Voluntarily filling any gaps in state pension (AOW) qualifying years | State pension (AOW)

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However, the benefit payment will be 2% less for each year in which you have not lived in the Netherlands. You can voluntarily fill any gaps in state pension (AOW) qualifying years by making a payment to the <span dir="ltr" lang="nl">Sociale Verzekeringsbank</span> (SVB).</p></div> <p>Last updated on 26 January 2021</p><p><span lang="nl" dir="ltr"><a href="https://www.rijksoverheid.nl/wetten-en-regelingen/productbeschrijvingen/vrijwillig-inkopen-aow-verzekeringsjaren" class="external" aria-label="Lees deze informatie in het Nederlands (opens external website)">Lees deze informatie in het Nederlands</a></span></p><h2>Premium for filling any gaps in state pension (AOW) qualifying years</h2> <p>You must pay a premium for every year you have not lived in the Netherlands. The total of all the premiums for those years is the<a href="https://mijnsvb.svb.nl/wizard-migranten/flow/wizardimmigrant" class="external" aria-label="amount that you need to pay to voluntarily fill any gaps in state pension (AOW) qualifying years (opens external website)"> amount that you need to pay to voluntarily fill any gaps in state pension (AOW) qualifying years</a> (in Dutch).</p><h2>Eligibility for paying contributions to fill any gaps in state pension (AOW) qualifying years</h2> <p>If you wish to fill any gaps in state pension (AOW) qualifying years, you must meet certain conditions. For example, you must apply to fill any gaps within 10 years of first coming to live or work in the Netherlands. Please consult the SVB website to find out about <a href="https://www.svb.nl/nl/vv/nieuw-in-nederland/voorwaarden-inkoop-aow" class="external" aria-label="eligibility for filling any gaps in state pension (AOW) qualifying years (opens external website)">eligibility for filling any gaps in state pension (AOW) qualifying years</a> (in Dutch).</p><h2>Applying to pay contributions to fill any gaps in state pension (AOW) qualifying years</h2> <p>Please contact the SVB to <a href="https://www.svb.nl/en/vv/online/applying-for-voluntary-insurance" class="external" aria-label="apply online to fill any gaps in state pension (AOW) qualifying years (opens external website)">apply online to fill any gaps in state pension (AOW) qualifying years</a> (in Dutch). You can also print out and complete the application form and send it to the SVB.</p><h2>Laws and regulations (in Dutch)</h2> <p><span lang="nl" dir="ltr"><a href="https://wetten.overheid.nl/jci1.3:c:BWBR0002221" class="external" aria-label="Algemene Ouderdomswet (opens external website)">Algemene Ouderdomswet</a></span></p><h2>Found what you were looking for?</h2> <div class="ctaWrapper"> <a href="https://foq.youreurope.europa.eu/info-service-noft" class="btnCta external" aria-label="Rate this page (opens external website)"> Rate this page</a> </div> </div> <div class="fullWidthSection"> </div><aside> <div class="brick banner"> <a href="https://europa.eu/youreurope/index.htm#en"> <img alt="Logo of the Your Europe, the digital gateway of the European Union." src="/binaries/medium/content/gallery/government/banners-en-uitgelichtjes/sdg-logo/base-logo-ms-tagline-01nieuw.png"> </a> </div> <div class="brick belongsTo"> <h2>Ministry responsible</h2> <ul> <li><a href="/ministries/ministry-of-social-affairs-and-employment">Ministry of Social Affairs and Employment</a></li> </ul> </div> </aside><div id="follow-up"> <div class="block"> </div> </div> </div> </main> <footer class="site-footer"> <div class="wrapper"> <div class="column"> <h2>Service</h2> <ul> <li > <a href="/contact">Contact</a> </li> <li > <a href="/rss">RSS</a> </li> <li > <a href="/sitemap">Sitemap</a> </li> <li > <a href="/help">Help</a> </li> <li > <a href="/archive">Archive</a> </li> </ul> </div> <div class="column"> <h2>About this site</h2> <ul> <li > <a href="/copyright">Copyright</a> </li> <li > <a href="/privacy">Privacy</a> </li> <li > <a href="/cookies">Cookies</a> </li> <li > <a href="/accessibility">Accessibility</a> </li> <li > <a href="/reporting-a-vulnerability">Report vulnerability</a> </li> </ul> </div> </div> <nav class="languages" aria-labelledby="languageMenuLabel"> <div class="languages__wrapper"> <p id="languageMenuLabel" class="languages__label">This website in other languages:</p> <ul class="languages__list"> <li class="languages__list-item selected"> English</li> <li class="languages__list-item "> <a href="https://www.rijksoverheid.nl/" class="languages__link" lang="nl">Nederlands</a> </li> <li class="languages__list-item "> <a href="https://www.gobiernodireino.nl/" class="languages__link" lang="pap">Papiamento</a> </li> <li class="languages__list-item "> <a href="https://www.gobiernudireino.nl/" class="languages__link" lang="pap">Papiamentu</a> </li> </ul> </div> </nav> </footer> </div>  <script src="/webfiles/1728237806798/behaviour/core.js"></script>  <script src="/binaries/content/assets/government/javascript/government-survey-bar.min-20230526.js"></script> </body> </html>

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Voluntarily filling any gaps in state pension (AOW) qualifying years | State pension (AOW) | Government.nl