Actualité juridique, patrimoniale et pratique

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1.9-1.9h7.3V23h-45.7v14.3h7.3c1 0 1.9.8 1.9 1.9v37.3c0 1-.8 1.9-1.9 1.9h-7.4ZM411.2 60.9v-6H370v12.4h14.9s.3 13.5-15.9 13.5c-8.8 0-17.9-5.1-17.9-22.8s12.9-22.5 20.8-22.5c8.7 0 15.1 3.4 18.7 8.8h18.1V23.2h-18v5.7s-9.6-7.4-26.6-7.4c-24.3 0-41.9 13.5-41.9 36.6 0 21.3 15.8 36.1 45.2 36.1 43.8 0 43.8-33.3 43.8-33.3Z"/><path fill="#0d6fef" class="plume" d="M228.3 70.2c2.2.4 8.3 3.6 10.9 5.7 7.2 5.8 14.8 14.7 14.8 14.7l3.3 2.1s-9.3-11.1-15.2-17c-4.2-4.1-11.2-11.2-11.2-11.2l-.4-.4h-2.3v6.1h.1ZM196.8 24.6c-.8-.6-1.5-1.1-2.2-1.6-16.1-12.2-21.4-18.7-22.8-23 0 0-4.9 17.7 8.2 31.7 0 0-3.2-.7-6.2-1.9 0 0 5.4 13.5 20.3 20.7 0 0-3.9.1-7.2-.3 0 0 3.5 5.3 14 10.8 3.7 1.9 8.3 3.8 13.9 5.5V47.1s-.2-9.3-18-22.5Z"/></svg></p><button title="Fermer" class="fh-menuplus__close"><svg width="12px" height="12px" class="svg-square" aria-hidden="true"><use xlink:href="#fh-close"></use></svg></button><div class="fh-menuplus__edito"><p class="fh-menuplus__title fh-menuplus__title--edito">Rubriques et services du Figaro</p><div class="fh-menuplus__slider"><ul class="fh-menuplus__list"><li class="fh-menuplus__list-item"><a href="https://video.lefigaro.fr" class="fh-menuplus__lk">Le Figaro Live</a></li><li class="fh-menuplus__list-item"><a href="https://www.lefigaro.fr/lefigaromagazine" class="fh-menuplus__lk">Le Figaro Magazine</a></li><li class="fh-menuplus__list-item"><a href="https://www.lefigaro.fr/dossier/la-verification" class="fh-menuplus__lk">La Vérification</a></li><li class="fh-menuplus__list-item"><a href="https://etudiant.lefigaro.fr" class="fh-menuplus__lk">Le Figaro Étudiant</a></li><li class="fh-menuplus__list-item"><a href="https://sante.lefigaro.fr" class="fh-menuplus__lk">Santé</a></li><li class="fh-menuplus__list-item"><a href="https://www.lefigaro.fr/sciences" class="fh-menuplus__lk">Sciences</a></li><li class="fh-menuplus__list-item"><a href="https://www.lefigaro.fr/dossier/fig-data-infographies-datavisualisation" class="fh-menuplus__lk">Fig Data</a></li><li class="fh-menuplus__list-item"><a href="https://www.lefigaro.fr/secteur/high-tech" class="fh-menuplus__lk">Tech et web</a></li><li class="fh-menuplus__list-item"><a href="https://bourse.lefigaro.fr" class="fh-menuplus__lk">Bourse</a></li><li class="fh-menuplus__list-item"><a href="https://immobilier.lefigaro.fr/actualites" class="fh-menuplus__lk">Le Figaro Immobilier</a></li><li class="fh-menuplus__list-item"><a href="https://emploi.lefigaro.fr" class="fh-menuplus__lk">Emploi</a></li><li class="fh-menuplus__list-item"><a href="https://www.lefigaro.fr/lifestyle" class="fh-menuplus__lk">Art de vivre</a></li><li class="fh-menuplus__list-item"><a href="https://www.lefigaro.fr/automobile" class="fh-menuplus__lk">Automobile</a></li><li class="fh-menuplus__list-item"><a href="https://www.lefigaro.fr/langue-francaise" class="fh-menuplus__lk">Langue française</a></li><li class="fh-menuplus__list-item"><a href="https://golf.lefigaro.fr" class="fh-menuplus__lk">Golf</a></li><li 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href="https://billetterie.lefigaro.fr" class="fh-menuplus__lk">Billetterie</a></li><li class="fh-menuplus__list-item"><a href="https://podcasts.lefigaro.fr" class="fh-menuplus__lk">Podcasts</a></li><li class="fh-menuplus__list-item"><a href="https://www.lefigaro.fr/dossier/les-questions-du-jour-du-figaro" class="fh-menuplus__lk">La question du jour</a></li><li class="fh-menuplus__list-item"><a href="https://boutique.lefigaro.fr" class="fh-menuplus__lk">Le Figaro Store</a></li><li class="fh-menuplus__list-item"><a href="https://lesvoyagesf.lefigaro.fr" class="fh-menuplus__lk">Les Voyages F</a></li><li class="fh-menuplus__list-item"><a href="https://www.lefigaro.fr/a-savoir-en-france" class="fh-menuplus__lk">À savoir en France</a></li></ul></div></div><div class="fh-menuplus__covers-container"><p class="fh-menuplus__title">Nos journaux et magazines</p><ul class="fh-menuplus__covers-list fh-menuplus__slider-list"><li class="fh-menuplus__slider-item"><a href="https://kiosque.lefigaro.fr/catalog/le-figaro" title="Le Figaro : accéder à la version print"><img data-src="https://i.f1g.fr/media/_uploaded/x205/header-covers/lefigaro_cover.png" alt="Le Figaro" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" height="205" /></a></li><li class="fh-menuplus__slider-item"><a href="https://kiosque.lefigaro.fr/catalog/le-figaro-magazine" title="Le Figaro Magazine : accéder à la version print"><img data-src="https://i.f1g.fr/media/_uploaded/x205/header-covers/figaromagazine_cover.png" alt="Le Figaro Magazine" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" height="205" /></a></li><li class="fh-menuplus__slider-item"><a href="https://kiosque.lefigaro.fr/catalog/madame-figaro" title="Madame Figaro : accéder à la version print"><img data-src="https://i.f1g.fr/media/_uploaded/x205/header-covers/figaromadame_cover.png" alt="Madame Figaro" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" height="205" 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height="48" /></a></li><li class="fh-menuplus__slider-item"><a href="https://www.ticketac.com" class="fh-menuplus__lk" title="Accéder à TickeTac.com"><img data-src="https://static.lefigaro.fr/header/images/logos/ticketac.svg?v=2" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" alt="TickeTac.com" width="164" height="20" /></a></li><li class="fh-menuplus__slider-item"><a href="https://leparticulier.lefigaro.fr" class="fh-menuplus__lk" title="Accéder à Le Particulier"><img data-src="https://static.lefigaro.fr/header/images/logos/leparticulier.png?v=1" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" alt="Le Particulier" width="173" height="38" /></a></li><li class="fh-menuplus__slider-item"><a href="https://www.meteoconsult.fr/carte-meteo/pays-63/previsions-meteo-france-aujourdhui" class="fh-menuplus__lk" title="Accéder à Météo Consult"><img data-src="https://static.lefigaro.fr/header/images/logos/meteoconsult.png?v=1" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" alt="Météo Consult" width="80" height="80" /></a></li><li class="fh-menuplus__slider-item"><a href="https://www.lachainemeteo.com" class="fh-menuplus__lk" title="Accéder à La chaîne météo"><img data-src="https://static.lefigaro.fr/header/images/logos/lachainemeteo.png?v=1" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" alt="La chaîne météo" width="100" height="55" /></a></li><li class="fh-menuplus__slider-item"><a href="https://figaronautisme.meteoconsult.fr" class="fh-menuplus__lk" title="Accéder à Figaro Nautisme"><img data-src="https://static.lefigaro.fr/header/images/logos/nautisme.png?v=1" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" alt="Figaro Nautisme" width="164" height="65" /></a></li><li class="fh-menuplus__slider-item"><a href="https://lesvoyagesf.fr" class="fh-menuplus__lk" title="Accéder à Les voyages F"><img data-src="https://static.lefigaro.fr/header/images/logos/voyagesf.png?v=2" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" alt="Les voyages F" width="164" height="45" /></a></li><li class="fh-menuplus__slider-item"><a href="https://www.cadremploi.fr" class="fh-menuplus__lk" title="Accéder à Cadremploi"><img data-src="https://static.lefigaro.fr/header/images/logos/cadremploi.svg?v=1" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" alt="Cadremploi" width="172" height="80" /></a></li><li class="fh-menuplus__slider-item"><a href="https://emploi.lefigaro.fr" class="fh-menuplus__lk" title="Accéder à Le Figaro Emploi"><img data-src="https://static.lefigaro.fr/header/images/logos/le-figaro-emploi.png?v=1" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" alt="Le Figaro Emploi" width="136" height="49" /></a></li><li class="fh-menuplus__slider-item"><a href="https://immobilier.lefigaro.fr" class="fh-menuplus__lk" title="Accéder à Immobilier"><img data-src="https://static.lefigaro.fr/header/images/logos/immobilier.svg?v=1" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" alt="Immobilier" width="164" height="70" /></a></li><li class="fh-menuplus__slider-item"><a href="https://www.explorimmoneuf.com" class="fh-menuplus__lk" title="Accéder à Immoneuf"><img data-src="https://static.lefigaro.fr/header/images/logos/immoneuf.svg?v=1" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" alt="Immoneuf" width="164" height="70" /></a></li><li class="fh-menuplus__slider-item"><a href="https://proprietes.lefigaro.fr" class="fh-menuplus__lk" title="Accéder à Propriétés de France"><img data-src="https://static.lefigaro.fr/header/images/logos/proprietes.png?v=1" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" alt="Propriétés de France" width="173" height="58" /></a></li><li class="fh-menuplus__slider-item"><a href="https://www.achat-terrain.com" class="fh-menuplus__lk" title="Accéder à Achat Terrain"><img data-src="https://static.lefigaro.fr/header/images/logos/achatterrain.svg?v=1" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" alt="Achat Terrain" width="164" height="59" /></a></li><li class="fh-menuplus__slider-item"><a href="https://www.chooseyourboss.com" class="fh-menuplus__lk" title="Accéder à Choose your boss"><img data-src="https://static.lefigaro.fr/header/images/logos/chooseyourboss.svg?v=1" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" alt="Choose your boss" width="156" height="70" /></a></li><li class="fh-menuplus__slider-item"><a href="https://www.marcovasco.fr" class="fh-menuplus__lk" title="Accéder à Marco Vasco"><img data-src="https://static.lefigaro.fr/header/images/logos/marcovasco.png?v=1" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" alt="Marco Vasco" width="173" height="17" /></a></li><li class="fh-menuplus__slider-item"><a href="https://www.maisonsduvoyage.com" class="fh-menuplus__lk" title="Accéder à Maisons du voyage"><img data-src="https://static.lefigaro.fr/header/images/logos/maisonsduvoyage.png?v=1" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" alt="Maisons du voyage" width="160" height="80" /></a></li><li class="fh-menuplus__slider-item"><a href="https://www.gala.fr" class="fh-menuplus__lk" title="Accéder à Gala"><img data-src="https://static.lefigaro.fr/header/images/logos/gala.svg?v=1" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" alt="Gala" width="112" height="70" /></a></li><li class="fh-menuplus__slider-item"><a href="https://www.crossdufigaro.com" class="fh-menuplus__lk" title="Accéder à Cross Le Figaro 2024"><img data-src="https://static.lefigaro.fr/header/images/logos/lecrossdufigaro.svg?v=1" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" alt="Cross Le Figaro 2024" width="164" height="70" /></a></li></ul></div></div></div></div></div><div class="fh-logo"><a 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src="data:image/png;base64,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"/></a></li><li 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src="data:image/png;base64,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"/></a></li><li 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src="data:image/png;base64,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"/></a></li><li 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src="data:image/png;base64,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"/></a></li><li 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class="fh-sub-rubrics__list" id="menu181418" aria-labelledby="parent181418"><li class="fh-sub-rubrics__item"><a href="https://bourse.lefigaro.fr/" class="fh-sub-rubrics__lk">Bourse</a><ul class="fh-ssub-rubrics__list"><li><a href="https://bourse.lefigaro.fr/" class="fh-ssub-rubrics__lk">Actualité Bourse</a></li><li><a href="https://data-bourse.lefigaro.fr/indices/CAC-40/PX1-FR" class="fh-ssub-rubrics__lk">CAC 40</a></li><li><a href="https://bourse.lefigaro.fr/expertise" class="fh-ssub-rubrics__lk">Conseils actions</a></li><li><a href="https://bourse.lefigaro.fr/indices" class="fh-ssub-rubrics__lk">Indices et palmarès</a></li><li><a href="https://data-bourse.lefigaro.fr/portefeuille" class="fh-ssub-rubrics__lk">Portefeuille actions de la rédaction</a></li></ul></li><li class="fh-sub-rubrics__item"><span>Partenaires</span><ul class="fh-ssub-rubrics__list"><li class="fh-partner"><a class="fh-partner__lk" href="https://entreprise-innovation.lefigaro.fr/"><span class="fh-partner__title">Les 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src="data:image/png;base64,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"/></a></li><li class="fh-partner"><a class="fh-partner__lk" href="https://bourse.lefigaro.fr/expertise/dossier/comment-diversifier-vos-placements"><span class="fh-partner__title">Optimisez et diversifiez vos investissements</span><img class="fh-partner__logo" alt="Optimisez et diversifiez vos investissements" 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class="fh-partner"><a class="fh-partner__lk" href="https://partenaire.leparticulier.fr/jcms/p1_1651427/portail-lcl"><span class="fh-partner__title">LCL Banque Privée</span><img class="fh-partner__logo" alt="LCL Banque Privée" 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class="fh-partner"><a class="fh-partner__lk" href="https://leparticulier.lefigaro.fr/dossier/videos-en-plateau-avec"><span class="fh-partner__title">Conférences en ligne</span><img class="fh-partner__logo" alt="Conférences en ligne" src="data:image/png;base64,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><div class="fig-ad-content__ad-placeholder-content" ><svg xmlns="http://www.w3.org/2000/svg" width="27" height="24" aria-hidden="true" viewBox="0 0 28 24" focusable="false" class="fig-ad-content__ad-placeholder-svg" > <use href="#fig-svg__fplume-placeholder"/> </svg> <span class="fig-ad-content__ad-placeholder-text">Publicité</span> </div><div data-figtag="mban_atf"></div></div> <div id="fig-a11y-skip-top-mban_atf"></div> </div> <div class="fig-main-wrapper fig-layout fig-layout--wrapped" data-layout-container> <div class="fig-main-col"> <div class="fig-main"> <article class="fig-ranking-profile-container fig-ranking-profile-highlight " data-content-name="article" data-module="fig-ranking-profile-container" > <a href="https://leparticulier.lefigaro.fr/jcms/c_119428/impot-sur-le-revenu/impot-sur-le-revenu-les-taux-neutres-du-prelevement-a-la-source-pour-2025-20250217" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h1 class="fig-ranking-profile-headline fig-ranking-profile-headline-highlight" >Impôt sur le revenu : les taux neutres du prélèvement à la source pour 2025</h1> </a> <figure class="fig-ranking-profile-media-highlight" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9"> <img srcset="https://i.f1g.fr/media/cms/376x212_crop/2025/02/11/da733310aace794033daf3a8c0b644c86251ee94437f65ceda2ea7519dd9992e.jpg 376w, https://i.f1g.fr/media/cms/616x347_crop/2025/02/11/da733310aace794033daf3a8c0b644c86251ee94437f65ceda2ea7519dd9992e.jpg 616w, https://i.f1g.fr/media/cms/704x396_crop/2025/02/11/da733310aace794033daf3a8c0b644c86251ee94437f65ceda2ea7519dd9992e.jpg 704w" sizes="(min-width: 80em) 616px, (min-width: 64em) 376px, (min-width: 48em) 704px, calc(100vw - 32px)" class="fig-img fig-ranking-profile-media-highlight__photo" alt="Impôt sur le revenu : les taux neutres du prélèvement à la source pour 2025" height="2000" width="3000" fetchpriority="high" onerror="this.classList.add('fig-img--error');" onload="if(this.complete){this.classList.add('fig-img--complete');if(this.closest('.fig-placeholder')){this.closest('.fig-placeholder').classList.add('fig-placeholder--transparent')}}"/></div></figure> <p class="fig-ranking-profile-standfirst fig-ranking-profile-standfirst-highlight"> Les tranches retenues pour le taux neutre du prélèvement à la source de l’impôt sur le revenu sont revalorisées de 1,8 % en 2025 pour le calcul des impôts dus sur les revenus perçus cette année. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture fig-ranking-profile--premium " data-content-name="article" data-module="fig-ranking-profile-container" > <a href="https://leparticulier.lefigaro.fr/jcms/c_112166/copropriete/le-recouvrement-des-charges-impayees-en-copropriete-doit-preciser-le-montant-et-la-nature-des-provisions-reclamees-20250215" class="fig-ranking-profile-link" aria-label="Le recouvrement des charges impayées en copropriété doit préciser le montant et la nature des provisions réclamées (article Premium)" title="Le recouvrement des charges impayées en copropriété doit préciser le montant et la nature des provisions réclamées (article Premium)" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline fig-premium-mark " >Le recouvrement des charges impayées en copropriété doit préciser le montant et la nature des provisions réclamées</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9"><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/02/03/0605086a1d3d8d2545cea63dfbc477f15e4c619265e4d40b9d90d25e1609537b.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/02/03/0605086a1d3d8d2545cea63dfbc477f15e4c619265e4d40b9d90d25e1609537b.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/02/03/0605086a1d3d8d2545cea63dfbc477f15e4c619265e4d40b9d90d25e1609537b.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="Le recouvrement des charges impayées en copropriété doit préciser le montant et la nature des provisions réclamées" height="1997" width="3000" onerror="this.classList.add('fig-img--error');" onload="if(this.complete){this.classList.add('fig-img--complete');if(this.closest('.fig-placeholder')){this.closest('.fig-placeholder').classList.add('fig-placeholder--transparent')}}"/></div></figure> <p class="fig-ranking-profile-standfirst"> La mise en demeure au copropriétaire débiteur doit notamment distinguer les provisions dues au titre du budget prévisionnel de l’exercice en cours ou des dépenses pour travaux non prévues dans ce budget. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture " data-content-name="article" data-module="fig-ranking-profile-container" > <a href="https://leparticulier.lefigaro.fr/jcms/c_120793/succession/droits-de-succession-legere-hausse-du-taux-d-interet-applicable-en-cas-de-paiement-differe-ou-fractionne-20250214" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Droits de succession : hausse du taux d’intérêt applicable en cas de paiement différé ou fractionné</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9"><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/02/14/9adea9733b33fdde6321729ecebbaabc6657fc36998a9212547a809907ac5f33.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/02/14/9adea9733b33fdde6321729ecebbaabc6657fc36998a9212547a809907ac5f33.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/02/14/9adea9733b33fdde6321729ecebbaabc6657fc36998a9212547a809907ac5f33.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="Droits de succession : hausse du taux d’intérêt applicable en cas de paiement différé ou fractionné" height="2394" width="3000" onerror="this.classList.add('fig-img--error');" onload="if(this.complete){this.classList.add('fig-img--complete');if(this.closest('.fig-placeholder')){this.closest('.fig-placeholder').classList.add('fig-placeholder--transparent')}}"/></div></figure> <p class="fig-ranking-profile-standfirst"> Les héritiers peuvent, selon les cas, demander à différer et/ou fractionner le paiement des droits de succession. Les bénéficiaires de ce «crédit» accordé par le fisc sont alors redevables d’intérêts, dont le taux vient d’être défini pour 2025. </p> </article> <a class="fig-a11y-skip a11y-hidden" href="#fig-a11y-skip-main-pave_atf" > Passer la publicité </a> <div class="fig-ad-content fig-ad-content--pave_atf" data-format="pave_atf" tabindex="-1" aria-hidden="true" ><div class="fig-ad-content__ad-placeholder-content" ><svg xmlns="http://www.w3.org/2000/svg" width="27" height="24" aria-hidden="true" viewBox="0 0 28 24" focusable="false" class="fig-ad-content__ad-placeholder-svg" > <use href="#fig-svg__fplume-placeholder"/> </svg> <span class="fig-ad-content__ad-placeholder-text">Publicité</span> </div><div data-figtag="pave_atf"></div></div> <div id="fig-a11y-skip-main-pave_atf"></div> <div class="fig-gallery fig-gallery--main " aria-live="polite" aria-busy="false" data-module="fig-editorial-gallery" data-items="4" data-steps="3" data-context="was @visible" > <div class="fig-gallery__top"> <div 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par les analystes de Midcap" height="1080" width="1920"/></noscript></div></figure> <div class="fig-gallery__content"> <a href="https://bourse.lefigaro.fr/actu-conseils/crit-le-specialiste-de-l-interim-a-fait-preuve-d-une-belle-resistance-en-2024-saluee-par-les-analystes-de-midcap-20250217" data-gtm="{"customCategorie":"navigation","customAction":"blocIDClic","customLabel":"tranche","event":"customEventSPE"}" class="fig-gallery__link" data-fig-domain="BOURSE" > <h2 class="fig-gallery__title" >Crit, le spécialiste de l’intérim, a fait preuve d’une belle résistance en 2024, saluée par les analystes de Midcap</h2> </a> </div> </li> </ul> </div> <div class="fig-gallery__arrows fig-gallery__arrows--hidden"> <button class="fig-gallery__arrow fig-gallery__arrow--left" type="button" aria-hidden="true" tabindex="-1" disabled > <svg width="24" height="24" xmlns="http://www.w3.org/2000/svg" aria-hidden="true" viewBox="0 0 24 24" focusable="false" > <path d="M17.1 19a.8.8 0 1 1-1 1.2l-8.2-7.7a.8.8 0 0 1 0-1l8.2-7.7A.8.8 0 1 1 17 5L9.5 12l7.6 7Z"/> </svg> </button> <button class="fig-gallery__arrow fig-gallery__arrow--right" type="button" aria-hidden="true" tabindex="-1" > <svg width="24" height="24" xmlns="http://www.w3.org/2000/svg" aria-hidden="true" viewBox="0 0 24 24" focusable="false"> <path d="M15 12 8.3 5.3a.8.8 0 0 1 0-1c.3-.4.8-.4 1.2 0l7.4 7.2c.3.3.3.7 0 1l-7.4 7.3c-.4.3-.9.3-1.2 0a.8.8 0 0 1 0-1.1l6.9-6.7Z"/> </svg> </button> </div> </div> </div> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture fig-ranking-profile--premium " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_119428/impot-sur-le-revenu/menace-sur-les-couples-maries-ou-pacses-un-rabotage-de-leurs-deux-parts-fiscales-est-envisage-pour-faire-gagner-3-mds-a-l-etat-20250214" class="fig-ranking-profile-link" aria-label="Menace sur les couples mariés ou pacsés : un rabotage de leurs deux parts fiscales envisagé pour faire gagner 3 milliards d’euros à l’État (article Premium)" title="Menace sur les couples mariés ou pacsés : un rabotage de leurs deux parts fiscales envisagé pour faire gagner 3 milliards d’euros à l’État (article Premium)" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline fig-premium-mark " >Menace sur les couples mariés ou pacsés : un rabotage de leurs deux parts fiscales envisagé pour faire gagner 3 milliards d’euros à l’État</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/02/12/8cd7447d4285e6d417192da43ce8a7b0b323275c85bf121382235f701031f3d1.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/02/12/8cd7447d4285e6d417192da43ce8a7b0b323275c85bf121382235f701031f3d1.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/02/12/8cd7447d4285e6d417192da43ce8a7b0b323275c85bf121382235f701031f3d1.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="Menace sur les couples mariés ou pacsés : un rabotage de leurs deux parts fiscales envisagé pour faire gagner 3 milliards d’euros à l’État" height="960" width="1440"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/02/12/8cd7447d4285e6d417192da43ce8a7b0b323275c85bf121382235f701031f3d1.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/02/12/8cd7447d4285e6d417192da43ce8a7b0b323275c85bf121382235f701031f3d1.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/02/12/8cd7447d4285e6d417192da43ce8a7b0b323275c85bf121382235f701031f3d1.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="Menace sur les couples mariés ou pacsés : un rabotage de leurs deux parts fiscales envisagé pour faire gagner 3 milliards d’euros à l’État" height="960" width="1440"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Mécanisme aussi peu connu du grand public que critiqué par les experts, le quotient conjugal qui s’applique aux couples lors du calcul de l’impôt sur le revenu pourrait bien être réformé. À l’heure de la nécessité d’ajuster les finances publiques, une étude de l’OFCE plaide en ce sens. Dans le viseur, les jeunes couples mais aussi les familles dont les enfants ont quitté le foyer. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture fig-ranking-profile--premium " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_113078/placements-immobiliers/dans-la-panade-malgre-un-petit-empire-immobilier-recu-en-heritage-ce-couple-extravaguant-s-inquiete-pour-sa-retraite-20250213" class="fig-ranking-profile-link" aria-label="Dans la panade malgré un petit empire immobilier reçu en héritage, ce couple au patrimoine atypique s’inquiète pour sa retraite (article Premium)" title="Dans la panade malgré un petit empire immobilier reçu en héritage, ce couple au patrimoine atypique s’inquiète pour sa retraite (article Premium)" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline fig-premium-mark " >Dans la panade malgré un petit empire immobilier reçu en héritage, ce couple au patrimoine atypique s’inquiète pour sa retraite</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/02/12/99e9356b952da6efff72350462f43072e7123fa56ac6e47aa2dc11fe0c763f3e.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/02/12/99e9356b952da6efff72350462f43072e7123fa56ac6e47aa2dc11fe0c763f3e.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/02/12/99e9356b952da6efff72350462f43072e7123fa56ac6e47aa2dc11fe0c763f3e.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="Dans la panade malgré un petit empire immobilier reçu en héritage, ce couple au patrimoine atypique s’inquiète pour sa retraite" height="1334" width="2000"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/02/12/99e9356b952da6efff72350462f43072e7123fa56ac6e47aa2dc11fe0c763f3e.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/02/12/99e9356b952da6efff72350462f43072e7123fa56ac6e47aa2dc11fe0c763f3e.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/02/12/99e9356b952da6efff72350462f43072e7123fa56ac6e47aa2dc11fe0c763f3e.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="Dans la panade malgré un petit empire immobilier reçu en héritage, ce couple au patrimoine atypique s’inquiète pour sa retraite" height="1334" width="2000"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Sophie et Patrick vivent des revenus locatifs générés par l’important patrimoine immobilier de Patrick. Mais avec leurs petites retraites, leurs charges et impôts élevés, ils vont devoir tout réorganiser. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture fig-ranking-profile--premium " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_112149/location/un-locataire-doit-prouver-le-caractere-inhabitable-de-son-bien-avant-de-cesser-de-verser-le-loyer-meme-si-le-logement-n-est-pas-decent-20250214" class="fig-ranking-profile-link" aria-label="Un locataire doit prouver le caractère inhabitable de son bien avant de cesser de verser le loyer, même si le logement n’est pas décent (article Premium)" title="Un locataire doit prouver le caractère inhabitable de son bien avant de cesser de verser le loyer, même si le logement n’est pas décent (article Premium)" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline fig-premium-mark " >Un locataire doit prouver le caractère inhabitable de son bien avant de cesser de verser le loyer, même si le logement n’est pas décent</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/02/06/9d33f507c6c4b14ceae50e3a734303696a4e3f0312113f55fa4a09550499c44e.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/02/06/9d33f507c6c4b14ceae50e3a734303696a4e3f0312113f55fa4a09550499c44e.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/02/06/9d33f507c6c4b14ceae50e3a734303696a4e3f0312113f55fa4a09550499c44e.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="Un locataire doit prouver le caractère inhabitable de son bien avant de cesser de verser le loyer, même si le logement n’est pas décent" height="2000" width="3000"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/02/06/9d33f507c6c4b14ceae50e3a734303696a4e3f0312113f55fa4a09550499c44e.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/02/06/9d33f507c6c4b14ceae50e3a734303696a4e3f0312113f55fa4a09550499c44e.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/02/06/9d33f507c6c4b14ceae50e3a734303696a4e3f0312113f55fa4a09550499c44e.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="Un locataire doit prouver le caractère inhabitable de son bien avant de cesser de verser le loyer, même si le logement n’est pas décent" height="2000" width="3000"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> L’indécence du logement ne permet pas d’invoquer l’exception d’inexécution pour éviter de régler son loyer. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/aides-allocations-sociales/les-nouveaux-plafonds-de-ressources-pour-percevoir-les-prestations-familiales-en-2025-20250213" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Les nouveaux plafonds de ressources pour percevoir les prestations familiales en 2025</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/07/ef0820bd709979533aa6cb69f9d8fb162933427a83209b730b878f13a16fac64.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/07/ef0820bd709979533aa6cb69f9d8fb162933427a83209b730b878f13a16fac64.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/07/ef0820bd709979533aa6cb69f9d8fb162933427a83209b730b878f13a16fac64.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="Les nouveaux plafonds de ressources pour percevoir les prestations familiales en 2025" height="1993" width="3000"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/07/ef0820bd709979533aa6cb69f9d8fb162933427a83209b730b878f13a16fac64.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/07/ef0820bd709979533aa6cb69f9d8fb162933427a83209b730b878f13a16fac64.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/07/ef0820bd709979533aa6cb69f9d8fb162933427a83209b730b878f13a16fac64.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="Les nouveaux plafonds de ressources pour percevoir les prestations familiales en 2025" height="1993" width="3000"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Complément familial, prime à la naissance ou à l’adoption et allocation de base de la prestation d’accueil du jeune enfant…. En 2025, les plafonds de ressources pris en compte dans le calcul des prestations familiales augmentent de 4,8 % par rapport à l’an dernier. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture " data-content-name="live" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://www.lefigaro.fr/economie/en-direct-bourse-assurance-vie-scpi-ou-placer-son-argent-en-2025-nos-journalistes-repondent-a-vos-questions-20250213" class="fig-ranking-profile-link" data-fig-domain="LEFIGARO"> <h2 class="fig-ranking-profile-headline " >Bourse, assurance-vie, SCPI... Où placer son argent en 2025 ? Nos journalistes répondent à vos questions</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/02/13/26d0ab4ea673eac3f1c24beb0ce61a3876f45e2a7a653e09b6d4c17d59284e51.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/02/13/26d0ab4ea673eac3f1c24beb0ce61a3876f45e2a7a653e09b6d4c17d59284e51.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/02/13/26d0ab4ea673eac3f1c24beb0ce61a3876f45e2a7a653e09b6d4c17d59284e51.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="Bourse, assurance-vie, SCPI... Où placer son argent en 2025 ? Nos journalistes répondent à vos questions" height="1080" width="1920"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/02/13/26d0ab4ea673eac3f1c24beb0ce61a3876f45e2a7a653e09b6d4c17d59284e51.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/02/13/26d0ab4ea673eac3f1c24beb0ce61a3876f45e2a7a653e09b6d4c17d59284e51.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/02/13/26d0ab4ea673eac3f1c24beb0ce61a3876f45e2a7a653e09b6d4c17d59284e51.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="Bourse, assurance-vie, SCPI... Où placer son argent en 2025 ? Nos journalistes répondent à vos questions" height="1080" width="1920"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> <strong>VOS QUESTIONS À LA RÉDACTION - </strong>Jorge Carasso, journaliste au service économie du Figaro, et Romain Delacroix, journaliste au Particulier, ont répondu à vos nombreuses questions. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_119373/impots-locaux/gerer-mes-biens-immobiliers-le-mecanisme-de-declaration-evolue-les-locataires-sont-sollicites-20250212" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Gérer mes biens immobiliers : le mécanisme de déclaration évolue, les locataires sont sollicités</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/02/12/d4fc1183e359b7b4137399ac4e9c2654f8cdcd39aac575725c1c0566bc9edac3.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/02/12/d4fc1183e359b7b4137399ac4e9c2654f8cdcd39aac575725c1c0566bc9edac3.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/02/12/d4fc1183e359b7b4137399ac4e9c2654f8cdcd39aac575725c1c0566bc9edac3.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="Gérer mes biens immobiliers : le mécanisme de déclaration évolue, les locataires sont sollicités" height="1333" width="2000"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/02/12/d4fc1183e359b7b4137399ac4e9c2654f8cdcd39aac575725c1c0566bc9edac3.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/02/12/d4fc1183e359b7b4137399ac4e9c2654f8cdcd39aac575725c1c0566bc9edac3.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/02/12/d4fc1183e359b7b4137399ac4e9c2654f8cdcd39aac575725c1c0566bc9edac3.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="Gérer mes biens immobiliers : le mécanisme de déclaration évolue, les locataires sont sollicités" height="1333" width="2000"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> En 2023, les propriétaires ont dû pour la première fois s’atteler à la déclaration de leur bien immobilier. Non sans mal. Les services des impôts tentent désormais de fluidifier les choses. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/aides-allocations-sociales/voici-le-montant-que-la-caf-peut-recuperer-sur-vos-prestations-familiales-en-2025-20250212" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Voici le montant que la CAF peut récupérer sur vos prestations familiales en 2025</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/06/99ead94fc739568fe52f9e6ed14da73815ff93667ac917ef6d08bacf246179ab.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/06/99ead94fc739568fe52f9e6ed14da73815ff93667ac917ef6d08bacf246179ab.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/06/99ead94fc739568fe52f9e6ed14da73815ff93667ac917ef6d08bacf246179ab.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="Voici le montant que la CAF peut récupérer sur vos prestations familiales en 2025" height="2001" width="3000"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/06/99ead94fc739568fe52f9e6ed14da73815ff93667ac917ef6d08bacf246179ab.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/06/99ead94fc739568fe52f9e6ed14da73815ff93667ac917ef6d08bacf246179ab.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/06/99ead94fc739568fe52f9e6ed14da73815ff93667ac917ef6d08bacf246179ab.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="Voici le montant que la CAF peut récupérer sur vos prestations familiales en 2025" height="2001" width="3000"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Lorsque la CAF a versé à ses allocataires un montant plus élevé que prévu, l’organisme récupère ce qu’elle a indûment payé. Pour 2025, le barème de récupération des prestations familiales (APL, RSA, AAH ) est revalorisé de 4,8 % par rapport à l’an dernier. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_114358/maison-individuelle/ai-je-le-droit-d-installer-des-poules-dans-mon-jardin-20250212" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Ai-je le droit d’installer des poules dans mon jardin ?</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/02/04/87b04aa0814393d883d7deac2937f85e1855bdc82fb75a1111f67c588c8ec589.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/02/04/87b04aa0814393d883d7deac2937f85e1855bdc82fb75a1111f67c588c8ec589.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/02/04/87b04aa0814393d883d7deac2937f85e1855bdc82fb75a1111f67c588c8ec589.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="Ai-je le droit d’installer des poules dans mon jardin ?" height="2000" width="3000"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/02/04/87b04aa0814393d883d7deac2937f85e1855bdc82fb75a1111f67c588c8ec589.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/02/04/87b04aa0814393d883d7deac2937f85e1855bdc82fb75a1111f67c588c8ec589.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/02/04/87b04aa0814393d883d7deac2937f85e1855bdc82fb75a1111f67c588c8ec589.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="Ai-je le droit d’installer des poules dans mon jardin ?" height="2000" width="3000"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Les rédactions du Particulier vous apportent leur expertise sur les questions réglementaires, fiscales ou financières pour vous aider dans vos démarches. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-big-picture fig-ranking-profile--premium" data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_119428/impot-sur-le-revenu/impots-et-location-meublee-nos-reponses-aux-3-questions-les-plus-frequentes-20250212" class="fig-ranking-profile-link" aria-label="Impôts et location meublée : nos réponses aux 3 questions les plus fréquentes (article Premium)" title="Impôts et location meublée : nos réponses aux 3 questions les plus fréquentes (article Premium)" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline fig-premium-mark " >Impôts et location meublée : nos réponses aux 3 questions les plus fréquentes</h2> </a> <figure class="fig-ranking-profile-media-big-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/376x212_crop/2025/02/11/e495cbaee5aa4bba202f678991cd2a0f50b751fb7e2a70503460d1e644d16178.jpg 376w, https://i.f1g.fr/media/cms/404x227_crop/2025/02/11/e495cbaee5aa4bba202f678991cd2a0f50b751fb7e2a70503460d1e644d16178.jpg 404w" sizes="(min-width: 64em) 376px, (min-width: 48em) 404px, calc(100vw - 32px)" class="fig-img fig-ranking-profile-media-big-picture__photo" alt="Impôts et location meublée : nos réponses aux 3 questions les plus fréquentes" height="836" width="1254"/><noscript><img srcset="https://i.f1g.fr/media/cms/376x212_crop/2025/02/11/e495cbaee5aa4bba202f678991cd2a0f50b751fb7e2a70503460d1e644d16178.jpg 376w, https://i.f1g.fr/media/cms/404x227_crop/2025/02/11/e495cbaee5aa4bba202f678991cd2a0f50b751fb7e2a70503460d1e644d16178.jpg 404w" sizes="(min-width: 64em) 376px, (min-width: 48em) 404px, calc(100vw - 32px)" class="fig-img--complete fig-img fig-ranking-profile-media-big-picture__photo" alt="Impôts et location meublée : nos réponses aux 3 questions les plus fréquentes" height="836" width="1254"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Les régimes sociaux et fiscaux applicables aux propriétaires qui louent, occasionnellement ou non, un ou plusieurs logements meublés pour de courts séjours sont complexes. Ils suscitent de nombreuses questions. Nous en avons sélectionné 3 récurrentes. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_121213/pension-de-reversion/les-conditions-pour-percevoir-une-pension-de-reversion-en-2025-20250211" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Les conditions pour percevoir une pension de réversion en 2025</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2024/12/30/642a0114a660d9dc230b9ecea55d551c7e3fe8ed9ce8dc2af807b5cd1c6bfaec.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2024/12/30/642a0114a660d9dc230b9ecea55d551c7e3fe8ed9ce8dc2af807b5cd1c6bfaec.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2024/12/30/642a0114a660d9dc230b9ecea55d551c7e3fe8ed9ce8dc2af807b5cd1c6bfaec.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="Les conditions pour percevoir une pension de réversion en 2025" height="1855" width="3000"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2024/12/30/642a0114a660d9dc230b9ecea55d551c7e3fe8ed9ce8dc2af807b5cd1c6bfaec.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2024/12/30/642a0114a660d9dc230b9ecea55d551c7e3fe8ed9ce8dc2af807b5cd1c6bfaec.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2024/12/30/642a0114a660d9dc230b9ecea55d551c7e3fe8ed9ce8dc2af807b5cd1c6bfaec.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="Les conditions pour percevoir une pension de réversion en 2025" height="1855" width="3000"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Pour bénéficier d’une pension de réversion servie par le régime général en 2025, le conjoint survivant d’un salarié ou d’un travailleur indépendant décédé doit disposer de ressources annuelles inférieures à un seuil qui vient d’être mis à jour. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_120793/succession/droits-de-succession-prolongation-du-regime-derogatoire-en-corse-20250211" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Corse : prolongation du régime dérogatoire des droits de succession</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/02/11/363ab08962d4495b944ff1ec9f93e0732ac5ad975b5444618ebe44bdae674379.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/02/11/363ab08962d4495b944ff1ec9f93e0732ac5ad975b5444618ebe44bdae674379.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/02/11/363ab08962d4495b944ff1ec9f93e0732ac5ad975b5444618ebe44bdae674379.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="Corse : prolongation du régime dérogatoire des droits de succession" height="2000" width="3000"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/02/11/363ab08962d4495b944ff1ec9f93e0732ac5ad975b5444618ebe44bdae674379.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/02/11/363ab08962d4495b944ff1ec9f93e0732ac5ad975b5444618ebe44bdae674379.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/02/11/363ab08962d4495b944ff1ec9f93e0732ac5ad975b5444618ebe44bdae674379.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="Corse : prolongation du régime dérogatoire des droits de succession" height="2000" width="3000"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Bonne nouvelle pour les propriétaires de biens immobiliers situés en Corse : l’exonération partielle de droits de succession appliquée aux biens immobiliers situés sur l’Île de Beauté est de nouveau prolongée pour 10 ans. Cet avantage fiscal existe depuis plus de deux siècles. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-big-picture fig-ranking-profile--premium" data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_113078/placements-immobiliers/placements-immobiliers-le-rendement-moyen-2024-des-scpi-est-enfin-devoile-20250211" class="fig-ranking-profile-link" aria-label="Placements immobiliers : le rendement moyen 2024 des SCPI est enfin dévoilé (article Premium)" title="Placements immobiliers : le rendement moyen 2024 des SCPI est enfin dévoilé (article Premium)" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline fig-premium-mark " >Placements immobiliers : le rendement moyen 2024 des SCPI est enfin dévoilé</h2> </a> <figure class="fig-ranking-profile-media-big-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/376x212_crop/2025/02/10/3b7a965708482f4f68212ee7d6db131b9f62eba7dc0df931a0686d96d0f1f7b7.jpg 376w, https://i.f1g.fr/media/cms/404x227_crop/2025/02/10/3b7a965708482f4f68212ee7d6db131b9f62eba7dc0df931a0686d96d0f1f7b7.jpg 404w" sizes="(min-width: 64em) 376px, (min-width: 48em) 404px, calc(100vw - 32px)" class="fig-img fig-ranking-profile-media-big-picture__photo" alt="Placements immobiliers : le rendement moyen 2024 des SCPI est enfin dévoilé" height="1682" width="3000"/><noscript><img srcset="https://i.f1g.fr/media/cms/376x212_crop/2025/02/10/3b7a965708482f4f68212ee7d6db131b9f62eba7dc0df931a0686d96d0f1f7b7.jpg 376w, https://i.f1g.fr/media/cms/404x227_crop/2025/02/10/3b7a965708482f4f68212ee7d6db131b9f62eba7dc0df931a0686d96d0f1f7b7.jpg 404w" sizes="(min-width: 64em) 376px, (min-width: 48em) 404px, calc(100vw - 32px)" class="fig-img--complete fig-img fig-ranking-profile-media-big-picture__photo" alt="Placements immobiliers : le rendement moyen 2024 des SCPI est enfin dévoilé" height="1682" width="3000"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Le bilan 2024 des SCPI a été dévoilé hier. Toujours attendu, le taux de distribution moyen s’est établi à 4,72 %, légèrement supérieur à 2023. La collecte est en panne mais semble se ressaisir au 4<sup>e</sup> trimestre. Des résultats encourageants... dont ne profitent pas l’ensemble des SCPI. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_114358/maison-individuelle/comment-faire-pour-se-debarrasser-des-dechets-verts-de-son-jardin-20250211" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Comment faire pour se débarrasser des déchets verts de son jardin ?</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/02/03/681df5552b0c47de4911ff1c45ebd890e590671fbf238ebca017b7faca10f4b6.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/02/03/681df5552b0c47de4911ff1c45ebd890e590671fbf238ebca017b7faca10f4b6.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/02/03/681df5552b0c47de4911ff1c45ebd890e590671fbf238ebca017b7faca10f4b6.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="Comment faire pour se débarrasser des déchets verts de son jardin ?" height="2000" width="3000"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/02/03/681df5552b0c47de4911ff1c45ebd890e590671fbf238ebca017b7faca10f4b6.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/02/03/681df5552b0c47de4911ff1c45ebd890e590671fbf238ebca017b7faca10f4b6.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/02/03/681df5552b0c47de4911ff1c45ebd890e590671fbf238ebca017b7faca10f4b6.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="Comment faire pour se débarrasser des déchets verts de son jardin ?" height="2000" width="3000"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Les rédactions du Particulier vous apportent leur expertise sur les questions réglementaires, fiscales ou financières pour vous aider dans vos démarches. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-big-picture fig-ranking-profile--premium" data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_112149/location/comment-ca-marche-le-changement-d-usage-d-un-bien-immobilier-20250210" class="fig-ranking-profile-link" aria-label="Comment ça marche : le changement d’usage d’un bien immobilier (article Premium)" title="Comment ça marche : le changement d’usage d’un bien immobilier (article Premium)" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline fig-premium-mark " >Comment ça marche : le changement d’usage d’un bien immobilier</h2> </a> <figure class="fig-ranking-profile-media-big-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/376x212_crop/2025/02/04/90a9fe8b36f80a0794b4ef41b8ad31d082a12c751706dcc295cd7d557916e92a.jpg 376w, https://i.f1g.fr/media/cms/404x227_crop/2025/02/04/90a9fe8b36f80a0794b4ef41b8ad31d082a12c751706dcc295cd7d557916e92a.jpg 404w" sizes="(min-width: 64em) 376px, (min-width: 48em) 404px, calc(100vw - 32px)" class="fig-img fig-ranking-profile-media-big-picture__photo" alt="Comment ça marche : le changement d’usage d’un bien immobilier" height="2001" width="3000"/><noscript><img srcset="https://i.f1g.fr/media/cms/376x212_crop/2025/02/04/90a9fe8b36f80a0794b4ef41b8ad31d082a12c751706dcc295cd7d557916e92a.jpg 376w, https://i.f1g.fr/media/cms/404x227_crop/2025/02/04/90a9fe8b36f80a0794b4ef41b8ad31d082a12c751706dcc295cd7d557916e92a.jpg 404w" sizes="(min-width: 64em) 376px, (min-width: 48em) 404px, calc(100vw - 32px)" class="fig-img--complete fig-img fig-ranking-profile-media-big-picture__photo" alt="Comment ça marche : le changement d’usage d’un bien immobilier" height="2001" width="3000"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Un nombre croissant de communes a le pouvoir de soumettre la location d’un logement à une autorisation de changement d’usage. Voici comment celui-ci fonctionne. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_119373/impots-locaux/hausse-de-la-taxe-piscine-en-2025-20250210" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Hausse de la taxe piscine en 2025</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/02/10/34c85cd8ba31e8f7a74bce5350e35785ab1b9c2079a4b65e9ee5e1a122a5d5e6.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/02/10/34c85cd8ba31e8f7a74bce5350e35785ab1b9c2079a4b65e9ee5e1a122a5d5e6.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/02/10/34c85cd8ba31e8f7a74bce5350e35785ab1b9c2079a4b65e9ee5e1a122a5d5e6.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="Hausse de la taxe piscine en 2025" height="1688" width="3000"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/02/10/34c85cd8ba31e8f7a74bce5350e35785ab1b9c2079a4b65e9ee5e1a122a5d5e6.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/02/10/34c85cd8ba31e8f7a74bce5350e35785ab1b9c2079a4b65e9ee5e1a122a5d5e6.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/02/10/34c85cd8ba31e8f7a74bce5350e35785ab1b9c2079a4b65e9ee5e1a122a5d5e6.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="Hausse de la taxe piscine en 2025" height="1688" width="3000"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> L’installation d’une piscine impose aux propriétaires de payer une taxe d’aménagement aux impôts. En 2025, cette fiscalité a augmenté de 1,6 % par rapport l’an dernier. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture fig-ranking-profile--premium " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_113078/placements-immobiliers/scpi-les-premiers-rendements-2024-excellents-le-taux-de-distribution-moyen-attendu-autour-de-5-20250208" class="fig-ranking-profile-link" aria-label="SCPI : les premiers rendements 2024 excellents, le taux de distribution moyen attendu autour de 5 % (article Premium)" title="SCPI : les premiers rendements 2024 excellents, le taux de distribution moyen attendu autour de 5 % (article Premium)" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline fig-premium-mark " >SCPI : les premiers rendements 2024 excellents, le taux de distribution moyen attendu autour de 5 %</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/02/07/38b08304f718977976bee9816815abea16aeab88601d54f38c524fc4f78a0f70.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/02/07/38b08304f718977976bee9816815abea16aeab88601d54f38c524fc4f78a0f70.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/02/07/38b08304f718977976bee9816815abea16aeab88601d54f38c524fc4f78a0f70.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="SCPI : les premiers rendements 2024 excellents, le taux de distribution moyen attendu autour de 5 %" height="1835" width="3000"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/02/07/38b08304f718977976bee9816815abea16aeab88601d54f38c524fc4f78a0f70.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/02/07/38b08304f718977976bee9816815abea16aeab88601d54f38c524fc4f78a0f70.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/02/07/38b08304f718977976bee9816815abea16aeab88601d54f38c524fc4f78a0f70.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="SCPI : les premiers rendements 2024 excellents, le taux de distribution moyen attendu autour de 5 %" height="1835" width="3000"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> En 2024, les SCPI ont encore défrayé la chronique avec, d’un côté, près d’une vingtaine de nouveaux produits lancés et, de l’autre, de nombreuses baisses de valorisation chez les véhicules les plus anciens. Dans ce contexte chahuté, la performance globale reste solide, mais les résultats sont contrastés. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture " data-content-name="article" data-is-slider="true" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_111572/achat-vente/en-photos-la-villa-poiret-l-un-des-chefs-d-oeuvre-de-robert-mallet-stevens-est-en-vente-pour-4-millions-d-euros-20250210" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >En photos : la Villa Poiret, l’un des chefs-d’œuvre de Robert Mallet-Stevens est en vente pour 4 millions d’euros</h2> </a> <div class="fig-ranking-profile-media-slider" data-fig-link> <div class="fig-ranking-profile-media-slider__item"> <figure class="fig-ranking-profile-media-small-picture"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/31/c898d08e8cd3bd2144e9289e9a5ad243b74975d3aa449906c9b5e46264055218.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/31/c898d08e8cd3bd2144e9289e9a5ad243b74975d3aa449906c9b5e46264055218.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/31/c898d08e8cd3bd2144e9289e9a5ad243b74975d3aa449906c9b5e46264055218.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="En photos : la Villa Poiret, l’un des chefs-d’œuvre de Robert Mallet-Stevens est en vente pour 4 millions d’euros" height="1875" width="2500"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/31/c898d08e8cd3bd2144e9289e9a5ad243b74975d3aa449906c9b5e46264055218.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/31/c898d08e8cd3bd2144e9289e9a5ad243b74975d3aa449906c9b5e46264055218.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/31/c898d08e8cd3bd2144e9289e9a5ad243b74975d3aa449906c9b5e46264055218.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="En photos : la Villa Poiret, l’un des chefs-d’œuvre de Robert Mallet-Stevens est en vente pour 4 millions d’euros" height="1875" width="2500"/></noscript></div></figure> </div> <div class="fig-ranking-profile-media-slider__item fig-ranking-profile-media-slider__item--hidden"> <figure class="fig-ranking-profile-media-small-picture"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/31/6f26c5c760ef13bd5d09e8a48d0013dd25f51437eb8f22876b48a0e2ce200c08.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/31/6f26c5c760ef13bd5d09e8a48d0013dd25f51437eb8f22876b48a0e2ce200c08.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/31/6f26c5c760ef13bd5d09e8a48d0013dd25f51437eb8f22876b48a0e2ce200c08.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="En photos : la Villa Poiret, l’un des chefs-d’œuvre de Robert Mallet-Stevens est en vente pour 4 millions d’euros" height="1875" width="2500"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/31/6f26c5c760ef13bd5d09e8a48d0013dd25f51437eb8f22876b48a0e2ce200c08.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/31/6f26c5c760ef13bd5d09e8a48d0013dd25f51437eb8f22876b48a0e2ce200c08.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/31/6f26c5c760ef13bd5d09e8a48d0013dd25f51437eb8f22876b48a0e2ce200c08.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="En photos : la Villa Poiret, l’un des chefs-d’œuvre de Robert Mallet-Stevens est en vente pour 4 millions d’euros" height="1875" width="2500"/></noscript></div></figure> </div> <div class="fig-ranking-profile-media-slider__item fig-ranking-profile-media-slider__item--hidden"> <figure class="fig-ranking-profile-media-small-picture"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/31/730bb6167078c2cc9d2ecfcc51789c24a1ae2fc7da479a44ed20bbf668b972a3.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/31/730bb6167078c2cc9d2ecfcc51789c24a1ae2fc7da479a44ed20bbf668b972a3.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/31/730bb6167078c2cc9d2ecfcc51789c24a1ae2fc7da479a44ed20bbf668b972a3.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="En photos : la Villa Poiret, l’un des chefs-d’œuvre de Robert Mallet-Stevens est en vente pour 4 millions d’euros" height="1668" width="2500"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/31/730bb6167078c2cc9d2ecfcc51789c24a1ae2fc7da479a44ed20bbf668b972a3.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/31/730bb6167078c2cc9d2ecfcc51789c24a1ae2fc7da479a44ed20bbf668b972a3.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/31/730bb6167078c2cc9d2ecfcc51789c24a1ae2fc7da479a44ed20bbf668b972a3.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="En photos : la Villa Poiret, l’un des chefs-d’œuvre de Robert Mallet-Stevens est en vente pour 4 millions d’euros" height="1668" width="2500"/></noscript></div></figure> </div> <div class="fig-ranking-profile-media-slider__item fig-ranking-profile-media-slider__item--hidden"> <figure class="fig-ranking-profile-media-small-picture"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/31/94d38be855111ecc7c579b6e67395fe6c7e72e3aeb55b72d3363606131ffc3bb.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/31/94d38be855111ecc7c579b6e67395fe6c7e72e3aeb55b72d3363606131ffc3bb.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/31/94d38be855111ecc7c579b6e67395fe6c7e72e3aeb55b72d3363606131ffc3bb.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="En photos : la Villa Poiret, l’un des chefs-d’œuvre de Robert Mallet-Stevens est en vente pour 4 millions d’euros" height="1668" width="2500"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/31/94d38be855111ecc7c579b6e67395fe6c7e72e3aeb55b72d3363606131ffc3bb.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/31/94d38be855111ecc7c579b6e67395fe6c7e72e3aeb55b72d3363606131ffc3bb.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/31/94d38be855111ecc7c579b6e67395fe6c7e72e3aeb55b72d3363606131ffc3bb.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="En photos : la Villa Poiret, l’un des chefs-d’œuvre de Robert Mallet-Stevens est en vente pour 4 millions d’euros" height="1668" width="2500"/></noscript></div></figure> </div> <div class="fig-ranking-profile-media-slider__item fig-ranking-profile-media-slider__item--hidden"> <figure class="fig-ranking-profile-media-small-picture"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/31/d8e865bc572e2a66995557f243e82158ae7ec59ce3255f54bfa59e3e6f076fd4.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/31/d8e865bc572e2a66995557f243e82158ae7ec59ce3255f54bfa59e3e6f076fd4.jpg 224w, 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height="1668" width="2500"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/31/d152ebbda801968f530351fe6ded19246af1c38d6c34ff5bd2b84d64dd2ef41a.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/31/d152ebbda801968f530351fe6ded19246af1c38d6c34ff5bd2b84d64dd2ef41a.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/31/d152ebbda801968f530351fe6ded19246af1c38d6c34ff5bd2b84d64dd2ef41a.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="En photos : la Villa Poiret, l’un des chefs-d’œuvre de Robert Mallet-Stevens est en vente pour 4 millions d’euros" height="1668" width="2500"/></noscript></div></figure> </div> <div class="fig-ranking-profile-media-slider__item fig-ranking-profile-media-slider__item--hidden"> <figure class="fig-ranking-profile-media-small-picture"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/31/5bff245d0b3d0330785d36c0f0cefa88ade4f02dfee1c5d463b0b59a954bbe74.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/31/5bff245d0b3d0330785d36c0f0cefa88ade4f02dfee1c5d463b0b59a954bbe74.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/31/5bff245d0b3d0330785d36c0f0cefa88ade4f02dfee1c5d463b0b59a954bbe74.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="En photos : la Villa Poiret, l’un des chefs-d’œuvre de Robert Mallet-Stevens est en vente pour 4 millions d’euros" height="2500" width="1668"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/31/5bff245d0b3d0330785d36c0f0cefa88ade4f02dfee1c5d463b0b59a954bbe74.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/31/5bff245d0b3d0330785d36c0f0cefa88ade4f02dfee1c5d463b0b59a954bbe74.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/31/5bff245d0b3d0330785d36c0f0cefa88ade4f02dfee1c5d463b0b59a954bbe74.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="En photos : la Villa Poiret, l’un des chefs-d’œuvre de Robert Mallet-Stevens est en vente pour 4 millions d’euros" height="2500" width="1668"/></noscript></div></figure> </div> <div class="fig-ranking-profile-media-slider__item fig-ranking-profile-media-slider__item--hidden"> <figure class="fig-ranking-profile-media-small-picture"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/31/e319462b9eaf04c2bf6ba4a99a36760114e1da283ecc8596d24b59b3cf037d0b.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/31/e319462b9eaf04c2bf6ba4a99a36760114e1da283ecc8596d24b59b3cf037d0b.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/31/e319462b9eaf04c2bf6ba4a99a36760114e1da283ecc8596d24b59b3cf037d0b.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="En photos : la Villa Poiret, l’un des chefs-d’œuvre de Robert Mallet-Stevens est en vente pour 4 millions d’euros" height="2500" width="1668"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/31/e319462b9eaf04c2bf6ba4a99a36760114e1da283ecc8596d24b59b3cf037d0b.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/31/e319462b9eaf04c2bf6ba4a99a36760114e1da283ecc8596d24b59b3cf037d0b.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/31/e319462b9eaf04c2bf6ba4a99a36760114e1da283ecc8596d24b59b3cf037d0b.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="En photos : la Villa Poiret, l’un des chefs-d’œuvre de Robert Mallet-Stevens est en vente pour 4 millions d’euros" height="2500" width="1668"/></noscript></div></figure> </div> <div class="fig-ranking-profile-media-slider__item fig-ranking-profile-media-slider__item--hidden"> <figure class="fig-ranking-profile-media-small-picture"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/31/6311a2d90ea9bb04054f14058995d36555381f8dda113bb1e0e41f631b374dc6.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/31/6311a2d90ea9bb04054f14058995d36555381f8dda113bb1e0e41f631b374dc6.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/31/6311a2d90ea9bb04054f14058995d36555381f8dda113bb1e0e41f631b374dc6.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="En photos : la Villa Poiret, l’un des chefs-d’œuvre de Robert Mallet-Stevens est en vente pour 4 millions d’euros" height="1668" width="2500"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/31/6311a2d90ea9bb04054f14058995d36555381f8dda113bb1e0e41f631b374dc6.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/31/6311a2d90ea9bb04054f14058995d36555381f8dda113bb1e0e41f631b374dc6.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/31/6311a2d90ea9bb04054f14058995d36555381f8dda113bb1e0e41f631b374dc6.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="En photos : la Villa Poiret, l’un des chefs-d’œuvre de Robert Mallet-Stevens est en vente pour 4 millions d’euros" height="1668" width="2500"/></noscript></div></figure> </div> <div class="fig-ranking-profile-media-slider__item fig-ranking-profile-media-slider__item--hidden"> <figure class="fig-ranking-profile-media-small-picture"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/31/dbdc0626d5d420509b629def63b82e48a60e0d6b52222569528b20736d613c9a.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/31/dbdc0626d5d420509b629def63b82e48a60e0d6b52222569528b20736d613c9a.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/31/dbdc0626d5d420509b629def63b82e48a60e0d6b52222569528b20736d613c9a.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="En photos : la Villa Poiret, l’un des chefs-d’œuvre de Robert Mallet-Stevens est en vente pour 4 millions d’euros" height="2500" width="1668"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/31/dbdc0626d5d420509b629def63b82e48a60e0d6b52222569528b20736d613c9a.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/31/dbdc0626d5d420509b629def63b82e48a60e0d6b52222569528b20736d613c9a.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/31/dbdc0626d5d420509b629def63b82e48a60e0d6b52222569528b20736d613c9a.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="En photos : la Villa Poiret, l’un des chefs-d’œuvre de Robert Mallet-Stevens est en vente pour 4 millions d’euros" height="2500" width="1668"/></noscript></div></figure> </div> <div class="fig-ranking-profile-media-slider__item fig-ranking-profile-media-slider__item--hidden"> <figure class="fig-ranking-profile-media-small-picture"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/31/d783aaf1c040df3d70e95a4bd2cf3ff3bedde81c10c5f25ba6e57c24461d67ae.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/31/d783aaf1c040df3d70e95a4bd2cf3ff3bedde81c10c5f25ba6e57c24461d67ae.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/31/d783aaf1c040df3d70e95a4bd2cf3ff3bedde81c10c5f25ba6e57c24461d67ae.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="En photos : la Villa Poiret, l’un des chefs-d’œuvre de Robert Mallet-Stevens est en vente pour 4 millions d’euros" height="1668" width="2500"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/31/d783aaf1c040df3d70e95a4bd2cf3ff3bedde81c10c5f25ba6e57c24461d67ae.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/31/d783aaf1c040df3d70e95a4bd2cf3ff3bedde81c10c5f25ba6e57c24461d67ae.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/31/d783aaf1c040df3d70e95a4bd2cf3ff3bedde81c10c5f25ba6e57c24461d67ae.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="En photos : la Villa Poiret, l’un des chefs-d’œuvre de Robert Mallet-Stevens est en vente pour 4 millions d’euros" height="1668" width="2500"/></noscript></div></figure> </div> <div class="fig-ranking-profile-media-slider__item fig-ranking-profile-media-slider__item--hidden"> <figure class="fig-ranking-profile-media-small-picture"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/31/d366827c54fe49dadab2fa4e4fb5920c48da7a700c8212a23b51939a23b84a08.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/31/d366827c54fe49dadab2fa4e4fb5920c48da7a700c8212a23b51939a23b84a08.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/31/d366827c54fe49dadab2fa4e4fb5920c48da7a700c8212a23b51939a23b84a08.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="En photos : la Villa Poiret, l’un des chefs-d’œuvre de Robert Mallet-Stevens est en vente pour 4 millions d’euros" height="1668" width="2500"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/31/d366827c54fe49dadab2fa4e4fb5920c48da7a700c8212a23b51939a23b84a08.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/31/d366827c54fe49dadab2fa4e4fb5920c48da7a700c8212a23b51939a23b84a08.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/31/d366827c54fe49dadab2fa4e4fb5920c48da7a700c8212a23b51939a23b84a08.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="En photos : la Villa Poiret, l’un des chefs-d’œuvre de Robert Mallet-Stevens est en vente pour 4 millions d’euros" height="1668" width="2500"/></noscript></div></figure> </div> </div> <p class="fig-ranking-profile-standfirst"> Conçue au début des années 1920 par l’architecte et designer français Robert Mallet-Stevens à la demande du couturier Paul Poiret, la Villa éponyme est proposée à la vente par l’agence Architecture de Collection. Elle est située à Mézy-sur-Seine, à 40 km de Paris. </p> <div class="fig-ranking-profile-extra"> <div class="fig-ranking-profile-extra__media-type" data-fig-link> <svg xmlns="http://www.w3.org/2000/svg" width="16" height="16" viewBox="0 0 24 24" aria-hidden="true" focusable="false" class="fig-ranking-profile-extra__svg" > <use href="#fig-svg__diapo"/> </svg> <span class="fig-ranking-profile-extra__media-type-txt"> Visualiser le diaporama </span> </div> </div> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_124021/entreprise-individuelle/autoentrepreneurs-le-nouveau-seuil-d-exemption-de-la-tva-a-25-000-euros-suspendu-20250207" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Autoentrepreneurs : le nouveau seuil d’exemption de la TVA à 25 000 euros suspendu</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/02/07/90fabb325844c1d0d27faa711c10905e719d335d01b6a07904fdfe8ca1685537.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/02/07/90fabb325844c1d0d27faa711c10905e719d335d01b6a07904fdfe8ca1685537.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/02/07/90fabb325844c1d0d27faa711c10905e719d335d01b6a07904fdfe8ca1685537.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="Autoentrepreneurs : le nouveau seuil d’exemption de la TVA à 25 000 euros suspendu" height="2000" width="3000"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/02/07/90fabb325844c1d0d27faa711c10905e719d335d01b6a07904fdfe8ca1685537.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/02/07/90fabb325844c1d0d27faa711c10905e719d335d01b6a07904fdfe8ca1685537.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/02/07/90fabb325844c1d0d27faa711c10905e719d335d01b6a07904fdfe8ca1685537.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="Autoentrepreneurs : le nouveau seuil d’exemption de la TVA à 25 000 euros suspendu" height="2000" width="3000"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Le gouvernement a décidé la suspension d’une mesure concernant le seuil d’exemption de la TVA et touchant potentiellement plus de 200 000 autoentrepreneurs en France. Il ouvre un temps de «concertation». </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-big-picture" data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_121149/retraites-complementaires/agirc-arrco-votre-retraite-complementaire-pourrait-baisser-en-mars-2025-20250207" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Agirc-Arrco : votre retraite complémentaire pourrait baisser en mars 2025 !</h2> </a> <figure class="fig-ranking-profile-media-big-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/376x212_crop/2025/02/06/9cb6fbc36e25f53ab582ccc89b6b73068f56341d629af0fb2c3f8a2c86605e90.jpg 376w, https://i.f1g.fr/media/cms/404x227_crop/2025/02/06/9cb6fbc36e25f53ab582ccc89b6b73068f56341d629af0fb2c3f8a2c86605e90.jpg 404w" sizes="(min-width: 64em) 376px, (min-width: 48em) 404px, calc(100vw - 32px)" class="fig-img fig-ranking-profile-media-big-picture__photo" alt="Agirc-Arrco : votre retraite complémentaire pourrait baisser en mars 2025 !" height="2259" width="3000"/><noscript><img srcset="https://i.f1g.fr/media/cms/376x212_crop/2025/02/06/9cb6fbc36e25f53ab582ccc89b6b73068f56341d629af0fb2c3f8a2c86605e90.jpg 376w, https://i.f1g.fr/media/cms/404x227_crop/2025/02/06/9cb6fbc36e25f53ab582ccc89b6b73068f56341d629af0fb2c3f8a2c86605e90.jpg 404w" sizes="(min-width: 64em) 376px, (min-width: 48em) 404px, calc(100vw - 32px)" class="fig-img--complete fig-img fig-ranking-profile-media-big-picture__photo" alt="Agirc-Arrco : votre retraite complémentaire pourrait baisser en mars 2025 !" height="2259" width="3000"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> L’application des prélèvements sociaux, comme la CSG, la CRDS ou la CASA, peut conduire à la baisse de votre retraite complémentaire Agirc-Arrco. Et ce, dès le mois de mars 2025. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture fig-ranking-profile--premium " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_114358/maison-individuelle/comment-faire-pour-interdire-l-acces-de-mon-terrain-aux-promeneurs-20250207" class="fig-ranking-profile-link" aria-label="Comment faire pour interdire l’accès de mon terrain aux promeneurs ? (article Premium)" title="Comment faire pour interdire l’accès de mon terrain aux promeneurs ? (article Premium)" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline fig-premium-mark " >Comment faire pour interdire l’accès de mon terrain aux promeneurs ?</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/02/03/10899a21ae74fb32b942e2c6cfe84acf2ba5a867ae320cfb20f96650458083d1.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/02/03/10899a21ae74fb32b942e2c6cfe84acf2ba5a867ae320cfb20f96650458083d1.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/02/03/10899a21ae74fb32b942e2c6cfe84acf2ba5a867ae320cfb20f96650458083d1.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="Comment faire pour interdire l’accès de mon terrain aux promeneurs ?" height="1335" width="2000"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/02/03/10899a21ae74fb32b942e2c6cfe84acf2ba5a867ae320cfb20f96650458083d1.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/02/03/10899a21ae74fb32b942e2c6cfe84acf2ba5a867ae320cfb20f96650458083d1.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/02/03/10899a21ae74fb32b942e2c6cfe84acf2ba5a867ae320cfb20f96650458083d1.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="Comment faire pour interdire l’accès de mon terrain aux promeneurs ?" height="1335" width="2000"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Les rédactions du Particulier vous apportent leur expertise sur les questions réglementaires, fiscales ou financières pour vous aider dans vos démarches. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-big-picture" data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_119428/impot-sur-le-revenu/la-loi-de-finances-pour-2025-adoptee-des-modifications-a-venir-pour-la-declaration-de-revenus-a-remplir-au-printemps-20250206" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >La loi de finances pour 2025 adoptée, des modifications à venir pour la déclaration de revenus à remplir au printemps</h2> </a> <figure class="fig-ranking-profile-media-big-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/376x212_crop/2025/02/05/9f6e1df164610b619113834efd363d60b2d9220d23c9125c8f92836b38154701.jpg 376w, https://i.f1g.fr/media/cms/404x227_crop/2025/02/05/9f6e1df164610b619113834efd363d60b2d9220d23c9125c8f92836b38154701.jpg 404w" sizes="(min-width: 64em) 376px, (min-width: 48em) 404px, calc(100vw - 32px)" class="fig-img fig-ranking-profile-media-big-picture__photo" alt="La loi de finances pour 2025 adoptée, des modifications à venir pour la déclaration de revenus à remplir au printemps" height="2000" width="3000"/><noscript><img srcset="https://i.f1g.fr/media/cms/376x212_crop/2025/02/05/9f6e1df164610b619113834efd363d60b2d9220d23c9125c8f92836b38154701.jpg 376w, https://i.f1g.fr/media/cms/404x227_crop/2025/02/05/9f6e1df164610b619113834efd363d60b2d9220d23c9125c8f92836b38154701.jpg 404w" sizes="(min-width: 64em) 376px, (min-width: 48em) 404px, calc(100vw - 32px)" class="fig-img--complete fig-img fig-ranking-profile-media-big-picture__photo" alt="La loi de finances pour 2025 adoptée, des modifications à venir pour la déclaration de revenus à remplir au printemps" height="2000" width="3000"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Issue des discussions menées en commission mixte paritaire (CMP), la loi de finances pour 2025 a été définitivement adoptée le 4 février, entérinant le budget de l’Etat. L’occasion de se pencher sur les modifications apportées pour remplir sa déclaration de revenus au printemps prochain. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/procedure-judiciaire/justice-le-bareme-de-l-aide-juridictionnelle-en-2025-20250206" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Justice : le barème de l’aide juridictionnelle en 2025</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/29/2f42921629ae73cce39b46d3f6190a0668a97794472316d44a7b628c46c1d867.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/29/2f42921629ae73cce39b46d3f6190a0668a97794472316d44a7b628c46c1d867.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/29/2f42921629ae73cce39b46d3f6190a0668a97794472316d44a7b628c46c1d867.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="Justice : le barème de l’aide juridictionnelle en 2025" height="2250" width="3000"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/29/2f42921629ae73cce39b46d3f6190a0668a97794472316d44a7b628c46c1d867.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/29/2f42921629ae73cce39b46d3f6190a0668a97794472316d44a7b628c46c1d867.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/29/2f42921629ae73cce39b46d3f6190a0668a97794472316d44a7b628c46c1d867.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="Justice : le barème de l’aide juridictionnelle en 2025" height="2250" width="3000"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Les revenus maximaux permettant de percevoir l’aide juridictionnelle sont publiés pour 2025. Outre les ressources, la valeur du patrimoine financier et immobilier du demandeur est désormais retenue. </p> </article> </div> </div> <aside class="fig-right" data-layout-vitrine data-context="@media (min-width:64em) and was @visible" data-module="fig-ad-content"> <div class="fig-vitrine fig-magazines fig-magazines--le_particulier_selection" > <div class="fig-vitrine__header"> <div class="fig-vitrine__title"> Nos publications </div> </div> <div class="fig-magazines__list-container"> <ul class="fig-magazines__list"> <li class="fig-magazines__item fig-magazine--le-particulier-n-1227"> <a href="https://boutique.leparticulier.lefigaro.fr/produit/125584-le-particulier-n-1227?ID=125584&utm_campaign=Contenu-auto-boutique-site-edito&utm_medium=contextuel&utm_source=leparticulier&utm_term=LPSTAUTO" class="fig-magazines__link" data-gtm="{"customAction":"bouton","customCategorie":"navigation","customLabel":"colDroite_boutiqueParticulier","event":"customEventSPE"}" aria-label="Le Particulier 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https://i.f1g.fr/media/ext/92x/static.lefigaro.fr/fdm/short-ttl/le-particulier-selection/medias/main_vad_product-192-db638c.png 92w" sizes="(min-width: 64em) 62px, 92px" class="fig-img kiosk_aside" alt="L’impôt sur la fortune immobilière" onerror="this.classList.add('fig-img--error');" onload="if(this.complete){this.classList.add('fig-img--complete');if(this.closest('.fig-placeholder')){this.closest('.fig-placeholder').classList.add('fig-placeholder--transparent')}}"/></div></figure> </a> </li> <li class="fig-magazines__item fig-magazine--devenir-conseiller-syndical-de-copropriete"> <a href="https://boutique.leparticulier.lefigaro.fr/produit/125554-devenir-conseiller-syndical-de-copropriete?ID=125554&utm_campaign=Contenu-auto-boutique-site-edito&utm_medium=contextuel&utm_source=leparticulier&utm_term=LPSTAUTO" class="fig-magazines__link" data-gtm="{"customAction":"bouton","customCategorie":"navigation","customLabel":"colDroite_boutiqueParticulier","event":"customEventSPE"}" 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onload="if(this.complete){this.classList.add('fig-img--complete');if(this.closest('.fig-placeholder')){this.closest('.fig-placeholder').classList.add('fig-placeholder--transparent')}}"/></div></figure> </a> </li> <li class="fig-magazines__item fig-magazine--recueillir-un-heritage"> <a href="https://boutique.leparticulier.lefigaro.fr/produit/125523-recueillir-un-heritage?ID=125523&utm_campaign=Contenu-auto-boutique-site-edito&utm_medium=contextuel&utm_source=leparticulier&utm_term=LPSTAUTO" class="fig-magazines__link" data-gtm="{"customAction":"bouton","customCategorie":"navigation","customLabel":"colDroite_boutiqueParticulier","event":"customEventSPE"}" aria-label="Recueillir un héritage" title="Recueillir un héritage"> <div class="fig-magazines__content"> <span class="fig-magazines__title">Recueillir un héritage</span> <span class="fig-magazines__price">26€ </span> </div> <figure class="fig-magazines__media"><div class="fig-placeholder fig-placeholder--magazine"><img 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https://i.f1g.fr/media/cms/224x126_crop/2025/02/05/e6d08ac98bf6c992af38bfa566af57928c0b2c728af8df4c9ceb89433664c160.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/02/05/e6d08ac98bf6c992af38bfa566af57928c0b2c728af8df4c9ceb89433664c160.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="Vers une exonération allant jusqu’à 300 000 € pour certains dons familiaux en 2025" height="2003" width="3000"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Bonne nouvelle pour les contribuables : le projet de loi de finances pour 2025 révisé par la commission mixte paritaire intègre une nouvelle mesure d’exonération pour les parents et les grands-parents qui font des dons d’argent à leurs enfants ou petits-enfants afin de les aider à acheter un logement. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture fig-ranking-profile--premium " data-content-name="article" data-fgtcs-blocklinks="ventre" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_114358/maison-individuelle/installations-photovoltaiques-l-autoconsommation-de-plus-en-plus-rentable-la-vente-du-surplus-a-privilegier-20250205" class="fig-ranking-profile-link" aria-label="Installations photovoltaïques : l’autoconsommation de plus en plus rentable, la vente du surplus à privilégier (article Premium)" title="Installations photovoltaïques : l’autoconsommation de plus en plus rentable, la vente du surplus à privilégier (article Premium)" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline fig-premium-mark " >Installations photovoltaïques : l’autoconsommation de plus en plus rentable, la vente du surplus à privilégier</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/02/04/3e8103bcbd232fc11c260db1fdacf37609c88791ef7af8d2ccaafe0f69f55a65.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/02/04/3e8103bcbd232fc11c260db1fdacf37609c88791ef7af8d2ccaafe0f69f55a65.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/02/04/3e8103bcbd232fc11c260db1fdacf37609c88791ef7af8d2ccaafe0f69f55a65.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="Installations photovoltaïques : l’autoconsommation de plus en plus rentable, la vente du surplus à privilégier" height="2002" width="3000"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/02/04/3e8103bcbd232fc11c260db1fdacf37609c88791ef7af8d2ccaafe0f69f55a65.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/02/04/3e8103bcbd232fc11c260db1fdacf37609c88791ef7af8d2ccaafe0f69f55a65.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/02/04/3e8103bcbd232fc11c260db1fdacf37609c88791ef7af8d2ccaafe0f69f55a65.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="Installations photovoltaïques : l’autoconsommation de plus en plus rentable, la vente du surplus à privilégier" height="2002" width="3000"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> De toutes les énergies renouvelables, le photovoltaïque connaît la plus forte accélération. Dans une étude, l’Ademe fait le point sur son efficacité, quitte à déconstruire certaines idées reçues. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture " data-content-name="article" data-fgtcs-blocklinks="ventre" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_121028/banque/grace-a-impots-gouv-fr-on-retrouve-des-comptes-bancaires-dont-on-ignore-l-existence-20250205" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Grâce à Impôts.gouv.fr, on retrouve des comptes bancaires dont on ignore l’existence</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/02/05/e661dc1d110573ca59e08f16887ce87082f01d18c176d813106b22bc81e0aeca.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/02/05/e661dc1d110573ca59e08f16887ce87082f01d18c176d813106b22bc81e0aeca.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/02/05/e661dc1d110573ca59e08f16887ce87082f01d18c176d813106b22bc81e0aeca.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="Grâce à Impôts.gouv.fr, on retrouve des comptes bancaires dont on ignore l’existence" height="2003" width="3000"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/02/05/e661dc1d110573ca59e08f16887ce87082f01d18c176d813106b22bc81e0aeca.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/02/05/e661dc1d110573ca59e08f16887ce87082f01d18c176d813106b22bc81e0aeca.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/02/05/e661dc1d110573ca59e08f16887ce87082f01d18c176d813106b22bc81e0aeca.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="Grâce à Impôts.gouv.fr, on retrouve des comptes bancaires dont on ignore l’existence" height="2003" width="3000"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Désormais, les demandes d’accès au Ficoba (Fichier des comptes bancaires) pour retrouver un compte bancaire ou un livret d’épargne peuvent être réalisées directement via le site internet des impôts. En matière de succession, les règles applicables aux héritiers sont différentes. </p> </article> <div class="fig-free-embed fig-container" id="bGVwYXJ0aWN1bGllci5sZWZpZ2Fyby5mcl9fMzEwNzIwMjBXSUQtYlpOa1dMYVBNc2taOEJ5ZTNfX0ZyZWVFbWJlZA==" data-module="fig-free-embed" data-context="was @visible"> <div id="lead_home"> </div> <script type="text/javascript" src="https://www.lefigaro.fr/assets/infographie/print/javascript/pym.min.js"> </script> <script> var pymParent = new pym.Parent('lead_home', 'https://partenaire.leparticulier.fr/jcms/p1_1726733/rotation-leads-corum-et-ip-ventre?portal=k_1111399&rubrique=home', {}); </script> </div> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture fig-ranking-profile--premium " data-content-name="article" data-fgtcs-blocklinks="ventre" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/aides-allocations-sociales/condamnee-a-rembourser-10-000-a-sa-caf-a-cause-de-ses-ventes-sur-vinted-20250205" class="fig-ranking-profile-link" aria-label="Condamnée à rembourser 10 000 € à sa CAF, à cause de ses ventes sur Vinted (article Premium)" title="Condamnée à rembourser 10 000 € à sa CAF, à cause de ses ventes sur Vinted (article Premium)" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline fig-premium-mark " >Condamnée à rembourser 10 000 € à sa CAF, à cause de ses ventes sur Vinted</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/02/05/0e83aa02ce0d7531c4bdd162f368958b2ab26b8dd72a7e537cc6729cb69b3821.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/02/05/0e83aa02ce0d7531c4bdd162f368958b2ab26b8dd72a7e537cc6729cb69b3821.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/02/05/0e83aa02ce0d7531c4bdd162f368958b2ab26b8dd72a7e537cc6729cb69b3821.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="Condamnée à rembourser 10 000 € à sa CAF, à cause de ses ventes sur Vinted" height="731" width="1300"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/02/05/0e83aa02ce0d7531c4bdd162f368958b2ab26b8dd72a7e537cc6729cb69b3821.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/02/05/0e83aa02ce0d7531c4bdd162f368958b2ab26b8dd72a7e537cc6729cb69b3821.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/02/05/0e83aa02ce0d7531c4bdd162f368958b2ab26b8dd72a7e537cc6729cb69b3821.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="Condamnée à rembourser 10 000 € à sa CAF, à cause de ses ventes sur Vinted" height="731" width="1300"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Le tribunal de Nîmes vient de rappeler que les allocataires du RSA doivent déclarer leurs ressources, y compris celles issues des ventes d’objets de seconde main sur Ebay, LeBonCoin ou Vinted. L’absence de déclaration justifiée par moins de 20 ventes par an et moins de 3 000 € générés est une légende urbaine. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture " data-content-name="article" data-fgtcs-blocklinks="ventre" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_119428/impot-sur-le-revenu/decouvrez-le-nouveau-bareme-de-l-impot-sur-le-revenu-prevu-pour-2025-20250204" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Découvrez le nouveau barème de l’impôt sur le revenu prévu pour 2025</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/02/04/ea85e5e4637885fbbf18445c6bde2f12cfcbce58f892100d140633c73079fac7.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/02/04/ea85e5e4637885fbbf18445c6bde2f12cfcbce58f892100d140633c73079fac7.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/02/04/ea85e5e4637885fbbf18445c6bde2f12cfcbce58f892100d140633c73079fac7.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="Découvrez le nouveau barème de l’impôt sur le revenu prévu pour 2025" height="2000" width="3000"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/02/04/ea85e5e4637885fbbf18445c6bde2f12cfcbce58f892100d140633c73079fac7.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/02/04/ea85e5e4637885fbbf18445c6bde2f12cfcbce58f892100d140633c73079fac7.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/02/04/ea85e5e4637885fbbf18445c6bde2f12cfcbce58f892100d140633c73079fac7.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="Découvrez le nouveau barème de l’impôt sur le revenu prévu pour 2025" height="2000" width="3000"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Le projet de loi de finances pour 2025 revu dans sa version corrigée par la commission mixte paritaire, prévoit de revaloriser les tranches du barème de l’impôt sur le revenu de 1,8 % au lieu de 2 % comme envisagé par le texte initial. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture fig-ranking-profile--premium " data-content-name="article" data-fgtcs-blocklinks="ventre" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_112166/copropriete/copropriete-les-archives-de-mon-immeuble-sont-elles-conservees-en-toute-securite-20250204" class="fig-ranking-profile-link" aria-label="Copropriété : les archives de mon immeuble sont-elles conservées en toute sécurité ? (article Premium)" title="Copropriété : les archives de mon immeuble sont-elles conservées en toute sécurité ? (article Premium)" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline fig-premium-mark " >Copropriété : les archives de mon immeuble sont-elles conservées en toute sécurité ?</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/30/5eab45fd059040bc50cfccd7bd3ed78b80bf74569933b3e33cb0e45905e4fc49.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/30/5eab45fd059040bc50cfccd7bd3ed78b80bf74569933b3e33cb0e45905e4fc49.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/30/5eab45fd059040bc50cfccd7bd3ed78b80bf74569933b3e33cb0e45905e4fc49.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="Copropriété : les archives de mon immeuble sont-elles conservées en toute sécurité ?" height="943" width="1414"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/30/5eab45fd059040bc50cfccd7bd3ed78b80bf74569933b3e33cb0e45905e4fc49.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/30/5eab45fd059040bc50cfccd7bd3ed78b80bf74569933b3e33cb0e45905e4fc49.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/30/5eab45fd059040bc50cfccd7bd3ed78b80bf74569933b3e33cb0e45905e4fc49.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="Copropriété : les archives de mon immeuble sont-elles conservées en toute sécurité ?" height="943" width="1414"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Externaliser le stockage des archives de copropriété chez un prestataire est devenu la norme. Pour autant, les copropriétaires doivent l’approuver en assemblée générale, et s’assurer qu’ils gardent la main sur leurs documents. </p> </article> </div> <aside class="fig-wrapper-flex-column__1-of-3 fig-wrapper-flex-column__fixed-size" data-context="@media (min-width:64em) and was @visible" data-module="fig-ad-content" > <a class="fig-a11y-skip a11y-hidden" href="#fig-a11y-skip-bottom-pave_hp_infinite_0" > Passer la publicité </a> <div class="fig-ad-content fig-ad-content--pave_hp_infinite_0" data-format="pave_hp_infinite_0" tabindex="-1" aria-hidden="true" ><div class="fig-ad-content__ad-placeholder-content" ><svg xmlns="http://www.w3.org/2000/svg" width="27" height="24" aria-hidden="true" viewBox="0 0 28 24" focusable="false" class="fig-ad-content__ad-placeholder-svg" > <use href="#fig-svg__fplume-placeholder"/> </svg> <span class="fig-ad-content__ad-placeholder-text">Publicité</span> </div><div data-figtag="pave_hp_infinite_0"></div></div> <div id="fig-a11y-skip-bottom-pave_hp_infinite_0"></div> </aside> </section> <section class="fig-kiosk fig-kiosk--le_particulier fig-tranche" > <div class="fig-tranche__container"> <p class="fig-tranche__main-title"> Les publications du Particulier <a href="https://boutique.leparticulier.lefigaro.fr/" target="_blank" rel="noopener" class="fig-tranche__showmore" aria-label="Voir toutes nos publications : Les publications du Particulier" title="Voir toutes nos publications : Les publications du Particulier" data-gtm="{"customAction":"blocIDClic","customCategorie":"navigation","customLabel":"publications_https://boutique.leparticulier.lefigaro.fr/","event":"customEventSPE"}" > Voir toutes nos publications<svg xmlns="http://www.w3.org/2000/svg" width="8" height="8" viewBox="0 0 24 24" class="fig-tranche__svg" aria-hidden="true" focusable="false" > <use href="#fig-svg__bracket"/> </svg> </a> </p> <div class="fig-tranche__list-container"> <ul class="fig-tranche__list" > <li class="fig-tranche__item fig-magazine fig-magazine--l-impot-sur-la-fortune-immobiliere"> <a href="https://boutique.leparticulier.lefigaro.fr/produit/125558-l-impot-sur-la-fortune-immobiliere?ID=125558&utm_campaign=Contenu-auto-boutique-site-edito&utm_medium=contextuel&utm_source=leparticulier&utm_term=LPSTAUTO" class="fig-tranche__link" aria-label="L’impôt sur la fortune immobilière" title="L’impôt sur la fortune immobilière" data-gtm="{"customAction":"blocIDClic","customCategorie":"navigation","customLabel":"publications_https://boutique.leparticulier.lefigaro.fr/produit/125558-l-impot-sur-la-fortune-immobiliere?ID=125558&utm_campaign=Contenu-auto-boutique-site-edito&utm_medium=contextuel&utm_source=leparticulier&utm_term=LPSTAUTO","event":"customEventSPE"}" > <figure class="fig-tranche__media fig-magazine__media"><div class="fig-placeholder fig-placeholder--top fig-placeholder--magazine fig-lazy"><img data-srcset="https://i.f1g.fr/media/ext/x265/static.lefigaro.fr/fdm/short-ttl/le-particulier-produits/medias/main_vad_product-193-447947.png" class="fig-img fig-tranche__media-photo" alt="L’impôt sur la fortune immobilière"/><noscript><img srcset="https://i.f1g.fr/media/ext/x265/static.lefigaro.fr/fdm/short-ttl/le-particulier-produits/medias/main_vad_product-193-447947.png" class="fig-img--complete fig-img fig-tranche__media-photo" alt="L’impôt sur la fortune immobilière"/></noscript></div></figure> <span class="fig-magazine__title">L’impôt sur la fortune immobilière</span> <span class="fig-magazine__price">29,50€ </span> </a> </li> <li class="fig-tranche__item fig-magazine fig-magazine--optimisez-vos-revenus-locatifs"> <a href="https://boutique.leparticulier.lefigaro.fr/produit/125556-optimisez-vos-revenus-locatifs?ID=125556&utm_campaign=Contenu-auto-boutique-site-edito&utm_medium=contextuel&utm_source=leparticulier&utm_term=LPSTAUTO" class="fig-tranche__link" aria-label="Optimisez 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revenus locatifs"/></noscript></div></figure> <span class="fig-magazine__title">Optimisez vos revenus locatifs</span> <span class="fig-magazine__price">27€ </span> </a> </li> <li class="fig-tranche__item fig-magazine fig-magazine--le-particulier-n-1227"> <a href="https://boutique.leparticulier.lefigaro.fr/produit/125584-le-particulier-n-1227?ID=125584&utm_campaign=Contenu-auto-boutique-site-edito&utm_medium=contextuel&utm_source=leparticulier&utm_term=LPSTAUTO" class="fig-tranche__link" aria-label="Le Particulier n°1227" title="Le Particulier n°1227" data-gtm="{"customAction":"blocIDClic","customCategorie":"navigation","customLabel":"publications_https://boutique.leparticulier.lefigaro.fr/produit/125584-le-particulier-n-1227?ID=125584&utm_campaign=Contenu-auto-boutique-site-edito&utm_medium=contextuel&utm_source=leparticulier&utm_term=LPSTAUTO","event":"customEventSPE"}" > <figure class="fig-tranche__media fig-magazine__media"><div class="fig-placeholder fig-placeholder--top fig-placeholder--magazine fig-lazy"><img data-srcset="https://i.f1g.fr/media/ext/x265/static.lefigaro.fr/fdm/short-ttl/le-particulier-produits/medias/main_vad_product-193-c806a6.png" class="fig-img fig-tranche__media-photo" alt="Le Particulier n°1227"/><noscript><img srcset="https://i.f1g.fr/media/ext/x265/static.lefigaro.fr/fdm/short-ttl/le-particulier-produits/medias/main_vad_product-193-c806a6.png" class="fig-img--complete fig-img fig-tranche__media-photo" alt="Le Particulier n°1227"/></noscript></div></figure> <span class="fig-magazine__title">Le Particulier n°1227</span> <span class="fig-magazine__price">5,70€ </span> </a> </li> <li class="fig-tranche__item fig-magazine fig-magazine--gerez-votre-location-non-meublee"> <a href="https://boutique.leparticulier.lefigaro.fr/produit/125567-gerez-votre-location-non-meublee?ID=125567&utm_campaign=Contenu-auto-boutique-site-edito&utm_medium=contextuel&utm_source=leparticulier&utm_term=LPSTAUTO" class="fig-tranche__link" aria-label="Gérez votre location non meublée" title="Gérez votre location non meublée" data-gtm="{"customAction":"blocIDClic","customCategorie":"navigation","customLabel":"publications_https://boutique.leparticulier.lefigaro.fr/produit/125567-gerez-votre-location-non-meublee?ID=125567&utm_campaign=Contenu-auto-boutique-site-edito&utm_medium=contextuel&utm_source=leparticulier&utm_term=LPSTAUTO","event":"customEventSPE"}" > <figure class="fig-tranche__media fig-magazine__media"><div class="fig-placeholder fig-placeholder--top fig-placeholder--magazine fig-lazy"><img data-srcset="https://i.f1g.fr/media/ext/x265/static.lefigaro.fr/fdm/short-ttl/le-particulier-produits/medias/main_vad_product-193-9bd9cc.png" class="fig-img fig-tranche__media-photo" alt="Gérez votre location non meublée"/><noscript><img srcset="https://i.f1g.fr/media/ext/x265/static.lefigaro.fr/fdm/short-ttl/le-particulier-produits/medias/main_vad_product-193-9bd9cc.png" class="fig-img--complete fig-img fig-tranche__media-photo" alt="Gérez votre location non meublée"/></noscript></div></figure> <span class="fig-magazine__title">Gérez votre location non meublée</span> <span class="fig-magazine__price">26€ </span> </a> </li> <li class="fig-tranche__item fig-magazine fig-magazine--le-particulier-immobilier-n-426"> <a href="https://boutique.leparticulier.lefigaro.fr/produit/125578-le-particulier-immobilier-n-426?ID=125578&utm_campaign=Contenu-auto-boutique-site-edito&utm_medium=contextuel&utm_source=leparticulier&utm_term=LPSTAUTO" class="fig-tranche__link" aria-label="Le Particulier Immobilier n°426" title="Le Particulier Immobilier n°426" data-gtm="{"customAction":"blocIDClic","customCategorie":"navigation","customLabel":"publications_https://boutique.leparticulier.lefigaro.fr/produit/125578-le-particulier-immobilier-n-426?ID=125578&utm_campaign=Contenu-auto-boutique-site-edito&utm_medium=contextuel&utm_source=leparticulier&utm_term=LPSTAUTO","event":"customEventSPE"}" > <figure class="fig-tranche__media fig-magazine__media"><div class="fig-placeholder fig-placeholder--top fig-placeholder--magazine fig-lazy"><img data-srcset="https://i.f1g.fr/media/ext/x265/static.lefigaro.fr/fdm/short-ttl/le-particulier-produits/medias/main_vad_product-193-46f8c8.png" class="fig-img fig-tranche__media-photo" alt="Le Particulier Immobilier n°426"/><noscript><img srcset="https://i.f1g.fr/media/ext/x265/static.lefigaro.fr/fdm/short-ttl/le-particulier-produits/medias/main_vad_product-193-46f8c8.png" class="fig-img--complete fig-img fig-tranche__media-photo" alt="Le Particulier Immobilier n°426"/></noscript></div></figure> <span class="fig-magazine__title">Le Particulier Immobilier n°426</span> <span class="fig-magazine__price">7,70€ </span> </a> </li> </ul> <div class="fig-tranche__item fig-tranche__item--more"> <a href="https://boutique.leparticulier.lefigaro.fr/" class="fig-tranche__more" data-gtm="{"customAction":"blocIDClic","customCategorie":"navigation","customLabel":"publications_https://boutique.leparticulier.lefigaro.fr/","event":"customEventSPE"}" > <svg xmlns="http://www.w3.org/2000/svg" width="18" height="18" viewBox="0 0 24 24" class="fig-tranche__plus" aria-hidden="true" focusable="false" > <use href="#fig-svg__plus"/> </svg> Voir plus </a> </div> </div> </div> </section> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture fig-ranking-profile--premium " data-content-name="article" data-fgtcs-blocklinks="ventre" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_114358/maison-individuelle/comment-faire-pour-donner-a-ma-commune-une-parcelle-de-terrain-sans-valeur-20250204" class="fig-ranking-profile-link" aria-label="Comment faire pour donner à ma commune une parcelle de terrain sans valeur ? (article Premium)" title="Comment faire pour donner à ma commune une parcelle de terrain sans valeur ? (article Premium)" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline fig-premium-mark " >Comment faire pour donner à ma commune une parcelle de terrain sans valeur ?</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/02/03/67f4349869099b6850d2b89993cf5604008cbd455fbb268c2f5441cb8a842e2a.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/02/03/67f4349869099b6850d2b89993cf5604008cbd455fbb268c2f5441cb8a842e2a.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/02/03/67f4349869099b6850d2b89993cf5604008cbd455fbb268c2f5441cb8a842e2a.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="Comment faire pour donner à ma commune une parcelle de terrain sans valeur ?" height="1333" width="2000"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/02/03/67f4349869099b6850d2b89993cf5604008cbd455fbb268c2f5441cb8a842e2a.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/02/03/67f4349869099b6850d2b89993cf5604008cbd455fbb268c2f5441cb8a842e2a.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/02/03/67f4349869099b6850d2b89993cf5604008cbd455fbb268c2f5441cb8a842e2a.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="Comment faire pour donner à ma commune une parcelle de terrain sans valeur ?" height="1333" width="2000"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Les rédactions du Particulier vous apportent leur expertise sur les questions réglementaires, fiscales ou financières pour vous aider dans vos démarches. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture " data-content-name="article" data-fgtcs-blocklinks="ventre" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_119428/impot-sur-le-revenu/le-calendrier-des-impots-de-fevrier-2025-20250203" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Le calendrier des impôts de février 2025</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/02/03/c5d28c5867af43a93cbe65414246c4d3bdf4dfd3cb52faaa0ef6235683b558b0.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/02/03/c5d28c5867af43a93cbe65414246c4d3bdf4dfd3cb52faaa0ef6235683b558b0.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/02/03/c5d28c5867af43a93cbe65414246c4d3bdf4dfd3cb52faaa0ef6235683b558b0.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="Le calendrier des impôts de février 2025" height="2000" width="3000"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/02/03/c5d28c5867af43a93cbe65414246c4d3bdf4dfd3cb52faaa0ef6235683b558b0.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/02/03/c5d28c5867af43a93cbe65414246c4d3bdf4dfd3cb52faaa0ef6235683b558b0.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/02/03/c5d28c5867af43a93cbe65414246c4d3bdf4dfd3cb52faaa0ef6235683b558b0.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="Le calendrier des impôts de février 2025" height="2000" width="3000"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Le calendrier des échéances fiscales pour les déclarations et les paiements des impôts et des taxes vient d’être mis à jour pour février 2025. </p> </article> <article class="fig-tranche fig-zoom fig-zoom--1" data-fgtcs-blocklinks="tranche" > <div class="fig-tranche__container"> <div class="fig-tranche__main-title"> <div class="fig-tranche__slug">Nos dernières vidéos</div> <a class="fig-tranche__link" href="https://leparticulier.lefigaro.fr/jcms/c_119373/impots-locaux/taxe-poulailler-installer-un-abri-de-jardin-vous-coutera-plus-cher-en-2024-20240131" data-fig-domain="LEPARTICULIER" >Taxe poulailler : installer un abri de jardin vous coûtera plus cher en 2024</a> </div> <figure class="fig-tranche__media"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/380x180_crop/2024/01/30/a4e948843869601914d345fd9d4920a7de336bd7f3fbfed83a197e40e96514d3.jpg 380w, https://i.f1g.fr/media/cms/464x261_crop/2024/01/30/a4e948843869601914d345fd9d4920a7de336bd7f3fbfed83a197e40e96514d3.jpg 464w, https://i.f1g.fr/media/cms/496x279_crop/2024/01/30/a4e948843869601914d345fd9d4920a7de336bd7f3fbfed83a197e40e96514d3.jpg 496w, https://i.f1g.fr/media/cms/688x387_crop/2024/01/30/a4e948843869601914d345fd9d4920a7de336bd7f3fbfed83a197e40e96514d3.jpg 688w" sizes="(min-width: 80em) 688px, (min-width: 64em) 496px, (min-width: 48em) 464px, 100vw" class="fig-img fig-tranche__media-photo" alt="Taxe poulailler : installer un abri de jardin vous coûtera plus cher en 2024" height="1080" width="1920"/><noscript><img srcset="https://i.f1g.fr/media/cms/380x180_crop/2024/01/30/a4e948843869601914d345fd9d4920a7de336bd7f3fbfed83a197e40e96514d3.jpg 380w, https://i.f1g.fr/media/cms/464x261_crop/2024/01/30/a4e948843869601914d345fd9d4920a7de336bd7f3fbfed83a197e40e96514d3.jpg 464w, https://i.f1g.fr/media/cms/496x279_crop/2024/01/30/a4e948843869601914d345fd9d4920a7de336bd7f3fbfed83a197e40e96514d3.jpg 496w, https://i.f1g.fr/media/cms/688x387_crop/2024/01/30/a4e948843869601914d345fd9d4920a7de336bd7f3fbfed83a197e40e96514d3.jpg 688w" sizes="(min-width: 80em) 688px, (min-width: 64em) 496px, (min-width: 48em) 464px, 100vw" class="fig-img--complete fig-img fig-tranche__media-photo" alt="Taxe poulailler : installer un abri de jardin vous coûtera plus cher en 2024" height="1080" width="1920"/></noscript></div></figure> </div> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture fig-ranking-profile--premium " data-content-name="article" data-fgtcs-blocklinks="ventre" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_112166/copropriete/les-4-indices-financiers-a-surveiller-en-priorite-pour-s-assurer-de-la-bonne-sante-de-votre-copropriete-20250202" class="fig-ranking-profile-link" aria-label="Les 4 indices financiers à surveiller en priorité pour s’assurer de la bonne santé de votre copropriété (article Premium)" title="Les 4 indices financiers à surveiller en priorité pour s’assurer de la bonne santé de votre copropriété (article Premium)" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline fig-premium-mark " >Les 4 indices financiers à surveiller en priorité pour s’assurer de la bonne santé de votre copropriété</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/30/a5ed23688f2cc22ca479ff6df6b327224bf567f6034db5634f78864c50b53da1.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/30/a5ed23688f2cc22ca479ff6df6b327224bf567f6034db5634f78864c50b53da1.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/30/a5ed23688f2cc22ca479ff6df6b327224bf567f6034db5634f78864c50b53da1.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="Les 4 indices financiers à surveiller en priorité pour s’assurer de la bonne santé de votre copropriété" height="836" width="1254"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/30/a5ed23688f2cc22ca479ff6df6b327224bf567f6034db5634f78864c50b53da1.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/30/a5ed23688f2cc22ca479ff6df6b327224bf567f6034db5634f78864c50b53da1.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/30/a5ed23688f2cc22ca479ff6df6b327224bf567f6034db5634f78864c50b53da1.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="Les 4 indices financiers à surveiller en priorité pour s’assurer de la bonne santé de votre copropriété" height="836" width="1254"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Contrôler les comptes de son immeuble reste un casse-tête pour les copropriétaires. Voici les quatre indicateurs financiers à surveiller en priorité dans le budget. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture fig-ranking-profile--premium " data-content-name="article" data-fgtcs-blocklinks="ventre" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_112149/location/proprietaires-quelles-sont-vos-obligations-avant-de-transformer-votre-bien-en-location-touristique-20250203" class="fig-ranking-profile-link" aria-label="Propriétaires : que faut-il faire avant de transformer un bien en location touristique ? (article Premium)" title="Propriétaires : que faut-il faire avant de transformer un bien en location touristique ? (article Premium)" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline fig-premium-mark " >Propriétaires : que faut-il faire avant de transformer un bien en location touristique ?</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/29/e273730e4a3c9b3d1adaf6812a21cdd6826139c8ffb9242e0d488de926a51bfe.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/29/e273730e4a3c9b3d1adaf6812a21cdd6826139c8ffb9242e0d488de926a51bfe.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/29/e273730e4a3c9b3d1adaf6812a21cdd6826139c8ffb9242e0d488de926a51bfe.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="Propriétaires : que faut-il faire avant de transformer un bien en location touristique ?" height="1334" width="2000"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/29/e273730e4a3c9b3d1adaf6812a21cdd6826139c8ffb9242e0d488de926a51bfe.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/29/e273730e4a3c9b3d1adaf6812a21cdd6826139c8ffb9242e0d488de926a51bfe.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/29/e273730e4a3c9b3d1adaf6812a21cdd6826139c8ffb9242e0d488de926a51bfe.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="Propriétaires : que faut-il faire avant de transformer un bien en location touristique ?" height="1334" width="2000"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> L’encadrement juridique et fiscal des locations touristiques s’est considérablement renforcé. Au point de créer un millefeuille réglementaire. Avec la loi Le Meur, la procédure d’enregistrement de ces locations sera bientôt généralisée. Explications. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-big-picture fig-ranking-profile--premium" data-content-name="article" data-fgtcs-blocklinks="ventre" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_112166/copropriete/j-ai-decouvert-que-je-n-etais-pas-proprietaire-de-ma-cave-20250201" class="fig-ranking-profile-link" aria-label="Insolite : j’ai découvert que je n’étais pas propriétaire de ma cave en copropriété (article Premium)" title="Insolite : j’ai découvert que je n’étais pas propriétaire de ma cave en copropriété (article Premium)" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline fig-premium-mark " >Insolite : j’ai découvert que je n’étais pas propriétaire de ma cave en copropriété</h2> </a> <figure class="fig-ranking-profile-media-big-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/376x212_crop/2025/01/31/3adf7a13b2951b1b351732171c6368d9dd43662b43e13f2c948b76915e935fd6.jpg 376w, https://i.f1g.fr/media/cms/404x227_crop/2025/01/31/3adf7a13b2951b1b351732171c6368d9dd43662b43e13f2c948b76915e935fd6.jpg 404w" sizes="(min-width: 64em) 376px, (min-width: 48em) 404px, calc(100vw - 32px)" class="fig-img fig-ranking-profile-media-big-picture__photo" alt="Insolite : j’ai découvert que je n’étais pas propriétaire de ma cave en copropriété" height="1333" width="2000"/><noscript><img srcset="https://i.f1g.fr/media/cms/376x212_crop/2025/01/31/3adf7a13b2951b1b351732171c6368d9dd43662b43e13f2c948b76915e935fd6.jpg 376w, https://i.f1g.fr/media/cms/404x227_crop/2025/01/31/3adf7a13b2951b1b351732171c6368d9dd43662b43e13f2c948b76915e935fd6.jpg 404w" sizes="(min-width: 64em) 376px, (min-width: 48em) 404px, calc(100vw - 32px)" class="fig-img--complete fig-img fig-ranking-profile-media-big-picture__photo" alt="Insolite : j’ai découvert que je n’étais pas propriétaire de ma cave en copropriété" height="1333" width="2000"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Dans une copropriété, il n’est pas rare que des erreurs anciennes refassent surface, parfois des décennies plus tard. Que faire si, dans cette situation, votre propriété est contestée par un voisin ? </p> </article> <a class="fig-a11y-skip a11y-hidden" href="#fig-a11y-skip-bottom-taboola-new-site-particulierfigaro-desktop" > Passer la publicité </a> <div figurant="taboola-new-site-particulierfigaro-desktop" tabindex="-1" aria-hidden="true" ></div> <div id="fig-a11y-skip-bottom-taboola-new-site-particulierfigaro-desktop"></div> <a class="fig-a11y-skip a11y-hidden" href="#fig-a11y-skip-bottom-taboola-new-site-particulierfigaro-mobile" > Passer la publicité </a> <div figurant="taboola-new-site-particulierfigaro-mobile" tabindex="-1" aria-hidden="true" ></div> <div id="fig-a11y-skip-bottom-taboola-new-site-particulierfigaro-mobile"></div> <a class="fig-a11y-skip a11y-hidden" href="#fig-a11y-skip-bottom-mban_mtf" > Passer la publicité </a> <div class="fig-ad-content fig-ad-content--mban_mtf" data-fidji-id="27072021WID-L9ek7QKcraNvnc39L" data-format="mban_mtf" tabindex="-1" aria-hidden="true" ><div data-figtag="mban_mtf"></div></div> <div id="fig-a11y-skip-bottom-mban_mtf"></div> <section class="fig-wrapper-flex-column"> <div class="fig-wrapper-flex-column__2-of-3 fig-wrapper-flex-column__ranking-align-right"> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture fig-ranking-profile--premium " data-content-name="article" data-fgtcs-blocklinks="ventre" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_112166/copropriete/comment-acceder-facilement-aux-informations-de-votre-copropriete-20250201" class="fig-ranking-profile-link" aria-label="Où trouver les informations clés de votre immeuble et comment suivre les décisions prises lors de l’assemblée générale ? (article Premium)" title="Où trouver les informations clés de votre immeuble et comment suivre les décisions prises lors de l’assemblée générale ? (article Premium)" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline fig-premium-mark " >Où trouver les informations clés de votre immeuble et comment suivre les décisions prises lors de l’assemblée générale ?</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/30/d78f60b1dddb505af1d49e7b8cac9ccc739aa0e9f8db7ced9743e42c0133ff6b.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/30/d78f60b1dddb505af1d49e7b8cac9ccc739aa0e9f8db7ced9743e42c0133ff6b.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/30/d78f60b1dddb505af1d49e7b8cac9ccc739aa0e9f8db7ced9743e42c0133ff6b.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="Où trouver les informations clés de votre immeuble et comment suivre les décisions prises lors de l’assemblée générale ?" height="1333" width="2000"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/30/d78f60b1dddb505af1d49e7b8cac9ccc739aa0e9f8db7ced9743e42c0133ff6b.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/30/d78f60b1dddb505af1d49e7b8cac9ccc739aa0e9f8db7ced9743e42c0133ff6b.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/30/d78f60b1dddb505af1d49e7b8cac9ccc739aa0e9f8db7ced9743e42c0133ff6b.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="Où trouver les informations clés de votre immeuble et comment suivre les décisions prises lors de l’assemblée générale ?" height="1333" width="2000"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Même si vous n’êtes pas le plus impliqué des copropriétaires, vous désirez être au fait de ce qui se déroule dans votre immeuble, connaître les projets en cours et ceux en gestation. Voici où et comment obtenir ces informations. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture " data-content-name="article" data-fgtcs-blocklinks="ventre" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_119373/impots-locaux/la-taxe-sur-les-abris-de-jardins-augmente-encore-en-2025-mais-il-est-possible-d-y-echapper-20250131" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >La taxe sur les abris de jardins augmente encore en 2025, mais il est possible d’y échapper !</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/29/c22ae8f003d7ec9a48131504832cc1d5f653b3d3b25d791090b96bee2606c074.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/29/c22ae8f003d7ec9a48131504832cc1d5f653b3d3b25d791090b96bee2606c074.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/29/c22ae8f003d7ec9a48131504832cc1d5f653b3d3b25d791090b96bee2606c074.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="La taxe sur les abris de jardins augmente encore en 2025, mais il est possible d’y échapper !" height="2250" width="3000"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/29/c22ae8f003d7ec9a48131504832cc1d5f653b3d3b25d791090b96bee2606c074.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/29/c22ae8f003d7ec9a48131504832cc1d5f653b3d3b25d791090b96bee2606c074.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/29/c22ae8f003d7ec9a48131504832cc1d5f653b3d3b25d791090b96bee2606c074.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="La taxe sur les abris de jardins augmente encore en 2025, mais il est possible d’y échapper !" height="2250" width="3000"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Mauvaise nouvelle pour les propriétaires qui envisagent d’édifier un abri de jardin d’au moins 5 m², la taxe applicable pour cette installation augmente de près de 2% en 2025. Il existe toutefois quelques solutions pour y échapper, en toute légalité. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture fig-ranking-profile--premium " data-content-name="article" data-fgtcs-blocklinks="ventre" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/placements-bancaires/faut-il-fermer-ses-vieux-compte-titres-plans-ou-livrets-d-epargne-pour-les-regrouper-20250130" class="fig-ranking-profile-link" aria-label="Faut-il fermer ses vieux compte-titres, plans ou livrets d’épargne pour les regrouper ? (article Premium)" title="Faut-il fermer ses vieux compte-titres, plans ou livrets d’épargne pour les regrouper ? (article Premium)" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline fig-premium-mark " >Faut-il fermer ses vieux compte-titres, plans ou livrets d’épargne pour les regrouper ?</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/22/5fa6692bd872c2c96b9a56d52b2d473882b4e7e778acc5627afa92015abe460f.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/22/5fa6692bd872c2c96b9a56d52b2d473882b4e7e778acc5627afa92015abe460f.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/22/5fa6692bd872c2c96b9a56d52b2d473882b4e7e778acc5627afa92015abe460f.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="Faut-il fermer ses vieux compte-titres, plans ou livrets d’épargne pour les regrouper ?" height="1333" width="2000"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/22/5fa6692bd872c2c96b9a56d52b2d473882b4e7e778acc5627afa92015abe460f.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/22/5fa6692bd872c2c96b9a56d52b2d473882b4e7e778acc5627afa92015abe460f.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/22/5fa6692bd872c2c96b9a56d52b2d473882b4e7e778acc5627afa92015abe460f.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="Faut-il fermer ses vieux compte-titres, plans ou livrets d’épargne pour les regrouper ?" height="1333" width="2000"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Vos placements sont éparpillés dans différents établissements ? C’est le moment d’opérer un grand tri et de vérifier si vous avez intérêt à les clôturer pour réinvestir votre épargne ailleurs, ou à les conserver. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-big-picture" data-content-name="article" data-fgtcs-blocklinks="ventre" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_115482/consommation/ces-choses-qui-diminuent-votre-budget-et-votre-pouvoir-d-achat-en-fevrier-2025-20250130" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >De nombreuses hausses de tarifs vont impacter votre pouvoir d’achat en février 2025</h2> </a> <figure class="fig-ranking-profile-media-big-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/376x212_crop/2025/01/29/b8ec164ecee41e97ef4eebfb08b6a16f5e5de06458019c53e51f393699e8fc6a.jpg 376w, https://i.f1g.fr/media/cms/404x227_crop/2025/01/29/b8ec164ecee41e97ef4eebfb08b6a16f5e5de06458019c53e51f393699e8fc6a.jpg 404w" sizes="(min-width: 64em) 376px, (min-width: 48em) 404px, calc(100vw - 32px)" class="fig-img fig-ranking-profile-media-big-picture__photo" alt="De nombreuses hausses de tarifs vont impacter votre pouvoir d’achat en février 2025" height="1688" width="3000"/><noscript><img srcset="https://i.f1g.fr/media/cms/376x212_crop/2025/01/29/b8ec164ecee41e97ef4eebfb08b6a16f5e5de06458019c53e51f393699e8fc6a.jpg 376w, https://i.f1g.fr/media/cms/404x227_crop/2025/01/29/b8ec164ecee41e97ef4eebfb08b6a16f5e5de06458019c53e51f393699e8fc6a.jpg 404w" sizes="(min-width: 64em) 376px, (min-width: 48em) 404px, calc(100vw - 32px)" class="fig-img--complete fig-img fig-ranking-profile-media-big-picture__photo" alt="De nombreuses hausses de tarifs vont impacter votre pouvoir d’achat en février 2025" height="1688" width="3000"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Plusieurs changements interviennent pour le budget des Français au 1<sup>er</sup> février 2025. Dans la plupart des cas, ils viendront diminuer le pouvoir d’achat ce mois-ci. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture fig-ranking-profile--premium " data-content-name="article" data-fgtcs-blocklinks="ventre" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_121650/credit/assurance-emprunteur-comment-les-banques-adaptent-leur-strategie-pour-freiner-la-delegation-20250130" class="fig-ranking-profile-link" aria-label="Assurance emprunteur : comment les banques adaptent leur stratégie pour freiner la délégation (article Premium)" title="Assurance emprunteur : comment les banques adaptent leur stratégie pour freiner la délégation (article Premium)" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline fig-premium-mark " >Assurance emprunteur : comment les banques adaptent leur stratégie pour freiner la délégation</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/22/55eb8a3083da69be56be43b13074f8fa65d61e83806046b80df6f0266d4577cc.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/22/55eb8a3083da69be56be43b13074f8fa65d61e83806046b80df6f0266d4577cc.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/22/55eb8a3083da69be56be43b13074f8fa65d61e83806046b80df6f0266d4577cc.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="Assurance emprunteur : comment les banques adaptent leur stratégie pour freiner la délégation" height="2029" width="3000"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/22/55eb8a3083da69be56be43b13074f8fa65d61e83806046b80df6f0266d4577cc.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/22/55eb8a3083da69be56be43b13074f8fa65d61e83806046b80df6f0266d4577cc.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/22/55eb8a3083da69be56be43b13074f8fa65d61e83806046b80df6f0266d4577cc.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="Assurance emprunteur : comment les banques adaptent leur stratégie pour freiner la délégation" height="2029" width="3000"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> La loi Lemoine du 28 février 2022 a libéralisé l’assurance emprunteur. Son objectif : tirer à la baisse les tarifs en facilitant la mise en concurrence. Malheureusement, de trop nombreuses banques se montrent réticentes. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture " data-content-name="article" data-fgtcs-blocklinks="ventre" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_123944/chomage/les-chomeurs-beneficient-de-35-jours-de-conge-par-an-a-condition-de-les-demander-20250129" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Les chômeurs bénéficient de 35 jours de congé par an, à condition de les demander</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/28/0b53026ed488f0fe04d9cf6605dab5d18af451c74c9d653f8867d2fcd3febc5a.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/28/0b53026ed488f0fe04d9cf6605dab5d18af451c74c9d653f8867d2fcd3febc5a.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/28/0b53026ed488f0fe04d9cf6605dab5d18af451c74c9d653f8867d2fcd3febc5a.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="Les chômeurs bénéficient de 35 jours de congé par an, à condition de les demander" height="2000" width="3000"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/28/0b53026ed488f0fe04d9cf6605dab5d18af451c74c9d653f8867d2fcd3febc5a.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/28/0b53026ed488f0fe04d9cf6605dab5d18af451c74c9d653f8867d2fcd3febc5a.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/28/0b53026ed488f0fe04d9cf6605dab5d18af451c74c9d653f8867d2fcd3febc5a.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="Les chômeurs bénéficient de 35 jours de congé par an, à condition de les demander" height="2000" width="3000"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Contrairement aux idées reçues, les personnes au chômage peuvent prendre jusqu’à 35 jours de congé tout en étant indemnisées. Soit une durée comparable à celle de la plupart des salariés. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture " data-content-name="article" data-fgtcs-blocklinks="ventre" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_118384/demarches/ca-ressemble-a-un-controle-fiscal-et-non-a-une-etude-statistique-des-citoyens-se-rebiffent-contre-le-recensement-2025-20250128" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >«Ça ressemble à un contrôle fiscal et non à une étude statistique», des citoyens se rebiffent contre le recensement 2025</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/28/5ac1e2f1af0c9b42141a7026841927450845267d451fdbaad7e3d2fb1760df36.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/28/5ac1e2f1af0c9b42141a7026841927450845267d451fdbaad7e3d2fb1760df36.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/28/5ac1e2f1af0c9b42141a7026841927450845267d451fdbaad7e3d2fb1760df36.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="«Ça ressemble à un contrôle fiscal et non à une étude statistique», des citoyens se rebiffent contre le recensement 2025" height="1476" width="2717"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/28/5ac1e2f1af0c9b42141a7026841927450845267d451fdbaad7e3d2fb1760df36.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/28/5ac1e2f1af0c9b42141a7026841927450845267d451fdbaad7e3d2fb1760df36.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/28/5ac1e2f1af0c9b42141a7026841927450845267d451fdbaad7e3d2fb1760df36.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="«Ça ressemble à un contrôle fiscal et non à une étude statistique», des citoyens se rebiffent contre le recensement 2025" height="1476" width="2717"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Jamais un recensement de la population n’aura laissé un goût si amer aux personnes qui doivent s’y soumettre. Des quatre coins du territoire, les questions estimées trop intrusives suscitent de vives critiques, mâtinées de craintes. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture " data-content-name="article" data-fgtcs-blocklinks="ventre" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_111572/achat-vente/pourquoi-votre-achat-immobilier-vous-coutera-plus-cher-des-le-1er-mars-2025-20250127" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Pourquoi votre achat immobilier vous coûtera plus cher dès le 1er mars 2025 ?</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/27/920b625c2ca06a529d1f9f2ae4d01116be122b5ec00922210119ad16628d5a3c.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/27/920b625c2ca06a529d1f9f2ae4d01116be122b5ec00922210119ad16628d5a3c.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/27/920b625c2ca06a529d1f9f2ae4d01116be122b5ec00922210119ad16628d5a3c.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="Pourquoi votre achat immobilier vous coûtera plus cher dès le 1er mars 2025 ?" height="2000" width="3000"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/27/920b625c2ca06a529d1f9f2ae4d01116be122b5ec00922210119ad16628d5a3c.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/27/920b625c2ca06a529d1f9f2ae4d01116be122b5ec00922210119ad16628d5a3c.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/27/920b625c2ca06a529d1f9f2ae4d01116be122b5ec00922210119ad16628d5a3c.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="Pourquoi votre achat immobilier vous coûtera plus cher dès le 1er mars 2025 ?" height="2000" width="3000"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Adopté au Sénat le 23 janvier dernier, le projet de loi de finances pour 2025 permet aux départements de passer de 4,5 à 5 % la taxe perçue sur le montant des transactions immobilières. Seuls les primo-accédants pourraient échapper - partiellement - à cette mesure qui devrait entrer en application dès le 1<sup>er</sup> mars. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture " data-content-name="article" data-fgtcs-blocklinks="ventre" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/placements-bancaires/livret-a-ldds-lep-ce-que-vous-rapportent-vos-produits-d-epargne-a-partir-de-fevrier-2025-20250127" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Livret A, LDDS, LEP... Ce que vous rapportent vos produits d’épargne à partir de février 2025</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/27/3353e8698f6ea9d9b6249fffb1c647ee73018a5afdc2777c7f7ffd37efc241d4.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/27/3353e8698f6ea9d9b6249fffb1c647ee73018a5afdc2777c7f7ffd37efc241d4.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/27/3353e8698f6ea9d9b6249fffb1c647ee73018a5afdc2777c7f7ffd37efc241d4.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="Livret A, LDDS, LEP... Ce que vous rapportent vos produits d’épargne à partir de février 2025" height="2000" width="3000"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/27/3353e8698f6ea9d9b6249fffb1c647ee73018a5afdc2777c7f7ffd37efc241d4.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/27/3353e8698f6ea9d9b6249fffb1c647ee73018a5afdc2777c7f7ffd37efc241d4.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/27/3353e8698f6ea9d9b6249fffb1c647ee73018a5afdc2777c7f7ffd37efc241d4.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="Livret A, LDDS, LEP... Ce que vous rapportent vos produits d’épargne à partir de février 2025" height="2000" width="3000"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> La baisse du taux d’intérêt du Livret A au 1<sup>er </sup>février 2025 entraîne, par ricochet, la diminution de rémunération de plusieurs produits d’épargne défiscalisés, comme le Livret de développement durable et solidaire (LDDS), le livret jeune ou le Compte épargne logement (CEL). </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture " data-content-name="article" data-fgtcs-blocklinks="ventre" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_115482/consommation/il-etait-une-fois-une-marque-l-histoire-du-jeu-mako-moulages-20250125" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Il était une fois une marque : l’histoire du jeu Mako Moulages</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2024/12/11/718d8b1cdc062d574fe66ebfd184a9c7da3a6bb92d18732d96f9a23e884ee436.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2024/12/11/718d8b1cdc062d574fe66ebfd184a9c7da3a6bb92d18732d96f9a23e884ee436.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2024/12/11/718d8b1cdc062d574fe66ebfd184a9c7da3a6bb92d18732d96f9a23e884ee436.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="Il était une fois une marque : l’histoire du jeu Mako Moulages" height="1333" width="2000"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2024/12/11/718d8b1cdc062d574fe66ebfd184a9c7da3a6bb92d18732d96f9a23e884ee436.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2024/12/11/718d8b1cdc062d574fe66ebfd184a9c7da3a6bb92d18732d96f9a23e884ee436.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2024/12/11/718d8b1cdc062d574fe66ebfd184a9c7da3a6bb92d18732d96f9a23e884ee436.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="Il était une fois une marque : l’histoire du jeu Mako Moulages" height="1333" width="2000"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Le jeu Mako Moulages est de retour chez les marchands de jouets. À l’évocation de ce nom, les nostalgiques des années 1970 et 1980 se rappelleront le plaisir de fabriquer des figurines en plâtre. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture fig-ranking-profile--premium " data-content-name="article" data-fgtcs-blocklinks="ventre" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_115478/assurances/un-assure-dans-la-position-de-passager-doit-il-toujours-etre-indemnise-comme-un-tiers-en-cas-d-accident-auto-20250127" class="fig-ranking-profile-link" aria-label="Un assuré dans la position de passager doit-il toujours être indemnisé comme un tiers en cas d’accident auto ? (article Premium)" title="Un assuré dans la position de passager doit-il toujours être indemnisé comme un tiers en cas d’accident auto ? (article Premium)" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline fig-premium-mark " >Un assuré dans la position de passager doit-il toujours être indemnisé comme un tiers en cas d’accident auto ?</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/22/ddbbd2a2079a82c5a5ca085c270cd96b8c9d724e5e18aa51328ed236d749ae48.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/22/ddbbd2a2079a82c5a5ca085c270cd96b8c9d724e5e18aa51328ed236d749ae48.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/22/ddbbd2a2079a82c5a5ca085c270cd96b8c9d724e5e18aa51328ed236d749ae48.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="Un assuré dans la position de passager doit-il toujours être indemnisé comme un tiers en cas d’accident auto ?" height="2001" width="3000"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/22/ddbbd2a2079a82c5a5ca085c270cd96b8c9d724e5e18aa51328ed236d749ae48.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/22/ddbbd2a2079a82c5a5ca085c270cd96b8c9d724e5e18aa51328ed236d749ae48.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/22/ddbbd2a2079a82c5a5ca085c270cd96b8c9d724e5e18aa51328ed236d749ae48.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="Un assuré dans la position de passager doit-il toujours être indemnisé comme un tiers en cas d’accident auto ?" height="2001" width="3000"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Les victimes d’un accident causé par un conducteur sans permis sont toujours prises en charge par l’assureur du véhicule. Même si l’assuré a laissé le volant à une personne alcoolisée en toute connaissance de cause. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-big-picture fig-ranking-profile--premium" data-content-name="article" data-fgtcs-blocklinks="ventre" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_121028/banque/comment-dejouer-les-ruses-des-escrocs-en-ligne-pour-se-proteger-20250127" class="fig-ranking-profile-link" aria-label="Comment déjouer les ruses des escrocs en ligne pour se protéger (article Premium)" title="Comment déjouer les ruses des escrocs en ligne pour se protéger (article Premium)" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline fig-premium-mark " >Comment déjouer les ruses des escrocs en ligne pour se protéger</h2> </a> <figure class="fig-ranking-profile-media-big-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/376x212_crop/2025/01/21/574383165d10307d5b906ccfd3404317fcf7c415446456bf75ca6e47bc40528a.jpg 376w, https://i.f1g.fr/media/cms/404x227_crop/2025/01/21/574383165d10307d5b906ccfd3404317fcf7c415446456bf75ca6e47bc40528a.jpg 404w" sizes="(min-width: 64em) 376px, (min-width: 48em) 404px, calc(100vw - 32px)" class="fig-img fig-ranking-profile-media-big-picture__photo" alt="Comment déjouer les ruses des escrocs en ligne pour se protéger" height="2078" width="3000"/><noscript><img srcset="https://i.f1g.fr/media/cms/376x212_crop/2025/01/21/574383165d10307d5b906ccfd3404317fcf7c415446456bf75ca6e47bc40528a.jpg 376w, https://i.f1g.fr/media/cms/404x227_crop/2025/01/21/574383165d10307d5b906ccfd3404317fcf7c415446456bf75ca6e47bc40528a.jpg 404w" sizes="(min-width: 64em) 376px, (min-width: 48em) 404px, calc(100vw - 32px)" class="fig-img--complete fig-img fig-ranking-profile-media-big-picture__photo" alt="Comment déjouer les ruses des escrocs en ligne pour se protéger" height="2078" width="3000"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Sur Internet ou par téléphone, personne n’est à l’abri de devenir une cible potentielle pour les arnaqueurs. Avec quelques bons réflexes et une solide dose de méfiance, il est possible de déjouer les ruses de ces escrocs. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture fig-ranking-profile--premium " data-content-name="article" data-fgtcs-blocklinks="ventre" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_121028/banque/comment-reagir-si-vous-etes-victime-d-une-escroquerie-en-ligne-20250126" class="fig-ranking-profile-link" aria-label="Comment réagir si vous êtes victime d’une escroquerie en ligne (article Premium)" title="Comment réagir si vous êtes victime d’une escroquerie en ligne (article Premium)" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline fig-premium-mark " >Comment réagir si vous êtes victime d’une escroquerie en ligne</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/21/ae130bd3984b39bc538ad8a65e1a2393b65897090f8bed595af7985e49c810fb.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/21/ae130bd3984b39bc538ad8a65e1a2393b65897090f8bed595af7985e49c810fb.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/21/ae130bd3984b39bc538ad8a65e1a2393b65897090f8bed595af7985e49c810fb.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="Comment réagir si vous êtes victime d’une escroquerie en ligne" height="2001" width="3000"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/21/ae130bd3984b39bc538ad8a65e1a2393b65897090f8bed595af7985e49c810fb.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/21/ae130bd3984b39bc538ad8a65e1a2393b65897090f8bed595af7985e49c810fb.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/21/ae130bd3984b39bc538ad8a65e1a2393b65897090f8bed595af7985e49c810fb.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="Comment réagir si vous êtes victime d’une escroquerie en ligne" height="2001" width="3000"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Si vous êtes victime d’une fraude en ligne, vous devez réagir rapidement pour récupérer les sommes subtilisées. Plusieurs mesures d’urgence s’imposent. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-big-picture" data-content-name="article" data-fgtcs-blocklinks="ventre" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_120793/succession/si-je-decede-l-argent-que-j-ai-prete-a-mon-fils-devra-t-il-etre-revalorise-dans-la-succession-20250126" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Si je décède, l’argent que j’ai prêté à mon fils devra-t-il être revalorisé dans la succession ?</h2> </a> <figure class="fig-ranking-profile-media-big-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/376x212_crop/2025/01/22/2474a4a057874654eccadb0163d2f9af76cb0a78249c5deef2de254a0475f4a4.jpg 376w, https://i.f1g.fr/media/cms/404x227_crop/2025/01/22/2474a4a057874654eccadb0163d2f9af76cb0a78249c5deef2de254a0475f4a4.jpg 404w" sizes="(min-width: 64em) 376px, (min-width: 48em) 404px, calc(100vw - 32px)" class="fig-img fig-ranking-profile-media-big-picture__photo" alt="Si je décède, l’argent que j’ai prêté à mon fils devra-t-il être revalorisé dans la succession ?" height="2000" width="3000"/><noscript><img srcset="https://i.f1g.fr/media/cms/376x212_crop/2025/01/22/2474a4a057874654eccadb0163d2f9af76cb0a78249c5deef2de254a0475f4a4.jpg 376w, https://i.f1g.fr/media/cms/404x227_crop/2025/01/22/2474a4a057874654eccadb0163d2f9af76cb0a78249c5deef2de254a0475f4a4.jpg 404w" sizes="(min-width: 64em) 376px, (min-width: 48em) 404px, calc(100vw - 32px)" class="fig-img--complete fig-img fig-ranking-profile-media-big-picture__photo" alt="Si je décède, l’argent que j’ai prêté à mon fils devra-t-il être revalorisé dans la succession ?" height="2000" width="3000"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Les rédactions du Particulier vous apportent leur expertise sur les questions réglementaires, fiscales ou financières pour vous aider dans vos démarches. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture " data-content-name="article" data-fgtcs-blocklinks="ventre" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_114358/maison-individuelle/le-match-des-interphones-video-sans-fil-faut-il-opter-pour-avidsen-ou-dio-20250125" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Le match des interphones vidéo sans fil : faut-il opter pour Avidsen ou Dio ?</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/22/b1c22e933132b7641ef1497954dde6eb5fbad8718f14a6a63ff71aa815dccd29.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/22/b1c22e933132b7641ef1497954dde6eb5fbad8718f14a6a63ff71aa815dccd29.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/22/b1c22e933132b7641ef1497954dde6eb5fbad8718f14a6a63ff71aa815dccd29.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="Le match des interphones vidéo sans fil : faut-il opter pour Avidsen ou Dio ?" height="2000" width="3000"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/22/b1c22e933132b7641ef1497954dde6eb5fbad8718f14a6a63ff71aa815dccd29.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/22/b1c22e933132b7641ef1497954dde6eb5fbad8718f14a6a63ff71aa815dccd29.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/22/b1c22e933132b7641ef1497954dde6eb5fbad8718f14a6a63ff71aa815dccd29.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="Le match des interphones vidéo sans fil : faut-il opter pour Avidsen ou Dio ?" height="2000" width="3000"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Également appelés visiophones, ces dispositifs sont conçus pour identifier les visiteurs qui sonnent à votre porte et communiquer avec eux. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture fig-ranking-profile--premium " data-content-name="article" data-fgtcs-blocklinks="ventre" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_112220/travaux/ma-soeur-est-elle-egalement-proprietaire-de-la-maison-que-j-ai-fait-construire-sur-une-parcelle-en-indivision-avec-elle-20250125" class="fig-ranking-profile-link" aria-label="J’ai fait construire ma maison sur une parcelle en indivision avec ma sœur. En est-elle également propriétaire ? (article Premium)" title="J’ai fait construire ma maison sur une parcelle en indivision avec ma sœur. En est-elle également propriétaire ? (article Premium)" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline fig-premium-mark " >J’ai fait construire ma maison sur une parcelle en indivision avec ma sœur. En est-elle également propriétaire ?</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/20/ceab7ec90ad1c7fe602dfb12326b1afa16de83aab91628d6b88b2ced1e753ae8.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/20/ceab7ec90ad1c7fe602dfb12326b1afa16de83aab91628d6b88b2ced1e753ae8.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/20/ceab7ec90ad1c7fe602dfb12326b1afa16de83aab91628d6b88b2ced1e753ae8.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="J’ai fait construire ma maison sur une parcelle en indivision avec ma sœur. En est-elle également propriétaire ?" height="836" width="1253"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/20/ceab7ec90ad1c7fe602dfb12326b1afa16de83aab91628d6b88b2ced1e753ae8.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/20/ceab7ec90ad1c7fe602dfb12326b1afa16de83aab91628d6b88b2ced1e753ae8.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/20/ceab7ec90ad1c7fe602dfb12326b1afa16de83aab91628d6b88b2ced1e753ae8.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="J’ai fait construire ma maison sur une parcelle en indivision avec ma sœur. En est-elle également propriétaire ?" height="836" width="1253"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Les rédactions du Particulier vous apportent leur expertise sur les questions réglementaires, fiscales ou financières pour vous aider dans vos démarches. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-big-picture" data-content-name="article" data-fgtcs-blocklinks="ventre" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_120973/retraite-de-base/retraite-le-bareme-des-rachats-de-trimestre-pour-2025-20250124" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Retraite : le barème des rachats de trimestre pour 2025</h2> </a> <figure class="fig-ranking-profile-media-big-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/376x212_crop/2025/01/21/b0aedb164c7b3f4a5215f69a107c8a5333c3446550fe7fe0932b04e62f1347f4.jpg 376w, https://i.f1g.fr/media/cms/404x227_crop/2025/01/21/b0aedb164c7b3f4a5215f69a107c8a5333c3446550fe7fe0932b04e62f1347f4.jpg 404w" sizes="(min-width: 64em) 376px, (min-width: 48em) 404px, calc(100vw - 32px)" class="fig-img fig-ranking-profile-media-big-picture__photo" alt="Retraite : le barème des rachats de trimestre pour 2025" height="1993" width="3000"/><noscript><img srcset="https://i.f1g.fr/media/cms/376x212_crop/2025/01/21/b0aedb164c7b3f4a5215f69a107c8a5333c3446550fe7fe0932b04e62f1347f4.jpg 376w, https://i.f1g.fr/media/cms/404x227_crop/2025/01/21/b0aedb164c7b3f4a5215f69a107c8a5333c3446550fe7fe0932b04e62f1347f4.jpg 404w" sizes="(min-width: 64em) 376px, (min-width: 48em) 404px, calc(100vw - 32px)" class="fig-img--complete fig-img fig-ranking-profile-media-big-picture__photo" alt="Retraite : le barème des rachats de trimestre pour 2025" height="1993" width="3000"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Le prix de rachat des trimestres de cotisation à la retraite de base vient d’être publié par la Caisse nationale d’assurance vieillesse (Cnav) pour l’année 2025. Comme chaque année, il tient compte de l’âge et du salaire de l’assuré. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture fig-ranking-profile--premium " data-content-name="article" data-fgtcs-blocklinks="ventre" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_124021/entreprise-individuelle/salaries-et-si-vous-finissiez-votre-carriere-en-tant-qu-independant-20250124" class="fig-ranking-profile-link" aria-label="Salariés : et si vous finissiez votre carrière en tant qu’indépendant ? (article Premium)" title="Salariés : et si vous finissiez votre carrière en tant qu’indépendant ? (article Premium)" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline fig-premium-mark " >Salariés : et si vous finissiez votre carrière en tant qu’indépendant ?</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/20/debf2a4bade1f08c4984b30979e0bb5008290931213a5acbf74646db7d7a2c93.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/20/debf2a4bade1f08c4984b30979e0bb5008290931213a5acbf74646db7d7a2c93.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/20/debf2a4bade1f08c4984b30979e0bb5008290931213a5acbf74646db7d7a2c93.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="Salariés : et si vous finissiez votre carrière en tant qu’indépendant ?" height="1333" width="2000"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/20/debf2a4bade1f08c4984b30979e0bb5008290931213a5acbf74646db7d7a2c93.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/20/debf2a4bade1f08c4984b30979e0bb5008290931213a5acbf74646db7d7a2c93.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/20/debf2a4bade1f08c4984b30979e0bb5008290931213a5acbf74646db7d7a2c93.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="Salariés : et si vous finissiez votre carrière en tant qu’indépendant ?" height="1333" width="2000"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Vous songez à quitter le salariat et envisagez de mettre à profit vos compétences en étant microentrepreneur ? C’est tentant, mais attention aux conséquences sur votre retraite. Nos conseils pour limiter l’impact de ce virage. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture fig-ranking-profile--premium " data-content-name="article" data-fgtcs-blocklinks="ventre" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_111988/economies-d-energie/electricite-la-baisse-des-tarifs-reglementes-au-1er-fevrier-2025-est-actee-20250124" class="fig-ranking-profile-link" aria-label="Électricité : la baisse des tarifs réglementés au 1er février 2025 est actée (article Premium)" title="Électricité : la baisse des tarifs réglementés au 1er février 2025 est actée (article Premium)" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline fig-premium-mark " >Électricité : la baisse des tarifs réglementés au 1<sup>er</sup> février 2025 est actée</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/20/6b93c11d40c981e80b82822da7f19a22fd24d800c7ee5fb6d171c22bc3c910be.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/20/6b93c11d40c981e80b82822da7f19a22fd24d800c7ee5fb6d171c22bc3c910be.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/20/6b93c11d40c981e80b82822da7f19a22fd24d800c7ee5fb6d171c22bc3c910be.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="Électricité : la baisse des tarifs réglementés au 1er février 2025 est actée" height="836" width="1254"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/20/6b93c11d40c981e80b82822da7f19a22fd24d800c7ee5fb6d171c22bc3c910be.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/20/6b93c11d40c981e80b82822da7f19a22fd24d800c7ee5fb6d171c22bc3c910be.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/20/6b93c11d40c981e80b82822da7f19a22fd24d800c7ee5fb6d171c22bc3c910be.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="Électricité : la baisse des tarifs réglementés au 1er février 2025 est actée" height="836" width="1254"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Malgré la hausse de certaines taxes, le prix de l’électricité va baisser de 15 % dès le 1<sup>er</sup> février 2025. À condition d’avoir souscrit une offre au tarif réglementé ou indexé sur celui-ci. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture " data-content-name="article" data-fgtcs-blocklinks="ventre" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_121039/famille/ce-qui-change-avec-la-hausse-du-plafond-de-la-securite-sociale-en-2025-pour-vos-retraites-vos-impots-20250123" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Ce qui change avec la hausse du plafond de la sécurité sociale en 2025 pour vos retraites, vos impôts…</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/23/9196f978c88c757c423eeca306f84d3908df5ee9d0fdddf8ea2b478e0fa6c447.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/23/9196f978c88c757c423eeca306f84d3908df5ee9d0fdddf8ea2b478e0fa6c447.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/23/9196f978c88c757c423eeca306f84d3908df5ee9d0fdddf8ea2b478e0fa6c447.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="Ce qui change avec la hausse du plafond de la sécurité sociale en 2025 pour vos retraites, vos impôts…" height="1957" width="3000"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/23/9196f978c88c757c423eeca306f84d3908df5ee9d0fdddf8ea2b478e0fa6c447.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/23/9196f978c88c757c423eeca306f84d3908df5ee9d0fdddf8ea2b478e0fa6c447.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/23/9196f978c88c757c423eeca306f84d3908df5ee9d0fdddf8ea2b478e0fa6c447.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="Ce qui change avec la hausse du plafond de la sécurité sociale en 2025 pour vos retraites, vos impôts…" height="1957" width="3000"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Revalorisé de près de 1,6 % par rapport à l’an dernier, le plafond de la Sécurité sociale est fixé à 3 925 € par mois pour 2025 (contre 3 864 € en 2024). Cette hausse influe sur le calcul de certaines cotisations et de diverses prestations sociales. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture " data-content-name="article" data-fgtcs-blocklinks="ventre" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_121028/banque/escroqueries-en-ligne-tous-les-moyens-sont-bons-20250124" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Escroqueries en ligne : tous les moyens sont bons</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/21/396947df009fa764a70ff61d7deebe19a946e573af858f87fe8022e8c061795d.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/21/396947df009fa764a70ff61d7deebe19a946e573af858f87fe8022e8c061795d.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/21/396947df009fa764a70ff61d7deebe19a946e573af858f87fe8022e8c061795d.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="Escroqueries en ligne : tous les moyens sont bons" height="2003" width="3000"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/21/396947df009fa764a70ff61d7deebe19a946e573af858f87fe8022e8c061795d.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/21/396947df009fa764a70ff61d7deebe19a946e573af858f87fe8022e8c061795d.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/21/396947df009fa764a70ff61d7deebe19a946e573af858f87fe8022e8c061795d.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="Escroqueries en ligne : tous les moyens sont bons" height="2003" width="3000"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Les tentatives d’escroquerie par e-mail, sur de faux sites internet ou les réseaux sociaux se multiplient. La meilleure parade reste de s’informer sur les méthodes utilisées pour ne pas se laisser surprendre. Suivez nos conseils pour vous protéger et savoir réagir en cas de mésaventure. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture " data-content-name="article" data-fgtcs-blocklinks="ventre" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_112149/location/immobilier-les-passoires-thermiques-sont-interdites-a-la-location-20250123" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Immobilier : les passoires thermiques sont interdites à la location</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/21/f92c406427bfa6c77908c07f1d880370145b1647682e54f932702cbea6026f32.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/21/f92c406427bfa6c77908c07f1d880370145b1647682e54f932702cbea6026f32.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/21/f92c406427bfa6c77908c07f1d880370145b1647682e54f932702cbea6026f32.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="Immobilier : les passoires thermiques sont interdites à la location" height="1855" width="3000"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/21/f92c406427bfa6c77908c07f1d880370145b1647682e54f932702cbea6026f32.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/21/f92c406427bfa6c77908c07f1d880370145b1647682e54f932702cbea6026f32.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/21/f92c406427bfa6c77908c07f1d880370145b1647682e54f932702cbea6026f32.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="Immobilier : les passoires thermiques sont interdites à la location" height="1855" width="3000"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Depuis le 1<sup>er</sup> janvier 2025, les logements classés G au diagnostic de performance énergétique (DPE) ne peuvent plus être mis en location par leurs propriétaires. Et les DPE réalisés avant juillet 2021 ne sont plus valables. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture fig-ranking-profile--premium " data-content-name="article" data-fgtcs-blocklinks="ventre" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_115478/assurances/peut-on-faire-confiance-aux-experts-envoyes-par-les-assureurs-20250123" class="fig-ranking-profile-link" aria-label="Peut-on faire confiance aux experts envoyés par les assureurs ? (article Premium)" title="Peut-on faire confiance aux experts envoyés par les assureurs ? (article Premium)" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline fig-premium-mark " >Peut-on faire confiance aux experts envoyés par les assureurs ?</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/21/90e7ff281750a7fca43aa32400bb6194a37bedeb2e7c52e0af9479298e23065d.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/21/90e7ff281750a7fca43aa32400bb6194a37bedeb2e7c52e0af9479298e23065d.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/21/90e7ff281750a7fca43aa32400bb6194a37bedeb2e7c52e0af9479298e23065d.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="Peut-on faire confiance aux experts envoyés par les assureurs ?" height="2000" width="3000"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/21/90e7ff281750a7fca43aa32400bb6194a37bedeb2e7c52e0af9479298e23065d.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/21/90e7ff281750a7fca43aa32400bb6194a37bedeb2e7c52e0af9479298e23065d.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/21/90e7ff281750a7fca43aa32400bb6194a37bedeb2e7c52e0af9479298e23065d.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="Peut-on faire confiance aux experts envoyés par les assureurs ?" height="2000" width="3000"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> En matière de multirisque habitation, les experts mandatés sont de plus en plus contestés par les assurés. Ils leur reprochent un manque de transparence et de compétence, jusqu’à les soupçonner d’allégeance. Un décret entré en vigueur le 1<sup>er</sup> janvier 2025 vient encadrer la profession. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-big-picture" data-content-name="article" data-fgtcs-blocklinks="ventre" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_120793/succession/le-bareme-des-droits-de-succession-et-de-donation-pour-2025-20250122" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Le barème des droits de succession et de donation pour 2025</h2> </a> <figure class="fig-ranking-profile-media-big-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/376x212_crop/2025/01/21/bd0c336e27067ebe55f20fd149031d5f8da468e48b0e991e785f065fdd40a9ee.jpg 376w, https://i.f1g.fr/media/cms/404x227_crop/2025/01/21/bd0c336e27067ebe55f20fd149031d5f8da468e48b0e991e785f065fdd40a9ee.jpg 404w" sizes="(min-width: 64em) 376px, (min-width: 48em) 404px, calc(100vw - 32px)" class="fig-img fig-ranking-profile-media-big-picture__photo" alt="Le barème des droits de succession et de donation pour 2025" height="1993" width="3000"/><noscript><img srcset="https://i.f1g.fr/media/cms/376x212_crop/2025/01/21/bd0c336e27067ebe55f20fd149031d5f8da468e48b0e991e785f065fdd40a9ee.jpg 376w, https://i.f1g.fr/media/cms/404x227_crop/2025/01/21/bd0c336e27067ebe55f20fd149031d5f8da468e48b0e991e785f065fdd40a9ee.jpg 404w" sizes="(min-width: 64em) 376px, (min-width: 48em) 404px, calc(100vw - 32px)" class="fig-img--complete fig-img fig-ranking-profile-media-big-picture__photo" alt="Le barème des droits de succession et de donation pour 2025" height="1993" width="3000"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Pour calculer les droits dus au fisc en cas de donation ou d’héritage, il faut se référer au barème légal qui tient compte du degré de parenté et de la somme en jeu. Des abattements et des exonérations permettent toutefois d’abaisser la note à payer. Malgré l’absence de loi finances cette année, plusieurs changements sont à noter pour 2025. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture fig-ranking-profile--premium " data-content-name="article" data-fgtcs-blocklinks="ventre" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_115478/assurances/meme-s-il-ecarte-sa-responsabilite-vous-pouvez-attaquer-votre-club-de-sport-en-cas-de-vol-pendant-votre-seance-20250122" class="fig-ranking-profile-link" aria-label="Même s’il écarte sa responsabilité, vous pouvez attaquer votre club de sport en cas de vol pendant votre séance (article Premium)" title="Même s’il écarte sa responsabilité, vous pouvez attaquer votre club de sport en cas de vol pendant votre séance (article Premium)" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline fig-premium-mark " >Même s’il écarte sa responsabilité, vous pouvez attaquer votre club de sport en cas de vol pendant votre séance</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/21/ce61b848e786296f9702280425db0f18eac6592a3ed5185fcd889863c74d5fef.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/21/ce61b848e786296f9702280425db0f18eac6592a3ed5185fcd889863c74d5fef.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/21/ce61b848e786296f9702280425db0f18eac6592a3ed5185fcd889863c74d5fef.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="Même s’il écarte sa responsabilité, vous pouvez attaquer votre club de sport en cas de vol pendant votre séance" height="2009" width="3000"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/21/ce61b848e786296f9702280425db0f18eac6592a3ed5185fcd889863c74d5fef.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/21/ce61b848e786296f9702280425db0f18eac6592a3ed5185fcd889863c74d5fef.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/21/ce61b848e786296f9702280425db0f18eac6592a3ed5185fcd889863c74d5fef.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="Même s’il écarte sa responsabilité, vous pouvez attaquer votre club de sport en cas de vol pendant votre séance" height="2009" width="3000"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Les vestiaires des salles de sport sont des endroits propices aux vols. Si vous en êtes victime, ne vous laissez pas abuser par l’exclusion de responsabilité mentionnée dans votre contrat. Vous pouvez obtenir réparation. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture fig-ranking-profile--premium " data-content-name="article" data-fgtcs-blocklinks="ventre" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_120793/succession/mon-frere-a-siphonne-plus-de-300-000-euros-de-la-succession-comment-se-defendre-face-a-un-detournement-d-heritage-20250121" class="fig-ranking-profile-link" aria-label="« Mon frère a siphonné plus de 300 000 euros sur la succession » : comment se défendre face au détournement d’héritage ? (article Premium)" title="« Mon frère a siphonné plus de 300 000 euros sur la succession » : comment se défendre face au détournement d’héritage ? (article Premium)" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline fig-premium-mark " >« Mon frère a siphonné plus de 300 000 euros sur la succession » : comment se défendre face au détournement d’héritage ?</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/16/d9cfcd4724a0c892305435d8520458f967b2cb80767138de73a4d99a2198bc55.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/16/d9cfcd4724a0c892305435d8520458f967b2cb80767138de73a4d99a2198bc55.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/16/d9cfcd4724a0c892305435d8520458f967b2cb80767138de73a4d99a2198bc55.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="« Mon frère a siphonné plus de 300 000 euros sur la succession » : comment se défendre face au détournement d’héritage ?" height="2000" width="3000"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2025/01/16/d9cfcd4724a0c892305435d8520458f967b2cb80767138de73a4d99a2198bc55.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2025/01/16/d9cfcd4724a0c892305435d8520458f967b2cb80767138de73a4d99a2198bc55.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2025/01/16/d9cfcd4724a0c892305435d8520458f967b2cb80767138de73a4d99a2198bc55.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="« Mon frère a siphonné plus de 300 000 euros sur la succession » : comment se défendre face au détournement d’héritage ?" height="2000" width="3000"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Quand un héritier détourne des biens faisant partie de la succession, au détriment des autres, il se rend coupable de recel successoral. 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