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Our Culture - Generali Group

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dropdown-toggle active" role="button" data-bs-toggle="dropdown" aria-expanded="false" href="/who-we-are">Who We Are</a> <div class="dropdown-menu w-100 shadow py-5"> <div class="px-3 large-container position-relative"> <div class="position-absolute top-0 end-0 close-menu-container"> <a role="button" class="close-menu"> <span class="visually-hidden">Close Navigation</span> <span class="close-label me-1">Close</span> <span class="icongen-close color-dark-blue"></span> </a> </div> <div class="row"> <div class="col-3 component pe-4"> <h4 class="color-red">Who We Are</h4> <p class="mt-3"> Generali is one of the largest global insurance and asset management providers. </p> <a aria-label="Who We Are" class="btn btn-red mt-3" href="/who-we-are"> Discover </a> </div> <div class="col-3" id="accordion_0_1"><ul class="list-unstyled"> <li><a class="dropdown-item" href="/who-we-are/at-a-glance">At a Glance</a></li> <li class="position-relative"> <a id="navItem3821ccb9-39ff-4bb7-9837-779630d9340c" 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id="collapse15015443-123f-4164-ae58-81013b464cc5" class="sublevel collapse" role="tabpanel" aria-labelledby="heading15015443-123f-4164-ae58-81013b464cc5"> <ul> <li> <a href="/who-we-are/global-positioning/italy"> Italy </a> </li> <li> <a href="/who-we-are/global-positioning/germany"> Germany, Austria and Switzerland </a> </li> <li> <a href="/who-we-are/global-positioning/france"> France </a> </li> <li> <a href="/who-we-are/global-positioning/international"> International </a> </li> <li> <a href="/who-we-are/global-positioning/global-business-activities"> Global Business Activities </a> </li> <li> <a href="/who-we-are/global-positioning/investments-asset-and-wealth-management"> Asset & Wealth Management </a> </li> </ul> </div> </li> <li> <a href="/who-we-are/discovering-generali"> Generali Stories </a> </li> <li> <a href="/who-we-are/our-business"> Our business model </a> </li> <li> <a href="/who-we-are/our-activities"> Our activities </a> </li> <li> <a 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href="/who-we-are/sponsorship/Arts-and-Culture"> Arts and Culture </a> </li> <li> <a href="/who-we-are/sponsorship/Generali-women-in-sailing"> Generali Women in Sailing </a> </li> </ul> </div> </li> </ul> </nav> </div> <div id="content" class="col-12 col-md-12 col-lg-9 col-xl-9 central-body"> <div> <h1 class="page-title">Our Culture</h1> </div> <div class="mt-3 mb-md"> <div class="highlights pb-4"> <h2 class="h4 lh-base mb-0"> <span><span><span><span>Insurance industry is continuously evolving, as well as our customers&rsquo; needs and dreams. Our culture drives the strategy.</span></span></span></span> </h2> </div> </div> <div class="mt-md"> <h3 class="mb-3 color-red">Our Purpose</h3> </div> <div class="mt-3 txt-component"> <p><span><span><span><span>Our purpose, &ldquo;<strong>enable people to shape a safer and more sustainable future by caring for their lives and dreams</strong>&rdquo;, is the reason why we exist, and it inspires and motivates us. We have always driven our efforts with the intention to improve people&rsquo;s lives. In an increasingly complex world, our ability to care and help people by offering innovative, personalized solutions will enable them to take decisions and shape a safer future for themselves, their loved ones, their business, their communities.</span></span></span></span></p> <p><span><span><span><span>Led by our purpose, we launched the&nbsp;<strong>strategic plan</strong> <a href="/who-we-are/Strategic-Plan-Lifetime-Partner-24">Lifetime Partner 24: Driving Growth</a>, based on <strong>five key pillars</strong>: </span></span></span></span></p> <ul> <li style="text-align:justify"><span><span><span><span>drive sustainable growth,</span></span></span></span></li> <li style="text-align:justify"><span><span><span><span>enhance earnings profile,</span></span></span></span></li> <li style="text-align:justify"><span><span><span><span>lead innovation, </span></span></span></span></li> <li style="text-align:justify"><span><span><span><span>delivering positive social, environmental, and stakeholder impact, </span></span></span></span></li> <li style="text-align:justify"><span><span><span><span>engage people as a core asset to successfully deliver the new plan. </span></span></span></span></li> </ul> </div> <div class="position-relative swiper-item mt-3 small-video"> <div class="swiper-kaltura-video"> <div class="embed-responsive no-command" style="display: none;"> <a href="#" class="kaltura_video" id="boxImageVideo1" data-entryId="1_naalij7a" data-thumbId="/doc/jcr:9bd73884-b42d-4c2f-866f-67a2e7ac657d/video-lifetime-partner.jpg/lang:en/video-lifetime-partner.jpg"></a> </div> </div> <div class="figratio boxImageVideo" data-ratio="16:8"> <picture> <source srcset="/.imaging/mte/generali/original/dam/site-generali/gallery/Investor/strategy/strategy-2021/video-lifetime-partner.jpg/jcr:content/video-lifetime-partner.2023-01-23-12-06-07.jpg" media="(min-width: 768px)"> <img loading="lazy" src="/.imaging/mte/generali/original/dam/site-generali/gallery/Investor/strategy/strategy-2021/video-lifetime-partner.jpg/jcr:content/video-lifetime-partner.2023-01-23-12-06-07.jpg" alt="Our Purpose"> </picture> </div> <button class="swiper-play border-0"><span class="visually-hidden">Play Video</span></button> <button class="close-video border-0" style="display:none;"> <span class="icongen-close"></span> </button> <div class="video-controls d-md-none" style="display:none;"> <div class="video-control"> <span class="video-pause icongen-pause"><span class="visually-hidden">Pause Video</span></span> <div class="video-play" style="display: none;"></div> <span class="icongen-volume video-volume swiper-no-swiping"> <div class="volumeContainer"> <input type="range" min="1" max="100" value="100" class="volume" name="volume"> </div> </span> <div class="video-mute" style="display: none;"> </div> </div> <div class="video-full-screen" style="display: none;"> <span class="icongen-zoom"></span> </div> </div> </div> <br> <div class="figure-with-text-left txt-component mt-3 component"> <p style="text-align:justify"><span><span><span><span>The insurance industry is at the crossroads of some <a href="/investors/Strategy/Growth-factors">major contemporary issues:</a> pandemics and extreme events; climate changes; geopolitical and financial instability; the digital revolution and cybersecurity; demographic ageing and new welfare systems. These are the challenges we face every day, in order to continue to offer our clients new and increasingly customized protection models. </span></span></span></span></p> <p style="text-align:justify"><span><span><span><span>In line with our purpose, we have undertaken initiatives and projects that demonstrate our concrete commitment. </span></span></span></span></p> </div> <div id="accordion1" class="accordion-item first-child mt-md"> <a id="heading1" class="p-3 p-md-4 d-flex justify-content-between align-items-center collapsed" data-bs-toggle="collapse" data-bs-target="#collapse1" href="#collapse1" aria-expanded="false" aria-controls="collapse1"> <h3 class="h5-section font-regular mb-0 me-3">Sustainability and Real economy</h3> <span class="icongen-right-arrow-bold"></span> </a> <div id="collapse1" data-bs-parent="#accordion1" class="collapse" role="tabpanel" aria-labelledby="heading1"> <div class="px-3 px-md-4 p-4 pt-0"> <div class="figure-with-text-left mt-0 txt-component mt-3 component"> <p><span><span><span><span>In 2021, on the occasion of the 190&deg; anniversary of Assicurazioni Generali, founded in Trieste in 1831, we launched <a href="/who-we-are/history/Generali-life-stories/Fenice-190">Fenice 190</a>, a EUR 35 billion investment plan. In line with the 17 Sustainable Development goals, promoted by the United Nations 2030 Agenda, the plan aims to support to support <strong>the recovery of European economy</strong> affected by the Covid-19.</span></span></span></span><br /> <br /> In the <em>Lifetime Partner 24: Driving Growth</em> plan, <a href="/sustainability/responsible-business">sustainability</a> is present as an <em>inspiring principle</em>. For Generali, which is committed to being a <strong>responsible investor and insurer</strong>, a key point of reference is <a href="/sustainability/our-commitment-to-the-environment-and-climate">the Group&#39;s climate change Strategy</a>, updated in June 2022, which provides an overview of the decisions taken to facilitate a <strong>fast and socially equitable transition</strong> to a net-zero economy. In 2019 we issued our first <strong>Green Bond</strong>: an important step for the Group towards achieving its environmental sustainability goals, the progress of which is also recognized by Generali&#39;s inclusion in the <a href="/media/News/Generali-confirmed-in-the-Dow-Jones-Sustainability-World-Index">Dow Jones Sustainability Europe Index and Dow Jones Sustainability World Index</a>.<br /> <br /> <span><span><span><span>Moreover, for the past two years we have promoted a culture of <strong>sustainability among the European SME</strong> with <a href="/sustainability/responsible-insurer/SME-EnterPRIZE">SME EnterPRIZE</a>, an initiative dedicated to small and medium businesses in the continent with the aim of encouraging them to adopt sustainable business models and give visibility to those who have already done so, so they can be an example for other entrepreneurs. </span></span></span></span></p> </div> </div> </div> </div> <div id="accordion2" class="accordion-item"> <a id="heading2" class="p-3 p-md-4 d-flex justify-content-between align-items-center collapsed" data-bs-toggle="collapse" data-bs-target="#collapse2" href="#collapse2" aria-expanded="false" aria-controls="collapse2"> <h3 class="h5-section font-regular mb-0 me-3">Innovation and Digital transformation </h3> <span class="icongen-right-arrow-bold"></span> </a> <div id="collapse2" data-bs-parent="#accordion2" class="collapse" role="tabpanel" aria-labelledby="heading2"> <div class="px-3 px-md-4 p-4 pt-0"> <div class="figure-with-text-left mt-0 txt-component mt-3 component"> <p><span><span><span><span>We have a clean vision of Generali in 2024, an <a href="/investors/Strategy/transformation-strategy">innovative Group</a> focused on clients and the use of data <strong>to lead innovation</strong>. Thanks to a network of <strong>more than 165.000 agents</strong>, supporting by <strong>cutting-edge technology</strong>, <strong>personalized insurance products</strong>, <strong>interconnected devices and digital platforms</strong>, we want to be Lifetime Partner of our clients.</span></span></span></span><br /> <br /> For Generali this means, first and foremost, expanding its digital consulting capabilities and establishing an omnichannel approach across all distribution channels, ensuring maximum security through dedicated programs such as the current <a href="/sustainability/our-rules/group-security">Cyber Security Transformation Program 2, 2020-2022</a> and a <a href="/info/discovering-generali/all/2022/Artificial-intelligence-and-the-insurance-industry">responsible use of data and algorithms</a> to deserve full digital trust from customers.<br /> <br /> <span><span><span><span>The <em>Lifetime Partner 24: Driving Growth</em> plan also includes <strong>investments in technology</strong> <strong>and digitalization</strong> that focus on the potential of data totaling <strong>&euro; 1.1 billion</strong>, an increase of 60% compared to the last strategic cycle. Added to this is a new <strong>&euro; 250 million venture capital fund focused on insurtech</strong>, to seize high-potential opportunities on the market, and the continuation of <a href="/info/discovering-generali/all/2021/Innovation-a-necessary-force-for-change-in-a-constantly-evolving-world">the Group Innovation Fund initiative</a>, launched in 2020 to co-finance ideas generated by Generali people and aimed at accelerating <a href="/investors/Strategy/transformation-strategy/innovation">innovation</a>.</span></span></span></span></p> </div> </div> </div> </div> <div id="accordion3" class="accordion-item"> <a id="heading3" class="p-3 p-md-4 d-flex justify-content-between align-items-center collapsed" data-bs-toggle="collapse" data-bs-target="#collapse3" href="#collapse3" aria-expanded="false" aria-controls="collapse3"> <h3 class="h5-section font-regular mb-0 me-3">Alongside the people, to live the community </h3> <span class="icongen-right-arrow-bold"></span> </a> <div id="collapse3" data-bs-parent="#accordion3" class="collapse" role="tabpanel" aria-labelledby="heading3"> <div class="px-3 px-md-4 p-4 pt-0"> <div class="figure-with-text-left mt-0 txt-component mt-3 component"> <p><span><span><span><span>Without the contribution of our people we would not be able to achieve our goals. This is the reason why we have developed a new Group People Strategy: &quot;<strong><span><a href="/sustainability/responsible-employer/Generali-people-strategy">GPeople 24 - Ready for the Next</a></span></strong>&quot;, with the aim of enabling them to realise their full potential by ensuring a work environment that values diversity, ensures equal opportunities and promotes inclusion, in line with the priorities of our <a href="/sustainability/responsible-employer/diversity-and-inclusion">DEI (diversity, equity and inclusion) strategy</a>.</span></span></span></span><br /> <br /> <span><span><span><span>Aware of long-term social and demographic trends influencing people&#39;s lives, in 2017 we also launched </span><a href="https://www.thehumansafetynet.org/" target="_blank"><span>The Human Safety Net</span></a><span>, a global initiative active in more than 20 countries in Europe, Asia and South America, extending our purpose to the most vulnerable in our communities. A movement of people helping other people, particularly supporting vulnerable families with young children and the inclusion of refugees through employment and entrepreneurship, so that they can improve their own lives and those of their communities. </span></span></span></span></p> </div> </div> </div> </div> <br> <div class="mt-md"> <h3 class="mb-3 color-red">The way we work: Values and Behaviours</h3> </div> <div class="margin-top-15"> <h3>Our Values</h3> </div> <div class="figure-with-text-left txt-component mt-3 component"> <p>Our Generali <strong>Values </strong>describe <strong><u>what</u></strong> is important for us and we stick to them, no matter what.</p> </div> <div class="mt-3"> <div class="row"> <div class="col-12 col-md-6"> <div class="container-text-column txt-component mt-3"> <h3>Deliver on the promise</h3> <p>We tie a long-term contract of mutual trust with our people, clients and stakeholders; all of our work is about improving the lives of our clients.</p> <p>We commit with discipline and integrity to bringing this promise to life and making an impact within a long lasting relationship.</p> </div> </div> <div class="col-12 col-md-6"> <div class="container-text-column txt-component mt-3"> <h3>Value our people</h3> <p>We value our people, encourage diversity and invest in continuous learning and growth by creating a transparent, cohesive and accessible working environment. Developing our people will ensure our company&rsquo;s long term future.</p> </div> </div> </div> </div> <div class="mt-3"> <div class="row"> <div class="col-12 col-md-6"> <div class="container-text-column txt-component mt-3"> <h3>Live the community</h3> <p>We are proud to belong to a global Group with strong, sustainable and long lasting relationships in every market in which we operate. Our markets are our homes.</p> </div> </div> <div class="col-12 col-md-6"> <div class="container-text-column txt-component mt-3"> <h3>Be open</h3> <p>We are curious, approachable and empowered people with open and diverse mindsets who want to look at things from a different perspective.</p> </div> </div> </div> </div> <div class="margin-top-15"> <h3>Our Behaviours</h3> </div> <div class="figure-with-text-left txt-component mt-3 component"> <p>Our behaviours describe <strong><u>how</u></strong> we all want to do things and complete our tasks every day, they are our way of doing that makes us different from the rest. They are our commitment, as a community and as individuals. They are the way we want to measure how we achieve results.</p> </div> <div class="figure-with-text-right txt-component mt-3 component"> <ul> <li><strong><span>OWNERSHIP: act with proactivity and passion for excellent performance</span></strong></li> </ul> </div> <div class="figure-with-text-right txt-component mt-3 component"> <ul> <li><strong><span>SIMPLIFICATION: make things simple, adapt quickly and take smart decisions</span></strong></li> </ul> </div> <div class="figure-with-text-right txt-component mt-3 component"> <ul> <li><strong><span>HUMAN TOUCH: partner with others, showing empathy and team spirit</span></strong></li> </ul> </div> <div class="figure-with-text-right txt-component mt-3 component"> <ul> <li><span><strong>INNOVATION: embrace differences to make innovation happen</strong></span><br /> &nbsp;</li> </ul> </div> <div class="mt-md image-component tcenter"> <figure class="" title="Our Behaviours"> <img loading="lazy" class="" src="/doc/jcr:2e3f0e18-631e-47ac-82b8-987ff977c032/Culture_IMG-strategy2.png/lang:en/Culture_IMG-strategy2.png" alt="Our Behaviours"> </figure> </div> <div class="mt-3"> <div class="data-box-only-number only-text-left matchHeight"> <div class="data-box-internal txt-component my-0"> <p class="data-box-text-align"></p> <h2>OUR CODE OF CONDUCT</h2> <p>The Generali Code of Conduct is our guide to doing the right thing. Our Code sets ethical expectations of everybody working for, or on behalf of, Generali all around the world.&nbsp; You can download a copy of our Code in the language of any of the countries in which we operate <a href="/sustainability/our-rules/code-of-conduct">here</a>.</p> <p>Having a common set of Values and clear ethical expectations in our Code helps us to make choices in a consistent way and enables our workplace to continue to be an environment where frankness, openness and candour can be relied upon. When anyone is faced with an ethical dilemma, our Values and our Code will guide them.</p> <p>Our managers are expected to be role models for our Code and to make their teams feel comfortable asking questions about whether certain behaviour or business proposals are in line with our Values and the principles of our Code.&nbsp; In addition, online and instructor led training programmes coupled with a comprehensive communications programme ensure that all our employees are fully aware of the importance of our code and their responsibilities to speak up if they have any concerns.</p> <p>Everyone is encouraged to voice concerns or ask for clarification on any aspect of our Code.&nbsp; To facilitate this we have both local and group level reporting channels available for people to&nbsp;<a href="https://secure.ethicspoint.eu/domain/media/en/gui/101153/index.html" target="_blank">report any concerns</a>&nbsp;in all of the countries we operate in. Confidentiality is guaranteed and we have zero tolerance for any form of retaliation.</p> </div> </div> </div></div> </div> </div> </div> <section class="component space-top"> <div class="component background-white-2 space-end space-top"> <div class="large-container"> <div class="container"> <div class="row justify-content-center align-items-center justify-content-stretch"> <div class="col-12 col-md-4 col-lg-4 mb-md-0 align-self-stretch mb-4 "> <a href="/info/discovering-generali" title="Our Stories" class="related-teaser background-white"> <figure class="figratio" data-ratio="4:3"> <img alt="Our Stories" src="/.imaging/mte/generali/original/dam/site-generali/gallery/who-we-are_section/discovering-generali/discovering_2023/Correlati/Correlato_StoriesGenerali.png0/jcr:content/desktop_teaser-GeneraliStories.2023-10-16-12-47-52.png" class="img-fluid w-100 border-radius-8"> </figure> <div class="p-4 inner "> <div class="mb-4 "> <h2>Our Stories</h2> <p>Discover our stories and get inspired.</p> </div> <span class="link-arrow-right align-self-end">Read more</span> </div> </a> </div> <div class="col-12 col-md-4 col-lg-4 mb-md-0 align-self-stretch mb-4 "> <a href="/sustainability/responsible-insurer/becoming-a-life-time-partner-to-our-customers" title=" Lifetime partner to our customers" class="related-teaser background-white"> <figure class="figratio" data-ratio="4:3"> <img alt=" Lifetime partner to our customers" src="/.imaging/mte/generali/original/dam/site-generali/gallery/who-we-are_section/discovering-generali/discovering_2023/Correlati/thumb-customer.jpg/jcr:content/thumb-customer.2023-06-14-10-56-12.jpg" class="img-fluid w-100 border-radius-8"> </figure> <div class="p-4 inner "> <div class="mb-4 "> <h2> Lifetime partner to our customers</h2> <p>Our aim is to further strengthen our customers relationship and grow their value to Generali.</p> </div> <span class="link-arrow-right align-self-end">Read more</span> </div> </a> </div> <div class="col-12 col-md-4 col-lg-4 mb-md-0 align-self-stretch "> <a href="/info/discovering-generali/all/2022/Leading-innovation-and-the-digital-transformation" title="Leading innovation and the digital transformation" class="related-teaser background-white"> <figure class="figratio" data-ratio="4:3"> <img alt="Leading innovation and the digital transformation" src="/.imaging/mte/generali/original/dam/site-generali/page/news-2023/leading.jpg/jcr:content/leading.2023-05-29-10-27-41.jpg" class="img-fluid w-100 border-radius-8"> </figure> <div class="p-4 inner "> <div class="mb-4 "> <h2>Leading innovation and the digital transformation</h2> <p>Generali takes its commitment to confirm itself as a customer-focused innovator.</p> </div> <span class="link-arrow-right align-self-end">Read more</span> </div> </a> </div> </div> </div> </div> </div> </section> <footer> <div class="large-container"> <div class="row top"> <div class="col-12 col-md-8"> <div class="row align-items-center"> <div class="col-12 col-md-4 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Established in 1831, it is present in over 50 countries in the world, with a total premium income of &euro; 82.5 billion in 2023. With almost 82,000 employees serving 70 million customers, the Group has a leading position in Europe and a growing presence in Asia and Latin America. At the heart of Generali&rsquo;s strategy is its Lifetime Partner commitment to customers, achieved through innovative and personalised solutions, best-in-class customer experience and its digitalised global distribution capabilities. The Group has fully embedded sustainability into all strategic choices, with the aim to create value for all stakeholders while building a fairer and more resilient society.</p> </div> </div> </div> </div> <div class="background-grey-light last"> <div class="large-container"> <div class="row"> <div class="col-12 col-md-7"> <ul class="list-unstyled"> <li> <a title="Legal Info" href="/info/legal-information">Legal Info</a> </li> <li> <a title="Cookie Policy" href="/info/cookies-policy">Cookie Policy</a> </li> <li> <a title="Privacy &amp; GDPR" href="/info/privacy/privacy-information">Privacy &amp; GDPR</a> </li> <li> <a title="FATCA" href="/info/fatca">FATCA</a> </li> <li> <a title="EMIR exemption " href="/info/European-Market-Infrastructure-Regulation">EMIR exemption </a> </li> <li> <a title="Holocaust" href="/info/holocaust">Holocaust</a> </li> <li> <a title="Accessibility" href="/info/accessibility">Accessibility</a> </li> <li> <a target="_blank" title="Whistleblowing" 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</a> <ul> <strong class="back">Who We Are</strong> <li class="flex-column main-section"> <h3>Sponsorship</h3> <a class="btn-red mb-3 mt-2" href="/who-we-are/sponsorship">Discover</a> </li> <li><a href="/who-we-are/sponsorship/Sport">Sport</a></li> <li><a href="/who-we-are/sponsorship/Arts-and-Culture">Arts and Culture</a></li> <li><a href="/who-we-are/sponsorship/Generali-women-in-sailing">Generali Women in Sailing</a></li> </ul> </li> </ul> </li> <li> <a href="/what-we-do">What we do</a> <ul> <strong class="back">back</strong> <li class="flex-column main-section"> <h3>What we do</h3> <p class="mt-1 mb-3"> Our purpose is to enable people to shape a safer and more sustainable future by caring for their lives and dreams. </p> <a class="btn-red mb-3" href="/what-we-do"> Discover </a> </li> <li><a href="/what-we-do/what-is-insurance">What is insurance</a></li> <li> <a href="/what-we-do/life-insurance"> Life insurance </a> <ul> <strong class="back">What we do</strong> <li class="flex-column main-section"> <h3>Life insurance</h3> <a class="btn-red mb-3 mt-2" href="/what-we-do/life-insurance">Discover</a> </li> <li><a href="/what-we-do/life-insurance/pure-risk-cover">Pure-Risk Cover</a></li> <li><a href="/what-we-do/life-insurance/investment-policies">Investment policies</a></li> <li><a href="/what-we-do/life-insurance/pension-funds">Pension Funds</a></li> <li><a href="/what-we-do/life-insurance/before-taking-out-a-life-insurance-policy">Before Taking Out a Life Insurance Policy</a></li> </ul> </li> <li> <a href="/what-we-do/property-and-casualty-insurance"> Property and Casualty Insurance </a> <ul> <strong class="back">What we do</strong> <li class="flex-column main-section"> <h3>Property and Casualty Insurance</h3> <a class="btn-red mb-3 mt-2" href="/what-we-do/property-and-casualty-insurance">Discover</a> </li> <li><a href="/what-we-do/property-and-casualty-insurance/damage-to-property">Damage to property</a></li> <li><a href="/what-we-do/property-and-casualty-insurance/personal-injury">Personal Injury</a></li> <li><a href="/what-we-do/property-and-casualty-insurance/third-party-liability">Third-Party Liability</a></li> <li><a href="/what-we-do/property-and-casualty-insurance/before-taking-out-a-property-and-casualty-policy">Before Taking Out a Property and Casualty Policy</a></li> <li><a href="/what-we-do/property-and-casualty-insurance/insurance-product-distribution-and-claims-management">Insurance Product Distribution and Claims Management</a></li> </ul> </li> <li><a href="/what-we-do/insurance-for-companies">Insurance for Companies</a></li> <li><a href="/what-we-do/insurance-solutions-with-ESG-components">Insurance solutions with ESG components</a></li> <li> <a href="/what-we-do/Global-Advisor-Excellence-Contest"> Global Advisor Excellence Contest </a> <ul> <strong class="back">What we do</strong> <li class="flex-column main-section"> <h3>Global Advisor Excellence Contest</h3> <a class="btn-red mb-3 mt-2" href="/what-we-do/Global-Advisor-Excellence-Contest">Discover</a> </li> <li><a href="/what-we-do/Global-Advisor-Excellence-Contest/Hall-of-fame">Hall of Fame &amp; Finalists</a></li> <li><a href="/what-we-do/Global-Advisor-Excellence-Contest/Young-lion">Young Lion</a></li> <li><a href="/what-we-do/Global-Advisor-Excellence-Contest/engaged-agents">Generali Engaged Agents</a></li> </ul> </li> <li><a href="/what-we-do/asset-management">Asset Management</a></li> <li><a href="/what-we-do/Insurance-for-dummies">Insurance for dummies</a></li> <li><a href="/what-we-do/emerging-risks">Emerging risks</a></li> </ul> </li> <li> <a href="/sustainability">Sustainability</a> <ul> <strong class="back">back</strong> <li class="flex-column main-section"> <h3>Sustainability</h3> <p class="mt-1 mb-3"> Sustainability is the originator of our strategy. </p> <a class="btn-red mb-3" href="/sustainability"> Discover </a> </li> <li> <a href="/sustainability/responsible-business"> Responsible Business </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Responsible Business</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/responsible-business">Discover</a> </li> <li><a href="/sustainability/responsible-business/charter_sustainability_commitments">Charter of Sustainability Commitments </a></li> <li><a href="/sustainability/responsible-business/materiality-analysis">Materiality assessment</a></li> <li><a href="/sustainability/responsible-business/stakeholder-engagement">Stakeholder engagement</a></li> <li><a href="/sustainability/responsible-business/sustainability-indices-and-ratings">Sustainability indices and ratings </a></li> <li><a href="/sustainability/responsible-business/external-commitments">External commitments</a></li> </ul> </li> <li> <a href="/sustainability/responsible-insurer"> Responsible Insurer </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Responsible Insurer</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/responsible-insurer">Discover</a> </li> <li><a href="/sustainability/responsible-insurer/insurance-solutions-with-ESG-components">Insurance solutions with ESG components</a></li> <li><a href="/sustainability/responsible-insurer/SME-EnterPRIZE">SME EnterPRIZE</a></li> <li><a href="/sustainability/responsible-insurer/becoming-a-life-time-partner-to-our-customers">A Lifetime partner to our customers</a></li> <li><a href="/sustainability/responsible-insurer/NPS-improving-clients-experience">NPS: improving clients’ experience</a></li> <li><a href="/sustainability/responsible-insurer/Public-Private-partnerships">Public-Private partnerships</a></li> <li><a href="/sustainability/responsible-insurer/EU-Taxonomy-TSC-4-Data-sharing">EU Taxonomy</a></li> <li><a href="/sustainability/responsible-insurer/sustainability-into-underwriting">Sustainability into Underwriting</a></li> </ul> </li> <li> <a href="/sustainability/responsible-investor"> Responsible Investor </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Responsible Investor</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/responsible-investor">Discover</a> </li> <li><a href="/sustainability/responsible-investor/sustainability-into-investments">Sustainability into Investments</a></li> <li><a href="/sustainability/responsible-investor/investing-for-the-climate">Investing for climate</a></li> <li><a href="/sustainability/responsible-investor/real-estate-investments">Sustainable real estate investing</a></li> <li><a href="/sustainability/responsible-investor/sustainability-related-disclosures">Sustainability related disclosures</a></li> </ul> </li> <li> <a href="/sustainability/responsible-employer"> Responsible Employer </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Responsible Employer</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/responsible-employer">Discover</a> </li> <li><a href="/sustainability/responsible-employer/Generali-people-strategy">Generali People Strategy</a></li> <li><a href="/sustainability/responsible-employer/Employees_engagement">Employee engagement </a></li> <li><a href="/sustainability/responsible-employer/diversity-and-inclusion">Diversity Equity and Inclusion</a></li> <li><a href="/sustainability/responsible-employer/investing-in-our-people">Investing in our people</a></li> <li><a href="/sustainability/responsible-employer/training">Training</a></li> <li><a href="/sustainability/responsible-employer/work-life-balance">Work-life balance</a></li> <li><a href="/sustainability/responsible-employer/well-being">Well-being</a></li> <li><a href="/sustainability/responsible-employer/environmental-management">Environmental management system of Group Operations</a></li> <li><a href="/sustainability/responsible-employer/greenhouse-gas-emissions">Greenhouse gas emissions</a></li> <li><a href="/sustainability/responsible-employer/Green-offices-energy-use-of-resources-and-waste">Our offices: energy, use of resources and waste</a></li> <li><a href="/sustainability/responsible-employer/mobility">Mobility of our personnel</a></li> <li><a href="/sustainability/responsible-employer/social-dialogue">Social Dialogue</a></li> <li><a href="/sustainability/responsible-employer/european_social_charter">European Social Charter</a></li> <li><a href="/sustainability/responsible-employer/European_Works_Council">European Works Council</a></li> <li><a href="/sustainability/responsible-employer/working-with-our-suppliers">Working with our suppliers</a></li> </ul> </li> <li> <a href="/sustainability/responsible-citizen"> Responsible Corporate Citizen </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Responsible Corporate Citizen</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/responsible-citizen">Discover</a> </li> <li><a href="/sustainability/responsible-citizen/the-human-safety-net">The Human Safety Net</a></li> <li><a href="/sustainability/responsible-citizen/how-we-contribute">How we contribute</a></li> </ul> </li> <li> <a href="/sustainability/our-commitment-to-the-environment-and-climate"> Commitments to the environment and climate </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Commitments to the environment and climate</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/our-commitment-to-the-environment-and-climate">Discover</a> </li> <li><a href="/sustainability/our-commitment-to-the-environment-and-climate/participation-in-public-debate">Climate advocacy policy and participation in public debate</a></li> </ul> </li> <li> <a href="/sustainability/performance-and-reporting"> Performance and Reporting </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Performance and Reporting</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/performance-and-reporting">Discover</a> </li> <li><a href="/sustainability/performance-and-reporting/data-and-performance">Data and performance</a></li> <li><a href="/sustainability/performance-and-reporting/how-we-report-vista">Sustainability reports archive</a></li> </ul> </li> <li> <a href="/sustainability/sustainable-financial-management"> Sustainable Financial Management </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Sustainable Financial Management</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/sustainable-financial-management">Discover</a> </li> <li><a href="/sustainability/sustainable-financial-management/green-and-sustainability-bonds">Green &amp; Sustainability Bonds</a></li> <li><a href="/sustainability/sustainable-financial-management/green-social-and-sustainability-ILS">Green, Social and Sustainability ILS</a></li> </ul> </li> <li> <a href="/sustainability/our-rules"> Our rules </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Our rules</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/our-rules">Discover</a> </li> <li><a href="/sustainability/our-rules/governance-management">Governance &amp; management</a></li> <li><a href="/sustainability/our-rules/code-of-conduct">Generali Group Code of Conduct</a></li> <li><a href="/sustainability/our-rules/respecting-human-rights">Respecting human rights</a></li> <li><a href="/sustainability/our-rules/anti-corruption">Anti-corruption</a></li> <li><a href="/sustainability/our-rules/financial-crimes-compliance">Financial crimes compliance</a></li> <li><a href="/sustainability/our-rules/Anti-Financial-Crime-and-Anti-Bribery-and-Corruption">Anti Financial Crime and Anti Bribery &amp; Corruption</a></li> <li><a href="/sustainability/our-rules/tax-payments">Tax Strategy and Taxes</a></li> <li><a href="/sustainability/our-rules/tax-transparency-report">Tax Transparency Report</a></li> <li><a href="/sustainability/our-rules/group-security">Group security</a></li> </ul> </li> <li><a href="/sustainability/contacts">Contacts</a></li> </ul> </li> <li> <a href="/work-with-us">Work with us</a> <ul> <strong class="back">back</strong> <li class="flex-column main-section"> <h3>Work with us</h3> <p class="mt-1 mb-3"> People are our company&#039;s soul. </p> <a class="btn-red mb-3" href="/work-with-us"> Discover </a> </li> <li> <a href="/work-with-us/Get-to-know-us"> Get to know us </a> <ul> <strong class="back">Work with us</strong> <li class="flex-column main-section"> <h3>Get to know us</h3> <a class="btn-red mb-3 mt-2" href="/work-with-us/Get-to-know-us">Discover</a> </li> <li><a href="/work-with-us/Get-to-know-us/diversity-and-inclusion">Diversity Equity and Inclusion</a></li> <li><a href="/work-with-us/Get-to-know-us/Our-people-s-stories">Our people’s stories</a></li> </ul> </li> <li> <a href="/work-with-us/grow-with-us"> Grow with us </a> <ul> <strong class="back">Work with us</strong> <li class="flex-column main-section"> <h3>Grow with us</h3> <a class="btn-red mb-3 mt-2" href="/work-with-us/grow-with-us">Discover</a> </li> <li><a href="/work-with-us/grow-with-us/Drive-our-success">Drive our success</a></li> <li><a href="/work-with-us/grow-with-us/Your-development">Your development with us</a></li> <li><a href="/work-with-us/grow-with-us/We-LEARN">We LEARN</a></li> <li><a href="/work-with-us/grow-with-us/what-we-offer">What we offer</a></li> </ul> </li> <li> <a href="/work-with-us/join-us"> Join us </a> <ul> <strong class="back">Work with us</strong> <li class="flex-column main-section"> <h3>Join us</h3> <a class="btn-red mb-3 mt-2" href="/work-with-us/join-us">Discover</a> </li> <li><a href="/work-with-us/join-us/five-reasons-to-apply">Five reasons to apply</a></li> <li><a href="/work-with-us/join-us/Openings_Graduates_and_Students">Openings for Graduates and Students</a></li> <li><a href="/work-with-us/join-us/job-search">Job search</a></li> <li><a href="/work-with-us/join-us/contact-and-connect-with-us">Contact and connect with us</a></li> </ul> </li> </ul> </li> <li> <a href="/investors">Investors</a> <ul> <strong class="back">back</strong> <li class="flex-column main-section"> <h3>Investors</h3> <p class="mt-1 mb-3"> Driving sustainable growth, enhancing earnings profile, and leading innovation are the three pillars of our strategy. </p> <a class="btn-red mb-3" href="/investors"> Discover </a> </li> <li><a href="/investors/investing-in-generali">Investing in Generali</a></li> <li> <a href="/investors/Strategy"> Strategy </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Strategy</h3> <a class="btn-red mb-3 mt-2" href="/investors/Strategy">Discover</a> </li> <li><a href="/investors/Strategy/Outlook">Outlook</a></li> <li><a href="/investors/Strategy/investments-and-divestments">Investments and divestments</a></li> <li><a href="/investors/Strategy/transformation-strategy">Lead Innovation</a></li> <li><a href="/investors/Strategy/Growth-factors">Growth factors</a></li> </ul> </li> <li> <a href="/investors/financial-highlights"> Financial highlights </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Financial highlights</h3> <a class="btn-red mb-3 mt-2" href="/investors/financial-highlights">Discover</a> </li> <li><a href="/investors/financial-highlights/performance-by-segment">Performance by segment</a></li> <li><a href="/investors/financial-highlights/performance-by-country">Performance by country</a></li> <li><a href="/investors/financial-highlights/historical-data">Historical Data</a></li> </ul> </li> <li> <a href="/investors/reports-and-presentations"> Reports and presentations </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Reports and presentations</h3> <a class="btn-red mb-3 mt-2" href="/investors/reports-and-presentations">Discover</a> </li> <li><a href="/investors/reports-and-presentations/report-archive">Report Archive</a></li> <li><a href="/investors/reports-and-presentations/Presentations">Presentations</a></li> <li><a href="/investors/reports-and-presentations/investor-day">Investor Days</a></li> <li><a href="/investors/reports-and-presentations/opa-cattolica">Cattolica Tender</a></li> </ul> </li> <li> <a href="/investors/share-information-analysts"> Share information &amp; analysts </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Share information &amp; analysts</h3> <a class="btn-red mb-3 mt-2" href="/investors/share-information-analysts">Discover</a> </li> <li><a href="/investors/share-information-analysts/key-share-figures">Key share figures</a></li> <li><a href="/investors/share-information-analysts/tickers-and-indices">Tickers and indices</a></li> <li><a href="/investors/share-information-analysts/share-capital">Share capital</a></li> <li><a href="/investors/share-information-analysts/dividends">Dividends</a></li> <li><a href="/investors/share-information-analysts/Shareholding-calculator">Shareholding calculator</a></li> <li><a href="/investors/share-information-analysts/equity-analysts-and-consensus">Equity analysts and consensus</a></li> <li><a href="/investors/share-information-analysts/ownership-structure">Ownership structure</a></li> <li><a href="/investors/share-information-analysts/share-buyback">Share buyback</a></li> </ul> </li> <li> <a href="/investors/debt-ratings"> Debt &amp; ratings </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Debt &amp; ratings</h3> <a class="btn-red mb-3 mt-2" href="/investors/debt-ratings">Discover</a> </li> <li><a href="/investors/debt-ratings/listed-debt-securities">Debt securities</a></li> <li><a href="/investors/debt-ratings/debt-composition-and-maturity">Debt composition and maturity</a></li> <li><a href="/investors/debt-ratings/ratings">Ratings</a></li> <li><a href="/investors/debt-ratings/credit-analysts">Credit analysts</a></li> <li><a href="/investors/debt-ratings/sustainability-bond-framework">Sustainability Bond Framework and Report </a></li> </ul> </li> <li> <a href="/investors/Our-ESG-approach"> Our ESG approach </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Our ESG approach</h3> <a class="btn-red mb-3 mt-2" href="/investors/Our-ESG-approach">Discover</a> </li> <li><a href="/investors/Our-ESG-approach/Environmental">Environmental</a></li> <li><a href="/investors/Our-ESG-approach/Social">Social</a></li> <li><a href="/investors/Our-ESG-approach/Governance">Governance</a></li> </ul> </li> <li><a href="/investors/financial-calendar">Financial calendar</a></li> <li><a href="/investors/Retail-shareholders">Retail shareholders</a></li> <li> <a href="/investors/contacts"> Contacts </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Contacts</h3> <a class="btn-red mb-3 mt-2" href="/investors/contacts">Discover</a> </li> <li><a href="/investors/contacts/Contacts-for-institutional-investors">Contacts for institutional investors</a></li> <li><a href="/investors/contacts/Contacts-for-retail-shareholders">Contacts for retail shareholders</a></li> </ul> </li> </ul> </li> <li> <a href="/media">Media</a> <ul> <strong class="back">back</strong> <li class="flex-column main-section"> <h3>Media</h3> <p class="mt-1 mb-3"> The latest from Generali. </p> <a class="btn-red mb-3" href="/media"> Discover </a> </li> <li><a href="/media/press-releases">Press releases</a></li> <li> <a href="/media/News"> News </a> <ul> <strong class="back">Media</strong> <li class="flex-column main-section"> <h3>News</h3> <a class="btn-red mb-3 mt-2" href="/media/News">Discover</a> </li> <li><a href="/media/News/covid-19-emergency">COVID-19 emergency</a></li> </ul> </li> <li> <a href="/media/podcast"> Podcast </a> <ul> <strong class="back">Media</strong> <li class="flex-column main-section"> <h3>Podcast</h3> <a class="btn-red mb-3 mt-2" href="/media/podcast">Discover</a> </li> <li><a href="/media/podcast/190-Years-of-Future">190 Years of Future</a></li> </ul> </li> <li><a href="/media/media-kit">Media kit</a></li> <li><a href="/media/events-calendar">Events calendar</a></li> <li> <a href="/media/multimedia-gallery"> Multimedia-Gallery </a> <ul> <strong class="back">Media</strong> <li class="flex-column main-section"> <h3>Multimedia-Gallery</h3> <a class="btn-red mb-3 mt-2" href="/media/multimedia-gallery">Discover</a> </li> <li><a href="/media/multimedia-gallery/video">Videos</a></li> <li><a href="/media/multimedia-gallery/images">Images</a></li> </ul> </li> <li> <a href="/media/social-media"> Social media </a> <ul> <strong class="back">Media</strong> <li class="flex-column main-section"> <h3>Social media</h3> <a class="btn-red mb-3 mt-2" href="/media/social-media">Discover</a> </li> <li><a href="/media/social-media/netiquette">Netiquette</a></li> </ul> </li> <li><a href="/media/corporate-magazines">Corporate magazines</a></li> <li> <a href="/media/macroeconomic-and-insurance-research"> Macroeconomic and insurance research </a> <ul> <strong class="back">Media</strong> <li class="flex-column main-section"> <h3>Macroeconomic and insurance research</h3> <a class="btn-red mb-3 mt-2" href="/media/macroeconomic-and-insurance-research">Discover</a> </li> <li><a href="/media/macroeconomic-and-insurance-research/contacts">Contacts</a></li> </ul> </li> <li><a href="/media/contacts">Contacts</a></li> </ul> </li> <li> <a href="/governance">Governance</a> <ul> <strong class="back">back</strong> <li class="flex-column main-section"> <h3>Governance</h3> <p class="mt-1 mb-3"> Our corporate governance system is in line with international best practices. </p> <a class="btn-red mb-3" href="/governance"> Discover </a> </li> <li> <a href="/governance/corporate-governance-system"> Corporate governance system </a> <ul> <strong class="back">Governance</strong> <li class="flex-column main-section"> <h3>Corporate governance system</h3> <a class="btn-red mb-3 mt-2" href="/governance/corporate-governance-system">Discover</a> </li> <li><a href="/governance/corporate-governance-system/articles-of-association">Articles of association</a></li> <li><a href="/governance/corporate-governance-system/organisational-and-management-model">Organizational and Management Model </a></li> <li><a href="/governance/corporate-governance-system/related-party-transactions">Related-party transactions</a></li> <li><a href="/governance/corporate-governance-system/corporate-governance-report">Corporate Governance Report</a></li> <li><a href="/governance/corporate-governance-system/diversity-policy">Diversity Policy </a></li> </ul> </li> <li> <a href="/governance/board-of-directors"> Board of Directors </a> <ul> <strong class="back">Governance</strong> <li class="flex-column main-section"> <h3>Board of Directors</h3> <a class="btn-red mb-3 mt-2" href="/governance/board-of-directors">Discover</a> </li> <li><a href="/governance/board-of-directors/Role-functions-and-activity">Role, functions and activity</a></li> <li><a href="/governance/board-of-directors/meetings-and-attendance">Meetings and attendance</a></li> <li><a href="/governance/board-of-directors/board-evaluation">Board evaluation</a></li> <li><a href="/governance/board-of-directors/succession-plan">Succession plan</a></li> <li><a href="/governance/board-of-directors/outgoing-board-of-directors-list">Procedure for the outgoing Board of Directors list – AGM 2022</a></li> </ul> </li> <li> <a href="/governance/committees"> Committees </a> <ul> <strong class="back">Governance</strong> <li class="flex-column main-section"> <h3>Committees</h3> <a class="btn-red mb-3 mt-2" 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