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<div id="contentSub"><div id="mw-content-subtitle"></div></div> <div id="mw-content-text" class="mw-body-content"><div class="mw-content-ltr mw-parser-output" lang="en" dir="ltr"><div class="shortdescription nomobile noexcerpt noprint searchaux" style="display:none">Regulatory body for the Australian financial sector</div> <p class="mw-empty-elt"> </p> <style data-mw-deduplicate="TemplateStyles:r1257001546">.mw-parser-output .infobox-subbox{padding:0;border:none;margin:-3px;width:auto;min-width:100%;font-size:100%;clear:none;float:none;background-color:transparent}.mw-parser-output .infobox-3cols-child{margin:auto}.mw-parser-output .infobox .navbar{font-size:100%}@media screen{html.skin-theme-clientpref-night .mw-parser-output .infobox-full-data:not(.notheme)>div:not(.notheme)[style]{background:#1f1f23!important;color:#f8f9fa}}@media screen and (prefers-color-scheme:dark){html.skin-theme-clientpref-os .mw-parser-output .infobox-full-data:not(.notheme) div:not(.notheme){background:#1f1f23!important;color:#f8f9fa}}@media(min-width:640px){body.skin--responsive .mw-parser-output .infobox-table{display:table!important}body.skin--responsive .mw-parser-output .infobox-table>caption{display:table-caption!important}body.skin--responsive .mw-parser-output .infobox-table>tbody{display:table-row-group}body.skin--responsive .mw-parser-output .infobox-table tr{display:table-row!important}body.skin--responsive .mw-parser-output .infobox-table th,body.skin--responsive .mw-parser-output .infobox-table td{padding-left:inherit;padding-right:inherit}}</style><table class="infobox"><caption class="infobox-title" style="font-size: 125%;">Australian Prudential Regulation Authority</caption><tbody><tr><td colspan="2" class="infobox-image"><span typeof="mw:File"><a href="/wiki/File:APRA_logo.jpg" class="mw-file-description"><img src="//upload.wikimedia.org/wikipedia/en/thumb/5/55/APRA_logo.jpg/200px-APRA_logo.jpg" decoding="async" width="200" height="52" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/en/5/55/APRA_logo.jpg 1.5x" data-file-width="256" data-file-height="66" /></a></span></td></tr><tr><th colspan="2" class="infobox-header" style="background-color: #efefef"><a href="/wiki/Statutory_authority" class="mw-redirect" title="Statutory authority">Statutory authority</a> overview</th></tr><tr><th scope="row" class="infobox-label">Formed</th><td class="infobox-data">1 July 1998<span style="display:none"> (<span class="bday dtstart published updated itvstart">1998-07-01</span>)</span></td></tr><tr><th scope="row" class="infobox-label">Preceding agencies</th><td class="infobox-data"><style data-mw-deduplicate="TemplateStyles:r1126788409">.mw-parser-output .plainlist ol,.mw-parser-output .plainlist ul{line-height:inherit;list-style:none;margin:0;padding:0}.mw-parser-output .plainlist ol li,.mw-parser-output .plainlist ul li{margin-bottom:0}</style><div class="plainlist"><ul><li style="text-indent: -1em; padding-left: 1em;">Insurance and Superannuation Commission</li><li style="text-indent: -1em; padding-left: 1em;"><a href="/wiki/Reserve_Bank_of_Australia" title="Reserve Bank of Australia">Reserve Bank of Australia</a></li><li style="text-indent: -1em; padding-left: 1em;">Australian Financial Institutions Commission</li></ul></div></td></tr><tr><th scope="row" class="infobox-label">Dissolved</th><td class="infobox-data">Australian Prudential Regulation Commission</td></tr><tr><th scope="row" class="infobox-label">Jurisdiction</th><td class="infobox-data"><a href="/wiki/Commonwealth_of_Australia" class="mw-redirect" title="Commonwealth of Australia">Commonwealth of Australia</a></td></tr><tr><th scope="row" class="infobox-label">Headquarters</th><td class="infobox-data"><a href="/wiki/General_Post_Office,_Sydney" title="General Post Office, Sydney">1 Martin Place</a>, <a href="/wiki/Sydney" title="Sydney">Sydney</a>, <a href="/wiki/New_South_Wales" title="New South Wales">New South Wales</a></td></tr><tr><th scope="row" class="infobox-label">Employees</th><td class="infobox-data">844 <span style="font-size:85%;">(2021–2022<sup class="plainlinks noexcerpt noprint asof-tag update" style="display:none;"><a class="external text" href="https://en.wikipedia.org/w/index.php?title=Australian_Prudential_Regulation_Authority&action=edit">[update]</a></sup>)</span><sup id="cite_ref-AR21/22_1-0" class="reference"><a href="#cite_note-AR21/22-1"><span class="cite-bracket">[</span>1<span class="cite-bracket">]</span></a></sup></td></tr><tr><th scope="row" class="infobox-label">Minister responsible</th><td class="infobox-data"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1126788409"><div class="plainlist"><ul><li style="text-indent: -1em; padding-left: 1em;"><a href="/wiki/Jim_Chalmers" title="Jim Chalmers">Jim Chalmers</a> <span class="nobold noexcerpt nowraplinks" style="font-size:;"><span style="font-size: 85%;"><a href="/wiki/Member_of_parliament#Australia" title="Member of parliament">MP</a></span></span>, <a href="/wiki/Treasurer_of_Australia" title="Treasurer of Australia">Treasurer of Australia</a></li></ul></div></td></tr><tr><th scope="row" class="infobox-label"><a href="/wiki/Statutory_authority" class="mw-redirect" title="Statutory authority">Statutory authority</a> executives</th><td class="infobox-data"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1126788409"><div class="plainlist"><ul><li style="text-indent: -1em; padding-left: 1em;">John Lonsdale, <br />Chair</li><li style="text-indent: -1em; padding-left: 1em;">Helen Rowell, <br />Deputy chair</li><li style="text-indent: -1em; padding-left: 1em;">Margaret Cole, <br />Deputy chair</li><li style="text-indent: -1em; padding-left: 1em;">Suzanne Smith, <br />Member</li><li style="text-indent: -1em; padding-left: 1em;">Therese McCarthy Hockey, <br />Member</li></ul></div></td></tr><tr><th scope="row" class="infobox-label">Key document</th><td class="infobox-data"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1126788409"><div class="plainlist"><ul><li style="text-indent: -1em; padding-left: 1em;"><i><a rel="nofollow" class="external text" href="https://www.austlii.edu.au/au/legis/cth/consol_act/apra1998/">Australian Prudential Regulation Authority Act, 1998</a></i> (Cth)</li></ul></div></td></tr><tr><th scope="row" class="infobox-label">Website</th><td class="infobox-data"><span class="url"><a rel="nofollow" class="external text" href="http://www.apra.gov.au">www<wbr />.apra<wbr />.gov<wbr />.au</a></span></td></tr></tbody></table> <p>The <b>Australian Prudential Regulation Authority</b> (<b>APRA</b>) is a <a href="/wiki/Statutory_authority" class="mw-redirect" title="Statutory authority">statutory authority</a> of the <a href="/wiki/Government_of_Australia" class="mw-redirect" title="Government of Australia">Australian Government</a> and the <a href="/wiki/Prudential_regulation" class="mw-redirect" title="Prudential regulation">prudential regulator</a> of the <a href="/wiki/Australia" title="Australia">Australian</a> <a href="/wiki/Financial_services" title="Financial services">financial services</a> industry. APRA was established on 1 July 1998 in response to the recommendations of the Wallis Inquiry. APRA's authority and scope is determined pursuant to the <i><a rel="nofollow" class="external text" href="https://www.austlii.edu.au/au/legis/cth/consol_act/apra1998/">Australian Prudential Regulation Authority Act, 1998</a></i> (Cth). </p> <meta property="mw:PageProp/toc" /> <div class="mw-heading mw-heading2"><h2 id="Regulatory_scope">Regulatory scope</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Australian_Prudential_Regulation_Authority&action=edit&section=1" title="Edit section: Regulatory scope"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>APRA was established on 1 July 1998. It oversees banks, <a href="/wiki/Credit_union" title="Credit union">credit unions</a>, <a href="/wiki/Building_societies" class="mw-redirect" title="Building societies">building societies</a>, <a href="/wiki/Friendly_society" title="Friendly society">friendly societies</a>, <a href="/wiki/General_insurance" title="General insurance">general insurance</a>, <a href="/wiki/Health_insurance" title="Health insurance">health insurance</a>, <a href="/wiki/Reinsurance" title="Reinsurance">reinsurance</a>, and <a href="/wiki/Life_insurance" title="Life insurance">life insurance</a> companies, and most members of the <a href="/wiki/Superannuation_in_Australia" title="Superannuation in Australia">superannuation industry</a>. It ensures that these institutions keep their financial promises; that is, that they will remain financially sound and able to meet their obligations to depositors, fund members and policy holders. APRA currently supervises institutions holding A$8.6 trillion in assets for Australian depositors, policyholders and superannuation fund members.<sup id="cite_ref-AR21/22_1-1" class="reference"><a href="#cite_note-AR21/22-1"><span class="cite-bracket">[</span>1<span class="cite-bracket">]</span></a></sup> APRA is largely funded by levies on the financial institutions that it supervises. </p> <div class="mw-heading mw-heading2"><h2 id="Executive">Executive</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Australian_Prudential_Regulation_Authority&action=edit&section=2" title="Edit section: Executive"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>APRA is governed by an Executive Group, usually consisting of four people. All are statutory appointees. The current chair of APRA is John Lonsdale. Helen Rowell and Margaret Cole are Deputy Chairs. Suzanne Smith and Therese McCarthy Hockey are additional APRA Members. </p> <table class="wikitable sortable"> <tbody><tr> <th>#</th> <th class="unsortable">Chair</th> <th>Start of term</th> <th>End of term</th> <th>Appointer</th> <th>Time in position </th></tr> <tr> <td>1</td> <td>Jeffrey Carmichael<sup id="cite_ref-2" class="reference"><a href="#cite_note-2"><span class="cite-bracket">[</span>2<span class="cite-bracket">]</span></a></sup><sup id="cite_ref-3" class="reference"><a href="#cite_note-3"><span class="cite-bracket">[</span>3<span class="cite-bracket">]</span></a></sup></td> <td>1 July 1998</td> <td>30 June 2003</td> <td rowspan="2"><a href="/wiki/Peter_Costello" title="Peter Costello">Peter Costello</a></td> <td>5 years </td></tr> <tr> <td>2</td> <td>John Laker</td> <td>1 July 2003<sup id="cite_ref-4" class="reference"><a href="#cite_note-4"><span class="cite-bracket">[</span>4<span class="cite-bracket">]</span></a></sup></td> <td>30 June 2014</td> <td>11 years </td></tr> <tr> <td>3</td> <td>Wayne Byers</td> <td>1 July 2014<sup id="cite_ref-5" class="reference"><a href="#cite_note-5"><span class="cite-bracket">[</span>5<span class="cite-bracket">]</span></a></sup></td> <td>30 October 2022<sup id="cite_ref-AR21/22_1-2" class="reference"><a href="#cite_note-AR21/22-1"><span class="cite-bracket">[</span>1<span class="cite-bracket">]</span></a></sup></td> <td><a href="/wiki/Wayne_Swan" title="Wayne Swan">Wayne Swan</a><sup id="cite_ref-6" class="reference"><a href="#cite_note-6"><span class="cite-bracket">[</span>6<span class="cite-bracket">]</span></a></sup></td> <td><span data-sort-value="7003304400000000000♠"></span>8 years, 122 days </td></tr> <tr> <td>4</td> <td>John Lonsdale</td> <td>31 October 2022<sup id="cite_ref-7" class="reference"><a href="#cite_note-7"><span class="cite-bracket">[</span>7<span class="cite-bracket">]</span></a></sup></td> <td><i>incumbent</i></td> <td><a href="/wiki/Jim_Chalmers" title="Jim Chalmers">Jim Chalmers</a></td> <td>753 days </td></tr></tbody></table> <div class="mw-heading mw-heading2"><h2 id="History">History</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Australian_Prudential_Regulation_Authority&action=edit&section=3" title="Edit section: History"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>The Insurance and Superannuation Commission (ISC) was formally established on 23 November 1987, following the proclamation of the Insurance and Superannuation Commissioner Act 1987. It was constructed from the Superannuation Division of Treasury, The Office of the General Insurance Commissioner, The Office of Life Insurance Commissioner, and The Office of the Australian Government Actuary. The commission was based at the Australian Automobile Association Building, <a href="/wiki/Canberra" title="Canberra">Canberra</a><sup id="cite_ref-8" class="reference"><a href="#cite_note-8"><span class="cite-bracket">[</span>Note 1<span class="cite-bracket">]</span></a></sup> and also had offices in Melbourne and Sydney. The Insurance and Superannuation Commission was absorbed into the Australian Prudential Regulation Authority on 1 July 1998. </p><p>In June 1996, the Financial System Inquiry (known as the Wallis Inquiry) was established to examine the results of the deregulation of the Australian financial system, to examine the forces driving further change, particularly technological, and recommend changes to the regulatory system to ensure an "efficient, responsive, competitive and flexible financial system to underpin stronger economic performance, consistent with financial stability, prudence, integrity and fairness."<sup id="cite_ref-9" class="reference"><a href="#cite_note-9"><span class="cite-bracket">[</span>8<span class="cite-bracket">]</span></a></sup> </p><p>At the time, the regulators of the <a href="/wiki/Financial_system_in_Australia" title="Financial system in Australia">Australian financial services industry</a> were based on the institutions and not the regulatory function. APRA's predecessor regulators were the Insurance and Superannuation Commission, the <a href="/wiki/Reserve_Bank_of_Australia" title="Reserve Bank of Australia">Reserve Bank of Australia</a> and the Australian Financial Institutions Commission (AFIC). The Wallis Inquiry recommended a new structure.<sup id="cite_ref-10" class="reference"><a href="#cite_note-10"><span class="cite-bracket">[</span>9<span class="cite-bracket">]</span></a></sup> </p><p>The role of the Reserve Bank of Australia (RBA) was amended to deal with <a href="/wiki/Monetary_policy" title="Monetary policy">monetary policy</a> and systemic stability with the Payments System Board considering payments systems regulation. The role of the Australian Prudential Regulation Commission (later to become APRA) was amended to deal with prudential regulation of <a href="/wiki/Authorised_deposit-taking_institution" title="Authorised deposit-taking institution">authorised deposit-taking institutions</a> (ADIs), life and general insurance, and superannuation including <a href="/wiki/Industry_superannuation" class="mw-redirect" title="Industry superannuation">Industry superannuation</a>. The Corporations and Financial Services Commission was renamed and its role expanded as the <a href="/wiki/Australian_Securities_and_Investments_Commission" title="Australian Securities and Investments Commission">Australian Securities and Investments Commission</a> (ASIC) to deal with market integrity, consumer protection and corporations. </p><p>APRA was established on 1 July 1998 under the <i>Australian Prudential Regulation Authority Act 1998</i>. </p><p>APRA became prominent in the collapse of <a href="/wiki/HIH_Insurance" title="HIH Insurance">HIH Insurance</a> in 2001 and for its investigation into the <a href="/wiki/National_Australia_Bank" title="National Australia Bank">National Australia Bank</a> foreign currency deal scandal in 2004. </p><p>APRA took over the previous role of the Private Health Insurance Administration Council in July 2015.<sup id="cite_ref-11" class="reference"><a href="#cite_note-11"><span class="cite-bracket">[</span>10<span class="cite-bracket">]</span></a></sup> </p><p>In 2018, <a href="/wiki/Peter_Harris_(public_servant)" title="Peter Harris (public servant)">Peter Harris</a>, the chair of the <a href="/wiki/Productivity_Commission" title="Productivity Commission">Productivity Commission</a>, was critical of the role of APRA in limiting price competition in banking.<sup id="cite_ref-12" class="reference"><a href="#cite_note-12"><span class="cite-bracket">[</span>11<span class="cite-bracket">]</span></a></sup> Representatives of APRA appeared before the <a href="/wiki/Royal_Commission_into_Misconduct_in_the_Banking,_Superannuation_and_Financial_Services_Industry" title="Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry">Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry</a> during 2018.<sup id="cite_ref-13" class="reference"><a href="#cite_note-13"><span class="cite-bracket">[</span>12<span class="cite-bracket">]</span></a></sup> </p><p>In 2018, APRA created the restricted authorised deposit-taking institution (RADI)<sup id="cite_ref-14" class="reference"><a href="#cite_note-14"><span class="cite-bracket">[</span>13<span class="cite-bracket">]</span></a></sup> licensing framework to encourage new entrants and competition to the existing banking system.<sup id="cite_ref-15" class="reference"><a href="#cite_note-15"><span class="cite-bracket">[</span>14<span class="cite-bracket">]</span></a></sup> </p> <div class="mw-heading mw-heading2"><h2 id="Prudential_Standards_and_Practice_Guides">Prudential Standards and Practice Guides</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Australian_Prudential_Regulation_Authority&action=edit&section=4" title="Edit section: Prudential Standards and Practice Guides"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>APRA establishes prudential standards with which regulated institutions must comply.<sup id="cite_ref-16" class="reference"><a href="#cite_note-16"><span class="cite-bracket">[</span>15<span class="cite-bracket">]</span></a></sup> It also creates and maintains <i>Prudential Practice Guides</i> (PPGs) to provide guidance on APRA's view of "sound practice" in particular areas for specific industries, as well as areas common to most APRA-regulated entities ("cross-industry guides"). PPGs frequently discuss statutory requirements from legislation, regulations or APRA's prudential standards, but do not themselves create enforceable requirements.<sup id="cite_ref-17" class="reference"><a href="#cite_note-17"><span class="cite-bracket">[</span>16<span class="cite-bracket">]</span></a></sup> </p> <table class="wikitable"> <caption>Common cross-industry standards and guides<sup id="cite_ref-18" class="reference"><a href="#cite_note-18"><span class="cite-bracket">[</span>17<span class="cite-bracket">]</span></a></sup> </caption> <tbody><tr> <th>Area </th> <th>Standard </th> <th>Practice Guide </th></tr> <tr> <td>110 – Internal Capital Adequacy Assessment Process and Supervisory Review </td> <td> </td> <td><a rel="nofollow" class="external text" href="https://www.apra.gov.au/sites/default/files/2019-06/CPG%20110%20ICAAP%20and%20Supervisory%20Review%20March%202013.pdf">CPG 110 (March 2013)</a> </td></tr> <tr> <td>220 – Risk Management </td> <td><a rel="nofollow" class="external text" href="https://www.legislation.gov.au/Details/F2019L00669">CPS 220</a> </td> <td><a rel="nofollow" class="external text" href="https://www.apra.gov.au/sites/default/files/CPG%20220%20April%202018.pdf">CPG 220 (Apr 2018)</a> </td></tr> <tr> <td>226 – Margining and Risk Mitigation for Non-centrally Cleared Derivatives </td> <td><a rel="nofollow" class="external text" href="https://www.legislation.gov.au/Details/F2022L00614">CPS 226</a> </td> <td> </td></tr> <tr> <td>231 – Outsourcing </td> <td><a rel="nofollow" class="external text" href="https://www.legislation.gov.au/Details/F2016L01436">CPS 231</a> </td> <td><a rel="nofollow" class="external text" href="https://www.apra.gov.au/sites/default/files/PPG-231-Outsourcing-Oct-06.pdf">CPG 231 (Oct 2006)</a> </td></tr> <tr> <td>232 – Business Continuity Management </td> <td><a rel="nofollow" class="external text" href="https://www.legislation.gov.au/Details/F2016L01431">CPS 232</a> </td> <td> </td></tr> <tr> <td>233 – Pandemic Planning </td> <td> </td> <td><a rel="nofollow" class="external text" href="https://www.apra.gov.au/sites/default/files/Prudential-Practice-Guide-CPG-233-Pandemic-Planning-May-2013_1.pdf">CPG 233 (May 2013)</a> </td></tr> <tr> <td>234 – Information Security </td> <td><a rel="nofollow" class="external text" href="https://www.legislation.gov.au/Details/F2018L01745">CPS 234</a> </td> <td><a rel="nofollow" class="external text" href="https://www.apra.gov.au/sites/default/files/cpg_234_information_security_june_2019_1.pdf">CPG 234 (Jun 2019)</a> </td></tr> <tr> <td>235 – Managing Data Risk </td> <td> </td> <td><a rel="nofollow" class="external text" href="https://www.apra.gov.au/sites/default/files/CPG-235-Managing-Data-Risk.pdf">CPG 235 (Sep 2013)</a> </td></tr> <tr> <td>320 – Actuarial and Related Matters </td> <td><a rel="nofollow" class="external text" href="https://www.legislation.gov.au/Details/F2018L00746">CPS 320</a> </td> <td><a rel="nofollow" class="external text" href="https://www.apra.gov.au/sites/default/files/cpg_320_actuarial%20and%20related%20matters.pdf">CPG 320 (Jul 2019)</a> </td></tr> <tr> <td>510 – Governance </td> <td><a rel="nofollow" class="external text" href="https://www.legislation.gov.au/Details/F2019L00662">CPS 510</a> </td> <td> </td></tr> <tr> <td>511 – Remuneration </td> <td><a rel="nofollow" class="external text" href="https://www.legislation.gov.au/Details/F2021L01644">CPS 511</a> </td> <td><a rel="nofollow" class="external text" href="https://www.apra.gov.au/sites/default/files/2021-12/Prudential%20Practice%20Guide%20CPG%20511%20Remuneration%20-%2018%20October%202021.pdf">CPG 511 (Oct 2021)</a> </td></tr> <tr> <td>520 – Fit and Proper </td> <td><a rel="nofollow" class="external text" href="https://www.legislation.gov.au/Details/F2018L01390">CPS 520</a> </td> <td> </td></tr></tbody></table> <div class="mw-heading mw-heading2"><h2 id="See_also">See also</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Australian_Prudential_Regulation_Authority&action=edit&section=5" title="Edit section: See also"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <style data-mw-deduplicate="TemplateStyles:r1239009302">.mw-parser-output .portalbox{padding:0;margin:0.5em 0;display:table;box-sizing:border-box;max-width:175px;list-style:none}.mw-parser-output .portalborder{border:1px solid var(--border-color-base,#a2a9b1);padding:0.1em;background:var(--background-color-neutral-subtle,#f8f9fa)}.mw-parser-output .portalbox-entry{display:table-row;font-size:85%;line-height:110%;height:1.9em;font-style:italic;font-weight:bold}.mw-parser-output .portalbox-image{display:table-cell;padding:0.2em;vertical-align:middle;text-align:center}.mw-parser-output .portalbox-link{display:table-cell;padding:0.2em 0.2em 0.2em 0.3em;vertical-align:middle}@media(min-width:720px){.mw-parser-output .portalleft{clear:left;float:left;margin:0.5em 1em 0.5em 0}.mw-parser-output .portalright{clear:right;float:right;margin:0.5em 0 0.5em 1em}}</style><ul role="navigation" aria-label="Portals" class="noprint portalbox portalborder portalright"> <li class="portalbox-entry"><span class="portalbox-image"><span class="mw-image-border noviewer" typeof="mw:File"><span><img alt="flag" src="//upload.wikimedia.org/wikipedia/en/thumb/b/b9/Flag_of_Australia.svg/32px-Flag_of_Australia.svg.png" decoding="async" width="32" height="16" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/en/thumb/b/b9/Flag_of_Australia.svg/48px-Flag_of_Australia.svg.png 1.5x, //upload.wikimedia.org/wikipedia/en/thumb/b/b9/Flag_of_Australia.svg/64px-Flag_of_Australia.svg.png 2x" data-file-width="1280" data-file-height="640" /></span></span></span><span class="portalbox-link"><a href="/wiki/Portal:Australia" title="Portal:Australia">Australia portal</a></span></li></ul> <ul><li><a href="/wiki/Four_pillars_policy" title="Four pillars policy">Four pillars policy</a></li> <li><a href="/wiki/List_of_financial_regulatory_authorities_by_jurisdiction" title="List of financial regulatory authorities by jurisdiction">List of financial regulatory authorities by jurisdiction</a></li></ul> <div class="mw-heading mw-heading2"><h2 id="Notes">Notes</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Australian_Prudential_Regulation_Authority&action=edit&section=6" title="Edit section: Notes"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <style data-mw-deduplicate="TemplateStyles:r1239543626">.mw-parser-output .reflist{margin-bottom:0.5em;list-style-type:decimal}@media screen{.mw-parser-output .reflist{font-size:90%}}.mw-parser-output .reflist .references{font-size:100%;margin-bottom:0;list-style-type:inherit}.mw-parser-output .reflist-columns-2{column-width:30em}.mw-parser-output .reflist-columns-3{column-width:25em}.mw-parser-output .reflist-columns{margin-top:0.3em}.mw-parser-output .reflist-columns ol{margin-top:0}.mw-parser-output .reflist-columns li{page-break-inside:avoid;break-inside:avoid-column}.mw-parser-output .reflist-upper-alpha{list-style-type:upper-alpha}.mw-parser-output .reflist-upper-roman{list-style-type:upper-roman}.mw-parser-output .reflist-lower-alpha{list-style-type:lower-alpha}.mw-parser-output .reflist-lower-greek{list-style-type:lower-greek}.mw-parser-output .reflist-lower-roman{list-style-type:lower-roman}</style><div class="reflist"> <div class="mw-references-wrap"><ol class="references"> <li id="cite_note-8"><span class="mw-cite-backlink"><b><a href="#cite_ref-8">^</a></b></span> <span class="reference-text">212 Northbourne Avenue</span> </li> </ol></div></div> <div class="mw-heading mw-heading2"><h2 id="References">References</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Australian_Prudential_Regulation_Authority&action=edit&section=7" title="Edit section: References"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1239543626"><div class="reflist"> <div class="mw-references-wrap mw-references-columns"><ol class="references"> <li id="cite_note-AR21/22-1"><span class="mw-cite-backlink">^ <a href="#cite_ref-AR21/22_1-0"><sup><i><b>a</b></i></sup></a> <a href="#cite_ref-AR21/22_1-1"><sup><i><b>b</b></i></sup></a> <a href="#cite_ref-AR21/22_1-2"><sup><i><b>c</b></i></sup></a></span> <span class="reference-text"><style data-mw-deduplicate="TemplateStyles:r1238218222">.mw-parser-output cite.citation{font-style:inherit;word-wrap:break-word}.mw-parser-output .citation q{quotes:"\"""\"""'""'"}.mw-parser-output .citation:target{background-color:rgba(0,127,255,0.133)}.mw-parser-output .id-lock-free.id-lock-free a{background:url("//upload.wikimedia.org/wikipedia/commons/6/65/Lock-green.svg")right 0.1em center/9px no-repeat}.mw-parser-output .id-lock-limited.id-lock-limited a,.mw-parser-output .id-lock-registration.id-lock-registration a{background:url("//upload.wikimedia.org/wikipedia/commons/d/d6/Lock-gray-alt-2.svg")right 0.1em center/9px no-repeat}.mw-parser-output .id-lock-subscription.id-lock-subscription a{background:url("//upload.wikimedia.org/wikipedia/commons/a/aa/Lock-red-alt-2.svg")right 0.1em center/9px no-repeat}.mw-parser-output .cs1-ws-icon a{background:url("//upload.wikimedia.org/wikipedia/commons/4/4c/Wikisource-logo.svg")right 0.1em center/12px no-repeat}body:not(.skin-timeless):not(.skin-minerva) .mw-parser-output .id-lock-free a,body:not(.skin-timeless):not(.skin-minerva) .mw-parser-output .id-lock-limited a,body:not(.skin-timeless):not(.skin-minerva) .mw-parser-output .id-lock-registration a,body:not(.skin-timeless):not(.skin-minerva) .mw-parser-output .id-lock-subscription a,body:not(.skin-timeless):not(.skin-minerva) .mw-parser-output .cs1-ws-icon a{background-size:contain;padding:0 1em 0 0}.mw-parser-output .cs1-code{color:inherit;background:inherit;border:none;padding:inherit}.mw-parser-output .cs1-hidden-error{display:none;color:var(--color-error,#d33)}.mw-parser-output .cs1-visible-error{color:var(--color-error,#d33)}.mw-parser-output .cs1-maint{display:none;color:#085;margin-left:0.3em}.mw-parser-output .cs1-kern-left{padding-left:0.2em}.mw-parser-output .cs1-kern-right{padding-right:0.2em}.mw-parser-output .citation .mw-selflink{font-weight:inherit}@media screen{.mw-parser-output .cs1-format{font-size:95%}html.skin-theme-clientpref-night .mw-parser-output .cs1-maint{color:#18911f}}@media screen and (prefers-color-scheme:dark){html.skin-theme-clientpref-os .mw-parser-output .cs1-maint{color:#18911f}}</style><cite class="citation web cs1"><a rel="nofollow" class="external text" href="https://www.apra.gov.au/sites/default/files/2022-10/APRA%202021-22%20Annual%20Report_2.pdf">"APRA Annual Report 2021-22"</a> <span class="cs1-format">(PDF)</span>. <i>Australian Prudential Regulation Authority</i>. 30 June 2018<span class="reference-accessdate">. Retrieved <span class="nowrap">29 October</span> 2022</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=unknown&rft.jtitle=Australian+Prudential+Regulation+Authority&rft.atitle=APRA+Annual+Report+2021-22&rft.date=2018-06-30&rft_id=https%3A%2F%2Fwww.apra.gov.au%2Fsites%2Fdefault%2Ffiles%2F2022-10%2FAPRA%25202021-22%2520Annual%2520Report_2.pdf&rfr_id=info%3Asid%2Fen.wikipedia.org%3AAustralian+Prudential+Regulation+Authority" class="Z3988"></span></span> </li> <li id="cite_note-2"><span class="mw-cite-backlink"><b><a href="#cite_ref-2">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation web cs1"><a rel="nofollow" class="external text" href="https://www.apra.gov.au/sites/default/files/insurance-and-superannuation-bulletin-articles-for-december-1997-in-pdf-format-125-kb.pdf">"Insurance and Superannuation Bulletin"</a> <span class="cs1-format">(PDF)</span>. <i>APRA</i>. Australian Prudential Regulation Authority. December 1997<span class="reference-accessdate">. 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abbr{color:var(--color-base)!important}@media(prefers-color-scheme:dark){html.skin-theme-clientpref-os .mw-parser-output .navbar li a abbr{color:var(--color-base)!important}}@media print{.mw-parser-output .navbar{display:none!important}}</style><div class="navbar plainlinks hlist navbar-mini"><ul><li class="nv-view"><a href="/wiki/Template:Banking_in_Australia" title="Template:Banking in Australia"><abbr title="View this template">v</abbr></a></li><li class="nv-talk"><a href="/wiki/Template_talk:Banking_in_Australia" title="Template talk:Banking in Australia"><abbr title="Discuss this template">t</abbr></a></li><li class="nv-edit"><a href="/wiki/Special:EditPage/Template:Banking_in_Australia" title="Special:EditPage/Template:Banking in Australia"><abbr title="Edit this template">e</abbr></a></li></ul></div><div id="Banking_in_Australia" style="font-size:114%;margin:0 4em"><a href="/wiki/Banking_in_Australia" title="Banking in Australia">Banking in Australia</a></div></th></tr><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/Central_bank" title="Central bank">Central bank</a></th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Reserve_Bank_of_Australia" title="Reserve Bank of Australia">Reserve Bank of Australia</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Local banks</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"></div><table class="nowraplinks navbox-subgroup" style="border-spacing:0"><tbody><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/Big_Four_(banking)#Australia" title="Big Four (banking)">Big Four</a></th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/ANZ_(bank)" title="ANZ (bank)">ANZ</a> <ul><li><a href="/wiki/Suncorp_Bank" title="Suncorp Bank">Suncorp Bank</a></li></ul></li> <li><a href="/wiki/Commonwealth_Bank" title="Commonwealth Bank">Commonwealth Bank</a> <ul><li><a href="/wiki/Bankwest" title="Bankwest">Bankwest</a></li></ul></li> <li><a href="/wiki/National_Australia_Bank" title="National Australia Bank">National Australia Bank</a> <ul><li><a href="/wiki/UBank" title="UBank">UBank</a></li></ul></li> <li><a href="/wiki/Westpac" title="Westpac">Westpac</a> <ul><li><a href="/wiki/Bank_of_Melbourne_(2011)" title="Bank of Melbourne (2011)">Bank of Melbourne</a></li> <li><a href="/wiki/BankSA" title="BankSA">BankSA</a></li> <li><a href="/wiki/St.George_Bank" title="St.George Bank">St.George Bank</a></li></ul></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/Retail_banking" title="Retail banking">Other retail</a></th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Alex_Bank" title="Alex Bank">Alex Bank</a></li> <li><a href="/wiki/AMP_Limited" title="AMP Limited">AMP</a></li> <li><a href="/wiki/Auswide_Bank" title="Auswide Bank">Auswide Bank</a></li> <li><a href="/wiki/Judo_Bank" title="Judo Bank">Judo Bank</a></li> <li><a href="/wiki/Macquarie_Group" title="Macquarie Group">Macquarie Bank</a></li> <li><a href="/wiki/Bank_of_Queensland" title="Bank of Queensland">Bank of Queensland</a> <ul><li><a href="/wiki/ME_Bank" title="ME Bank">ME Bank</a></li> <li><a href="/wiki/Virgin_Money_Australia" title="Virgin Money Australia">Virgin Money</a></li></ul></li> <li><a href="/wiki/Bendigo_%26_Adelaide_Bank" class="mw-redirect" title="Bendigo & Adelaide Bank">Bendigo & Adelaide Bank</a> <ul><li><a href="/wiki/Up_(Australian_bank)" title="Up (Australian bank)">Up</a></li></ul></li> <li><a href="/wiki/Tyro_Payments" class="mw-redirect" title="Tyro Payments">Tyro Payments</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/Cooperative_banking" title="Cooperative banking">Member-owned</a></th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Australian_Unity" title="Australian Unity">Australian Unity</a></li> <li><a href="/wiki/Bank_Australia" title="Bank Australia">Bank Australia</a></li> <li><a href="/wiki/Bank_First" title="Bank First">Bank First</a></li> <li><a href="/wiki/BankVic" title="BankVic">BankVic</a></li> <li><a href="/wiki/Beyond_Bank_Australia" title="Beyond Bank Australia">Beyond Bank Australia</a></li> <li><a href="/wiki/Cairns_Bank" title="Cairns Bank">Cairns Bank</a></li> <li><a href="/wiki/Community_First_Bank" title="Community First Bank">Community First Bank</a></li> <li><a href="/wiki/Credit_Union_SA" title="Credit Union SA">Credit Union SA</a></li> <li><a href="/wiki/Cuscal" title="Cuscal">Cuscal</a></li> <li><a href="/wiki/Great_Southern_Bank" title="Great Southern Bank">Great Southern Bank</a></li> <li><a href="/wiki/Heritage_Bank" title="Heritage Bank">Heritage Bank</a></li> <li><a href="/wiki/Hume_Bank" title="Hume Bank">Hume Bank</a></li> <li><a href="/wiki/IMB_Bank" title="IMB Bank">IMB</a></li> <li><a href="/wiki/MyState" class="mw-redirect" title="MyState">MyState</a></li> <li>Newcastle Greater Mutual <ul><li><a href="/wiki/Greater_Bank" title="Greater Bank">Greater Bank</a></li> <li><a href="/wiki/Newcastle_Permanent_Building_Society" class="mw-redirect" title="Newcastle Permanent Building Society">Newcastle Permanent</a></li></ul></li> <li><a href="/wiki/P%26N_Bank" title="P&N Bank">P&N Bank</a></li> <li><a href="/wiki/People_First_Bank" title="People First Bank">People First Bank</a> <ul><li><a href="/wiki/Heritage_Bank" title="Heritage Bank">Heritage Bank</a></li> <li><a href="/wiki/People%27s_Choice_Credit_Union" title="People's Choice Credit Union">People's Choice</a></li></ul></li> <li><a href="/wiki/Police_Bank" title="Police Bank">Police Bank</a></li> <li><a href="/wiki/Qudos_Bank" title="Qudos Bank">Qudos Bank</a></li> <li><a href="/wiki/Royal_Automobile_Club_of_Queensland" title="Royal Automobile Club of Queensland">RACQ Bank</a></li> <li><a href="/wiki/Regional_Australia_Bank" title="Regional Australia Bank">Regional Australia Bank</a></li> <li><a href="/wiki/Teachers_Mutual_Bank" title="Teachers Mutual Bank">Teachers Mutual Bank</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/De-banking" title="De-banking">Defunct</a></th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Volt_Bank" title="Volt Bank">Volt Bank</a></li> <li><a href="/wiki/Xinja" title="Xinja">Xinja</a></li></ul> </div></td></tr></tbody></table><div></div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Foreign banks</th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Arab_Bank" title="Arab Bank">Arab Bank</a></li> <li><a href="/wiki/Bank_of_China" title="Bank of China">Bank of China</a></li> <li><a href="/wiki/Bank_of_Beirut" title="Bank of Beirut">Bank of Beirut</a></li> <li><a href="/wiki/Heartland_Bank" title="Heartland Bank">Heartland Bank</a></li> <li><a href="/wiki/HSBC_Bank_Australia" title="HSBC Bank Australia">HSBC</a></li> <li><a href="/wiki/ING_Australia" title="ING Australia">ING</a></li> <li><a href="/wiki/Rabobank" title="Rabobank">Rabobank</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Non-bank lenders</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Aussie_(financial_group)" title="Aussie (financial group)">Aussie</a></li> <li><a href="/wiki/Latitude_Financial_Services" title="Latitude Financial Services">Latitude</a></li> <li><a href="/wiki/La_Trobe_Financial" title="La Trobe Financial">La Trobe Financial</a></li> <li><a href="/wiki/Mortgage_Choice" title="Mortgage Choice">Mortgage Choice</a></li> <li><a href="/wiki/Pepper_Money" title="Pepper Money">Pepper Money</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/Bank_regulation" class="mw-redirect" title="Bank regulation">Regulators</a></th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Australian_Securities_and_Investments_Commission" title="Australian Securities and Investments Commission">Australian Securities and Investments Commission</a></li> <li><a href="/wiki/Australian_Competition_%26_Consumer_Commission" class="mw-redirect" title="Australian Competition & Consumer Commission">Australian Competition & Consumer Commission</a></li> <li><a class="mw-selflink selflink">Australian Prudential Regulation Authority</a></li> <li><a href="/wiki/Australian_Payments_Council" title="Australian Payments Council">Australian Payments Council</a></li> <li><a href="/wiki/Australian_Payments_Network" title="Australian Payments Network">Australian Payments Network</a> <ul><li><a href="/wiki/New_Payments_Platform" title="New Payments Platform">New Payments Platform</a></li></ul></li> <li><a href="/wiki/Four_pillars_policy" title="Four pillars policy">Four pillars policy</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Inquiries</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"><a href="/wiki/Royal_Commission_into_Misconduct_in_the_Banking,_Superannuation_and_Financial_Services_Industry" title="Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry">Royal Commission 2017–2019</a></div></td></tr><tr><td class="navbox-abovebelow" colspan="2"><div> <ul><li><a href="/wiki/Category:Banks_of_Australia" title="Category:Banks of Australia">Category:Banks of Australia</a></li> <li><a href="/wiki/Economy_of_Australia" title="Economy of Australia">Economy of Australia</a></li> <li><a href="/wiki/Financial_system_in_Australia" title="Financial system in Australia">Financial system in Australia</a></li> <li><a href="/wiki/List_of_banks_in_Australia" title="List of banks in Australia">List of banks in Australia</a></li></ul> </div></td></tr></tbody></table></div> <div class="navbox-styles"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1129693374"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1236075235"></div><div role="navigation" class="navbox" aria-labelledby="Business_institutions,_stock_exchanges,_and_associations_in_Australia" style="padding:3px"><table class="nowraplinks mw-collapsible autocollapse navbox-inner" style="border-spacing:0;background:transparent;color:inherit"><tbody><tr><th scope="col" class="navbox-title" colspan="2"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1129693374"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1239400231"><div class="navbar plainlinks hlist navbar-mini"><ul><li class="nv-view"><a href="/wiki/Template:Business_in_Australia" title="Template:Business in Australia"><abbr title="View this template">v</abbr></a></li><li class="nv-talk"><a href="/wiki/Template_talk:Business_in_Australia" title="Template talk:Business in Australia"><abbr title="Discuss this template">t</abbr></a></li><li class="nv-edit"><a href="/wiki/Special:EditPage/Template:Business_in_Australia" title="Special:EditPage/Template:Business in Australia"><abbr title="Edit this template">e</abbr></a></li></ul></div><div id="Business_institutions,_stock_exchanges,_and_associations_in_Australia" style="font-size:114%;margin:0 4em">Business institutions, stock exchanges, and associations in Australia</div></th></tr><tr><th scope="row" class="navbox-group" style="width:1%">Institutions</th><td class="navbox-list-with-group navbox-list navbox-odd hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Australian_Competition_%26_Consumer_Commission" class="mw-redirect" title="Australian Competition & Consumer Commission">Australian Competition & Consumer Commission</a></li> <li><a href="/wiki/Australian_corporate_law" title="Australian corporate law">Australian corporate law</a></li> <li><a class="mw-selflink selflink">Australian Prudential Regulation Authority</a></li> <li><a href="/wiki/Australian_Securities_%26_Investments_Commission" class="mw-redirect" title="Australian Securities & Investments Commission">Australian Securities & Investments Commission</a></li> <li><a href="/wiki/Australian_Takeovers_Panel" title="Australian Takeovers Panel">Australian Takeovers Panel</a></li> <li><a href="/wiki/Section_51(xx)_of_the_Constitution_of_Australia" title="Section 51(xx) of the Constitution of Australia"><i>Constitution of Australia, 1901</i> (Cth) corporations power</a></li> <li><a href="/wiki/Economy_of_Australia" title="Economy of Australia">Economy of Australia</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Stock exchanges</th><td class="navbox-list-with-group navbox-list navbox-even hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Australian_Securities_Exchange" title="Australian Securities Exchange">Australian Securities Exchange</a></li> <li><a href="/wiki/National_Stock_Exchange_of_Australia" title="National Stock Exchange of Australia">National Stock Exchange of Australia</a></li> <li><a href="/wiki/Sydney_Stock_Exchange" title="Sydney Stock Exchange">Sydney Stock Exchange</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Business associations</th><td class="navbox-list-with-group navbox-list navbox-odd hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Australian_Chamber_of_Commerce_%26_Industry" class="mw-redirect" title="Australian Chamber of Commerce & Industry">Australian Chamber of Commerce & Industry</a></li> <li><a href="/wiki/Australian_Hotels_Association" title="Australian Hotels Association">Australian Hotels Association</a></li> <li><a href="/wiki/Australian_Industry_Group" title="Australian Industry Group">Australian Industry Group</a></li> <li><a href="/wiki/Business_Council_of_Australia" title="Business Council of Australia">Business Council of Australia</a></li> <li><a href="/wiki/Minerals_Council_of_Australia" title="Minerals Council of Australia">Minerals Council of Australia</a></li> <li><a href="/wiki/National_Farmers%27_Federation" title="National Farmers' Federation">National Farmers' Federation</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Corporate controversies<br />and collapses</th><td class="navbox-list-with-group navbox-list navbox-even hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Adelaide_Steamship_Company" title="Adelaide Steamship Company">Adelaide Steamship Company</a></li> <li><a href="/wiki/Ansett_Transport_Industries" class="mw-redirect" title="Ansett Transport Industries">Ansett</a></li> <li><a href="/wiki/BBY_Limited" title="BBY Limited">BBY</a></li> <li><a href="/wiki/Bridgecorp_Holdings" title="Bridgecorp Holdings">Bridgecorp Holdings</a></li> <li><a href="/wiki/Camperdown_Dairy_International" title="Camperdown Dairy International">Camperdown Dairy International</a></li> <li><a href="/wiki/Dick_Smith_(retailer)" title="Dick Smith (retailer)">Dick Smith Holdings</a></li> <li><a href="/wiki/Firepower_International" title="Firepower International">Firepower International</a></li> <li><a href="/wiki/Forum_Group" title="Forum Group">Forum Group</a></li> <li><a href="/wiki/Great_Southern_Group" title="Great Southern Group">Great Southern Group</a></li> <li><a href="/wiki/James_Hardie#Asbestos" class="mw-redirect" title="James Hardie">James Hardie asbestos controversy</a></li> <li><a href="/wiki/George_Calombaris" title="George Calombaris">George Calombaris</a> and his self-owned restaurants</li> <li><a href="/wiki/HIH_Insurance" title="HIH Insurance">HIH Insurance</a></li> <li><a href="/wiki/King_Brothers_(bus_operator)" title="King Brothers (bus operator)">King Brothers</a></li> <li><a href="/wiki/Masters_Home_Improvement" title="Masters Home Improvement">Masters Home Improvement</a></li> <li><a href="/wiki/Network_10" title="Network 10">Network 10</a></li> <li><a href="/wiki/Opes_Prime" title="Opes Prime">Opes Prime</a></li> <li><a href="/wiki/Pasminco" title="Pasminco">Pasminco</a></li> <li><a href="/wiki/Poseidon_bubble" title="Poseidon bubble">Poseidon bubble</a></li> <li><a href="/wiki/Richard_Pratt_(businessman)#Conviction_for_price_fixing" title="Richard Pratt (businessman)">Price fixing in the packaging industry</a></li> <li><a href="/wiki/Offset_Alpine_fire" title="Offset Alpine fire">Offset Alpine fire</a></li> <li><a href="/wiki/One.Tel" title="One.Tel">One.Tel</a></li> <li><a href="/wiki/Qintex" title="Qintex">Qintex</a></li> <li><a href="/wiki/Storm_Financial" title="Storm Financial">Storm Financial</a></li> <li><a href="/wiki/Teachers%27_Credit_Society" title="Teachers' Credit Society">Teachers' Credit Society</a></li> <li><a href="/wiki/Timbercorp" title="Timbercorp">Timbercorp</a></li> <li><a href="/wiki/Virgin_Australia_Holdings" title="Virgin Australia Holdings">Virgin Australia Holdings</a></li> <li><a href="/wiki/WA_Inc" title="WA Inc">WA Inc</a></li> <li><a href="/wiki/Wayne_Mansfield" title="Wayne Mansfield">Wayne Mansfield</a></li> <li><a href="/wiki/Westpoint_Corporation" title="Westpoint Corporation">Westpoint</a></li></ul> </div></td></tr></tbody></table></div> <div class="navbox-styles"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1129693374"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1236075235"></div><div role="navigation" class="navbox" aria-labelledby="Law_enforcement_in_Australia" style="padding:3px"><table class="nowraplinks mw-collapsible autocollapse navbox-inner" style="border-spacing:0;background:transparent;color:inherit"><tbody><tr><th scope="col" class="navbox-title" colspan="2"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1129693374"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1239400231"><div class="navbar plainlinks hlist navbar-mini"><ul><li class="nv-view"><a href="/wiki/Template:Law_enforcement_in_Australia" title="Template:Law enforcement in Australia"><abbr title="View this template">v</abbr></a></li><li class="nv-talk"><a href="/wiki/Template_talk:Law_enforcement_in_Australia" title="Template talk:Law enforcement in Australia"><abbr title="Discuss this template">t</abbr></a></li><li class="nv-edit"><a href="/wiki/Special:EditPage/Template:Law_enforcement_in_Australia" title="Special:EditPage/Template:Law enforcement in Australia"><abbr title="Edit this template">e</abbr></a></li></ul></div><div id="Law_enforcement_in_Australia" style="font-size:114%;margin:0 4em"><a href="/wiki/Law_enforcement_in_Australia" title="Law enforcement in Australia">Law enforcement in Australia</a></div></th></tr><tr><th scope="row" class="navbox-group" style="width:1%">Police agencies</th><td class="navbox-list-with-group navbox-list navbox-odd hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/ACT_Policing" title="ACT Policing">Australian Capital Territory Policing</a></li> <li><a href="/wiki/New_South_Wales_Police_Force" title="New South Wales Police Force">New South Wales Police Force</a></li> <li><a href="/wiki/Northern_Territory_Police_Force" title="Northern Territory Police Force">Northern Territory Police Force</a></li> <li><a href="/wiki/Queensland_Police_Service" title="Queensland Police Service">Queensland Police Service</a></li> <li><a href="/wiki/South_Australia_Police" title="South Australia Police">South Australia Police</a></li> <li><a href="/wiki/Tasmania_Police" title="Tasmania Police">Tasmania Police</a></li> <li><a href="/wiki/Victoria_Police" title="Victoria Police">Victoria Police</a></li> <li><a href="/wiki/Western_Australia_Police_Force" title="Western Australia Police Force">Western Australia Police Force</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Federal agencies</th><td class="navbox-list-with-group navbox-list navbox-even hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Australian_Federal_Police" title="Australian Federal Police">Australian Federal Police</a></li> <li><a href="/wiki/Australian_Border_Force" title="Australian Border Force">Australian Border Force</a> <ul><li><a href="/wiki/Maritime_Border_Command_(Australia)" class="mw-redirect" title="Maritime Border Command (Australia)">Maritime Border Command</a></li></ul></li> <li><a href="/wiki/National_Anti-Corruption_Commission_(Australia)" title="National Anti-Corruption Commission (Australia)">National Anti-Corruption Commission</a></li> <li><a href="/wiki/Australian_Communications_and_Media_Authority" title="Australian Communications and Media Authority">Australian Communications and Media Authority</a></li> <li><a href="/wiki/Australian_Criminal_Intelligence_Commission" title="Australian Criminal Intelligence Commission">Australian Criminal Intelligence Commission</a></li> <li><a href="/wiki/Australian_Competition_%26_Consumer_Commission" class="mw-redirect" title="Australian Competition & Consumer Commission">Australian Competition & Consumer Commission</a></li> <li><a href="/wiki/Australian_Fisheries_Management_Authority" title="Australian Fisheries Management Authority">Australian Fisheries Management Authority</a></li> <li><a href="/wiki/Australian_Maritime_Safety_Authority" title="Australian Maritime Safety Authority">Australian Maritime Safety Authority</a></li> <li><a class="mw-selflink selflink">Australian Prudential Regulation Authority</a></li> <li><a href="/wiki/Australian_Securities_%26_Investments_Commission" class="mw-redirect" title="Australian Securities & Investments Commission">Australian Securities & Investments Commission</a></li> <li><a href="/wiki/Australian_Security_Intelligence_Organisation" title="Australian Security Intelligence Organisation">Australian Security Intelligence Organisation</a></li> <li><a href="/wiki/Australian_Taxation_Office" title="Australian Taxation Office">Australian Taxation Office</a></li> <li><a href="/wiki/Australian_Transaction_Reports_and_Analysis_Centre" title="Australian Transaction Reports and Analysis Centre">Australian Transaction Reports and Analysis Centre (AUSTRAC)</a></li> <li><a href="/wiki/Ombudsmen_in_Australia#Commonwealth_ombudsmen" title="Ombudsmen in Australia">Commonwealth Ombudsman</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">State and Territory authorities</th><td class="navbox-list-with-group navbox-list navbox-odd hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li>Australian Capital Territory: <a href="/wiki/ACT_Integrity_Commission" title="ACT Integrity Commission">ACT Integrity Commission</a></li> <li>New South Wales: <ul><li><a href="/wiki/Independent_Commission_Against_Corruption_(New_South_Wales)" title="Independent Commission Against Corruption (New South Wales)">Independent Commission Against Corruption</a></li> <li><a href="/wiki/New_South_Wales_Crime_Commission" title="New South Wales Crime Commission">New South Wales Crime Commission</a></li> <li><a href="/wiki/Law_Enforcement_Conduct_Commission" title="Law Enforcement Conduct Commission">Law Enforcement Conduct Commission</a></li></ul></li> <li>Northern Territory: <a href="/wiki/Independent_Commissioner_Against_Corruption_(Northern_Territory)" title="Independent Commissioner Against Corruption (Northern Territory)">Independent Commissioner Against Corruption</a></li> <li>Queensland: <a href="/wiki/Crime_and_Corruption_Commission" title="Crime and Corruption Commission">Crime and Corruption Commission</a></li> <li>South Australia: <a href="/wiki/Independent_Commission_Against_Corruption_(South_Australia)" title="Independent Commission Against Corruption (South Australia)">Independent Commission Against Corruption</a></li> <li>Tasmania: <a href="/wiki/Integrity_Commission_(Tasmania)" title="Integrity Commission (Tasmania)">Integrity Commission</a></li> <li>Victoria: <a href="/wiki/Independent_Broad-based_Anti-corruption_Commission" title="Independent Broad-based Anti-corruption Commission">Independent Broad-based Anti-corruption Commission (IBAC)</a></li> <li>Western Australia: <ul><li><a href="/wiki/Corruption_and_Crime_Commission" title="Corruption and Crime Commission">Corruption and Crime Commission</a></li> <li><a href="/wiki/Gold_Stealing_Detection_Unit" title="Gold Stealing Detection Unit">Gold Stealing Detection Unit</a></li></ul></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Military agencies</th><td class="navbox-list-with-group navbox-list navbox-even hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Australian_Defence_Force_Investigative_Service" title="Australian Defence Force Investigative Service">Australian Defence Force Investigative Service</a></li> <li><a href="/wiki/Joint_Military_Police_Unit_(Australia)" class="mw-redirect" title="Joint Military Police Unit (Australia)">Joint Military Police Unit</a></li> <li><a href="/wiki/Royal_Australian_Corps_of_Military_Police" title="Royal Australian Corps of Military Police">Royal Australian Corps of Military Police</a></li> <li><a href="/wiki/Royal_Australian_Air_Force" title="Royal Australian Air Force">Royal Australian Air Force</a> <a href="/wiki/Airfield_Defence_Guards" title="Airfield Defence Guards">Airfield Defence Guards</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Defunct agencies</th><td class="navbox-list-with-group navbox-list navbox-odd hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Australian_Quarantine_and_Inspection_Service" title="Australian Quarantine and Inspection Service">Australian Quarantine and Inspection Service</a></li> <li><a href="/wiki/Australian_Customs_Service" title="Australian Customs Service">Australian Customs Service</a></li> <li><a href="/wiki/Australian_Customs_and_Border_Protection_Service" title="Australian Customs and Border Protection Service">Australian Customs and Border Protection Service</a></li> <li><a href="/wiki/Australian_Crime_Commission" class="mw-redirect" title="Australian Crime Commission">Australian Crime Commission</a></li> <li><a href="/wiki/National_Crime_Authority" title="National Crime Authority">National Crime Authority</a></li> <li><a href="/wiki/Australian_Commission_for_Law_Enforcement_Integrity" title="Australian Commission for Law Enforcement Integrity">Australian Commission for Law Enforcement Integrity</a></li> <li><a href="/wiki/Office_of_Police_Integrity" title="Office of Police Integrity">Office of Police Integrity</a> (Victoria)</li> <li><a href="/wiki/Police_Integrity_Commission" title="Police Integrity Commission">Police Integrity Commission</a> (NSW)</li> <li><a href="/wiki/Commonwealth_Police" title="Commonwealth Police">Commonwealth Police</a></li> <li><a href="/wiki/CrimTrac" title="CrimTrac">CrimTrac</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Topics</th><td class="navbox-list-with-group navbox-list navbox-even hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Australian_police_ranks" title="Australian police ranks">Australian police ranks</a></li> <li><a href="/wiki/Crime_in_Australia" title="Crime in Australia">Crime in Australia</a></li> <li><a href="/wiki/Punishment_in_Australia" title="Punishment in Australia">Punishment in Australia</a></li> <li><a href="/wiki/Terrorism_in_Australia" title="Terrorism in Australia">Terrorism in Australia</a></li> <li><a href="/wiki/Mass_surveillance_in_Australia" title="Mass surveillance in Australia">Mass surveillance in Australia</a></li> <li><a href="/wiki/List_of_police_tactical_units_in_Australia" class="mw-redirect" title="List of police tactical units in Australia">Police tactical units in Australia</a></li> <li><a href="/wiki/Reasonable_and_probable_grounds_in_Australia" title="Reasonable and probable grounds in Australia">Reasonable and probable grounds</a></li></ul> </div></td></tr></tbody></table></div> <div class="navbox-styles"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1129693374"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1236075235"></div><div role="navigation" class="navbox authority-control" aria-labelledby="Authority_control_databases_frameless&#124;text-top&#124;10px&#124;alt=Edit_this_at_Wikidata&#124;link=https&#58;//www.wikidata.org/wiki/Q4056088#identifiers&#124;class=noprint&#124;Edit_this_at_Wikidata" style="padding:3px"><table class="nowraplinks hlist mw-collapsible autocollapse navbox-inner" style="border-spacing:0;background:transparent;color:inherit"><tbody><tr><th scope="col" class="navbox-title" colspan="2"><div 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