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id="p-vector-user-menu-notifications" class="vector-menu mw-portlet emptyPortlet" > <div class="vector-menu-content"> <ul class="vector-menu-content-list"> </ul> </div> </div> <div id="p-vector-user-menu-overflow" class="vector-menu mw-portlet" > <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="pt-sitesupport-2" class="user-links-collapsible-item mw-list-item user-links-collapsible-item"><a data-mw="interface" href="https://donate.wikimedia.org/wiki/Special:FundraiserRedirector?utm_source=donate&utm_medium=sidebar&utm_campaign=C13_en.wikipedia.org&uselang=en" class=""><span>Donate</span></a> </li> <li id="pt-createaccount-2" class="user-links-collapsible-item mw-list-item user-links-collapsible-item"><a data-mw="interface" href="/w/index.php?title=Special:CreateAccount&returnto=OVO+%28payment+service%29" title="You are encouraged to create an account and log in; however, it is not mandatory" class=""><span>Create account</span></a> </li> <li 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data-event-name="pinnable-header.vector-toc.pin">move to sidebar</button> <button class="vector-pinnable-header-toggle-button vector-pinnable-header-unpin-button" data-event-name="pinnable-header.vector-toc.unpin">hide</button> </div> <ul class="vector-toc-contents" id="mw-panel-toc-list"> <li id="toc-mw-content-text" class="vector-toc-list-item vector-toc-level-1"> <a href="#" class="vector-toc-link"> <div class="vector-toc-text">(Top)</div> </a> </li> <li id="toc-History" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#History"> <div class="vector-toc-text"> <span class="vector-toc-numb">1</span> <span>History</span> </div> </a> <ul id="toc-History-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-Products_and_services" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#Products_and_services"> <div class="vector-toc-text"> <span class="vector-toc-numb">2</span> <span>Products and services</span> </div> </a> <ul id="toc-Products_and_services-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-See_also" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#See_also"> <div class="vector-toc-text"> <span class="vector-toc-numb">3</span> <span>See also</span> </div> </a> <ul id="toc-See_also-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-References" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#References"> <div class="vector-toc-text"> <span class="vector-toc-numb">4</span> <span>References</span> </div> </a> <ul id="toc-References-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-External_links" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#External_links"> <div class="vector-toc-text"> <span class="vector-toc-numb">5</span> <span>External links</span> </div> </a> <ul id="toc-External_links-sublist" class="vector-toc-list"> </ul> </li> </ul> </div> </div> </nav> </div> </div> <div class="mw-content-container"> <main id="content" class="mw-body"> <header class="mw-body-header vector-page-titlebar"> <nav aria-label="Contents" class="vector-toc-landmark"> <div id="vector-page-titlebar-toc" class="vector-dropdown vector-page-titlebar-toc vector-button-flush-left" > <input type="checkbox" id="vector-page-titlebar-toc-checkbox" role="button" aria-haspopup="true" data-event-name="ui.dropdown-vector-page-titlebar-toc" class="vector-dropdown-checkbox " aria-label="Toggle the table of contents" > <label id="vector-page-titlebar-toc-label" for="vector-page-titlebar-toc-checkbox" class="vector-dropdown-label cdx-button cdx-button--fake-button cdx-button--fake-button--enabled cdx-button--weight-quiet cdx-button--icon-only " aria-hidden="true" ><span class="vector-icon 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</div> </div> <div id="bodyContent" class="vector-body" aria-labelledby="firstHeading" data-mw-ve-target-container> <div class="vector-body-before-content"> <div class="mw-indicators"> </div> <div id="siteSub" class="noprint">From Wikipedia, the free encyclopedia</div> </div> <div id="contentSub"><div id="mw-content-subtitle"></div></div> <div id="mw-content-text" class="mw-body-content"><div class="mw-content-ltr mw-parser-output" lang="en" dir="ltr"><style data-mw-deduplicate="TemplateStyles:r1251242444">.mw-parser-output .ambox{border:1px solid #a2a9b1;border-left:10px solid #36c;background-color:#fbfbfb;box-sizing:border-box}.mw-parser-output .ambox+link+.ambox,.mw-parser-output .ambox+link+style+.ambox,.mw-parser-output .ambox+link+link+.ambox,.mw-parser-output .ambox+.mw-empty-elt+link+.ambox,.mw-parser-output .ambox+.mw-empty-elt+link+style+.ambox,.mw-parser-output .ambox+.mw-empty-elt+link+link+.ambox{margin-top:-1px}html body.mediawiki .mw-parser-output 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Please help <a class="external text" href="https://en.wikipedia.org/w/index.php?title=OVO_(payment_service)&action=edit">improve it</a> by removing <a href="/wiki/Wikipedia:Spam" title="Wikipedia:Spam">promotional language</a> and inappropriate <a href="/wiki/Wikipedia:External_links#Advertising_and_conflicts_of_interest" title="Wikipedia:External links">external links</a>, and by adding encyclopedic text written from a <a href="/wiki/Wikipedia:Neutral_point_of_view" title="Wikipedia:Neutral point of view">neutral point of view</a>.</span> <span class="date-container"><i>(<span class="date">November 2023</span>)</i></span><span class="hide-when-compact"><i> (<small><a href="/wiki/Help:Maintenance_template_removal" title="Help:Maintenance template removal">Learn how and when to remove this message</a></small>)</i></span></div></td></tr></tbody></table> <div class="shortdescription nomobile noexcerpt noprint searchaux" style="display:none">Digital payment service based in Jakarta, Indonesia</div> <p class="mw-empty-elt"> </p> <style data-mw-deduplicate="TemplateStyles:r1257001546">.mw-parser-output .infobox-subbox{padding:0;border:none;margin:-3px;width:auto;min-width:100%;font-size:100%;clear:none;float:none;background-color:transparent}.mw-parser-output .infobox-3cols-child{margin:auto}.mw-parser-output .infobox .navbar{font-size:100%}@media screen{html.skin-theme-clientpref-night .mw-parser-output .infobox-full-data:not(.notheme)>div:not(.notheme)[style]{background:#1f1f23!important;color:#f8f9fa}}@media screen and (prefers-color-scheme:dark){html.skin-theme-clientpref-os .mw-parser-output .infobox-full-data:not(.notheme) div:not(.notheme){background:#1f1f23!important;color:#f8f9fa}}@media(min-width:640px){body.skin--responsive .mw-parser-output .infobox-table{display:table!important}body.skin--responsive .mw-parser-output .infobox-table>caption{display:table-caption!important}body.skin--responsive .mw-parser-output .infobox-table>tbody{display:table-row-group}body.skin--responsive .mw-parser-output .infobox-table tr{display:table-row!important}body.skin--responsive .mw-parser-output .infobox-table th,body.skin--responsive .mw-parser-output .infobox-table td{padding-left:inherit;padding-right:inherit}}</style><style data-mw-deduplicate="TemplateStyles:r1242257876">.mw-parser-output .ib-company .infobox-label{padding-right:0.5em}.mw-parser-output .ib-company .infobox-data,.mw-parser-output .ib-company .infobox-below{line-height:1.35em}.mw-parser-output .ib-company-logo img{background-color:#f8f9fa}.mw-parser-output .ib-company-locality,.mw-parser-output .ib-company-country{display:inline}</style><table class="infobox ib-company vcard"><caption class="infobox-title fn org">PT Visionet Internasional</caption><tbody><tr><td colspan="2" class="infobox-image ib-company-logo logo"><span class="mw-default-size" typeof="mw:File/Frameless"><a href="/wiki/File:Logo_ovo_purple.svg" class="mw-file-description"><img src="//upload.wikimedia.org/wikipedia/commons/thumb/e/eb/Logo_ovo_purple.svg/220px-Logo_ovo_purple.svg.png" decoding="async" width="220" height="69" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/e/eb/Logo_ovo_purple.svg/330px-Logo_ovo_purple.svg.png 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/e/eb/Logo_ovo_purple.svg/440px-Logo_ovo_purple.svg.png 2x" data-file-width="512" data-file-height="160" /></a></span><div class="infobox-caption">Logo variant until 2022</div></td></tr><tr><th scope="row" class="infobox-label"><div style="display: inline-block; line-height: 1.2em; padding: .1em 0;"><a href="/wiki/Trade_name" title="Trade name">Trade name</a></div></th><td class="infobox-data">OVO</td></tr><tr><th scope="row" class="infobox-label">Industry</th><td class="infobox-data category"><style data-mw-deduplicate="TemplateStyles:r1126788409">.mw-parser-output .plainlist ol,.mw-parser-output .plainlist ul{line-height:inherit;list-style:none;margin:0;padding:0}.mw-parser-output .plainlist ol li,.mw-parser-output .plainlist ul li{margin-bottom:0}</style><div class="plainlist"><ul><li><a href="/wiki/Financial_technology" class="mw-redirect" title="Financial technology">Financial technology</a></li></ul></div></td></tr><tr><th scope="row" class="infobox-label">Founded</th><td class="infobox-data">25 September 2017<span class="noprint">; 7 years ago</span><span style="display:none"> (<span class="bday dtstart published updated">2017-09-25</span>)</span></td></tr><tr><th scope="row" class="infobox-label">Founders</th><td class="infobox-data agent"><a href="/wiki/Lippo_Group" title="Lippo Group">Lippo Group</a></td></tr><tr><th scope="row" class="infobox-label">Headquarters</th><td class="infobox-data adr"><div class="ib-company-country country-name"><a href="/wiki/Jakarta" title="Jakarta">Jakarta</a>, Indonesia</div></td></tr><tr><th scope="row" class="infobox-label"><div style="display: inline-block; line-height: 1.2em; padding: .1em 0;">Number of locations</div></th><td class="infobox-data"><a href="/wiki/Indonesia" title="Indonesia">Indonesia</a></td></tr><tr><th scope="row" class="infobox-label"><div style="display: inline-block; line-height: 1.2em; padding: .1em 0;">Key people</div></th><td class="infobox-data agent">Jaygan Fu Ponnudurai, Karaniya Dharmasaputra</td></tr><tr><th scope="row" class="infobox-label">Owner</th><td class="infobox-data"><a href="/wiki/Grab_(company)" class="mw-redirect" title="Grab (company)">Grab</a> (90%), remainder local investors</td></tr><tr><th scope="row" class="infobox-label">Website</th><td class="infobox-data"><span class="url"><a rel="nofollow" class="external text" href="https://www.ovo.id/">www<wbr />.ovo<wbr />.id</a></span></td></tr></tbody></table> <p><b>OVO</b>, officially a product of <b>PT Visionet International</b>, is a digital payment service based in <a href="/wiki/Jakarta" title="Jakarta">Jakarta</a>, <a href="/wiki/Indonesia" title="Indonesia">Indonesia</a>. It was established in 2017 with an <a href="/wiki/E-money" class="mw-redirect" title="E-money">e-money</a> license from <a href="/wiki/Bank_Indonesia" title="Bank Indonesia">Bank Indonesia</a>,<sup id="cite_ref-2019:aptika.cominfo.go.id_1-0" class="reference"><a href="#cite_note-2019:aptika.cominfo.go.id-1"><span class="cite-bracket">[</span>1<span class="cite-bracket">]</span></a></sup> and in 2019 was Indonesia's top digital payment service.<sup id="cite_ref-2019:techinasia.com_2-0" class="reference"><a href="#cite_note-2019:techinasia.com-2"><span class="cite-bracket">[</span>2<span class="cite-bracket">]</span></a></sup> Owned by <a href="/wiki/Grab_(company)" class="mw-redirect" title="Grab (company)">Grab</a> and local investors,<sup id="cite_ref-2021:nasdaq.com_3-0" class="reference"><a href="#cite_note-2021:nasdaq.com-3"><span class="cite-bracket">[</span>3<span class="cite-bracket">]</span></a></sup> in 2019, OVO became Indonesia's first finance-tech business <a href="/wiki/Unicorn_(finance)" title="Unicorn (finance)">unicorn</a>.<sup id="cite_ref-2019:aptika.cominfo.go.id_1-1" class="reference"><a href="#cite_note-2019:aptika.cominfo.go.id-1"><span class="cite-bracket">[</span>1<span class="cite-bracket">]</span></a></sup> </p> <meta property="mw:PageProp/toc" /> <div class="mw-heading mw-heading2"><h2 id="History">History</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=OVO_(payment_service)&action=edit&section=1" title="Edit section: History"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>OVO was founded by <a href="/wiki/Lippo_Group" title="Lippo Group">Lippo Group</a> and received permission to operate as a <a href="/wiki/Fintech" title="Fintech">fintech</a> company throughout Indonesia on 25 September 2017 with an e-money license for <a href="/wiki/Bank_Indonesia" title="Bank Indonesia">Bank Indonesia</a>.<sup id="cite_ref-2019:theasianbanker.com_4-0" class="reference"><a href="#cite_note-2019:theasianbanker.com-4"><span class="cite-bracket">[</span>4<span class="cite-bracket">]</span></a></sup> OVO is a product of PT Visionet International, which is the digital financial services subsidiary of the Lippo Group.<sup id="cite_ref-2019:straitstimes.com_5-0" class="reference"><a href="#cite_note-2019:straitstimes.com-5"><span class="cite-bracket">[</span>5<span class="cite-bracket">]</span></a></sup> OVO debuted a <a href="/wiki/Digital_wallet" title="Digital wallet">digital wallet</a> in September of 2017.<sup id="cite_ref-2019:cnbcindonesia.com_6-0" class="reference"><a href="#cite_note-2019:cnbcindonesia.com-6"><span class="cite-bracket">[</span>6<span class="cite-bracket">]</span></a></sup> In December 2017, it was announced that Tokyo Century Corporation had invested US$116 million for a 20% stake in the startup.<sup id="cite_ref-7" class="reference"><a href="#cite_note-7"><span class="cite-bracket">[</span>7<span class="cite-bracket">]</span></a></sup> OVO added new financial services in 2018<sup id="cite_ref-2019:cnbcindonesia.com_6-1" class="reference"><a href="#cite_note-2019:cnbcindonesia.com-6"><span class="cite-bracket">[</span>6<span class="cite-bracket">]</span></a></sup> and <a href="/wiki/Grab_(company)" class="mw-redirect" title="Grab (company)">Grab</a> invested in the company.<sup id="cite_ref-2021:spglobal.com_8-0" class="reference"><a href="#cite_note-2021:spglobal.com-8"><span class="cite-bracket">[</span>8<span class="cite-bracket">]</span></a></sup> </p><p>In March 2019, Indonesian e-commerce company <a href="/wiki/Tokopedia" title="Tokopedia">Tokopedia</a> invested in OVO.<sup id="cite_ref-Maulani_9-0" class="reference"><a href="#cite_note-Maulani-9"><span class="cite-bracket">[</span>9<span class="cite-bracket">]</span></a></sup> That month, OVO's value was estimated at US$2.9 billion by CB Insights.<sup id="cite_ref-2019:straitstimes.com_5-1" class="reference"><a href="#cite_note-2019:straitstimes.com-5"><span class="cite-bracket">[</span>5<span class="cite-bracket">]</span></a></sup> In October 2019, the <a href="/wiki/Ministry_of_Communication_and_Information_Technology_(Indonesia)" class="mw-redirect" title="Ministry of Communication and Information Technology (Indonesia)">Minister of Communications and Information</a> <a href="/w/index.php?title=Rudiantara&action=edit&redlink=1" class="new" title="Rudiantara (page does not exist)">Rudiantara</a> announced that OVO had become the fifth official Indonesian <a href="/wiki/Unicorn_(finance)" title="Unicorn (finance)">unicorn</a><sup id="cite_ref-2019:straitstimes.com_5-2" class="reference"><a href="#cite_note-2019:straitstimes.com-5"><span class="cite-bracket">[</span>5<span class="cite-bracket">]</span></a></sup> after <a href="/wiki/Gojek" title="Gojek">Gojek</a>, <a href="/wiki/Traveloka" title="Traveloka">Traveloka</a>, <a href="/wiki/Bukalapak" title="Bukalapak">Bukalapak</a> and Tokopedia.<sup id="cite_ref-2021:nasdaq.com_3-1" class="reference"><a href="#cite_note-2021:nasdaq.com-3"><span class="cite-bracket">[</span>3<span class="cite-bracket">]</span></a></sup> OVO was also recognized as Indonesia's first finance-tech business unicorn.<sup id="cite_ref-2019:aptika.cominfo.go.id_1-2" class="reference"><a href="#cite_note-2019:aptika.cominfo.go.id-1"><span class="cite-bracket">[</span>1<span class="cite-bracket">]</span></a></sup> PT Visionet International shareholders appointed Karaniya Dharmasaputra as president director of the company in 2019, replacing Andrian Suherman, who had led OVO for three years.<sup id="cite_ref-2019:cnbcindonesia.com_6-2" class="reference"><a href="#cite_note-2019:cnbcindonesia.com-6"><span class="cite-bracket">[</span>6<span class="cite-bracket">]</span></a></sup> In 2021, <a href="/wiki/Grab_(company)" class="mw-redirect" title="Grab (company)">Grab</a> increased its stake in OVO to 79.5%, acquiring Tokopedia and Lippo Group's shares together with a number of local investors. </p><p>In October of 2021, Grab bought out Tokopedia and raised its stake in OVO to 90% in the process, also buying stakes from Lippo Group.<sup id="cite_ref-2021:bloomberg.com_10-0" class="reference"><a href="#cite_note-2021:bloomberg.com-10"><span class="cite-bracket">[</span>10<span class="cite-bracket">]</span></a></sup> Dyak NK Makhijani became President Commissioner at PT Visionet International in August of 2022, after Mirza Adityaswara left the OVO board of commissioners. At that time, 90% of OVO was owned by Grab.<sup id="cite_ref-2022:cnbcindonesia.com_11-0" class="reference"><a href="#cite_note-2022:cnbcindonesia.com-11"><span class="cite-bracket">[</span>11<span class="cite-bracket">]</span></a></sup> </p> <div class="mw-heading mw-heading2"><h2 id="Products_and_services">Products and services</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=OVO_(payment_service)&action=edit&section=2" title="Edit section: Products and services"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>OVO's core business is digital payment based on its e-money license. According to a 2021 report by research company Kadence International, at the time OVO was the leading e-money / digital wallet in Indonesia<sup id="cite_ref-12" class="reference"><a href="#cite_note-12"><span class="cite-bracket">[</span>12<span class="cite-bracket">]</span></a></sup><sup id="cite_ref-13" class="reference"><a href="#cite_note-13"><span class="cite-bracket">[</span>13<span class="cite-bracket">]</span></a></sup><sup id="cite_ref-14" class="reference"><a href="#cite_note-14"><span class="cite-bracket">[</span>14<span class="cite-bracket">]</span></a></sup> for both online and offline transactions. </p><p>Also involved in financial services, OVO offers lending services through Taralite (PT Indonusa Nusa Sejahtera), a P2P lending company that it acquired in 2019,<sup id="cite_ref-Ent-28Mar19_15-0" class="reference"><a href="#cite_note-Ent-28Mar19-15"><span class="cite-bracket">[</span>15<span class="cite-bracket">]</span></a></sup> as well as investment products under OVO | Invest and insurance products under OVO | Proteksi in collaboration with partners.<sup id="cite_ref-16" class="reference"><a href="#cite_note-16"><span class="cite-bracket">[</span>16<span class="cite-bracket">]</span></a></sup> </p><p>OVO works with companies for these financial services products such as Adira Finance (a member of <a href="/wiki/Mitsubishi_UFJ_Financial_Group" title="Mitsubishi UFJ Financial Group">MUFJ Group</a>),<sup id="cite_ref-17" class="reference"><a href="#cite_note-17"><span class="cite-bracket">[</span>17<span class="cite-bracket">]</span></a></sup> <a href="/wiki/Bank_Rakyat_Indonesia" title="Bank Rakyat Indonesia">Bank BRI</a>,<sup id="cite_ref-18" class="reference"><a href="#cite_note-18"><span class="cite-bracket">[</span>18<span class="cite-bracket">]</span></a></sup> <a href="https://id.wikipedia.org/wiki/Manulife_Aset_Manajemen_Indonesia" class="extiw" title="id:Manulife Aset Manajemen Indonesia">Manulife Aset Manajemen Indonesia</a>,<sup id="cite_ref-19" class="reference"><a href="#cite_note-19"><span class="cite-bracket">[</span>19<span class="cite-bracket">]</span></a></sup> and <a href="/wiki/Prudential_plc" title="Prudential plc">Prudential Indonesia</a>.<sup id="cite_ref-20" class="reference"><a href="#cite_note-20"><span class="cite-bracket">[</span>20<span class="cite-bracket">]</span></a></sup> </p> <div class="mw-heading mw-heading2"><h2 id="See_also">See also</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=OVO_(payment_service)&action=edit&section=3" title="Edit section: See also"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <style data-mw-deduplicate="TemplateStyles:r1239009302">.mw-parser-output .portalbox{padding:0;margin:0.5em 0;display:table;box-sizing:border-box;max-width:175px;list-style:none}.mw-parser-output .portalborder{border:1px solid var(--border-color-base,#a2a9b1);padding:0.1em;background:var(--background-color-neutral-subtle,#f8f9fa)}.mw-parser-output .portalbox-entry{display:table-row;font-size:85%;line-height:110%;height:1.9em;font-style:italic;font-weight:bold}.mw-parser-output .portalbox-image{display:table-cell;padding:0.2em;vertical-align:middle;text-align:center}.mw-parser-output .portalbox-link{display:table-cell;padding:0.2em 0.2em 0.2em 0.3em;vertical-align:middle}@media(min-width:720px){.mw-parser-output .portalleft{clear:left;float:left;margin:0.5em 1em 0.5em 0}.mw-parser-output .portalright{clear:right;float:right;margin:0.5em 0 0.5em 1em}}</style><ul role="navigation" aria-label="Portals" class="noprint portalbox portalborder portalright"> <li class="portalbox-entry"><span class="portalbox-image"><span class="noviewer" typeof="mw:File"><a href="/wiki/File:Coat_of_arms_of_Jakarta.svg" class="mw-file-description"><img alt="" src="//upload.wikimedia.org/wikipedia/commons/thumb/e/eb/Coat_of_arms_of_Jakarta.svg/25px-Coat_of_arms_of_Jakarta.svg.png" decoding="async" width="25" height="28" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/e/eb/Coat_of_arms_of_Jakarta.svg/37px-Coat_of_arms_of_Jakarta.svg.png 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/e/eb/Coat_of_arms_of_Jakarta.svg/50px-Coat_of_arms_of_Jakarta.svg.png 2x" data-file-width="449" data-file-height="507" /></a></span></span><span class="portalbox-link"><a href="/wiki/Portal:Jakarta" title="Portal:Jakarta">Jakarta portal</a></span></li><li class="portalbox-entry"><span class="portalbox-image"><span class="mw-image-border noviewer" typeof="mw:File"><span><img alt="flag" src="//upload.wikimedia.org/wikipedia/commons/thumb/9/9f/Flag_of_Indonesia.svg/32px-Flag_of_Indonesia.svg.png" decoding="async" width="32" height="21" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/9/9f/Flag_of_Indonesia.svg/48px-Flag_of_Indonesia.svg.png 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/9/9f/Flag_of_Indonesia.svg/64px-Flag_of_Indonesia.svg.png 2x" data-file-width="900" data-file-height="600" /></span></span></span><span class="portalbox-link"><a href="/wiki/Portal:Indonesia" title="Portal:Indonesia">Indonesia portal</a></span></li></ul> <ul><li><a href="/wiki/List_of_unicorn_startup_companies" title="List of unicorn startup companies">List of unicorn startup companies</a></li> <li><a href="/wiki/List_of_Indonesian_inventions_and_discoveries" title="List of Indonesian inventions and discoveries">List of Indonesian inventions and discoveries</a></li></ul> <div class="mw-heading mw-heading2"><h2 id="References">References</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=OVO_(payment_service)&action=edit&section=4" title="Edit section: References"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <style data-mw-deduplicate="TemplateStyles:r1239543626">.mw-parser-output .reflist{margin-bottom:0.5em;list-style-type:decimal}@media screen{.mw-parser-output .reflist{font-size:90%}}.mw-parser-output .reflist .references{font-size:100%;margin-bottom:0;list-style-type:inherit}.mw-parser-output .reflist-columns-2{column-width:30em}.mw-parser-output .reflist-columns-3{column-width:25em}.mw-parser-output .reflist-columns{margin-top:0.3em}.mw-parser-output .reflist-columns ol{margin-top:0}.mw-parser-output .reflist-columns li{page-break-inside:avoid;break-inside:avoid-column}.mw-parser-output .reflist-upper-alpha{list-style-type:upper-alpha}.mw-parser-output .reflist-upper-roman{list-style-type:upper-roman}.mw-parser-output .reflist-lower-alpha{list-style-type:lower-alpha}.mw-parser-output .reflist-lower-greek{list-style-type:lower-greek}.mw-parser-output .reflist-lower-roman{list-style-type:lower-roman}</style><div class="reflist"> <div class="mw-references-wrap mw-references-columns"><ol class="references"> <li id="cite_note-2019:aptika.cominfo.go.id-1"><span class="mw-cite-backlink">^ <a href="#cite_ref-2019:aptika.cominfo.go.id_1-0"><sup><i><b>a</b></i></sup></a> <a href="#cite_ref-2019:aptika.cominfo.go.id_1-1"><sup><i><b>b</b></i></sup></a> <a href="#cite_ref-2019:aptika.cominfo.go.id_1-2"><sup><i><b>c</b></i></sup></a></span> <span class="reference-text"><style data-mw-deduplicate="TemplateStyles:r1238218222">.mw-parser-output cite.citation{font-style:inherit;word-wrap:break-word}.mw-parser-output .citation q{quotes:"\"""\"""'""'"}.mw-parser-output .citation:target{background-color:rgba(0,127,255,0.133)}.mw-parser-output .id-lock-free.id-lock-free a{background:url("//upload.wikimedia.org/wikipedia/commons/6/65/Lock-green.svg")right 0.1em center/9px no-repeat}.mw-parser-output .id-lock-limited.id-lock-limited a,.mw-parser-output .id-lock-registration.id-lock-registration a{background:url("//upload.wikimedia.org/wikipedia/commons/d/d6/Lock-gray-alt-2.svg")right 0.1em center/9px no-repeat}.mw-parser-output .id-lock-subscription.id-lock-subscription a{background:url("//upload.wikimedia.org/wikipedia/commons/a/aa/Lock-red-alt-2.svg")right 0.1em center/9px no-repeat}.mw-parser-output .cs1-ws-icon a{background:url("//upload.wikimedia.org/wikipedia/commons/4/4c/Wikisource-logo.svg")right 0.1em center/12px no-repeat}body:not(.skin-timeless):not(.skin-minerva) .mw-parser-output .id-lock-free a,body:not(.skin-timeless):not(.skin-minerva) .mw-parser-output .id-lock-limited a,body:not(.skin-timeless):not(.skin-minerva) .mw-parser-output .id-lock-registration a,body:not(.skin-timeless):not(.skin-minerva) .mw-parser-output .id-lock-subscription a,body:not(.skin-timeless):not(.skin-minerva) .mw-parser-output .cs1-ws-icon a{background-size:contain;padding:0 1em 0 0}.mw-parser-output .cs1-code{color:inherit;background:inherit;border:none;padding:inherit}.mw-parser-output .cs1-hidden-error{display:none;color:var(--color-error,#d33)}.mw-parser-output .cs1-visible-error{color:var(--color-error,#d33)}.mw-parser-output .cs1-maint{display:none;color:#085;margin-left:0.3em}.mw-parser-output .cs1-kern-left{padding-left:0.2em}.mw-parser-output .cs1-kern-right{padding-right:0.2em}.mw-parser-output .citation .mw-selflink{font-weight:inherit}@media screen{.mw-parser-output .cs1-format{font-size:95%}html.skin-theme-clientpref-night .mw-parser-output .cs1-maint{color:#18911f}}@media screen and (prefers-color-scheme:dark){html.skin-theme-clientpref-os .mw-parser-output .cs1-maint{color:#18911f}}</style><cite id="CITEREFMedia2019" class="citation web cs1 cs1-prop-foreign-lang-source">Media, Liputan (4 October 2019). <a rel="nofollow" class="external text" href="https://aptika.kominfo.go.id/2019/10/ovo-jadi-unicorn-kelima-rudiantara-sebut-sesuai-target-2019/">"Ovo Jadi Unicorn Kelima, Rudiantara Sebut Sesuai Target 2019"</a>. <i>Ditjen Aptika</i> (in Indonesian). <a href="/wiki/Jakarta" title="Jakarta">Jakarta</a>: <a href="/wiki/CNN_Indonesia" title="CNN Indonesia">CNN Indonesia</a><span class="reference-accessdate">. Retrieved <span class="nowrap">12 November</span> 2021</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=unknown&rft.jtitle=Ditjen+Aptika&rft.atitle=Ovo+Jadi+Unicorn+Kelima%2C+Rudiantara+Sebut+Sesuai+Target+2019&rft.date=2019-10-04&rft.aulast=Media&rft.aufirst=Liputan&rft_id=https%3A%2F%2Faptika.kominfo.go.id%2F2019%2F10%2Fovo-jadi-unicorn-kelima-rudiantara-sebut-sesuai-target-2019%2F&rfr_id=info%3Asid%2Fen.wikipedia.org%3AOVO+%28payment+service%29" class="Z3988"></span></span> </li> <li id="cite_note-2019:techinasia.com-2"><span class="mw-cite-backlink"><b><a href="#cite_ref-2019:techinasia.com_2-0">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation news cs1"><a rel="nofollow" class="external text" href="https://www.techinasia.com/ovo-confirms-unicorn-status">"Ovo confirms unicorn status"</a>. <i>Tech in Asia</i><span class="reference-accessdate">. Retrieved <span class="nowrap">14 November</span> 2019</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=article&rft.jtitle=Tech+in+Asia&rft.atitle=Ovo+confirms+unicorn+status&rft_id=https%3A%2F%2Fwww.techinasia.com%2Fovo-confirms-unicorn-status&rfr_id=info%3Asid%2Fen.wikipedia.org%3AOVO+%28payment+service%29" class="Z3988"></span></span> </li> <li id="cite_note-2021:nasdaq.com-3"><span class="mw-cite-backlink">^ <a href="#cite_ref-2021:nasdaq.com_3-0"><sup><i><b>a</b></i></sup></a> <a href="#cite_ref-2021:nasdaq.com_3-1"><sup><i><b>b</b></i></sup></a></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite id="CITEREFPotkin" class="citation news cs1">Potkin, Fanny. <a rel="nofollow" class="external text" href="https://www.nasdaq.com/articles/grab-to-take-majority-stake-in-indonesias-ovo-2021-10-04">"Grab to Take Majority Stake in Indonesia's OVO"</a>. <i>NASDAQ</i>. 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Retrieved <span class="nowrap">12 November</span> 2021</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=unknown&rft.jtitle=detikfinance&rft.atitle=BRI+dan+OVO+Hadirkan+Aplikasi+Pinjaman+Modal+Digital+bagi+UMKM&rft.aulast=Safuroh&rft.aufirst=Faidah+Umu&rft_id=https%3A%2F%2Ffinance.detik.com%2Fmoneter%2Fd-5262014%2Fbri-dan-ovo-hadirkan-aplikasi-pinjaman-modal-digital-bagi-umkm&rfr_id=info%3Asid%2Fen.wikipedia.org%3AOVO+%28payment+service%29" class="Z3988"></span></span> </li> <li id="cite_note-19"><span class="mw-cite-backlink"><b><a href="#cite_ref-19">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation web cs1"><a rel="nofollow" class="external text" href="https://id.techinasia.com/ovo-tawarkan-produk-reksa-dana">"Tech in Asia Indonesia - Komunitas Online Startup di Asia"</a>. <i>id.techinasia.com</i><span class="reference-accessdate">. Retrieved <span class="nowrap">12 November</span> 2021</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=unknown&rft.jtitle=id.techinasia.com&rft.atitle=Tech+in+Asia+Indonesia+-+Komunitas+Online+Startup+di+Asia&rft_id=https%3A%2F%2Fid.techinasia.com%2Fovo-tawarkan-produk-reksa-dana&rfr_id=info%3Asid%2Fen.wikipedia.org%3AOVO+%28payment+service%29" class="Z3988"></span></span> </li> <li id="cite_note-20"><span class="mw-cite-backlink"><b><a href="#cite_ref-20">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation web cs1"><a rel="nofollow" class="external text" href="https://www.prudentialcorporation-asia.com/corp/prudential-pca/en/media/media-releases/prudential-and-ovo-forge-strategic-partnership-in-indonesia/index.html">"Prudential Corporation Asia website"</a>. <i>www.prudentialcorporation-asia.com</i><span class="reference-accessdate">. Retrieved <span class="nowrap">12 November</span> 2021</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=unknown&rft.jtitle=www.prudentialcorporation-asia.com&rft.atitle=Prudential+Corporation+Asia+website&rft_id=https%3A%2F%2Fwww.prudentialcorporation-asia.com%2Fcorp%2Fprudential-pca%2Fen%2Fmedia%2Fmedia-releases%2Fprudential-and-ovo-forge-strategic-partnership-in-indonesia%2Findex.html&rfr_id=info%3Asid%2Fen.wikipedia.org%3AOVO+%28payment+service%29" class="Z3988"></span></span> </li> </ol></div></div> <div class="mw-heading mw-heading2"><h2 id="External_links">External links</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=OVO_(payment_service)&action=edit&section=5" title="Edit section: External links"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <style data-mw-deduplicate="TemplateStyles:r1235681985">.mw-parser-output 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.navbar a>abbr{text-decoration:inherit}.mw-parser-output .navbar-mini abbr{font-variant:small-caps;border-bottom:none;text-decoration:none;cursor:inherit}.mw-parser-output .navbar-ct-full{font-size:114%;margin:0 7em}.mw-parser-output .navbar-ct-mini{font-size:114%;margin:0 4em}html.skin-theme-clientpref-night .mw-parser-output .navbar li a abbr{color:var(--color-base)!important}@media(prefers-color-scheme:dark){html.skin-theme-clientpref-os .mw-parser-output .navbar li a abbr{color:var(--color-base)!important}}@media print{.mw-parser-output .navbar{display:none!important}}</style><div class="navbar plainlinks hlist navbar-mini"><ul><li class="nv-view"><a href="/wiki/Template:SoftBank" title="Template:SoftBank"><abbr title="View this template">v</abbr></a></li><li class="nv-talk"><a href="/wiki/Template_talk:SoftBank" title="Template talk:SoftBank"><abbr title="Discuss this template">t</abbr></a></li><li class="nv-edit"><a href="/wiki/Special:EditPage/Template:SoftBank" 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Semmoto">Sachio Semmoto</a></li> <li><a href="/wiki/Akshay_Naheta" title="Akshay Naheta">Akshay Naheta</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Companies</th><td class="navbox-list-with-group navbox-list navbox-odd hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"></div><table class="nowraplinks navbox-subgroup" style="border-spacing:0"><tbody><tr><td colspan="2" class="navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Arm_Holdings" title="Arm Holdings">Arm Holdings</a></li> <li><a href="/wiki/Aldebaran_Robotics" class="mw-redirect" title="Aldebaran Robotics">Aldebaran Robotics</a></li> <li><a href="/wiki/Brightstar_Corporation" class="mw-redirect" title="Brightstar Corporation">Brightstar Corporation</a></li> <li><a href="/wiki/DramaFever" title="DramaFever">DramaFever</a></li> <li><a href="/wiki/Fortress_Investment_Group" title="Fortress Investment Group">Fortress Investment Group</a></li> <li><a href="/wiki/LY_Corporation" title="LY Corporation">LY Corporation</a></li> <li><a href="/wiki/RadioShack" title="RadioShack">RadioShack</a></li> <li><a href="/wiki/SB_Creative" title="SB Creative">SB Creative</a></li> <li><a href="/wiki/SoftBank_Mobile" class="mw-redirect" title="SoftBank Mobile">SoftBank Mobile</a></li> <li><a href="/wiki/T-Mobile_US" title="T-Mobile US">T-Mobile US</a> (7.64%)</li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">India</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Blinkit" title="Blinkit">Blinkit</a></li> <li><a href="/wiki/Flipkart" title="Flipkart">Flipkart</a></li> <li><a href="/wiki/Hike_Messenger" title="Hike Messenger">Hike</a></li> <li><a href="/wiki/InMobi" title="InMobi">InMobi</a></li> <li><a href="/wiki/Ola_Cabs" class="mw-redirect" title="Ola Cabs">Ola Cabs</a></li> <li><a href="/wiki/OYO_Rooms" class="mw-redirect" title="OYO Rooms">OYO</a></li> <li><a href="/wiki/Paytm" title="Paytm">Paytm</a></li> <li><a href="/wiki/Snapdeal" title="Snapdeal">Snapdeal</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Southeast Asia</th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/GoTo_(Indonesian_company)" title="GoTo (Indonesian company)">GoTo</a> <ul><li><a href="/wiki/Gojek" title="Gojek">Gojek</a></li> <li><a href="/wiki/Tokopedia" title="Tokopedia">Tokopedia</a></li></ul></li> <li><a href="/wiki/Grab_(company)" class="mw-redirect" title="Grab (company)">Grab</a> <ul><li><a class="mw-selflink selflink">OVO</a></li></ul></li></ul> </div></td></tr></tbody></table><div></div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Affiliated companies</th><td class="navbox-list-with-group navbox-list navbox-odd hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/GungHo_Online_Entertainment" title="GungHo Online Entertainment">GungHo Online Entertainment</a> (3.80%)</li> <li><a href="/wiki/Alibaba_Group" title="Alibaba Group">Alibaba Group</a> (36%)</li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Related articles</th><td class="navbox-list-with-group navbox-list navbox-even hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Boston_Dynamics" title="Boston Dynamics">Boston Dynamics</a></li> <li><a href="/wiki/Fukuoka_SoftBank_Hawks" title="Fukuoka SoftBank Hawks">Fukuoka SoftBank Hawks</a></li> <li><a href="/wiki/SBI_Group" title="SBI Group">SBI Group</a></li> <li><a href="/wiki/SoftBank_Capital" title="SoftBank Capital">SoftBank Capital</a></li> <li><a href="/wiki/SoftBank_Vision_Fund" title="SoftBank Vision Fund">SoftBank Vision Fund</a></li> <li><a href="/wiki/Sprint_Corporation" 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