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href="/current-account" data-monzoanalytics-no-tracking="true">See all current accounts</a></li></ul></li><li data-testid="seo-navigation-renderer-landmark"><h3>Plans</h3><p>Upgrade your personal account from £3 a month</p><ul><li data-testid="seo-navigation-renderer-landmark-link"><a href="/current-account/plans" data-monzoanalytics-no-tracking="true">Compare plans</a></li></ul></li><li data-testid="seo-navigation-renderer-landmark"><h3>Why Monzo?</h3><p>Bank on an award-winning app</p><ul><li data-testid="seo-navigation-renderer-landmark-link"><a href="/pots" data-monzoanalytics-no-tracking="true">Save with Pots</a></li><li data-testid="seo-navigation-renderer-landmark-link"><a href="/features/cashback" data-monzoanalytics-no-tracking="true">Earn cashback</a></li><li data-testid="seo-navigation-renderer-landmark-link"><a href="/features/travel" data-monzoanalytics-no-tracking="true">Travel without fees</a></li><li data-testid="seo-navigation-renderer-landmark-link"><a 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15.2901C11.69 15.6801 12.32 15.6801 12.71 15.2901L17.3 10.7001C17.69 10.3101 17.69 9.68006 17.3 9.29006C16.91 8.91006 16.27 8.90006 15.88 9.29006Z" fill="currentColor"></path></svg></div></div></button><div class="NavigationTopLevelItems_navigationTopLevelToggleContainer__ag2Yv" role="button" tabindex="0" aria-label="Toggle Personal navigation menu"><div class="MobileNavigationToggle_mobileNavigationToggle__4Z_F_ MobileNavigationToggle_onWhite__tdPhh"><div class="MobileNavigationToggle_mobileNavigationToggleContent__sUo9Z"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 24 24"><path fill="currentColor" d="M4 18h16c.55 0 1-.45 1-1s-.45-1-1-1H4c-.55 0-1 .45-1 1s.45 1 1 1Zm0-5h16c.55 0 1-.45 1-1s-.45-1-1-1H4c-.55 0-1 .45-1 1s.45 1 1 1ZM3 7c0 .55.45 1 1 1h16c.55 0 1-.45 1-1s-.45-1-1-1H4c-.55 0-1 .45-1 1Z"></path></svg></div></div></div></li><li><a class="NavigationTopLevelItems_navigationTopLevelItemButton__sN1xB" data-monzoanalytics-action-id="link_clicked" data-monzoanalytics-action-parameters="link_text=Business&link_location=header - Level 1&link_type=navigation&url=/business-banking&currentUrl=/" href="/business-banking"><div class="NavigationTopLevelItems_navigationTopLevelItemButtonIcon__i8mOW"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 20 20" data-testid="business-icon"><path fill="currentColor" fill-rule="evenodd" d="M10.834 1.667a2.5 2.5 0 0 1 2.495 2.353l.005.147V5h.833v12.5H5.834V5h.833v-.833A2.5 2.5 0 0 1 9.02 1.67l.147-.004h1.667ZM4.167 5v12.5h-.833c-.92 0-1.667-.746-1.667-1.667V6.667c0-.92.746-1.667 1.667-1.667h.833Zm11.667 0h.833c.92 0 1.667.746 1.667 1.667v9.166c0 .92-.747 1.667-1.667 1.667h-.833V5Zm-5-1.667H9.167a.834.834 0 0 0-.828.737l-.005.097V5h3.333v-.833a.833.833 0 0 0-.833-.834Z" clip-rule="evenodd"></path></svg></div><span class="NavigationTopLevelItems_navigationTopLevelItemButtonContent__ACT5e">Business</span></a></li></ul></div></nav></div><div class="HeaderVariant_mobilePrimaryCTAExperiment__gNqIQ"><span class="HeaderVariant_headerNavigationExtraWrapper__Nf5wL HeaderVariant_mobileVisible__dyVF_"><a data-testid="header-primary-cta" class="Button_button__OFOdO Button_primary__WTwSy Button_center__lDq2_ HeaderVariant_mobileVisible__dyVF_" data-monzoanalytics-no-tracking="true" target="_self" href="https://we83.adj.st/home?adj_t=1dj2rkno_1dxkjz95&adj_redirect=https%3A%2F%2Fmonzo.com%2Fsign-up&adj_engagement_type=fallback_click" rel="noopener noreferrer external" aria-label="Open a Monzo account"><span aria-hidden="true"><span class="Button_text__S2FJ_"><span>Sign up</span></span></span></a></span></div></div></header><main id="mainContent" class="Main_main__qK_Jw"><div class="HeroVariant_heroOuter__DT_p2"><div class="HeroVariant_heroInner__5qUz9"><picture class="HeroVariant_backgroundPicture__rpgbD"><source srcSet="https://images.ctfassets.net/ro61k101ee59/1LiLjRTxemCKXWwvfe4lhu/6f6bafc337060b7853cfc8e7809e6b0e/bathtub-desktop.jpg?w=2880&q=75&fm=avif" type="image/avif" media="(min-width: 820px)"/><source srcSet="https://images.ctfassets.net/ro61k101ee59/1LiLjRTxemCKXWwvfe4lhu/6f6bafc337060b7853cfc8e7809e6b0e/bathtub-desktop.jpg?w=2880&q=75&fm=webp" type="image/webp" media="(min-width: 820px)"/><source srcSet="https://images.ctfassets.net/ro61k101ee59/4qTuZAiKoVoHpG4pFn6DQP/466c4321524528e07b616173ba3591a1/bathtub-mobile.jpg?w=750&q=75&fm=avif" type="image/avif" media="(max-width: 819px)"/><source srcSet="https://images.ctfassets.net/ro61k101ee59/4qTuZAiKoVoHpG4pFn6DQP/466c4321524528e07b616173ba3591a1/bathtub-mobile.jpg?w=750&q=75&fm=webp" type="image/webp" media="(max-width: 819px)"/><img class="HeroVariant_backgroundImage__P8K14 HeroVariant_SmallCenter__A786_ HeroVariant_MediumCenter__EPE44 HeroVariant_LargeCenter__s9xLz" src="https://images.ctfassets.net/ro61k101ee59/4qTuZAiKoVoHpG4pFn6DQP/466c4321524528e07b616173ba3591a1/bathtub-mobile.jpg?w=750&q=75" alt="A close-up view of a man's face partially submerged in soapy bathwater. He has dark hair and a beard, and is smiling slightly. Next to him in the water is a small red rubber duck toy."/></picture><div class="HeroVariant_heroMainContent__8jYtL"><h1 class="HeroVariant_title__Av42J">Make your money<br/>more Monzo</h1><p class="HeroVariant_description__l47ZG">Automate bills. Organise how you spend. Save in clever new ways. All with a free Monzo Current Account.</p><div class="HeroVariant_buttons__5nuZM"><a class="Button_button__OFOdO Button_primary__WTwSy Button_center__lDq2_ HeroVariant_button__0NAfa" data-monzoanalytics-no-tracking="true" target="_self" href="https://we83.adj.st/home?adj_t=1dj2rkno_1dxkjz95&adj_redirect=https%3A%2F%2Fmonzo.com%2Fsign-up&adj_engagement_type=fallback_click" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">Open an account for free</span></a></div><div class="HeroVariant_trust__Nj7ya"><img class="HeroVariant_trustMark__Cef58" src="https://static-assets.monzo.com/monzo-com/f04fcb3c609b211d8757da342702c8cb8af5525d/_next/static/media/cass-logo.427d4dc3.png" alt="Current Account Switch Guarantee marque"/><img class="HeroVariant_trustMark__Cef58" src="https://static-assets.monzo.com/monzo-com/f04fcb3c609b211d8757da342702c8cb8af5525d/_next/static/media/fscs-on-light.5c013607.svg" alt="FSCS protected marque"/></div></div><div class="HeroVariant_children__7afpN"><div><div class="homeHero_offer1__VuH1l"><div class="FauxNotification_Container__R_vQj"><div class="FauxNotification_Avatars__nu5Td"><img src="https://static-assets.monzo.com/monzo-com/f04fcb3c609b211d8757da342702c8cb8af5525d/_next/static/media/saving-icon.42160def.svg" alt="savings"/></div><div class="FauxNotification_TextContent__cpbMG"><p class="FauxNotification_title__Qi3ZX">Interest earned</p><p class="FauxNotification_subtitle__lwpQ6">Interest for May so far</p></div><div class="FauxNotification_MoneyContent__2DcPs"><span class="Money_money__79B6L">£<em>9</em>.57</span></div></div></div><div class="homeHero_offer2__3RUzN"><div class="FauxNotification_Container__R_vQj"><div class="FauxNotification_Avatars__nu5Td"><img src="https://static-assets.monzo.com/monzo-com/f04fcb3c609b211d8757da342702c8cb8af5525d/_next/static/media/monzo.5193efea.png" alt="savings"/></div><div class="FauxNotification_TextContent__cpbMG"><p class="FauxNotification_title__Qi3ZX">Get paid one business day early 💸</p><p class="FauxNotification_subtitle__lwpQ6">When paid by Bacs 🎉</p></div></div></div><div class="homeHero_offer3__aH_Da"><div class="FauxNotification_Container__R_vQj"><div class="FauxNotification_Avatars__nu5Td FauxNotification_three__mXzgn"><img src="https://images.ctfassets.net/ro61k101ee59/1q43b1DDeTBwuk88dDWeuK/102c4b2a97b47c88ee6a804977e6f67d/Deliveroo.png?w=60&q=75" alt="Deliveroo"/><img src="https://images.ctfassets.net/ro61k101ee59/3xGMWfmux87Fm4t9cvQxx3/25e1951a94410cb820a70705f577fc97/Amazon.png?w=60&q=75" alt="Amazon"/><img src="https://images.ctfassets.net/ro61k101ee59/4z9A6Tjovo0z4r0e5Ys7Vv/4e6dc0eeb101261dfb51de12b92a9836/Sainsburys2.jpg?w=60&q=75" alt="Sainsburys"/></div><div class="FauxNotification_TextContent__cpbMG"><p class="FauxNotification_title__Qi3ZX">Cashback offers</p><p class="FauxNotification_subtitle__lwpQ6">On top brands</p></div></div></div></div></div></div><div class="HeroVariant_terms__Kqb_T"><p>UK residents. Ts&Cs apply.</p></div></div><section class="Section_section__mRxGN Section_secondary__NxgD1 Section_auto__2Ub8u Section_paddingnone__2ufem"><div class="Section_contentContainer__ciYat"><div class="hooks_hooksSectionContainer__bAN3R"><div data-testid="generic-text-block" class="GenericTextBlock_genericTextBlock__Vclfa GenericTextBlock_headerSection__2kt7Z"><section class="Section_section__mRxGN Section_secondary__NxgD1 Section_auto__2Ub8u Section_paddingtopmedium__YYeop Section_paddingbottommedium__Kc17e"><div class="Section_contentContainer__ciYat"><div class="Section_container__mkPCF Section_section__mRxGN Section_secondary__NxgD1 Section_auto__2Ub8u Section_paddingtopmedium__YYeop Section_paddingbottommedium__Kc17e"><div class="Section_contentContainer__ciYat"><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textCenter__WvWTU paddingHorizontalAuto Block_paddingVerticalNone__65947 Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE Block_noBottomSpacing__4UApD"><div class="Block_contentContainer__CWeAy"><div class="spacing_vSpacing5__jkMGw"><h2 class="Title_title__6QR87 Title_primary__m7Tjj Title_large__HoUUC Title_center__fqUI_ Title_marginBottom__TiQqA" id="banking-never-felt-like-this">Banking never felt like this</h2><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>Earn cashback. Get paid early. Split bills. <a class="Button_button__OFOdO Button_link__wbUuG Button_inline__ptjDW Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" rel="" href="/ecb-rates"><span class="Button_text__S2FJ_">Free yourself from travel fees.</span></a></p></div></div></div></div></div></div></div></div></section></div><div class="Carousel_carouselRoot__R55E3 hooks_hooksCarouselRoot__YAiHk" role="group"><div class="Carousel_carouselContent__Uj9GU"><ul class="Carousel_carouselScrollArea__Wh62S hooks_hooksCarousel__rZAdw" data-current-item="0"><li tabindex="0" class="Carousel_carouselItem__sy_UV hooks_hooksCarouselItem__5ukHw"><a aria-label="2-10% cashback. On your favourite brands." href="/features/cashback" class="hooks_hook__FLmzt" data-monzoanalytics-action-id="link_clicked" data-monzoanalytics-action-parameters="link_type=bento&link_location=hooks&link_text=2-10% cashback. On your favourite brands.&url=/features/cashback&currentUrl=/"><picture class="hooks_hookBackgroundImage__KaUQf hooks_hookBackgroundImageCenter__96Uw8"><source media="(min-width: 1000px)" srcSet="https://images.ctfassets.net/ro61k101ee59/7yZatQ77qqJ9kJUuson5aX/c857b438093224e69fab4e1233a6e67f/hooks-desktop-card-hand.png"/><source media="(min-width: 300px)" srcSet="https://images.ctfassets.net/ro61k101ee59/4dmGCXfxEQ6nOLRXlNov84/57a5228ad0276cec559279c47e49faa3/hooks-mobile-card-hand.png"/><img alt="" role="presentation" src="https://images.ctfassets.net/ro61k101ee59/4dmGCXfxEQ6nOLRXlNov84/57a5228ad0276cec559279c47e49faa3/hooks-mobile-card-hand.png"/></picture><div class="hooks_notificationContainer__cGwv7 hooks_notificationContainerBottom__Veqk1"><div class="hooks_withScrollAnimation__KvauR hooks_bounceAnimation__h4Vin hooks_animationDelay200__N9Wa_"><div class="FauxNotification_Container__R_vQj"><div class="FauxNotification_Avatars__nu5Td FauxNotification_three__mXzgn"><img src="https://images.ctfassets.net/ro61k101ee59/3xGMWfmux87Fm4t9cvQxx3/25e1951a94410cb820a70705f577fc97/Amazon.png?w=60&q=75" alt="Amazon"/><img src="https://images.ctfassets.net/ro61k101ee59/24mw5FKSiMBT6x8EILyngr/08a528cecd1254356df4b13242c18e1e/Boots.png?w=60&q=75" alt="Boots"/><img src="https://images.ctfassets.net/ro61k101ee59/4z9A6Tjovo0z4r0e5Ys7Vv/4e6dc0eeb101261dfb51de12b92a9836/Sainsburys2.jpg?w=60&q=75" alt="Sainsbury's"/></div><div class="FauxNotification_TextContent__cpbMG"><p class="FauxNotification_title__Qi3ZX">2-10% cashback</p><p class="FauxNotification_subtitle__lwpQ6">On your favourite brands</p></div></div></div><p class="hooks_hooksDisclaimer__impiI">Personal cashback offers vary</p></div></a></li><li tabindex="0" class="Carousel_carouselItem__sy_UV hooks_hooksCarouselItem__5ukHw"><a aria-label="Get paid one business day early by Bacs" href="/features/get-paid-early" class="hooks_hook__FLmzt" data-monzoanalytics-action-id="link_clicked" data-monzoanalytics-action-parameters="link_type=bento&link_location=hooks&link_text=Get paid one business day early by Bacs&url=/features/get-paid-early&currentUrl=/"><picture class="hooks_hookBackgroundImage__KaUQf hooks_hookBackgroundImageCenter__96Uw8"><source media="(min-width: 1000px)" srcSet="https://images.ctfassets.net/ro61k101ee59/4HwaliiP9NYkyM7qECop5p/0e2b111790fd3001a066d78f246d2b78/hooks-desktop-spring.png"/><source media="(min-width: 750px)" srcSet="https://images.ctfassets.net/ro61k101ee59/6PhA1G69gu8kjDRTIEFXGB/278009fae108517be5f9a052b75558db/hooks-inbetween-spring.png"/><source media="(min-width: 300px)" srcSet="https://images.ctfassets.net/ro61k101ee59/5UM7XMyTD67FjYuKAfKmED/e19b29e68b1a82266b0ed41bf02797d9/hooks-mobile-spring.png"/><img alt="" role="presentation" src="https://images.ctfassets.net/ro61k101ee59/5UM7XMyTD67FjYuKAfKmED/e19b29e68b1a82266b0ed41bf02797d9/hooks-mobile-spring.png"/></picture><div class="hooks_notificationContainer__cGwv7 hooks_notificationContainerBottom__Veqk1"><div class="FauxNotification_Container__R_vQj"><div class="FauxNotification_Avatars__nu5Td"><img src="https://images.ctfassets.net/ro61k101ee59/6pNn0iugj34hrg9nwjO8Xy/9421840b5ab875aa456257bd0a422211/monzo.png" alt="Monzo App Icon"/></div><div class="FauxNotification_TextContent__cpbMG"><p class="FauxNotification_title__Qi3ZX">Get paid one business day early 💸</p><p class="FauxNotification_subtitle__lwpQ6">When paid by Bacs</p></div></div></div></a></li><li tabindex="0" class="Carousel_carouselItem__sy_UV hooks_hooksCarouselItem__5ukHw"><a aria-label="Bank with a Which? recommended provider" href="https://we83.adj.st/home?adj_t=1dj2rkno_1dxkjz95&adj_redirect=https%3A%2F%2Fmonzo.com%2Fsign-up&adj_engagement_type=fallback_click" class="hooks_hook__FLmzt" data-monzoanalytics-action-id="link_clicked" data-monzoanalytics-action-parameters="link_type=bento&link_location=hooks&link_text=Bank with a Which? recommended provider&url=https://we83.adj.st/home&currentUrl=/"><div class="hooks_hookBlue__BLABU"><picture><source media="(max-width: 749px)" srcSet="https://images.ctfassets.net/ro61k101ee59/mNoA0unk8dBVNhZ8oxxmL/a0e46e3e28c9a5d07e5705d42de40f5c/Which_Recommended_Provider_with_Title_mobile.png"/><source media="(min-width: 750px)" srcSet="https://images.ctfassets.net/ro61k101ee59/4RVAVB1SwzveMH6r6WPmTH/ea5af72b0d84f2cf642d03eb89ddba21/Which_Recommended_Provider_with_Title.png"/><img alt="" role="presentation" src="https://images.ctfassets.net/ro61k101ee59/4RVAVB1SwzveMH6r6WPmTH/ea5af72b0d84f2cf642d03eb89ddba21/Which_Recommended_Provider_with_Title.png"/></picture></div></a></li><li tabindex="0" class="Carousel_carouselItem__sy_UV hooks_hooksCarouselItem__5ukHw"><a aria-label="Split the bills. Settle up seamlessly." href="/shared-tabs-more" class="hooks_hook__FLmzt" data-monzoanalytics-action-id="link_clicked" data-monzoanalytics-action-parameters="link_type=bento&link_location=hooks&link_text=Split the bills. Settle up seamlessly.&url=/shared-tabs-more&currentUrl=/"><picture class="hooks_hookBackgroundImage__KaUQf hooks_hookBackgroundImageCenter__96Uw8"><source media="(min-width: 1000px)" srcSet="https://images.ctfassets.net/ro61k101ee59/2VmyVGdZKdmNshvkkVOZg8/8cd997cbe5d79929ac3b394d6ca47568/hooks-desktop-hands.png"/><source media="(min-width: 300px)" srcSet="https://images.ctfassets.net/ro61k101ee59/fM95emNLV2B5Vg51K1Dlc/4c9d03d8bf55c41881b43e7d17418bcf/hooks-mobile-hands.png"/><img alt="" role="presentation" src="https://images.ctfassets.net/ro61k101ee59/fM95emNLV2B5Vg51K1Dlc/4c9d03d8bf55c41881b43e7d17418bcf/hooks-mobile-hands.png"/></picture><div class="hooks_featureEchoContainer__DAKOG"><img class="featureEcho hooks_featureEcho1__MB9r_ hooks_withScrollAnimation__KvauR hooks_bounceAnimation__h4Vin hooks_animationDelay400__GQkUk" alt="" role="presentation" src="https://images.ctfassets.net/ro61k101ee59/3MBvcGZimF2i8ET3W9VDra/7858371a89bc706842569cc35a4a14a2/darcy.svg"/><img class="featureEcho hooks_featureEcho2__iwgyr hooks_withScrollAnimation__KvauR hooks_bounceAnimation__h4Vin hooks_animationDelay800__qCpfa" alt="" role="presentation" src="https://images.ctfassets.net/ro61k101ee59/3E6LZJOLrQe5XEXaTmgRnV/0f3594f2d9de9dc216bdc6634126e692/faye.svg"/><img class="featureEcho hooks_featureEcho3___r3Rn hooks_withScrollAnimation__KvauR hooks_bounceAnimation__h4Vin hooks_animationDelay1000__PuN5P" alt="" role="presentation" src="https://images.ctfassets.net/ro61k101ee59/1VqphZERciovyCc3IaLVF2/b78142782222b22170ecd7abd60b57de/kameron.svg"/></div><div class="hooks_notificationContainer__cGwv7 hooks_notificationContainerTopRight__wMIfk"><div class="FauxNotification_Container__R_vQj"><div class="FauxNotification_Avatars__nu5Td"><img src="https://images.ctfassets.net/ro61k101ee59/6R8suTi2D7qq6riwBxoZMd/b6e8a12bc6ed87f34be907ff37c14bda/hooks-fork-knife-icon.svg" alt="Split the bills"/></div><div class="FauxNotification_TextContent__cpbMG"><p class="FauxNotification_title__Qi3ZX">Settle up seamlessly</p><p class="FauxNotification_subtitle__lwpQ6">Split bills in the app</p></div></div></div></a></li><li tabindex="0" class="Carousel_carouselItem__sy_UV hooks_hooksCarouselItem__5ukHw"><a aria-label="Travel. No fees when you pay by card and ATM Fee-free allowance for 30 days." href="/features/travel" class="hooks_hook__FLmzt" data-monzoanalytics-action-id="link_clicked" data-monzoanalytics-action-parameters="link_type=bento&link_location=hooks&link_text=Travel. No fees when you pay by card and ATM Fee-free allowance for 30 days.&url=/features/travel&currentUrl=/"><picture class="hooks_hookBackgroundImage__KaUQf hooks_hookBackgroundImageRight__J7UIw"><source media="(min-width: 1000px)" srcSet="https://images.ctfassets.net/ro61k101ee59/3oGwdPPwRcAoOyp3fawfuE/8092a21f379d9f6200c733616642a057/hooks-travel-desktop.jpg"/><source media="(min-width: 750px)" srcSet="https://images.ctfassets.net/ro61k101ee59/3oGwdPPwRcAoOyp3fawfuE/8092a21f379d9f6200c733616642a057/hooks-travel-desktop.jpg"/><source media="(min-width: 300px)" srcSet="https://images.ctfassets.net/ro61k101ee59/1ODut9Hhqitj5i8LMkAdeE/e8eaa78e8e1395bbcad751eb8f76d622/hooks-travel-mobile.jpg"/><img alt="" role="presentation" src="https://images.ctfassets.net/ro61k101ee59/1ODut9Hhqitj5i8LMkAdeE/e8eaa78e8e1395bbcad751eb8f76d622/hooks-travel-mobile.jpg"/></picture><div class="hooks_notificationContainer__cGwv7 hooks_notificationContainerTopRight__wMIfk notificationContainerZoomOut hooks_notificationMultiple__r_V3O"><div class="hooks_withScrollAnimation__KvauR hooks_tinyBounceAnimation__HU575 hooks_animationDelay800__qCpfa"><div class="FauxNotification_Container__R_vQj"><div class="FauxNotification_Avatars__nu5Td"><img src="https://images.ctfassets.net/ro61k101ee59/4fo1ju8fnEP4Rk4rrC2C6s/b35ffbd9ee03c80917f5b06eb9e5e731/hooks-travel-icon.svg" alt="Travel"/></div><div class="FauxNotification_TextContent__cpbMG"><p class="FauxNotification_title__Qi3ZX">No fees when you pay by card</p><p class="FauxNotification_subtitle__lwpQ6">No foreign transaction fees</p></div><div class="FauxNotification_MoneyContent__2DcPs"><span class="Money_money__79B6L"><em>3</em>.80</span><span class="FauxNotification_subtitle__lwpQ6"><span class="Money_money__79B6L">€<em>4</em>.50</span></span></div></div></div><div class="hooks_withScrollAnimation__KvauR hooks_tinyBounceAnimation__HU575 hooks_animationDelay1000__PuN5P"><div class="FauxNotification_Container__R_vQj"><div class="FauxNotification_Avatars__nu5Td"><img src="https://images.ctfassets.net/ro61k101ee59/4fo1ju8fnEP4Rk4rrC2C6s/b35ffbd9ee03c80917f5b06eb9e5e731/hooks-travel-icon.svg" alt="Travel"/></div><div class="FauxNotification_TextContent__cpbMG"><p class="FauxNotification_title__Qi3ZX">ATM Fee-free allowance</p><p class="FauxNotification_subtitle__lwpQ6">For 30 days</p></div><div class="FauxNotification_MoneyContent__2DcPs"><span class="Money_money__79B6L">£<em>200</em>.00</span><span class="FauxNotification_subtitle__lwpQ6">left of <span class="Money_money__79B6L">£<em>200</em></span></span></div></div></div></div><div class="hooks_notificationContainer__cGwv7 hooks_notificationContainerBottomLeft__n0qM3"><div class="FauxNotification_Container__R_vQj"><div class="FauxNotification_Avatars__nu5Td"><img src="https://images.ctfassets.net/ro61k101ee59/4fo1ju8fnEP4Rk4rrC2C6s/b35ffbd9ee03c80917f5b06eb9e5e731/hooks-travel-icon.svg" alt="Travel"/></div><div class="FauxNotification_TextContent__cpbMG"><p class="FauxNotification_title__Qi3ZX">Pay anywhere, in any currency</p><p class="FauxNotification_subtitle__lwpQ6">Your bank account for going abroad</p></div></div></div></a></li></ul></div><ul class="Carousel_carouselNavigation__c7_02 "></ul></div><div class="hooks_hooksGridContainer__e_7I7"><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textLeft__FXaVt Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE"><div class="Block_contentContainer__CWeAy"><div class="hooks_hooksGrid__KoHYl"><a aria-label="2-10% cashback. On your favourite brands." href="/features/cashback" class="hooks_hook__FLmzt hooks_hook1__aqKze" data-monzoanalytics-action-id="link_clicked" data-monzoanalytics-action-parameters="link_type=bento&link_location=hooks&link_text=2-10% cashback. On your favourite brands.&url=/features/cashback&currentUrl=/"><picture class="hooks_hookBackgroundImage__KaUQf hooks_hookBackgroundImageCenter__96Uw8"><source media="(min-width: 1000px)" srcSet="https://images.ctfassets.net/ro61k101ee59/7yZatQ77qqJ9kJUuson5aX/c857b438093224e69fab4e1233a6e67f/hooks-desktop-card-hand.png"/><source media="(min-width: 300px)" srcSet="https://images.ctfassets.net/ro61k101ee59/4dmGCXfxEQ6nOLRXlNov84/57a5228ad0276cec559279c47e49faa3/hooks-mobile-card-hand.png"/><img alt="" role="presentation" src="https://images.ctfassets.net/ro61k101ee59/4dmGCXfxEQ6nOLRXlNov84/57a5228ad0276cec559279c47e49faa3/hooks-mobile-card-hand.png"/></picture><div class="hooks_notificationContainer__cGwv7 hooks_notificationContainerBottom__Veqk1"><div class="hooks_withScrollAnimation__KvauR hooks_bounceAnimation__h4Vin hooks_animationDelay200__N9Wa_"><div class="FauxNotification_Container__R_vQj"><div class="FauxNotification_Avatars__nu5Td FauxNotification_three__mXzgn"><img src="https://images.ctfassets.net/ro61k101ee59/3xGMWfmux87Fm4t9cvQxx3/25e1951a94410cb820a70705f577fc97/Amazon.png?w=60&q=75" alt="Amazon"/><img src="https://images.ctfassets.net/ro61k101ee59/24mw5FKSiMBT6x8EILyngr/08a528cecd1254356df4b13242c18e1e/Boots.png?w=60&q=75" alt="Boots"/><img src="https://images.ctfassets.net/ro61k101ee59/4z9A6Tjovo0z4r0e5Ys7Vv/4e6dc0eeb101261dfb51de12b92a9836/Sainsburys2.jpg?w=60&q=75" alt="Sainsbury's"/></div><div class="FauxNotification_TextContent__cpbMG"><p class="FauxNotification_title__Qi3ZX">2-10% cashback</p><p class="FauxNotification_subtitle__lwpQ6">On your favourite brands</p></div></div></div><p class="hooks_hooksDisclaimer__impiI">Personal cashback offers vary</p></div></a><a aria-label="Get paid one business day early by Bacs" href="/features/get-paid-early" class="hooks_hook__FLmzt hooks_hook2__wl0Cs" data-monzoanalytics-action-id="link_clicked" data-monzoanalytics-action-parameters="link_type=bento&link_location=hooks&link_text=Get paid one business day early by Bacs&url=/features/get-paid-early&currentUrl=/"><picture class="hooks_hookBackgroundImage__KaUQf hooks_hookBackgroundImageCenter__96Uw8"><source media="(min-width: 1000px)" srcSet="https://images.ctfassets.net/ro61k101ee59/4HwaliiP9NYkyM7qECop5p/0e2b111790fd3001a066d78f246d2b78/hooks-desktop-spring.png"/><source media="(min-width: 750px)" srcSet="https://images.ctfassets.net/ro61k101ee59/6PhA1G69gu8kjDRTIEFXGB/278009fae108517be5f9a052b75558db/hooks-inbetween-spring.png"/><source media="(min-width: 300px)" srcSet="https://images.ctfassets.net/ro61k101ee59/5UM7XMyTD67FjYuKAfKmED/e19b29e68b1a82266b0ed41bf02797d9/hooks-mobile-spring.png"/><img alt="" role="presentation" src="https://images.ctfassets.net/ro61k101ee59/5UM7XMyTD67FjYuKAfKmED/e19b29e68b1a82266b0ed41bf02797d9/hooks-mobile-spring.png"/></picture><div class="hooks_notificationContainer__cGwv7 hooks_notificationContainerBottom__Veqk1"><div class="FauxNotification_Container__R_vQj"><div class="FauxNotification_Avatars__nu5Td"><img src="https://images.ctfassets.net/ro61k101ee59/6pNn0iugj34hrg9nwjO8Xy/9421840b5ab875aa456257bd0a422211/monzo.png" alt="Monzo App Icon"/></div><div class="FauxNotification_TextContent__cpbMG"><p class="FauxNotification_title__Qi3ZX">Get paid one business day early 💸</p><p class="FauxNotification_subtitle__lwpQ6">When paid by Bacs</p></div></div></div></a><a aria-label="Bank with a Which? recommended provider" href="https://we83.adj.st/home?adj_t=1dj2rkno_1dxkjz95&adj_redirect=https%3A%2F%2Fmonzo.com%2Fsign-up&adj_engagement_type=fallback_click" class="hooks_hook__FLmzt hooks_hook3__vzJoF" data-monzoanalytics-action-id="link_clicked" data-monzoanalytics-action-parameters="link_type=bento&link_location=hooks&link_text=Bank with a Which? recommended provider&url=https://we83.adj.st/home&currentUrl=/"><div class="hooks_hookBlue__BLABU"><picture><source media="(max-width: 749px)" srcSet="https://images.ctfassets.net/ro61k101ee59/mNoA0unk8dBVNhZ8oxxmL/a0e46e3e28c9a5d07e5705d42de40f5c/Which_Recommended_Provider_with_Title_mobile.png"/><source media="(min-width: 750px)" srcSet="https://images.ctfassets.net/ro61k101ee59/4RVAVB1SwzveMH6r6WPmTH/ea5af72b0d84f2cf642d03eb89ddba21/Which_Recommended_Provider_with_Title.png"/><img alt="" role="presentation" src="https://images.ctfassets.net/ro61k101ee59/4RVAVB1SwzveMH6r6WPmTH/ea5af72b0d84f2cf642d03eb89ddba21/Which_Recommended_Provider_with_Title.png"/></picture></div></a><a aria-label="Split the bills. Settle up seamlessly." href="/shared-tabs-more" class="hooks_hook__FLmzt hooks_hook4__ewPbd" data-monzoanalytics-action-id="link_clicked" data-monzoanalytics-action-parameters="link_type=bento&link_location=hooks&link_text=Split the bills. Settle up seamlessly.&url=/shared-tabs-more&currentUrl=/"><picture class="hooks_hookBackgroundImage__KaUQf hooks_hookBackgroundImageCenter__96Uw8"><source media="(min-width: 1000px)" srcSet="https://images.ctfassets.net/ro61k101ee59/2VmyVGdZKdmNshvkkVOZg8/8cd997cbe5d79929ac3b394d6ca47568/hooks-desktop-hands.png"/><source media="(min-width: 300px)" srcSet="https://images.ctfassets.net/ro61k101ee59/fM95emNLV2B5Vg51K1Dlc/4c9d03d8bf55c41881b43e7d17418bcf/hooks-mobile-hands.png"/><img alt="" role="presentation" src="https://images.ctfassets.net/ro61k101ee59/fM95emNLV2B5Vg51K1Dlc/4c9d03d8bf55c41881b43e7d17418bcf/hooks-mobile-hands.png"/></picture><div class="hooks_featureEchoContainer__DAKOG"><img class="featureEcho hooks_featureEcho1__MB9r_ hooks_withScrollAnimation__KvauR hooks_bounceAnimation__h4Vin hooks_animationDelay400__GQkUk" alt="" role="presentation" src="https://images.ctfassets.net/ro61k101ee59/3MBvcGZimF2i8ET3W9VDra/7858371a89bc706842569cc35a4a14a2/darcy.svg"/><img class="featureEcho hooks_featureEcho2__iwgyr hooks_withScrollAnimation__KvauR hooks_bounceAnimation__h4Vin hooks_animationDelay800__qCpfa" alt="" role="presentation" src="https://images.ctfassets.net/ro61k101ee59/3E6LZJOLrQe5XEXaTmgRnV/0f3594f2d9de9dc216bdc6634126e692/faye.svg"/><img class="featureEcho hooks_featureEcho3___r3Rn hooks_withScrollAnimation__KvauR hooks_bounceAnimation__h4Vin hooks_animationDelay1000__PuN5P" alt="" role="presentation" src="https://images.ctfassets.net/ro61k101ee59/1VqphZERciovyCc3IaLVF2/b78142782222b22170ecd7abd60b57de/kameron.svg"/></div><div class="hooks_notificationContainer__cGwv7 hooks_notificationContainerTopRight__wMIfk"><div class="FauxNotification_Container__R_vQj"><div class="FauxNotification_Avatars__nu5Td"><img src="https://images.ctfassets.net/ro61k101ee59/6R8suTi2D7qq6riwBxoZMd/b6e8a12bc6ed87f34be907ff37c14bda/hooks-fork-knife-icon.svg" alt="Split the bills"/></div><div class="FauxNotification_TextContent__cpbMG"><p class="FauxNotification_title__Qi3ZX">Settle up seamlessly</p><p class="FauxNotification_subtitle__lwpQ6">Split bills in the app</p></div></div></div></a><a aria-label="Travel. No fees when you pay by card and ATM Fee-free allowance for 30 days." href="/features/travel" class="hooks_hook__FLmzt hooks_hook5__zlWIL" data-monzoanalytics-action-id="link_clicked" data-monzoanalytics-action-parameters="link_type=bento&link_location=hooks&link_text=Travel. No fees when you pay by card and ATM Fee-free allowance for 30 days.&url=/features/travel&currentUrl=/"><picture class="hooks_hookBackgroundImage__KaUQf hooks_hookBackgroundImageRight__J7UIw"><source media="(min-width: 1000px)" srcSet="https://images.ctfassets.net/ro61k101ee59/3oGwdPPwRcAoOyp3fawfuE/8092a21f379d9f6200c733616642a057/hooks-travel-desktop.jpg"/><source media="(min-width: 750px)" srcSet="https://images.ctfassets.net/ro61k101ee59/3oGwdPPwRcAoOyp3fawfuE/8092a21f379d9f6200c733616642a057/hooks-travel-desktop.jpg"/><source media="(min-width: 300px)" srcSet="https://images.ctfassets.net/ro61k101ee59/1ODut9Hhqitj5i8LMkAdeE/e8eaa78e8e1395bbcad751eb8f76d622/hooks-travel-mobile.jpg"/><img alt="" role="presentation" src="https://images.ctfassets.net/ro61k101ee59/1ODut9Hhqitj5i8LMkAdeE/e8eaa78e8e1395bbcad751eb8f76d622/hooks-travel-mobile.jpg"/></picture><div class="hooks_notificationContainer__cGwv7 hooks_notificationContainerTopRight__wMIfk notificationContainerZoomOut hooks_notificationMultiple__r_V3O"><div class="hooks_withScrollAnimation__KvauR hooks_tinyBounceAnimation__HU575 hooks_animationDelay800__qCpfa"><div class="FauxNotification_Container__R_vQj"><div class="FauxNotification_Avatars__nu5Td"><img src="https://images.ctfassets.net/ro61k101ee59/4fo1ju8fnEP4Rk4rrC2C6s/b35ffbd9ee03c80917f5b06eb9e5e731/hooks-travel-icon.svg" alt="Travel"/></div><div class="FauxNotification_TextContent__cpbMG"><p class="FauxNotification_title__Qi3ZX">No fees when you pay by card</p><p class="FauxNotification_subtitle__lwpQ6">No foreign transaction fees</p></div><div class="FauxNotification_MoneyContent__2DcPs"><span class="Money_money__79B6L"><em>3</em>.80</span><span class="FauxNotification_subtitle__lwpQ6"><span class="Money_money__79B6L">€<em>4</em>.50</span></span></div></div></div><div class="hooks_withScrollAnimation__KvauR hooks_tinyBounceAnimation__HU575 hooks_animationDelay1000__PuN5P"><div class="FauxNotification_Container__R_vQj"><div class="FauxNotification_Avatars__nu5Td"><img src="https://images.ctfassets.net/ro61k101ee59/4fo1ju8fnEP4Rk4rrC2C6s/b35ffbd9ee03c80917f5b06eb9e5e731/hooks-travel-icon.svg" alt="Travel"/></div><div class="FauxNotification_TextContent__cpbMG"><p class="FauxNotification_title__Qi3ZX">ATM Fee-free allowance</p><p class="FauxNotification_subtitle__lwpQ6">For 30 days</p></div><div class="FauxNotification_MoneyContent__2DcPs"><span class="Money_money__79B6L">£<em>200</em>.00</span><span class="FauxNotification_subtitle__lwpQ6">left of <span class="Money_money__79B6L">£<em>200</em></span></span></div></div></div></div><div class="hooks_notificationContainer__cGwv7 hooks_notificationContainerBottomLeft__n0qM3"><div class="FauxNotification_Container__R_vQj"><div class="FauxNotification_Avatars__nu5Td"><img src="https://images.ctfassets.net/ro61k101ee59/4fo1ju8fnEP4Rk4rrC2C6s/b35ffbd9ee03c80917f5b06eb9e5e731/hooks-travel-icon.svg" alt="Travel"/></div><div class="FauxNotification_TextContent__cpbMG"><p class="FauxNotification_title__Qi3ZX">Pay anywhere, in any currency</p><p class="FauxNotification_subtitle__lwpQ6">Your bank account for going abroad</p></div></div></div></a></div></div></div></div></div></div></section><section class="Section_section__mRxGN Section_secondary__NxgD1 Section_auto__2Ub8u Section_paddingnone__2ufem"><div class="Section_contentContainer__ciYat"><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textLeft__FXaVt Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE"><div class="Block_contentContainer__CWeAy"><div class="testimonials_testimonialsGrid__y_dqM"><div class="testimonials_testimonialsContentContainer__N3sIV"><div class="testimonials_testimonialsTitleContainer__90J1Q"><h2 class="Title_title__6QR87 Title_primary__m7Tjj Title_large__HoUUC Title_center__fqUI_ Title_marginBottom__TiQqA testimonials_testimonialsTitle__8BrXN" id="11-million-personal-and-business-customers-bank-with-monzo">11 million personal and business customers bank with Monzo.</h2><div class="TrustPilotWidget_TrustPilotWidget__jgqf2 TrustPilotWidget_TrustPilotWidgetNoPadding__17r9I" data-locale="en-GB" data-template-id="5419b6ffb0d04a076446a9af" data-businessunit-id="57da77be0000ff000594bcdb" data-style-height="20px" data-style-width="100%" data-theme="light"><a class="Button_button__OFOdO Button_link__wbUuG Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_blank" href="https://uk.trustpilot.com/review/www.monzo.com" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">Trustpilot</span></a></div></div></div><div class="testimonials_testimonialsGridItem__3QEA1 testimonials_topItem__fqiX_"><svg data-testid="top_small" width="100%" height="100%" viewBox="0 0 400 200" xmlns="http://www.w3.org/2000/svg" class="testimonials_testimonialSVG_small__0dPxo"><g transform-origin="0 0" transform="translate(142.3, 41.5)" data-testid="group-pins-top_small-0"><g transform-origin="0 0" transform="translate(0, 0) scale(1)" data-testid="group-pin-top_small-0"><g class="testimonialsPin"><foreignObject width="80" height="80"><img class="testimonials_testimonialsPinAvatarImage__69_1y" alt="" width="80" height="80" src="https://images.ctfassets.net/ro61k101ee59/7MyQfMMsj3zlhHuNRIsBSs/fc6f4314cc0f6f75b58892b8a6364548/avatar1.png"/></foreignObject></g></g><image href="https://images.ctfassets.net/ro61k101ee59/28ngM6P4p06ZuzWj9WFj0y/c2c6c3358acf1cd0c132171f61116e6f/received.png" x="50" y="50" width="120" class="testimonialsPinImage" transform-origin="center" data-testid="group-image-top_small-1"></image></g><g transform-origin="0 0" transform="translate(0, 140)" data-testid="group-pins-top_small-1"><g transform-origin="0 0" transform="translate(0, 0) scale(0.71)" data-testid="group-pin-top_small-0"><g class="testimonialsPin"><foreignObject width="80" height="80"><img class="testimonials_testimonialsPinAvatarImage__69_1y" alt="" width="80" height="80" src="https://images.ctfassets.net/ro61k101ee59/24rBTW1Agd5BgIKZgCIj3m/0d5ac178c270b7725d899eaf969a4808/avatar2.png"/></foreignObject></g></g><g transform-origin="0 0" transform="translate(40, -30) scale(0.6)" data-testid="group-pin-top_small-1"><g class="testimonialsPin"><foreignObject width="80" height="80"><img class="testimonials_testimonialsPinAvatarImage__69_1y" alt="" width="80" height="80" src="https://images.ctfassets.net/ro61k101ee59/begucZ0R3hwbMEzi2BWsR/6774d8dc2862ba986e0f4f415a6a4226/avatar6.png"/></foreignObject></g></g></g><g transform-origin="0 0" transform="translate(340, 140) scale(0.5)" data-testid="single-pin-top_small-2"><g class="testimonialsPin"><foreignObject width="80" height="80"><img class="testimonials_testimonialsPinAvatarImage__69_1y" alt="" width="80" height="80" src="https://images.ctfassets.net/ro61k101ee59/5v1b93EspdYhd4rsyJIO4O/66f73809b08d347348e476dfb477fefe/avatar7.png"/></foreignObject></g></g></svg><svg data-testid="top_medium" width="100%" height="100%" viewBox="0 0 800 200" xmlns="http://www.w3.org/2000/svg" class="testimonials_testimonialSVG_medium__1Itpz"><g transform-origin="0 0" transform="translate(300, 20.5)" data-testid="group-pins-top_medium-0"><g transform-origin="0 0" transform="translate(0, 0) scale(1.2)" data-testid="group-pin-top_medium-0"><g class="testimonialsPin"><foreignObject width="80" height="80"><img class="testimonials_testimonialsPinAvatarImage__69_1y" alt="" width="80" height="80" src="https://images.ctfassets.net/ro61k101ee59/7MyQfMMsj3zlhHuNRIsBSs/fc6f4314cc0f6f75b58892b8a6364548/avatar1.png"/></foreignObject></g></g><image href="https://images.ctfassets.net/ro61k101ee59/28ngM6P4p06ZuzWj9WFj0y/c2c6c3358acf1cd0c132171f61116e6f/received.png" x="50" y="50" width="150" class="testimonialsPinImage" 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class="testimonials_testimonialsPinAvatarImage__69_1y" alt="" width="80" height="80" src="https://images.ctfassets.net/ro61k101ee59/4hzgDKbMWI6jvM3ccgbNcP/b2b4b8c260d1bbcd5e60e7a742aec93b/avatar11.png"/></foreignObject></g></g><g transform-origin="0 0" transform="translate(280, 80) scale(0.3)" data-testid="single-pin-left-1"><g class="testimonialsPin"><foreignObject width="80" height="80"><img class="testimonials_testimonialsPinAvatarImage__69_1y" alt="" width="80" height="80" src="https://images.ctfassets.net/ro61k101ee59/IetJFzbBExFeV9h7zVXru/420852c043977e1bc2ace3a79f20ead1/avatar12.png"/></foreignObject></g></g></svg></div><div class="testimonials_testimonialsGridItem__3QEA1 testimonials_rightItem__bFM99"><svg data-testid="right" width="100%" height="100%" viewBox="0 0 480 170" xmlns="http://www.w3.org/2000/svg"><g transform-origin="0 0" transform="translate(100, 40) scale(0.8)" data-testid="single-pin-right-0"><g class="testimonialsPin"><foreignObject width="80" height="80"><img class="testimonials_testimonialsPinAvatarImage__69_1y" alt="" width="80" height="80" src="https://images.ctfassets.net/ro61k101ee59/4Hxjs76DAZEgRA0FupWJfB/da7799859e599bee55099965dd689a24/avatar5.png"/></foreignObject></g></g><g transform-origin="0 0" transform="translate(300, 100) scale(0.5)" data-testid="single-pin-right-1"><g class="testimonialsPin"><foreignObject width="80" height="80"><img class="testimonials_testimonialsPinAvatarImage__69_1y" alt="" width="80" height="80" src="https://images.ctfassets.net/ro61k101ee59/begucZ0R3hwbMEzi2BWsR/6774d8dc2862ba986e0f4f415a6a4226/avatar6.png"/></foreignObject></g></g></svg></div></div><div class="Row_Row__NBdhV Row_center__Jve6z Row_mobileOnly__Z42V0"><a aria-label="Download on the App Store" href="https://we83.adj.st/home?adj_t=1dj2rkno&adj_fallback=https%3A%2F%2Fmonzo.com%2Fdownload&adj_engagement_type=fallback_click" data-monzoanalytics-no-tracking="true" class="AppStoreButton_appStoreButton__6VAjq undefined undefined null "><img width="150" loading="lazy" src="https://images.ctfassets.net/ro61k101ee59/47R5HVs5mn8kaXIb4IgfMJ/678738cebf35e278307695136c1be015/Download_on_the_App_Store_Badge_US-UK_RGB_blk_092917.svg" alt=""/></a><a aria-label="Get it on Google Play" href="https://app.adjust.com/1dxkjz95?fallback=https%3A%2F%2Fmonzo.com%2Fdownload&engagement_type=fallback_click" data-monzoanalytics-no-tracking="true" class="AppStoreButton_playStoreButton__iOEvY undefined undefined"><img width="191" loading="lazy" src="https://images.ctfassets.net/ro61k101ee59/hegpnNpXJdP4GkCOqHf5K/5a7d44685d8703460ca8db539f8401d5/google-play-badge.png" alt=""/></a></div></div></div></div></section><section class="Section_section__mRxGN Section_secondary__NxgD1 stack Section_paddingtopnone__RBh7i"><div class="Section_contentContainer__ciYat"><div class="Section_container__mkPCF Section_section__mRxGN Section_secondary__NxgD1 Section_auto__2Ub8u Section_paddingtopnone__RBh7i"><div class="Section_contentContainer__ciYat"><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textCenter__WvWTU Block_paddingHorizontalXsmall__DiuSr Block_paddingVerticalXsmall__vYWX_ Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE"><div class="Block_contentContainer__CWeAy"><picture><source type="avif" srcSet="https://images.ctfassets.net/ro61k101ee59/5wya4a0wV73lJw6LzZxs6C/47f83298c6244edccb8ff3fe13c6b9ff/trio-1.jpg?w=600&fmt=avif"/><source type="webp" srcSet="https://images.ctfassets.net/ro61k101ee59/5wya4a0wV73lJw6LzZxs6C/47f83298c6244edccb8ff3fe13c6b9ff/trio-1.jpg?w=600&fmt=webp"/><img src="https://images.ctfassets.net/ro61k101ee59/5wya4a0wV73lJw6LzZxs6C/47f83298c6244edccb8ff3fe13c6b9ff/trio-1.jpg?w=600" width="300" class="home_benefitsImage__NXGRb" alt="Free account overview screen"/></picture><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>Get a fully regulated UK current account on Britain’s Best Banking App.</p></div></div></div><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textCenter__WvWTU Block_paddingHorizontalXsmall__DiuSr Block_paddingVerticalXsmall__vYWX_ Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE"><div class="Block_contentContainer__CWeAy"><picture><source type="avif" srcSet="https://images.ctfassets.net/ro61k101ee59/5Vc4RgidGrGkcpYxZyO3Wm/cba13d5b9060cc80cfc2c5777bf1cdbb/trio-2.jpg?w=600&fmt=avif"/><source type="webp" srcSet="https://images.ctfassets.net/ro61k101ee59/5Vc4RgidGrGkcpYxZyO3Wm/cba13d5b9060cc80cfc2c5777bf1cdbb/trio-2.jpg?w=600&fmt=webp"/><img src="https://images.ctfassets.net/ro61k101ee59/5Vc4RgidGrGkcpYxZyO3Wm/cba13d5b9060cc80cfc2c5777bf1cdbb/trio-2.jpg?w=600" width="300" class="home_benefitsImage__NXGRb" alt="Saving pots app screen"/></picture><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>Make your account feel more you with custom Pots. Use them to separate your money, save, and sort bills.</p></div></div></div><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textCenter__WvWTU Block_paddingHorizontalXsmall__DiuSr Block_paddingVerticalXsmall__vYWX_ Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE"><div class="Block_contentContainer__CWeAy"><picture><source type="avif" srcSet="https://images.ctfassets.net/ro61k101ee59/zr02lnDjSA8cR3SFQXYwq/36a09c921a1117ceb419a5f7f5459116/trio-3.jpg?w=600&fmt=avif"/><source type="webp" srcSet="https://images.ctfassets.net/ro61k101ee59/zr02lnDjSA8cR3SFQXYwq/36a09c921a1117ceb419a5f7f5459116/trio-3.jpg?w=600&fmt=webp"/><img src="https://images.ctfassets.net/ro61k101ee59/zr02lnDjSA8cR3SFQXYwq/36a09c921a1117ceb419a5f7f5459116/trio-3.jpg?w=600" width="300" class="home_benefitsImage__NXGRb" alt="Bank account activity analysis on trends app screen"/></picture><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>Learn about your spending habits with weekly and monthly insights.</p></div></div></div></div></div><div data-testid="generic-text-block" class="GenericTextBlock_genericTextBlock__Vclfa GenericTextBlock_footerSection__UiSrM"><section class="Section_section__mRxGN Section_secondary__NxgD1 Section_auto__2Ub8u Section_paddingtopmedium__YYeop Section_paddingbottommedium__Kc17e"><div class="Section_contentContainer__ciYat"><div class="Section_container__mkPCF Section_section__mRxGN Section_transparent__1pVXx Section_auto__2Ub8u Section_paddingtopmedium__YYeop Section_paddingbottommedium__Kc17e"><div class="Section_contentContainer__ciYat"><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textCenter__WvWTU paddingHorizontalAuto Block_paddingVerticalNone__65947 Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE"><div class="Block_contentContainer__CWeAy"><div class="spacing_vSpacing5__jkMGw"></div><div class="GenericTextBlock_buttons____so1"><a class="Button_button__OFOdO Button_primary__WTwSy Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" href="https://we83.adj.st/home?adj_t=1dj2rkno_1dxkjz95&adj_redirect=https%3A%2F%2Fmonzo.com%2Fsign-up&adj_engagement_type=fallback_click" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">Open an account for free</span></a></div></div></div></div></div></div></section></div></div></section><div class="home_whiteBackground__1vAsQ"><div><section class=" Section_section__mRxGN Section_forceDarkMode__UnZnw Section_transparent__1pVXx Section_auto__2Ub8u Section_paddingbottomnone__1i30t"><div class="Section_contentContainer__ciYat"><div class="Section_container__mkPCF Section_section__mRxGN Section_forceDarkMode__UnZnw Section_secondary__NxgD1 Section_auto__2Ub8u Section_paddingbottomnone__1i30t"><div class="Section_contentContainer__ciYat"><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textLeft__FXaVt Block_horizontalCenter__Hc_pi Block_verticalMiddle__vqNW5 Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE Block_orderRightMd__320DP Block_orderRightSm__jfS86 Block_orderBottomXs__ziQdx"><div class="Block_contentContainer__CWeAy"><div class="TextAndImageSection_assetContainer__qkOth"><div class="TextAndImageSection_imageContainer__K6h9M"><picture><source type="image/avif" srcSet="https://images.ctfassets.net/ro61k101ee59/2ZdYTw5RvwA11UTgLVP73J/8a6078e3965cf252a85269096ffe751c/get-to-know-where-your-money-goes.png?w=800&q=75&fm=avif"/><source type="image/webp" srcSet="https://images.ctfassets.net/ro61k101ee59/2ZdYTw5RvwA11UTgLVP73J/8a6078e3965cf252a85269096ffe751c/get-to-know-where-your-money-goes.png?w=800&q=75&fm=webp"/><img src="https://images.ctfassets.net/ro61k101ee59/2ZdYTw5RvwA11UTgLVP73J/8a6078e3965cf252a85269096ffe751c/get-to-know-where-your-money-goes.png?w=800&q=75" alt="The Monzo app showing their balance, and a notification on a spend from Sainsbury’s" width="400" loading="lazy"/></picture></div></div></div></div><div class="Block_block__Q3GQF Block_forceDarkMode__vY6vw Block_transparent__FJxI6 Block_textLeft__FXaVt Block_horizontalCenter__Hc_pi Block_verticalMiddle__vqNW5 Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE Block_orderLeftMd__hA7NI Block_orderLeftSm___aCOK Block_orderBottomXs__ziQdx"><div class="Block_contentContainer__CWeAy"><div class="TextAndImageSection_blockContainer__K26Sa"><div class="spacing_vSpacing10__Vw3Bl"><h3 class="Title_title__6QR87 Title_forceDarkMode__UjAB1 Title_primary__m7Tjj Title_large__HoUUC Title_left___R_Ga Title_marginBottom__TiQqA" id="get-to-know-where-your-money-goes">Get to know where your money goes</h3><div class="Markdown_Markdown__aEd_X Markdown_dark__2sqVQ" data-testid="markdown"><div class="Text_text__CSJ_O Text_forceDarkMode__G2s7d Text_marginBottom___UK4L"><p>See instant notifications the second you pay. Then set budgets for things like groceries and going out, and get alerts if you’re spending too fast (if you want them).</p></div></div></div><div class="ButtonContainer_buttonContainer__CJDVB"><a class="Button_button__OFOdO Button_primary__WTwSy Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" href="https://we83.adj.st/home?adj_t=1dj2rkno_1dxkjz95&adj_redirect=https%3A%2F%2Fmonzo.com%2Fsign-up&adj_engagement_type=fallback_click" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">Open an account for free</span></a></div></div></div></div></div></div></div></section></div></div><div data-testid="generic-text-block" class="GenericTextBlock_genericTextBlock__Vclfa GenericTextBlock_headerSection__2kt7Z"><section class="Section_section__mRxGN Section_secondary__NxgD1 Section_auto__2Ub8u Section_paddingtopxlarge__XU8b4 Section_paddingbottommedium__Kc17e"><div class="Section_contentContainer__ciYat"><div class="Section_container__mkPCF Section_section__mRxGN Section_transparent__1pVXx Section_auto__2Ub8u Section_paddingtopxlarge__XU8b4 Section_paddingbottommedium__Kc17e"><div class="Section_contentContainer__ciYat"><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textLeft__FXaVt paddingHorizontalAuto Block_paddingVerticalNone__65947 Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE Block_noBottomSpacing__4UApD"><div class="Block_contentContainer__CWeAy"><div class="spacing_vSpacing5__jkMGw"><h2 class="Title_title__6QR87 Title_primary__m7Tjj Title_large__HoUUC Title_left___R_Ga Title_marginBottom__TiQqA" id="grow-and-grow-and-grow-your-money">Grow (and grow and grow) your money</h2></div></div></div></div></div></div></section></div><section class="Section_section__mRxGN Section_secondary__NxgD1 stack Section_paddingtopnone__RBh7i"><div class="Section_contentContainer__ciYat"><section class="Section_section__mRxGN Section_secondary__NxgD1 stack Section_paddingbottomsmall__uQk44"><div class="Section_contentContainer__ciYat"><div class="FeatureDiscoveryGrid_featureDiscoveryGridContainer__iNCJa Section_container__mkPCF Section_section__mRxGN Section_secondary__NxgD1 Section_spacingmedium__vrbFT Section_auto__2Ub8u"><div class="Section_contentContainer__ciYat Section_spacingmedium__vrbFT"><div class="Block_block__Q3GQF Block_primary__bxLMR Block_textLeft__FXaVt Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE FeatureDiscoveryGrid_featureDiscoveryGridBlock__5atlc"><div class="Block_contentContainer__CWeAy FeatureDiscoveryGrid_featureDiscoveryGridBlockContainer__iFjd9"><img class="FeatureDiscoveryGrid_featureDiscoveryGridIcon__MmQcN Icon_icon__Haypr Icon_coral__HG6VX Icon_xxlarge__aOHLk" src="/images/icons/dark/percentage.increase.svg" aria-hidden="true" alt="" loading="lazy"/><h3 class="Title_title__6QR87 Title_primary__m7Tjj Title_medium__e61O9 Title_left___R_Ga Title_marginBottom__TiQqA" id="earn-350-aer-interest-variable">Earn 3.50% AER interest (variable)</h3><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>Paid monthly with an Instant Access Savings Pot or Instant Access Cash ISA. Deposit up to £500,000 with no minimum deposit, and access your money at any time.</p></div></div><a class="Button_button__OFOdO Button_fullWidth__GfUJR Button_primary__WTwSy Button_center__lDq2_ FeatureDiscoveryGrid_featureDiscoveryGridButton__0t7QN" data-monzoanalytics-no-tracking="true" target="_self" rel="" href="/savings/instant-access"><span class="Button_text__S2FJ_">Explore Savings Pots</span></a></div></div><div class="Block_block__Q3GQF Block_primary__bxLMR Block_textLeft__FXaVt Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE FeatureDiscoveryGrid_featureDiscoveryGridBlock__5atlc"><div class="Block_contentContainer__CWeAy FeatureDiscoveryGrid_featureDiscoveryGridBlockContainer__iFjd9"><img class="FeatureDiscoveryGrid_featureDiscoveryGridIcon__MmQcN Icon_icon__Haypr Icon_coral__HG6VX Icon_xxlarge__aOHLk" src="/images/icons/dark/savings.svg" aria-hidden="true" alt="" loading="lazy"/><h3 class="Title_title__6QR87 Title_primary__m7Tjj Title_medium__e61O9 Title_left___R_Ga Title_marginBottom__TiQqA" id="invest-in-your-future">Invest in your future</h3><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>Invest as little as £1 in a choice of 3 investment options, and the experts will take care of everything for you.</p></div><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>The value of your investments could go up or down and you could get back less than you put in.</p></div></div><a class="Button_button__OFOdO Button_fullWidth__GfUJR Button_primary__WTwSy Button_center__lDq2_ FeatureDiscoveryGrid_featureDiscoveryGridButton__0t7QN" data-monzoanalytics-no-tracking="true" target="_self" rel="" href="/investments"><span class="Button_text__S2FJ_">Explore Investments</span></a></div></div><div class="Block_block__Q3GQF Block_primary__bxLMR Block_textLeft__FXaVt Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE FeatureDiscoveryGrid_featureDiscoveryGridBlock__5atlc"><div class="Block_contentContainer__CWeAy FeatureDiscoveryGrid_featureDiscoveryGridBlockContainer__iFjd9"><img class="FeatureDiscoveryGrid_featureDiscoveryGridIcon__MmQcN Icon_icon__Haypr Icon_coral__HG6VX Icon_xxlarge__aOHLk" src="/images/icons/dark/cashback.svg" aria-hidden="true" alt="" loading="lazy"/><h3 class="Title_title__6QR87 Title_primary__m7Tjj Title_medium__e61O9 Title_left___R_Ga Title_marginBottom__TiQqA" id="save-as-you-spend">Save as you spend</h3><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>Every time you spend money, we’ll round it up to the nearest pound and put the spare change in a Pot for you. All you need to do is switch on roundups.</p></div><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>People on Monzo save on average £100 extra each year this way.</p></div></div><a class="Button_button__OFOdO Button_fullWidth__GfUJR Button_primary__WTwSy Button_center__lDq2_ FeatureDiscoveryGrid_featureDiscoveryGridButton__0t7QN" data-monzoanalytics-no-tracking="true" target="_self" rel="" href="/savings"><span class="Button_text__S2FJ_">Explore Savings Features</span></a></div></div></div></div></div></section></div></section><div class="home_whiteBackground__1vAsQ"><div><section class=" Section_section__mRxGN Section_forceDarkMode__UnZnw Section_transparent__1pVXx Section_auto__2Ub8u"><div class="Section_contentContainer__ciYat"><div class="Section_container__mkPCF Section_section__mRxGN Section_forceDarkMode__UnZnw Section_secondary__NxgD1 Section_auto__2Ub8u"><div class="Section_contentContainer__ciYat"><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textLeft__FXaVt Block_horizontalCenter__Hc_pi Block_verticalMiddle__vqNW5 Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE Block_orderRightMd__320DP Block_orderRightSm__jfS86 Block_orderBottomXs__ziQdx"><div class="Block_contentContainer__CWeAy"><div class="TextAndImageSection_assetContainer__qkOth"><div class="TextAndImageSection_imageContainer__K6h9M"><picture><source type="image/avif" srcSet="https://images.ctfassets.net/ro61k101ee59/489JqWzpi2EWhQqMyiQYTb/93ff263f6b2a59f173dc5f41c9c7c079/bill-admin.png?w=800&q=75&fm=avif"/><source type="image/webp" srcSet="https://images.ctfassets.net/ro61k101ee59/489JqWzpi2EWhQqMyiQYTb/93ff263f6b2a59f173dc5f41c9c7c079/bill-admin.png?w=800&q=75&fm=webp"/><img src="https://images.ctfassets.net/ro61k101ee59/489JqWzpi2EWhQqMyiQYTb/93ff263f6b2a59f173dc5f41c9c7c079/bill-admin.png?w=800&q=75" alt="The Monzo app shows a set of scheduled payments and a notification from Thames water" width="400" loading="lazy"/></picture></div></div></div></div><div class="Block_block__Q3GQF Block_forceDarkMode__vY6vw Block_transparent__FJxI6 Block_textLeft__FXaVt Block_horizontalCenter__Hc_pi Block_verticalMiddle__vqNW5 Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE Block_orderLeftMd__hA7NI Block_orderLeftSm___aCOK Block_orderBottomXs__ziQdx"><div class="Block_contentContainer__CWeAy"><div class="TextAndImageSection_blockContainer__K26Sa"><div class="spacing_vSpacing10__Vw3Bl"><h3 class="Title_title__6QR87 Title_forceDarkMode__UjAB1 Title_primary__m7Tjj Title_large__HoUUC Title_left___R_Ga Title_marginBottom__TiQqA" id="banish-bill-admin">Banish bill admin</h3><div class="Markdown_Markdown__aEd_X Markdown_dark__2sqVQ" data-testid="markdown"><div class="Text_text__CSJ_O Text_forceDarkMode__G2s7d Text_marginBottom___UK4L"><p>Set up Direct Debits and standing orders to come directly from a Pot. So things like your council tax, Wifi and gas bill can come straight out of your Bills Pot.</p></div><div class="Text_text__CSJ_O Text_forceDarkMode__G2s7d Text_marginBottom___UK4L"><p>We’ll also let you know if a bill’s more expensive than it was last month, so there’s no nasty surprises.</p></div></div></div><div class="ButtonContainer_buttonContainer__CJDVB"><a class="Button_button__OFOdO Button_primary__WTwSy Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" rel="" href="/pots"><span class="Button_text__S2FJ_">Organise bills with Monzo</span></a></div></div></div></div></div></div></div></section></div></div><div><section class=" Section_section__mRxGN Section_secondary__NxgD1 Section_auto__2Ub8u"><div class="Section_contentContainer__ciYat"><div class="Section_container__mkPCF Section_section__mRxGN Section_transparent__1pVXx Section_auto__2Ub8u"><div class="Section_contentContainer__ciYat"><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textLeft__FXaVt Block_horizontalCenter__Hc_pi Block_verticalMiddle__vqNW5 Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE Block_orderLeftMd__hA7NI Block_orderLeftSm___aCOK Block_orderBottomXs__ziQdx"><div class="Block_contentContainer__CWeAy"><div class="TextAndImageSection_assetContainer__qkOth"><div class="TextAndImageSection_imageContainer__K6h9M"><picture><source type="image/avif" srcSet="https://images.ctfassets.net/ro61k101ee59/2Fy6BW1IY6dU6nXZWF864X/33586a9bb4d0bdaed1ecd4e46415771c/spend-with-friends.png?w=800&q=75&fm=avif"/><source type="image/webp" srcSet="https://images.ctfassets.net/ro61k101ee59/2Fy6BW1IY6dU6nXZWF864X/33586a9bb4d0bdaed1ecd4e46415771c/spend-with-friends.png?w=800&q=75&fm=webp"/><img src="https://images.ctfassets.net/ro61k101ee59/2Fy6BW1IY6dU6nXZWF864X/33586a9bb4d0bdaed1ecd4e46415771c/spend-with-friends.png?w=800&q=75" alt="Someone splits a Pizza Express bill with 4 friends in the Monzo app" width="400" loading="lazy"/></picture></div></div></div></div><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textLeft__FXaVt Block_horizontalCenter__Hc_pi Block_verticalMiddle__vqNW5 Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE Block_orderRightMd__320DP Block_orderRightSm__jfS86 Block_orderBottomXs__ziQdx"><div class="Block_contentContainer__CWeAy"><div class="TextAndImageSection_blockContainer__K26Sa"><div class="spacing_vSpacing10__Vw3Bl"><h3 class="Title_title__6QR87 Title_primary__m7Tjj Title_large__HoUUC Title_left___R_Ga Title_marginBottom__TiQqA" id="spend-with-friends">Spend with friends</h3><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>We’ve been saving the nation from sending awkward ‘pay-me-back’ texts since 2018. Split bills, send payment reminders, and stay on top of joint costs.</p></div><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>We’ll work out who owes what and make it easy to settle up, even if someone’s not on Monzo.</p></div></div></div><div class="ButtonContainer_buttonContainer__CJDVB"><a class="Button_button__OFOdO Button_primary__WTwSy Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" rel="" href="/shared-tabs-more"><span class="Button_text__S2FJ_">Split bills with Monzo</span></a></div></div></div></div></div></div></div></section></div><div data-testid="generic-text-block" class="GenericTextBlock_genericTextBlock__Vclfa GenericTextBlock_headerSection__2kt7Z"><section class="Section_section__mRxGN Section_secondary__NxgD1 Section_auto__2Ub8u Section_paddingtopmedium__YYeop Section_paddingbottommedium__Kc17e"><div class="Section_contentContainer__ciYat"><div class="Section_container__mkPCF Section_section__mRxGN Section_transparent__1pVXx Section_auto__2Ub8u Section_paddingtopmedium__YYeop Section_paddingbottommedium__Kc17e"><div class="Section_contentContainer__ciYat"><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textLeft__FXaVt paddingHorizontalAuto Block_paddingVerticalNone__65947 Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE Block_noBottomSpacing__4UApD"><div class="Block_contentContainer__CWeAy"><div class="spacing_vSpacing5__jkMGw"><h2 class="Title_title__6QR87 Title_primary__m7Tjj Title_large__HoUUC Title_left___R_Ga Title_marginBottom__TiQqA" id="free-yourself-from-travel-fees">Free yourself from travel fees</h2></div></div></div></div></div></div></section></div><section class="Section_section__mRxGN Section_secondary__NxgD1 stack"><div class="Section_contentContainer__ciYat"><section class="Section_section__mRxGN Section_secondary__NxgD1 stack Section_paddingbottomsmall__uQk44"><div class="Section_contentContainer__ciYat"><div class="FeatureDiscoveryGrid_featureDiscoveryGridContainer__iNCJa Section_container__mkPCF Section_section__mRxGN Section_secondary__NxgD1 Section_spacingmedium__vrbFT Section_auto__2Ub8u"><div class="Section_contentContainer__ciYat Section_spacingmedium__vrbFT"><div class="Block_block__Q3GQF Block_primary__bxLMR Block_textLeft__FXaVt Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE FeatureDiscoveryGrid_featureDiscoveryGridBlock__5atlc"><div class="Block_contentContainer__CWeAy FeatureDiscoveryGrid_featureDiscoveryGridBlockContainer__iFjd9"><img class="FeatureDiscoveryGrid_featureDiscoveryGridIcon__MmQcN Icon_icon__Haypr Icon_coral__HG6VX Icon_xxlarge__aOHLk" src="/images/icons/dark/arrow.trending.svg" aria-hidden="true" alt="" loading="lazy"/><h3 class="Title_title__6QR87 Title_primary__m7Tjj Title_medium__e61O9 Title_left___R_Ga Title_marginBottom__TiQqA" id="get-the-real-exchange-rate">Get the real exchange rate</h3><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>We don’t charge fees for spending on your card abroad, and we pass <a class="Button_button__OFOdO Button_link__wbUuG Button_inline__ptjDW Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" rel="" href="/ecb-rates"><span class="Button_text__S2FJ_">Mastercard's exchange rate</span></a> directly onto you, without extra charges.</p></div></div></div></div><div class="Block_block__Q3GQF Block_primary__bxLMR Block_textLeft__FXaVt Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE FeatureDiscoveryGrid_featureDiscoveryGridBlock__5atlc"><div class="Block_contentContainer__CWeAy FeatureDiscoveryGrid_featureDiscoveryGridBlockContainer__iFjd9"><img class="FeatureDiscoveryGrid_featureDiscoveryGridIcon__MmQcN Icon_icon__Haypr Icon_coral__HG6VX Icon_xxlarge__aOHLk" src="/images/icons/dark/notification.svg" aria-hidden="true" alt="" loading="lazy"/><h3 class="Title_title__6QR87 Title_primary__m7Tjj Title_medium__e61O9 Title_left___R_Ga Title_marginBottom__TiQqA" id="stay-in-the-know">Stay in the know</h3><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>You’ll see the real exchange rate in the app when you land. We'll also send you a spending report so you can look back on the cost of your trip.</p></div></div></div></div><div class="Block_block__Q3GQF Block_primary__bxLMR Block_textLeft__FXaVt Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE FeatureDiscoveryGrid_featureDiscoveryGridBlock__5atlc"><div class="Block_contentContainer__CWeAy FeatureDiscoveryGrid_featureDiscoveryGridBlockContainer__iFjd9"><img class="FeatureDiscoveryGrid_featureDiscoveryGridIcon__MmQcN Icon_icon__Haypr Icon_coral__HG6VX Icon_xxlarge__aOHLk" src="/images/icons/dark/cash.atm.svg" aria-hidden="true" alt="" loading="lazy"/><h3 class="Title_title__6QR87 Title_primary__m7Tjj Title_medium__e61O9 Title_left___R_Ga Title_marginBottom__TiQqA" id="make-free-cash-withdrawals">Make free cash withdrawals</h3><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p><a class="Button_button__OFOdO Button_link__wbUuG Button_inline__ptjDW Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" rel="" href="/features/travel#how-do-i-know-if-monzo-is-my-main-bank"><span class="Button_text__S2FJ_">If Monzo is your main bank account</span></a>, make unlimited fee-free cash withdrawals abroad in the <a class="Button_button__OFOdO Button_link__wbUuG Button_inline__ptjDW Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" rel="" href="/features/travel#what-is-the-european-economic-area"><span class="Button_text__S2FJ_">European Economic Area (EEA)</span></a>, and up to £200 every 30 days for free outside the EEA. After that, we’ll charge 3%.</p></div></div></div></div></div></div></div></section><div data-testid="generic-text-block" class="GenericTextBlock_genericTextBlock__Vclfa GenericTextBlock_footerSection__UiSrM"><section class="Section_section__mRxGN Section_secondary__NxgD1 Section_auto__2Ub8u Section_paddingtopmedium__YYeop Section_paddingbottommedium__Kc17e"><div class="Section_contentContainer__ciYat"><div class="Section_container__mkPCF Section_section__mRxGN Section_transparent__1pVXx Section_auto__2Ub8u Section_paddingtopmedium__YYeop Section_paddingbottommedium__Kc17e"><div class="Section_contentContainer__ciYat"><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textCenter__WvWTU paddingHorizontalAuto Block_paddingVerticalNone__65947 Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE"><div class="Block_contentContainer__CWeAy"><div class="spacing_vSpacing5__jkMGw"></div><div class="GenericTextBlock_buttons____so1"><a class="Button_button__OFOdO Button_primary__WTwSy Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" rel="" href="/features/travel"><span class="Button_text__S2FJ_">Travel with Monzo</span></a></div></div></div></div></div></div></section></div></div></section><div><section class=" Section_section__mRxGN Section_secondary__NxgD1 Section_auto__2Ub8u Section_paddingtopnone__RBh7i"><div class="Section_contentContainer__ciYat"><div class="Section_container__mkPCF Section_section__mRxGN Section_transparent__1pVXx Section_auto__2Ub8u Section_paddingtopnone__RBh7i"><div class="Section_contentContainer__ciYat"><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textLeft__FXaVt Block_horizontalCenter__Hc_pi Block_verticalMiddle__vqNW5 Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE Block_orderRightMd__320DP Block_orderRightSm__jfS86 Block_orderBottomXs__ziQdx"><div class="Block_contentContainer__CWeAy"><div class="TextAndImageSection_assetContainer__qkOth"><div class="TextAndImageSection_imageContainer__K6h9M"><picture><source type="image/avif" srcSet="https://images.ctfassets.net/ro61k101ee59/3l1D8mujjGPDl68owSFu0y/2a1dd9ea482671c2f79e94f9f39f92a8/speak-whereever.png?w=800&q=75&fm=avif"/><source type="image/webp" srcSet="https://images.ctfassets.net/ro61k101ee59/3l1D8mujjGPDl68owSFu0y/2a1dd9ea482671c2f79e94f9f39f92a8/speak-whereever.png?w=800&q=75&fm=webp"/><img src="https://images.ctfassets.net/ro61k101ee59/3l1D8mujjGPDl68owSFu0y/2a1dd9ea482671c2f79e94f9f39f92a8/speak-whereever.png?w=800&q=75" alt="Rochana chats with customer support on the Monzo app" width="400" loading="lazy"/></picture></div></div></div></div><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textLeft__FXaVt Block_horizontalCenter__Hc_pi Block_verticalMiddle__vqNW5 Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE Block_orderLeftMd__hA7NI Block_orderLeftSm___aCOK Block_orderBottomXs__ziQdx"><div class="Block_contentContainer__CWeAy"><div class="TextAndImageSection_blockContainer__K26Sa"><div class="spacing_vSpacing10__Vw3Bl"><h3 class="Title_title__6QR87 Title_primary__m7Tjj Title_large__HoUUC Title_left___R_Ga Title_marginBottom__TiQqA" id="speak-to-us-wherever-whenever">Speak to us wherever, whenever</h3><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>We don’t have opening or closing hours. That means you can speak to a real-life human through in-app chat, whenever you need to, wherever you are.</p></div></div></div></div></div></div></div></div></div></section></div><div data-testid="generic-text-block" class="GenericTextBlock_genericTextBlock__Vclfa GenericTextBlock_headerSection__2kt7Z"><section class="Section_section__mRxGN Section_primary__kY5xJ Section_auto__2Ub8u Section_paddingtopxlarge__XU8b4 Section_paddingbottommedium__Kc17e"><div class="Section_contentContainer__ciYat"><div class="Section_container__mkPCF Section_section__mRxGN Section_primary__kY5xJ Section_auto__2Ub8u Section_paddingtopxlarge__XU8b4 Section_paddingbottommedium__Kc17e"><div class="Section_contentContainer__ciYat"><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textLeft__FXaVt paddingHorizontalAuto Block_paddingVerticalNone__65947 Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE Block_noBottomSpacing__4UApD"><div class="Block_contentContainer__CWeAy"><div class="spacing_vSpacing5__jkMGw"><h2 class="Title_title__6QR87 Title_primary__m7Tjj Title_large__HoUUC Title_left___R_Ga Title_marginBottom__TiQqA" id="get-more-bank-for-your-buck">Get more bank for your buck</h2><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>Upgrade your personal current account based on what’s important to you. Here’s what you get with Max, our top plan:</p></div></div></div></div></div></div></div></div></section></div><section class="Section_section__mRxGN Section_auto__2Ub8u"><div class="Section_contentContainer__ciYat"><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textLeft__FXaVt Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE"><div class="Block_contentContainer__CWeAy"><div class="Showcase_showcase__zv9DE Showcase_four-items__6wmKp"><a class="ShowcaseItem_showcaseItem__zivVf four-items ShowcaseItem_secondary__fKo4Y Showcase_order-1__dTwCc Showcase_order-medium-2__bpynb Showcase_order-large-2__WwJ09 ShowcaseItem_isClickable__1gJFZ" aria-label="Open modal Master your money with our best tools" data-testid="showcase-item" href="#" role="button" data-monzoanalytics-no-tracking="true"><div class="ShowcaseItem_showcaseItemContent__qTZ8F"><div class="ShowcaseItem_showcaseItemHeader__D8o6T ShowcaseItem_headerTitle-large__X92W5"><h4 class="Title_title__6QR87 Title_primary__m7Tjj Title_medium__e61O9 Title_left___R_Ga" id="master-your-money-with-our-best-tools">Master your money with our best tools</h4></div></div><div class="ShowcaseItem_showcaseItemAsset__y8Rg_ ShowcaseItem_image-right__9L_YK"><picture><source type="image/avif" srcSet="https://images.ctfassets.net/ro61k101ee59/3fPVpp2yZXwWsxL61Ksg9w/0b4851c3beed4fedc7cc49fc582813bc/Connected_Accounts.png?w=500&q=75&fm=avif"/><source type="image/webp" srcSet="https://images.ctfassets.net/ro61k101ee59/3fPVpp2yZXwWsxL61Ksg9w/0b4851c3beed4fedc7cc49fc582813bc/Connected_Accounts.png?w=500&q=75&fm=webp"/><img src="https://images.ctfassets.net/ro61k101ee59/3fPVpp2yZXwWsxL61Ksg9w/0b4851c3beed4fedc7cc49fc582813bc/Connected_Accounts.png?w=500&q=75" alt="" width="500" loading="lazy"/></picture></div><div class="ShowcaseItem_showcaseIconContainer__RsW1C"><img class="undefined Icon_icon__Haypr Icon_large__McJOc" src="/images/icons/dark/expand.svg" aria-hidden="true" alt="" loading="lazy"/></div></a><a class="ShowcaseItem_showcaseItem__zivVf four-items ShowcaseItem_coral__WZozY ShowcaseItem_forceDarkMode__rqGN7 Showcase_order-2__ZHG_x Showcase_order-medium-1__eNLh3 Showcase_order-large-1__GCS1u ShowcaseItem_isClickable__1gJFZ" aria-label="Open modal 4.00%" data-testid="showcase-item" href="#" role="button" data-monzoanalytics-no-tracking="true"><div class="ShowcaseItem_showcaseItemContent__qTZ8F hasFooterTitle"><div class="ShowcaseItem_showcaseItemHeader__D8o6T ShowcaseItem_headerTitle-xlarge__5cPSP ShowcaseItem_subHeaderTitle-medium__Hw7ij"><h4 class="Title_title__6QR87 Title_forceDarkMode__UjAB1 Title_primary__m7Tjj Title_medium__e61O9 Title_left___R_Ga" id="400">4.00%</h4><h5 class="Title_title__6QR87 Title_forceDarkMode__UjAB1 Title_primary__m7Tjj Title_medium__e61O9 Title_left___R_Ga" id="aer-variable-interest-on-instant-access-savings-pots-and-cash-isa">AER (variable) interest on Instant Access Savings Pots and Cash ISA</h5></div><div class="ShowcaseItem_showcaseItemFooter__So3ST"><h4 class="Title_title__6QR87 Title_forceDarkMode__UjAB1 Title_primary__m7Tjj Title_medium__e61O9 Title_left___R_Ga" id="our-best-savings-rates">Our best savings rates</h4></div></div><div class="ShowcaseItem_showcaseIconContainer__RsW1C"><img class="undefined Icon_icon__Haypr Icon_large__McJOc" src="/images/icons/dark/expand.svg" aria-hidden="true" alt="" loading="lazy"/></div></a><a class="ShowcaseItem_showcaseItem__zivVf four-items ShowcaseItem_secondary__fKo4Y Showcase_order-3__WO5PG Showcase_order-medium-3__alJ_F Showcase_order-large-3__SIQua ShowcaseItem_isClickable__1gJFZ" aria-label="Open modal Greggs for cravings, Railcard for savings" data-testid="showcase-item" href="#" role="button" data-monzoanalytics-no-tracking="true"><div class="ShowcaseItem_showcaseItemContent__qTZ8F"><div class="ShowcaseItem_showcaseItemHeader__D8o6T ShowcaseItem_headerTitle-large__X92W5"><h4 class="Title_title__6QR87 Title_primary__m7Tjj Title_medium__e61O9 Title_left___R_Ga" id="greggs-for-cravings-railcard-for-savings">Greggs for cravings, Railcard for savings</h4></div></div><div class="ShowcaseItem_showcaseItemAsset__y8Rg_ ShowcaseItem_image-right__9L_YK"><picture><source type="image/avif" srcSet="https://images.ctfassets.net/ro61k101ee59/2B3Meub8aPSLFfTF3PD0bk/96638926df2cdcac881237b7b3e8413e/Weekly_treat.png?w=500&q=75&fm=avif"/><source type="image/webp" srcSet="https://images.ctfassets.net/ro61k101ee59/2B3Meub8aPSLFfTF3PD0bk/96638926df2cdcac881237b7b3e8413e/Weekly_treat.png?w=500&q=75&fm=webp"/><img src="https://images.ctfassets.net/ro61k101ee59/2B3Meub8aPSLFfTF3PD0bk/96638926df2cdcac881237b7b3e8413e/Weekly_treat.png?w=500&q=75" alt="" width="500" loading="lazy"/></picture></div><div class="ShowcaseItem_showcaseIconContainer__RsW1C"><img class="undefined Icon_icon__Haypr Icon_large__McJOc" src="/images/icons/dark/expand.svg" aria-hidden="true" alt="" loading="lazy"/></div></a><a class="ShowcaseItem_showcaseItem__zivVf four-items ShowcaseItem_coral__WZozY ShowcaseItem_forceDarkMode__rqGN7 Showcase_order-4__0p_uL Showcase_order-medium-4__ld2Jk Showcase_order-large-4__56LMD ShowcaseItem_isClickable__1gJFZ" aria-label="Open modal Travel and phone insurance, plus breakdown cover" data-testid="showcase-item" href="#" role="button" data-monzoanalytics-no-tracking="true"><div class="ShowcaseItem_showcaseItemContent__qTZ8F hasFooterTitle"><div class="ShowcaseItem_showcaseItemHeader__D8o6T ShowcaseItem_headerTitle-large__X92W5"><h4 class="Title_title__6QR87 Title_forceDarkMode__UjAB1 Title_primary__m7Tjj Title_medium__e61O9 Title_left___R_Ga" id="travel-and-phone-insurance-plus-breakdown-cover">Travel and phone insurance, plus breakdown cover</h4></div><div class="ShowcaseItem_showcaseItemFooter__So3ST ShowcaseItem_footerTitle-medium__vRgJd"><h4 class="Title_title__6QR87 Title_forceDarkMode__UjAB1 Title_primary__m7Tjj Title_medium__e61O9 Title_left___R_Ga" id="protect-the-things-that-matter-the-most">Protect the things that matter the most</h4></div></div><div class="ShowcaseItem_showcaseIconContainer__RsW1C"><img class="undefined Icon_icon__Haypr Icon_large__McJOc" src="/images/icons/dark/expand.svg" aria-hidden="true" alt="" loading="lazy"/></div></a></div></div></div></div></section><div data-testid="generic-text-block" class="GenericTextBlock_genericTextBlock__Vclfa GenericTextBlock_footerSection__UiSrM"><section class="Section_section__mRxGN Section_primary__kY5xJ Section_auto__2Ub8u Section_paddingtopmedium__YYeop Section_paddingbottommedium__Kc17e"><div class="Section_contentContainer__ciYat"><div class="Section_container__mkPCF Section_section__mRxGN Section_primary__kY5xJ Section_auto__2Ub8u Section_paddingtopmedium__YYeop Section_paddingbottommedium__Kc17e"><div class="Section_contentContainer__ciYat"><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textCenter__WvWTU paddingHorizontalAuto Block_paddingVerticalNone__65947 Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE"><div class="Block_contentContainer__CWeAy"><div class="spacing_vSpacing5__jkMGw"></div><div class="GenericTextBlock_buttons____so1 GenericTextBlock_hasTerms__mfE30"><a class="Button_button__OFOdO Button_primary__WTwSy Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" rel="" href="/current-account/plans"><span class="Button_text__S2FJ_">Explore plans</span></a></div><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O Text_marginBottom___UK4L Text_legalText__DQPp3"><p>Aged 18+ (18-69 for Max) • UK residents • Ts&Cs apply</p></div></div></div></div></div></div></div></section></div><section class="Section_section__mRxGN Section_secondary__NxgD1 stack"><div class="Section_contentContainer__ciYat"><div data-testid="generic-text-block" class="GenericTextBlock_genericTextBlock__Vclfa GenericTextBlock_headerSection__2kt7Z"><section class="Section_section__mRxGN Section_secondary__NxgD1 Section_auto__2Ub8u Section_paddingtopmedium__YYeop Section_paddingbottommedium__Kc17e"><div class="Section_contentContainer__ciYat"><div class="Section_container__mkPCF Section_section__mRxGN Section_transparent__1pVXx Section_auto__2Ub8u Section_paddingtopmedium__YYeop Section_paddingbottommedium__Kc17e"><div class="Section_contentContainer__ciYat"><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textLeft__FXaVt paddingHorizontalAuto Block_paddingVerticalNone__65947 Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE Block_noBottomSpacing__4UApD"><div class="Block_contentContainer__CWeAy"><div class="spacing_vSpacing5__jkMGw"><h2 class="Title_title__6QR87 Title_primary__m7Tjj Title_large__HoUUC Title_left___R_Ga Title_marginBottom__TiQqA" id="choose-how-you-borrow-money">Choose how you borrow money</h2><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>Whether you need an overdraft to cushion your current account or a loan for bigger buys, we’ve got options.</p></div></div></div></div></div></div></div></div></section></div><div class="Section_container__mkPCF Section_section__mRxGN Section_secondary__NxgD1 Section_auto__2Ub8u Section_paddingnone__2ufem"><div class="Section_contentContainer__ciYat"><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textLeft__FXaVt Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE"><div class="Block_contentContainer__CWeAy"><img src="https://images.ctfassets.net/ro61k101ee59/3cMGRZFX2Unp7Tk0rNjvVa/8d580ccdf3531623d6d9207b1e3b22bb/overdrafts.hotairballoon.svg" alt="An illustration of a hot air balloon"/><h2 class="Title_title__6QR87 Title_primary__m7Tjj Title_medium__e61O9 Title_left___R_Ga Title_marginBottom__TiQqA Title_marginTop__xDEK8" id="overdrafts">Overdrafts</h2><a class="Button_button__OFOdO Button_fullWidth__GfUJR Button_primary__WTwSy Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" rel="" href="/overdrafts"><span class="Button_text__S2FJ_">Explore overdrafts</span></a></div></div><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textLeft__FXaVt Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE"><div class="Block_contentContainer__CWeAy"><img src="https://images.ctfassets.net/ro61k101ee59/2fY7sBeD4VXQJ4Awapqlf7/1a591dbe0e365b6928e8b058bc3067fe/flex-credit-card.svg" alt="An illustration of a Flex credit card"/><h2 class="Title_title__6QR87 Title_primary__m7Tjj Title_medium__e61O9 Title_left___R_Ga Title_marginBottom__TiQqA Title_marginTop__xDEK8" id="flex-credit-card">Flex Credit Card</h2><a class="Button_button__OFOdO Button_fullWidth__GfUJR Button_primary__WTwSy Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" rel="" href="/flex"><span class="Button_text__S2FJ_">Explore Flex</span></a></div></div><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textLeft__FXaVt Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE"><div class="Block_contentContainer__CWeAy"><img src="https://images.ctfassets.net/ro61k101ee59/1kauKlcZoaSsg0gHmyHo1E/706dfe24c8f3e3277431edfee1c73a1c/loan.fastlending.svg" alt="An illustration of a fast lending loan"/><h2 class="Title_title__6QR87 Title_primary__m7Tjj Title_medium__e61O9 Title_left___R_Ga Title_marginBottom__TiQqA Title_marginTop__xDEK8" id="loans">Loans</h2><a class="Button_button__OFOdO Button_fullWidth__GfUJR Button_primary__WTwSy Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" rel="" href="/loans"><span class="Button_text__S2FJ_">Explore loans</span></a></div></div></div></div></div></section><div class="home_whiteBackground__1vAsQ"><div><section class=" Section_section__mRxGN Section_forceDarkMode__UnZnw Section_transparent__1pVXx Section_auto__2Ub8u"><div class="Section_contentContainer__ciYat"><div class="Section_container__mkPCF Section_section__mRxGN Section_forceDarkMode__UnZnw Section_secondary__NxgD1 Section_auto__2Ub8u"><div class="Section_contentContainer__ciYat"><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textLeft__FXaVt Block_horizontalCenter__Hc_pi Block_verticalMiddle__vqNW5 Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE Block_orderRightMd__320DP Block_orderRightSm__jfS86 Block_orderBottomXs__ziQdx"><div class="Block_contentContainer__CWeAy"><div class="TextAndImageSection_assetContainer__qkOth TextAndImageSection_isVideo__7Regm"><video muted="" playsinline="" preload="auto" role="img" aria-label="Customers can use a known location, QR code, or trusted contact to verify large payments." disableremoteplayback="" class="FeatureVideo_video__zwpil"><source src="https://videos.ctfassets.net/135w06l84nck/6PrrSqlt8zmyMQpnUKQzpf/646f1cbb44be7718c42004d080902e9a/added-security-dark-3-33.webm" type="video/webm"/><source src="https://videos.ctfassets.net/135w06l84nck/3wLuYmw46nuFko7bWtAa4o/a7d137bddbaa24af3a4a83fb93265661/added-security-dark-3-32.mp4" type="video/mp4"/></video></div></div></div><div class="Block_block__Q3GQF Block_forceDarkMode__vY6vw Block_transparent__FJxI6 Block_textLeft__FXaVt Block_horizontalCenter__Hc_pi Block_verticalMiddle__vqNW5 Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE Block_orderLeftMd__hA7NI Block_orderLeftSm___aCOK Block_orderBottomXs__ziQdx"><div class="Block_contentContainer__CWeAy"><div class="TextAndImageSection_blockContainer__K26Sa"><div class="spacing_vSpacing10__Vw3Bl"><h3 class="Title_title__6QR87 Title_forceDarkMode__UjAB1 Title_primary__m7Tjj Title_large__HoUUC Title_left___R_Ga Title_marginBottom__TiQqA" id="industry-first-tech-built-to-protect">Industry-first tech built to protect</h3><div class="Markdown_Markdown__aEd_X Markdown_dark__2sqVQ" data-testid="markdown"><div class="Text_text__CSJ_O Text_forceDarkMode__G2s7d Text_marginBottom___UK4L"><p>Our innovative technology is designed to stop scammers in their tracks. Like our trio of extra security controls, which you can turn on for added protection. Use known locations, a secret QR code, or trusted contacts to stay safe when making large payments.</p></div></div></div><div class="ButtonContainer_buttonContainer__CJDVB"><a class="Button_button__OFOdO Button_primary__WTwSy Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" rel="" href="/security"><span class="Button_text__S2FJ_">Security at Monzo</span></a></div></div></div></div></div></div></div></section></div></div><div data-testid="generic-text-block" class="GenericTextBlock_genericTextBlock__Vclfa GenericTextBlock_headerSection__2kt7Z"><section class="Section_section__mRxGN Section_secondary__NxgD1 Section_auto__2Ub8u Section_paddingtopmedium__YYeop Section_paddingbottommedium__Kc17e"><div class="Section_contentContainer__ciYat"><div class="Section_container__mkPCF Section_section__mRxGN Section_transparent__1pVXx Section_auto__2Ub8u Section_paddingtopmedium__YYeop Section_paddingbottommedium__Kc17e"><div class="Section_contentContainer__ciYat"><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textLeft__FXaVt paddingHorizontalAuto Block_paddingVerticalNone__65947 Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE Block_noBottomSpacing__4UApD"><div class="Block_contentContainer__CWeAy"><div class="spacing_vSpacing5__jkMGw"><h2 class="Title_title__6QR87 Title_primary__m7Tjj Title_large__HoUUC Title_left___R_Ga Title_marginBottom__TiQqA" id="everything-you-want-and-need-from-your-bank-in-one-hot-coral-package">Everything you want and need from your bank, in one hot coral package.</h2></div></div></div></div></div></div></section></div><section class="Section_section__mRxGN Section_secondary__NxgD1 stack Section_paddingbottomsmall__uQk44"><div class="Section_contentContainer__ciYat"><div class="FeatureDiscoveryGrid_featureDiscoveryGridContainer__iNCJa Section_container__mkPCF Section_section__mRxGN Section_secondary__NxgD1 Section_spacingmedium__vrbFT Section_auto__2Ub8u"><div class="Section_contentContainer__ciYat Section_spacingmedium__vrbFT"><div class="Block_block__Q3GQF Block_primary__bxLMR Block_textLeft__FXaVt Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE FeatureDiscoveryGrid_featureDiscoveryGridBlock__5atlc"><div class="Block_contentContainer__CWeAy FeatureDiscoveryGrid_featureDiscoveryGridBlockContainer__iFjd9"><img class="FeatureDiscoveryGrid_featureDiscoveryGridIcon__MmQcN Icon_icon__Haypr Icon_coral__HG6VX Icon_xxlarge__aOHLk" src="/images/icons/dark/bank.svg" aria-hidden="true" alt="" loading="lazy"/><h3 class="Title_title__6QR87 Title_primary__m7Tjj Title_medium__e61O9 Title_left___R_Ga Title_marginBottom__TiQqA" id="a-fully-licensed-uk-bank">A fully licensed UK bank</h3><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>Monzo Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.</p></div></div></div></div><div class="Block_block__Q3GQF Block_primary__bxLMR Block_textLeft__FXaVt Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE FeatureDiscoveryGrid_featureDiscoveryGridBlock__5atlc"><div class="Block_contentContainer__CWeAy FeatureDiscoveryGrid_featureDiscoveryGridBlockContainer__iFjd9"><img class="FeatureDiscoveryGrid_featureDiscoveryGridIcon__MmQcN Icon_icon__Haypr Icon_coral__HG6VX Icon_xxlarge__aOHLk" src="/images/icons/dark/shield.svg" aria-hidden="true" alt="" loading="lazy"/><h3 class="Title_title__6QR87 Title_primary__m7Tjj Title_medium__e61O9 Title_left___R_Ga Title_marginBottom__TiQqA" id="protection-for-your-money">Protection for your money</h3><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>The Financial Services Compensation Scheme (FSCS) protects your eligible deposits in Monzo up to a value of £85,000 per person.</p></div></div></div></div><div class="Block_block__Q3GQF Block_primary__bxLMR Block_textLeft__FXaVt Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE FeatureDiscoveryGrid_featureDiscoveryGridBlock__5atlc"><div class="Block_contentContainer__CWeAy FeatureDiscoveryGrid_featureDiscoveryGridBlockContainer__iFjd9"><img class="FeatureDiscoveryGrid_featureDiscoveryGridIcon__MmQcN Icon_icon__Haypr Icon_coral__HG6VX Icon_xxlarge__aOHLk" src="/images/icons/dark/heart.svg" aria-hidden="true" alt="" loading="lazy"/><h3 class="Title_title__6QR87 Title_primary__m7Tjj Title_medium__e61O9 Title_left___R_Ga Title_marginBottom__TiQqA" id="a-better-way-to-manage-cash">A better way to manage cash</h3><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>With features like in-app cheque deposits, and cash deposits across all UK Post Offices and PayPoints.</p></div></div></div></div></div></div><div class="FeatureDiscoveryGrid_featureDiscoveryGridContainer__iNCJa Section_container__mkPCF Section_section__mRxGN Section_secondary__NxgD1 Section_spacingmedium__vrbFT Section_auto__2Ub8u"><div class="Section_contentContainer__ciYat Section_spacingmedium__vrbFT"><div class="Block_block__Q3GQF Block_primary__bxLMR Block_textLeft__FXaVt Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE FeatureDiscoveryGrid_featureDiscoveryGridBlock__5atlc"><div class="Block_contentContainer__CWeAy FeatureDiscoveryGrid_featureDiscoveryGridBlockContainer__iFjd9"><img class="FeatureDiscoveryGrid_featureDiscoveryGridIcon__MmQcN Icon_icon__Haypr Icon_coral__HG6VX Icon_xxlarge__aOHLk" src="/images/icons/dark/questionmark.circle.svg" aria-hidden="true" alt="" loading="lazy"/><h3 class="Title_title__6QR87 Title_primary__m7Tjj Title_medium__e61O9 Title_left___R_Ga Title_marginBottom__TiQqA" id="247-customer-support">24/7 customer support</h3><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>We don’t have opening or closing hours. Message us in the app whenever you need help, wherever you need it.</p></div></div></div></div><div class="Block_block__Q3GQF Block_primary__bxLMR Block_textLeft__FXaVt Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE FeatureDiscoveryGrid_featureDiscoveryGridBlock__5atlc"><div class="Block_contentContainer__CWeAy FeatureDiscoveryGrid_featureDiscoveryGridBlockContainer__iFjd9"><img class="FeatureDiscoveryGrid_featureDiscoveryGridIcon__MmQcN Icon_icon__Haypr Icon_coral__HG6VX Icon_xxlarge__aOHLk" src="/images/icons/dark/cash.atm.svg" aria-hidden="true" alt="" loading="lazy"/><h3 class="Title_title__6QR87 Title_primary__m7Tjj Title_medium__e61O9 Title_left___R_Ga Title_marginBottom__TiQqA" id="loans-and-overdrafts">Loans and overdrafts</h3><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>We offer loans up to £25,000 and overdrafts up to £2,000. You can check if you're eligible without affecting your credit score.</p></div></div></div></div><div class="Block_block__Q3GQF Block_primary__bxLMR Block_textLeft__FXaVt Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE FeatureDiscoveryGrid_featureDiscoveryGridBlock__5atlc"><div class="Block_contentContainer__CWeAy FeatureDiscoveryGrid_featureDiscoveryGridBlockContainer__iFjd9"><img class="FeatureDiscoveryGrid_featureDiscoveryGridIcon__MmQcN Icon_icon__Haypr Icon_coral__HG6VX Icon_xxlarge__aOHLk" src="/images/icons/dark/chart.bar.svg" aria-hidden="true" alt="" loading="lazy"/><h3 class="Title_title__6QR87 Title_primary__m7Tjj Title_medium__e61O9 Title_left___R_Ga Title_marginBottom__TiQqA" id="interest-on-your-savings">Interest on your savings</h3><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>Earn 3.50% AER (variable) paid monthly with an Instant Access Savings Pot. Deposit up to £500,000 with no minimum deposit, and you can access your money anytime.</p></div></div></div></div></div></div></div></section><section class="Section_section__mRxGN Section_secondary__NxgD1 stack"><div class="Section_contentContainer__ciYat"><div class="Section_container__mkPCF Section_section__mRxGN Section_transparent__1pVXx Section_auto__2Ub8u Section_paddingnone__2ufem"><div class="Section_contentContainer__ciYat"><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textLeft__FXaVt Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE"><div class="Block_contentContainer__CWeAy"><div class="Tag_tag__98SrA Tag_forceLightMode__MVamR Tag_primary__y9zd9"><span>PUBLISHED FEBRUARY 2025</span></div><h2 class="Title_title__6QR87 Title_primary__m7Tjj Title_large__HoUUC Title_left___R_Ga Title_marginBottom__TiQqA Title_marginTop__xDEK8" id="independent-service-quality-survey-results">Independent service quality survey results</h2><div class="Text_text__CSJ_O Text_lead___fdMb Text_marginBottom___UK4L"><p>Personal current accounts</p></div><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>As part of a regulatory requirement, independent surveys were conducted to ask customers of the largest personal current account providers in Great Britain and Northern Ireland if they would recommend their provider to friends and family. The results represent the view of customers who took part in the survey.</p></div></div></div></div></div><div class="Section_container__mkPCF Section_section__mRxGN Section_transparent__1pVXx Section_auto__2Ub8u Section_paddingnone__2ufem"><div class="Section_contentContainer__ciYat"><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textLeft__FXaVt Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE"><div class="Block_contentContainer__CWeAy"><h2 class="Title_title__6QR87 Title_primary__m7Tjj Title_medium__e61O9 Title_left___R_Ga Title_marginBottom__TiQqA" id="great-britain">Great Britain</h2><img width="600" class="home_serviceQualityResultImage__JNC47" src="https://static-assets.monzo.com/monzo-com/f04fcb3c609b211d8757da342702c8cb8af5525d/_next/static/media/overall-service-quality.83732bf8.png" alt="Graph showing the results of the CMA scoring of UK banks in the Overall Service Quality category. The CMA asked customers how likely they would be to recommend their personal current account provider to friends and family. The rankings with percentage scores are: 1st Chase with 81%. 2nd Monzo with 80%. 3rd Starling Bank with 79%. 4th First Direct with 75%. 5th Nationwide with 69%."/><a class="Button_button__OFOdO Button_secondary__KMeNe Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" rel="" href="/service-quality-results#personal-great-britain"><span class="Button_text__S2FJ_">View full results for Great Britain</span></a></div></div><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textLeft__FXaVt Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE"><div class="Block_contentContainer__CWeAy"><h2 class="Title_title__6QR87 Title_primary__m7Tjj Title_medium__e61O9 Title_left___R_Ga Title_marginBottom__TiQqA" id="northern-ireland">Northern Ireland</h2><img width="600" class="home_serviceQualityResultImage__JNC47" src="https://static-assets.monzo.com/monzo-com/f04fcb3c609b211d8757da342702c8cb8af5525d/_next/static/media/overall-service-quality.24611053.png" alt="Graph showing the results of the CMA scoring of UK banks in the Overall Service Quality category. The CMA asked customers how likely they would be to recommend their personal current account provider to friends and family. The rankings with percentage scores are: 1st Monzo with 81%. 2nd Starling Bank with 79%. 3rd Nationwide with 73%. 4th HSBC UK with 66%. 5th Halifax with 65%."/><a class="Button_button__OFOdO Button_secondary__KMeNe Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" rel="" href="/service-quality-results#personal-northern-ireland"><span class="Button_text__S2FJ_">View full results for Northern Ireland</span></a></div></div></div></div></div></section><section class="Section_section__mRxGN Section_secondary__NxgD1 stack"><div class="Section_contentContainer__ciYat"><div class="Section_container__mkPCF Section_section__mRxGN Section_transparent__1pVXx Section_auto__2Ub8u Section_paddingnone__2ufem"><div class="Section_contentContainer__ciYat"><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textLeft__FXaVt Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE"><div class="Block_contentContainer__CWeAy"><div class="Tag_tag__98SrA Tag_forceLightMode__MVamR Tag_primary__y9zd9"><span>PUBLISHED AUGUST 2024</span></div><h2 class="Title_title__6QR87 Title_primary__m7Tjj Title_large__HoUUC Title_left___R_Ga Title_marginBottom__TiQqA Title_marginTop__xDEK8" id="authorised-push-payment-app-fraud-rankings-in-2023">Authorised push payment (APP) fraud rankings in 2023</h2><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>Authorised push payment (APP) scams happen when someone is tricked into transferring money to a fraudster’s bank account.</p></div><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>These charts use data given to the Payment Systems Regulator by major banking groups in the UK in 2023.</p></div><div class="Text_text__CSJ_O"><p>You can read the full report by visiting <a class="Button_button__OFOdO Button_link__wbUuG Button_inline__ptjDW Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" href="https://www.psr.org.uk/app-fraud-data" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">www.psr.org.uk/app-fraud-data</span></a></p></div></div></div></div></div><div class="Section_container__mkPCF Section_section__mRxGN Section_transparent__1pVXx Section_auto__2Ub8u Section_paddingnone__2ufem"><div class="Section_contentContainer__ciYat"><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textLeft__FXaVt Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE"><div class="Block_contentContainer__CWeAy"><div class="PSRResults_result-grid__YZ3qo"><div><h3 class="Title_title__6QR87 Title_primary__m7Tjj Title_medium__e61O9 Title_left___R_Ga Title_marginBottom__TiQqA" id="share-of-app-fraud-refunded">Share of APP fraud refunded</h3><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>This is the proportion of total APP fraud losses that were reimbursed, ranked out of 14 firms.</p></div></div><img src="https://static-assets.monzo.com/monzo-com/f04fcb3c609b211d8757da342702c8cb8af5525d/_next/static/media/1.7c6c6c3d.png" alt="Graph one shows Monzo is ranked 12/14 for share of APP fraud refunded." class="PSRResults_PSRResultsImage__pyxOj" href="https://www.psr.org.uk/app-fraud-data"/><a class="Button_button__OFOdO Button_secondary__KMeNe Button_center__lDq2_ Button_marginTop__N3x_t" data-monzoanalytics-no-tracking="true" target="_self" href="https://www.psr.org.uk/app-fraud-data" rel="noopener noreferrer external" aria-label="See full results for Authorised push payment (APP) fraud rankings in 2023"><span aria-hidden="true"><span class="Button_text__S2FJ_">See full results</span></span></a></div><div><h3 class="Title_title__6QR87 Title_primary__m7Tjj Title_medium__e61O9 Title_left___R_Ga Title_marginBottom__TiQqA" id="app-fraud-sent-per-million-transactions">APP fraud sent per £million transactions</h3><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>This is the amount of money sent from the victim’s account to the scammer, ranked out of 14 firms.</p></div><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>For example, for every £1 million of Monzo’s transactions sent in 2023, £213 was lost to APP scams.</p></div></div><img src="https://static-assets.monzo.com/monzo-com/f04fcb3c609b211d8757da342702c8cb8af5525d/_next/static/media/2.aee07faa.png" alt="Graph two shows Monzo is ranked 5/14 for APP fraud sent per £million transactions." class="PSRResults_PSRResultsImage__pyxOj" href="https://www.psr.org.uk/app-fraud-data"/><a class="Button_button__OFOdO Button_secondary__KMeNe Button_center__lDq2_ Button_marginTop__N3x_t" data-monzoanalytics-no-tracking="true" target="_self" href="https://www.psr.org.uk/app-fraud-data" rel="noopener noreferrer external" aria-label="See full results for Authorised push payment (APP) fraud rankings in 2023"><span aria-hidden="true"><span class="Button_text__S2FJ_">See full results</span></span></a></div><div><h3 class="Title_title__6QR87 Title_primary__m7Tjj Title_medium__e61O9 Title_left___R_Ga Title_marginBottom__TiQqA" id="app-fraud-received-per-million-transactions-smaller-uk-banks-and-payment-firms">APP fraud received per £million transactions: smaller UK banks and payment firms</h3><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>This is the amount of money received into the scammer’s account from the victim, ranked out of all UK banks and payment firms.</p></div><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>For example, for every £1 million received into consumer accounts at Skrill, £18,550 of it was APP scams.</p></div></div><img src="https://static-assets.monzo.com/monzo-com/f04fcb3c609b211d8757da342702c8cb8af5525d/_next/static/media/3.7b672f12.png" alt="Graph three shows APP fraud received per £million transactions: smaller UK banks and payment firms. Monzo is not featured." class="PSRResults_PSRResultsImage__pyxOj" href="https://www.psr.org.uk/app-fraud-data"/><a class="Button_button__OFOdO Button_secondary__KMeNe Button_center__lDq2_ Button_marginTop__N3x_t" data-monzoanalytics-no-tracking="true" target="_self" href="https://www.psr.org.uk/app-fraud-data" rel="noopener noreferrer external" aria-label="See full results for Authorised push payment (APP) fraud rankings in 2023"><span aria-hidden="true"><span class="Button_text__S2FJ_">See full results</span></span></a></div><div><h3 class="Title_title__6QR87 Title_primary__m7Tjj Title_medium__e61O9 Title_left___R_Ga Title_marginBottom__TiQqA" id="app-fraud-received-per-million-transactions-major-uk-banks-and-building-societies">APP fraud received per £million transactions: major UK banks and building societies</h3><div class="Markdown_Markdown__aEd_X Markdown_light__YcqB9" data-testid="markdown"><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>This is the amount of money received into the scammer’s account from the victim, ranked out of all UK banks and payment firms.</p></div><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>For example, for every £1 million received into consumer accounts at Monzo, £183 of it was APP scams.</p></div></div><img src="https://static-assets.monzo.com/monzo-com/f04fcb3c609b211d8757da342702c8cb8af5525d/_next/static/media/4.713378ff.png" alt="Graph four shows Monzo is ranked 14/20 for APP fraud received per £million transactions: major UK banks and building societies." class="PSRResults_PSRResultsImage__pyxOj" href="https://www.psr.org.uk/app-fraud-data"/><a class="Button_button__OFOdO Button_secondary__KMeNe Button_center__lDq2_ Button_marginTop__N3x_t" data-monzoanalytics-no-tracking="true" target="_self" href="https://www.psr.org.uk/app-fraud-data" rel="noopener noreferrer external" aria-label="See full results for Authorised push payment (APP) fraud rankings in 2023"><span aria-hidden="true"><span class="Button_text__S2FJ_">See full results</span></span></a></div></div></div></div></div></div></div></section><div class="CTASection_cta__tFYme CTASection_aboveFooter__B_5Ct "><section class="Section_section__mRxGN Section_secondary__NxgD1 Section_auto__2Ub8u Section_paddingtopnone__RBh7i Section_paddingbottomnone__1i30t"><div class="Section_contentContainer__ciYat"><div class="Block_block__Q3GQF Block_forceDarkMode__vY6vw Block_coral__27ckz Block_textCenter__WvWTU Block_horizontalCenter__Hc_pi Block_paddingHorizontalSmall__i62HY Block_paddingVerticalXxlarge__Ylzar Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE CTASection_ctaSectionBlock__8SQt9"><div class="Block_contentContainer__CWeAy"><div class="spacing_vSpacing10__Vw3Bl"><h2 class="Title_title__6QR87 Title_forceDarkMode__UjAB1 Title_primary__m7Tjj Title_large__HoUUC Title_center__fqUI_ Title_marginBottom__TiQqA" id="download-your-new-favourite-bank">Download your new favourite bank</h2><div 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