CINXE.COM

<!doctype html> <html lang="en-US"> <head> <meta charset="UTF-8"> <meta name="viewport" content="width=device-width, initial-scale=1"> <link rel="profile" href="https://gmpg.org/xfn/11"> <title>Category: Workplace Safety - Business Insurance</title> <link rel='preload' href='https://www.businessinsurance.com/wp-content/uploads/2024/01/business-insurance-logo.svg' as='image' imagesrcset='' imagesizes='' /> <link rel='preload' href='https://www.businessinsurance.com/wp-content/uploads/2025/02/workers-compensation-comp-2-300x225.jpg' as='image' imagesrcset='https://www.businessinsurance.com/wp-content/uploads/2025/02/workers-compensation-comp-2-300x225.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/workers-compensation-comp-2-768x576.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/workers-compensation-comp-2.jpg 1000w' imagesizes='(max-width: 300px) 100vw, 300px' /> <link rel="preload" href="https://use.typekit.net/utc3xtb.css" as="style" onload="this.rel='stylesheet';this.removeAttribute('onload');"><style id="perfmatters-used-css">body:has(.mepr-paywall-overlay){overflow:hidden;}@keyframes fade{0%{opacity:0;}100%{opacity:1;}}@keyframes ifMenuFadeIn{from{opacity:0;transform:translate3d(20%,0,0);}to{opacity:1;transform:translate3d(0,0,0);}}html{line-height:1.15;-webkit-text-size-adjust:100%;}*,:after,:before{box-sizing:border-box;}body{margin:0;font-family:-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Helvetica Neue,Arial,Noto Sans,sans-serif,Apple Color Emoji,Segoe UI Emoji,Segoe UI Symbol,Noto Color Emoji;font-size:1rem;font-weight:400;line-height:1.5;color:#333;background-color:#fff;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;}h1,h2,h3,h4,h5,h6{margin-block-start:.5rem;margin-block-end:1rem;font-family:inherit;font-weight:500;line-height:1.2;color:inherit;}h1{font-size:2.5rem;}h2{font-size:2rem;}h3{font-size:1.75rem;}p{margin-block-start:0;margin-block-end:.9rem;}a{background-color:transparent;text-decoration:none;color:#c36;}a:active,a:hover{color:#336;}a:not([href]):not([tabindex]),a:not([href]):not([tabindex]):focus,a:not([href]):not([tabindex]):hover{color:inherit;text-decoration:none;}a:not([href]):not([tabindex]):focus{outline:0;}img{border-style:none;height:auto;max-width:100%;}[hidden],template{display:none;}@media print{*,:after,:before{background:transparent !important;color:#000 !important;box-shadow:none !important;text-shadow:none !important;}a,a:visited{text-decoration:underline;}a[href]:after{content:" (" attr(href) ")";}a[href^="#"]:after,a[href^="javascript:"]:after{content:"";}img,tr{-moz-column-break-inside:avoid;break-inside:avoid;}h2,h3,p{orphans:3;widows:3;}h2,h3{-moz-column-break-after:avoid;break-after:avoid;}}label{display:inline-block;line-height:1;vertical-align:middle;}button,input,optgroup,select,textarea{font-family:inherit;font-size:1rem;line-height:1.5;margin:0;}input[type=date],input[type=email],input[type=number],input[type=password],input[type=search],input[type=tel],input[type=text],input[type=url],select,textarea{width:100%;border:1px solid #666;border-radius:3px;padding:.5rem 1rem;transition:all .3s;}input[type=date]:focus,input[type=email]:focus,input[type=number]:focus,input[type=password]:focus,input[type=search]:focus,input[type=tel]:focus,input[type=text]:focus,input[type=url]:focus,select:focus,textarea:focus{border-color:#333;}button,input{overflow:visible;}button,select{text-transform:none;}[type=button],[type=reset],[type=submit],button{width:auto;-webkit-appearance:button;}[type=button],[type=submit],button{display:inline-block;font-weight:400;color:#c36;text-align:center;white-space:nowrap;-webkit-user-select:none;-moz-user-select:none;user-select:none;background-color:transparent;border:1px solid #c36;padding:.5rem 1rem;font-size:1rem;border-radius:3px;transition:all .3s;}[type=button]:focus:not(:focus-visible),[type=submit]:focus:not(:focus-visible),button:focus:not(:focus-visible){outline:none;}[type=button]:focus,[type=button]:hover,[type=submit]:focus,[type=submit]:hover,button:focus,button:hover{color:#fff;background-color:#c36;text-decoration:none;}[type=button]:not(:disabled),[type=submit]:not(:disabled),button:not(:disabled){cursor:pointer;}[type=checkbox],[type=radio]{box-sizing:border-box;padding:0;}[type=number]::-webkit-inner-spin-button,[type=number]::-webkit-outer-spin-button{height:auto;}[type=search]{-webkit-appearance:textfield;outline-offset:-2px;}[type=search]::-webkit-search-decoration{-webkit-appearance:none;}::-webkit-file-upload-button{-webkit-appearance:button;font:inherit;}dd,dl,dt,li,ol,ul{margin-block-start:0;margin-block-end:0;border:0;outline:0;font-size:100%;vertical-align:baseline;background:transparent;}.screen-reader-text{clip:rect(1px,1px,1px,1px);height:1px;overflow:hidden;position:absolute !important;width:1px;word-wrap:normal !important;}.screen-reader-text:focus{background-color:#eee;clip:auto !important;clip-path:none;color:#333;display:block;font-size:1rem;height:auto;left:5px;line-height:normal;padding:12px 24px;text-decoration:none;top:5px;width:auto;z-index:100000;}@keyframes aslAnFadeInDrop{0%{opacity:0;transform:translate(0,-50px);}100%{opacity:1;transform:translate(0,0);}}@-webkit-keyframes aslAnFadeInDrop{0%{opacity:0;transform:translate(0,-50px);-webkit-transform:translate(0,-50px);}100%{opacity:1;transform:translate(0,0);-webkit-transform:translate(0,0);}}@keyframes aslAnFadeOutDrop{0%{opacity:1;transform:translate(0,0);-webkit-transform:translate(0,0);}100%{opacity:0;transform:translate(0,-50px);-webkit-transform:translate(0,-50px);}}@-webkit-keyframes aslAnFadeOutDrop{0%{opacity:1;transform:translate(0,0);-webkit-transform:translate(0,0);}100%{opacity:0;transform:translate(0,-50px);-webkit-transform:translate(0,-50px);}}@-webkit-keyframes rotate-simple{0%{-webkit-transform:rotate(0deg);transform:rotate(0deg);}50%{-webkit-transform:rotate(180deg);transform:rotate(180deg);}100%{-webkit-transform:rotate(360deg);transform:rotate(360deg);}}@keyframes rotate-simple{0%{-webkit-transform:rotate(0deg);transform:rotate(0deg);}50%{-webkit-transform:rotate(180deg);transform:rotate(180deg);}100%{-webkit-transform:rotate(360deg);transform:rotate(360deg);}}.elementor-widget-image{text-align:center;}.elementor-widget-image a{display:inline-block;}.elementor-widget-image a img[src$=".svg"]{width:48px;}.elementor-widget-image img{display:inline-block;vertical-align:middle;}.elementor-search-form{display:block;transition:.2s;}.elementor-search-form .e-font-icon-svg-container{align-items:center;display:flex;height:100%;justify-content:center;width:100%;}.elementor-search-form button,.elementor-search-form input[type=search]{-webkit-appearance:none;-moz-appearance:none;background:none;border:0;display:inline-block;font-size:15px;line-height:1;margin:0;min-width:0;padding:0;vertical-align:middle;white-space:normal;}.elementor-search-form button:focus,.elementor-search-form input[type=search]:focus{color:inherit;outline:0;}.elementor-search-form button{background-color:#69727d;border-radius:0;color:#fff;font-size:var(--e-search-form-submit-icon-size,16px);}.elementor-search-form__container{border:0 solid transparent;display:flex;min-height:50px;overflow:hidden;transition:.2s;}.elementor-search-form__container:not(.elementor-search-form--full-screen){background:#f1f2f3;}.elementor-search-form__input{color:#3f444b;flex-basis:100%;transition:color .2s;}.elementor-search-form__input::-moz-placeholder{color:inherit;font-family:inherit;opacity:.6;}.elementor-search-form__input::placeholder{color:inherit;font-family:inherit;opacity:.6;}.elementor-search-form__submit{font-size:var(--e-search-form-submit-icon-size,16px);transition:color .2s,background .2s;}.elementor-search-form__submit svg{fill:var(--e-search-form-submit-text-color,#fff);height:var(--e-search-form-submit-icon-size,16px);width:var(--e-search-form-submit-icon-size,16px);}.elementor-search-form .elementor-search-form__submit,.elementor-search-form .elementor-search-form__submit:hover{border:none;border-radius:0;color:var(--e-search-form-submit-text-color,#fff);}.elementor-search-form--skin-full_screen .elementor-search-form input[type=search].elementor-search-form__input{border:solid #fff;border-width:0 0 1px;color:#fff;font-size:50px;line-height:1.5;text-align:center;}.elementor-search-form--skin-full_screen .elementor-search-form__toggle{color:var(--e-search-form-toggle-color,#33373d);cursor:pointer;display:inline-block;font-size:var(--e-search-form-toggle-size,33px);vertical-align:middle;}.elementor-search-form--skin-full_screen .elementor-search-form__toggle .e-font-icon-svg-container,.elementor-search-form--skin-full_screen .elementor-search-form__toggle i{background-color:var(--e-search-form-toggle-background-color,rgba(0,0,0,.05));border-color:var(--e-search-form-toggle-color,#33373d);border-radius:var(--e-search-form-toggle-border-radius,3px);border-style:solid;border-width:var(--e-search-form-toggle-border-width,0);display:block;height:var(--e-search-form-toggle-size,33px);position:relative;transition:.2s;width:var(--e-search-form-toggle-size,33px);}.elementor-search-form--skin-full_screen .elementor-search-form__toggle .e-font-icon-svg-container svg,.elementor-search-form--skin-full_screen .elementor-search-form__toggle .e-font-icon-svg-container:before,.elementor-search-form--skin-full_screen .elementor-search-form__toggle i svg,.elementor-search-form--skin-full_screen .elementor-search-form__toggle i:before{left:50%;position:absolute;top:50%;transform:translate(-50%,-50%);}.elementor-search-form--skin-full_screen .elementor-search-form__toggle .e-font-icon-svg-container:before,.elementor-search-form--skin-full_screen .elementor-search-form__toggle i:before{font-size:var(--e-search-form-toggle-icon-size,.55em);}.elementor-search-form--skin-full_screen .elementor-search-form__toggle .e-font-icon-svg-container svg,.elementor-search-form--skin-full_screen .elementor-search-form__toggle i svg{fill:var(--e-search-form-toggle-color,#33373d);height:var(--e-search-form-toggle-icon-size,.55em);width:var(--e-search-form-toggle-icon-size,.55em);}.elementor-search-form--skin-full_screen .elementor-search-form__container{align-items:center;background-color:rgba(0,0,0,.8);bottom:0;height:100vh;left:0;padding:0 15%;position:fixed;right:0;top:0;transition:.3s;z-index:9998;}.elementor-search-form--skin-full_screen .elementor-search-form__container:not(.elementor-search-form--full-screen){opacity:0;overflow:hidden;transform:scale(0);}.elementor-search-form--skin-full_screen .elementor-search-form__container:not(.elementor-search-form--full-screen) .dialog-lightbox-close-button{display:none;}.elementor-widget-social-icons.elementor-grid-0 .elementor-widget-container,.elementor-widget-social-icons.elementor-grid-0:not(:has(.elementor-widget-container)),.elementor-widget-social-icons.elementor-grid-mobile-0 .elementor-widget-container,.elementor-widget-social-icons.elementor-grid-mobile-0:not(:has(.elementor-widget-container)),.elementor-widget-social-icons.elementor-grid-tablet-0 .elementor-widget-container,.elementor-widget-social-icons.elementor-grid-tablet-0:not(:has(.elementor-widget-container)){font-size:0;line-height:1;}.elementor-widget-social-icons:not(.elementor-grid-0):not(.elementor-grid-tablet-0):not(.elementor-grid-mobile-0) .elementor-grid{display:inline-grid;}.elementor-widget-social-icons .elementor-grid{grid-column-gap:var(--grid-column-gap,5px);grid-row-gap:var(--grid-row-gap,5px);grid-template-columns:var(--grid-template-columns);justify-content:var(--justify-content,center);justify-items:var(--justify-content,center);}.elementor-icon.elementor-social-icon{font-size:var(--icon-size,25px);height:calc(var(--icon-size,25px) + 2 * var(--icon-padding,.5em));line-height:var(--icon-size,25px);width:calc(var(--icon-size,25px) + 2 * var(--icon-padding,.5em));}.elementor-social-icon{--e-social-icon-icon-color:#fff;align-items:center;background-color:#69727d;cursor:pointer;display:inline-flex;justify-content:center;text-align:center;}.elementor-social-icon svg{fill:var(--e-social-icon-icon-color);}.elementor-social-icon:last-child{margin:0;}.elementor-social-icon:hover{color:#fff;opacity:.9;}.elementor-social-icon-facebook,.elementor-social-icon-facebook-f{background-color:#3b5998;}.elementor-social-icon-linkedin,.elementor-social-icon-linkedin-in{background-color:#0077b5;}.elementor-social-icon-x-twitter{background-color:#000;}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit;}.elementor-widget-divider{--divider-border-style:none;--divider-border-width:1px;--divider-color:#0c0d0e;--divider-icon-size:20px;--divider-element-spacing:10px;--divider-pattern-height:24px;--divider-pattern-size:20px;--divider-pattern-url:none;--divider-pattern-repeat:repeat-x;}.elementor-widget-divider .elementor-divider{display:flex;}.elementor-widget-divider .elementor-icon{font-size:var(--divider-icon-size);}.elementor-widget-divider .elementor-divider-separator{direction:ltr;display:flex;margin:0;}.elementor-widget-divider:not(.elementor-widget-divider--view-line_text):not(.elementor-widget-divider--view-line_icon) .elementor-divider-separator{border-block-start:var(--divider-border-width) var(--divider-border-style) var(--divider-color);}.e-con-inner>.elementor-widget-divider,.e-con>.elementor-widget-divider{width:var(--container-widget-width,100%);--flex-grow:var(--container-widget-flex-grow);}.e-loop-item *{word-break:break-word;}[class*=elementor-widget-loop] .elementor-page-title,[class*=elementor-widget-loop] .product_title.entry-title{display:initial;}.elementor-sticky--active{z-index:99;}.e-con.elementor-sticky--active{z-index:var(--z-index,99);}[data-elementor-type=popup] .elementor-section-wrap:not(:empty)+#elementor-add-new-section,[data-elementor-type=popup]:not(.elementor-edit-area){display:none;}.elementor-popup-modal.dialog-type-lightbox{background-color:transparent;display:flex;pointer-events:none;-webkit-user-select:auto;-moz-user-select:auto;user-select:auto;}.elementor-popup-modal .dialog-buttons-wrapper,.elementor-popup-modal .dialog-header{display:none;}.elementor-popup-modal .dialog-close-button{display:none;inset-inline-end:20px;margin-top:0;opacity:1;pointer-events:all;top:20px;z-index:9999;}.elementor-popup-modal .dialog-close-button svg{fill:#1f2124;height:1em;width:1em;}.elementor-popup-modal .dialog-widget-content{background-color:#fff;border-radius:0;box-shadow:none;max-height:100%;max-width:100%;overflow:visible;pointer-events:all;width:auto;}.elementor-popup-modal .dialog-message{display:flex;max-height:100vh;max-width:100vw;overflow:auto;padding:0;width:640px;}.elementor-popup-modal .elementor{width:100%;}:root{--ep-range-slider-background-color:#fff;--ep-range-slider-track-color:#eee;}@media (min-width:768px){:root{--ep-range-slider-thumb-size:1.25em;--ep-range-slider-track-size:.5em;}}.mp_wrapper .mepr-unauthorized-message,.mp_wrapper .mp_login_form{background-color:#f9f9f9;border-top:2px dashed #bcbcbc;padding:1.875rem;}.mp_wrapper .mepr-unauthorized-message p:last-child{margin-bottom:0;}.mp_wrapper .mp_login_form{border-top:none;padding-top:0;}.mepr-unauthorized-message h3{margin:1rem auto 2rem;}.mp_wrapper .mepr-unauthorized-excerpt:after{background:linear-gradient(180deg,hsla(0,0%,100%,0),hsla(0,0%,100%,.9));bottom:0;content:"";height:100%;left:0;position:absolute;width:100%;}.mp_wrapper .mepr-unauthorized-excerpt{position:relative;}.elementor-menu-toggle{background:none !important;}.elementor-nav-menu--dropdown.elementor-nav-menu__container{background:#ededec;}.elementor-nav-menu--dropdown.elementor-nav-menu__container ul.sub-menu{background:rgba(0,0,0,.05);}.header_user_menus .elementor-nav-menu--dropdown.elementor-nav-menu__container > ul > li > a{line-height:1 !important;}.elementor-nav-menu--dropdown.elementor-nav-menu__container ul.sub-menu > li > a{padding-top:5px;padding-bottom:5px;}@media only screen and (max-width: 767px){#header_subscribe_btn{padding:10px 10px !important;white-space:nowrap;}}fieldset,img{border:0;}.ptb_col,.ptb_pagenav,.ptb_post,.ptb_post_nav,img{box-sizing:border-box;}.elementor-widget-post-info.elementor-align-center .elementor-icon-list-item:after{margin:initial;}.elementor-icon-list-items .elementor-icon-list-item .elementor-icon-list-text{display:inline-block;}.elementor-icon-list-items .elementor-icon-list-item .elementor-icon-list-text a,.elementor-icon-list-items .elementor-icon-list-item .elementor-icon-list-text span{display:inline;}</style> <style>img:is([sizes="auto" i], [sizes^="auto," i]) { contain-intrinsic-size: 3000px 1500px }</style> <link rel='preconnect' href='https://use.typekit.net' > <link rel='preconnect' href='https://tpc.googlesyndication.com' > <link rel='preconnect' href='https://pagead2.googlesyndication.com' > <link rel='preconnect' href='https://securepubads.g.doubleclick.net' > <link rel='dns-prefetch' href='//use.typekit.net'> <link rel='dns-prefetch' href='//typekit.net'> <link rel='dns-prefetch' href='//pagead2.googlesyndication.com'> <link rel='dns-prefetch' href='//tpc.googlesyndication.com'> <link rel='dns-prefetch' href='//securepubads.g.doubleclick.net'>  <meta name="robots" content="max-snippet:-1,max-image-preview:large,max-video-preview:-1" /> <link rel="canonical" href="https://www.businessinsurance.com/insurance-topics/workers-compensation/workplace-safety/" /> <link rel="next" href="https://www.businessinsurance.com/insurance-topics/workers-compensation/workplace-safety/page/2/" /> <meta property="og:type" content="website" /> <meta property="og:locale" content="en_US" /> <meta property="og:site_name" content="Business Insurance" /> <meta property="og:title" content="Category: Workplace Safety" /> <meta property="og:url" content="https://www.businessinsurance.com/insurance-topics/workers-compensation/workplace-safety/" /> <meta property="og:image" content="https://www.businessinsurance.com/wp-content/uploads/2023/03/cropped-BI-square-blue.png" /> <meta property="og:image:width" content="512" /> <meta property="og:image:height" content="512" /> <meta name="twitter:card" content="summary_large_image" /> <meta name="twitter:title" content="Category: Workplace Safety" /> <meta name="twitter:image" content="https://www.businessinsurance.com/wp-content/uploads/2023/03/cropped-BI-square-blue.png" /> <script type="application/ld+json">{"@context":"https://schema.org","@graph":[{"@type":"WebSite","@id":"https://www.businessinsurance.com/#/schema/WebSite","url":"https://www.businessinsurance.com/","name":"Business Insurance","description":"Magazine","inLanguage":"en-US","potentialAction":{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https://www.businessinsurance.com/search/{search_term_string}/"},"query-input":"required name=search_term_string"},"publisher":{"@type":"Organization","@id":"https://www.businessinsurance.com/#/schema/Organization","name":"Business Insurance","url":"https://www.businessinsurance.com/","logo":{"@type":"ImageObject","url":"https://www.businessinsurance.com/wp-content/uploads/2023/03/cropped-BI-square-blue.png","contentUrl":"https://www.businessinsurance.com/wp-content/uploads/2023/03/cropped-BI-square-blue.png","width":512,"height":512,"contentSize":"31021"}}},{"@type":"CollectionPage","@id":"https://www.businessinsurance.com/insurance-topics/workers-compensation/workplace-safety/","url":"https://www.businessinsurance.com/insurance-topics/workers-compensation/workplace-safety/","name":"Category: Workplace Safety - Business Insurance","inLanguage":"en-US","isPartOf":{"@id":"https://www.businessinsurance.com/#/schema/WebSite"},"breadcrumb":{"@type":"BreadcrumbList","@id":"https://www.businessinsurance.com/#/schema/BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"item":"https://www.businessinsurance.com/","name":"Business Insurance"},{"@type":"ListItem","position":2,"item":"https://www.businessinsurance.com/insurance-topics/","name":"Category: Insurance Topics"},{"@type":"ListItem","position":3,"item":"https://www.businessinsurance.com/insurance-topics/workers-compensation/","name":"Category: Workers Compensation"},{"@type":"ListItem","position":4,"name":"Category: Workplace Safety"}]}}]}</script>  <link rel="preload" as="font" href="https://www.businessinsurance.com/wp-content/uploads/2024/07/Lusitana-Regular.woff2" data-wpacu-preload-font="1" crossorigin> <link rel="preload" as="font" href="https://www.businessinsurance.com/wp-content/uploads/2024/07/Lusitana-Bold.woff2" data-wpacu-preload-font="1" crossorigin> <link rel="stylesheet" type="text/css" data-pmdelayedstyle="https://use.typekit.net/utc3xtb.css"><link data-wpacu-style-handle="mp-theme" rel="stylesheet" id="mp-theme-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/cache/perfmatters/www.businessinsurance.com/minify/b552104f0b23.theme.min.css?ver=1.11.37"> <style id='safe-svg-svg-icon-style-inline-css'>.safe-svg-cover{text-align:center}.safe-svg-cover .safe-svg-inside{display:inline-block;max-width:100%}.safe-svg-cover svg{height:100%;max-height:100%;max-width:100%;width:100%}</style> <link data-wpacu-style-handle="jwppp-widget-style" rel="stylesheet" id="jwppp-widget-style-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/cache/perfmatters/www.businessinsurance.com/minify/8072415527bb.jw-widget-min.min.css?ver=6.7.2"> <link data-wpacu-style-handle="if-menu-site-css" rel="stylesheet" id="if-menu-site-css-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/plugins/if-menu/assets/if-menu-site.css?ver=6.7.2"> <link data-wpacu-style-handle="hello-elementor" rel="stylesheet" id="hello-elementor-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/themes/hello-elementor/style.min.css?ver=3.3.0"> <link data-wpacu-style-handle="hello-elementor-theme-style" rel="stylesheet" id="hello-elementor-theme-style-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/themes/hello-elementor/theme.min.css?ver=3.3.0"> <link data-wpacu-style-handle="hello-elementor-header-footer" rel="stylesheet" id="hello-elementor-header-footer-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/themes/hello-elementor/header-footer.min.css?ver=3.3.0"> <link data-wpacu-style-handle="wpdreams-asl-basic" rel="stylesheet" id="wpdreams-asl-basic-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/cache/perfmatters/www.businessinsurance.com/minify/783227280517.style.basic.min.css?ver=4.12.6"> <link data-wpacu-style-handle="wpdreams-asl-instance" rel="stylesheet" id="wpdreams-asl-instance-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/plugins/ajax-search-lite/css/style-simple-red.css?ver=4.12.6"> <link data-wpacu-style-handle="elementor-frontend" rel="stylesheet" id="elementor-frontend-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/uploads/elementor/css/custom-frontend.min.css?ver=1740583283"> <style id='elementor-frontend-inline-css'>.elementor-kit-224796{--e-global-color-primary:#191919;--e-global-color-secondary:#939393;--e-global-color-text:#393939;--e-global-color-accent:#1D77A9;--e-global-color-164f071:#EFAD14;--e-global-color-090c572:#F47521;--e-global-color-a9608d1:#51C5D9;--e-global-color-a141cd2:#EDEDEC;--e-global-color-dfceda1:#D1D1D1;--e-global-color-058b082:#E6E6E6;--e-global-color-faeb185:#FFFFFF;--e-global-typography-primary-font-family:"liberation-sans";--e-global-typography-primary-font-weight:400;--e-global-typography-primary-text-transform:none;--e-global-typography-primary-font-style:normal;--e-global-typography-primary-text-decoration:none;--e-global-typography-primary-line-height:1.3em;--e-global-typography-primary-letter-spacing:0px;--e-global-typography-secondary-font-family:"Lusitana";--e-global-typography-secondary-font-size:15px;--e-global-typography-secondary-font-weight:400;--e-global-typography-secondary-text-transform:none;--e-global-typography-secondary-font-style:normal;--e-global-typography-secondary-text-decoration:none;--e-global-typography-secondary-line-height:1.3em;--e-global-typography-text-font-family:"liberation-sans";--e-global-typography-text-font-size:14px;--e-global-typography-text-font-weight:400;--e-global-typography-text-text-transform:none;--e-global-typography-text-font-style:normal;--e-global-typography-text-text-decoration:none;--e-global-typography-text-line-height:1.5em;--e-global-typography-accent-font-family:"Lusitana";--e-global-typography-accent-font-weight:500;--e-global-typography-accent-text-transform:none;--e-global-typography-accent-font-style:normal;--e-global-typography-accent-text-decoration:none;--e-global-typography-e767fbd-font-family:"Lusitana";--e-global-typography-e767fbd-font-size:44px;--e-global-typography-e767fbd-font-weight:700;--e-global-typography-e767fbd-text-transform:none;--e-global-typography-e767fbd-font-style:normal;--e-global-typography-e767fbd-text-decoration:none;--e-global-typography-e767fbd-line-height:1.3em;--e-global-typography-e767fbd-letter-spacing:0px;--e-global-typography-d9f459b-font-family:"Lusitana";--e-global-typography-d9f459b-font-size:26px;--e-global-typography-d9f459b-font-weight:500;--e-global-typography-d9f459b-text-transform:none;--e-global-typography-d9f459b-font-style:normal;--e-global-typography-d9f459b-text-decoration:none;--e-global-typography-d9f459b-line-height:1.3em;--e-global-typography-d9f459b-letter-spacing:0px;--e-global-typography-da21c65-font-family:"Lusitana";--e-global-typography-da21c65-font-size:20px;--e-global-typography-da21c65-font-weight:500;--e-global-typography-da21c65-text-transform:none;--e-global-typography-da21c65-font-style:normal;--e-global-typography-da21c65-text-decoration:none;--e-global-typography-da21c65-line-height:1.3em;--e-global-typography-da21c65-letter-spacing:0px;--e-global-typography-0d262bb-font-family:"Lusitana";--e-global-typography-0d262bb-font-size:17px;--e-global-typography-0d262bb-font-weight:500;--e-global-typography-0d262bb-text-transform:none;--e-global-typography-0d262bb-font-style:normal;--e-global-typography-0d262bb-text-decoration:none;--e-global-typography-0d262bb-line-height:1.2em;--e-global-typography-3f2ffb7-font-family:"Lusitana";--e-global-typography-3f2ffb7-font-size:15px;--e-global-typography-3f2ffb7-font-weight:400;--e-global-typography-3f2ffb7-text-transform:none;--e-global-typography-3f2ffb7-font-style:normal;--e-global-typography-3f2ffb7-text-decoration:none;--e-global-typography-3f2ffb7-line-height:1.2em;--e-global-typography-b11c54e-font-family:"Lusitana";--e-global-typography-b11c54e-font-size:13px;--e-global-typography-b11c54e-font-weight:400;--e-global-typography-b11c54e-text-transform:none;--e-global-typography-b11c54e-font-style:normal;--e-global-typography-b11c54e-text-decoration:none;--e-global-typography-b11c54e-line-height:1.2em;--e-global-typography-36c5ea9-font-family:"liberation-sans";--e-global-typography-36c5ea9-font-size:14px;--e-global-typography-36c5ea9-font-weight:400;--e-global-typography-36c5ea9-text-transform:none;--e-global-typography-36c5ea9-font-style:normal;--e-global-typography-36c5ea9-text-decoration:none;--e-global-typography-36c5ea9-line-height:1.4em;--e-global-typography-beabbcc-font-family:"Lusitana";--e-global-typography-beabbcc-font-size:17px;--e-global-typography-beabbcc-font-weight:500;--e-global-typography-beabbcc-text-transform:none;--e-global-typography-beabbcc-font-style:normal;--e-global-typography-beabbcc-text-decoration:none;--e-global-typography-beabbcc-line-height:1.3em;--e-global-typography-beabbcc-letter-spacing:-0.2px;--e-global-typography-6ab1e4b-font-family:"liberation-sans";--e-global-typography-6ab1e4b-font-size:17px;--e-global-typography-6ab1e4b-font-weight:400;--e-global-typography-6ab1e4b-text-transform:none;--e-global-typography-6ab1e4b-font-style:normal;--e-global-typography-6ab1e4b-text-decoration:none;--e-global-typography-6ab1e4b-line-height:1.5em;--e-global-typography-a906496-font-family:"Lusitana";--e-global-typography-a906496-font-size:16px;--e-global-typography-a906496-font-weight:500;--e-global-typography-a906496-text-transform:none;--e-global-typography-a906496-font-style:normal;--e-global-typography-a906496-text-decoration:none;--e-global-typography-a906496-line-height:1.3em;--e-global-typography-a906496-letter-spacing:0.3px;--e-global-typography-dec4296-font-family:"liberation-sans";--e-global-typography-dec4296-font-size:18px;--e-global-typography-dec4296-font-weight:400;--e-global-typography-dec4296-text-transform:none;--e-global-typography-dec4296-font-style:normal;--e-global-typography-dec4296-text-decoration:none;--e-global-typography-dec4296-line-height:1.3em;--e-global-typography-dec4296-letter-spacing:0px;--e-global-typography-a260c91-font-family:"liberation-sans";--e-global-typography-a260c91-font-size:16px;--e-global-typography-a260c91-font-weight:400;--e-global-typography-a260c91-text-transform:none;--e-global-typography-a260c91-font-style:normal;--e-global-typography-a260c91-text-decoration:none;--e-global-typography-a260c91-line-height:1.3em;--e-global-typography-1048b30-font-family:"liberation-sans";--e-global-typography-1048b30-font-size:15px;--e-global-typography-1048b30-font-weight:400;--e-global-typography-2a7fd94-font-family:"liberation-sans";--e-global-typography-2a7fd94-font-size:18px;--e-global-typography-2a7fd94-font-weight:400;--e-global-typography-2a7fd94-text-transform:none;--e-global-typography-2a7fd94-font-style:normal;--e-global-typography-2a7fd94-text-decoration:none;--e-global-typography-2a7fd94-line-height:1.3em;--e-global-typography-2a7fd94-letter-spacing:0.3px;--e-global-typography-e467bb4-font-family:"Lusitana";--e-global-typography-e467bb4-font-size:19px;--e-global-typography-e467bb4-font-weight:400;--e-global-typography-e467bb4-text-transform:none;--e-global-typography-e467bb4-font-style:normal;--e-global-typography-e467bb4-text-decoration:none;--e-global-typography-e467bb4-line-height:1.5em;--e-global-typography-e467bb4-letter-spacing:0px;--e-global-typography-a83c142-font-family:"liberation-sans";--e-global-typography-a83c142-font-size:72px;--e-global-typography-a83c142-font-weight:700;--e-global-typography-a83c142-line-height:1.3em;--e-global-typography-58a9f88-font-family:"liberation-sans";--e-global-typography-58a9f88-font-size:13px;--e-global-typography-58a9f88-font-weight:400;--e-global-typography-58a9f88-text-transform:uppercase;--e-global-typography-58a9f88-font-style:normal;--e-global-typography-58a9f88-text-decoration:none;--e-global-typography-58a9f88-line-height:1.5em;--e-global-typography-58a9f88-letter-spacing:1.3px;--e-global-typography-4db49e1-font-family:"Lusitana";--e-global-typography-4db49e1-font-size:18px;--e-global-typography-4db49e1-font-weight:400;--e-global-typography-4db49e1-text-transform:none;--e-global-typography-4db49e1-font-style:normal;--e-global-typography-4db49e1-text-decoration:none;--e-global-typography-4db49e1-line-height:1.4em;--e-global-typography-2f65961-font-family:"Lusitana";--e-global-typography-2f65961-font-size:100px;--e-global-typography-2f65961-font-weight:700;--e-global-typography-2f65961-line-height:1em;--e-global-typography-2f65961-letter-spacing:3px;--e-global-typography-d159138-font-family:"liberation-sans";--e-global-typography-d159138-font-size:16px;--e-global-typography-d159138-font-weight:400;--e-global-typography-d159138-text-transform:none;--e-global-typography-d159138-font-style:normal;--e-global-typography-d159138-text-decoration:none;--e-global-typography-d159138-line-height:1.4em;--e-global-typography-239133b-font-family:"liberation-sans";--e-global-typography-239133b-font-size:19px;--e-global-typography-239133b-font-weight:400;--e-global-typography-239133b-text-transform:none;--e-global-typography-239133b-font-style:normal;--e-global-typography-239133b-text-decoration:none;--e-global-typography-239133b-line-height:1.3em;--e-global-typography-239133b-letter-spacing:0px;color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-kit-224796 button,.elementor-kit-224796 input[type="button"],.elementor-kit-224796 input[type="submit"],.elementor-kit-224796 .elementor-button{background-color:var( --e-global-color-090c572 );font-family:var( --e-global-typography-a906496-font-family ), Sans-serif;font-size:var( --e-global-typography-a906496-font-size );font-weight:var( --e-global-typography-a906496-font-weight );text-transform:var( --e-global-typography-a906496-text-transform );font-style:var( --e-global-typography-a906496-font-style );text-decoration:var( --e-global-typography-a906496-text-decoration );line-height:var( --e-global-typography-a906496-line-height );letter-spacing:var( --e-global-typography-a906496-letter-spacing );color:var( --e-global-color-faeb185 );border-style:solid;border-width:1px 1px 1px 1px;border-color:var( --e-global-color-090c572 );border-radius:0px 0px 0px 0px;padding:8px 12px 8px 12px;}.elementor-kit-224796 button:hover,.elementor-kit-224796 button:focus,.elementor-kit-224796 input[type="button"]:hover,.elementor-kit-224796 input[type="button"]:focus,.elementor-kit-224796 input[type="submit"]:hover,.elementor-kit-224796 input[type="submit"]:focus,.elementor-kit-224796 .elementor-button:hover,.elementor-kit-224796 .elementor-button:focus{background-color:var( --e-global-color-faeb185 );color:var( --e-global-color-090c572 );border-style:solid;border-width:1px 1px 1px 1px;border-color:var( --e-global-color-090c572 );}.elementor-kit-224796 e-page-transition{background-color:#FFBC7D;}.elementor-kit-224796 p{margin-bottom:1.5em;}.elementor-kit-224796 a{color:var( --e-global-color-accent );}.elementor-kit-224796 a:hover{color:var( --e-global-color-primary );}.elementor-kit-224796 h1{color:var( --e-global-color-primary );font-family:var( --e-global-typography-e767fbd-font-family ), Sans-serif;font-size:var( --e-global-typography-e767fbd-font-size );font-weight:var( --e-global-typography-e767fbd-font-weight );text-transform:var( --e-global-typography-e767fbd-text-transform );font-style:var( --e-global-typography-e767fbd-font-style );text-decoration:var( --e-global-typography-e767fbd-text-decoration );line-height:var( --e-global-typography-e767fbd-line-height );letter-spacing:var( --e-global-typography-e767fbd-letter-spacing );}.elementor-kit-224796 h2{color:var( --e-global-color-primary );font-family:var( --e-global-typography-d9f459b-font-family ), Sans-serif;font-size:var( --e-global-typography-d9f459b-font-size );font-weight:var( --e-global-typography-d9f459b-font-weight );text-transform:var( --e-global-typography-d9f459b-text-transform );font-style:var( --e-global-typography-d9f459b-font-style );text-decoration:var( --e-global-typography-d9f459b-text-decoration );line-height:var( --e-global-typography-d9f459b-line-height );letter-spacing:var( --e-global-typography-d9f459b-letter-spacing );}.elementor-kit-224796 h3{color:var( --e-global-color-primary );font-family:var( --e-global-typography-da21c65-font-family ), Sans-serif;font-size:var( --e-global-typography-da21c65-font-size );font-weight:var( --e-global-typography-da21c65-font-weight );text-transform:var( --e-global-typography-da21c65-text-transform );font-style:var( --e-global-typography-da21c65-font-style );text-decoration:var( --e-global-typography-da21c65-text-decoration );line-height:var( --e-global-typography-da21c65-line-height );letter-spacing:var( --e-global-typography-da21c65-letter-spacing );}.elementor-kit-224796 h4{color:var( --e-global-color-primary );font-family:var( --e-global-typography-0d262bb-font-family ), Sans-serif;font-size:var( --e-global-typography-0d262bb-font-size );font-weight:var( --e-global-typography-0d262bb-font-weight );text-transform:var( --e-global-typography-0d262bb-text-transform );font-style:var( --e-global-typography-0d262bb-font-style );text-decoration:var( --e-global-typography-0d262bb-text-decoration );line-height:var( --e-global-typography-0d262bb-line-height );}.elementor-kit-224796 h5{color:var( --e-global-color-primary );font-family:var( --e-global-typography-3f2ffb7-font-family ), Sans-serif;font-size:var( --e-global-typography-3f2ffb7-font-size );font-weight:var( --e-global-typography-3f2ffb7-font-weight );text-transform:var( --e-global-typography-3f2ffb7-text-transform );font-style:var( --e-global-typography-3f2ffb7-font-style );text-decoration:var( --e-global-typography-3f2ffb7-text-decoration );line-height:var( --e-global-typography-3f2ffb7-line-height );}.elementor-kit-224796 h6{color:var( --e-global-color-primary );font-family:var( --e-global-typography-b11c54e-font-family ), Sans-serif;font-size:var( --e-global-typography-b11c54e-font-size );font-weight:var( --e-global-typography-b11c54e-font-weight );text-transform:var( --e-global-typography-b11c54e-text-transform );font-style:var( --e-global-typography-b11c54e-font-style );text-decoration:var( --e-global-typography-b11c54e-text-decoration );line-height:var( --e-global-typography-b11c54e-line-height );}.elementor-section.elementor-section-boxed > .elementor-container{max-width:1200px;}.e-con{--container-max-width:1200px;--container-default-padding-top:0px;--container-default-padding-right:0px;--container-default-padding-bottom:0px;--container-default-padding-left:0px;}.elementor-widget:not(:last-child){margin-block-end:0px;}.elementor-element{--widgets-spacing:0px 0px;--widgets-spacing-row:0px;--widgets-spacing-column:0px;}{}h1.entry-title{display:var(--page-title-display);}.site-header .site-branding{flex-direction:column;align-items:stretch;}.site-header{padding-inline-end:0px;padding-inline-start:0px;}.site-footer .site-branding{flex-direction:column;align-items:stretch;}@media(max-width:1024px){.elementor-kit-224796{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-kit-224796 h1{font-size:var( --e-global-typography-e767fbd-font-size );line-height:var( --e-global-typography-e767fbd-line-height );letter-spacing:var( --e-global-typography-e767fbd-letter-spacing );}.elementor-kit-224796 h2{font-size:var( --e-global-typography-d9f459b-font-size );line-height:var( --e-global-typography-d9f459b-line-height );letter-spacing:var( --e-global-typography-d9f459b-letter-spacing );}.elementor-kit-224796 h3{font-size:var( --e-global-typography-da21c65-font-size );line-height:var( --e-global-typography-da21c65-line-height );letter-spacing:var( --e-global-typography-da21c65-letter-spacing );}.elementor-kit-224796 h4{font-size:var( --e-global-typography-0d262bb-font-size );line-height:var( --e-global-typography-0d262bb-line-height );}.elementor-kit-224796 h5{font-size:var( --e-global-typography-3f2ffb7-font-size );line-height:var( --e-global-typography-3f2ffb7-line-height );}.elementor-kit-224796 h6{font-size:var( --e-global-typography-b11c54e-font-size );line-height:var( --e-global-typography-b11c54e-line-height );}.elementor-kit-224796 button,.elementor-kit-224796 input[type="button"],.elementor-kit-224796 input[type="submit"],.elementor-kit-224796 .elementor-button{font-size:var( --e-global-typography-a906496-font-size );line-height:var( --e-global-typography-a906496-line-height );letter-spacing:var( --e-global-typography-a906496-letter-spacing );}.elementor-section.elementor-section-boxed > .elementor-container{max-width:1024px;}.e-con{--container-max-width:1024px;}}@media(max-width:767px){.elementor-kit-224796{--e-global-typography-e767fbd-font-size:38px;font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-kit-224796 h1{font-size:var( --e-global-typography-e767fbd-font-size );line-height:var( --e-global-typography-e767fbd-line-height );letter-spacing:var( --e-global-typography-e767fbd-letter-spacing );}.elementor-kit-224796 h2{font-size:var( --e-global-typography-d9f459b-font-size );line-height:var( --e-global-typography-d9f459b-line-height );letter-spacing:var( --e-global-typography-d9f459b-letter-spacing );}.elementor-kit-224796 h3{font-size:var( --e-global-typography-da21c65-font-size );line-height:var( --e-global-typography-da21c65-line-height );letter-spacing:var( --e-global-typography-da21c65-letter-spacing );}.elementor-kit-224796 h4{font-size:var( --e-global-typography-0d262bb-font-size );line-height:var( --e-global-typography-0d262bb-line-height );}.elementor-kit-224796 h5{font-size:var( --e-global-typography-3f2ffb7-font-size );line-height:var( --e-global-typography-3f2ffb7-line-height );}.elementor-kit-224796 h6{font-size:var( --e-global-typography-b11c54e-font-size );line-height:var( --e-global-typography-b11c54e-line-height );}.elementor-kit-224796 button,.elementor-kit-224796 input[type="button"],.elementor-kit-224796 input[type="submit"],.elementor-kit-224796 .elementor-button{font-size:var( --e-global-typography-a906496-font-size );line-height:var( --e-global-typography-a906496-line-height );letter-spacing:var( --e-global-typography-a906496-letter-spacing );}.elementor-section.elementor-section-boxed > .elementor-container{max-width:767px;}.e-con{--container-max-width:767px;}}/* Start Custom Fonts CSS */@font-face{font-display:swap;font-family:'Lusitana';font-style:normal;font-weight:normal;src:url('https://www.businessinsurance.com/wp-content/uploads/2024/07/Lusitana-Regular.woff2') format('woff2');} @font-face{font-display:swap;font-family:'Lusitana';font-style:normal;font-weight:bold;src:url('https://www.businessinsurance.com/wp-content/uploads/2024/07/Lusitana-Bold.woff2') format('woff2');} /* End Custom Fonts CSS */ .elementor-224642 .elementor-element.elementor-element-e9feb1f{--display:flex;--min-height:90px;--align-items:center;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--margin-top:10px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-224642 .elementor-element.elementor-element-a534322{width:100%;max-width:100%;}.elementor-224642 .elementor-element.elementor-element-a534322 > .elementor-widget-container{border-style:none;}.elementor-224642 .elementor-element.elementor-element-20f26d3{--display:flex;--align-items:center;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--padding-top:10px;--padding-bottom:10px;--padding-left:0px;--padding-right:0px;}.elementor-widget-theme-site-logo .widget-image-caption{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-224642 .elementor-element.elementor-element-c6ef629{text-align:center;}.elementor-224642 .elementor-element.elementor-element-c6ef629 img{width:600px;max-width:80%;transition-duration:0.5s;}.elementor-224642 .elementor-element.elementor-element-c6ef629:hover img{opacity:0.65;}.elementor-224642 .elementor-element.elementor-element-8ad4244{--display:flex;--flex-direction:row;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--align-items:center;--gap:10px 10px;--row-gap:10px;--column-gap:10px;border-style:double;--border-style:double;border-width:0px 0px 0px 0px;--border-top-width:0px;--border-right-width:0px;--border-bottom-width:0px;--border-left-width:0px;border-color:var( --e-global-color-058b082 );--border-color:var( --e-global-color-058b082 );--padding-top:20px;--padding-bottom:20px;--padding-left:20px;--padding-right:20px;}.elementor-224642 .elementor-element.elementor-element-8ad4244.e-con{--flex-grow:0;--flex-shrink:0;}.elementor-224642 .elementor-element.elementor-element-db86f9a{--display:flex;}.elementor-widget-button .elementor-button{background-color:var( --e-global-color-accent );font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-224642 .elementor-element.elementor-element-26103ee .elementor-button{background-color:var( --e-global-color-a141cd2 );font-family:var( --e-global-typography-a906496-font-family ), Sans-serif;font-size:var( --e-global-typography-a906496-font-size );font-weight:var( --e-global-typography-a906496-font-weight );text-transform:var( --e-global-typography-a906496-text-transform );font-style:var( --e-global-typography-a906496-font-style );text-decoration:var( --e-global-typography-a906496-text-decoration );line-height:var( --e-global-typography-a906496-line-height );letter-spacing:var( --e-global-typography-a906496-letter-spacing );fill:var( --e-global-color-text );color:var( --e-global-color-text );border-style:solid;border-width:0px 0px 0px 0px;border-color:var( --e-global-color-primary );padding:10px 60px 10px 60px;}.elementor-224642 .elementor-element.elementor-element-26103ee .elementor-button:hover, .elementor-224642 .elementor-element.elementor-element-26103ee .elementor-button:focus{background-color:var( --e-global-color-090c572 );color:#FFFFFF;border-color:var( --e-global-color-090c572 );}.elementor-224642 .elementor-element.elementor-element-26103ee .elementor-button-content-wrapper{flex-direction:row;}.elementor-224642 .elementor-element.elementor-element-26103ee .elementor-button .elementor-button-content-wrapper{gap:8px;}.elementor-224642 .elementor-element.elementor-element-26103ee .elementor-button:hover svg, .elementor-224642 .elementor-element.elementor-element-26103ee .elementor-button:focus svg{fill:#FFFFFF;}.elementor-224642 .elementor-element.elementor-element-ebffaf4{--display:flex;}.elementor-224642 .elementor-element.elementor-element-7f2aded{text-align:center;}.elementor-224642 .elementor-element.elementor-element-7f2aded img{width:800px;transition-duration:0.5s;}.elementor-224642 .elementor-element.elementor-element-7f2aded:hover img{opacity:0.65;}.elementor-224642 .elementor-element.elementor-element-4f766ea{--display:flex;--flex-direction:row;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--justify-content:flex-end;--align-items:center;--gap:10px 10px;--row-gap:10px;--column-gap:10px;border-style:none;--border-style:none;}.elementor-widget-search-form input[type="search"].elementor-search-form__input{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-search-form .elementor-search-form__input, .elementor-widget-search-form .elementor-search-form__icon, .elementor-widget-search-form .elementor-lightbox .dialog-lightbox-close-button, .elementor-widget-search-form .elementor-lightbox .dialog-lightbox-close-button:hover, .elementor-widget-search-form.elementor-search-form--skin-full_screen input[type="search"].elementor-search-form__input{color:var( --e-global-color-text );fill:var( --e-global-color-text );}.elementor-widget-search-form .elementor-search-form__submit{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );background-color:var( --e-global-color-secondary );}.elementor-224642 .elementor-element.elementor-element-af1d24c > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-224642 .elementor-element.elementor-element-af1d24c.elementor-element{--order:99999 /* order end hack */;--flex-grow:0;--flex-shrink:0;}.elementor-224642 .elementor-element.elementor-element-af1d24c .elementor-search-form{text-align:center;}.elementor-224642 .elementor-element.elementor-element-af1d24c .elementor-search-form__toggle{--e-search-form-toggle-size:32px;--e-search-form-toggle-background-color:var( --e-global-color-faeb185 );}.elementor-224642 .elementor-element.elementor-element-af1d24c input[type="search"].elementor-search-form__input{font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-224642 .elementor-element.elementor-element-af1d24c .elementor-search-form__input, .elementor-224642 .elementor-element.elementor-element-af1d24c .elementor-search-form__icon, .elementor-224642 .elementor-element.elementor-element-af1d24c .elementor-lightbox .dialog-lightbox-close-button, .elementor-224642 .elementor-element.elementor-element-af1d24c .elementor-lightbox .dialog-lightbox-close-button:hover, .elementor-224642 .elementor-element.elementor-element-af1d24c.elementor-search-form--skin-full_screen input[type="search"].elementor-search-form__input{color:var( --e-global-color-primary );fill:var( --e-global-color-primary );}.elementor-224642 .elementor-element.elementor-element-af1d24c:not(.elementor-search-form--skin-full_screen) .elementor-search-form__container{border-color:var( --e-global-color-secondary );border-width:1px 1px 1px 1px;border-radius:0px;}.elementor-224642 .elementor-element.elementor-element-af1d24c.elementor-search-form--skin-full_screen input[type="search"].elementor-search-form__input{border-color:var( --e-global-color-secondary );border-width:1px 1px 1px 1px;border-radius:0px;}.elementor-224642 .elementor-element.elementor-element-af1d24c:not(.elementor-search-form--skin-full_screen) .elementor-search-form--focus .elementor-search-form__input, .elementor-224642 .elementor-element.elementor-element-af1d24c .elementor-search-form--focus .elementor-search-form__icon, .elementor-224642 .elementor-element.elementor-element-af1d24c .elementor-lightbox .dialog-lightbox-close-button:hover, .elementor-224642 .elementor-element.elementor-element-af1d24c.elementor-search-form--skin-full_screen input[type="search"].elementor-search-form__input:focus{color:var( --e-global-color-primary );fill:var( --e-global-color-primary );}.elementor-224642 .elementor-element.elementor-element-13d448f{width:var( --container-widget-width, 220px );max-width:220px;--container-widget-width:220px;--container-widget-flex-grow:0;}.elementor-224642 .elementor-element.elementor-element-13d448f > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-224642 .elementor-element.elementor-element-13d448f.elementor-element{--order:99999 /* order end hack */;--flex-grow:0;--flex-shrink:0;}.elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form__container{min-height:26px;}.elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form__submit{min-width:calc( 1.4 * 26px );--e-search-form-submit-text-color:#FFFFFF;background-color:#51C5D9;--e-search-form-submit-icon-size:14px;}body:not(.rtl) .elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form__icon{padding-left:calc(26px / 3);}body.rtl .elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form__icon{padding-right:calc(26px / 3);}.elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form__input, .elementor-224642 .elementor-element.elementor-element-13d448f.elementor-search-form--button-type-text .elementor-search-form__submit{padding-left:calc(26px / 3);padding-right:calc(26px / 3);}.elementor-224642 .elementor-element.elementor-element-13d448f input[type="search"].elementor-search-form__input{font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form__input, .elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form__icon, .elementor-224642 .elementor-element.elementor-element-13d448f .elementor-lightbox .dialog-lightbox-close-button, .elementor-224642 .elementor-element.elementor-element-13d448f .elementor-lightbox .dialog-lightbox-close-button:hover, .elementor-224642 .elementor-element.elementor-element-13d448f.elementor-search-form--skin-full_screen input[type="search"].elementor-search-form__input{color:var( --e-global-color-primary );fill:var( --e-global-color-primary );}.elementor-224642 .elementor-element.elementor-element-13d448f:not(.elementor-search-form--skin-full_screen) .elementor-search-form__container{background-color:var( --e-global-color-faeb185 );border-color:var( --e-global-color-secondary );border-width:1px 1px 1px 1px;border-radius:0px;}.elementor-224642 .elementor-element.elementor-element-13d448f.elementor-search-form--skin-full_screen input[type="search"].elementor-search-form__input{background-color:var( --e-global-color-faeb185 );border-color:var( --e-global-color-secondary );border-width:1px 1px 1px 1px;border-radius:0px;}.elementor-224642 .elementor-element.elementor-element-13d448f:not(.elementor-search-form--skin-full_screen) .elementor-search-form--focus .elementor-search-form__input, .elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form--focus .elementor-search-form__icon, .elementor-224642 .elementor-element.elementor-element-13d448f .elementor-lightbox .dialog-lightbox-close-button:hover, .elementor-224642 .elementor-element.elementor-element-13d448f.elementor-search-form--skin-full_screen input[type="search"].elementor-search-form__input:focus{color:var( --e-global-color-primary );fill:var( --e-global-color-primary );}.elementor-224642 .elementor-element.elementor-element-13d448f:not(.elementor-search-form--skin-full_screen) .elementor-search-form--focus .elementor-search-form__container{background-color:#51C5D94A;}.elementor-224642 .elementor-element.elementor-element-13d448f.elementor-search-form--skin-full_screen input[type="search"].elementor-search-form__input:focus{background-color:#51C5D94A;}.elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form__submit:hover{--e-search-form-submit-text-color:#FFFFFF;background-color:var( --e-global-color-164f071 );}.elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form__submit:focus{--e-search-form-submit-text-color:#FFFFFF;background-color:var( --e-global-color-164f071 );}.elementor-widget-nav-menu .elementor-nav-menu .elementor-item{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-nav-menu .elementor-nav-menu--main .elementor-item{color:var( --e-global-color-text );fill:var( --e-global-color-text );}.elementor-widget-nav-menu .elementor-nav-menu--main .elementor-item:hover, .elementor-widget-nav-menu .elementor-nav-menu--main .elementor-item.elementor-item-active, .elementor-widget-nav-menu .elementor-nav-menu--main .elementor-item.highlighted, .elementor-widget-nav-menu .elementor-nav-menu--main .elementor-item:focus{color:var( --e-global-color-accent );fill:var( --e-global-color-accent );}.elementor-widget-nav-menu .elementor-nav-menu--main:not(.e--pointer-framed) .elementor-item:before, .elementor-widget-nav-menu .elementor-nav-menu--main:not(.e--pointer-framed) .elementor-item:after{background-color:var( --e-global-color-accent );}.elementor-widget-nav-menu .e--pointer-framed .elementor-item:before, .elementor-widget-nav-menu .e--pointer-framed .elementor-item:after{border-color:var( --e-global-color-accent );}.elementor-widget-nav-menu{--e-nav-menu-divider-color:var( --e-global-color-text );}.elementor-widget-nav-menu .elementor-nav-menu--dropdown .elementor-item, .elementor-widget-nav-menu .elementor-nav-menu--dropdown .elementor-sub-item{font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-224642 .elementor-element.elementor-element-51958ef > .elementor-widget-container{margin:0px 0px 0px 0px;padding:0px 0px 0px 0px;border-style:none;}.elementor-224642 .elementor-element.elementor-element-51958ef.elementor-element{--order:99999 /* order end hack */;}.elementor-224642 .elementor-element.elementor-element-51958ef .elementor-menu-toggle{margin-left:auto;}.elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown{background-color:var( --e-global-color-faeb185 );border-style:solid;border-width:2px 2px 2px 2px;border-color:var( --e-global-color-secondary );}.elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown a:hover, .elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown a.elementor-item-active, .elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown a.highlighted{background-color:var( --e-global-color-a9608d1 );}.elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown .elementor-item, .elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown .elementor-sub-item{font-family:var( --e-global-typography-secondary-font-family ), Sans-serif;font-size:var( --e-global-typography-secondary-font-size );font-weight:var( --e-global-typography-secondary-font-weight );text-transform:var( --e-global-typography-secondary-text-transform );font-style:var( --e-global-typography-secondary-font-style );text-decoration:var( --e-global-typography-secondary-text-decoration );}.elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown li:not(:last-child){border-style:none;border-bottom-width:1px;}.elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--main > .elementor-nav-menu > li > .elementor-nav-menu--dropdown, .elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu__container.elementor-nav-menu--dropdown{margin-top:0px !important;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb{width:var( --container-widget-width, 30px );max-width:30px;--container-widget-width:30px;--container-widget-flex-grow:0;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb > .elementor-widget-container{margin:0px 0px 0px 0px;padding:0px 0px 0px 0px;border-style:none;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-menu-toggle{margin-left:auto;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu .elementor-item{font-family:"liberation-sans", Sans-serif;font-size:12px;font-weight:500;text-transform:none;font-style:normal;text-decoration:none;line-height:0px;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--main .elementor-item{padding-left:8px;padding-right:8px;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown{background-color:var( --e-global-color-faeb185 );}.elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown a:hover, .elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown a.elementor-item-active, .elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown a.highlighted{background-color:var( --e-global-color-a9608d1 );}.elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown .elementor-item, .elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown .elementor-sub-item{font-family:"liberation-sans", Sans-serif;font-weight:400;text-transform:none;font-style:normal;text-decoration:none;letter-spacing:0px;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown li:not(:last-child){border-style:none;border-bottom-width:1px;}.elementor-224642 .elementor-element.elementor-element-9061118{--display:flex;--flex-direction:row;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--align-items:center;--gap:0px 0px;--row-gap:0px;--column-gap:0px;border-style:solid;--border-style:solid;border-width:2px 0px 2px 0px;--border-top-width:2px;--border-right-width:0px;--border-bottom-width:2px;--border-left-width:0px;border-color:var( --e-global-color-secondary );--border-color:var( --e-global-color-secondary );}.elementor-224642 .elementor-element.elementor-element-8da3ccd{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}.elementor-224642 .elementor-element.elementor-element-cabd321 > .elementor-widget-container{border-style:none;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-menu-toggle{margin:0 auto;background-color:var( --e-global-color-accent );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu .elementor-item{font-family:"liberation-sans", Sans-serif;font-size:16px;font-weight:400;font-style:normal;line-height:1.3em;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main .elementor-item{color:var( --e-global-color-primary );fill:var( --e-global-color-primary );padding-left:20px;padding-right:20px;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main .elementor-item:hover, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main .elementor-item.elementor-item-active, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main .elementor-item.highlighted, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main .elementor-item:focus{color:#fff;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main:not(.e--pointer-framed) .elementor-item:before, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main:not(.e--pointer-framed) .elementor-item:after{background-color:#51C5D9;}.elementor-224642 .elementor-element.elementor-element-cabd321 .e--pointer-framed .elementor-item:before, .elementor-224642 .elementor-element.elementor-element-cabd321 .e--pointer-framed .elementor-item:after{border-color:#51C5D9;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main .elementor-item.elementor-item-active{color:#FFFFFF;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main:not(.e--pointer-framed) .elementor-item.elementor-item-active:before, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main:not(.e--pointer-framed) .elementor-item.elementor-item-active:after{background-color:var( --e-global-color-a9608d1 );}.elementor-224642 .elementor-element.elementor-element-cabd321 .e--pointer-framed .elementor-item.elementor-item-active:before, .elementor-224642 .elementor-element.elementor-element-cabd321 .e--pointer-framed .elementor-item.elementor-item-active:after{border-color:var( --e-global-color-a9608d1 );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-menu-toggle{color:var( --e-global-color-text );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown{background-color:#FFFFFF;border-style:none;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a:hover, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a.elementor-item-active, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a.highlighted, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-menu-toggle:hover{color:var( --e-global-color-faeb185 );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a:hover, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a.elementor-item-active, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a.highlighted{background-color:var( --e-global-color-a9608d1 );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a.elementor-item-active{color:var( --e-global-color-faeb185 );background-color:var( --e-global-color-a9608d1 );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown .elementor-item, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown .elementor-sub-item{font-family:var( --e-global-typography-1048b30-font-family ), Sans-serif;font-size:var( --e-global-typography-1048b30-font-size );font-weight:var( --e-global-typography-1048b30-font-weight );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main .elementor-nav-menu--dropdown, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu__container.elementor-nav-menu--dropdown{box-shadow:0px 3px 8px 0px rgba(0, 0, 0, 0.07);}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a{padding-left:30px;padding-right:30px;padding-top:10px;padding-bottom:10px;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main > .elementor-nav-menu > li > .elementor-nav-menu--dropdown, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu__container.elementor-nav-menu--dropdown{margin-top:4px !important;}.elementor-224642 .elementor-element.elementor-element-cabd321 div.elementor-menu-toggle{color:#FFFFFF;}.elementor-224642 .elementor-element.elementor-element-cabd321 div.elementor-menu-toggle svg{fill:#FFFFFF;}.elementor-224642 .elementor-element.elementor-element-cabd321 div.elementor-menu-toggle:hover{color:#FFFFFF;}.elementor-224642 .elementor-element.elementor-element-cabd321 div.elementor-menu-toggle:hover svg{fill:#FFFFFF;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-menu-toggle:hover{background-color:var( --e-global-color-primary );}.elementor-theme-builder-content-area{height:400px;}.elementor-location-header:before, .elementor-location-footer:before{content:"";display:table;clear:both;}@media(min-width:768px){.elementor-224642 .elementor-element.elementor-element-e9feb1f{--content-width:970px;}.elementor-224642 .elementor-element.elementor-element-db86f9a{--width:25%;}.elementor-224642 .elementor-element.elementor-element-ebffaf4{--width:50%;}.elementor-224642 .elementor-element.elementor-element-4f766ea{--width:25%;}.elementor-224642 .elementor-element.elementor-element-8da3ccd{--width:100%;}}@media(max-width:1024px) and (min-width:768px){.elementor-224642 .elementor-element.elementor-element-db86f9a{--width:50%;}.elementor-224642 .elementor-element.elementor-element-ebffaf4{--width:49%;}.elementor-224642 .elementor-element.elementor-element-4f766ea{--width:50%;}}@media(max-width:1200px){.elementor-224642 .elementor-element.elementor-element-8ad4244{--justify-content:space-between;}.elementor-224642 .elementor-element.elementor-element-51958ef.elementor-element{--order:99999 /* order end hack */;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb.elementor-element{--order:99999 /* order end hack */;}}@media(max-width:1024px){.elementor-224642 .elementor-element.elementor-element-20f26d3{--align-items:center;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--padding-top:10px;--padding-bottom:10px;--padding-left:0px;--padding-right:0px;}.elementor-widget-theme-site-logo .widget-image-caption{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-224642 .elementor-element.elementor-element-c6ef629{text-align:center;}.elementor-224642 .elementor-element.elementor-element-8ad4244{border-width:0px 0px 4px 0px;--border-top-width:0px;--border-right-width:0px;--border-bottom-width:4px;--border-left-width:0px;}.elementor-224642 .elementor-element.elementor-element-26103ee .elementor-button{font-size:var( --e-global-typography-a906496-font-size );line-height:var( --e-global-typography-a906496-line-height );letter-spacing:var( --e-global-typography-a906496-letter-spacing );padding:12px 30px 12px 30px;}.elementor-224642 .elementor-element.elementor-element-ebffaf4{--align-items:center;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );}.elementor-224642 .elementor-element.elementor-element-7f2aded{text-align:left;}.elementor-224642 .elementor-element.elementor-element-7f2aded img{width:220px;}.elementor-widget-search-form input[type="search"].elementor-search-form__input{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-search-form .elementor-search-form__submit{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-224642 .elementor-element.elementor-element-af1d24c > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-224642 .elementor-element.elementor-element-af1d24c.elementor-element{--order:-99999 /* order start hack */;}.elementor-224642 .elementor-element.elementor-element-13d448f > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-224642 .elementor-element.elementor-element-13d448f.elementor-element{--order:-99999 /* order start hack */;}.elementor-widget-nav-menu .elementor-nav-menu .elementor-item{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown .elementor-item, .elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown .elementor-sub-item{font-size:var( --e-global-typography-secondary-font-size );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown .elementor-item, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown .elementor-sub-item{font-size:var( --e-global-typography-1048b30-font-size );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a{padding-left:200px;padding-right:200px;padding-top:12px;padding-bottom:12px;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-menu-toggle{border-width:0px;border-radius:0px;}}@media(max-width:767px){.elementor-224642 .elementor-element.elementor-element-e9feb1f{--min-height:50px;}.elementor-224642 .elementor-element.elementor-element-e9feb1f.e-con{--align-self:center;}.elementor-224642 .elementor-element.elementor-element-a534322.elementor-element{--align-self:center;}.elementor-widget-theme-site-logo .widget-image-caption{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-224642 .elementor-element.elementor-element-c6ef629{text-align:center;}.elementor-224642 .elementor-element.elementor-element-8ad4244{--justify-content:flex-end;--align-items:center;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--flex-wrap:nowrap;--padding-top:15px;--padding-bottom:15px;--padding-left:0px;--padding-right:0px;}.elementor-224642 .elementor-element.elementor-element-db86f9a{--width:56%;--margin-top:0px;--margin-bottom:0px;--margin-left:15px;--margin-right:0px;}.elementor-224642 .elementor-element.elementor-element-26103ee > .elementor-widget-container{padding:0px 0px 0px 0px;}.elementor-224642 .elementor-element.elementor-element-26103ee .elementor-button{font-size:var( --e-global-typography-a906496-font-size );line-height:var( --e-global-typography-a906496-line-height );letter-spacing:var( --e-global-typography-a906496-letter-spacing );}.elementor-224642 .elementor-element.elementor-element-7f2aded{text-align:center;}.elementor-224642 .elementor-element.elementor-element-4f766ea{--width:500px;--justify-content:flex-end;--flex-wrap:nowrap;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:15px;}.elementor-widget-search-form input[type="search"].elementor-search-form__input{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-search-form .elementor-search-form__submit{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-224642 .elementor-element.elementor-element-af1d24c > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-224642 .elementor-element.elementor-element-13d448f > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-widget-nav-menu .elementor-nav-menu .elementor-item{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-224642 .elementor-element.elementor-element-51958ef > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown .elementor-item, .elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown .elementor-sub-item{font-size:var( --e-global-typography-secondary-font-size );}.elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown a{padding-top:15px;padding-bottom:15px;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown .elementor-item, .elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown .elementor-sub-item{font-size:16px;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown a{padding-top:15px;padding-bottom:15px;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown .elementor-item, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown .elementor-sub-item{font-size:var( --e-global-typography-1048b30-font-size );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a{padding-left:30px;padding-right:30px;padding-top:10px;padding-bottom:10px;}} .elementor-224644 .elementor-element.elementor-element-b5715f7{--display:flex;border-style:solid;--border-style:solid;border-width:0px 0px 0px 0px;--border-top-width:0px;--border-right-width:0px;--border-bottom-width:0px;--border-left-width:0px;border-color:var( --e-global-color-accent );--border-color:var( --e-global-color-accent );--margin-top:50px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:50px;--padding-bottom:50px;--padding-left:20px;--padding-right:20px;}.elementor-224644 .elementor-element.elementor-element-b5715f7:not(.elementor-motion-effects-element-type-background), .elementor-224644 .elementor-element.elementor-element-b5715f7 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:var( --e-global-color-accent );}.elementor-widget-image .widget-image-caption{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-224644 .elementor-element.elementor-element-d245f8d img{width:40%;}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-repeater-item-0267196.elementor-social-icon{background-color:var( --e-global-color-accent );}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-repeater-item-0267196.elementor-social-icon i{color:var( --e-global-color-faeb185 );}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-repeater-item-0267196.elementor-social-icon svg{fill:var( --e-global-color-faeb185 );}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-repeater-item-dc10550.elementor-social-icon{background-color:var( --e-global-color-accent );}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-repeater-item-dc10550.elementor-social-icon i{color:var( --e-global-color-faeb185 );}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-repeater-item-dc10550.elementor-social-icon svg{fill:var( --e-global-color-faeb185 );}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-repeater-item-9bc67e2.elementor-social-icon{background-color:var( --e-global-color-accent );}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-repeater-item-9bc67e2.elementor-social-icon i{color:var( --e-global-color-faeb185 );}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-repeater-item-9bc67e2.elementor-social-icon svg{fill:var( --e-global-color-faeb185 );}.elementor-224644 .elementor-element.elementor-element-02cca47{--grid-template-columns:repeat(0, auto);--icon-size:15px;--grid-column-gap:25px;--grid-row-gap:0px;}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-widget-container{text-align:center;}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-social-icon i{color:var( --e-global-color-faeb185 );}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-social-icon svg{fill:var( --e-global-color-faeb185 );}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-social-icon{--icon-padding:0.3em;}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-social-icon:hover i{color:#FFFFFF;}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-social-icon:hover svg{fill:#FFFFFF;}.elementor-224644 .elementor-element.elementor-element-c99b632{--display:flex;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:50px;--padding-bottom:50px;--padding-left:30px;--padding-right:30px;}.elementor-224644 .elementor-element.elementor-element-c99b632:not(.elementor-motion-effects-element-type-background), .elementor-224644 .elementor-element.elementor-element-c99b632 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:#FFFFFF;}.elementor-224644 .elementor-element.elementor-element-018d877{--display:flex;--flex-direction:row;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--align-items:stretch;--gap:10px 10px;--row-gap:10px;--column-gap:10px;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-224644 .elementor-element.elementor-element-669fa82{--display:flex;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:40px;}.elementor-widget-theme-site-logo .widget-image-caption{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-224644 .elementor-element.elementor-element-385fa69{text-align:left;}.elementor-224644 .elementor-element.elementor-element-385fa69 img{width:100%;}.elementor-widget-text-editor{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:var( --e-global-color-primary );}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap, .elementor-widget-text-editor.elementor-drop-cap-view-default .elementor-drop-cap{color:var( --e-global-color-primary );border-color:var( --e-global-color-primary );}.elementor-224644 .elementor-element.elementor-element-d37129a > .elementor-widget-container{margin:30px 0px 0px 0px;}.elementor-224644 .elementor-element.elementor-element-d37129a{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-224644 .elementor-element.elementor-element-19a533e{--display:flex;--justify-content:center;}.elementor-widget-heading .elementor-heading-title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );color:var( --e-global-color-primary );}.elementor-224644 .elementor-element.elementor-element-85c5fc9 > .elementor-widget-container{margin:0px 0px 20px 0px;}.elementor-224644 .elementor-element.elementor-element-85c5fc9{text-align:center;}.elementor-224644 .elementor-element.elementor-element-85c5fc9 .elementor-heading-title{font-family:var( --e-global-typography-0d262bb-font-family ), Sans-serif;font-size:var( --e-global-typography-0d262bb-font-size );font-weight:var( --e-global-typography-0d262bb-font-weight );text-transform:var( --e-global-typography-0d262bb-text-transform );font-style:var( --e-global-typography-0d262bb-font-style );text-decoration:var( --e-global-typography-0d262bb-text-decoration );line-height:var( --e-global-typography-0d262bb-line-height );color:var( --e-global-color-text );}.elementor-widget-button .elementor-button{background-color:var( --e-global-color-accent );font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-224644 .elementor-element.elementor-element-8ffebdf .elementor-button{background-color:var( --e-global-color-a141cd2 );font-family:var( --e-global-typography-a906496-font-family ), Sans-serif;font-size:var( --e-global-typography-a906496-font-size );font-weight:var( --e-global-typography-a906496-font-weight );text-transform:var( --e-global-typography-a906496-text-transform );font-style:var( --e-global-typography-a906496-font-style );text-decoration:var( --e-global-typography-a906496-text-decoration );line-height:var( --e-global-typography-a906496-line-height );letter-spacing:var( --e-global-typography-a906496-letter-spacing );fill:var( --e-global-color-text );color:var( --e-global-color-text );border-style:solid;border-width:0px 0px 0px 0px;border-color:var( --e-global-color-primary );padding:10px 60px 10px 60px;}.elementor-224644 .elementor-element.elementor-element-8ffebdf .elementor-button:hover, .elementor-224644 .elementor-element.elementor-element-8ffebdf .elementor-button:focus{background-color:var( --e-global-color-090c572 );color:#FFFFFF;border-color:var( --e-global-color-090c572 );}.elementor-224644 .elementor-element.elementor-element-8ffebdf .elementor-button-content-wrapper{flex-direction:row;}.elementor-224644 .elementor-element.elementor-element-8ffebdf .elementor-button .elementor-button-content-wrapper{gap:8px;}.elementor-224644 .elementor-element.elementor-element-8ffebdf .elementor-button:hover svg, .elementor-224644 .elementor-element.elementor-element-8ffebdf .elementor-button:focus svg{fill:#FFFFFF;}.elementor-224644 .elementor-element.elementor-element-c11deeb{--display:flex;--margin-top:0px;--margin-bottom:0px;--margin-left:40px;--margin-right:0px;}.elementor-224644 .elementor-element.elementor-element-b293ffe .elementor-heading-title{font-family:var( --e-global-typography-da21c65-font-family ), Sans-serif;font-size:var( --e-global-typography-da21c65-font-size );font-weight:var( --e-global-typography-da21c65-font-weight );text-transform:var( --e-global-typography-da21c65-text-transform );font-style:var( --e-global-typography-da21c65-font-style );text-decoration:var( --e-global-typography-da21c65-text-decoration );line-height:var( --e-global-typography-da21c65-line-height );letter-spacing:var( --e-global-typography-da21c65-letter-spacing );color:var( --e-global-color-primary );}.elementor-widget-divider{--divider-color:var( --e-global-color-secondary );}.elementor-widget-divider .elementor-divider__text{color:var( --e-global-color-secondary );font-family:var( --e-global-typography-secondary-font-family ), Sans-serif;font-size:var( --e-global-typography-secondary-font-size );font-weight:var( --e-global-typography-secondary-font-weight );text-transform:var( --e-global-typography-secondary-text-transform );font-style:var( --e-global-typography-secondary-font-style );text-decoration:var( --e-global-typography-secondary-text-decoration );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-divider.elementor-view-stacked .elementor-icon{background-color:var( --e-global-color-secondary );}.elementor-widget-divider.elementor-view-framed .elementor-icon, .elementor-widget-divider.elementor-view-default .elementor-icon{color:var( --e-global-color-secondary );border-color:var( --e-global-color-secondary );}.elementor-widget-divider.elementor-view-framed .elementor-icon, .elementor-widget-divider.elementor-view-default .elementor-icon svg{fill:var( --e-global-color-secondary );}.elementor-224644 .elementor-element.elementor-element-4a62d87{--divider-border-style:solid;--divider-color:var( --e-global-color-dfceda1 );--divider-border-width:2px;}.elementor-224644 .elementor-element.elementor-element-4a62d87 .elementor-divider-separator{width:100%;}.elementor-224644 .elementor-element.elementor-element-4a62d87 .elementor-divider{padding-block-start:15px;padding-block-end:15px;}.elementor-widget-icon-list .elementor-icon-list-item:not(:last-child):after{border-color:var( --e-global-color-text );}.elementor-widget-icon-list .elementor-icon-list-icon i{color:var( --e-global-color-primary );}.elementor-widget-icon-list .elementor-icon-list-icon svg{fill:var( --e-global-color-primary );}.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-icon-list .elementor-icon-list-text{color:var( --e-global-color-secondary );}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-items:not(.elementor-inline-items) .elementor-icon-list-item:not(:last-child){padding-bottom:calc(6px/2);}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-items:not(.elementor-inline-items) .elementor-icon-list-item:not(:first-child){margin-top:calc(6px/2);}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item{margin-right:calc(6px/2);margin-left:calc(6px/2);}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-items.elementor-inline-items{margin-right:calc(-6px/2);margin-left:calc(-6px/2);}body.rtl .elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item:after{left:calc(-6px/2);}body:not(.rtl) .elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item:after{right:calc(-6px/2);}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-icon i{color:var( --e-global-color-164f071 );transition:color 0.3s;}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-icon svg{fill:var( --e-global-color-164f071 );transition:fill 0.3s;}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-item:hover .elementor-icon-list-icon i{color:var( --e-global-color-accent );}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-item:hover .elementor-icon-list-icon svg{fill:var( --e-global-color-accent );}.elementor-224644 .elementor-element.elementor-element-871d82f{--e-icon-list-icon-size:11px;--e-icon-list-icon-align:left;--e-icon-list-icon-margin:0 calc(var(--e-icon-list-icon-size, 1em) * 0.25) 0 0;--icon-vertical-offset:0px;}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-icon{padding-right:2px;}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-item > .elementor-icon-list-text, .elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-item > a{font-family:"liberation-sans", Sans-serif;font-weight:400;text-transform:none;font-style:normal;text-decoration:none;line-height:1.3em;letter-spacing:0px;}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-text{color:var( --e-global-color-text );transition:color 0.3s;}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-item:hover .elementor-icon-list-text{color:var( --e-global-color-accent );}.elementor-224644 .elementor-element.elementor-element-99667e6{--display:flex;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:30px;--padding-bottom:30px;--padding-left:20px;--padding-right:20px;}.elementor-224644 .elementor-element.elementor-element-99667e6:not(.elementor-motion-effects-element-type-background), .elementor-224644 .elementor-element.elementor-element-99667e6 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:var( --e-global-color-a141cd2 );}.elementor-224644 .elementor-element.elementor-element-8d89b62 > .elementor-widget-container{margin:0px 0px -25px 0px;}.elementor-224644 .elementor-element.elementor-element-8d89b62{text-align:center;}.elementor-224644 .elementor-element.elementor-element-8d89b62 .elementor-heading-title{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );color:var( --e-global-color-text );}.elementor-224644 .elementor-element.elementor-element-bc050ca > .elementor-widget-container{margin:20px 0px 0px 0px;}.elementor-224644 .elementor-element.elementor-element-bc050ca img{width:25%;}.elementor-224644 .elementor-element.elementor-element-b80922c > .elementor-widget-container{margin:0px 0px 0px 0px;padding:0px 0px 0px 0px;}.elementor-theme-builder-content-area{height:400px;}.elementor-location-header:before, .elementor-location-footer:before{content:"";display:table;clear:both;}@media(max-width:1024px) and (min-width:768px){.elementor-224644 .elementor-element.elementor-element-669fa82{--width:100%;}.elementor-224644 .elementor-element.elementor-element-19a533e{--width:50%;}.elementor-224644 .elementor-element.elementor-element-c11deeb{--width:50%;}}@media(max-width:1024px){.elementor-widget-image .widget-image-caption{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-224644 .elementor-element.elementor-element-02cca47 > .elementor-widget-container{padding:0px 0px 0px 0px;}.elementor-224644 .elementor-element.elementor-element-669fa82{--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;}.elementor-widget-theme-site-logo .widget-image-caption{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-224644 .elementor-element.elementor-element-385fa69{text-align:center;}.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-224644 .elementor-element.elementor-element-d37129a{text-align:center;font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-heading .elementor-heading-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-224644 .elementor-element.elementor-element-85c5fc9 .elementor-heading-title{font-size:var( --e-global-typography-0d262bb-font-size );line-height:var( --e-global-typography-0d262bb-line-height );}.elementor-224644 .elementor-element.elementor-element-8ffebdf .elementor-button{font-size:var( --e-global-typography-a906496-font-size );line-height:var( --e-global-typography-a906496-line-height );letter-spacing:var( --e-global-typography-a906496-letter-spacing );padding:12px 30px 12px 30px;}.elementor-224644 .elementor-element.elementor-element-c11deeb{--margin-top:0px;--margin-bottom:0px;--margin-left:40px;--margin-right:0px;}.elementor-224644 .elementor-element.elementor-element-b293ffe .elementor-heading-title{font-size:var( --e-global-typography-da21c65-font-size );line-height:var( --e-global-typography-da21c65-line-height );letter-spacing:var( --e-global-typography-da21c65-letter-spacing );}.elementor-widget-divider .elementor-divider__text{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-224644 .elementor-element.elementor-element-8d89b62 .elementor-heading-title{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}}@media(max-width:767px){.elementor-widget-image .widget-image-caption{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-224644 .elementor-element.elementor-element-02cca47 > .elementor-widget-container{padding:0px 0px 0px 0px;}.elementor-224644 .elementor-element.elementor-element-02cca47{--icon-size:16px;--grid-column-gap:10px;}.elementor-224644 .elementor-element.elementor-element-c99b632{--padding-top:50px;--padding-bottom:50px;--padding-left:10px;--padding-right:10px;}.elementor-224644 .elementor-element.elementor-element-669fa82{--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;}.elementor-widget-theme-site-logo .widget-image-caption{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-224644 .elementor-element.elementor-element-385fa69{text-align:center;}.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-224644 .elementor-element.elementor-element-d37129a{text-align:center;font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-heading .elementor-heading-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-224644 .elementor-element.elementor-element-85c5fc9{text-align:center;}.elementor-224644 .elementor-element.elementor-element-85c5fc9 .elementor-heading-title{font-size:var( --e-global-typography-0d262bb-font-size );line-height:var( --e-global-typography-0d262bb-line-height );}.elementor-224644 .elementor-element.elementor-element-8ffebdf .elementor-button{font-size:var( --e-global-typography-a906496-font-size );line-height:var( --e-global-typography-a906496-line-height );letter-spacing:var( --e-global-typography-a906496-letter-spacing );}.elementor-224644 .elementor-element.elementor-element-c11deeb{--margin-top:20px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;}.elementor-224644 .elementor-element.elementor-element-b293ffe .elementor-heading-title{font-size:var( --e-global-typography-da21c65-font-size );line-height:var( --e-global-typography-da21c65-line-height );letter-spacing:var( --e-global-typography-da21c65-letter-spacing );}.elementor-widget-divider .elementor-divider__text{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-224644 .elementor-element.elementor-element-8d89b62 .elementor-heading-title{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}} .elementor-472838 .elementor-element.elementor-element-4701904e{--display:flex;--flex-direction:row;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--align-items:stretch;--margin-top:20px;--margin-bottom:50px;--margin-left:0px;--margin-right:0px;}.elementor-472838 .elementor-element.elementor-element-74e10afb{--display:flex;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:50px;}.elementor-widget-theme-archive-title .elementor-heading-title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );color:var( --e-global-color-primary );}.elementor-472838 .elementor-element.elementor-element-533ea9a .elementor-heading-title{font-family:"liberation-sans", Sans-serif;font-size:26px;font-weight:700;text-transform:none;font-style:normal;text-decoration:none;line-height:1.3em;letter-spacing:0px;color:var( --e-global-color-secondary );}.elementor-widget-divider{--divider-color:var( --e-global-color-secondary );}.elementor-widget-divider .elementor-divider__text{color:var( --e-global-color-secondary );font-family:var( --e-global-typography-secondary-font-family ), Sans-serif;font-size:var( --e-global-typography-secondary-font-size );font-weight:var( --e-global-typography-secondary-font-weight );text-transform:var( --e-global-typography-secondary-text-transform );font-style:var( --e-global-typography-secondary-font-style );text-decoration:var( --e-global-typography-secondary-text-decoration );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-divider.elementor-view-stacked .elementor-icon{background-color:var( --e-global-color-secondary );}.elementor-widget-divider.elementor-view-framed .elementor-icon, .elementor-widget-divider.elementor-view-default .elementor-icon{color:var( --e-global-color-secondary );border-color:var( --e-global-color-secondary );}.elementor-widget-divider.elementor-view-framed .elementor-icon, .elementor-widget-divider.elementor-view-default .elementor-icon svg{fill:var( --e-global-color-secondary );}.elementor-472838 .elementor-element.elementor-element-6d71ed47{--divider-border-style:solid;--divider-color:#EAEAEA;--divider-border-width:3px;}.elementor-472838 .elementor-element.elementor-element-6d71ed47 > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-472838 .elementor-element.elementor-element-6d71ed47 .elementor-divider-separator{width:100%;}.elementor-472838 .elementor-element.elementor-element-6d71ed47 .elementor-divider{padding-block-start:20px;padding-block-end:20px;}.elementor-widget-loop-grid .elementor-button{background-color:var( --e-global-color-accent );font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-widget-loop-grid .elementor-pagination{font-family:var( --e-global-typography-secondary-font-family ), Sans-serif;font-size:var( --e-global-typography-secondary-font-size );font-weight:var( --e-global-typography-secondary-font-weight );text-transform:var( --e-global-typography-secondary-text-transform );font-style:var( --e-global-typography-secondary-font-style );text-decoration:var( --e-global-typography-secondary-text-decoration );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-loop-grid .e-load-more-message{font-family:var( --e-global-typography-secondary-font-family ), Sans-serif;font-size:var( --e-global-typography-secondary-font-size );font-weight:var( --e-global-typography-secondary-font-weight );text-transform:var( --e-global-typography-secondary-text-transform );font-style:var( --e-global-typography-secondary-font-style );text-decoration:var( --e-global-typography-secondary-text-decoration );line-height:var( --e-global-typography-secondary-line-height );}.elementor-472838 .elementor-element.elementor-element-7bd11ea{--grid-columns:1;}.elementor-472838 .elementor-element.elementor-element-e0a9fe0{--grid-columns:1;}.elementor-472838 .elementor-element.elementor-element-e0a9fe0 .elementor-pagination{text-align:center;font-family:"liberation-sans", Sans-serif;font-size:20px;font-weight:400;text-transform:none;font-style:normal;text-decoration:none;line-height:1.3em;letter-spacing:0px;margin-top:20px;}body:not(.rtl) .elementor-472838 .elementor-element.elementor-element-e0a9fe0 .elementor-pagination .page-numbers:not(:first-child){margin-left:calc( 25px/2 );}body:not(.rtl) .elementor-472838 .elementor-element.elementor-element-e0a9fe0 .elementor-pagination .page-numbers:not(:last-child){margin-right:calc( 25px/2 );}body.rtl .elementor-472838 .elementor-element.elementor-element-e0a9fe0 .elementor-pagination .page-numbers:not(:first-child){margin-right:calc( 25px/2 );}body.rtl .elementor-472838 .elementor-element.elementor-element-e0a9fe0 .elementor-pagination .page-numbers:not(:last-child){margin-left:calc( 25px/2 );}.elementor-widget-global .elementor-button{background-color:var( --e-global-color-accent );font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-widget-global .elementor-pagination{font-family:var( --e-global-typography-secondary-font-family ), Sans-serif;font-size:var( --e-global-typography-secondary-font-size );font-weight:var( --e-global-typography-secondary-font-weight );text-transform:var( --e-global-typography-secondary-text-transform );font-style:var( --e-global-typography-secondary-font-style );text-decoration:var( --e-global-typography-secondary-text-decoration );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-global .e-load-more-message{font-family:var( --e-global-typography-secondary-font-family ), Sans-serif;font-size:var( --e-global-typography-secondary-font-size );font-weight:var( --e-global-typography-secondary-font-weight );text-transform:var( --e-global-typography-secondary-text-transform );font-style:var( --e-global-typography-secondary-font-style );text-decoration:var( --e-global-typography-secondary-text-decoration );line-height:var( --e-global-typography-secondary-line-height );}.elementor-472838 .elementor-element.elementor-global-780457{--grid-columns:1;--grid-row-gap:15px;}.elementor-472838 .elementor-element.elementor-global-780457 > .elementor-widget-container{margin:10px 0px 0px 0px;}.elementor-472838 .elementor-element.elementor-element-3f1625fa{--display:flex;--align-items:center;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;}@media(min-width:768px){.elementor-472838 .elementor-element.elementor-element-3f1625fa{--width:500px;}}@media(max-width:1024px){.elementor-472838 .elementor-element.elementor-element-4701904e{--padding-top:0px;--padding-bottom:0px;--padding-left:40px;--padding-right:40px;}.elementor-472838 .elementor-element.elementor-element-74e10afb{--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;}.elementor-widget-theme-archive-title .elementor-heading-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-divider .elementor-divider__text{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-loop-grid .elementor-pagination{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-loop-grid .e-load-more-message{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-472838 .elementor-element.elementor-element-7bd11ea{--grid-columns:2;}.elementor-472838 .elementor-element.elementor-element-e0a9fe0{--grid-columns:2;}.elementor-widget-global .elementor-pagination{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-global .e-load-more-message{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-472838 .elementor-element.elementor-global-780457{--grid-columns:2;}.elementor-472838 .elementor-element.elementor-element-3f1625fa{--margin-top:100px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;}}@media(max-width:767px){.elementor-472838 .elementor-element.elementor-element-4701904e{--padding-top:0px;--padding-bottom:0px;--padding-left:10px;--padding-right:10px;}.elementor-472838 .elementor-element.elementor-element-74e10afb{--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;}.elementor-widget-theme-archive-title .elementor-heading-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-divider .elementor-divider__text{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-loop-grid .elementor-pagination{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-loop-grid .e-load-more-message{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-472838 .elementor-element.elementor-element-7bd11ea{--grid-columns:1;}.elementor-472838 .elementor-element.elementor-element-e0a9fe0{--grid-columns:1;}.elementor-widget-global .elementor-pagination{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-global .e-load-more-message{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-472838 .elementor-element.elementor-global-780457{--grid-columns:1;}.elementor-472838 .elementor-element.elementor-element-3f1625fa{--margin-top:50px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;}}@media(max-width:1024px) and (min-width:768px){.elementor-472838 .elementor-element.elementor-element-74e10afb{--width:100%;}.elementor-472838 .elementor-element.elementor-element-3f1625fa{--width:100%;}} .elementor-785734 .elementor-element.elementor-element-6dbb92b3{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}.elementor-widget-text-editor{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:var( --e-global-color-primary );}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap, .elementor-widget-text-editor.elementor-drop-cap-view-default .elementor-drop-cap{color:var( --e-global-color-primary );border-color:var( --e-global-color-primary );}.elementor-785734 .elementor-element.elementor-element-77552def > .elementor-widget-container{margin:20px 0px 0px 0px;padding:7% 7% 0% 7%;}.elementor-785734 .elementor-element.elementor-element-77552def{text-align:center;color:var( --e-global-color-faeb185 );font-family:"liberation-sans", Sans-serif;font-size:16px;font-weight:700;text-transform:none;font-style:normal;text-decoration:none;line-height:1.5em;}.elementor-widget-button .elementor-button{background-color:var( --e-global-color-accent );font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-785734 .elementor-element.elementor-element-32033a83 .elementor-button{background-color:var( --e-global-color-a141cd2 );font-family:"Lusitana", Sans-serif;font-size:16px;font-weight:500;text-transform:none;font-style:normal;text-decoration:none;line-height:1.3em;letter-spacing:0.3px;fill:#393939;color:#393939;border-style:solid;border-width:0px 0px 0px 0px;border-color:#191919;padding:10px 60px 10px 60px;}.elementor-785734 .elementor-element.elementor-element-32033a83 .elementor-button:hover, .elementor-785734 .elementor-element.elementor-element-32033a83 .elementor-button:focus{background-color:#EFAD14;color:#FFFFFF;border-color:#EFAD14;}.elementor-785734 .elementor-element.elementor-element-32033a83 > .elementor-widget-container{padding:0% 0% 7% 0%;}.elementor-785734 .elementor-element.elementor-element-32033a83 .elementor-button-content-wrapper{flex-direction:row;}.elementor-785734 .elementor-element.elementor-element-32033a83 .elementor-button .elementor-button-content-wrapper{gap:8px;}.elementor-785734 .elementor-element.elementor-element-32033a83 .elementor-button:hover svg, .elementor-785734 .elementor-element.elementor-element-32033a83 .elementor-button:focus svg{fill:#FFFFFF;}#elementor-popup-modal-785734 .dialog-widget-content{animation-duration:1.2s;background-color:#1F78A9;box-shadow:2px 8px 23px 3px rgba(0,0,0,0.2);}#elementor-popup-modal-785734 .dialog-message{width:350px;height:auto;}#elementor-popup-modal-785734{justify-content:flex-end;align-items:flex-end;}#elementor-popup-modal-785734 .dialog-close-button{display:flex;}#elementor-popup-modal-785734 .dialog-close-button i{color:var( --e-global-color-faeb185 );}#elementor-popup-modal-785734 .dialog-close-button svg{fill:var( --e-global-color-faeb185 );}@media(max-width:1024px){.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-785734 .elementor-element.elementor-element-32033a83 .elementor-button{padding:12px 30px 12px 30px;}}@media(max-width:767px){.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}}</style> <link data-wpacu-style-handle="widget-image" rel="stylesheet" id="widget-image-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/plugins/elementor/assets/css/widget-image.min.css?ver=3.27.6"> <link data-wpacu-style-handle="widget-search-form" rel="stylesheet" id="widget-search-form-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/plugins/elementor-pro/assets/css/widget-search-form.min.css?ver=3.27.4"> <link data-wpacu-style-handle="widget-nav-menu" rel="stylesheet" id="widget-nav-menu-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/uploads/elementor/css/custom-pro-widget-nav-menu.min.css?ver=1740583284"> <link data-wpacu-style-handle="widget-social-icons" rel="stylesheet" id="widget-social-icons-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/plugins/elementor/assets/css/widget-social-icons.min.css?ver=3.27.6"> <link data-wpacu-style-handle="e-apple-webkit" rel="stylesheet" id="e-apple-webkit-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/uploads/elementor/css/custom-apple-webkit.min.css?ver=1740583282"> <link data-wpacu-style-handle="widget-text-editor" rel="stylesheet" id="widget-text-editor-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/plugins/elementor/assets/css/widget-text-editor.min.css?ver=3.27.6"> <link data-wpacu-style-handle="widget-heading" rel="stylesheet" id="widget-heading-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/plugins/elementor/assets/css/widget-heading.min.css?ver=3.27.6"> <link data-wpacu-style-handle="widget-divider" rel="stylesheet" id="widget-divider-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/plugins/elementor/assets/css/widget-divider.min.css?ver=3.27.6"> <link data-wpacu-style-handle="widget-icon-list" rel="stylesheet" id="widget-icon-list-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/uploads/elementor/css/custom-widget-icon-list.min.css?ver=1740583283"> <link data-wpacu-style-handle="widget-loop-common" rel="stylesheet" id="widget-loop-common-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/plugins/elementor-pro/assets/css/widget-loop-common.min.css?ver=3.27.4"> <link data-wpacu-style-handle="widget-loop-grid" rel="stylesheet" id="widget-loop-grid-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/uploads/elementor/css/custom-pro-widget-loop-grid.min.css?ver=1740583284"> <link data-wpacu-style-handle="e-sticky" rel="stylesheet" id="e-sticky-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/plugins/elementor-pro/assets/css/modules/sticky.min.css?ver=3.27.4"> <style data-wpacu-inline-css-file='1'>@keyframes slideInRight{from{transform:translate3d(100%,0,0);visibility:visible}to{transform:translate3d(0,0,0)}}.slideInRight{animation-name:slideInRight}</style> <link data-wpacu-style-handle="e-popup" rel="stylesheet" id="e-popup-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/plugins/elementor-pro/assets/css/conditionals/popup.min.css?ver=3.27.4"> <link data-wpacu-style-handle="elasticpress-facets" rel="stylesheet" id="elasticpress-facets-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/plugins/elasticpress/dist/css/facets-styles.css?ver=c9522f0c99a65a07c9c3"> <link data-wpacu-style-handle="hello-elementor-child-style" rel="stylesheet" id="hello-elementor-child-style-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/cache/perfmatters/www.businessinsurance.com/minify/b5c525c599b8.style.min.css?ver=1.0.0"> <link rel='stylesheet' id='stylesheet-css' href='https://www.businessinsurance.com/wp-content/themes/BI-child-theme-master/stylesheet.css?ver=1.1.1' media='all' /> <link data-wpacu-style-handle="ptb" rel="stylesheet" id="ptb-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/plugins/themify-ptb/public/css/ptb-public.css?ver=2.2.0"> <script data-wpacu-script-handle="jwppp-library" src="https://cdn.jwplayer.com/libraries/5bKBxdvT.js?ver=6.7.2" id="jwppp-library-js" type="pmdelayedscript" data-cfasync="false" data-no-optimize="1" data-no-defer="1" data-no-minify="1"></script> <script data-wpacu-script-handle="jwppp-widget" src="https://www.businessinsurance.com/wp-content/plugins/jw-player-7-for-wp-premium/jw-widget/js/jw-widget-min.js?ver=ab37b0f4d51c" id="jwppp-widget-js" type="pmdelayedscript" data-cfasync="false" data-no-optimize="1" data-no-defer="1" data-no-minify="1"></script> <script data-wpacu-jquery-core-handle="1" data-wpacu-script-handle="jquery-core" src="https://www.businessinsurance.com/wp-includes/js/jquery/jquery.min.js?ver=826eb77e86b0" id="jquery-core-js" defer></script> <script id="ptb-js-extra" defer src="data:text/javascript;base64,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"></script> <script data-wpacu-script-handle="ptb" defer src="https://www.businessinsurance.com/wp-content/plugins/themify-ptb/public/js/ptb-public.js?ver=1e937930d85b" id="ptb-js"></script> <link href="data:image/x-icon;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAQEAYAAABPYyMiAAAABmJLR0T///////8JWPfcAAAACXBIWXMAAABIAAAASABGyWs+AAAAF0lEQVRIx2NgGAWjYBSMglEwCkbBSAcACBAAAeaR9cIAAAAASUVORK5CYII=" rel="icon" type="image/x-icon" /><script type="text/javascript" defer src="data:text/javascript;base64,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"></script> <link rel="stylesheet" href="https://www.businessinsurance.com/wp-content/cache/flying-press/2494a7883bea.google-font.css" media="all" />  <script async src="//p.adlooxtracking.com/gpt/a.js" type="pmdelayedscript" data-cfasync="false" data-no-optimize="1" data-no-defer="1" data-no-minify="1"></script> <script defer src="data:text/javascript;base64,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"></script>  <script async src="https://www.googletagmanager.com/gtag/js?id=G-VRG9KEVRXC"></script> <script defer src="data:text/javascript;base64,DQogIHdpbmRvdy5kYXRhTGF5ZXIgPSB3aW5kb3cuZGF0YUxheWVyIHx8IFtdOw0KICBmdW5jdGlvbiBndGFnKCl7ZGF0YUxheWVyLnB1c2goYXJndW1lbnRzKTt9DQogIGd0YWcoJ2pzJywgbmV3IERhdGUoKSk7DQoNCiAgZ3RhZygnY29uZmlnJywgJ0ctVlJHOUtFVlJYQycpOw0K"></script> <script async='async' src='https://securepubads.g.doubleclick.net/tag/js/gpt.js' type="text/javascript"></script> <script type="text/javascript" defer src="data:text/javascript;base64,DQogICAgICAgIHZhciBnb29nbGV0YWcgPSBnb29nbGV0YWcgfHwge307DQogICAgICAgIGdvb2dsZXRhZy5jbWQgPSBnb29nbGV0YWcuY21kIHx8IFtdOw0KICAgICAgICB2YXIgbWFwcGluZywgbWFwcGluZzEsIG1hcHBpbmcyLCBtYXBwaW5nMzsNCiAgICA="></script> <script type="text/javascript" defer src="data:text/javascript;base64,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"></script> <script type="pmdelayedscript" data-perfmatters-type="text/javascript" data-cfasync="false" data-no-optimize="1" data-no-defer="1" data-no-minify="1"> (function() { var didInit = false; function initMunchkin() { if(didInit === false) { didInit = true; Munchkin.init('432-FXE-547'); } } var s = document.createElement('script'); s.type = 'text/javascript'; s.async = true; s.src = '//munchkin.marketo.net/munchkin.js'; s.onreadystatechange = function() { if (this.readyState == 'complete' || this.readyState == 'loaded') { initMunchkin(); } }; s.onload = initMunchkin; document.getElementsByTagName('head')[0].appendChild(s); })(); </script> <script defer src="data:text/javascript;base64,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"></script> <style>.e-con.e-parent:nth-of-type(n+4):not(.e-lazyloaded):not(.e-no-lazyload), .e-con.e-parent:nth-of-type(n+4):not(.e-lazyloaded):not(.e-no-lazyload) * { background-image: none !important; } @media screen and (max-height: 1024px) { .e-con.e-parent:nth-of-type(n+3):not(.e-lazyloaded):not(.e-no-lazyload), .e-con.e-parent:nth-of-type(n+3):not(.e-lazyloaded):not(.e-no-lazyload) * { background-image: none !important; } } @media screen and (max-height: 640px) { .e-con.e-parent:nth-of-type(n+2):not(.e-lazyloaded):not(.e-no-lazyload), .e-con.e-parent:nth-of-type(n+2):not(.e-lazyloaded):not(.e-no-lazyload) * { background-image: none !important; } }</style> <style>div[id*='ajaxsearchlitesettings'].searchsettings .asl_option_inner label { font-size: 0px !important; color: rgba(0, 0, 0, 0); } div[id*='ajaxsearchlitesettings'].searchsettings .asl_option_inner label:after { font-size: 11px !important; position: absolute; top: 0; left: 0; z-index: 1; } .asl_w_container { width: 100%; margin: 0px 0px 0px 0px; min-width: 200px; } div[id*='ajaxsearchlite'].asl_m { width: 100%; } div[id*='ajaxsearchliteres'].wpdreams_asl_results div.resdrg span.highlighted { font-weight: bold; color: rgba(217, 49, 43, 1); background-color: rgba(238, 238, 238, 1); } div[id*='ajaxsearchliteres'].wpdreams_asl_results .results img.asl_image { width: 70px; height: 70px; object-fit: cover; } div.asl_r .results { max-height: none; } div.asl_r.asl_w.vertical .results .item::after { display: block; position: absolute; bottom: 0; content: ''; height: 1px; width: 100%; background: #D8D8D8; } div.asl_r.asl_w.vertical .results .item.asl_last_item::after { display: none; }</style> <link rel="icon" href="https://www.businessinsurance.com/wp-content/uploads/2023/03/cropped-BI-square-blue-32x32.png" sizes="32x32" /> <link rel="icon" href="https://www.businessinsurance.com/wp-content/uploads/2023/03/cropped-BI-square-blue-192x192.png" sizes="192x192" /> <link rel="apple-touch-icon" href="https://www.businessinsurance.com/wp-content/uploads/2023/03/cropped-BI-square-blue-180x180.png" /> <meta name="msapplication-TileImage" content="https://www.businessinsurance.com/wp-content/uploads/2023/03/cropped-BI-square-blue-270x270.png" /> <noscript><style>.perfmatters-lazy[data-src]{display:none !important;}</style></noscript><style>.perfmatters-lazy-youtube{position:relative;width:100%;max-width:100%;height:0;padding-bottom:56.23%;overflow:hidden}.perfmatters-lazy-youtube img{position:absolute;top:0;right:0;bottom:0;left:0;display:block;width:100%;max-width:100%;height:auto;margin:auto;border:none;cursor:pointer;transition:.5s all;-webkit-transition:.5s all;-moz-transition:.5s all}.perfmatters-lazy-youtube img:hover{-webkit-filter:brightness(75%)}.perfmatters-lazy-youtube .play{position:absolute;top:50%;left:50%;right:auto;width:68px;height:48px;margin-left:-34px;margin-top:-24px;background:url(https://www.businessinsurance.com/wp-content/plugins/perfmatters/img/youtube.svg) no-repeat;background-position:center;background-size:cover;pointer-events:none;filter:grayscale(1)}.perfmatters-lazy-youtube:hover .play{filter:grayscale(0)}.perfmatters-lazy-youtube iframe{position:absolute;top:0;left:0;width:100%;height:100%;z-index:99}.wp-has-aspect-ratio .wp-block-embed__wrapper{position:relative;}.wp-has-aspect-ratio .perfmatters-lazy-youtube{position:absolute;top:0;right:0;bottom:0;left:0;width:100%;height:100%;padding-bottom:0}body .perfmatters-lazy-css-bg:not([data-ll-status=entered]),body .perfmatters-lazy-css-bg:not([data-ll-status=entered]) *,body .perfmatters-lazy-css-bg:not([data-ll-status=entered])::before,body .perfmatters-lazy-css-bg:not([data-ll-status=entered])::after{background-image:none!important;will-change:transform;transition:opacity 0.025s ease-in,transform 0.025s ease-in!important;}</style> <script type="text/javascript" defer src="data:text/javascript;base64,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"></script></head> <body class="archive category category-workplace-safety category-19 wp-custom-logo wp-embed-responsive theme-default elementor-page-472838 elementor-default elementor-template-full-width elementor-kit-224796"> <a class="skip-link screen-reader-text" href="#content">Skip to content</a> <div data-elementor-type="header" data-elementor-id="224642" class="elementor elementor-224642 elementor-location-header" data-elementor-post-type="elementor_library"> <div class="elementor-element elementor-element-e9feb1f e-flex e-con-boxed e-con e-parent" data-id="e9feb1f" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-a534322 elementor-widget__width-inherit elementor-widget elementor-widget-html" data-id="a534322" data-element_type="widget" data-widget_type="html.default"> <div class="elementor-widget-container"> <div id='top-leaderboard' style="text-align: center;"> <script defer src="data:text/javascript;base64,DQogICAgICAgICAgICAgICAgZ29vZ2xldGFnLmNtZC5wdXNoKGZ1bmN0aW9uICgpIHsgZ29vZ2xldGFnLmRpc3BsYXkoJ3RvcC1sZWFkZXJib2FyZCcpOyB9KTsNCiAgICAgICAgICAgIA=="></script> </div> </div> </div> </div> </div> <div class="elementor-element elementor-element-20f26d3 e-con-full elementor-hidden-desktop e-flex e-con e-parent" data-id="20f26d3" data-element_type="container"> <div class="elementor-element elementor-element-c6ef629 elementor-widget elementor-widget-theme-site-logo elementor-widget-image" data-id="c6ef629" data-element_type="widget" data-widget_type="theme-site-logo.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com"> <img width="720" height="51" src="https://www.businessinsurance.com/wp-content/uploads/2024/01/business-insurance-logo.svg" class="attachment-medium_large size-medium_large wp-image-651539" alt="" loading="eager" /> </a> </div> </div> </div> <div class="elementor-element elementor-element-8ad4244 e-con-full e-flex e-con e-parent" data-id="8ad4244" data-element_type="container"> <div class="elementor-element elementor-element-db86f9a e-con-full e-flex e-con e-child" data-id="db86f9a" data-element_type="container"> <div class="elementor-element elementor-element-26103ee elementor-align-left elementor-tablet-align-left elementor-widget elementor-widget-button" data-id="26103ee" data-element_type="widget" data-widget_type="button.default"> <div class="elementor-widget-container"> <div class="elementor-button-wrapper"> <a class="elementor-button elementor-button-link elementor-size-sm" href="https://www.businessinsurance.com/register/free-account/" id="header_subscribe_btn"> <span class="elementor-button-content-wrapper"> <span class="elementor-button-icon"> <svg aria-hidden="true" class="e-font-icon-svg e-far-envelope-open" viewBox="0 0 512 512" xmlns="http://www.w3.org/2000/svg"><path d="M494.586 164.516c-4.697-3.883-111.723-89.95-135.251-108.657C337.231 38.191 299.437 0 256 0c-43.205 0-80.636 37.717-103.335 55.859-24.463 19.45-131.07 105.195-135.15 108.549A48.004 48.004 0 0 0 0 201.485V464c0 26.51 21.49 48 48 48h416c26.51 0 48-21.49 48-48V201.509a48 48 0 0 0-17.414-36.993zM464 458a6 6 0 0 1-6 6H54a6 6 0 0 1-6-6V204.347c0-1.813.816-3.526 2.226-4.665 15.87-12.814 108.793-87.554 132.364-106.293C200.755 78.88 232.398 48 256 48c23.693 0 55.857 31.369 73.41 45.389 23.573 18.741 116.503 93.493 132.366 106.316a5.99 5.99 0 0 1 2.224 4.663V458zm-31.991-187.704c4.249 5.159 3.465 12.795-1.745 16.981-28.975 23.283-59.274 47.597-70.929 56.863C336.636 362.283 299.205 400 256 400c-43.452 0-81.287-38.237-103.335-55.86-11.279-8.967-41.744-33.413-70.927-56.865-5.21-4.187-5.993-11.822-1.745-16.981l15.258-18.528c4.178-5.073 11.657-5.843 16.779-1.726 28.618 23.001 58.566 47.035 70.56 56.571C200.143 320.631 232.307 352 256 352c23.602 0 55.246-30.88 73.41-45.389 11.994-9.535 41.944-33.57 70.563-56.568 5.122-4.116 12.601-3.346 16.778 1.727l15.258 18.526z"></path></svg> </span> <span class="elementor-button-text">Register for free</span> </span> </a> </div> </div> </div> </div> <div class="elementor-element elementor-element-ebffaf4 e-con-full elementor-hidden-tablet_extra elementor-hidden-tablet elementor-hidden-mobile e-flex e-con e-child" data-id="ebffaf4" data-element_type="container"> <div class="elementor-element elementor-element-7f2aded elementor-widget elementor-widget-theme-site-logo elementor-widget-image" data-id="7f2aded" data-element_type="widget" data-widget_type="theme-site-logo.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com"> <img width="720" height="51" src="https://www.businessinsurance.com/wp-content/uploads/2024/01/business-insurance-logo.svg" class="attachment-medium_large size-medium_large wp-image-651539" alt="" loading="eager" /> </a> </div> </div> </div> <div class="elementor-element elementor-element-4f766ea e-con-full e-flex e-con e-child" data-id="4f766ea" data-element_type="container"> <div class="elementor-element elementor-element-af1d24c elementor-search-form--skin-full_screen elementor-hidden-desktop elementor-hidden-tablet_extra elementor-hidden-tablet elementor-widget elementor-widget-search-form" data-id="af1d24c" data-element_type="widget" data-settings="{"skin":"full_screen"}" data-widget_type="search-form.default"> <div class="elementor-widget-container"> <search role="search"> <form class="elementor-search-form" action="https://www.businessinsurance.com" method="get"> <div class="elementor-search-form__toggle" role="button" tabindex="0" aria-label="Search"> <div class="e-font-icon-svg-container"><svg aria-hidden="true" class="e-font-icon-svg e-fas-search" viewBox="0 0 512 512" xmlns="http://www.w3.org/2000/svg"><path d="M505 442.7L405.3 343c-4.5-4.5-10.6-7-17-7H372c27.6-35.3 44-79.7 44-128C416 93.1 322.9 0 208 0S0 93.1 0 208s93.1 208 208 208c48.3 0 92.7-16.4 128-44v16.3c0 6.4 2.5 12.5 7 17l99.7 99.7c9.4 9.4 24.6 9.4 33.9 0l28.3-28.3c9.4-9.4 9.4-24.6.1-34zM208 336c-70.7 0-128-57.2-128-128 0-70.7 57.2-128 128-128 70.7 0 128 57.2 128 128 0 70.7-57.2 128-128 128z"></path></svg></div> </div> <div class="elementor-search-form__container"> <label class="elementor-screen-only" for="elementor-search-form-af1d24c">Search</label> <input id="elementor-search-form-af1d24c" placeholder="Search..." class="elementor-search-form__input" type="search" name="s" value=""> <div class="dialog-lightbox-close-button dialog-close-button" role="button" tabindex="0" aria-label="Close this search box."> <svg aria-hidden="true" class="e-font-icon-svg e-eicon-close" viewBox="0 0 1000 1000" xmlns="http://www.w3.org/2000/svg"><path d="M742 167L500 408 258 167C246 154 233 150 217 150 196 150 179 158 167 167 154 179 150 196 150 212 150 229 154 242 171 254L408 500 167 742C138 771 138 800 167 829 196 858 225 858 254 829L496 587 738 829C750 842 767 846 783 846 800 846 817 842 829 829 842 817 846 804 846 783 846 767 842 750 829 737L588 500 833 258C863 229 863 200 833 171 804 137 775 137 742 167Z"></path></svg> </div> </div> </form> </search> </div> </div> <div class="elementor-element elementor-element-13d448f elementor-widget__width-initial elementor-hidden-mobile elementor-search-form--skin-classic elementor-search-form--button-type-icon elementor-search-form--icon-search elementor-widget elementor-widget-search-form" data-id="13d448f" data-element_type="widget" data-settings="{"skin":"classic"}" data-widget_type="search-form.default"> <div class="elementor-widget-container"> <search role="search"> <form class="elementor-search-form" action="https://www.businessinsurance.com" method="get"> <div class="elementor-search-form__container"> <label class="elementor-screen-only" for="elementor-search-form-13d448f">Search</label> <input id="elementor-search-form-13d448f" placeholder="Search..." class="elementor-search-form__input" type="search" name="s" value=""> <button class="elementor-search-form__submit" type="submit" aria-label="Search"> <div class="e-font-icon-svg-container"><svg class="fa fa-search e-font-icon-svg e-fas-search" viewBox="0 0 512 512" xmlns="http://www.w3.org/2000/svg"><path d="M505 442.7L405.3 343c-4.5-4.5-10.6-7-17-7H372c27.6-35.3 44-79.7 44-128C416 93.1 322.9 0 208 0S0 93.1 0 208s93.1 208 208 208c48.3 0 92.7-16.4 128-44v16.3c0 6.4 2.5 12.5 7 17l99.7 99.7c9.4 9.4 24.6 9.4 33.9 0l28.3-28.3c9.4-9.4 9.4-24.6.1-34zM208 336c-70.7 0-128-57.2-128-128 0-70.7 57.2-128 128-128 70.7 0 128 57.2 128 128 0 70.7-57.2 128-128 128z"></path></svg></div> </button> </div> </form> </search> </div> </div> <div class="elementor-element elementor-element-51958ef elementor-nav-menu__text-align-center header_account_menu elementor-nav-menu--toggle elementor-nav-menu--burger elementor-widget elementor-widget-nav-menu" data-id="51958ef" data-element_type="widget" data-settings="{"layout":"dropdown","submenu_icon":{"value":"<svg class=\"e-font-icon-svg e-fas-caret-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z\"><\/path><\/svg>","library":"fa-solid"},"toggle":"burger"}" data-widget_type="nav-menu.default"> <div class="elementor-widget-container"> <div class="elementor-menu-toggle" role="button" tabindex="0" aria-label="Menu Toggle" aria-expanded="false"> <svg aria-hidden="true" role="presentation" class="elementor-menu-toggle__icon--open e-font-icon-svg e-far-user" viewBox="0 0 448 512" xmlns="http://www.w3.org/2000/svg"><path d="M313.6 304c-28.7 0-42.5 16-89.6 16-47.1 0-60.8-16-89.6-16C60.2 304 0 364.2 0 438.4V464c0 26.5 21.5 48 48 48h352c26.5 0 48-21.5 48-48v-25.6c0-74.2-60.2-134.4-134.4-134.4zM400 464H48v-25.6c0-47.6 38.8-86.4 86.4-86.4 14.6 0 38.3 16 89.6 16 51.7 0 74.9-16 89.6-16 47.6 0 86.4 38.8 86.4 86.4V464zM224 288c79.5 0 144-64.5 144-144S303.5 0 224 0 80 64.5 80 144s64.5 144 144 144zm0-240c52.9 0 96 43.1 96 96s-43.1 96-96 96-96-43.1-96-96 43.1-96 96-96z"></path></svg><svg aria-hidden="true" role="presentation" class="elementor-menu-toggle__icon--close e-font-icon-svg e-far-user" viewBox="0 0 448 512" xmlns="http://www.w3.org/2000/svg"><path d="M313.6 304c-28.7 0-42.5 16-89.6 16-47.1 0-60.8-16-89.6-16C60.2 304 0 364.2 0 438.4V464c0 26.5 21.5 48 48 48h352c26.5 0 48-21.5 48-48v-25.6c0-74.2-60.2-134.4-134.4-134.4zM400 464H48v-25.6c0-47.6 38.8-86.4 86.4-86.4 14.6 0 38.3 16 89.6 16 51.7 0 74.9-16 89.6-16 47.6 0 86.4 38.8 86.4 86.4V464zM224 288c79.5 0 144-64.5 144-144S303.5 0 224 0 80 64.5 80 144s64.5 144 144 144zm0-240c52.9 0 96 43.1 96 96s-43.1 96-96 96-96-43.1-96-96 43.1-96 96-96z"></path></svg> </div> <nav class="elementor-nav-menu--dropdown elementor-nav-menu__container" aria-hidden="true"> <ul id="menu-2-51958ef" class="elementor-nav-menu"><li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-458534"><a href="/login" class="elementor-item" tabindex="-1">Log In</a></li> </ul> </nav> </div> </div> <div class="elementor-element elementor-element-5dcbfdb elementor-nav-menu__align-end elementor-nav-menu--dropdown-tablet_extra elementor-nav-menu--stretch elementor-nav-menu__text-align-center elementor-widget__width-initial elementor-hidden-desktop elementor-nav-menu--toggle elementor-nav-menu--burger elementor-widget elementor-widget-nav-menu" data-id="5dcbfdb" data-element_type="widget" data-settings="{"full_width":"stretch","layout":"horizontal","submenu_icon":{"value":"<svg class=\"e-font-icon-svg e-fas-caret-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z\"><\/path><\/svg>","library":"fa-solid"},"toggle":"burger"}" data-widget_type="nav-menu.default"> <div class="elementor-widget-container"> <nav aria-label="Menu" class="elementor-nav-menu--main elementor-nav-menu__container elementor-nav-menu--layout-horizontal e--pointer-none"> <ul id="menu-1-5dcbfdb" class="elementor-nav-menu"><li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-has-children menu-item-472942"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/" class="elementor-item">Risk Management</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472941"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/cyber-risks/" class="elementor-sub-item">Cyber Risks</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472943"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/pricing-trends/" class="elementor-sub-item">Pricing Trends</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472944"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/mergers-acquisitions/" class="elementor-sub-item">Mergers & Acquisitions</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472945"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/insurtech/" class="elementor-sub-item">Technology</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-779724"><a href="https://pubads.g.doubleclick.net/gampad/clk?id=6857971593&iu=/86975980/BI-click-tracking" class="elementor-sub-item">Sponsored Content</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-782988"><a href="https://www.businessinsurance.com/wsia/" class="elementor-sub-item">WSIA</a></li> </ul> </li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category current-category-ancestor current-menu-ancestor current-menu-parent current-category-parent menu-item-has-children menu-item-626594"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/" class="elementor-item">Workers Comp & Safety</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472948"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/cost-control/" class="elementor-sub-item">Workers Comp Cost Control</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472949"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/pain-management/" class="elementor-sub-item">Pain Management</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category current-menu-item menu-item-472950"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/workplace-safety/" aria-current="page" class="elementor-sub-item elementor-item-active">Workplace Safety</a></li> </ul> </li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-651434"><a href="https://www.businessinsurance.com/insurance-topics/employee-benefits/" class="elementor-item">Employee Benefits</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-has-children menu-item-472952"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/" class="elementor-item">International</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472953"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/emea/" class="elementor-sub-item">EMEA</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472954"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/asia-pacific/" class="elementor-sub-item">Asia-Pacific</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472955"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/latin-america/" class="elementor-sub-item">Latin America</a></li> </ul> </li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-626756"><a href="/ppl" class="elementor-item">People</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-626524"><a href="/bievent" class="elementor-item">Events</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-343"><a href="https://www.businessinsurance.com/researchandreports/" class="elementor-item">BI Intelligence</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-786119"><a href="https://www.businessinsurance.com/best-places-to-work-2024-rankings/" class="elementor-sub-item">Best Places to Work 2024</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-783663"><a href="https://www.businessinsurance.com/lists/" class="elementor-sub-item">Lists</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-655989"><a href="https://www.businessinsurance.com/researchandreports/directories/" class="elementor-sub-item">Directories</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-655553"><a href="https://www.businessinsurance.com/biresources/quarterly-pricing-chart/" class="elementor-sub-item">Insurance Pricing</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-674559"><a href="https://index.businessinsurance.com" class="elementor-sub-item">BI Stock Index</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-768780"><a href="https://www.businessinsurance.com/resources/risk-perspectives/" class="elementor-sub-item">Risk Perspectives</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-789252"><a href="https://www.businessinsurance.com/resources/sponsored-content/" class="elementor-sub-item">Sponsored Content</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-767085"><a href="https://www.businessinsurance.com/webinars/" class="elementor-sub-item">Webinars</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-780106"><a href="https://www.businessinsurance.com/resources/white-papers/" class="elementor-sub-item">White Papers</a></li> </ul> </li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-776431"><a href="https://www.businessinsurance.com/issue/february-march-2025/" class="elementor-item">Magazine</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-776429"><a href="https://www.businessinsurance.com/issue/february-march-2025/" class="elementor-sub-item">Current Issue</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-651442"><a href="/bimagazine/" class="elementor-sub-item">Past Issues</a></li> </ul> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-655649"><a href="https://www.businessinsurance.com/deiinstitute/" class="elementor-item">DEI Institute</a></li> </ul> </nav> <div class="elementor-menu-toggle" role="button" tabindex="0" aria-label="Menu Toggle" aria-expanded="false"> <svg aria-hidden="true" role="presentation" class="elementor-menu-toggle__icon--open e-font-icon-svg e-fas-bars" viewBox="0 0 448 512" xmlns="http://www.w3.org/2000/svg"><path d="M16 132h416c8.837 0 16-7.163 16-16V76c0-8.837-7.163-16-16-16H16C7.163 60 0 67.163 0 76v40c0 8.837 7.163 16 16 16zm0 160h416c8.837 0 16-7.163 16-16v-40c0-8.837-7.163-16-16-16H16c-8.837 0-16 7.163-16 16v40c0 8.837 7.163 16 16 16zm0 160h416c8.837 0 16-7.163 16-16v-40c0-8.837-7.163-16-16-16H16c-8.837 0-16 7.163-16 16v40c0 8.837 7.163 16 16 16z"></path></svg><svg aria-hidden="true" role="presentation" class="elementor-menu-toggle__icon--close e-font-icon-svg e-eicon-close" viewBox="0 0 1000 1000" xmlns="http://www.w3.org/2000/svg"><path d="M742 167L500 408 258 167C246 154 233 150 217 150 196 150 179 158 167 167 154 179 150 196 150 212 150 229 154 242 171 254L408 500 167 742C138 771 138 800 167 829 196 858 225 858 254 829L496 587 738 829C750 842 767 846 783 846 800 846 817 842 829 829 842 817 846 804 846 783 846 767 842 750 829 737L588 500 833 258C863 229 863 200 833 171 804 137 775 137 742 167Z"></path></svg> </div> <nav class="elementor-nav-menu--dropdown elementor-nav-menu__container" aria-hidden="true"> <ul id="menu-2-5dcbfdb" class="elementor-nav-menu"><li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-has-children menu-item-472942"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/" class="elementor-item" tabindex="-1">Risk Management</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472941"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/cyber-risks/" class="elementor-sub-item" tabindex="-1">Cyber Risks</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472943"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/pricing-trends/" class="elementor-sub-item" tabindex="-1">Pricing Trends</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472944"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/mergers-acquisitions/" class="elementor-sub-item" tabindex="-1">Mergers & Acquisitions</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472945"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/insurtech/" class="elementor-sub-item" tabindex="-1">Technology</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-779724"><a href="https://pubads.g.doubleclick.net/gampad/clk?id=6857971593&iu=/86975980/BI-click-tracking" class="elementor-sub-item" tabindex="-1">Sponsored Content</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-782988"><a href="https://www.businessinsurance.com/wsia/" class="elementor-sub-item" tabindex="-1">WSIA</a></li> </ul> </li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category current-category-ancestor current-menu-ancestor current-menu-parent current-category-parent menu-item-has-children menu-item-626594"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/" class="elementor-item" tabindex="-1">Workers Comp & Safety</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472948"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/cost-control/" class="elementor-sub-item" tabindex="-1">Workers Comp Cost Control</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472949"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/pain-management/" class="elementor-sub-item" tabindex="-1">Pain Management</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category current-menu-item menu-item-472950"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/workplace-safety/" aria-current="page" class="elementor-sub-item elementor-item-active" tabindex="-1">Workplace Safety</a></li> </ul> </li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-651434"><a href="https://www.businessinsurance.com/insurance-topics/employee-benefits/" class="elementor-item" tabindex="-1">Employee Benefits</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-has-children menu-item-472952"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/" class="elementor-item" tabindex="-1">International</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472953"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/emea/" class="elementor-sub-item" tabindex="-1">EMEA</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472954"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/asia-pacific/" class="elementor-sub-item" tabindex="-1">Asia-Pacific</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472955"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/latin-america/" class="elementor-sub-item" tabindex="-1">Latin America</a></li> </ul> </li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-626756"><a href="/ppl" class="elementor-item" tabindex="-1">People</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-626524"><a href="/bievent" class="elementor-item" tabindex="-1">Events</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-343"><a href="https://www.businessinsurance.com/researchandreports/" class="elementor-item" tabindex="-1">BI Intelligence</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-786119"><a href="https://www.businessinsurance.com/best-places-to-work-2024-rankings/" class="elementor-sub-item" tabindex="-1">Best Places to Work 2024</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-783663"><a href="https://www.businessinsurance.com/lists/" class="elementor-sub-item" tabindex="-1">Lists</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-655989"><a href="https://www.businessinsurance.com/researchandreports/directories/" class="elementor-sub-item" tabindex="-1">Directories</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-655553"><a href="https://www.businessinsurance.com/biresources/quarterly-pricing-chart/" class="elementor-sub-item" tabindex="-1">Insurance Pricing</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-674559"><a href="https://index.businessinsurance.com" class="elementor-sub-item" tabindex="-1">BI Stock Index</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-768780"><a href="https://www.businessinsurance.com/resources/risk-perspectives/" class="elementor-sub-item" tabindex="-1">Risk Perspectives</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-789252"><a href="https://www.businessinsurance.com/resources/sponsored-content/" class="elementor-sub-item" tabindex="-1">Sponsored Content</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-767085"><a href="https://www.businessinsurance.com/webinars/" class="elementor-sub-item" tabindex="-1">Webinars</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-780106"><a href="https://www.businessinsurance.com/resources/white-papers/" class="elementor-sub-item" tabindex="-1">White Papers</a></li> </ul> </li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-776431"><a href="https://www.businessinsurance.com/issue/february-march-2025/" class="elementor-item" tabindex="-1">Magazine</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-776429"><a href="https://www.businessinsurance.com/issue/february-march-2025/" class="elementor-sub-item" tabindex="-1">Current Issue</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-651442"><a href="/bimagazine/" class="elementor-sub-item" tabindex="-1">Past Issues</a></li> </ul> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-655649"><a href="https://www.businessinsurance.com/deiinstitute/" class="elementor-item" tabindex="-1">DEI Institute</a></li> </ul> </nav> </div> </div> </div> </div> <div class="elementor-element elementor-element-9061118 e-con-full elementor-hidden-tablet_extra elementor-hidden-tablet elementor-hidden-mobile e-flex e-con e-parent" data-id="9061118" data-element_type="container"> <div class="elementor-element elementor-element-8da3ccd e-con-full e-flex e-con e-child" data-id="8da3ccd" data-element_type="container"> <div class="elementor-element elementor-element-cabd321 elementor-nav-menu__align-justify elementor-nav-menu--stretch elementor-nav-menu--dropdown-mobile elementor-nav-menu__text-align-aside elementor-nav-menu--toggle elementor-nav-menu--burger elementor-widget elementor-widget-nav-menu" data-id="cabd321" data-element_type="widget" data-settings="{"full_width":"stretch","submenu_icon":{"value":"<i class=\"\"><\/i>","library":""},"layout":"horizontal","toggle":"burger"}" data-widget_type="nav-menu.default"> <div class="elementor-widget-container"> <nav aria-label="Menu" class="elementor-nav-menu--main elementor-nav-menu__container elementor-nav-menu--layout-horizontal e--pointer-background e--animation-fade"> <ul id="menu-1-cabd321" class="elementor-nav-menu"><li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-has-children menu-item-472942"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/" class="elementor-item">Risk Management</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472941"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/cyber-risks/" class="elementor-sub-item">Cyber Risks</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472943"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/pricing-trends/" class="elementor-sub-item">Pricing Trends</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472944"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/mergers-acquisitions/" class="elementor-sub-item">Mergers & Acquisitions</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472945"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/insurtech/" class="elementor-sub-item">Technology</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-779724"><a href="https://pubads.g.doubleclick.net/gampad/clk?id=6857971593&iu=/86975980/BI-click-tracking" class="elementor-sub-item">Sponsored Content</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-782988"><a href="https://www.businessinsurance.com/wsia/" class="elementor-sub-item">WSIA</a></li> </ul> </li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category current-category-ancestor current-menu-ancestor current-menu-parent current-category-parent menu-item-has-children menu-item-626594"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/" class="elementor-item">Workers Comp & Safety</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472948"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/cost-control/" class="elementor-sub-item">Workers Comp Cost Control</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472949"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/pain-management/" class="elementor-sub-item">Pain Management</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category current-menu-item menu-item-472950"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/workplace-safety/" aria-current="page" class="elementor-sub-item elementor-item-active">Workplace Safety</a></li> </ul> </li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-651434"><a href="https://www.businessinsurance.com/insurance-topics/employee-benefits/" class="elementor-item">Employee Benefits</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-has-children menu-item-472952"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/" class="elementor-item">International</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472953"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/emea/" class="elementor-sub-item">EMEA</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472954"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/asia-pacific/" class="elementor-sub-item">Asia-Pacific</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472955"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/latin-america/" class="elementor-sub-item">Latin America</a></li> </ul> </li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-626756"><a href="/ppl" class="elementor-item">People</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-626524"><a href="/bievent" class="elementor-item">Events</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-343"><a href="https://www.businessinsurance.com/researchandreports/" class="elementor-item">BI Intelligence</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-786119"><a href="https://www.businessinsurance.com/best-places-to-work-2024-rankings/" class="elementor-sub-item">Best Places to Work 2024</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-783663"><a href="https://www.businessinsurance.com/lists/" class="elementor-sub-item">Lists</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-655989"><a href="https://www.businessinsurance.com/researchandreports/directories/" class="elementor-sub-item">Directories</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-655553"><a href="https://www.businessinsurance.com/biresources/quarterly-pricing-chart/" class="elementor-sub-item">Insurance Pricing</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-674559"><a href="https://index.businessinsurance.com" class="elementor-sub-item">BI Stock Index</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-768780"><a href="https://www.businessinsurance.com/resources/risk-perspectives/" class="elementor-sub-item">Risk Perspectives</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-789252"><a href="https://www.businessinsurance.com/resources/sponsored-content/" class="elementor-sub-item">Sponsored Content</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-767085"><a href="https://www.businessinsurance.com/webinars/" class="elementor-sub-item">Webinars</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-780106"><a href="https://www.businessinsurance.com/resources/white-papers/" class="elementor-sub-item">White Papers</a></li> </ul> </li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-776431"><a href="https://www.businessinsurance.com/issue/february-march-2025/" class="elementor-item">Magazine</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-776429"><a href="https://www.businessinsurance.com/issue/february-march-2025/" class="elementor-sub-item">Current Issue</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-651442"><a href="/bimagazine/" class="elementor-sub-item">Past Issues</a></li> </ul> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-655649"><a href="https://www.businessinsurance.com/deiinstitute/" class="elementor-item">DEI Institute</a></li> </ul> </nav> <div class="elementor-menu-toggle" role="button" tabindex="0" aria-label="Menu Toggle" aria-expanded="false"> <svg aria-hidden="true" role="presentation" class="elementor-menu-toggle__icon--open e-font-icon-svg e-eicon-menu-bar" viewBox="0 0 1000 1000" xmlns="http://www.w3.org/2000/svg"><path d="M104 333H896C929 333 958 304 958 271S929 208 896 208H104C71 208 42 237 42 271S71 333 104 333ZM104 583H896C929 583 958 554 958 521S929 458 896 458H104C71 458 42 487 42 521S71 583 104 583ZM104 833H896C929 833 958 804 958 771S929 708 896 708H104C71 708 42 737 42 771S71 833 104 833Z"></path></svg><svg aria-hidden="true" role="presentation" class="elementor-menu-toggle__icon--close e-font-icon-svg e-eicon-close" viewBox="0 0 1000 1000" xmlns="http://www.w3.org/2000/svg"><path d="M742 167L500 408 258 167C246 154 233 150 217 150 196 150 179 158 167 167 154 179 150 196 150 212 150 229 154 242 171 254L408 500 167 742C138 771 138 800 167 829 196 858 225 858 254 829L496 587 738 829C750 842 767 846 783 846 800 846 817 842 829 829 842 817 846 804 846 783 846 767 842 750 829 737L588 500 833 258C863 229 863 200 833 171 804 137 775 137 742 167Z"></path></svg> </div> <nav class="elementor-nav-menu--dropdown elementor-nav-menu__container" aria-hidden="true"> <ul id="menu-2-cabd321" class="elementor-nav-menu"><li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-has-children menu-item-472942"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/" class="elementor-item" tabindex="-1">Risk Management</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472941"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/cyber-risks/" class="elementor-sub-item" tabindex="-1">Cyber Risks</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472943"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/pricing-trends/" class="elementor-sub-item" tabindex="-1">Pricing Trends</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472944"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/mergers-acquisitions/" class="elementor-sub-item" tabindex="-1">Mergers & Acquisitions</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472945"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/insurtech/" class="elementor-sub-item" tabindex="-1">Technology</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-779724"><a href="https://pubads.g.doubleclick.net/gampad/clk?id=6857971593&iu=/86975980/BI-click-tracking" class="elementor-sub-item" tabindex="-1">Sponsored Content</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-782988"><a href="https://www.businessinsurance.com/wsia/" class="elementor-sub-item" tabindex="-1">WSIA</a></li> </ul> </li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category current-category-ancestor current-menu-ancestor current-menu-parent current-category-parent menu-item-has-children menu-item-626594"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/" class="elementor-item" tabindex="-1">Workers Comp & Safety</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472948"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/cost-control/" class="elementor-sub-item" tabindex="-1">Workers Comp Cost Control</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472949"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/pain-management/" class="elementor-sub-item" tabindex="-1">Pain Management</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category current-menu-item menu-item-472950"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/workplace-safety/" aria-current="page" class="elementor-sub-item elementor-item-active" tabindex="-1">Workplace Safety</a></li> </ul> </li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-651434"><a href="https://www.businessinsurance.com/insurance-topics/employee-benefits/" class="elementor-item" tabindex="-1">Employee Benefits</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-has-children menu-item-472952"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/" class="elementor-item" tabindex="-1">International</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472953"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/emea/" class="elementor-sub-item" tabindex="-1">EMEA</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472954"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/asia-pacific/" class="elementor-sub-item" tabindex="-1">Asia-Pacific</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472955"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/latin-america/" class="elementor-sub-item" tabindex="-1">Latin America</a></li> </ul> </li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-626756"><a href="/ppl" class="elementor-item" tabindex="-1">People</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-626524"><a href="/bievent" class="elementor-item" tabindex="-1">Events</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-343"><a href="https://www.businessinsurance.com/researchandreports/" class="elementor-item" tabindex="-1">BI Intelligence</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-786119"><a href="https://www.businessinsurance.com/best-places-to-work-2024-rankings/" class="elementor-sub-item" tabindex="-1">Best Places to Work 2024</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-783663"><a href="https://www.businessinsurance.com/lists/" class="elementor-sub-item" tabindex="-1">Lists</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-655989"><a href="https://www.businessinsurance.com/researchandreports/directories/" class="elementor-sub-item" tabindex="-1">Directories</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-655553"><a href="https://www.businessinsurance.com/biresources/quarterly-pricing-chart/" class="elementor-sub-item" tabindex="-1">Insurance Pricing</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-674559"><a href="https://index.businessinsurance.com" class="elementor-sub-item" tabindex="-1">BI Stock Index</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-768780"><a href="https://www.businessinsurance.com/resources/risk-perspectives/" class="elementor-sub-item" tabindex="-1">Risk Perspectives</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-789252"><a href="https://www.businessinsurance.com/resources/sponsored-content/" class="elementor-sub-item" tabindex="-1">Sponsored Content</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-767085"><a href="https://www.businessinsurance.com/webinars/" class="elementor-sub-item" tabindex="-1">Webinars</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-780106"><a href="https://www.businessinsurance.com/resources/white-papers/" class="elementor-sub-item" tabindex="-1">White Papers</a></li> </ul> </li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-776431"><a href="https://www.businessinsurance.com/issue/february-march-2025/" class="elementor-item" tabindex="-1">Magazine</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-776429"><a href="https://www.businessinsurance.com/issue/february-march-2025/" class="elementor-sub-item" tabindex="-1">Current Issue</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-651442"><a href="/bimagazine/" class="elementor-sub-item" tabindex="-1">Past Issues</a></li> </ul> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-655649"><a href="https://www.businessinsurance.com/deiinstitute/" class="elementor-item" tabindex="-1">DEI Institute</a></li> </ul> </nav> </div> </div> </div> </div> </div> <div data-elementor-type="archive" data-elementor-id="472838" class="elementor elementor-472838 elementor-location-archive" data-elementor-post-type="elementor_library"> <div class="elementor-element elementor-element-4701904e e-flex e-con-boxed e-con e-parent" data-id="4701904e" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-74e10afb e-con-full e-flex e-con e-child" data-id="74e10afb" data-element_type="container"> <div class="elementor-element elementor-element-533ea9a elementor-widget elementor-widget-theme-archive-title elementor-page-title elementor-widget-heading" data-id="533ea9a" data-element_type="widget" data-widget_type="theme-archive-title.default"> <div class="elementor-widget-container"> <h1 class="elementor-heading-title elementor-size-default">Workplace Safety</h1> </div> </div> <div class="elementor-element elementor-element-6d71ed47 elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="6d71ed47" data-element_type="widget" data-widget_type="divider.default"> <div class="elementor-widget-container"> <div class="elementor-divider"> <span class="elementor-divider-separator"> </span> </div> </div> </div> <div class="elementor-element elementor-element-7bd11ea elementor-grid-1 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-loop-grid" data-id="7bd11ea" data-element_type="widget" data-settings="{"template_id":491154,"columns":1,"_skin":"post","columns_tablet":"2","columns_mobile":"1","edit_handle_selector":"[data-elementor-type=\"loop-item\"]","row_gap":{"unit":"px","size":"","sizes":[]},"row_gap_tablet_extra":{"unit":"px","size":"","sizes":[]},"row_gap_tablet":{"unit":"px","size":"","sizes":[]},"row_gap_mobile":{"unit":"px","size":"","sizes":[]}}" data-widget_type="loop-grid.post"> <div class="elementor-widget-container"> <div class="elementor-loop-container elementor-grid"> <style id="loop-491154">.elementor-491154 .elementor-element.elementor-element-f5e0e75{--display:flex;--flex-direction:row;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--align-items:center;--gap:20px 20px;--row-gap:20px;--column-gap:20px;}.elementor-widget-theme-post-featured-image .widget-image-caption{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-491154 .elementor-element.elementor-element-425e806{--display:flex;--justify-content:flex-start;--align-items:flex-start;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );}.elementor-widget-post-info .elementor-icon-list-item:not(:last-child):after{border-color:var( --e-global-color-text );}.elementor-widget-post-info .elementor-icon-list-icon i{color:var( --e-global-color-primary );}.elementor-widget-post-info .elementor-icon-list-icon svg{fill:var( --e-global-color-primary );}.elementor-widget-post-info .elementor-icon-list-text, .elementor-widget-post-info .elementor-icon-list-text a{color:var( --e-global-color-secondary );}.elementor-widget-post-info .elementor-icon-list-item{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-491154 .elementor-element.elementor-element-ddcd2d7 > .elementor-widget-container{margin:5px 0px 5px 0px;}.elementor-491154 .elementor-element.elementor-element-ddcd2d7 .elementor-icon-list-icon{width:14px;}.elementor-491154 .elementor-element.elementor-element-ddcd2d7 .elementor-icon-list-icon i{font-size:14px;}.elementor-491154 .elementor-element.elementor-element-ddcd2d7 .elementor-icon-list-icon svg{--e-icon-list-icon-size:14px;}.elementor-491154 .elementor-element.elementor-element-ddcd2d7 .elementor-icon-list-text, .elementor-491154 .elementor-element.elementor-element-ddcd2d7 .elementor-icon-list-text a{color:var( --e-global-color-a9608d1 );}.elementor-491154 .elementor-element.elementor-element-ddcd2d7 .elementor-icon-list-item{font-family:"liberation-sans", Sans-serif;font-size:11px;font-weight:400;text-transform:uppercase;font-style:normal;text-decoration:none;line-height:1.5em;}.elementor-widget-theme-post-title .elementor-heading-title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );color:var( --e-global-color-primary );}.elementor-491154 .elementor-element.elementor-element-53f8566 .elementor-heading-title{font-family:"Lusitana", Sans-serif;font-size:24px;font-weight:400;text-transform:none;font-style:normal;text-decoration:none;line-height:1.3em;letter-spacing:0px;}.elementor-widget-theme-post-excerpt .elementor-widget-container{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}@media(max-width:1024px){.elementor-widget-theme-post-featured-image .widget-image-caption{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-post-info .elementor-icon-list-item{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-post-title .elementor-heading-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-theme-post-excerpt .elementor-widget-container{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}}@media(max-width:767px){.elementor-widget-theme-post-featured-image .widget-image-caption{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-post-info .elementor-icon-list-item{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-post-title .elementor-heading-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-theme-post-excerpt .elementor-widget-container{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}}</style><style id="elementor-post-491154">.elementor-491154 .elementor-element.elementor-element-f5e0e75{--display:flex;--flex-direction:row;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--align-items:center;--gap:20px 20px;--row-gap:20px;--column-gap:20px;}.elementor-widget-theme-post-featured-image .widget-image-caption{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-491154 .elementor-element.elementor-element-425e806{--display:flex;--justify-content:flex-start;--align-items:flex-start;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );}.elementor-widget-post-info .elementor-icon-list-item:not(:last-child):after{border-color:var( --e-global-color-text );}.elementor-widget-post-info .elementor-icon-list-icon i{color:var( --e-global-color-primary );}.elementor-widget-post-info .elementor-icon-list-icon svg{fill:var( --e-global-color-primary );}.elementor-widget-post-info .elementor-icon-list-text, .elementor-widget-post-info .elementor-icon-list-text a{color:var( --e-global-color-secondary );}.elementor-widget-post-info .elementor-icon-list-item{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-491154 .elementor-element.elementor-element-ddcd2d7 > .elementor-widget-container{margin:5px 0px 5px 0px;}.elementor-491154 .elementor-element.elementor-element-ddcd2d7 .elementor-icon-list-icon{width:14px;}.elementor-491154 .elementor-element.elementor-element-ddcd2d7 .elementor-icon-list-icon i{font-size:14px;}.elementor-491154 .elementor-element.elementor-element-ddcd2d7 .elementor-icon-list-icon svg{--e-icon-list-icon-size:14px;}.elementor-491154 .elementor-element.elementor-element-ddcd2d7 .elementor-icon-list-text, .elementor-491154 .elementor-element.elementor-element-ddcd2d7 .elementor-icon-list-text a{color:var( --e-global-color-a9608d1 );}.elementor-491154 .elementor-element.elementor-element-ddcd2d7 .elementor-icon-list-item{font-family:"liberation-sans", Sans-serif;font-size:11px;font-weight:400;text-transform:uppercase;font-style:normal;text-decoration:none;line-height:1.5em;}.elementor-widget-theme-post-title .elementor-heading-title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );color:var( --e-global-color-primary );}.elementor-491154 .elementor-element.elementor-element-53f8566 .elementor-heading-title{font-family:"Lusitana", Sans-serif;font-size:24px;font-weight:400;text-transform:none;font-style:normal;text-decoration:none;line-height:1.3em;letter-spacing:0px;}.elementor-widget-theme-post-excerpt .elementor-widget-container{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}@media(max-width:1024px){.elementor-widget-theme-post-featured-image .widget-image-caption{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-post-info .elementor-icon-list-item{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-post-title .elementor-heading-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-theme-post-excerpt .elementor-widget-container{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}}@media(max-width:767px){.elementor-widget-theme-post-featured-image .widget-image-caption{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-post-info .elementor-icon-list-item{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-post-title .elementor-heading-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-theme-post-excerpt .elementor-widget-container{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}}</style> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-793572 post-793572 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-workers-compensation category-workplace-safety topic-workers-comp-coverage topic-workplace-safety newsletter-channel-alert-workers-comp newsletter-daily-briefing" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/florida-bill-proposes-employer-run-comp-alternative/"> <img width="300" height="225" src="https://www.businessinsurance.com/wp-content/uploads/2025/02/workers-compensation-comp-2-300x225.jpg" class="attachment-medium size-medium wp-image-793573" alt="workers compensation" srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/workers-compensation-comp-2-300x225.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/workers-compensation-comp-2-768x576.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/workers-compensation-comp-2.jpg 1000w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>February 26, 2025</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/florida-bill-proposes-employer-run-comp-alternative/">Florida bill proposes employer-run comp alternative</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> A Florida lawmaker on Tuesday introduced legislation that would allow businesses to create their own programs to compensate workers for... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-793429 post-793429 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-workers-compensation category-workplace-safety topic-coronavirus topic-workers-comp-coverage topic-workplace-safety newsletter-channel-alert-workers-comp" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/california-lawmakers-aim-to-expand-presumptions-for-hospital-employees/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-793430 perfmatters-lazy" alt="presumption" data-src="https://www.businessinsurance.com/wp-content/uploads/2025/02/presumption-use-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/presumption-use-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/presumption-use-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/presumption-use.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2025/02/presumption-use-300x180.jpg" class="attachment-medium size-medium wp-image-793430" alt="presumption" srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/presumption-use-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/presumption-use-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/presumption-use.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>February 24, 2025</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/california-lawmakers-aim-to-expand-presumptions-for-hospital-employees/">California lawmakers aim to expand presumptions for hospital employees</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> California lawmakers are considering a bill that would expand the definition of what qualifies as a work injury for hospital... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-793012 post-793012 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-magazine category-risk-management category-uncategorized category-workers-compensation category-workplace-safety company-arthur-j-gallagher-co company-lockton company-marsh-mclennan topic-agents-brokers topic-claims-disputes topic-employment-practices topic-regulation" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/harassment-claims-strike-hollywood-again/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-793013 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2025/02/BI_0225_01-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/BI_0225_01-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/BI_0225_01-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/BI_0225_01.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2025/02/BI_0225_01-300x180.jpg" class="attachment-medium size-medium wp-image-793013" alt="" srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/BI_0225_01-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/BI_0225_01-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/BI_0225_01.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>February 24, 2025</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/harassment-claims-strike-hollywood-again/">Harassment claims strike hollywood again </a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Intimate scenes heighten workplace risks, require coordination as entertainment sector tries to set more boundaries... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-793381 post-793381 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-workers-compensation category-workplace-safety topic-workplace-safety newsletter-daily-briefing" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/trump-nominates-david-keeling-to-head-osha/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-790794 perfmatters-lazy" alt="OSHA" data-src="https://www.businessinsurance.com/wp-content/uploads/2025/01/Osha-here-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2025/01/Osha-here-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/01/Osha-here-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/01/Osha-here.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2025/01/Osha-here-300x180.jpg" class="attachment-medium size-medium wp-image-790794" alt="OSHA" srcset="https://www.businessinsurance.com/wp-content/uploads/2025/01/Osha-here-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/01/Osha-here-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/01/Osha-here.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>February 21, 2025</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/trump-nominates-david-keeling-to-head-osha/">Trump nominates David Keeling to head OSHA</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> President Donald Trump has nominated David Keeling to be head of the Occupational Safety and Health Administration, according to a... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-793371 post-793371 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-workers-compensation category-workplace-safety topic-workers-comp-coverage topic-workplace-safety newsletter-channel-alert-workers-comp newsletter-daily-briefing" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/montana-to-consider-coverage-for-ptsd-for-first-responders/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-793372 perfmatters-lazy" alt="Firefighter PTSD" data-src="https://www.businessinsurance.com/wp-content/uploads/2025/02/firefighter-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/firefighter-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/firefighter-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/firefighter.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2025/02/firefighter-300x180.jpg" class="attachment-medium size-medium wp-image-793372" alt="Firefighter PTSD" srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/firefighter-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/firefighter-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/firefighter.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>February 21, 2025</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/montana-to-consider-coverage-for-ptsd-for-first-responders/">Montana to consider coverage for PTSD for first responders</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Montana lawmakers are considering a bill that would provide workers compensation for certain first responders who are diagnosed with post-traumatic... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-793250 post-793250 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-workers-compensation category-workplace-safety topic-workplace-safety newsletter-channel-alert-workers-comp" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/tesla-cited-over-workers-death/"> <img width="300" height="199" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='199'%20viewBox='0%200%20300%20199'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-120057 perfmatters-lazy" alt="Tesla" data-src="https://www.businessinsurance.com/wp-content/uploads/2022/01/8b9d2a77-127e-4472-b13b-53b9ea6c2e57-300x199.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2022/01/8b9d2a77-127e-4472-b13b-53b9ea6c2e57-300x199.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2022/01/8b9d2a77-127e-4472-b13b-53b9ea6c2e57-1024x679.jpg 1024w, https://www.businessinsurance.com/wp-content/uploads/2022/01/8b9d2a77-127e-4472-b13b-53b9ea6c2e57-768x509.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2022/01/8b9d2a77-127e-4472-b13b-53b9ea6c2e57-1536x1018.jpg 1536w, https://www.businessinsurance.com/wp-content/uploads/2022/01/8b9d2a77-127e-4472-b13b-53b9ea6c2e57-2048x1358.jpg 2048w, https://www.businessinsurance.com/wp-content/uploads/2022/01/8b9d2a77-127e-4472-b13b-53b9ea6c2e57-600x398.jpg 600w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="199" src="https://www.businessinsurance.com/wp-content/uploads/2022/01/8b9d2a77-127e-4472-b13b-53b9ea6c2e57-300x199.jpg" class="attachment-medium size-medium wp-image-120057" alt="Tesla" srcset="https://www.businessinsurance.com/wp-content/uploads/2022/01/8b9d2a77-127e-4472-b13b-53b9ea6c2e57-300x199.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2022/01/8b9d2a77-127e-4472-b13b-53b9ea6c2e57-1024x679.jpg 1024w, https://www.businessinsurance.com/wp-content/uploads/2022/01/8b9d2a77-127e-4472-b13b-53b9ea6c2e57-768x509.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2022/01/8b9d2a77-127e-4472-b13b-53b9ea6c2e57-1536x1018.jpg 1536w, https://www.businessinsurance.com/wp-content/uploads/2022/01/8b9d2a77-127e-4472-b13b-53b9ea6c2e57-2048x1358.jpg 2048w, https://www.businessinsurance.com/wp-content/uploads/2022/01/8b9d2a77-127e-4472-b13b-53b9ea6c2e57-600x398.jpg 600w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>February 20, 2025</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/tesla-cited-over-workers-death/">Tesla cited over worker’s death</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Federal regulators have cited Tesla for violating workplace safety rules in connection with the electrocution of a worker last summer... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-793224 post-793224 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-workers-compensation category-workplace-safety topic-workers-comp-coverage topic-workplace-safety newsletter-channel-alert-workers-comp newsletter-daily-briefing" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/ny-lawmakers-squash-mental-stress-law/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-793225 perfmatters-lazy" alt="first responders" data-src="https://www.businessinsurance.com/wp-content/uploads/2025/02/first-responder-recent-use-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/first-responder-recent-use-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/first-responder-recent-use-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/first-responder-recent-use.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2025/02/first-responder-recent-use-300x180.jpg" class="attachment-medium size-medium wp-image-793225" alt="first responders" srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/first-responder-recent-use-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/first-responder-recent-use-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/first-responder-recent-use.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>February 19, 2025</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/ny-lawmakers-squash-mental-stress-law/">NY lawmakers squash mental stress law</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Workers in New York who want to file mental injury workers compensation claims for “extraordinary” work stress have just over... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-792835 post-792835 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-workers-compensation category-workplace-safety topic-claims-disputes topic-workers-comp-coverage topic-workplace-safety newsletter-channel-alert-workers-comp newsletter-daily-briefing" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/telecommuting-teacher-denied-benefits-over-stress-related-stroke/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-792836 perfmatters-lazy" alt="appeals court" data-src="https://www.businessinsurance.com/wp-content/uploads/2025/02/appeals-court-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/appeals-court-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/appeals-court-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/appeals-court.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2025/02/appeals-court-300x180.jpg" class="attachment-medium size-medium wp-image-792836" alt="appeals court" srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/appeals-court-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/appeals-court-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/appeals-court.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>February 13, 2025</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/telecommuting-teacher-denied-benefits-over-stress-related-stroke/">Telecommuting teacher denied benefits over stress-related stroke</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> An appeals court in New York on Thursday denied workers compensation benefits to a teacher and grant writer who was... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-792591 post-792591 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-workers-compensation category-workplace-safety topic-claims-disputes topic-workers-comp-coverage topic-workplace-safety newsletter-channel-alert-workers-comp newsletter-daily-briefing" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/hawaii-supreme-court-says-statute-of-limitations-bars-reopening-26-year-old-claim/"> <img width="300" height="200" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='200'%20viewBox='0%200%20300%20200'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-792592 perfmatters-lazy" alt="statute of limitations" data-src="https://www.businessinsurance.com/wp-content/uploads/2025/02/statute-of-limitations-300x200.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/statute-of-limitations-300x200.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/statute-of-limitations-768x512.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/statute-of-limitations.jpg 1000w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="200" src="https://www.businessinsurance.com/wp-content/uploads/2025/02/statute-of-limitations-300x200.jpg" class="attachment-medium size-medium wp-image-792592" alt="statute of limitations" srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/statute-of-limitations-300x200.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/statute-of-limitations-768x512.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/statute-of-limitations.jpg 1000w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>February 13, 2025</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/hawaii-supreme-court-says-statute-of-limitations-bars-reopening-26-year-old-claim/">Hawaii Supreme Court says statute of limitations bars reopening 26-year-old claim</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> The Hawaii Supreme Court on Tuesday ruled that the eight-year period for reopening a workers compensation claim is a statute... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-792519 post-792519 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-workers-compensation category-workplace-safety topic-workers-comp-coverage topic-workplace-safety newsletter-channel-alert-workers-comp newsletter-daily-briefing" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/kentucky-lawmakers-aim-to-amend-injury-to-include-psych-conditions/"> <img width="300" height="200" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='200'%20viewBox='0%200%20300%20200'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-792520 perfmatters-lazy" alt="first responders" data-src="https://www.businessinsurance.com/wp-content/uploads/2025/02/medical-helicopter-first-responder-300x200.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/medical-helicopter-first-responder-300x200.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/medical-helicopter-first-responder-768x512.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/medical-helicopter-first-responder.jpg 1000w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="200" src="https://www.businessinsurance.com/wp-content/uploads/2025/02/medical-helicopter-first-responder-300x200.jpg" class="attachment-medium size-medium wp-image-792520" alt="first responders" srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/medical-helicopter-first-responder-300x200.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/medical-helicopter-first-responder-768x512.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/medical-helicopter-first-responder.jpg 1000w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>February 12, 2025</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/kentucky-lawmakers-aim-to-amend-injury-to-include-psych-conditions/">Kentucky lawmakers aim to amend injury to include psych conditions</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Lawmakers in Kentucky are proposing an amendment to workers compensation law to include mental injuries suffered by certain first responders.... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-792515 post-792515 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-workers-compensation category-workplace-safety topic-workers-comp-coverage topic-workplace-safety newsletter-channel-alert-workers-comp newsletter-daily-briefing" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/montana-lawmakers-aim-to-allow-injured-workers-to-choose-doctor/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-792517 perfmatters-lazy" alt="doctor choice" data-src="https://www.businessinsurance.com/wp-content/uploads/2025/02/doctor-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/doctor-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/doctor-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/doctor.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2025/02/doctor-300x180.jpg" class="attachment-medium size-medium wp-image-792517" alt="doctor choice" srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/doctor-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/doctor-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/doctor.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>February 12, 2025</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/montana-lawmakers-aim-to-allow-injured-workers-to-choose-doctor/">Montana lawmakers aim to allow injured workers to choose doctor</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Montana lawmakers are considering a bill that would allow injured workers to choose their own providers for both initial and... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-792432 post-792432 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-workers-compensation category-workplace-safety topic-claims-disputes topic-workers-comp-coverage topic-workplace-safety newsletter-channel-alert-workers-comp newsletter-daily-briefing" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/court-declines-review-in-comp-cases-where-workers-failed-to-document-job-search/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-792433 perfmatters-lazy" alt="comp" data-src="https://www.businessinsurance.com/wp-content/uploads/2025/02/exclusive-remedy-gavel-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/exclusive-remedy-gavel-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/exclusive-remedy-gavel-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/exclusive-remedy-gavel.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2025/02/exclusive-remedy-gavel-300x180.jpg" class="attachment-medium size-medium wp-image-792433" alt="comp" srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/exclusive-remedy-gavel-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/exclusive-remedy-gavel-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/exclusive-remedy-gavel.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>February 11, 2025</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/court-declines-review-in-comp-cases-where-workers-failed-to-document-job-search/">Court declines review in comp cases where workers failed to document job search</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> The Texas Supreme Court denied two petitions to review allegations that the Texas Division of Workers’ Compensation is improperly awarding... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-792383 post-792383 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-workers-compensation category-workplace-safety topic-workers-comp-coverage topic-workplace-safety newsletter-channel-alert-workers-comp" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/bill-would-create-heat-cold-standard-for-workers/"> <img width="300" height="161" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='161'%20viewBox='0%200%20300%20161'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-792384 perfmatters-lazy" alt="workers cold" data-src="https://www.businessinsurance.com/wp-content/uploads/2025/02/Workers-cold-300x161.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/Workers-cold-300x161.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/Workers-cold-768x412.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/Workers-cold.jpg 1000w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="161" src="https://www.businessinsurance.com/wp-content/uploads/2025/02/Workers-cold-300x161.jpg" class="attachment-medium size-medium wp-image-792384" alt="workers cold" srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/Workers-cold-300x161.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/Workers-cold-768x412.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/Workers-cold.jpg 1000w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>February 10, 2025</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/bill-would-create-heat-cold-standard-for-workers/">Bill would create heat, cold standard for workers</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Illinois lawmakers are considering a bill to create rules for employers whose workers are exposed to extreme temperatures.... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-792344 post-792344 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-workers-compensation category-workplace-safety topic-construction topic-workers-comp-coverage topic-workplace-safety newsletter-channel-alert-workers-comp newsletter-daily-briefing" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/arizona-lawmakers-considering-three-bills-to-create-heat-rules/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-792345 perfmatters-lazy" alt="heat" data-src="https://www.businessinsurance.com/wp-content/uploads/2025/02/heat-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/heat-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/heat.jpg 320w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2025/02/heat-300x180.jpg" class="attachment-medium size-medium wp-image-792345" alt="heat" srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/heat-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/heat.jpg 320w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>February 7, 2025</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/arizona-lawmakers-considering-three-bills-to-create-heat-rules/">Arizona lawmakers considering three bills to create heat rules</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Arizona lawmakers are doubling down on efforts to create a heat standard to protect workers from extreme temperatures.... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-792273 post-792273 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-workers-compensation category-workplace-safety topic-coronavirus topic-workers-comp-coverage topic-workplace-safety newsletter-channel-alert-workers-comp" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/covid-nonemergency-rules-expire-some-requirements-remain/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-792274 perfmatters-lazy" alt="COVID" data-src="https://www.businessinsurance.com/wp-content/uploads/2025/02/COVID-students-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/COVID-students-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/COVID-students-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/COVID-students.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2025/02/COVID-students-300x180.jpg" class="attachment-medium size-medium wp-image-792274" alt="COVID" srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/COVID-students-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/COVID-students-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/COVID-students.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>February 6, 2025</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/covid-nonemergency-rules-expire-some-requirements-remain/">COVID nonemergency rules expire, some requirements remain</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> The California Department of Industrial Relations announced that most of the non-emergency standards it adopted to prevent COVID-19 expired at... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-792157 post-792157 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-workers-compensation category-workplace-safety topic-workers-comp-coverage topic-workplace-safety newsletter-channel-alert-workers-comp newsletter-daily-briefing" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/ny-bill-would-presume-opioid-death-work-related/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-792160 perfmatters-lazy" alt="opioid" data-src="https://www.businessinsurance.com/wp-content/uploads/2025/02/opioid-drug-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/opioid-drug-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/opioid-drug-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/opioid-drug.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2025/02/opioid-drug-300x180.jpg" class="attachment-medium size-medium wp-image-792160" alt="opioid" srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/opioid-drug-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/opioid-drug-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/opioid-drug.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>February 5, 2025</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/ny-bill-would-presume-opioid-death-work-related/">NY bill would presume opioid death work-related</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> New York lawmakers are considering a workers compensation presumption bill that would make compensable the death of an injured worker... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-792153 post-792153 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-workers-compensation category-workplace-safety topic-workers-comp-coverage topic-workplace-safety newsletter-channel-alert-workers-comp newsletter-daily-briefing" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/kansas-bill-would-give-injured-workers-provider-choice/"> <img width="300" height="200" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='200'%20viewBox='0%200%20300%20200'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-792154 perfmatters-lazy" alt="injury provider choice" data-src="https://www.businessinsurance.com/wp-content/uploads/2025/02/upper-arm-injury-300x200.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/upper-arm-injury-300x200.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/upper-arm-injury-768x512.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/upper-arm-injury.jpg 1000w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="200" src="https://www.businessinsurance.com/wp-content/uploads/2025/02/upper-arm-injury-300x200.jpg" class="attachment-medium size-medium wp-image-792154" alt="injury provider choice" srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/upper-arm-injury-300x200.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/upper-arm-injury-768x512.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/upper-arm-injury.jpg 1000w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>February 5, 2025</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/kansas-bill-would-give-injured-workers-provider-choice/">Kansas bill would give injured workers provider choice</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> A bill presented to Kansas lawmakers would give injured workers the choice to pick their health care provider and would... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-792089 post-792089 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-workers-compensation category-workplace-safety topic-workers-comp-coverage topic-workplace-safety newsletter-channel-alert-workers-comp newsletter-daily-briefing" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/new-york-seeks-to-weaken-exclusive-remedy-in-sexual-offenses-claims/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-792090 perfmatters-lazy" alt="sexual assault" data-src="https://www.businessinsurance.com/wp-content/uploads/2025/02/sexual-assault-harassment-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/sexual-assault-harassment-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/sexual-assault-harassment-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/sexual-assault-harassment.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2025/02/sexual-assault-harassment-300x180.jpg" class="attachment-medium size-medium wp-image-792090" alt="sexual assault" srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/sexual-assault-harassment-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/sexual-assault-harassment-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/sexual-assault-harassment.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>February 4, 2025</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/new-york-seeks-to-weaken-exclusive-remedy-in-sexual-offenses-claims/">New York seeks to weaken exclusive remedy in sexual offenses claims</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> New York lawmakers are again considering amendments to workers compensation code that would permit workers who suffer a sexual offense... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-792078 post-792078 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-workers-compensation category-workplace-safety topic-claims-disputes topic-workers-comp-coverage topic-workplace-safety newsletter-channel-alert-workers-comp newsletter-daily-briefing" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/pain-complaint-supports-compensability-finding-for-repetitive-trauma-claim/"> <img width="300" height="200" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='200'%20viewBox='0%200%20300%20200'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-792080 perfmatters-lazy" alt="dental hygienist repetitive injury claim" data-src="https://www.businessinsurance.com/wp-content/uploads/2025/02/dental-hygienist-300x200.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/dental-hygienist-300x200.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/dental-hygienist-768x512.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/dental-hygienist.jpg 1000w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="200" src="https://www.businessinsurance.com/wp-content/uploads/2025/02/dental-hygienist-300x200.jpg" class="attachment-medium size-medium wp-image-792080" alt="dental hygienist repetitive injury claim" srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/dental-hygienist-300x200.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/dental-hygienist-768x512.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/dental-hygienist.jpg 1000w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>February 4, 2025</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/pain-complaint-supports-compensability-finding-for-repetitive-trauma-claim/">Pain complaint supports compensability finding for repetitive trauma claim</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> An Illinois appellate court said an injured worker’s subjective complaint of pain was sufficient evidence to support a determination that... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-791945 post-791945 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-workers-compensation category-workplace-safety topic-disability topic-workers-comp-coverage topic-workplace-safety newsletter-channel-alert-workers-comp newsletter-daily-briefing" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/bill-would-provide-claimants-permanent-disability-for-extreme-financial-hardship/"> <img width="300" height="200" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='200'%20viewBox='0%200%20300%20200'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-791947 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2025/01/disability-discrimination-300x200.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2025/01/disability-discrimination-300x200.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/01/disability-discrimination-768x512.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/01/disability-discrimination.jpg 1000w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="200" src="https://www.businessinsurance.com/wp-content/uploads/2025/01/disability-discrimination-300x200.jpg" class="attachment-medium size-medium wp-image-791947" alt="" srcset="https://www.businessinsurance.com/wp-content/uploads/2025/01/disability-discrimination-300x200.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/01/disability-discrimination-768x512.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/01/disability-discrimination.jpg 1000w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>January 31, 2025</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/bill-would-provide-claimants-permanent-disability-for-extreme-financial-hardship/">Bill would provide claimants permanent disability for ‘extreme’ financial hardship</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> New York lawmakers are considering a bill that would amend the workers compensation law to allow “certain” injured workers to... </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="elementor-element elementor-element-e0a9fe0 elementor-grid-1 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-loop-grid" data-id="e0a9fe0" data-element_type="widget" data-settings="{"template_id":491154,"columns":1,"pagination_type":"numbers","_skin":"post","columns_tablet":"2","columns_mobile":"1","edit_handle_selector":"[data-elementor-type=\"loop-item\"]","pagination_load_type":"page_reload","row_gap":{"unit":"px","size":"","sizes":[]},"row_gap_tablet_extra":{"unit":"px","size":"","sizes":[]},"row_gap_tablet":{"unit":"px","size":"","sizes":[]},"row_gap_mobile":{"unit":"px","size":"","sizes":[]}}" data-widget_type="loop-grid.post"> <div class="elementor-widget-container"> <div class="elementor-loop-container elementor-grid"> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-793572 post-793572 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-workers-compensation category-workplace-safety topic-workers-comp-coverage topic-workplace-safety newsletter-channel-alert-workers-comp newsletter-daily-briefing" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/florida-bill-proposes-employer-run-comp-alternative/"> <img width="300" height="225" src="https://www.businessinsurance.com/wp-content/uploads/2025/02/workers-compensation-comp-2-300x225.jpg" class="attachment-medium size-medium wp-image-793573" alt="workers compensation" srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/workers-compensation-comp-2-300x225.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/workers-compensation-comp-2-768x576.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/workers-compensation-comp-2.jpg 1000w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>February 26, 2025</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/florida-bill-proposes-employer-run-comp-alternative/">Florida bill proposes employer-run comp alternative</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> A Florida lawmaker on Tuesday introduced legislation that would allow businesses to create their own programs to compensate workers for... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-793429 post-793429 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-workers-compensation category-workplace-safety topic-coronavirus topic-workers-comp-coverage topic-workplace-safety newsletter-channel-alert-workers-comp" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/california-lawmakers-aim-to-expand-presumptions-for-hospital-employees/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-793430 perfmatters-lazy" alt="presumption" data-src="https://www.businessinsurance.com/wp-content/uploads/2025/02/presumption-use-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/presumption-use-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/presumption-use-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/presumption-use.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2025/02/presumption-use-300x180.jpg" class="attachment-medium size-medium wp-image-793430" alt="presumption" srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/presumption-use-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/presumption-use-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/presumption-use.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>February 24, 2025</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/california-lawmakers-aim-to-expand-presumptions-for-hospital-employees/">California lawmakers aim to expand presumptions for hospital employees</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> California lawmakers are considering a bill that would expand the definition of what qualifies as a work injury for hospital... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-793012 post-793012 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-magazine category-risk-management category-uncategorized category-workers-compensation category-workplace-safety company-arthur-j-gallagher-co company-lockton company-marsh-mclennan topic-agents-brokers topic-claims-disputes topic-employment-practices topic-regulation" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/harassment-claims-strike-hollywood-again/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-793013 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2025/02/BI_0225_01-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/BI_0225_01-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/BI_0225_01-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/BI_0225_01.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2025/02/BI_0225_01-300x180.jpg" class="attachment-medium size-medium wp-image-793013" alt="" srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/BI_0225_01-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/BI_0225_01-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/BI_0225_01.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>February 24, 2025</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/harassment-claims-strike-hollywood-again/">Harassment claims strike hollywood again </a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Intimate scenes heighten workplace risks, require coordination as entertainment sector tries to set more boundaries... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-793381 post-793381 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-workers-compensation category-workplace-safety topic-workplace-safety newsletter-daily-briefing" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/trump-nominates-david-keeling-to-head-osha/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-790794 perfmatters-lazy" alt="OSHA" data-src="https://www.businessinsurance.com/wp-content/uploads/2025/01/Osha-here-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2025/01/Osha-here-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/01/Osha-here-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/01/Osha-here.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2025/01/Osha-here-300x180.jpg" class="attachment-medium size-medium wp-image-790794" alt="OSHA" srcset="https://www.businessinsurance.com/wp-content/uploads/2025/01/Osha-here-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/01/Osha-here-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/01/Osha-here.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>February 21, 2025</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/trump-nominates-david-keeling-to-head-osha/">Trump nominates David Keeling to head OSHA</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> President Donald Trump has nominated David Keeling to be head of the Occupational Safety and Health Administration, according to a... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-793371 post-793371 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-workers-compensation category-workplace-safety topic-workers-comp-coverage topic-workplace-safety newsletter-channel-alert-workers-comp newsletter-daily-briefing" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/montana-to-consider-coverage-for-ptsd-for-first-responders/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-793372 perfmatters-lazy" alt="Firefighter PTSD" data-src="https://www.businessinsurance.com/wp-content/uploads/2025/02/firefighter-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/firefighter-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/firefighter-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/firefighter.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2025/02/firefighter-300x180.jpg" class="attachment-medium size-medium wp-image-793372" alt="Firefighter PTSD" srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/firefighter-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/firefighter-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/firefighter.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>February 21, 2025</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/montana-to-consider-coverage-for-ptsd-for-first-responders/">Montana to consider coverage for PTSD for first responders</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Montana lawmakers are considering a bill that would provide workers compensation for certain first responders who are diagnosed with post-traumatic... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-793250 post-793250 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-workers-compensation category-workplace-safety topic-workplace-safety newsletter-channel-alert-workers-comp" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/tesla-cited-over-workers-death/"> <img width="300" height="199" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='199'%20viewBox='0%200%20300%20199'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-120057 perfmatters-lazy" alt="Tesla" data-src="https://www.businessinsurance.com/wp-content/uploads/2022/01/8b9d2a77-127e-4472-b13b-53b9ea6c2e57-300x199.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2022/01/8b9d2a77-127e-4472-b13b-53b9ea6c2e57-300x199.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2022/01/8b9d2a77-127e-4472-b13b-53b9ea6c2e57-1024x679.jpg 1024w, https://www.businessinsurance.com/wp-content/uploads/2022/01/8b9d2a77-127e-4472-b13b-53b9ea6c2e57-768x509.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2022/01/8b9d2a77-127e-4472-b13b-53b9ea6c2e57-1536x1018.jpg 1536w, https://www.businessinsurance.com/wp-content/uploads/2022/01/8b9d2a77-127e-4472-b13b-53b9ea6c2e57-2048x1358.jpg 2048w, https://www.businessinsurance.com/wp-content/uploads/2022/01/8b9d2a77-127e-4472-b13b-53b9ea6c2e57-600x398.jpg 600w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="199" src="https://www.businessinsurance.com/wp-content/uploads/2022/01/8b9d2a77-127e-4472-b13b-53b9ea6c2e57-300x199.jpg" class="attachment-medium size-medium wp-image-120057" alt="Tesla" srcset="https://www.businessinsurance.com/wp-content/uploads/2022/01/8b9d2a77-127e-4472-b13b-53b9ea6c2e57-300x199.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2022/01/8b9d2a77-127e-4472-b13b-53b9ea6c2e57-1024x679.jpg 1024w, https://www.businessinsurance.com/wp-content/uploads/2022/01/8b9d2a77-127e-4472-b13b-53b9ea6c2e57-768x509.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2022/01/8b9d2a77-127e-4472-b13b-53b9ea6c2e57-1536x1018.jpg 1536w, https://www.businessinsurance.com/wp-content/uploads/2022/01/8b9d2a77-127e-4472-b13b-53b9ea6c2e57-2048x1358.jpg 2048w, https://www.businessinsurance.com/wp-content/uploads/2022/01/8b9d2a77-127e-4472-b13b-53b9ea6c2e57-600x398.jpg 600w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>February 20, 2025</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/tesla-cited-over-workers-death/">Tesla cited over worker’s death</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Federal regulators have cited Tesla for violating workplace safety rules in connection with the electrocution of a worker last summer... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-793224 post-793224 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-workers-compensation category-workplace-safety topic-workers-comp-coverage topic-workplace-safety newsletter-channel-alert-workers-comp newsletter-daily-briefing" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/ny-lawmakers-squash-mental-stress-law/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-793225 perfmatters-lazy" alt="first responders" data-src="https://www.businessinsurance.com/wp-content/uploads/2025/02/first-responder-recent-use-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/first-responder-recent-use-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/first-responder-recent-use-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/first-responder-recent-use.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2025/02/first-responder-recent-use-300x180.jpg" class="attachment-medium size-medium wp-image-793225" alt="first responders" srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/first-responder-recent-use-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/first-responder-recent-use-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/first-responder-recent-use.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>February 19, 2025</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/ny-lawmakers-squash-mental-stress-law/">NY lawmakers squash mental stress law</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Workers in New York who want to file mental injury workers compensation claims for “extraordinary” work stress have just over... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-792835 post-792835 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-workers-compensation category-workplace-safety topic-claims-disputes topic-workers-comp-coverage topic-workplace-safety newsletter-channel-alert-workers-comp newsletter-daily-briefing" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/telecommuting-teacher-denied-benefits-over-stress-related-stroke/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-792836 perfmatters-lazy" alt="appeals court" data-src="https://www.businessinsurance.com/wp-content/uploads/2025/02/appeals-court-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/appeals-court-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/appeals-court-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/appeals-court.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2025/02/appeals-court-300x180.jpg" class="attachment-medium size-medium wp-image-792836" alt="appeals court" srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/appeals-court-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/appeals-court-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/appeals-court.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>February 13, 2025</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/telecommuting-teacher-denied-benefits-over-stress-related-stroke/">Telecommuting teacher denied benefits over stress-related stroke</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> An appeals court in New York on Thursday denied workers compensation benefits to a teacher and grant writer who was... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-792591 post-792591 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-workers-compensation category-workplace-safety topic-claims-disputes topic-workers-comp-coverage topic-workplace-safety newsletter-channel-alert-workers-comp newsletter-daily-briefing" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/hawaii-supreme-court-says-statute-of-limitations-bars-reopening-26-year-old-claim/"> <img width="300" height="200" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='200'%20viewBox='0%200%20300%20200'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-792592 perfmatters-lazy" alt="statute of limitations" data-src="https://www.businessinsurance.com/wp-content/uploads/2025/02/statute-of-limitations-300x200.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/statute-of-limitations-300x200.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/statute-of-limitations-768x512.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/statute-of-limitations.jpg 1000w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="200" src="https://www.businessinsurance.com/wp-content/uploads/2025/02/statute-of-limitations-300x200.jpg" class="attachment-medium size-medium wp-image-792592" alt="statute of limitations" srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/statute-of-limitations-300x200.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/statute-of-limitations-768x512.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/statute-of-limitations.jpg 1000w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>February 13, 2025</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/hawaii-supreme-court-says-statute-of-limitations-bars-reopening-26-year-old-claim/">Hawaii Supreme Court says statute of limitations bars reopening 26-year-old claim</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> The Hawaii Supreme Court on Tuesday ruled that the eight-year period for reopening a workers compensation claim is a statute... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-792519 post-792519 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-workers-compensation category-workplace-safety topic-workers-comp-coverage topic-workplace-safety newsletter-channel-alert-workers-comp newsletter-daily-briefing" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/kentucky-lawmakers-aim-to-amend-injury-to-include-psych-conditions/"> <img width="300" height="200" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='200'%20viewBox='0%200%20300%20200'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-792520 perfmatters-lazy" alt="first responders" data-src="https://www.businessinsurance.com/wp-content/uploads/2025/02/medical-helicopter-first-responder-300x200.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/medical-helicopter-first-responder-300x200.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/medical-helicopter-first-responder-768x512.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/medical-helicopter-first-responder.jpg 1000w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="200" src="https://www.businessinsurance.com/wp-content/uploads/2025/02/medical-helicopter-first-responder-300x200.jpg" class="attachment-medium size-medium wp-image-792520" alt="first responders" srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/medical-helicopter-first-responder-300x200.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/medical-helicopter-first-responder-768x512.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/medical-helicopter-first-responder.jpg 1000w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>February 12, 2025</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/kentucky-lawmakers-aim-to-amend-injury-to-include-psych-conditions/">Kentucky lawmakers aim to amend injury to include psych conditions</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Lawmakers in Kentucky are proposing an amendment to workers compensation law to include mental injuries suffered by certain first responders.... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-792515 post-792515 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-workers-compensation category-workplace-safety topic-workers-comp-coverage topic-workplace-safety newsletter-channel-alert-workers-comp newsletter-daily-briefing" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/montana-lawmakers-aim-to-allow-injured-workers-to-choose-doctor/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-792517 perfmatters-lazy" alt="doctor choice" data-src="https://www.businessinsurance.com/wp-content/uploads/2025/02/doctor-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/doctor-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/doctor-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/doctor.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2025/02/doctor-300x180.jpg" class="attachment-medium size-medium wp-image-792517" alt="doctor choice" srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/doctor-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/doctor-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/doctor.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>February 12, 2025</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/montana-lawmakers-aim-to-allow-injured-workers-to-choose-doctor/">Montana lawmakers aim to allow injured workers to choose doctor</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Montana lawmakers are considering a bill that would allow injured workers to choose their own providers for both initial and... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-792432 post-792432 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-workers-compensation category-workplace-safety topic-claims-disputes topic-workers-comp-coverage topic-workplace-safety newsletter-channel-alert-workers-comp newsletter-daily-briefing" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/court-declines-review-in-comp-cases-where-workers-failed-to-document-job-search/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-792433 perfmatters-lazy" alt="comp" data-src="https://www.businessinsurance.com/wp-content/uploads/2025/02/exclusive-remedy-gavel-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/exclusive-remedy-gavel-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/exclusive-remedy-gavel-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/exclusive-remedy-gavel.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2025/02/exclusive-remedy-gavel-300x180.jpg" class="attachment-medium size-medium wp-image-792433" alt="comp" srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/exclusive-remedy-gavel-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/exclusive-remedy-gavel-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/exclusive-remedy-gavel.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>February 11, 2025</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/court-declines-review-in-comp-cases-where-workers-failed-to-document-job-search/">Court declines review in comp cases where workers failed to document job search</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> The Texas Supreme Court denied two petitions to review allegations that the Texas Division of Workers’ Compensation is improperly awarding... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-792383 post-792383 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-workers-compensation category-workplace-safety topic-workers-comp-coverage topic-workplace-safety newsletter-channel-alert-workers-comp" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/bill-would-create-heat-cold-standard-for-workers/"> <img width="300" height="161" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='161'%20viewBox='0%200%20300%20161'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-792384 perfmatters-lazy" alt="workers cold" data-src="https://www.businessinsurance.com/wp-content/uploads/2025/02/Workers-cold-300x161.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/Workers-cold-300x161.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/Workers-cold-768x412.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/Workers-cold.jpg 1000w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="161" src="https://www.businessinsurance.com/wp-content/uploads/2025/02/Workers-cold-300x161.jpg" class="attachment-medium size-medium wp-image-792384" alt="workers cold" srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/Workers-cold-300x161.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/Workers-cold-768x412.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/Workers-cold.jpg 1000w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>February 10, 2025</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/bill-would-create-heat-cold-standard-for-workers/">Bill would create heat, cold standard for workers</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Illinois lawmakers are considering a bill to create rules for employers whose workers are exposed to extreme temperatures.... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-792344 post-792344 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-workers-compensation category-workplace-safety topic-construction topic-workers-comp-coverage topic-workplace-safety newsletter-channel-alert-workers-comp newsletter-daily-briefing" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/arizona-lawmakers-considering-three-bills-to-create-heat-rules/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-792345 perfmatters-lazy" alt="heat" data-src="https://www.businessinsurance.com/wp-content/uploads/2025/02/heat-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/heat-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/heat.jpg 320w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2025/02/heat-300x180.jpg" class="attachment-medium size-medium wp-image-792345" alt="heat" srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/heat-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/heat.jpg 320w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>February 7, 2025</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/arizona-lawmakers-considering-three-bills-to-create-heat-rules/">Arizona lawmakers considering three bills to create heat rules</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Arizona lawmakers are doubling down on efforts to create a heat standard to protect workers from extreme temperatures.... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-792273 post-792273 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-workers-compensation category-workplace-safety topic-coronavirus topic-workers-comp-coverage topic-workplace-safety newsletter-channel-alert-workers-comp" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/covid-nonemergency-rules-expire-some-requirements-remain/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-792274 perfmatters-lazy" alt="COVID" data-src="https://www.businessinsurance.com/wp-content/uploads/2025/02/COVID-students-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/COVID-students-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/COVID-students-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/COVID-students.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2025/02/COVID-students-300x180.jpg" class="attachment-medium size-medium wp-image-792274" alt="COVID" srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/COVID-students-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/COVID-students-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/COVID-students.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>February 6, 2025</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/covid-nonemergency-rules-expire-some-requirements-remain/">COVID nonemergency rules expire, some requirements remain</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> The California Department of Industrial Relations announced that most of the non-emergency standards it adopted to prevent COVID-19 expired at... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-792157 post-792157 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-workers-compensation category-workplace-safety topic-workers-comp-coverage topic-workplace-safety newsletter-channel-alert-workers-comp newsletter-daily-briefing" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/ny-bill-would-presume-opioid-death-work-related/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-792160 perfmatters-lazy" alt="opioid" data-src="https://www.businessinsurance.com/wp-content/uploads/2025/02/opioid-drug-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/opioid-drug-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/opioid-drug-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/opioid-drug.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2025/02/opioid-drug-300x180.jpg" class="attachment-medium size-medium wp-image-792160" alt="opioid" srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/opioid-drug-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/opioid-drug-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/opioid-drug.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>February 5, 2025</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/ny-bill-would-presume-opioid-death-work-related/">NY bill would presume opioid death work-related</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> New York lawmakers are considering a workers compensation presumption bill that would make compensable the death of an injured worker... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-792153 post-792153 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-workers-compensation category-workplace-safety topic-workers-comp-coverage topic-workplace-safety newsletter-channel-alert-workers-comp newsletter-daily-briefing" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/kansas-bill-would-give-injured-workers-provider-choice/"> <img width="300" height="200" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='200'%20viewBox='0%200%20300%20200'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-792154 perfmatters-lazy" alt="injury provider choice" data-src="https://www.businessinsurance.com/wp-content/uploads/2025/02/upper-arm-injury-300x200.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/upper-arm-injury-300x200.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/upper-arm-injury-768x512.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/upper-arm-injury.jpg 1000w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="200" src="https://www.businessinsurance.com/wp-content/uploads/2025/02/upper-arm-injury-300x200.jpg" class="attachment-medium size-medium wp-image-792154" alt="injury provider choice" srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/upper-arm-injury-300x200.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/upper-arm-injury-768x512.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/upper-arm-injury.jpg 1000w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>February 5, 2025</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/kansas-bill-would-give-injured-workers-provider-choice/">Kansas bill would give injured workers provider choice</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> A bill presented to Kansas lawmakers would give injured workers the choice to pick their health care provider and would... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-792089 post-792089 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-workers-compensation category-workplace-safety topic-workers-comp-coverage topic-workplace-safety newsletter-channel-alert-workers-comp newsletter-daily-briefing" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/new-york-seeks-to-weaken-exclusive-remedy-in-sexual-offenses-claims/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-792090 perfmatters-lazy" alt="sexual assault" data-src="https://www.businessinsurance.com/wp-content/uploads/2025/02/sexual-assault-harassment-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/sexual-assault-harassment-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/sexual-assault-harassment-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/sexual-assault-harassment.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2025/02/sexual-assault-harassment-300x180.jpg" class="attachment-medium size-medium wp-image-792090" alt="sexual assault" srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/sexual-assault-harassment-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/sexual-assault-harassment-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/sexual-assault-harassment.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>February 4, 2025</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/new-york-seeks-to-weaken-exclusive-remedy-in-sexual-offenses-claims/">New York seeks to weaken exclusive remedy in sexual offenses claims</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> New York lawmakers are again considering amendments to workers compensation code that would permit workers who suffer a sexual offense... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-792078 post-792078 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-workers-compensation category-workplace-safety topic-claims-disputes topic-workers-comp-coverage topic-workplace-safety newsletter-channel-alert-workers-comp newsletter-daily-briefing" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/pain-complaint-supports-compensability-finding-for-repetitive-trauma-claim/"> <img width="300" height="200" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='200'%20viewBox='0%200%20300%20200'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-792080 perfmatters-lazy" alt="dental hygienist repetitive injury claim" data-src="https://www.businessinsurance.com/wp-content/uploads/2025/02/dental-hygienist-300x200.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/dental-hygienist-300x200.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/dental-hygienist-768x512.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/dental-hygienist.jpg 1000w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="200" src="https://www.businessinsurance.com/wp-content/uploads/2025/02/dental-hygienist-300x200.jpg" class="attachment-medium size-medium wp-image-792080" alt="dental hygienist repetitive injury claim" srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/dental-hygienist-300x200.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/dental-hygienist-768x512.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/dental-hygienist.jpg 1000w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>February 4, 2025</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/pain-complaint-supports-compensability-finding-for-repetitive-trauma-claim/">Pain complaint supports compensability finding for repetitive trauma claim</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> An Illinois appellate court said an injured worker’s subjective complaint of pain was sufficient evidence to support a determination that... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-791945 post-791945 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-workers-compensation category-workplace-safety topic-disability topic-workers-comp-coverage topic-workplace-safety newsletter-channel-alert-workers-comp newsletter-daily-briefing" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/bill-would-provide-claimants-permanent-disability-for-extreme-financial-hardship/"> <img width="300" height="200" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='200'%20viewBox='0%200%20300%20200'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-791947 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2025/01/disability-discrimination-300x200.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2025/01/disability-discrimination-300x200.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/01/disability-discrimination-768x512.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/01/disability-discrimination.jpg 1000w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="200" src="https://www.businessinsurance.com/wp-content/uploads/2025/01/disability-discrimination-300x200.jpg" class="attachment-medium size-medium wp-image-791947" alt="" srcset="https://www.businessinsurance.com/wp-content/uploads/2025/01/disability-discrimination-300x200.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/01/disability-discrimination-768x512.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/01/disability-discrimination.jpg 1000w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>January 31, 2025</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/bill-would-provide-claimants-permanent-disability-for-extreme-financial-hardship/">Bill would provide claimants permanent disability for ‘extreme’ financial hardship</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> New York lawmakers are considering a bill that would amend the workers compensation law to allow “certain” injured workers to... </div> </div> </div> </div> </div> </div> </div> <div class="e-load-more-anchor" data-page="1" data-max-page="214" data-next-page="https://www.businessinsurance.com/insurance-topics/workers-compensation/workplace-safety/page/2/"></div> <nav class="elementor-pagination" aria-label="Pagination"> <span aria-current="page" class="page-numbers current"><span class="elementor-screen-only">Page</span>1</span> <a class="page-numbers" href="https://www.businessinsurance.com/insurance-topics/workers-compensation/workplace-safety/page/2/"><span class="elementor-screen-only">Page</span>2</a> <a class="page-numbers" href="https://www.businessinsurance.com/insurance-topics/workers-compensation/workplace-safety/page/3/"><span class="elementor-screen-only">Page</span>3</a> <span class="page-numbers dots">…</span> <a class="page-numbers" href="https://www.businessinsurance.com/insurance-topics/workers-compensation/workplace-safety/page/214/"><span class="elementor-screen-only">Page</span>214</a> </nav> </div> </div> <div class="elementor-element elementor-element-6020fd6 elementor-grid-1 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-global elementor-global-780457 elementor-widget-loop-grid" data-id="6020fd6" data-element_type="widget" data-settings="{"template_id":"780445","columns":1,"row_gap":{"unit":"px","size":15,"sizes":[]},"_skin":"post","columns_tablet":"2","columns_mobile":"1","edit_handle_selector":"[data-elementor-type=\"loop-item\"]","row_gap_tablet_extra":{"unit":"px","size":"","sizes":[]},"row_gap_tablet":{"unit":"px","size":"","sizes":[]},"row_gap_mobile":{"unit":"px","size":"","sizes":[]}}" data-widget_type="loop-grid.post"> <div class="elementor-widget-container"> <div class="elementor-loop-container elementor-grid"> <style id="loop-780445">.elementor-780445 .elementor-element.elementor-element-4efe94dd{--display:flex;--flex-direction:row;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--align-items:center;--gap:20px 20px;--row-gap:20px;--column-gap:20px;box-shadow:0px 0px 10px 0px rgba(0,0,0,0.5);--padding-top:5px;--padding-bottom:5px;--padding-left:5px;--padding-right:5px;}.elementor-widget-theme-post-featured-image .widget-image-caption{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-780445 .elementor-element.elementor-element-44805119{text-align:left;}.elementor-780445 .elementor-element.elementor-element-44805119 img{filter:brightness( 100% ) contrast( 100% ) saturate( 100% ) blur( 0px ) hue-rotate( 0deg );}.elementor-780445 .elementor-element.elementor-element-255407f7{--display:flex;--min-height:120px;--justify-content:space-evenly;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:5px;}.elementor-widget-theme-post-title .elementor-heading-title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );color:var( --e-global-color-primary );}.elementor-780445 .elementor-element.elementor-element-62732340 > .elementor-widget-container{padding:5px 0px 5px 0px;}.elementor-780445 .elementor-element.elementor-element-62732340 .elementor-heading-title{font-family:"Lusitana", Sans-serif;font-size:20px;font-weight:700;text-transform:none;font-style:normal;text-decoration:none;line-height:1.3em;}.elementor-widget-theme-post-excerpt .elementor-widget-container{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}@media(max-width:1024px){.elementor-widget-theme-post-featured-image .widget-image-caption{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-post-title .elementor-heading-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-theme-post-excerpt .elementor-widget-container{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}}@media(max-width:767px){.elementor-780445 .elementor-element.elementor-element-4efe94dd{--gap:0px 0px;--row-gap:0px;--column-gap:0px;--padding-top:3%;--padding-bottom:3%;--padding-left:3%;--padding-right:3%;}.elementor-widget-theme-post-featured-image .widget-image-caption{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-post-title .elementor-heading-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-theme-post-excerpt .elementor-widget-container{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}}</style><style id="elementor-post-780445">.elementor-780445 .elementor-element.elementor-element-4efe94dd{--display:flex;--flex-direction:row;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--align-items:center;--gap:20px 20px;--row-gap:20px;--column-gap:20px;box-shadow:0px 0px 10px 0px rgba(0,0,0,0.5);--padding-top:5px;--padding-bottom:5px;--padding-left:5px;--padding-right:5px;}.elementor-widget-theme-post-featured-image .widget-image-caption{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-780445 .elementor-element.elementor-element-44805119{text-align:left;}.elementor-780445 .elementor-element.elementor-element-44805119 img{filter:brightness( 100% ) contrast( 100% ) saturate( 100% ) blur( 0px ) hue-rotate( 0deg );}.elementor-780445 .elementor-element.elementor-element-255407f7{--display:flex;--min-height:120px;--justify-content:space-evenly;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:5px;}.elementor-widget-theme-post-title .elementor-heading-title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );color:var( --e-global-color-primary );}.elementor-780445 .elementor-element.elementor-element-62732340 > .elementor-widget-container{padding:5px 0px 5px 0px;}.elementor-780445 .elementor-element.elementor-element-62732340 .elementor-heading-title{font-family:"Lusitana", Sans-serif;font-size:20px;font-weight:700;text-transform:none;font-style:normal;text-decoration:none;line-height:1.3em;}.elementor-widget-theme-post-excerpt .elementor-widget-container{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}@media(max-width:1024px){.elementor-widget-theme-post-featured-image .widget-image-caption{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-post-title .elementor-heading-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-theme-post-excerpt .elementor-widget-container{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}}@media(max-width:767px){.elementor-780445 .elementor-element.elementor-element-4efe94dd{--gap:0px 0px;--row-gap:0px;--column-gap:0px;--padding-top:3%;--padding-bottom:3%;--padding-left:3%;--padding-right:3%;}.elementor-widget-theme-post-featured-image .widget-image-caption{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-post-title .elementor-heading-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-theme-post-excerpt .elementor-widget-container{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}}</style> <div data-elementor-type="loop-item" data-elementor-id="780445" class="elementor elementor-780445 e-loop-item e-loop-item-793537 post-793537 customcontent type-customcontent status-publish has-post-thumbnail hentry category-native-ads category-resources newsletter-active-sponsor-insight" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-4efe94dd e-flex e-con-boxed e-con e-parent" data-id="4efe94dd" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-44805119 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="44805119" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://pubads.g.doubleclick.net/gampad/clk?id=6931871203&iu=/86975980/BI-click-tracking" target="_blank" rel="nofollow"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-793538 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2025/02/BI-OneShield-834-X-500-Profesional-Liability-eBook-300x180.png" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/BI-OneShield-834-X-500-Profesional-Liability-eBook-300x180.png 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/BI-OneShield-834-X-500-Profesional-Liability-eBook-768x460.png 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/BI-OneShield-834-X-500-Profesional-Liability-eBook.png 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2025/02/BI-OneShield-834-X-500-Profesional-Liability-eBook-300x180.png" class="attachment-medium size-medium wp-image-793538" alt="" srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/BI-OneShield-834-X-500-Profesional-Liability-eBook-300x180.png 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/BI-OneShield-834-X-500-Profesional-Liability-eBook-768x460.png 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/BI-OneShield-834-X-500-Profesional-Liability-eBook.png 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-255407f7 e-con-full e-flex e-con e-child" data-id="255407f7" data-element_type="container"> <div class="elementor-element elementor-element-62732340 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="62732340" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://pubads.g.doubleclick.net/gampad/clk?id=6931871203&iu=/86975980/BI-click-tracking" target="_blank" rel="nofollow">Navigate the future of professional liability insurance</a></h2> </div> </div> <div class="elementor-element elementor-element-116f6e49 elementor-widget elementor-widget-theme-post-excerpt" data-id="116f6e49" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Explore how emerging risks and compliance requirements are transforming the needs of professional liability insurers. Download the eBook from OneShield to learn why more insurers are upgrading their core systems to reduce risk and drive greater efficiencies. </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="780445" class="elementor elementor-780445 e-loop-item e-loop-item-792577 post-792577 customcontent type-customcontent status-publish has-post-thumbnail hentry category-native-ads category-resources newsletter-active-sponsor-insight" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-4efe94dd e-flex e-con-boxed e-con e-parent" data-id="4efe94dd" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-44805119 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="44805119" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://pubads.g.doubleclick.net/gampad/clk?id=6921077239&iu=/86975980/BI-click-tracking" target="_blank" rel="nofollow"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-792578 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2025/02/BI_Ascend-WEB_834x500-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/BI_Ascend-WEB_834x500-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/BI_Ascend-WEB_834x500-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/BI_Ascend-WEB_834x500.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2025/02/BI_Ascend-WEB_834x500-300x180.jpg" class="attachment-medium size-medium wp-image-792578" alt="" srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/BI_Ascend-WEB_834x500-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/BI_Ascend-WEB_834x500-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2025/02/BI_Ascend-WEB_834x500.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-255407f7 e-con-full e-flex e-con e-child" data-id="255407f7" data-element_type="container"> <div class="elementor-element elementor-element-62732340 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="62732340" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://pubads.g.doubleclick.net/gampad/clk?id=6921077239&iu=/86975980/BI-click-tracking" target="_blank" rel="nofollow">Scale your back-office with AI</a></h2> </div> </div> <div class="elementor-element elementor-element-116f6e49 elementor-widget elementor-widget-theme-post-excerpt" data-id="116f6e49" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> AI-powered commission reconciliation is transforming agency accounting, enabling agencies focused on M&A to scale. Learn more in this free webinar on March 19 with Ascend and Business Insurance. link: https://register.gotowebinar.com/register/5407396431307936090 </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="780445" class="elementor elementor-780445 e-loop-item e-loop-item-792529 post-792529 customcontent type-customcontent status-publish has-post-thumbnail hentry category-native-ads category-resources category-white-papers newsletter-active-sponsor-insight" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-4efe94dd e-flex e-con-boxed e-con e-parent" data-id="4efe94dd" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-44805119 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="44805119" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://pubads.g.doubleclick.net/gampad/clk?id=6920296964&iu=/86975980/BI-click-tracking" target="_blank" rel="nofollow"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-792532 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2025/02/BI-WP_CRFD_834x500-768x460-1-300x180.png" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/BI-WP_CRFD_834x500-768x460-1-300x180.png 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/BI-WP_CRFD_834x500-768x460-1.png 768w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2025/02/BI-WP_CRFD_834x500-768x460-1-300x180.png" class="attachment-medium size-medium wp-image-792532" alt="" srcset="https://www.businessinsurance.com/wp-content/uploads/2025/02/BI-WP_CRFD_834x500-768x460-1-300x180.png 300w, https://www.businessinsurance.com/wp-content/uploads/2025/02/BI-WP_CRFD_834x500-768x460-1.png 768w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-255407f7 e-con-full e-flex e-con e-child" data-id="255407f7" data-element_type="container"> <div class="elementor-element elementor-element-62732340 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="62732340" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://pubads.g.doubleclick.net/gampad/clk?id=6920296964&iu=/86975980/BI-click-tracking" target="_blank" rel="nofollow">How to achieve long-term value in claims management</a></h2> </div> </div> <div class="elementor-element elementor-element-116f6e49 elementor-widget elementor-widget-theme-post-excerpt" data-id="116f6e49" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Balancing cost and quality in claims management services is a key for insurers to derive long-term value. the link: https://info.businessinsurance.com/Crawford-WP-February2025.html </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="elementor-element elementor-element-3f1625fa e-con-full e-flex e-con e-child" data-id="3f1625fa" data-element_type="container"> <div class="elementor-element elementor-element-541d8c7 elementor-widget elementor-widget-sidebar" data-id="541d8c7" data-element_type="widget" data-settings="{"sticky":"top","sticky_on":["desktop"],"sticky_parent":"yes","sticky_offset":0,"sticky_effects_offset":0,"sticky_anchor_link_offset":0}" data-widget_type="sidebar.default"> <div class="elementor-widget-container"> <div class="widget_text widget-content"><div class="textwidget custom-html-widget"><div id="sticky-1" class="google-ad"> <script defer src="data:text/javascript;base64,CgkJCQkJZ29vZ2xldGFnLmNtZC5wdXNoKGZ1bmN0aW9uICgpIHsgZ29vZ2xldGFnLmRpc3BsYXkoInN0aWNreS0xIik7IH0pOwoJCQkJ"></script> </div></div></div><div class="widget_text widget-content"><div class="textwidget custom-html-widget"><div id="rectangle-1" class="google-ad"> <script defer src="data:text/javascript;base64,CgkJCQkJZ29vZ2xldGFnLmNtZC5wdXNoKGZ1bmN0aW9uICgpIHsgZ29vZ2xldGFnLmRpc3BsYXkoInJlY3RhbmdsZS0xIik7IH0pOwoJCQkJ"></script> </div></div></div> </div> </div> </div> </div> </div> </div> <div data-elementor-type="footer" data-elementor-id="224644" class="elementor elementor-224644 elementor-location-footer" data-elementor-post-type="elementor_library"> <div class="elementor-element elementor-element-b5715f7 e-con-full e-flex e-con e-parent" data-id="b5715f7" data-element_type="container" data-settings="{"background_background":"classic"}"> <div class="elementor-element elementor-element-d245f8d elementor-widget elementor-widget-image" data-id="d245f8d" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/"> <img width="468" height="468" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='468'%20height='468'%20viewBox='0%200%20468%20468'%3E%3C/svg%3E" class="attachment-full size-full wp-image-651538 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2024/01/bi-square-logo.svg" /><noscript><img width="468" height="468" src="https://www.businessinsurance.com/wp-content/uploads/2024/01/bi-square-logo.svg" class="attachment-full size-full wp-image-651538" alt="" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-02cca47 elementor-shape-rounded elementor-grid-0 e-grid-align-center elementor-widget elementor-widget-social-icons" data-id="02cca47" data-element_type="widget" data-widget_type="social-icons.default"> <div class="elementor-widget-container"> <div class="elementor-social-icons-wrapper elementor-grid"> <span class="elementor-grid-item"> <a class="elementor-icon elementor-social-icon elementor-social-icon-facebook-f elementor-repeater-item-0267196" href="https://www.facebook.com/BusInsMagazine" target="_blank" rel="nofollow"> <span class="elementor-screen-only">Facebook-f</span> <svg class="e-font-icon-svg e-fab-facebook-f" viewBox="0 0 320 512" xmlns="http://www.w3.org/2000/svg"><path d="M279.14 288l14.22-92.66h-88.91v-60.13c0-25.35 12.42-50.06 52.24-50.06h40.42V6.26S260.43 0 225.36 0c-73.22 0-121.08 44.38-121.08 124.72v70.62H22.89V288h81.39v224h100.17V288z"></path></svg> </a> </span> <span class="elementor-grid-item"> <a class="elementor-icon elementor-social-icon elementor-social-icon-x-twitter elementor-repeater-item-dc10550" href="https://twitter.com/BusInsMagazine" target="_blank" rel="nofollow"> <span class="elementor-screen-only">X-twitter</span> <svg class="e-font-icon-svg e-fab-x-twitter" viewBox="0 0 512 512" xmlns="http://www.w3.org/2000/svg"><path d="M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z"></path></svg> </a> </span> <span class="elementor-grid-item"> <a class="elementor-icon elementor-social-icon elementor-social-icon-linkedin-in elementor-repeater-item-9bc67e2" href="https://www.linkedin.com/company/656162" target="_blank" rel="nofollow"> <span class="elementor-screen-only">Linkedin-in</span> <svg class="e-font-icon-svg e-fab-linkedin-in" viewBox="0 0 448 512" xmlns="http://www.w3.org/2000/svg"><path d="M100.28 448H7.4V148.9h92.88zM53.79 108.1C24.09 108.1 0 83.5 0 53.8a53.79 53.79 0 0 1 107.58 0c0 29.7-24.1 54.3-53.79 54.3zM447.9 448h-92.68V302.4c0-34.7-.7-79.2-48.29-79.2-48.29 0-55.69 37.7-55.69 76.7V448h-92.78V148.9h89.08v40.8h1.3c12.4-23.5 42.69-48.3 87.88-48.3 94 0 111.28 61.9 111.28 142.3V448z"></path></svg> </a> </span> </div> </div> </div> </div> <div class="elementor-element elementor-element-c99b632 e-con-full e-flex e-con e-parent" data-id="c99b632" data-element_type="container" data-settings="{"background_background":"classic"}"> <div class="elementor-element elementor-element-018d877 e-con-full e-flex e-con e-child" data-id="018d877" data-element_type="container"> <div class="elementor-element elementor-element-669fa82 e-con-full e-flex e-con e-child" data-id="669fa82" data-element_type="container"> <div class="elementor-element elementor-element-385fa69 elementor-widget elementor-widget-theme-site-logo elementor-widget-image" data-id="385fa69" data-element_type="widget" data-widget_type="theme-site-logo.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com"> <img width="720" height="51" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='720'%20height='51'%20viewBox='0%200%20720%2051'%3E%3C/svg%3E" class="attachment-full size-full wp-image-651539 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2024/01/business-insurance-logo.svg" /><noscript><img width="720" height="51" src="https://www.businessinsurance.com/wp-content/uploads/2024/01/business-insurance-logo.svg" class="attachment-full size-full wp-image-651539" alt="" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-d37129a elementor-widget elementor-widget-text-editor" data-id="d37129a" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>Business Insurance is a singular, authoritative news and information source for executives focused upon risk management, risk transfer and risk financing.</p> </div> </div> </div> <div class="elementor-element elementor-element-19a533e e-con-full e-flex e-con e-child" data-id="19a533e" data-element_type="container"> <div class="elementor-element elementor-element-85c5fc9 elementor-widget elementor-widget-heading" data-id="85c5fc9" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <p class="elementor-heading-title elementor-size-default">Never miss important news: Become a Business Insurance Online subscriber today</p> </div> </div> <div class="elementor-element elementor-element-8ffebdf elementor-align-center elementor-tablet-align-left elementor-mobile-align-center elementor-widget elementor-widget-button" data-id="8ffebdf" data-element_type="widget" data-widget_type="button.default"> <div class="elementor-widget-container"> <div class="elementor-button-wrapper"> <a class="elementor-button elementor-button-link elementor-size-sm" href="/register/free-account/"> <span class="elementor-button-content-wrapper"> <span class="elementor-button-icon"> <svg aria-hidden="true" class="e-font-icon-svg e-far-envelope-open" viewBox="0 0 512 512" xmlns="http://www.w3.org/2000/svg"><path d="M494.586 164.516c-4.697-3.883-111.723-89.95-135.251-108.657C337.231 38.191 299.437 0 256 0c-43.205 0-80.636 37.717-103.335 55.859-24.463 19.45-131.07 105.195-135.15 108.549A48.004 48.004 0 0 0 0 201.485V464c0 26.51 21.49 48 48 48h416c26.51 0 48-21.49 48-48V201.509a48 48 0 0 0-17.414-36.993zM464 458a6 6 0 0 1-6 6H54a6 6 0 0 1-6-6V204.347c0-1.813.816-3.526 2.226-4.665 15.87-12.814 108.793-87.554 132.364-106.293C200.755 78.88 232.398 48 256 48c23.693 0 55.857 31.369 73.41 45.389 23.573 18.741 116.503 93.493 132.366 106.316a5.99 5.99 0 0 1 2.224 4.663V458zm-31.991-187.704c4.249 5.159 3.465 12.795-1.745 16.981-28.975 23.283-59.274 47.597-70.929 56.863C336.636 362.283 299.205 400 256 400c-43.452 0-81.287-38.237-103.335-55.86-11.279-8.967-41.744-33.413-70.927-56.865-5.21-4.187-5.993-11.822-1.745-16.981l15.258-18.528c4.178-5.073 11.657-5.843 16.779-1.726 28.618 23.001 58.566 47.035 70.56 56.571C200.143 320.631 232.307 352 256 352c23.602 0 55.246-30.88 73.41-45.389 11.994-9.535 41.944-33.57 70.563-56.568 5.122-4.116 12.601-3.346 16.778 1.727l15.258 18.526z"></path></svg> </span> <span class="elementor-button-text">Subscribe Now</span> </span> </a> </div> </div> </div> </div> <div class="elementor-element elementor-element-c11deeb e-con-full e-flex e-con e-child" data-id="c11deeb" data-element_type="container"> <div class="elementor-element elementor-element-b293ffe elementor-widget elementor-widget-heading" data-id="b293ffe" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">Information</h3> </div> </div> <div class="elementor-element elementor-element-4a62d87 elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="4a62d87" data-element_type="widget" data-widget_type="divider.default"> <div class="elementor-widget-container"> <div class="elementor-divider"> <span class="elementor-divider-separator"> </span> </div> </div> </div> <div class="elementor-element elementor-element-871d82f elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list" data-id="871d82f" data-element_type="widget" data-widget_type="icon-list.default"> <div class="elementor-widget-container"> <ul class="elementor-icon-list-items"> <li class="elementor-icon-list-item"> <a href="https://www.businessinsurance.com/about/"> <span class="elementor-icon-list-icon"> <svg aria-hidden="true" class="e-font-icon-svg e-fas-chevron-right" viewBox="0 0 320 512" xmlns="http://www.w3.org/2000/svg"><path d="M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z"></path></svg> </span> <span class="elementor-icon-list-text">About Us</span> </a> </li> <li class="elementor-icon-list-item"> <a href="https://www.businessinsurance.com/contact-us/"> <span class="elementor-icon-list-icon"> <svg aria-hidden="true" class="e-font-icon-svg e-fas-chevron-right" viewBox="0 0 320 512" xmlns="http://www.w3.org/2000/svg"><path d="M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z"></path></svg> </span> <span class="elementor-icon-list-text">Contact</span> </a> </li> <li class="elementor-icon-list-item"> <a href="https://bimediakit.com/" target="_blank"> <span class="elementor-icon-list-icon"> <svg aria-hidden="true" class="e-font-icon-svg e-fas-chevron-right" viewBox="0 0 320 512" xmlns="http://www.w3.org/2000/svg"><path d="M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z"></path></svg> </span> <span class="elementor-icon-list-text">Advertise</span> </a> </li> <li class="elementor-icon-list-item"> <a href="https://www.businessinsurance.com/privacy-policy/"> <span class="elementor-icon-list-icon"> <svg aria-hidden="true" class="e-font-icon-svg e-fas-chevron-right" viewBox="0 0 320 512" xmlns="http://www.w3.org/2000/svg"><path d="M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z"></path></svg> </span> <span class="elementor-icon-list-text">Privacy Policy</span> </a> </li> <li class="elementor-icon-list-item"> <a href="https://www.businessinsurance.com/terms-conditions/"> <span class="elementor-icon-list-icon"> <svg aria-hidden="true" class="e-font-icon-svg e-fas-chevron-right" viewBox="0 0 320 512" xmlns="http://www.w3.org/2000/svg"><path d="M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z"></path></svg> </span> <span class="elementor-icon-list-text">Terms & Conditions</span> </a> </li> </ul> </div> </div> </div> </div> </div> <div class="elementor-element elementor-element-99667e6 e-con-full e-flex e-con e-parent" data-id="99667e6" data-element_type="container" data-settings="{"background_background":"classic"}"> <div class="elementor-element elementor-element-8d89b62 elementor-widget elementor-widget-heading" data-id="8d89b62" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <p class="elementor-heading-title elementor-size-default">Copyright 2025. BUSINESS INSURANCE HOLDINGS</p> </div> </div> <div class="elementor-element elementor-element-bc050ca elementor-widget elementor-widget-image" data-id="bc050ca" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <a href="https://big.com" target="_blank"> <img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" title="beacon-logo" alt="beacon-logo" class="perfmatters-lazy" data-src="https://www.businessinsurance.com/wp-content/uploads/2024/01/beacon-logo.svg" /><noscript><img src="https://www.businessinsurance.com/wp-content/uploads/2024/01/beacon-logo.svg" title="beacon-logo" alt="beacon-logo" loading="lazy" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-b80922c elementor-widget elementor-widget-html" data-id="b80922c" data-element_type="widget" data-widget_type="html.default"> <div class="elementor-widget-container"> <div id='interstitial' style="z-index: 999999 !important"> <script defer src="data:text/javascript;base64,DQogICAgICAgICAgICAgICAgZ29vZ2xldGFnLmNtZC5wdXNoKGZ1bmN0aW9uICgpIHsgZ29vZ2xldGFnLmRpc3BsYXkoJ2ludGVyc3RpdGlhbCcpOyB9KTsNCiAgICAgICAgICAgIA=="></script> </div> </div> </div> </div> </div> <div data-elementor-type="popup" data-elementor-id="785734" class="elementor elementor-785734 elementor-location-popup" data-elementor-settings="{"entrance_animation":"slideInRight","entrance_animation_duration":{"unit":"px","size":1.2,"sizes":[]},"a11y_navigation":"yes","triggers":{"page_load_delay":5,"page_load":"yes"},"timing":{"times_times":1,"times_period":"week","times_count":"close","times":"yes","logged_in":"yes","devices_devices":["desktop","tablet","tablet_extra"],"devices":"yes","logged_in_users":"all"}}" data-elementor-post-type="elementor_library"> <div class="elementor-element elementor-element-6dbb92b3 e-flex e-con-boxed e-con e-parent" data-id="6dbb92b3" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-77552def elementor-widget elementor-widget-text-editor" data-id="77552def" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>Create your free <em>Business Insurance</em> account now</p><p>Sign up for unlimited free newsletters from BI, and get introductory access to all content on the new Business Insurance online</p> </div> </div> <div class="elementor-element elementor-element-32033a83 elementor-align-center elementor-tablet-align-left elementor-widget elementor-widget-button" data-id="32033a83" data-element_type="widget" data-widget_type="button.default"> <div class="elementor-widget-container"> <div class="elementor-button-wrapper"> <a class="elementor-button elementor-button-link elementor-size-sm" href="https://www.businessinsurance.com/register/free-account/?utm_source=website&utm_medium=popup&utm_campaign=register"> <span class="elementor-button-content-wrapper"> <span class="elementor-button-icon"> <svg aria-hidden="true" class="e-font-icon-svg e-far-envelope-open" viewBox="0 0 512 512" xmlns="http://www.w3.org/2000/svg"><path d="M494.586 164.516c-4.697-3.883-111.723-89.95-135.251-108.657C337.231 38.191 299.437 0 256 0c-43.205 0-80.636 37.717-103.335 55.859-24.463 19.45-131.07 105.195-135.15 108.549A48.004 48.004 0 0 0 0 201.485V464c0 26.51 21.49 48 48 48h416c26.51 0 48-21.49 48-48V201.509a48 48 0 0 0-17.414-36.993zM464 458a6 6 0 0 1-6 6H54a6 6 0 0 1-6-6V204.347c0-1.813.816-3.526 2.226-4.665 15.87-12.814 108.793-87.554 132.364-106.293C200.755 78.88 232.398 48 256 48c23.693 0 55.857 31.369 73.41 45.389 23.573 18.741 116.503 93.493 132.366 106.316a5.99 5.99 0 0 1 2.224 4.663V458zm-31.991-187.704c4.249 5.159 3.465 12.795-1.745 16.981-28.975 23.283-59.274 47.597-70.929 56.863C336.636 362.283 299.205 400 256 400c-43.452 0-81.287-38.237-103.335-55.86-11.279-8.967-41.744-33.413-70.927-56.865-5.21-4.187-5.993-11.822-1.745-16.981l15.258-18.528c4.178-5.073 11.657-5.843 16.779-1.726 28.618 23.001 58.566 47.035 70.56 56.571C200.143 320.631 232.307 352 256 352c23.602 0 55.246-30.88 73.41-45.389 11.994-9.535 41.944-33.57 70.563-56.568 5.122-4.116 12.601-3.346 16.778 1.727l15.258 18.526z"></path></svg> </span> <span class="elementor-button-text">Register for free</span> </span> </a> </div> </div> </div> </div> </div> </div> <script defer src="data:text/javascript;base64,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"></script> <link data-wpacu-style-handle="widget-post-info" rel="stylesheet" id="widget-post-info-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/plugins/elementor-pro/assets/css/widget-post-info.min.css?ver=3.27.4"> <script id="wp-statistics-tracker-js-extra" defer src="data:text/javascript;base64,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"></script> <script data-wpacu-script-handle="wp-statistics-tracker" src="https://www.businessinsurance.com/wp-content/plugins/wp-statistics/assets/js/tracker.js?ver=717b96267efc" id="wp-statistics-tracker-js" defer></script> <script data-wpacu-script-handle="hello-theme-frontend" src="https://www.businessinsurance.com/wp-content/themes/hello-elementor/assets/js/hello-frontend.min.js?ver=b8e6d9820628" id="hello-theme-frontend-js" defer></script> <script data-wpacu-script-handle="wd-asl-ajaxsearchlite" id="wd-asl-ajaxsearchlite-js-before" defer src="data:text/javascript;base64,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"></script> <script data-wpacu-script-handle="wd-asl-ajaxsearchlite" src="https://www.businessinsurance.com/wp-content/plugins/ajax-search-lite/js/min/plugin/optimized/asl-prereq.js?ver=217a60c26ac0" id="wd-asl-ajaxsearchlite-js" defer></script> <script data-wpacu-script-handle="wd-asl-ajaxsearchlite-core" src="https://www.businessinsurance.com/wp-content/plugins/ajax-search-lite/js/min/plugin/optimized/asl-core.js?ver=69b2f78354cb" id="wd-asl-ajaxsearchlite-core-js" defer></script> <script data-wpacu-script-handle="wd-asl-ajaxsearchlite-vertical" src="https://www.businessinsurance.com/wp-content/plugins/ajax-search-lite/js/min/plugin/optimized/asl-results-vertical.js?ver=4c36f7b38ac7" id="wd-asl-ajaxsearchlite-vertical-js" defer></script> <script data-wpacu-script-handle="wd-asl-ajaxsearchlite-autocomplete" src="https://www.businessinsurance.com/wp-content/plugins/ajax-search-lite/js/min/plugin/optimized/asl-autocomplete.js?ver=a1c36aeb7a1e" id="wd-asl-ajaxsearchlite-autocomplete-js" defer></script> <script data-wpacu-script-handle="wd-asl-ajaxsearchlite-load" src="https://www.businessinsurance.com/wp-content/plugins/ajax-search-lite/js/min/plugin/optimized/asl-load.js?ver=2e69ad2b1a30" id="wd-asl-ajaxsearchlite-load-js" defer></script> <script data-wpacu-script-handle="wd-asl-ajaxsearchlite-wrapper" src="https://www.businessinsurance.com/wp-content/plugins/ajax-search-lite/js/min/plugin/optimized/asl-wrapper.js?ver=e5695937f6e0" id="wd-asl-ajaxsearchlite-wrapper-js" defer></script> <script data-wpacu-script-handle="smartmenus" src="https://www.businessinsurance.com/wp-content/plugins/elementor-pro/assets/lib/smartmenus/jquery.smartmenus.min.js?ver=9e7c898d1649" id="smartmenus-js" defer></script> <script data-wpacu-script-handle="imagesloaded" src="https://www.businessinsurance.com/wp-includes/js/imagesloaded.min.js?ver=6823120876c9" id="imagesloaded-js" defer></script> <script data-wpacu-script-handle="e-sticky" src="https://www.businessinsurance.com/wp-content/plugins/elementor-pro/assets/lib/sticky/jquery.sticky.min.js?ver=3e31a0ddb1f9" id="e-sticky-js" defer></script> <script id="perfmatters-lazy-load-js-before"> window.lazyLoadOptions={elements_selector:"img[data-src],.perfmatters-lazy,.perfmatters-lazy-css-bg",thresholds:"0px 0px",class_loading:"pmloading",class_loaded:"pmloaded",callback_loaded:function(element){if(element.tagName==="IFRAME"){if(element.classList.contains("pmloaded")){if(typeof window.jQuery!="undefined"){if(jQuery.fn.fitVids){jQuery(element).parent().fitVids()}}}}}};window.addEventListener("LazyLoad::Initialized",function(e){var lazyLoadInstance=e.detail.instance;var target=document.querySelector("body");var observer=new MutationObserver(function(mutations){lazyLoadInstance.update()});var config={childList:!0,subtree:!0};observer.observe(target,config);});function perfmattersLazyLoadYouTube(e){var t=document.createElement("iframe"),r="ID?";r+=0===e.dataset.query.length?"":e.dataset.query+"&",r+="autoplay=1",t.setAttribute("src",r.replace("ID",e.dataset.src)),t.setAttribute("frameborder","0"),t.setAttribute("allowfullscreen","1"),t.setAttribute("allow","accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture"),e.replaceChild(t,e.firstChild)} </script> <script async src="https://www.businessinsurance.com/wp-content/plugins/perfmatters/js/lazyload.min.js?ver=b4edcd1be13b" id="perfmatters-lazy-load-js"></script> <script data-wpacu-script-handle="custom-js" src="https://www.businessinsurance.com/wp-content/themes/BI-child-theme-master/js/custom.js?ver=4ac719bb9ed1" id="custom-js-js" defer></script> <script data-wpacu-script-handle="elementor-pro-webpack-runtime" src="https://www.businessinsurance.com/wp-content/plugins/elementor-pro/assets/js/webpack-pro.runtime.min.js?ver=e2f6f575acd8" id="elementor-pro-webpack-runtime-js" defer></script> <script data-wpacu-script-handle="elementor-webpack-runtime" src="https://www.businessinsurance.com/wp-content/plugins/elementor/assets/js/webpack.runtime.min.js?ver=85000f8fc8f1" id="elementor-webpack-runtime-js" defer></script> <script data-wpacu-script-handle="elementor-frontend-modules" src="https://www.businessinsurance.com/wp-content/plugins/elementor/assets/js/frontend-modules.min.js?ver=120d8ab8e0d0" id="elementor-frontend-modules-js" defer></script> <script data-wpacu-script-handle="wp-hooks" src="https://www.businessinsurance.com/wp-includes/js/dist/hooks.min.js?ver=c6fddbb6be69" id="wp-hooks-js" defer></script> <script data-wpacu-script-handle="wp-i18n" src="https://www.businessinsurance.com/wp-includes/js/dist/i18n.min.js?ver=a8127c1a87bb" id="wp-i18n-js" defer></script> <script data-wpacu-script-handle="wp-i18n" id="wp-i18n-js-after" defer src="data:text/javascript;base64,CndwLmkxOG4uc2V0TG9jYWxlRGF0YSggeyAndGV4dCBkaXJlY3Rpb25cdTAwMDRsdHInOiBbICdsdHInIF0gfSApOwo="></script> <script data-wpacu-script-handle="elementor-pro-frontend" id="elementor-pro-frontend-js-before" defer src="data:text/javascript;base64,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"></script> <script data-wpacu-script-handle="elementor-pro-frontend" src="https://www.businessinsurance.com/wp-content/plugins/elementor-pro/assets/js/frontend.min.js?ver=73c7a8e04eaa" id="elementor-pro-frontend-js" defer></script> <script data-wpacu-script-handle="jquery-ui-core" src="https://www.businessinsurance.com/wp-includes/js/jquery/ui/core.min.js?ver=8fbc22c79d40" id="jquery-ui-core-js" defer></script> <script data-wpacu-script-handle="elementor-frontend" id="elementor-frontend-js-before" defer src="data:text/javascript;base64,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"></script> <script data-wpacu-script-handle="elementor-frontend" src="https://www.businessinsurance.com/wp-content/plugins/elementor/assets/js/frontend.min.js?ver=2f4178ab3a59" id="elementor-frontend-js" defer></script> <script data-wpacu-script-handle="pro-elements-handlers" src="https://www.businessinsurance.com/wp-content/plugins/elementor-pro/assets/js/elements-handlers.min.js?ver=fcd952381acd" id="pro-elements-handlers-js" defer></script>  <script defer src="data:text/javascript;base64,DQogICAgICAgIGdvb2dsZXRhZy5jbWQucHVzaChmdW5jdGlvbigpIHsNCiAgICAgICAgICAgIHZhciBjYiA9IGFkbG9veF9wdWJpbnRfdGltZW91dChmdW5jdGlvbigpIHsNCiAgICAgICAgICAgICAgICBnb29nbGV0YWcucHViYWRzKCkucmVmcmVzaCgpOw0KICAgICAgICAgICAgfSwgNzAwKTsJLy8gNzAwIG1pbGxpc2Vjb25kcyBtYXhpbXVtIGRlbGF5DQogICAgICAgICAgICBhZGxvb3hfcHViaW50LmNtZC5wdXNoKGZ1bmN0aW9uKCkgew0KICAgICAgICAgICAgICAgIGFkbG9veF9wdWJpbnQuZ3B0KGdvb2dsZXRhZywgY2IpOw0KICAgICAgICAgICAgfSk7DQogICAgICAgIH0pOw0KICAgIA=="></script> <script defer src="data:text/javascript;base64,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"></script> <svg id="ptb_svg" style="display:none"><defs></defs></svg><style>.ptb_fa { display: inline-block; width: 1em; height: 1em; stroke-width: 0; stroke: currentColor; overflow: visible; fill: currentColor; pointer-events: none; vertical-align: middle; }</style> <script id="perfmatters-delayed-scripts-js">const pmDelayClick=false;const pmDelayTimer=setTimeout(pmTriggerDOMListener,10*1000);const pmUserInteractions=["keydown","mousedown","mousemove","wheel","touchmove","touchstart","touchend"],pmDelayedScripts={normal:[],defer:[],async:[]},jQueriesArray=[],pmInterceptedClicks=[];var pmDOMLoaded=!1,pmClickTarget="";function pmTriggerDOMListener(){"undefined"!=typeof pmDelayTimer&&clearTimeout(pmDelayTimer),pmUserInteractions.forEach(function(e){window.removeEventListener(e,pmTriggerDOMListener,{passive:!0})}),document.removeEventListener("visibilitychange",pmTriggerDOMListener),"loading"===document.readyState?document.addEventListener("DOMContentLoaded",pmTriggerDelayedScripts):pmTriggerDelayedScripts()}async function pmTriggerDelayedScripts(){pmDelayEventListeners(),pmDelayJQueryReady(),pmProcessDocumentWrite(),pmSortDelayedScripts(),pmPreloadDelayedScripts(),await pmLoadDelayedScripts(pmDelayedScripts.normal),await pmLoadDelayedScripts(pmDelayedScripts.defer),await pmLoadDelayedScripts(pmDelayedScripts.async),await pmTriggerEventListeners(),document.querySelectorAll("link[data-pmdelayedstyle]").forEach(function(e){e.setAttribute("href",e.getAttribute("data-pmdelayedstyle"))}),window.dispatchEvent(new Event("perfmatters-allScriptsLoaded")),pmWaitForPendingClicks().then(()=>{pmReplayClicks()})}function pmDelayEventListeners(){let e={};function t(t,n){function r(n){return e[t].delayedEvents.indexOf(n)>=0?"perfmatters-"+n:n}e[t]||(e[t]={originalFunctions:{add:t.addEventListener,remove:t.removeEventListener},delayedEvents:[]},t.addEventListener=function(){arguments[0]=r(arguments[0]),e[t].originalFunctions.add.apply(t,arguments)},t.removeEventListener=function(){arguments[0]=r(arguments[0]),e[t].originalFunctions.remove.apply(t,arguments)}),e[t].delayedEvents.push(n)}function n(e,t){let n=e[t];Object.defineProperty(e,t,{get:n||function(){},set:function(n){e["perfmatters"+t]=n}})}t(document,"DOMContentLoaded"),t(window,"DOMContentLoaded"),t(window,"load"),t(window,"pageshow"),t(document,"readystatechange"),n(document,"onreadystatechange"),n(window,"onload"),n(window,"onpageshow")}function pmDelayJQueryReady(){let e=window.jQuery;Object.defineProperty(window,"jQuery",{get:()=>e,set(t){if(t&&t.fn&&!jQueriesArray.includes(t)){t.fn.ready=t.fn.init.prototype.ready=function(e){pmDOMLoaded?e.bind(document)(t):document.addEventListener("perfmatters-DOMContentLoaded",function(){e.bind(document)(t)})};let n=t.fn.on;t.fn.on=t.fn.init.prototype.on=function(){if(this[0]===window){function e(e){return e=(e=(e=e.split(" ")).map(function(e){return"load"===e||0===e.indexOf("load.")?"perfmatters-jquery-load":e})).join(" ")}"string"==typeof arguments[0]||arguments[0]instanceof String?arguments[0]=e(arguments[0]):"object"==typeof arguments[0]&&Object.keys(arguments[0]).forEach(function(t){delete Object.assign(arguments[0],{[e(t)]:arguments[0][t]})[t]})}return n.apply(this,arguments),this},jQueriesArray.push(t)}e=t}})}function pmProcessDocumentWrite(){let e=new Map;document.write=document.writeln=function(t){var n=document.currentScript,r=document.createRange();let a=e.get(n);void 0===a&&(a=n.nextSibling,e.set(n,a));var i=document.createDocumentFragment();r.setStart(i,0),i.appendChild(r.createContextualFragment(t)),n.parentElement.insertBefore(i,a)}}function pmSortDelayedScripts(){document.querySelectorAll("script[type=pmdelayedscript]").forEach(function(e){e.hasAttribute("src")?e.hasAttribute("defer")&&!1!==e.defer?pmDelayedScripts.defer.push(e):e.hasAttribute("async")&&!1!==e.async?pmDelayedScripts.async.push(e):pmDelayedScripts.normal.push(e):pmDelayedScripts.normal.push(e)})}function pmPreloadDelayedScripts(){var e=document.createDocumentFragment();[...pmDelayedScripts.normal,...pmDelayedScripts.defer,...pmDelayedScripts.async].forEach(function(t){var n=t.getAttribute("src");if(n){var r=document.createElement("link");r.href=n,"module"==t.getAttribute("data-perfmatters-type")?r.rel="modulepreload":(r.rel="preload",r.as="script"),e.appendChild(r)}}),document.head.appendChild(e)}async function pmLoadDelayedScripts(e){var t=e.shift();return t?(await pmReplaceScript(t),pmLoadDelayedScripts(e)):Promise.resolve()}async function pmReplaceScript(e){return await pmNextFrame(),new Promise(function(t){let n=document.createElement("script");[...e.attributes].forEach(function(e){let t=e.nodeName;"type"!==t&&("data-perfmatters-type"===t&&(t="type"),n.setAttribute(t,e.nodeValue))}),e.hasAttribute("src")?(n.addEventListener("load",t),n.addEventListener("error",t)):(n.text=e.text,t()),e.parentNode.replaceChild(n,e)})}async function pmTriggerEventListeners(){pmDOMLoaded=!0,await pmNextFrame(),document.dispatchEvent(new Event("perfmatters-DOMContentLoaded")),await pmNextFrame(),window.dispatchEvent(new Event("perfmatters-DOMContentLoaded")),await pmNextFrame(),document.dispatchEvent(new Event("perfmatters-readystatechange")),await pmNextFrame(),document.perfmattersonreadystatechange&&document.perfmattersonreadystatechange(),await pmNextFrame(),window.dispatchEvent(new Event("perfmatters-load")),await pmNextFrame(),window.perfmattersonload&&window.perfmattersonload(),await pmNextFrame(),jQueriesArray.forEach(function(e){e(window).trigger("perfmatters-jquery-load")});let e=new Event("perfmatters-pageshow");e.persisted=window.pmPersisted,window.dispatchEvent(e),await pmNextFrame(),window.perfmattersonpageshow&&window.perfmattersonpageshow({persisted:window.pmPersisted})}async function pmNextFrame(){return new Promise(function(e){requestAnimationFrame(e)})}function pmReplayClicks(){window.removeEventListener("touchstart",pmTouchStartHandler,{passive:!0}),window.removeEventListener("mousedown",pmTouchStartHandler),pmInterceptedClicks.forEach(e=>{e.target.outerHTML===pmClickTarget&&e.target.dispatchEvent(new MouseEvent("click",{view:e.view,bubbles:!0,cancelable:!0}))})}function pmWaitForPendingClicks(){return new Promise(e=>{window.pmIsClickPending?pmPendingClickFinished=e:e()})}function pmPendingClickStarted(){window.pmIsClickPending=!0}function pmPendingClickFinished(){window.pmIsClickPending=!1}function pmClickHandler(e){e.target.removeEventListener("click",pmClickHandler),pmRenameDOMAttribute(e.target,"pm-onclick","onclick"),pmInterceptedClicks.push(e),e.preventDefault(),e.stopPropagation(),e.stopImmediatePropagation(),pmPendingClickFinished()}function pmTouchStartHandler(e){"HTML"!==e.target.tagName&&(pmClickTarget||(pmClickTarget=e.target.outerHTML),window.addEventListener("touchend",pmTouchEndHandler),window.addEventListener("mouseup",pmTouchEndHandler),window.addEventListener("touchmove",pmTouchMoveHandler,{passive:!0}),window.addEventListener("mousemove",pmTouchMoveHandler),e.target.addEventListener("click",pmClickHandler),pmRenameDOMAttribute(e.target,"onclick","pm-onclick"),pmPendingClickStarted())}function pmTouchMoveHandler(e){window.removeEventListener("touchend",pmTouchEndHandler),window.removeEventListener("mouseup",pmTouchEndHandler),window.removeEventListener("touchmove",pmTouchMoveHandler,{passive:!0}),window.removeEventListener("mousemove",pmTouchMoveHandler),e.target.removeEventListener("click",pmClickHandler),pmRenameDOMAttribute(e.target,"pm-onclick","onclick"),pmPendingClickFinished()}function pmTouchEndHandler(e){window.removeEventListener("touchend",pmTouchEndHandler),window.removeEventListener("mouseup",pmTouchEndHandler),window.removeEventListener("touchmove",pmTouchMoveHandler,{passive:!0}),window.removeEventListener("mousemove",pmTouchMoveHandler)}function pmRenameDOMAttribute(e,t,n){e.hasAttribute&&e.hasAttribute(t)&&(event.target.setAttribute(n,event.target.getAttribute(t)),event.target.removeAttribute(t))}window.pmIsClickPending=!1,window.addEventListener("pageshow",e=>{window.pmPersisted=e.persisted}),pmUserInteractions.forEach(function(e){window.addEventListener(e,pmTriggerDOMListener,{passive:!0})}),pmDelayClick&&(window.addEventListener("touchstart",pmTouchStartHandler,{passive:!0}),window.addEventListener("mousedown",pmTouchStartHandler)),document.addEventListener("visibilitychange",pmTriggerDOMListener);var pmeDeviceMode,pmeAnimationSettingsKeys,pmeCurrentAnimation;function pmeAnimation(){(pmeDeviceMode=document.createElement("span")).id="elementor-device-mode",pmeDeviceMode.setAttribute("class","elementor-screen-only"),document.body.appendChild(pmeDeviceMode),requestAnimationFrame(pmeDetectAnimations)}function pmeDetectAnimations(){pmeAnimationSettingsKeys=pmeListAnimationSettingsKeys(getComputedStyle(pmeDeviceMode,":after").content.replace(/"/g,"")),document.querySelectorAll(".elementor-invisible[data-settings]").forEach(a=>{let b=a.getBoundingClientRect();if(b.bottom>=0&&b.top<=window.innerHeight)try{pmeAnimateElement(a)}catch(c){}})}function pmeAnimateElement(a){let b=JSON.parse(a.dataset.settings),d=b._animation_delay||b.animation_delay||0,c=b[pmeAnimationSettingsKeys.find(a=>b[a])];if("none"===c)return void a.classList.remove("elementor-invisible");a.classList.remove(c),pmeCurrentAnimation&&a.classList.remove(pmeCurrentAnimation),pmeCurrentAnimation=c;let e=setTimeout(()=>{a.classList.remove("elementor-invisible"),a.classList.add("animated",c),pmeRemoveAnimationSettings(a,b)},d);window.addEventListener("perfmatters-startLoading",function(){clearTimeout(e)})}function pmeListAnimationSettingsKeys(b="mobile"){let a=[""];switch(b){case"mobile":a.unshift("_mobile");case"tablet":a.unshift("_tablet");case"desktop":a.unshift("_desktop")}let c=[];return["animation","_animation"].forEach(b=>{a.forEach(a=>{c.push(b+a)})}),c}function pmeRemoveAnimationSettings(a,b){pmeListAnimationSettingsKeys().forEach(a=>delete b[a]),a.dataset.settings=JSON.stringify(b)}document.addEventListener("DOMContentLoaded",pmeAnimation)</script> <script>!function(t){"function"==typeof define&&define.amd?define(t):t()}(function(){var t;!function(){var t=[],e=["click","mousemove","keydown","touchstart","touchmove","wheel"],n=document.querySelectorAll("script[data-src]"),r=document.querySelectorAll("link[data-href]");if(n.length||r.length){var a=function(e){return t.push(e)};document.addEventListener("click",a,{passive:!0});var o=setTimeout(c,10000);e.forEach(function(t){window.addEventListener(t,c,{passive:!0})})}function i(e){var r=n[e];r.onload=function(){if(e>=n.length-1)return window.dispatchEvent(new Event("DOMContentLoaded")),window.dispatchEvent(new Event("load")),document.removeEventListener("click",a),void t.forEach(function(t){var e=new MouseEvent("click",{view:t.view,bubbles:!0,cancelable:!0});t.target.dispatchEvent(e)});i(e+1)},r.src=r.getAttribute("data-src")}function c(){clearTimeout(o),e.forEach(function(t){window.removeEventListener(t,c,{passive:!0})}),n.forEach(function(t){var e=t.getAttribute("data-src");if(!e.startsWith("data:")){var n=document.createElement("link");n.rel="preload",n.as="script",n.href=e,document.head.appendChild(n)}}),n.length&&i(0),r.forEach(function(t){t.href=t.getAttribute("data-href")})}}(),t=new IntersectionObserver(function(e){e.forEach(function(e){e.isIntersecting&&(t.unobserve(e.target),e.target.getAttribute("data-lazy-attributes").split(",").forEach(function(t){var n=e.target.getAttribute("data-lazy-".concat(t));e.target.setAttribute(t,n)}))})},{rootMargin:"300px"}),document.querySelectorAll("[data-lazy-method='viewport']").forEach(function(e){t.observe(e)})}); </script> </body> </html>