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Lower Credit Card Fees

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class="bottom-bun"></div> </div> </div> </button> </div> </div> <div class="header-display-mobile" data-content-field="site-title"> <!-- Social --> <!-- Title and nav wrapper --> <div class="header-title-nav-wrapper"> <!-- Title --> <div class=" header-title " data-animation-role="header-element" > <div class="header-title-text"> <a id="site-title" href="/" data-animation-role="header-element">Lower Credit Card Fees</a> </div> </div> <!-- Nav --> <div class="header-nav"> <div class="header-nav-wrapper"> <nav class="header-nav-list"> <div class="header-nav-item header-nav-item--collection"> <a href="/press" data-animation-role="header-element" > Press </a> </div> </nav> </div> </div> </div> <!-- Actions --> <div class="header-actions header-actions--right"> <div class="showOnMobile"> </div> <div class="showOnDesktop"> </div> <div class="header-actions-action header-actions-action--cta" data-animation-role="header-element"> <a class="btn btn--border theme-btn--primary-inverse 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&quot;action&quot;: { &quot;href&quot;: &quot;https://actionnetwork.org/letters/tell-congress-to-pass-the-credit-card-competition-act&quot;, &quot;buttonText&quot;: &quot;Take Action&quot;, &quot;newWindow&quot;: true }, &quot;showSocial&quot;: false, &quot;socialOptions&quot;: { &quot;socialBorderShape&quot;: &quot;none&quot;, &quot;socialBorderStyle&quot;: &quot;outline&quot;, &quot;socialBorderThickness&quot;: { &quot;unit&quot;: &quot;px&quot;, &quot;value&quot;: 1.0 } }, &quot;menuOverlayAnimation&quot;: &quot;fade&quot;, &quot;cartStyle&quot;: &quot;cart&quot;, &quot;cartText&quot;: &quot;Cart&quot;, &quot;showEmptyCartState&quot;: true, &quot;cartOptions&quot;: { &quot;iconType&quot;: &quot;stroke-1&quot;, &quot;cartBorderShape&quot;: &quot;none&quot;, &quot;cartBorderStyle&quot;: &quot;outline&quot;, &quot;cartBorderThickness&quot;: { &quot;unit&quot;: &quot;px&quot;, &quot;value&quot;: 1.0 } }, &quot;showButton&quot;: true, &quot;showCart&quot;: false, 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&quot;SITE_PALETTE_COLOR&quot;, &quot;sitePaletteColor&quot;: { &quot;colorName&quot;: &quot;white&quot;, &quot;alphaModifier&quot;: 1.0 } }, &quot;navigationColor&quot;: { &quot;type&quot;: &quot;SITE_PALETTE_COLOR&quot;, &quot;sitePaletteColor&quot;: { &quot;colorName&quot;: &quot;black&quot;, &quot;alphaModifier&quot;: 1.0 } } }, &quot;dropShadowOptions&quot;: { &quot;enabled&quot;: false, &quot;blur&quot;: { &quot;unit&quot;: &quot;px&quot;, &quot;value&quot;: 12.0 }, &quot;spread&quot;: { &quot;unit&quot;: &quot;px&quot;, &quot;value&quot;: 0.0 }, &quot;distance&quot;: { &quot;unit&quot;: &quot;px&quot;, &quot;value&quot;: 12.0 } }, &quot;borderOptions&quot;: { &quot;enabled&quot;: false, &quot;position&quot;: &quot;allSides&quot;, &quot;thickness&quot;: { &quot;unit&quot;: &quot;px&quot;, &quot;value&quot;: 4.0 }, &quot;color&quot;: { &quot;type&quot;: &quot;SITE_PALETTE_COLOR&quot;, &quot;sitePaletteColor&quot;: { &quot;colorName&quot;: &quot;black&quot;, &quot;alphaModifier&quot;: 1.0 } } }, &quot;showPromotedElement&quot;: false, &quot;buttonVariant&quot;: &quot;primary&quot;, &quot;blurBackground&quot;: { &quot;enabled&quot;: false, &quot;blurRadius&quot;: { &quot;unit&quot;: &quot;px&quot;, &quot;value&quot;: 12.0 } }, &quot;headerOpacity&quot;: { &quot;unit&quot;: &quot;%&quot;, &quot;value&quot;: 100.0 } }" data-section-id="overlay-nav" data-show-account-login="true" data-test="header-menu"> <div class="header-menu-bg theme-bg--primary"></div> <div class="header-menu-nav"> <nav class="header-menu-nav-list"> <div data-folder="root" class="header-menu-nav-folder"> <div class="header-menu-nav-folder-content"> <!-- Menu Navigation --> <div class="header-menu-nav-wrapper"> <div class="container header-menu-nav-item header-menu-nav-item--collection"> <a href="/press" > <div class="header-menu-nav-item-content"> Press </div> </a> </div> </div> </div> <div class="header-menu-cta"> <a class="theme-btn--primary btn sqs-button-element--primary" href="https://actionnetwork.org/letters/tell-congress-to-pass-the-credit-card-competition-act" target="_blank" > Take Action </a> </div> </div> </nav> </div> </div> </header> <main id="page" class="container" role="main"> <article class="sections" id="sections" data-page-sections="655286ab08cac910463eb6ec"> <section data-test="page-section" data-section-theme="black" class='page-section full-bleed-section layout-engine-section background-width--full-bleed section-height--small content-width--wide horizontal-alignment--center vertical-alignment--middle black' data-section-id="655286ab08cac910463eb6f0" data-controller="SectionWrapperController" data-current-styles="{ &quot;imageOverlayOpacity&quot;: 0.1, &quot;backgroundWidth&quot;: &quot;background-width--full-bleed&quot;, &quot;sectionHeight&quot;: &quot;section-height--small&quot;, &quot;customSectionHeight&quot;: 11, &quot;horizontalAlignment&quot;: &quot;horizontal-alignment--center&quot;, &quot;verticalAlignment&quot;: &quot;vertical-alignment--middle&quot;, &quot;contentWidth&quot;: &quot;content-width--wide&quot;, &quot;customContentWidth&quot;: 50, &quot;sectionTheme&quot;: &quot;black&quot;, &quot;sectionAnimation&quot;: &quot;none&quot;, &quot;backgroundMode&quot;: &quot;image&quot; }" data-current-context="{ &quot;video&quot;: { &quot;playbackSpeed&quot;: 0.5, &quot;filter&quot;: 1, &quot;filterStrength&quot;: 0, &quot;zoom&quot;: 0, &quot;videoSourceProvider&quot;: &quot;none&quot; }, &quot;backgroundImageId&quot;: null, &quot;backgroundMediaEffect&quot;: { &quot;type&quot;: &quot;none&quot; }, &quot;divider&quot;: null, &quot;typeName&quot;: &quot;page&quot; }" data-animation="none" data-fluid-engine-section > <div class="section-border" > <div class="section-background"> </div> </div> <div class='content-wrapper' style=' ' > <div class="content" > <div data-fluid-engine="true"><style> .fe-655286ab08cac910463eb6ef { --grid-gutter: calc(var(--sqs-mobile-site-gutter, 6vw) - 11.0px); --cell-max-width: calc( ( var(--sqs-site-max-width, 1500px) - (11.0px * (8 - 1)) ) / 8 ); display: grid; position: relative; grid-area: 1/1/-1/-1; grid-template-rows: repeat(6,minmax(24px, auto)); grid-template-columns: minmax(var(--grid-gutter), 1fr) repeat(8, minmax(0, var(--cell-max-width))) minmax(var(--grid-gutter), 1fr); row-gap: 11.0px; column-gap: 11.0px; } @media (min-width: 768px) { .background-width--inset .fe-655286ab08cac910463eb6ef { --inset-padding: calc(var(--sqs-site-gutter) * 2); } .fe-655286ab08cac910463eb6ef { --grid-gutter: calc(var(--sqs-site-gutter, 4vw) - 11.0px); --cell-max-width: calc( ( var(--sqs-site-max-width, 1500px) - (11.0px * (24 - 1)) ) / 24 ); --inset-padding: 0vw; --row-height-scaling-factor: 0.0215; --container-width: min(var(--sqs-site-max-width, 1500px), calc(100vw - var(--sqs-site-gutter, 4vw) * 2 - var(--inset-padding) )); grid-template-rows: repeat(7,minmax(calc(var(--container-width) * var(--row-height-scaling-factor)), auto)); grid-template-columns: minmax(var(--grid-gutter), 1fr) repeat(24, minmax(0, var(--cell-max-width))) minmax(var(--grid-gutter), 1fr); } } .fe-block-0294c8515b5b7b1d7b13 { grid-area: 1/2/5/10; z-index: 0; @media (max-width: 767px) { } } .fe-block-0294c8515b5b7b1d7b13 .sqs-block { justify-content: center; } .fe-block-0294c8515b5b7b1d7b13 .sqs-block-alignment-wrapper { align-items: center; } @media (min-width: 768px) { .fe-block-0294c8515b5b7b1d7b13 { grid-area: 1/5/7/23; z-index: 0; } .fe-block-0294c8515b5b7b1d7b13 .sqs-block { justify-content: center; } .fe-block-0294c8515b5b7b1d7b13 .sqs-block-alignment-wrapper { align-items: center; } } </style><div class="fluid-engine fe-655286ab08cac910463eb6ef"><div class="fe-block fe-block-0294c8515b5b7b1d7b13"><div class="sqs-block html-block sqs-block-html" data-blend-mode="NORMAL" data-block-type="2" data-border-radii="&#123;&quot;topLeft&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;,&quot;topRight&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;,&quot;bottomLeft&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;,&quot;bottomRight&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;&#125;" id="block-0294c8515b5b7b1d7b13"><div class="sqs-block-content"> <div class="sqs-html-content"> <h2 style="text-align:center;white-space:pre-wrap;"><span class="sqsrte-text-color--accent">Pass the Credit Card Competition Act!</span></h2> </div> </div></div></div></div></div> </div> </div> </section> <section data-test="page-section" data-section-theme="" class='page-section full-bleed-section layout-engine-section background-width--full-bleed section-height--small content-width--wide horizontal-alignment--center vertical-alignment--middle ' data-section-id="655286ab08cac910463eb6f4" data-controller="SectionWrapperController" data-current-styles="{ &quot;imageOverlayOpacity&quot;: 0.15, &quot;backgroundWidth&quot;: &quot;background-width--full-bleed&quot;, &quot;sectionHeight&quot;: &quot;section-height--small&quot;, &quot;customSectionHeight&quot;: 45, &quot;horizontalAlignment&quot;: &quot;horizontal-alignment--center&quot;, &quot;verticalAlignment&quot;: &quot;vertical-alignment--middle&quot;, &quot;contentWidth&quot;: &quot;content-width--wide&quot;, &quot;customContentWidth&quot;: 50, &quot;sectionTheme&quot;: &quot;&quot;, &quot;sectionAnimation&quot;: &quot;none&quot;, &quot;backgroundMode&quot;: &quot;image&quot; }" data-current-context="{ &quot;video&quot;: { &quot;playbackSpeed&quot;: 0.5, &quot;filter&quot;: 1, &quot;filterStrength&quot;: 0, &quot;zoom&quot;: 0, &quot;videoSourceProvider&quot;: &quot;none&quot; }, &quot;backgroundImageId&quot;: null, &quot;backgroundMediaEffect&quot;: null, &quot;divider&quot;: null, &quot;typeName&quot;: &quot;page&quot; }" data-animation="none" data-fluid-engine-section > <div class="section-border" > <div class="section-background"> </div> </div> <div class='content-wrapper' style=' ' > <div class="content" > <div data-fluid-engine="true"><style> .fe-655286ab08cac910463eb6f3 { --grid-gutter: calc(var(--sqs-mobile-site-gutter, 6vw) - 11.0px); --cell-max-width: calc( ( var(--sqs-site-max-width, 1500px) - (11.0px * (8 - 1)) ) / 8 ); display: grid; position: relative; grid-area: 1/1/-1/-1; grid-template-rows: repeat(18,minmax(24px, auto)); grid-template-columns: minmax(var(--grid-gutter), 1fr) repeat(8, minmax(0, var(--cell-max-width))) minmax(var(--grid-gutter), 1fr); row-gap: 11.0px; column-gap: 11.0px; } @media (min-width: 768px) { .background-width--inset .fe-655286ab08cac910463eb6f3 { --inset-padding: calc(var(--sqs-site-gutter) * 2); } .fe-655286ab08cac910463eb6f3 { --grid-gutter: calc(var(--sqs-site-gutter, 4vw) - 11.0px); --cell-max-width: calc( ( var(--sqs-site-max-width, 1500px) - (11.0px * (24 - 1)) ) / 24 ); --inset-padding: 0vw; --row-height-scaling-factor: 0.0215; --container-width: min(var(--sqs-site-max-width, 1500px), calc(100vw - var(--sqs-site-gutter, 4vw) * 2 - var(--inset-padding) )); grid-template-rows: repeat(17,minmax(calc(var(--container-width) * var(--row-height-scaling-factor)), auto)); grid-template-columns: minmax(var(--grid-gutter), 1fr) repeat(24, minmax(0, var(--cell-max-width))) minmax(var(--grid-gutter), 1fr); } } .fe-block-4d9aa6e58b7b6e9b830a { grid-area: 1/2/15/10; z-index: 0; @media (max-width: 767px) { } } .fe-block-4d9aa6e58b7b6e9b830a .sqs-block { justify-content: center; } .fe-block-4d9aa6e58b7b6e9b830a .sqs-block-alignment-wrapper { align-items: center; } @media (min-width: 768px) { .fe-block-4d9aa6e58b7b6e9b830a { grid-area: 1/2/7/26; z-index: 0; } .fe-block-4d9aa6e58b7b6e9b830a .sqs-block { justify-content: center; } .fe-block-4d9aa6e58b7b6e9b830a .sqs-block-alignment-wrapper { align-items: center; } } .fe-block-yui_3_17_2_1_1699964509984_86461 { grid-area: 15/2/17/10; z-index: 5; @media (max-width: 767px) { } } .fe-block-yui_3_17_2_1_1699964509984_86461 .sqs-block { justify-content: flex-start; } .fe-block-yui_3_17_2_1_1699964509984_86461 .sqs-block-alignment-wrapper { align-items: flex-start; } @media (min-width: 768px) { .fe-block-yui_3_17_2_1_1699964509984_86461 { grid-area: 8/4/12/24; z-index: 5; } .fe-block-yui_3_17_2_1_1699964509984_86461 .sqs-block { justify-content: flex-start; } .fe-block-yui_3_17_2_1_1699964509984_86461 .sqs-block-alignment-wrapper { align-items: flex-start; } } .fe-block-yui_3_17_2_1_1699907763222_23316 { grid-area: 17/2/19/10; z-index: 2; @media (max-width: 767px) { } } .fe-block-yui_3_17_2_1_1699907763222_23316 .sqs-block { justify-content: flex-start; } .fe-block-yui_3_17_2_1_1699907763222_23316 .sqs-block-alignment-wrapper { align-items: flex-start; } @media (min-width: 768px) { .fe-block-yui_3_17_2_1_1699907763222_23316 { grid-area: 13/3/18/25; z-index: 2; } .fe-block-yui_3_17_2_1_1699907763222_23316 .sqs-block { justify-content: flex-start; } .fe-block-yui_3_17_2_1_1699907763222_23316 .sqs-block-alignment-wrapper { align-items: flex-start; } } </style><div class="fluid-engine fe-655286ab08cac910463eb6f3"><div class="fe-block fe-block-4d9aa6e58b7b6e9b830a"><div class="sqs-block html-block sqs-block-html" data-blend-mode="NORMAL" data-block-type="2" data-border-radii="&#123;&quot;topLeft&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;,&quot;topRight&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;,&quot;bottomLeft&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;,&quot;bottomRight&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;&#125;" id="block-4d9aa6e58b7b6e9b830a"><div class="sqs-block-content"> <div class="sqs-html-content"> <h3 style="text-align:center;white-space:pre-wrap;"><span class="sqsrte-text-color--accent">WALL STREET GIANTS ARE RIPPING OFF SMALL BUSINESSES. </span></h3><h3 style="text-align:center;white-space:pre-wrap;"><span class="sqsrte-text-color--accent">OUR COALITION OF workers, small businesses, AND CONSUMERS ARE FIGHTING BACK.</span></h3> </div> </div></div></div><div class="fe-block fe-block-yui_3_17_2_1_1699964509984_86461"><div class="sqs-block html-block sqs-block-html" data-blend-mode="NORMAL" data-block-type="2" data-border-radii="&#123;&quot;topLeft&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;,&quot;topRight&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;,&quot;bottomLeft&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;,&quot;bottomRight&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;&#125;" id="block-yui_3_17_2_1_1699964509984_86461"><div class="sqs-block-content"> <script class="TextAttributes-props" type="application/json">[ { "type": "highlight", "id": "9fe858c8-eef8-4e8c-b1cc-b9b38b8f35e1", "shape": "marker", "isFront": false, "isAnimationEnabled": true, "animation": "draw", "duration": 0.5, "direction": "right", "color": { "type": "SITE_PALETTE_COLOR", "sitePaletteColor": { "colorName": "accent", "alphaModifier": 0.49 } }, "thickness": { "unit": "em", "value": 1.0 }, "linecap": "square" } ]</script> <div class="sqs-html-content"> <p style="text-align:center;white-space:pre-wrap;" class="sqsrte-large"><span class="sqsrte-text-highlight" data-text-attribute-id="9fe858c8-eef8-4e8c-b1cc-b9b38b8f35e1"><span class="sqsrte-text-color--black"><strong>Swipe fees cost the average family more than $1,100 per year. It’s time for Congress to protect consumers, workers and small businesses from Wall Street giants price-gouging us.</strong></span></span></p> </div> </div></div></div><div class="fe-block fe-block-yui_3_17_2_1_1699907763222_23316"><div class="sqs-block html-block sqs-block-html" data-blend-mode="NORMAL" data-block-type="2" data-border-radii="&#123;&quot;topLeft&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;,&quot;topRight&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;,&quot;bottomLeft&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;,&quot;bottomRight&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;&#125;" id="block-yui_3_17_2_1_1699907763222_23316"><div class="sqs-block-content"> <div class="sqs-html-content"> <p style="text-align:center;white-space:pre-wrap;" class=""><strong>In the U.S., 2-4% of every transaction goes to a private credit card network.</strong> These are massively high prices, amounting to <strong>$135 billion paid in credit card swipe fees in 2023</strong>, often the highest cost for any business after labor. Often costs are also passed onto consumers. </p><p style="text-align:center;white-space:pre-wrap;" class="">Why is the price so high? <strong>The answer is monopoly power.</strong> Right now, <strong>Visa and Mastercard, control 83% of the payment card network. Small businesses don’t have a choice.</strong></p> </div> </div></div></div></div></div> </div> </div> </section> <section data-test="page-section" data-section-theme="bright" class='page-section full-bleed-section layout-engine-section background-width--full-bleed section-height--medium content-width--wide horizontal-alignment--center vertical-alignment--middle bright' data-section-id="655286ab08cac910463eb6fa" data-controller="SectionWrapperController" data-current-styles="{ &quot;imageOverlayOpacity&quot;: 0.15, &quot;backgroundWidth&quot;: &quot;background-width--full-bleed&quot;, &quot;sectionHeight&quot;: &quot;section-height--medium&quot;, &quot;customSectionHeight&quot;: 10, &quot;horizontalAlignment&quot;: &quot;horizontal-alignment--center&quot;, &quot;verticalAlignment&quot;: &quot;vertical-alignment--middle&quot;, &quot;contentWidth&quot;: &quot;content-width--wide&quot;, &quot;customContentWidth&quot;: 50, &quot;backgroundColor&quot;: &quot;&quot;, &quot;sectionTheme&quot;: &quot;bright&quot;, &quot;sectionAnimation&quot;: &quot;none&quot;, &quot;backgroundMode&quot;: &quot;image&quot; }" data-current-context="{ &quot;video&quot;: { &quot;playbackSpeed&quot;: 0.5, &quot;filter&quot;: 1, &quot;filterStrength&quot;: 0, &quot;zoom&quot;: 0, &quot;videoSourceProvider&quot;: &quot;none&quot; }, &quot;backgroundImageId&quot;: null, &quot;backgroundMediaEffect&quot;: { &quot;type&quot;: &quot;none&quot; }, &quot;divider&quot;: null, &quot;typeName&quot;: &quot;page&quot; }" data-animation="none" data-fluid-engine-section > <div class="section-border" > <div class="section-background"> </div> </div> <div class='content-wrapper' style=' ' > <div class="content" > <div data-fluid-engine="true"><style> .fe-655286ab08cac910463eb6f9 { --grid-gutter: calc(var(--sqs-mobile-site-gutter, 6vw) - 11.0px); --cell-max-width: calc( ( var(--sqs-site-max-width, 1500px) - (11.0px * (8 - 1)) ) / 8 ); display: grid; position: relative; grid-area: 1/1/-1/-1; grid-template-rows: repeat(6,minmax(24px, auto)); grid-template-columns: minmax(var(--grid-gutter), 1fr) repeat(8, minmax(0, var(--cell-max-width))) minmax(var(--grid-gutter), 1fr); row-gap: 11.0px; column-gap: 11.0px; } @media (min-width: 768px) { .background-width--inset .fe-655286ab08cac910463eb6f9 { --inset-padding: calc(var(--sqs-site-gutter) * 2); } .fe-655286ab08cac910463eb6f9 { --grid-gutter: calc(var(--sqs-site-gutter, 4vw) - 11.0px); --cell-max-width: calc( ( var(--sqs-site-max-width, 1500px) - (11.0px * (24 - 1)) ) / 24 ); --inset-padding: 0vw; --row-height-scaling-factor: 0.0215; --container-width: min(var(--sqs-site-max-width, 1500px), calc(100vw - var(--sqs-site-gutter, 4vw) * 2 - var(--inset-padding) )); grid-template-rows: repeat(13,minmax(calc(var(--container-width) * var(--row-height-scaling-factor)), auto)); grid-template-columns: minmax(var(--grid-gutter), 1fr) repeat(24, minmax(0, var(--cell-max-width))) minmax(var(--grid-gutter), 1fr); } } .fe-block-yui_3_17_2_1_1699990512001_23903 { grid-area: 1/2/3/10; z-index: 3; @media (max-width: 767px) { } } .fe-block-yui_3_17_2_1_1699990512001_23903 .sqs-block { justify-content: flex-start; } .fe-block-yui_3_17_2_1_1699990512001_23903 .sqs-block-alignment-wrapper { align-items: flex-start; } @media (min-width: 768px) { .fe-block-yui_3_17_2_1_1699990512001_23903 { grid-area: 1/4/10/24; z-index: 3; } .fe-block-yui_3_17_2_1_1699990512001_23903 .sqs-block { justify-content: flex-start; } .fe-block-yui_3_17_2_1_1699990512001_23903 .sqs-block-alignment-wrapper { align-items: flex-start; } } .fe-block-5b74322a679b704b2c28 { grid-area: 3/2/5/10; z-index: 1; @media (max-width: 767px) { } } .fe-block-5b74322a679b704b2c28 .sqs-block { justify-content: flex-start; } .fe-block-5b74322a679b704b2c28 .sqs-block-alignment-wrapper { align-items: flex-start; } @media (min-width: 768px) { .fe-block-5b74322a679b704b2c28 { grid-area: 10/3/14/16; z-index: 1; } .fe-block-5b74322a679b704b2c28 .sqs-block { justify-content: flex-start; } .fe-block-5b74322a679b704b2c28 .sqs-block-alignment-wrapper { align-items: flex-start; } } .fe-block-2abf2ea27bbff31a9fc8 { grid-area: 5/2/7/10; z-index: 2; @media (max-width: 767px) { } } .fe-block-2abf2ea27bbff31a9fc8 .sqs-block { justify-content: center; } .fe-block-2abf2ea27bbff31a9fc8 .sqs-block-alignment-wrapper { align-items: center; } @media (min-width: 768px) { .fe-block-2abf2ea27bbff31a9fc8 { grid-area: 10/17/13/24; z-index: 2; } .fe-block-2abf2ea27bbff31a9fc8 .sqs-block { justify-content: center; } .fe-block-2abf2ea27bbff31a9fc8 .sqs-block-alignment-wrapper { align-items: center; } } </style><div class="fluid-engine fe-655286ab08cac910463eb6f9"><div class="fe-block fe-block-yui_3_17_2_1_1699990512001_23903"><div class="sqs-block html-block sqs-block-html" data-blend-mode="NORMAL" data-block-type="2" data-border-radii="&#123;&quot;topLeft&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;,&quot;topRight&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;,&quot;bottomLeft&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;,&quot;bottomRight&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;&#125;" id="block-yui_3_17_2_1_1699990512001_23903"><div class="sqs-block-content"> <div class="sqs-html-content"> <h3 style="text-align:center;white-space:pre-wrap;"><strong>We NEED YOUR HELP TO PASS THE CREDIT CARD COMPETITION ACT</strong></h3><p class="sqsrte-large" style="white-space:pre-wrap;"><strong>The bipartisan Credit Card Competition Act would force big credit card companies to lower prices for grocers, convenience stores, restaurants, consumers, and other small businesses, which all overwhelmingly support the Credit Card Competition Act.</strong></p><p class="" data-rte-preserve-empty="true" style="white-space:pre-wrap;"></p> </div> </div></div></div><div class="fe-block fe-block-5b74322a679b704b2c28"><div class="sqs-block html-block sqs-block-html" data-blend-mode="NORMAL" data-block-type="2" data-border-radii="&#123;&quot;topLeft&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;,&quot;topRight&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;,&quot;bottomLeft&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;,&quot;bottomRight&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;&#125;" id="block-5b74322a679b704b2c28"><div class="sqs-block-content"> <div class="sqs-html-content"> <p style="text-align:center;white-space:pre-wrap;" class="">Your representative needs to hear from constituents who are done with being fleeced by Wall Street.</p><p style="text-align:center;white-space:pre-wrap;" class="">Send an email to the your represenative asking them to support the Credit Card Competition Act.</p> </div> </div></div></div><div class="fe-block fe-block-2abf2ea27bbff31a9fc8"><div class="sqs-block button-block sqs-block-button" data-block-type="53" id="block-2abf2ea27bbff31a9fc8"><div class="sqs-block-content"> <div class="sqs-block-button-container sqs-block-button-container--center" data-animation-role="button" data-alignment="center" data-button-size="medium" data-button-type="primary" > <a href="https://actionnetwork.org/letters/tell-congress-to-pass-the-credit-card-competition-act" class="sqs-block-button-element--medium sqs-button-element--primary sqs-block-button-element" target="_blank" > CLICK HERE TO SEND A LETTER </a> </div> </div></div></div></div></div> </div> </div> </section> <section data-test="page-section" data-section-theme="" class='page-section full-bleed-section layout-engine-section background-width--full-bleed section-height--medium content-width--wide horizontal-alignment--center vertical-alignment--middle ' data-section-id="6554caf370a0e73dc50f2175" data-controller="SectionWrapperController" data-current-styles="{ &quot;imageOverlayOpacity&quot;: 0.15, &quot;backgroundWidth&quot;: &quot;background-width--full-bleed&quot;, &quot;sectionHeight&quot;: &quot;section-height--medium&quot;, &quot;customSectionHeight&quot;: 1, &quot;horizontalAlignment&quot;: &quot;horizontal-alignment--center&quot;, &quot;verticalAlignment&quot;: &quot;vertical-alignment--middle&quot;, &quot;contentWidth&quot;: &quot;content-width--wide&quot;, &quot;customContentWidth&quot;: 50, &quot;sectionTheme&quot;: &quot;&quot;, &quot;sectionAnimation&quot;: &quot;none&quot;, &quot;backgroundMode&quot;: &quot;image&quot; }" data-current-context="{ &quot;video&quot;: { &quot;playbackSpeed&quot;: 0.5, &quot;filter&quot;: 1, &quot;filterStrength&quot;: 0, &quot;zoom&quot;: 0, &quot;videoSourceProvider&quot;: &quot;none&quot; }, &quot;backgroundImageId&quot;: null, &quot;backgroundMediaEffect&quot;: null, &quot;divider&quot;: null, &quot;typeName&quot;: &quot;page&quot; }" data-animation="none" data-fluid-engine-section > <div class="section-border" > <div class="section-background"> </div> </div> <div class='content-wrapper' style=' ' > <div class="content" > <div data-fluid-engine="true"><style> .fe-6554caf370a0e73dc50f2174 { --grid-gutter: calc(var(--sqs-mobile-site-gutter, 6vw) - 11.0px); --cell-max-width: calc( ( var(--sqs-site-max-width, 1500px) - (11.0px * (8 - 1)) ) / 8 ); display: grid; position: relative; grid-area: 1/1/-1/-1; grid-template-rows: repeat(24,minmax(24px, auto)); grid-template-columns: minmax(var(--grid-gutter), 1fr) repeat(8, minmax(0, var(--cell-max-width))) minmax(var(--grid-gutter), 1fr); row-gap: 11.0px; column-gap: 11.0px; } @media (min-width: 768px) { .background-width--inset .fe-6554caf370a0e73dc50f2174 { --inset-padding: calc(var(--sqs-site-gutter) * 2); } .fe-6554caf370a0e73dc50f2174 { --grid-gutter: calc(var(--sqs-site-gutter, 4vw) - 11.0px); --cell-max-width: calc( ( var(--sqs-site-max-width, 1500px) - (11.0px * (24 - 1)) ) / 24 ); --inset-padding: 0vw; --row-height-scaling-factor: 0.0215; --container-width: min(var(--sqs-site-max-width, 1500px), calc(100vw - var(--sqs-site-gutter, 4vw) * 2 - var(--inset-padding) )); grid-template-rows: repeat(13,minmax(calc(var(--container-width) * var(--row-height-scaling-factor)), auto)); grid-template-columns: minmax(var(--grid-gutter), 1fr) repeat(24, minmax(0, var(--cell-max-width))) minmax(var(--grid-gutter), 1fr); } } .fe-block-ba7bdb36424d5c8af8dd { grid-area: 1/2/11/10; z-index: 0; @media (max-width: 767px) { } } .fe-block-ba7bdb36424d5c8af8dd .sqs-block { justify-content: flex-start; } .fe-block-ba7bdb36424d5c8af8dd .sqs-block-alignment-wrapper { align-items: flex-start; } @media (min-width: 768px) { .fe-block-ba7bdb36424d5c8af8dd { grid-area: 1/7/3/21; z-index: 0; } .fe-block-ba7bdb36424d5c8af8dd .sqs-block { justify-content: flex-start; } .fe-block-ba7bdb36424d5c8af8dd .sqs-block-alignment-wrapper { align-items: flex-start; } } .fe-block-96e745b2f109781433d9 { grid-area: 11/2/17/10; z-index: 1; @media (max-width: 767px) { } } .fe-block-96e745b2f109781433d9 .sqs-block { justify-content: flex-start; } .fe-block-96e745b2f109781433d9 .sqs-block-alignment-wrapper { align-items: flex-start; } @media (min-width: 768px) { .fe-block-96e745b2f109781433d9 { grid-area: 3/1/12/13; z-index: 1; } .fe-block-96e745b2f109781433d9 .sqs-block { justify-content: flex-start; } .fe-block-96e745b2f109781433d9 .sqs-block-alignment-wrapper { align-items: flex-start; } } .fe-block-yui_3_17_2_1_1700070030479_5583 { grid-area: 17/2/25/10; z-index: 2; @media (max-width: 767px) { } } .fe-block-yui_3_17_2_1_1700070030479_5583 .sqs-block { justify-content: flex-start; } .fe-block-yui_3_17_2_1_1700070030479_5583 .sqs-block-alignment-wrapper { align-items: flex-start; } @media (min-width: 768px) { .fe-block-yui_3_17_2_1_1700070030479_5583 { grid-area: 3/14/14/26; z-index: 2; } .fe-block-yui_3_17_2_1_1700070030479_5583 .sqs-block { justify-content: flex-start; } .fe-block-yui_3_17_2_1_1700070030479_5583 .sqs-block-alignment-wrapper { align-items: flex-start; } } </style><div class="fluid-engine fe-6554caf370a0e73dc50f2174"><div class="fe-block fe-block-ba7bdb36424d5c8af8dd"><div class="sqs-block html-block sqs-block-html" data-blend-mode="NORMAL" data-block-type="2" data-border-radii="&#123;&quot;topLeft&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;,&quot;topRight&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;,&quot;bottomLeft&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;,&quot;bottomRight&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;&#125;" id="block-ba7bdb36424d5c8af8dd"><div class="sqs-block-content"> <div class="sqs-html-content"> <h3 style="text-align:center;white-space:pre-wrap;">Small BUsiness TESTIMONIALS</h3> </div> </div></div></div><div class="fe-block fe-block-96e745b2f109781433d9"><div class="sqs-block video-block sqs-block-video" data-block-json="&#123;&quot;blockAnimation&quot;:&quot;none&quot;,&quot;layout&quot;:&quot;caption-hidden&quot;,&quot;overlay&quot;:false,&quot;description&quot;:&#123;&#125;,&quot;isOldBlock&quot;:false,&quot;resolvedBy&quot;:&quot;native&quot;,&quot;nativeVideo&quot;:&quot;6554cb1570a0e73dc50f27a0&quot;&#125;" data-block-type="32" id="block-96e745b2f109781433d9"><div class="sqs-block-content"><div class="intrinsic" style="max-width:100%"><div class="embed-block-wrapper " style="padding-bottom:0.52734375%;"><div class="sqs-native-video" data-config-block-id="96e745b2f109781433d9" data-config-settings="null" data-config-thumbnail="null" data-config-video="&#123;&quot;id&quot;:&quot;6554cb1570a0e73dc50f27a0&quot;,&quot;recordType&quot;:61,&quot;addedOn&quot;:1700055829165,&quot;updatedOn&quot;:1700056452571,&quot;workflowState&quot;:1,&quot;authorId&quot;:&quot;625ffdef95a0ee06ae5133bb&quot;,&quot;systemDataId&quot;:&quot;c6473a9a-0c04-417d-b5e9-b0749e8a3875&quot;,&quot;systemDataVariants&quot;:&quot;2048:1080,682:360&quot;,&quot;systemDataSourceType&quot;:&quot;mp4&quot;,&quot;filename&quot;:&quot;Grocer CCCA.mov&quot;,&quot;body&quot;:null,&quot;likeCount&quot;:0,&quot;commentCount&quot;:0,&quot;publicCommentCount&quot;:0,&quot;commentState&quot;:1,&quot;unsaved&quot;:false,&quot;author&quot;:&#123;&quot;id&quot;:&quot;625ffdef95a0ee06ae5133bb&quot;,&quot;displayName&quot;:&quot;Fight Corporate Monopolies&quot;,&quot;firstName&quot;:&quot;Peter&quot;,&quot;lastName&quot;:&quot;Sarasohn&quot;,&quot;bio&quot;:&quot;&quot;&#125;,&quot;contentType&quot;:&quot;video/mp4&quot;,&quot;structuredContent&quot;:&#123;&quot;_type&quot;:&quot;SqspHostedVideo&quot;,&quot;videoCodec&quot;:&quot;h264&quot;,&quot;audioCodec&quot;:&quot;aac&quot;,&quot;alexandriaUrl&quot;:&quot;https://video.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/c6473a9a-0c04-417d-b5e9-b0749e8a3875/&#123;variant&#125;&quot;,&quot;alexandriaLibraryId&quot;:&quot;655286aa08cac910463eb635&quot;,&quot;aspectRatio&quot;:1.8962962962962964,&quot;durationSeconds&quot;:146.983659&#125;,&quot;videoCodec&quot;:&quot;h264&quot;,&quot;audioCodec&quot;:&quot;aac&quot;,&quot;alexandriaUrl&quot;:&quot;https://video.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/c6473a9a-0c04-417d-b5e9-b0749e8a3875/&#123;variant&#125;&quot;,&quot;alexandriaLibraryId&quot;:&quot;655286aa08cac910463eb635&quot;,&quot;aspectRatio&quot;:1.8962962962962964,&quot;durationSeconds&quot;:146.983659,&quot;items&quot;:[],&quot;pushedServices&quot;:&#123;&#125;,&quot;pendingPushedServices&quot;:&#123;&#125;,&quot;usageId&quot;:&quot;fa54f304-ed20-32b6-b87a-7293d36383c4&quot;,&quot;originalSize&quot;:&quot;2048:1080&quot;,&quot;recordTypeLabel&quot;:&quot;sqsp-hosted-video&quot;&#125;"><div class="native-video-player"></div></div></div></div></div></div></div><div class="fe-block fe-block-yui_3_17_2_1_1700070030479_5583"><div class="sqs-block video-block sqs-block-video" data-block-json="&#123;&quot;blockAnimation&quot;:&quot;none&quot;,&quot;layout&quot;:&quot;caption-hidden&quot;,&quot;overlay&quot;:false,&quot;description&quot;:&#123;&#125;,&quot;isOldBlock&quot;:false,&quot;resolvedBy&quot;:&quot;native&quot;,&quot;nativeVideo&quot;:&quot;6555040d0b4d675611f1bf5b&quot;&#125;" data-block-type="32" id="block-yui_3_17_2_1_1700070030479_5583"><div class="sqs-block-content"><div class="intrinsic" style="max-width:100%"><div class="embed-block-wrapper " style="padding-bottom:0.52734375%;"><div class="sqs-native-video" data-config-block-id="yui_3_17_2_1_1700070030479_5583" data-config-settings="null" data-config-thumbnail="null" data-config-video="&#123;&quot;id&quot;:&quot;6555040d0b4d675611f1bf5b&quot;,&quot;recordType&quot;:61,&quot;addedOn&quot;:1700070413833,&quot;updatedOn&quot;:1700070413833,&quot;authorId&quot;:&quot;625ffdef95a0ee06ae5133bb&quot;,&quot;systemDataId&quot;:&quot;ba80111e-d774-4e05-8223-a66271a18304&quot;,&quot;systemDataVariants&quot;:&quot;2048:1080,682:360&quot;,&quot;systemDataSourceType&quot;:&quot;mp4&quot;,&quot;filename&quot;:&quot;Restaurant CCCA clip.mov&quot;,&quot;body&quot;:null,&quot;likeCount&quot;:0,&quot;commentCount&quot;:0,&quot;publicCommentCount&quot;:0,&quot;commentState&quot;:1,&quot;author&quot;:&#123;&quot;id&quot;:&quot;625ffdef95a0ee06ae5133bb&quot;,&quot;displayName&quot;:&quot;Fight Corporate Monopolies&quot;,&quot;firstName&quot;:&quot;Peter&quot;,&quot;lastName&quot;:&quot;Sarasohn&quot;,&quot;bio&quot;:&quot;&quot;&#125;,&quot;contentType&quot;:&quot;video/mp4&quot;,&quot;structuredContent&quot;:&#123;&quot;_type&quot;:&quot;SqspHostedVideo&quot;,&quot;videoCodec&quot;:&quot;h264&quot;,&quot;audioCodec&quot;:&quot;aac&quot;,&quot;alexandriaUrl&quot;:&quot;https://video.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/ba80111e-d774-4e05-8223-a66271a18304/&#123;variant&#125;&quot;,&quot;alexandriaLibraryId&quot;:&quot;655286aa08cac910463eb635&quot;,&quot;aspectRatio&quot;:1.8962962962962964,&quot;durationSeconds&quot;:151.75&#125;,&quot;videoCodec&quot;:&quot;h264&quot;,&quot;audioCodec&quot;:&quot;aac&quot;,&quot;alexandriaUrl&quot;:&quot;https://video.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/ba80111e-d774-4e05-8223-a66271a18304/&#123;variant&#125;&quot;,&quot;alexandriaLibraryId&quot;:&quot;655286aa08cac910463eb635&quot;,&quot;aspectRatio&quot;:1.8962962962962964,&quot;durationSeconds&quot;:151.75,&quot;items&quot;:[],&quot;pushedServices&quot;:&#123;&#125;,&quot;pendingPushedServices&quot;:&#123;&#125;,&quot;usageId&quot;:&quot;5dd991c9-0608-3428-8f2b-5e8b332bffd8&quot;,&quot;originalSize&quot;:&quot;2048:1080&quot;,&quot;recordTypeLabel&quot;:&quot;sqsp-hosted-video&quot;&#125;"><div class="native-video-player"></div></div></div></div></div></div></div></div></div> </div> </div> </section> <section data-test="page-section" data-section-theme="dark" class='page-section full-bleed-section layout-engine-section background-width--full-bleed section-height--small content-width--wide horizontal-alignment--center vertical-alignment--middle dark' data-section-id="65529bec3840df3ea6b8c9d7" data-controller="SectionWrapperController" data-current-styles="{ &quot;imageOverlayOpacity&quot;: 0.15, &quot;backgroundWidth&quot;: &quot;background-width--full-bleed&quot;, &quot;sectionHeight&quot;: &quot;section-height--small&quot;, &quot;customSectionHeight&quot;: 45, &quot;horizontalAlignment&quot;: &quot;horizontal-alignment--center&quot;, &quot;verticalAlignment&quot;: &quot;vertical-alignment--middle&quot;, &quot;contentWidth&quot;: &quot;content-width--wide&quot;, &quot;customContentWidth&quot;: 50, &quot;sectionTheme&quot;: &quot;dark&quot;, &quot;sectionAnimation&quot;: &quot;none&quot;, &quot;backgroundMode&quot;: &quot;image&quot; }" data-current-context="{ &quot;video&quot;: { &quot;playbackSpeed&quot;: 0.5, &quot;filter&quot;: 1, &quot;filterStrength&quot;: 0, &quot;zoom&quot;: 0, &quot;videoSourceProvider&quot;: &quot;none&quot; }, &quot;backgroundImageId&quot;: null, &quot;backgroundMediaEffect&quot;: { &quot;type&quot;: &quot;none&quot; }, &quot;divider&quot;: { &quot;enabled&quot;: false }, &quot;typeName&quot;: &quot;page&quot; }" data-animation="none" data-fluid-engine-section > <div class="section-border" > <div class="section-background"> </div> </div> <div class='content-wrapper' style=' ' > <div class="content" > <div data-fluid-engine="true"><style> .fe-65529bec3840df3ea6b8c9d6 { --grid-gutter: calc(var(--sqs-mobile-site-gutter, 6vw) - 11.0px); --cell-max-width: calc( ( var(--sqs-site-max-width, 1500px) - (11.0px * (8 - 1)) ) / 8 ); display: grid; position: relative; grid-area: 1/1/-1/-1; grid-template-rows: repeat(23,minmax(24px, auto)); grid-template-columns: minmax(var(--grid-gutter), 1fr) repeat(8, minmax(0, var(--cell-max-width))) minmax(var(--grid-gutter), 1fr); row-gap: 11.0px; column-gap: 11.0px; } @media (min-width: 768px) { .background-width--inset .fe-65529bec3840df3ea6b8c9d6 { --inset-padding: calc(var(--sqs-site-gutter) * 2); } .fe-65529bec3840df3ea6b8c9d6 { --grid-gutter: calc(var(--sqs-site-gutter, 4vw) - 11.0px); --cell-max-width: calc( ( var(--sqs-site-max-width, 1500px) - (11.0px * (24 - 1)) ) / 24 ); --inset-padding: 0vw; --row-height-scaling-factor: 0.0215; --container-width: min(var(--sqs-site-max-width, 1500px), calc(100vw - var(--sqs-site-gutter, 4vw) * 2 - var(--inset-padding) )); grid-template-rows: repeat(39,minmax(calc(var(--container-width) * var(--row-height-scaling-factor)), auto)); grid-template-columns: minmax(var(--grid-gutter), 1fr) repeat(24, minmax(0, var(--cell-max-width))) minmax(var(--grid-gutter), 1fr); } } .fe-block-yui_3_17_2_1_1699907763222_30698 { grid-area: 1/2/3/10; z-index: 2; @media (max-width: 767px) { } } .fe-block-yui_3_17_2_1_1699907763222_30698 .sqs-block { justify-content: flex-start; } .fe-block-yui_3_17_2_1_1699907763222_30698 .sqs-block-alignment-wrapper { align-items: flex-start; } @media (min-width: 768px) { .fe-block-yui_3_17_2_1_1699907763222_30698 { grid-area: 2/2/6/18; z-index: 2; } .fe-block-yui_3_17_2_1_1699907763222_30698 .sqs-block { justify-content: flex-start; } .fe-block-yui_3_17_2_1_1699907763222_30698 .sqs-block-alignment-wrapper { align-items: flex-start; } } .fe-block-c427d9177589cb1d1969 { grid-area: 3/2/17/10; z-index: 0; @media (max-width: 767px) { } } .fe-block-c427d9177589cb1d1969 .sqs-block { justify-content: center; } .fe-block-c427d9177589cb1d1969 .sqs-block-alignment-wrapper { align-items: center; } @media (min-width: 768px) { .fe-block-c427d9177589cb1d1969 { grid-area: 6/3/14/25; z-index: 0; } .fe-block-c427d9177589cb1d1969 .sqs-block { justify-content: center; } .fe-block-c427d9177589cb1d1969 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.fe-block-yui_3_17_2_1_1699964509984_19948 { grid-area: 32/2/34/26; z-index: 3; } .fe-block-yui_3_17_2_1_1699964509984_19948 .sqs-block { justify-content: center; } .fe-block-yui_3_17_2_1_1699964509984_19948 .sqs-block-alignment-wrapper { align-items: center; } } .fe-block-1db1f4d0289cc0a122b1 { grid-area: 21/2/24/10; z-index: 1; @media (max-width: 767px) { } } .fe-block-1db1f4d0289cc0a122b1 .sqs-block { justify-content: center; } .fe-block-1db1f4d0289cc0a122b1 .sqs-block-alignment-wrapper { align-items: center; } @media (min-width: 768px) { .fe-block-1db1f4d0289cc0a122b1 { grid-area: 34/12/40/16; z-index: 1; } .fe-block-1db1f4d0289cc0a122b1 .sqs-block { justify-content: center; } .fe-block-1db1f4d0289cc0a122b1 .sqs-block-alignment-wrapper { align-items: center; } } </style><div class="fluid-engine fe-65529bec3840df3ea6b8c9d6"><div class="fe-block fe-block-yui_3_17_2_1_1699907763222_30698"><div class="sqs-block html-block sqs-block-html" data-blend-mode="NORMAL" data-block-type="2" data-border-radii="&#123;&quot;topLeft&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;,&quot;topRight&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;,&quot;bottomLeft&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;,&quot;bottomRight&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;&#125;" id="block-yui_3_17_2_1_1699907763222_30698"><div class="sqs-block-content"> <div class="sqs-html-content"> <h2 style="white-space:pre-wrap;"><span class="sqsrte-text-color--black">NEW RESEARCH: </span></h2><p class="" style="white-space:pre-wrap;"><span class="sqsrte-text-color--black">FROM ACCOUNTABLE.US</span></p> </div> </div></div></div><div class="fe-block fe-block-c427d9177589cb1d1969"><div class="sqs-block html-block sqs-block-html" data-blend-mode="NORMAL" data-block-type="2" data-border-radii="&#123;&quot;topLeft&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;,&quot;topRight&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;,&quot;bottomLeft&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;,&quot;bottomRight&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;&#125;" id="block-c427d9177589cb1d1969"><div class="sqs-block-content"> <div class="sqs-html-content"> <h3 style="text-align:center;white-space:pre-wrap;">THE CREDIT CARD INDUSTRY &amp; BIG BANKS ARE SPENDING MILLIONS TO PRICE-GOUGE SMALL BUSINESSES</h3><p style="text-align:center;white-space:pre-wrap;" class=""><span class="sqsrte-text-color--white">A </span><a href="https://accountable.us/wp-content/uploads/2024/09/2024-08-30-Credit-Card-Competition-Act-Opponent-Research-FINAL.docx.pdf"><span style="text-decoration:underline"><span class="sqsrte-text-color--white"><strong>new report</strong></span></span><span class="sqsrte-text-color--white"> </span></a><span class="sqsrte-text-color--white">from Accountable.US found that credit card industry trade groups including the Electronic Payments Coalition, giant credit card companies, and Big Banks have spent a combined $80 million to lobby against the Credit Card Competition Act.</span></p> </div> </div></div></div><div class="fe-block fe-block-yui_3_17_2_1_1699964509984_39789"><div class="sqs-block html-block sqs-block-html" data-blend-mode="NORMAL" data-block-type="2" data-border-radii="&#123;&quot;topLeft&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;,&quot;topRight&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;,&quot;bottomLeft&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;,&quot;bottomRight&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;&#125;" id="block-yui_3_17_2_1_1699964509984_39789"><div class="sqs-block-content"> <div class="sqs-html-content"> <p class="" style="white-space:pre-wrap;"><span class="sqsrte-text-color--black">● Since Q3 2023, the <strong>Electronic Payments Coalition</strong> spent <strong>$4.5 million</strong> </span></p><p class="" style="white-space:pre-wrap;"><span class="sqsrte-text-color--black">● Since Q3 2022, <strong>Visa</strong> has spent <strong>$18 million</strong> </span></p><p class="" style="white-space:pre-wrap;"><span class="sqsrte-text-color--black">● Since Q1 2022, <strong>Mastercard</strong> has spent over <strong>$10.7 million</strong></span></p><p class="" style="white-space:pre-wrap;"><span class="sqsrte-text-color--black">● Since Q3 2022, the <strong>American Bankers Association</strong> has spent over <strong>$14.4 million</strong> </span></p><p class="" style="white-space:pre-wrap;"><span class="sqsrte-text-color--black">● Since Q3 2022, the <strong>Independent Community Bankers of America</strong> have spent over <strong>$8.5 million</strong> </span></p><p class="" style="white-space:pre-wrap;"><span class="sqsrte-text-color--black">● Since Q4 2022, <strong>Bank of America</strong> has spent over <strong>$4.3 million</strong> </span></p><p class="" style="white-space:pre-wrap;"><span class="sqsrte-text-color--black">● Since Q3 2022, <strong>Wells Fargo</strong> has spent over <strong>$7.5 million</strong></span></p><p class="" style="white-space:pre-wrap;"><span class="sqsrte-text-color--black">● Since Q2 2022, <strong>JPMorgan Chase</strong> has spent nearly <strong>$4.3 million</strong></span></p><p class="" style="white-space:pre-wrap;"><span class="sqsrte-text-color--black">● Since Q2 2023, <strong>Citigroup</strong> has spent over <strong>$5.4 million</strong></span></p><p class="" style="white-space:pre-wrap;"><span class="sqsrte-text-color--black">● Since Q3 2023, <strong>Capital One </strong>has spent over <strong>$2.8 million</strong></span></p> </div> </div></div></div><div class="fe-block fe-block-yui_3_17_2_1_1699964509984_19948"><div class="sqs-block marquee-block sqs-block-marquee" data-blend-mode="NORMAL" data-block-type="70" data-border-radii="&#123;&quot;topLeft&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;,&quot;topRight&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;,&quot;bottomLeft&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;,&quot;bottomRight&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;&#125;" id="block-yui_3_17_2_1_1699964509984_19948"><div class="sqs-block-content"> <div class="Marquee" style="font-size: 1.5rem; --marquee-font-size-value: 1.5;"> <script class="Marquee-props" type="application/json">{ "marqueeItems": [ { "text": "$80 million spent to hurt small businesses" }, { "text": " " } ], "linkTo": "", "waveFrequency": 4, "waveIntensity": 0, "animationDirection": "left", "animationSpeed": 1.0, "textStyle": "heading-1", "textSize": { "unit": "rem", 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"blur": { "enabled": false, "filterType": "backdrop", "blurRadius": { "unit": "px", "value": 15.0 } } }, "featureFlags": { "useCLDRMoneyFormat": true } }</script> <div class="Marquee-display "> <div class="Marquee-measure"> <h1 class="Marquee-item Marquee-item--text" style="margin-right: 0.5em; font-size: 1.5rem;" > $80 million spent to hurt small businesses </h1> <h1 class="Marquee-item Marquee-item--text" style="margin-right: 0.5em; font-size: 1.5rem;" > </h1> </div> <h1 style="font-size: 1.5rem; --marquee-font-size-value: 1.5;" > <svg class="Marquee-svg" fill="currentColor" aria-hidden="true" > <g class="Marquee-path-group" transform="translate(0, 0)"> <path class="Marquee-path" fill="none" stroke="transparent" stroke-width="0" d="" stroke-dasharray="" /> </g> <text> <textPath class="Marquee-svg-text"></textPath> </text> <text> <textPath class="Marquee-svg-group" visibility="hidden"> <tspan class="Marquee-svg-text">$80 million spent to hurt small businesses</tspan> <tspan class="Marquee-svg-text"> </tspan> </textPath> </text> <g class="Marquee-hitbox" data-hitbox > <g class="Marquee-path-hitbox-group"> <path class="Marquee-path-hitbox" fill="none" stroke="transparent" d="" /> <path class="Marquee-path-hitbox-focus-outline" fill="none" stroke="transparent" stroke-width="2px" d="" /> </g> </g> </svg> <span class="v6-visually-hidden"> $80 million spent to hurt small businesses </span> </h1> <div class="Marquee-track"></div> </div> </div> </div></div></div><div class="fe-block fe-block-1db1f4d0289cc0a122b1"><div class="sqs-block button-block sqs-block-button" data-block-type="53" id="block-1db1f4d0289cc0a122b1"><div class="sqs-block-content"> <div class="sqs-block-button-container sqs-block-button-container--center" data-animation-role="button" data-alignment="center" data-button-size="medium" data-button-type="primary" > <a href="https://accountable.us/wp-content/uploads/2023/11/2023-11-10-Credit-Card-Competition-Act-Opponent-Research-FINAL.docx.pdf" class="sqs-block-button-element--medium sqs-button-element--primary sqs-block-button-element" target="_blank" > READ THE FULL REPORT </a> </div> </div></div></div></div></div> </div> </div> </section> <section data-test="page-section" data-section-theme="black" class='page-section full-bleed-section layout-engine-section background-width--full-bleed section-height--small content-width--wide horizontal-alignment--center vertical-alignment--middle black' data-section-id="65529f76f59229490093f794" data-controller="SectionWrapperController" data-current-styles="{ &quot;imageOverlayOpacity&quot;: 0.15, &quot;backgroundWidth&quot;: &quot;background-width--full-bleed&quot;, &quot;sectionHeight&quot;: &quot;section-height--small&quot;, &quot;customSectionHeight&quot;: 45, &quot;horizontalAlignment&quot;: &quot;horizontal-alignment--center&quot;, &quot;verticalAlignment&quot;: &quot;vertical-alignment--middle&quot;, &quot;contentWidth&quot;: &quot;content-width--wide&quot;, &quot;customContentWidth&quot;: 50, &quot;sectionTheme&quot;: &quot;black&quot;, &quot;sectionAnimation&quot;: &quot;none&quot;, &quot;backgroundMode&quot;: &quot;image&quot; }" data-current-context="{ &quot;video&quot;: { &quot;playbackSpeed&quot;: 0.5, &quot;filter&quot;: 1, &quot;filterStrength&quot;: 0, &quot;zoom&quot;: 0, &quot;videoSourceProvider&quot;: &quot;none&quot; }, &quot;backgroundImageId&quot;: null, &quot;backgroundMediaEffect&quot;: { &quot;type&quot;: &quot;none&quot; }, &quot;divider&quot;: { &quot;enabled&quot;: false }, &quot;typeName&quot;: &quot;page&quot; }" data-animation="none" data-fluid-engine-section > <div class="section-border" > <div class="section-background"> </div> </div> <div class='content-wrapper' style=' ' > <div class="content" > <div data-fluid-engine="true"><style> .fe-65529f76f59229490093f793 { --grid-gutter: calc(var(--sqs-mobile-site-gutter, 6vw) - 11.0px); --cell-max-width: calc( ( var(--sqs-site-max-width, 1500px) - (11.0px * (8 - 1)) ) / 8 ); display: grid; position: relative; grid-area: 1/1/-1/-1; grid-template-rows: repeat(33,minmax(24px, auto)); grid-template-columns: minmax(var(--grid-gutter), 1fr) repeat(8, minmax(0, var(--cell-max-width))) minmax(var(--grid-gutter), 1fr); row-gap: 11.0px; column-gap: 11.0px; } @media (min-width: 768px) { .background-width--inset .fe-65529f76f59229490093f793 { --inset-padding: calc(var(--sqs-site-gutter) * 2); } .fe-65529f76f59229490093f793 { --grid-gutter: calc(var(--sqs-site-gutter, 4vw) - 11.0px); --cell-max-width: calc( ( var(--sqs-site-max-width, 1500px) - (11.0px * (24 - 1)) ) / 24 ); --inset-padding: 0vw; --row-height-scaling-factor: 0.0215; --container-width: min(var(--sqs-site-max-width, 1500px), calc(100vw - var(--sqs-site-gutter, 4vw) * 2 - var(--inset-padding) )); grid-template-rows: repeat(30,minmax(calc(var(--container-width) * var(--row-height-scaling-factor)), auto)); grid-template-columns: minmax(var(--grid-gutter), 1fr) repeat(24, minmax(0, var(--cell-max-width))) minmax(var(--grid-gutter), 1fr); } } .fe-block-d1d0dcbd56c864473775 { grid-area: 1/2/3/10; z-index: 2; @media (max-width: 767px) { } } .fe-block-d1d0dcbd56c864473775 .sqs-block { justify-content: flex-start; } .fe-block-d1d0dcbd56c864473775 .sqs-block-alignment-wrapper { align-items: flex-start; } @media (min-width: 768px) { .fe-block-d1d0dcbd56c864473775 { grid-area: 2/2/8/20; z-index: 2; } .fe-block-d1d0dcbd56c864473775 .sqs-block { justify-content: flex-start; } .fe-block-d1d0dcbd56c864473775 .sqs-block-alignment-wrapper { align-items: flex-start; } } .fe-block-83f4779c1a3ac8ac6105 { grid-area: 3/2/17/10; z-index: 0; @media (max-width: 767px) { } } .fe-block-83f4779c1a3ac8ac6105 .sqs-block { justify-content: center; } .fe-block-83f4779c1a3ac8ac6105 .sqs-block-alignment-wrapper { align-items: center; } @media (min-width: 768px) { .fe-block-83f4779c1a3ac8ac6105 { grid-area: 8/2/26/14; z-index: 0; } .fe-block-83f4779c1a3ac8ac6105 .sqs-block { justify-content: center; } .fe-block-83f4779c1a3ac8ac6105 .sqs-block-alignment-wrapper { align-items: center; } } .fe-block-4477e65762167e2a7688 { grid-area: 17/2/31/10; z-index: 1; @media (max-width: 767px) { } } .fe-block-4477e65762167e2a7688 .sqs-block { justify-content: center; } .fe-block-4477e65762167e2a7688 .sqs-block-alignment-wrapper { align-items: center; } @media (min-width: 768px) { .fe-block-4477e65762167e2a7688 { grid-area: 8/14/26/26; z-index: 1; } .fe-block-4477e65762167e2a7688 .sqs-block { justify-content: center; } .fe-block-4477e65762167e2a7688 .sqs-block-alignment-wrapper { align-items: center; } } .fe-block-9a47ebea0fc8bbe1aea0 { grid-area: 31/2/34/10; z-index: 1; @media (max-width: 767px) { } } .fe-block-9a47ebea0fc8bbe1aea0 .sqs-block { justify-content: center; } .fe-block-9a47ebea0fc8bbe1aea0 .sqs-block-alignment-wrapper { align-items: center; } @media (min-width: 768px) { .fe-block-9a47ebea0fc8bbe1aea0 { grid-area: 25/12/31/16; z-index: 1; } .fe-block-9a47ebea0fc8bbe1aea0 .sqs-block { justify-content: center; } .fe-block-9a47ebea0fc8bbe1aea0 .sqs-block-alignment-wrapper { align-items: center; } } </style><div class="fluid-engine fe-65529f76f59229490093f793"><div class="fe-block fe-block-d1d0dcbd56c864473775"><div class="sqs-block html-block sqs-block-html" data-blend-mode="NORMAL" data-block-type="2" data-border-radii="&#123;&quot;topLeft&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;,&quot;topRight&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;,&quot;bottomLeft&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;,&quot;bottomRight&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;&#125;" id="block-d1d0dcbd56c864473775"><div class="sqs-block-content"> <div class="sqs-html-content"> <h2 style="white-space:pre-wrap;"><span class="sqsrte-text-color--accent">MYTH VS. FACT: CORPORATIONS ARE LYING</span></h2><p class="" style="white-space:pre-wrap;"><span class="sqsrte-text-color--accent">FROM AMERICAN ECONOMIC LIBERTIES PROJECT</span></p> </div> </div></div></div><div class="fe-block fe-block-83f4779c1a3ac8ac6105"><div class="sqs-block html-block sqs-block-html" data-blend-mode="NORMAL" data-block-type="2" data-border-radii="&#123;&quot;topLeft&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;,&quot;topRight&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;,&quot;bottomLeft&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;,&quot;bottomRight&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;&#125;" id="block-83f4779c1a3ac8ac6105"><div class="sqs-block-content"> <script class="TextAttributes-props" type="application/json">[ { "type": "highlight", "id": "b8493484-b41f-42f5-b5af-2cb2e90c9185", "shape": "marker", "isFront": false, "isAnimationEnabled": true, "animation": "draw", "duration": 0.5, "direction": "right", "color": { "type": "SITE_PALETTE_COLOR", "sitePaletteColor": { "colorName": "accent", "alphaModifier": 0.99 } }, "thickness": { "unit": "em", "value": 1.0 }, "linecap": "square" } ]</script> <div class="sqs-html-content"> <p class="sqsrte-large" style="white-space:pre-wrap;"><em>MYTH: Today’s Credit Card Networks Are Competitive, Convenient, and Efficient</em> </p><p class="sqsrte-large" style="white-space:pre-wrap;"><span class="sqsrte-text-highlight" data-text-attribute-id="b8493484-b41f-42f5-b5af-2cb2e90c9185"><strong>FACT: Visa and Mastercard’s Duopoly Hurts Merchants and Burdens Small Businesses</strong></span></p><p class="" data-rte-preserve-empty="true" style="white-space:pre-wrap;"></p><ul data-rte-list="default"><li><p class="" style="white-space:pre-wrap;"><strong><em>Visa and Mastercard’s market power — </em></strong><a href="https://www.durbin.senate.gov/newsroom/press-releases/durbin-marshall-introduce-bipartisan-credit-card-competition-act"><strong><em>83% of the market&nbsp;</em></strong></a><strong><em>— allows them to set market prices and force regular increases. Merchants have no way to negotiate rates, and no choice but to accept Visa and Mastercard networks and their cards.</em></strong></p></li></ul><ul data-rte-list="default"><li><p class="" style="white-space:pre-wrap;"><strong><em>As a result, credit card “swipe fees” have more than doubled over the past decade. In 2022 alone, merchants </em></strong><a href="https://www.supermarketnews.com/consumer-trends/retailers-paid-1264b-credit-card-processing-fees-2022"><strong><em>paid </em></strong></a><strong><em>$126 billion in card processing fees in 2022, a 20% increase over the previous year.</em></strong></p></li></ul> </div> </div></div></div><div class="fe-block fe-block-4477e65762167e2a7688"><div class="sqs-block html-block sqs-block-html" data-blend-mode="NORMAL" data-block-type="2" data-border-radii="&#123;&quot;topLeft&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;,&quot;topRight&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;,&quot;bottomLeft&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;,&quot;bottomRight&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;&#125;" id="block-4477e65762167e2a7688"><div class="sqs-block-content"> <script class="TextAttributes-props" type="application/json">[ { "type": "highlight", "id": "2c7c8d60-2f1b-4be4-a77f-a7f671ea6169", "shape": "marker", "isFront": false, "isAnimationEnabled": true, "animation": "draw", "duration": 0.5, "direction": "right", "color": { "type": "SITE_PALETTE_COLOR", "sitePaletteColor": { "colorName": "accent", "alphaModifier": 1.0 } }, "thickness": { "unit": "em", "value": 1.0 }, "linecap": "square" } ]</script> <div class="sqs-html-content"> <p class="sqsrte-large" style="white-space:pre-wrap;"><em>MYTH: The CCCA Will Eliminate Credit Card Rewards Programs</em></p><p class="sqsrte-large" style="white-space:pre-wrap;"><span class="sqsrte-text-highlight" data-text-attribute-id="2c7c8d60-2f1b-4be4-a77f-a7f671ea6169"><strong>FACT: Credit Card Rewards Will Continue, Even Though They Aren’t Good for Most People or the Economy</strong></span></p><p class="" data-rte-preserve-empty="true" style="white-space:pre-wrap;"></p><ul data-rte-list="default"><li><p class="" style="white-space:pre-wrap;"><strong><em>A study on the effects of the CCCA on credit card rewards programs determined the bill would reduce reward programs by </em></strong><a href="https://cmspi.com/nam/en/resources/content/rewards-margins-are-high-enough-to-withstand-competition/"><strong><em>less than one-tenth of a percent</em></strong></a><strong><em>.</em></strong></p></li><li><p class="" style="white-space:pre-wrap;"><strong><em>Visa and Mastercard operate in Europe, where swipe fees are </em></strong><a href="https://www.reuters.com/article/us-eu-payments-cards/eu-agrees-deal-to-cap-bank-card-payment-fees-idUSKBN0JV2SV20141218"><strong><em>capped at 0.30%</em></strong></a><strong><em> —&nbsp;a tenth of what they often are in the U.S. — and still offer credit card rewards programs there, further undermining claims that lowering swipe fees here will decimate rewards programs.</em></strong></p></li></ul> </div> </div></div></div><div class="fe-block fe-block-9a47ebea0fc8bbe1aea0"><div class="sqs-block button-block sqs-block-button" data-block-type="53" id="block-9a47ebea0fc8bbe1aea0"><div class="sqs-block-content"> <div class="sqs-block-button-container sqs-block-button-container--center" data-animation-role="button" data-alignment="center" data-button-size="medium" data-button-type="primary" > <a href="https://www.economicliberties.us/our-work/myth-vs-fact-the-credit-card-competition-act-ccca-of-2023/" class="sqs-block-button-element--medium sqs-button-element--primary sqs-block-button-element" target="_blank" > READ THE FULL REPORT </a> </div> </div></div></div></div></div> </div> </div> </section> <section data-test="page-section" data-section-theme="dark" class='page-section full-bleed-section layout-engine-section background-width--full-bleed section-height--small content-width--wide horizontal-alignment--center vertical-alignment--middle dark' data-section-id="6553f08192d6d95b640b2492" data-controller="SectionWrapperController" data-current-styles="{ &quot;imageOverlayOpacity&quot;: 0.15, &quot;backgroundWidth&quot;: &quot;background-width--full-bleed&quot;, &quot;sectionHeight&quot;: &quot;section-height--small&quot;, &quot;customSectionHeight&quot;: 45, &quot;horizontalAlignment&quot;: &quot;horizontal-alignment--center&quot;, &quot;verticalAlignment&quot;: &quot;vertical-alignment--middle&quot;, &quot;contentWidth&quot;: &quot;content-width--wide&quot;, &quot;customContentWidth&quot;: 50, &quot;sectionTheme&quot;: &quot;dark&quot;, &quot;sectionAnimation&quot;: &quot;none&quot;, &quot;backgroundMode&quot;: &quot;image&quot; }" data-current-context="{ &quot;video&quot;: { &quot;playbackSpeed&quot;: 0.5, &quot;filter&quot;: 1, &quot;filterStrength&quot;: 0, &quot;zoom&quot;: 0, &quot;videoSourceProvider&quot;: &quot;none&quot; }, &quot;backgroundImageId&quot;: null, &quot;backgroundMediaEffect&quot;: { &quot;type&quot;: &quot;none&quot; }, &quot;divider&quot;: { &quot;enabled&quot;: false }, &quot;typeName&quot;: &quot;page&quot; }" data-animation="none" data-fluid-engine-section > <div class="section-border" > <div class="section-background"> </div> </div> <div class='content-wrapper' style=' ' > <div class="content" > <div data-fluid-engine="true"><style> .fe-6553f08192d6d95b640b2491 { --grid-gutter: calc(var(--sqs-mobile-site-gutter, 6vw) - 11.0px); --cell-max-width: calc( ( var(--sqs-site-max-width, 1500px) - (11.0px * (8 - 1)) ) / 8 ); display: grid; position: relative; grid-area: 1/1/-1/-1; grid-template-rows: repeat(19,minmax(24px, auto)); grid-template-columns: minmax(var(--grid-gutter), 1fr) repeat(8, minmax(0, var(--cell-max-width))) minmax(var(--grid-gutter), 1fr); row-gap: 11.0px; column-gap: 11.0px; } @media (min-width: 768px) { .background-width--inset .fe-6553f08192d6d95b640b2491 { --inset-padding: calc(var(--sqs-site-gutter) * 2); } .fe-6553f08192d6d95b640b2491 { --grid-gutter: calc(var(--sqs-site-gutter, 4vw) - 11.0px); --cell-max-width: calc( ( var(--sqs-site-max-width, 1500px) - (11.0px * (24 - 1)) ) / 24 ); --inset-padding: 0vw; --row-height-scaling-factor: 0.0215; --container-width: min(var(--sqs-site-max-width, 1500px), calc(100vw - var(--sqs-site-gutter, 4vw) * 2 - var(--inset-padding) )); grid-template-rows: repeat(19,minmax(calc(var(--container-width) * var(--row-height-scaling-factor)), auto)); grid-template-columns: minmax(var(--grid-gutter), 1fr) repeat(24, minmax(0, var(--cell-max-width))) minmax(var(--grid-gutter), 1fr); } } .fe-block-3dc937d1ba45f968bbe5 { grid-area: 1/2/3/10; z-index: 2; @media (max-width: 767px) { } } .fe-block-3dc937d1ba45f968bbe5 .sqs-block { justify-content: flex-start; } .fe-block-3dc937d1ba45f968bbe5 .sqs-block-alignment-wrapper { align-items: flex-start; } @media (min-width: 768px) { .fe-block-3dc937d1ba45f968bbe5 { grid-area: 2/2/5/20; z-index: 2; } .fe-block-3dc937d1ba45f968bbe5 .sqs-block { justify-content: flex-start; } .fe-block-3dc937d1ba45f968bbe5 .sqs-block-alignment-wrapper { align-items: flex-start; } } .fe-block-f2cea7fa36fb30911433 { grid-area: 3/2/17/10; z-index: 1; @media (max-width: 767px) { } } .fe-block-f2cea7fa36fb30911433 .sqs-block { justify-content: center; } .fe-block-f2cea7fa36fb30911433 .sqs-block-alignment-wrapper { align-items: center; } @media (min-width: 768px) { .fe-block-f2cea7fa36fb30911433 { grid-area: 5/2/17/26; z-index: 1; } .fe-block-f2cea7fa36fb30911433 .sqs-block { justify-content: center; } .fe-block-f2cea7fa36fb30911433 .sqs-block-alignment-wrapper { align-items: center; } } .fe-block-eb846c8d52257a00e20d { grid-area: 17/2/20/10; z-index: 1; @media (max-width: 767px) { } } .fe-block-eb846c8d52257a00e20d .sqs-block { justify-content: center; } .fe-block-eb846c8d52257a00e20d .sqs-block-alignment-wrapper { align-items: center; } @media (min-width: 768px) { .fe-block-eb846c8d52257a00e20d { grid-area: 15/11/20/17; z-index: 1; } .fe-block-eb846c8d52257a00e20d .sqs-block { justify-content: center; } .fe-block-eb846c8d52257a00e20d .sqs-block-alignment-wrapper { align-items: center; } } </style><div class="fluid-engine fe-6553f08192d6d95b640b2491"><div class="fe-block fe-block-3dc937d1ba45f968bbe5"><div class="sqs-block html-block sqs-block-html" data-blend-mode="NORMAL" data-block-type="2" data-border-radii="&#123;&quot;topLeft&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;,&quot;topRight&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;,&quot;bottomLeft&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;,&quot;bottomRight&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;&#125;" id="block-3dc937d1ba45f968bbe5"><div class="sqs-block-content"> <div class="sqs-html-content"> <h2 style="white-space:pre-wrap;"><span class="sqsrte-text-color--black">CONSUMER IMPACTS:</span></h2> </div> </div></div></div><div class="fe-block fe-block-f2cea7fa36fb30911433"><div class="sqs-block html-block sqs-block-html" data-blend-mode="NORMAL" data-block-type="2" data-border-radii="&#123;&quot;topLeft&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;,&quot;topRight&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;,&quot;bottomLeft&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;,&quot;bottomRight&quot;:&#123;&quot;unit&quot;:&quot;px&quot;,&quot;value&quot;:0.0&#125;&#125;" id="block-f2cea7fa36fb30911433"><div class="sqs-block-content"> <div class="sqs-html-content"> <p class="sqsrte-large" style="white-space:pre-wrap;">In a letter from 15 consumer and competition advocates endorsing the legislation:</p><p class="sqsrte-large" style="white-space:pre-wrap;"><strong>Today, because of the Mastercard-Visa duopoly, American consumers pay the highest credit card swipe fees in the industrialized world as merchants&nbsp;often pass along the high transaction costs to consumers by baking them into the prices of goods and services.&nbsp;</strong></p><ul data-rte-list="default"><li><p class="" style="white-space:pre-wrap;">Most merchants dont get to set one price for people who pay with cash versus those who pay with credit cards. Vulnerable consumers—primarily the millions without credit cards or banking relationships, are thus disproportionately affected. They predominantly use cash and subsidize the card usage of higher-income folks by paying inflated prices for their groceries, gas, and other goods and services.</p></li><li><p class="" style="white-space:pre-wrap;">These credit card swipe fees amount to yet another regressive tax on low-income consumers.&nbsp;</p></li></ul><p class="" data-rte-preserve-empty="true" style="white-space:pre-wrap;"></p> </div> </div></div></div><div class="fe-block fe-block-eb846c8d52257a00e20d"><div class="sqs-block button-block sqs-block-button" data-block-type="53" id="block-eb846c8d52257a00e20d"><div class="sqs-block-content"> <div class="sqs-block-button-container sqs-block-button-container--center" data-animation-role="button" data-alignment="center" data-button-size="medium" data-button-type="primary" > <a href="https://ourfinancialsecurity.org/wp-content/uploads/2023/09/Letter-Supporting-Credit-Card-Competition-Act.pdf" class="sqs-block-button-element--medium sqs-button-element--primary sqs-block-button-element" target="_blank" > READ THE FULL LETTER HERE </a> </div> </div></div></div></div></div> </div> </div> </section> <section data-test="page-section" data-section-theme="white" class='page-section full-bleed-section layout-engine-section background-width--full-bleed section-height--custom content-width--wide horizontal-alignment--center vertical-alignment--middle white' data-section-id="655286ab08cac910463eb6fd" data-controller="SectionWrapperController" data-current-styles="{ &quot;imageOverlayOpacity&quot;: 0.15, &quot;backgroundWidth&quot;: &quot;background-width--full-bleed&quot;, &quot;sectionHeight&quot;: &quot;section-height--custom&quot;, &quot;customSectionHeight&quot;: 1, &quot;horizontalAlignment&quot;: &quot;horizontal-alignment--center&quot;, &quot;verticalAlignment&quot;: &quot;vertical-alignment--middle&quot;, &quot;contentWidth&quot;: &quot;content-width--wide&quot;, &quot;customContentWidth&quot;: 50, &quot;backgroundColor&quot;: &quot;&quot;, &quot;sectionTheme&quot;: &quot;white&quot;, &quot;sectionAnimation&quot;: &quot;none&quot;, &quot;backgroundMode&quot;: &quot;image&quot; }" data-current-context="{ &quot;video&quot;: { &quot;playbackSpeed&quot;: 0.5, &quot;filter&quot;: 1, &quot;filterStrength&quot;: 0, &quot;zoom&quot;: 0, &quot;videoSourceProvider&quot;: &quot;none&quot; }, &quot;backgroundImageId&quot;: null, &quot;backgroundMediaEffect&quot;: { &quot;type&quot;: &quot;none&quot; }, &quot;divider&quot;: null, &quot;typeName&quot;: &quot;page&quot; }" data-animation="none" data-fluid-engine-section style="min-height: 1vh;" > <div class="section-border" > <div class="section-background"> </div> </div> <div class='content-wrapper' style=' padding-top: calc(1vmax / 10); padding-bottom: calc(1vmax / 10); ' > <div class="content" > <div data-fluid-engine="true"><style> .fe-655286ab08cac910463eb6fc { --grid-gutter: calc(var(--sqs-mobile-site-gutter, 6vw) - 11.0px); --cell-max-width: calc( ( var(--sqs-site-max-width, 1500px) - (11.0px * (8 - 1)) ) / 8 ); display: grid; position: relative; grid-area: 1/1/-1/-1; grid-template-rows: repeat(1,minmax(24px, auto)); grid-template-columns: minmax(var(--grid-gutter), 1fr) repeat(8, minmax(0, var(--cell-max-width))) minmax(var(--grid-gutter), 1fr); row-gap: 11.0px; column-gap: 11.0px; } @media (min-width: 768px) { .background-width--inset .fe-655286ab08cac910463eb6fc { --inset-padding: calc(var(--sqs-site-gutter) * 2); } .fe-655286ab08cac910463eb6fc { --grid-gutter: calc(var(--sqs-site-gutter, 4vw) - 11.0px); --cell-max-width: calc( ( var(--sqs-site-max-width, 1500px) - (11.0px * (24 - 1)) ) / 24 ); --inset-padding: 0vw; --row-height-scaling-factor: 0.0215; --container-width: min(var(--sqs-site-max-width, 1500px), calc(100vw - var(--sqs-site-gutter, 4vw) * 2 - var(--inset-padding) )); grid-template-rows: repeat(1,minmax(calc(var(--container-width) * var(--row-height-scaling-factor)), auto)); grid-template-columns: minmax(var(--grid-gutter), 1fr) repeat(24, minmax(0, var(--cell-max-width))) minmax(var(--grid-gutter), 1fr); } } </style><div class="fluid-engine fe-655286ab08cac910463eb6fc"></div></div> </div> </div> </section> <section data-test="page-section" data-section-theme="white" class='page-section user-items-list-section full-bleed-section white' data-section-id="655286ab08cac910463eb6fe" data-controller="SectionWrapperController" data-current-styles="{ &quot;imageFocalPoint&quot;: { &quot;x&quot;: 0.5, &quot;y&quot;: 0.5 }, &quot;imageOverlayOpacity&quot;: 0.3, &quot;backgroundColor&quot;: &quot;white&quot;, &quot;sectionTheme&quot;: &quot;white&quot;, &quot;imageEffect&quot;: &quot;none&quot;, &quot;backgroundMode&quot;: &quot;image&quot;, &quot;backgroundImage&quot;: null }" data-current-context="{ &quot;video&quot;: { &quot;filter&quot;: 1, &quot;videoFallbackContentItem&quot;: null, &quot;nativeVideoContentItem&quot;: null, &quot;videoSourceProvider&quot;: &quot;none&quot; }, &quot;backgroundImageId&quot;: null, &quot;backgroundMediaEffect&quot;: { &quot;type&quot;: &quot;none&quot; }, &quot;divider&quot;: { &quot;enabled&quot;: false }, &quot;typeName&quot;: &quot;page&quot; }" data-animation="" data-json-schema-section > <div class="section-border" > <div class="section-background"> </div> </div> <div class='content-wrapper' style=' ' > <div class="content" > <div class="user-items-list" style=" min-height: 100px; padding-top: 6.6vmax; padding-bottom: 6.6vmax; " data-card-theme="" data-section-id="user-items-list" data-section-title-enabled="true" data-space-below-section-title-value="70" data-space-below-section-title-unit="px" data-layout-width="inset" > <div class="list-section-title" id="655286ab08cac910463eb6fe" style= "padding-bottom: 70px;" data-section-title-alignment="center" > <p class="" style="white-space:pre-wrap;">The Coalition</p> </div> <style> .user-items-list-item-container[data-section-id="655286ab08cac910463eb6fe"] .list-item-content__title { font-size: 1.2rem; } .user-items-list-item-container[data-section-id="655286ab08cac910463eb6fe"] .list-item-content__description { font-size: 0.9rem; } .user-items-list-item-container[data-section-id="655286ab08cac910463eb6fe"] .list-item-content__button { font-size: 0.8rem; } @supports (--test-custom-property: true) { .user-items-list-item-container[data-section-id="655286ab08cac910463eb6fe"] { --title-font-size-value: 1.2; --body-font-size-value: 0.9; --button-font-size-value: 0.8; } } </style> <ul class=" user-items-list-item-container user-items-list-simple " style=" grid-gap: 100px 100px; " data-controller="UserItemsListSimple" data-num-columns="4" data-content-order="media-first" data-alignment-vertical="top" data-section-id="655286ab08cac910463eb6fe" data-current-context="{ &quot;userItems&quot;: [ { &quot;title&quot;: &quot;New List Item&quot;, &quot;description&quot;: &quot;Description goes here&quot;, &quot;button&quot;: { &quot;buttonText&quot;: &quot;Click Here&quot;, &quot;buttonLink&quot;: &quot;/&quot; 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width: 100%; " > <div class="list-item-media-inner" data-aspect-ratio="original" data-animation-role="image" > <img alt="" data-src="https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/f8836ad1-e67c-41ea-b11f-f975645c288f/teamsters-logo.jpg" data-image="https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/f8836ad1-e67c-41ea-b11f-f975645c288f/teamsters-logo.jpg" data-image-dimensions="1106x1384" data-image-focal-point="0.5,0.5" alt="teamsters-logo.jpg" data-load="false" elementtiming="nbf-list-simple" src="https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/f8836ad1-e67c-41ea-b11f-f975645c288f/teamsters-logo.jpg" width="1106" height="1384" alt="" sizes="(max-width: 575px) calc((100vw - 0px) / 1), (max-width: 767px) calc((100vw - 100px) / 2), (max-width: 1099px) calc((100vw - 200px) / 3), (max-width: 1199px) calc((100vw - 300px) / 4), calc((100vw - 300px) / 4)" class="list-image" style="display:block;object-position: 50% 50%;" srcset="https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/f8836ad1-e67c-41ea-b11f-f975645c288f/teamsters-logo.jpg?format=100w 100w, https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/f8836ad1-e67c-41ea-b11f-f975645c288f/teamsters-logo.jpg?format=300w 300w, https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/f8836ad1-e67c-41ea-b11f-f975645c288f/teamsters-logo.jpg?format=500w 500w, https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/f8836ad1-e67c-41ea-b11f-f975645c288f/teamsters-logo.jpg?format=750w 750w, https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/f8836ad1-e67c-41ea-b11f-f975645c288f/teamsters-logo.jpg?format=1000w 1000w, https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/f8836ad1-e67c-41ea-b11f-f975645c288f/teamsters-logo.jpg?format=1500w 1500w, https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/f8836ad1-e67c-41ea-b11f-f975645c288f/teamsters-logo.jpg?format=2500w 2500w" loading="lazy" decoding="async" data-loader="sqs"></div> </div> <div class="list-item-content"> </div> </li> <li class=" list-item " style=" " data-is-card-enabled="false" > <div class="list-item-media" style=" margin-bottom: 8%; width: 100%; " > <div class="list-item-media-inner" data-aspect-ratio="original" data-animation-role="image" > <img alt="" data-src="https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/7dea96a8-ed97-47ec-98c0-df57bedaee6d/MPC+logo+from+letterhead.png.png" data-image="https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/7dea96a8-ed97-47ec-98c0-df57bedaee6d/MPC+logo+from+letterhead.png.png" data-image-dimensions="400x59" data-image-focal-point="0.5,0.5" alt="MPC logo from letterhead.png.png" data-load="false" elementtiming="nbf-list-simple" src="https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/7dea96a8-ed97-47ec-98c0-df57bedaee6d/MPC+logo+from+letterhead.png.png" width="400" height="59" alt="" sizes="(max-width: 575px) calc((100vw - 0px) / 1), (max-width: 767px) calc((100vw - 100px) / 2), (max-width: 1099px) calc((100vw - 200px) / 3), (max-width: 1199px) calc((100vw - 300px) / 4), calc((100vw - 300px) / 4)" class="list-image" style="display:block;object-position: 50% 50%;" srcset="https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/7dea96a8-ed97-47ec-98c0-df57bedaee6d/MPC+logo+from+letterhead.png.png?format=100w 100w, https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/7dea96a8-ed97-47ec-98c0-df57bedaee6d/MPC+logo+from+letterhead.png.png?format=300w 300w, https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/7dea96a8-ed97-47ec-98c0-df57bedaee6d/MPC+logo+from+letterhead.png.png?format=500w 500w, https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/7dea96a8-ed97-47ec-98c0-df57bedaee6d/MPC+logo+from+letterhead.png.png?format=750w 750w, https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/7dea96a8-ed97-47ec-98c0-df57bedaee6d/MPC+logo+from+letterhead.png.png?format=1000w 1000w, https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/7dea96a8-ed97-47ec-98c0-df57bedaee6d/MPC+logo+from+letterhead.png.png?format=1500w 1500w, https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/7dea96a8-ed97-47ec-98c0-df57bedaee6d/MPC+logo+from+letterhead.png.png?format=2500w 2500w" loading="lazy" decoding="async" data-loader="sqs"></div> </div> <div class="list-item-content"> </div> </li> <li class=" list-item " style=" " data-is-card-enabled="false" > <div class="list-item-media" style=" margin-bottom: 8%; width: 100%; " > <div class="list-item-media-inner" data-aspect-ratio="original" data-animation-role="image" > <img alt="" data-src="https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/318154ab-ca86-4aae-88dc-8c0d5d1d56b8/ilsr-stacked-print.png" data-image="https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/318154ab-ca86-4aae-88dc-8c0d5d1d56b8/ilsr-stacked-print.png" data-image-dimensions="1136x1024" data-image-focal-point="0.5,0.5" alt="ilsr-stacked-print.png" data-load="false" elementtiming="nbf-list-simple" src="https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/318154ab-ca86-4aae-88dc-8c0d5d1d56b8/ilsr-stacked-print.png" width="1136" height="1024" alt="" sizes="(max-width: 575px) calc((100vw - 0px) / 1), (max-width: 767px) calc((100vw - 100px) / 2), (max-width: 1099px) calc((100vw - 200px) / 3), (max-width: 1199px) calc((100vw - 300px) / 4), calc((100vw - 300px) / 4)" class="list-image" style="display:block;object-position: 50% 50%;" srcset="https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/318154ab-ca86-4aae-88dc-8c0d5d1d56b8/ilsr-stacked-print.png?format=100w 100w, https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/318154ab-ca86-4aae-88dc-8c0d5d1d56b8/ilsr-stacked-print.png?format=300w 300w, https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/318154ab-ca86-4aae-88dc-8c0d5d1d56b8/ilsr-stacked-print.png?format=500w 500w, https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/318154ab-ca86-4aae-88dc-8c0d5d1d56b8/ilsr-stacked-print.png?format=750w 750w, https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/318154ab-ca86-4aae-88dc-8c0d5d1d56b8/ilsr-stacked-print.png?format=1000w 1000w, https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/318154ab-ca86-4aae-88dc-8c0d5d1d56b8/ilsr-stacked-print.png?format=1500w 1500w, https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/318154ab-ca86-4aae-88dc-8c0d5d1d56b8/ilsr-stacked-print.png?format=2500w 2500w" loading="lazy" decoding="async" data-loader="sqs"></div> </div> <div class="list-item-content"> </div> </li> <li class=" list-item " style=" " data-is-card-enabled="false" > <div class="list-item-media" style=" margin-bottom: 8%; width: 100%; " > <div class="list-item-media-inner" data-aspect-ratio="original" data-animation-role="image" > <img alt="" data-src="https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/37b6e1d2-76ae-4be7-a917-44d660ef72b6/HLF_Fund_02_RGB-300x145.jpg" data-image="https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/37b6e1d2-76ae-4be7-a917-44d660ef72b6/HLF_Fund_02_RGB-300x145.jpg" data-image-dimensions="300x145" data-image-focal-point="0.5,0.5" alt="HLF_Fund_02_RGB-300x145.jpg" data-load="false" elementtiming="nbf-list-simple" src="https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/37b6e1d2-76ae-4be7-a917-44d660ef72b6/HLF_Fund_02_RGB-300x145.jpg" width="300" height="145" alt="" sizes="(max-width: 575px) calc((100vw - 0px) / 1), (max-width: 767px) calc((100vw - 100px) / 2), (max-width: 1099px) calc((100vw - 200px) / 3), (max-width: 1199px) calc((100vw - 300px) / 4), calc((100vw - 300px) / 4)" class="list-image" style="display:block;object-position: 50% 50%;" srcset="https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/37b6e1d2-76ae-4be7-a917-44d660ef72b6/HLF_Fund_02_RGB-300x145.jpg?format=100w 100w, https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/37b6e1d2-76ae-4be7-a917-44d660ef72b6/HLF_Fund_02_RGB-300x145.jpg?format=300w 300w, https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/37b6e1d2-76ae-4be7-a917-44d660ef72b6/HLF_Fund_02_RGB-300x145.jpg?format=500w 500w, https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/37b6e1d2-76ae-4be7-a917-44d660ef72b6/HLF_Fund_02_RGB-300x145.jpg?format=750w 750w, https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/37b6e1d2-76ae-4be7-a917-44d660ef72b6/HLF_Fund_02_RGB-300x145.jpg?format=1000w 1000w, https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/37b6e1d2-76ae-4be7-a917-44d660ef72b6/HLF_Fund_02_RGB-300x145.jpg?format=1500w 1500w, https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/37b6e1d2-76ae-4be7-a917-44d660ef72b6/HLF_Fund_02_RGB-300x145.jpg?format=2500w 2500w" loading="lazy" decoding="async" data-loader="sqs"></div> </div> <div class="list-item-content"> </div> </li> <li class=" list-item " style=" " data-is-card-enabled="false" > <div class="list-item-media" style=" margin-bottom: 8%; width: 100%; " > <div class="list-item-media-inner" data-aspect-ratio="original" data-animation-role="image" > <img alt="" data-src="https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/5bfb2750-f83a-4c21-bedc-97f22cab6719/full-color-2.png" data-image="https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/5bfb2750-f83a-4c21-bedc-97f22cab6719/full-color-2.png" data-image-dimensions="304x164" data-image-focal-point="0.5,0.5" alt="full-color-2.png" data-load="false" elementtiming="nbf-list-simple" src="https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/5bfb2750-f83a-4c21-bedc-97f22cab6719/full-color-2.png" width="304" height="164" alt="" sizes="(max-width: 575px) calc((100vw - 0px) / 1), (max-width: 767px) calc((100vw - 100px) / 2), (max-width: 1099px) calc((100vw - 200px) / 3), (max-width: 1199px) calc((100vw - 300px) / 4), calc((100vw - 300px) / 4)" class="list-image" style="display:block;object-position: 50% 50%;" srcset="https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/5bfb2750-f83a-4c21-bedc-97f22cab6719/full-color-2.png?format=100w 100w, https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/5bfb2750-f83a-4c21-bedc-97f22cab6719/full-color-2.png?format=300w 300w, https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/5bfb2750-f83a-4c21-bedc-97f22cab6719/full-color-2.png?format=500w 500w, https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/5bfb2750-f83a-4c21-bedc-97f22cab6719/full-color-2.png?format=750w 750w, https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/5bfb2750-f83a-4c21-bedc-97f22cab6719/full-color-2.png?format=1000w 1000w, https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/5bfb2750-f83a-4c21-bedc-97f22cab6719/full-color-2.png?format=1500w 1500w, https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/5bfb2750-f83a-4c21-bedc-97f22cab6719/full-color-2.png?format=2500w 2500w" loading="lazy" decoding="async" data-loader="sqs"></div> </div> <div class="list-item-content"> </div> </li> <li class=" list-item " style=" " data-is-card-enabled="false" > <div class="list-item-media" style=" margin-bottom: 8%; width: 100%; " > <div class="list-item-media-inner" data-aspect-ratio="original" data-animation-role="image" > <img alt="" data-src="https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/b0c801e3-e179-40a0-b5a4-ad70f1c9915e/niva-social.png" data-image="https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/b0c801e3-e179-40a0-b5a4-ad70f1c9915e/niva-social.png" data-image-dimensions="1080x565" data-image-focal-point="0.5,0.5" alt="niva-social.png" data-load="false" elementtiming="nbf-list-simple" src="https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/b0c801e3-e179-40a0-b5a4-ad70f1c9915e/niva-social.png" width="1080" height="565" alt="" sizes="(max-width: 575px) calc((100vw - 0px) / 1), (max-width: 767px) calc((100vw - 100px) / 2), (max-width: 1099px) calc((100vw - 200px) / 3), (max-width: 1199px) calc((100vw - 300px) / 4), calc((100vw - 300px) / 4)" class="list-image" style="display:block;object-position: 50% 50%;" srcset="https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/b0c801e3-e179-40a0-b5a4-ad70f1c9915e/niva-social.png?format=100w 100w, https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/b0c801e3-e179-40a0-b5a4-ad70f1c9915e/niva-social.png?format=300w 300w, https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/b0c801e3-e179-40a0-b5a4-ad70f1c9915e/niva-social.png?format=500w 500w, https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/b0c801e3-e179-40a0-b5a4-ad70f1c9915e/niva-social.png?format=750w 750w, https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/b0c801e3-e179-40a0-b5a4-ad70f1c9915e/niva-social.png?format=1000w 1000w, https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/b0c801e3-e179-40a0-b5a4-ad70f1c9915e/niva-social.png?format=1500w 1500w, https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/b0c801e3-e179-40a0-b5a4-ad70f1c9915e/niva-social.png?format=2500w 2500w" loading="lazy" decoding="async" data-loader="sqs"></div> </div> <div class="list-item-content"> </div> </li> <li class=" list-item " style=" " data-is-card-enabled="false" > <div class="list-item-media" style=" margin-bottom: 8%; width: 100%; " > <div class="list-item-media-inner" data-aspect-ratio="original" data-animation-role="image" > <img alt="" data-src="https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/308fbdf7-7546-41b0-9155-98a2ce5581d0/Logos_MSA+Logo+%281%29+%282%29.png" data-image="https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/308fbdf7-7546-41b0-9155-98a2ce5581d0/Logos_MSA+Logo+%281%29+%282%29.png" data-image-dimensions="600x273" data-image-focal-point="0.5,0.5" alt="Logos_MSA Logo (1) (2).png" data-load="false" elementtiming="nbf-list-simple" src="https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/308fbdf7-7546-41b0-9155-98a2ce5581d0/Logos_MSA+Logo+%281%29+%282%29.png" width="600" height="273" alt="" sizes="(max-width: 575px) calc((100vw - 0px) / 1), (max-width: 767px) calc((100vw - 100px) / 2), (max-width: 1099px) calc((100vw - 200px) / 3), (max-width: 1199px) calc((100vw - 300px) / 4), calc((100vw - 300px) / 4)" class="list-image" style="display:block;object-position: 50% 50%;" srcset="https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/308fbdf7-7546-41b0-9155-98a2ce5581d0/Logos_MSA+Logo+%281%29+%282%29.png?format=100w 100w, https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/308fbdf7-7546-41b0-9155-98a2ce5581d0/Logos_MSA+Logo+%281%29+%282%29.png?format=300w 300w, https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/308fbdf7-7546-41b0-9155-98a2ce5581d0/Logos_MSA+Logo+%281%29+%282%29.png?format=500w 500w, https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/308fbdf7-7546-41b0-9155-98a2ce5581d0/Logos_MSA+Logo+%281%29+%282%29.png?format=750w 750w, https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/308fbdf7-7546-41b0-9155-98a2ce5581d0/Logos_MSA+Logo+%281%29+%282%29.png?format=1000w 1000w, https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/308fbdf7-7546-41b0-9155-98a2ce5581d0/Logos_MSA+Logo+%281%29+%282%29.png?format=1500w 1500w, https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/308fbdf7-7546-41b0-9155-98a2ce5581d0/Logos_MSA+Logo+%281%29+%282%29.png?format=2500w 2500w" loading="lazy" decoding="async" data-loader="sqs"></div> </div> <div class="list-item-content"> </div> </li> <li class=" list-item " style=" " data-is-card-enabled="false" > <div class="list-item-media" style=" margin-bottom: 8%; width: 100%; " > <div class="list-item-media-inner" data-aspect-ratio="original" data-animation-role="image" > <img alt="" data-src="https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/e952d4b8-ec5a-4b5c-88cb-576a2b63e985/NCRC+Logo.png" data-image="https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/e952d4b8-ec5a-4b5c-88cb-576a2b63e985/NCRC+Logo.png" data-image-dimensions="563x169" data-image-focal-point="0.5,0.5" alt="NCRC Logo.png" data-load="false" elementtiming="nbf-list-simple" src="https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/e952d4b8-ec5a-4b5c-88cb-576a2b63e985/NCRC+Logo.png" width="563" height="169" alt="" sizes="(max-width: 575px) calc((100vw - 0px) / 1), (max-width: 767px) calc((100vw - 100px) / 2), (max-width: 1099px) calc((100vw - 200px) / 3), (max-width: 1199px) calc((100vw - 300px) / 4), calc((100vw - 300px) / 4)" class="list-image" style="display:block;object-position: 50% 50%;" srcset="https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/e952d4b8-ec5a-4b5c-88cb-576a2b63e985/NCRC+Logo.png?format=100w 100w, https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/e952d4b8-ec5a-4b5c-88cb-576a2b63e985/NCRC+Logo.png?format=300w 300w, https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/e952d4b8-ec5a-4b5c-88cb-576a2b63e985/NCRC+Logo.png?format=500w 500w, https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/e952d4b8-ec5a-4b5c-88cb-576a2b63e985/NCRC+Logo.png?format=750w 750w, https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/e952d4b8-ec5a-4b5c-88cb-576a2b63e985/NCRC+Logo.png?format=1000w 1000w, https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/e952d4b8-ec5a-4b5c-88cb-576a2b63e985/NCRC+Logo.png?format=1500w 1500w, https://images.squarespace-cdn.com/content/v1/655286aa08cac910463eb635/e952d4b8-ec5a-4b5c-88cb-576a2b63e985/NCRC+Logo.png?format=2500w 2500w" loading="lazy" decoding="async" data-loader="sqs"></div> </div> <div class="list-item-content"> </div> </li> </ul> </div> </div> </div> </section> </article> </main> <footer class="sections" id="footer-sections" data-footer-sections> <section data-test="page-section" data-section-theme="black" class='page-section full-bleed-section layout-engine-section background-width--full-bleed content-width--wide horizontal-alignment--center vertical-alignment--middle black' data-section-id="655286aa08cac910463eb64f" data-controller="SectionWrapperController" data-current-styles="{ &quot;imageOverlayOpacity&quot;: 0.15, &quot;backgroundWidth&quot;: &quot;background-width--full-bleed&quot;, &quot;sectionHeight&quot;: &quot;section-height--custom&quot;, &quot;customSectionHeight&quot;: 20, &quot;horizontalAlignment&quot;: &quot;horizontal-alignment--center&quot;, &quot;verticalAlignment&quot;: &quot;vertical-alignment--middle&quot;, &quot;contentWidth&quot;: &quot;content-width--wide&quot;, &quot;customContentWidth&quot;: 50, &quot;sectionTheme&quot;: &quot;black&quot;, &quot;sectionAnimation&quot;: &quot;none&quot;, &quot;backgroundMode&quot;: &quot;image&quot; }" data-current-context="{ &quot;video&quot;: { &quot;playbackSpeed&quot;: 0.5, &quot;filter&quot;: 1, &quot;filterStrength&quot;: 0, &quot;zoom&quot;: 0, &quot;videoSourceProvider&quot;: &quot;none&quot; }, &quot;backgroundImageId&quot;: null, &quot;backgroundMediaEffect&quot;: { &quot;type&quot;: &quot;none&quot; }, &quot;divider&quot;: null, &quot;typeName&quot;: &quot;page&quot; }" data-animation="none" data-fluid-engine-section style="min-height: 20vh;" > <div class="section-border" > <div class="section-background"> </div> </div> <div class='content-wrapper' style=' padding-top: calc(20vmax / 10); padding-bottom: calc(20vmax / 10); ' > <div class="content" > <div data-fluid-engine="true"><style> .fe-655286aa08cac910463eb64e { --grid-gutter: calc(var(--sqs-mobile-site-gutter, 6vw) - 11.0px); --cell-max-width: calc( ( var(--sqs-site-max-width, 1500px) - (11.0px * (8 - 1)) ) / 8 ); display: grid; position: relative; grid-area: 1/1/-1/-1; grid-template-rows: repeat(3,minmax(24px, auto)); grid-template-columns: minmax(var(--grid-gutter), 1fr) repeat(8, minmax(0, var(--cell-max-width))) minmax(var(--grid-gutter), 1fr); row-gap: 11.0px; column-gap: 11.0px; } @media (min-width: 768px) { .background-width--inset .fe-655286aa08cac910463eb64e { --inset-padding: calc(var(--sqs-site-gutter) * 2); } .fe-655286aa08cac910463eb64e { --grid-gutter: calc(var(--sqs-site-gutter, 4vw) - 11.0px); --cell-max-width: calc( ( var(--sqs-site-max-width, 1500px) - (11.0px * (24 - 1)) ) / 24 ); --inset-padding: 0vw; --row-height-scaling-factor: 0.0215; --container-width: min(var(--sqs-site-max-width, 1500px), calc(100vw - var(--sqs-site-gutter, 4vw) * 2 - var(--inset-padding) )); grid-template-rows: repeat(2,minmax(calc(var(--container-width) * var(--row-height-scaling-factor)), auto)); grid-template-columns: minmax(var(--grid-gutter), 1fr) repeat(24, minmax(0, var(--cell-max-width))) minmax(var(--grid-gutter), 1fr); } } .fe-block-90980c9f853ba02b29b7 { grid-area: 1/2/4/10; z-index: 0; @media (max-width: 767px) { } } .fe-block-90980c9f853ba02b29b7 .sqs-block { justify-content: flex-start; } .fe-block-90980c9f853ba02b29b7 .sqs-block-alignment-wrapper { align-items: flex-start; } @media (min-width: 768px) { .fe-block-90980c9f853ba02b29b7 { grid-area: 1/2/3/26; z-index: 0; } .fe-block-90980c9f853ba02b29b7 .sqs-block { justify-content: flex-start; } .fe-block-90980c9f853ba02b29b7 .sqs-block-alignment-wrapper { align-items: flex-start; } } </style><div class="fluid-engine fe-655286aa08cac910463eb64e"><div class="fe-block fe-block-90980c9f853ba02b29b7"><div class="sqs-block html-block sqs-block-html" data-block-type="2" id="block-90980c9f853ba02b29b7"><div class="sqs-block-content"> <div class="sqs-html-content"> <p style="text-align:center;white-space:pre-wrap;" class="" data-rte-preserve-empty="true"></p><p style="text-align:center;white-space:pre-wrap;" class="">Made with <a href="http://squarespace.com" target="_blank">Squarespace</a></p> </div> </div></div></div></div></div> </div> </div> </section> </footer> </div> <script defer="true" src="https://static1.squarespace.com/static/vta/5c5a519771c10ba3470d8101/scripts/site-bundle.12c4b143ceeba0f749cabf93f1a99ccf.js" type="text/javascript"></script> </body> </html>

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