CINXE.COM

<!DOCTYPE html> <html class="client-nojs vector-feature-language-in-header-enabled vector-feature-language-in-main-page-header-disabled vector-feature-sticky-header-disabled vector-feature-page-tools-pinned-disabled vector-feature-toc-pinned-clientpref-1 vector-feature-main-menu-pinned-disabled vector-feature-limited-width-clientpref-1 vector-feature-limited-width-content-enabled vector-feature-custom-font-size-clientpref-1 vector-feature-appearance-pinned-clientpref-1 vector-feature-night-mode-disabled skin-theme-clientpref-day vector-toc-available" lang="mk" dir="ltr"> <head> <meta charset="UTF-8"> <title>Кредитна картичка — Википедија</title> <script>(function(){var className="client-js vector-feature-language-in-header-enabled vector-feature-language-in-main-page-header-disabled vector-feature-sticky-header-disabled vector-feature-page-tools-pinned-disabled vector-feature-toc-pinned-clientpref-1 vector-feature-main-menu-pinned-disabled vector-feature-limited-width-clientpref-1 vector-feature-limited-width-content-enabled vector-feature-custom-font-size-clientpref-1 vector-feature-appearance-pinned-clientpref-1 vector-feature-night-mode-disabled skin-theme-clientpref-day vector-toc-available";var cookie=document.cookie.match(/(?:^|; )mkwikimwclientpreferences=([^;]+)/);if(cookie){cookie[1].split('%2C').forEach(function(pref){className=className.replace(new RegExp('(^| )'+pref.replace(/-clientpref-\w+$|[^\w-]+/g,'')+'-clientpref-\\w+( |$)'),'$1'+pref+'$2');});}document.documentElement.className=className;}());RLCONF={"wgBreakFrames":false,"wgSeparatorTransformTable":[",\t.",".\t,"],"wgDigitTransformTable":["",""], "wgDefaultDateFormat":"dmy","wgMonthNames":["","јануари","февруари","март","април","мај","јуни","јули","август","септември","октомври","ноември","декември"],"wgRequestId":"44083247-6056-47fb-9b77-aeece43c3f31","wgCanonicalNamespace":"","wgCanonicalSpecialPageName":false,"wgNamespaceNumber":0,"wgPageName":"Кредитна_картичка","wgTitle":"Кредитна картичка","wgCurRevisionId":5257170,"wgRevisionId":5257170,"wgArticleId":1104648,"wgIsArticle":true,"wgIsRedirect":false,"wgAction":"view","wgUserName":null,"wgUserGroups":["*"],"wgCategories":["Сите статии со мртви надворешни врски","Статии за средување","Банкарство","Кредит","Платни системи","Американски пронајдоци"],"wgPageViewLanguage":"mk","wgPageContentLanguage":"mk","wgPageContentModel":"wikitext","wgRelevantPageName": "Кредитна_картичка","wgRelevantArticleId":1104648,"wgIsProbablyEditable":true,"wgRelevantPageIsProbablyEditable":true,"wgRestrictionEdit":[],"wgRestrictionMove":[],"wgNoticeProject":"wikipedia","wgCiteReferencePreviewsActive":true,"wgFlaggedRevsParams":{"tags":{"accuracy":{"levels":2}}},"wgStableRevisionId":5257170,"wgMediaViewerOnClick":true,"wgMediaViewerEnabledByDefault":true,"wgPopupsFlags":0,"wgVisualEditor":{"pageLanguageCode":"mk","pageLanguageDir":"ltr","pageVariantFallbacks":"mk"},"wgMFDisplayWikibaseDescriptions":{"search":true,"watchlist":true,"tagline":true,"nearby":true},"wgWMESchemaEditAttemptStepOversample":false,"wgWMEPageLength":10000,"wgRelatedArticlesCompat":[],"wgCentralAuthMobileDomain":false,"wgEditSubmitButtonLabelPublish":true,"wgULSPosition":"interlanguage","wgULSisCompactLinksEnabled":false,"wgVector2022LanguageInHeader":true,"wgULSisLanguageSelectorEmpty":false,"wgWikibaseItemId":"Q161380","wgCheckUserClientHintsHeadersJsApi":["brands", "architecture","bitness","fullVersionList","mobile","model","platform","platformVersion"],"GEHomepageSuggestedEditsEnableTopics":true,"wgGETopicsMatchModeEnabled":false,"wgGEStructuredTaskRejectionReasonTextInputEnabled":false,"wgGELevelingUpEnabledForUser":false,"wgSiteNoticeId":"2.1"};RLSTATE={"ext.globalCssJs.user.styles":"ready","site.styles":"ready","user.styles":"ready","ext.globalCssJs.user":"ready","user":"ready","user.options":"loading","ext.cite.styles":"ready","skins.vector.search.codex.styles":"ready","skins.vector.styles":"ready","skins.vector.icons":"ready","ext.flaggedRevs.basic":"ready","mediawiki.codex.messagebox.styles":"ready","ext.wikimediamessages.styles":"ready","ext.visualEditor.desktopArticleTarget.noscript":"ready","ext.uls.interlanguage":"ready","wikibase.client.init":"ready","ext.wikimediaBadges":"ready","ext.dismissableSiteNotice.styles":"ready"};RLPAGEMODULES=["ext.cite.ux-enhancements","mediawiki.page.media","site","mediawiki.page.ready","mediawiki.toc", "skins.vector.js","ext.centralNotice.geoIP","ext.centralNotice.startUp","ext.flaggedRevs.advanced","ext.urlShortener.toolbar","ext.centralauth.centralautologin","mmv.bootstrap","ext.popups","ext.visualEditor.desktopArticleTarget.init","ext.visualEditor.targetLoader","ext.echo.centralauth","ext.eventLogging","ext.wikimediaEvents","ext.navigationTiming","ext.uls.interface","ext.cx.eventlogging.campaigns","ext.cx.uls.quick.actions","wikibase.client.vector-2022","ext.checkUser.clientHints","ext.growthExperiments.SuggestedEditSession","wikibase.sidebar.tracking","ext.dismissableSiteNotice"];</script> <script>(RLQ=window.RLQ||[]).push(function(){mw.loader.impl(function(){return["user.options@12s5i",function($,jQuery,require,module){mw.user.tokens.set({"patrolToken":"+\\","watchToken":"+\\","csrfToken":"+\\"}); }];});});</script> <link rel="stylesheet" href="/w/load.php?lang=mk&modules=ext.cite.styles%7Cext.dismissableSiteNotice.styles%7Cext.flaggedRevs.basic%7Cext.uls.interlanguage%7Cext.visualEditor.desktopArticleTarget.noscript%7Cext.wikimediaBadges%7Cext.wikimediamessages.styles%7Cmediawiki.codex.messagebox.styles%7Cskins.vector.icons%2Cstyles%7Cskins.vector.search.codex.styles%7Cwikibase.client.init&only=styles&skin=vector-2022"> <script async="" src="/w/load.php?lang=mk&modules=startup&only=scripts&raw=1&skin=vector-2022"></script> <meta name="ResourceLoaderDynamicStyles" content=""> <link rel="stylesheet" href="/w/load.php?lang=mk&modules=site.styles&only=styles&skin=vector-2022"> <meta name="generator" content="MediaWiki 1.44.0-wmf.4"> <meta name="referrer" content="origin"> <meta name="referrer" content="origin-when-cross-origin"> <meta name="robots" content="max-image-preview:standard"> <meta name="format-detection" content="telephone=no"> <meta property="og:image" content="https://upload.wikimedia.org/wikipedia/commons/thumb/e/ee/Creditcardwcontactless.png/1200px-Creditcardwcontactless.png"> <meta property="og:image:width" content="1200"> <meta property="og:image:height" content="757"> <meta property="og:image" content="https://upload.wikimedia.org/wikipedia/commons/thumb/e/ee/Creditcardwcontactless.png/800px-Creditcardwcontactless.png"> <meta property="og:image:width" content="800"> <meta property="og:image:height" content="504"> <meta property="og:image" content="https://upload.wikimedia.org/wikipedia/commons/thumb/e/ee/Creditcardwcontactless.png/640px-Creditcardwcontactless.png"> <meta property="og:image:width" content="640"> <meta property="og:image:height" content="404"> <meta name="viewport" content="width=1120"> <meta property="og:title" content="Кредитна картичка — Википедија"> <meta property="og:type" content="website"> <link rel="preconnect" href="//upload.wikimedia.org"> <link rel="alternate" media="only screen and (max-width: 640px)" href="//mk.m.wikipedia.org/wiki/%D0%9A%D1%80%D0%B5%D0%B4%D0%B8%D1%82%D0%BD%D0%B0_%D0%BA%D0%B0%D1%80%D1%82%D0%B8%D1%87%D0%BA%D0%B0"> <link rel="alternate" type="application/x-wiki" title="Уреди" href="/w/index.php?title=%D0%9A%D1%80%D0%B5%D0%B4%D0%B8%D1%82%D0%BD%D0%B0_%D0%BA%D0%B0%D1%80%D1%82%D0%B8%D1%87%D0%BA%D0%B0&action=edit"> <link rel="apple-touch-icon" href="/static/apple-touch/wikipedia.png"> <link rel="icon" href="/static/favicon/wikipedia.ico"> <link rel="search" type="application/opensearchdescription+xml" href="/w/rest.php/v1/search" title="Википедија (mk)"> <link rel="EditURI" type="application/rsd+xml" href="//mk.wikipedia.org/w/api.php?action=rsd"> <link rel="canonical" href="https://mk.wikipedia.org/wiki/%D0%9A%D1%80%D0%B5%D0%B4%D0%B8%D1%82%D0%BD%D0%B0_%D0%BA%D0%B0%D1%80%D1%82%D0%B8%D1%87%D0%BA%D0%B0"> <link rel="license" href="https://creativecommons.org/licenses/by-sa/4.0/deed.mk"> <link rel="alternate" type="application/atom+xml" title="Атом-тековник на Википедија" href="/w/index.php?title=%D0%A1%D0%BF%D0%B5%D1%86%D0%B8%D1%98%D0%B0%D0%BB%D0%BD%D0%B0:%D0%A1%D0%BA%D0%BE%D1%80%D0%B5%D1%88%D0%BD%D0%B8%D0%9F%D1%80%D0%BE%D0%BC%D0%B5%D0%BD%D0%B8&feed=atom"> <link rel="dns-prefetch" href="//meta.wikimedia.org" /> <link rel="dns-prefetch" href="//login.wikimedia.org"> </head> <body class="skin--responsive skin-vector skin-vector-search-vue mediawiki ltr sitedir-ltr mw-hide-empty-elt ns-0 ns-subject mw-editable page-Кредитна_картичка rootpage-Кредитна_картичка skin-vector-2022 action-view"><a class="mw-jump-link" href="#bodyContent">Прејди на содржината</a> <div class="vector-header-container"> <header class="vector-header mw-header"> <div class="vector-header-start"> <nav class="vector-main-menu-landmark" aria-label="Мрежно место"> <div id="vector-main-menu-dropdown" class="vector-dropdown vector-main-menu-dropdown vector-button-flush-left vector-button-flush-right" > <input type="checkbox" id="vector-main-menu-dropdown-checkbox" role="button" aria-haspopup="true" data-event-name="ui.dropdown-vector-main-menu-dropdown" class="vector-dropdown-checkbox " aria-label="Главно мени" > <label id="vector-main-menu-dropdown-label" for="vector-main-menu-dropdown-checkbox" class="vector-dropdown-label cdx-button cdx-button--fake-button cdx-button--fake-button--enabled cdx-button--weight-quiet cdx-button--icon-only " aria-hidden="true" ><span class="vector-icon mw-ui-icon-menu mw-ui-icon-wikimedia-menu"></span> <span class="vector-dropdown-label-text">Главно мени</span> </label> <div class="vector-dropdown-content"> <div id="vector-main-menu-unpinned-container" class="vector-unpinned-container"> <div id="vector-main-menu" class="vector-main-menu vector-pinnable-element"> <div class="vector-pinnable-header vector-main-menu-pinnable-header vector-pinnable-header-unpinned" data-feature-name="main-menu-pinned" data-pinnable-element-id="vector-main-menu" data-pinned-container-id="vector-main-menu-pinned-container" data-unpinned-container-id="vector-main-menu-unpinned-container" > <div class="vector-pinnable-header-label">Главно мени</div> <button class="vector-pinnable-header-toggle-button vector-pinnable-header-pin-button" data-event-name="pinnable-header.vector-main-menu.pin">премести во страничникот</button> <button class="vector-pinnable-header-toggle-button vector-pinnable-header-unpin-button" data-event-name="pinnable-header.vector-main-menu.unpin">скриј</button> </div> <div id="p-navigation" class="vector-menu mw-portlet mw-portlet-navigation" > <div class="vector-menu-heading"> Прегледник </div> <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="n-mainpage-description" class="mw-list-item"><a href="/wiki/%D0%93%D0%BB%D0%B0%D0%B2%D0%BD%D0%B0_%D1%81%D1%82%D1%80%D0%B0%D0%BD%D0%B8%D1%86%D0%B0" title="Посети главна страница [z]" accesskey="z"><span>Главна страница</span></a></li><li id="n-Што-е-Википедија?" class="mw-list-item"><a href="/wiki/%D0%92%D0%B8%D0%BA%D0%B8%D0%BF%D0%B5%D0%B4%D0%B8%D1%98%D0%B0:%D0%92%D0%BE%D0%B2%D0%B5%D0%B4"><span>Што е Википедија?</span></a></li><li id="n-featuredcontent" class="mw-list-item"><a href="/wiki/%D0%9A%D0%B0%D1%82%D0%B5%D0%B3%D0%BE%D1%80%D0%B8%D1%98%D0%B0:%D0%98%D0%B7%D0%B1%D1%80%D0%B0%D0%BD%D0%B8_%D1%81%D1%82%D0%B0%D1%82%D0%B8%D0%B8"><span>Избрана содржина</span></a></li><li id="n-randompage" class="mw-list-item"><a href="/wiki/%D0%A1%D0%BF%D0%B5%D1%86%D0%B8%D1%98%D0%B0%D0%BB%D0%BD%D0%B0:%D0%A1%D0%BB%D1%83%D1%87%D0%B0%D1%98%D0%BD%D0%B0" title="Вчитај случајна страница [x]" accesskey="x"><span>Случајна страница</span></a></li><li id="n-portal" class="mw-list-item"><a href="/wiki/%D0%92%D0%B8%D0%BA%D0%B8%D0%BF%D0%B5%D0%B4%D0%B8%D1%98%D0%B0:%D0%9F%D0%BE%D1%80%D1%82%D0%B0%D0%BB" title="За проектот, што можете да направите, каде да најдете некои работи"><span>Портал</span></a></li> </ul> </div> </div> <div id="p-interaction" class="vector-menu mw-portlet mw-portlet-interaction" > <div class="vector-menu-heading"> технички </div> <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="n-Тековни-настани" class="mw-list-item"><a href="/wiki/%D0%92%D0%B8%D0%BA%D0%B8%D0%BF%D0%B5%D0%B4%D0%B8%D1%98%D0%B0:%D0%A2%D0%B5%D0%BA%D0%BE%D0%B2%D0%BD%D0%B8_%D0%BD%D0%B0%D1%81%D1%82%D0%B0%D0%BD%D0%B8"><span>Тековни настани</span></a></li><li id="n-recentchanges" class="mw-list-item"><a href="/wiki/%D0%A1%D0%BF%D0%B5%D1%86%D0%B8%D1%98%D0%B0%D0%BB%D0%BD%D0%B0:%D0%A1%D0%BA%D0%BE%D1%80%D0%B5%D1%88%D0%BD%D0%B8%D0%9F%D1%80%D0%BE%D0%BC%D0%B5%D0%BD%D0%B8" title="Список на скорешни промени на викито. [r]" accesskey="r"><span>Скорешни промени</span></a></li><li id="n-pump" class="mw-list-item"><a href="/wiki/%D0%92%D0%B8%D0%BA%D0%B8%D0%BF%D0%B5%D0%B4%D0%B8%D1%98%D0%B0:%D0%A1%D0%B5%D0%BB%D1%81%D0%BA%D0%B0_%D1%87%D0%B5%D1%88%D0%BC%D0%B0"><span>Селска чешма</span></a></li><li id="n-Викисредби" class="mw-list-item"><a href="/wiki/%D0%92%D0%B8%D0%BA%D0%B8%D0%BF%D0%B5%D0%B4%D0%B8%D1%98%D0%B0:%D0%92%D0%B8%D0%BA%D0%B8%D1%81%D1%80%D0%B5%D0%B4%D0%B1%D0%B0"><span>Викисредби</span></a></li><li id="n-help" class="mw-list-item"><a href="https://www.mediawiki.org/wiki/Special:MyLanguage/Help:Contents" title="Место каде што може да се информирате."><span>Помош</span></a></li> </ul> </div> </div> </div> </div> </div> </div> </nav> <a href="/wiki/%D0%93%D0%BB%D0%B0%D0%B2%D0%BD%D0%B0_%D1%81%D1%82%D1%80%D0%B0%D0%BD%D0%B8%D1%86%D0%B0" class="mw-logo"> <img class="mw-logo-icon" src="/static/images/icons/wikipedia.png" alt="" aria-hidden="true" height="50" width="50"> <span class="mw-logo-container skin-invert"> <img class="mw-logo-wordmark" alt="Википедија" src="/static/images/mobile/copyright/wikipedia-wordmark-sr.svg" style="width: 7.8125em; height: 1.4375em;"> <img class="mw-logo-tagline" alt="Слободна енциклопедија" src="/static/images/mobile/copyright/wikipedia-tagline-mk.svg" width="114" height="11" style="width: 7.125em; height: 0.6875em;"> </span> </a> </div> <div class="vector-header-end"> <div id="p-search" role="search" class="vector-search-box-vue vector-search-box-collapses vector-search-box-show-thumbnail vector-search-box-auto-expand-width vector-search-box"> <a href="/wiki/%D0%A1%D0%BF%D0%B5%D1%86%D0%B8%D1%98%D0%B0%D0%BB%D0%BD%D0%B0:%D0%91%D0%B0%D1%80%D0%B0%D1%98" class="cdx-button cdx-button--fake-button cdx-button--fake-button--enabled cdx-button--weight-quiet cdx-button--icon-only search-toggle" title="Пребарај низ Википедија [f]" accesskey="f"><span class="vector-icon mw-ui-icon-search mw-ui-icon-wikimedia-search"></span> <span>Пребарај</span> </a> <div class="vector-typeahead-search-container"> <div class="cdx-typeahead-search cdx-typeahead-search--show-thumbnail cdx-typeahead-search--auto-expand-width"> <form action="/w/index.php" id="searchform" class="cdx-search-input cdx-search-input--has-end-button"> <div id="simpleSearch" class="cdx-search-input__input-wrapper" data-search-loc="header-moved"> <div class="cdx-text-input cdx-text-input--has-start-icon"> <input class="cdx-text-input__input" type="search" name="search" placeholder="Пребарајте по Википедија" aria-label="Пребарајте по Википедија" autocapitalize="sentences" title="Пребарај низ Википедија [f]" accesskey="f" id="searchInput" > <span class="cdx-text-input__icon cdx-text-input__start-icon"></span> </div> <input type="hidden" name="title" value="Специјална:Барај"> </div> <button class="cdx-button cdx-search-input__end-button">Пребарај</button> </form> </div> </div> </div> <nav class="vector-user-links vector-user-links-wide" aria-label="Лични алатки"> <div class="vector-user-links-main"> <div id="p-vector-user-menu-preferences" class="vector-menu mw-portlet emptyPortlet" > <div class="vector-menu-content"> <ul class="vector-menu-content-list"> </ul> </div> </div> <div id="p-vector-user-menu-userpage" class="vector-menu mw-portlet emptyPortlet" > <div class="vector-menu-content"> <ul class="vector-menu-content-list"> </ul> </div> </div> <nav class="vector-appearance-landmark" aria-label="Изглед"> <div id="vector-appearance-dropdown" class="vector-dropdown " title="Сменете ги големината на фонтот, ширината и бојата" > <input type="checkbox" id="vector-appearance-dropdown-checkbox" role="button" aria-haspopup="true" data-event-name="ui.dropdown-vector-appearance-dropdown" class="vector-dropdown-checkbox " aria-label="Изглед" > <label id="vector-appearance-dropdown-label" for="vector-appearance-dropdown-checkbox" class="vector-dropdown-label cdx-button cdx-button--fake-button cdx-button--fake-button--enabled cdx-button--weight-quiet cdx-button--icon-only " aria-hidden="true" ><span class="vector-icon mw-ui-icon-appearance mw-ui-icon-wikimedia-appearance"></span> <span class="vector-dropdown-label-text">Изглед</span> </label> <div class="vector-dropdown-content"> <div id="vector-appearance-unpinned-container" class="vector-unpinned-container"> </div> </div> </div> </nav> <div id="p-vector-user-menu-notifications" class="vector-menu mw-portlet emptyPortlet" > <div class="vector-menu-content"> <ul class="vector-menu-content-list"> </ul> </div> </div> <div id="p-vector-user-menu-overflow" class="vector-menu mw-portlet" > <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="pt-sitesupport-2" class="user-links-collapsible-item mw-list-item user-links-collapsible-item"><a data-mw="interface" href="//donate.wikimedia.org/wiki/Special:FundraiserRedirector?utm_source=donate&utm_medium=sidebar&utm_campaign=C13_mk.wikipedia.org&uselang=mk" class=""><span>Дарување</span></a> </li> <li id="pt-createaccount-2" class="user-links-collapsible-item mw-list-item user-links-collapsible-item"><a data-mw="interface" href="/w/index.php?title=%D0%A1%D0%BF%D0%B5%D1%86%D0%B8%D1%98%D0%B0%D0%BB%D0%BD%D0%B0:%D0%A1%D0%BE%D0%B7%D0%B4%D0%B0%D1%98%D0%9A%D0%BE%D1%80%D0%B8%D1%81%D0%BD%D0%B8%D1%87%D0%BA%D0%B0%D0%A1%D0%BC%D0%B5%D1%82%D0%BA%D0%B0&returnto=%D0%9A%D1%80%D0%B5%D0%B4%D0%B8%D1%82%D0%BD%D0%B0+%D0%BA%D0%B0%D1%80%D1%82%D0%B8%D1%87%D0%BA%D0%B0" title="Ви препорачуваме да направите сметка и да се најавите, иако тоа не е задолжително" class=""><span>Направи сметка</span></a> </li> <li id="pt-login-2" class="user-links-collapsible-item mw-list-item user-links-collapsible-item"><a data-mw="interface" href="/w/index.php?title=%D0%A1%D0%BF%D0%B5%D1%86%D0%B8%D1%98%D0%B0%D0%BB%D0%BD%D0%B0:%D0%9D%D0%B0%D1%98%D0%B0%D0%B2%D1%83%D0%B2%D0%B0%D1%9A%D0%B5&returnto=%D0%9A%D1%80%D0%B5%D0%B4%D0%B8%D1%82%D0%BD%D0%B0+%D0%BA%D0%B0%D1%80%D1%82%D0%B8%D1%87%D0%BA%D0%B0" title="Ви препорачуваме да се најавите, иако тоа не е задолжително. [o]" accesskey="o" class=""><span>Најава</span></a> </li> </ul> </div> </div> </div> <div id="vector-user-links-dropdown" class="vector-dropdown vector-user-menu vector-button-flush-right vector-user-menu-logged-out" title="Повеќе можности" > <input type="checkbox" id="vector-user-links-dropdown-checkbox" role="button" aria-haspopup="true" data-event-name="ui.dropdown-vector-user-links-dropdown" class="vector-dropdown-checkbox " aria-label="Лични алатки" > <label id="vector-user-links-dropdown-label" for="vector-user-links-dropdown-checkbox" class="vector-dropdown-label cdx-button cdx-button--fake-button cdx-button--fake-button--enabled cdx-button--weight-quiet cdx-button--icon-only " aria-hidden="true" ><span class="vector-icon mw-ui-icon-ellipsis mw-ui-icon-wikimedia-ellipsis"></span> <span class="vector-dropdown-label-text">Лични алатки</span> </label> <div class="vector-dropdown-content"> <div id="p-personal" class="vector-menu mw-portlet mw-portlet-personal user-links-collapsible-item" title="Корисничко мени" > <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="pt-sitesupport" class="user-links-collapsible-item mw-list-item"><a href="//donate.wikimedia.org/wiki/Special:FundraiserRedirector?utm_source=donate&utm_medium=sidebar&utm_campaign=C13_mk.wikipedia.org&uselang=mk"><span>Дарување</span></a></li><li id="pt-createaccount" class="user-links-collapsible-item mw-list-item"><a href="/w/index.php?title=%D0%A1%D0%BF%D0%B5%D1%86%D0%B8%D1%98%D0%B0%D0%BB%D0%BD%D0%B0:%D0%A1%D0%BE%D0%B7%D0%B4%D0%B0%D1%98%D0%9A%D0%BE%D1%80%D0%B8%D1%81%D0%BD%D0%B8%D1%87%D0%BA%D0%B0%D0%A1%D0%BC%D0%B5%D1%82%D0%BA%D0%B0&returnto=%D0%9A%D1%80%D0%B5%D0%B4%D0%B8%D1%82%D0%BD%D0%B0+%D0%BA%D0%B0%D1%80%D1%82%D0%B8%D1%87%D0%BA%D0%B0" title="Ви препорачуваме да направите сметка и да се најавите, иако тоа не е задолжително"><span class="vector-icon mw-ui-icon-userAdd mw-ui-icon-wikimedia-userAdd"></span> <span>Направи сметка</span></a></li><li id="pt-login" class="user-links-collapsible-item mw-list-item"><a href="/w/index.php?title=%D0%A1%D0%BF%D0%B5%D1%86%D0%B8%D1%98%D0%B0%D0%BB%D0%BD%D0%B0:%D0%9D%D0%B0%D1%98%D0%B0%D0%B2%D1%83%D0%B2%D0%B0%D1%9A%D0%B5&returnto=%D0%9A%D1%80%D0%B5%D0%B4%D0%B8%D1%82%D0%BD%D0%B0+%D0%BA%D0%B0%D1%80%D1%82%D0%B8%D1%87%D0%BA%D0%B0" title="Ви препорачуваме да се најавите, иако тоа не е задолжително. [o]" accesskey="o"><span class="vector-icon mw-ui-icon-logIn mw-ui-icon-wikimedia-logIn"></span> <span>Најава</span></a></li> </ul> </div> </div> <div id="p-user-menu-anon-editor" class="vector-menu mw-portlet mw-portlet-user-menu-anon-editor" > <div class="vector-menu-heading"> Страници за одјавени уредници <a href="/wiki/%D0%9F%D0%BE%D0%BC%D0%BE%D1%88:%D0%92%D0%BE%D0%B2%D0%B5%D0%B4" aria-label="Дознајте повеќе за уредувањето"><span>дознајте повеќе</span></a> </div> <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="pt-anoncontribs" class="mw-list-item"><a href="/wiki/%D0%A1%D0%BF%D0%B5%D1%86%D0%B8%D1%98%D0%B0%D0%BB%D0%BD%D0%B0:%D0%9C%D0%BE%D0%B8%D0%9F%D1%80%D0%B8%D0%B4%D0%BE%D0%BD%D0%B5%D1%81%D0%B8" title="Список на уредувања направени од оваа IP-адреса [y]" accesskey="y"><span>Придонеси</span></a></li><li id="pt-anontalk" class="mw-list-item"><a href="/wiki/%D0%A1%D0%BF%D0%B5%D1%86%D0%B8%D1%98%D0%B0%D0%BB%D0%BD%D0%B0:%D0%9C%D0%BE%D1%98%D0%A0%D0%B0%D0%B7%D0%B3%D0%BE%D0%B2%D0%BE%D1%80" title="Разговор за уредувањата од оваа IP-адреса [n]" accesskey="n"><span>Разговор</span></a></li> </ul> </div> </div> </div> </div> </nav> </div> </header> </div> <div class="mw-page-container"> <div class="mw-page-container-inner"> <div class="vector-sitenotice-container"> <div id="siteNotice"><div id="mw-dismissablenotice-anonplace"></div><script>(function(){var node=document.getElementById("mw-dismissablenotice-anonplace");if(node){node.outerHTML="\u003Cdiv class=\"mw-dismissable-notice\"\u003E\u003Cdiv class=\"mw-dismissable-notice-close\"\u003E[\u003Ca tabindex=\"0\" role=\"button\"\u003Eтргни\u003C/a\u003E]\u003C/div\u003E\u003Cdiv class=\"mw-dismissable-notice-body\"\u003E\u003C!-- CentralNotice --\u003E\u003Cdiv id=\"localNotice\" data-nosnippet=\"\"\u003E\u003Cdiv class=\"anonnotice\" lang=\"mk\" dir=\"ltr\"\u003E\u003Cdiv style=\"background:white\"\u003E\n\u003Cfigure class=\"mw-halign-left\" typeof=\"mw:File\"\u003E\u003Ca href=\"/wiki/%D0%9F%D0%BE%D0%B4%D0%B0%D1%82%D0%BE%D1%82%D0%B5%D0%BA%D0%B0:F_icon.svg\" class=\"mw-file-description\"\u003E\u003Cimg src=\"//upload.wikimedia.org/wikipedia/commons/thumb/c/c2/F_icon.svg/25px-F_icon.svg.png\" decoding=\"async\" width=\"25\" height=\"25\" class=\"mw-file-element\" srcset=\"//upload.wikimedia.org/wikipedia/commons/thumb/c/c2/F_icon.svg/38px-F_icon.svg.png 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/c/c2/F_icon.svg/50px-F_icon.svg.png 2x\" data-file-width=\"128\" data-file-height=\"128\" /\u003E\u003C/a\u003E\u003Cfigcaption\u003E\u003C/figcaption\u003E\u003C/figure\u003E\n\u003Cp\u003EСледете ја Википедија на македонски јазик на \u003Cb\u003E\u003Cspan class=\"plainlinks\"\u003E\u003Ca rel=\"nofollow\" class=\"external text\" href=\"https://www.facebook.com/mk.wikipedia\"\u003EFacebook\u003C/a\u003E\u003C/span\u003E\u003C/b\u003E\nи на \u003Cb\u003E\u003Cspan class=\"plainlinks\"\u003E\u003Ca rel=\"nofollow\" class=\"external text\" href=\"https://www.instagram.com/wikimedia_mkd\"\u003EInstagram\u003C/a\u003E\u003C/span\u003E\u003C/b\u003E!\n\u003Cbr style=\"clear:both;\" /\u003E\n\u003C/p\u003E\n\u003Cfigure class=\"mw-halign-left\" typeof=\"mw:File\"\u003E\u003Ca href=\"/wiki/%D0%9F%D0%BE%D0%B4%D0%B0%D1%82%D0%BE%D1%82%D0%B5%D0%BA%D0%B0:Turkish_tea2.jpg\" class=\"mw-file-description\" title=\"Уредувачки викенд „Турска кујна“\"\u003E\u003Cimg alt=\"Уредувачки викенд „Турска кујна“\" src=\"//upload.wikimedia.org/wikipedia/commons/thumb/5/5b/Turkish_tea2.jpg/25px-Turkish_tea2.jpg\" decoding=\"async\" width=\"25\" height=\"33\" class=\"mw-file-element\" srcset=\"//upload.wikimedia.org/wikipedia/commons/thumb/5/5b/Turkish_tea2.jpg/38px-Turkish_tea2.jpg 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/5/5b/Turkish_tea2.jpg/50px-Turkish_tea2.jpg 2x\" data-file-width=\"3000\" data-file-height=\"4000\" /\u003E\u003C/a\u003E\u003Cfigcaption\u003EУредувачки викенд „Турска кујна“\u003C/figcaption\u003E\u003C/figure\u003E\n\u003Cp\u003EСе известуваат сите заинтересирани уредници на Википедија на македонски јазик дека во периодот 23-24 ноември 2024 година ќе се одржи \u003Ca href=\"/wiki/%D0%92%D0%B8%D0%BA%D0%B8%D0%BF%D0%B5%D0%B4%D0%B8%D1%98%D0%B0:%D0%A3%D1%80%D0%B5%D0%B4%D1%83%D0%B2%D0%B0%D1%87%D0%BA%D0%B8_%D0%B2%D0%B8%D0%BA%D0%B5%D0%BD%D0%B4%D0%B8\" title=\"Википедија:Уредувачки викенди\"\u003Eуредувачки викенд\u003C/a\u003E на тема „\u003Cb\u003E\u003Ca href=\"/wiki/%D0%92%D0%B8%D0%BA%D0%B8%D0%BF%D0%B5%D0%B4%D0%B8%D1%98%D0%B0:%D0%A3%D1%80%D0%B5%D0%B4%D1%83%D0%B2%D0%B0%D1%87%D0%BA%D0%B8_%D0%B2%D0%B8%D0%BA%D0%B5%D0%BD%D0%B4%D0%B8_2024#Турска_кујна\" title=\"Википедија:Уредувачки викенди 2024\"\u003EТурска кујна\u003C/a\u003E\u003C/b\u003E“.\n\u003Cbr style=\"clear:both;\" /\u003E\n\u003C/p\u003E\n\u003Cfigure class=\"mw-halign-left\" typeof=\"mw:File\"\u003E\u003Ca href=\"/wiki/%D0%9F%D0%BE%D0%B4%D0%B0%D1%82%D0%BE%D1%82%D0%B5%D0%BA%D0%B0:Wikipe-tan_mopping.png\" class=\"mw-file-description\"\u003E\u003Cimg src=\"//upload.wikimedia.org/wikipedia/commons/thumb/c/c0/Wikipe-tan_mopping.png/25px-Wikipe-tan_mopping.png\" decoding=\"async\" width=\"25\" height=\"30\" class=\"mw-file-element\" srcset=\"//upload.wikimedia.org/wikipedia/commons/thumb/c/c0/Wikipe-tan_mopping.png/38px-Wikipe-tan_mopping.png 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/c/c0/Wikipe-tan_mopping.png/50px-Wikipe-tan_mopping.png 2x\" data-file-width=\"1800\" data-file-height=\"2149\" /\u003E\u003C/a\u003E\u003Cfigcaption\u003E\u003C/figcaption\u003E\u003C/figure\u003E\n\u003Cp\u003EСе известуваат сите заинтересирани уредници дека во периодот од 4 ноември до 3 декември 2024 година се одржува \u003Ca href=\"/wiki/%D0%92%D0%B8%D0%BA%D0%B8%D0%BF%D0%B5%D0%B4%D0%B8%D1%98%D0%B0:%D0%A3%D1%80%D0%B5%D0%B4%D1%83%D0%B2%D0%B0%D1%87%D0%BA%D0%B8_%D0%BD%D0%B0%D1%82%D0%BF%D1%80%D0%B5%D0%B2%D0%B0%D1%80%D0%B8\" title=\"Википедија:Уредувачки натпревари\"\u003Eуредувачки натпревар\u003C/a\u003E за \u003Cb\u003E\u003Ca href=\"/wiki/%D0%92%D0%B8%D0%BA%D0%B8%D0%BF%D0%B5%D0%B4%D0%B8%D1%98%D0%B0:%D0%A3%D1%80%D0%B5%D0%B4%D1%83%D0%B2%D0%B0%D1%87%D0%BA%D0%B8_%D0%BD%D0%B0%D1%82%D0%BF%D1%80%D0%B5%D0%B2%D0%B0%D1%80%D0%B8/%D0%A1%D1%80%D0%B5%D0%B4%D1%83%D0%B2%D0%B0%D1%9A%D0%B5_(2024)\" title=\"Википедија:Уредувачки натпревари/Средување (2024)\"\u003Eсредување на статии\u003C/a\u003E\u003C/b\u003E. Прочитајте ги правилата и вклучете се!\n\u003C/p\u003E\u003C/div\u003E\u003C/div\u003E\u003C/div\u003E\u003C/div\u003E\u003C/div\u003E";}}());</script></div> </div> <div class="vector-column-start"> <div class="vector-main-menu-container"> <div id="mw-navigation"> <nav id="mw-panel" class="vector-main-menu-landmark" aria-label="Мрежно место"> <div id="vector-main-menu-pinned-container" class="vector-pinned-container"> </div> </nav> </div> </div> <div class="vector-sticky-pinned-container"> <nav id="mw-panel-toc" aria-label="Содржина" data-event-name="ui.sidebar-toc" class="mw-table-of-contents-container vector-toc-landmark"> <div id="vector-toc-pinned-container" class="vector-pinned-container"> <div id="vector-toc" class="vector-toc vector-pinnable-element"> <div class="vector-pinnable-header vector-toc-pinnable-header vector-pinnable-header-pinned" data-feature-name="toc-pinned" data-pinnable-element-id="vector-toc" > <h2 class="vector-pinnable-header-label">Содржина</h2> <button class="vector-pinnable-header-toggle-button vector-pinnable-header-pin-button" data-event-name="pinnable-header.vector-toc.pin">премести во страничникот</button> <button class="vector-pinnable-header-toggle-button vector-pinnable-header-unpin-button" data-event-name="pinnable-header.vector-toc.unpin">скриј</button> </div> <ul class="vector-toc-contents" id="mw-panel-toc-list"> <li id="toc-mw-content-text" class="vector-toc-list-item vector-toc-level-1"> <a href="#" class="vector-toc-link"> <div class="vector-toc-text">Почеток</div> </a> </li> <li id="toc-Историски_развој" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#Историски_развој"> <div class="vector-toc-text"> <span class="vector-toc-numb">1</span> <span>Историски развој</span> </div> </a> <ul id="toc-Историски_развој-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-Одлики_на_кредитната_картичка" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#Одлики_на_кредитната_картичка"> <div class="vector-toc-text"> <span class="vector-toc-numb">2</span> <span>Одлики на кредитната картичка</span> </div> </a> <ul id="toc-Одлики_на_кредитната_картичка-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-Функции_на_кредитната_картичка" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#Функции_на_кредитната_картичка"> <div class="vector-toc-text"> <span class="vector-toc-numb">3</span> <span>Функции на кредитната картичка</span> </div> </a> <ul id="toc-Функции_на_кредитната_картичка-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-Процес_на_плаќање" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#Процес_на_плаќање"> <div class="vector-toc-text"> <span class="vector-toc-numb">4</span> <span>Процес на плаќање</span> </div> </a> <ul id="toc-Процес_на_плаќање-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-Наводи" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#Наводи"> <div class="vector-toc-text"> <span class="vector-toc-numb">5</span> <span>Наводи</span> </div> </a> <ul id="toc-Наводи-sublist" class="vector-toc-list"> </ul> </li> </ul> </div> </div> </nav> </div> </div> <div class="mw-content-container"> <main id="content" class="mw-body"> <header class="mw-body-header vector-page-titlebar"> <nav aria-label="Содржина" class="vector-toc-landmark"> <div id="vector-page-titlebar-toc" class="vector-dropdown vector-page-titlebar-toc vector-button-flush-left" > <input type="checkbox" id="vector-page-titlebar-toc-checkbox" role="button" aria-haspopup="true" data-event-name="ui.dropdown-vector-page-titlebar-toc" class="vector-dropdown-checkbox " aria-label="Прик./скр. содржина" > <label id="vector-page-titlebar-toc-label" for="vector-page-titlebar-toc-checkbox" class="vector-dropdown-label cdx-button cdx-button--fake-button cdx-button--fake-button--enabled cdx-button--weight-quiet cdx-button--icon-only " aria-hidden="true" ><span class="vector-icon mw-ui-icon-listBullet mw-ui-icon-wikimedia-listBullet"></span> <span class="vector-dropdown-label-text">Прик./скр. содржина</span> </label> <div class="vector-dropdown-content"> <div id="vector-page-titlebar-toc-unpinned-container" class="vector-unpinned-container"> </div> </div> </div> </nav> <h1 id="firstHeading" class="firstHeading mw-first-heading"><span class="mw-page-title-main">Кредитна картичка</span></h1> <div id="p-lang-btn" class="vector-dropdown mw-portlet mw-portlet-lang" > <input type="checkbox" id="p-lang-btn-checkbox" role="button" aria-haspopup="true" data-event-name="ui.dropdown-p-lang-btn" class="vector-dropdown-checkbox mw-interlanguage-selector" aria-label="Појдете на статија на друг јазик. Достапно на 86 јазици" > <label id="p-lang-btn-label" for="p-lang-btn-checkbox" class="vector-dropdown-label cdx-button cdx-button--fake-button cdx-button--fake-button--enabled cdx-button--weight-quiet cdx-button--action-progressive mw-portlet-lang-heading-86" aria-hidden="true" ><span class="vector-icon mw-ui-icon-language-progressive mw-ui-icon-wikimedia-language-progressive"></span> <span class="vector-dropdown-label-text">86 јазици</span> </label> <div class="vector-dropdown-content"> <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li class="interlanguage-link interwiki-am mw-list-item"><a href="https://am.wikipedia.org/wiki/%E1%8A%AD%E1%88%AC%E1%8B%B2%E1%89%B5_%E1%8A%AB%E1%88%AD%E1%8B%B5" title="ክሬዲት ካርድ — амхарски" lang="am" hreflang="am" data-title="ክሬዲት ካርድ" data-language-autonym="አማርኛ" data-language-local-name="амхарски" class="interlanguage-link-target"><span>አማርኛ</span></a></li><li class="interlanguage-link interwiki-ar mw-list-item"><a href="https://ar.wikipedia.org/wiki/%D8%A8%D8%B7%D8%A7%D9%82%D8%A9_%D8%A7%D8%A6%D8%AA%D9%85%D8%A7%D9%86" title="بطاقة ائتمان — арапски" lang="ar" hreflang="ar" data-title="بطاقة ائتمان" data-language-autonym="العربية" data-language-local-name="арапски" class="interlanguage-link-target"><span>العربية</span></a></li><li class="interlanguage-link interwiki-ast mw-list-item"><a href="https://ast.wikipedia.org/wiki/Tarxeta_de_creitu" title="Tarxeta de creitu — астурски" lang="ast" hreflang="ast" data-title="Tarxeta de creitu" data-language-autonym="Asturianu" data-language-local-name="астурски" class="interlanguage-link-target"><span>Asturianu</span></a></li><li class="interlanguage-link interwiki-az mw-list-item"><a href="https://az.wikipedia.org/wiki/Kredit_kart%C4%B1" title="Kredit kartı — азербејџански" lang="az" hreflang="az" data-title="Kredit kartı" data-language-autonym="Azərbaycanca" data-language-local-name="азербејџански" class="interlanguage-link-target"><span>Azərbaycanca</span></a></li><li class="interlanguage-link interwiki-bn mw-list-item"><a href="https://bn.wikipedia.org/wiki/%E0%A6%95%E0%A7%8D%E0%A6%B0%E0%A7%87%E0%A6%A1%E0%A6%BF%E0%A6%9F_%E0%A6%95%E0%A6%BE%E0%A6%B0%E0%A7%8D%E0%A6%A1" title="ক্রেডিট কার্ড — бенгалски" lang="bn" hreflang="bn" data-title="ক্রেডিট কার্ড" data-language-autonym="বাংলা" data-language-local-name="бенгалски" class="interlanguage-link-target"><span>বাংলা</span></a></li><li class="interlanguage-link interwiki-zh-min-nan mw-list-item"><a href="https://zh-min-nan.wikipedia.org/wiki/S%C3%ACn-i%C5%8Dng-khah" title="Sìn-iōng-khah — јужномински" lang="nan" hreflang="nan" data-title="Sìn-iōng-khah" data-language-autonym="閩南語 / Bân-lâm-gú" data-language-local-name="јужномински" class="interlanguage-link-target"><span>閩南語 / Bân-lâm-gú</span></a></li><li class="interlanguage-link interwiki-ba mw-list-item"><a href="https://ba.wikipedia.org/wiki/%D0%9A%D1%80%D0%B5%D0%B4%D0%B8%D1%82_%D0%BA%D0%B0%D1%80%D1%82%D0%B0%D2%BB%D1%8B" title="Кредит картаһы — башкирски" lang="ba" hreflang="ba" data-title="Кредит картаһы" data-language-autonym="Башҡортса" data-language-local-name="башкирски" class="interlanguage-link-target"><span>Башҡортса</span></a></li><li class="interlanguage-link interwiki-be mw-list-item"><a href="https://be.wikipedia.org/wiki/%D0%9A%D0%B0%D1%80%D1%82%D0%B0_%D1%80%D0%B0%D1%81%D1%82%D1%8D%D1%80%D0%BC%D1%96%D0%BD%D0%BE%D1%9E%D0%BA%D1%96" title="Карта растэрміноўкі — белоруски" lang="be" hreflang="be" data-title="Карта растэрміноўкі" data-language-autonym="Беларуская" data-language-local-name="белоруски" class="interlanguage-link-target"><span>Беларуская</span></a></li><li class="interlanguage-link interwiki-be-x-old mw-list-item"><a href="https://be-tarask.wikipedia.org/wiki/%D0%9A%D0%B0%D1%80%D1%82%D0%B0_%D1%80%D0%B0%D1%81%D1%82%D1%8D%D1%80%D0%BC%D1%96%D0%BD%D0%BE%D1%9E%D0%BA%D1%96" title="Карта растэрміноўкі — Belarusian (Taraškievica orthography)" lang="be-tarask" hreflang="be-tarask" data-title="Карта растэрміноўкі" data-language-autonym="Беларуская (тарашкевіца)" data-language-local-name="Belarusian (Taraškievica orthography)" class="interlanguage-link-target"><span>Беларуская (тарашкевіца)</span></a></li><li class="interlanguage-link interwiki-bg mw-list-item"><a href="https://bg.wikipedia.org/wiki/%D0%9A%D1%80%D0%B5%D0%B4%D0%B8%D1%82%D0%BD%D0%B0_%D0%BA%D0%B0%D1%80%D1%82%D0%B0" title="Кредитна карта — бугарски" lang="bg" hreflang="bg" data-title="Кредитна карта" data-language-autonym="Български" data-language-local-name="бугарски" class="interlanguage-link-target"><span>Български</span></a></li><li class="interlanguage-link interwiki-ca mw-list-item"><a href="https://ca.wikipedia.org/wiki/Targeta_de_cr%C3%A8dit" title="Targeta de crèdit — каталонски" lang="ca" hreflang="ca" data-title="Targeta de crèdit" data-language-autonym="Català" data-language-local-name="каталонски" class="interlanguage-link-target"><span>Català</span></a></li><li class="interlanguage-link interwiki-cs badge-Q17437798 badge-goodarticle mw-list-item" title="добра статија"><a href="https://cs.wikipedia.org/wiki/Kreditn%C3%AD_karta" title="Kreditní karta — чешки" lang="cs" hreflang="cs" data-title="Kreditní karta" data-language-autonym="Čeština" data-language-local-name="чешки" class="interlanguage-link-target"><span>Čeština</span></a></li><li class="interlanguage-link interwiki-da mw-list-item"><a href="https://da.wikipedia.org/wiki/Kreditkort" title="Kreditkort — дански" lang="da" hreflang="da" data-title="Kreditkort" data-language-autonym="Dansk" data-language-local-name="дански" class="interlanguage-link-target"><span>Dansk</span></a></li><li class="interlanguage-link interwiki-de mw-list-item"><a href="https://de.wikipedia.org/wiki/Kreditkarte" title="Kreditkarte — германски" lang="de" hreflang="de" data-title="Kreditkarte" data-language-autonym="Deutsch" data-language-local-name="германски" class="interlanguage-link-target"><span>Deutsch</span></a></li><li class="interlanguage-link interwiki-et mw-list-item"><a href="https://et.wikipedia.org/wiki/Krediitkaart" title="Krediitkaart — естонски" lang="et" hreflang="et" data-title="Krediitkaart" data-language-autonym="Eesti" data-language-local-name="естонски" class="interlanguage-link-target"><span>Eesti</span></a></li><li class="interlanguage-link interwiki-el mw-list-item"><a href="https://el.wikipedia.org/wiki/%CE%A0%CE%B9%CF%83%CF%84%CF%89%CF%84%CE%B9%CE%BA%CE%AE_%CE%BA%CE%AC%CF%81%CF%84%CE%B1" title="Πιστωτική κάρτα — грчки" lang="el" hreflang="el" data-title="Πιστωτική κάρτα" data-language-autonym="Ελληνικά" data-language-local-name="грчки" class="interlanguage-link-target"><span>Ελληνικά</span></a></li><li class="interlanguage-link interwiki-en mw-list-item"><a href="https://en.wikipedia.org/wiki/Credit_card" title="Credit card — англиски" lang="en" hreflang="en" data-title="Credit card" data-language-autonym="English" data-language-local-name="англиски" class="interlanguage-link-target"><span>English</span></a></li><li class="interlanguage-link interwiki-es mw-list-item"><a href="https://es.wikipedia.org/wiki/Tarjeta_de_cr%C3%A9dito" title="Tarjeta de crédito — шпански" lang="es" hreflang="es" data-title="Tarjeta de crédito" data-language-autonym="Español" data-language-local-name="шпански" class="interlanguage-link-target"><span>Español</span></a></li><li class="interlanguage-link interwiki-eo mw-list-item"><a href="https://eo.wikipedia.org/wiki/Kreditkarto" title="Kreditkarto — есперанто" lang="eo" hreflang="eo" data-title="Kreditkarto" data-language-autonym="Esperanto" data-language-local-name="есперанто" class="interlanguage-link-target"><span>Esperanto</span></a></li><li class="interlanguage-link interwiki-eu mw-list-item"><a href="https://eu.wikipedia.org/wiki/Kreditu-txartel" title="Kreditu-txartel — баскиски" lang="eu" hreflang="eu" data-title="Kreditu-txartel" data-language-autonym="Euskara" data-language-local-name="баскиски" class="interlanguage-link-target"><span>Euskara</span></a></li><li class="interlanguage-link interwiki-fa mw-list-item"><a href="https://fa.wikipedia.org/wiki/%DA%A9%D8%A7%D8%B1%D8%AA_%D8%A7%D8%B9%D8%AA%D8%A8%D8%A7%D8%B1%DB%8C" title="کارت اعتباری — персиски" lang="fa" hreflang="fa" data-title="کارت اعتباری" data-language-autonym="فارسی" data-language-local-name="персиски" class="interlanguage-link-target"><span>فارسی</span></a></li><li class="interlanguage-link interwiki-fr badge-Q70893996 mw-list-item" title=""><a href="https://fr.wikipedia.org/wiki/Carte_de_cr%C3%A9dit" title="Carte de crédit — француски" lang="fr" hreflang="fr" data-title="Carte de crédit" data-language-autonym="Français" data-language-local-name="француски" class="interlanguage-link-target"><span>Français</span></a></li><li class="interlanguage-link interwiki-ga mw-list-item"><a href="https://ga.wikipedia.org/wiki/C%C3%A1rta_creidmheasa" title="Cárta creidmheasa — ирски" lang="ga" hreflang="ga" data-title="Cárta creidmheasa" data-language-autonym="Gaeilge" data-language-local-name="ирски" class="interlanguage-link-target"><span>Gaeilge</span></a></li><li class="interlanguage-link interwiki-gl mw-list-item"><a href="https://gl.wikipedia.org/wiki/Tarxeta_de_cr%C3%A9dito" title="Tarxeta de crédito — галициски" lang="gl" hreflang="gl" data-title="Tarxeta de crédito" data-language-autonym="Galego" data-language-local-name="галициски" class="interlanguage-link-target"><span>Galego</span></a></li><li class="interlanguage-link interwiki-ko mw-list-item"><a href="https://ko.wikipedia.org/wiki/%EC%8B%A0%EC%9A%A9%EC%B9%B4%EB%93%9C" title="신용카드 — корејски" lang="ko" hreflang="ko" data-title="신용카드" data-language-autonym="한국어" data-language-local-name="корејски" class="interlanguage-link-target"><span>한국어</span></a></li><li class="interlanguage-link interwiki-ha mw-list-item"><a href="https://ha.wikipedia.org/wiki/Katin_bashi" title="Katin bashi — хауса" lang="ha" hreflang="ha" data-title="Katin bashi" data-language-autonym="Hausa" data-language-local-name="хауса" class="interlanguage-link-target"><span>Hausa</span></a></li><li class="interlanguage-link interwiki-hy mw-list-item"><a href="https://hy.wikipedia.org/wiki/%D5%8E%D5%A1%D6%80%D5%AF%D5%A1%D5%B5%D5%AB%D5%B6_%D6%84%D5%A1%D6%80%D5%BF" title="Վարկային քարտ — ерменски" lang="hy" hreflang="hy" data-title="Վարկային քարտ" data-language-autonym="Հայերեն" data-language-local-name="ерменски" class="interlanguage-link-target"><span>Հայերեն</span></a></li><li class="interlanguage-link interwiki-hi mw-list-item"><a href="https://hi.wikipedia.org/wiki/%E0%A4%95%E0%A5%8D%E0%A4%B0%E0%A5%87%E0%A4%A1%E0%A4%BF%E0%A4%9F_%E0%A4%95%E0%A4%BE%E0%A4%B0%E0%A5%8D%E0%A4%A1" title="क्रेडिट कार्ड — хинди" lang="hi" hreflang="hi" data-title="क्रेडिट कार्ड" data-language-autonym="हिन्दी" data-language-local-name="хинди" class="interlanguage-link-target"><span>हिन्दी</span></a></li><li class="interlanguage-link interwiki-hr mw-list-item"><a href="https://hr.wikipedia.org/wiki/Kreditna_kartica" title="Kreditna kartica — хрватски" lang="hr" hreflang="hr" data-title="Kreditna kartica" data-language-autonym="Hrvatski" data-language-local-name="хрватски" class="interlanguage-link-target"><span>Hrvatski</span></a></li><li class="interlanguage-link interwiki-id mw-list-item"><a href="https://id.wikipedia.org/wiki/Kartu_kredit" title="Kartu kredit — индонезиски" lang="id" hreflang="id" data-title="Kartu kredit" data-language-autonym="Bahasa Indonesia" data-language-local-name="индонезиски" class="interlanguage-link-target"><span>Bahasa Indonesia</span></a></li><li class="interlanguage-link interwiki-is mw-list-item"><a href="https://is.wikipedia.org/wiki/Kreditkort" title="Kreditkort — исландски" lang="is" hreflang="is" data-title="Kreditkort" data-language-autonym="Íslenska" data-language-local-name="исландски" class="interlanguage-link-target"><span>Íslenska</span></a></li><li class="interlanguage-link interwiki-it mw-list-item"><a href="https://it.wikipedia.org/wiki/Carta_di_credito" title="Carta di credito — италијански" lang="it" hreflang="it" data-title="Carta di credito" data-language-autonym="Italiano" data-language-local-name="италијански" class="interlanguage-link-target"><span>Italiano</span></a></li><li class="interlanguage-link interwiki-he mw-list-item"><a href="https://he.wikipedia.org/wiki/%D7%9B%D7%A8%D7%98%D7%99%D7%A1_%D7%90%D7%A9%D7%A8%D7%90%D7%99" title="כרטיס אשראי — хебрејски" lang="he" hreflang="he" data-title="כרטיס אשראי" data-language-autonym="עברית" data-language-local-name="хебрејски" class="interlanguage-link-target"><span>עברית</span></a></li><li class="interlanguage-link interwiki-kn mw-list-item"><a href="https://kn.wikipedia.org/wiki/%E0%B2%95%E0%B3%8D%E0%B2%B0%E0%B3%86%E0%B2%A1%E0%B2%BF%E0%B2%9F%E0%B3%8D_%E0%B2%95%E0%B2%BE%E0%B2%B0%E0%B3%8D%E0%B2%A1%E0%B3%81%E0%B2%97%E0%B2%B3%E0%B3%81" title="ಕ್ರೆಡಿಟ್ ಕಾರ್ಡುಗಳು — каннада" lang="kn" hreflang="kn" data-title="ಕ್ರೆಡಿಟ್ ಕಾರ್ಡುಗಳು" data-language-autonym="ಕನ್ನಡ" data-language-local-name="каннада" class="interlanguage-link-target"><span>ಕನ್ನಡ</span></a></li><li class="interlanguage-link interwiki-ka mw-list-item"><a href="https://ka.wikipedia.org/wiki/%E1%83%A1%E1%83%90%E1%83%99%E1%83%A0%E1%83%94%E1%83%93%E1%83%98%E1%83%A2%E1%83%9D_%E1%83%91%E1%83%90%E1%83%A0%E1%83%90%E1%83%97%E1%83%98" title="საკრედიტო ბარათი — грузиски" lang="ka" hreflang="ka" data-title="საკრედიტო ბარათი" data-language-autonym="ქართული" data-language-local-name="грузиски" class="interlanguage-link-target"><span>ქართული</span></a></li><li class="interlanguage-link interwiki-kk mw-list-item"><a href="https://kk.wikipedia.org/wiki/%D0%9A%D1%80%D0%B5%D0%B4%D0%B8%D1%82%D1%82%D1%96%D0%BA_%D0%BA%D0%B0%D1%80%D1%82%D0%B0" title="Кредиттік карта — казашки" lang="kk" hreflang="kk" data-title="Кредиттік карта" data-language-autonym="Қазақша" data-language-local-name="казашки" class="interlanguage-link-target"><span>Қазақша</span></a></li><li class="interlanguage-link interwiki-sw mw-list-item"><a href="https://sw.wikipedia.org/wiki/Kadi_karadha" title="Kadi karadha — свахили" lang="sw" hreflang="sw" data-title="Kadi karadha" data-language-autonym="Kiswahili" data-language-local-name="свахили" class="interlanguage-link-target"><span>Kiswahili</span></a></li><li class="interlanguage-link interwiki-ky mw-list-item"><a href="https://ky.wikipedia.org/wiki/%D0%9D%D0%B0%D1%81%D1%8B%D1%8F_%D0%BA%D0%B0%D1%80%D1%82%D0%B0%D1%81%D1%8B" title="Насыя картасы — киргиски" lang="ky" hreflang="ky" data-title="Насыя картасы" data-language-autonym="Кыргызча" data-language-local-name="киргиски" class="interlanguage-link-target"><span>Кыргызча</span></a></li><li class="interlanguage-link interwiki-la mw-list-item"><a href="https://la.wikipedia.org/wiki/Tabella_tributaria" title="Tabella tributaria — латински" lang="la" hreflang="la" data-title="Tabella tributaria" data-language-autonym="Latina" data-language-local-name="латински" class="interlanguage-link-target"><span>Latina</span></a></li><li class="interlanguage-link interwiki-lv mw-list-item"><a href="https://lv.wikipedia.org/wiki/Kred%C4%ABtkarte" title="Kredītkarte — латвиски" lang="lv" hreflang="lv" data-title="Kredītkarte" data-language-autonym="Latviešu" data-language-local-name="латвиски" class="interlanguage-link-target"><span>Latviešu</span></a></li><li class="interlanguage-link interwiki-lt mw-list-item"><a href="https://lt.wikipedia.org/wiki/Kredito_kortel%C4%97" title="Kredito kortelė — литвански" lang="lt" hreflang="lt" data-title="Kredito kortelė" data-language-autonym="Lietuvių" data-language-local-name="литвански" class="interlanguage-link-target"><span>Lietuvių</span></a></li><li class="interlanguage-link interwiki-hu mw-list-item"><a href="https://hu.wikipedia.org/wiki/Hitelk%C3%A1rtya" title="Hitelkártya — унгарски" lang="hu" hreflang="hu" data-title="Hitelkártya" data-language-autonym="Magyar" data-language-local-name="унгарски" class="interlanguage-link-target"><span>Magyar</span></a></li><li class="interlanguage-link interwiki-ml mw-list-item"><a href="https://ml.wikipedia.org/wiki/%E0%B4%95%E0%B5%8D%E0%B4%B0%E0%B5%86%E0%B4%A1%E0%B4%BF%E0%B4%B1%E0%B5%8D%E0%B4%B1%E0%B5%8D_%E0%B4%95%E0%B4%BE%E0%B5%BC%E0%B4%A1%E0%B5%8D" title="ക്രെഡിറ്റ് കാർഡ് — малајалски" lang="ml" hreflang="ml" data-title="ക്രെഡിറ്റ് കാർഡ്" data-language-autonym="മലയാളം" data-language-local-name="малајалски" class="interlanguage-link-target"><span>മലയാളം</span></a></li><li class="interlanguage-link interwiki-ms mw-list-item"><a href="https://ms.wikipedia.org/wiki/Kad_kredit" title="Kad kredit — малајски" lang="ms" hreflang="ms" data-title="Kad kredit" data-language-autonym="Bahasa Melayu" data-language-local-name="малајски" class="interlanguage-link-target"><span>Bahasa Melayu</span></a></li><li class="interlanguage-link interwiki-min mw-list-item"><a href="https://min.wikipedia.org/wiki/Kartu_kredit" title="Kartu kredit — минангкабау" lang="min" hreflang="min" data-title="Kartu kredit" data-language-autonym="Minangkabau" data-language-local-name="минангкабау" class="interlanguage-link-target"><span>Minangkabau</span></a></li><li class="interlanguage-link interwiki-mn mw-list-item"><a href="https://mn.wikipedia.org/wiki/%D0%9A%D1%80%D0%B5%D0%B4%D0%B8%D1%82_%D0%BA%D0%B0%D1%80%D1%82" title="Кредит карт — монголски" lang="mn" hreflang="mn" data-title="Кредит карт" data-language-autonym="Монгол" data-language-local-name="монголски" class="interlanguage-link-target"><span>Монгол</span></a></li><li class="interlanguage-link interwiki-my mw-list-item"><a href="https://my.wikipedia.org/wiki/%E1%80%81%E1%80%9B%E1%80%80%E1%80%BA%E1%80%92%E1%80%85%E1%80%BA_%E1%80%80%E1%80%92%E1%80%BA" title="ခရက်ဒစ် ကဒ် — бурмански" lang="my" hreflang="my" data-title="ခရက်ဒစ် ကဒ်" data-language-autonym="မြန်မာဘာသာ" data-language-local-name="бурмански" class="interlanguage-link-target"><span>မြန်မာဘာသာ</span></a></li><li class="interlanguage-link interwiki-nl mw-list-item"><a href="https://nl.wikipedia.org/wiki/Creditcard" title="Creditcard — холандски" lang="nl" hreflang="nl" data-title="Creditcard" data-language-autonym="Nederlands" data-language-local-name="холандски" class="interlanguage-link-target"><span>Nederlands</span></a></li><li class="interlanguage-link interwiki-ne mw-list-item"><a href="https://ne.wikipedia.org/wiki/%E0%A4%95%E0%A5%8D%E0%A4%B0%E0%A5%87%E0%A4%A1%E0%A4%BF%E0%A4%9F_%E0%A4%95%E0%A4%BE%E0%A4%B0%E0%A5%8D%E0%A4%A1" title="क्रेडिट कार्ड — непалски" lang="ne" hreflang="ne" data-title="क्रेडिट कार्ड" data-language-autonym="नेपाली" data-language-local-name="непалски" class="interlanguage-link-target"><span>नेपाली</span></a></li><li class="interlanguage-link interwiki-ja mw-list-item"><a href="https://ja.wikipedia.org/wiki/%E3%82%AF%E3%83%AC%E3%82%B8%E3%83%83%E3%83%88%E3%82%AB%E3%83%BC%E3%83%89" title="クレジットカード — јапонски" lang="ja" hreflang="ja" data-title="クレジットカード" data-language-autonym="日本語" data-language-local-name="јапонски" class="interlanguage-link-target"><span>日本語</span></a></li><li class="interlanguage-link interwiki-no mw-list-item"><a href="https://no.wikipedia.org/wiki/Kredittkort" title="Kredittkort — норвешки букмол" lang="nb" hreflang="nb" data-title="Kredittkort" data-language-autonym="Norsk bokmål" data-language-local-name="норвешки букмол" class="interlanguage-link-target"><span>Norsk bokmål</span></a></li><li class="interlanguage-link interwiki-nn mw-list-item"><a href="https://nn.wikipedia.org/wiki/Kredittkort" title="Kredittkort — норвешки нинорск" lang="nn" hreflang="nn" data-title="Kredittkort" data-language-autonym="Norsk nynorsk" data-language-local-name="норвешки нинорск" class="interlanguage-link-target"><span>Norsk nynorsk</span></a></li><li class="interlanguage-link interwiki-or mw-list-item"><a href="https://or.wikipedia.org/wiki/%E0%AC%95%E0%AD%8D%E0%AC%B0%E0%AD%87%E0%AC%A1%E0%AC%BF%E0%AC%9F_%E0%AC%95%E0%AC%BE%E0%AC%B0%E0%AD%8D%E0%AC%A1%E0%AC%BC" title="କ୍ରେଡିଟ କାର୍ଡ଼ — одија" lang="or" hreflang="or" data-title="କ୍ରେଡିଟ କାର୍ଡ଼" data-language-autonym="ଓଡ଼ିଆ" data-language-local-name="одија" class="interlanguage-link-target"><span>ଓଡ଼ିଆ</span></a></li><li class="interlanguage-link interwiki-uz mw-list-item"><a href="https://uz.wikipedia.org/wiki/Kredit_kartochkasi" title="Kredit kartochkasi — узбечки" lang="uz" hreflang="uz" data-title="Kredit kartochkasi" data-language-autonym="Oʻzbekcha / ўзбекча" data-language-local-name="узбечки" class="interlanguage-link-target"><span>Oʻzbekcha / ўзбекча</span></a></li><li class="interlanguage-link interwiki-pa mw-list-item"><a href="https://pa.wikipedia.org/wiki/%E0%A8%95%E0%A9%8D%E0%A8%B0%E0%A9%88%E0%A8%A1%E0%A8%BF%E0%A8%9F_%E0%A8%95%E0%A8%BE%E0%A8%B0%E0%A8%A1" title="ਕ੍ਰੈਡਿਟ ਕਾਰਡ — пенџапски" lang="pa" hreflang="pa" data-title="ਕ੍ਰੈਡਿਟ ਕਾਰਡ" data-language-autonym="ਪੰਜਾਬੀ" data-language-local-name="пенџапски" class="interlanguage-link-target"><span>ਪੰਜਾਬੀ</span></a></li><li class="interlanguage-link interwiki-pnb mw-list-item"><a href="https://pnb.wikipedia.org/wiki/%DA%A9%D8%B1%DB%8C%DA%88%D9%B9_%DA%A9%D8%A7%D8%B1%DA%88" title="کریڈٹ کارڈ — Western Punjabi" lang="pnb" hreflang="pnb" data-title="کریڈٹ کارڈ" data-language-autonym="پنجابی" data-language-local-name="Western Punjabi" class="interlanguage-link-target"><span>پنجابی</span></a></li><li class="interlanguage-link interwiki-ps mw-list-item"><a href="https://ps.wikipedia.org/wiki/%D8%A8%D8%A7%D9%88%D8%B1_%DA%A9%D8%A7%D8%B1%DA%89" title="باور کارډ — паштунски" lang="ps" hreflang="ps" data-title="باور کارډ" data-language-autonym="پښتو" data-language-local-name="паштунски" class="interlanguage-link-target"><span>پښتو</span></a></li><li class="interlanguage-link interwiki-pl mw-list-item"><a href="https://pl.wikipedia.org/wiki/Karta_kredytowa" title="Karta kredytowa — полски" lang="pl" hreflang="pl" data-title="Karta kredytowa" data-language-autonym="Polski" data-language-local-name="полски" class="interlanguage-link-target"><span>Polski</span></a></li><li class="interlanguage-link interwiki-pt mw-list-item"><a href="https://pt.wikipedia.org/wiki/Cart%C3%A3o_de_cr%C3%A9dito" title="Cartão de crédito — португалски" lang="pt" hreflang="pt" data-title="Cartão de crédito" data-language-autonym="Português" data-language-local-name="португалски" class="interlanguage-link-target"><span>Português</span></a></li><li class="interlanguage-link interwiki-ro mw-list-item"><a href="https://ro.wikipedia.org/wiki/Card_de_credit" title="Card de credit — романски" lang="ro" hreflang="ro" data-title="Card de credit" data-language-autonym="Română" data-language-local-name="романски" class="interlanguage-link-target"><span>Română</span></a></li><li class="interlanguage-link interwiki-ru mw-list-item"><a href="https://ru.wikipedia.org/wiki/%D0%9A%D1%80%D0%B5%D0%B4%D0%B8%D1%82%D0%BD%D0%B0%D1%8F_%D0%BA%D0%B0%D1%80%D1%82%D0%B0" title="Кредитная карта — руски" lang="ru" hreflang="ru" data-title="Кредитная карта" data-language-autonym="Русский" data-language-local-name="руски" class="interlanguage-link-target"><span>Русский</span></a></li><li class="interlanguage-link interwiki-sah mw-list-item"><a href="https://sah.wikipedia.org/wiki/%D0%9A%D1%80%D0%B5%D0%B4%D0%B8%D1%82%D0%BD%D0%B0%D0%B9_%D0%BA%D0%B0%D1%80%D1%82%D0%B0" title="Кредитнай карта — јакутски" lang="sah" hreflang="sah" data-title="Кредитнай карта" data-language-autonym="Саха тыла" data-language-local-name="јакутски" class="interlanguage-link-target"><span>Саха тыла</span></a></li><li class="interlanguage-link interwiki-sq mw-list-item"><a href="https://sq.wikipedia.org/wiki/Karta_e_kreditit" title="Karta e kreditit — албански" lang="sq" hreflang="sq" data-title="Karta e kreditit" data-language-autonym="Shqip" data-language-local-name="албански" class="interlanguage-link-target"><span>Shqip</span></a></li><li class="interlanguage-link interwiki-si mw-list-item"><a href="https://si.wikipedia.org/wiki/%E0%B6%AB%E0%B6%BA_%E0%B6%B4%E0%B6%AD%E0%B7%8A" title="ණය පත් — синхалски" lang="si" hreflang="si" data-title="ණය පත්" data-language-autonym="සිංහල" data-language-local-name="синхалски" class="interlanguage-link-target"><span>සිංහල</span></a></li><li class="interlanguage-link interwiki-simple mw-list-item"><a href="https://simple.wikipedia.org/wiki/Credit_card" title="Credit card — Simple English" lang="en-simple" hreflang="en-simple" data-title="Credit card" data-language-autonym="Simple English" data-language-local-name="Simple English" class="interlanguage-link-target"><span>Simple English</span></a></li><li class="interlanguage-link interwiki-sk mw-list-item"><a href="https://sk.wikipedia.org/wiki/Kreditn%C3%A1_karta" title="Kreditná karta — словачки" lang="sk" hreflang="sk" data-title="Kreditná karta" data-language-autonym="Slovenčina" data-language-local-name="словачки" class="interlanguage-link-target"><span>Slovenčina</span></a></li><li class="interlanguage-link interwiki-sl mw-list-item"><a href="https://sl.wikipedia.org/wiki/Kreditna_kartica" title="Kreditna kartica — словенечки" lang="sl" hreflang="sl" data-title="Kreditna kartica" data-language-autonym="Slovenščina" data-language-local-name="словенечки" class="interlanguage-link-target"><span>Slovenščina</span></a></li><li class="interlanguage-link interwiki-ckb mw-list-item"><a href="https://ckb.wikipedia.org/wiki/%DA%A9%D8%B1%DB%8E%D8%AF%D8%AA_%DA%A9%D8%A7%D8%B1%D8%AF" title="کرێدت کارد — централнокурдски" lang="ckb" hreflang="ckb" data-title="کرێدت کارد" data-language-autonym="کوردی" data-language-local-name="централнокурдски" class="interlanguage-link-target"><span>کوردی</span></a></li><li class="interlanguage-link interwiki-sr mw-list-item"><a href="https://sr.wikipedia.org/wiki/%D0%9A%D1%80%D0%B5%D0%B4%D0%B8%D1%82%D0%BD%D0%B0_%D0%BA%D0%B0%D1%80%D1%82%D0%B8%D1%86%D0%B0" title="Кредитна картица — српски" lang="sr" hreflang="sr" data-title="Кредитна картица" data-language-autonym="Српски / srpski" data-language-local-name="српски" class="interlanguage-link-target"><span>Српски / srpski</span></a></li><li class="interlanguage-link interwiki-sh mw-list-item"><a href="https://sh.wikipedia.org/wiki/Kreditna_kartica" title="Kreditna kartica — српскохрватски" lang="sh" hreflang="sh" data-title="Kreditna kartica" data-language-autonym="Srpskohrvatski / српскохрватски" data-language-local-name="српскохрватски" class="interlanguage-link-target"><span>Srpskohrvatski / српскохрватски</span></a></li><li class="interlanguage-link interwiki-su mw-list-item"><a href="https://su.wikipedia.org/wiki/Kartu_kr%C3%A9dit" title="Kartu krédit — сундски" lang="su" hreflang="su" data-title="Kartu krédit" data-language-autonym="Sunda" data-language-local-name="сундски" class="interlanguage-link-target"><span>Sunda</span></a></li><li class="interlanguage-link interwiki-fi mw-list-item"><a href="https://fi.wikipedia.org/wiki/Luottokortti" title="Luottokortti — фински" lang="fi" hreflang="fi" data-title="Luottokortti" data-language-autonym="Suomi" data-language-local-name="фински" class="interlanguage-link-target"><span>Suomi</span></a></li><li class="interlanguage-link interwiki-sv mw-list-item"><a href="https://sv.wikipedia.org/wiki/Kreditkort" title="Kreditkort — шведски" lang="sv" hreflang="sv" data-title="Kreditkort" data-language-autonym="Svenska" data-language-local-name="шведски" class="interlanguage-link-target"><span>Svenska</span></a></li><li class="interlanguage-link interwiki-ta mw-list-item"><a href="https://ta.wikipedia.org/wiki/%E0%AE%95%E0%AE%9F%E0%AE%A9%E0%AF%8D_%E0%AE%85%E0%AE%9F%E0%AF%8D%E0%AE%9F%E0%AF%88" title="கடன் அட்டை — тамилски" lang="ta" hreflang="ta" data-title="கடன் அட்டை" data-language-autonym="தமிழ்" data-language-local-name="тамилски" class="interlanguage-link-target"><span>தமிழ்</span></a></li><li class="interlanguage-link interwiki-te mw-list-item"><a href="https://te.wikipedia.org/wiki/%E0%B0%95%E0%B1%8D%E0%B0%B0%E0%B1%86%E0%B0%A1%E0%B0%BF%E0%B0%9F%E0%B1%8D_%E0%B0%95%E0%B0%BE%E0%B0%B0%E0%B1%8D%E0%B0%A1%E0%B1%81" title="క్రెడిట్ కార్డు — телугу" lang="te" hreflang="te" data-title="క్రెడిట్ కార్డు" data-language-autonym="తెలుగు" data-language-local-name="телугу" class="interlanguage-link-target"><span>తెలుగు</span></a></li><li class="interlanguage-link interwiki-th mw-list-item"><a href="https://th.wikipedia.org/wiki/%E0%B8%9A%E0%B8%B1%E0%B8%95%E0%B8%A3%E0%B9%80%E0%B8%84%E0%B8%A3%E0%B8%94%E0%B8%B4%E0%B8%95" title="บัตรเครดิต — тајландски" lang="th" hreflang="th" data-title="บัตรเครดิต" data-language-autonym="ไทย" data-language-local-name="тајландски" class="interlanguage-link-target"><span>ไทย</span></a></li><li class="interlanguage-link interwiki-tr mw-list-item"><a href="https://tr.wikipedia.org/wiki/Kredi_kart%C4%B1" title="Kredi kartı — турски" lang="tr" hreflang="tr" data-title="Kredi kartı" data-language-autonym="Türkçe" data-language-local-name="турски" class="interlanguage-link-target"><span>Türkçe</span></a></li><li class="interlanguage-link interwiki-uk mw-list-item"><a href="https://uk.wikipedia.org/wiki/%D0%9A%D1%80%D0%B5%D0%B4%D0%B8%D1%82%D0%BD%D0%B0_%D0%BA%D0%B0%D1%80%D1%82%D0%BA%D0%B0" title="Кредитна картка — украински" lang="uk" hreflang="uk" data-title="Кредитна картка" data-language-autonym="Українська" data-language-local-name="украински" class="interlanguage-link-target"><span>Українська</span></a></li><li class="interlanguage-link interwiki-ur mw-list-item"><a href="https://ur.wikipedia.org/wiki/%DA%A9%D8%B1%DB%8C%DA%88%D9%B9_%DA%A9%D8%A7%D8%B1%DA%88" title="کریڈٹ کارڈ — урду" lang="ur" hreflang="ur" data-title="کریڈٹ کارڈ" data-language-autonym="اردو" data-language-local-name="урду" class="interlanguage-link-target"><span>اردو</span></a></li><li class="interlanguage-link interwiki-vi mw-list-item"><a href="https://vi.wikipedia.org/wiki/Th%E1%BA%BB_t%C3%ADn_d%E1%BB%A5ng" title="Thẻ tín dụng — виетнамски" lang="vi" hreflang="vi" data-title="Thẻ tín dụng" data-language-autonym="Tiếng Việt" data-language-local-name="виетнамски" class="interlanguage-link-target"><span>Tiếng Việt</span></a></li><li class="interlanguage-link interwiki-guc mw-list-item"><a href="https://guc.wikipedia.org/wiki/Tar%C3%BCjeeta_ajuyaajia" title="Tarüjeeta ajuyaajia — гвахиро" lang="guc" hreflang="guc" data-title="Tarüjeeta ajuyaajia" data-language-autonym="Wayuunaiki" data-language-local-name="гвахиро" class="interlanguage-link-target"><span>Wayuunaiki</span></a></li><li class="interlanguage-link interwiki-war mw-list-item"><a href="https://war.wikipedia.org/wiki/Kredit_kard" title="Kredit kard — варајски" lang="war" hreflang="war" data-title="Kredit kard" data-language-autonym="Winaray" data-language-local-name="варајски" class="interlanguage-link-target"><span>Winaray</span></a></li><li class="interlanguage-link interwiki-wuu mw-list-item"><a href="https://wuu.wikipedia.org/wiki/%E4%BF%A1%E7%94%A8%E5%8D%A1" title="信用卡 — ву" lang="wuu" hreflang="wuu" data-title="信用卡" data-language-autonym="吴语" data-language-local-name="ву" class="interlanguage-link-target"><span>吴语</span></a></li><li class="interlanguage-link interwiki-yi badge-Q17437796 badge-featuredarticle mw-list-item" title="избрана статија"><a href="https://yi.wikipedia.org/wiki/%D7%A7%D7%A8%D7%A2%D7%93%D7%99%D7%98_%D7%A7%D7%90%D7%A8%D7%98%D7%9C" title="קרעדיט קארטל — јидиш" lang="yi" hreflang="yi" data-title="קרעדיט קארטל" data-language-autonym="ייִדיש" data-language-local-name="јидиш" class="interlanguage-link-target"><span>ייִדיש</span></a></li><li class="interlanguage-link interwiki-zh-yue mw-list-item"><a href="https://zh-yue.wikipedia.org/wiki/%E4%BF%A1%E7%94%A8%E5%92%AD" title="信用咭 — кантонски" lang="yue" hreflang="yue" data-title="信用咭" data-language-autonym="粵語" data-language-local-name="кантонски" class="interlanguage-link-target"><span>粵語</span></a></li><li class="interlanguage-link interwiki-zh mw-list-item"><a href="https://zh.wikipedia.org/wiki/%E4%BF%A1%E7%94%A8%E5%8D%A1" title="信用卡 — кинески" lang="zh" hreflang="zh" data-title="信用卡" data-language-autonym="中文" data-language-local-name="кинески" class="interlanguage-link-target"><span>中文</span></a></li> </ul> <div class="after-portlet after-portlet-lang"><span class="wb-langlinks-edit wb-langlinks-link"><a href="https://www.wikidata.org/wiki/Special:EntityPage/Q161380#sitelinks-wikipedia" title="Уредување на меѓујазични врски" class="wbc-editpage">Уреди врски</a></span></div> </div> </div> </div> </header> <div class="vector-page-toolbar"> <div class="vector-page-toolbar-container"> <div id="left-navigation"> <nav aria-label="Именски простори"> <div id="p-associated-pages" class="vector-menu vector-menu-tabs mw-portlet mw-portlet-associated-pages" > <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="ca-nstab-main" class="selected vector-tab-noicon mw-list-item"><a href="/wiki/%D0%9A%D1%80%D0%B5%D0%B4%D0%B8%D1%82%D0%BD%D0%B0_%D0%BA%D0%B0%D1%80%D1%82%D0%B8%D1%87%D0%BA%D0%B0" title="Преглед на содржинската страница [c]" accesskey="c"><span>Страница</span></a></li><li id="ca-talk" class="new vector-tab-noicon mw-list-item"><a href="/w/index.php?title=%D0%A0%D0%B0%D0%B7%D0%B3%D0%BE%D0%B2%D0%BE%D1%80:%D0%9A%D1%80%D0%B5%D0%B4%D0%B8%D1%82%D0%BD%D0%B0_%D0%BA%D0%B0%D1%80%D1%82%D0%B8%D1%87%D0%BA%D0%B0&action=edit&redlink=1" rel="discussion" class="new" title="Разговор за содржинската страница (страницата не постои) [t]" accesskey="t"><span>Разговор</span></a></li> </ul> </div> </div> <div id="vector-variants-dropdown" class="vector-dropdown emptyPortlet" > <input type="checkbox" id="vector-variants-dropdown-checkbox" role="button" aria-haspopup="true" data-event-name="ui.dropdown-vector-variants-dropdown" class="vector-dropdown-checkbox " aria-label="Менување на јазичната варијанта" > <label id="vector-variants-dropdown-label" for="vector-variants-dropdown-checkbox" class="vector-dropdown-label cdx-button cdx-button--fake-button cdx-button--fake-button--enabled cdx-button--weight-quiet" aria-hidden="true" ><span class="vector-dropdown-label-text">македонски</span> </label> <div class="vector-dropdown-content"> <div id="p-variants" class="vector-menu mw-portlet mw-portlet-variants emptyPortlet" > <div class="vector-menu-content"> <ul class="vector-menu-content-list"> </ul> </div> </div> </div> </div> </nav> </div> <div id="right-navigation" class="vector-collapsible"> <nav aria-label="Посети"> <div id="p-views" class="vector-menu vector-menu-tabs mw-portlet mw-portlet-views" > <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="ca-view" class="selected vector-tab-noicon mw-list-item"><a href="/wiki/%D0%9A%D1%80%D0%B5%D0%B4%D0%B8%D1%82%D0%BD%D0%B0_%D0%BA%D0%B0%D1%80%D1%82%D0%B8%D1%87%D0%BA%D0%B0"><span>Читај</span></a></li><li id="ca-ve-edit" class="vector-tab-noicon mw-list-item"><a href="/w/index.php?title=%D0%9A%D1%80%D0%B5%D0%B4%D0%B8%D1%82%D0%BD%D0%B0_%D0%BA%D0%B0%D1%80%D1%82%D0%B8%D1%87%D0%BA%D0%B0&veaction=edit" title="Уредете ја страницава [v]" accesskey="v"><span>Уреди</span></a></li><li id="ca-edit" class="collapsible vector-tab-noicon mw-list-item"><a href="/w/index.php?title=%D0%9A%D1%80%D0%B5%D0%B4%D0%B8%D1%82%D0%BD%D0%B0_%D0%BA%D0%B0%D1%80%D1%82%D0%B8%D1%87%D0%BA%D0%B0&action=edit" title="Уредување на изворниот код на страницава [e]" accesskey="e"><span>Уреди извор</span></a></li><li id="ca-history" class="vector-tab-noicon mw-list-item"><a href="/w/index.php?title=%D0%9A%D1%80%D0%B5%D0%B4%D0%B8%D1%82%D0%BD%D0%B0_%D0%BA%D0%B0%D1%80%D1%82%D0%B8%D1%87%D0%BA%D0%B0&action=history" title="Претходни верзии на оваа страница. [h]" accesskey="h"><span>Историја</span></a></li> </ul> </div> </div> </nav> <nav class="vector-page-tools-landmark" aria-label="Алатки за страници"> <div id="vector-page-tools-dropdown" class="vector-dropdown vector-page-tools-dropdown" > <input type="checkbox" id="vector-page-tools-dropdown-checkbox" role="button" aria-haspopup="true" data-event-name="ui.dropdown-vector-page-tools-dropdown" class="vector-dropdown-checkbox " aria-label="алатник" > <label id="vector-page-tools-dropdown-label" for="vector-page-tools-dropdown-checkbox" class="vector-dropdown-label cdx-button cdx-button--fake-button cdx-button--fake-button--enabled cdx-button--weight-quiet" aria-hidden="true" ><span class="vector-dropdown-label-text">алатник</span> </label> <div class="vector-dropdown-content"> <div id="vector-page-tools-unpinned-container" class="vector-unpinned-container"> <div id="vector-page-tools" class="vector-page-tools vector-pinnable-element"> <div class="vector-pinnable-header vector-page-tools-pinnable-header vector-pinnable-header-unpinned" data-feature-name="page-tools-pinned" data-pinnable-element-id="vector-page-tools" data-pinned-container-id="vector-page-tools-pinned-container" data-unpinned-container-id="vector-page-tools-unpinned-container" > <div class="vector-pinnable-header-label">Алатки</div> <button class="vector-pinnable-header-toggle-button vector-pinnable-header-pin-button" data-event-name="pinnable-header.vector-page-tools.pin">премести во страничникот</button> <button class="vector-pinnable-header-toggle-button vector-pinnable-header-unpin-button" data-event-name="pinnable-header.vector-page-tools.unpin">скриј</button> </div> <div id="p-cactions" class="vector-menu mw-portlet mw-portlet-cactions emptyPortlet vector-has-collapsible-items" title="Повеќе можности" > <div class="vector-menu-heading"> Дејства </div> <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="ca-more-view" class="selected vector-more-collapsible-item mw-list-item"><a href="/wiki/%D0%9A%D1%80%D0%B5%D0%B4%D0%B8%D1%82%D0%BD%D0%B0_%D0%BA%D0%B0%D1%80%D1%82%D0%B8%D1%87%D0%BA%D0%B0"><span>Читај</span></a></li><li id="ca-more-ve-edit" class="vector-more-collapsible-item mw-list-item"><a href="/w/index.php?title=%D0%9A%D1%80%D0%B5%D0%B4%D0%B8%D1%82%D0%BD%D0%B0_%D0%BA%D0%B0%D1%80%D1%82%D0%B8%D1%87%D0%BA%D0%B0&veaction=edit" title="Уредете ја страницава [v]" accesskey="v"><span>Уреди</span></a></li><li id="ca-more-edit" class="collapsible vector-more-collapsible-item mw-list-item"><a href="/w/index.php?title=%D0%9A%D1%80%D0%B5%D0%B4%D0%B8%D1%82%D0%BD%D0%B0_%D0%BA%D0%B0%D1%80%D1%82%D0%B8%D1%87%D0%BA%D0%B0&action=edit" title="Уредување на изворниот код на страницава [e]" accesskey="e"><span>Уреди извор</span></a></li><li id="ca-more-history" class="vector-more-collapsible-item mw-list-item"><a href="/w/index.php?title=%D0%9A%D1%80%D0%B5%D0%B4%D0%B8%D1%82%D0%BD%D0%B0_%D0%BA%D0%B0%D1%80%D1%82%D0%B8%D1%87%D0%BA%D0%B0&action=history"><span>Историја</span></a></li> </ul> </div> </div> <div id="p-tb" class="vector-menu mw-portlet mw-portlet-tb" > <div class="vector-menu-heading"> Општо </div> <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="t-whatlinkshere" class="mw-list-item"><a href="/wiki/%D0%A1%D0%BF%D0%B5%D1%86%D0%B8%D1%98%D0%B0%D0%BB%D0%BD%D0%B0:%D0%A8%D1%82%D0%BE%D0%92%D0%BE%D0%B4%D0%B8%D0%9E%D0%B2%D0%B4%D0%B5/%D0%9A%D1%80%D0%B5%D0%B4%D0%B8%D1%82%D0%BD%D0%B0_%D0%BA%D0%B0%D1%80%D1%82%D0%B8%D1%87%D0%BA%D0%B0" title="Список на сите викистраници што водат овде [j]" accesskey="j"><span>Што води овде</span></a></li><li id="t-recentchangeslinked" class="mw-list-item"><a href="/wiki/%D0%A1%D0%BF%D0%B5%D1%86%D0%B8%D1%98%D0%B0%D0%BB%D0%BD%D0%B0:%D0%9F%D0%BE%D0%B2%D1%80%D0%B7%D0%B0%D0%BD%D0%B8%D0%9F%D1%80%D0%BE%D0%BC%D0%B5%D0%BD%D0%B8/%D0%9A%D1%80%D0%B5%D0%B4%D0%B8%D1%82%D0%BD%D0%B0_%D0%BA%D0%B0%D1%80%D1%82%D0%B8%D1%87%D0%BA%D0%B0" rel="nofollow" title="Скорешни промени на страници со врски на оваа страница [k]" accesskey="k"><span>Поврзани промени</span></a></li><li id="t-specialpages" class="mw-list-item"><a href="/wiki/%D0%A1%D0%BF%D0%B5%D1%86%D0%B8%D1%98%D0%B0%D0%BB%D0%BD%D0%B0:%D0%A1%D0%BB%D1%83%D0%B6%D0%B1%D0%B5%D0%BD%D0%B8%D0%A1%D1%82%D1%80%D0%B0%D0%BD%D0%B8%D1%86%D0%B8" title="Список на сите службени страници [q]" accesskey="q"><span>Службени страници</span></a></li><li id="t-permalink" class="mw-list-item"><a href="/w/index.php?title=%D0%9A%D1%80%D0%B5%D0%B4%D0%B8%D1%82%D0%BD%D0%B0_%D0%BA%D0%B0%D1%80%D1%82%D0%B8%D1%87%D0%BA%D0%B0&oldid=5257170" title="Постојана врска до оваа преработка на страницата"><span>Постојана врска</span></a></li><li id="t-info" class="mw-list-item"><a href="/w/index.php?title=%D0%9A%D1%80%D0%B5%D0%B4%D0%B8%D1%82%D0%BD%D0%B0_%D0%BA%D0%B0%D1%80%D1%82%D0%B8%D1%87%D0%BA%D0%B0&action=info" title="Повеќе информации за страницата"><span>Информации за страницата</span></a></li><li id="t-cite" class="mw-list-item"><a href="/w/index.php?title=%D0%A1%D0%BF%D0%B5%D1%86%D0%B8%D1%98%D0%B0%D0%BB%D0%BD%D0%B0:%D0%9D%D0%B0%D0%B2%D0%BE%D0%B4&page=%D0%9A%D1%80%D0%B5%D0%B4%D0%B8%D1%82%D0%BD%D0%B0_%D0%BA%D0%B0%D1%80%D1%82%D0%B8%D1%87%D0%BA%D0%B0&id=5257170&wpFormIdentifier=titleform" title="Информации како да ја наведете оваа страница"><span>Наведи ја страницава</span></a></li><li id="t-urlshortener" class="mw-list-item"><a href="/w/index.php?title=%D0%A1%D0%BF%D0%B5%D1%86%D0%B8%D1%98%D0%B0%D0%BB%D0%BD%D0%B0:%D0%A1%D0%BA%D1%80%D0%B0%D1%82%D1%83%D0%B2%D0%B0%D1%87%D0%9D%D0%B0URL&url=https%3A%2F%2Fmk.wikipedia.org%2Fwiki%2F%25D0%259A%25D1%2580%25D0%25B5%25D0%25B4%25D0%25B8%25D1%2582%25D0%25BD%25D0%25B0_%25D0%25BA%25D0%25B0%25D1%2580%25D1%2582%25D0%25B8%25D1%2587%25D0%25BA%25D0%25B0"><span>Дај скратена URL</span></a></li><li id="t-urlshortener-qrcode" class="mw-list-item"><a href="/w/index.php?title=%D0%A1%D0%BF%D0%B5%D1%86%D0%B8%D1%98%D0%B0%D0%BB%D0%BD%D0%B0:QrCode&url=https%3A%2F%2Fmk.wikipedia.org%2Fwiki%2F%25D0%259A%25D1%2580%25D0%25B5%25D0%25B4%25D0%25B8%25D1%2582%25D0%25BD%25D0%25B0_%25D0%25BA%25D0%25B0%25D1%2580%25D1%2582%25D0%25B8%25D1%2587%25D0%25BA%25D0%25B0"><span>Преземи QR-код</span></a></li> </ul> </div> </div> <div id="p-coll-print_export" class="vector-menu mw-portlet mw-portlet-coll-print_export" > <div class="vector-menu-heading"> Печати/извези </div> <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="coll-create_a_book" class="mw-list-item"><a href="/w/index.php?title=%D0%A1%D0%BF%D0%B5%D1%86%D0%B8%D1%98%D0%B0%D0%BB%D0%BD%D0%B0:%D0%9A%D0%BD%D0%B8%D0%B3%D0%B0&bookcmd=book_creator&referer=%D0%9A%D1%80%D0%B5%D0%B4%D0%B8%D1%82%D0%BD%D0%B0+%D0%BA%D0%B0%D1%80%D1%82%D0%B8%D1%87%D0%BA%D0%B0"><span>Создај книга</span></a></li><li id="coll-download-as-rl" class="mw-list-item"><a href="/w/index.php?title=%D0%A1%D0%BF%D0%B5%D1%86%D0%B8%D1%98%D0%B0%D0%BB%D0%BD%D0%B0:DownloadAsPdf&page=%D0%9A%D1%80%D0%B5%D0%B4%D0%B8%D1%82%D0%BD%D0%B0_%D0%BA%D0%B0%D1%80%D1%82%D0%B8%D1%87%D0%BA%D0%B0&action=show-download-screen"><span>Преземи како PDF</span></a></li><li id="t-print" class="mw-list-item"><a href="/w/index.php?title=%D0%9A%D1%80%D0%B5%D0%B4%D0%B8%D1%82%D0%BD%D0%B0_%D0%BA%D0%B0%D1%80%D1%82%D0%B8%D1%87%D0%BA%D0%B0&printable=yes" title="Верзија за печатење на оваа страница [p]" accesskey="p"><span>Верзија за печатење</span></a></li> </ul> </div> </div> <div id="p-wikibase-otherprojects" class="vector-menu mw-portlet mw-portlet-wikibase-otherprojects" > <div class="vector-menu-heading"> На други проекти </div> <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li class="wb-otherproject-link wb-otherproject-commons mw-list-item"><a href="https://commons.wikimedia.org/wiki/Category:Credit_cards" hreflang="en"><span>Ризница</span></a></li><li id="t-wikibase" class="wb-otherproject-link wb-otherproject-wikibase-dataitem mw-list-item"><a href="https://www.wikidata.org/wiki/Special:EntityPage/Q161380" title="Врска до поврзаниот предмет во складиштето за податоци [g]" accesskey="g"><span>Предмет на Википодатоци</span></a></li> </ul> </div> </div> </div> </div> </div> </div> </nav> </div> </div> </div> <div class="vector-column-end"> <div class="vector-sticky-pinned-container"> <nav class="vector-page-tools-landmark" aria-label="Алатки за страници"> <div id="vector-page-tools-pinned-container" class="vector-pinned-container"> </div> </nav> <nav class="vector-appearance-landmark" aria-label="Изглед"> <div id="vector-appearance-pinned-container" class="vector-pinned-container"> <div id="vector-appearance" class="vector-appearance vector-pinnable-element"> <div class="vector-pinnable-header vector-appearance-pinnable-header vector-pinnable-header-pinned" data-feature-name="appearance-pinned" data-pinnable-element-id="vector-appearance" data-pinned-container-id="vector-appearance-pinned-container" data-unpinned-container-id="vector-appearance-unpinned-container" > <div class="vector-pinnable-header-label">Изглед</div> <button class="vector-pinnable-header-toggle-button vector-pinnable-header-pin-button" data-event-name="pinnable-header.vector-appearance.pin">премести во страничникот</button> <button class="vector-pinnable-header-toggle-button vector-pinnable-header-unpin-button" data-event-name="pinnable-header.vector-appearance.unpin">скриј</button> </div> </div> </div> </nav> </div> </div> <div id="bodyContent" class="vector-body" aria-labelledby="firstHeading" data-mw-ve-target-container> <div class="vector-body-before-content"> <div class="mw-indicators"> </div> <div id="siteSub" class="noprint">Од Википедија — слободната енциклопедија</div> </div> <div id="contentSub"><div id="mw-content-subtitle"></div></div> <div id="mw-content-text" class="mw-body-content"><div class="mw-content-ltr mw-parser-output" lang="mk" dir="ltr"><table class="plainlinks metadata plainlinks ambox ambox-style" role="presentation"><tbody><tr><td class="mbox-image"><div style="width:52px"><span typeof="mw:File"><span><img alt="" src="//upload.wikimedia.org/wikipedia/commons/thumb/f/f2/Edit-clear.svg/40px-Edit-clear.svg.png" decoding="async" width="40" height="40" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/f/f2/Edit-clear.svg/60px-Edit-clear.svg.png 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/f/f2/Edit-clear.svg/80px-Edit-clear.svg.png 2x" data-file-width="48" data-file-height="48" /></span></span></div></td><td class="mbox-text"><div class="mbox-text-span">Оваа статија <b>можеби бара дополнително внимание за да ги исполни <a href="/wiki/%D0%92%D0%B8%D0%BA%D0%B8%D0%BF%D0%B5%D0%B4%D0%B8%D1%98%D0%B0:%D0%9F%D1%80%D0%B8%D1%80%D0%B0%D1%87%D0%BD%D0%B8%D0%BA_%D0%B7%D0%B0_%D1%81%D1%82%D0%B8%D0%BB%D0%BE%D1%82" title="Википедија:Прирачник за стилот">стандардите за квалитет</a></b> на Википедија. <small><br />Ве молиме <a class="external text" href="https://mk.wikipedia.org/w/index.php?title=%D0%9A%D1%80%D0%B5%D0%B4%D0%B8%D1%82%D0%BD%D0%B0_%D0%BA%D0%B0%D1%80%D1%82%D0%B8%D1%87%D0%BA%D0%B0&action=edit">подобрете ја оваа статија</a> ако можете.</small></div></td></tr></tbody></table> <figure class="mw-default-size" typeof="mw:File/Thumb"><a href="/wiki/%D0%9F%D0%BE%D0%B4%D0%B0%D1%82%D0%BE%D1%82%D0%B5%D0%BA%D0%B0:Creditcardwcontactless.png" class="mw-file-description"><img src="//upload.wikimedia.org/wikipedia/commons/thumb/e/ee/Creditcardwcontactless.png/220px-Creditcardwcontactless.png" decoding="async" width="220" height="139" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/e/ee/Creditcardwcontactless.png/330px-Creditcardwcontactless.png 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/e/ee/Creditcardwcontactless.png/440px-Creditcardwcontactless.png 2x" data-file-width="2000" data-file-height="1261" /></a><figcaption></figcaption></figure> <meta property="mw:PageProp/toc" /> <div class="mw-heading mw-heading2"><h2 id="Историски_развој"><span id=".D0.98.D1.81.D1.82.D0.BE.D1.80.D0.B8.D1.81.D0.BA.D0.B8_.D1.80.D0.B0.D0.B7.D0.B2.D0.BE.D1.98"></span>Историски развој</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=%D0%9A%D1%80%D0%B5%D0%B4%D0%B8%D1%82%D0%BD%D0%B0_%D0%BA%D0%B0%D1%80%D1%82%D0%B8%D1%87%D0%BA%D0%B0&veaction=edit&section=1" title="Уреди го одделот „Историски развој“" class="mw-editsection-visualeditor"><span>уреди</span></a><span class="mw-editsection-divider"> | </span><a href="/w/index.php?title=%D0%9A%D1%80%D0%B5%D0%B4%D0%B8%D1%82%D0%BD%D0%B0_%D0%BA%D0%B0%D1%80%D1%82%D0%B8%D1%87%D0%BA%D0%B0&action=edit&section=1" title="Уреди изворен код на одделот: Историски развој"><span>уреди извор</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>Издавач на првиот прототип на кредитна картичка бил Џон Бигинс од Националната банка на <a href="/wiki/%D0%91%D1%80%D1%83%D0%BA%D0%BB%D0%B8%D0%BD" title="Бруклин">Бруклин</a> „Флетбуш“ (<i>Flatbush National Bank of Brooklyn</i>), во <a href="/wiki/%D0%8A%D1%83%D1%98%D0%BE%D1%80%D0%BA" class="mw-redirect" title="Њујорк">Њујорк</a>. Во <a href="/wiki/1946" title="1946">1946</a> година, тој ја измислил програмата <i>Charge-It</i> помеѓу клиентите на <a href="/wiki/%D0%91%D0%B0%D0%BD%D0%BA%D0%B0" title="Банка">банката</a> и локалните <a href="/wiki/%D0%A2%D1%80%D0%B3%D0%BE%D0%B2%D0%B8%D1%98%D0%B0" title="Трговија">трговци</a>. Со оваа програма, трговецот можел да депонира слипови од извршените продажби во банката, а потоа банката го <a href="/w/index.php?title=%D0%A4%D0%B0%D0%BA%D1%82%D1%83%D1%80%D0%B0&action=edit&redlink=1" class="new" title="Фактура (страницата не постои)">фактурирала</a> клиентот кој ја користел картичката.<sup id="cite_ref-1" class="reference"><a href="#cite_note-1"><span class="cite-bracket">[</span>1<span class="cite-bracket">]</span></a></sup> Сепак, првата кредитна картичка била издадена во <a href="/wiki/1950" title="1950">1950</a> година, од страна на „<a href="/w/index.php?title=%D0%94%D0%B0%D1%98%D0%BD%D0%B5%D1%80%D1%81_%D0%BA%D0%BB%D1%83%D0%B1&action=edit&redlink=1" class="new" title="Дајнерс клуб (страницата не постои)">Дајнерс клуб</a>“ (<i>Diners Club</i>). Картичката била измислена од страна на основачот на „Дајнерс клуб“, <a href="/w/index.php?title=%D0%A4%D1%80%D0%B5%D0%BD%D0%BA_%D0%9C%D0%B5%D0%BA%D0%BD%D0%B0%D0%BC%D0%B0%D1%80%D0%B0&action=edit&redlink=1" class="new" title="Френк Мекнамара (страницата не постои)">Френк Мекнамара</a>, со цел да може да ги плаќа своите сметки во <a href="/wiki/%D0%A0%D0%B5%D1%81%D1%82%D0%BE%D1%80%D0%B0%D0%BD" title="Ресторан">рестораните</a>. Со помош на картичката, клиентот можел да јаде без да плати во секој ресторан кој ги прифаќал кредитните картички на „Дајнерс клуб“. Потоа, „Дајнерс клуб“ му плаќал на ресторанот, а имателот на кредитната картичка вршел отплата на долгот кон “Дајнерс клуб“. Всушност, на почетокот, картичката била т.н. <i>chargecard</i>, наместо кредитна картичка, бидејќи клиентот морал веднаш да го отплати целиот износ кој бил фактуриран од страна на “Дајнерс клуб“.<sup id="cite_ref-2" class="reference"><a href="#cite_note-2"><span class="cite-bracket">[</span>2<span class="cite-bracket">]</span></a></sup> </p><p>Подоцна, во <a href="/wiki/1958" title="1958">1958</a> година, фирмата „<a href="/w/index.php?title=%D0%90%D0%BC%D0%B5%D1%80%D0%B8%D0%BA%D0%B0%D0%BD_%D0%95%D0%BA%D1%81%D0%BF%D1%80%D0%B5%D1%81&action=edit&redlink=1" class="new" title="Американ Експрес (страницата не постои)">Американ Експрес</a>“ (<i>American Express</i>) ја лансирала својата прва кредитна картичка, а истата година и „<a href="/wiki/%D0%91%D0%B0%D0%BD%D0%BA%D0%B0_%D0%BD%D0%B0_%D0%90%D0%BC%D0%B5%D1%80%D0%B8%D0%BA%D0%B0" title="Банка на Америка">Банка на Америка</a>“ (<i>Bank of America</i>) ja издала својата <i>BankAmerica card</i>, која претставувала обична картичка од <a href="/wiki/%D0%A5%D0%B0%D1%80%D1%82%D0%B8%D1%98%D0%B0" title="Хартија">хартија</a> со ограничување од 300 <a href="/wiki/%D0%94%D0%BE%D0%BB%D0%B0%D1%80" class="mw-redirect" title="Долар">долари</a>. Оваа картичка подоцна била преименувана во „<a href="/w/index.php?title=%D0%92%D0%B8%D0%B7%D0%B0_(%D0%BF%D0%BB%D0%B0%D1%82%D0%BD%D0%B0_%D0%BA%D0%B0%D1%80%D1%82%D0%B8%D1%87%D0%BA%D0%B0)&action=edit&redlink=1" class="new" title="Виза (платна картичка) (страницата не постои)">Виза</a>“ (<i>Visa</i>).<sup id="cite_ref-3" class="reference"><a href="#cite_note-3"><span class="cite-bracket">[</span>3<span class="cite-bracket">]</span></a></sup> </p> <div class="mw-heading mw-heading2"><h2 id="Одлики_на_кредитната_картичка"><span id=".D0.9E.D0.B4.D0.BB.D0.B8.D0.BA.D0.B8_.D0.BD.D0.B0_.D0.BA.D1.80.D0.B5.D0.B4.D0.B8.D1.82.D0.BD.D0.B0.D1.82.D0.B0_.D0.BA.D0.B0.D1.80.D1.82.D0.B8.D1.87.D0.BA.D0.B0"></span>Одлики на кредитната картичка</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=%D0%9A%D1%80%D0%B5%D0%B4%D0%B8%D1%82%D0%BD%D0%B0_%D0%BA%D0%B0%D1%80%D1%82%D0%B8%D1%87%D0%BA%D0%B0&veaction=edit&section=2" title="Уреди го одделот „Одлики на кредитната картичка“" class="mw-editsection-visualeditor"><span>уреди</span></a><span class="mw-editsection-divider"> | </span><a href="/w/index.php?title=%D0%9A%D1%80%D0%B5%D0%B4%D0%B8%D1%82%D0%BD%D0%B0_%D0%BA%D0%B0%D1%80%D1%82%D0%B8%D1%87%D0%BA%D0%B0&action=edit&section=2" title="Уреди изворен код на одделот: Одлики на кредитната картичка"><span>уреди извор</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>Со кредитната картичка автоматски се добива <a href="/wiki/%D0%9A%D1%80%D0%B5%D0%B4%D0%B8%D1%82" title="Кредит">кредит</a> од <a href="/wiki/%D0%91%D0%B0%D0%BD%D0%BA%D0%B0" title="Банка">банката</a>. Овој кредит го користите со употреба на самата картичка, а тоа значи со купување или извршена уплата. Затоа ваквиот кредит се нарекува <a href="/w/index.php?title=%D0%A0%D0%B5%D0%B2%D0%BE%D0%BB%D0%B2%D0%B8%D0%BD%D0%B3&action=edit&redlink=1" class="new" title="Револвинг (страницата не постои)">револвинг</a>. Уште една предност кај кредитната картичка е тоа што сами го бирате износот на уплатата (сепак, тој не смее да биде помал од минимумот прикажан на изводот). Ако до рокот кој е зададен во изводот го уплатите целиот износ кој сте го потрошиле тогаш банката не наплаќа <a href="/wiki/%D0%9A%D0%B0%D0%BC%D0%B0%D1%82%D0%B0" title="Камата">камата</a>. Периодот за кој не се наплаќа камата се вика <i>grace period'.</i> </p><p>Kредитните картици не само што претставуваат подобро средство за плаќање од чековите туку и многу значаен инструмент во продажната политика со кој се овозможува <a href="/w/index.php?title=%D0%9A%D1%80%D0%B0%D1%82%D0%BA%D0%BE%D1%80%D0%BE%D1%87%D0%BD%D0%BE_%D0%BA%D1%80%D0%B5%D0%B4%D0%B8%D1%82%D0%B8%D1%80%D0%B0%D1%9A%D0%B5&action=edit&redlink=1" class="new" title="Краткорочно кредитирање (страницата не постои)">краткорочно кредитирање</a> на поедини трговци и потрошувачи на мало. Кредитната картичка е легитимација која го овластува легитимниот имател на <a href="/w/index.php?title=%D0%91%D0%B5%D0%B7%D0%B3%D0%BE%D1%82%D0%BE%D0%B2%D0%B8%D0%BD%D1%81%D0%BA%D0%BE_%D0%BF%D0%BB%D0%B0%D1%9C%D0%B0%D1%9A%D0%B5&action=edit&redlink=1" class="new" title="Безготовинско плаќање (страницата не постои)">безготовинското плаќање</a> кај договорените претпријатија. </p><p>При користење на кредитните картици, засегнати се обично четири страни: </p> <ul><li>Сопственикот на картичката</li> <li>Трговецот кој продава стоки или услуги</li> <li>Оној кој го обработува плакањето со картичката и</li> <li>Емитентот на картичката</li></ul> <p>Во некои случаи, фирмата која го обработува плакањето со картичка и <a href="/w/index.php?title=%D0%95%D0%BC%D0%B8%D1%82%D0%B5%D0%BD%D1%82&action=edit&redlink=1" class="new" title="Емитент (страницата не постои)">емитентот</a> се исти, но во повеќето случаи тие дејствуваат како различни правни ентитети. </p> <div class="mw-heading mw-heading2"><h2 id="Функции_на_кредитната_картичка"><span id=".D0.A4.D1.83.D0.BD.D0.BA.D1.86.D0.B8.D0.B8_.D0.BD.D0.B0_.D0.BA.D1.80.D0.B5.D0.B4.D0.B8.D1.82.D0.BD.D0.B0.D1.82.D0.B0_.D0.BA.D0.B0.D1.80.D1.82.D0.B8.D1.87.D0.BA.D0.B0"></span>Функции на кредитната картичка</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=%D0%9A%D1%80%D0%B5%D0%B4%D0%B8%D1%82%D0%BD%D0%B0_%D0%BA%D0%B0%D1%80%D1%82%D0%B8%D1%87%D0%BA%D0%B0&veaction=edit&section=3" title="Уреди го одделот „Функции на кредитната картичка“" class="mw-editsection-visualeditor"><span>уреди</span></a><span class="mw-editsection-divider"> | </span><a href="/w/index.php?title=%D0%9A%D1%80%D0%B5%D0%B4%D0%B8%D1%82%D0%BD%D0%B0_%D0%BA%D0%B0%D1%80%D1%82%D0%B8%D1%87%D0%BA%D0%B0&action=edit&section=3" title="Уреди изворен код на одделот: Функции на кредитната картичка"><span>уреди извор</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>Кредитната картичка опфаќа три главни функции: </p> <ul><li>Средство за безготовински <a href="/wiki/%D0%9F%D0%BB%D0%B0%D1%82%D0%B5%D0%BD_%D0%BF%D1%80%D0%BE%D0%BC%D0%B5%D1%82" title="Платен промет">платен промет</a></li> <li>Инструмент за кредитирање на сопственикот(купувачот)</li> <li>Општоприфатено интернационално платежно средство, без претворање на една валута во национални пари.</li></ul> <p>Кај универзалниот систем на кредитни картички, плаќањето се врши во временски интервали, преку сметката на издавачот на картичката или преку банка без посебно плаќање. Плаќањето преку банка се врши со намалување на средствата на сметката на корисникот. Покрај кредитната функција на кредитните картици, многу е значајна и нивната платежна функција. Се работи за безготовинското плакање кое има низа предности пред готовинското. Платежната функција на кредитните картици не е врзана само за одредено монетарно подрачје. Платежната функција се состои во тоа да производите и услугите на договорените претпријатија не се исплаќаат веднаш, туку повремено и не на договореното претпријатие туку на издавачот на картичката. </p> <div class="mw-heading mw-heading2"><h2 id="Процес_на_плаќање"><span id=".D0.9F.D1.80.D0.BE.D1.86.D0.B5.D1.81_.D0.BD.D0.B0_.D0.BF.D0.BB.D0.B0.D1.9C.D0.B0.D1.9A.D0.B5"></span>Процес на плаќање</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=%D0%9A%D1%80%D0%B5%D0%B4%D0%B8%D1%82%D0%BD%D0%B0_%D0%BA%D0%B0%D1%80%D1%82%D0%B8%D1%87%D0%BA%D0%B0&veaction=edit&section=4" title="Уреди го одделот „Процес на плаќање“" class="mw-editsection-visualeditor"><span>уреди</span></a><span class="mw-editsection-divider"> | </span><a href="/w/index.php?title=%D0%9A%D1%80%D0%B5%D0%B4%D0%B8%D1%82%D0%BD%D0%B0_%D0%BA%D0%B0%D1%80%D1%82%D0%B8%D1%87%D0%BA%D0%B0&action=edit&section=4" title="Уреди изворен код на одделот: Процес на плаќање"><span>уреди извор</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>Вообичаената трансакција со помош на кредитна картичка, се одвива на следниов начин: </p><p>Продавачот ја израчунува вредноста што купувачот треба да ја плати. Купувачот ја дава својата кредитна картичка. Продавачот ја провлекува картичката низ <a href="/w/index.php?title=%D0%9F%D0%9E%D0%A1_%D1%82%D0%B5%D1%80%D0%BC%D0%B8%D0%BD%D0%B0%D0%BB&action=edit&redlink=1" class="new" title="ПОС терминал (страницата не постои)">ПОС терминалот</a>. Вредноста на купената стока се внесува рачно. Продавачот ги поднесува податоците за кредитната картичка и вредноста на купената стока во својата банка-соработник, со наредба за авторизација. ПОС терминалите обично се наместени да бараат авторизација во самиот момент на продажба, а вистинскиот пренос од сметката се врши подоцна. Банката-соработник потоа ја проследува трансакцијата, проследувајќи го барањето за авторизација на банката која ја емитира картичката. Бројот на картичката го идентификува видот на картичката, банката која ја емитирала и сметката на сопственикот на картичката. </p> <div class="mw-heading mw-heading2"><h2 id="Наводи"><span id=".D0.9D.D0.B0.D0.B2.D0.BE.D0.B4.D0.B8"></span>Наводи</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=%D0%9A%D1%80%D0%B5%D0%B4%D0%B8%D1%82%D0%BD%D0%B0_%D0%BA%D0%B0%D1%80%D1%82%D0%B8%D1%87%D0%BA%D0%B0&veaction=edit&section=5" title="Уреди го одделот „Наводи“" class="mw-editsection-visualeditor"><span>уреди</span></a><span class="mw-editsection-divider"> | </span><a href="/w/index.php?title=%D0%9A%D1%80%D0%B5%D0%B4%D0%B8%D1%82%D0%BD%D0%B0_%D0%BA%D0%B0%D1%80%D1%82%D0%B8%D1%87%D0%BA%D0%B0&action=edit&section=5" title="Уреди изворен код на одделот: Наводи"><span>уреди извор</span></a><span class="mw-editsection-bracket">]</span></span></div> <div class="reflist" style="list-style-type: decimal;"> <div class="mw-references-wrap"><ol class="references"> <li id="cite_note-1"><span class="mw-cite-backlink"><a href="#cite_ref-1">↑</a></span> <span class="reference-text"><a rel="nofollow" class="external text" href="http://inventors.about.com/od/cstartinventions/a/credit_cards.htm">Inventors</a><sup class="noprint Inline-Template"><span style="white-space: nowrap;">[<i><a href="/wiki/%D0%92%D0%B8%D0%BA%D0%B8%D0%BF%D0%B5%D0%B4%D0%B8%D1%98%D0%B0:%D0%9C%D1%80%D1%82%D0%B2%D0%B8_%D0%B2%D1%80%D1%81%D0%BA%D0%B8" title="Википедија:Мртви врски">мртва врска</a></i>]</span></sup></span> </li> <li id="cite_note-2"><span class="mw-cite-backlink"><a href="#cite_ref-2">↑</a></span> <span class="reference-text"><cite class="citation web"><a rel="nofollow" class="external text" href="https://web.archive.org/web/20120507035900/https://files.nyu.edu/jac614/public/nyny/credit-card-history.html">„Историја на кредитните картички“</a>. Архивирано од <a rel="nofollow" class="external text" href="https://files.nyu.edu/jac614/public/nyny/credit-card-history.html">изворникот</a> на 2012-05-07<span class="reference-accessdate">. Посетено на <span class="nowrap">2019-06-28</span></span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Abook&rft.genre=unknown&rft.btitle=%D0%98%D1%81%D1%82%D0%BE%D1%80%D0%B8%D1%98%D0%B0+%D0%BD%D0%B0+%D0%BA%D1%80%D0%B5%D0%B4%D0%B8%D1%82%D0%BD%D0%B8%D1%82%D0%B5+%D0%BA%D0%B0%D1%80%D1%82%D0%B8%D1%87%D0%BA%D0%B8&rft_id=https%3A%2F%2Ffiles.nyu.edu%2Fjac614%2Fpublic%2Fnyny%2Fcredit-card-history.html&rfr_id=info%3Asid%2Fmk.wikipedia.org%3A%D0%9A%D1%80%D0%B5%D0%B4%D0%B8%D1%82%D0%BD%D0%B0+%D0%BA%D0%B0%D1%80%D1%82%D0%B8%D1%87%D0%BA%D0%B0" class="Z3988"></span><style data-mw-deduplicate="TemplateStyles:r5289462">.mw-parser-output cite.citation{font-style:inherit}.mw-parser-output .citation q{quotes:"\"""\"""'""'"}.mw-parser-output .id-lock-free a,.mw-parser-output .citation .cs1-lock-free a{background-image:url("//upload.wikimedia.org/wikipedia/commons/thumb/6/65/Lock-green.svg/9px-Lock-green.svg.png");background-image:linear-gradient(transparent,transparent),url("//upload.wikimedia.org/wikipedia/commons/6/65/Lock-green.svg");background-repeat:no-repeat;background-size:9px;background-position:right .1em center}.mw-parser-output .id-lock-limited a,.mw-parser-output .id-lock-registration a,.mw-parser-output .citation .cs1-lock-limited a,.mw-parser-output .citation .cs1-lock-registration a{background-image:url("//upload.wikimedia.org/wikipedia/commons/thumb/d/d6/Lock-gray-alt-2.svg/9px-Lock-gray-alt-2.svg.png");background-image:linear-gradient(transparent,transparent),url("//upload.wikimedia.org/wikipedia/commons/d/d6/Lock-gray-alt-2.svg");background-repeat:no-repeat;background-size:9px;background-position:right .1em center}.mw-parser-output .id-lock-subscription a,.mw-parser-output .citation .cs1-lock-subscription a{background-image:url("//upload.wikimedia.org/wikipedia/commons/thumb/a/aa/Lock-red-alt-2.svg/9px-Lock-red-alt-2.svg.png");background-image:linear-gradient(transparent,transparent),url("//upload.wikimedia.org/wikipedia/commons/a/aa/Lock-red-alt-2.svg");background-repeat:no-repeat;background-size:9px;background-position:right .1em center}.mw-parser-output .cs1-subscription,.mw-parser-output .cs1-registration{color:var(--color-subtle,#54595d)}.mw-parser-output .cs1-subscription span,.mw-parser-output .cs1-registration span{border-bottom:1px dotted;cursor:help}.mw-parser-output .cs1-ws-icon a{background-image:url("//upload.wikimedia.org/wikipedia/commons/thumb/4/4c/Wikisource-logo.svg/12px-Wikisource-logo.svg.png");background-image:linear-gradient(transparent,transparent),url("//upload.wikimedia.org/wikipedia/commons/4/4c/Wikisource-logo.svg");background-repeat:no-repeat;background-size:12px;background-position:right .1em center}.mw-parser-output code.cs1-code{color:inherit;background:inherit;border:inherit;padding:inherit}.mw-parser-output .cs1-hidden-error{display:none;font-size:100%}.mw-parser-output .cs1-visible-error{font-size:100%}.mw-parser-output .cs1-maint{display:none;color:#33aa33;margin-left:0.3em}.mw-parser-output .cs1-subscription,.mw-parser-output .cs1-registration,.mw-parser-output .cs1-format{font-size:95%}.mw-parser-output .cs1-kern-left,.mw-parser-output .cs1-kern-wl-left{padding-left:0.2em}.mw-parser-output .cs1-kern-right,.mw-parser-output .cs1-kern-wl-right{padding-right:0.2em}.mw-parser-output .citation .mw-selflink{font-weight:inherit}</style></span> </li> <li id="cite_note-3"><span class="mw-cite-backlink"><a href="#cite_ref-3">↑</a></span> <span class="reference-text"><cite class="citation web"><a rel="nofollow" class="external text" href="https://web.archive.org/web/20140121153042/http://corporate.visa.com/about-visa/our-business/history-of-visa.shtml">„Историја на „Виза<span class="cs1-kern-right">"</span>“</a>. Архивирано од <a rel="nofollow" class="external text" href="http://corporate.visa.com/about-visa/our-business/history-of-visa.shtml">изворникот</a> на 2014-01-21<span class="reference-accessdate">. Посетено на <span class="nowrap">2019-06-28</span></span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Abook&rft.genre=unknown&rft.btitle=%D0%98%D1%81%D1%82%D0%BE%D1%80%D0%B8%D1%98%D0%B0+%D0%BD%D0%B0+%E2%80%9E%D0%92%D0%B8%D0%B7%D0%B0%E2%80%9C&rft_id=http%3A%2F%2Fcorporate.visa.com%2Fabout-visa%2Four-business%2Fhistory-of-visa.shtml&rfr_id=info%3Asid%2Fmk.wikipedia.org%3A%D0%9A%D1%80%D0%B5%D0%B4%D0%B8%D1%82%D0%BD%D0%B0+%D0%BA%D0%B0%D1%80%D1%82%D0%B8%D1%87%D0%BA%D0%B0" class="Z3988"></span><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r5289462"></span> </li> </ol></div></div></div><noscript><img src="https://login.wikimedia.org/wiki/Special:CentralAutoLogin/start?type=1x1" alt="" width="1" height="1" style="border: none; position: absolute;"></noscript> <div class="printfooter" data-nosnippet="">Преземено од „<a dir="ltr" href="https://mk.wikipedia.org/w/index.php?title=Кредитна_картичка&oldid=5257170">https://mk.wikipedia.org/w/index.php?title=Кредитна_картичка&oldid=5257170</a>“</div></div> <div id="catlinks" class="catlinks" data-mw="interface"><div id="mw-normal-catlinks" class="mw-normal-catlinks"><a href="/wiki/%D0%A1%D0%BF%D0%B5%D1%86%D0%B8%D1%98%D0%B0%D0%BB%D0%BD%D0%B0:%D0%9A%D0%B0%D1%82%D0%B5%D0%B3%D0%BE%D1%80%D0%B8%D0%B8" title="Специјална:Категории">Категории</a>: <ul><li><a href="/wiki/%D0%9A%D0%B0%D1%82%D0%B5%D0%B3%D0%BE%D1%80%D0%B8%D1%98%D0%B0:%D0%91%D0%B0%D0%BD%D0%BA%D0%B0%D1%80%D1%81%D1%82%D0%B2%D0%BE" title="Категорија:Банкарство">Банкарство</a></li><li><a href="/wiki/%D0%9A%D0%B0%D1%82%D0%B5%D0%B3%D0%BE%D1%80%D0%B8%D1%98%D0%B0:%D0%9A%D1%80%D0%B5%D0%B4%D0%B8%D1%82" title="Категорија:Кредит">Кредит</a></li><li><a href="/wiki/%D0%9A%D0%B0%D1%82%D0%B5%D0%B3%D0%BE%D1%80%D0%B8%D1%98%D0%B0:%D0%9F%D0%BB%D0%B0%D1%82%D0%BD%D0%B8_%D1%81%D0%B8%D1%81%D1%82%D0%B5%D0%BC%D0%B8" title="Категорија:Платни системи">Платни системи</a></li><li><a href="/wiki/%D0%9A%D0%B0%D1%82%D0%B5%D0%B3%D0%BE%D1%80%D0%B8%D1%98%D0%B0:%D0%90%D0%BC%D0%B5%D1%80%D0%B8%D0%BA%D0%B0%D0%BD%D1%81%D0%BA%D0%B8_%D0%BF%D1%80%D0%BE%D0%BD%D0%B0%D1%98%D0%B4%D0%BE%D1%86%D0%B8" title="Категорија:Американски пронајдоци">Американски пронајдоци</a></li></ul></div><div id="mw-hidden-catlinks" class="mw-hidden-catlinks mw-hidden-cats-hidden">Скриени категории: <ul><li><a href="/wiki/%D0%9A%D0%B0%D1%82%D0%B5%D0%B3%D0%BE%D1%80%D0%B8%D1%98%D0%B0:%D0%A1%D0%B8%D1%82%D0%B5_%D1%81%D1%82%D0%B0%D1%82%D0%B8%D0%B8_%D1%81%D0%BE_%D0%BC%D1%80%D1%82%D0%B2%D0%B8_%D0%BD%D0%B0%D0%B4%D0%B2%D0%BE%D1%80%D0%B5%D1%88%D0%BD%D0%B8_%D0%B2%D1%80%D1%81%D0%BA%D0%B8" title="Категорија:Сите статии со мртви надворешни врски">Сите статии со мртви надворешни врски</a></li><li><a href="/wiki/%D0%9A%D0%B0%D1%82%D0%B5%D0%B3%D0%BE%D1%80%D0%B8%D1%98%D0%B0:%D0%A1%D1%82%D0%B0%D1%82%D0%B8%D0%B8_%D0%B7%D0%B0_%D1%81%D1%80%D0%B5%D0%B4%D1%83%D0%B2%D0%B0%D1%9A%D0%B5" title="Категорија:Статии за средување">Статии за средување</a></li></ul></div></div> </div> </main> </div> <div class="mw-footer-container"> <footer id="footer" class="mw-footer" > <ul id="footer-info"> <li id="footer-info-lastmod"> Последната промена на страницава е извршена на 1 септември 2024 г. во 10:32 ч.</li> <li id="footer-info-copyright">Текстот е достапен под условите на лиценцата <a rel="nofollow" class="external text" href="https://creativecommons.org/licenses/by-sa/4.0/">Криејтив комонс Наведи извор-Сподели под исти услови</a>. Може да важат и дополнителни услови. За повеќе информации, погледајте ги <a class="external text" href="https://mk.wikipedia.org/wiki/Википедија:Услови_на_употреба">Условите на употреба</a>.</li> </ul> <ul id="footer-places"> <li id="footer-places-privacy"><a href="https://foundation.wikimedia.org/wiki/Special:MyLanguage/Policy:Privacy_policy">Заштита на личните податоци</a></li> <li id="footer-places-about"><a href="/wiki/%D0%92%D0%B8%D0%BA%D0%B8%D0%BF%D0%B5%D0%B4%D0%B8%D1%98%D0%B0:%D0%97%D0%B0_%D0%92%D0%B8%D0%BA%D0%B8%D0%BF%D0%B5%D0%B4%D0%B8%D1%98%D0%B0">За Википедија</a></li> <li id="footer-places-disclaimers"><a href="/wiki/%D0%92%D0%B8%D0%BA%D0%B8%D0%BF%D0%B5%D0%B4%D0%B8%D1%98%D0%B0:%D0%9E%D0%B4%D1%80%D0%B5%D0%BA%D1%83%D0%B2%D0%B0%D1%9A%D0%B5_%D0%BE%D0%B4_%D0%BE%D0%B4%D0%B3%D0%BE%D0%B2%D0%BE%D1%80%D0%BD%D0%BE%D1%81%D1%82">Одрекување од одговорност</a></li> <li id="footer-places-wm-codeofconduct"><a href="https://foundation.wikimedia.org/wiki/Special:MyLanguage/Policy:Universal_Code_of_Conduct">Правилник на однесување</a></li> <li id="footer-places-developers"><a href="https://developer.wikimedia.org">Програмери</a></li> <li id="footer-places-statslink"><a href="https://stats.wikimedia.org/#/mk.wikipedia.org">Статистика</a></li> <li id="footer-places-cookiestatement"><a href="https://foundation.wikimedia.org/wiki/Special:MyLanguage/Policy:Cookie_statement">Согласност за колачиња</a></li> <li id="footer-places-mobileview"><a href="//mk.m.wikipedia.org/w/index.php?title=%D0%9A%D1%80%D0%B5%D0%B4%D0%B8%D1%82%D0%BD%D0%B0_%D0%BA%D0%B0%D1%80%D1%82%D0%B8%D1%87%D0%BA%D0%B0&mobileaction=toggle_view_mobile" class="noprint stopMobileRedirectToggle">Мобилен изглед</a></li> </ul> <ul id="footer-icons" class="noprint"> <li id="footer-copyrightico"><a href="https://wikimediafoundation.org/" class="cdx-button cdx-button--fake-button cdx-button--size-large cdx-button--fake-button--enabled"><img src="/static/images/footer/wikimedia-button.svg" width="84" height="29" alt="Wikimedia Foundation" loading="lazy"></a></li> <li id="footer-poweredbyico"><a href="https://www.mediawiki.org/" class="cdx-button cdx-button--fake-button cdx-button--size-large cdx-button--fake-button--enabled"><img src="/w/resources/assets/poweredby_mediawiki.svg" alt="Powered by MediaWiki" width="88" height="31" loading="lazy"></a></li> </ul> </footer> </div> </div> </div> <div class="vector-settings" id="p-dock-bottom"> <ul></ul> </div><script>(RLQ=window.RLQ||[]).push(function(){mw.config.set({"wgHostname":"mw-web.codfw.main-f69cdc8f6-rjnn6","wgBackendResponseTime":218,"wgPageParseReport":{"limitreport":{"cputime":"0.114","walltime":"0.180","ppvisitednodes":{"value":340,"limit":1000000},"postexpandincludesize":{"value":9332,"limit":2097152},"templateargumentsize":{"value":931,"limit":2097152},"expansiondepth":{"value":10,"limit":100},"expensivefunctioncount":{"value":0,"limit":500},"unstrip-depth":{"value":1,"limit":20},"unstrip-size":{"value":9007,"limit":5000000},"entityaccesscount":{"value":0,"limit":400},"timingprofile":["100.00% 152.904 1 -total"," 64.17% 98.120 1 Предлошка:Наводи"," 47.99% 73.384 2 Предлошка:Наведена_мрежна_страница"," 33.85% 51.752 1 Предлошка:Внимание"," 29.21% 44.664 1 Предлошка:Mbox"," 17.98% 27.487 1 Предлошка:Namespace_detect"," 8.45% 12.917 1 Предлошка:Ambox"," 6.81% 10.414 1 Предлошка:Мртва_врска"," 2.99% 4.569 1 Предлошка:Fix"," 1.95% 2.974 1 Предлошка:DMC"]},"scribunto":{"limitreport-timeusage":{"value":"0.055","limit":"10.000"},"limitreport-memusage":{"value":2161393,"limit":52428800}},"cachereport":{"origin":"mw-web.codfw.main-757f7495fb-tkvhj","timestamp":"20241105053351","ttl":2592000,"transientcontent":false}}});});</script> <script type="application/ld+json">{"@context":"https:\/\/schema.org","@type":"Article","name":"\u041a\u0440\u0435\u0434\u0438\u0442\u043d\u0430 \u043a\u0430\u0440\u0442\u0438\u0447\u043a\u0430","url":"https:\/\/mk.wikipedia.org\/wiki\/%D0%9A%D1%80%D0%B5%D0%B4%D0%B8%D1%82%D0%BD%D0%B0_%D0%BA%D0%B0%D1%80%D1%82%D0%B8%D1%87%D0%BA%D0%B0","sameAs":"http:\/\/www.wikidata.org\/entity\/Q161380","mainEntity":"http:\/\/www.wikidata.org\/entity\/Q161380","author":{"@type":"Organization","name":"\u0423\u0447\u0435\u0441\u043d\u0438\u0446\u0438 \u043d\u0430 \u0412\u0438\u043a\u0438\u043c\u0435\u0434\u0438\u0438\u043d\u0438 \u043f\u0440\u043e\u0435\u043a\u0442\u0438"},"publisher":{"@type":"Organization","name":"\u0424\u043e\u043d\u0434\u0430\u0446\u0438\u0458\u0430 \u0412\u0438\u043a\u0438\u043c\u0435\u0434\u0438\u0458\u0430","logo":{"@type":"ImageObject","url":"https:\/\/www.wikimedia.org\/static\/images\/wmf-hor-googpub.png"}},"datePublished":"2014-02-28T14:01:16Z","image":"https:\/\/upload.wikimedia.org\/wikipedia\/commons\/e\/ee\/Creditcardwcontactless.png"}</script> </body> </html>