their site. Get Travel Insurance QuotesFind affordable travel insurance policies with SquareMouth.Versatility is a significant advantage of SquareMouth. In fact, the marketplace can help you find seven different types of policies. Single trip travel insurance is exactly what it sounds like: travel insurance that provides you with coverage for one trip. It covers you \"doorstep to doorstep\" from the moment you leave your home until the moment you return. Note: Separate from its main platform, SquareMouth also operates travel insurance company Cat70, which offers one single-trip policy. You can read our Cat70 travel insurance review here.When you sign up for annual travel insurance, you get coverage for the whole year instead of a single trip. This is often a cost-effective option for anyone who takes multiple trips in a 12-month period. When you ask for a quote on the SquareMouth website, you'll choose a \"start date\" and enter how many trips you plan to take in the following year. These policies are designed specifically for cruises. A lot can go wrong on a journey on the sea, from extreme weather to an unexpected illness. The best cruise insurance can protect you before and after the ship leaves port, offering benefits such as:Extreme activities like hang gliding and ice windsurfing are not typically covered by standard travel insurance policies. Instead, you can use SquareMouth to find particular policies that include these extreme sports. With SquareMouth, you can find coverage for:Your U.S. health insurance may not work while you're abroad, which means you'll need travel medical coverage for international trips. Otherwise, you risk being stuck with expensive medical bills if an accident or illness catches you off guard. Along with medical coverage, every provider on the SquareMouth marketplace offers 24-hour emergency assistance. You can use this feature if you ever need help finding a medical provider, arranging for an evacuation, or navigating the claims process during your trip. Flight insurance could pay for your trip if you have to cancel for an unforeseen reason, including getting sick or suffering a death in the family. Also, if your flight is delayed, you could be reimbursed for the money you have to spend on meals and hotel rooms. If you're traveling with 10 or more people, getting group travel insurance could save you some money. What's better is that not everyone has to have the exact same coverage. With SquareMouth, each traveler in the group can choose coverage benefits depending on their individual concerns. In general, the average travel insurance policies cost 4-8% of the total trip cost. For example, if you're planning a trip that costs $3,000 in total. You can expect the price for travel insurance to fall somewhere in the $150 - $300 range. Also, Cancel for Any Reason (CFAR) coverage and other upgrades may increase the policy premium by 40-50%. SquareMouth says that the price of coverage depends on four main factors: trip cost, traveler age, trip length, and coverage type and amounts. You can use SquareMouth's free travel insurance quote and comparison tool to find the best policy for your needs. SquareMouth offers transparency with no hidden fees and the lowest prices possible. When you obtain quotes from SquareMouth, be prepared to provide the following information:If you purchased your policy through SquareMouth travel insurance, you'll file claims with the actual insurance provider, not SquareMouth. Remember, SquareMouth acts as a broker, so it doesn't directly provide the insurance policies or handle claims. Each provider on the SquareMouth marketplace has its own procedure for filing claims. That said, here is the typical process for filing a claim: If your claim is denied and you think the decision was unfair, you can use SquareMouth's Zero Complaint policy to dispute the decision. You can open a Zero Complaint case by completing the online form. Keep in mind that you must first file your claim directly with the insurer. SquareMouth boasts of an \"award winning customer service team.\" The customer support team can be reached by phone at 1-800-240-0369, and is available from 8 a.m. to 10 p.m. ET every day.SquareMouth's commitment to customer service seems to be paying off. On Trustpilot, customers give SquareMouth an average of 4.8 stars out of five, with most complaints focused on claims that were denied. On Google Maps, reviews left on SquareMouth's headquarters in Florida, the company received an almost perfect score of 4.9 stars out of five. Negative SquareMouth reviews, as few as they may be, mentioned difficulty reaching customer service. Additionally, while the actual result of a claim is out of SquareMouth's hands, some reviewers complained that the Zero Complaint policy is largely ceremonial, and SquareMouth does little to advocate for your case.VisitorsCoverage is a competing insurance aggregator, offering policies from 15 travel insurance companies. It gives detailed and concise information on the policies it offers, including options for Schengen visas, immigrants, and international students. It also has a Claims Assistance Hub that will act as a liason between you and your insurer, helping to provide updates on and expedite claims.VisitorsCoverage trails behind SquareMouth in a variety of travel insurance companies it partners with, 15 compared to 32. Additionally, VisitorsCoverage doesn't have a customer reviews section, so travelers must find that information elsewhere. That said, VisitorsCoverage is very responsive to customer reviews on Trustpilot and Google Maps, which SquareMouth is not. Read our VisitorsCoverage review.InsureMyTrip is SquareMouth's closest competitor. Both allow you to purchase, manage, and cancel a travel insurance policy on their platforms. You'll have to file claims directly with your insurer, but SquareMouth and InsureMyTrip offer ways to facilitate customer claims. InsureMyTrip has an Anytime Advocates team, which can help customers with filing claims or facilitate an existing claim. SquareMouth has its Zero Complaint Guarantee. Both platforms field customer reviews, so you can see what former customers have to say about a company's claims process and customer service. However, SquareMouth still edges out InsureMyTrip, listing policies from from 32 travel insurance companies compared to InsureMyTrip's 25 companies. SquareMouth also lists options online for group travel insurance policies, which InsureMyTrip only quotes for when you call their customer service line.Read our InsureMyTrip review.You can contact SquareMouth by phone at 1-800-240-0369. The company is available from 8 a.m. - 10 p.m. ET, seven days a week. You can also email the company at questions@squaremouth.com. Yes, SquareMouth offers travel insurance for international travelers. When you first request a quote on the SquareMouth website, you'll enter your destination country and your country of residence. Yes, the SquareMouth travel insurance marketplace can connect you with policies that cover pre-existing conditions. Be aware of the fact that most travel insurance plans exclude pre-existing conditions, so you'll need to look for a specific policy that meets your needs. When you purchase travel insurance through the SquareMouth marketplace, the claims process doesn't go through SquareMouth but directly through the individual provider. That said, SquareMouth only partners with trusted providers, so you shouldn't expect too many headaches when filing a claim. The SquareMouth travel insurance comparison platform is free to use. Of course, the insurance policy itself isn't free. You'll have to pay the premium, but that money will go to the insurance provider, not SquareMouth. SquareMouth is considered a trustworthy company. It gets 4.8 stars on Trustpilot, and it's known for its excellent customer service. It also offers a \"Zero Complaint Guarantee,\" so if your insurance claim is denied, you can ask SquareMouth for help disputing the denial with the insurer. SquareMouth promises customers the \"lowest possible price.\" When you buy a policy through the SquareMouth marketplace, you'll pay the same amount as you would have paid if you'd gone directly through the provider. You can buy practically any type of travel insurance through SquareMouth, including standard single trip insurance and cost-effective annual or group policies. A complete list of policies can be found on SquareMouth's website. When reviewing SquareMouth, we looked at the variety of travel insurance companies it partners with and compared it to other broker sites within the industry. We also looked at any guarantees it offers, customer reviews, and the quality of information it provides on its policies.You can read more about how we rate travel insurance products here.","articleSection":"Personal Finance, Insurance, Travel Insurance","isAccessibleForFree":true,"hasPart":[{"@type":"WebPageElement","isAccessibleForFree":true,"cssSelector":".content-lock-content"}]} </script> <script type="application/ld+json"> {"@context":"https://schema.org","@type":"FAQPage","mainEntity":[{"@type":"Question","name":"How do I contact SquareMouth?","acceptedAnswer":{"@type":"Answer","text":"<p class=\"faq-answer\">You can contact SquareMouth by phone at 1-800-240-0369. The company is available from 8 a.m. - 10 p.m. ET, seven days a week. 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data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > How to Purchase and Manage Your Policy </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#customer-service-and-support" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Customer Service and Support </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#how-does-squaremouth-compare?" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > How Does Squaremouth Compare? </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#faqs" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > FAQs </a> </li> <li> <a class="sticky-toc-link 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class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > How to Purchase and Manage Your Policy </a> </li> <li> <a href="#customer-service-and-support" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Customer Service and Support </a> </li> <li> <a href="#how-does-squaremouth-compare?" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > How Does Squaremouth Compare? </a> </li> <li> <a href="#faqs" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > FAQs </a> </li> <li> <a href="#why-you-should-trust-us" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Why You Should Trust Us </a> </li> </ul> </div> </header> <nav class="component my-insider with-banner style-loading" data-my-insider data-component-type="my-insider" data-load-markup="my-insider/template" data-load-strategy="interaction" > <div class='my-insider-header'></div> <div class='my-insider-nav-and-content'></div> </nav> <section id="l-main-content" class="masthead " data-content > <div> <div class="hub-wrapper has-subnav hub-wrapper-helpfulness pfi"> <div class="vertical-title-wrapper"> <div class="hub-nav-wrapper"> <nav class="hub-nav style-loading" data-component-type="hub-nav" 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Chase Sapphire Preferred Credit Card </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/travel-insurance/squaremouth-travel-insurance-review" data-track-click="{"product_field":"featured_reviews","event":"navigation","element_name":"helpfulness_navbar"}" > SquareMouth Travel Insurance </a> </li> </ul> </div> <div class="hub-nav-link-container" data-hub-nav-link-container > <a class="hub-nav-link headline-semibold data-hub-nav-link" href="https://www.businessinsider.com/personal-finance/credit-cards" data-track-click="{"product_field":"pfi_credit_cards","event":"navigation","element_name":"helpfulness_navbar"}" > Credit Cards </a> <ul class="hub-nav-dropdown"> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/credit-cards/best-credit-cards" data-track-click="{"product_field":"pfi_credit_cards","event":"navigation","element_name":"helpfulness_navbar"}" > Best Credit Cards </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/credit-cards/best-cash-back-credit-cards" data-track-click="{"product_field":"pfi_credit_cards","event":"navigation","element_name":"helpfulness_navbar"}" > Best Cash Back Credit Cards </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/credit-cards/best-rewards-credit-cards" data-track-click="{"product_field":"pfi_credit_cards","event":"navigation","element_name":"helpfulness_navbar"}" > Best Rewards Credit Cards </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/credit-cards/best-travel-rewards-credit-cards" data-track-click="{"product_field":"pfi_credit_cards","event":"navigation","element_name":"helpfulness_navbar"}" > Best Travel Credit Cards </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/credit-cards/best-zero-interest-credit-cards" data-track-click="{"product_field":"pfi_credit_cards","event":"navigation","element_name":"helpfulness_navbar"}" > Best 0% APR Credit Cards </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/credit-cards/best-balance-transfer-credit-cards" data-track-click="{"product_field":"pfi_credit_cards","event":"navigation","element_name":"helpfulness_navbar"}" > Best Balance Transfer Credit Cards </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/credit-cards/best-starter-credit-cards" data-track-click="{"product_field":"pfi_credit_cards","event":"navigation","element_name":"helpfulness_navbar"}" > Best First Credit Cards </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/credit-cards/best-small-business-credit-card" data-track-click="{"product_field":"pfi_credit_cards","event":"navigation","element_name":"helpfulness_navbar"}" > Best Business Credit Cards </a> </li> </ul> </div> <div class="hub-nav-link-container" data-hub-nav-link-container > <a class="hub-nav-link headline-semibold data-hub-nav-link" href="https://www.businessinsider.com/personal-finance/insurance" data-track-click="{"product_field":"pfi_insurance","event":"navigation","element_name":"helpfulness_navbar"}" > Insurance </a> <ul class="hub-nav-dropdown"> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/auto-insurance/best-car-insurance-companies" data-track-click="{"product_field":"pfi_insurance","event":"navigation","element_name":"helpfulness_navbar"}" > Best Car Insurance </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/homeowners-insurance/best-homeowners-insurance-companies" data-track-click="{"product_field":"pfi_insurance","event":"navigation","element_name":"helpfulness_navbar"}" > Best Homeowners Insurance </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/life-insurance/best-life-insurance-companies" data-track-click="{"product_field":"pfi_insurance","event":"navigation","element_name":"helpfulness_navbar"}" > Best Life Insurance </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/pet-insurance/best-pet-insurance" data-track-click="{"product_field":"pfi_insurance","event":"navigation","element_name":"helpfulness_navbar"}" > Best Pet Insurance </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/homeowners-insurance/best-renters-insurance-companies" data-track-click="{"product_field":"pfi_insurance","event":"navigation","element_name":"helpfulness_navbar"}" > Best Renters Insurance </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/travel-insurance/best-travel-insurance-companies" data-track-click="{"product_field":"pfi_insurance","event":"navigation","element_name":"helpfulness_navbar"}" > Best Travel Insurance </a> </li> </ul> </div> <div class="hub-nav-link-container" data-hub-nav-link-container > <a class="hub-nav-link headline-semibold data-hub-nav-link" href="https://www.businessinsider.com/personal-finance/banking" data-track-click="{"product_field":"pfi_banking","event":"navigation","element_name":"helpfulness_navbar"}" > Banking </a> <ul class="hub-nav-dropdown"> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/banking/best-high-yield-savings-accounts-rates-right-now" data-track-click="{"product_field":"pfi_banking","event":"navigation","element_name":"helpfulness_navbar"}" > Best Savings Accounts </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/banking/best-checking-accounts" data-track-click="{"product_field":"pfi_banking","event":"navigation","element_name":"helpfulness_navbar"}" > Best Checking Accounts </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/banking/best-money-market-accounts" data-track-click="{"product_field":"pfi_banking","event":"navigation","element_name":"helpfulness_navbar"}" > Best Money Market Accounts </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/banking/who-has-the-best-cd-rates-right-now" data-track-click="{"product_field":"pfi_banking","event":"navigation","element_name":"helpfulness_navbar"}" > Best CD Rates </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/banking/best-bank-account-bonuses" data-track-click="{"product_field":"pfi_banking","event":"navigation","element_name":"helpfulness_navbar"}" > Best Bank Account Bonuses </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/banking/best-banks" data-track-click="{"product_field":"pfi_banking","event":"navigation","element_name":"helpfulness_navbar"}" > Best Banks </a> </li> </ul> </div> <div class="hub-nav-link-container" data-hub-nav-link-container > <a class="hub-nav-link headline-semibold data-hub-nav-link" href="https://www.businessinsider.com/personal-finance/loans" data-track-click="{"product_field":"pfi_loans","event":"navigation","element_name":"helpfulness_navbar"}" > Loans </a> <ul class="hub-nav-dropdown"> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/personal-loans/best-personal-loans" data-track-click="{"product_field":"pfi_loans","event":"navigation","element_name":"helpfulness_navbar"}" > Best personal loans </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/personal-loans/best-debt-consolidation-loans" data-track-click="{"product_field":"pfi_loans","event":"navigation","element_name":"helpfulness_navbar"}" > Best debt consolidation loans </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/personal-loans/best-personal-loans-bad-credit" data-track-click="{"product_field":"pfi_loans","event":"navigation","element_name":"helpfulness_navbar"}" > Best Loans for Bad Credit </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/student-loans/best-private-student-loans" data-track-click="{"product_field":"pfi_loans","event":"navigation","element_name":"helpfulness_navbar"}" > Best Student Loans </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/student-loans/best-student-loan-refinance-companies" data-track-click="{"product_field":"pfi_loans","event":"navigation","element_name":"helpfulness_navbar"}" > Best Student Loan Refinance </a> </li> </ul> </div> <div class="hub-nav-link-container" data-hub-nav-link-container > <a class="hub-nav-link headline-semibold data-hub-nav-link" href="https://www.businessinsider.com/personal-finance/mortgages" data-track-click="{"product_field":"pfi_mortgages","event":"navigation","element_name":"helpfulness_navbar"}" > Mortgages </a> <ul class="hub-nav-dropdown"> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/mortgages/best-mortgage-lenders" data-track-click="{"product_field":"pfi_mortgages","event":"navigation","element_name":"helpfulness_navbar"}" > Best mortgage lenders </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/mortgages/best-mortgage-refinance-lenders" data-track-click="{"product_field":"pfi_mortgages","event":"navigation","element_name":"helpfulness_navbar"}" > Best mortgage refinance lenders </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/mortgages/best-lenders-for-fha-loans" data-track-click="{"product_field":"pfi_mortgages","event":"navigation","element_name":"helpfulness_navbar"}" > Best FHA Lenders </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/mortgages/best-heloc-lenders" data-track-click="{"product_field":"pfi_mortgages","event":"navigation","element_name":"helpfulness_navbar"}" > Best HELOC Lenders </a> </li> </ul> </div> <div class="hub-nav-link-container" data-hub-nav-link-container > <a class="hub-nav-link headline-semibold data-hub-nav-link" href="https://www.businessinsider.com/personal-finance/investing" data-track-click="{"product_field":"pfi_investing","event":"navigation","element_name":"helpfulness_navbar"}" > Investing </a> </div> <div class="hub-nav-link-container" data-hub-nav-link-container > <a class="hub-nav-link headline-semibold data-hub-nav-link" href="https://www.businessinsider.com/personal-finance/taxes" data-track-click="{"product_field":"pfi_taxes","event":"navigation","element_name":"helpfulness_navbar"}" > Taxes </a> </div> <div class="hub-nav-link-container" data-hub-nav-link-container > <a class="hub-nav-link headline-semibold data-hub-nav-link" href="https://www.businessinsider.com/personal-finance/retirement" data-track-click="{"product_field":"pfi_retirement","event":"navigation","element_name":"helpfulness_navbar"}" > Retirement </a> </div> <div class="hub-nav-link-container" data-hub-nav-link-container > <a class="hub-nav-link headline-semibold data-hub-nav-link" href="https://www.businessinsider.com/personal-finance/financial-planning" data-track-click="{"product_field":"pfi_financial_planning","event":"navigation","element_name":"helpfulness_navbar"}" > Financial Planning </a> </div> <div class="hub-nav-link-container hub-nav-link-container-more" data-hub-nav-link-container > 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role="main" > <section id="l-content" class="is-right-rail content-with-sticky-toc" data-track-page-area="Post" data-post-content > <section class="row"> <div class="col-12"> <article class=""> <section class="post-headline-wrapper " id="post-headline" > <div class="post-meta"> <span class="post-breadcrumbs headline-regular "> <a href="/personal-finance" class=" breadcrumb-hide-m" data-track-click="{"product_field":"Personal Finance","element_name":"breadcrumbs","event":"navigation"}" > Personal Finance </a> <svg class="svg-icon chevron-icon post-breadcrumbs-chevron rotate270" data-chevron-icon role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon" > <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#0a0a0a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"/> </svg> <a href="/personal-finance/insurance" class=" breadcrumb-hide-s" data-track-click="{"product_field":"Insurance","element_name":"breadcrumbs","event":"navigation"}" > Insurance </a> <svg class="svg-icon chevron-icon post-breadcrumbs-chevron rotate270" data-chevron-icon role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon" > <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#0a0a0a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"/> </svg> <svg class="svg-icon chevron-icon post-breadcrumbs-chevron rotate90 d-sm-block d-md-none align-left" data-chevron-icon role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon" > <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#0a0a0a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"/> </svg> <a href="/personal-finance/travel-insurance" class="" data-track-click="{"product_field":"Travel Insurance","element_name":"breadcrumbs","event":"navigation"}" > Travel Insurance </a> </span> </div> <h1 class="post-headline ">SquareMouth Travel Insurance Review 2024: Pros & Cons</h1> </section> <section class="byline-wrapper byline-wrapper-helpfulness "> <div class="byline " data-e2e-name="byline" > <div class="byline-content" data-e2e-name="byline-content" > <div class="byline-row"> <div class="byline-author-container"> <div class="byline-author headline-regular"> <span class="headline-regular">Written by</span> <span class="" data-e2e-name="Maddy Scheckel" > <a class="byline-link byline-author-name" data-e2e-name="byline-author-name" href="https://www.businessinsider.com/author/maddy-scheckel" >Maddy Scheckel</a><span class="headline-regular">;</span></span> <span class="headline-regular">edited by</span> <a 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helpfulness-mobile-toc-section">Section</span> </div> <div class="sticky-toc-dropdown-button js-sticky-toc-dropdown-button"> <span class="sticky-toc-arrow"><svg class="svg-icon chevron-icon " data-chevron-icon role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon" > <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"/> </svg></span> </div> <menu class="sticky-toc-dropdown helpfulness-mobile-toc"> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#introduction-to-squaremouth-travel-insurance" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Introduction to Squaremouth Travel Insurance </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#policies-available" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Policies Available </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#how-to-purchase-and-manage-your-policy" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > How to Purchase and Manage Your Policy </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#customer-service-and-support" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Customer Service and Support </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#how-does-squaremouth-compare?" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > How Does Squaremouth Compare? </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#faqs" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > FAQs </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#why-you-should-trust-us" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Why You Should Trust Us </a> </li> </menu> </div> </nav> <div class="sticky-toc-aside-wrapper"> <ul class="sticky-toc-aside js-sticky-toc-aside" data-component-type="sticky-toc"> <li> <a href="#introduction-to-squaremouth-travel-insurance" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Introduction to Squaremouth Travel Insurance </a> </li> <li> <a href="#policies-available" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Policies Available </a> </li> <li> <a href="#how-to-purchase-and-manage-your-policy" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > How to Purchase and Manage Your Policy </a> </li> <li> <a href="#customer-service-and-support" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Customer Service and Support </a> </li> <li> <a href="#how-does-squaremouth-compare?" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > How Does Squaremouth Compare? </a> </li> <li> <a href="#faqs" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > FAQs </a> </li> <li> <a href="#why-you-should-trust-us" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Why You Should Trust Us </a> </li> </ul> </div> <div> <section class="post-content typography with-sticky-toc-aside pfi-post" data-track-content="" data-post-type="post" > <div id="piano-inline-content-wrapper" data-piano-inline-content-wrapper data-user-status="anonymous" > <div data-component-type="content-lock" data-load-strategy="exclude"> <div class="content-lock-content"> <p class="headline-regular financial-disclaimer">Affiliate links for the products on this page are from partners that compensate us (see our <a href="https://www.businessinsider.com/personal-finance/our-partners" class="not-content-link" target="_blank" data-analytics-product-module="body_link" rel="">advertiser disclosure with our list of partners</a> for more details). However, our opinions are our own. See <a href="https://www.businessinsider.com/personal-finance/travel-insurance/methodology" class="not-content-link" target="_blank" data-analytics-product-module="body_link" rel="">how we rate travel insurance products</a> to write unbiased product reviews.</p> <div class="table-of-contents table-of-contents-sticky" data-analytics-module="jump-to" data-type="custom"></div><p><a target="_blank" rel="nofollow noopener noindex" data-analytics-product-module="body_link" data-analytics-product-id="63c4586e9bca6000112c1c20" data-analytics-product-brand="SquareMouth" data-analytics-product-name="SquareMouth" href="https://affiliate.insider.com/?amazonTrackingID=bi-auto-70429-20&h=5730bc7582d66ef57a87b0d108f07a0b6a4d8a25a76d2c9c98e1478909323b0b&platform=browser&postID=6671cad7b38735ca9df3ea31&postSlug=personal-finance%2Ftravel-insurance%2Fsquaremouth-travel-insurance-review&site=bi&u=https%3A%2F%2Fwww.squaremouth.com%2F22970%3Ftag%3D" data-am-orig-url="https://affiliate.insider.com/?h=5730bc7582d66ef57a87b0d108f07a0b6a4d8a25a76d2c9c98e1478909323b0b&u=https%3A%2F%2Fwww.squaremouth.com%2F22970%3Ftag%3D">SquareMouth</a> was founded in 2003 and has helped over 3.5 million customers secure coverage with the best travel insurance companies in the U.S. What sets SquareMouth apart is its ease of use, detailed provider overviews, and Zero Complaint Guarantee. </p><p>Let's take a closer look at what you need to know before using this travel insurance comparison platform. </p><h2 data-toc-label="Introduction to Squaremouth Travel Insurance" id="introduction-to-squaremouth-travel-insurance" class="toc-anchor">SquareMouth Travel Insurance Summary</h2><p>SquareMouth is an online marketplace that helps you choose a travel insurance policy from 32 companies. To be clear, SquareMouth itself isn't an insurance provider. It simply helps you research and compare policies all in one place. </p><p>SquareMouth shares a comprehensive, streamlined overview page for each insurance provider. Each page includes a company background, policy options, verified customer reviews, and contact information. </p><p>When you complete the three-step process to find the <a href="https://www.businessinsider.com/personal-finance/travel-insurance/best-travel-insurance-companies" data-analytics-product-module="body_link" rel="">best travel insurance</a> plan, you'll be given a list of potential policy options. You can sort through policies by provider, price, or benefits. SquareMouth promises to provide you with the lowest prices from the top providers in the market. </p><p>Specific benefits will depend on the plan you choose. However, SquareMouth's partner travel insurance policies often include:</p><ul><li aria-level="1">Trip cancellation coverage</li><li aria-level="1"><a href="https://www.businessinsider.com/personal-finance/travel-insurance/cancel-for-any-reason-travel-insurance" rel="">Cancel for Any Reason (CFAR)</a> protection</li><li aria-level="1">Medical and evacuation assistance</li><li aria-level="1">Trip delay protection</li><li aria-level="1">Reimbursement for trip interruption</li><li aria-level="1">Luggage benefits</li></ul><p>Although you'll have to file claims directly through your policy provider, SquareMouth's award-winning customer service team is available seven days a week. Customers can purchase, manage, and cancel policies through SquareMouth's online platform. Squaremouth also offers an impressive Zero Complaint Guarantee. If you believe your claim was wrongly denied, then SquareMouth will reach out to your insurer to reconsider the decision. If the insurer neglects to resolve the dispute to SquareMouth's satisfaction, Squaremouth will go as far as removing the insurance provider from their site. </p><aside class="quick-tip headline-regular ignore-typography"><p><strong>Get Travel Insurance Quotes</strong></p><p>Find <a href="https://www.businessinsider.com/personal-finance/travel-insurance/best-cheap-travel-insurance" data-analytics-product-module="body_link" rel="">affordable travel insurance</a> policies with <a target="_blank" rel="nofollow noopener noindex" data-analytics-product-module="body_link" data-analytics-product-id="63c4586e9bca6000112c1c20" data-analytics-product-brand="SquareMouth" data-analytics-product-name="SquareMouth" href="https://affiliate.insider.com/?amazonTrackingID=bi-auto-70429-20&h=5730bc7582d66ef57a87b0d108f07a0b6a4d8a25a76d2c9c98e1478909323b0b&platform=browser&postID=6671cad7b38735ca9df3ea31&postSlug=personal-finance%2Ftravel-insurance%2Fsquaremouth-travel-insurance-review&site=bi&u=https%3A%2F%2Fwww.squaremouth.com%2F22970%3Ftag%3D" data-am-orig-url="https://affiliate.insider.com/?h=5730bc7582d66ef57a87b0d108f07a0b6a4d8a25a76d2c9c98e1478909323b0b&u=https%3A%2F%2Fwww.squaremouth.com%2F22970%3Ftag%3D">SquareMouth</a>.</p><span class="js-sqm-affiliate-search-widget"> <div class="script" data-lazy-load="script" data-load-strategy="lazy" data-consent="MARKETING" data-src="https://www.squaremouth.com/affiliates/22970/affiliate_search_widget_loader.js" data-async="true" data-defer="true"></div> </span></aside><h2 data-toc-label="Policies Available" id="policies-available" class="toc-anchor">Types of Policies Offered by SquareMouth</h2><p>Versatility is a significant advantage of SquareMouth. In fact, the marketplace can help you find seven different types of policies. </p><h3>Single Trip insurance</h3><p><a href="https://www.businessinsider.com/personal-finance/travel-insurance/what-is-single-trip-travel-insurance" data-analytics-product-module="body_link" rel="">Single trip travel insurance</a> is exactly what it sounds like: travel insurance that provides you with coverage for one trip. It covers you "doorstep to doorstep" from the moment you leave your home until the moment you return. </p><aside class="quick-tip headline-regular ignore-typography"><p><strong>Note:</strong> Separate from its main platform, SquareMouth also operates travel insurance company Cat70, which offers one single-trip policy. You can read our Cat70 travel insurance review here.</p></aside><h3>Annual Travel Insurance</h3><p>When you sign up for <a href="https://www.businessinsider.com/personal-finance/travel-insurance/annual-travel-insurance" data-analytics-product-module="body_link" rel="">annual travel insurance</a>, you get coverage for the whole year instead of a single trip. </p><p>This is often a cost-effective option for anyone who takes multiple trips in a 12-month period. When you ask for a quote on the SquareMouth website, you'll choose a "start date" and enter how many trips you plan to take in the following year. </p><h3>Cruise Insurance</h3><p>These policies are designed specifically for cruises. A lot can go wrong on a journey on the sea, from extreme weather to an unexpected illness. </p><p>The <a href="https://www.businessinsider.com/personal-finance/travel-insurance/best-cruise-travel-insurance-companies" data-analytics-product-module="body_link" rel="">best cruise insurance</a> can protect you before and after the ship leaves port, offering benefits such as:</p><ul><li aria-level="1">Cancellation coverage</li><li aria-level="1">Hurricane and extreme weather protection</li><li aria-level="1">Trip delay benefits</li><li aria-level="1">Baggage delay reimbursements</li><li aria-level="1">Baggage loss at sea protection</li><li aria-level="1">Medical coverage at sea</li><li aria-level="1">Interruption at sea insurance</li></ul><h3>Adventure and Sports Travel Insurance</h3><p>Extreme activities like hang gliding and ice windsurfing are not typically covered by standard travel insurance policies. Instead, you can use SquareMouth to find particular policies that include these extreme sports. </p><p>With SquareMouth, you can find coverage for:</p><ul><li aria-level="1">Water sports (such as fishing, snorkeling, and surfing)</li><li aria-level="1">Winter sports (such as snowboarding, skiing, tubing, and snowmobiling)</li><li aria-level="1">Air activities (such as zip lining, hot air ballooning, and bungee jumping)</li></ul><h3>Medical Travel Insurance</h3><p>Your U.S. health insurance may not work while you're abroad, which means you'll need <a href="https://www.businessinsider.com/personal-finance/travel-insurance/how-much-do-i-need-travel-medical-insurance" data-analytics-product-module="body_link" rel="">travel medical coverage</a> for international trips. Otherwise, you risk being stuck with expensive medical bills if an accident or illness catches you off guard. </p><p>Along with medical coverage, every provider on the SquareMouth marketplace offers 24-hour emergency assistance. You can use this feature if you ever need help finding a medical provider, arranging for an evacuation, or navigating the claims process during your trip. </p><h3>Flight Insurance</h3><p><a href="https://www.businessinsider.com/personal-finance/travel-insurance/how-to-pick-flight-insurance" data-analytics-product-module="body_link" rel="">Flight insurance</a> could pay for your trip if you have to cancel for an unforeseen reason, including getting sick or suffering a death in the family. Also, if your flight is delayed, you could be reimbursed for the money you have to spend on meals and hotel rooms. </p><h3>Group Travel Insurance</h3><p>If you're traveling with 10 or more people, getting <a href="https://www.businessinsider.com/personal-finance/travel-insurance/group-travel-insurance" data-analytics-product-module="body_link" rel="">group travel insurance</a> could save you some money. What's better is that not everyone has to have the exact same coverage. With SquareMouth, each traveler in the group can choose coverage benefits depending on their individual concerns. </p><h2 data-toc-label="How to Purchase and Manage Your Policy" id="how-to-purchase-and-manage-your-policy" class="toc-anchor">How to Purchase and Manage a SquareMouth Policy</h2><p>In general, the <a href="https://www.businessinsider.com/personal-finance/travel-insurance/average-weekly-travel-insurance-rates" data-analytics-product-module="body_link" rel="">average travel insurance policies</a> cost 4-8% of the total trip cost. For example, if you're planning a trip that costs $3,000 in total. You can expect the price for travel insurance to fall somewhere in the $150 - $300 range. Also, Cancel for Any Reason (CFAR) coverage and other upgrades may increase the policy premium by 40-50%. </p><p>SquareMouth says that the price of coverage depends on four main factors: trip cost, traveler age, trip length, and coverage type and amounts. </p><p>You can use SquareMouth's free travel insurance quote and comparison tool to find the best policy for your needs. SquareMouth offers transparency with no hidden fees and the lowest prices possible. When you obtain quotes from SquareMouth, be prepared to provide the following information:</p><ul><li>Travel dates</li><li>Travel destination</li><li>Country/state of residence</li><li>Number of travelers</li><li>Age of traveler(s)</li><li>Desired coverage type</li><li>Trip cost (per traveler or total)</li><li>Date of initial trip deposit</li></ul><div class="insider-raw-embed" data-type="embed" data-embed-type="raw" id="f6538181-9326-42d1-93c2-ced950ea1867"><a href="https://affiliate.insider.com/?amazonTrackingID=bi-auto-70429-20&h=f293ba3a93ba73345bedf930d451eaf6380b07a1933f8201131a74f8996b3c2e&platform=browser&postID=6671cad7b38735ca9df3ea31&postSlug=personal-finance%2Ftravel-insurance%2Fsquaremouth-travel-insurance-review&site=bi&u=https%3A%2F%2Fwww.squaremouth.com%2F22970" rel="nofollow noindex" data-am-orig-url="https://affiliate.insider.com/?h=f293ba3a93ba73345bedf930d451eaf6380b07a1933f8201131a74f8996b3c2e&u=https%3A%2F%2Fwww.squaremouth.com%2F22970"><img height="106" width="468" border="0" src="https://drrytbc0y8ui4.cloudfront.net/assets/affiliate_banners/squaremouth-travel-insurance-button_468x106-c68d477f19234944b2a71fdf2ac4fe7bcdb1caa620818f4f2a4dc40f5bd2a868.jpg"></a></div><h3>How to File a Claim with SquareMouth Travel Insurance</h3><p>If you purchased your policy through SquareMouth travel insurance, you'll file claims with the actual insurance provider, not SquareMouth. Remember, SquareMouth acts as a broker, so it doesn't directly provide the insurance policies or handle claims. </p><p>Each provider on the SquareMouth marketplace has its own procedure for filing claims. That said, here is the typical process for filing a claim: </p><ul><li aria-level="1"><strong>Contact your travel insurance provider.</strong> You can find the contact information for the "claims team" within your policy or on SquareMouth's web page for that provider. Make sure you have your policy number handy when you call. The provider's representative will be able to walk you through your next steps. </li><li aria-level="1"><strong>Compile documentation.</strong> For your claim to be successful, you need to document what happened. Examples of documentation include credit card statements, police reports, notices, medical records, and receipts. </li><li aria-level="1"><strong>Complete the provider's "claim form."</strong> This is where you'll describe what happened and attach supporting documentation. You might also be asked to do an interview with an agent from the provider.</li><li aria-level="1"><strong>Submit the claim.</strong> This could be done through email, mail, or an online portal, depending on what options the provider gives you. Also, be sure to keep copies of all documentation for your records. </li></ul><p>If your claim is denied and you think the decision was unfair, you can use SquareMouth's Zero Complaint policy to dispute the decision. You can open a Zero Complaint case by completing the online form. Keep in mind that you must first file your claim directly with the insurer. </p><h2 data-toc-label="Customer Service and Support" id="customer-service-and-support" class="toc-anchor">SquareMouth Customer Service and Support</h2><p>SquareMouth boasts of an "award winning customer service team." The customer support team can be reached by phone at 1-800-240-0369, and is available from 8 a.m. to 10 p.m. ET every day.</p><p>SquareMouth's commitment to customer service seems to be paying off. On Trustpilot, customers give SquareMouth an average of 4.8 stars out of five, with most complaints focused on claims that were denied. On Google Maps, reviews left on SquareMouth's headquarters in Florida, the company received an almost perfect score of 4.9 stars out of five. </p><p>Negative SquareMouth reviews, as few as they may be, mentioned difficulty reaching customer service. Additionally, while the actual result of a claim is out of SquareMouth's hands, some reviewers complained that the Zero Complaint policy is largely ceremonial, and SquareMouth does little to advocate for your case.</p><h2 data-toc-label="How Does Squaremouth Compare?" id="how-does-squaremouth-compare?" class="toc-anchor">How Does SquareMouth Compare to Its Competitors?</h2><h3>SquareMouth vs. VisitorsCoverage</h3><p>VisitorsCoverage is a competing insurance aggregator, offering policies from 15 travel insurance companies. It gives detailed and concise information on the policies it offers, including options for Schengen visas, immigrants, and international students. It also has a Claims Assistance Hub that will act as a liason between you and your insurer, helping to provide updates on and expedite claims.</p><p>VisitorsCoverage trails behind SquareMouth in a variety of travel insurance companies it partners with, 15 compared to 32. Additionally, VisitorsCoverage doesn't have a customer reviews section, so travelers must find that information elsewhere. That said, VisitorsCoverage is very responsive to customer reviews on Trustpilot and Google Maps, which SquareMouth is not. </p><p>Read our <a href="https://www.businessinsider.com/personal-finance/travel-insurance/visitorscoverage-travel-insurance-review" data-analytics-product-module="body_link" rel="">VisitorsCoverage review</a>.</p><h3>SquareMouth vs. InsureMyTrip</h3><p>InsureMyTrip is SquareMouth's closest competitor. Both allow you to purchase, manage, and cancel a travel insurance policy on their platforms. You'll have to file claims directly with your insurer, but SquareMouth and InsureMyTrip offer ways to facilitate customer claims. InsureMyTrip has an Anytime Advocates team, which can help customers with filing claims or facilitate an existing claim. SquareMouth has its Zero Complaint Guarantee. Both platforms field customer reviews, so you can see what former customers have to say about a company's claims process and customer service. </p><p>However, SquareMouth still edges out InsureMyTrip, listing policies from from 32 travel insurance companies compared to InsureMyTrip's 25 companies. SquareMouth also lists options online for group travel insurance policies, which InsureMyTrip only quotes for when you call their customer service line.</p><p>Read our <a href="https://www.businessinsider.com/personal-finance/travel-insurance/insuremytrip-travel-insurance-review" data-analytics-product-module="body_link" rel="">InsureMyTrip review</a>.</p><h2 data-toc-label="FAQs" id="faqs" class="toc-anchor">SquareMouth Frequently Asked Questions</h2> <div class="collapsable-faq collapsable-faq-dropdown" data-parent-index="" data-component-type="collapsable-faq" data-root-margin="0px 0px 100% 0px"> <div class="collapsable-faq-dropdown_header"> <span class="collapsable-faq-dropdown_text headline-semibold faq-question"> How do I contact SquareMouth? </span> <span class="collapsable-faq-dropdown_chevron"> <svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg> </span> </div> <div class="collapsable-faq-dropdown_wrap"> <div class="collapsable-faq-dropdown_content"> <p class="faq-answer">You can contact SquareMouth by phone at 1-800-240-0369. The company is available from 8 a.m. - 10 p.m. ET, seven days a week. You can also email the company at questions@squaremouth.com. </p> </div> </div> </div> <div class="collapsable-faq collapsable-faq-dropdown" data-parent-index="" data-component-type="collapsable-faq" data-root-margin="0px 0px 100% 0px"> <div class="collapsable-faq-dropdown_header"> <span class="collapsable-faq-dropdown_text headline-semibold faq-question"> Does SquareMouth offer travel insurance for international travelers? </span> <span class="collapsable-faq-dropdown_chevron"> <svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg> </span> </div> <div class="collapsable-faq-dropdown_wrap"> <div class="collapsable-faq-dropdown_content"> <p class="faq-answer">Yes, SquareMouth offers travel insurance for international travelers. When you first request a quote on the SquareMouth website, you'll enter your destination country and your country of residence. </p> </div> </div> </div> <div class="collapsable-faq collapsable-faq-dropdown" data-parent-index="" data-component-type="collapsable-faq" data-root-margin="0px 0px 100% 0px"> <div class="collapsable-faq-dropdown_header"> <span class="collapsable-faq-dropdown_text headline-semibold faq-question"> Can I get coverage for pre-existing medical conditions with SquareMouth? </span> <span class="collapsable-faq-dropdown_chevron"> <svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg> </span> </div> <div class="collapsable-faq-dropdown_wrap"> <div class="collapsable-faq-dropdown_content"> <p class="faq-answer">Yes, the SquareMouth travel insurance marketplace can connect you with policies that cover pre-existing conditions. Be aware of the fact that most travel insurance plans exclude pre-existing conditions, so you'll need to look for a specific policy that meets your needs. </p> </div> </div> </div> <div class="collapsable-faq collapsable-faq-dropdown" data-parent-index="" data-component-type="collapsable-faq" data-root-margin="0px 0px 100% 0px"> <div class="collapsable-faq-dropdown_header"> <span class="collapsable-faq-dropdown_text headline-semibold faq-question"> How user-friendly is the claim filing process with SquareMouth? </span> <span class="collapsable-faq-dropdown_chevron"> <svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg> </span> </div> <div class="collapsable-faq-dropdown_wrap"> <div class="collapsable-faq-dropdown_content"> <p class="faq-answer">When you purchase travel insurance through the SquareMouth marketplace, the claims process doesn't go through SquareMouth but directly through the individual provider. That said, SquareMouth only partners with trusted providers, so you shouldn't expect too many headaches when filing a claim. </p> </div> </div> </div> <div class="collapsable-faq collapsable-faq-dropdown" data-parent-index="" data-component-type="collapsable-faq" data-root-margin="0px 0px 100% 0px"> <div class="collapsable-faq-dropdown_header"> <span class="collapsable-faq-dropdown_text headline-semibold faq-question"> Is SquareMouth free to use? </span> <span class="collapsable-faq-dropdown_chevron"> <svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg> </span> </div> <div class="collapsable-faq-dropdown_wrap"> <div class="collapsable-faq-dropdown_content"> <p class="faq-answer">The SquareMouth travel insurance comparison platform is free to use. Of course, the insurance policy itself isn't free. You'll have to pay the premium, but that money will go to the insurance provider, not SquareMouth. </p> </div> </div> </div> <div class="collapsable-faq collapsable-faq-dropdown" data-parent-index="" data-component-type="collapsable-faq" data-root-margin="0px 0px 100% 0px"> <div class="collapsable-faq-dropdown_header"> <span class="collapsable-faq-dropdown_text headline-semibold faq-question"> Can I trust SquareMouth? </span> <span class="collapsable-faq-dropdown_chevron"> <svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg> </span> </div> <div class="collapsable-faq-dropdown_wrap"> <div class="collapsable-faq-dropdown_content"> <p class="faq-answer">SquareMouth is considered a trustworthy company. It gets 4.8 stars on Trustpilot, and it's known for its excellent customer service. It also offers a "Zero Complaint Guarantee," so if your insurance claim is denied, you can ask SquareMouth for help disputing the denial with the insurer. </p> </div> </div> </div> <div class="collapsable-faq collapsable-faq-dropdown" data-parent-index="" data-component-type="collapsable-faq" data-root-margin="0px 0px 100% 0px"> <div class="collapsable-faq-dropdown_header"> <span class="collapsable-faq-dropdown_text headline-semibold faq-question"> Does SquareMouth offer the lowest prices? </span> <span class="collapsable-faq-dropdown_chevron"> <svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg> </span> </div> <div class="collapsable-faq-dropdown_wrap"> <div class="collapsable-faq-dropdown_content"> <p class="faq-answer">SquareMouth promises customers the "lowest possible price." When you buy a policy through the SquareMouth marketplace, you'll pay the same amount as you would have paid if you'd gone directly through the provider. </p> </div> </div> </div> <div class="collapsable-faq collapsable-faq-dropdown collapsable-faq-dropdown-last" data-parent-index="" data-component-type="collapsable-faq" data-root-margin="0px 0px 100% 0px"> <div class="collapsable-faq-dropdown_header"> <span class="collapsable-faq-dropdown_text headline-semibold faq-question"> Can I buy any travel insurance through SquareMouth? </span> <span class="collapsable-faq-dropdown_chevron"> <svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg> </span> </div> <div class="collapsable-faq-dropdown_wrap"> <div class="collapsable-faq-dropdown_content"> <p class="faq-answer">You can buy practically any type of travel insurance through SquareMouth, including standard single trip insurance and cost-effective annual or group policies. A complete list of policies can be found on SquareMouth's website. </p> </div> </div> </div><h2 data-toc-label="Why You Should Trust Us" id="why-you-should-trust-us" class="toc-anchor">Why You Should Trust Us: How We Rated SquareMouth</h2><p>When reviewing SquareMouth, we looked at the variety of travel insurance companies it partners with and compared it to other broker sites within the industry. We also looked at any guarantees it offers, customer reviews, and the quality of information it provides on its policies.</p><p>You can read more about <a href="https://www.businessinsider.com/personal-finance/travel-insurance/methodology" data-analytics-product-module="body_link" data-analytics-post-depth="100" data-mrf-link="https://www.businessinsider.com/personal-finance/insurance-rating-methodology" rel="">how we rate travel insurance products here</a>.</p><div class="js-sqm-affiliate-search-widget"> <div class="script" data-lazy-load="script" data-load-strategy="lazy" data-src="https://www.squaremouth.com/affiliates/22970/affiliate_search_widget_loader.js" data-async="true" data-defer="true"></div> </div><section class="post-authors" data-component-type="post-author"> <div class="post-author"> <a id="post-author_profile-link" href="https://www.businessinsider.com/author/maddy-scheckel" target="_blank" data-analytics-product-module="author-bio" rel=""> <div class="author-profile-image-wrapper" data-slug="maddy-scheckel"> <div class="lazy-holder author-profile-image"> <img class="lazy-image author-profile-image" src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-src="https://i.insider.com/6650b098239fda2da6cb6f3c?crop=1:1&width=256&format=jpeg&auto=webp" alt="Headshot of writer Maddy Scheckel"> <noscript> <img src="https://i.insider.com/6650b098239fda2da6cb6f3c?crop=1:1&width=256&format=jpeg&auto=webp" /> </noscript> </div> </div> </a> <div class="post-author_info"> <div class="post-author_top"> <a id="post-author_name-link" class="post-author_link not-content-link" href="https://www.businessinsider.com/author/maddy-scheckel" target="_blank" data-analytics-product-module="author-bio" rel=""> <div class="post-author_name headline-semibold">Maddy Scheckel</div> </a> <div class="post-author_title headline-regular">Freelance Writer</div> </div> <div class="post-author_bio headline-regular"> <input type="checkbox" id="expanded0"> <div class="post-author_bio_content"> <span>Maddy Scheckel is a registered nurse turned freelance writer specializing in personal finance and business topics. You can reach her at <a href="mailto:contentbymaddy@gmail.com" rel=" nofollow">contentbymaddy@gmail.com</a>. </span> </div> <label for="expanded0" role="button" class="post-author_bio_more">Read more</label> <label for="expanded0" role="button" class="post-author_bio_less">Read less</label> </div> </div> </div> </section> <div class="featured-products sticky-featured-product"> <span class="headline-semibold featured-products-heading">Top Offers From Our Partners</span> <div class="featured-product"> <a href="https://offers.moneylion.com/channelTrackingOfferRedirect/ef7e9365-d513-464f-b2f2-5b4ee58fb7d8/7730fd4f-e907-4d31-b88e-89806ac20f06" target="_blank" data-analytics-product-area="image" data-analytics-product-module="featured_product" data-analytics-product-index="1" data-analytics-product-brand="Right Rail - Do Not Use in Content" data-analytics-product-name="LendingClub LevelUp Savings Account" data-analytics-product-id="63cff3349bca6000112c3c92" class="featured-product-image not-content-link" rel="nofollow noindex"> <div class="lazy-holder lazy-holder " style="padding-top: calc(100% * 95 / 149)"> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/png" data-srcs="{"https://i.insider.com/60a53ef9e25d05001880c7d2":{"contentType":"image/png","aspectRatioW":1200,"aspectRatioH":320}}" alt="LendingClub Logo"> <noscript> <img src="https://i.insider.com/60a53ef9e25d05001880c7d2?width=600&format=jpeg&auto=webp" /> </noscript> </div> </a> <div class="featured-product-hgroup"> <a href="https://offers.moneylion.com/channelTrackingOfferRedirect/ef7e9365-d513-464f-b2f2-5b4ee58fb7d8/7730fd4f-e907-4d31-b88e-89806ac20f06" target="_blank" class="featured-product-heading not-content-link" data-analytics-product-area="title" data-analytics-product-module="featured_product" data-analytics-product-index="1" data-analytics-product-brand="Right Rail - Do Not Use in Content" data-analytics-product-name="LendingClub LevelUp Savings Account" data-analytics-product-id="63cff3349bca6000112c3c92" rel="nofollow noindex"> LendingClub LevelUp Savings Account </a> <span class="headline-semibold featured-product-sub-heading"> Earn 4.75% APY when you deposit $250 per month <div class="component rich-tooltip featured-product-rich-tooltip" role="tooltip" data-tooltip-position="right"> <svg class="svg-icon tooltip-icon " role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 60 60"> <title></title> <desc>A tooltip</desc> <path d="M30.6 36.6l.1-1.2c.2-2.3 1.3-3.3 3.4-5.2 2.5-2.3 5.7-4.5 5.7-8.6 0-5-4.3-7.7-9.2-7.7-3.8 0-6.8 1.5-10 4.4l2.2 2.5c3.1-2.5 5-3.5 7.7-3.5 3.2 0 5.4 1.7 5.4 4.4s-2.2 4.2-4.4 6.1c-3.4 2.9-4 4.1-4 7.3v1.5h3.1zm.7 8.4v-4.6h-4.4V45h4.4z"></path> <path d="M30 0c16.6 0 30 13.4 30 30S46.6 60 30 60 0 46.6 0 30 13.4 0 30 0zm0 3C15.1 3 3 15.1 3 30s12.1 27 27 27 27-12.1 27-27S44.9 3 30 3z"></path> </svg> <div class="rich-tooltip-wrapper headline-regular"> <div class="rich-tooltip-message headline-regular">Earn 4.75% APY when you deposit at least $250 per month, earn 3.75% standard APY if minimum isn't met.</div> </div> </div> <style>.rich-tooltip-wrapper { display: none; }</style> </span> </div> <div class="featured-product-cta"> <a href="https://offers.moneylion.com/channelTrackingOfferRedirect/ef7e9365-d513-464f-b2f2-5b4ee58fb7d8/7730fd4f-e907-4d31-b88e-89806ac20f06" target="_blank" class="featured-product-link not-content-link" data-analytics-product-area="button" data-analytics-product-module="featured_product" data-analytics-product-index="1" data-analytics-product-brand="Right Rail - 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