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class="btn btn-outline-secondary rounded-pill py-3 px-4 border-2 w-100 mb-4 mb-lg-0"><i class="bi bi-telephone-fill" style="margin-right: .5rem;"></i> <b>+254 719 075 000</b></a></div><div class="col-sm-12 col-lg-3"><a href="/contact-us/" class="btn btn-outline-secondary rounded-pill py-3 px-4 border-2 w-100 mb-4 mb-lg-0"><i class="bi bi-chat-left-text-fill" style="margin-right: .5rem;"></i> <b>Send us an enquiry</b></a></div><div class="col-sm-12 col-md-1 offset-md-1"><a class="utility-panel--btn-close mx-auto" href="#" title="close"><span class="icon icon-close"></span></a></div></div></div></div></header><div class="flyout-overlay"></div><main class="single-product"><section><div class="container"><div class="row"><div class="col-sm-12 col-md-5 my-5 py-5"><h1 class="mb-4 fw-bold">PRUCritical Care</h1><p class="lead fw-normal">Catch the unexpected diagnosis before it catches you</p></div><div class="col-sm-12 col-md-7 mb-4 g-0"><img src="https://source.unsplash.com/HoneMAhhCXI/765x432" width="100%" class="banner-img"></div></div></div></section><section class="py-k5 pt-4"><div class="py-5"><div class="position-relative"><div class="container"><div class="row"><div class="col-sm-12 col-md-6"><img src="/assets/images/PRUCriticalCareFeatures.jpg" alt="" width="100%" class="rounded"></div><div class="col-sm-12 col-md-6 mb-3"><h1 class="mb-3 d-block"><span class="fw-bold text-secondary">Product</span> <span class="fw-light">Features</span></h1><p>A first-time diagnosis of a Critical Illness can instantly pull the mat from under your feet. Our Critical Illness Cover promises to keep it intact and help you focus on getting better.The PRUCritical Care will provide, for a specified period of time, a lump-sum pay-out, in the event of first time diagnosis of a listed critical or terminal illness.</p><ul class="card-body ps-0 pe-5 list-desc-two"><li><span>Lump sum amount paid at the first time diagnosis of a critical illness ranges from Ksh.1M to Ksh. 15M</span></li><li><span>Minimum eligible age is 18 years and maximum is 60 years. The maximum age you can get cover is 65 years.</span></li><li><span>The minimum period you can take the cover for is 5 years and maximum is 20 years as long as the maximum age to be covered is 65 years</span></li><li><span>It further provides you with an option to purchase an additional death benefit at an additional cost which will be paid to your loved ones and beneficiaries, in the event of your passing on due to natural causes, accidents, or an illness.</span></li></ul></div></div></div></div></div></section><section class="py-k5 pt-4 overflow-hidden"><div class="py-5"><div class="position-relative"><div class="bg-grey left"></div><div class="container"><div class="row"><div class="col-sm-12 col-md-6 mb-3 offset-md-6"><h1 class="mb-3 d-block"><span class="fw-bold text-secondary">Product</span> <span class="fw-light">Benefits</span></h1></div></div><div class="row"><div class="col-12 col-md-3"><div class="card border-0 rounded-30 text-center shadow-sm"><img src="https://source.unsplash.com/pA0uoltkwao/276x201" class="card-img-top" alt="Lump-sum Pay Out"><div class="card-body py-3 px-4"><h5 class="card-title text-secondary text-capitalize fs-5">Lump-sum Pay Out</h5><p class="card-text fw-light">Pay-out on a first-time diagnosis of a critical or terminal illness as defined in the policy.</p></div></div></div><div class="col-12 col-md-3"><div class="card border-0 rounded-30 text-center shadow-sm"><img src="https://source.unsplash.com/j06gLuKK0GM/276x201" class="card-img-top" alt="Flexible policy Terms"><div class="card-body py-3 px-4"><h5 class="card-title text-secondary text-capitalize fs-5">Flexible policy Terms</h5><p class="card-text fw-light">Allows you to tailor the product to suit your life insurance needs.</p></div></div></div><div class="col-12 col-md-3"><div class="card border-0 rounded-30 text-center shadow-sm"><img src="https://source.unsplash.com/hWEPHX_JXlM/276x201" class="card-img-top" alt="Create an immediate estate for your dependents"><div class="card-body py-3 px-4"><h5 class="card-title text-secondary text-capitalize fs-5">Create an immediate estate for your dependents</h5><p class="card-text fw-light">Help your family maintain their lifestyle without having to sell land or property</p></div></div></div><div class="col-12 col-md-3"><div class="card border-0 rounded-30 text-center shadow-sm"><img src="https://source.unsplash.com/WYfZXRsyels/276x201" class="card-img-top" alt="Claim insurance tax"><div class="card-body py-3 px-4"><h5 class="card-title text-secondary text-capitalize fs-5">Claim insurance tax relief</h5><p class="card-text fw-light">Enjoy insurance tax relief of up to 15% of the premium paid, up to a maximum of KES 60,000 annually</p></div></div></div></div></div></div></div></section><section class="py-5"><div class="container position-relative"><div class="bg-grey" style="height: 65%;"></div><div class="container"><div class="row"><div class="col-sm-12 col-md-6 mb-3"><h1 class="mb-3 d-block"><span class="fw-bold">Learn</span> <span class="fw-light">more</span></h1></div></div><ul class="list-group" id="learn-more"><li class="list-group-item" aria-current="true"><div class="d-flex justify-content-between align-items-center" data-bs-toggle="collapse" href="#productBenefits"><div><h5>Product Benefits</h5></div><span class="icon-expand"></span></div><div class="collapse pt-4" id="productBenefits"><p>These benefits will be payable for a maximum of 30 days (maximum benefit) in the policy year</p><table class="table table-bordered"><thead><tr><th scope="col">Category</th><th scope="col">Age in years</th><th scope="col">Maximum Daily Benefit</th></tr></thead><tbody><tr><td rowspan="2">Main member plus the spouse</td><td>18-55</td><td>20,000</td></tr><tr><td>56-65</td><td>10,000</td></tr><tr><td>Children</td><td>Less than 18 years</td><td>10,000</td></tr><tr><td>Parents & parents in law</td><td>Less than 65 years</td><td>10,000</td></tr></tbody></table><b class="pt-3">Critical Illness Benefit</b><ul class="card-body ps-0 pe-5 list-desc-two inside"><li><span>Full 100% lump sum payment will be made upon first diagnosis of a critical or terminal illness (as defined) regardless of severity.</span></li><li><span>The benefit is payable only on the first incident of a critical illness diagnosis or Terminal Illness diagnosis.</span></li></ul><b class="pt-3">Optional Death Cover benefit</b><ul class="card-body ps-0 pe-5 list-desc-two inside"><li><span>50% lump sum payment will be made upon death of the policy holder whether due to natural causes, accidents, or illness to the listed beneficiaries within the policy term and before the diagnosis of illness.</span></li><li><span>The 50% rider benefit (not amount) will be chosen at the discretion of the policyholder.</span></li></ul></div></li><li class="list-group-item" aria-current="true"><div class="d-flex justify-content-between align-items-center" data-bs-toggle="collapse" href="#waitingPeriod"><div><h5>Waiting Period</h5></div><span class="icon-expand"></span></div><div class="collapse" id="waitingPeriod"><p class="pt-3">There is a waiting period of 6 months;</p><ul class="card-body ps-0 pe-5 list-desc-two"><li><span>When the cover is starting or when it is being reinstated.</span></li><li><span>If the policy holder goes for medical checkup before getting the cover, then the waiting period will be waived off.</span></li><li><span>The waiting period for cancer diagnosis of 6 months still applies with or without the medical checkup.</span></li></ul></div></li><li class="list-group-item" aria-current="true"><div class="d-flex justify-content-between align-items-center" data-bs-toggle="collapse" href="#claimDocumentation"><div><h5>Claim Documentation</h5></div><span class="icon-expand"></span></div><div class="collapse" id="claimDocumentation"><p class="pt-3">You will be required to provide the following documentation for a claim to be paid under PRUCritical Care policy;</p><ul class="card-body ps-0 pe-5 list-desc-two"><li><span>A duly completed claim form.</span></li><li><span>A copy of the member鈥檚 identification document(s).</span></li><li><span>Official medical report from a registered qualified medical practitioner showing the diagnosis of the critical/terminal illness; certifying the date, nature and cause of the illness.</span></li><li><span>Death certificate for death claims.</span></li></ul></div></li><li class="list-group-item" aria-current="true"><div class="d-flex justify-content-between align-items-center" data-bs-toggle="collapse" href="#exclusions"><div><h5>Exclusions</h5></div><span class="icon-expand"></span></div><div class="collapse" id="exclusions"><p class="pt-3">The following is a list of exclusions, meaning, any claim that arises from the occurrences below will not be paid.</p><ul class="card-body ps-0 pe-5 list-desc-two"><li><span>Pre-existing conditions. Any existing medical condition not disclosed prior to the issuance of the policy, for which treatment was received or recommended, by a medical practitioner or of which the person assured was aware prior to the date of declaration of the policy.</span></li><li><span>A condition directly resulting from the abuse of alcohol or illegal drugs.</span></li><li><span>Cancer:</span><ul class="card-body ps-0 pe-5 list-desc-two"><li><span>All cancers in stage 0 (in situ) and all premalignant conditions</span></li><li><span>All tumours of the prostate unless histologically classified as having a Gleason score greater than 6 or having progressed to at least clinical TNM classification T2N0M0.</span></li><li><span>All skin cancers (including cutaneous lymphoma), other than malignant melanoma that has been histologically classified as having caused invasion beyond the epidermis (outer layer of skin).</span></li><li><span>Chronic lymphocytic leukaemia unless histologically classified as having progressed to at least Binet Stage A</span></li><li><span>Tumours in the presence of any human immuno-deficiency virus are excluded.</span></li></ul></li><li><span>Stroke:</span><ul class="card-body ps-0 pe-5 list-desc-two"><li><span>Transient ischaemic attack</span></li><li><span>Vascular disease affecting the eye or optic nerve</span></li><li><span>Death of tissue of the optic nerve or retina / eye stroke</span></li><li><span>Migraine</span></li><li><span>Vestibular disorders</span></li><li><span>Traumatic injury to brain tissue or blood vessels</span></li></ul></li><li><span>Heart Attack:</span><ul class="card-body ps-0 pe-5 list-desc-two"><li><span>Acute coronary syndromes, including but not limited to angina without myocardial infarction.</span></li></ul></li></ul></div></li></ul></div></div></section><section class="py-5 position-relative"><div class="bg-grey left rounded-0" style="height: 70%;"></div><div class="container z-100 position-relative"><div class="row"><div class="col-sm-12 col-md-6 mb-3"><h1 class="mb-3 d-block" data-aos="fade-down"><span class="fw-bold text-secondary">Similar</span> <span class="fw-light">products</span></h1></div></div><div class="row"><div class="col-12 col-md-4"><a href="/pru-hospicash/" class="card rounded-30 pb-0" data-aos="zoom-in"><img src="/assets/images/PRUHospicash-thumb.jpg" class="card-img-top" alt="PRUHospicash"><div class="card-body pt-4 pb-5 px-4 d-flex flex-column"><h5 class="card-title fw-bold text-capitalize">PRUHospicash</h5><p class="card-text fw-light">Getting hospitalized is inevitable, yet undeniably necessary if the Doctor says so. But if you risk earning an income while at it, then signing up for the PRUHospicash could be your best option.</p><div class="card-static__content--btn btn-arrow"><span class="icon icon-arrow-right"></span></div></div></a></div></div></div></section><script>function onSubmitLeadForm(token) { document.getElementById("lead-form").submit(); }</script><section class="py-5"><div class="container py-5 position-relative" id="lead-form"><div class="row position-relative"><div class="col-sm-12 col-md-5 offset-md-1"><h2 class="fw-bold">Not what you鈥檙e <span class="fw-normal">looking for?</span></h2><p class="fw-light">Don鈥檛 worry, we'll help you get the correct solution that fits your needs. Provide us with your phone number and we will call you right back.</p></div><div class="col-sm-12 col-md-5"><form action="/integrations/callback.php" method="POST" id="leads-form"><input class="form-control form-control-lg py-3" type="number" placeholder="enter your phone number" required name="phone_number" maxlength="15"> <input type="hidden" name="Website_Page" value="PRUCritical Care"> <input type="hidden" name="Website_Source" value="Callbacks"> <button class="btn btn-danger rounded-pill btn-lg float-end mt-4 px-4 fw-bold" type="submit" class="g-recaptcha" data-sitekey="6LevMNAUAAAAAC1ZSkqLXh12_rYgnpp7VAznktoG" data-callback="onSubmitLeadForm" data-action="submit">Call me back</button></form></div></div></div></section></main><section class="pt-5 social-section"><div class="container position-relative pt-lg-5"><div class="bg-grey col-12 col-md-7 offset-md-5 d-sm-none d-lg-block" style="height: 100%; width: 66.66667%; right: auto;"></div><div class="container p-0"><div class="row"><div class="col-sm-12 col-lg-4 mb-3 text-center text-lg-start"><h1 class="mb-3 d-block"><span class="fw-bold d-block">Stay</span> <span class="fw-bold">Connected</span></h1><p class="lead fw-normal">Follow us on social media for the latest on Prudential in Kenya.</p></div><div class="col-sm-12 col-lg-8 mb-3"><div class="row justify-content-between"><div class="col-3 col-md-3 text-center"><a href="https://www.linkedin.com/company/prudential-life-kenya/?originalSubdomain=ke" target="_blank" rel="noopener noreferrer" class="social-link text-decoration-none position-relative d-block"><div class="link-list__card--img"><img src="/assets/images/Linkedin.svg" alt="LinkedIn" class="d-block"></div><div class="lead fw-bold text-dark d-block my-4">LinkedIn</div><div class="d-none d-md-block card-static__content--btn btn-arrow position-relative mx-auto"><span class="icon icon-arrow-right"></span></div></a></div><div class="col-3 col-md-3 text-center"><a 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icon-arrow-right"></span></div></a></div></div></div></div></div></div></section><footer class="pt-5 mt-5"><br><div class="container pb-4"><div class="row"><div class="col-sm-12 col-md-2 col-lg-2"><h5 class="mb-4">Individual</h5><ul class="list-unstyled"><li><a href="/life-protection/">Life protection</a></li><li><a href="/health/">Health</a></li><li><a href="/savings/">Savings</a></li></ul></div><div class="col-sm-12 col-md-2 col-lg-2"><h5 class="mb-4">Corporate</h5><ul class="list-unstyled"><li><a href="/group-life/">Group Life</a></li><li><a href="/group-credit-life/">Group Credit Life</a></li><li><a href="/pru-sme/">PRUSME</a></li><li><a href="/group-hospital-cash/">Group Hospital Cash</a></li></ul></div><div class="col-sm-12 col-md-2 col-lg-2"><h5 class="mb-4">Wellness</h5><ul class="list-unstyled"><li><a href="/general-wellness/">General Wellness</a></li><li><a href="/mental-wellness/">Mental Wellness</a></li></ul></div><div class="col-sm-12 col-md-2 col-lg-2"><h5 class="mb-4">About Us</h5><ul class="list-unstyled"><li><a href="/our-history/">Our History</a></li><li><a href="/our-leadership/">Our Leadership</a></li><li><a href="/our-values/">Our Values</a></li><li><a href="/our-logo/">Our Logo</a></li></ul></div><div class="col-sm-12 col-md-2 col-lg-2"><h5 class="mb-4">Legal</h5><ul class="list-unstyled"><li><a href="/terms-of-use/">Terms of Use</a></li><li><a href="/privacy-policy/" title="Privacy Policy">Privacy Policy</a></li></ul></div><div class="col-sm-12 col-md-2 col-lg-2"><h5 class="mb-4">Prudential</h5><address>Ground Floor, Vienna Court, State House Crescent, off State House Avenue Nairobi, Kenya</address><p><a href="mailto:customer.service@prudentiallife.co.ke">customer.service@prudentiallife.co.ke</a></p><p><a href="tel:+254719075000">+254 719 075 000</a></p></div></div></div><div class="bottom"><div class="container py-5"><div class="row"><div class="col-sm-12 col-md-9 col-lg-9"><p>Prudential Life Assurance Kenya Limited is 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