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<!DOCTYPE html><html dir="ltr" lang="en" country="SG"><head><meta charset="UTF-8"><meta name="viewport" content="width=device-width, initial-scale=1"><meta name="referrer" content="no-referrer"><link rel="profile" href="http://gmpg.org/xfn/11"><link rel="apple-touch-icon" sizes="57x57" href="https://dt2sdf0db8zob.cloudfront.net/wp-content/themes/websiteplanet/img/favicons/apple-icon-57x57.png?v=1"><link rel="apple-touch-icon" sizes="60x60" href="https://dt2sdf0db8zob.cloudfront.net/wp-content/themes/websiteplanet/img/favicons/apple-icon-60x60.png?v=1"><link rel="apple-touch-icon" sizes="72x72" href="https://dt2sdf0db8zob.cloudfront.net/wp-content/themes/websiteplanet/img/favicons/apple-icon-72x72.png?v=1"><link rel="apple-touch-icon" sizes="76x76" href="https://dt2sdf0db8zob.cloudfront.net/wp-content/themes/websiteplanet/img/favicons/apple-icon-76x76.png?v=1"><link rel="apple-touch-icon" sizes="114x114" href="https://dt2sdf0db8zob.cloudfront.net/wp-content/themes/websiteplanet/img/favicons/apple-icon-114x114.png?v=1"><link rel="apple-touch-icon" sizes="120x120" href="https://dt2sdf0db8zob.cloudfront.net/wp-content/themes/websiteplanet/img/favicons/apple-icon-120x120.png?v=1"><link rel="apple-touch-icon" sizes="144x144" href="https://dt2sdf0db8zob.cloudfront.net/wp-content/themes/websiteplanet/img/favicons/apple-icon-144x144.png?v=1"><link rel="apple-touch-icon" sizes="152x152" href="https://dt2sdf0db8zob.cloudfront.net/wp-content/themes/websiteplanet/img/favicons/apple-icon-152x152.png?v=1"><link rel="apple-touch-icon" sizes="180x180" href="https://dt2sdf0db8zob.cloudfront.net/wp-content/themes/websiteplanet/img/favicons/apple-icon-180x180.png?v=1"><link rel="icon" type="image/png" sizes="192x192" href="https://dt2sdf0db8zob.cloudfront.net/wp-content/themes/websiteplanet/img/favicons/android-icon-192x192.png?v=1"><link rel="icon" type="image/png" sizes="32x32" href="https://dt2sdf0db8zob.cloudfront.net/wp-content/themes/websiteplanet/img/favicons/favicon-32x32.png?v=1"><link rel="icon" type="image/png" sizes="96x96" href="https://dt2sdf0db8zob.cloudfront.net/wp-content/themes/websiteplanet/img/favicons/favicon-96x96.png?v=1"><link rel="icon" type="image/png" sizes="16x16" href="https://dt2sdf0db8zob.cloudfront.net/wp-content/themes/websiteplanet/img/favicons/favicon-16x16.png?v=1"><link rel="preload" href="https://www.websiteplanet.com/wp-content/uploads/static/header-6594-c5f770dddb41fb946dd7abefee837d48.min.css" as="style" media="all" importance="high"><link rel="stylesheet" href="https://www.websiteplanet.com/wp-content/uploads/static/header-6594-c5f770dddb41fb946dd7abefee837d48.min.css" media="all"><script data-cfasync="false" src="https://www.websiteplanet.com/wp-content/uploads/static/header-6594-43549fb565d3f324f412c999df9f1cab.min.js"></script><link rel="alternate" hreflang="en" href="https://www.websiteplanet.com/credit-card-processing/payment-depot/"><link rel="alternate" hreflang="x-default" href="https://www.websiteplanet.com/credit-card-processing/payment-depot/" /><meta property="fb:app_id" content="603733949782292"/><title>Payment Depot Review - Is It as Cheap as It Seems? [2025]</title><meta name="description" content="We compiled thousands of customer reviews to see if Payment Depot really can save you money in CCP fees. We were impressed – read on to learn why." /><link rel="canonical" href="https://www.websiteplanet.com/credit-card-processing/payment-depot/" /><meta property="og:locale" content="en_US" /><meta property="og:type" content="website" /><meta property="og:title" content="Payment Depot Review - Is It as Cheap as It Seems? [2025]" /><meta property="og:description" content="We compiled thousands of customer reviews to see if Payment Depot really can save you money in CCP fees. We were impressed – read on to learn why." /><meta property="og:url" content="https://www.websiteplanet.com/credit-card-processing/payment-depot/" /><meta property="og:site_name" content="Website Planet" /><meta property="article:published_time" content="2022-04-13" /><meta property="article:modified_time" content="2024-10-22" /><meta property="og:updated_time" content="2024-10-22" /><meta property="og:image" content="https://dt2sdf0db8zob.cloudfront.net/wp-content/uploads/2022/04/imageedit_11_9009705106.png" /><meta property="og:image:secure_url" content="https://dt2sdf0db8zob.cloudfront.net/wp-content/uploads/2022/04/imageedit_11_9009705106.png" /><meta property="og:image:width" content="110" /><meta property="og:image:height" content="72" /><meta name="twitter:card" content="summary" /><meta name="twitter:site" content="@website_planet" /><meta name="twitter:description" content="We compiled thousands of customer reviews to see if Payment Depot really can save you money in CCP fees. We were impressed – read on to learn why." /><meta name="twitter:title" content="Payment Depot Review - Is It as Cheap as It Seems? 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id="header-search-input" placeholder="Search..." value="" name="s" autocomplete="off" data-lang="en"><span id="header-nav-menu-item-search-close"></span></div></form><span id="header-search-autocomplete" data-empty="No results found" data-vendor-string="Reviews" data-post-string="Blog posts" data-score-string="Our score"></span></li><li class="header-nav-menu-item menu-item-has-children menu-item-currency" id="header-nav-menu-item-cur" tabindex="0"><span class="header-nav-menu-item-text" id="header-nav-menu-item-text-cur" data-cur="USD">US$</span><ul class="header-nav-sub-menu"><li class="menu-currency-title">Top currencies></li><li class="menu-item-second-level menu-item-second-level-currency-top"><span class="menu-currency-item" data-menu="€" data-cur="EUR" tabindex="0"><b>€</b> Euro</span><span class="menu-currency-item" data-menu="US$" data-cur="USD" tabindex="0"><b>US$</b> U.S. dollar</span><span class="menu-currency-item" data-menu="£" data-cur="GBP" tabindex="0"><b>£</b> Pound 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0-12-12h-56a12 12 0 0 0-12 12v72.61L318.47 43a48 48 0 0 0-61 0L4.34 251.47a12 12 0 0 0-1.6 16.9l25.5 31A12 12 0 0 0 45.15 301l235.22-193.74a12.19 12.19 0 0 1 15.3 0L530.9 301a12 12 0 0 0 16.9-1.6l25.5-31a12 12 0 0 0-1.7-16.93z"></path></svg>Website Planet</span></a></li><li class="separator">></li><li class=""><a href="https://www.websiteplanet.com/credit-card-processing/"><span>Credit Card Processing</span></a></li><li class="separator">></li><li class=""><a href="https://www.websiteplanet.com/credit-card-processing/payment-depot/"><span>Payment Depot</span></a></li></ol></div> <div class="head-bg"><svg xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" viewBox="0 0 1920 100" aria-label="head-bg" role="img"><path d="m40.000002,145.581745c383.088,0 398.629,95.322 830.167,95.322c431.539,0 838.176,176.678 1269.714,176.678l0,-376.437c-67.656,5.743 61.922,99.343 0,102.784c-138.316,7.687 -269.414,-61.316 -379.122,-65.116c-59.728,-2.07 -187.785,75.456 -252.822,51.354c-38.931,-14.427 -57.233,-90.551 -174.488,-71.474c-66.748,10.86 -111.296,107.834 -177.828,51.402c-9.7,-8.227 -99.072,-87.567 -285.454,-107.704c-186.381,-20.137 -234.083,93.658 -355.596,90.022c-93.533,-2.8 -240.15,-30.04 -325.049,-22.225l-493.522,347.394z" fill-opacity="0.2" fill-rule="evenodd"/><path d="m260.000018,114.350611l1683.697511,232c59.351829,-207.039304 -147.220684,-290.551452 -238.155751,-293.538379c-49.508647,-1.626661 -188.770479,52.380057 -309.760271,44.750467c-15.85248,-0.998786 -89.45457,-69.896132 -188.648676,-67.078158c-57.948425,1.646307 -127.59545,98.765044 -189.197182,56.205461c-9.297115,-6.423346 -47.411276,-84.800119 -126.685463,-86.6641c-79.273401,-1.864767 -110.483291,97.536797 -164.327343,111.243184c-16.644593,4.237177 -77.282902,21.06644 -122.861631,13.640379c-50.84691,-8.284184 -85.863343,-41.438994 -99.468359,-48.626164c-67.205462,-35.499717 -108.991005,-45.79876 -153.234614,-45.79876c-157.752331,0 -209.188611,80.784545 -270.839851,80.784545l-164.51837,211.081525z" fill-opacity="0.2" fill-rule="evenodd"/><path d="m1.999993,185.176849c337.267,-6.615 1995.381,116 2136.218,116c-323.475,-253.837 -257.915,-273.348 -362.34,-277.147c-56.854,-2.068 -116.752,19.045 -164.684,33.229c-8.579,2.539 -85.618,67.581 -193.782,68.398c-67.537,0.51 -93.545,-81.653 -171.175,-81.653c-47.013,0 -54.929,27.542 -145.963,25.171c-91.034,-2.372 -202.343,-58.213 -225.396,-61.825c-58.34,-9.144 -112.543,-11.638 -171.31,3.584c-180.375,46.721 -219.907,114.723 -342.675,114.723c-122.769,0 -238.125,-114.723 -360.893,-114.723l0,374.243z" fill-opacity="0.2" fill-rule="evenodd"/></svg></div> <div class="head-inner"> <div class="vendor-container"> <div class="header-column"> <div class="logotitle fdfggs"> <a href="https://www.websiteplanet.com/goto.php?id=2631837&lang=en&deep_id=0&deep_name=&btn_name=vendorLogo_2631837_vendor_2631837_1&post_id=2631837&pageview_id=0&direct_link=&type=vendor&amp=0" onclick="trackClickout('event', 'clickout', 'Vendor Top Logo', 'payment-depot', this, true );" rel="sponsored noopener noreferrer" target="_blank" class="vendor-logo clickoutLink" id="logo-desktop"> <picture> <source srcset="https://dt2sdf0db8zob.cloudfront.net/wp-content/uploads/2022/04/imageedit_11_9009705106.png" type="image/webp"> <source srcset="https://dt2sdf0db8zob.cloudfront.net/wp-content/uploads/2022/04/imageedit_11_9009705106.png" type="image/png"> <img src="https://dt2sdf0db8zob.cloudfront.net/wp-content/uploads/2022/04/imageedit_11_9009705106.png" alt="imageedit_11_9009705106" width="95" height="95"> </picture> </a> <div class="new-vendor-title ">  <h1>Payment Depot Review – Is It as Cheap as It Seems? [2025]</h1>  </div> </div> </div> <div class="header-column"> <div class="header-author empty-Reviewed"> <div class="header-author-data"> <a href="https://www.websiteplanet.com/author/ryan-jones/" target="_blank"> <span class="header-author-img"> <picture> <source srcset="https://dt2sdf0db8zob.cloudfront.net/wp-content/uploads/2020/08/ryan-2.webp" type="image/webp"> <source srcset="https://dt2sdf0db8zob.cloudfront.net/wp-content/uploads/2020/08/ryan-2.jpg" type="image/jpeg"> <img src="https://dt2sdf0db8zob.cloudfront.net/wp-content/uploads/2020/08/ryan-2.webp" alt="Ryan Jones" width="80" height="80" loading="lazy"> </picture> </span> </a> <span class="header-author-about"> <span class="header-author-name-header">Written by: </span> <span class="header-author-name"><a href="https://www.websiteplanet.com/author/ryan-jones/" target="_blank">Ryan Jones</a></span> <span class="header-author-job"></span> </span> </div> <div class="header-author-text"> <span class="header-author-quotes"><svg xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" viewBox="0 0 512 512" aria-label="quotes" role="img"><path d="M389.043 444.574c-70.957 0-121.957-57.652-121.957-144.13 0-126.4 95.348-215.087 230.6-232.826C511 65.4 515.435 83.14 504.348 89.8c-53.217 22.174-79.826 53.217-82.043 82.043-2.217 22.174 8.87 39.913 24.4 44.348C484.4 225.052 511 273.834 511 322.617c0 66.522-55.435 121.957-121.957 121.957zm-266.086 0C52 444.574 1 386.92 1 300.443 1 174.052 96.348 85.356 231.6 67.617c13.304-2.217 17.74 15.522 6.652 22.174-53.217 22.174-79.826 53.217-82.043 82.043-2.217 22.174 8.87 39.913 24.4 44.348 37.696 8.87 64.304 57.652 64.304 106.435 0 66.522-55.435 121.957-121.957 121.957z"/></svg></span><p>Payment Depot initially appears way too good to be true, advertising savings that seem unmatched. Is it simply overzealous marketing? My research revealed otherwise. <strong>Payment Depot truly offers a great deal</strong> – though there are some minor drawbacks to be aware of.</p> </div> <time class="header-author-time"> <i class="clockpost"><svg xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" viewBox="0 0 512 512" aria-label="time" role="img"><path d="M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm0 448c-110.5 0-200-89.5-200-200S145.5 56 256 56s200 89.5 200 200-89.5 200-200 200zm61.8-104.4l-84.9-61.7c-3.1-2.3-4.9-5.9-4.9-9.7V116c0-6.6 5.4-12 12-12h32c6.6 0 12 5.4 12 12v141.7l66.8 48.6c5.4 3.9 6.5 11.4 2.6 16.8L334.6 349c-3.9 5.3-11.4 6.5-16.8 2.6z"/></svg></i> <span class="showFormat">Last updated:</span> <span class="showData">October 22, 2024</span> </time> </div> </div> <div class="header-column"> <div class="header-card"><div class="header-card-content Credit-Card-Processing" id="header-carousel"> <div class="header-card-data one-head-column "> <a href="https://www.websiteplanet.com/goto.php?id=2631837&lang=en&deep_id=0&deep_name=&btn_name=vendor_logo&post_id=2631837&pageview_id=0&direct_link=&type=vendor&amp=0" target="_blank" onclick="trackClickout('event', 'clickout', 'Vendor Top Logo', 'payment-depot', this, true );" rel="sponsored noopener noreferrer" class="clickoutLink vendor-logo" id="logo-carousel"> <picture> <source srcset="https://dt2sdf0db8zob.cloudfront.net/wp-content/uploads/2022/04/imageedit_11_9009705106.png" type="image/webp"> <source srcset="https://dt2sdf0db8zob.cloudfront.net/wp-content/uploads/2022/04/imageedit_11_9009705106.png" type="image/png"> <img src="https://dt2sdf0db8zob.cloudfront.net/wp-content/uploads/2022/04/imageedit_11_9009705106.png" alt="imageedit_11_9009705106" width="95" height="95" loading="lazy"> </picture> </a> <div class="header-card-rating"> 4.8</div> <div class="header-card-stars rating"><span class="wsp-star-block star-rating-100 vendor-big wsp-star-block-yellow"></span> </div> <span class="header-card-ranking">Ranked 5 from 29 Credit Card Processing </span> </div> <div class="header-card-column pricing one-head-column"><div class="table-pricing"><div class="header-card-body"><div class="header-card-prices"><div class="header-tr-desc"><div class="header-card-header headerCredit-card desc" >Pricing plan</div><div class="header-card-header headerCredit-card desc">Pricing per transaction</div><div class="header-card-header headerCredit-card desc">Monthly subscription</div></div><div class="header-tr-mob"><div class="header-card-header headerCredit-card" colspan="2">Pricing per transaction</div></div><div class="header-card-price-item" data-target="pricing-vendor-block"><div class="header-card-price-text">Interchange+</div><div class="header-card-price-val"><span class="header-card-price-array"><span>0.2%-1.95%</span></span></div><div class="header-card-price-val desc"><span data-currency="USD" class="currency-symbol ">$</span><span data-currency="USD" data-price="0" class="currency-value">0</span></div></div><div class="header-tr-mob monthly-fee"><div class="header-card-header headerCredit-card" colspan="2">Monthly subscription</div></div><div class="header-card-price-item mobile" data-target="pricing-vendor-block"><div class="header-card-price-text">Interchange+</div><div class="header-card-price-val"><span data-currency="USD" class="currency-symbol ">$</span><span data-currency="USD" data-price="0" class="currency-value">0</span></div></div></div></div></div></div> <div class="header-buttons-block one-head-column "> <div class="header-buttons-block-wrapper"> <a href="#" class="header-button vendor-button header-button-review" id="header-button-review">Write a Review</a> <a href="https://www.websiteplanet.com/goto.php?id=2631837&lang=en&deep_id=0&deep_name=&btn_name=vendorHeaderVisitSiteCTA_2631837_vendor_2631837_2&post_id=2631837&pageview_id=0&direct_link=&type=vendor&amp=0" target="_blank" rel="sponsored noopener noreferrer" class="clickoutLink header-button vendor-button header-button-visit" onclick="trackClickout('event', 'clickout', 'Visit Site', 'payment-depot', this, true );">Visit Site</a> </div> </div> </div> </div> </div> </div> </div> </section><div id="vendor-main" class="nv"> <div id="bd-wrapper" class=""> <div id="bd-container" class="top"></div> </div> <div id="vendor-sections"><section class="vendor-section red-vendor-template"> <div class="section-title-wrapper"> <h2 class="section-title section-title-overview"><svg xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" viewBox="0 0 30 30" aria-label="overview" role="img"><path d="m20.6,5l-19.6,0c-0.6,0 -1,-0.4 -1,-1s0.4,-1 1,-1l19.6,0c0.6,0 1,0.4 1,1s-0.5,1 -1,1z"/><path d="m10.4,10.5l-9.4,0c-0.6,0 -1,-0.4 -1,-1s0.4,-1 1,-1l9.4,0c0.6,0 1,0.4 1,1s-0.5,1 -1,1z"/><path d="m10.4,16l-9.4,0c-0.6,0 -1,-0.4 -1,-1s0.4,-1 1,-1l9.4,0c0.6,0 1,0.4 1,1s-0.5,1 -1,1z"/><path d="m10.4,21.5l-9.4,0c-0.6,0 -1,-0.4 -1,-1s0.4,-1 1,-1l9.4,0c0.6,0 1,0.4 1,1s-0.5,1 -1,1z"/><path d="m21.4,27l-20.4,0c-0.6,0 -1,-0.4 -1,-1s0.4,-1 1,-1l20.4,0c0.6,0 1,0.4 1,1s-0.5,1 -1,1z"/><path d="m29,23.5c-0.3,0 -0.5,-0.1 -0.7,-0.3l-3.8,-3.8c-0.4,-0.4 -0.4,-1 0,-1.4s1,-0.4 1.4,0l3.8,3.8c0.4,0.4 0.4,1 0,1.4c-0.2,0.2 -0.4,0.3 -0.7,0.3z"/><path d="m20.6,21.6c-1.9,0 -3.9,-0.7 -5.3,-2.2c-1.4,-1.4 -2.2,-3.3 -2.2,-5.3s0.8,-3.9 2.2,-5.3c1.4,-1.4 3.3,-2.2 5.3,-2.2s3.9,0.8 5.3,2.2l0,0c1.4,1.4 2.2,3.3 2.2,5.3s-0.8,3.9 -2.2,5.3c-1.5,1.4 -3.4,2.2 -5.3,2.2zm0,-13.1c-1.5,0 -2.9,0.6 -3.9,1.6s-1.6,2.4 -1.6,3.9c0,1.5 0.6,2.9 1.6,3.9c2.2,2.2 5.7,2.2 7.8,0c1,-1 1.6,-2.4 1.6,-3.9c0,-1.5 -0.6,-2.9 -1.6,-3.9l0,0c-1,-1 -2.4,-1.6 -3.9,-1.6z"/></svg><span id="overview">Overview</span></h2> </div> <div class="section-content content"> <div class="tableparent tableparent-even"><div class="tablescroll"><table class="new-table" width="100%"> <tbody> <tr> <td style="width: 50%;"><strong>POS equipment</strong></td> <td><span style="font-weight: 400;">Free Dejavoo terminal. 2 Dejavoo terminals, 4 Clover devices, and 1 SwipeSimple mobile reader available to purchase</span></td> </tr> <tr> <td><strong>Payments methods accepted</strong></td> <td><span style="font-weight: 400;">Credit and debit cards, digital wallets, ACH, bank transfers</span></td> </tr> <tr> <td><strong>Payout times</strong></td> <td><span style="font-weight: 400;">24 hours</span></td> </tr> <tr> <td><strong>Contract length</strong></td> <td><span style="font-weight: 400;">Monthly (no cancellation fees)</span></td> </tr> <tr> <td><strong>Customer support</strong></td> <td><span style="font-weight: 400;">24/7 technical support line via phone and ticket, sales support between 8.30 am – 7.30 pm EST/PST</span></td> </tr> <tr> <td><strong>Security</strong></td> <td><span style="font-weight: 400;">Level 1 PCI-compliant, tokenization, end-to-end encryption, payer authentication, 24/7 fraud risk monitoring</span></td> </tr> </tbody> </table></div></div><input type="hidden" class="search_string_translate" value="Search table..."><input type="hidden" class="of_string_translate" value="of"> <h3>Cheap and Reliable Payment Processing With Some Support Issues</h3> <a href="https://www.websiteplanet.com/goto.php?id=2631837&lang=en&deep_id=0&deep_name=&btn_name=VendorExternalUrl_2631837_vendor_2631837_1060169&post_id=2631837&pageview_id=0&direct_link=&type=vendor&amp=0" rel="sponsored noopener noreferrer" data-id="2631837" class="clickoutLink boldLink shortC img-link" target="_blank" onclick="trackClickout('event', 'clickout', 'VendorExternalUrl_2631837_vendor_2631837_1060169', 'payment-depot', this, true );"><figure id="attachment_3446295" aria-describedby="caption-attachment-3446295"class="wp-caption aligncenter"><span class="ll-img-wrapper " style="padding:51.058823529412% 0 0; max-width: 850px;"><noscript><img src="https://dt2sdf0db8zob.cloudfront.net/wp-content/uploads/2022/04/PaymentDepothome-optimage2.png" width="850" height="434" alt="Payment Depot homepage banner" /></noscript><img data-src="https://dt2sdf0db8zob.cloudfront.net/wp-content/uploads/2022/04/PaymentDepothome-optimage2.png" width="850" height="434" alt="Payment Depot homepage banner" class="wp-image-3446295 size-full ll-img"/></span><figcaption id="caption-attachment-3446295"class="wp-caption-text">Payment Depot is trusted by thousands of merchants</figcaption></figure></a> <p>Payment Depot definitely looks enticing on the surface, so much so that you might think there must be a catch. After all, <strong>it promises no markups on transactions – just a simple, flexible, and transparent interchange+ plan</strong><span style="font-weight: 400;"> <strong>with no monthly fees</strong>. </span>It positions itself as one of the cheapest options in the industry today, but is that really the case? I decided to take a further look.</p> <p>Interestingly, Payment Depot is actually a subsidiary of Stax. <span style="font-weight: 400;">Unlike its parent company, which primarily caters to high-volume businesses,</span> Payment Depot targets small to medium-sized businesses <span style="font-weight: 400;">of any card volume. </span><span style="font-weight: 400;">Only available in the US, i</span>t has many options available for both e-commerce and more traditional brick-and-mortar establishments.</p> <p>A cursory glance at user reviews also paints a promising picture:<strong> Payment Depot is well-regarded among merchants, and the number of negative reviews is impressively low</strong>. Some of the happiest merchants have worked with Payment Depot for many years and state that it has actually delivered big savings as promised.</p> <p>With my interest piqued, <strong>I compiled thousands of user reviews and performed extensive research, pitting Payment Depot against the top payment processors available today</strong>. All in all, Payment Depot mostly lives up to the hype, but it certainly isn’t perfect. Read on to see if Payment Depot is right for your business.</p> </div> </section> <section class="vendor-section red-vendor-template"> <div class="section-title-wrapper"> <div class="section-rating rating"><span class="wsp-star-block star-rating-100 vendor-medium"></span><span class="stars-score">4.9</span></div> <h2 class="section-title section-title-features"><svg xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" viewBox="0 0 32 32" aria-label="features" role="img"><path d="M16,32c-1.6542969,0-3-1.3457031-3-3c0-0.796875-0.4873047-1.4951172-1.2421875-1.7797852 c-0.2324219-0.0869141-0.4619141-0.1821289-0.6894531-0.2841797c-0.7382813-0.3325195-1.578125-0.1835938-2.1396484,0.3774414 c-1.1699219,1.1699219-3.0722656,1.1699219-4.2421875,0c-0.5664063-0.5664063-0.8789063-1.3198242-0.8789063-2.1210938 s0.3125-1.5546875,0.8789063-2.121582c0.5605469-0.5610352,0.7089844-1.4013672,0.3769531-2.1401367 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c0.390625,0.390625,1.0234375,0.3901367,1.4140625,0.0004883C8.2626953,25.1513672,9.2470703,24.7583008,10.2558594,24.7583008z M16,22c-3.3085938,0-6-2.6914063-6-6s2.6914063-6,6-6s6,2.6914063,6,6S19.3085938,22,16,22z M16,12c-2.2060547,0-4,1.7944336-4,4 s1.7939453,4,4,4s4-1.7944336,4-4S18.2060547,12,16,12z"/></svg><span id="features">Features</span></h2> </div> <div class="section-content content"> <h3>Strong Solutions for Both In-Person and Online Transactions</h3> <p><strong>Despite being cheaper than many other payment processors, </strong><strong>Payment Depot doesn’t cut corners on features</strong>. It offers strong solutions for in-person transactions, flexible e-commerce options including an extensive API, and more. Surprisingly, it’s got a better lineup of features than many more expensive competitors.</p> <p>Here’s what stood out to me the most.</p> <h3><div id="freepos">Free POS Terminals</div></h3> <figure class="wp-caption aligncenter"><span class="ll-smallimg-wrapper " style="max-width: 705px"><span class="ll-img-wrapper " style="padding:57.021276595745% 0 0; max-width: 850px;"><noscript><img src="https://dt2sdf0db8zob.cloudfront.net/wp-content/uploads/2022/05/payment-depot-review--2.png" width="705" height="402" alt="Payment Depot offered PoS terminals" /></noscript><img data-src="https://dt2sdf0db8zob.cloudfront.net/wp-content/uploads/2022/05/payment-depot-review--2.png" width="705" height="402" alt="Payment Depot offered PoS terminals" class="border ll-img"/></span></span><figcaption class="wp-caption-text">Payment Depot offers a sizable list of modern terminals for purchase</figcaption></figure> <p><strong>Regardless of the plan you choose, </strong><strong>Payment Depot offers a free Dejavoo terminal</strong>. It’s EMV-enabled and can take contactless payments through credit/debit cards and digital wallets like Apple Pay, Samsung Pay, and Google Wallet. You can also easily capture signatures via the touch screen.</p> <p>If your business requires it, <strong>you may even be able to negotiate multiple free Dejavoo terminals</strong>. These terminals aren’t cheap, so you could save a significant amount of money.</p> <div class="shortcode-external-button-link"><a href="https://www.websiteplanet.com/goto.php?id=2631837&lang=en&deep_id=0&deep_name=&btn_name=ButtonExternalUrl_2631837_vendor_2631837_794015&post_id=2631837&pageview_id=0&direct_link=&type=vendor&amp=0" data-id="2631837" rel="sponsored noopener noreferrer" class="clickoutLink shortC" target="_blank" onclick="trackClickout('event', 'clickout', 'ButtonExternalUrl_2631837_vendor_2631837_794015', 'payment-depot', this, true );">See More Payment Depot Features >></a></div> <h3>Create Your Own E-Commerce Shopping Cart, Or Use a Pre-Built One</h3> <p><strong><span style="font-weight: 400;">Payment Depot offers a wide range of e-commerce tools, so you’re bound to find a solution that fits your business. It integrates seamlessly with payment gateways like the popular Authorize.net, Stripe, PayPal, and more, and it offers its own virtual terminal. On top of this, </span>you can create your own custom shopping carts for your websites or mobile apps</strong> <strong>or simply install a pre-built template</strong> to begin selling right away.</p> <figure class="wp-caption aligncenter"><span class="ll-img-wrapper " style="padding:21.465076660988% 0 0; max-width: 850px;"><noscript><img src="https://dt2sdf0db8zob.cloudfront.net/wp-content/uploads/2022/05/payment-depot-review--3.png" width="1174" height="252" alt="Payment Depot e-commerce integrations" /></noscript><img data-src="https://dt2sdf0db8zob.cloudfront.net/wp-content/uploads/2022/05/payment-depot-review--3.png" width="1174" height="252" alt="Payment Depot e-commerce integrations" class="border ll-img"/></span><figcaption class="wp-caption-text">These are just a few of the integrations offered by Payment Depot</figcaption></figure> <p>You’ll also be able to automate your e-commerce flow with integrations for QuickBooks, Sage, and other accounting software tools. Whenever you make a sale (whether that’s via e-commerce or in-person), it’s automatically entered into your books. This saves you a ton of time on administrative tasks, giving you more hours in the day to focus on growing your business.</p> <h3>Next-Day Deposits</h3> <p>Payment Depot can process all major debit/credit cards and ACH payments – but regardless of the payment method,<strong> Payment Depot aims to have your money in your account within 24 hours of every transaction. </strong>This isn’t too bad as some payment processors can leave you waiting over 48 hours.</p> <p>That said, <strong>there’s no option for same-day or instant deposits</strong>. It’s always nice to have that option to rely on, even if it does cost a premium, so this is somewhat disappointing.</p> <h3>Chargeback and Risk Monitoring</h3> <p><strong>Another advantage offered by Payment Depot is the ability to dispute chargebacks directly from your account area</strong>. This can save you tons of time, as you’ll have all the information and evidence needed to dispute a chargeback in one place.</p> <p><strong>Payment Depot also employs a 24/7 risk monitoring team that will help reduce your risk of chargebacks and fraud.</strong> They will keep a close eye on changes in bank policy and the latest methods of fraud, proactively notifying you of solutions before problems even begin to occur.</p> </div> </section> <section class="vendor-section red-vendor-template"> <div class="section-title-wrapper"> <div class="section-rating rating"><span class="wsp-star-block star-rating-100 vendor-medium"></span><span class="stars-score">4.9</span></div> <h2 class="section-title section-title-ease-of-use"><svg xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" viewBox="0 0 30 30" aria-label="ease-of-use" role="img"><path d="m7.8,29l-6.8,0c-0.6,0 -1,-0.4 -1,-1l0,-16.7c0,-0.6 0.4,-1 1,-1l6.8,0c0.6,0 1,0.4 1,1l0,16.7c0,0.5 -0.5,1 -1,1zm-5.8,-2l4.8,0l0,-14.7l-4.8,0l0,14.7z"/><path d="m19.2,29l-5.7,0c-1.9,0 -3.9,-0.6 -5.4,-1.8l-1,-0.7c-0.3,-0.2 -0.4,-0.5 -0.4,-0.8l0,-14.3c0,-0.2 0,-0.3 0.1,-0.5l4.6,-8.2c0.4,-0.7 1.1,-1.3 1.9,-1.6c0.8,-0.2 1.7,-0.1 2.5,0.3c1,0.6 1.6,1.7 1.5,2.9l-0.5,6l8.8,0c1.4,0 2.6,0.6 3.4,1.7s1.1,2.5 0.7,3.8c-0.5,1.5 -3.1,8.8 -4.2,10.1c-1.4,2 -3.8,3.1 -6.3,3.1zm-10.4,-3.9l0.6,0.4c1.2,0.9 2.7,1.4 4.2,1.4l5.7,0c1.9,0 3.7,-0.8 4.8,-2.3c0.6,-0.8 2.6,-6 3.8,-9.5c0.2,-0.7 0.1,-1.4 -0.4,-2c-0.4,-0.6 -1.1,-0.9 -1.8,-0.9l-9.9,0c-0.3,0 -0.5,-0.1 -0.7,-0.3s-0.3,-0.5 -0.3,-0.8l0.5,-7c0,-0.4 -0.2,-0.8 -0.5,-1c-0.3,-0.2 -0.6,-0.2 -0.9,-0.1c-0.3,0.1 -0.5,0.3 -0.7,0.6l-4.5,8l0,13.5l0.1,0z"/></svg><span id="ease-of-use">Ease of use</span></h2> </div> <div class="section-content content"> <h3>Fast and Easy Onboarding with a User-Friendly Platform</h3> <p>It’s fairly fast and easy to get started with Payment Depot. Of course, there’s a vetting process to go through, but as long as you’re prompt with providing information and documentation, <strong>you can begin receiving in-person and online payments in as little as 24 hours</strong>.</p> <p><strong>User reviews seem to back this up – I couldn’t actually find any reviews that complained of a long onboarding process</strong>. Conversely, I ran into plenty of users praising sales support for their help in getting started.</p> <h3>Getting Started with Payment Depot</h3> <figure class="wp-caption aligncenter"><span class="ll-smallimg-wrapper " style="max-width: 608px"><span class="ll-img-wrapper " style="padding:83.223684210526% 0 0; max-width: 850px;"><noscript><img src="https://dt2sdf0db8zob.cloudfront.net/wp-content/uploads/2022/05/payment-depot-review--5.png" width="608" height="506" alt="Payment Depot get started link" /></noscript><img data-src="https://dt2sdf0db8zob.cloudfront.net/wp-content/uploads/2022/05/payment-depot-review--5.png" width="608" height="506" alt="Payment Depot get started link" class="border ll-img"/></span></span><figcaption class="wp-caption-text">It really does only take a few minutes to sign up with Payment Depot</figcaption></figure> <p><strong style="font-size: 16px;">To get started with Payment Depot</strong><strong style="font-size: 16px;">, you have two options:</strong><strong style="font-size: 16px;"> you can either call sales support or fill out a contact form.</strong><span style="font-size: 16px;"> You’ll get a much faster response by calling, and you’ll be in a better position to negotiate a more favorable deal with your sales agent.</span></p> <p>You’ll have to describe your business to the sales agent to see if you’re a good fit. Prepare to be asked about your industry and average monthly income. <strong>Payment Depot doesn’t seem to work with high-risk businesses</strong>, but otherwise, you should have no trouble getting through this process.</p> <p><strong>Next, you’ll need to </strong><strong>provide</strong><strong> identity and other documents through a secure online form to prove the legitimacy of your business.</strong> You should get a response within 24 hours. If you’re accepted, you can start setting up your account and get selling. Payment Depot will also send your free POS terminal.</p> <h3>User-Friendly POS Terminals with Powerful Functionality</h3> <figure class="wp-caption aligncenter"><span class="ll-img-wrapper " style="padding:48.138747884941% 0 0; max-width: 850px;"><noscript><img src="https://dt2sdf0db8zob.cloudfront.net/wp-content/uploads/2022/05/payment-depot-review--6.png" width="1182" height="569" alt="Payment Depot's Clover Station Pro PoS terminal" /></noscript><img data-src="https://dt2sdf0db8zob.cloudfront.net/wp-content/uploads/2022/05/payment-depot-review--6.png" width="1182" height="569" alt="Payment Depot's Clover Station Pro PoS terminal" class="border ll-img"/></span><figcaption class="wp-caption-text">Payment Depot’s Clover terminals make store management a breeze</figcaption></figure> <p>While the free Dejavoo terminal offers the basics, if you need a more powerful solution, <strong>Payment Depot <b>is a certified reseller of</b> Clover equipment</strong>. These <span style="font-weight: 400;">devices</span> have a user-friendly UI that lets you manage many aspects of your business straight from the terminal itself – you can sort inventory, manage staff scheduling, create custom orders, and much more.</p> <h3>All-in-One Payment Dashboard</h3> <p><strong>Payment Depot also offers an impressive dashboard for managing your payments in one place</strong>. Its responsive UI is easy to navigate and has plenty of useful functionality.</p> <p>For example, you can easily create and send branded invoices or simple payment links that customers can use to pay for items or services. It’s also simple to run promotions, monitor sales performance, and even manually input payments.</p> </div> </section> <section class="vendor-section red-vendor-template"> <div class="section-title-wrapper"> <div class="section-rating rating"><span class="wsp-star-block star-rating-100 vendor-medium"></span><span class="stars-score">4.9</span></div> <h2 class="section-title section-title-pricing"><svg xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" viewBox="0 0 32 32" aria-label="pricing" role="img"><path d="m16,0c-8.836,0 -16,7.164 -16,16c0,8.836 7.164,16 16,16s16,-7.164 16,-16c0,-8.836 -7.164,-16 -16,-16zm0,30c-7.72,0 -14,-6.281 -14,-14c0,-7.719 6.28,-14 14,-14c7.719,0 14,6.281 14,14c0,7.719 -6.283,14 -14,14zm4.971,-13.385c0.382,0.645 0.572,1.396 0.572,2.258c0,1.322 -0.395,2.424 -1.182,3.305c-0.787,0.883 -1.924,1.402 -3.41,1.559l0,2.265l-1.895,0l0,-2.253c-2.48,-0.254 -4.014,-1.694 -4.605,-4.319l2.93,-0.765c0.271,1.65 1.172,2.476 2.695,2.476c0.713,0 1.24,-0.176 1.576,-0.528c0.336,-0.354 0.504,-0.779 0.504,-1.279c0,-0.519 -0.168,-0.91 -0.504,-1.176c-0.336,-0.269 -1.084,-0.605 -2.242,-1.017c-1.041,-0.36 -1.854,-0.717 -2.439,-1.072c-0.588,-0.353 -1.063,-0.846 -1.43,-1.48c-0.363,-0.637 -0.549,-1.379 -0.549,-2.223c0,-1.107 0.328,-2.105 0.98,-2.992c0.652,-0.885 1.68,-1.426 3.082,-1.623l0,-1.748l1.895,0l0,1.748c2.117,0.254 3.488,1.451 4.111,3.594l-2.609,1.07c-0.51,-1.469 -1.295,-2.203 -2.361,-2.203c-0.532,0 -0.965,0.164 -1.285,0.492c-0.323,0.328 -0.485,0.727 -0.485,1.193c0,0.477 0.156,0.842 0.47,1.098c0.311,0.254 0.979,0.568 2.004,0.945c1.125,0.41 2.008,0.799 2.646,1.164c0.638,0.365 1.147,0.871 1.532,1.515l0,-0.004l-0.001,0z"/></svg><span id="pricing">Pricing</span></h2> </div> <div class="section-content content"> <h3><div id="pricing">Interchange+ Pricing Can Lead to Big Savings for Most Businesses</div></h3> <p data-pm-slice="1 1 []"><strong>Payment Depot’s standout feature is its competitive new interchange+ pricing plan.</strong> The interchange+ model was designed to offer greater flexibility without the monthly fees, making it an excellent fit for smaller businesses or those with inconsistent card volumes. This plan comes with rates ranging from 0.2% to 1.95%, plus the standard wholesale interchange fees each credit card network charges. This structure means there’s no need to worry about hitting specific volume thresholds to make savings worthwhile.</p> <p data-pm-slice="1 1 []"><strong>The interchange+ plan shines because it adapts to your business’s actual needs without locking you into a fixed cost.</strong> Whether you’re a low-volume establishment just getting started or a business with fluctuating sales, you’ll appreciate this model’s flexibility. For most smaller merchants, this structure means lower fees than subscription plans, minus the monthly commitment. With no fixed monthly fee, Payment Depot’s interchange+ plan can help keep costs low while offering transparency into exactly how much each transaction costs.</p> <p data-pm-slice="1 1 []">Payment Depot also offers subscription plans, but those are primarily designed for businesses processing over $8,000 a month. If your card processing volume consistently meets these thresholds, these subscription plans can still offer value. However, the interchange+ model is likely the more cost-effective and practical option for most businesses.</p> <p data-pm-slice="1 1 []">Payment Depot’s pricing structure positions it as one of the most flexible and affordable payment processing solutions. While the subscription models may provide savings for higher-volume users, <strong>the interchange+ plan’s lack of a monthly fee and transparent cost structure will likely appeal to businesses of all sizes</strong> looking for straightforward, predictable savings on credit card processing. </div> </section> <section class="vendor-section red-vendor-template"> <div class="section-title-wrapper"> <div class="section-rating rating"><span class="wsp-star-block star-rating-90 vendor-medium"></span><span class="stars-score">4.5</span></div> <h2 class="section-title section-title-compliance-and-security"><svg xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" viewBox="0 0 32 32" aria-label="privacy" role="img"><path d="m26.6,32l-21.2,0c-1.9,0 -3.4,-1.5 -3.4,-3.4l0,-13.2c0,-1.9 1.5,-3.4 3.4,-3.4l21.2,0c1.9,0 3.4,1.5 3.4,3.4l0,13.2c0,1.9 -1.5,3.4 -3.4,3.4zm-21.2,-18c-0.8,0 -1.4,0.6 -1.4,1.4l0,13.2c0,0.8 0.6,1.4 1.4,1.4l21.2,0c0.8,0 1.4,-0.6 1.4,-1.4l0,-13.2c0,-0.8 -0.6,-1.4 -1.4,-1.4l-21.2,0z"/><path d="m22,14l-12,0c-0.6,0 -1,-0.4 -1,-1l0,-6c0,-3.9 3.1,-7 7,-7s7,3.1 7,7l0,6c0,0.5 -0.4,1 -1,1zm-11,-2l10,0l0,-5c0,-2.8 -2.2,-5 -5,-5s-5,2.2 -5,5l0,5z"/><path d="m16,23.4c-1.8,0 -3.2,-1.4 -3.2,-3.2s1.4,-3.2 3.2,-3.2s3.2,1.4 3.2,3.2s-1.4,3.2 -3.2,3.2zm0,-4.4c-0.7,0 -1.2,0.5 -1.2,1.2s0.5,1.2 1.2,1.2s1.2,-0.5 1.2,-1.2s-0.5,-1.2 -1.2,-1.2z"/><path d="m16,27c-0.6,0 -1,-0.4 -1,-1l0,-3.6c0,-0.6 0.4,-1 1,-1s1,0.4 1,1l0,3.6c0,0.5 -0.4,1 -1,1z"/></svg><span id="compliance-and-security">Compliance & Security</span></h2> </div> <div class="section-content content"> <h3>A PCI-Compliant Platform That Goes the Extra Mile</h3> <p>Payment Depot has had a spotless history when it comes to security – <strong>neither Payment Depot, nor its parent company Stax, have ever suffered a data breach</strong>. In addition, it’s easy to achieve PCI compliance because Payment Depot already offers the necessary encryption and data protection with every plan.</p> <h3>PCI Compliance & More</h3> <p><strong>Payment Depot complies with the highest level of PCI standards</strong>. This means businesses that have previously had a data breach, and those who process millions of credit card transactions per year, will be able to work with Payment Depot to achieve PCI compliance.</p> <p>Surprisingly, <strong>Payment Depot has also aligned itself with the standards set by the EU’s General Data Protection Regulation (GDPR) privacy law</strong>. As an American company, Payment Depot isn’t required to comply with this, yet it does so anyway as part of its commitment to transparency and data protection. This is above and beyond territory.</p> <p>While <strong>there’s no guide available to help you achieve PCI compliance on your end</strong>, Payment Depot’s 24/7 technical support will be happy to advise you. That said, I would’ve liked to see some accessible resources without the need to call support.</p> <h3>Additional Security Features</h3> <p>In its effort to achieve PCI compliance, Payment Depot offers end-to-end encryption on all payment devices. <strong>Card information is never stored after a transaction is complete. </strong></p> <p>Additionally, <strong>Payment Depot’s e-commerce platform allows you to instantly and automatically verify a customer’s given information, </strong>reducing the risk of chargebacks.</p> <p><strong>Your customer’s data is further protected by payment tokenization</strong>. This means that sensitive card information is replaced by an alpha-numeric code during a transaction, ensuring that nothing usable is actually transmitted.</p> <p>Overall, I was impressed with Payment Depot’s security. It offers a high-level of data protection that few competing payment processors can match.</p> </div> </section> <section class="vendor-section red-vendor-template"> <div class="section-title-wrapper"> <div class="section-rating rating"><span class="wsp-star-block star-rating-100 vendor-medium"></span><span class="stars-score">4.8</span></div> <h2 class="section-title section-title-customer-support"><svg xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" viewBox="0 0 28 28" aria-label="support" role="img"><path d="m14,28.00001c-7.7,0 -14,-6.3 -14,-14s6.3,-14 14,-14s14,6.3 14,14s-6.3,14 -14,14zm0,-26c-6.6,0 -12,5.4 -12,12s5.4,12 12,12s12,-5.4 12,-12s-5.4,-12 -12,-12zm0,20.8c-4.9,0 -8.8,-3.9 -8.8,-8.8s3.9,-8.8 8.8,-8.8s8.8,3.9 8.8,8.8s-3.9,8.8 -8.8,8.8zm0,-15.6c-3.7,0 -6.8,3.1 -6.8,6.8s3.1,6.8 6.8,6.8s6.8,-3.1 6.8,-6.8s-3.1,-6.8 -6.8,-6.8z"/><path d="m19.5,9.50001c-0.3,0 -0.5,-0.1 -0.7,-0.3c-0.4,-0.4 -0.4,-1 0,-1.4l3.7,-3.7c0.4,-0.4 1,-0.4 1.4,0s0.4,1 0,1.4l-3.7,3.7c-0.2,0.2 -0.4,0.3 -0.7,0.3z"/><path d="m4.8,24.20001c-0.3,0 -0.5,-0.1 -0.7,-0.3c-0.4,-0.4 -0.4,-1 0,-1.4l3.7,-3.7c0.4,-0.4 1,-0.4 1.4,0s0.4,1 0,1.4l-3.7,3.7c-0.2,0.2 -0.4,0.3 -0.7,0.3z"/><path d="m23.2,24.20001c-0.3,0 -0.5,-0.1 -0.7,-0.3l-3.7,-3.7c-0.4,-0.4 -0.4,-1 0,-1.4s1,-0.4 1.4,0l3.7,3.7c0.4,0.4 0.4,1 0,1.4c-0.2,0.2 -0.5,0.3 -0.7,0.3z"/><path d="m8.5,9.50001c-0.3,0 -0.5,-0.1 -0.7,-0.3l-3.7,-3.7c-0.4,-0.4 -0.4,-1 0,-1.4s1,-0.4 1.4,0l3.7,3.7c0.4,0.4 0.4,1 0,1.4c-0.2,0.2 -0.5,0.3 -0.7,0.3z"/></svg><span id="customer-support">Customer Support</span><span id="Overview------POS-equipment-Free-Dejavoo-terminal--2-Dejavoo-terminals--4-Clover-devices--and-1-SwipeSimple-mobile-reader-available-to-purchase---Payments-methods-accepted-Credit-and-debit-cards--digital-wallets--ACH--bank-transfers---Payout-times-24-hours---Contract-length-Monthly--no-cancellation-fees----Customer-support-24-7-technical-support-line-via-phone-and-ticket--sales-support-between-8-30-am---8211--7-30-pm-EST-PST---Security-Level-1-PCI-compliant--tokenization--end-to-end-encryption--payer-authentication--24-7-fraud-risk-monitoring----Cheap-and-Reliable-Payment-Processing-With-Some-Support-Issues-Payment-Depot-is-trusted-by-thousands-of-merchants-Payment-Depot-definitely-looks-enticing-on-the-surface--so-much-so-that-you-might-think-there-must-be-a-catch--After-all--it-promises-no-markups-on-transactions-----just-a-simple--flexible--and-transparent-interchange--plan--with-no-monthly-fees---It-positions-itself-as-one-of-the-cheapest-options-in-the-industry-today--but-is-that-really-the-case--I-decided-to-take-a-further-look--Interestingly--Payment-Depot-is-actually-a-subsidiary-of-Stax--Unlike-its-parent-company--which-primarily-caters-to-high-volume-businesses--Payment-Depot-targets-small-to-medium-sized-businesses-of-any-card-volume--Only-available-in-the-US--it-has-many-options-available-for-both-e-commerce-and-more-traditional-brick-and-mortar-establishments--A-cursory-glance-at-user-reviews-also-paints-a-promising-picture--Payment-Depot-is-well-regarded-among-merchants--and-the-number-of-negative-reviews-is-impressively-low--Some-of-the-happiest-merchants-have-worked-with-Payment-Depot-for-many-years-and-state-that-it-has-actually-delivered-big-savings-as-promised--With-my-interest-piqued--I-compiled-thousands-of-user-reviews-and-performed-extensive-research--pitting-Payment-Depot-against-the-top-payment-processors-available-today--All-in-all--Payment-Depot-mostly-lives-up-to-the-hype--but-it-certainly-isn---t-perfect--Read-on-to-see-if-Payment-Depot-is-right-for-your-business------4-9-Features---Strong-Solutions-for-Both-In-Person-and-Online-Transactions-Despite-being-cheaper-than-many-other-payment-processors--Payment-Depot-doesn---t-cut-corners-on-features--It-offers-strong-solutions-for-in-person-transactions--flexible-e-commerce-options-including-an-extensive-API--and-more--Surprisingly--it---s-got-a-better-lineup-of-features-than-many-more-expensive-competitors--Here---s-what-stood-out-to-me-the-most--Free-POS-Terminals-Payment-Depot-offers-a-sizable-list-of-modern-terminals-for-purchase-Regardless-of-the-plan-you-choose--Payment-Depot-offers-a-free-Dejavoo-terminal--It---s-EMV-enabled-and-can-take-contactless-payments-through-credit-debit-cards-and-digital-wallets-like-Apple-Pay--Samsung-Pay--and-Google-Wallet--You-can-also-easily-capture-signatures-via-the-touch-screen--If-your-business-requires-it--you-may-even-be-able-to-negotiate-multiple-free-Dejavoo-terminals--These-terminals-aren---t-cheap--so-you-could-save-a-significant-amount-of-money--See-More-Payment-Depot-Features--gt--gt--Create-Your-Own-E-Commerce-Shopping-Cart--Or-Use-a-Pre-Built-One-Payment-Depot-offers-a-wide-range-of-e-commerce-tools--so-you---re-bound-to-find-a-solution-that-fits-your-business--It-integrates-seamlessly-with-payment-gateways-like-the-popular-Authorize-net--Stripe--PayPal--and-more--and-it-offers-its-own-virtual-terminal--On-top-of-this--you-can-create-your-own-custom-shopping-carts-for-your-websites-or-mobile-apps--or-simply-install-a-pre-built-template-to-begin-selling-right-away--These-are-just-a-few-of-the-integrations-offered-by-Payment-Depot-You---ll-also-be-able-to-automate-your-e-commerce-flow-with-integrations-for-QuickBooks--Sage--and-other-accounting-software-tools--Whenever-you-make-a-sale--whether-that---s-via-e-commerce-or-in-person---it---s-automatically-entered-into-your-books--This-saves-you-a-ton-of-time-on-administrative-tasks--giving-you-more-hours-in-the-day-to-focus-on-growing-your-business--Next-Day-Deposits-Payment-Depot-can-process-all-major-debit-credit-cards-and-ACH-payments-----but-regardless-of-the-payment-method--Payment-Depot-aims-to-have-your-money-in-your-account-within-24-hours-of-every-transaction--This-isn---t-too-bad-as-some-payment-processors-can-leave-you-waiting-over-48-hours--That-said--there---s-no-option-for-same-day-or-instant-deposits--It---s-always-nice-to-have-that-option-to-rely-on--even-if-it-does-cost-a-premium--so-this-is-somewhat-disappointing--Chargeback-and-Risk-Monitoring-Another-advantage-offered-by-Payment-Depot-is-the-ability-to-dispute-chargebacks-directly-from-your-account-area--This-can-save-you-tons-of-time--as-you---ll-have-all-the-information-and-evidence-needed-to-dispute-a-chargeback-in-one-place--Payment-Depot-also-employs-a-24-7-risk-monitoring-team-that-will-help-reduce-your-risk-of-chargebacks-and-fraud--They-will-keep-a-close-eye-on-changes-in-bank-policy-and-the-latest-methods-of-fraud--proactively-notifying-you-of-solutions-before-problems-even-begin-to-occur------4-9-Ease-of-use---Fast-and-Easy-Onboarding-with-a-User-Friendly-Platform-It---s-fairly-fast-and-easy-to-get-started-with-Payment-Depot--Of-course--there---s-a-vetting-process-to-go-through--but-as-long-as-you---re-prompt-with-providing-information-and-documentation--you-can-begin-receiving-in-person-and-online-payments-in-as-little-as-24-hours--User-reviews-seem-to-back-this-up-----I-couldn---t-actually-find-any-reviews-that-complained-of-a-long-onboarding-process--Conversely--I-ran-into-plenty-of-users-praising-sales-support-for-their-help-in-getting-started--Getting-Started-with-Payment-Depot-It-really-does-only-take-a-few-minutes-to-sign-up-with-Payment-Depot-To-get-started-with-Payment-Depot--you-have-two-options--you-can-either-call-sales-support-or-fill-out-a-contact-form--You---ll-get-a-much-faster-response-by-calling--and-you---ll-be-in-a-better-position-to-negotiate-a-more-favorable-deal-with-your-sales-agent--You---ll-have-to-describe-your-business-to-the-sales-agent-to-see-if-you---re-a-good-fit--Prepare-to-be-asked-about-your-industry-and-average-monthly-income--Payment-Depot-doesn---t-seem-to-work-with-high-risk-businesses--but-otherwise--you-should-have-no-trouble-getting-through-this-process--Next--you---ll-need-to-provide-identity-and-other-documents-through-a-secure-online-form-to-prove-the-legitimacy-of-your-business--You-should-get-a-response-within-24-hours--If-you---re-accepted--you-can-start-setting-up-your-account-and-get-selling--Payment-Depot-will-also-send-your-free-POS-terminal--User-Friendly-POS-Terminals-with-Powerful-Functionality-Payment-Depot---s-Clover-terminals-make-store-management-a-breeze-While-the-free-Dejavoo-terminal-offers-the-basics--if-you-need-a-more-powerful-solution--Payment-Depot-is-a-certified-reseller-of-Clover-equipment--These-devices-have-a-user-friendly-UI-that-lets-you-manage-many-aspects-of-your-business-straight-from-the-terminal-itself-----you-can-sort-inventory--manage-staff-scheduling--create-custom-orders--and-much-more--All-in-One-Payment-Dashboard-Payment-Depot-also-offers-an-impressive-dashboard-for-managing-your-payments-in-one-place--Its-responsive-UI-is-easy-to-navigate-and-has-plenty-of-useful-functionality--For-example--you-can-easily-create-and-send-branded-invoices-or-simple-payment-links-that-customers-can-use-to-pay-for-items-or-services--It---s-also-simple-to-run-promotions--monitor-sales-performance--and-even-manually-input-payments------4-9-Pricing---Interchange--Pricing-Can-Lead-to-Big-Savings-for-Most-Businesses-Payment-Depot---s-standout-feature-is-its-competitive-new-interchange--pricing-plan--The-interchange--model-was-designed-to-offer-greater-flexibility-without-the-monthly-fees--making-it-an-excellent-fit-for-smaller-businesses-or-those-with-inconsistent-card-volumes--This-plan-comes-with-rates-ranging-from-0-2--to-1-95---plus-the-standard-wholesale-interchange-fees-each-credit-card-network-charges--This-structure-means-there---s-no-need-to-worry-about-hitting-specific-volume-thresholds-to-make-savings-worthwhile--The-interchange--plan-shines-because-it-adapts-to-your-business---s-actual-needs-without-locking-you-into-a-fixed-cost--Whether-you---re-a-low-volume-establishment-just-getting-started-or-a-business-with-fluctuating-sales--you---ll-appreciate-this-model---s-flexibility--For-most-smaller-merchants--this-structure-means-lower-fees-than-subscription-plans--minus-the-monthly-commitment--With-no-fixed-monthly-fee--Payment-Depot---s-interchange--plan-can-help-keep-costs-low-while-offering-transparency-into-exactly-how-much-each-transaction-costs--Payment-Depot-also-offers-subscription-plans--but-those-are-primarily-designed-for-businesses-processing-over--8-000-a-month--If-your-card-processing-volume-consistently-meets-these-thresholds--these-subscription-plans-can-still-offer-value--However--the-interchange--model-is-likely-the-more-cost-effective-and-practical-option-for-most-businesses--Payment-Depot---s-pricing-structure-positions-it-as-one-of-the-most-flexible-and-affordable-payment-processing-solutions--While-the-subscription-models-may-provide-savings-for-higher-volume-users--the-interchange--plan---s-lack-of-a-monthly-fee-and-transparent-cost-structure-will-likely-appeal-to-businesses-of-all-sizes-looking-for-straightforward--predictable-savings-on-credit-card-processing------4-5-Compliance---038--Security---A-PCI-Compliant-Platform-That-Goes-the-Extra-Mile-Payment-Depot-has-had-a-spotless-history-when-it-comes-to-security-----neither-Payment-Depot--nor-its-parent-company-Stax--have-ever-suffered-a-data-breach--In-addition--it---s-easy-to-achieve-PCI-compliance-because-Payment-Depot-already-offers-the-necessary-encryption-and-data-protection-with-every-plan--PCI-Compliance--amp--More-Payment-Depot-complies-with-the-highest-level-of-PCI-standards--This-means-businesses-that-have-previously-had-a-data-breach--and-those-who-process-millions-of-credit-card-transactions-per-year--will-be-able-to-work-with-Payment-Depot-to-achieve-PCI-compliance--Surprisingly--Payment-Depot-has-also-aligned-itself-with-the-standards-set-by-the-EU---s-General-Data-Protection-Regulation--GDPR--privacy-law--As-an-American-company--Payment-Depot-isn---t-required-to-comply-with-this--yet-it-does-so-anyway-as-part-of-its-commitment-to-transparency-and-data-protection--This-is-above-and-beyond-territory--While-there---s-no-guide-available-to-help-you-achieve-PCI-compliance-on-your-end--Payment-Depot---s-24-7-technical-support-will-be-happy-to-advise-you--That-said--I-would---ve-liked-to-see-some-accessible-resources-without-the-need-to-call-support--Additional-Security-Features-In-its-effort-to-achieve-PCI-compliance--Payment-Depot-offers-end-to-end-encryption-on-all-payment-devices--Card-information-is-never-stored-after-a-transaction-is-complete---Additionally--Payment-Depot---s-e-commerce-platform-allows-you-to-instantly-and-automatically-verify-a-customer---s-given-information--reducing-the-risk-of-chargebacks--Your-customer---s-data-is-further-protected-by-payment-tokenization--This-means-that-sensitive-card-information-is-replaced-by-an-alpha-numeric-code-during-a-transaction--ensuring-that-nothing-usable-is-actually-transmitted--Overall--I-was-impressed-with-Payment-Depot---s-security--It-offers-a-high-level-of-data-protection-that-few-competing-payment-processors-can-match------4-8-Customer-Support"></span></h2> </div> <div class="section-content content"> <h3>Unresponsive Email Support, but Fantastic Phone Support</h3> <p>Payment Depot offers technical and sales support through an online form<span style="font-weight: 400;">, live chat</span> or over the phone. With a support team in Florida and California, Payment Depot has both coasts of the US covered. <strong>Technical support is available 24/7, while sales support is limited to 8:30 a.m. – 7:30 p.m. EST & PST</strong> (depending on which team you’re contacting).</p> <p>I conducted my own test to assess the level of support you can expect. Despite encountering a few frustrations during the process, I found myself quite satisfied with the overall outcome.</p> <p><strong>First off, I don’t recommend using the contact form</strong>. When I asked some basic questions about Payment Depot’s free POS terminals, I didn’t get any response. I sent these during business hours, so there really wasn’t any excuse. <b>Its live chat support, on the other hand, provided me with the requested information, </b><span style="font-weight: 400;">but it took multiple attempts to get in touch with a live agent. I just wish its live reps were more open to answering questions rather than asking me questions and trying to set me up on a call with a payment specialist. </span></p> <p>I <span style="font-weight: 400;">eventually decided </span> to try the phone support, and was connected within a minute. That said, because I had called outside normal operating hours, the support agent asked me to leave my details so someone could call me back later. <strong>24 hours later, I was still waiting for this call.</strong></p> <p>I called again – this time making sure I was calling during business hours. Thankfully, I was quickly connected with an incredibly helpful agent.<strong> I had a lot of questions to ask, and the agent patiently answered each and every one of them without hesitation</strong>.</p> <p>Even when I asked some highly focused and technical questions, such as the exact security standards Payment Depot adheres to, the agent answered without the need to put me on hold or transfer me to someone else. I was very impressed with the agent’s overall knowledge.</p> <figure class="wp-caption aligncenter"><span class="ll-smallimg-wrapper " style="max-width: 700px"><span class="ll-img-wrapper " style="padding:76% 0 0; max-width: 850px;"><noscript><img src="https://dt2sdf0db8zob.cloudfront.net/wp-content/uploads/2022/05/payment-depot-review--7.png" width="700" height="532" alt="Support interaction with Payment Depot" /></noscript><img data-src="https://dt2sdf0db8zob.cloudfront.net/wp-content/uploads/2022/05/payment-depot-review--7.png" width="700" height="532" alt="Support interaction with Payment Depot" class="border ll-img"/></span></span><figcaption class="wp-caption-text">If only Payment Depot offered this sort of response via the contact form</figcaption></figure> <p>I had positioned myself as an employee asking questions on behalf of my boss, and said that I was transcribing the answers. The agent asked if I could send this transcript over to him once the call was finished. When I did, he sent back the transcript with corrections and elaborations for each answer. Impressive!</p> <p>So while customer service was initially hard to reach, I was very happy with the phone support I eventually received. <strong>I just wish there </strong><strong>was</strong><strong> a knowledge base available on Payment Depot’s site</strong> – then maybe I wouldn’t have had to barrage the support line with quite so many questions.</p> </div> </section> <div id="comparison-block"><section class="vendor-section"><h2 class="section-title section-title-comparison"><svg xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" viewBox="0 0 512 512" aria-label="comparison" role="img"><path d="M314.05,476.24l-46.024-27.02V52.056c0-2.212-1.792-4-4-4s-4,1.788-4,4v399.452c0,1.416,0.752,2.728,1.976,3.448 l46.024,27.02v22.08h-104v-22.08l46.024-27.02c1.224-0.716,1.976-2.032,1.976-3.448V52.056c0-2.212-1.792-4-4-4s-4,1.788-4,4 V449.22l-46.024,27.02c-1.224,0.716-1.976,2.032-1.976,3.448v28.368c0,2.212,1.792,4,4,4h112c2.208,0,4-1.788,4-4v-28.368 C316.026,478.272,315.274,476.96,314.05,476.24z"/><path d="M264.026,448.056h-16c-2.208,0-4,1.788-4,4c0,2.212,1.792,4,4,4h16c2.208,0,4-1.788,4-4 C268.026,449.844,266.234,448.056,264.026,448.056z"/><path d="M255.994,0c-15.44,0-28,12.56-28,27.992c0,15.436,12.56,27.996,28,27.996c15.436,0,27.992-12.556,27.992-27.996 C283.986,12.56,271.43,0,255.994,0z M255.994,47.988c-11.028,0-20-8.968-20-19.996c0-11.024,8.972-19.992,20-19.992 c11.024,0,19.992,8.972,19.992,19.992C275.986,39.02,267.018,47.988,255.994,47.988z"/><path d="M167.774,296.056H24.838c-2.208,0-4,1.788-4,4c0,41.616,33.856,75.472,75.468,75.472 c41.616,0,75.472-33.856,75.468-75.472C171.774,297.844,169.982,296.056,167.774,296.056z M96.306,367.528 c-36.488,0-65.352-27.568-67.356-63.472h134.716C161.662,339.96,132.794,367.528,96.306,367.528z"/><path d="M97.014,36.336c-2.132-0.568-4.332,0.676-4.916,2.804L20.982,299.364c-0.584,2.136,0.672,4.332,2.804,4.916 c0.352,0.092,0.708,0.14,1.056,0.14c1.756,0,3.368-1.168,3.856-2.948l71.12-260.22C100.402,39.116,99.146,36.92,97.014,36.336z"/><path d="M171.634,299.364L100.526,39.14c-0.584-2.128-2.78-3.376-4.916-2.804c-2.132,0.584-3.388,2.784-2.804,4.916 l71.112,260.224c0.484,1.776,2.096,2.944,3.856,2.944c0.348,0,0.704-0.048,1.056-0.14 C170.962,303.696,172.218,301.496,171.634,299.364z"/><path d="M232.026,24.056h-124c-2.208,0-4,1.788-4,4s1.792,4,4,4h124c2.208,0,4-1.788,4-4S234.234,24.056,232.026,24.056z"/><path d="M400.026,24.056h-120c-2.208,0-4,1.788-4,4s1.792,4,4,4h120c2.208,0,4-1.788,4-4S402.234,24.056,400.026,24.056z"/><path d="M95.954,12.408c-8.768,0-15.9,7.132-15.9,15.896c0,8.764,7.136,15.892,15.9,15.892c8.764,0,15.892-7.128,15.892-15.892 C111.846,19.536,104.714,12.408,95.954,12.408z M95.954,36.2c-4.356,0-7.9-3.54-7.9-7.892s3.544-7.896,7.9-7.896 c4.352,0,7.892,3.544,7.892,7.896S100.306,36.2,95.954,36.2z"/><path d="M487.215,296.056H344.278c-2.208,0-4,1.788-4,4c0,41.616,33.856,75.472,75.468,75.472s75.468-33.856,75.468-75.472 C491.215,297.844,489.423,296.056,487.215,296.056z M415.742,367.528c-36.488,0-65.352-27.568-67.356-63.472h134.716 C481.098,339.96,452.23,367.528,415.742,367.528z"/><path d="M416.442,36.336c-2.14-0.576-4.332,0.672-4.916,2.804l-71.108,260.224c-0.584,2.136,0.672,4.332,2.804,4.916 c0.352,0.092,0.708,0.14,1.056,0.14c1.756,0,3.372-1.168,3.856-2.948l71.112-260.22C419.83,39.116,418.574,36.92,416.442,36.336z"/><path d="M491.074,299.364L419.958,39.14c-0.584-2.128-2.78-3.376-4.916-2.804c-2.132,0.584-3.388,2.784-2.804,4.916 l71.116,260.224c0.484,1.776,2.096,2.944,3.856,2.944c0.348,0,0.704-0.048,1.06-0.14 C490.402,303.696,491.658,301.496,491.074,299.364z"/><path d="M416.098,12.408c-8.764,0-15.892,7.132-15.892,15.896c0,8.764,7.132,15.892,15.892,15.892s15.888-7.128,15.892-15.892 C431.99,19.536,424.862,12.408,416.098,12.408z M416.098,36.2c-4.352,0-7.892-3.54-7.892-7.892s3.54-7.896,7.892-7.896 c4.348,0,7.892,3.544,7.892,7.896S420.45,36.2,416.098,36.2z"/></svg><span id="comparison">Comparison</span></h2><div class="section-content content"><h3><strong>How does Payment Depot match up to the competition?</strong></h3><div class="compare-wrapper"><div class="compare-item "><a href="https://www.websiteplanet.com/credit-card-processing/leaders-merchant-services/" class="compare-item-link" name="CompareLink" onclick="trackClickout('event', 'clickin', 'Vendor Page - Leaders Merchant Services compare', 'Payment Depot', this, false)"><span style="display: none;">1</span></a><span class="compare-item-img-wrap"><img class="compare-item-img" src="https://dt2sdf0db8zob.cloudfront.net/wp-content/uploads/2022/04/LMS-alt-1.webp" width="250" height="140" alt="Leaders Merchant Services"/><span class="compare-item-title">Compare</span></span><span class="compare-item-graph "><span class="single-chart"><svg viewBox="0 0 36 36" class="circular-chart orange"><path class="circle-bg" d="M18 2.0845 a 15.9155 15.9155 0 0 1 0 31.831 a 15.9155 15.9155 0 0 1 0 -31.831"/><path class="circle" stroke-dasharray="96.8, 100" d="M18 2.0845 a 15.9155 15.9155 0 0 1 0 31.831 a 15.9155 15.9155 0 0 1 0 -31.831"/></svg></span><span class="lp-templates-list-item-score-value">4.8</span></span><span class="compare-item-button"><a href="https://www.websiteplanet.com/credit-card-processing/leaders-merchant-services/" onclick="trackClickout('event', 'clickin', 'Vendor Page - Leaders Merchant Services compare button', 'Payment Depot', this, false)">Compare</a></span></div><div class="compare-item "><a href="https://www.websiteplanet.com/credit-card-processing/paysafe/" class="compare-item-link" name="CompareLink" onclick="trackClickout('event', 'clickin', 'Vendor Page - Paysafe compare', 'Payment Depot', this, false)"><span style="display: none;">1</span></a><span class="compare-item-img-wrap"><img class="compare-item-img" src="https://dt2sdf0db8zob.cloudfront.net/wp-content/uploads/2023/06/Paysafe-Lockup-Off-Black-RGB.svg" width="2012" height="409" alt="Paysafe"/><span class="compare-item-title">Compare</span></span><span class="compare-item-graph "><span class="single-chart"><svg viewBox="0 0 36 36" class="circular-chart orange"><path class="circle-bg" d="M18 2.0845 a 15.9155 15.9155 0 0 1 0 31.831 a 15.9155 15.9155 0 0 1 0 -31.831"/><path class="circle" stroke-dasharray="96.6, 100" d="M18 2.0845 a 15.9155 15.9155 0 0 1 0 31.831 a 15.9155 15.9155 0 0 1 0 -31.831"/></svg></span><span class="lp-templates-list-item-score-value">4.8</span></span><span class="compare-item-button"><a href="https://www.websiteplanet.com/credit-card-processing/paysafe/" onclick="trackClickout('event', 'clickin', 'Vendor Page - Paysafe compare button', 'Payment Depot', this, false)">Compare</a></span></div><div class="compare-item compare-item-same"><a href="https://www.websiteplanet.com/credit-card-processing/payment-depot/" class="compare-item-link" name="CompareLink" onclick="trackClickout('event', 'clickin', 'Vendor Page - Payment Depot compare', 'Payment Depot', this, false)"><span style="display: none;">1</span></a><span class="compare-item-img-wrap"><img class="compare-item-img" src="https://dt2sdf0db8zob.cloudfront.net/wp-content/uploads/2022/04/Payment-Depot-Brandmark-Vertical-e1674820976962.webp" width="236" height="140" alt="Payment Depot"/><span class="compare-item-title">Compare</span></span><span class="compare-item-graph "><span class="single-chart"><svg viewBox="0 0 36 36" class="circular-chart orange"><path class="circle-bg" d="M18 2.0845 a 15.9155 15.9155 0 0 1 0 31.831 a 15.9155 15.9155 0 0 1 0 -31.831"/><path class="circle" stroke-dasharray="95.4, 100" d="M18 2.0845 a 15.9155 15.9155 0 0 1 0 31.831 a 15.9155 15.9155 0 0 1 0 -31.831"/></svg></span><span class="lp-templates-list-item-score-value">4.8</span></span><span class="compare-item-button"><a href="https://www.websiteplanet.com/credit-card-processing/payment-depot/" onclick="trackClickout('event', 'clickin', 'Vendor Page - Payment Depot compare button', 'Payment Depot', this, false)">Compare</a></span></div><div class="compare-item "><a href="https://www.websiteplanet.com/credit-card-processing/braintree-payments/" class="compare-item-link" name="CompareLink" onclick="trackClickout('event', 'clickin', 'Vendor Page - Braintree Payments compare', 'Payment Depot', this, false)"><span style="display: none;">1</span></a><span class="compare-item-img-wrap"><img class="compare-item-img" src="https://dt2sdf0db8zob.cloudfront.net/wp-content/uploads/2024/04/Braintree-logo-1714020977.webp" width="250" height="135" alt="Braintree Payments"/><span class="compare-item-title">Compare</span></span><span class="compare-item-graph "><span class="single-chart"><svg viewBox="0 0 36 36" class="circular-chart orange"><path class="circle-bg" d="M18 2.0845 a 15.9155 15.9155 0 0 1 0 31.831 a 15.9155 15.9155 0 0 1 0 -31.831"/><path class="circle" stroke-dasharray="64, 100" d="M18 2.0845 a 15.9155 15.9155 0 0 1 0 31.831 a 15.9155 15.9155 0 0 1 0 -31.831"/></svg></span><span class="lp-templates-list-item-score-value">3.2</span></span><span class="compare-item-button"><a href="https://www.websiteplanet.com/credit-card-processing/braintree-payments/" onclick="trackClickout('event', 'clickin', 'Vendor Page - Braintree Payments compare button', 'Payment Depot', this, false)">Compare</a></span></div></div></div></section></div><section class="vendor-section"> <div class="section-title-wrapper "> <h2 class="section-title "><svg xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" viewBox="0 0 612 612" aria-label="bottom-icon" role="img"><path d="M590.927,517.491H337.79c-11.645,0-21.095,9.45-21.095,21.116c0,11.665,9.45,21.115,21.095,21.115l253.137-0.611 c11.645,0,21.095-8.839,21.095-20.504C612.021,526.941,602.592,517.491,590.927,517.491z M295.601,52.88l295.326-0.042 c11.645,0,21.095-9.408,21.095-21.074s-9.45-21.116-21.095-21.116H295.601c-11.645,0-21.095,9.45-21.095,21.116 S283.956,52.88,295.601,52.88z M331.188,396.745c-8.27-8.312-21.686-8.312-29.955,0L190.127,524.6V10.648h-42.189v514.711 L36.156,396.745c-8.269-8.312-21.686-8.312-29.954,0c-8.27,8.312-8.27,21.77,0,30.06l146.439,168.526 c4.409,4.43,10.273,6.307,16.032,6.012c5.779,0.295,11.623-1.582,16.031-6.012l146.44-168.526 C339.457,418.515,339.457,405.057,331.188,396.745z M590.927,137.364H295.601c-11.645,0-21.095,9.451-21.095,21.116 c0,11.666,9.45,20.926,21.095,20.926h295.326c11.645,0,21.095-9.261,21.095-20.926 C612.021,146.815,602.592,137.364,590.927,137.364z M590.927,264.059H295.601c-11.645,0-21.095,9.451-21.095,21.116 c0,11.666,9.45,20.778,21.095,20.778l295.326,0.338c11.645,0,21.095-9.451,21.095-21.116 C612.021,273.531,602.592,264.059,590.927,264.059z M590.927,390.775H422.169c-11.645,0-21.095,9.45-21.095,21.115 c0,11.666,9.45,20.652,21.095,20.652h168.758c11.645,0,21.095-8.986,21.095-20.652 C612.021,400.226,602.592,390.775,590.927,390.775z"/></svg>Payment Depot REVIEW: BOTTOM LINE </h2> </div> <div class="section-content content"><p></p> Overall, Payment Depot strikes me as one of the better payment processors out there. <strong>Payment Depot’s affordable interchange+</strong> <strong>with no monthly fees is suitable for processing any card volume.</strong> That said, subscription plans are also available if you process more than $8,000 in a month. There’s no need to worry about hidden fees, and an impressive set of features for both online and in-person transactions is the icing on the cake. <p></p> I’d love to see Payment Depot offer a detailed knowledge base. But as long as you don’t mind making a call, its agents certainly have the knowledge to help you navigate the complex world of credit card processing. <p></p> These are the key things you need to know about Payment Depot: <div class="tableparent tableparent-even"><div class="tablescroll"><table class="new-table with-header" width="100%"> <tbody> <tr> <td width="50%"><strong>Pros</strong></td> <td><strong>Cons</strong></td> </tr> <tr> <td> <ul> <li>Affordable interchange+ pricing with no monthly fees</li> <li style="font-weight: 400;" aria-level="1">No cancellation fee</li> <li style="font-weight: 400;" aria-level="1">Setup in as little as 24 hours</li> <li style="font-weight: 400;" aria-level="1">Free modern terminal</li> </ul> </td> <td> <ul> <li style="font-weight: 400;" aria-level="1">No option for same-day processing</li> <li aria-level="1">Hard-to-reach live chat and email support</li> </ul> </td> </tr> </tbody> </table></div></div><input type="hidden" class="search_string_translate" value="Search table..."><input type="hidden" class="of_string_translate" value="of"> <h2 >FAQ<span id="FAQ"></span></h2> <h3 class="shortcode-faq-question-inline">Are Payment Depot’s subscription plans worth it?</h3> <span class="shortcode-faq-answer-inline">For most businesses, I’d say so. You could save with its subscription pricing over more traditional alternatives if you have a high monthly card volume. On the other hand, small businesses with a lower monthly income will benefit more from its <a href="#pricing" onclick="trackClickout('event', 'clickin', 'anchorLink', 'pricing', this, );">affordable interchange+ pricing</a>.</span> <h3 class="shortcode-faq-question-inline">What percentage does Payment Depot take?</h3> <span class="shortcode-faq-answer-inline">Payment Depot does not charge percentage-based markups on transactions on its subscription plans. Instead, you’ll be paying a fixed monthly subscription fee priced according to the amount of money you process each year. On the other hand, Payment Depot’s interchange+ pricing comes with <span class="pricing-link">0.2%-1.95%</span> markup on transactions, but you won’t pay any monthly fee.</span> <h3 class="shortcode-faq-question-inline">What payment methods does Payment Depot process?</h3> <span class="shortcode-faq-answer-inline">Payment Depot can process all major credit and debit cards. It also supports ACH transfers. You can take payments through Payment Depot’s POS terminals (such as <a href="#freepos" onclick="trackClickout('event', 'clickin', 'anchorLink', 'freepos', this, );">the free Dejavoo terminal offered with every plan</a>) or use its extensive e-commerce tools to take and manage online payments.</span> <h3 class="shortcode-faq-question-inline">How do I avoid payment processing fees?</h3> <span class="shortcode-faq-answer-inline">While you cannot completely avoid payment processing fees, certain companies offer much better rates than others. I’d recommend checking out our list of <strong><a href="https://www.websiteplanet.com/credit-card-processing/" target="_blank" rel="noopener">the best payment processors in 2025</a></strong> for the best deals.</span> </div> <div class="ftc-wrapper-footer "><div class="ftc-container"><div id="ftc-blockc" class="ftc-block">We rank vendors based on rigorous testing and research, but also take into account your feedback and our commercial agreements with providers. This page contains affiliate links. <a href="https://www.websiteplanet.com/disclosure/" target="_blank">Advertising Disclosure</a></div></div></div> <div class="section-bottom-author" id="section-bottom-author"> <a href="https://www.websiteplanet.com/author/ryan-jones/" target="_blank" class="section-bottom-author-img"><span class="ll-img-wrapper" style="padding:100% 0 0;"><noscript><img src="https://dt2sdf0db8zob.cloudfront.net/wp-content/uploads/2020/08/ryan-2.jpg" width="80" height="80" alt="Ryan Jones" loading="lazy"/></noscript><img data-category="" data-src="https://dt2sdf0db8zob.cloudfront.net/wp-content/uploads/2020/08/ryan-2.jpg" width="80" height="80" alt="Ryan Jones" class="ll-img "/></span> </a> <a href="https://www.websiteplanet.com/author/ryan-jones/" target="_blank" class="section-bottom-author-name">Ryan Jones</a> <div class="section-bottom-author-text">Ryan Jones is a writer at Website Planet who has been professionally reviewing web hosts and credit card processors for 2+ years. Before joining Website Planet, Ryan Jones was a freelance content writer with experience in several industries, from gaming to pet care. In addition to his work with Website Planet, he also reviews VPNs along with his colleagues at vpnMentor.com. When he isn’t writing, you can usually find him keeping up to date with the latest tech news or playing video games. </div> </div> </section> <section id="vendor-section-reviews" class="vendor-section section-reviews-one-lang" data-another-lang=""> <div class="section-title-wrapper"> <div class="section-title section-title-reviews"> <span id="reviews">User reviews</span> </div> </div> <div class="comment-empty-block"> <div class="comment-empty-block-text">Be the first user to leave a review about <span class="text-emptycomment-post-title">Payment Depot</span> in <span class="objective">English</span>! </div> <div id="comment-empty-block-button" >Write a Review</div> </div> <div style="display: none"> <div id="review-translate">Reply to review</div> <div id="review-translate-small">Reply</div> <div id="review-visit">Visit Payment Depot</div> <a 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class="section-alternatives-title">Payment Depot Alternatives</div> <div class="section-alternatives-items"> <div class="alternative"><div class="alternative-data"><a href="https://www.websiteplanet.com/credit-card-processing/leaders-merchant-services/" class="alternative-img" onclick="trackClickout('event', 'clickin', 'Vendor Page - Leaders Merchant Services: Best to Bargain With Logo', 'Leaders Merchant Services: Best to Bargain With', this, false);"><span class="ll-img-wrapper" style="padding:56% 0 0;"><noscript><img src="https://dt2sdf0db8zob.cloudfront.net/wp-content/uploads/2022/04/LMS-alt-1.png" width="250" height="140" loading="lazy"/></noscript><img data-src="https://dt2sdf0db8zob.cloudfront.net/wp-content/uploads/2022/04/LMS-alt-1.png" width="250" height="140" alt="Leaders Merchant Services: Best to Bargain With" class="ll-img "/></span></a><div class="alternative-score-block "><div class="alternative-score">4.8</div><div class="alternative-rating rating"><span class="wsp-star-block star-rating-100 vendor-medium"></span></div></div><div class="alternative-string">Free equipment with a long-term contract</div><a href="https://www.websiteplanet.com/credit-card-processing/leaders-merchant-services/" class="alternative-link" onclick="trackClickout('event', 'clickin', 'Read Review', '', this, false);">Read Review</a><div class="alternative-bg"><svg xmlns="http://www.w3.org/2000/svg" width="552px" height="137px"><path fill-opacity="0.04" d="M-0.007,136.993 C150.576,136.993 321.675,122.624 355.096,122.624 C388.517,122.624 518.584,136.993 552.005,136.993 L552.005,3.882 C536.723,5.914 520.473,43.254 506.486,44.470 C475.244,47.189 446.189,9.860 421.409,8.516 C407.917,7.785 393.704,15.254 382.329,20.272 C380.294,21.170 362.012,44.181 336.345,44.470 C320.318,44.651 314.147,15.582 295.725,15.582 C284.569,15.582 282.690,25.326 261.088,24.487 C239.486,23.649 213.072,3.893 207.601,2.614 C193.757,-0.621 180.895,-1.503 166.950,3.882 C124.147,20.412 114.766,44.470 85.633,44.470 C56.500,44.470 29.126,3.882 -0.007,3.882 L-0.007,136.993 Z"/></svg></div></div></div><div class="alternative"><div class="alternative-data"><a href="https://www.websiteplanet.com/credit-card-processing/paysafe/" class="alternative-img" onclick="trackClickout('event', 'clickin', 'Vendor Page - Paysafe: Best for Processing High-Ticket Sales Globally Logo', 'Paysafe: Best for Processing High-Ticket Sales Globally', this, false);"><div class="svg-image-container"><span class="ll-img-wrapper" style="padding:20.328031809145% 0 0;"><noscript><img src="https://dt2sdf0db8zob.cloudfront.net/wp-content/uploads/2023/06/Paysafe-Lockup-Off-Black-RGB.svg" width="2012" height="409" loading="lazy"/></noscript><img data-src="https://dt2sdf0db8zob.cloudfront.net/wp-content/uploads/2023/06/Paysafe-Lockup-Off-Black-RGB.svg" width="2012" height="409" alt="Paysafe: Best for Processing High-Ticket Sales Globally" class="ll-img "/></span></div></a><div class="alternative-score-block "><div class="alternative-score">4.8</div><div class="alternative-rating rating"><span class="wsp-star-block star-rating-100 vendor-medium"></span></div></div><div class="alternative-string">Process payments in 120 markets and multiple currencies</div><a href="https://www.websiteplanet.com/credit-card-processing/paysafe/" class="alternative-link" onclick="trackClickout('event', 'clickin', 'Read Review', '', this, false);">Read Review</a><div class="alternative-bg"><svg xmlns="http://www.w3.org/2000/svg" width="552px" height="137px"><path fill-opacity="0.04" d="M-0.007,136.993 C150.576,136.993 321.675,122.624 355.096,122.624 C388.517,122.624 518.584,136.993 552.005,136.993 L552.005,3.882 C536.723,5.914 520.473,43.254 506.486,44.470 C475.244,47.189 446.189,9.860 421.409,8.516 C407.917,7.785 393.704,15.254 382.329,20.272 C380.294,21.170 362.012,44.181 336.345,44.470 C320.318,44.651 314.147,15.582 295.725,15.582 C284.569,15.582 282.690,25.326 261.088,24.487 C239.486,23.649 213.072,3.893 207.601,2.614 C193.757,-0.621 180.895,-1.503 166.950,3.882 C124.147,20.412 114.766,44.470 85.633,44.470 C56.500,44.470 29.126,3.882 -0.007,3.882 L-0.007,136.993 Z"/></svg></div></div></div><div class="alternative"><div class="alternative-data"><a href="https://www.websiteplanet.com/credit-card-processing/square-payments/" class="alternative-img" onclick="trackClickout('event', 'clickin', 'Vendor Page - Square: Best for Multichannel Sellers Logo', 'Square: Best for Multichannel Sellers', this, false);"><div class="svg-image-container"><span class="ll-img-wrapper" style="padding:25.100806451613% 0 0;"><noscript><img src="https://dt2sdf0db8zob.cloudfront.net/wp-content/uploads/2022/05/Square_LogoLockup_Black.svg" width="3968" height="996" loading="lazy"/></noscript><img data-src="https://dt2sdf0db8zob.cloudfront.net/wp-content/uploads/2022/05/Square_LogoLockup_Black.svg" width="3968" height="996" alt="Square: Best for Multichannel Sellers" class="ll-img "/></span></div></a><div class="alternative-score-block "><div class="alternative-score">4.8</div><div class="alternative-rating rating"><span class="wsp-star-block star-rating-100 vendor-medium"></span></div></div><div class="alternative-string">Free support in launching your online store and free card reader</div><a href="https://www.websiteplanet.com/credit-card-processing/square-payments/" class="alternative-link" onclick="trackClickout('event', 'clickin', 'Read Review', '', this, false);">Read Review</a><div class="alternative-bg"><svg xmlns="http://www.w3.org/2000/svg" width="552px" height="137px"><path fill-opacity="0.04" d="M-0.007,136.993 C150.576,136.993 321.675,122.624 355.096,122.624 C388.517,122.624 518.584,136.993 552.005,136.993 L552.005,3.882 C536.723,5.914 520.473,43.254 506.486,44.470 C475.244,47.189 446.189,9.860 421.409,8.516 C407.917,7.785 393.704,15.254 382.329,20.272 C380.294,21.170 362.012,44.181 336.345,44.470 C320.318,44.651 314.147,15.582 295.725,15.582 C284.569,15.582 282.690,25.326 261.088,24.487 C239.486,23.649 213.072,3.893 207.601,2.614 C193.757,-0.621 180.895,-1.503 166.950,3.882 C124.147,20.412 114.766,44.470 85.633,44.470 C56.500,44.470 29.126,3.882 -0.007,3.882 L-0.007,136.993 Z"/></svg></div></div></div><div class="alternative"><div class="alternative-data"><a href="https://www.websiteplanet.com/credit-card-processing/stax/" class="alternative-img" onclick="trackClickout('event', 'clickin', 'Vendor Page - Stax: Best for High Volume Logo', 'Stax: Best for High Volume', this, false);"><span class="ll-img-wrapper" style="padding:44.4% 0 0;"><noscript><img src="https://dt2sdf0db8zob.cloudfront.net/wp-content/uploads/2022/04/imageedit_22_4428346349.png" width="250" height="111" loading="lazy"/></noscript><img data-src="https://dt2sdf0db8zob.cloudfront.net/wp-content/uploads/2022/04/imageedit_22_4428346349.png" width="250" height="111" alt="Stax: Best for High Volume" class="ll-img "/></span></a><div class="alternative-score-block "><div class="alternative-score">4.8</div><div class="alternative-rating rating"><span class="wsp-star-block star-rating-100 vendor-medium"></span></div></div><div class="alternative-string">Many e-commerce tools and integrations</div><a href="https://www.websiteplanet.com/credit-card-processing/stax/" class="alternative-link" onclick="trackClickout('event', 'clickin', 'Read Review', '', this, false);">Read Review</a><div class="alternative-bg"><svg xmlns="http://www.w3.org/2000/svg" width="552px" height="137px"><path fill-opacity="0.04" d="M-0.007,136.993 C150.576,136.993 321.675,122.624 355.096,122.624 C388.517,122.624 518.584,136.993 552.005,136.993 L552.005,3.882 C536.723,5.914 520.473,43.254 506.486,44.470 C475.244,47.189 446.189,9.860 421.409,8.516 C407.917,7.785 393.704,15.254 382.329,20.272 C380.294,21.170 362.012,44.181 336.345,44.470 C320.318,44.651 314.147,15.582 295.725,15.582 C284.569,15.582 282.690,25.326 261.088,24.487 C239.486,23.649 213.072,3.893 207.601,2.614 C193.757,-0.621 180.895,-1.503 166.950,3.882 C124.147,20.412 114.766,44.470 85.633,44.470 C56.500,44.470 29.126,3.882 -0.007,3.882 L-0.007,136.993 Z"/></svg></div></div></div> </div> </section> </div> <div id="vendor-navbar-wrapper"> <nav class="vendor-navbar" id="vendor-navbar"> <div class="navbar-container"> <div id="navbar-top"> <a href="https://www.websiteplanet.com/goto.php?id=2631837&lang=en&deep_id=0&deep_name=&btn_name=vendorLogoNavBar_2631837_vendor_2631837_3&post_id=2631837&pageview_id=0&direct_link=&type=vendor&amp=0" onclick="trackClickout('event', 'clickout', 'Vendor Top Logo', 'payment-depot', this, true );" rel="sponsored noopener noreferrer" target="_blank" class="navbar-logo clickoutLink"> <picture> <source srcset="https://dt2sdf0db8zob.cloudfront.net/wp-content/uploads/2022/04/Payment-Depot-Brandmark-Vertical-e1674820976962.webp" type="image/webp"> <source 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</div> </div> </div> <div id="navbar-top-logo"> <a href="https://www.websiteplanet.com/goto.php?id=2631837&lang=en&deep_id=0&deep_name=&btn_name=vendorLogoNavBar_2631837_vendor_2631837_5&post_id=2631837&pageview_id=0&direct_link=&type=vendor&amp=0" onclick="trackClickout('event', 'clickout', 'Vendor Top Logo', 'payment-depot', this, true );" rel="sponsored noopener noreferrer" target="_blank" class="navbar-logo clickoutLink"> <picture> <source srcset="https://dt2sdf0db8zob.cloudfront.net/wp-content/uploads/2022/04/Payment-Depot-Brandmark-Vertical-e1674820976962.webp" type="image/webp"> <source srcset="https://dt2sdf0db8zob.cloudfront.net/wp-content/uploads/2022/04/Payment-Depot-Brandmark-Vertical-e1674820976962.png" type="image/png"> <img src="https://dt2sdf0db8zob.cloudfront.net/wp-content/uploads/2022/04/Payment-Depot-Brandmark-Vertical-e1674820976962.webp" alt="Payment Depot Alt logo" width="250" height="140" loading="lazy"> </picture> </a> </div> <div class="navbar-item-current" 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Is it simply overzealous marketing? My research revealed otherwise. Payment Depot truly offers a great deal\u00a0\u2013 though there are some minor drawbacks to be aware of.\n","reviewRating":{"@type":"Rating","bestRating":5,"ratingValue":"4.8","worstRating":1},"itemReviewed":{"@type":"SoftwareApplication","name":"Payment Depot","operatingSystem":"All","applicationCategory":"BusinessApplication","aggregateRating":{"@type":"AggregateRating","reviewCount":1,"worstRating":1,"ratingValue":"4.8","bestRating":5}},"author":{"@type":"Person","name":"Ryan Jones","url":"https:\/\/www.websiteplanet.com\/author\/ryan-jones\/"}},{"@context":"http:\/\/schema.org","@type":"WebSite","@id":"https:\/\/www.websiteplanet.com\/#website","url":"https:\/\/www.websiteplanet.com\/","name":"WebsitePlanet","publisher":{"@id":"https:\/\/www.websiteplanet.com\/#organization"}},{"@context":"http:\/\/schema.org","@type":"WebPage","@id":"https:\/\/www.websiteplanet.com\/credit-card-processing\/payment-depot\/#webpage","url":"https:\/\/www.websiteplanet.com\/credit-card-processing\/payment-depot\/","inLanguage":"en_US","name":"Payment Depot Review - Is It as Cheap as It Seems? [2025]","image":{"@type":"ImageObject","@id":"https:\/\/www.websiteplanet.com\/credit-card-processing\/payment-depot\/#primaryimage","url":"https:\/\/dt2sdf0db8zob.cloudfront.net\/wp-content\/uploads\/2022\/04\/imageedit_11_9009705106.png","caption":"Payment Depot Review - Is It as Cheap as It Seems? [2025]"},"primaryImageOfPage":{"@id":"https:\/\/www.websiteplanet.com\/credit-card-processing\/payment-depot\/#primaryimage","url":"https:\/\/dt2sdf0db8zob.cloudfront.net\/wp-content\/uploads\/2022\/04\/imageedit_11_9009705106.png"},"datePublished":"2022-04-13","dateModified":"2024-10-22"},{"@context":"https:\/\/schema.org","@type":"FAQPage","mainEntity":[{"@type":"Question","name":"Are Payment Depot\u2019s subscription plans worth it?","acceptedAnswer":{"@type":"Answer","text":"<p>For most businesses, I\u2019d say so. You could save with its subscription pricing over more traditional alternatives if you have a high monthly card volume. On the other hand, small businesses with a lower monthly income will benefit more from its <a href=\"#pricing\" onclick=\"trackClickout('event', 'clickin', 'anchorLink', 'pricing', this, );\">affordable interchange+ pricing<\/a>.<\/span><\/p>\n"}},{"@type":"Question","name":"What percentage does Payment Depot take?","acceptedAnswer":{"@type":"Answer","text":"<p>Payment Depot does not charge percentage-based markups on transactions on its subscription plans. Instead, you\u2019ll be paying a fixed monthly subscription fee priced according to the amount of money you process each year. On the other hand, Payment Depot\u2019s interchange+ pricing comes with <span class=\"pricing-link\">0.2%-1.95%<\/span><\/p>\n"}},{"@type":"Question","name":"What payment methods does Payment Depot process?","acceptedAnswer":{"@type":"Answer","text":"<p>Payment Depot can process all major credit and debit cards. It also supports ACH transfers. You can take payments through Payment Depot\u2019s POS terminals (such as <a href=\"#freepos\" onclick=\"trackClickout('event', 'clickin', 'anchorLink', 'freepos', this, );\">the free Dejavoo terminal offered with every plan<\/a>) or use its extensive e-commerce tools to take and manage online payments.<\/span><\/p>\n"}},{"@type":"Question","name":"How do I avoid payment processing fees?","acceptedAnswer":{"@type":"Answer","text":"<p>While you cannot completely avoid payment processing fees, certain companies offer much better rates than others. I\u2019d recommend checking out our list of <strong><a href=\"https:\/\/www.websiteplanet.com\/credit-card-processing\/\" target=\"_blank\" rel=\"noopener\">the best payment processors in 2025<\/a><\/strong> for the best deals.<\/span><\/p>\n"}}]}]</script> <script>var vm_js_erros = []; window.addEventListener("error", function(event) { console.log(event.error); vm_js_erros.push({message: event.error, file: event.filename, line: event.lineno}); }); (function(w,d) { var datadog_logger_inited = false; function datadog_logger_init() { if (datadog_logger_inited) { return; } datadog_logger_inited = !0; DD_LOGS.init({ clientToken: 'pubae90c910f262c6a56887a7ef8bb5c378', forwardErrorsToLogs: true, }); for (var N = 0; N < vm_js_erros.length; N++) { DD_LOGS.logger.error("JS: " + vm_js_erros[N].message + " in " + vm_js_erros[N].file + " : " + vm_js_erros[N].line, { status: "error", error: vm_js_erros[N] }); } } function load_datadog(e) { w.removeEventListener('scroll', load_datadog, !1); setTimeout(function() { if (datadog_logger_inited) { return; } var head = d.getElementsByTagName('head')[0]; var script = d.createElement('script'); script.async = !0; script.type = 'text/javascript'; script.src = "https://www.datadoghq-browser-agent.com/datadog-logs-us.js"; script.onreadystatechange = datadog_logger_init; script.onload = datadog_logger_init; head.appendChild(script); }, 800); } w.addEventListener('scroll', load_datadog, false); })(window, document);</script> <script>var _ab_nonce = "a21658c53b";</script> </body> </html>