CINXE.COM

<!DOCTYPE html><html lang="en-GB" dir="ltr" data-testid="v2" class="ds-v2"><head><meta charSet="utf-8"/><meta name="viewport" content="width=device-width, height=device-height, initial-scale=1, maximum-scale=5"/><link rel="icon" href="https://static-assets.monzo.com/monzo-com/2f79839f378680d0862bf6c599260f55f03455aa/_next/static/media/favicon.4c6ebc6f.svg" type="image/svg+xml"/><link rel="shortcut icon" type="image/png" href="https://static-assets.monzo.com/monzo-com/2f79839f378680d0862bf6c599260f55f03455aa/_next/static/media/favicon.87a9df8c.png"/><title>Set contactless spending limits you're comfortable with</title><link rel="icon" href="https://static-assets.monzo.com/monzo-com/2f79839f378680d0862bf6c599260f55f03455aa/_next/static/media/favicon.87a9df8c.png" sizes="any"/><link rel="icon" href="https://static-assets.monzo.com/monzo-com/2f79839f378680d0862bf6c599260f55f03455aa/_next/static/media/favicon.4c6ebc6f.svg" type="image/svg+xml"/><meta name="theme-color" content="#112231"/><meta property="og:site_name" content="Monzo"/><meta property="og:type" content="website"/><meta http-equiv="X-UA-Compatible" content="IE=edge"/><meta name="format-detection" content="telephone=no"/><meta property="og:title" content="Set contactless spending limits you're comfortable with"/><meta property="og:description" content="The flexibility to set restrictions that work best for you and help you feel in control. "/><meta property="og:locale" content="en-GB"/><meta property="og:url" content="https://monzo.com/blog/2021/12/16/customise-contactless-limits"/><meta property="og:image" content="https://images.ctfassets.net/ro61k101ee59/1WHHXyFmaXLT6ny3H2wIsk/e7fc8107af0c26ce1c1e1b70e0eced51/Blog_images_Variable_contactless_limits_OG_image__1_.png"/><meta property="twitter:description" content="The flexibility to set restrictions that work best for you and help you feel in control. "/><meta property="twitter:url" content="https://monzo.com/blog/2021/12/16/customise-contactless-limits"/><meta property="twitter:card" content="summary_large_image"/><meta property="twitter:site" content="@monzo"/><meta property="twitter:description" content="The flexibility to set restrictions that work best for you and help you feel in control. "/><meta property="twitter:site_name" content="Monzo"/><meta property="twitter:image" content="https://images.ctfassets.net/ro61k101ee59/1WHHXyFmaXLT6ny3H2wIsk/e7fc8107af0c26ce1c1e1b70e0eced51/Blog_images_Variable_contactless_limits_OG_image__1_.png"/><link rel="manifest" href="/manifest.json"/><link rel="canonical" href="https://monzo.com/blog/2021/12/16/customise-contactless-limits" data-testid="canonical"/><meta name="description" content="The flexibility to set restrictions that work best for you and help you feel in control. "/><script async="" src="https://www.googletagmanager.com/gtag/js?id=G-HYTMWBVCZY&l=monzo_dl"></script><script> window.monzo_dl = window.monzo_dl || []; function monzo_gtag(){monzo_dl.push(arguments);} window.monzo_gtag = monzo_gtag; // Set default consent state monzo_gtag('consent', 'default', {"ad_storage":"denied","ad_user_data":"denied","ad_personalization":"denied","analytics_storage":"denied"}); // Initialize GA4 monzo_gtag('js', new Date()); monzo_gtag('set', 'ads_data_redaction', false); monzo_gtag('set', 'url_passthrough', true); monzo_gtag('config', 'G-HYTMWBVCZY', { allow_enhanced_conversions: true }); </script><meta name="next-head-count" content="29"/><meta http-equiv="X-UA-Compatible" content="IE=edge"/><meta name="format-detection" content="telephone=no"/><meta name="theme-color" content="#112231"/><meta property="og:type" content="website"/><meta name="twitter:card" content="summary_large_image"/><meta name="twitter:site" content="@monzo"/><link rel="manifest" href="/manifest.json"/><link rel="stylesheet" href="/static/css/base.css"/><link rel="preload" href="https://static-assets.monzo.com/monzo-com/2f79839f378680d0862bf6c599260f55f03455aa/_next/static/css/97adb4ec12f22db7.css" as="style" crossorigin="anonymous"/><link rel="stylesheet" href="https://static-assets.monzo.com/monzo-com/2f79839f378680d0862bf6c599260f55f03455aa/_next/static/css/97adb4ec12f22db7.css" crossorigin="anonymous" data-n-g=""/><link rel="preload" href="https://static-assets.monzo.com/monzo-com/2f79839f378680d0862bf6c599260f55f03455aa/_next/static/css/99296639ecf8d385.css" as="style" crossorigin="anonymous"/><link rel="stylesheet" href="https://static-assets.monzo.com/monzo-com/2f79839f378680d0862bf6c599260f55f03455aa/_next/static/css/99296639ecf8d385.css" crossorigin="anonymous" data-n-p=""/><link rel="preload" href="https://static-assets.monzo.com/monzo-com/2f79839f378680d0862bf6c599260f55f03455aa/_next/static/css/4e3de0e1662586be.css" as="style" crossorigin="anonymous"/><link rel="stylesheet" href="https://static-assets.monzo.com/monzo-com/2f79839f378680d0862bf6c599260f55f03455aa/_next/static/css/4e3de0e1662586be.css" crossorigin="anonymous" data-n-p=""/><noscript data-n-css=""></noscript><script defer="" crossorigin="anonymous" nomodule="" src="https://static-assets.monzo.com/monzo-com/2f79839f378680d0862bf6c599260f55f03455aa/_next/static/chunks/polyfills-42372ed130431b0a.js"></script><script src="https://static-assets.monzo.com/monzo-com/2f79839f378680d0862bf6c599260f55f03455aa/_next/static/chunks/webpack-52ffc647001fccf9.js" defer="" crossorigin="anonymous"></script><script src="https://static-assets.monzo.com/monzo-com/2f79839f378680d0862bf6c599260f55f03455aa/_next/static/chunks/framework-838c6ca2253d4294.js" defer="" crossorigin="anonymous"></script><script src="https://static-assets.monzo.com/monzo-com/2f79839f378680d0862bf6c599260f55f03455aa/_next/static/chunks/main-72b71ec885c3d698.js" defer="" crossorigin="anonymous"></script><script src="https://static-assets.monzo.com/monzo-com/2f79839f378680d0862bf6c599260f55f03455aa/_next/static/chunks/pages/_app-3b1352237a036354.js" defer="" crossorigin="anonymous"></script><script src="https://static-assets.monzo.com/monzo-com/2f79839f378680d0862bf6c599260f55f03455aa/_next/static/chunks/7726-612d023fd6e80eea.js" defer="" crossorigin="anonymous"></script><script src="https://static-assets.monzo.com/monzo-com/2f79839f378680d0862bf6c599260f55f03455aa/_next/static/chunks/525-c7a5a53aa605f612.js" defer="" crossorigin="anonymous"></script><script src="https://static-assets.monzo.com/monzo-com/2f79839f378680d0862bf6c599260f55f03455aa/_next/static/chunks/5033-a64a4d88237ffc1c.js" defer="" crossorigin="anonymous"></script><script src="https://static-assets.monzo.com/monzo-com/2f79839f378680d0862bf6c599260f55f03455aa/_next/static/chunks/pages/blog/%5B...dynamic%5D-f306d4f410a14261.js" defer="" crossorigin="anonymous"></script><script src="https://static-assets.monzo.com/monzo-com/2f79839f378680d0862bf6c599260f55f03455aa/_next/static/tUrXdJ8Yo9LT3LNh250ez/_buildManifest.js" defer="" crossorigin="anonymous"></script><script src="https://static-assets.monzo.com/monzo-com/2f79839f378680d0862bf6c599260f55f03455aa/_next/static/tUrXdJ8Yo9LT3LNh250ez/_ssgManifest.js" defer="" crossorigin="anonymous"></script></head><body data-whatpersist="false"><script> const queryParams = new URLSearchParams(location.search); const theme = queryParams.get('theme'); const view = queryParams.get('view'); if (theme === 'dark') document.body.classList.add('dark-theme'); if (view === 'app') document.body.classList.add('webview--app'); </script><div id="__next"><header class="HeaderVariant_header__M43dc" data-experiment-reorder="true"><a class="HeaderVariant_skipToContent__gKtbS" href="#mainContent" data-monzoanalytics-action-id="link_clicked" data-monzoanalytics-action-parameters="link_text=Skip to Content&url=#mainContent&currentUrl=/blog/2021/12/16/customise-contactless-limits">Skip to Content</a><div class="HeaderVariant_headerContainer__yB1yF"><div class="HeaderVariant_headerLogoContainer__k3fGL"><a class="Button_button__OFOdO Button_none__lgccr Button_center__lDq2_ HeaderVariant_logoLink___LBJB" data-monzoanalytics-no-tracking="true" role="link" target="_self" rel="" aria-label="Monzo Bank Homepage" tabindex="0" href="/"><span aria-hidden="true"><span class="Button_text__S2FJ_"><div class="HeaderVariant_logoImageContainer__HlZzw"><svg xmlns="http://www.w3.org/2000/svg" width="100%" height="100%" viewBox="0 0 112 21"><path fill="currentColor" d="M0 19.3V.7h4.958v2.493a5.505 5.505 0 0 1 5.063-2.84 5.671 5.671 0 0 1 5.166 2.98c1.941-2.045 3.432-2.98 5.756-2.98 4.195 0 6.553 2.354 6.553 6.686V19.3h-5.34V9.222c0-2.598-.554-3.776-2.6-3.776-2.08 0-3.19 1.281-3.19 3.776V19.3h-5.374V9.222c0-2.598-.555-3.776-2.601-3.776-2.08 0-3.19 1.281-3.19 3.776V19.3H0ZM33.82 3.124a9.832 9.832 0 0 1 16.816 6.76 9.47 9.47 0 0 1-2.808 6.997 9.655 9.655 0 0 1-7.074 2.91 9.208 9.208 0 0 1-7.038-2.98 9.716 9.716 0 0 1-2.74-6.859 9.528 9.528 0 0 1 2.844-6.828Zm6.969 11.467a4.6 4.6 0 0 0 4.387-2.701 4.59 4.59 0 0 0-3.234-6.381 4.602 4.602 0 0 0-4.776 1.933 4.592 4.592 0 0 0-.78 2.577 4.487 4.487 0 0 0 4.403 4.572ZM54.118 19.3V.7h5.2l-.068 2.494a5.788 5.788 0 0 1 5.34-2.84c3.848 0 6.344 2.424 6.344 6.685V19.3h-5.478V9.222c0-2.598-.555-3.776-2.67-3.776-2.15 0-3.294 1.281-3.294 3.776V19.3h-5.374ZM94.18 3.122A9.832 9.832 0 0 1 104.835.916a9.822 9.822 0 0 1 6.16 8.965 9.47 9.47 0 0 1-2.808 6.997 9.664 9.664 0 0 1-7.074 2.91 9.208 9.208 0 0 1-7.038-2.98 9.716 9.716 0 0 1-2.74-6.858 9.529 9.529 0 0 1 2.843-6.828Zm6.97 11.467a4.602 4.602 0 0 0 4.387-2.702 4.59 4.59 0 0 0-.879-5.073 4.598 4.598 0 0 0-5.04-1.073 4.598 4.598 0 0 0-2.871 4.276 4.488 4.488 0 0 0 4.403 4.572ZM74.926 19.3V15.42l7.663-9.91h-7.663V.699h13.835v4.4l-6.762 9.388h6.9v4.812H74.927Z"></path></svg></div></span></span></a></div><div class="HeaderVariant_headerNavigationContainer__1NPta"><nav aria-label="Main" data-orientation="vertical" dir="ltr" data-testid="" class="Navigation_navigation__MiBte" data-toplevel-id="" data-subitem-id=""><div aria-hidden="true" class="NavigationSEORenderer_navigationSEORenderer__udHb5" data-testid="seo-navigation-renderer"><ul><li data-testid="seo-navigation-renderer-top-level-item"><h2>Personal</h2><ul><li data-testid="seo-navigation-renderer-landmark"><h3>Current accounts</h3><p>It all starts with our personal current account</p><ul><li data-testid="seo-navigation-renderer-landmark-link"><a href="/current-account" data-monzoanalytics-no-tracking="true">Personal account</a></li><li data-testid="seo-navigation-renderer-landmark-link"><a href="/current-account/joint-account" data-monzoanalytics-no-tracking="true">Joint account</a></li><li data-testid="seo-navigation-renderer-landmark-link"><a href="/current-account/under-16s" data-monzoanalytics-no-tracking="true">Under 16s account</a></li><li data-testid="seo-navigation-renderer-landmark-link"><a href="/current-account/16-17" data-monzoanalytics-no-tracking="true">16-17s account</a></li></ul></li><li data-testid="seo-navigation-renderer-landmark"><h3>Plans</h3><p>Upgrade your personal account from £3 a month</p><ul><li data-testid="seo-navigation-renderer-landmark-link"><a href="/current-account/plans" data-monzoanalytics-no-tracking="true">Compare plans</a></li></ul></li><li data-testid="seo-navigation-renderer-landmark"><h3>Why Monzo?</h3><p>Bank on an award-winning app</p><ul><li data-testid="seo-navigation-renderer-landmark-link"><a href="/pots" data-monzoanalytics-no-tracking="true">Save with Pots</a></li><li data-testid="seo-navigation-renderer-landmark-link"><a href="/features/cashback" data-monzoanalytics-no-tracking="true">Earn cashback</a></li><li data-testid="seo-navigation-renderer-landmark-link"><a href="/features/travel" data-monzoanalytics-no-tracking="true">Travel without fees</a></li><li data-testid="seo-navigation-renderer-landmark-link"><a href="/shared-tabs-more" data-monzoanalytics-no-tracking="true">Spend with friends</a></li><li data-testid="seo-navigation-renderer-landmark-link"><a href="/features/get-paid-early" data-monzoanalytics-no-tracking="true">Get paid early</a></li><li data-testid="seo-navigation-renderer-landmark-link"><a href="/security" data-monzoanalytics-no-tracking="true">Protect your money</a></li><li data-testid="seo-navigation-renderer-landmark-link"><a href="/features/see-your-mortgage" data-monzoanalytics-no-tracking="true">Connect your mortgage</a></li><li data-testid="seo-navigation-renderer-landmark-link"><a href="/refer-a-friend" data-monzoanalytics-no-tracking="true">Refer a friend</a></li></ul></li><li data-testid="seo-navigation-renderer-top-level-item"><h3>Savings</h3><ul><li data-testid="seo-navigation-renderer-basic-link"><a data-monzoanalytics-no-tracking="true" href="/savingwithmonzo">Savings features</a></li><li data-testid="seo-navigation-renderer-basic-link"><a data-monzoanalytics-no-tracking="true" href="/savings/instant-access">Instant access savings</a></li><li data-testid="seo-navigation-renderer-basic-link"><a data-monzoanalytics-no-tracking="true" href="/features/savings">Compare savings accounts</a></li></ul></li><li data-testid="seo-navigation-renderer-top-level-item"><h3>Investments and pensions</h3><ul><li data-testid="seo-navigation-renderer-basic-link"><a data-monzoanalytics-no-tracking="true" href="/investments">Investments</a></li><li data-testid="seo-navigation-renderer-basic-link"><a data-monzoanalytics-no-tracking="true" href="/pensions">Pensions</a></li></ul></li><li data-testid="seo-navigation-renderer-top-level-item"><h3>Credit cards and loans</h3><ul><li data-testid="seo-navigation-renderer-basic-link"><a data-monzoanalytics-no-tracking="true" href="/flex">Flex Purchase credit card</a></li><li data-testid="seo-navigation-renderer-basic-link"><a data-monzoanalytics-no-tracking="true" href="/flex-build">Flex Build credit card</a></li><li data-testid="seo-navigation-renderer-basic-link"><a data-monzoanalytics-no-tracking="true" href="/loans">Loans</a></li><li data-testid="seo-navigation-renderer-basic-link"><a data-monzoanalytics-no-tracking="true" href="/overdrafts">Overdrafts</a></li></ul></li><li data-testid="seo-navigation-renderer-top-level-item"><h3>Help and support</h3><ul><li data-testid="seo-navigation-renderer-basic-link"><a data-monzoanalytics-no-tracking="true" href="/help">Help centre</a></li><li data-testid="seo-navigation-renderer-basic-link"><a data-monzoanalytics-no-tracking="true" href="/security">Security at Monzo</a></li><li data-testid="seo-navigation-renderer-basic-link"><a data-monzoanalytics-no-tracking="true" href="/fraud">Staying safe from fraud</a></li><li data-testid="seo-navigation-renderer-basic-link"><a data-monzoanalytics-no-tracking="true" href="/money-worries">Support with money worries</a></li><li data-testid="seo-navigation-renderer-basic-link"><a data-monzoanalytics-no-tracking="true" href="/switch">Switching to Monzo</a></li><li data-testid="seo-navigation-renderer-basic-link"><a data-monzoanalytics-no-tracking="true" href="/help/monzo-plus">Plus help</a></li><li data-testid="seo-navigation-renderer-basic-link"><a data-monzoanalytics-no-tracking="true" href="/help/monzo-premium">Premium help</a></li></ul></li><li data-testid="seo-navigation-renderer-basic-link"><a data-monzoanalytics-no-tracking="true" href="/switch">Switch to Monzo</a></li></ul></li><li data-testid="seo-navigation-renderer-top-level-item"><h2>Business</h2><ul></ul></li></ul></div><div class="HeaderVariant_headerNavigationExtras__fnwGF"><span class="HeaderVariant_headerNavigationExtraWrapper__Nf5wL HeaderVariant_mobileVisible__dyVF_"><a data-testid="header-primary-cta" class="Button_button__OFOdO Button_primary__WTwSy Button_center__lDq2_ NavigationPrimaryCTA_navigationPrimaryCTA__4GFHH HeaderVariant_mobileVisible__dyVF_" data-monzoanalytics-no-tracking="true" target="_self" href="https://we83.adj.st/home?adj_t=1dj2rkno_1dxkjz95&adj_redirect=https%3A%2F%2Fmonzo.com%2Fsign-up&adj_engagement_type=fallback_click" rel="noopener noreferrer external" aria-label="Sign up"><span aria-hidden="true"><span class="Button_text__S2FJ_"><span>Sign up</span></span></span></a></span></div><div style="position:relative"><ul data-orientation="vertical" class="NavigationTopLevelItems_navigationTopLevelItemsList__fJhlK" dir="ltr"><li class="NavigationTopLevelItems_navigationTopLevelItem__bhgjl NavigationTopLevelItems_isMobileVisible__J__pz"><button data-monzoanalytics-action-id="link_clicked" data-monzoanalytics-action-parameters="link_type=navigation top level item&link_text=Open Personal navigation&link_location=header - Level 1&currentUrl=/blog/2021/12/16/customise-contactless-limits" id="radix-:Ra9b6:-trigger-personal" data-state="closed" aria-expanded="false" aria-controls="radix-:Ra9b6:-content-personal" class="NavigationTopLevelItems_navigationTopLevelItemTrigger__hezLF" aria-label="Open Personal navigation" data-radix-collection-item=""><div class="NavigationTopLevelItems_navigationTopLevelItemButton__sN1xB"><div class="NavigationTopLevelItems_navigationTopLevelItemButtonIcon__i8mOW"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 20 20" data-testid="personal-icon"><path fill="currentColor" fill-rule="evenodd" d="M10.5 10.833c3.606 0 6.544 2.149 6.663 4.832l.003.168c0 .92-.746 1.667-1.666 1.667h-10c-.92 0-1.667-.746-1.667-1.667 0-2.761 2.985-5 6.667-5Zm0-8.333a3.333 3.333 0 1 1 0 6.667 3.333 3.333 0 0 1 0-6.667Z" clip-rule="evenodd"></path></svg></div><span class="NavigationTopLevelItems_navigationTopLevelItemButtonContent__ACT5e">Personal</span><div class="NavigationTopLevelItems_navigationTopLevelItemButtonIcon__i8mOW"><svg width="1em" height="1em" viewBox="0 0 24 24" xmlns="http://www.w3.org/2000/svg"><path d="M15.88 9.29006L12 13.1701L8.11998 9.29006C7.72998 8.90006 7.09998 8.90006 6.70998 9.29006C6.31998 9.68006 6.31998 10.3101 6.70998 10.7001L11.3 15.2901C11.69 15.6801 12.32 15.6801 12.71 15.2901L17.3 10.7001C17.69 10.3101 17.69 9.68006 17.3 9.29006C16.91 8.91006 16.27 8.90006 15.88 9.29006Z" fill="currentColor"></path></svg></div></div></button><div class="NavigationTopLevelItems_navigationTopLevelToggleContainer__ag2Yv" role="button" tabindex="0" aria-label="Toggle Personal navigation menu"><div class="MobileNavigationToggle_mobileNavigationToggle__4Z_F_ MobileNavigationToggle_onWhite__tdPhh"><div class="MobileNavigationToggle_mobileNavigationToggleContent__sUo9Z"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 24 24"><path fill="currentColor" d="M4 18h16c.55 0 1-.45 1-1s-.45-1-1-1H4c-.55 0-1 .45-1 1s.45 1 1 1Zm0-5h16c.55 0 1-.45 1-1s-.45-1-1-1H4c-.55 0-1 .45-1 1s.45 1 1 1ZM3 7c0 .55.45 1 1 1h16c.55 0 1-.45 1-1s-.45-1-1-1H4c-.55 0-1 .45-1 1Z"></path></svg></div></div></div></li><li><a class="NavigationTopLevelItems_navigationTopLevelItemButton__sN1xB" data-monzoanalytics-action-id="link_clicked" data-monzoanalytics-action-parameters="link_text=Business&link_location=header - Level 1&link_type=navigation&url=/business-banking&currentUrl=/blog/2021/12/16/customise-contactless-limits" href="/business-banking"><div class="NavigationTopLevelItems_navigationTopLevelItemButtonIcon__i8mOW"><svg xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 20 20" data-testid="business-icon"><path fill="currentColor" fill-rule="evenodd" d="M10.834 1.667a2.5 2.5 0 0 1 2.495 2.353l.005.147V5h.833v12.5H5.834V5h.833v-.833A2.5 2.5 0 0 1 9.02 1.67l.147-.004h1.667ZM4.167 5v12.5h-.833c-.92 0-1.667-.746-1.667-1.667V6.667c0-.92.746-1.667 1.667-1.667h.833Zm11.667 0h.833c.92 0 1.667.746 1.667 1.667v9.166c0 .92-.747 1.667-1.667 1.667h-.833V5Zm-5-1.667H9.167a.834.834 0 0 0-.828.737l-.005.097V5h3.333v-.833a.833.833 0 0 0-.833-.834Z" clip-rule="evenodd"></path></svg></div><span class="NavigationTopLevelItems_navigationTopLevelItemButtonContent__ACT5e">Business</span></a></li></ul></div></nav></div><div class="HeaderVariant_mobilePrimaryCTAExperiment__gNqIQ"><span class="HeaderVariant_headerNavigationExtraWrapper__Nf5wL HeaderVariant_mobileVisible__dyVF_"><a data-testid="header-primary-cta" class="Button_button__OFOdO Button_primary__WTwSy Button_center__lDq2_ HeaderVariant_mobileVisible__dyVF_" data-monzoanalytics-no-tracking="true" target="_self" href="https://we83.adj.st/home?adj_t=1dj2rkno_1dxkjz95&adj_redirect=https%3A%2F%2Fmonzo.com%2Fsign-up&adj_engagement_type=fallback_click" rel="noopener noreferrer external" aria-label="Open a Monzo account"><span aria-hidden="true"><span class="Button_text__S2FJ_"><span>Sign up</span></span></span></a></span></div></div></header><main id="mainContent" class="Main_main__qK_Jw Main_secondary__AtY_D"><section class="BlogPostHero_BlogPostHero__zHlZw Section_section__mRxGN Section_alignItemsCenter__EiFtk stack"><div class="Section_contentContainer__ciYat"><div class="BlogPostHero_metadata__IlL_3"><time dateTime="16 December 2021" class="BlogPostHero_date__MLwY1"><span class="VisuallyHidden_root__qeRBH">Published on: </span>16 December 2021</time><a class="Button_button__OFOdO Button_primary__WTwSy Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" href="/blog/topic/product-updates" rel="noopener noreferrer external"><span class="Button_text__S2FJ_"><span class="VisuallyHidden_root__qeRBH">Published in: </span>Product Updates</span></a></div><div class="Block_block__Q3GQF Block_transparent__FJxI6 Block_textCenter__WvWTU Block_horizontalCenter__Hc_pi Block_verticalMiddle__vqNW5 Block_paddingHorizontalMedium__jHl0b Block_paddingVerticalMedium__5Q4LL Block_marginHorizontalAuto__JOVH_ Block_marginVerticalNone__DIokE"><div class="Block_contentContainer__CWeAy"><h1 class="Title_title__6QR87 Title_primary__m7Tjj text-heading-1 Title_center__fqUI_ Title_marginBottom__TiQqA Title_marginTop__xDEK8" id="set-contactless-spending-limits-youre-comfortable-with">Set contactless spending limits you're comfortable with</h1></div></div></div></section><div class="Section_container__mkPCF Section_section__mRxGN Section_secondary__NxgD1 stack Section_paddingtoplarge__HENi_ Section_paddingbottommedium__Kc17e"><div class="Section_contentContainer__ciYat"><div class="___dynamic__articleContainer__ZfTwO"><article><aside class="BlogPostDisclaimer_BlogPostDisclaimer__GLNKM" data-testid="disclaimer"><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>This blog post was accurate when we published it – head to <a class="Button_button__OFOdO Button_link__wbUuG Button_inline__ptjDW Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" href="https://monzo.com" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">monzo.com</span></a> or your Monzo app for the most up to date information.</p></div></aside><div class="Text_text__CSJ_O"><p>You can now choose to set your contactless spending limits to levels you’re comfortable with. Or turn contactless off entirely if you want to. </p></div><div class="Text_text__CSJ_O"><p>In October, UK banks (including us) and card providers <a href="https://monzo.com/blog/youll-be-able-to-make-contactless-payments-up-to-gbp100-to-make-paying-more" data-monzoanalytics-action-id="link_clicked" data-monzoanalytics-action-parameters="link_type=inline&link_location=Text inline&link_text=upped the contactless spend limit from £45 to £100&url=https://monzo.com/blog/youll-be-able-to-make-contactless-payments-up-to-gbp100-to-make-paying-more&currentUrl=/blog/2021/12/16/customise-contactless-limits"><u>upped the contactless spend limit from £45 to £100</u></a> to make paying more convenient.</p></div><div class="Text_text__CSJ_O"><p>Now, we’re giving you the flexibility to set restrictions that work best for you and help you feel in control. Because how you use your bank account is personal to you. Which is why it’s important that you can choose to tweak things from one day to the next. </p></div><div class="Block_block__Q3GQF Block_widthFull__WEEtp Block_transparent__FJxI6 Block_textLeft__FXaVt Block_horizontalCenter__Hc_pi Block_verticalMiddle__vqNW5 Block_paddingHorizontalNone__oOOVI Block_paddingVerticalNone__65947 Block_marginHorizontalNone__5f0F1 Block_marginVerticalMedium__F7wka"><div class="Block_contentContainer__CWeAy"><picture><source type="image/avif" srcSet="https://images.ctfassets.net/ro61k101ee59/1AammoGpmzTXS27qRqHcZ0/17d16bce277512e26a008660bb2a747a/Blog_images_Variable_contactless_limits-02.png?w=2400&q=75&fm=avif"/><source type="image/webp" srcSet="https://images.ctfassets.net/ro61k101ee59/1AammoGpmzTXS27qRqHcZ0/17d16bce277512e26a008660bb2a747a/Blog_images_Variable_contactless_limits-02.png?w=2400&q=75&fm=webp"/><img src="https://images.ctfassets.net/ro61k101ee59/1AammoGpmzTXS27qRqHcZ0/17d16bce277512e26a008660bb2a747a/Blog_images_Variable_contactless_limits-02.png?w=2400&q=75" alt="" width="2501" loading="lazy"/></picture></div></div><div class="Text_text__CSJ_O"><p></p></div><h3 class="Title_title__6QR87 Title_primary__m7Tjj text-heading-4 Title_left___R_Ga" id="having-the-choice-to-set-lower-limits-will-mean-different-things-to-different-people">Having the choice to set lower limits will mean different things to different people</h3><div class="Text_text__CSJ_O"><p>Maybe you’re someone who misplaces their Monzo card more often than you like to admit. If that’s you, you might like to know that someone can’t go on a spending spree if your card fell into the wrong hands. (Don’t forget you can freeze your card in the app too!)</p></div><div class="Text_text__CSJ_O"><p>Maybe it’s you that you’re worried about. Adding some friction could save you from yourself. </p></div><div class="Text_text__CSJ_O"><p>It’s a known issue that spending with contactless doesn’t always feel like you’re spending real money. You may like the idea of capping how freely you can tap away on a night out or when you’re shopping. </p></div><div class="Text_text__CSJ_O"><p>Whatever the reason, the option’s there if you need it. </p></div><h3 class="Title_title__6QR87 Title_primary__m7Tjj text-heading-4 Title_left___R_Ga" id="there-are-two-limits-you-can-customise">There are two limits you can customise</h3><ol class="List_List__QAbJI List_light__OI_4n List_margin__RxbID"><li class=""><div class="Text_text__CSJ_O"><p>A single contactless tap. With a max limit of £100.</p></div></li><li class=""><div class="Text_text__CSJ_O"><p>Maximum spend over multiple payments without having to enter your PIN. With a max limit of £200. </p></div></li></ol><div class="Block_block__Q3GQF Block_widthFull__WEEtp Block_transparent__FJxI6 Block_textLeft__FXaVt Block_horizontalCenter__Hc_pi Block_verticalMiddle__vqNW5 Block_paddingHorizontalNone__oOOVI Block_paddingVerticalNone__65947 Block_marginHorizontalNone__5f0F1 Block_marginVerticalMedium__F7wka"><div class="Block_contentContainer__CWeAy"><picture><source type="image/avif" srcSet="https://images.ctfassets.net/ro61k101ee59/4n3vpDn7sU2jk4N1T3qaXp/78e95912b1835b7e8e833de25edd604e/Blog_images_Variable_contactless_limits-03.png?w=2400&q=75&fm=avif"/><source type="image/webp" srcSet="https://images.ctfassets.net/ro61k101ee59/4n3vpDn7sU2jk4N1T3qaXp/78e95912b1835b7e8e833de25edd604e/Blog_images_Variable_contactless_limits-03.png?w=2400&q=75&fm=webp"/><img src="https://images.ctfassets.net/ro61k101ee59/4n3vpDn7sU2jk4N1T3qaXp/78e95912b1835b7e8e833de25edd604e/Blog_images_Variable_contactless_limits-03.png?w=2400&q=75" alt="" width="2501" loading="lazy"/></picture></div></div><div class="Text_text__CSJ_O"><p></p></div><h3 class="Title_title__6QR87 Title_primary__m7Tjj text-heading-4 Title_left___R_Ga" id="set-your-limits-in-the-manage-tab">Set your limits in the Manage tab</h3><div class="Text_text__CSJ_O"><p>We’ve given you two simple sliders to make choosing your limits nice and easy. </p></div><div class="Text_text__CSJ_O"><p>Here’s how to find and change your limits. </p></div><ol class="List_List__QAbJI List_light__OI_4n List_margin__RxbID"><li class=""><div class="Text_text__CSJ_O"><p>Update to the latest version of the Monzo app</p></div></li><li class=""><div class="Text_text__CSJ_O"><p>Go to Home and select the Manage tab</p></div></li><li class=""><div class="Text_text__CSJ_O"><p>Tap Customise contactless limits</p></div></li><li class=""><div class="Text_text__CSJ_O"><p>Toggle Customise contactless limits on</p></div></li><li class=""><div class="Text_text__CSJ_O"><p>Use the slider to choose your limits</p></div></li><li class=""><div class="Text_text__CSJ_O"><p>When you’re happy, save your changes</p></div></li></ol><div class="Text_text__CSJ_O"><p>Your new limits will apply straight away and you can go back and change them any time you like. </p></div><h3 class="Title_title__6QR87 Title_primary__m7Tjj text-heading-4 Title_left___R_Ga" id="set-a-limit-of-0-to-stop-contactless-payments-altogether">Set a limit of £0 to stop contactless payments altogether</h3><div class="Text_text__CSJ_O"><p>We’ve made contactless payments as safe as possible (more on that later) but some of you might want to turn them off completely. And you can. </p></div><div class="Text_text__CSJ_O"><p>All you have to do is go to your limit slider and slide it right down to £0. If you do that, you won’t be able to make contactless payments from your account at all. </p></div><div class="Block_block__Q3GQF Block_widthFull__WEEtp Block_transparent__FJxI6 Block_textLeft__FXaVt Block_horizontalCenter__Hc_pi Block_verticalMiddle__vqNW5 Block_paddingHorizontalNone__oOOVI Block_paddingVerticalNone__65947 Block_marginHorizontalNone__5f0F1 Block_marginVerticalMedium__F7wka"><div class="Block_contentContainer__CWeAy"><picture><img src="https://images.ctfassets.net/ro61k101ee59/33IQK77OafJw92A2ZESjUi/5dbde456aeaccb95eadd521d40a17f86/Blog_Image_-_slider.gif?w=1200&q=75" alt="" width="600" loading="lazy"/></picture></div></div><div class="Text_text__CSJ_O"><p></p></div><div class="Text_text__CSJ_O"><p> </p></div><h3 class="Title_title__6QR87 Title_primary__m7Tjj text-heading-4 Title_left___R_Ga" id="the-limits-dont-affect-apple-pay-or-google-pay">The limits don’t affect Apple Pay or Google Pay</h3><div class="Text_text__CSJ_O"><p>That’s because those methods ask for proof that it’s you before they let you make a payment. Which means there’s friction there that you don’t get when you pay with your physical card. </p></div><h3 class="Title_title__6QR87 Title_primary__m7Tjj text-heading-4 Title_left___R_Ga" id="they-apply-to-all-monzo-cards-in-your-name">They apply to all Monzo cards in your name</h3><div class="Text_text__CSJ_O"><p>The limits you set will apply to all Monzo cards in your name, including joint accounts and business accounts if you have them. </p></div><div class="Text_text__CSJ_O"><p>In those instances, the limits apply to you and only you. The people you share those accounts with – like your partner or business partners – will have separate limits.</p></div><h3 class="Title_title__6QR87 Title_primary__m7Tjj text-heading-4 Title_left___R_Ga" id="we-keep-your-money-safe-while-using-contactless">We keep your money safe while using contactless</h3><div class="Text_text__CSJ_O"><p>You'll keep getting instant notifications whenever you pay with your Monzo card.</p></div><div class="Text_text__CSJ_O"><p>If you get a notification for a payment you don't recognise, you can immediately freeze your card in-app to stop any further payments (and defrost it if you end up recognising the payment!).</p></div><div class="Text_text__CSJ_O"><p>If you're the victim of fraud, or if you spot transactions you don't recognise on your account, please let us know by tapping on the transaction you don't recognise, then selecting "Something wrong? Get help" at the bottom. </p></div><h3 class="Title_title__6QR87 Title_primary__m7Tjj text-heading-4 Title_left___R_Ga" id="were-here-to-support-you-if-youre-struggling">We’re here to support you if you’re struggling</h3><div class="Text_text__CSJ_O"><p>We offer other ways to control your spending too. If you want to, you can reduce your maximum daily limits for ATM withdrawals, bank transfers, and Monzo to Monzo payments. Send us a message through the app if you’d like to lower these. </p></div><div class="Text_text__CSJ_O"><p>If there’s something you’d like to tell us about, you can let us know discreetly, with no phone calls involved and no chat log history. We set up <a href="https://monzo.com/i/share-with-us" data-monzoanalytics-action-id="link_clicked" data-monzoanalytics-action-parameters="link_type=inline&link_location=Text inline&link_text=Share With Us&url=https://monzo.com/i/share-with-us&currentUrl=/blog/2021/12/16/customise-contactless-limits"><u>Share With Us</u></a> to give you a safe way to get in touch and share sensitive information without worrying. </p></div><div class="___dynamic__authorsWrapper__ZVy68"><aside class="Author_Author__B0UIJ"><picture><source type="image/avif" srcSet="https://images.ctfassets.net/ro61k101ee59/24fLu8esDRu9u4RKQaMixB/ef9bcda0a1d8771300eb95583a394aff/Small.jpg?w=300&q=75&fm=avif"/><source type="image/webp" srcSet="https://images.ctfassets.net/ro61k101ee59/24fLu8esDRu9u4RKQaMixB/ef9bcda0a1d8771300eb95583a394aff/Small.jpg?w=300&q=75&fm=webp"/><img src="https://images.ctfassets.net/ro61k101ee59/24fLu8esDRu9u4RKQaMixB/ef9bcda0a1d8771300eb95583a394aff/Small.jpg?w=300&q=75" alt="" width="150" loading="lazy"/></picture><div><h2 class="Title_title__6QR87 Title_primary__m7Tjj text-heading-4 Title_left___R_Ga Title_marginBottom__TiQqA" id="max-white">Max White</h2><div class="Text_text__CSJ_O Text_marginBottom___UK4L"><p>Writer</p></div><div class="Text_text__CSJ_O"><p><a class="Button_button__OFOdO Button_link__wbUuG Button_inline__ptjDW Button_center__lDq2_" data-monzoanalytics-no-tracking="true" target="_self" href="/blog/author/max-white" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">Read more from Max</span></a></p></div></div></aside></div></article><aside class="SocialWidgets_SocialWidgets__g6Zf0 SocialWidgets_floating__D4FWX"><a class="Button_button__OFOdO Button_link__wbUuG Button_center__lDq2_ Button_hasIcon__CQ1JK SocialWidgets_socialButton__F8TWm" data-monzoanalytics-no-tracking="true" target="_blank" href="https://twitter.com/share?url=https://monzo.com/blog/blog/2021/12/16/customise-contactless-limits&hashtags=monzo" rel="noopener noreferrer external" aria-label="Share the article on Twitter"><span aria-hidden="true"><span class="Button_iconWrapper__NO5bx"><img class="undefined Icon_icon__Haypr Icon_forceLightMode__oSS5i Icon_large__McJOc Icon_image__BmpRz" src="/images/social-logos/dark/twitter.svg" aria-hidden="true" alt="" loading="lazy"/></span></span></a><a class="Button_button__OFOdO Button_link__wbUuG Button_center__lDq2_ Button_hasIcon__CQ1JK SocialWidgets_socialButton__F8TWm" data-monzoanalytics-no-tracking="true" target="_blank" href="http://www.facebook.com/sharer/sharer.php?lang=en&u=https://monzo.com/blog/blog/2021/12/16/customise-contactless-limits" rel="noopener noreferrer external" aria-label="Share the article on Facebook"><span aria-hidden="true"><span class="Button_iconWrapper__NO5bx"><img class="undefined Icon_icon__Haypr Icon_forceLightMode__oSS5i Icon_large__McJOc Icon_image__BmpRz" src="/images/social-logos/dark/facebook.svg" aria-hidden="true" alt="" loading="lazy"/></span></span></a><a class="Button_button__OFOdO Button_link__wbUuG Button_center__lDq2_ Button_hasIcon__CQ1JK SocialWidgets_socialButton__F8TWm" data-monzoanalytics-no-tracking="true" target="_blank" href="mailto:?&subject=Check%20out%20this%20blog%20post:https://monzo.com/blog/blog/2021/12/16/customise-contactless-limits&body=https://monzo.com/blog/blog/2021/12/16/customise-contactless-limits" rel="noopener noreferrer external" aria-label="Share the article via email"><span aria-hidden="true"><span class="Button_iconWrapper__NO5bx"><img class="undefined Icon_icon__Haypr Icon_large__McJOc" src="/images/icons/dark/email.svg" aria-hidden="true" alt="" loading="lazy"/></span></span></a><a class="Button_button__OFOdO Button_link__wbUuG Button_center__lDq2_ Button_hasIcon__CQ1JK SocialWidgets_socialButton__F8TWm" data-monzoanalytics-no-tracking="true" target="_blank" href="https://www.linkedin.com/shareArticle?mini=true&url=https://monzo.com/blog/blog/2021/12/16/customise-contactless-limits&source=Monzo" rel="noopener noreferrer external" aria-label="Share the article on LinkedIn"><span aria-hidden="true"><span class="Button_iconWrapper__NO5bx"><img class="undefined Icon_icon__Haypr Icon_forceLightMode__oSS5i Icon_large__McJOc Icon_image__BmpRz" src="/images/social-logos/dark/linkedin.svg" aria-hidden="true" alt="" loading="lazy"/></span></span></a></aside></div></div></div></main><div class="Footer_footerContainer__c1N4v Footer_forceDarkMode__Oimpe"><footer class="Footer_Footer__MDr8W Footer_forceDarkMode__Oimpe" role="menu"><div class="Footer_logo__tSFSn"><a role="menuitem" class="Footer_logoLink__gs4rX" data-monzoanalytics-action-id="link_clicked" data-monzoanalytics-action-parameters="link_location=footer&link_text=Monzo Bank&link_type=navigation&url=/&currentUrl=/blog/2021/12/16/customise-contactless-limits" href="/"><img class="Footer_logoImage__XvGRA" src="https://static-assets.monzo.com/monzo-com/2f79839f378680d0862bf6c599260f55f03455aa/_next/static/media/monzo-logo-on-dark.a1b99872.svg" alt="Monzo Bank"/></a></div><div class="Footer_links__y6OjA"><ul><li><a class="Button_button__OFOdO Button_forceDarkMode__BD50f Button_link__wbUuG Button_left__KSJOX" data-monzoanalytics-no-tracking="true" target="_self" href="https://monzo.com/help/" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">Help centre</span></a></li><li><a class="Button_button__OFOdO Button_forceDarkMode__BD50f Button_link__wbUuG Button_left__KSJOX" data-monzoanalytics-no-tracking="true" target="_self" rel="" href="https://monzo.com/about/"><span class="Button_text__S2FJ_">About us</span></a></li><li><a class="Button_button__OFOdO Button_forceDarkMode__BD50f Button_link__wbUuG Button_left__KSJOX" data-monzoanalytics-no-tracking="true" target="_self" rel="" href="https://monzo.com/us/"><span class="Button_text__S2FJ_">Monzo US</span></a></li><li><a class="Button_button__OFOdO Button_forceDarkMode__BD50f Button_link__wbUuG Button_left__KSJOX" data-monzoanalytics-no-tracking="true" target="_self" href="https://monzo.com/blog/" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">Blog</span></a></li><li><a class="Button_button__OFOdO Button_forceDarkMode__BD50f Button_link__wbUuG Button_left__KSJOX" data-monzoanalytics-no-tracking="true" target="_self" rel="" href="https://monzo.com/press/"><span class="Button_text__S2FJ_">Press</span></a></li><li><a class="Button_button__OFOdO Button_forceDarkMode__BD50f Button_link__wbUuG Button_left__KSJOX" data-monzoanalytics-no-tracking="true" target="_self" rel="" href="/careers"><span class="Button_text__S2FJ_">Careers</span></a></li><li><a class="Button_button__OFOdO Button_forceDarkMode__BD50f Button_link__wbUuG Button_left__KSJOX" data-monzoanalytics-no-tracking="true" target="_self" rel="" href="/our-social-programme"><span class="Button_text__S2FJ_">Our social programme</span></a></li><li><a class="Button_button__OFOdO Button_forceDarkMode__BD50f Button_link__wbUuG Button_left__KSJOX" data-monzoanalytics-no-tracking="true" target="_self" rel="" href="/accessibility"><span class="Button_text__S2FJ_">Accessibility</span></a></li><li><a class="Button_button__OFOdO Button_forceDarkMode__BD50f Button_link__wbUuG Button_left__KSJOX" data-monzoanalytics-no-tracking="true" target="_self" href="https://web.monzo.com/" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">Lost your phone and card?</span></a></li><li><a class="Button_button__OFOdO Button_forceDarkMode__BD50f Button_link__wbUuG Button_left__KSJOX" data-monzoanalytics-no-tracking="true" target="_self" rel="" href="https://monzo.com/investor-information/"><span class="Button_text__S2FJ_">Investor Information</span></a></li><li><a class="Button_button__OFOdO Button_forceDarkMode__BD50f Button_link__wbUuG Button_left__KSJOX" data-monzoanalytics-no-tracking="true" target="_self" rel="" href="https://monzo.com/supporting-all-our-customers/"><span class="Button_text__S2FJ_">Supporting all our customers</span></a></li><li><a class="Button_button__OFOdO Button_forceDarkMode__BD50f Button_link__wbUuG Button_left__KSJOX" data-monzoanalytics-no-tracking="true" target="_self" rel="" href="/money-worries"><span class="Button_text__S2FJ_">How we can support with money worries</span></a></li><li><a class="Button_button__OFOdO Button_forceDarkMode__BD50f Button_link__wbUuG Button_left__KSJOX" data-monzoanalytics-no-tracking="true" target="_self" href="https://monzo.com/i/helping-everyone-belong-at-monzo/" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">Helping everyone belong at Monzo</span></a></li><li><a class="Button_button__OFOdO Button_forceDarkMode__BD50f Button_link__wbUuG Button_left__KSJOX" data-monzoanalytics-no-tracking="true" target="_self" rel="" href="https://monzo.com/fraud/"><span class="Button_text__S2FJ_">How we protect you</span></a></li><li><a class="Button_button__OFOdO Button_forceDarkMode__BD50f Button_link__wbUuG Button_left__KSJOX" data-monzoanalytics-no-tracking="true" target="_self" rel="" href="https://monzo.com/tone-of-voice/"><span class="Button_text__S2FJ_">Our tone of voice</span></a></li><li><a class="Button_button__OFOdO Button_forceDarkMode__BD50f Button_link__wbUuG Button_left__KSJOX" data-monzoanalytics-no-tracking="true" target="_self" rel="" href="https://monzo.com/business-banking"><span class="Button_text__S2FJ_">Business Accounts</span></a></li><li><a class="Button_button__OFOdO Button_forceDarkMode__BD50f Button_link__wbUuG Button_left__KSJOX" data-monzoanalytics-no-tracking="true" target="_self" rel="" href="https://monzo.com/modern-slavery-statements/"><span class="Button_text__S2FJ_">Modern Slavery Statement</span></a></li><li><a class="Button_button__OFOdO Button_forceDarkMode__BD50f Button_link__wbUuG Button_left__KSJOX" data-monzoanalytics-no-tracking="true" target="_self" rel="" href="https://monzo.com/faq/"><span class="Button_text__S2FJ_">FAQ</span></a></li><li><a class="Button_button__OFOdO Button_forceDarkMode__BD50f Button_link__wbUuG Button_left__KSJOX" data-monzoanalytics-no-tracking="true" target="_self" href="https://monzo.com/legal/terms-and-conditions/" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">Terms & Conditions</span></a></li><li><a class="Button_button__OFOdO Button_forceDarkMode__BD50f Button_link__wbUuG Button_left__KSJOX" data-monzoanalytics-no-tracking="true" target="_self" href="https://monzo.com/legal/fscs-information/" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">FSCS information</span></a></li><li><a class="Button_button__OFOdO Button_forceDarkMode__BD50f Button_link__wbUuG Button_left__KSJOX" data-monzoanalytics-no-tracking="true" target="_self" href="https://monzo.com/legal/privacy-notice/" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">Privacy Notice</span></a></li><li><a class="Button_button__OFOdO Button_forceDarkMode__BD50f Button_link__wbUuG Button_left__KSJOX" data-monzoanalytics-no-tracking="true" target="_self" href="https://monzo.com/legal/cookie-notice/" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">Cookie Notice</span></a></li><li><a class="Button_button__OFOdO Button_forceDarkMode__BD50f Button_link__wbUuG Button_left__KSJOX" data-monzoanalytics-no-tracking="true" target="_self" href="https://monzo.com/legal/browser-support-policy/" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">Browser Support Policy</span></a></li><li><a class="Button_button__OFOdO Button_forceDarkMode__BD50f Button_link__wbUuG Button_left__KSJOX" data-monzoanalytics-no-tracking="true" target="_self" href="https://monzo.com/legal/mobile-operating-system-support-policy/" rel="noopener noreferrer external"><span class="Button_text__S2FJ_">Mobile Operating System Support Policy</span></a></li><li><a class="Button_button__OFOdO Button_forceDarkMode__BD50f Button_link__wbUuG Button_left__KSJOX" data-monzoanalytics-no-tracking="true" target="_self" rel="" href="https://monzo.com/information-about-current-account-services/"><span class="Button_text__S2FJ_">Information about our Personal Current Account Services</span></a></li><li><a class="Button_button__OFOdO Button_forceDarkMode__BD50f Button_link__wbUuG Button_left__KSJOX" data-monzoanalytics-no-tracking="true" target="_self" rel="" href="https://monzo.com/service-information/"><span class="Button_text__S2FJ_">App and Open Banking Performance</span></a></li></ul></div><div class="Footer_appStore__xbjmA"><a aria-label="Download on the App Store" href="https://we83.adj.st/home?adj_t=1dj2rkno&adj_fallback=https%3A%2F%2Fmonzo.com%2Fdownload&adj_engagement_type=fallback_click" data-monzoanalytics-no-tracking="true" class="AppStoreButton_appStoreButton__6VAjq undefined undefined null "><img width="150" loading="lazy" src="https://images.ctfassets.net/ro61k101ee59/47R5HVs5mn8kaXIb4IgfMJ/678738cebf35e278307695136c1be015/Download_on_the_App_Store_Badge_US-UK_RGB_blk_092917.svg" alt=""/></a><a aria-label="Get it on Google Play" href="https://app.adjust.com/1dxkjz95?fallback=https%3A%2F%2Fmonzo.com%2Fdownload&engagement_type=fallback_click" data-monzoanalytics-no-tracking="true" class="AppStoreButton_playStoreButton__iOEvY undefined undefined"><img width="191" loading="lazy" src="https://images.ctfassets.net/ro61k101ee59/hegpnNpXJdP4GkCOqHf5K/5a7d44685d8703460ca8db539f8401d5/google-play-badge.png" alt=""/></a></div><div class="Footer_social__8eyG7"><a class="Button_button__OFOdO Button_link__wbUuG Button_center__lDq2_ Button_hasIcon__CQ1JK" data-monzoanalytics-no-tracking="true" target="_blank" href="https://twitter.com/monzo" rel="noopener noreferrer external" aria-label="Twitter"><span aria-hidden="true"><span class="Button_iconWrapper__NO5bx"><img class="undefined Icon_icon__Haypr Icon_transparent__gOWmA Icon_large__McJOc Icon_image__BmpRz" src="https://static-assets.monzo.com/monzo-com/2f79839f378680d0862bf6c599260f55f03455aa/_next/static/media/twitter.96ceda75.svg" aria-hidden="true" alt="" loading="lazy"/></span></span></a><a class="Button_button__OFOdO Button_link__wbUuG Button_center__lDq2_ Button_hasIcon__CQ1JK" data-monzoanalytics-no-tracking="true" target="_blank" href="https://www.instagram.com/monzo" rel="noopener noreferrer external" aria-label="Instagram"><span aria-hidden="true"><span class="Button_iconWrapper__NO5bx"><img class="undefined Icon_icon__Haypr Icon_transparent__gOWmA Icon_large__McJOc Icon_image__BmpRz" src="https://static-assets.monzo.com/monzo-com/2f79839f378680d0862bf6c599260f55f03455aa/_next/static/media/instagram.1bbdc4ed.svg" aria-hidden="true" alt="" loading="lazy"/></span></span></a><a class="Button_button__OFOdO Button_link__wbUuG Button_center__lDq2_ Button_hasIcon__CQ1JK" data-monzoanalytics-no-tracking="true" target="_blank" href="https://www.facebook.com/monzobank" rel="noopener noreferrer external" aria-label="Facebook"><span aria-hidden="true"><span class="Button_iconWrapper__NO5bx"><img class="undefined Icon_icon__Haypr Icon_transparent__gOWmA Icon_large__McJOc Icon_image__BmpRz" src="https://static-assets.monzo.com/monzo-com/2f79839f378680d0862bf6c599260f55f03455aa/_next/static/media/facebook.94997288.svg" aria-hidden="true" alt="" loading="lazy"/></span></span></a><a class="Button_button__OFOdO Button_link__wbUuG Button_center__lDq2_ Button_hasIcon__CQ1JK" data-monzoanalytics-no-tracking="true" target="_blank" href="https://www.linkedin.com/company/monzo-bank" rel="noopener noreferrer external" aria-label="Linkedin"><span aria-hidden="true"><span class="Button_iconWrapper__NO5bx"><img class="undefined Icon_icon__Haypr Icon_transparent__gOWmA Icon_large__McJOc Icon_image__BmpRz" src="https://static-assets.monzo.com/monzo-com/2f79839f378680d0862bf6c599260f55f03455aa/_next/static/media/linkedin.9fc87684.svg" aria-hidden="true" alt="" loading="lazy"/></span></span></a><a class="Button_button__OFOdO Button_link__wbUuG Button_center__lDq2_ Button_hasIcon__CQ1JK" data-monzoanalytics-no-tracking="true" target="_blank" href="https://www.youtube.com/monzobank" rel="noopener noreferrer external" aria-label="Youtube"><span aria-hidden="true"><span class="Button_iconWrapper__NO5bx"><img class="undefined Icon_icon__Haypr Icon_transparent__gOWmA Icon_large__McJOc Icon_image__BmpRz" src="https://static-assets.monzo.com/monzo-com/2f79839f378680d0862bf6c599260f55f03455aa/_next/static/media/youtube.8039ba10.svg" aria-hidden="true" alt="" loading="lazy"/></span></span></a></div></footer><div class="Footer_copyrightNoticeContainer__JzD6V Footer_forceDarkMode__Oimpe"><div class="Footer_copyrightNotice__ZGhed"><div class="Text_text__CSJ_O Text_forceDarkMode__G2s7d Text_marginBottom___UK4L"><p><strong>Existing customers can get help via the app</strong></p></div><div class="Footer_termsContainer__qr7IS"><div class="Text_text__CSJ_O Text_forceDarkMode__G2s7d Text_marginBottom___UK4L"><p><small>Monzo Bank Limited is a company registered in England and Wales (No.09446231). Monzo Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our financial Services Register number is 730427. Our address is Broadwalk House, 5 Appold St, London EC2A 2AG.</small></p></div></div></div></div></div></div><script id="__NEXT_DATA__" type="application/json" crossorigin="anonymous">{"props":{"pageProps":{"designSystemEnabled":true,"preview":false,"head":{"title":"Set contactless spending limits you're comfortable with","locale":"en-GB","rootUrl":"https://monzo.com","slug":"/blog/2021/12/16/customise-contactless-limits","description":"The flexibility to set restrictions that work best for you and help you feel in control. ","ogImage":"//images.ctfassets.net/ro61k101ee59/1WHHXyFmaXLT6ny3H2wIsk/e7fc8107af0c26ce1c1e1b70e0eced51/Blog_images_Variable_contactless_limits_OG_image__1_.png"},"pageTheme":"default","sections":[{"content":[{"data":{},"marks":[],"nodeType":"text","value":"You can now choose to set your contactless spending limits to levels you’re comfortable with. Or turn contactless off entirely if you want to. "}],"data":{},"nodeType":"paragraph"},{"content":[{"data":{},"marks":[],"nodeType":"text","value":"In October, UK banks (including us) and card providers "},{"content":[{"data":{},"marks":[{"type":"underline"}],"nodeType":"text","value":"upped the contactless spend limit from £45 to £100"}],"data":{"uri":"https://monzo.com/blog/youll-be-able-to-make-contactless-payments-up-to-gbp100-to-make-paying-more"},"nodeType":"hyperlink"},{"data":{},"marks":[],"nodeType":"text","value":" to make paying more convenient."}],"data":{},"nodeType":"paragraph"},{"content":[{"data":{},"marks":[],"nodeType":"text","value":"Now, we’re giving you the flexibility to set restrictions that work best for you and help you feel in control. Because how you use your bank account is personal to you. Which is why it’s important that you can choose to tweak things from one day to the next. "}],"data":{},"nodeType":"paragraph"},{"content":[],"data":{"target":{"fields":{"description":"","file":{"contentType":"image/png","details":{"image":{"height":821,"width":2501},"size":113131},"fileName":"Blog images_Variable contactless limits-02.png","url":"//images.ctfassets.net/ro61k101ee59/1AammoGpmzTXS27qRqHcZ0/17d16bce277512e26a008660bb2a747a/Blog_images_Variable_contactless_limits-02.png"},"title":"Contactless limit image #1"},"metadata":{"concepts":[],"tags":[]},"sys":{"createdAt":"2021-11-29T10:36:53.993Z","environment":{"sys":{"id":"master","linkType":"Environment","type":"Link"}},"id":"1AammoGpmzTXS27qRqHcZ0","locale":"en-GB","publishedVersion":5,"revision":1,"space":{"sys":{"id":"ro61k101ee59","linkType":"Space","type":"Link"}},"type":"Asset","updatedAt":"2021-11-29T10:36:53.993Z"}}},"nodeType":"embedded-asset-block"},{"content":[{"data":{},"marks":[],"nodeType":"text","value":""}],"data":{},"nodeType":"paragraph"},{"content":[{"data":{},"marks":[],"nodeType":"text","value":"Having the choice to set lower limits will mean different things to different people"}],"data":{},"nodeType":"heading-3"},{"content":[{"data":{},"marks":[],"nodeType":"text","value":"Maybe you’re someone who misplaces their Monzo card more often than you like to admit. If that’s you, you might like to know that someone can’t go on a spending spree if your card fell into the wrong hands. (Don’t forget you can freeze your card in the app too!)"}],"data":{},"nodeType":"paragraph"},{"content":[{"data":{},"marks":[],"nodeType":"text","value":"Maybe it’s you that you’re worried about. Adding some friction could save you from yourself. "}],"data":{},"nodeType":"paragraph"},{"content":[{"data":{},"marks":[],"nodeType":"text","value":"It’s a known issue that spending with contactless doesn’t always feel like you’re spending real money. You may like the idea of capping how freely you can tap away on a night out or when you’re shopping. "}],"data":{},"nodeType":"paragraph"},{"content":[{"data":{},"marks":[],"nodeType":"text","value":"Whatever the reason, the option’s there if you need it. \n"}],"data":{},"nodeType":"paragraph"},{"content":[{"data":{},"marks":[],"nodeType":"text","value":"There are two limits you can customise"}],"data":{},"nodeType":"heading-3"},{"content":[{"content":[{"content":[{"data":{},"marks":[],"nodeType":"text","value":"A single contactless tap. With a max limit of £100."}],"data":{},"nodeType":"paragraph"}],"data":{},"nodeType":"list-item"},{"content":[{"content":[{"data":{},"marks":[],"nodeType":"text","value":"Maximum spend over multiple payments without having to enter your PIN. With a max limit of £200. "}],"data":{},"nodeType":"paragraph"}],"data":{},"nodeType":"list-item"}],"data":{},"nodeType":"ordered-list"},{"content":[],"data":{"target":{"fields":{"description":"","file":{"contentType":"image/png","details":{"image":{"height":938,"width":2501},"size":176227},"fileName":"Blog images_Variable contactless limits-03.png","url":"//images.ctfassets.net/ro61k101ee59/4n3vpDn7sU2jk4N1T3qaXp/78e95912b1835b7e8e833de25edd604e/Blog_images_Variable_contactless_limits-03.png"},"title":"Contactless limit #2"},"metadata":{"concepts":[],"tags":[]},"sys":{"createdAt":"2021-11-29T10:39:58.944Z","environment":{"sys":{"id":"master","linkType":"Environment","type":"Link"}},"id":"4n3vpDn7sU2jk4N1T3qaXp","locale":"en-GB","publishedVersion":4,"revision":1,"space":{"sys":{"id":"ro61k101ee59","linkType":"Space","type":"Link"}},"type":"Asset","updatedAt":"2021-11-29T10:39:58.944Z"}}},"nodeType":"embedded-asset-block"},{"content":[{"data":{},"marks":[],"nodeType":"text","value":""}],"data":{},"nodeType":"paragraph"},{"content":[{"data":{},"marks":[],"nodeType":"text","value":"Set your limits in the Manage tab"}],"data":{},"nodeType":"heading-3"},{"content":[{"data":{},"marks":[],"nodeType":"text","value":"We’ve given you two simple sliders to make choosing your limits nice and easy. "}],"data":{},"nodeType":"paragraph"},{"content":[{"data":{},"marks":[],"nodeType":"text","value":"Here’s how to find and change your limits. "}],"data":{},"nodeType":"paragraph"},{"content":[{"content":[{"content":[{"data":{},"marks":[],"nodeType":"text","value":"Update to the latest version of the Monzo app"}],"data":{},"nodeType":"paragraph"}],"data":{},"nodeType":"list-item"},{"content":[{"content":[{"data":{},"marks":[],"nodeType":"text","value":"Go to Home and select the Manage tab"}],"data":{},"nodeType":"paragraph"}],"data":{},"nodeType":"list-item"},{"content":[{"content":[{"data":{},"marks":[],"nodeType":"text","value":"Tap Customise contactless limits"}],"data":{},"nodeType":"paragraph"}],"data":{},"nodeType":"list-item"},{"content":[{"content":[{"data":{},"marks":[],"nodeType":"text","value":"Toggle Customise contactless limits on"}],"data":{},"nodeType":"paragraph"}],"data":{},"nodeType":"list-item"},{"content":[{"content":[{"data":{},"marks":[],"nodeType":"text","value":"Use the slider to choose your limits"}],"data":{},"nodeType":"paragraph"}],"data":{},"nodeType":"list-item"},{"content":[{"content":[{"data":{},"marks":[],"nodeType":"text","value":"When you’re happy, save your changes"}],"data":{},"nodeType":"paragraph"}],"data":{},"nodeType":"list-item"}],"data":{},"nodeType":"ordered-list"},{"content":[{"data":{},"marks":[],"nodeType":"text","value":"Your new limits will apply straight away and you can go back and change them any time you like.\n"}],"data":{},"nodeType":"paragraph"},{"content":[{"data":{},"marks":[],"nodeType":"text","value":"Set a limit of £0 to stop contactless payments altogether"}],"data":{},"nodeType":"heading-3"},{"content":[{"data":{},"marks":[],"nodeType":"text","value":"We’ve made contactless payments as safe as possible (more on that later) but some of you might want to turn them off completely. And you can. "}],"data":{},"nodeType":"paragraph"},{"content":[{"data":{},"marks":[],"nodeType":"text","value":"All you have to do is go to your limit slider and slide it right down to £0. If you do that, you won’t be able to make contactless payments from your account at all. "}],"data":{},"nodeType":"paragraph"},{"content":[],"data":{"target":{"fields":{"description":"","file":{"contentType":"image/gif","details":{"image":{"height":155,"width":600},"size":75299},"fileName":"Blog Image - slider.gif","url":"//images.ctfassets.net/ro61k101ee59/33IQK77OafJw92A2ZESjUi/5dbde456aeaccb95eadd521d40a17f86/Blog_Image_-_slider.gif"},"title":"Contactless limit image #3"},"metadata":{"concepts":[],"tags":[]},"sys":{"createdAt":"2021-11-29T10:40:55.791Z","environment":{"sys":{"id":"master","linkType":"Environment","type":"Link"}},"id":"33IQK77OafJw92A2ZESjUi","locale":"en-GB","publishedVersion":4,"revision":1,"space":{"sys":{"id":"ro61k101ee59","linkType":"Space","type":"Link"}},"type":"Asset","updatedAt":"2021-11-29T10:40:55.791Z"}}},"nodeType":"embedded-asset-block"},{"content":[{"data":{},"marks":[],"nodeType":"text","value":""}],"data":{},"nodeType":"paragraph"},{"content":[{"data":{},"marks":[],"nodeType":"text","value":"\n"}],"data":{},"nodeType":"paragraph"},{"content":[{"data":{},"marks":[],"nodeType":"text","value":"The limits don’t affect Apple Pay or Google Pay"}],"data":{},"nodeType":"heading-3"},{"content":[{"data":{},"marks":[],"nodeType":"text","value":"That’s because those methods ask for proof that it’s you before they let you make a payment. Which means there’s friction there that you don’t get when you pay with your physical card.\n"}],"data":{},"nodeType":"paragraph"},{"content":[{"data":{},"marks":[],"nodeType":"text","value":"They apply to all Monzo cards in your name"}],"data":{},"nodeType":"heading-3"},{"content":[{"data":{},"marks":[],"nodeType":"text","value":"The limits you set will apply to all Monzo cards in your name, including joint accounts and business accounts if you have them. "}],"data":{},"nodeType":"paragraph"},{"content":[{"data":{},"marks":[],"nodeType":"text","value":"In those instances, the limits apply to you and only you. The people you share those accounts with – like your partner or business partners – will have separate limits."}],"data":{},"nodeType":"paragraph"},{"content":[{"data":{},"marks":[],"nodeType":"text","value":"We keep your money safe while using contactless"}],"data":{},"nodeType":"heading-3"},{"content":[{"data":{},"marks":[],"nodeType":"text","value":"You'll keep getting instant notifications whenever you pay with your Monzo card."}],"data":{},"nodeType":"paragraph"},{"content":[{"data":{},"marks":[],"nodeType":"text","value":"If you get a notification for a payment you don't recognise, you can immediately freeze your card in-app to stop any further payments (and defrost it if you end up recognising the payment!)."}],"data":{},"nodeType":"paragraph"},{"content":[{"data":{},"marks":[],"nodeType":"text","value":"If you're the victim of fraud, or if you spot transactions you don't recognise on your account, please let us know by tapping on the transaction you don't recognise, then selecting \"Something wrong? Get help\" at the bottom.\n"}],"data":{},"nodeType":"paragraph"},{"content":[{"data":{},"marks":[],"nodeType":"text","value":"We’re here to support you if you’re struggling"}],"data":{},"nodeType":"heading-3"},{"content":[{"data":{},"marks":[],"nodeType":"text","value":"We offer other ways to control your spending too. If you want to, you can reduce your maximum daily limits for ATM withdrawals, bank transfers, and Monzo to Monzo payments. Send us a message through the app if you’d like to lower these. "}],"data":{},"nodeType":"paragraph"},{"content":[{"data":{},"marks":[],"nodeType":"text","value":"If there’s something you’d like to tell us about, you can let us know discreetly, with no phone calls involved and no chat log history. We set up "},{"content":[{"data":{},"marks":[{"type":"underline"}],"nodeType":"text","value":"Share With Us"}],"data":{"uri":"https://monzo.com/i/share-with-us"},"nodeType":"hyperlink"},{"data":{},"marks":[],"nodeType":"text","value":" to give you a safe way to get in touch and share sensitive information without worrying. "}],"data":{},"nodeType":"paragraph"}],"componentProps":{},"blogData":{"blogTitle":"Set contactless spending limits you're comfortable with","blogStartDate":"2021-12-16T00:00+00:00","blogCategories":[{"fields":{"categoryName":"Product Updates"},"metadata":{"concepts":[],"tags":[]},"sys":{"contentType":{"sys":{"id":"blogCategory","linkType":"ContentType","type":"Link"}},"createdAt":"2019-04-15T16:45:37.101Z","environment":{"sys":{"id":"master","linkType":"Environment","type":"Link"}},"id":"4VnupXd5cvUodbZ1ppbjSz","locale":"en-GB","publishedVersion":7,"revision":2,"space":{"sys":{"id":"ro61k101ee59","linkType":"Space","type":"Link"}},"type":"Entry","updatedAt":"2020-05-19T19:54:59.375Z"}}],"blogAuthors":[{"fields":{"jobTitle":"Writer","name":"Max White","profilePicture":{"fields":{"file":{"contentType":"image/jpeg","details":{"image":{"height":152,"width":152},"size":19655},"fileName":"Small.jpg","url":"//images.ctfassets.net/ro61k101ee59/24fLu8esDRu9u4RKQaMixB/ef9bcda0a1d8771300eb95583a394aff/Small.jpg"},"title":"Small"},"metadata":{"concepts":[],"tags":[]},"sys":{"createdAt":"2019-07-25T10:08:05.493Z","environment":{"sys":{"id":"master","linkType":"Environment","type":"Link"}},"id":"24fLu8esDRu9u4RKQaMixB","locale":"en-GB","publishedVersion":4,"revision":1,"space":{"sys":{"id":"ro61k101ee59","linkType":"Space","type":"Link"}},"type":"Asset","updatedAt":"2019-07-25T10:08:05.493Z"}}},"metadata":{"concepts":[],"tags":[]},"sys":{"contentType":{"sys":{"id":"author","linkType":"ContentType","type":"Link"}},"createdAt":"2019-06-12T12:47:27.388Z","environment":{"sys":{"id":"master","linkType":"Environment","type":"Link"}},"id":"2dmWpF27wERUuWvGnlmzk","locale":"en-GB","publishedVersion":7,"revision":2,"space":{"sys":{"id":"ro61k101ee59","linkType":"Space","type":"Link"}},"type":"Entry","updatedAt":"2019-07-25T10:08:10.781Z"}}]},"featureGates":{"ca_daxenabled":true,"1p_saving_challenge_countdown":false,"ca_flex_build_navigation_link":true,"lunio_enabled":false,"isa_allowance_countdown":true},"anonID":"anon_d4daaea5-de7c-4c31-9b40-fcf46e7d5d15","experiments":[{"experimentID":"ca_homepage_navigation_cta_pairing","variant":"Control"},{"experimentID":"header_navigation_reorder","variant":"Test"}],"hasExperiments":true,"dynamicText":{"nav":"Sign up","cta":"Open an account for free"},"cookies":{}},"__N_SSP":true},"page":"/blog/[...dynamic]","query":{"dynamic":["2021","12","16","customise-contactless-limits"]},"buildId":"tUrXdJ8Yo9LT3LNh250ez","assetPrefix":"https://static-assets.monzo.com/monzo-com/2f79839f378680d0862bf6c599260f55f03455aa","runtimeConfig":{"apiFqdn":"internal-api.monzo.com","test_apiFqdn":"api.s101.nonprod-ffs.io","sentryProject":"monzo-com-web","sentryOrg":"monzo","sentryDSN":"https://06894583d63658ed47fe4e9943f497fa@o23827.ingest.sentry.io/4505743602483200","environment":"production","anonIDCookieDomain":".monzo.com"},"isFallback":false,"isExperimentalCompile":false,"gssp":true,"appGip":true,"scriptLoader":[]}</script></body><script src="https://internal-api.monzo.com/static/util.js"></script></html></body></html>