BearSavings: Free Finance Calculators, Savings Tracker, Investing & Finance Tips

<!DOCTYPE html> <html lang="en"> <head> <meta charset="UTF-8" /> <meta name="viewport" content="width=device-width, initial-scale=1.0" /> <title>BearSavings: Free Finance Calculators, Savings Tracker, Investing & Finance Tips</title> <meta name="description" content="BearSavings offers tools like savings trackers, mortgage recast calculators, and financial freedom planners to help you achieve your financial goals efficiently." /> <link rel="icon" type="image/x-icon" href="/bearsavings_favicon.ico"> <link rel="manifest" href="/manifest.json"> <script src="https://cdn.tailwindcss.com"></script> <link rel="stylesheet" href="https://cdnjs.cloudflare.com/ajax/libs/font-awesome/5.15.3/css/all.min.css" /> <link rel="stylesheet" href="/css/style.css?v=15">  <script async src="https://www.googletagmanager.com/gtag/js?id=G-0ZXWKM3KCG"></script> <script> window.dataLayer = window.dataLayer || []; function gtag() { dataLayer.push(arguments); } gtag('js', new Date()); gtag('config', 'G-0ZXWKM3KCG'); </script> <script type="text/javascript" src="https://platform-api.sharethis.com/js/sharethis.js#property=67206c07d01e2b0012552815&product=inline-share-buttons&source=platform" async="async"></script> </head> <body class="neubrutalism-bg text-gray-900 ">  <header class="header"> <div class="logo mt-3"> <h1 class="text-3xl font-bold"> <a href="/">BearSavings</a> </h1> </div> <button class="mobile-nav-toggle"> <i class="fas fa-bars text-2xl"></i> </button> <div id="darkModeToggle" class="dark-mode-toggle"> <i class="fas fa-moon dark-mode-icon"></i> <i class="fas fa-sun light-mode-icon"></i> </div>  <nav class="nav-links mt-5"> <a href="/" class="px-4 py-2 rounded">Home</a> <a href="/tools/listing" class="px-4 py-2 rounded">Calculators & Tools</a> <a href="/about" class="px-4 py-2 rounded">About</a> <a href="/blog" class="px-4 py-2 rounded">Blog</a>  <a href="/contact" class="px-4 py-2 rounded">Contact</a> </nav>  <nav class="mobile-nav"> <a href="/" class="px-4 py-2 rounded block mb-2">Home</a> <a href="/tools/listing" class="px-4 py-2 rounded block mb-2">Calculators & Tools</a> <a href="/about" class="px-4 py-2 rounded block mb-2">About</a> <a href="/blog" class="px-4 py-2 rounded block mb-2">Blog</a>  <a href="/contact" class="px-4 py-2 rounded block mb-2">Contact</a> </nav> </header>  <div class="a2hs-banner hidden fixed bottom-0 left-0 right-0 bg-blue-600 text-white p-4 shadow-md z-50 flex justify-between items-center"> <div class="flex flex-col float-left"> <p class="text-lg font-bold">Add BearSavings</p> <p class="text-sm">Get quick access and enjoy our features right from your home screen.</p> </div> <div class="flex items-center space-x-4 float-right"> <button class="add-button bg-white text-blue-600 px-4 py-2 rounded shadow-md">Add</button> <button class="pwa-close-button text-white text-2xl font-bold">脳</button> </div> </div>  <div id="hero" class="container mx-auto max-w-screen-lg p-6 mt-6"> <div class="hero-card p-8 rounded-lg shadow-lg flex items-center justify-between bg-yellow-100"> <img src="/images/bearsavings_logo.webp" alt="BearSavings Mascot" class="w-24 h-24 mr-6" /> <div class="text-left flex-1"> <h1 class="text-3xl mb-4 font-bold">Welcome to BearSavings</h1> <p class="text-lg mb-4"> Join over <strong>6,000+</strong> users who use BearSavings daily. 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text-black"><a href="/tools/savings-goal-calculator" class="hover:text-blue-500">Savings Goal Calculator</a></h3></div><div class="bg-white border border-black rounded-lg p-4 shadow-[4px_4px_0px_0px_rgba(0,0,0,1)]"><h3 class="font-bold text-lg mb-2 text-black"><a href="/tools/us-inflation-calculator" class="hover:text-blue-500">US Inflation Calculator</a></h3></div><div class="bg-white border border-black rounded-lg p-4 shadow-[4px_4px_0px_0px_rgba(0,0,0,1)]"><h3 class="font-bold text-lg mb-2 text-black"><a href="/tools/financial-freedom-calculator" class="hover:text-blue-500">Financial Freedom Calculator</a></h3></div> </div>  <div class="text-center mt-8 mb-8"> <a href="/tools/listing" class="bg-blue-500 text-white font-bold py-2 px-4 rounded-lg shadow-[4px_4px_0px_0px_rgba(0,0,0,1)] hover:bg-blue-600">Browse All Tools</a> </div> </div> <style> </style> <div class="container mx-auto p-4 max-w-screen-lg"> <h2 class="text-2xl font-semibold mb-4 text-center">Recommended Books</h2>  <div id="books-container" class="grid grid-cols-2 sm:grid-cols-5 lg:grid-cols-5 gap-8">  </div> </div> <div class="container mx-auto p-4 max-w-screen-lg"> <h2 class="text-2xl font-semibold mb-4 text-center">Latest Posts</h2> <div class="grid grid-cols-1 md:grid-cols-2 lg:grid-cols-3 gap-6"> <div class="blogpost p-4 border rounded-lg hover:shadow-lg"> <a href="https://www.bearsavings.com/blog/how-fed-policy-bond-prices-and-yields-shape-economic-outlook/"> <img src="https://www.bearsavings.com/blog/wp-content/uploads/2025/02/pexels-markus-winkler-1430818-18524134-300x200.jpg" alt="How Fed Policy, Bond Prices, and Yields Shape Economic Outlook" class="w-full h-auto mb-4 rounded-lg"> </a> <h2 class="text-xl font-semibold mb-2"> <a href="https://www.bearsavings.com/blog/how-fed-policy-bond-prices-and-yields-shape-economic-outlook/"> How Fed Policy, Bond Prices, and Yields Shape Economic Outlook </a> </h2> <div> <p>In today’s interconnected financial landscape, understanding how central banks, bond prices, and yields interact is key to grasping…</p> </div> </div> <div class="blogpost p-4 border rounded-lg hover:shadow-lg"> <a href="https://www.bearsavings.com/blog/the-january-effect-explained/"> <img src="https://www.bearsavings.com/blog/wp-content/uploads/2025/02/The_January_Effect_Cover_1200x851-1-300x213.png" alt="The January Effect Explained: A Seasonal Stock Market Trend" class="w-full h-auto mb-4 rounded-lg"> </a> <h2 class="text-xl font-semibold mb-2"> <a href="https://www.bearsavings.com/blog/the-january-effect-explained/"> The January Effect Explained: A Seasonal Stock Market Trend </a> </h2> <div> <p>Every January, a familiar question circulates among investors: Will the stock market rally this month? This phenomenon, known…</p> </div> </div> <div class="blogpost p-4 border rounded-lg hover:shadow-lg"> <a href="https://www.bearsavings.com/blog/unveiling-the-psychology-of-money-key-lessons-on-wealth-and-behavior/"> <img src="https://www.bearsavings.com/blog/wp-content/uploads/2025/01/money-300x150.png" alt="Unveiling ‘The Psychology of Money’: Key Lessons on Wealth and Behavior" class="w-full h-auto mb-4 rounded-lg"> </a> <h2 class="text-xl font-semibold mb-2"> <a href="https://www.bearsavings.com/blog/unveiling-the-psychology-of-money-key-lessons-on-wealth-and-behavior/"> Unveiling ‘The Psychology of Money’: Key Lessons on Wealth and Behavior </a> </h2> <div> <p>When it comes to understanding wealth, Morgan Housel鈥檚 book The Psychology of Money stands out as a masterpiece….</p> </div> </div> <div class="blogpost p-4 border rounded-lg hover:shadow-lg"> <a href="https://www.bearsavings.com/blog/top-10-must-read-finance-books/"> <img src="https://www.bearsavings.com/blog/wp-content/uploads/2025/01/pexels-karolina-grabowska-5632406-300x200.jpg" alt="Top 10 Must-Read Finance Books for 2025" class="w-full h-auto mb-4 rounded-lg"> </a> <h2 class="text-xl font-semibold mb-2"> <a href="https://www.bearsavings.com/blog/top-10-must-read-finance-books/"> Top 10 Must-Read Finance Books for 2025 </a> </h2> <div> <p>In an ever-changing economic landscape, staying informed and ahead of the curve in managing your finances is more…</p> </div> </div> <div class="blogpost p-4 border rounded-lg hover:shadow-lg"> <a href="https://www.bearsavings.com/blog/100k-challenge/"> <img src="https://www.bearsavings.com/blog/wp-content/uploads/2024/11/pexels-anete-lusina-4792376-300x200.jpg" alt="100K Challenge: Best Ways to Earn and Save Six Figures" class="w-full h-auto mb-4 rounded-lg"> </a> <h2 class="text-xl font-semibold mb-2"> <a href="https://www.bearsavings.com/blog/100k-challenge/"> 100K Challenge: Best Ways to Earn and Save Six Figures </a> </h2> <div> <p>Setting and achieving the goal of earning or saving $100,000 might sound daunting, but with the right mindset,…</p> </div> </div> <div class="blogpost p-4 border rounded-lg hover:shadow-lg"> <a href="https://www.bearsavings.com/blog/selling-covered-puts-for-income/"> <img src="https://www.bearsavings.com/blog/wp-content/uploads/2024/10/coveredput-300x200.png" alt="Beginner Guide to Selling Covered Puts for Income" class="w-full h-auto mb-4 rounded-lg"> </a> <h2 class="text-xl font-semibold mb-2"> <a href="https://www.bearsavings.com/blog/selling-covered-puts-for-income/"> Beginner Guide to Selling Covered Puts for Income </a> </h2> <div> <p>Selling covered puts (or cash secured puts) is a popular strategy among investors looking to generate income with…</p> </div> </div> </div>  <div class="text-center mt-8 mb-8"> <a href="/blog" class="bg-blue-500 text-white font-bold py-2 px-4 rounded-lg shadow-[4px_4px_0px_0px_rgba(0,0,0,1)] hover:bg-blue-600">Browse All Posts</a> </div> <style> .blogpost { border: 2px solid #333; } </style> </div>  <footer class="shadow-md py-4 mt-4"> <div class="container mx-auto text-center"> <p class="text-sm text-gray-600">漏 2024 BearSavings. 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BearSavings: Free Finance Calculators, Savings Tracker, Investing & Finance Tips