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Bendigo and Adelaide Bank - Wikipedia

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institution</div> <p class="mw-empty-elt"> </p> <style data-mw-deduplicate="TemplateStyles:r1257001546">.mw-parser-output .infobox-subbox{padding:0;border:none;margin:-3px;width:auto;min-width:100%;font-size:100%;clear:none;float:none;background-color:transparent}.mw-parser-output .infobox-3cols-child{margin:auto}.mw-parser-output .infobox .navbar{font-size:100%}@media screen{html.skin-theme-clientpref-night .mw-parser-output .infobox-full-data:not(.notheme)>div:not(.notheme)[style]{background:#1f1f23!important;color:#f8f9fa}}@media screen and (prefers-color-scheme:dark){html.skin-theme-clientpref-os .mw-parser-output .infobox-full-data:not(.notheme) div:not(.notheme){background:#1f1f23!important;color:#f8f9fa}}@media(min-width:640px){body.skin--responsive .mw-parser-output .infobox-table{display:table!important}body.skin--responsive .mw-parser-output .infobox-table>caption{display:table-caption!important}body.skin--responsive .mw-parser-output .infobox-table>tbody{display:table-row-group}body.skin--responsive .mw-parser-output .infobox-table tr{display:table-row!important}body.skin--responsive .mw-parser-output .infobox-table th,body.skin--responsive .mw-parser-output .infobox-table td{padding-left:inherit;padding-right:inherit}}</style><style data-mw-deduplicate="TemplateStyles:r1242257876">.mw-parser-output .ib-company .infobox-label{padding-right:0.5em}.mw-parser-output .ib-company .infobox-data,.mw-parser-output .ib-company .infobox-below{line-height:1.35em}.mw-parser-output .ib-company-logo img{background-color:#f8f9fa}.mw-parser-output .ib-company-locality,.mw-parser-output .ib-company-country{display:inline}</style><table class="infobox ib-company vcard"><caption class="infobox-title fn org">Bendigo and Adelaide Bank Limited</caption><tbody><tr><td colspan="2" class="infobox-image ib-company-logo logo"><span class="mw-default-size" typeof="mw:File/Frameless"><a href="/wiki/File:Bendigo_and_Adelaide_Bank_Logo.svg" class="mw-file-description"><img src="//upload.wikimedia.org/wikipedia/en/thumb/5/55/Bendigo_and_Adelaide_Bank_Logo.svg/220px-Bendigo_and_Adelaide_Bank_Logo.svg.png" decoding="async" width="220" height="61" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/en/thumb/5/55/Bendigo_and_Adelaide_Bank_Logo.svg/330px-Bendigo_and_Adelaide_Bank_Logo.svg.png 1.5x, //upload.wikimedia.org/wikipedia/en/thumb/5/55/Bendigo_and_Adelaide_Bank_Logo.svg/440px-Bendigo_and_Adelaide_Bank_Logo.svg.png 2x" data-file-width="740" data-file-height="206" /></a></span></td></tr><tr><td colspan="2" class="infobox-image ib-company-logo logo"><span class="mw-default-size" typeof="mw:File/Frameless"><a href="/wiki/File:Bendigo_Bank.jpg" class="mw-file-description"><img src="//upload.wikimedia.org/wikipedia/commons/thumb/8/88/Bendigo_Bank.jpg/220px-Bendigo_Bank.jpg" decoding="async" width="220" height="151" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/8/88/Bendigo_Bank.jpg/330px-Bendigo_Bank.jpg 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/8/88/Bendigo_Bank.jpg/440px-Bendigo_Bank.jpg 2x" data-file-width="1500" data-file-height="1027" /></a></span><div class="infobox-caption">Bendigo Bank headquarters in <a href="/wiki/Bendigo" title="Bendigo">Bendigo</a>, <a href="/wiki/Australia" title="Australia">Australia</a></div></td></tr><tr><th scope="row" class="infobox-label">Company type</th><td class="infobox-data category"><a href="/wiki/Public_company" title="Public company">Public</a></td></tr><tr><th scope="row" class="infobox-label"><div style="display: inline-block; line-height: 1.2em; padding: .1em 0;"><a href="/wiki/Ticker_symbol" title="Ticker symbol">Traded as</a></div></th><td class="infobox-data"><style data-mw-deduplicate="TemplateStyles:r1126788409">.mw-parser-output .plainlist ol,.mw-parser-output .plainlist ul{line-height:inherit;list-style:none;margin:0;padding:0}.mw-parser-output .plainlist ol li,.mw-parser-output .plainlist ul li{margin-bottom:0}</style><div class="plainlist"><ul><li><a href="/wiki/Australian_Securities_Exchange" title="Australian Securities Exchange">ASX</a>:&#160;<a rel="nofollow" class="external text" href="https://www2.asx.com.au/markets/company/BEN">BEN</a></li><li><a href="/wiki/S%26P/ASX_200" title="S&amp;P/ASX 200">S&amp;P/ASX 200</a> component</li></ul></div></td></tr><tr><th scope="row" class="infobox-label">Industry</th><td class="infobox-data category"><a href="/wiki/Financial_services" title="Financial services">Financial services</a></td></tr><tr><th scope="row" class="infobox-label">Founded</th><td class="infobox-data">9&#160;July 1858<span class="noprint">&#59;&#32;166 years ago</span><span style="display:none">&#160;(<span class="bday dtstart published updated">1858-07-09</span>)</span></td></tr><tr><th scope="row" class="infobox-label">Headquarters</th><td class="infobox-data label"><a href="/wiki/Bendigo" title="Bendigo">Bendigo</a>, <a href="/wiki/Victoria_(Australia)" class="mw-redirect" title="Victoria (Australia)">Victoria</a>, <a href="/wiki/Australia" title="Australia">Australia</a></td></tr><tr><th scope="row" class="infobox-label"><div style="display: inline-block; line-height: 1.2em; padding: .1em 0;">Key people</div></th><td class="infobox-data agent">Richard Fennell (<a href="/w/index.php?title=CEO_and_MD&amp;action=edit&amp;redlink=1" class="new" title="CEO and MD (page does not exist)">CEO and MD</a>)<br /><a href="/w/index.php?title=Vicki_Carter&amp;action=edit&amp;redlink=1" class="new" title="Vicki Carter (page does not exist)">Vicki Carter</a> [Independent Chair]</td></tr><tr><th scope="row" class="infobox-label">Services</th><td class="infobox-data category">Banking, financial and related services</td></tr><tr><th scope="row" class="infobox-label"><div style="display: inline-block; line-height: 1.2em; padding: .1em 0;"><a href="/wiki/Net_income" title="Net income">Net income</a></div></th><td class="infobox-data"><span typeof="mw:File"><span title="Decrease"><img alt="Decrease" src="//upload.wikimedia.org/wikipedia/commons/thumb/e/ed/Decrease2.svg/11px-Decrease2.svg.png" decoding="async" width="11" height="11" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/e/ed/Decrease2.svg/17px-Decrease2.svg.png 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/e/ed/Decrease2.svg/22px-Decrease2.svg.png 2x" data-file-width="300" data-file-height="300" /></span></span> <span style="white-space: nowrap">A$</span>488.1 million (2022)<sup id="cite_ref-anre22_1-0" class="reference"><a href="#cite_note-anre22-1"><span class="cite-bracket">&#91;</span>1<span class="cite-bracket">&#93;</span></a></sup></td></tr><tr><th scope="row" class="infobox-label"><span class="nowrap"><a href="/wiki/Asset" title="Asset">Total assets</a></span></th><td class="infobox-data"><span typeof="mw:File"><span title="Increase"><img alt="Increase" src="//upload.wikimedia.org/wikipedia/commons/thumb/b/b0/Increase2.svg/11px-Increase2.svg.png" decoding="async" width="11" height="11" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/b/b0/Increase2.svg/17px-Increase2.svg.png 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/b/b0/Increase2.svg/22px-Increase2.svg.png 2x" data-file-width="300" data-file-height="300" /></span></span> <span style="white-space: nowrap">A$</span>95.24 billion (2022)<sup id="cite_ref-anre22_1-1" class="reference"><a href="#cite_note-anre22-1"><span class="cite-bracket">&#91;</span>1<span class="cite-bracket">&#93;</span></a></sup></td></tr><tr><th scope="row" class="infobox-label"><span class="nowrap"><a href="/wiki/Equity_(finance)" title="Equity (finance)">Total equity</a></span></th><td class="infobox-data"><span typeof="mw:File"><span title="Increase"><img alt="Increase" src="//upload.wikimedia.org/wikipedia/commons/thumb/b/b0/Increase2.svg/11px-Increase2.svg.png" decoding="async" width="11" height="11" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/b/b0/Increase2.svg/17px-Increase2.svg.png 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/b/b0/Increase2.svg/22px-Increase2.svg.png 2x" data-file-width="300" data-file-height="300" /></span></span> <span style="white-space: nowrap">A$</span>6.71 billion (2022)<sup id="cite_ref-anre22_1-2" class="reference"><a href="#cite_note-anre22-1"><span class="cite-bracket">&#91;</span>1<span class="cite-bracket">&#93;</span></a></sup></td></tr><tr><th scope="row" class="infobox-label"><a href="/wiki/Subsidiary" title="Subsidiary">Subsidiaries</a></th><td class="infobox-data"><a href="/wiki/Up_(Australian_bank)" title="Up (Australian bank)">Up Money</a></td></tr><tr><th scope="row" class="infobox-label">Website</th><td class="infobox-data"><span class="url"><a rel="nofollow" class="external text" href="http://bendigoadelaide.com.au">bendigoadelaide<wbr />.com<wbr />.au</a></span></td></tr></tbody></table> <p><b>Bendigo and Adelaide Bank</b> (trading as <b>Bendigo Bank</b>), is an Australian financial institution, operating primarily in <a href="/wiki/Retail_banking" title="Retail banking">retail banking</a>. The company was formed by the merger of <b>Bendigo Bank</b> and <a href="/wiki/Adelaide_Bank" title="Adelaide Bank">Adelaide Bank</a> in November 2007.<sup id="cite_ref-mergerInfo_2-0" class="reference"><a href="#cite_note-mergerInfo-2"><span class="cite-bracket">&#91;</span>2<span class="cite-bracket">&#93;</span></a></sup> </p><p>Prior to the merger, Bendigo Bank operated nearly 900 outlets across Australia, including over 160 company-owned branches, 220 community-owned Community Bank branches, 100 agencies, and 400 <i><a href="/wiki/Elders_Limited" title="Elders Limited">Elders</a></i> outlets. The bank's branches were mainly located in <a href="/wiki/Victoria_(Australia)" class="mw-redirect" title="Victoria (Australia)">Victoria</a> and <a href="/wiki/Queensland" title="Queensland">Queensland</a>. Post-merger, the combined bank operates more than 400 branches, including 25 that were part of Adelaide Bank. </p><p>The bank's national headquarters are in <a href="/wiki/Bendigo" title="Bendigo">Bendigo</a>,<a href="/wiki/Victoria_(Australia)" class="mw-redirect" title="Victoria (Australia)">Victoria</a> with a major office in <a href="/wiki/Adelaide" title="Adelaide">Adelaide</a>, <a href="/wiki/South_Australia" title="South Australia">South Australia</a> and regional offices in <a href="/wiki/Docklands,_Victoria" title="Docklands, Victoria">Docklands, Melbourne</a> and <a href="/wiki/Ipswich,_Queensland" title="Ipswich, Queensland">Ipswich, Queensland</a>. </p> <meta property="mw:PageProp/toc" /> <div class="mw-heading mw-heading2"><h2 id="History_and_development">History and development</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Bendigo_and_Adelaide_Bank&amp;action=edit&amp;section=1" title="Edit section: History and development"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>The company started in 1858 as a fixed-term (terminating) <a href="/wiki/Building_society" title="Building society">building society</a> to improve conditions in the <a href="/wiki/Bendigo" title="Bendigo">Bendigo</a> goldfields during the <a href="/wiki/Victorian_gold_rush" title="Victorian gold rush">Victorian gold rush</a>. </p> <figure class="mw-default-size" typeof="mw:File/Thumb"><a href="/wiki/File:BenBankBraidwood20050627.JPG" class="mw-file-description"><img src="//upload.wikimedia.org/wikipedia/commons/thumb/5/59/BenBankBraidwood20050627.JPG/220px-BenBankBraidwood20050627.JPG" decoding="async" width="220" height="165" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/5/59/BenBankBraidwood20050627.JPG/330px-BenBankBraidwood20050627.JPG 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/5/59/BenBankBraidwood20050627.JPG/440px-BenBankBraidwood20050627.JPG 2x" data-file-width="2048" data-file-height="1536" /></a><figcaption>Bendigo Bank Community branch in Braidwood, New South Wales, Australia</figcaption></figure> <p>At seven years old, in 1865, the company restructured, taking the name Bendigo Mutual Permanent Land and Building Society, which incorporated in Victoria 11 years afterwards. It continued to expand its holdings when, in 1978, it merged with Bendigo and Eaglehawk Star, a building society established in 1901. </p><p>Further growth involved the acquisition of the building societies Sandhurst, in 1983, and Sunraysia, in 1985, a merger with Sandhurst Trustees Ltd and the acquisition of Capital and Compass building societies. </p><p>In 1982 BBS became the first financial institution in Australia to introduce successfully both <a href="/wiki/Visa_Inc." title="Visa Inc.">Visa</a> credit and debit cards. </p><p>1993 saw BBS receive a stockmarket listing. Its growth continued throughout the 90s when it acquired National Mortgage Market Corporation Limited in 1995, a mortgage-manager company focussed on loan introducers and brokers. In that year BBS converted to a bank with the name <b>Bendigo Bank</b>. In 1997, Bendigo Bank acquired Monte Paschi Australia from <a href="/wiki/Banca_Monte_dei_Paschi_di_Siena" title="Banca Monte dei Paschi di Siena">Banca Monte dei Paschi di Siena</a>,<sup id="cite_ref-3" class="reference"><a href="#cite_note-3"><span class="cite-bracket">&#91;</span>3<span class="cite-bracket">&#93;</span></a></sup> an Italian banking group, for AU$42.255M.<sup id="cite_ref-4" class="reference"><a href="#cite_note-4"><span class="cite-bracket">&#91;</span>4<span class="cite-bracket">&#93;</span></a></sup> Monte Paschi Australia was renamed Cassa Commerciale Australia in the same year.<sup id="cite_ref-5" class="reference"><a href="#cite_note-5"><span class="cite-bracket">&#91;</span>5<span class="cite-bracket">&#93;</span></a></sup> </p><p>Bendigo Bank's "Community Bank" program began in 1998—the first branches opened in the western Victoria towns of <a href="/wiki/Minyip" title="Minyip">Minyip</a> and <a href="/wiki/Rupanyup" title="Rupanyup">Rupanyup</a> on 26 June and the first metropolitan branch in the outer eastern suburb of <a href="/wiki/Upwey,_Victoria" title="Upwey, Victoria">Upwey</a> on 19 October. </p><p>The late 1990s saw a further development when Bendigo Bank and Elders Australia formed Elders Rural Bank, a joint venture company focused on <a href="/wiki/Agribusiness" title="Agribusiness">agribusiness</a> and <a href="/wiki/Rural" class="mw-redirect" title="Rural">rural</a> Australia. Bendigo Bank was also the first financial institution to introduce a mortgage offset account, now a standard banking product in Australia. </p><p>In 1999 the bank formed an alliance involving mutual shareholding with <a href="/wiki/IOOF_(company)" class="mw-redirect" title="IOOF (company)">IOOF</a>. </p><p>The bank received its operating licence in 2000 and absorbed the <a href="/wiki/First_Australian_Building_Society" title="First Australian Building Society">First Australian Building Society</a> in Queensland, acquiring a new regional headquarters in Ipswich. That same year saw a A$75 million head office expansion in Bendigo. </p><p>In 2002 Bendigo Bank introduced the first "Green Loans" in Australia and formed "Community Sector Banking", a banking joint venture with the not-for-profit sector. </p><p>Three years later, Bendigo Bank built a regional headquarters on Harbour Esplanade in <a href="/wiki/Melbourne" title="Melbourne">Melbourne</a>, <a href="/wiki/Docklands,_Victoria" title="Docklands, Victoria">Docklands</a>. </p><p>In 2007 Bendigo Bank rejected Bank of Queensland's merger/takeover proposal,<sup id="cite_ref-6" class="reference"><a href="#cite_note-6"><span class="cite-bracket">&#91;</span>6<span class="cite-bracket">&#93;</span></a></sup> and merged with Adelaide Bank. The A$4 billion takeover was completed on 30 November.<sup id="cite_ref-mergerInfo_2-1" class="reference"><a href="#cite_note-mergerInfo-2"><span class="cite-bracket">&#91;</span>2<span class="cite-bracket">&#93;</span></a></sup> Subsequently, shareholders voted to change the company's name to <b>Bendigo and Adelaide Bank Limited</b>, with the change taking effect from 31 March 2008.<sup id="cite_ref-nameChange_7-0" class="reference"><a href="#cite_note-nameChange-7"><span class="cite-bracket">&#91;</span>7<span class="cite-bracket">&#93;</span></a></sup> </p><p>On 11 December 2008, Bendigo Bank's new headquarters in Bendigo was completed. The 26th Prime Minister of Australia, <a href="/wiki/Kevin_Rudd" title="Kevin Rudd">Kevin Rudd</a>, was present at the opening. </p><p>On 16 December 2011, Bendigo Bank announced that it had reached agreement with the <a href="/wiki/Bank_of_Cyprus" title="Bank of Cyprus">Bank of Cyprus Group</a> to acquire its 100 per cent owned Australian subsidiary, Bank of Cyprus Australia Limited (BOCAL). The purchase was for an estimated total consideration of A$130 million.<sup id="cite_ref-Bendigo_Bank_News_8-0" class="reference"><a href="#cite_note-Bendigo_Bank_News-8"><span class="cite-bracket">&#91;</span>8<span class="cite-bracket">&#93;</span></a></sup> It was renamed Delphi Bank. In 2022 BBL commenced a program to absorb the Delphi Bank branding, converting all customer products to Bendigo products and closing or re-branding Delphi branches Bendigo Bank branches.<sup id="cite_ref-9" class="reference"><a href="#cite_note-9"><span class="cite-bracket">&#91;</span>9<span class="cite-bracket">&#93;</span></a></sup> </p><p>In April 2013, Bendigo Bank's subsidiary 'Oxford Funding' was rebranded as Bendigo Debtor Finance, offering independent credit assessments and cash-flow solutions to businesses on a national level.<sup id="cite_ref-10" class="reference"><a href="#cite_note-10"><span class="cite-bracket">&#91;</span>10<span class="cite-bracket">&#93;</span></a></sup> </p><p>In June 2014, the bank became the first in Australia to adopt an investment policy which shunned fossil fuel investments. "Specifically, the bank does not lend to companies for whom the core activity is the exploration, mining, manufacture or export of thermal coal or coal seam gas."<sup id="cite_ref-11" class="reference"><a href="#cite_note-11"><span class="cite-bracket">&#91;</span>11<span class="cite-bracket">&#93;</span></a></sup> </p><p>On 1 March 2015, a group of credit unions diverged from <a href="/wiki/Cuscal" title="Cuscal">Cuscal</a><sup id="cite_ref-12" class="reference"><a href="#cite_note-12"><span class="cite-bracket">&#91;</span>12<span class="cite-bracket">&#93;</span></a></sup> and aligned with Bendigo and Adelaide Bank to form Alliance Bank.<sup id="cite_ref-13" class="reference"><a href="#cite_note-13"><span class="cite-bracket">&#91;</span>13<span class="cite-bracket">&#93;</span></a></sup> The credit unions were AWA Credit Union/Mutual (<a href="/wiki/Geelong" title="Geelong">Geelong</a>, 1969),<sup id="cite_ref-14" class="reference"><a href="#cite_note-14"><span class="cite-bracket">&#91;</span>14<span class="cite-bracket">&#93;</span></a></sup> Circle Credit Co-operative Limited (<a href="/wiki/Deer_Park,_Victoria" title="Deer Park, Victoria">Deer Park</a>, 1969),<sup id="cite_ref-15" class="reference"><a href="#cite_note-15"><span class="cite-bracket">&#91;</span>15<span class="cite-bracket">&#93;</span></a></sup> Service One Credit Union (<a href="/wiki/Australian_Capital_Territory" title="Australian Capital Territory">ACT</a>, circa 1950),<sup id="cite_ref-16" class="reference"><a href="#cite_note-16"><span class="cite-bracket">&#91;</span>16<span class="cite-bracket">&#93;</span></a></sup> BDCU (<a href="/wiki/Berrima,_New_South_Wales" title="Berrima, New South Wales">Berrima</a>, 1963),<sup id="cite_ref-17" class="reference"><a href="#cite_note-17"><span class="cite-bracket">&#91;</span>17<span class="cite-bracket">&#93;</span></a></sup> and in 2018 NOVA (<a href="/wiki/Newcastle,_New_South_Wales" title="Newcastle, New South Wales">Newcastle</a>, 1964).<sup id="cite_ref-18" class="reference"><a href="#cite_note-18"><span class="cite-bracket">&#91;</span>18<span class="cite-bracket">&#93;</span></a></sup> Alliance Bank maintains some autonomy, but conducts regulated banking activities through Bendigo and Adelaide Bank. They still market themselves under their original name suffixed with "Alliance Bank" and declare themselves agents of Bendigo and Adelaide Bank. In January 2024 at a AWA Mutual Ltd shareholder meeting to vote on the proposed merger with Beyond Bank Australia Ltd took place on 29 January 2024. The voting process ended with 98% of votes being cast “FOR” the merger. Final regulatory and court approvals are set to conclude on 15 February 2024, leading the way for AWA to end the assocaiation with BBL and merge with Beyond Bank Australia.<sup id="cite_ref-19" class="reference"><a href="#cite_note-19"><span class="cite-bracket">&#91;</span>19<span class="cite-bracket">&#93;</span></a></sup> </p> <div class="mw-heading mw-heading2"><h2 id="Community_Bank_program">Community Bank program</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Bendigo_and_Adelaide_Bank&amp;action=edit&amp;section=2" title="Edit section: Community Bank program"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>Community banking is based on a 'profit-with-purpose' model, which means that profits are returned directly to the community that has generated them, after paying branch running costs. The program was a response to the massive closure of bank branches, predominantly in rural areas. Bendigo Bank has since extended the program to major metropolitan <sup id="cite_ref-20" class="reference"><a href="#cite_note-20"><span class="cite-bracket">&#91;</span>20<span class="cite-bracket">&#93;</span></a></sup> areas with existing bank services. </p><p>Since 1998, Bendigo Community Banks have reinvested more than $366 million back into local communities. Funds generated help support emergency and rescue services, such as rural fire brigades and the State Emergency Service (SES), as well as other community needs like buses, defibrillators, aged care facilities, sports parks, hospital wings, and classrooms.<sup id="cite_ref-21" class="reference"><a href="#cite_note-21"><span class="cite-bracket">&#91;</span>21<span class="cite-bracket">&#93;</span></a></sup> </p><p>Subsidiaries of Bendigo and Adelaide Bank include<sup id="cite_ref-22" class="reference"><a href="#cite_note-22"><span class="cite-bracket">&#91;</span>22<span class="cite-bracket">&#93;</span></a></sup> Community Bank, Rural Bank, Up, Bendigo Debtor Finance (formerly Oxford Funding), Leveraged Equities, Sandhurst Trustees, Delphi Bank (formerly Bank of Cyprus Australia), and Community Enterprise Foundation. ,<sup id="cite_ref-23" class="reference"><a href="#cite_note-23"><span class="cite-bracket">&#91;</span>23<span class="cite-bracket">&#93;</span></a></sup> </p><p><sup id="cite_ref-24" class="reference"><a href="#cite_note-24"><span class="cite-bracket">&#91;</span>24<span class="cite-bracket">&#93;</span></a></sup> Bendigo and Adelaide Bank had acquired Wheeler Financial Services which was merged with Bendigo Financial Planning, and also acquired Southern Finance.<sup id="cite_ref-25" class="reference"><a href="#cite_note-25"><span class="cite-bracket">&#91;</span>25<span class="cite-bracket">&#93;</span></a></sup> </p> <div class="mw-heading mw-heading2"><h2 id="See_also">See also</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Bendigo_and_Adelaide_Bank&amp;action=edit&amp;section=3" title="Edit section: See also"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <style data-mw-deduplicate="TemplateStyles:r1239009302">.mw-parser-output .portalbox{padding:0;margin:0.5em 0;display:table;box-sizing:border-box;max-width:175px;list-style:none}.mw-parser-output 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href="/wiki/List_of_oldest_companies_in_Australia" title="List of oldest companies in Australia">List of oldest companies in Australia</a></li> <li><a href="/wiki/Banking_in_Australia" title="Banking in Australia">Banking in Australia</a></li> <li><a href="/wiki/List_of_banks" class="mw-redirect" title="List of banks">List of banks</a></li> <li><a href="/wiki/List_of_banks_in_Australia" title="List of banks in Australia">List of banks in Australia</a></li> <li><a href="/wiki/List_of_banks_in_Oceania" title="List of banks in Oceania">List of banks in Oceania</a></li> <li><a href="/wiki/Fincorp" title="Fincorp">Fincorp</a>, a failed investment company trusteed for by Sandhurst Trustees</li></ul> <div class="mw-heading mw-heading2"><h2 id="References">References</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Bendigo_and_Adelaide_Bank&amp;action=edit&amp;section=4" title="Edit section: References"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <style data-mw-deduplicate="TemplateStyles:r1239543626">.mw-parser-output .reflist{margin-bottom:0.5em;list-style-type:decimal}@media screen{.mw-parser-output .reflist{font-size:90%}}.mw-parser-output .reflist .references{font-size:100%;margin-bottom:0;list-style-type:inherit}.mw-parser-output .reflist-columns-2{column-width:30em}.mw-parser-output .reflist-columns-3{column-width:25em}.mw-parser-output .reflist-columns{margin-top:0.3em}.mw-parser-output .reflist-columns ol{margin-top:0}.mw-parser-output .reflist-columns li{page-break-inside:avoid;break-inside:avoid-column}.mw-parser-output .reflist-upper-alpha{list-style-type:upper-alpha}.mw-parser-output .reflist-upper-roman{list-style-type:upper-roman}.mw-parser-output .reflist-lower-alpha{list-style-type:lower-alpha}.mw-parser-output .reflist-lower-greek{list-style-type:lower-greek}.mw-parser-output .reflist-lower-roman{list-style-type:lower-roman}</style><div class="reflist"> <div class="mw-references-wrap mw-references-columns"><ol class="references"> <li id="cite_note-anre22-1"><span class="mw-cite-backlink">^ <a href="#cite_ref-anre22_1-0"><sup><i><b>a</b></i></sup></a> <a href="#cite_ref-anre22_1-1"><sup><i><b>b</b></i></sup></a> <a href="#cite_ref-anre22_1-2"><sup><i><b>c</b></i></sup></a></span> <span class="reference-text"><style data-mw-deduplicate="TemplateStyles:r1238218222">.mw-parser-output cite.citation{font-style:inherit;word-wrap:break-word}.mw-parser-output .citation q{quotes:"\"""\"""'""'"}.mw-parser-output .citation:target{background-color:rgba(0,127,255,0.133)}.mw-parser-output .id-lock-free.id-lock-free a{background:url("//upload.wikimedia.org/wikipedia/commons/6/65/Lock-green.svg")right 0.1em center/9px no-repeat}.mw-parser-output .id-lock-limited.id-lock-limited a,.mw-parser-output .id-lock-registration.id-lock-registration a{background:url("//upload.wikimedia.org/wikipedia/commons/d/d6/Lock-gray-alt-2.svg")right 0.1em center/9px no-repeat}.mw-parser-output .id-lock-subscription.id-lock-subscription a{background:url("//upload.wikimedia.org/wikipedia/commons/a/aa/Lock-red-alt-2.svg")right 0.1em center/9px no-repeat}.mw-parser-output .cs1-ws-icon a{background:url("//upload.wikimedia.org/wikipedia/commons/4/4c/Wikisource-logo.svg")right 0.1em center/12px no-repeat}body:not(.skin-timeless):not(.skin-minerva) .mw-parser-output .id-lock-free a,body:not(.skin-timeless):not(.skin-minerva) .mw-parser-output .id-lock-limited a,body:not(.skin-timeless):not(.skin-minerva) .mw-parser-output .id-lock-registration a,body:not(.skin-timeless):not(.skin-minerva) .mw-parser-output .id-lock-subscription a,body:not(.skin-timeless):not(.skin-minerva) .mw-parser-output .cs1-ws-icon a{background-size:contain;padding:0 1em 0 0}.mw-parser-output .cs1-code{color:inherit;background:inherit;border:none;padding:inherit}.mw-parser-output .cs1-hidden-error{display:none;color:var(--color-error,#d33)}.mw-parser-output .cs1-visible-error{color:var(--color-error,#d33)}.mw-parser-output .cs1-maint{display:none;color:#085;margin-left:0.3em}.mw-parser-output .cs1-kern-left{padding-left:0.2em}.mw-parser-output .cs1-kern-right{padding-right:0.2em}.mw-parser-output .citation .mw-selflink{font-weight:inherit}@media screen{.mw-parser-output .cs1-format{font-size:95%}html.skin-theme-clientpref-night .mw-parser-output .cs1-maint{color:#18911f}}@media screen and (prefers-color-scheme:dark){html.skin-theme-clientpref-os .mw-parser-output .cs1-maint{color:#18911f}}</style><cite class="citation web cs1"><a rel="nofollow" class="external text" href="https://www.bendigoadelaide.com.au/globalassets/documents/bendigoadelaide/investorcentre/results-and-reporting/annual-reviews/annualfinancialreport2022.pdf">"Annual Financial Report 2022"</a> <span class="cs1-format">(PDF)</span>. Bendigo and Adelaide Bank Limited. September 2022<span class="reference-accessdate">. Retrieved <span class="nowrap">22 May</span> 2023</span>.</cite><span title="ctx_ver=Z39.88-2004&amp;rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Abook&amp;rft.genre=unknown&amp;rft.btitle=Annual+Financial+Report+2022&amp;rft.pub=Bendigo+and+Adelaide+Bank+Limited&amp;rft.date=2022-09&amp;rft_id=https%3A%2F%2Fwww.bendigoadelaide.com.au%2Fglobalassets%2Fdocuments%2Fbendigoadelaide%2Finvestorcentre%2Fresults-and-reporting%2Fannual-reviews%2Fannualfinancialreport2022.pdf&amp;rfr_id=info%3Asid%2Fen.wikipedia.org%3ABendigo+and+Adelaide+Bank" class="Z3988"></span></span> </li> <li id="cite_note-mergerInfo-2"><span class="mw-cite-backlink">^ <a href="#cite_ref-mergerInfo_2-0"><sup><i><b>a</b></i></sup></a> <a href="#cite_ref-mergerInfo_2-1"><sup><i><b>b</b></i></sup></a></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation web cs1"><a rel="nofollow" class="external text" href="https://web.archive.org/web/20071215204847/http://www.bendigobank.com.au/public/about_us/investor/bendigo_bank_and_adelaide_bank_merger.asp">"Bendigo Bank Merger information page"</a>. Archived from <a rel="nofollow" class="external text" href="http://www.bendigobank.com.au/public/about_us/investor/bendigo_bank_and_adelaide_bank_merger.asp">the original</a> on 15 December 2007.</cite><span title="ctx_ver=Z39.88-2004&amp;rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Abook&amp;rft.genre=unknown&amp;rft.btitle=Bendigo+Bank+Merger+information+page&amp;rft_id=http%3A%2F%2Fwww.bendigobank.com.au%2Fpublic%2Fabout_us%2Finvestor%2Fbendigo_bank_and_adelaide_bank_merger.asp&amp;rfr_id=info%3Asid%2Fen.wikipedia.org%3ABendigo+and+Adelaide+Bank" class="Z3988"></span></span> </li> <li id="cite_note-3"><span class="mw-cite-backlink"><b><a href="#cite_ref-3">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite id="CITEREFEllis2018" class="citation news cs1">Ellis, Eric (3 January 2018). <a rel="nofollow" class="external text" href="https://www.euromoney.com/article/b169wnqg3jkz4p/bendigo-gives-a-lesson-in-community-banking">"Bendigo gives a lesson in community banking"</a>. <i>Euromoney</i><span class="reference-accessdate">. Retrieved <span class="nowrap">4 November</span> 2019</span>.</cite><span title="ctx_ver=Z39.88-2004&amp;rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&amp;rft.genre=article&amp;rft.jtitle=Euromoney&amp;rft.atitle=Bendigo+gives+a+lesson+in+community+banking&amp;rft.date=2018-01-03&amp;rft.aulast=Ellis&amp;rft.aufirst=Eric&amp;rft_id=https%3A%2F%2Fwww.euromoney.com%2Farticle%2Fb169wnqg3jkz4p%2Fbendigo-gives-a-lesson-in-community-banking&amp;rfr_id=info%3Asid%2Fen.wikipedia.org%3ABendigo+and+Adelaide+Bank" class="Z3988"></span></span> </li> <li id="cite_note-4"><span class="mw-cite-backlink"><b><a href="#cite_ref-4">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation web cs1"><a rel="nofollow" class="external text" href="https://www-legacy.afr.com/research-tools/BEN/company-profile/operational-history?year=1997">"Bendigo and Adelaide Bank – Operational History – 1997"</a>. <i>The Australian Financial Review</i><span class="reference-accessdate">. Retrieved <span class="nowrap">4 November</span> 2019</span>.</cite><span title="ctx_ver=Z39.88-2004&amp;rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&amp;rft.genre=unknown&amp;rft.jtitle=The+Australian+Financial+Review&amp;rft.atitle=Bendigo+and+Adelaide+Bank+%E2%80%93+Operational+History+%E2%80%93+1997&amp;rft_id=https%3A%2F%2Fwww-legacy.afr.com%2Fresearch-tools%2FBEN%2Fcompany-profile%2Foperational-history%3Fyear%3D1997&amp;rfr_id=info%3Asid%2Fen.wikipedia.org%3ABendigo+and+Adelaide+Bank" class="Z3988"></span></span> </li> <li id="cite_note-5"><span class="mw-cite-backlink"><b><a href="#cite_ref-5">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite id="CITEREFMayne2008" class="citation book cs1">Mayne, Alan (2008). "Neighbours". <a rel="nofollow" class="external text" href="https://books.google.com/books?id=ols9pEnwPhgC"><i>Building the Village: A History of Bendigo Bank</i></a>. Wakefield Press. pp.&#160;50–51. <a href="/wiki/ISBN_(identifier)" class="mw-redirect" title="ISBN (identifier)">ISBN</a>&#160;<a href="/wiki/Special:BookSources/978-1-86254-832-9" title="Special:BookSources/978-1-86254-832-9"><bdi>978-1-86254-832-9</bdi></a>.</cite><span title="ctx_ver=Z39.88-2004&amp;rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Abook&amp;rft.genre=bookitem&amp;rft.atitle=Neighbours&amp;rft.btitle=Building+the+Village%3A+A+History+of+Bendigo+Bank&amp;rft.pages=50-51&amp;rft.pub=Wakefield+Press&amp;rft.date=2008&amp;rft.isbn=978-1-86254-832-9&amp;rft.aulast=Mayne&amp;rft.aufirst=Alan&amp;rft_id=https%3A%2F%2Fbooks.google.com%2Fbooks%3Fid%3Dols9pEnwPhgC&amp;rfr_id=info%3Asid%2Fen.wikipedia.org%3ABendigo+and+Adelaide+Bank" class="Z3988"></span></span> </li> <li id="cite_note-6"><span class="mw-cite-backlink"><b><a href="#cite_ref-6">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation news cs1"><a rel="nofollow" class="external text" href="http://www.abc.net.au/news/2007-04-24/bendigo-bank-rejects-takeover-plan/2530830">"Bendigo Bank rejects takeover plan"</a>. <i>ABC News</i>. 24 April 2007<span class="reference-accessdate">. Retrieved <span class="nowrap">17 December</span> 2016</span>.</cite><span title="ctx_ver=Z39.88-2004&amp;rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&amp;rft.genre=article&amp;rft.jtitle=ABC+News&amp;rft.atitle=Bendigo+Bank+rejects+takeover+plan&amp;rft.date=2007-04-24&amp;rft_id=http%3A%2F%2Fwww.abc.net.au%2Fnews%2F2007-04-24%2Fbendigo-bank-rejects-takeover-plan%2F2530830&amp;rfr_id=info%3Asid%2Fen.wikipedia.org%3ABendigo+and+Adelaide+Bank" class="Z3988"></span></span> </li> <li id="cite_note-nameChange-7"><span class="mw-cite-backlink"><b><a href="#cite_ref-nameChange_7-0">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation web cs1"><a rel="nofollow" class="external text" href="https://web.archive.org/web/20170305191811/http://www.bendigobank.com.au/public/__data/assets/pdf_file/0007/8395/Notification_of_Company_Name_Change.pdf">"Bendigo Bank and Adelaide Bank name change – Important notification to Bendigo Bank customers"</a> <span class="cs1-format">(PDF)</span>. Bendigo Bank and Adelaide Bank Limited. Archived from <a rel="nofollow" class="external text" href="http://www.bendigobank.com.au/public/__data/assets/pdf_file/0007/8395/Notification_of_Company_Name_Change.pdf">the original</a> <span class="cs1-format">(PDF)</span> on 5 March 2017<span class="reference-accessdate">. Retrieved <span class="nowrap">17 December</span> 2016</span>.</cite><span title="ctx_ver=Z39.88-2004&amp;rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Abook&amp;rft.genre=unknown&amp;rft.btitle=Bendigo+Bank+and+Adelaide+Bank+name+change+%E2%80%93+Important+notification+to+Bendigo+Bank+customers&amp;rft.pub=Bendigo+Bank+and+Adelaide+Bank+Limited&amp;rft_id=http%3A%2F%2Fwww.bendigobank.com.au%2Fpublic%2F&#95;_data%2Fassets%2Fpdf_file%2F0007%2F8395%2FNotification_of_Company_Name_Change.pdf&amp;rfr_id=info%3Asid%2Fen.wikipedia.org%3ABendigo+and+Adelaide+Bank" class="Z3988"></span></span> </li> <li id="cite_note-Bendigo_Bank_News-8"><span class="mw-cite-backlink"><b><a href="#cite_ref-Bendigo_Bank_News_8-0">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation web cs1"><a rel="nofollow" class="external text" href="https://web.archive.org/web/20140821081422/http://www.bendigobank.com.au/about_us/news/news_dbdetail.asp?nID=661%2F">"Bendigo Bank News"</a>. Archived from <a rel="nofollow" class="external text" href="http://www.bendigobank.com.au/about_us/news/news_dbdetail.asp?nID=661/">the original</a> on 21 August 2014<span class="reference-accessdate">. Retrieved <span class="nowrap">6 January</span> 2012</span>.</cite><span title="ctx_ver=Z39.88-2004&amp;rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Abook&amp;rft.genre=unknown&amp;rft.btitle=Bendigo+Bank+News&amp;rft_id=http%3A%2F%2Fwww.bendigobank.com.au%2Fabout_us%2Fnews%2Fnews_dbdetail.asp%3FnID%3D661%2F&amp;rfr_id=info%3Asid%2Fen.wikipedia.org%3ABendigo+and+Adelaide+Bank" class="Z3988"></span></span> </li> <li id="cite_note-9"><span class="mw-cite-backlink"><b><a href="#cite_ref-9">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation web cs1"><a rel="nofollow" class="external text" href="https://www.bankingday.com/bendigo-set-to-retire-delphi#:~:text=%E2%80%9CThe%20changes%20include%20the%20transition,22%2C%E2%80%9D%20the%20spokesperson%20said.">"Bendigo set to retire Delphi as a product brand"</a>. 19 October 2021.</cite><span title="ctx_ver=Z39.88-2004&amp;rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Abook&amp;rft.genre=unknown&amp;rft.btitle=Bendigo+set+to+retire+Delphi+as+a+product+brand&amp;rft.date=2021-10-19&amp;rft_id=https%3A%2F%2Fwww.bankingday.com%2Fbendigo-set-to-retire-delphi%23%3A~%3Atext%3D%25E2%2580%259CThe%2520changes%2520include%2520the%2520transition%2C22%252C%25E2%2580%259D%2520the%2520spokesperson%2520said.&amp;rfr_id=info%3Asid%2Fen.wikipedia.org%3ABendigo+and+Adelaide+Bank" class="Z3988"></span></span> </li> <li id="cite_note-10"><span class="mw-cite-backlink"><b><a href="#cite_ref-10">^</a></b></span> <span class="reference-text"><a rel="nofollow" class="external text" href="http://www.bendigodebtorfinance.com.au">Bendigo Debtor Finance</a></span> </li> <li id="cite_note-11"><span class="mw-cite-backlink"><b><a href="#cite_ref-11">^</a></b></span> <span class="reference-text">Bendigo Bank executive Marnie Baker, Bendigo Advertiser, 7 June 2014</span> </li> <li id="cite_note-12"><span class="mw-cite-backlink"><b><a href="#cite_ref-12">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation web cs1"><a rel="nofollow" class="external text" href="https://www.alliancebankgroup.com.au/articles/industry/alliance-bank-q-and-a/">"Credit Union to Alliance Bank"</a>. <i>www.alliancebankgroup.com.au</i>.</cite><span title="ctx_ver=Z39.88-2004&amp;rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&amp;rft.genre=unknown&amp;rft.jtitle=www.alliancebankgroup.com.au&amp;rft.atitle=Credit+Union+to+Alliance+Bank&amp;rft_id=https%3A%2F%2Fwww.alliancebankgroup.com.au%2Farticles%2Findustry%2Falliance-bank-q-and-a%2F&amp;rfr_id=info%3Asid%2Fen.wikipedia.org%3ABendigo+and+Adelaide+Bank" class="Z3988"></span></span> </li> <li id="cite_note-13"><span class="mw-cite-backlink"><b><a href="#cite_ref-13">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation web cs1"><a rel="nofollow" class="external text" href="https://www.alliancebankgroup.com.au/articles/industry/5th-birthday/">"Alliance Bank's 5th Anniversary"</a>. <i>www.alliancebankgroup.com.au</i>.</cite><span title="ctx_ver=Z39.88-2004&amp;rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&amp;rft.genre=unknown&amp;rft.jtitle=www.alliancebankgroup.com.au&amp;rft.atitle=Alliance+Bank%27s+5th+Anniversary&amp;rft_id=https%3A%2F%2Fwww.alliancebankgroup.com.au%2Farticles%2Findustry%2F5th-birthday%2F&amp;rfr_id=info%3Asid%2Fen.wikipedia.org%3ABendigo+and+Adelaide+Bank" class="Z3988"></span></span> </li> <li id="cite_note-14"><span class="mw-cite-backlink"><b><a href="#cite_ref-14">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation web cs1"><a rel="nofollow" class="external text" href="https://www.awaalliancebank.com.au/about-us/history-of-awa">"History of AWA"</a>. <i>www.awaalliancebank.com.au</i>.</cite><span title="ctx_ver=Z39.88-2004&amp;rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&amp;rft.genre=unknown&amp;rft.jtitle=www.awaalliancebank.com.au&amp;rft.atitle=History+of+AWA&amp;rft_id=https%3A%2F%2Fwww.awaalliancebank.com.au%2Fabout-us%2Fhistory-of-awa&amp;rfr_id=info%3Asid%2Fen.wikipedia.org%3ABendigo+and+Adelaide+Bank" class="Z3988"></span></span> </li> <li id="cite_note-15"><span class="mw-cite-backlink"><b><a href="#cite_ref-15">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation web cs1"><a rel="nofollow" class="external text" href="https://www.financedirectory.net.au/circle-credit-co-operative-limited-76.html">"Circle Credit Co-operative Limited"</a>. <i>Financial Services Directory</i>.</cite><span title="ctx_ver=Z39.88-2004&amp;rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&amp;rft.genre=unknown&amp;rft.jtitle=Financial+Services+Directory&amp;rft.atitle=Circle+Credit+Co-operative+Limited&amp;rft_id=https%3A%2F%2Fwww.financedirectory.net.au%2Fcircle-credit-co-operative-limited-76.html&amp;rfr_id=info%3Asid%2Fen.wikipedia.org%3ABendigo+and+Adelaide+Bank" class="Z3988"></span></span> </li> <li id="cite_note-16"><span class="mw-cite-backlink"><b><a href="#cite_ref-16">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation web cs1"><a rel="nofollow" class="external text" href="https://www.serviceone.com.au/OurStory">"Our Story"</a>. <i>www.serviceone.com.au</i>.</cite><span title="ctx_ver=Z39.88-2004&amp;rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&amp;rft.genre=unknown&amp;rft.jtitle=www.serviceone.com.au&amp;rft.atitle=Our+Story&amp;rft_id=https%3A%2F%2Fwww.serviceone.com.au%2FOurStory&amp;rfr_id=info%3Asid%2Fen.wikipedia.org%3ABendigo+and+Adelaide+Bank" class="Z3988"></span></span> </li> <li id="cite_note-17"><span class="mw-cite-backlink"><b><a href="#cite_ref-17">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation web cs1"><a rel="nofollow" class="external text" href="https://www.financedirectory.net.au/berrima-district-credit-union-80.html">"Berrima District Credit Union"</a>. <i>Financial Services Directory</i>.</cite><span title="ctx_ver=Z39.88-2004&amp;rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&amp;rft.genre=unknown&amp;rft.jtitle=Financial+Services+Directory&amp;rft.atitle=Berrima+District+Credit+Union&amp;rft_id=https%3A%2F%2Fwww.financedirectory.net.au%2Fberrima-district-credit-union-80.html&amp;rfr_id=info%3Asid%2Fen.wikipedia.org%3ABendigo+and+Adelaide+Bank" class="Z3988"></span></span> </li> <li id="cite_note-18"><span class="mw-cite-backlink"><b><a href="#cite_ref-18">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation web cs1"><a rel="nofollow" class="external text" href="https://www.alliancebankgroup.com.au/articles/industry/nova-a-new-alliance-bank/">"NOVA, a new Alliance Bank"</a>. <i>www.alliancebankgroup.com.au</i>.</cite><span title="ctx_ver=Z39.88-2004&amp;rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&amp;rft.genre=unknown&amp;rft.jtitle=www.alliancebankgroup.com.au&amp;rft.atitle=NOVA%2C+a+new+Alliance+Bank&amp;rft_id=https%3A%2F%2Fwww.alliancebankgroup.com.au%2Farticles%2Findustry%2Fnova-a-new-alliance-bank%2F&amp;rfr_id=info%3Asid%2Fen.wikipedia.org%3ABendigo+and+Adelaide+Bank" class="Z3988"></span></span> </li> <li id="cite_note-19"><span class="mw-cite-backlink"><b><a href="#cite_ref-19">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation web cs1"><a rel="nofollow" class="external text" href="https://www.awaalliancebank.com.au/community/latest-news/proposed-changes-for-awa-mutual-limited-awa">"Proposed changes for AWA Mutual Limited (AWA)"</a>.</cite><span title="ctx_ver=Z39.88-2004&amp;rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Abook&amp;rft.genre=unknown&amp;rft.btitle=Proposed+changes+for+AWA+Mutual+Limited+%28AWA%29&amp;rft_id=https%3A%2F%2Fwww.awaalliancebank.com.au%2Fcommunity%2Flatest-news%2Fproposed-changes-for-awa-mutual-limited-awa&amp;rfr_id=info%3Asid%2Fen.wikipedia.org%3ABendigo+and+Adelaide+Bank" class="Z3988"></span></span> </li> <li id="cite_note-20"><span class="mw-cite-backlink"><b><a href="#cite_ref-20">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation web cs1"><a rel="nofollow" class="external text" href="https://www.bendigobank.com.au/community/">"Community"</a>.</cite><span title="ctx_ver=Z39.88-2004&amp;rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Abook&amp;rft.genre=unknown&amp;rft.btitle=Community&amp;rft_id=https%3A%2F%2Fwww.bendigobank.com.au%2Fcommunity%2F&amp;rfr_id=info%3Asid%2Fen.wikipedia.org%3ABendigo+and+Adelaide+Bank" class="Z3988"></span></span> </li> <li id="cite_note-21"><span class="mw-cite-backlink"><b><a href="#cite_ref-21">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation web cs1"><a rel="nofollow" class="external text" href="https://www.savings.com.au/home-loans/lenders/bendigo-bank-home-loans">"Bendigo Bank home loans review - On a mission to become Australia's bank of choice"</a>. Savings.com.au. 18 October 2024<span class="reference-accessdate">. Retrieved <span class="nowrap">23 October</span> 2024</span>.</cite><span title="ctx_ver=Z39.88-2004&amp;rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Abook&amp;rft.genre=unknown&amp;rft.btitle=Bendigo+Bank+home+loans+review+-+On+a+mission+to+become+Australia%E2%80%99s+bank+of+choice&amp;rft.pub=Savings.com.au&amp;rft.date=2024-10-18&amp;rft_id=https%3A%2F%2Fwww.savings.com.au%2Fhome-loans%2Flenders%2Fbendigo-bank-home-loans&amp;rfr_id=info%3Asid%2Fen.wikipedia.org%3ABendigo+and+Adelaide+Bank" class="Z3988"></span></span> </li> <li id="cite_note-22"><span class="mw-cite-backlink"><b><a href="#cite_ref-22">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation web cs1"><a rel="nofollow" class="external text" href="https://www.bendigoadelaide.com.au/investor-centre/annual-review/2021-annual-review/">"2021 Annual Review"</a>.</cite><span title="ctx_ver=Z39.88-2004&amp;rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Abook&amp;rft.genre=unknown&amp;rft.btitle=2021+Annual+Review&amp;rft_id=https%3A%2F%2Fwww.bendigoadelaide.com.au%2Finvestor-centre%2Fannual-review%2F2021-annual-review%2F&amp;rfr_id=info%3Asid%2Fen.wikipedia.org%3ABendigo+and+Adelaide+Bank" class="Z3988"></span></span> </li> <li id="cite_note-23"><span class="mw-cite-backlink"><b><a href="#cite_ref-23">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation web cs1"><a rel="nofollow" class="external text" href="http://neoskosmos.com/news/en/say-hello-to-delphi-bank">"Say hello to Delphi Bank"</a>. <i>neoskosmos.com</i>. <a href="/w/index.php?title=Neo_Kosmos_(newspaper)&amp;action=edit&amp;redlink=1" class="new" title="Neo Kosmos (newspaper) (page does not exist)">Neo Kosmos</a>. 4 December 2012<span class="reference-accessdate">. Retrieved <span class="nowrap">22 January</span> 2015</span>.</cite><span title="ctx_ver=Z39.88-2004&amp;rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&amp;rft.genre=unknown&amp;rft.jtitle=neoskosmos.com&amp;rft.atitle=Say+hello+to+Delphi+Bank&amp;rft.date=2012-12-04&amp;rft_id=http%3A%2F%2Fneoskosmos.com%2Fnews%2Fen%2Fsay-hello-to-delphi-bank&amp;rfr_id=info%3Asid%2Fen.wikipedia.org%3ABendigo+and+Adelaide+Bank" class="Z3988"></span></span> </li> <li id="cite_note-24"><span class="mw-cite-backlink"><b><a href="#cite_ref-24">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation web cs1"><a rel="nofollow" class="external text" href="https://www.bendigoadelaide.com.au/investor-centre/annual-review/2021-annual-review/">"2021 Annual Review"</a>.</cite><span title="ctx_ver=Z39.88-2004&amp;rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Abook&amp;rft.genre=unknown&amp;rft.btitle=2021+Annual+Review&amp;rft_id=https%3A%2F%2Fwww.bendigoadelaide.com.au%2Finvestor-centre%2Fannual-review%2F2021-annual-review%2F&amp;rfr_id=info%3Asid%2Fen.wikipedia.org%3ABendigo+and+Adelaide+Bank" class="Z3988"></span></span> </li> <li id="cite_note-25"><span class="mw-cite-backlink"><b><a href="#cite_ref-25">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation news cs1"><a rel="nofollow" class="external text" href="http://www.standard.net.au/story/1201167/investors-regain-access-to-southern-financial-group-funds-on-monday/">"Investors regain access to Southern Financial Group funds on Monday"</a>. <i>The Standard</i>. 22 December 2012<span class="reference-accessdate">. Retrieved <span class="nowrap">22 January</span> 2015</span>.</cite><span title="ctx_ver=Z39.88-2004&amp;rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&amp;rft.genre=article&amp;rft.jtitle=The+Standard&amp;rft.atitle=Investors+regain+access+to+Southern+Financial+Group+funds+on+Monday&amp;rft.date=2012-12-22&amp;rft_id=http%3A%2F%2Fwww.standard.net.au%2Fstory%2F1201167%2Finvestors-regain-access-to-southern-financial-group-funds-on-monday%2F&amp;rfr_id=info%3Asid%2Fen.wikipedia.org%3ABendigo+and+Adelaide+Bank" class="Z3988"></span></span> </li> </ol></div></div> <div class="mw-heading mw-heading2"><h2 id="External_links">External links</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Bendigo_and_Adelaide_Bank&amp;action=edit&amp;section=5" title="Edit section: External links"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <ul><li><a rel="nofollow" class="external text" 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title="Banking in Australia">Banking in Australia</a></div></th></tr><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/Central_bank" title="Central bank">Central bank</a></th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Reserve_Bank_of_Australia" title="Reserve Bank of Australia">Reserve Bank of Australia</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Local banks</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"></div><table class="nowraplinks navbox-subgroup" style="border-spacing:0"><tbody><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/Big_Four_(banking)#Australia" title="Big Four (banking)">Big Four</a></th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/ANZ_(bank)" title="ANZ (bank)">ANZ</a> <ul><li><a href="/wiki/Suncorp_Bank" title="Suncorp Bank">Suncorp Bank</a></li></ul></li> <li><a href="/wiki/Commonwealth_Bank" title="Commonwealth Bank">Commonwealth Bank</a> <ul><li><a href="/wiki/Bankwest" title="Bankwest">Bankwest</a></li></ul></li> <li><a href="/wiki/National_Australia_Bank" title="National Australia Bank">National Australia Bank</a> <ul><li><a href="/wiki/UBank" title="UBank">UBank</a></li></ul></li> <li><a href="/wiki/Westpac" title="Westpac">Westpac</a> <ul><li><a href="/wiki/Bank_of_Melbourne_(2011)" title="Bank of Melbourne (2011)">Bank of Melbourne</a></li> <li><a href="/wiki/BankSA" title="BankSA">BankSA</a></li> <li><a href="/wiki/St.George_Bank" title="St.George Bank">St.George Bank</a></li></ul></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/Retail_banking" title="Retail banking">Other retail</a></th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Alex_Bank" title="Alex Bank">Alex Bank</a></li> <li><a href="/wiki/AMP_Limited" title="AMP Limited">AMP</a></li> <li><a href="/wiki/Auswide_Bank" title="Auswide Bank">Auswide Bank</a></li> <li><a href="/wiki/Judo_Bank" title="Judo Bank">Judo Bank</a></li> <li><a href="/wiki/Macquarie_Group" title="Macquarie Group">Macquarie Bank</a></li> <li><a href="/wiki/Bank_of_Queensland" title="Bank of Queensland">Bank of Queensland</a> <ul><li><a href="/wiki/ME_Bank" title="ME Bank">ME Bank</a></li> <li><a href="/wiki/Virgin_Money_Australia" title="Virgin Money Australia">Virgin Money</a></li></ul></li> <li><a href="/wiki/Bendigo_%26_Adelaide_Bank" class="mw-redirect" title="Bendigo &amp; Adelaide Bank">Bendigo &amp; Adelaide Bank</a> <ul><li><a href="/wiki/Up_(Australian_bank)" title="Up (Australian bank)">Up</a></li></ul></li> <li><a href="/wiki/Tyro_Payments" class="mw-redirect" title="Tyro Payments">Tyro Payments</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/Cooperative_banking" title="Cooperative banking">Member-owned</a></th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Australian_Unity" title="Australian Unity">Australian Unity</a></li> <li><a href="/wiki/Bank_Australia" title="Bank Australia">Bank Australia</a></li> <li><a href="/wiki/Bank_First" title="Bank First">Bank First</a></li> <li><a href="/wiki/BankVic" title="BankVic">BankVic</a></li> <li><a href="/wiki/Beyond_Bank_Australia" title="Beyond Bank Australia">Beyond Bank Australia</a></li> <li><a href="/wiki/Cairns_Bank" title="Cairns Bank">Cairns Bank</a></li> <li><a href="/wiki/Community_First_Bank" title="Community First Bank">Community First Bank</a></li> <li><a href="/wiki/Credit_Union_SA" title="Credit Union SA">Credit Union SA</a></li> <li><a href="/wiki/Cuscal" title="Cuscal">Cuscal</a></li> <li><a href="/wiki/Great_Southern_Bank" title="Great Southern Bank">Great Southern Bank</a></li> <li><a href="/wiki/Heritage_Bank" title="Heritage Bank">Heritage Bank</a></li> <li><a href="/wiki/Hume_Bank" title="Hume Bank">Hume Bank</a></li> <li><a href="/wiki/IMB_Bank" title="IMB Bank">IMB</a></li> <li><a href="/wiki/MyState" class="mw-redirect" title="MyState">MyState</a></li> <li>Newcastle Greater Mutual <ul><li><a href="/wiki/Greater_Bank" title="Greater Bank">Greater Bank</a></li> <li><a href="/wiki/Newcastle_Permanent_Building_Society" class="mw-redirect" title="Newcastle Permanent Building Society">Newcastle Permanent</a></li></ul></li> <li><a href="/wiki/P%26N_Bank" title="P&amp;N Bank">P&amp;N Bank</a></li> <li><a href="/wiki/People_First_Bank" title="People First Bank">People First Bank</a> <ul><li><a href="/wiki/Heritage_Bank" title="Heritage Bank">Heritage Bank</a></li> <li><a href="/wiki/People%27s_Choice_Credit_Union" title="People&#39;s Choice Credit Union">People's Choice</a></li></ul></li> <li><a href="/wiki/Police_Bank" title="Police Bank">Police Bank</a></li> <li><a href="/wiki/Qudos_Bank" title="Qudos Bank">Qudos Bank</a></li> <li><a href="/wiki/Royal_Automobile_Club_of_Queensland" title="Royal Automobile Club of Queensland">RACQ Bank</a></li> <li><a href="/wiki/Regional_Australia_Bank" title="Regional Australia Bank">Regional Australia Bank</a></li> <li><a href="/wiki/Teachers_Mutual_Bank" title="Teachers Mutual Bank">Teachers Mutual Bank</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/De-banking" title="De-banking">Defunct</a></th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Volt_Bank" title="Volt Bank">Volt Bank</a></li> <li><a href="/wiki/Xinja" title="Xinja">Xinja</a></li></ul> </div></td></tr></tbody></table><div></div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Foreign banks</th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Arab_Bank" title="Arab Bank">Arab Bank</a></li> <li><a href="/wiki/Bank_of_China" title="Bank of China">Bank of China</a></li> <li><a href="/wiki/Bank_of_Beirut" title="Bank of Beirut">Bank of Beirut</a></li> <li><a href="/wiki/Heartland_Bank" title="Heartland Bank">Heartland Bank</a></li> <li><a href="/wiki/HSBC_Bank_Australia" title="HSBC Bank Australia">HSBC</a></li> <li><a href="/wiki/ING_Australia" title="ING Australia">ING</a></li> <li><a href="/wiki/Rabobank" title="Rabobank">Rabobank</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Non-bank lenders</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Aussie_(financial_group)" title="Aussie (financial group)">Aussie</a></li> <li><a href="/wiki/Latitude_Financial_Services" title="Latitude Financial Services">Latitude</a></li> <li><a href="/wiki/La_Trobe_Financial" title="La Trobe Financial">La Trobe Financial</a></li> <li><a href="/wiki/Mortgage_Choice" title="Mortgage Choice">Mortgage Choice</a></li> <li><a href="/wiki/Pepper_Money" title="Pepper Money">Pepper Money</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/Bank_regulation" class="mw-redirect" title="Bank regulation">Regulators</a></th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Australian_Securities_and_Investments_Commission" title="Australian Securities and Investments Commission">Australian Securities and Investments Commission</a></li> <li><a href="/wiki/Australian_Competition_%26_Consumer_Commission" class="mw-redirect" title="Australian Competition &amp; Consumer Commission">Australian Competition &amp; Consumer Commission</a></li> <li><a href="/wiki/Australian_Prudential_Regulation_Authority" title="Australian Prudential Regulation Authority">Australian Prudential Regulation Authority</a></li> <li><a href="/wiki/Australian_Payments_Council" title="Australian Payments Council">Australian Payments Council</a></li> <li><a href="/wiki/Australian_Payments_Network" title="Australian Payments Network">Australian Payments Network</a> <ul><li><a href="/wiki/New_Payments_Platform" title="New Payments Platform">New Payments Platform</a></li></ul></li> <li><a href="/wiki/Four_pillars_policy" title="Four pillars policy">Four pillars policy</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Inquiries</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"><a href="/wiki/Royal_Commission_into_Misconduct_in_the_Banking,_Superannuation_and_Financial_Services_Industry" title="Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry">Royal Commission 2017–2019</a></div></td></tr><tr><td class="navbox-abovebelow" colspan="2"><div> <ul><li><a href="/wiki/Category:Banks_of_Australia" title="Category:Banks of Australia">Category:Banks of Australia</a></li> <li><a href="/wiki/Economy_of_Australia" title="Economy of Australia">Economy of Australia</a></li> <li><a href="/wiki/Financial_system_in_Australia" title="Financial system in Australia">Financial system in Australia</a></li> <li><a href="/wiki/List_of_banks_in_Australia" title="List of banks in Australia">List of banks in Australia</a></li></ul> </div></td></tr></tbody></table></div> <div class="navbox-styles"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1129693374"><link rel="mw-deduplicated-inline-style" 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title="Special:EditPage/Template:S&amp;P/ASX 200"><abbr title="Edit this template">e</abbr></a></li></ul></div><div id="S&amp;amp;P/ASX_50_←_25px_S&amp;amp;P/ASX_200_companies_of_Australia_→_S&amp;amp;P/ASX_300" style="font-size:114%;margin:0 4em"><small><a href="/wiki/S%26P/ASX_50" title="S&amp;P/ASX 50">S&amp;P/ASX 50</a></small> ←&#160;&#160;&#160;<span typeof="mw:File"><a href="/wiki/File:Flag_of_Australia.svg" class="mw-file-description"><img src="//upload.wikimedia.org/wikipedia/en/thumb/b/b9/Flag_of_Australia.svg/25px-Flag_of_Australia.svg.png" decoding="async" width="25" height="13" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/en/thumb/b/b9/Flag_of_Australia.svg/38px-Flag_of_Australia.svg.png 1.5x, //upload.wikimedia.org/wikipedia/en/thumb/b/b9/Flag_of_Australia.svg/50px-Flag_of_Australia.svg.png 2x" data-file-width="1280" data-file-height="640" /></a></span> <a href="/wiki/S%26P/ASX_200" title="S&amp;P/ASX 200">S&amp;P/ASX 200</a> companies of <a href="/wiki/Australia" title="Australia">Australia</a>&#160;&#160;&#160;→ <small><a href="/wiki/S%26P/ASX_300" title="S&amp;P/ASX 300">S&amp;P/ASX 300</a></small></div></th></tr><tr><th scope="row" class="navbox-group" style="width:1%">Communication Services</th><td class="navbox-list-with-group navbox-list navbox-odd hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/CAR_Group" title="CAR Group">CAR Group</a></li> <li><a href="/wiki/Chorus_Limited" title="Chorus Limited">Chorus</a></li> <li><a href="/wiki/Domain_Group" title="Domain Group">Domain</a></li> <li><b><a href="/wiki/REA_Group" title="REA Group">REA Group</a></b></li> <li><b><a href="/wiki/SEEK" title="SEEK">Seek</a></b></li> <li><a href="/wiki/Spark_New_Zealand" title="Spark New Zealand">Spark New Zealand</a></li> <li><b><a href="/wiki/Telstra" title="Telstra">Telstra</a></b></li> <li><b><a href="/wiki/TPG_Telecom" title="TPG Telecom">TPG Telecom</a></b></li> <li><a href="/w/index.php?title=Uniti_Group&amp;action=edit&amp;redlink=1" class="new" title="Uniti Group (page does not exist)">Uniti Group</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Consumer <br />Discretionary</th><td class="navbox-list-with-group navbox-list navbox-even hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/w/index.php?title=ARB_Corporation&amp;action=edit&amp;redlink=1" class="new" title="ARB Corporation (page does not exist)">ARB Corporation</a></li> <li><b><a href="/wiki/Aristocrat_Leisure" title="Aristocrat Leisure">Aristocrat Leisure</a></b></li> <li><a href="/w/index.php?title=Bapcor&amp;action=edit&amp;redlink=1" class="new" title="Bapcor (page does not exist)">Bapcor</a></li> <li><a href="/wiki/Breville_Group" title="Breville Group">Breville</a></li> <li><a href="/wiki/Collins_Foods" title="Collins Foods">Collins Foods</a></li> <li>Corporate Travel Management</li> <li><a href="/wiki/Domino%27s_Pizza_Enterprises" title="Domino&#39;s Pizza Enterprises">Domino's Pizza</a></li> <li><a href="/wiki/Eagers_Automotive" title="Eagers Automotive">Eagers Automotive</a></li> <li><a href="/wiki/Flight_Centre" title="Flight Centre">Flight Centre</a></li> <li><a href="/w/index.php?title=GUD_Holdings&amp;action=edit&amp;redlink=1" class="new" title="GUD Holdings (page does not exist)">GUD Holdings</a></li> <li><a href="/wiki/G8_Education" title="G8 Education">G8 Education</a></li> <li><a href="/wiki/Harvey_Norman" title="Harvey Norman">Harvey Norman</a></li> <li><a href="/wiki/IDP_Education" title="IDP Education">IDP Education</a></li> <li><a href="/wiki/InvoCare" title="InvoCare">InvoCare</a></li> <li><a href="/wiki/JB_Hi-Fi" title="JB Hi-Fi">JB Hi-Fi</a></li> <li><a href="/wiki/Kogan.com" title="Kogan.com">Kogan.com</a></li> <li><a href="/wiki/News_Corp_Australia" title="News Corp Australia">News Corp</a></li> <li><a href="/wiki/Nine_Entertainment" title="Nine Entertainment">Nine Entertainment</a></li> <li><a href="/w/index.php?title=Pointsbet_Holdings&amp;action=edit&amp;redlink=1" class="new" title="Pointsbet Holdings (page does not exist)">Pointsbet Holdings</a></li> <li><a href="/wiki/Premier_Investments" class="mw-redirect" title="Premier Investments">Premier Investments</a></li> <li><a href="/wiki/Redbubble" title="Redbubble">Redbubble</a></li> <li><a href="/wiki/SkyCity_Entertainment_Group" title="SkyCity Entertainment Group">SkyCity Entertainment</a></li> <li><a href="/wiki/Star_Entertainment_Group" title="Star Entertainment Group">Star Entertainment</a></li> <li><a href="/wiki/Super_Retail_Group" title="Super Retail Group">Super Retail Group</a></li> <li><b><a href="/wiki/Tabcorp" title="Tabcorp">Tabcorp</a></b></li> <li><a href="/wiki/The_Lottery_Corporation" class="mw-redirect" title="The Lottery Corporation">The Lottery Corporation</a></li> <li><a href="/wiki/Webjet" title="Webjet">Webjet</a></li> <li><b><a href="/wiki/Wesfarmers" title="Wesfarmers">Wesfarmers</a></b></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Consumer <br />Staples</th><td class="navbox-list-with-group navbox-list navbox-odd hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/A2_Milk_Company" class="mw-redirect" title="A2 Milk Company">a2 Milk Company</a></li> <li><a href="/wiki/Bega_Group" title="Bega Group">Bega Group</a></li> <li><a href="/wiki/Blackmores" title="Blackmores">Blackmores</a></li> <li><b><a href="/wiki/Coles_Group" title="Coles Group">Coles</a></b></li> <li><a href="/wiki/Costa_Group" title="Costa Group">Costa Group</a></li> <li><a href="/wiki/Elders_Limited" title="Elders Limited">Elders</a></li> <li><b><a href="/wiki/Endeavour_Group" title="Endeavour Group">Endeavour Group</a></b></li> <li><a href="/wiki/GrainCorp" title="GrainCorp">GrainCorp</a></li> <li><a href="/wiki/Inghams" title="Inghams">Inghams</a></li> <li><a href="/wiki/Metcash" title="Metcash">Metcash</a></li> <li><a href="/wiki/Treasury_Wine_Estates" title="Treasury Wine Estates">Treasury Wine Estates</a></li> <li><b><a href="/wiki/Woolworths_Group_(Australia)" title="Woolworths Group (Australia)">Woolworths</a></b></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Energy</th><td class="navbox-list-with-group navbox-list navbox-even hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Ampol" title="Ampol">Ampol</a></li> <li><a href="/wiki/Beach_Energy" title="Beach Energy">Beach Energy</a></li> <li><a href="/wiki/Origin_Energy" title="Origin Energy">Origin Energy</a></li> <li><a href="/wiki/Soul_Patts" title="Soul Patts">Soul Patts</a></li> <li><b><a href="/wiki/Santos_Limited" title="Santos Limited">Santos</a></b></li> <li><a href="/wiki/Viva_Energy" title="Viva Energy">Viva Energy</a></li> <li><a href="/wiki/Whitehaven_Coal" title="Whitehaven Coal">Whitehaven Coal</a></li> <li><b><a href="/wiki/Woodside_Energy" title="Woodside Energy">Woodside Energy</a></b></li> <li><a href="/wiki/Worley_(company)" title="Worley (company)">Worley</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Financials</th><td class="navbox-list-with-group navbox-list navbox-odd hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Afterpay" title="Afterpay">Afterpay</a></li> <li><a href="/wiki/AMP_Limited" title="AMP Limited">AMP</a></li> <li><b><a href="/wiki/ANZ_Bank" class="mw-redirect" title="ANZ Bank">ANZ</a></b></li> <li><b><a href="/wiki/Australian_Securities_Exchange" title="Australian Securities Exchange">Australian Securities Exchange</a></b></li> <li>AUB Group</li> <li><a href="/wiki/Bank_of_Queensland" title="Bank of Queensland">Bank of Queensland</a></li> <li><a href="/wiki/Bendigo_%26_Adelaide_Bank" class="mw-redirect" title="Bendigo &amp; Adelaide Bank">Bendigo &amp; Adelaide Bank</a></li> <li><a href="/wiki/Challenger_(company)" title="Challenger (company)">Challenger</a></li> <li><a href="/wiki/Charter_Hall" title="Charter Hall">Charter Hall</a></li> <li><b><a href="/wiki/Commonwealth_Bank" title="Commonwealth Bank">Commonwealth Bank</a></b></li> <li><a href="/wiki/Credit_Corp_Group" title="Credit Corp Group">Credit Corp Group</a></li> <li><a href="/wiki/GQG_Partners" title="GQG Partners">GQG Partners</a></li> <li>HUB24</li> <li><b><a href="/wiki/Insurance_Australia_Group" title="Insurance Australia Group">Insurance Australia Group</a></b></li> <li><a href="/wiki/Insignia_Financial" title="Insignia Financial">Insignia Financial</a></li> <li><a href="/wiki/Janus_Henderson" title="Janus Henderson">Janus Henderson</a></li> <li><b><a href="/wiki/Magellan_Financial_Group" title="Magellan Financial Group">Magellan Global Fund</a></b></li> <li><b><a href="/wiki/Macquarie_Group" title="Macquarie Group">Macquarie Group</a></b></li> <li><a href="/wiki/Medibank" title="Medibank">Medibank</a></li> <li><b><a href="/wiki/National_Australia_Bank" title="National Australia Bank">National Australia Bank</a></b></li> <li>Netwealth</li> <li><a href="/wiki/Nib_Health_Funds" title="Nib Health Funds">nib Group</a></li> <li>Omni Bridgeway</li> <li><a href="/wiki/Perpetual_Limited" title="Perpetual Limited">Perpetual</a></li> <li><a href="/wiki/Pinnacle_Investment_Management" title="Pinnacle Investment Management">Pinnacle</a></li> <li><b><a href="/wiki/QBE_Insurance" title="QBE Insurance">QBE Insurance</a></b></li> <li>Steadfast Group</li> <li><b><a href="/wiki/Suncorp" class="mw-redirect" title="Suncorp">Suncorp</a></b></li> <li><a href="/wiki/Virgin_Money_UK" title="Virgin Money UK">Virgin Money UK</a></li> <li><b><a href="/wiki/Westpac" title="Westpac">Westpac</a></b></li> <li><a href="/wiki/Zip_Co" title="Zip Co">Zip</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Health Care</th><td class="navbox-list-with-group navbox-list navbox-even hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Ansell" title="Ansell">Ansell</a></li> <li>Clinuvel Pharmaceuticals</li> <li><b><a href="/wiki/Cochlear_Limited" title="Cochlear Limited">Cochlear</a></b></li> <li><b><a href="/wiki/CSL_Limited" title="CSL Limited">CSL</a></b></li> <li><b><a href="/wiki/Fisher_%26_Paykel_Healthcare" title="Fisher &amp; Paykel Healthcare">Fisher &amp; Paykel Healthcare</a></b></li> <li>Healius</li> <li>Mesoblast</li> <li><a href="/wiki/Nanosonics" title="Nanosonics">Nanosonics</a></li> <li>Polynovo</li> <li>Pro Medicus</li> <li><b><a href="/wiki/Ramsay_Health_Care" title="Ramsay Health Care">Ramsay Health Care</a></b></li> <li><b><a href="/wiki/ResMed" title="ResMed">ResMed</a></b></li> <li><b><a href="/wiki/Sonic_Healthcare" title="Sonic Healthcare">Sonic Healthcare</a></b></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Industrials</th><td class="navbox-list-with-group navbox-list navbox-odd hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/ALS_Limited" title="ALS Limited">ALS</a></li> <li><a href="/wiki/Atlas_Arteria" title="Atlas Arteria">Atlas Arteria</a></li> <li><a href="/wiki/Auckland_Airport" title="Auckland Airport">Auckland International Airport</a></li> <li><a href="/wiki/Aurizon" title="Aurizon">Aurizon</a></li> <li><b><a href="/wiki/Brambles_Limited" title="Brambles Limited">Brambles</a></b></li> <li><a href="/wiki/Cleanaway" title="Cleanaway">Cleanaway</a></li> <li><a href="/wiki/Downer_Group" title="Downer Group">Downer Group</a></li> <li>IPH</li> <li>Monadelphous Group</li> <li><a href="/wiki/NRW_Holdings" title="NRW Holdings">NRW Holdings</a></li> <li><a href="/wiki/Qantas" title="Qantas">Qantas</a></li> <li><a href="/wiki/Qube_Holdings" title="Qube Holdings">Qube Holdings</a></li> <li><b><a href="/wiki/Reece_Group" title="Reece Group">Reece Group</a></b></li> <li><a href="/wiki/Reliance_Worldwide_Corporation" title="Reliance Worldwide Corporation">Reliance Worldwide</a></li> <li><a href="/wiki/Seven_Group_Holdings" title="Seven Group Holdings">Seven Group Holdings</a></li> <li><b><a href="/wiki/Sydney_Airport_Holdings" title="Sydney Airport Holdings">Sydney Airport Holdings</a></b></li> <li><b><a href="/wiki/Transurban" title="Transurban">Transurban</a></b></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Information <br />Technology</th><td class="navbox-list-with-group navbox-list navbox-even hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Altium" title="Altium">Altium</a></li> <li><b><a href="/wiki/Afterpay" title="Afterpay">Afterpay</a></b></li> <li><a href="/wiki/Appen_(company)" title="Appen (company)">Appen</a></li> <li><a href="/wiki/Codan" title="Codan">Codan</a></li> <li><a href="/wiki/Computershare" title="Computershare">Computershare</a></li> <li>EML Payments</li> <li><a href="/wiki/Iress" title="Iress">Iress</a></li> <li>Link Administration</li> <li>Megaport</li> <li><a href="/wiki/Nearmap" title="Nearmap">Nearmap</a></li> <li><a href="/wiki/NextDC" title="NextDC">NextDC</a></li> <li><a href="/wiki/Nuix" title="Nuix">Nuix</a></li> <li><a href="/wiki/TechnologyOne" title="TechnologyOne">TechnologyOne</a></li> <li><a href="/w/index.php?title=Wisetech_Global&amp;action=edit&amp;redlink=1" class="new" title="Wisetech Global (page does not exist)">Wisetech Global</a></li> <li><b><a href="/wiki/Xero_(company)" title="Xero (company)">Xero</a></b></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Materials</th><td class="navbox-list-with-group navbox-list navbox-odd hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Adbri" title="Adbri">Adbri</a></li> <li><a href="/wiki/Allkem" title="Allkem">Allkem</a></li> <li><a href="/wiki/Alumina_Limited" title="Alumina Limited">Alumina</a></li> <li><b><a href="/wiki/Amcor" title="Amcor">Amcor</a></b></li> <li><b><a href="/wiki/BHP" title="BHP">BHP</a></b></li> <li><b><a href="/wiki/BlueScope" title="BlueScope">BlueScope</a></b></li> <li><a href="/wiki/Brickworks_Limited" title="Brickworks Limited">Brickworks</a></li> <li><a href="/w/index.php?title=Chalice_Mining&amp;action=edit&amp;redlink=1" class="new" title="Chalice Mining (page does not exist)">Chalice Mining</a></li> <li>Champion Iron</li> <li><a href="/wiki/CSR_Limited" title="CSR Limited">CSR</a></li> <li>Deterra Royalties</li> <li><a href="/wiki/Evolution_Mining" title="Evolution Mining">Evolution Mining</a></li> <li><a href="/wiki/Fletcher_Building" title="Fletcher Building">Fletcher Building</a></li> <li><b><a href="/wiki/Fortescue_(company)" title="Fortescue (company)">Fortescue</a></b></li> <li>Gold Road</li> <li><a href="/wiki/Iluka_Resources" title="Iluka Resources">Iluka Resources</a></li> <li><a href="/wiki/Incitec_Pivot" title="Incitec Pivot">Incitec Pivot</a></li> <li>Independence Group</li> <li><b><a href="/wiki/James_Hardie" class="mw-redirect" title="James Hardie">James Hardie</a></b></li> <li><a href="/wiki/Lynas" title="Lynas">Lynas</a></li> <li><b><a href="/wiki/Mineral_Resources" title="Mineral Resources">Mineral Resources</a></b></li> <li>Nickel Mines</li> <li><b><a href="/wiki/Northern_Star_Resources" title="Northern Star Resources">Northern Star Resources</a></b></li> <li><a href="/wiki/Nufarm" title="Nufarm">Nufarm</a></li> <li><a href="/wiki/Orica" title="Orica">Orica</a></li> <li><a href="/w/index.php?title=Orora_Limited&amp;action=edit&amp;redlink=1" class="new" title="Orora Limited (page does not exist)">Orora</a></li> <li>Perseus Mining</li> <li><a href="/wiki/Pilbara_Minerals" title="Pilbara Minerals">Pilbara Minerals</a></li> <li>Ramelius Resources</li> <li><a href="/wiki/Regis_Resources" title="Regis Resources">Regis Resources</a></li> <li><b><a href="/wiki/Rio_Tinto_(corporation)" title="Rio Tinto (corporation)">Rio Tinto</a></b></li> <li><a href="/wiki/Sims_Metal" class="mw-redirect" title="Sims Metal">Sims Metal</a></li> <li><b><a href="/wiki/South32" title="South32">South32</a></b></li> <li><a href="/wiki/St_Barbara_(company)" title="St Barbara (company)">St Barbara</a></li> <li><a href="/wiki/Westgold_Resources" title="Westgold Resources">Westgold Resources</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Real Estate</th><td class="navbox-list-with-group navbox-list navbox-even hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Abacus_Property" class="mw-redirect" title="Abacus Property">Abacus Property</a></li> <li>BWP Trust</li> <li><a href="/w/index.php?title=Centuria_Capital&amp;action=edit&amp;redlink=1" class="new" title="Centuria Capital (page does not exist)">Centuria Capital</a></li> <li>Centuria Industrial</li> <li>Charter Hall Long</li> <li>Charter Hall Retail</li> <li><a href="/wiki/Cromwell_Property_Group" title="Cromwell Property Group">Cromwell Property Group</a></li> <li><b><a href="/wiki/Dexus" title="Dexus">Dexus</a></b></li> <li><b><a href="/wiki/Goodman_Group" title="Goodman Group">Goodman Group</a></b></li> <li><a href="/wiki/GPT_Group" title="GPT Group">GPT Group</a></li> <li>Growthpoint Properties</li> <li>Ingenia Group</li> <li><a href="/wiki/Lendlease" title="Lendlease">Lendlease</a></li> <li><b><a href="/wiki/Mirvac" title="Mirvac">Mirvac</a></b></li> <li><a href="/wiki/National_Storage" title="National Storage">National Storage</a></li> <li><b><a href="/wiki/Scentre_Group" title="Scentre Group">Scentre Group</a></b></li> <li><a href="/wiki/Woolworths_Group_(Australia)" title="Woolworths Group (Australia)">Shopping Centres Australasia</a></li> <li><b><a href="/wiki/Stockland" title="Stockland">Stockland</a></b></li> <li><a href="/wiki/Unibail-Rodamco-Westfield" title="Unibail-Rodamco-Westfield">Unibail-Rodamco-Westfield</a></li> <li><a href="/wiki/Vicinity_Centres" title="Vicinity Centres">Vicinity Centres</a></li> <li>Waypoint</li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Utilities</th><td class="navbox-list-with-group navbox-list navbox-odd hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/AGL_Energy" title="AGL Energy">AGL Energy</a></li> <li><b><a href="/wiki/APA_Group_(Australia)" title="APA Group (Australia)">APA Group</a></b></li> <li><a href="/wiki/AusNet_Services" title="AusNet Services">AusNet Services</a></li> <li><a href="/wiki/Spark_Infrastructure" title="Spark Infrastructure">Spark Infrastructure</a></li></ul> </div></td></tr><tr><td class="navbox-abovebelow" colspan="2"><div>Companies which are also in the <a href="/wiki/S%26P/ASX_50" title="S&amp;P/ASX 50">S&amp;P/ASX 50</a> are displayed in <b>bold</b>.</div></td></tr></tbody></table></div> <div 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