CINXE.COM

UK retailer says cyberattack hit sales; insured for incident cost - Business Insurance

<!doctype html> <html lang="en-US"> <head> <meta charset="UTF-8"> <meta name="viewport" content="width=device-width, initial-scale=1"> <link rel="profile" href="https://gmpg.org/xfn/11"> <title>UK retailer says cyberattack hit sales; insured for incident cost &#x2d; Business Insurance</title> <link rel='preload' href='https://www.businessinsurance.com/wp-content/uploads/2024/01/business-insurance-logo.svg' as='image' imagesrcset='' imagesizes='' /> <link rel='preload' href='https://www.businessinsurance.com/wp-content/uploads/2024/08/Reuters_Logo.svg' as='image' imagesrcset='' imagesizes='' /> <link rel="preload" href="https://use.typekit.net/utc3xtb.css" as="style" onload="this.rel='stylesheet';this.removeAttribute('onload');"><style id="perfmatters-used-css">body:has(.mepr-paywall-overlay){overflow:hidden;}@keyframes fade{0%{opacity:0;}100%{opacity:1;}}@keyframes ifMenuFadeIn{from{opacity:0;transform:translate3d(20%,0,0);}to{opacity:1;transform:translate3d(0,0,0);}}html{line-height:1.15;-webkit-text-size-adjust:100%;}*,:after,:before{box-sizing:border-box;}body{margin:0;font-family:-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Helvetica Neue,Arial,Noto Sans,sans-serif,Apple Color Emoji,Segoe UI Emoji,Segoe UI Symbol,Noto Color Emoji;font-size:1rem;font-weight:400;line-height:1.5;color:#333;background-color:#fff;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;}h1,h2,h3,h4,h5,h6{margin-block-start:.5rem;margin-block-end:1rem;font-family:inherit;font-weight:500;line-height:1.2;color:inherit;}h1{font-size:2.5rem;}h3{font-size:1.75rem;}h4{font-size:1.5rem;}p{margin-block-start:0;margin-block-end:.9rem;}a{background-color:transparent;text-decoration:none;color:#c36;}a:active,a:hover{color:#336;}a:not([href]):not([tabindex]),a:not([href]):not([tabindex]):focus,a:not([href]):not([tabindex]):hover{color:inherit;text-decoration:none;}a:not([href]):not([tabindex]):focus{outline:0;}img{border-style:none;height:auto;max-width:100%;}[hidden],template{display:none;}@media print{*,:after,:before{background:transparent !important;color:#000 !important;box-shadow:none !important;text-shadow:none !important;}a,a:visited{text-decoration:underline;}a[href]:after{content:" (" attr(href) ")";}a[href^="#"]:after,a[href^="javascript:"]:after{content:"";}img,tr{-moz-column-break-inside:avoid;break-inside:avoid;}h2,h3,p{orphans:3;widows:3;}h2,h3{-moz-column-break-after:avoid;break-after:avoid;}}label{display:inline-block;line-height:1;vertical-align:middle;}button,input,optgroup,select,textarea{font-family:inherit;font-size:1rem;line-height:1.5;margin:0;}input[type=date],input[type=email],input[type=number],input[type=password],input[type=search],input[type=tel],input[type=text],input[type=url],select,textarea{width:100%;border:1px solid #666;border-radius:3px;padding:.5rem 1rem;transition:all .3s;}input[type=date]:focus,input[type=email]:focus,input[type=number]:focus,input[type=password]:focus,input[type=search]:focus,input[type=tel]:focus,input[type=text]:focus,input[type=url]:focus,select:focus,textarea:focus{border-color:#333;}button,input{overflow:visible;}button,select{text-transform:none;}[type=button],[type=reset],[type=submit],button{width:auto;-webkit-appearance:button;}[type=button],[type=submit],button{display:inline-block;font-weight:400;color:#c36;text-align:center;white-space:nowrap;-webkit-user-select:none;-moz-user-select:none;user-select:none;background-color:transparent;border:1px solid #c36;padding:.5rem 1rem;font-size:1rem;border-radius:3px;transition:all .3s;}[type=button]:focus:not(:focus-visible),[type=submit]:focus:not(:focus-visible),button:focus:not(:focus-visible){outline:none;}[type=button]:focus,[type=button]:hover,[type=submit]:focus,[type=submit]:hover,button:focus,button:hover{color:#fff;background-color:#c36;text-decoration:none;}[type=button]:not(:disabled),[type=submit]:not(:disabled),button:not(:disabled){cursor:pointer;}[type=checkbox],[type=radio]{box-sizing:border-box;padding:0;}[type=number]::-webkit-inner-spin-button,[type=number]::-webkit-outer-spin-button{height:auto;}[type=search]{-webkit-appearance:textfield;outline-offset:-2px;}[type=search]::-webkit-search-decoration{-webkit-appearance:none;}::-webkit-file-upload-button{-webkit-appearance:button;font:inherit;}dd,dl,dt,li,ol,ul{margin-block-start:0;margin-block-end:0;border:0;outline:0;font-size:100%;vertical-align:baseline;background:transparent;}.screen-reader-text{clip:rect(1px,1px,1px,1px);height:1px;overflow:hidden;position:absolute !important;width:1px;word-wrap:normal !important;}.screen-reader-text:focus{background-color:#eee;clip:auto !important;clip-path:none;color:#333;display:block;font-size:1rem;height:auto;left:5px;line-height:normal;padding:12px 24px;text-decoration:none;top:5px;width:auto;z-index:100000;}@keyframes aslAnFadeInDrop{0%{opacity:0;transform:translate(0,-50px);}100%{opacity:1;transform:translate(0,0);}}@-webkit-keyframes aslAnFadeInDrop{0%{opacity:0;transform:translate(0,-50px);-webkit-transform:translate(0,-50px);}100%{opacity:1;transform:translate(0,0);-webkit-transform:translate(0,0);}}@keyframes aslAnFadeOutDrop{0%{opacity:1;transform:translate(0,0);-webkit-transform:translate(0,0);}100%{opacity:0;transform:translate(0,-50px);-webkit-transform:translate(0,-50px);}}@-webkit-keyframes aslAnFadeOutDrop{0%{opacity:1;transform:translate(0,0);-webkit-transform:translate(0,0);}100%{opacity:0;transform:translate(0,-50px);-webkit-transform:translate(0,-50px);}}@-webkit-keyframes rotate-simple{0%{-webkit-transform:rotate(0deg);transform:rotate(0deg);}50%{-webkit-transform:rotate(180deg);transform:rotate(180deg);}100%{-webkit-transform:rotate(360deg);transform:rotate(360deg);}}@keyframes rotate-simple{0%{-webkit-transform:rotate(0deg);transform:rotate(0deg);}50%{-webkit-transform:rotate(180deg);transform:rotate(180deg);}100%{-webkit-transform:rotate(360deg);transform:rotate(360deg);}}.elementor-screen-only,.screen-reader-text,.screen-reader-text span,.ui-helper-hidden-accessible{height:1px;margin:-1px;overflow:hidden;padding:0;position:absolute;top:-10000em;width:1px;clip:rect(0,0,0,0);border:0;}.elementor *,.elementor :after,.elementor :before{box-sizing:border-box;}.elementor a{box-shadow:none;text-decoration:none;}.elementor img{border:none;border-radius:0;box-shadow:none;height:auto;max-width:100%;}.elementor-element{--flex-direction:initial;--flex-wrap:initial;--justify-content:initial;--align-items:initial;--align-content:initial;--gap:initial;--flex-basis:initial;--flex-grow:initial;--flex-shrink:initial;--order:initial;--align-self:initial;align-self:var(--align-self);flex-basis:var(--flex-basis);flex-grow:var(--flex-grow);flex-shrink:var(--flex-shrink);order:var(--order);}.elementor-element:where(.e-con-full,.elementor-widget){align-content:var(--align-content);align-items:var(--align-items);flex-direction:var(--flex-direction);flex-wrap:var(--flex-wrap);gap:var(--row-gap) var(--column-gap);justify-content:var(--justify-content);}.elementor-align-center{text-align:center;}.elementor-align-left{text-align:left;}.elementor-align-center .elementor-button,.elementor-align-left .elementor-button,.elementor-align-right .elementor-button{width:auto;}@media (max-width:1024px){.elementor-tablet-align-left{text-align:left;}.elementor-tablet-align-center .elementor-button,.elementor-tablet-align-left .elementor-button,.elementor-tablet-align-right .elementor-button{width:auto;}}@media (max-width:767px){.elementor-mobile-align-center{text-align:center;}.elementor-mobile-align-left{text-align:left;}.elementor-mobile-align-center .elementor-button,.elementor-mobile-align-left .elementor-button,.elementor-mobile-align-right .elementor-button{width:auto;}}:root{--page-title-display:block;}.elementor-page-title,h1.entry-title{display:var(--page-title-display);}@keyframes eicon-spin{0%{transform:rotate(0deg);}to{transform:rotate(359deg);}}.elementor-widget{position:relative;}.elementor-widget:not(:last-child){margin-bottom:var(--kit-widget-spacing,20px);}.elementor-widget:not(:last-child).elementor-absolute,.elementor-widget:not(:last-child).elementor-widget__width-auto,.elementor-widget:not(:last-child).elementor-widget__width-initial{margin-bottom:0;}.elementor-grid{display:grid;grid-column-gap:var(--grid-column-gap);grid-row-gap:var(--grid-row-gap);}.elementor-grid .elementor-grid-item{min-width:0;}.elementor-grid-0 .elementor-grid{display:inline-block;margin-bottom:calc(-1 * var(--grid-row-gap));width:100%;word-spacing:var(--grid-column-gap);}.elementor-grid-0 .elementor-grid .elementor-grid-item{display:inline-block;margin-bottom:var(--grid-row-gap);word-break:break-word;}.elementor-grid-3 .elementor-grid{grid-template-columns:repeat(3,1fr);}@media (max-width:1024px){.elementor-grid-tablet-3 .elementor-grid{grid-template-columns:repeat(3,1fr);}}@media (max-width:767px){.elementor-grid-mobile-2 .elementor-grid{grid-template-columns:repeat(2,1fr);}}@media (min-width:1201px){#elementor-device-mode:after{content:"desktop";}}@media (min-width:-1){#elementor-device-mode:after{content:"widescreen";}}@media (max-width:-1){#elementor-device-mode:after{content:"laptop";}}@media (max-width:1200px){#elementor-device-mode:after{content:"tablet_extra";}}@media (max-width:1024px){#elementor-device-mode:after{content:"tablet";}}@media (max-width:-1){#elementor-device-mode:after{content:"mobile_extra";}}@media (max-width:767px){#elementor-device-mode:after{content:"mobile";}}@media (prefers-reduced-motion:no-preference){html{scroll-behavior:smooth;}}.e-con{--border-radius:0;--border-top-width:0px;--border-right-width:0px;--border-bottom-width:0px;--border-left-width:0px;--border-style:initial;--border-color:initial;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--content-width:min(100%,var(--container-max-width,1140px));--width:100%;--min-height:initial;--height:auto;--text-align:initial;--margin-top:0px;--margin-right:0px;--margin-bottom:0px;--margin-left:0px;--padding-top:var(--container-default-padding-top,10px);--padding-right:var(--container-default-padding-right,10px);--padding-bottom:var(--container-default-padding-bottom,10px);--padding-left:var(--container-default-padding-left,10px);--position:relative;--z-index:revert;--overflow:visible;--gap:var(--widgets-spacing,20px);--row-gap:var(--widgets-spacing-row,20px);--column-gap:var(--widgets-spacing-column,20px);--overlay-mix-blend-mode:initial;--overlay-opacity:1;--overlay-transition:.3s;--e-con-grid-template-columns:repeat(3,1fr);--e-con-grid-template-rows:repeat(2,1fr);border-radius:var(--border-radius);height:var(--height);min-height:var(--min-height);min-width:0;overflow:var(--overflow);position:var(--position);transition:background var(--background-transition,.3s),border var(--border-transition,.3s),box-shadow var(--border-transition,.3s),transform var(--e-con-transform-transition-duration,.4s);width:var(--width);z-index:var(--z-index);--flex-wrap-mobile:wrap;margin-block-end:var(--margin-block-end);margin-block-start:var(--margin-block-start);margin-inline-end:var(--margin-inline-end);margin-inline-start:var(--margin-inline-start);padding-inline-end:var(--padding-inline-end);padding-inline-start:var(--padding-inline-start);--margin-block-start:var(--margin-top);--margin-block-end:var(--margin-bottom);--margin-inline-start:var(--margin-left);--margin-inline-end:var(--margin-right);--padding-inline-start:var(--padding-left);--padding-inline-end:var(--padding-right);--padding-block-start:var(--padding-top);--padding-block-end:var(--padding-bottom);--border-block-start-width:var(--border-top-width);--border-block-end-width:var(--border-bottom-width);--border-inline-start-width:var(--border-left-width);--border-inline-end-width:var(--border-right-width);}.e-con.e-flex{--flex-direction:column;--flex-basis:auto;--flex-grow:0;--flex-shrink:1;flex:var(--flex-grow) var(--flex-shrink) var(--flex-basis);}.e-con-full,.e-con>.e-con-inner{padding-block-end:var(--padding-block-end);padding-block-start:var(--padding-block-start);text-align:var(--text-align);}.e-con-full.e-flex,.e-con.e-flex>.e-con-inner{flex-direction:var(--flex-direction);}.e-con,.e-con>.e-con-inner{display:var(--display);}.e-con-boxed.e-flex{align-content:normal;align-items:normal;flex-direction:column;flex-wrap:nowrap;justify-content:normal;}.e-con-boxed{gap:initial;text-align:initial;}.e-con.e-flex>.e-con-inner{align-content:var(--align-content);align-items:var(--align-items);align-self:auto;flex-basis:auto;flex-grow:1;flex-shrink:1;flex-wrap:var(--flex-wrap);justify-content:var(--justify-content);}.e-con>.e-con-inner{gap:var(--row-gap) var(--column-gap);height:100%;margin:0 auto;max-width:var(--content-width);padding-inline-end:0;padding-inline-start:0;width:100%;}:is(.elementor-section-wrap,[data-elementor-id])>.e-con{--margin-left:auto;--margin-right:auto;max-width:min(100%,var(--width));}.e-con .elementor-widget.elementor-widget{margin-block-end:0;}.e-con:before,.e-con>.elementor-background-slideshow:before,.e-con>.elementor-motion-effects-container>.elementor-motion-effects-layer:before,:is(.e-con,.e-con>.e-con-inner)>.elementor-background-video-container:before{border-block-end-width:var(--border-block-end-width);border-block-start-width:var(--border-block-start-width);border-color:var(--border-color);border-inline-end-width:var(--border-inline-end-width);border-inline-start-width:var(--border-inline-start-width);border-radius:var(--border-radius);border-style:var(--border-style);content:var(--background-overlay);display:block;height:max(100% + var(--border-top-width) + var(--border-bottom-width),100%);left:calc(0px - var(--border-left-width));mix-blend-mode:var(--overlay-mix-blend-mode);opacity:var(--overlay-opacity);position:absolute;top:calc(0px - var(--border-top-width));transition:var(--overlay-transition,.3s);width:max(100% + var(--border-left-width) + var(--border-right-width),100%);}.e-con:before{transition:background var(--overlay-transition,.3s),border-radius var(--border-transition,.3s),opacity var(--overlay-transition,.3s);}.e-con>.elementor-background-slideshow,:is(.e-con,.e-con>.e-con-inner)>.elementor-background-video-container{border-block-end-width:var(--border-block-end-width);border-block-start-width:var(--border-block-start-width);border-color:var(--border-color);border-inline-end-width:var(--border-inline-end-width);border-inline-start-width:var(--border-inline-start-width);border-radius:var(--border-radius);border-style:var(--border-style);height:max(100% + var(--border-top-width) + var(--border-bottom-width),100%);left:calc(0px - var(--border-left-width));top:calc(0px - var(--border-top-width));width:max(100% + var(--border-left-width) + var(--border-right-width),100%);}@media (max-width:767px){:is(.e-con,.e-con>.e-con-inner)>.elementor-background-video-container.elementor-hidden-mobile{display:none;}}:is(.e-con,.e-con>.e-con-inner)>.elementor-background-video-container:before{z-index:1;}:is(.e-con,.e-con>.e-con-inner)>.elementor-background-slideshow:before{z-index:2;}.e-con .elementor-widget{min-width:0;}.e-con>.e-con-inner>.elementor-widget>.elementor-widget-container,.e-con>.elementor-widget>.elementor-widget-container{height:100%;}.e-con.e-con>.e-con-inner>.elementor-widget,.elementor.elementor .e-con>.elementor-widget{max-width:100%;}.e-con .elementor-widget:not(:last-child){--kit-widget-spacing:0px;}@media (max-width:767px){.e-con.e-flex{--width:100%;--flex-wrap:var(--flex-wrap-mobile);}}.elementor-element .elementor-widget-container,.elementor-element:not(:has(.elementor-widget-container)){transition:background .3s,border .3s,border-radius .3s,box-shadow .3s,transform var(--e-transform-transition-duration,.4s);}.elementor-heading-title{line-height:1;margin:0;padding:0;}.elementor-button{background-color:#69727d;border-radius:3px;color:#fff;display:inline-block;font-size:15px;line-height:1;padding:12px 24px;fill:#fff;text-align:center;transition:all .3s;}.elementor-button:focus,.elementor-button:hover,.elementor-button:visited{color:#fff;}.elementor-button-content-wrapper{display:flex;flex-direction:row;gap:5px;justify-content:center;}.elementor-button-icon svg{height:auto;width:1em;}.elementor-button-icon .e-font-icon-svg{height:1em;}.elementor-button-text{display:inline-block;}.elementor-button span{text-decoration:inherit;}.elementor-icon{color:#69727d;display:inline-block;font-size:50px;line-height:1;text-align:center;transition:all .3s;}.elementor-icon:hover{color:#69727d;}.elementor-icon i,.elementor-icon svg{display:block;height:1em;position:relative;width:1em;}.elementor-icon i:before,.elementor-icon svg:before{left:50%;position:absolute;transform:translateX(-50%);}.elementor-shape-rounded .elementor-icon{border-radius:10%;}.animated{animation-duration:1.25s;}.animated.animated-slow{animation-duration:2s;}.animated.animated-fast{animation-duration:.75s;}.animated.infinite{animation-iteration-count:infinite;}.animated.reverse{animation-direction:reverse;animation-fill-mode:forwards;}@media (prefers-reduced-motion:reduce){.animated{animation:none;}}@media (max-width:767px){.elementor .elementor-hidden-mobile,.elementor .elementor-hidden-phone{display:none;}}@media (min-width:768px) and (max-width:1024px){.elementor .elementor-hidden-tablet{display:none;}}@media (min-width:1025px) and (max-width:1200px){.elementor .elementor-hidden-tablet_extra{display:none;}}@media (min-width:1201px) and (max-width:99999px){.elementor .elementor-hidden-desktop{display:none;}}.elementor-widget-image{text-align:center;}.elementor-widget-image a{display:inline-block;}.elementor-widget-image a img[src$=".svg"]{width:48px;}.elementor-widget-image img{display:inline-block;vertical-align:middle;}.elementor-search-form{display:block;transition:.2s;}.elementor-search-form .e-font-icon-svg-container{align-items:center;display:flex;height:100%;justify-content:center;width:100%;}.elementor-search-form button,.elementor-search-form input[type=search]{-webkit-appearance:none;-moz-appearance:none;background:none;border:0;display:inline-block;font-size:15px;line-height:1;margin:0;min-width:0;padding:0;vertical-align:middle;white-space:normal;}.elementor-search-form button:focus,.elementor-search-form input[type=search]:focus{color:inherit;outline:0;}.elementor-search-form button{background-color:#69727d;border-radius:0;color:#fff;font-size:var(--e-search-form-submit-icon-size,16px);}.elementor-search-form__container{border:0 solid transparent;display:flex;min-height:50px;overflow:hidden;transition:.2s;}.elementor-search-form__container:not(.elementor-search-form--full-screen){background:#f1f2f3;}.elementor-search-form__input{color:#3f444b;flex-basis:100%;transition:color .2s;}.elementor-search-form__input::-moz-placeholder{color:inherit;font-family:inherit;opacity:.6;}.elementor-search-form__input::placeholder{color:inherit;font-family:inherit;opacity:.6;}.elementor-search-form__submit{font-size:var(--e-search-form-submit-icon-size,16px);transition:color .2s,background .2s;}.elementor-search-form__submit svg{fill:var(--e-search-form-submit-text-color,#fff);height:var(--e-search-form-submit-icon-size,16px);width:var(--e-search-form-submit-icon-size,16px);}.elementor-search-form .elementor-search-form__submit,.elementor-search-form .elementor-search-form__submit:hover{border:none;border-radius:0;color:var(--e-search-form-submit-text-color,#fff);}.elementor-search-form--skin-full_screen .elementor-search-form input[type=search].elementor-search-form__input{border:solid #fff;border-width:0 0 1px;color:#fff;font-size:50px;line-height:1.5;text-align:center;}.elementor-search-form--skin-full_screen .elementor-search-form__toggle{color:var(--e-search-form-toggle-color,#33373d);cursor:pointer;display:inline-block;font-size:var(--e-search-form-toggle-size,33px);vertical-align:middle;}.elementor-search-form--skin-full_screen .elementor-search-form__toggle .e-font-icon-svg-container,.elementor-search-form--skin-full_screen .elementor-search-form__toggle i{background-color:var(--e-search-form-toggle-background-color,rgba(0,0,0,.05));border-color:var(--e-search-form-toggle-color,#33373d);border-radius:var(--e-search-form-toggle-border-radius,3px);border-style:solid;border-width:var(--e-search-form-toggle-border-width,0);display:block;height:var(--e-search-form-toggle-size,33px);position:relative;transition:.2s;width:var(--e-search-form-toggle-size,33px);}.elementor-search-form--skin-full_screen .elementor-search-form__toggle .e-font-icon-svg-container svg,.elementor-search-form--skin-full_screen .elementor-search-form__toggle .e-font-icon-svg-container:before,.elementor-search-form--skin-full_screen .elementor-search-form__toggle i svg,.elementor-search-form--skin-full_screen .elementor-search-form__toggle i:before{left:50%;position:absolute;top:50%;transform:translate(-50%,-50%);}.elementor-search-form--skin-full_screen .elementor-search-form__toggle .e-font-icon-svg-container:before,.elementor-search-form--skin-full_screen .elementor-search-form__toggle i:before{font-size:var(--e-search-form-toggle-icon-size,.55em);}.elementor-search-form--skin-full_screen .elementor-search-form__toggle .e-font-icon-svg-container svg,.elementor-search-form--skin-full_screen .elementor-search-form__toggle i svg{fill:var(--e-search-form-toggle-color,#33373d);height:var(--e-search-form-toggle-icon-size,.55em);width:var(--e-search-form-toggle-icon-size,.55em);}.elementor-search-form--skin-full_screen .elementor-search-form__container{align-items:center;background-color:rgba(0,0,0,.8);bottom:0;height:100vh;left:0;padding:0 15%;position:fixed;right:0;top:0;transition:.3s;z-index:9998;}.elementor-search-form--skin-full_screen .elementor-search-form__container:not(.elementor-search-form--full-screen){opacity:0;overflow:hidden;transform:scale(0);}.elementor-search-form--skin-full_screen .elementor-search-form__container:not(.elementor-search-form--full-screen) .dialog-lightbox-close-button{display:none;}.elementor-item:after,.elementor-item:before{display:block;position:absolute;transition:.3s;transition-timing-function:cubic-bezier(.58,.3,.005,1);}.elementor-item:not(:hover):not(:focus):not(.elementor-item-active):not(.highlighted):after,.elementor-item:not(:hover):not(:focus):not(.elementor-item-active):not(.highlighted):before{opacity:0;}.elementor-item-active:after,.elementor-item-active:before,.elementor-item.highlighted:after,.elementor-item.highlighted:before,.elementor-item:focus:after,.elementor-item:focus:before,.elementor-item:hover:after,.elementor-item:hover:before{transform:scale(1);}.e--pointer-background .elementor-item:after,.e--pointer-background .elementor-item:before{content:"";transition:.3s;}.e--pointer-background .elementor-item:before{background:#3f444b;bottom:0;left:0;right:0;top:0;z-index:-1;}.e--pointer-background .elementor-item-active,.e--pointer-background .elementor-item.highlighted,.e--pointer-background .elementor-item:focus,.e--pointer-background .elementor-item:hover{color:#fff;}.elementor-nav-menu--main .elementor-nav-menu a{transition:.4s;}.elementor-nav-menu--main .elementor-nav-menu a,.elementor-nav-menu--main .elementor-nav-menu a.highlighted,.elementor-nav-menu--main .elementor-nav-menu a:focus,.elementor-nav-menu--main .elementor-nav-menu a:hover{padding:13px 20px;}.elementor-nav-menu--main .elementor-nav-menu a.current{background:#1f2124;color:#fff;}.elementor-nav-menu--main .elementor-nav-menu a.disabled{background:#3f444b;color:#88909b;}.elementor-nav-menu--main .elementor-nav-menu ul{border-style:solid;border-width:0;padding:0;position:absolute;width:12em;}.elementor-nav-menu--main .elementor-nav-menu span.scroll-down,.elementor-nav-menu--main .elementor-nav-menu span.scroll-up{background:#fff;display:none;height:20px;overflow:hidden;position:absolute;visibility:hidden;}.elementor-nav-menu--main .elementor-nav-menu span.scroll-down-arrow,.elementor-nav-menu--main .elementor-nav-menu span.scroll-up-arrow{border:8px dashed transparent;border-bottom:8px solid #33373d;height:0;left:50%;margin-inline-start:-8px;overflow:hidden;position:absolute;top:-2px;width:0;}.elementor-nav-menu--main .elementor-nav-menu span.scroll-down-arrow{border-color:#33373d transparent transparent;border-style:solid dashed dashed;top:6px;}.elementor-nav-menu--layout-horizontal{display:flex;}.elementor-nav-menu--layout-horizontal .elementor-nav-menu{display:flex;flex-wrap:wrap;}.elementor-nav-menu--layout-horizontal .elementor-nav-menu a{flex-grow:1;white-space:nowrap;}.elementor-nav-menu--layout-horizontal .elementor-nav-menu>li{display:flex;}.elementor-nav-menu--layout-horizontal .elementor-nav-menu>li ul,.elementor-nav-menu--layout-horizontal .elementor-nav-menu>li>.scroll-down{top:100% !important;}.elementor-nav-menu--layout-horizontal .elementor-nav-menu>li:not(:first-child)>a{margin-inline-start:var(--e-nav-menu-horizontal-menu-item-margin);}.elementor-nav-menu--layout-horizontal .elementor-nav-menu>li:not(:first-child)>.scroll-down,.elementor-nav-menu--layout-horizontal .elementor-nav-menu>li:not(:first-child)>.scroll-up,.elementor-nav-menu--layout-horizontal .elementor-nav-menu>li:not(:first-child)>ul{left:var(--e-nav-menu-horizontal-menu-item-margin) !important;}.elementor-nav-menu--layout-horizontal .elementor-nav-menu>li:not(:last-child)>a{margin-inline-end:var(--e-nav-menu-horizontal-menu-item-margin);}.elementor-nav-menu--layout-horizontal .elementor-nav-menu>li:not(:last-child):after{align-self:center;border-color:var(--e-nav-menu-divider-color,#000);border-left-style:var(--e-nav-menu-divider-style,solid);border-left-width:var(--e-nav-menu-divider-width,2px);content:var(--e-nav-menu-divider-content,none);height:var(--e-nav-menu-divider-height,35%);}.elementor-nav-menu__align-right .elementor-nav-menu{justify-content:flex-end;margin-left:auto;}.elementor-nav-menu__align-left .elementor-nav-menu{justify-content:flex-start;margin-right:auto;}.elementor-nav-menu__align-start .elementor-nav-menu{justify-content:flex-start;margin-inline-end:auto;}.elementor-nav-menu__align-end .elementor-nav-menu{justify-content:flex-end;margin-inline-start:auto;}.elementor-nav-menu__align-center .elementor-nav-menu{justify-content:center;margin-inline-end:auto;margin-inline-start:auto;}.elementor-nav-menu__align-justify .elementor-nav-menu--layout-horizontal .elementor-nav-menu{width:100%;}.elementor-nav-menu__align-justify .elementor-nav-menu--layout-horizontal .elementor-nav-menu>li{flex-grow:1;}.elementor-nav-menu__align-justify .elementor-nav-menu--layout-horizontal .elementor-nav-menu>li>a{justify-content:center;}.elementor-widget-nav-menu:not(.elementor-nav-menu--toggle) .elementor-menu-toggle{display:none;}.elementor-widget-nav-menu .elementor-widget-container,.elementor-widget-nav-menu:not(:has(.elementor-widget-container)){display:flex;flex-direction:column;}.elementor-nav-menu{position:relative;z-index:2;}.elementor-nav-menu:after{clear:both;content:" ";display:block;font:0/0 serif;height:0;overflow:hidden;visibility:hidden;}.elementor-nav-menu,.elementor-nav-menu li,.elementor-nav-menu ul{display:block;line-height:normal;list-style:none;margin:0;padding:0;-webkit-tap-highlight-color:rgba(0,0,0,0);}.elementor-nav-menu ul{display:none;}.elementor-nav-menu ul ul a,.elementor-nav-menu ul ul a:active,.elementor-nav-menu ul ul a:focus,.elementor-nav-menu ul ul a:hover{border-left:16px solid transparent;}.elementor-nav-menu ul ul ul a,.elementor-nav-menu ul ul ul a:active,.elementor-nav-menu ul ul ul a:focus,.elementor-nav-menu ul ul ul a:hover{border-left:24px solid transparent;}.elementor-nav-menu ul ul ul ul a,.elementor-nav-menu ul ul ul ul a:active,.elementor-nav-menu ul ul ul ul a:focus,.elementor-nav-menu ul ul ul ul a:hover{border-left:32px solid transparent;}.elementor-nav-menu ul ul ul ul ul a,.elementor-nav-menu ul ul ul ul ul a:active,.elementor-nav-menu ul ul ul ul ul a:focus,.elementor-nav-menu ul ul ul ul ul a:hover{border-left:40px solid transparent;}.elementor-nav-menu a,.elementor-nav-menu li{position:relative;}.elementor-nav-menu li{border-width:0;}.elementor-nav-menu a{align-items:center;display:flex;}.elementor-nav-menu a,.elementor-nav-menu a:focus,.elementor-nav-menu a:hover{line-height:20px;padding:10px 20px;}.elementor-nav-menu a.current{background:#1f2124;color:#fff;}.elementor-nav-menu a.disabled{color:#88909b;cursor:not-allowed;}.elementor-nav-menu .e-plus-icon:before{content:"+";}.elementor-nav-menu .sub-arrow{align-items:center;display:flex;line-height:1;margin-block-end:-10px;margin-block-start:-10px;padding:10px;padding-inline-end:0;}.elementor-nav-menu .sub-arrow i{pointer-events:none;}.elementor-nav-menu .sub-arrow .fa.fa-chevron-down,.elementor-nav-menu .sub-arrow .fas.fa-chevron-down{font-size:.7em;}.elementor-nav-menu .sub-arrow .e-font-icon-svg{height:1em;width:1em;}.elementor-nav-menu .sub-arrow .e-font-icon-svg.fa-svg-chevron-down{height:.7em;width:.7em;}.elementor-nav-menu--dropdown .elementor-item.elementor-item-active,.elementor-nav-menu--dropdown .elementor-item.highlighted,.elementor-nav-menu--dropdown .elementor-item:focus,.elementor-nav-menu--dropdown .elementor-item:hover,.elementor-sub-item.elementor-item-active,.elementor-sub-item.highlighted,.elementor-sub-item:focus,.elementor-sub-item:hover{background-color:#3f444b;color:#fff;}.elementor-menu-toggle{align-items:center;background-color:rgba(0,0,0,.05);border:0 solid;border-radius:3px;color:#33373d;cursor:pointer;display:flex;font-size:var(--nav-menu-icon-size,22px);justify-content:center;padding:.25em;}.elementor-menu-toggle.elementor-active .elementor-menu-toggle__icon--open,.elementor-menu-toggle:not(.elementor-active) .elementor-menu-toggle__icon--close{display:none;}.elementor-menu-toggle .e-font-icon-svg{fill:#33373d;height:1em;width:1em;}.elementor-menu-toggle svg{height:auto;width:1em;fill:var(--nav-menu-icon-color,currentColor);}span.elementor-menu-toggle__icon--close,span.elementor-menu-toggle__icon--open{line-height:1;}.elementor-nav-menu--dropdown{background-color:#fff;font-size:13px;}.elementor-nav-menu--dropdown-none .elementor-menu-toggle,.elementor-nav-menu--dropdown-none .elementor-nav-menu--dropdown{display:none;}.elementor-nav-menu--dropdown.elementor-nav-menu__container{margin-top:10px;overflow-x:hidden;overflow-y:auto;transform-origin:top;transition:max-height .3s,transform .3s;}.elementor-nav-menu--dropdown.elementor-nav-menu__container .elementor-sub-item{font-size:.85em;}.elementor-nav-menu--dropdown a{color:#33373d;}ul.elementor-nav-menu--dropdown a,ul.elementor-nav-menu--dropdown a:focus,ul.elementor-nav-menu--dropdown a:hover{border-inline-start:8px solid transparent;text-shadow:none;}.elementor-nav-menu__text-align-center .elementor-nav-menu--dropdown .elementor-nav-menu a{justify-content:center;}.elementor-nav-menu--toggle{--menu-height:100vh;}.elementor-nav-menu--toggle .elementor-menu-toggle:not(.elementor-active)+.elementor-nav-menu__container{max-height:0;overflow:hidden;transform:scaleY(0);}.elementor-nav-menu--toggle .elementor-menu-toggle.elementor-active+.elementor-nav-menu__container{animation:hide-scroll .3s backwards;max-height:var(--menu-height);transform:scaleY(1);}.elementor-nav-menu--stretch .elementor-nav-menu__container.elementor-nav-menu--dropdown{position:absolute;z-index:9997;}@media (max-width:767px){.elementor-nav-menu--dropdown-mobile .elementor-nav-menu--main{display:none;}}@media (min-width:768px){.elementor-nav-menu--dropdown-mobile .elementor-menu-toggle,.elementor-nav-menu--dropdown-mobile .elementor-nav-menu--dropdown{display:none;}.elementor-nav-menu--dropdown-mobile nav.elementor-nav-menu--dropdown.elementor-nav-menu__container{overflow-y:hidden;}}@media (min-width:-1){.elementor-nav-menu--dropdown-mobile_extra .elementor-menu-toggle,.elementor-nav-menu--dropdown-mobile_extra .elementor-nav-menu--dropdown{display:none;}.elementor-nav-menu--dropdown-mobile_extra nav.elementor-nav-menu--dropdown.elementor-nav-menu__container{overflow-y:hidden;}}@media (min-width:1025px){.elementor-nav-menu--dropdown-tablet .elementor-menu-toggle,.elementor-nav-menu--dropdown-tablet .elementor-nav-menu--dropdown{display:none;}.elementor-nav-menu--dropdown-tablet nav.elementor-nav-menu--dropdown.elementor-nav-menu__container{overflow-y:hidden;}}@media (max-width:1200px){.elementor-nav-menu--dropdown-tablet_extra .elementor-nav-menu--main{display:none;}}@media (min-width:1201px){.elementor-nav-menu--dropdown-tablet_extra .elementor-menu-toggle,.elementor-nav-menu--dropdown-tablet_extra .elementor-nav-menu--dropdown{display:none;}.elementor-nav-menu--dropdown-tablet_extra nav.elementor-nav-menu--dropdown.elementor-nav-menu__container{overflow-y:hidden;}}@keyframes hide-scroll{0%,to{overflow:hidden;}}.elementor-widget-social-icons.elementor-grid-0 .elementor-widget-container,.elementor-widget-social-icons.elementor-grid-0:not(:has(.elementor-widget-container)),.elementor-widget-social-icons.elementor-grid-mobile-0 .elementor-widget-container,.elementor-widget-social-icons.elementor-grid-mobile-0:not(:has(.elementor-widget-container)),.elementor-widget-social-icons.elementor-grid-tablet-0 .elementor-widget-container,.elementor-widget-social-icons.elementor-grid-tablet-0:not(:has(.elementor-widget-container)){font-size:0;line-height:1;}.elementor-widget-social-icons:not(.elementor-grid-0):not(.elementor-grid-tablet-0):not(.elementor-grid-mobile-0) .elementor-grid{display:inline-grid;}.elementor-widget-social-icons .elementor-grid{grid-column-gap:var(--grid-column-gap,5px);grid-row-gap:var(--grid-row-gap,5px);grid-template-columns:var(--grid-template-columns);justify-content:var(--justify-content,center);justify-items:var(--justify-content,center);}.elementor-icon.elementor-social-icon{font-size:var(--icon-size,25px);height:calc(var(--icon-size,25px) + 2 * var(--icon-padding,.5em));line-height:var(--icon-size,25px);width:calc(var(--icon-size,25px) + 2 * var(--icon-padding,.5em));}.elementor-social-icon{--e-social-icon-icon-color:#fff;align-items:center;background-color:#69727d;cursor:pointer;display:inline-flex;justify-content:center;text-align:center;}.elementor-social-icon svg{fill:var(--e-social-icon-icon-color);}.elementor-social-icon:last-child{margin:0;}.elementor-social-icon:hover{color:#fff;opacity:.9;}.elementor-social-icon-facebook,.elementor-social-icon-facebook-f{background-color:#3b5998;}.elementor-social-icon-linkedin,.elementor-social-icon-linkedin-in{background-color:#0077b5;}.elementor-social-icon-x-twitter{background-color:#000;}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit;}.elementor-widget-divider{--divider-border-style:none;--divider-border-width:1px;--divider-color:#0c0d0e;--divider-icon-size:20px;--divider-element-spacing:10px;--divider-pattern-height:24px;--divider-pattern-size:20px;--divider-pattern-url:none;--divider-pattern-repeat:repeat-x;}.elementor-widget-divider .elementor-divider{display:flex;}.elementor-widget-divider .elementor-icon{font-size:var(--divider-icon-size);}.elementor-widget-divider .elementor-divider-separator{direction:ltr;display:flex;margin:0;}.elementor-widget-divider:not(.elementor-widget-divider--view-line_text):not(.elementor-widget-divider--view-line_icon) .elementor-divider-separator{border-block-start:var(--divider-border-width) var(--divider-border-style) var(--divider-color);}.e-con-inner>.elementor-widget-divider,.e-con>.elementor-widget-divider{width:var(--container-widget-width,100%);--flex-grow:var(--container-widget-flex-grow);}.elementor-widget.elementor-icon-list--layout-inline .elementor-widget-container,.elementor-widget:not(:has(.elementor-widget-container)) .elementor-widget-container{overflow:hidden;}.elementor-widget .elementor-icon-list-items.elementor-inline-items{display:flex;flex-wrap:wrap;margin-left:-8px;margin-right:-8px;}.elementor-widget .elementor-icon-list-items.elementor-inline-items .elementor-inline-item{word-break:break-word;}.elementor-widget .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item{margin-left:8px;margin-right:8px;}.elementor-widget .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item:after{border-bottom:0;border-left-width:1px;border-right:0;border-top:0;border-style:solid;height:100%;left:auto;position:relative;right:auto;right:-8px;width:auto;}.elementor-widget .elementor-icon-list-items{list-style-type:none;margin:0;padding:0;}.elementor-widget .elementor-icon-list-item{margin:0;padding:0;position:relative;}.elementor-widget .elementor-icon-list-item:after{bottom:0;position:absolute;width:100%;}.elementor-widget .elementor-icon-list-item,.elementor-widget .elementor-icon-list-item a{align-items:var(--icon-vertical-align,center);display:flex;font-size:inherit;}.elementor-widget .elementor-icon-list-icon+.elementor-icon-list-text{align-self:center;padding-inline-start:5px;}.elementor-widget .elementor-icon-list-icon{display:flex;position:relative;top:var(--icon-vertical-offset,initial);}.elementor-widget .elementor-icon-list-icon svg{height:var(--e-icon-list-icon-size,1em);width:var(--e-icon-list-icon-size,1em);}.elementor-widget.elementor-widget-icon-list .elementor-icon-list-icon{text-align:var(--e-icon-list-icon-align);}.elementor-widget.elementor-widget-icon-list .elementor-icon-list-icon svg{margin:var(--e-icon-list-icon-margin,0 calc(var(--e-icon-list-icon-size,1em) * .25) 0 0);}.elementor-widget.elementor-list-item-link-full_width a{width:100%;}.elementor-widget.elementor-align-center .elementor-icon-list-item,.elementor-widget.elementor-align-center .elementor-icon-list-item a{justify-content:center;}.elementor-widget.elementor-align-center .elementor-icon-list-item:after{margin:auto;}.elementor-widget.elementor-align-center .elementor-inline-items{justify-content:center;}.elementor-widget.elementor-align-left .elementor-icon-list-item,.elementor-widget.elementor-align-left .elementor-icon-list-item a{justify-content:flex-start;text-align:left;}.elementor-widget.elementor-align-left .elementor-inline-items{justify-content:flex-start;}.elementor-widget:not(.elementor-align-right) .elementor-icon-list-item:after{left:0;}.elementor-widget:not(.elementor-align-left) .elementor-icon-list-item:after{right:0;}@media (min-width:-1){.elementor-widget:not(.elementor-widescreen-align-right) .elementor-icon-list-item:after{left:0;}.elementor-widget:not(.elementor-widescreen-align-left) .elementor-icon-list-item:after{right:0;}}@media (max-width:-1){.elementor-widget:not(.elementor-laptop-align-right) .elementor-icon-list-item:after{left:0;}.elementor-widget:not(.elementor-laptop-align-left) .elementor-icon-list-item:after{right:0;}}@media (max-width:1200px){.elementor-widget:not(.elementor-tablet_extra-align-right) .elementor-icon-list-item:after{left:0;}.elementor-widget:not(.elementor-tablet_extra-align-left) .elementor-icon-list-item:after{right:0;}}@media (max-width:1024px){.elementor-widget.elementor-tablet-align-left .elementor-icon-list-item,.elementor-widget.elementor-tablet-align-left .elementor-icon-list-item a{justify-content:flex-start;text-align:left;}.elementor-widget.elementor-tablet-align-left .elementor-inline-items{justify-content:flex-start;}.elementor-widget:not(.elementor-tablet-align-right) .elementor-icon-list-item:after{left:0;}.elementor-widget:not(.elementor-tablet-align-left) .elementor-icon-list-item:after{right:0;}}@media (max-width:-1){.elementor-widget:not(.elementor-mobile_extra-align-right) .elementor-icon-list-item:after{left:0;}.elementor-widget:not(.elementor-mobile_extra-align-left) .elementor-icon-list-item:after{right:0;}}@media (max-width:767px){.elementor-widget.elementor-mobile-align-center .elementor-icon-list-item,.elementor-widget.elementor-mobile-align-center .elementor-icon-list-item a{justify-content:center;}.elementor-widget.elementor-mobile-align-center .elementor-icon-list-item:after{margin:auto;}.elementor-widget.elementor-mobile-align-center .elementor-inline-items{justify-content:center;}.elementor-widget.elementor-mobile-align-left .elementor-icon-list-item,.elementor-widget.elementor-mobile-align-left .elementor-icon-list-item a{justify-content:flex-start;text-align:left;}.elementor-widget.elementor-mobile-align-left .elementor-inline-items{justify-content:flex-start;}.elementor-widget:not(.elementor-mobile-align-right) .elementor-icon-list-item:after{left:0;}.elementor-widget:not(.elementor-mobile-align-left) .elementor-icon-list-item:after{right:0;}}#left-area ul.elementor-icon-list-items,.elementor .elementor-element ul.elementor-icon-list-items,.elementor-edit-area .elementor-element ul.elementor-icon-list-items{padding:0;}.elementor-widget-post-info.elementor-align-center .elementor-icon-list-item:after{margin:initial;}.elementor-icon-list-items .elementor-icon-list-item .elementor-icon-list-text{display:inline-block;}.elementor-icon-list-items .elementor-icon-list-item .elementor-icon-list-text a,.elementor-icon-list-items .elementor-icon-list-item .elementor-icon-list-text span{display:inline;}.elementor-share-buttons--color-official .elementor-share-btn:hover{filter:saturate(1.5) brightness(1.2);}.elementor-share-buttons--color-official.elementor-share-buttons--skin-flat .elementor-share-btn_email,.elementor-share-buttons--color-official.elementor-share-buttons--skin-gradient .elementor-share-btn_email{background-color:#ea4335;}.elementor-share-buttons--color-official.elementor-share-buttons--skin-flat .elementor-share-btn_print,.elementor-share-buttons--color-official.elementor-share-buttons--skin-gradient .elementor-share-btn_print{background-color:#aaa;}.elementor-share-buttons--color-official.elementor-share-buttons--skin-flat .elementor-share-btn_facebook,.elementor-share-buttons--color-official.elementor-share-buttons--skin-gradient .elementor-share-btn_facebook{background-color:#3b5998;}.elementor-share-buttons--color-official.elementor-share-buttons--skin-flat .elementor-share-btn_linkedin,.elementor-share-buttons--color-official.elementor-share-buttons--skin-gradient .elementor-share-btn_linkedin{background-color:#0077b5;}.elementor-share-buttons--color-official.elementor-share-buttons--skin-flat .elementor-share-btn_twitter,.elementor-share-buttons--color-official.elementor-share-buttons--skin-gradient .elementor-share-btn_twitter{background-color:#1da1f2;}.elementor-share-buttons--skin-gradient .elementor-share-btn__text,.elementor-share-buttons--skin-gradient.elementor-share-buttons--view-icon .elementor-share-btn__icon{background-image:linear-gradient(90deg,rgba(0,0,0,.12),transparent);}.elementor-share-buttons--skin-flat .elementor-share-btn,.elementor-share-buttons--skin-gradient .elementor-share-btn{background-color:var(--e-share-buttons-primary-color,#ea4335);}.elementor-share-buttons--skin-flat .elementor-share-btn__icon,.elementor-share-buttons--skin-flat .elementor-share-btn__text,.elementor-share-buttons--skin-gradient .elementor-share-btn__icon,.elementor-share-buttons--skin-gradient .elementor-share-btn__text{color:var(--e-share-buttons-secondary-color,#fff);}.elementor-share-buttons--skin-flat .elementor-share-btn__icon svg,.elementor-share-buttons--skin-flat .elementor-share-btn__text svg,.elementor-share-buttons--skin-gradient .elementor-share-btn__icon svg,.elementor-share-buttons--skin-gradient .elementor-share-btn__text svg{fill:var(--e-share-buttons-secondary-color,#fff);}.elementor-share-buttons--view-icon .elementor-share-btn,.elementor-share-buttons--view-text .elementor-share-btn{justify-content:center;}.elementor-share-buttons--view-icon .elementor-share-btn__icon,.elementor-share-buttons--view-icon .elementor-share-btn__text,.elementor-share-buttons--view-text .elementor-share-btn__icon,.elementor-share-buttons--view-text .elementor-share-btn__text{flex-grow:1;justify-content:center;}.elementor-share-btn{align-items:center;cursor:pointer;display:flex;font-size:10px;height:4.5em;justify-content:flex-start;overflow:hidden;transition-duration:.2s;transition-property:filter,background-color,border-color;}.elementor-share-btn__icon,.elementor-share-btn__text{transition-duration:.2s;transition-property:color,background-color;}.elementor-share-btn__icon{align-items:center;align-self:stretch;display:flex;justify-content:center;position:relative;width:4.5em;}.elementor-share-btn__icon svg{height:var(--e-share-buttons-icon-size,1.7em);width:var(--e-share-buttons-icon-size,1.7em);}.elementor-widget-share-buttons{text-align:var(--alignment,inherit);-moz-text-align-last:var(--alignment,inherit);text-align-last:var(--alignment,inherit);}.elementor-widget-share-buttons.elementor-grid-0 .elementor-widget-container,.elementor-widget-share-buttons.elementor-grid-0:not(:has(.elementor-widget-container)){font-size:0;}.elementor-widget-archive-posts:after,.elementor-widget-posts:after{display:none;}.elementor-posts-container:not(.elementor-posts-masonry){align-items:stretch;}.elementor-posts-container .elementor-post{margin:0;padding:0;}.elementor-posts-container.elementor-has-item-ratio .elementor-post__thumbnail{bottom:0;left:0;right:0;top:0;}.elementor-posts-container.elementor-has-item-ratio .elementor-post__thumbnail img{height:auto;left:calc(50% + 1px);position:absolute;top:calc(50% + 1px);transform:scale(1.01) translate(-50%,-50%);}.elementor-posts-container.elementor-has-item-ratio .elementor-post__thumbnail.elementor-fit-height img{height:100%;width:auto;}.elementor-posts .elementor-post{flex-direction:column;transition-duration:.25s;transition-property:background,border,box-shadow;}.elementor-posts .elementor-post__title{font-size:18px;margin:0;}.elementor-posts .elementor-post__text{display:var(--item-display,block);flex-direction:column;flex-grow:1;}.elementor-posts .elementor-post__meta-data{color:#adadad;font-size:12px;line-height:1.3em;margin-bottom:13px;}.elementor-posts--skin-classic .elementor-post{overflow:hidden;}.elementor-posts .elementor-post{display:flex;}.elementor-portfolio.elementor-has-item-ratio{transition:height .5s;}.elementor-portfolio.elementor-has-item-ratio .elementor-post__thumbnail{background-color:rgba(0,0,0,.1);position:absolute;}.elementor-portfolio.elementor-has-item-ratio .elementor-post__thumbnail__link{padding-bottom:56.25%;}.elementor-widget-archive-posts:not(:has(>.elementor-widget-container))>.elementor-button-wrapper,.elementor-widget-archive-posts>.elementor-widget-container>.elementor-button-wrapper,.elementor-widget-posts:not(:has(>.elementor-widget-container))>.elementor-button-wrapper,.elementor-widget-posts>.elementor-widget-container>.elementor-button-wrapper{}.elementor-widget-archive-posts:not(:has(>.elementor-widget-container))>.elementor-button-wrapper .elementor-button,.elementor-widget-archive-posts>.elementor-widget-container>.elementor-button-wrapper .elementor-button,.elementor-widget-posts:not(:has(>.elementor-widget-container))>.elementor-button-wrapper .elementor-button,.elementor-widget-posts>.elementor-widget-container>.elementor-button-wrapper .elementor-button{cursor:pointer;position:relative;}.elementor-sticky--active{z-index:99;}.e-con.elementor-sticky--active{z-index:var(--z-index,99);}[data-elementor-type=popup] .elementor-section-wrap:not(:empty)+#elementor-add-new-section,[data-elementor-type=popup]:not(.elementor-edit-area){display:none;}.elementor-popup-modal.dialog-type-lightbox{background-color:transparent;display:flex;pointer-events:none;-webkit-user-select:auto;-moz-user-select:auto;user-select:auto;}.elementor-popup-modal .dialog-buttons-wrapper,.elementor-popup-modal .dialog-header{display:none;}.elementor-popup-modal .dialog-close-button{display:none;inset-inline-end:20px;margin-top:0;opacity:1;pointer-events:all;top:20px;z-index:9999;}.elementor-popup-modal .dialog-close-button svg{fill:#1f2124;height:1em;width:1em;}.elementor-popup-modal .dialog-widget-content{background-color:#fff;border-radius:0;box-shadow:none;max-height:100%;max-width:100%;overflow:visible;pointer-events:all;width:auto;}.elementor-popup-modal .dialog-message{display:flex;max-height:100vh;max-width:100vw;overflow:auto;padding:0;width:640px;}.elementor-popup-modal .elementor{width:100%;}:root{--ep-range-slider-background-color:#fff;--ep-range-slider-track-color:#eee;}@media (min-width:768px){:root{--ep-range-slider-thumb-size:1.25em;--ep-range-slider-track-size:.5em;}}.mp_wrapper .mepr-unauthorized-message,.mp_wrapper .mp_login_form{background-color:#f9f9f9;border-top:2px dashed #bcbcbc;padding:1.875rem;}.mp_wrapper .mepr-unauthorized-message p:last-child{margin-bottom:0;}.mp_wrapper .mp_login_form{border-top:none;padding-top:0;}.mepr-unauthorized-message h3{margin:1rem auto 2rem;}.mp_wrapper .mepr-unauthorized-excerpt:after{background:linear-gradient(180deg,hsla(0,0%,100%,0),hsla(0,0%,100%,.9));bottom:0;content:"";height:100%;left:0;position:absolute;width:100%;}.mp_wrapper .mepr-unauthorized-excerpt{position:relative;}.elementor-menu-toggle{background:none !important;}.elementor-nav-menu--dropdown.elementor-nav-menu__container{background:#ededec;}.elementor-nav-menu--dropdown.elementor-nav-menu__container ul.sub-menu{background:rgba(0,0,0,.05);}.header_user_menus .elementor-nav-menu--dropdown.elementor-nav-menu__container > ul > li > a{line-height:1 !important;}.elementor-nav-menu--dropdown.elementor-nav-menu__container ul.sub-menu > li > a{padding-top:5px;padding-bottom:5px;}@media only screen and (max-width: 767px){#header_subscribe_btn{padding:10px 10px !important;white-space:nowrap;}}fieldset,img{border:0;}article,figure{display:block;}.ptb_col,.ptb_pagenav,.ptb_post,.ptb_post_nav,img{box-sizing:border-box;}</style> <style>img:is([sizes="auto" i], [sizes^="auto," i]) { contain-intrinsic-size: 3000px 1500px }</style> <link rel='preconnect' href='https://use.typekit.net' > <link rel='preconnect' href='https://tpc.googlesyndication.com' > <link rel='preconnect' href='https://pagead2.googlesyndication.com' > <link rel='preconnect' href='https://securepubads.g.doubleclick.net' > <link rel='dns-prefetch' href='//use.typekit.net'> <link rel='dns-prefetch' href='//typekit.net'> <link rel='dns-prefetch' href='//pagead2.googlesyndication.com'> <link rel='dns-prefetch' href='//tpc.googlesyndication.com'> <link rel='dns-prefetch' href='//securepubads.g.doubleclick.net'> <!-- The SEO Framework by Sybre Waaijer --> <meta name="robots" content="max-snippet:-1,max-image-preview:large,max-video-preview:-1" /> <link rel="canonical" href="https://www.businessinsurance.com/uk-retailer-says-cyberattack-hit-sales-insured-for-incident-cost/" /> <meta name="description" content="British supermarket group Morrisons said a November cyberattack at technology provider Blue Yonder hit its product availability, impacting sales in the&#8230;" /> <meta property="og:type" content="article" /> <meta property="og:locale" content="en_US" /> <meta property="og:site_name" content="Business Insurance" /> <meta property="og:title" content="UK retailer says cyberattack hit sales; insured for incident cost" /> <meta property="og:description" content="British supermarket group Morrisons said a November cyberattack at technology provider Blue Yonder hit its product availability, impacting sales in the Christmas quarter." /> <meta property="og:url" content="https://www.businessinsurance.com/uk-retailer-says-cyberattack-hit-sales-insured-for-incident-cost/" /> <meta property="og:image" content="https://www.businessinsurance.com/wp-content/uploads/2025/01/Morrisons-British-supermarket-group.jpg" /> <meta property="og:image:width" content="1000" /> <meta property="og:image:height" content="666" /> <meta property="og:image:alt" content="Morrisons" /> <meta property="article:published_time" content="2025-01-30T16:15:48+00:00" /> <meta property="article:modified_time" content="2025-01-31T20:06:16+00:00" /> <meta name="twitter:card" content="summary_large_image" /> <meta name="twitter:title" content="UK retailer says cyberattack hit sales; insured for incident cost" /> <meta name="twitter:description" content="British supermarket group Morrisons said a November cyberattack at technology provider Blue Yonder hit its product availability, impacting sales in the Christmas quarter." /> <meta name="twitter:image" content="https://www.businessinsurance.com/wp-content/uploads/2025/01/Morrisons-British-supermarket-group.jpg" /> <meta name="twitter:image:alt" content="Morrisons" /> <script type="application/ld+json">{"@context":"https://schema.org","@graph":[{"@type":"WebSite","@id":"https://www.businessinsurance.com/#/schema/WebSite","url":"https://www.businessinsurance.com/","name":"Business Insurance","description":"Magazine","inLanguage":"en-US","potentialAction":{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https://www.businessinsurance.com/search/{search_term_string}/"},"query-input":"required name=search_term_string"},"publisher":{"@type":"Organization","@id":"https://www.businessinsurance.com/#/schema/Organization","name":"Business Insurance","url":"https://www.businessinsurance.com/","logo":{"@type":"ImageObject","url":"https://www.businessinsurance.com/wp-content/uploads/2023/03/cropped-BI-square-blue.png","contentUrl":"https://www.businessinsurance.com/wp-content/uploads/2023/03/cropped-BI-square-blue.png","width":512,"height":512,"contentSize":"31021"}}},{"@type":"WebPage","@id":"https://www.businessinsurance.com/uk-retailer-says-cyberattack-hit-sales-insured-for-incident-cost/","url":"https://www.businessinsurance.com/uk-retailer-says-cyberattack-hit-sales-insured-for-incident-cost/","name":"UK retailer says cyberattack hit sales; insured for incident cost &#x2d; Business Insurance","description":"British supermarket group Morrisons said a November cyberattack at technology provider Blue Yonder hit its product availability, impacting sales in the&#8230;","inLanguage":"en-US","isPartOf":{"@id":"https://www.businessinsurance.com/#/schema/WebSite"},"breadcrumb":{"@type":"BreadcrumbList","@id":"https://www.businessinsurance.com/#/schema/BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"item":"https://www.businessinsurance.com/","name":"Business Insurance"},{"@type":"ListItem","position":2,"item":"https://www.businessinsurance.com/insurance-topics/","name":"Category: Insurance Topics"},{"@type":"ListItem","position":3,"name":"UK retailer says cyberattack hit sales; insured for incident cost"}]},"potentialAction":{"@type":"ReadAction","target":"https://www.businessinsurance.com/uk-retailer-says-cyberattack-hit-sales-insured-for-incident-cost/"},"datePublished":"2025-01-30T16:15:48+00:00","dateModified":"2025-01-31T20:06:16+00:00","author":{"@type":"Person","@id":"https://www.businessinsurance.com/#/schema/Person/c9ddff92f93d0a575b236571c0ab061d","name":"Reuters"}}]}</script> <!-- / The SEO Framework by Sybre Waaijer | 5.26ms meta | 0.89ms boot --> <link rel="preload" as="font" href="https://www.businessinsurance.com/wp-content/uploads/2024/07/Lusitana-Regular.woff2" data-wpacu-preload-font="1" crossorigin> <link rel="preload" as="font" href="https://www.businessinsurance.com/wp-content/uploads/2024/07/Lusitana-Bold.woff2" data-wpacu-preload-font="1" crossorigin> <link rel="stylesheet" type="text/css" data-pmdelayedstyle="https://use.typekit.net/utc3xtb.css"><link data-wpacu-style-handle="mp-theme" rel="stylesheet" id="mp-theme-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/cache/perfmatters/www.businessinsurance.com/minify/b552104f0b23.theme.min.css?ver=1.11.37"> <style id='safe-svg-svg-icon-style-inline-css'>.safe-svg-cover{text-align:center}.safe-svg-cover .safe-svg-inside{display:inline-block;max-width:100%}.safe-svg-cover svg{height:100%;max-height:100%;max-width:100%;width:100%}</style> <link data-wpacu-style-handle="jwppp-widget-style" rel="stylesheet" id="jwppp-widget-style-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/cache/perfmatters/www.businessinsurance.com/minify/8072415527bb.jw-widget-min.min.css?ver=6.7.2"> <link data-wpacu-style-handle="if-menu-site-css" rel="stylesheet" id="if-menu-site-css-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/plugins/if-menu/assets/if-menu-site.css?ver=6.7.2"> <link data-wpacu-style-handle="hello-elementor" rel="stylesheet" id="hello-elementor-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/themes/hello-elementor/style.min.css?ver=3.3.0"> <link data-wpacu-style-handle="hello-elementor-theme-style" rel="stylesheet" id="hello-elementor-theme-style-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/themes/hello-elementor/theme.min.css?ver=3.3.0"> <link data-wpacu-style-handle="hello-elementor-header-footer" rel="stylesheet" id="hello-elementor-header-footer-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/themes/hello-elementor/header-footer.min.css?ver=3.3.0"> <link data-wpacu-style-handle="wpdreams-asl-basic" rel="stylesheet" id="wpdreams-asl-basic-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/cache/perfmatters/www.businessinsurance.com/minify/783227280517.style.basic.min.css?ver=4.12.6"> <link data-wpacu-style-handle="wpdreams-asl-instance" rel="stylesheet" id="wpdreams-asl-instance-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/plugins/ajax-search-lite/css/style-simple-red.css?ver=4.12.6"> <link data-wpacu-style-handle="elementor-frontend" rel="stylesheet" id="elementor-frontend-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/uploads/elementor/css/custom-frontend.min.css?ver=1740583283"> <style id='elementor-frontend-inline-css'>.elementor-kit-224796{--e-global-color-primary:#191919;--e-global-color-secondary:#939393;--e-global-color-text:#393939;--e-global-color-accent:#1D77A9;--e-global-color-164f071:#EFAD14;--e-global-color-090c572:#F47521;--e-global-color-a9608d1:#51C5D9;--e-global-color-a141cd2:#EDEDEC;--e-global-color-dfceda1:#D1D1D1;--e-global-color-058b082:#E6E6E6;--e-global-color-faeb185:#FFFFFF;--e-global-typography-primary-font-family:"liberation-sans";--e-global-typography-primary-font-weight:400;--e-global-typography-primary-text-transform:none;--e-global-typography-primary-font-style:normal;--e-global-typography-primary-text-decoration:none;--e-global-typography-primary-line-height:1.3em;--e-global-typography-primary-letter-spacing:0px;--e-global-typography-secondary-font-family:"Lusitana";--e-global-typography-secondary-font-size:15px;--e-global-typography-secondary-font-weight:400;--e-global-typography-secondary-text-transform:none;--e-global-typography-secondary-font-style:normal;--e-global-typography-secondary-text-decoration:none;--e-global-typography-secondary-line-height:1.3em;--e-global-typography-text-font-family:"liberation-sans";--e-global-typography-text-font-size:14px;--e-global-typography-text-font-weight:400;--e-global-typography-text-text-transform:none;--e-global-typography-text-font-style:normal;--e-global-typography-text-text-decoration:none;--e-global-typography-text-line-height:1.5em;--e-global-typography-accent-font-family:"Lusitana";--e-global-typography-accent-font-weight:500;--e-global-typography-accent-text-transform:none;--e-global-typography-accent-font-style:normal;--e-global-typography-accent-text-decoration:none;--e-global-typography-e767fbd-font-family:"Lusitana";--e-global-typography-e767fbd-font-size:44px;--e-global-typography-e767fbd-font-weight:700;--e-global-typography-e767fbd-text-transform:none;--e-global-typography-e767fbd-font-style:normal;--e-global-typography-e767fbd-text-decoration:none;--e-global-typography-e767fbd-line-height:1.3em;--e-global-typography-e767fbd-letter-spacing:0px;--e-global-typography-d9f459b-font-family:"Lusitana";--e-global-typography-d9f459b-font-size:26px;--e-global-typography-d9f459b-font-weight:500;--e-global-typography-d9f459b-text-transform:none;--e-global-typography-d9f459b-font-style:normal;--e-global-typography-d9f459b-text-decoration:none;--e-global-typography-d9f459b-line-height:1.3em;--e-global-typography-d9f459b-letter-spacing:0px;--e-global-typography-da21c65-font-family:"Lusitana";--e-global-typography-da21c65-font-size:20px;--e-global-typography-da21c65-font-weight:500;--e-global-typography-da21c65-text-transform:none;--e-global-typography-da21c65-font-style:normal;--e-global-typography-da21c65-text-decoration:none;--e-global-typography-da21c65-line-height:1.3em;--e-global-typography-da21c65-letter-spacing:0px;--e-global-typography-0d262bb-font-family:"Lusitana";--e-global-typography-0d262bb-font-size:17px;--e-global-typography-0d262bb-font-weight:500;--e-global-typography-0d262bb-text-transform:none;--e-global-typography-0d262bb-font-style:normal;--e-global-typography-0d262bb-text-decoration:none;--e-global-typography-0d262bb-line-height:1.2em;--e-global-typography-3f2ffb7-font-family:"Lusitana";--e-global-typography-3f2ffb7-font-size:15px;--e-global-typography-3f2ffb7-font-weight:400;--e-global-typography-3f2ffb7-text-transform:none;--e-global-typography-3f2ffb7-font-style:normal;--e-global-typography-3f2ffb7-text-decoration:none;--e-global-typography-3f2ffb7-line-height:1.2em;--e-global-typography-b11c54e-font-family:"Lusitana";--e-global-typography-b11c54e-font-size:13px;--e-global-typography-b11c54e-font-weight:400;--e-global-typography-b11c54e-text-transform:none;--e-global-typography-b11c54e-font-style:normal;--e-global-typography-b11c54e-text-decoration:none;--e-global-typography-b11c54e-line-height:1.2em;--e-global-typography-36c5ea9-font-family:"liberation-sans";--e-global-typography-36c5ea9-font-size:14px;--e-global-typography-36c5ea9-font-weight:400;--e-global-typography-36c5ea9-text-transform:none;--e-global-typography-36c5ea9-font-style:normal;--e-global-typography-36c5ea9-text-decoration:none;--e-global-typography-36c5ea9-line-height:1.4em;--e-global-typography-beabbcc-font-family:"Lusitana";--e-global-typography-beabbcc-font-size:17px;--e-global-typography-beabbcc-font-weight:500;--e-global-typography-beabbcc-text-transform:none;--e-global-typography-beabbcc-font-style:normal;--e-global-typography-beabbcc-text-decoration:none;--e-global-typography-beabbcc-line-height:1.3em;--e-global-typography-beabbcc-letter-spacing:-0.2px;--e-global-typography-6ab1e4b-font-family:"liberation-sans";--e-global-typography-6ab1e4b-font-size:17px;--e-global-typography-6ab1e4b-font-weight:400;--e-global-typography-6ab1e4b-text-transform:none;--e-global-typography-6ab1e4b-font-style:normal;--e-global-typography-6ab1e4b-text-decoration:none;--e-global-typography-6ab1e4b-line-height:1.5em;--e-global-typography-a906496-font-family:"Lusitana";--e-global-typography-a906496-font-size:16px;--e-global-typography-a906496-font-weight:500;--e-global-typography-a906496-text-transform:none;--e-global-typography-a906496-font-style:normal;--e-global-typography-a906496-text-decoration:none;--e-global-typography-a906496-line-height:1.3em;--e-global-typography-a906496-letter-spacing:0.3px;--e-global-typography-dec4296-font-family:"liberation-sans";--e-global-typography-dec4296-font-size:18px;--e-global-typography-dec4296-font-weight:400;--e-global-typography-dec4296-text-transform:none;--e-global-typography-dec4296-font-style:normal;--e-global-typography-dec4296-text-decoration:none;--e-global-typography-dec4296-line-height:1.3em;--e-global-typography-dec4296-letter-spacing:0px;--e-global-typography-a260c91-font-family:"liberation-sans";--e-global-typography-a260c91-font-size:16px;--e-global-typography-a260c91-font-weight:400;--e-global-typography-a260c91-text-transform:none;--e-global-typography-a260c91-font-style:normal;--e-global-typography-a260c91-text-decoration:none;--e-global-typography-a260c91-line-height:1.3em;--e-global-typography-1048b30-font-family:"liberation-sans";--e-global-typography-1048b30-font-size:15px;--e-global-typography-1048b30-font-weight:400;--e-global-typography-2a7fd94-font-family:"liberation-sans";--e-global-typography-2a7fd94-font-size:18px;--e-global-typography-2a7fd94-font-weight:400;--e-global-typography-2a7fd94-text-transform:none;--e-global-typography-2a7fd94-font-style:normal;--e-global-typography-2a7fd94-text-decoration:none;--e-global-typography-2a7fd94-line-height:1.3em;--e-global-typography-2a7fd94-letter-spacing:0.3px;--e-global-typography-e467bb4-font-family:"Lusitana";--e-global-typography-e467bb4-font-size:19px;--e-global-typography-e467bb4-font-weight:400;--e-global-typography-e467bb4-text-transform:none;--e-global-typography-e467bb4-font-style:normal;--e-global-typography-e467bb4-text-decoration:none;--e-global-typography-e467bb4-line-height:1.5em;--e-global-typography-e467bb4-letter-spacing:0px;--e-global-typography-a83c142-font-family:"liberation-sans";--e-global-typography-a83c142-font-size:72px;--e-global-typography-a83c142-font-weight:700;--e-global-typography-a83c142-line-height:1.3em;--e-global-typography-58a9f88-font-family:"liberation-sans";--e-global-typography-58a9f88-font-size:13px;--e-global-typography-58a9f88-font-weight:400;--e-global-typography-58a9f88-text-transform:uppercase;--e-global-typography-58a9f88-font-style:normal;--e-global-typography-58a9f88-text-decoration:none;--e-global-typography-58a9f88-line-height:1.5em;--e-global-typography-58a9f88-letter-spacing:1.3px;--e-global-typography-4db49e1-font-family:"Lusitana";--e-global-typography-4db49e1-font-size:18px;--e-global-typography-4db49e1-font-weight:400;--e-global-typography-4db49e1-text-transform:none;--e-global-typography-4db49e1-font-style:normal;--e-global-typography-4db49e1-text-decoration:none;--e-global-typography-4db49e1-line-height:1.4em;--e-global-typography-2f65961-font-family:"Lusitana";--e-global-typography-2f65961-font-size:100px;--e-global-typography-2f65961-font-weight:700;--e-global-typography-2f65961-line-height:1em;--e-global-typography-2f65961-letter-spacing:3px;--e-global-typography-d159138-font-family:"liberation-sans";--e-global-typography-d159138-font-size:16px;--e-global-typography-d159138-font-weight:400;--e-global-typography-d159138-text-transform:none;--e-global-typography-d159138-font-style:normal;--e-global-typography-d159138-text-decoration:none;--e-global-typography-d159138-line-height:1.4em;--e-global-typography-239133b-font-family:"liberation-sans";--e-global-typography-239133b-font-size:19px;--e-global-typography-239133b-font-weight:400;--e-global-typography-239133b-text-transform:none;--e-global-typography-239133b-font-style:normal;--e-global-typography-239133b-text-decoration:none;--e-global-typography-239133b-line-height:1.3em;--e-global-typography-239133b-letter-spacing:0px;color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-kit-224796 button,.elementor-kit-224796 input[type="button"],.elementor-kit-224796 input[type="submit"],.elementor-kit-224796 .elementor-button{background-color:var( --e-global-color-090c572 );font-family:var( --e-global-typography-a906496-font-family ), Sans-serif;font-size:var( --e-global-typography-a906496-font-size );font-weight:var( --e-global-typography-a906496-font-weight );text-transform:var( --e-global-typography-a906496-text-transform );font-style:var( --e-global-typography-a906496-font-style );text-decoration:var( --e-global-typography-a906496-text-decoration );line-height:var( --e-global-typography-a906496-line-height );letter-spacing:var( --e-global-typography-a906496-letter-spacing );color:var( --e-global-color-faeb185 );border-style:solid;border-width:1px 1px 1px 1px;border-color:var( --e-global-color-090c572 );border-radius:0px 0px 0px 0px;padding:8px 12px 8px 12px;}.elementor-kit-224796 button:hover,.elementor-kit-224796 button:focus,.elementor-kit-224796 input[type="button"]:hover,.elementor-kit-224796 input[type="button"]:focus,.elementor-kit-224796 input[type="submit"]:hover,.elementor-kit-224796 input[type="submit"]:focus,.elementor-kit-224796 .elementor-button:hover,.elementor-kit-224796 .elementor-button:focus{background-color:var( --e-global-color-faeb185 );color:var( --e-global-color-090c572 );border-style:solid;border-width:1px 1px 1px 1px;border-color:var( --e-global-color-090c572 );}.elementor-kit-224796 e-page-transition{background-color:#FFBC7D;}.elementor-kit-224796 p{margin-bottom:1.5em;}.elementor-kit-224796 a{color:var( --e-global-color-accent );}.elementor-kit-224796 a:hover{color:var( --e-global-color-primary );}.elementor-kit-224796 h1{color:var( --e-global-color-primary );font-family:var( --e-global-typography-e767fbd-font-family ), Sans-serif;font-size:var( --e-global-typography-e767fbd-font-size );font-weight:var( --e-global-typography-e767fbd-font-weight );text-transform:var( --e-global-typography-e767fbd-text-transform );font-style:var( --e-global-typography-e767fbd-font-style );text-decoration:var( --e-global-typography-e767fbd-text-decoration );line-height:var( --e-global-typography-e767fbd-line-height );letter-spacing:var( --e-global-typography-e767fbd-letter-spacing );}.elementor-kit-224796 h2{color:var( --e-global-color-primary );font-family:var( --e-global-typography-d9f459b-font-family ), Sans-serif;font-size:var( --e-global-typography-d9f459b-font-size );font-weight:var( --e-global-typography-d9f459b-font-weight );text-transform:var( --e-global-typography-d9f459b-text-transform );font-style:var( --e-global-typography-d9f459b-font-style );text-decoration:var( --e-global-typography-d9f459b-text-decoration );line-height:var( --e-global-typography-d9f459b-line-height );letter-spacing:var( --e-global-typography-d9f459b-letter-spacing );}.elementor-kit-224796 h3{color:var( --e-global-color-primary );font-family:var( --e-global-typography-da21c65-font-family ), Sans-serif;font-size:var( --e-global-typography-da21c65-font-size );font-weight:var( --e-global-typography-da21c65-font-weight );text-transform:var( --e-global-typography-da21c65-text-transform );font-style:var( --e-global-typography-da21c65-font-style );text-decoration:var( --e-global-typography-da21c65-text-decoration );line-height:var( --e-global-typography-da21c65-line-height );letter-spacing:var( --e-global-typography-da21c65-letter-spacing );}.elementor-kit-224796 h4{color:var( --e-global-color-primary );font-family:var( --e-global-typography-0d262bb-font-family ), Sans-serif;font-size:var( --e-global-typography-0d262bb-font-size );font-weight:var( --e-global-typography-0d262bb-font-weight );text-transform:var( --e-global-typography-0d262bb-text-transform );font-style:var( --e-global-typography-0d262bb-font-style );text-decoration:var( --e-global-typography-0d262bb-text-decoration );line-height:var( --e-global-typography-0d262bb-line-height );}.elementor-kit-224796 h5{color:var( --e-global-color-primary );font-family:var( --e-global-typography-3f2ffb7-font-family ), Sans-serif;font-size:var( --e-global-typography-3f2ffb7-font-size );font-weight:var( --e-global-typography-3f2ffb7-font-weight );text-transform:var( --e-global-typography-3f2ffb7-text-transform );font-style:var( --e-global-typography-3f2ffb7-font-style );text-decoration:var( --e-global-typography-3f2ffb7-text-decoration );line-height:var( --e-global-typography-3f2ffb7-line-height );}.elementor-kit-224796 h6{color:var( --e-global-color-primary );font-family:var( --e-global-typography-b11c54e-font-family ), Sans-serif;font-size:var( --e-global-typography-b11c54e-font-size );font-weight:var( --e-global-typography-b11c54e-font-weight );text-transform:var( --e-global-typography-b11c54e-text-transform );font-style:var( --e-global-typography-b11c54e-font-style );text-decoration:var( --e-global-typography-b11c54e-text-decoration );line-height:var( --e-global-typography-b11c54e-line-height );}.elementor-section.elementor-section-boxed > .elementor-container{max-width:1200px;}.e-con{--container-max-width:1200px;--container-default-padding-top:0px;--container-default-padding-right:0px;--container-default-padding-bottom:0px;--container-default-padding-left:0px;}.elementor-widget:not(:last-child){margin-block-end:0px;}.elementor-element{--widgets-spacing:0px 0px;--widgets-spacing-row:0px;--widgets-spacing-column:0px;}{}h1.entry-title{display:var(--page-title-display);}.site-header .site-branding{flex-direction:column;align-items:stretch;}.site-header{padding-inline-end:0px;padding-inline-start:0px;}.site-footer .site-branding{flex-direction:column;align-items:stretch;}@media(max-width:1024px){.elementor-kit-224796{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-kit-224796 h1{font-size:var( --e-global-typography-e767fbd-font-size );line-height:var( --e-global-typography-e767fbd-line-height );letter-spacing:var( --e-global-typography-e767fbd-letter-spacing );}.elementor-kit-224796 h2{font-size:var( --e-global-typography-d9f459b-font-size );line-height:var( --e-global-typography-d9f459b-line-height );letter-spacing:var( --e-global-typography-d9f459b-letter-spacing );}.elementor-kit-224796 h3{font-size:var( --e-global-typography-da21c65-font-size );line-height:var( --e-global-typography-da21c65-line-height );letter-spacing:var( --e-global-typography-da21c65-letter-spacing );}.elementor-kit-224796 h4{font-size:var( --e-global-typography-0d262bb-font-size );line-height:var( --e-global-typography-0d262bb-line-height );}.elementor-kit-224796 h5{font-size:var( --e-global-typography-3f2ffb7-font-size );line-height:var( --e-global-typography-3f2ffb7-line-height );}.elementor-kit-224796 h6{font-size:var( --e-global-typography-b11c54e-font-size );line-height:var( --e-global-typography-b11c54e-line-height );}.elementor-kit-224796 button,.elementor-kit-224796 input[type="button"],.elementor-kit-224796 input[type="submit"],.elementor-kit-224796 .elementor-button{font-size:var( --e-global-typography-a906496-font-size );line-height:var( --e-global-typography-a906496-line-height );letter-spacing:var( --e-global-typography-a906496-letter-spacing );}.elementor-section.elementor-section-boxed > .elementor-container{max-width:1024px;}.e-con{--container-max-width:1024px;}}@media(max-width:767px){.elementor-kit-224796{--e-global-typography-e767fbd-font-size:38px;font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-kit-224796 h1{font-size:var( --e-global-typography-e767fbd-font-size );line-height:var( --e-global-typography-e767fbd-line-height );letter-spacing:var( --e-global-typography-e767fbd-letter-spacing );}.elementor-kit-224796 h2{font-size:var( --e-global-typography-d9f459b-font-size );line-height:var( --e-global-typography-d9f459b-line-height );letter-spacing:var( --e-global-typography-d9f459b-letter-spacing );}.elementor-kit-224796 h3{font-size:var( --e-global-typography-da21c65-font-size );line-height:var( --e-global-typography-da21c65-line-height );letter-spacing:var( --e-global-typography-da21c65-letter-spacing );}.elementor-kit-224796 h4{font-size:var( --e-global-typography-0d262bb-font-size );line-height:var( --e-global-typography-0d262bb-line-height );}.elementor-kit-224796 h5{font-size:var( --e-global-typography-3f2ffb7-font-size );line-height:var( --e-global-typography-3f2ffb7-line-height );}.elementor-kit-224796 h6{font-size:var( --e-global-typography-b11c54e-font-size );line-height:var( --e-global-typography-b11c54e-line-height );}.elementor-kit-224796 button,.elementor-kit-224796 input[type="button"],.elementor-kit-224796 input[type="submit"],.elementor-kit-224796 .elementor-button{font-size:var( --e-global-typography-a906496-font-size );line-height:var( --e-global-typography-a906496-line-height );letter-spacing:var( --e-global-typography-a906496-letter-spacing );}.elementor-section.elementor-section-boxed > .elementor-container{max-width:767px;}.e-con{--container-max-width:767px;}}/* Start Custom Fonts CSS */@font-face{font-display:swap;font-family:'Lusitana';font-style:normal;font-weight:normal;src:url('https://www.businessinsurance.com/wp-content/uploads/2024/07/Lusitana-Regular.woff2') format('woff2');} @font-face{font-display:swap;font-family:'Lusitana';font-style:normal;font-weight:bold;src:url('https://www.businessinsurance.com/wp-content/uploads/2024/07/Lusitana-Bold.woff2') format('woff2');} /* End Custom Fonts CSS */ .elementor-224642 .elementor-element.elementor-element-e9feb1f{--display:flex;--min-height:90px;--align-items:center;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--margin-top:10px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-224642 .elementor-element.elementor-element-a534322{width:100%;max-width:100%;}.elementor-224642 .elementor-element.elementor-element-a534322 > .elementor-widget-container{border-style:none;}.elementor-224642 .elementor-element.elementor-element-20f26d3{--display:flex;--align-items:center;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--padding-top:10px;--padding-bottom:10px;--padding-left:0px;--padding-right:0px;}.elementor-widget-theme-site-logo .widget-image-caption{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-224642 .elementor-element.elementor-element-c6ef629{text-align:center;}.elementor-224642 .elementor-element.elementor-element-c6ef629 img{width:600px;max-width:80%;transition-duration:0.5s;}.elementor-224642 .elementor-element.elementor-element-c6ef629:hover img{opacity:0.65;}.elementor-224642 .elementor-element.elementor-element-8ad4244{--display:flex;--flex-direction:row;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--align-items:center;--gap:10px 10px;--row-gap:10px;--column-gap:10px;border-style:double;--border-style:double;border-width:0px 0px 0px 0px;--border-top-width:0px;--border-right-width:0px;--border-bottom-width:0px;--border-left-width:0px;border-color:var( --e-global-color-058b082 );--border-color:var( --e-global-color-058b082 );--padding-top:20px;--padding-bottom:20px;--padding-left:20px;--padding-right:20px;}.elementor-224642 .elementor-element.elementor-element-8ad4244.e-con{--flex-grow:0;--flex-shrink:0;}.elementor-224642 .elementor-element.elementor-element-db86f9a{--display:flex;}.elementor-widget-button .elementor-button{background-color:var( --e-global-color-accent );font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-224642 .elementor-element.elementor-element-26103ee .elementor-button{background-color:var( --e-global-color-a141cd2 );font-family:var( --e-global-typography-a906496-font-family ), Sans-serif;font-size:var( --e-global-typography-a906496-font-size );font-weight:var( --e-global-typography-a906496-font-weight );text-transform:var( --e-global-typography-a906496-text-transform );font-style:var( --e-global-typography-a906496-font-style );text-decoration:var( --e-global-typography-a906496-text-decoration );line-height:var( --e-global-typography-a906496-line-height );letter-spacing:var( --e-global-typography-a906496-letter-spacing );fill:var( --e-global-color-text );color:var( --e-global-color-text );border-style:solid;border-width:0px 0px 0px 0px;border-color:var( --e-global-color-primary );padding:10px 60px 10px 60px;}.elementor-224642 .elementor-element.elementor-element-26103ee .elementor-button:hover, .elementor-224642 .elementor-element.elementor-element-26103ee .elementor-button:focus{background-color:var( --e-global-color-090c572 );color:#FFFFFF;border-color:var( --e-global-color-090c572 );}.elementor-224642 .elementor-element.elementor-element-26103ee .elementor-button-content-wrapper{flex-direction:row;}.elementor-224642 .elementor-element.elementor-element-26103ee .elementor-button .elementor-button-content-wrapper{gap:8px;}.elementor-224642 .elementor-element.elementor-element-26103ee .elementor-button:hover svg, .elementor-224642 .elementor-element.elementor-element-26103ee .elementor-button:focus svg{fill:#FFFFFF;}.elementor-224642 .elementor-element.elementor-element-ebffaf4{--display:flex;}.elementor-224642 .elementor-element.elementor-element-7f2aded{text-align:center;}.elementor-224642 .elementor-element.elementor-element-7f2aded img{width:800px;transition-duration:0.5s;}.elementor-224642 .elementor-element.elementor-element-7f2aded:hover img{opacity:0.65;}.elementor-224642 .elementor-element.elementor-element-4f766ea{--display:flex;--flex-direction:row;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--justify-content:flex-end;--align-items:center;--gap:10px 10px;--row-gap:10px;--column-gap:10px;border-style:none;--border-style:none;}.elementor-widget-search-form input[type="search"].elementor-search-form__input{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-search-form .elementor-search-form__input, .elementor-widget-search-form .elementor-search-form__icon, .elementor-widget-search-form .elementor-lightbox .dialog-lightbox-close-button, .elementor-widget-search-form .elementor-lightbox .dialog-lightbox-close-button:hover, .elementor-widget-search-form.elementor-search-form--skin-full_screen input[type="search"].elementor-search-form__input{color:var( --e-global-color-text );fill:var( --e-global-color-text );}.elementor-widget-search-form .elementor-search-form__submit{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );background-color:var( --e-global-color-secondary );}.elementor-224642 .elementor-element.elementor-element-af1d24c > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-224642 .elementor-element.elementor-element-af1d24c.elementor-element{--order:99999 /* order end hack */;--flex-grow:0;--flex-shrink:0;}.elementor-224642 .elementor-element.elementor-element-af1d24c .elementor-search-form{text-align:center;}.elementor-224642 .elementor-element.elementor-element-af1d24c .elementor-search-form__toggle{--e-search-form-toggle-size:32px;--e-search-form-toggle-background-color:var( --e-global-color-faeb185 );}.elementor-224642 .elementor-element.elementor-element-af1d24c input[type="search"].elementor-search-form__input{font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-224642 .elementor-element.elementor-element-af1d24c .elementor-search-form__input, .elementor-224642 .elementor-element.elementor-element-af1d24c .elementor-search-form__icon, .elementor-224642 .elementor-element.elementor-element-af1d24c .elementor-lightbox .dialog-lightbox-close-button, .elementor-224642 .elementor-element.elementor-element-af1d24c .elementor-lightbox .dialog-lightbox-close-button:hover, .elementor-224642 .elementor-element.elementor-element-af1d24c.elementor-search-form--skin-full_screen input[type="search"].elementor-search-form__input{color:var( --e-global-color-primary );fill:var( --e-global-color-primary );}.elementor-224642 .elementor-element.elementor-element-af1d24c:not(.elementor-search-form--skin-full_screen) .elementor-search-form__container{border-color:var( --e-global-color-secondary );border-width:1px 1px 1px 1px;border-radius:0px;}.elementor-224642 .elementor-element.elementor-element-af1d24c.elementor-search-form--skin-full_screen input[type="search"].elementor-search-form__input{border-color:var( --e-global-color-secondary );border-width:1px 1px 1px 1px;border-radius:0px;}.elementor-224642 .elementor-element.elementor-element-af1d24c:not(.elementor-search-form--skin-full_screen) .elementor-search-form--focus .elementor-search-form__input, .elementor-224642 .elementor-element.elementor-element-af1d24c .elementor-search-form--focus .elementor-search-form__icon, .elementor-224642 .elementor-element.elementor-element-af1d24c .elementor-lightbox .dialog-lightbox-close-button:hover, .elementor-224642 .elementor-element.elementor-element-af1d24c.elementor-search-form--skin-full_screen input[type="search"].elementor-search-form__input:focus{color:var( --e-global-color-primary );fill:var( --e-global-color-primary );}.elementor-224642 .elementor-element.elementor-element-13d448f{width:var( --container-widget-width, 220px );max-width:220px;--container-widget-width:220px;--container-widget-flex-grow:0;}.elementor-224642 .elementor-element.elementor-element-13d448f > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-224642 .elementor-element.elementor-element-13d448f.elementor-element{--order:99999 /* order end hack */;--flex-grow:0;--flex-shrink:0;}.elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form__container{min-height:26px;}.elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form__submit{min-width:calc( 1.4 * 26px );--e-search-form-submit-text-color:#FFFFFF;background-color:#51C5D9;--e-search-form-submit-icon-size:14px;}body:not(.rtl) .elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form__icon{padding-left:calc(26px / 3);}body.rtl .elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form__icon{padding-right:calc(26px / 3);}.elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form__input, .elementor-224642 .elementor-element.elementor-element-13d448f.elementor-search-form--button-type-text .elementor-search-form__submit{padding-left:calc(26px / 3);padding-right:calc(26px / 3);}.elementor-224642 .elementor-element.elementor-element-13d448f input[type="search"].elementor-search-form__input{font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form__input, .elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form__icon, .elementor-224642 .elementor-element.elementor-element-13d448f .elementor-lightbox .dialog-lightbox-close-button, .elementor-224642 .elementor-element.elementor-element-13d448f .elementor-lightbox .dialog-lightbox-close-button:hover, .elementor-224642 .elementor-element.elementor-element-13d448f.elementor-search-form--skin-full_screen input[type="search"].elementor-search-form__input{color:var( --e-global-color-primary );fill:var( --e-global-color-primary );}.elementor-224642 .elementor-element.elementor-element-13d448f:not(.elementor-search-form--skin-full_screen) .elementor-search-form__container{background-color:var( --e-global-color-faeb185 );border-color:var( --e-global-color-secondary );border-width:1px 1px 1px 1px;border-radius:0px;}.elementor-224642 .elementor-element.elementor-element-13d448f.elementor-search-form--skin-full_screen input[type="search"].elementor-search-form__input{background-color:var( --e-global-color-faeb185 );border-color:var( --e-global-color-secondary );border-width:1px 1px 1px 1px;border-radius:0px;}.elementor-224642 .elementor-element.elementor-element-13d448f:not(.elementor-search-form--skin-full_screen) .elementor-search-form--focus .elementor-search-form__input, .elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form--focus .elementor-search-form__icon, .elementor-224642 .elementor-element.elementor-element-13d448f .elementor-lightbox .dialog-lightbox-close-button:hover, .elementor-224642 .elementor-element.elementor-element-13d448f.elementor-search-form--skin-full_screen input[type="search"].elementor-search-form__input:focus{color:var( --e-global-color-primary );fill:var( --e-global-color-primary );}.elementor-224642 .elementor-element.elementor-element-13d448f:not(.elementor-search-form--skin-full_screen) .elementor-search-form--focus .elementor-search-form__container{background-color:#51C5D94A;}.elementor-224642 .elementor-element.elementor-element-13d448f.elementor-search-form--skin-full_screen input[type="search"].elementor-search-form__input:focus{background-color:#51C5D94A;}.elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form__submit:hover{--e-search-form-submit-text-color:#FFFFFF;background-color:var( --e-global-color-164f071 );}.elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form__submit:focus{--e-search-form-submit-text-color:#FFFFFF;background-color:var( --e-global-color-164f071 );}.elementor-widget-nav-menu .elementor-nav-menu .elementor-item{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-nav-menu .elementor-nav-menu--main .elementor-item{color:var( --e-global-color-text );fill:var( --e-global-color-text );}.elementor-widget-nav-menu .elementor-nav-menu--main .elementor-item:hover, .elementor-widget-nav-menu .elementor-nav-menu--main .elementor-item.elementor-item-active, .elementor-widget-nav-menu .elementor-nav-menu--main .elementor-item.highlighted, .elementor-widget-nav-menu .elementor-nav-menu--main .elementor-item:focus{color:var( --e-global-color-accent );fill:var( --e-global-color-accent );}.elementor-widget-nav-menu .elementor-nav-menu--main:not(.e--pointer-framed) .elementor-item:before, .elementor-widget-nav-menu .elementor-nav-menu--main:not(.e--pointer-framed) .elementor-item:after{background-color:var( --e-global-color-accent );}.elementor-widget-nav-menu .e--pointer-framed .elementor-item:before, .elementor-widget-nav-menu .e--pointer-framed .elementor-item:after{border-color:var( --e-global-color-accent );}.elementor-widget-nav-menu{--e-nav-menu-divider-color:var( --e-global-color-text );}.elementor-widget-nav-menu .elementor-nav-menu--dropdown .elementor-item, .elementor-widget-nav-menu .elementor-nav-menu--dropdown .elementor-sub-item{font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-224642 .elementor-element.elementor-element-51958ef > .elementor-widget-container{margin:0px 0px 0px 0px;padding:0px 0px 0px 0px;border-style:none;}.elementor-224642 .elementor-element.elementor-element-51958ef.elementor-element{--order:99999 /* order end hack */;}.elementor-224642 .elementor-element.elementor-element-51958ef .elementor-menu-toggle{margin-left:auto;}.elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown{background-color:var( --e-global-color-faeb185 );border-style:solid;border-width:2px 2px 2px 2px;border-color:var( --e-global-color-secondary );}.elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown a:hover, .elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown a.elementor-item-active, .elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown a.highlighted{background-color:var( --e-global-color-a9608d1 );}.elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown .elementor-item, .elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown .elementor-sub-item{font-family:var( --e-global-typography-secondary-font-family ), Sans-serif;font-size:var( --e-global-typography-secondary-font-size );font-weight:var( --e-global-typography-secondary-font-weight );text-transform:var( --e-global-typography-secondary-text-transform );font-style:var( --e-global-typography-secondary-font-style );text-decoration:var( --e-global-typography-secondary-text-decoration );}.elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown li:not(:last-child){border-style:none;border-bottom-width:1px;}.elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--main > .elementor-nav-menu > li > .elementor-nav-menu--dropdown, .elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu__container.elementor-nav-menu--dropdown{margin-top:0px !important;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb{width:var( --container-widget-width, 30px );max-width:30px;--container-widget-width:30px;--container-widget-flex-grow:0;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb > .elementor-widget-container{margin:0px 0px 0px 0px;padding:0px 0px 0px 0px;border-style:none;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-menu-toggle{margin-left:auto;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu .elementor-item{font-family:"liberation-sans", Sans-serif;font-size:12px;font-weight:500;text-transform:none;font-style:normal;text-decoration:none;line-height:0px;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--main .elementor-item{padding-left:8px;padding-right:8px;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown{background-color:var( --e-global-color-faeb185 );}.elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown a:hover, .elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown a.elementor-item-active, .elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown a.highlighted{background-color:var( --e-global-color-a9608d1 );}.elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown .elementor-item, .elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown .elementor-sub-item{font-family:"liberation-sans", Sans-serif;font-weight:400;text-transform:none;font-style:normal;text-decoration:none;letter-spacing:0px;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown li:not(:last-child){border-style:none;border-bottom-width:1px;}.elementor-224642 .elementor-element.elementor-element-9061118{--display:flex;--flex-direction:row;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--align-items:center;--gap:0px 0px;--row-gap:0px;--column-gap:0px;border-style:solid;--border-style:solid;border-width:2px 0px 2px 0px;--border-top-width:2px;--border-right-width:0px;--border-bottom-width:2px;--border-left-width:0px;border-color:var( --e-global-color-secondary );--border-color:var( --e-global-color-secondary );}.elementor-224642 .elementor-element.elementor-element-8da3ccd{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}.elementor-224642 .elementor-element.elementor-element-cabd321 > .elementor-widget-container{border-style:none;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-menu-toggle{margin:0 auto;background-color:var( --e-global-color-accent );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu .elementor-item{font-family:"liberation-sans", Sans-serif;font-size:16px;font-weight:400;font-style:normal;line-height:1.3em;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main .elementor-item{color:var( --e-global-color-primary );fill:var( --e-global-color-primary );padding-left:20px;padding-right:20px;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main .elementor-item:hover, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main .elementor-item.elementor-item-active, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main .elementor-item.highlighted, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main .elementor-item:focus{color:#fff;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main:not(.e--pointer-framed) .elementor-item:before, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main:not(.e--pointer-framed) .elementor-item:after{background-color:#51C5D9;}.elementor-224642 .elementor-element.elementor-element-cabd321 .e--pointer-framed .elementor-item:before, .elementor-224642 .elementor-element.elementor-element-cabd321 .e--pointer-framed .elementor-item:after{border-color:#51C5D9;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main .elementor-item.elementor-item-active{color:#FFFFFF;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main:not(.e--pointer-framed) .elementor-item.elementor-item-active:before, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main:not(.e--pointer-framed) .elementor-item.elementor-item-active:after{background-color:var( --e-global-color-a9608d1 );}.elementor-224642 .elementor-element.elementor-element-cabd321 .e--pointer-framed .elementor-item.elementor-item-active:before, .elementor-224642 .elementor-element.elementor-element-cabd321 .e--pointer-framed .elementor-item.elementor-item-active:after{border-color:var( --e-global-color-a9608d1 );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-menu-toggle{color:var( --e-global-color-text );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown{background-color:#FFFFFF;border-style:none;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a:hover, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a.elementor-item-active, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a.highlighted, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-menu-toggle:hover{color:var( --e-global-color-faeb185 );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a:hover, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a.elementor-item-active, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a.highlighted{background-color:var( --e-global-color-a9608d1 );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a.elementor-item-active{color:var( --e-global-color-faeb185 );background-color:var( --e-global-color-a9608d1 );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown .elementor-item, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown .elementor-sub-item{font-family:var( --e-global-typography-1048b30-font-family ), Sans-serif;font-size:var( --e-global-typography-1048b30-font-size );font-weight:var( --e-global-typography-1048b30-font-weight );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main .elementor-nav-menu--dropdown, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu__container.elementor-nav-menu--dropdown{box-shadow:0px 3px 8px 0px rgba(0, 0, 0, 0.07);}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a{padding-left:30px;padding-right:30px;padding-top:10px;padding-bottom:10px;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main > .elementor-nav-menu > li > .elementor-nav-menu--dropdown, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu__container.elementor-nav-menu--dropdown{margin-top:4px !important;}.elementor-224642 .elementor-element.elementor-element-cabd321 div.elementor-menu-toggle{color:#FFFFFF;}.elementor-224642 .elementor-element.elementor-element-cabd321 div.elementor-menu-toggle svg{fill:#FFFFFF;}.elementor-224642 .elementor-element.elementor-element-cabd321 div.elementor-menu-toggle:hover{color:#FFFFFF;}.elementor-224642 .elementor-element.elementor-element-cabd321 div.elementor-menu-toggle:hover svg{fill:#FFFFFF;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-menu-toggle:hover{background-color:var( --e-global-color-primary );}.elementor-theme-builder-content-area{height:400px;}.elementor-location-header:before, .elementor-location-footer:before{content:"";display:table;clear:both;}@media(min-width:768px){.elementor-224642 .elementor-element.elementor-element-e9feb1f{--content-width:970px;}.elementor-224642 .elementor-element.elementor-element-db86f9a{--width:25%;}.elementor-224642 .elementor-element.elementor-element-ebffaf4{--width:50%;}.elementor-224642 .elementor-element.elementor-element-4f766ea{--width:25%;}.elementor-224642 .elementor-element.elementor-element-8da3ccd{--width:100%;}}@media(max-width:1024px) and (min-width:768px){.elementor-224642 .elementor-element.elementor-element-db86f9a{--width:50%;}.elementor-224642 .elementor-element.elementor-element-ebffaf4{--width:49%;}.elementor-224642 .elementor-element.elementor-element-4f766ea{--width:50%;}}@media(max-width:1200px){.elementor-224642 .elementor-element.elementor-element-8ad4244{--justify-content:space-between;}.elementor-224642 .elementor-element.elementor-element-51958ef.elementor-element{--order:99999 /* order end hack */;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb.elementor-element{--order:99999 /* order end hack */;}}@media(max-width:1024px){.elementor-224642 .elementor-element.elementor-element-20f26d3{--align-items:center;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--padding-top:10px;--padding-bottom:10px;--padding-left:0px;--padding-right:0px;}.elementor-widget-theme-site-logo .widget-image-caption{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-224642 .elementor-element.elementor-element-c6ef629{text-align:center;}.elementor-224642 .elementor-element.elementor-element-8ad4244{border-width:0px 0px 4px 0px;--border-top-width:0px;--border-right-width:0px;--border-bottom-width:4px;--border-left-width:0px;}.elementor-224642 .elementor-element.elementor-element-26103ee .elementor-button{font-size:var( --e-global-typography-a906496-font-size );line-height:var( --e-global-typography-a906496-line-height );letter-spacing:var( --e-global-typography-a906496-letter-spacing );padding:12px 30px 12px 30px;}.elementor-224642 .elementor-element.elementor-element-ebffaf4{--align-items:center;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );}.elementor-224642 .elementor-element.elementor-element-7f2aded{text-align:left;}.elementor-224642 .elementor-element.elementor-element-7f2aded img{width:220px;}.elementor-widget-search-form input[type="search"].elementor-search-form__input{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-search-form .elementor-search-form__submit{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-224642 .elementor-element.elementor-element-af1d24c > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-224642 .elementor-element.elementor-element-af1d24c.elementor-element{--order:-99999 /* order start hack */;}.elementor-224642 .elementor-element.elementor-element-13d448f > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-224642 .elementor-element.elementor-element-13d448f.elementor-element{--order:-99999 /* order start hack */;}.elementor-widget-nav-menu .elementor-nav-menu .elementor-item{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown .elementor-item, .elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown .elementor-sub-item{font-size:var( --e-global-typography-secondary-font-size );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown .elementor-item, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown .elementor-sub-item{font-size:var( --e-global-typography-1048b30-font-size );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a{padding-left:200px;padding-right:200px;padding-top:12px;padding-bottom:12px;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-menu-toggle{border-width:0px;border-radius:0px;}}@media(max-width:767px){.elementor-224642 .elementor-element.elementor-element-e9feb1f{--min-height:50px;}.elementor-224642 .elementor-element.elementor-element-e9feb1f.e-con{--align-self:center;}.elementor-224642 .elementor-element.elementor-element-a534322.elementor-element{--align-self:center;}.elementor-widget-theme-site-logo .widget-image-caption{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-224642 .elementor-element.elementor-element-c6ef629{text-align:center;}.elementor-224642 .elementor-element.elementor-element-8ad4244{--justify-content:flex-end;--align-items:center;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--flex-wrap:nowrap;--padding-top:15px;--padding-bottom:15px;--padding-left:0px;--padding-right:0px;}.elementor-224642 .elementor-element.elementor-element-db86f9a{--width:56%;--margin-top:0px;--margin-bottom:0px;--margin-left:15px;--margin-right:0px;}.elementor-224642 .elementor-element.elementor-element-26103ee > .elementor-widget-container{padding:0px 0px 0px 0px;}.elementor-224642 .elementor-element.elementor-element-26103ee .elementor-button{font-size:var( --e-global-typography-a906496-font-size );line-height:var( --e-global-typography-a906496-line-height );letter-spacing:var( --e-global-typography-a906496-letter-spacing );}.elementor-224642 .elementor-element.elementor-element-7f2aded{text-align:center;}.elementor-224642 .elementor-element.elementor-element-4f766ea{--width:500px;--justify-content:flex-end;--flex-wrap:nowrap;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:15px;}.elementor-widget-search-form input[type="search"].elementor-search-form__input{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-search-form .elementor-search-form__submit{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-224642 .elementor-element.elementor-element-af1d24c > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-224642 .elementor-element.elementor-element-13d448f > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-widget-nav-menu .elementor-nav-menu .elementor-item{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-224642 .elementor-element.elementor-element-51958ef > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown .elementor-item, .elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown .elementor-sub-item{font-size:var( --e-global-typography-secondary-font-size );}.elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown a{padding-top:15px;padding-bottom:15px;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown .elementor-item, .elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown .elementor-sub-item{font-size:16px;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown a{padding-top:15px;padding-bottom:15px;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown .elementor-item, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown .elementor-sub-item{font-size:var( --e-global-typography-1048b30-font-size );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a{padding-left:30px;padding-right:30px;padding-top:10px;padding-bottom:10px;}} .elementor-224644 .elementor-element.elementor-element-b5715f7{--display:flex;border-style:solid;--border-style:solid;border-width:0px 0px 0px 0px;--border-top-width:0px;--border-right-width:0px;--border-bottom-width:0px;--border-left-width:0px;border-color:var( --e-global-color-accent );--border-color:var( --e-global-color-accent );--margin-top:50px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:50px;--padding-bottom:50px;--padding-left:20px;--padding-right:20px;}.elementor-224644 .elementor-element.elementor-element-b5715f7:not(.elementor-motion-effects-element-type-background), .elementor-224644 .elementor-element.elementor-element-b5715f7 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:var( --e-global-color-accent );}.elementor-widget-image .widget-image-caption{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-224644 .elementor-element.elementor-element-d245f8d img{width:40%;}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-repeater-item-0267196.elementor-social-icon{background-color:var( --e-global-color-accent );}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-repeater-item-0267196.elementor-social-icon i{color:var( --e-global-color-faeb185 );}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-repeater-item-0267196.elementor-social-icon svg{fill:var( --e-global-color-faeb185 );}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-repeater-item-dc10550.elementor-social-icon{background-color:var( --e-global-color-accent );}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-repeater-item-dc10550.elementor-social-icon i{color:var( --e-global-color-faeb185 );}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-repeater-item-dc10550.elementor-social-icon svg{fill:var( --e-global-color-faeb185 );}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-repeater-item-9bc67e2.elementor-social-icon{background-color:var( --e-global-color-accent );}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-repeater-item-9bc67e2.elementor-social-icon i{color:var( --e-global-color-faeb185 );}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-repeater-item-9bc67e2.elementor-social-icon svg{fill:var( --e-global-color-faeb185 );}.elementor-224644 .elementor-element.elementor-element-02cca47{--grid-template-columns:repeat(0, auto);--icon-size:15px;--grid-column-gap:25px;--grid-row-gap:0px;}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-widget-container{text-align:center;}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-social-icon i{color:var( --e-global-color-faeb185 );}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-social-icon svg{fill:var( --e-global-color-faeb185 );}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-social-icon{--icon-padding:0.3em;}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-social-icon:hover i{color:#FFFFFF;}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-social-icon:hover svg{fill:#FFFFFF;}.elementor-224644 .elementor-element.elementor-element-c99b632{--display:flex;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:50px;--padding-bottom:50px;--padding-left:30px;--padding-right:30px;}.elementor-224644 .elementor-element.elementor-element-c99b632:not(.elementor-motion-effects-element-type-background), .elementor-224644 .elementor-element.elementor-element-c99b632 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:#FFFFFF;}.elementor-224644 .elementor-element.elementor-element-018d877{--display:flex;--flex-direction:row;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--align-items:stretch;--gap:10px 10px;--row-gap:10px;--column-gap:10px;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-224644 .elementor-element.elementor-element-669fa82{--display:flex;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:40px;}.elementor-widget-theme-site-logo .widget-image-caption{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-224644 .elementor-element.elementor-element-385fa69{text-align:left;}.elementor-224644 .elementor-element.elementor-element-385fa69 img{width:100%;}.elementor-widget-text-editor{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:var( --e-global-color-primary );}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap, .elementor-widget-text-editor.elementor-drop-cap-view-default .elementor-drop-cap{color:var( --e-global-color-primary );border-color:var( --e-global-color-primary );}.elementor-224644 .elementor-element.elementor-element-d37129a > .elementor-widget-container{margin:30px 0px 0px 0px;}.elementor-224644 .elementor-element.elementor-element-d37129a{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-224644 .elementor-element.elementor-element-19a533e{--display:flex;--justify-content:center;}.elementor-widget-heading .elementor-heading-title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );color:var( --e-global-color-primary );}.elementor-224644 .elementor-element.elementor-element-85c5fc9 > .elementor-widget-container{margin:0px 0px 20px 0px;}.elementor-224644 .elementor-element.elementor-element-85c5fc9{text-align:center;}.elementor-224644 .elementor-element.elementor-element-85c5fc9 .elementor-heading-title{font-family:var( --e-global-typography-0d262bb-font-family ), Sans-serif;font-size:var( --e-global-typography-0d262bb-font-size );font-weight:var( --e-global-typography-0d262bb-font-weight );text-transform:var( --e-global-typography-0d262bb-text-transform );font-style:var( --e-global-typography-0d262bb-font-style );text-decoration:var( --e-global-typography-0d262bb-text-decoration );line-height:var( --e-global-typography-0d262bb-line-height );color:var( --e-global-color-text );}.elementor-widget-button .elementor-button{background-color:var( --e-global-color-accent );font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-224644 .elementor-element.elementor-element-8ffebdf .elementor-button{background-color:var( --e-global-color-a141cd2 );font-family:var( --e-global-typography-a906496-font-family ), Sans-serif;font-size:var( --e-global-typography-a906496-font-size );font-weight:var( --e-global-typography-a906496-font-weight );text-transform:var( --e-global-typography-a906496-text-transform );font-style:var( --e-global-typography-a906496-font-style );text-decoration:var( --e-global-typography-a906496-text-decoration );line-height:var( --e-global-typography-a906496-line-height );letter-spacing:var( --e-global-typography-a906496-letter-spacing );fill:var( --e-global-color-text );color:var( --e-global-color-text );border-style:solid;border-width:0px 0px 0px 0px;border-color:var( --e-global-color-primary );padding:10px 60px 10px 60px;}.elementor-224644 .elementor-element.elementor-element-8ffebdf .elementor-button:hover, .elementor-224644 .elementor-element.elementor-element-8ffebdf .elementor-button:focus{background-color:var( --e-global-color-090c572 );color:#FFFFFF;border-color:var( --e-global-color-090c572 );}.elementor-224644 .elementor-element.elementor-element-8ffebdf .elementor-button-content-wrapper{flex-direction:row;}.elementor-224644 .elementor-element.elementor-element-8ffebdf .elementor-button .elementor-button-content-wrapper{gap:8px;}.elementor-224644 .elementor-element.elementor-element-8ffebdf .elementor-button:hover svg, .elementor-224644 .elementor-element.elementor-element-8ffebdf .elementor-button:focus svg{fill:#FFFFFF;}.elementor-224644 .elementor-element.elementor-element-c11deeb{--display:flex;--margin-top:0px;--margin-bottom:0px;--margin-left:40px;--margin-right:0px;}.elementor-224644 .elementor-element.elementor-element-b293ffe .elementor-heading-title{font-family:var( --e-global-typography-da21c65-font-family ), Sans-serif;font-size:var( --e-global-typography-da21c65-font-size );font-weight:var( --e-global-typography-da21c65-font-weight );text-transform:var( --e-global-typography-da21c65-text-transform );font-style:var( --e-global-typography-da21c65-font-style );text-decoration:var( --e-global-typography-da21c65-text-decoration );line-height:var( --e-global-typography-da21c65-line-height );letter-spacing:var( --e-global-typography-da21c65-letter-spacing );color:var( --e-global-color-primary );}.elementor-widget-divider{--divider-color:var( --e-global-color-secondary );}.elementor-widget-divider .elementor-divider__text{color:var( --e-global-color-secondary );font-family:var( --e-global-typography-secondary-font-family ), Sans-serif;font-size:var( --e-global-typography-secondary-font-size );font-weight:var( --e-global-typography-secondary-font-weight );text-transform:var( --e-global-typography-secondary-text-transform );font-style:var( --e-global-typography-secondary-font-style );text-decoration:var( --e-global-typography-secondary-text-decoration );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-divider.elementor-view-stacked .elementor-icon{background-color:var( --e-global-color-secondary );}.elementor-widget-divider.elementor-view-framed .elementor-icon, .elementor-widget-divider.elementor-view-default .elementor-icon{color:var( --e-global-color-secondary );border-color:var( --e-global-color-secondary );}.elementor-widget-divider.elementor-view-framed .elementor-icon, .elementor-widget-divider.elementor-view-default .elementor-icon svg{fill:var( --e-global-color-secondary );}.elementor-224644 .elementor-element.elementor-element-4a62d87{--divider-border-style:solid;--divider-color:var( --e-global-color-dfceda1 );--divider-border-width:2px;}.elementor-224644 .elementor-element.elementor-element-4a62d87 .elementor-divider-separator{width:100%;}.elementor-224644 .elementor-element.elementor-element-4a62d87 .elementor-divider{padding-block-start:15px;padding-block-end:15px;}.elementor-widget-icon-list .elementor-icon-list-item:not(:last-child):after{border-color:var( --e-global-color-text );}.elementor-widget-icon-list .elementor-icon-list-icon i{color:var( --e-global-color-primary );}.elementor-widget-icon-list .elementor-icon-list-icon svg{fill:var( --e-global-color-primary );}.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-icon-list .elementor-icon-list-text{color:var( --e-global-color-secondary );}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-items:not(.elementor-inline-items) .elementor-icon-list-item:not(:last-child){padding-bottom:calc(6px/2);}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-items:not(.elementor-inline-items) .elementor-icon-list-item:not(:first-child){margin-top:calc(6px/2);}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item{margin-right:calc(6px/2);margin-left:calc(6px/2);}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-items.elementor-inline-items{margin-right:calc(-6px/2);margin-left:calc(-6px/2);}body.rtl .elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item:after{left:calc(-6px/2);}body:not(.rtl) .elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item:after{right:calc(-6px/2);}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-icon i{color:var( --e-global-color-164f071 );transition:color 0.3s;}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-icon svg{fill:var( --e-global-color-164f071 );transition:fill 0.3s;}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-item:hover .elementor-icon-list-icon i{color:var( --e-global-color-accent );}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-item:hover .elementor-icon-list-icon svg{fill:var( --e-global-color-accent );}.elementor-224644 .elementor-element.elementor-element-871d82f{--e-icon-list-icon-size:11px;--e-icon-list-icon-align:left;--e-icon-list-icon-margin:0 calc(var(--e-icon-list-icon-size, 1em) * 0.25) 0 0;--icon-vertical-offset:0px;}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-icon{padding-right:2px;}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-item > .elementor-icon-list-text, .elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-item > a{font-family:"liberation-sans", Sans-serif;font-weight:400;text-transform:none;font-style:normal;text-decoration:none;line-height:1.3em;letter-spacing:0px;}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-text{color:var( --e-global-color-text );transition:color 0.3s;}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-item:hover .elementor-icon-list-text{color:var( --e-global-color-accent );}.elementor-224644 .elementor-element.elementor-element-99667e6{--display:flex;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:30px;--padding-bottom:30px;--padding-left:20px;--padding-right:20px;}.elementor-224644 .elementor-element.elementor-element-99667e6:not(.elementor-motion-effects-element-type-background), .elementor-224644 .elementor-element.elementor-element-99667e6 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:var( --e-global-color-a141cd2 );}.elementor-224644 .elementor-element.elementor-element-8d89b62 > .elementor-widget-container{margin:0px 0px -25px 0px;}.elementor-224644 .elementor-element.elementor-element-8d89b62{text-align:center;}.elementor-224644 .elementor-element.elementor-element-8d89b62 .elementor-heading-title{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );color:var( --e-global-color-text );}.elementor-224644 .elementor-element.elementor-element-bc050ca > .elementor-widget-container{margin:20px 0px 0px 0px;}.elementor-224644 .elementor-element.elementor-element-bc050ca img{width:25%;}.elementor-224644 .elementor-element.elementor-element-b80922c > .elementor-widget-container{margin:0px 0px 0px 0px;padding:0px 0px 0px 0px;}.elementor-theme-builder-content-area{height:400px;}.elementor-location-header:before, .elementor-location-footer:before{content:"";display:table;clear:both;}@media(max-width:1024px) and (min-width:768px){.elementor-224644 .elementor-element.elementor-element-669fa82{--width:100%;}.elementor-224644 .elementor-element.elementor-element-19a533e{--width:50%;}.elementor-224644 .elementor-element.elementor-element-c11deeb{--width:50%;}}@media(max-width:1024px){.elementor-widget-image .widget-image-caption{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-224644 .elementor-element.elementor-element-02cca47 > .elementor-widget-container{padding:0px 0px 0px 0px;}.elementor-224644 .elementor-element.elementor-element-669fa82{--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;}.elementor-widget-theme-site-logo .widget-image-caption{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-224644 .elementor-element.elementor-element-385fa69{text-align:center;}.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-224644 .elementor-element.elementor-element-d37129a{text-align:center;font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-heading .elementor-heading-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-224644 .elementor-element.elementor-element-85c5fc9 .elementor-heading-title{font-size:var( --e-global-typography-0d262bb-font-size );line-height:var( --e-global-typography-0d262bb-line-height );}.elementor-224644 .elementor-element.elementor-element-8ffebdf .elementor-button{font-size:var( --e-global-typography-a906496-font-size );line-height:var( --e-global-typography-a906496-line-height );letter-spacing:var( --e-global-typography-a906496-letter-spacing );padding:12px 30px 12px 30px;}.elementor-224644 .elementor-element.elementor-element-c11deeb{--margin-top:0px;--margin-bottom:0px;--margin-left:40px;--margin-right:0px;}.elementor-224644 .elementor-element.elementor-element-b293ffe .elementor-heading-title{font-size:var( --e-global-typography-da21c65-font-size );line-height:var( --e-global-typography-da21c65-line-height );letter-spacing:var( --e-global-typography-da21c65-letter-spacing );}.elementor-widget-divider .elementor-divider__text{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-224644 .elementor-element.elementor-element-8d89b62 .elementor-heading-title{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}}@media(max-width:767px){.elementor-widget-image .widget-image-caption{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-224644 .elementor-element.elementor-element-02cca47 > .elementor-widget-container{padding:0px 0px 0px 0px;}.elementor-224644 .elementor-element.elementor-element-02cca47{--icon-size:16px;--grid-column-gap:10px;}.elementor-224644 .elementor-element.elementor-element-c99b632{--padding-top:50px;--padding-bottom:50px;--padding-left:10px;--padding-right:10px;}.elementor-224644 .elementor-element.elementor-element-669fa82{--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;}.elementor-widget-theme-site-logo .widget-image-caption{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-224644 .elementor-element.elementor-element-385fa69{text-align:center;}.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-224644 .elementor-element.elementor-element-d37129a{text-align:center;font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-heading .elementor-heading-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-224644 .elementor-element.elementor-element-85c5fc9{text-align:center;}.elementor-224644 .elementor-element.elementor-element-85c5fc9 .elementor-heading-title{font-size:var( --e-global-typography-0d262bb-font-size );line-height:var( --e-global-typography-0d262bb-line-height );}.elementor-224644 .elementor-element.elementor-element-8ffebdf .elementor-button{font-size:var( --e-global-typography-a906496-font-size );line-height:var( --e-global-typography-a906496-line-height );letter-spacing:var( --e-global-typography-a906496-letter-spacing );}.elementor-224644 .elementor-element.elementor-element-c11deeb{--margin-top:20px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;}.elementor-224644 .elementor-element.elementor-element-b293ffe .elementor-heading-title{font-size:var( --e-global-typography-da21c65-font-size );line-height:var( --e-global-typography-da21c65-line-height );letter-spacing:var( --e-global-typography-da21c65-letter-spacing );}.elementor-widget-divider .elementor-divider__text{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-224644 .elementor-element.elementor-element-8d89b62 .elementor-heading-title{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}} .elementor-224588 .elementor-element.elementor-element-d5dceaf{--display:flex;--flex-direction:row;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--align-items:stretch;--margin-top:20px;--margin-bottom:50px;--margin-left:0px;--margin-right:0px;}.elementor-224588 .elementor-element.elementor-element-e35059f{--display:flex;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:50px;}.elementor-widget-theme-post-title .elementor-heading-title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );color:var( --e-global-color-primary );}.elementor-224588 .elementor-element.elementor-element-10adf44 > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-224588 .elementor-element.elementor-element-10adf44 .elementor-heading-title{font-family:"Lusitana", Sans-serif;font-size:44px;font-weight:400;text-transform:none;font-style:normal;text-decoration:none;line-height:1.2em;letter-spacing:0px;color:var( --e-global-color-primary );}.elementor-widget-post-info .elementor-icon-list-item:not(:last-child):after{border-color:var( --e-global-color-text );}.elementor-widget-post-info .elementor-icon-list-icon i{color:var( --e-global-color-primary );}.elementor-widget-post-info .elementor-icon-list-icon svg{fill:var( --e-global-color-primary );}.elementor-widget-post-info .elementor-icon-list-text, .elementor-widget-post-info .elementor-icon-list-text a{color:var( --e-global-color-secondary );}.elementor-widget-post-info .elementor-icon-list-item{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-224588 .elementor-element.elementor-element-85090ae > .elementor-widget-container{margin:8px 0px 0px 0px;}.elementor-224588 .elementor-element.elementor-element-85090ae .elementor-icon-list-items:not(.elementor-inline-items) .elementor-icon-list-item:not(:last-child){padding-bottom:calc(9px/2);}.elementor-224588 .elementor-element.elementor-element-85090ae .elementor-icon-list-items:not(.elementor-inline-items) .elementor-icon-list-item:not(:first-child){margin-top:calc(9px/2);}.elementor-224588 .elementor-element.elementor-element-85090ae .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item{margin-right:calc(9px/2);margin-left:calc(9px/2);}.elementor-224588 .elementor-element.elementor-element-85090ae .elementor-icon-list-items.elementor-inline-items{margin-right:calc(-9px/2);margin-left:calc(-9px/2);}body.rtl .elementor-224588 .elementor-element.elementor-element-85090ae .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item:after{left:calc(-9px/2);}body:not(.rtl) .elementor-224588 .elementor-element.elementor-element-85090ae .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item:after{right:calc(-9px/2);}body:not(.rtl) .elementor-224588 .elementor-element.elementor-element-85090ae .elementor-icon-list-text{padding-left:0px;}body.rtl .elementor-224588 .elementor-element.elementor-element-85090ae .elementor-icon-list-text{padding-right:0px;}.elementor-224588 .elementor-element.elementor-element-85090ae .elementor-icon-list-text, .elementor-224588 .elementor-element.elementor-element-85090ae .elementor-icon-list-text a{color:var( --e-global-color-text );}.elementor-224588 .elementor-element.elementor-element-85090ae .elementor-icon-list-item{font-family:"Lusitana", Sans-serif;font-size:16px;font-weight:400;text-transform:none;font-style:normal;text-decoration:none;line-height:1em;letter-spacing:0px;}.elementor-224588 .elementor-element.elementor-element-ec80b0c > .elementor-widget-container{margin:8px 0px 0px 0px;}.elementor-224588 .elementor-element.elementor-element-ec80b0c .elementor-icon-list-items:not(.elementor-inline-items) .elementor-icon-list-item:not(:last-child){padding-bottom:calc(9px/2);}.elementor-224588 .elementor-element.elementor-element-ec80b0c .elementor-icon-list-items:not(.elementor-inline-items) .elementor-icon-list-item:not(:first-child){margin-top:calc(9px/2);}.elementor-224588 .elementor-element.elementor-element-ec80b0c .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item{margin-right:calc(9px/2);margin-left:calc(9px/2);}.elementor-224588 .elementor-element.elementor-element-ec80b0c .elementor-icon-list-items.elementor-inline-items{margin-right:calc(-9px/2);margin-left:calc(-9px/2);}body.rtl .elementor-224588 .elementor-element.elementor-element-ec80b0c .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item:after{left:calc(-9px/2);}body:not(.rtl) .elementor-224588 .elementor-element.elementor-element-ec80b0c .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item:after{right:calc(-9px/2);}body:not(.rtl) .elementor-224588 .elementor-element.elementor-element-ec80b0c .elementor-icon-list-text{padding-left:0px;}body.rtl .elementor-224588 .elementor-element.elementor-element-ec80b0c .elementor-icon-list-text{padding-right:0px;}.elementor-224588 .elementor-element.elementor-element-ec80b0c .elementor-icon-list-text, .elementor-224588 .elementor-element.elementor-element-ec80b0c .elementor-icon-list-text a{color:var( --e-global-color-text );}.elementor-224588 .elementor-element.elementor-element-ec80b0c .elementor-icon-list-item{font-family:"Lusitana", Sans-serif;font-size:16px;font-weight:400;text-transform:none;font-style:normal;text-decoration:none;line-height:1em;letter-spacing:0px;}.elementor-widget-image .widget-image-caption{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-224588 .elementor-element.elementor-element-a47abf3{text-align:left;}.elementor-224588 .elementor-element.elementor-element-a47abf3 img{max-width:90px;}.elementor-widget-divider{--divider-color:var( --e-global-color-secondary );}.elementor-widget-divider .elementor-divider__text{color:var( --e-global-color-secondary );font-family:var( --e-global-typography-secondary-font-family ), Sans-serif;font-size:var( --e-global-typography-secondary-font-size );font-weight:var( --e-global-typography-secondary-font-weight );text-transform:var( --e-global-typography-secondary-text-transform );font-style:var( --e-global-typography-secondary-font-style );text-decoration:var( --e-global-typography-secondary-text-decoration );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-divider.elementor-view-stacked .elementor-icon{background-color:var( --e-global-color-secondary );}.elementor-widget-divider.elementor-view-framed .elementor-icon, .elementor-widget-divider.elementor-view-default .elementor-icon{color:var( --e-global-color-secondary );border-color:var( --e-global-color-secondary );}.elementor-widget-divider.elementor-view-framed .elementor-icon, .elementor-widget-divider.elementor-view-default .elementor-icon svg{fill:var( --e-global-color-secondary );}.elementor-224588 .elementor-element.elementor-element-0a64833{--divider-border-style:solid;--divider-color:#EAEAEA;--divider-border-width:3px;}.elementor-224588 .elementor-element.elementor-element-0a64833 > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-224588 .elementor-element.elementor-element-0a64833 .elementor-divider-separator{width:100%;}.elementor-224588 .elementor-element.elementor-element-0a64833 .elementor-divider{padding-block-start:10px;padding-block-end:10px;}.elementor-224588 .elementor-element.elementor-element-a8ba6e4 > .elementor-widget-container{padding:0px 0px 05px 0px;}.elementor-224588 .elementor-element.elementor-element-a8ba6e4{--grid-side-margin:10px;--grid-column-gap:10px;--grid-row-gap:10px;--grid-bottom-margin:10px;}.elementor-224588 .elementor-element.elementor-element-a8ba6e4 .elementor-share-btn{font-size:calc(0.65px * 10);}.elementor-224588 .elementor-element.elementor-element-a8ba6e4 .elementor-share-btn__icon{--e-share-buttons-icon-size:2.5em;}.elementor-widget-theme-post-featured-image .widget-image-caption{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-224588 .elementor-element.elementor-element-553babe > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-224588 .elementor-element.elementor-element-553babe{text-align:left;}.elementor-224588 .elementor-element.elementor-element-553babe .widget-image-caption{text-align:left;font-family:"liberation-sans", Sans-serif;font-size:10px;font-weight:700;text-transform:uppercase;font-style:normal;text-decoration:none;line-height:1.5em;}.elementor-224588 .elementor-element.elementor-element-bed7648 > .elementor-widget-container{margin:020px 0px 040px 0px;}.elementor-224588 .elementor-element.elementor-element-bed7648 .elementor-icon-list-icon{width:14px;}.elementor-224588 .elementor-element.elementor-element-bed7648 .elementor-icon-list-icon i{font-size:14px;}.elementor-224588 .elementor-element.elementor-element-bed7648 .elementor-icon-list-icon svg{--e-icon-list-icon-size:14px;}body:not(.rtl) .elementor-224588 .elementor-element.elementor-element-bed7648 .elementor-icon-list-text{padding-left:0px;}body.rtl .elementor-224588 .elementor-element.elementor-element-bed7648 .elementor-icon-list-text{padding-right:0px;}.elementor-224588 .elementor-element.elementor-element-bed7648 .elementor-icon-list-text, .elementor-224588 .elementor-element.elementor-element-bed7648 .elementor-icon-list-text a{color:var( --e-global-color-a9608d1 );}.elementor-224588 .elementor-element.elementor-element-bed7648 .elementor-icon-list-item{font-family:"liberation-sans", Sans-serif;font-size:14px;font-weight:700;text-transform:uppercase;font-style:normal;text-decoration:none;line-height:1.5em;}.elementor-224588 .elementor-element.elementor-element-fec4f22 > .elementor-widget-container{margin:0px 0px 10px 0px;}.elementor-224588 .elementor-element.elementor-element-fec4f22 .elementor-icon-list-items:not(.elementor-inline-items) .elementor-icon-list-item:not(:last-child){padding-bottom:calc(30px/2);}.elementor-224588 .elementor-element.elementor-element-fec4f22 .elementor-icon-list-items:not(.elementor-inline-items) .elementor-icon-list-item:not(:first-child){margin-top:calc(30px/2);}.elementor-224588 .elementor-element.elementor-element-fec4f22 .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item{margin-right:calc(30px/2);margin-left:calc(30px/2);}.elementor-224588 .elementor-element.elementor-element-fec4f22 .elementor-icon-list-items.elementor-inline-items{margin-right:calc(-30px/2);margin-left:calc(-30px/2);}body.rtl .elementor-224588 .elementor-element.elementor-element-fec4f22 .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item:after{left:calc(-30px/2);}body:not(.rtl) .elementor-224588 .elementor-element.elementor-element-fec4f22 .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item:after{right:calc(-30px/2);}.elementor-224588 .elementor-element.elementor-element-fec4f22 .elementor-icon-list-icon i{color:var( --e-global-color-secondary );font-size:13px;}.elementor-224588 .elementor-element.elementor-element-fec4f22 .elementor-icon-list-icon svg{fill:var( --e-global-color-secondary );--e-icon-list-icon-size:13px;}.elementor-224588 .elementor-element.elementor-element-fec4f22 .elementor-icon-list-icon{width:13px;}.elementor-224588 .elementor-element.elementor-element-fec4f22 .elementor-icon-list-item{font-family:"liberation-sans", Sans-serif;font-size:14px;font-weight:400;text-transform:none;font-style:normal;text-decoration:none;line-height:1.4em;}.elementor-widget-theme-post-content{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-224588 .elementor-element.elementor-element-c9d4d91 > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-224588 .elementor-element.elementor-element-c9d4d91{text-align:left;color:var( --e-global-color-text );font-family:"liberation-sans", Sans-serif;font-size:17px;font-weight:400;text-transform:none;font-style:normal;text-decoration:none;line-height:27px;}.elementor-224588 .elementor-element.elementor-element-18756c5{--divider-border-style:solid;--divider-color:#EAEAEA;--divider-border-width:3px;}.elementor-224588 .elementor-element.elementor-element-18756c5 > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-224588 .elementor-element.elementor-element-18756c5 .elementor-divider-separator{width:100%;}.elementor-224588 .elementor-element.elementor-element-18756c5 .elementor-divider{padding-block-start:50px;padding-block-end:50px;}.elementor-224588 .elementor-element.elementor-element-0558a5a{--display:flex;--flex-direction:row;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--align-items:stretch;--gap:0px 0px;--row-gap:0px;--column-gap:0px;--margin-top:50px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-224588 .elementor-element.elementor-element-91d06f1{--display:flex;--margin-top:-50px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;}.elementor-widget-heading .elementor-heading-title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );color:var( --e-global-color-primary );}.elementor-224588 .elementor-element.elementor-element-2f2a697 > .elementor-widget-container{margin:0px 0px 20px 0px;}.elementor-224588 .elementor-element.elementor-element-2f2a697 .elementor-heading-title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );color:var( --e-global-color-primary );}.elementor-widget-posts .elementor-button{background-color:var( --e-global-color-accent );font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-widget-posts .elementor-post__title, .elementor-widget-posts .elementor-post__title a{color:var( --e-global-color-secondary );font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-posts .elementor-post__meta-data{font-family:var( --e-global-typography-secondary-font-family ), Sans-serif;font-size:var( --e-global-typography-secondary-font-size );font-weight:var( --e-global-typography-secondary-font-weight );text-transform:var( --e-global-typography-secondary-text-transform );font-style:var( --e-global-typography-secondary-font-style );text-decoration:var( --e-global-typography-secondary-text-decoration );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-posts .elementor-post__excerpt p{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-posts .elementor-post__read-more{color:var( --e-global-color-accent );}.elementor-widget-posts a.elementor-post__read-more{font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-widget-posts .elementor-post__card .elementor-post__badge{background-color:var( --e-global-color-accent );font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-widget-posts .elementor-pagination{font-family:var( --e-global-typography-secondary-font-family ), Sans-serif;font-size:var( --e-global-typography-secondary-font-size );font-weight:var( --e-global-typography-secondary-font-weight );text-transform:var( --e-global-typography-secondary-text-transform );font-style:var( --e-global-typography-secondary-font-style );text-decoration:var( --e-global-typography-secondary-text-decoration );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-posts .e-load-more-message{font-family:var( --e-global-typography-secondary-font-family ), Sans-serif;font-size:var( --e-global-typography-secondary-font-size );font-weight:var( --e-global-typography-secondary-font-weight );text-transform:var( --e-global-typography-secondary-text-transform );font-style:var( --e-global-typography-secondary-font-style );text-decoration:var( --e-global-typography-secondary-text-decoration );line-height:var( --e-global-typography-secondary-line-height );}.elementor-224588 .elementor-element.elementor-element-41b793f{--grid-row-gap:30px;--grid-column-gap:20px;}.elementor-224588 .elementor-element.elementor-element-41b793f .elementor-post__title, .elementor-224588 .elementor-element.elementor-element-41b793f .elementor-post__title a{color:var( --e-global-color-primary );font-family:var( --e-global-typography-0d262bb-font-family ), Sans-serif;font-size:var( --e-global-typography-0d262bb-font-size );font-weight:var( --e-global-typography-0d262bb-font-weight );text-transform:var( --e-global-typography-0d262bb-text-transform );font-style:var( --e-global-typography-0d262bb-font-style );text-decoration:var( --e-global-typography-0d262bb-text-decoration );line-height:var( --e-global-typography-0d262bb-line-height );}.elementor-224588 .elementor-element.elementor-element-41b793f .elementor-post__title{margin-bottom:5px;}.elementor-224588 .elementor-element.elementor-element-41b793f .elementor-post__meta-data{color:var( --e-global-color-secondary );font-family:"liberation-sans", Sans-serif;font-size:11px;font-weight:400;text-transform:uppercase;font-style:normal;text-decoration:none;line-height:1em;margin-bottom:0px;}.elementor-224588 .elementor-element.elementor-element-f0aa693{--divider-border-style:solid;--divider-color:#EAEAEA;--divider-border-width:3px;}.elementor-224588 .elementor-element.elementor-element-f0aa693 .elementor-divider-separator{width:100%;}.elementor-224588 .elementor-element.elementor-element-f0aa693 .elementor-divider{padding-block-start:50px;padding-block-end:50px;}.elementor-224588 .elementor-element.elementor-element-bf0f1ba{--display:flex;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;}@media(min-width:768px){.elementor-224588 .elementor-element.elementor-element-bf0f1ba{--width:500px;}}@media(max-width:1024px){.elementor-224588 .elementor-element.elementor-element-d5dceaf{--padding-top:0px;--padding-bottom:0px;--padding-left:40px;--padding-right:40px;}.elementor-224588 .elementor-element.elementor-element-e35059f{--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;}.elementor-widget-theme-post-title .elementor-heading-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-post-info .elementor-icon-list-item{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-image .widget-image-caption{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-divider .elementor-divider__text{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );} .elementor-224588 .elementor-element.elementor-element-a8ba6e4{--grid-side-margin:10px;--grid-column-gap:10px;--grid-row-gap:10px;--grid-bottom-margin:10px;}.elementor-widget-theme-post-featured-image .widget-image-caption{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-post-content{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-heading .elementor-heading-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-224588 .elementor-element.elementor-element-2f2a697 .elementor-heading-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-posts .elementor-post__title, .elementor-widget-posts .elementor-post__title a{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-posts .elementor-post__meta-data{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-posts .elementor-post__excerpt p{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-posts .elementor-pagination{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-posts .e-load-more-message{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-224588 .elementor-element.elementor-element-41b793f .elementor-post__title, .elementor-224588 .elementor-element.elementor-element-41b793f .elementor-post__title a{font-size:var( --e-global-typography-0d262bb-font-size );line-height:var( --e-global-typography-0d262bb-line-height );}}@media(max-width:767px){.elementor-224588 .elementor-element.elementor-element-d5dceaf{--padding-top:0px;--padding-bottom:0px;--padding-left:10px;--padding-right:10px;}.elementor-224588 .elementor-element.elementor-element-e35059f{--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;}.elementor-widget-theme-post-title .elementor-heading-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-224588 .elementor-element.elementor-element-10adf44{text-align:left;}.elementor-224588 .elementor-element.elementor-element-10adf44 .elementor-heading-title{font-size:26px;}.elementor-widget-post-info .elementor-icon-list-item{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-image .widget-image-caption{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-divider .elementor-divider__text{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );} .elementor-224588 .elementor-element.elementor-element-a8ba6e4{--grid-side-margin:10px;--grid-column-gap:10px;--grid-row-gap:10px;--grid-bottom-margin:10px;}.elementor-widget-theme-post-featured-image .widget-image-caption{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-224588 .elementor-element.elementor-element-bed7648 > .elementor-widget-container{margin:10px 0px 10px 0px;}.elementor-224588 .elementor-element.elementor-element-bed7648 .elementor-icon-list-item{font-size:12px;}.elementor-widget-theme-post-content{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-heading .elementor-heading-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-224588 .elementor-element.elementor-element-2f2a697 .elementor-heading-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-posts .elementor-post__title, .elementor-widget-posts .elementor-post__title a{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-posts .elementor-post__meta-data{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-posts .elementor-post__excerpt p{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-posts .elementor-pagination{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-posts .e-load-more-message{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-224588 .elementor-element.elementor-element-41b793f .elementor-post__title, .elementor-224588 .elementor-element.elementor-element-41b793f .elementor-post__title a{font-size:var( --e-global-typography-0d262bb-font-size );line-height:var( --e-global-typography-0d262bb-line-height );}}@media(max-width:1024px) and (min-width:768px){.elementor-224588 .elementor-element.elementor-element-e35059f{--width:100%;}}/* Start Custom Fonts CSS */@font-face{font-display:swap;font-family:'Lusitana';font-style:normal;font-weight:normal;src:url('https://www.businessinsurance.com/wp-content/uploads/2024/07/Lusitana-Regular.woff2') format('woff2');} @font-face{font-display:swap;font-family:'Lusitana';font-style:normal;font-weight:bold;src:url('https://www.businessinsurance.com/wp-content/uploads/2024/07/Lusitana-Bold.woff2') format('woff2');} /* End Custom Fonts CSS */ .elementor-785734 .elementor-element.elementor-element-6dbb92b3{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}.elementor-widget-text-editor{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:var( --e-global-color-primary );}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap, .elementor-widget-text-editor.elementor-drop-cap-view-default .elementor-drop-cap{color:var( --e-global-color-primary );border-color:var( --e-global-color-primary );}.elementor-785734 .elementor-element.elementor-element-77552def > .elementor-widget-container{margin:20px 0px 0px 0px;padding:7% 7% 0% 7%;}.elementor-785734 .elementor-element.elementor-element-77552def{text-align:center;color:var( --e-global-color-faeb185 );font-family:"liberation-sans", Sans-serif;font-size:16px;font-weight:700;text-transform:none;font-style:normal;text-decoration:none;line-height:1.5em;}.elementor-widget-button .elementor-button{background-color:var( --e-global-color-accent );font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-785734 .elementor-element.elementor-element-32033a83 .elementor-button{background-color:var( --e-global-color-a141cd2 );font-family:"Lusitana", Sans-serif;font-size:16px;font-weight:500;text-transform:none;font-style:normal;text-decoration:none;line-height:1.3em;letter-spacing:0.3px;fill:#393939;color:#393939;border-style:solid;border-width:0px 0px 0px 0px;border-color:#191919;padding:10px 60px 10px 60px;}.elementor-785734 .elementor-element.elementor-element-32033a83 .elementor-button:hover, .elementor-785734 .elementor-element.elementor-element-32033a83 .elementor-button:focus{background-color:#EFAD14;color:#FFFFFF;border-color:#EFAD14;}.elementor-785734 .elementor-element.elementor-element-32033a83 > .elementor-widget-container{padding:0% 0% 7% 0%;}.elementor-785734 .elementor-element.elementor-element-32033a83 .elementor-button-content-wrapper{flex-direction:row;}.elementor-785734 .elementor-element.elementor-element-32033a83 .elementor-button .elementor-button-content-wrapper{gap:8px;}.elementor-785734 .elementor-element.elementor-element-32033a83 .elementor-button:hover svg, .elementor-785734 .elementor-element.elementor-element-32033a83 .elementor-button:focus svg{fill:#FFFFFF;}#elementor-popup-modal-785734 .dialog-widget-content{animation-duration:1.2s;background-color:#1F78A9;box-shadow:2px 8px 23px 3px rgba(0,0,0,0.2);}#elementor-popup-modal-785734 .dialog-message{width:350px;height:auto;}#elementor-popup-modal-785734{justify-content:flex-end;align-items:flex-end;}#elementor-popup-modal-785734 .dialog-close-button{display:flex;}#elementor-popup-modal-785734 .dialog-close-button i{color:var( --e-global-color-faeb185 );}#elementor-popup-modal-785734 .dialog-close-button svg{fill:var( --e-global-color-faeb185 );}@media(max-width:1024px){.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-785734 .elementor-element.elementor-element-32033a83 .elementor-button{padding:12px 30px 12px 30px;}}@media(max-width:767px){.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}}</style> <link data-wpacu-style-handle="widget-image" rel="stylesheet" id="widget-image-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/plugins/elementor/assets/css/widget-image.min.css?ver=3.27.3"> <link data-wpacu-style-handle="widget-search-form" rel="stylesheet" id="widget-search-form-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/plugins/elementor-pro/assets/css/widget-search-form.min.css?ver=3.27.0"> <link data-wpacu-style-handle="widget-nav-menu" rel="stylesheet" id="widget-nav-menu-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/uploads/elementor/css/custom-pro-widget-nav-menu.min.css?ver=1740583284"> <link data-wpacu-style-handle="widget-social-icons" rel="stylesheet" id="widget-social-icons-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/plugins/elementor/assets/css/widget-social-icons.min.css?ver=3.27.3"> <link data-wpacu-style-handle="e-apple-webkit" rel="stylesheet" id="e-apple-webkit-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/uploads/elementor/css/custom-apple-webkit.min.css?ver=1740583282"> <link data-wpacu-style-handle="widget-text-editor" rel="stylesheet" id="widget-text-editor-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/plugins/elementor/assets/css/widget-text-editor.min.css?ver=3.27.3"> <link data-wpacu-style-handle="widget-heading" rel="stylesheet" id="widget-heading-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/plugins/elementor/assets/css/widget-heading.min.css?ver=3.27.3"> <link data-wpacu-style-handle="widget-divider" rel="stylesheet" id="widget-divider-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/plugins/elementor/assets/css/widget-divider.min.css?ver=3.27.3"> <link data-wpacu-style-handle="widget-icon-list" rel="stylesheet" id="widget-icon-list-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/uploads/elementor/css/custom-widget-icon-list.min.css?ver=1740583283"> <link data-wpacu-style-handle="widget-post-info" rel="stylesheet" id="widget-post-info-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/plugins/elementor-pro/assets/css/widget-post-info.min.css?ver=3.27.0"> <link data-wpacu-style-handle="widget-share-buttons" rel="stylesheet" id="widget-share-buttons-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/plugins/elementor-pro/assets/css/widget-share-buttons.min.css?ver=3.27.0"> <link data-wpacu-style-handle="widget-posts" rel="stylesheet" id="widget-posts-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/plugins/elementor-pro/assets/css/widget-posts.min.css?ver=3.27.0"> <link data-wpacu-style-handle="e-sticky" rel="stylesheet" id="e-sticky-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/plugins/elementor-pro/assets/css/modules/sticky.min.css?ver=3.27.0"> <style data-wpacu-inline-css-file='1'>@keyframes slideInRight{from{transform:translate3d(100%,0,0);visibility:visible}to{transform:translate3d(0,0,0)}}.slideInRight{animation-name:slideInRight}</style> <link data-wpacu-style-handle="e-popup" rel="stylesheet" id="e-popup-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/plugins/elementor-pro/assets/css/conditionals/popup.min.css?ver=3.27.0"> <link data-wpacu-style-handle="elasticpress-facets" rel="stylesheet" id="elasticpress-facets-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/plugins/elasticpress/dist/css/facets-styles.css?ver=c9522f0c99a65a07c9c3"> <link data-wpacu-style-handle="hello-elementor-child-style" rel="stylesheet" id="hello-elementor-child-style-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/cache/perfmatters/www.businessinsurance.com/minify/b5c525c599b8.style.min.css?ver=1.0.0"> <link rel='stylesheet' id='stylesheet-css' href='https://www.businessinsurance.com/wp-content/themes/BI-child-theme-master/stylesheet.css?ver=1.1.1' media='all' /> <link data-wpacu-style-handle="ptb" rel="stylesheet" id="ptb-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/plugins/themify-ptb/public/css/ptb-public.css?ver=2.2.0"> <script data-wpacu-script-handle="jwppp-library" src="https://cdn.jwplayer.com/libraries/5bKBxdvT.js?ver=6.7.2" id="jwppp-library-js" type="pmdelayedscript" data-cfasync="false" data-no-optimize="1" data-no-defer="1" data-no-minify="1"></script> <script data-wpacu-script-handle="jwppp-widget" src="https://www.businessinsurance.com/wp-content/plugins/jw-player-7-for-wp-premium/jw-widget/js/jw-widget-min.js?ver=ab37b0f4d51c" id="jwppp-widget-js" type="pmdelayedscript" data-cfasync="false" data-no-optimize="1" data-no-defer="1" data-no-minify="1"></script> <script data-wpacu-jquery-core-handle="1" data-wpacu-script-handle="jquery-core" src="https://www.businessinsurance.com/wp-includes/js/jquery/jquery.min.js?ver=826eb77e86b0" id="jquery-core-js" defer></script> <script id="ptb-js-extra" defer src="data:text/javascript;base64,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"></script> <script data-wpacu-script-handle="ptb" defer src="https://www.businessinsurance.com/wp-content/plugins/themify-ptb/public/js/ptb-public.js?ver=1e937930d85b" id="ptb-js"></script> <link href="data:image/x-icon;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAQEAYAAABPYyMiAAAABmJLR0T///////8JWPfcAAAACXBIWXMAAABIAAAASABGyWs+AAAAF0lEQVRIx2NgGAWjYBSMglEwCkbBSAcACBAAAeaR9cIAAAAASUVORK5CYII=" rel="icon" type="image/x-icon" /><script type="text/javascript" defer src="data:text/javascript;base64,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"></script><!-- Analytics by WP Statistics - https://wp-statistics.com --> <meta name="description" content="British supermarket group Morrisons said a November cyberattack at technology provider Blue Yonder hit its product availability, impacting sales in the Christmas quarter."> <link rel="stylesheet" href="https://www.businessinsurance.com/wp-content/cache/flying-press/2494a7883bea.google-font.css" media="all" /> <!-- Google tag (gtag.js) --> <script async src="https://www.googletagmanager.com/gtag/js?id=G-VRG9KEVRXC"></script> <script defer src="data:text/javascript;base64,DQogIHdpbmRvdy5kYXRhTGF5ZXIgPSB3aW5kb3cuZGF0YUxheWVyIHx8IFtdOw0KICBmdW5jdGlvbiBndGFnKCl7ZGF0YUxheWVyLnB1c2goYXJndW1lbnRzKTt9DQogIGd0YWcoJ2pzJywgbmV3IERhdGUoKSk7DQoNCiAgZ3RhZygnY29uZmlnJywgJ0ctVlJHOUtFVlJYQycpOw0K"></script> <!-- Adloox --> <script async src="//p.adlooxtracking.com/gpt/a.js" type="pmdelayedscript" data-cfasync="false" data-no-optimize="1" data-no-defer="1" data-no-minify="1"></script> <script defer src="data:text/javascript;base64,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"></script> <script async='async' src='https://securepubads.g.doubleclick.net/tag/js/gpt.js' type="text/javascript"></script> <script type="text/javascript" defer src="data:text/javascript;base64,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"></script> <script type="pmdelayedscript" data-perfmatters-type="text/javascript" data-cfasync="false" data-no-optimize="1" data-no-defer="1" data-no-minify="1"> (function() { var didInit = false; function initMunchkin() { if(didInit === false) { didInit = true; Munchkin.init('432-FXE-547'); } } var s = document.createElement('script'); s.type = 'text/javascript'; s.async = true; s.src = '//munchkin.marketo.net/munchkin.js'; s.onreadystatechange = function() { if (this.readyState == 'complete' || this.readyState == 'loaded') { initMunchkin(); } }; s.onload = initMunchkin; document.getElementsByTagName('head')[0].appendChild(s); })(); </script> <script defer src="data:text/javascript;base64,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"></script> <style>.e-con.e-parent:nth-of-type(n+4):not(.e-lazyloaded):not(.e-no-lazyload), .e-con.e-parent:nth-of-type(n+4):not(.e-lazyloaded):not(.e-no-lazyload) * { background-image: none !important; } @media screen and (max-height: 1024px) { .e-con.e-parent:nth-of-type(n+3):not(.e-lazyloaded):not(.e-no-lazyload), .e-con.e-parent:nth-of-type(n+3):not(.e-lazyloaded):not(.e-no-lazyload) * { background-image: none !important; } } @media screen and (max-height: 640px) { .e-con.e-parent:nth-of-type(n+2):not(.e-lazyloaded):not(.e-no-lazyload), .e-con.e-parent:nth-of-type(n+2):not(.e-lazyloaded):not(.e-no-lazyload) * { background-image: none !important; } }</style> <style>div[id*='ajaxsearchlitesettings'].searchsettings .asl_option_inner label { font-size: 0px !important; color: rgba(0, 0, 0, 0); } div[id*='ajaxsearchlitesettings'].searchsettings .asl_option_inner label:after { font-size: 11px !important; position: absolute; top: 0; left: 0; z-index: 1; } .asl_w_container { width: 100%; margin: 0px 0px 0px 0px; min-width: 200px; } div[id*='ajaxsearchlite'].asl_m { width: 100%; } div[id*='ajaxsearchliteres'].wpdreams_asl_results div.resdrg span.highlighted { font-weight: bold; color: rgba(217, 49, 43, 1); background-color: rgba(238, 238, 238, 1); } div[id*='ajaxsearchliteres'].wpdreams_asl_results .results img.asl_image { width: 70px; height: 70px; object-fit: cover; } div.asl_r .results { max-height: none; } div.asl_r.asl_w.vertical .results .item::after { display: block; position: absolute; bottom: 0; content: ''; height: 1px; width: 100%; background: #D8D8D8; } div.asl_r.asl_w.vertical .results .item.asl_last_item::after { display: none; }</style> <link rel="icon" href="https://www.businessinsurance.com/wp-content/uploads/2023/03/cropped-BI-square-blue-32x32.png" sizes="32x32" /> <link rel="icon" href="https://www.businessinsurance.com/wp-content/uploads/2023/03/cropped-BI-square-blue-192x192.png" sizes="192x192" /> <link rel="apple-touch-icon" href="https://www.businessinsurance.com/wp-content/uploads/2023/03/cropped-BI-square-blue-180x180.png" /> <meta name="msapplication-TileImage" content="https://www.businessinsurance.com/wp-content/uploads/2023/03/cropped-BI-square-blue-270x270.png" /> <noscript><style>.perfmatters-lazy[data-src]{display:none !important;}</style></noscript><style>.perfmatters-lazy-youtube{position:relative;width:100%;max-width:100%;height:0;padding-bottom:56.23%;overflow:hidden}.perfmatters-lazy-youtube img{position:absolute;top:0;right:0;bottom:0;left:0;display:block;width:100%;max-width:100%;height:auto;margin:auto;border:none;cursor:pointer;transition:.5s all;-webkit-transition:.5s all;-moz-transition:.5s all}.perfmatters-lazy-youtube img:hover{-webkit-filter:brightness(75%)}.perfmatters-lazy-youtube .play{position:absolute;top:50%;left:50%;right:auto;width:68px;height:48px;margin-left:-34px;margin-top:-24px;background:url(https://www.businessinsurance.com/wp-content/plugins/perfmatters/img/youtube.svg) no-repeat;background-position:center;background-size:cover;pointer-events:none;filter:grayscale(1)}.perfmatters-lazy-youtube:hover .play{filter:grayscale(0)}.perfmatters-lazy-youtube iframe{position:absolute;top:0;left:0;width:100%;height:100%;z-index:99}.wp-has-aspect-ratio .wp-block-embed__wrapper{position:relative;}.wp-has-aspect-ratio .perfmatters-lazy-youtube{position:absolute;top:0;right:0;bottom:0;left:0;width:100%;height:100%;padding-bottom:0}body .perfmatters-lazy-css-bg:not([data-ll-status=entered]),body .perfmatters-lazy-css-bg:not([data-ll-status=entered]) *,body .perfmatters-lazy-css-bg:not([data-ll-status=entered])::before,body .perfmatters-lazy-css-bg:not([data-ll-status=entered])::after{background-image:none!important;will-change:transform;transition:opacity 0.025s ease-in,transform 0.025s ease-in!important;}</style> <script type="text/javascript" defer src="data:text/javascript;base64,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"></script></head> <body class="post-template-default single single-post postid-791830 single-format-standard wp-custom-logo wp-embed-responsive theme-default elementor-default elementor-kit-224796 elementor-page-224588"> <a class="skip-link screen-reader-text" href="#content">Skip to content</a> <div data-elementor-type="header" data-elementor-id="224642" class="elementor elementor-224642 elementor-location-header" data-elementor-post-type="elementor_library"> <div class="elementor-element elementor-element-e9feb1f e-flex e-con-boxed e-con e-parent" data-id="e9feb1f" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-a534322 elementor-widget__width-inherit elementor-widget elementor-widget-html" data-id="a534322" data-element_type="widget" data-widget_type="html.default"> <div class="elementor-widget-container"> <div id='top-leaderboard' style="text-align: center;"> <script defer src="data:text/javascript;base64,DQogICAgICAgICAgICAgICAgZ29vZ2xldGFnLmNtZC5wdXNoKGZ1bmN0aW9uICgpIHsgZ29vZ2xldGFnLmRpc3BsYXkoJ3RvcC1sZWFkZXJib2FyZCcpOyB9KTsNCiAgICAgICAgICAgIA=="></script> </div> </div> </div> </div> </div> <div class="elementor-element elementor-element-20f26d3 e-con-full elementor-hidden-desktop e-flex e-con e-parent" data-id="20f26d3" data-element_type="container"> <div class="elementor-element elementor-element-c6ef629 elementor-widget elementor-widget-theme-site-logo elementor-widget-image" data-id="c6ef629" data-element_type="widget" data-widget_type="theme-site-logo.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com"> <img width="720" height="51" src="https://www.businessinsurance.com/wp-content/uploads/2024/01/business-insurance-logo.svg" class="attachment-medium_large size-medium_large wp-image-651539" alt="" loading="eager" /> </a> </div> </div> </div> <div class="elementor-element elementor-element-8ad4244 e-con-full e-flex e-con e-parent" data-id="8ad4244" data-element_type="container"> <div class="elementor-element elementor-element-db86f9a e-con-full e-flex e-con e-child" data-id="db86f9a" data-element_type="container"> <div class="elementor-element elementor-element-26103ee elementor-align-left elementor-tablet-align-left elementor-widget elementor-widget-button" data-id="26103ee" data-element_type="widget" data-widget_type="button.default"> <div class="elementor-widget-container"> <div class="elementor-button-wrapper"> <a class="elementor-button elementor-button-link elementor-size-sm" href="https://www.businessinsurance.com/register/free-account/" id="header_subscribe_btn"> <span class="elementor-button-content-wrapper"> <span class="elementor-button-icon"> <svg aria-hidden="true" class="e-font-icon-svg e-far-envelope-open" viewBox="0 0 512 512" xmlns="http://www.w3.org/2000/svg"><path d="M494.586 164.516c-4.697-3.883-111.723-89.95-135.251-108.657C337.231 38.191 299.437 0 256 0c-43.205 0-80.636 37.717-103.335 55.859-24.463 19.45-131.07 105.195-135.15 108.549A48.004 48.004 0 0 0 0 201.485V464c0 26.51 21.49 48 48 48h416c26.51 0 48-21.49 48-48V201.509a48 48 0 0 0-17.414-36.993zM464 458a6 6 0 0 1-6 6H54a6 6 0 0 1-6-6V204.347c0-1.813.816-3.526 2.226-4.665 15.87-12.814 108.793-87.554 132.364-106.293C200.755 78.88 232.398 48 256 48c23.693 0 55.857 31.369 73.41 45.389 23.573 18.741 116.503 93.493 132.366 106.316a5.99 5.99 0 0 1 2.224 4.663V458zm-31.991-187.704c4.249 5.159 3.465 12.795-1.745 16.981-28.975 23.283-59.274 47.597-70.929 56.863C336.636 362.283 299.205 400 256 400c-43.452 0-81.287-38.237-103.335-55.86-11.279-8.967-41.744-33.413-70.927-56.865-5.21-4.187-5.993-11.822-1.745-16.981l15.258-18.528c4.178-5.073 11.657-5.843 16.779-1.726 28.618 23.001 58.566 47.035 70.56 56.571C200.143 320.631 232.307 352 256 352c23.602 0 55.246-30.88 73.41-45.389 11.994-9.535 41.944-33.57 70.563-56.568 5.122-4.116 12.601-3.346 16.778 1.727l15.258 18.526z"></path></svg> </span> <span class="elementor-button-text">Register for free</span> </span> </a> </div> </div> </div> </div> <div class="elementor-element elementor-element-ebffaf4 e-con-full elementor-hidden-tablet_extra elementor-hidden-tablet elementor-hidden-mobile e-flex e-con e-child" data-id="ebffaf4" data-element_type="container"> <div class="elementor-element elementor-element-7f2aded elementor-widget elementor-widget-theme-site-logo elementor-widget-image" data-id="7f2aded" data-element_type="widget" data-widget_type="theme-site-logo.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com"> <img width="720" height="51" src="https://www.businessinsurance.com/wp-content/uploads/2024/01/business-insurance-logo.svg" class="attachment-medium_large size-medium_large wp-image-651539" alt="" loading="eager" /> </a> </div> </div> </div> <div class="elementor-element elementor-element-4f766ea e-con-full e-flex e-con e-child" data-id="4f766ea" data-element_type="container"> <div class="elementor-element elementor-element-af1d24c elementor-search-form--skin-full_screen elementor-hidden-desktop elementor-hidden-tablet_extra elementor-hidden-tablet elementor-widget elementor-widget-search-form" data-id="af1d24c" data-element_type="widget" data-settings="{&quot;skin&quot;:&quot;full_screen&quot;}" data-widget_type="search-form.default"> <div class="elementor-widget-container"> <search role="search"> <form class="elementor-search-form" action="https://www.businessinsurance.com" method="get"> <div class="elementor-search-form__toggle" role="button" tabindex="0" aria-label="Search"> <div class="e-font-icon-svg-container"><svg aria-hidden="true" class="e-font-icon-svg e-fas-search" viewBox="0 0 512 512" xmlns="http://www.w3.org/2000/svg"><path d="M505 442.7L405.3 343c-4.5-4.5-10.6-7-17-7H372c27.6-35.3 44-79.7 44-128C416 93.1 322.9 0 208 0S0 93.1 0 208s93.1 208 208 208c48.3 0 92.7-16.4 128-44v16.3c0 6.4 2.5 12.5 7 17l99.7 99.7c9.4 9.4 24.6 9.4 33.9 0l28.3-28.3c9.4-9.4 9.4-24.6.1-34zM208 336c-70.7 0-128-57.2-128-128 0-70.7 57.2-128 128-128 70.7 0 128 57.2 128 128 0 70.7-57.2 128-128 128z"></path></svg></div> </div> <div class="elementor-search-form__container"> <label class="elementor-screen-only" for="elementor-search-form-af1d24c">Search</label> <input id="elementor-search-form-af1d24c" placeholder="Search..." class="elementor-search-form__input" type="search" name="s" value=""> <div class="dialog-lightbox-close-button dialog-close-button" role="button" tabindex="0" aria-label="Close this search box."> <svg aria-hidden="true" class="e-font-icon-svg e-eicon-close" viewBox="0 0 1000 1000" xmlns="http://www.w3.org/2000/svg"><path d="M742 167L500 408 258 167C246 154 233 150 217 150 196 150 179 158 167 167 154 179 150 196 150 212 150 229 154 242 171 254L408 500 167 742C138 771 138 800 167 829 196 858 225 858 254 829L496 587 738 829C750 842 767 846 783 846 800 846 817 842 829 829 842 817 846 804 846 783 846 767 842 750 829 737L588 500 833 258C863 229 863 200 833 171 804 137 775 137 742 167Z"></path></svg> </div> </div> </form> </search> </div> </div> <div class="elementor-element elementor-element-13d448f elementor-widget__width-initial elementor-hidden-mobile elementor-search-form--skin-classic elementor-search-form--button-type-icon elementor-search-form--icon-search elementor-widget elementor-widget-search-form" data-id="13d448f" data-element_type="widget" data-settings="{&quot;skin&quot;:&quot;classic&quot;}" data-widget_type="search-form.default"> <div class="elementor-widget-container"> <search role="search"> <form class="elementor-search-form" action="https://www.businessinsurance.com" method="get"> <div class="elementor-search-form__container"> <label class="elementor-screen-only" for="elementor-search-form-13d448f">Search</label> <input id="elementor-search-form-13d448f" placeholder="Search..." class="elementor-search-form__input" type="search" name="s" value=""> <button class="elementor-search-form__submit" type="submit" aria-label="Search"> <div class="e-font-icon-svg-container"><svg class="fa fa-search e-font-icon-svg e-fas-search" viewBox="0 0 512 512" xmlns="http://www.w3.org/2000/svg"><path d="M505 442.7L405.3 343c-4.5-4.5-10.6-7-17-7H372c27.6-35.3 44-79.7 44-128C416 93.1 322.9 0 208 0S0 93.1 0 208s93.1 208 208 208c48.3 0 92.7-16.4 128-44v16.3c0 6.4 2.5 12.5 7 17l99.7 99.7c9.4 9.4 24.6 9.4 33.9 0l28.3-28.3c9.4-9.4 9.4-24.6.1-34zM208 336c-70.7 0-128-57.2-128-128 0-70.7 57.2-128 128-128 70.7 0 128 57.2 128 128 0 70.7-57.2 128-128 128z"></path></svg></div> </button> </div> </form> </search> </div> </div> <div class="elementor-element elementor-element-51958ef elementor-nav-menu__text-align-center header_account_menu elementor-nav-menu--toggle elementor-nav-menu--burger elementor-widget elementor-widget-nav-menu" data-id="51958ef" data-element_type="widget" data-settings="{&quot;layout&quot;:&quot;dropdown&quot;,&quot;submenu_icon&quot;:{&quot;value&quot;:&quot;&lt;svg class=\&quot;e-font-icon-svg e-fas-caret-down\&quot; viewBox=\&quot;0 0 320 512\&quot; xmlns=\&quot;http:\/\/www.w3.org\/2000\/svg\&quot;&gt;&lt;path d=\&quot;M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z\&quot;&gt;&lt;\/path&gt;&lt;\/svg&gt;&quot;,&quot;library&quot;:&quot;fa-solid&quot;},&quot;toggle&quot;:&quot;burger&quot;}" data-widget_type="nav-menu.default"> <div class="elementor-widget-container"> <div class="elementor-menu-toggle" role="button" tabindex="0" aria-label="Menu Toggle" aria-expanded="false"> <svg aria-hidden="true" role="presentation" class="elementor-menu-toggle__icon--open e-font-icon-svg e-far-user" viewBox="0 0 448 512" xmlns="http://www.w3.org/2000/svg"><path d="M313.6 304c-28.7 0-42.5 16-89.6 16-47.1 0-60.8-16-89.6-16C60.2 304 0 364.2 0 438.4V464c0 26.5 21.5 48 48 48h352c26.5 0 48-21.5 48-48v-25.6c0-74.2-60.2-134.4-134.4-134.4zM400 464H48v-25.6c0-47.6 38.8-86.4 86.4-86.4 14.6 0 38.3 16 89.6 16 51.7 0 74.9-16 89.6-16 47.6 0 86.4 38.8 86.4 86.4V464zM224 288c79.5 0 144-64.5 144-144S303.5 0 224 0 80 64.5 80 144s64.5 144 144 144zm0-240c52.9 0 96 43.1 96 96s-43.1 96-96 96-96-43.1-96-96 43.1-96 96-96z"></path></svg><svg aria-hidden="true" role="presentation" class="elementor-menu-toggle__icon--close e-font-icon-svg e-far-user" viewBox="0 0 448 512" xmlns="http://www.w3.org/2000/svg"><path d="M313.6 304c-28.7 0-42.5 16-89.6 16-47.1 0-60.8-16-89.6-16C60.2 304 0 364.2 0 438.4V464c0 26.5 21.5 48 48 48h352c26.5 0 48-21.5 48-48v-25.6c0-74.2-60.2-134.4-134.4-134.4zM400 464H48v-25.6c0-47.6 38.8-86.4 86.4-86.4 14.6 0 38.3 16 89.6 16 51.7 0 74.9-16 89.6-16 47.6 0 86.4 38.8 86.4 86.4V464zM224 288c79.5 0 144-64.5 144-144S303.5 0 224 0 80 64.5 80 144s64.5 144 144 144zm0-240c52.9 0 96 43.1 96 96s-43.1 96-96 96-96-43.1-96-96 43.1-96 96-96z"></path></svg> </div> <nav class="elementor-nav-menu--dropdown elementor-nav-menu__container" aria-hidden="true"> <ul id="menu-2-51958ef" class="elementor-nav-menu"><li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-458534"><a href="/login" class="elementor-item" tabindex="-1">Log In</a></li> </ul> </nav> </div> </div> <div class="elementor-element elementor-element-5dcbfdb elementor-nav-menu__align-end elementor-nav-menu--dropdown-tablet_extra elementor-nav-menu--stretch elementor-nav-menu__text-align-center elementor-widget__width-initial elementor-hidden-desktop elementor-nav-menu--toggle elementor-nav-menu--burger elementor-widget elementor-widget-nav-menu" data-id="5dcbfdb" data-element_type="widget" data-settings="{&quot;full_width&quot;:&quot;stretch&quot;,&quot;layout&quot;:&quot;horizontal&quot;,&quot;submenu_icon&quot;:{&quot;value&quot;:&quot;&lt;svg class=\&quot;e-font-icon-svg e-fas-caret-down\&quot; viewBox=\&quot;0 0 320 512\&quot; xmlns=\&quot;http:\/\/www.w3.org\/2000\/svg\&quot;&gt;&lt;path d=\&quot;M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z\&quot;&gt;&lt;\/path&gt;&lt;\/svg&gt;&quot;,&quot;library&quot;:&quot;fa-solid&quot;},&quot;toggle&quot;:&quot;burger&quot;}" data-widget_type="nav-menu.default"> <div class="elementor-widget-container"> <nav aria-label="Menu" class="elementor-nav-menu--main elementor-nav-menu__container elementor-nav-menu--layout-horizontal e--pointer-none"> <ul id="menu-1-5dcbfdb" class="elementor-nav-menu"><li class="menu-item menu-item-type-taxonomy menu-item-object-category current-post-ancestor current-menu-parent current-post-parent menu-item-has-children menu-item-472942"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/" class="elementor-item">Risk Management</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-taxonomy menu-item-object-category current-post-ancestor current-menu-parent current-post-parent menu-item-472941"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/cyber-risks/" class="elementor-sub-item">Cyber Risks</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472943"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/pricing-trends/" class="elementor-sub-item">Pricing Trends</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472944"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/mergers-acquisitions/" class="elementor-sub-item">Mergers &amp; Acquisitions</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472945"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/insurtech/" class="elementor-sub-item">Technology</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-779724"><a href="https://pubads.g.doubleclick.net/gampad/clk?id=6857971593&#038;iu=/86975980/BI-click-tracking" class="elementor-sub-item">Sponsored Content</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-782988"><a href="https://www.businessinsurance.com/wsia/" class="elementor-sub-item">WSIA</a></li> </ul> </li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-has-children menu-item-626594"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/" class="elementor-item">Workers Comp &#038; Safety</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472948"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/cost-control/" class="elementor-sub-item">Workers Comp Cost Control</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472949"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/pain-management/" class="elementor-sub-item">Pain Management</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472950"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/workplace-safety/" class="elementor-sub-item">Workplace Safety</a></li> </ul> </li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-651434"><a href="https://www.businessinsurance.com/insurance-topics/employee-benefits/" class="elementor-item">Employee Benefits</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-has-children menu-item-472952"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/" class="elementor-item">International</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472953"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/emea/" class="elementor-sub-item">EMEA</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472954"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/asia-pacific/" class="elementor-sub-item">Asia-Pacific</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472955"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/latin-america/" class="elementor-sub-item">Latin America</a></li> </ul> </li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-626756"><a href="/ppl" class="elementor-item">People</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-626524"><a href="/bievent" class="elementor-item">Events</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-343"><a href="https://www.businessinsurance.com/researchandreports/" class="elementor-item">BI Intelligence</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-786119"><a href="https://www.businessinsurance.com/best-places-to-work-2024-rankings/" class="elementor-sub-item">Best Places to Work 2024</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-783663"><a href="https://www.businessinsurance.com/lists/" class="elementor-sub-item">Lists</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-655989"><a href="https://www.businessinsurance.com/researchandreports/directories/" class="elementor-sub-item">Directories</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-655553"><a href="https://www.businessinsurance.com/biresources/quarterly-pricing-chart/" class="elementor-sub-item">Insurance Pricing</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-674559"><a href="https://index.businessinsurance.com" class="elementor-sub-item">BI Stock Index</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-768780"><a href="https://www.businessinsurance.com/resources/risk-perspectives/" class="elementor-sub-item">Risk Perspectives</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-789252"><a href="https://www.businessinsurance.com/resources/sponsored-content/" class="elementor-sub-item">Sponsored Content</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-767085"><a href="https://www.businessinsurance.com/webinars/" class="elementor-sub-item">Webinars</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-780106"><a href="https://www.businessinsurance.com/resources/white-papers/" class="elementor-sub-item">White Papers</a></li> </ul> </li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-776431"><a href="https://www.businessinsurance.com/issue/february-march-2025/" class="elementor-item">Magazine</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-776429"><a href="https://www.businessinsurance.com/issue/february-march-2025/" class="elementor-sub-item">Current Issue</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-651442"><a href="/bimagazine/" class="elementor-sub-item">Past Issues</a></li> </ul> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-655649"><a href="https://www.businessinsurance.com/deiinstitute/" class="elementor-item">DEI Institute</a></li> </ul> </nav> <div class="elementor-menu-toggle" role="button" tabindex="0" aria-label="Menu Toggle" aria-expanded="false"> <svg aria-hidden="true" role="presentation" class="elementor-menu-toggle__icon--open e-font-icon-svg e-fas-bars" viewBox="0 0 448 512" xmlns="http://www.w3.org/2000/svg"><path d="M16 132h416c8.837 0 16-7.163 16-16V76c0-8.837-7.163-16-16-16H16C7.163 60 0 67.163 0 76v40c0 8.837 7.163 16 16 16zm0 160h416c8.837 0 16-7.163 16-16v-40c0-8.837-7.163-16-16-16H16c-8.837 0-16 7.163-16 16v40c0 8.837 7.163 16 16 16zm0 160h416c8.837 0 16-7.163 16-16v-40c0-8.837-7.163-16-16-16H16c-8.837 0-16 7.163-16 16v40c0 8.837 7.163 16 16 16z"></path></svg><svg aria-hidden="true" role="presentation" class="elementor-menu-toggle__icon--close e-font-icon-svg e-eicon-close" viewBox="0 0 1000 1000" xmlns="http://www.w3.org/2000/svg"><path d="M742 167L500 408 258 167C246 154 233 150 217 150 196 150 179 158 167 167 154 179 150 196 150 212 150 229 154 242 171 254L408 500 167 742C138 771 138 800 167 829 196 858 225 858 254 829L496 587 738 829C750 842 767 846 783 846 800 846 817 842 829 829 842 817 846 804 846 783 846 767 842 750 829 737L588 500 833 258C863 229 863 200 833 171 804 137 775 137 742 167Z"></path></svg> </div> <nav class="elementor-nav-menu--dropdown elementor-nav-menu__container" aria-hidden="true"> <ul id="menu-2-5dcbfdb" class="elementor-nav-menu"><li class="menu-item menu-item-type-taxonomy menu-item-object-category current-post-ancestor current-menu-parent current-post-parent menu-item-has-children menu-item-472942"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/" class="elementor-item" tabindex="-1">Risk Management</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-taxonomy menu-item-object-category current-post-ancestor current-menu-parent current-post-parent menu-item-472941"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/cyber-risks/" class="elementor-sub-item" tabindex="-1">Cyber Risks</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472943"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/pricing-trends/" class="elementor-sub-item" tabindex="-1">Pricing Trends</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472944"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/mergers-acquisitions/" class="elementor-sub-item" tabindex="-1">Mergers &amp; Acquisitions</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472945"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/insurtech/" class="elementor-sub-item" tabindex="-1">Technology</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-779724"><a href="https://pubads.g.doubleclick.net/gampad/clk?id=6857971593&#038;iu=/86975980/BI-click-tracking" class="elementor-sub-item" tabindex="-1">Sponsored Content</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-782988"><a href="https://www.businessinsurance.com/wsia/" class="elementor-sub-item" tabindex="-1">WSIA</a></li> </ul> </li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-has-children menu-item-626594"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/" class="elementor-item" tabindex="-1">Workers Comp &#038; Safety</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472948"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/cost-control/" class="elementor-sub-item" tabindex="-1">Workers Comp Cost Control</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472949"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/pain-management/" class="elementor-sub-item" tabindex="-1">Pain Management</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472950"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/workplace-safety/" class="elementor-sub-item" tabindex="-1">Workplace Safety</a></li> </ul> </li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-651434"><a href="https://www.businessinsurance.com/insurance-topics/employee-benefits/" class="elementor-item" tabindex="-1">Employee Benefits</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-has-children menu-item-472952"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/" class="elementor-item" tabindex="-1">International</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472953"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/emea/" class="elementor-sub-item" tabindex="-1">EMEA</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472954"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/asia-pacific/" class="elementor-sub-item" tabindex="-1">Asia-Pacific</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472955"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/latin-america/" class="elementor-sub-item" tabindex="-1">Latin America</a></li> </ul> </li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-626756"><a href="/ppl" class="elementor-item" tabindex="-1">People</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-626524"><a href="/bievent" class="elementor-item" tabindex="-1">Events</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-343"><a href="https://www.businessinsurance.com/researchandreports/" class="elementor-item" tabindex="-1">BI Intelligence</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-786119"><a href="https://www.businessinsurance.com/best-places-to-work-2024-rankings/" class="elementor-sub-item" tabindex="-1">Best Places to Work 2024</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-783663"><a href="https://www.businessinsurance.com/lists/" class="elementor-sub-item" tabindex="-1">Lists</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-655989"><a href="https://www.businessinsurance.com/researchandreports/directories/" class="elementor-sub-item" tabindex="-1">Directories</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-655553"><a href="https://www.businessinsurance.com/biresources/quarterly-pricing-chart/" class="elementor-sub-item" tabindex="-1">Insurance Pricing</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-674559"><a href="https://index.businessinsurance.com" class="elementor-sub-item" tabindex="-1">BI Stock Index</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-768780"><a href="https://www.businessinsurance.com/resources/risk-perspectives/" class="elementor-sub-item" tabindex="-1">Risk Perspectives</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-789252"><a href="https://www.businessinsurance.com/resources/sponsored-content/" class="elementor-sub-item" tabindex="-1">Sponsored Content</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-767085"><a href="https://www.businessinsurance.com/webinars/" class="elementor-sub-item" tabindex="-1">Webinars</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-780106"><a href="https://www.businessinsurance.com/resources/white-papers/" class="elementor-sub-item" tabindex="-1">White Papers</a></li> </ul> </li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-776431"><a href="https://www.businessinsurance.com/issue/february-march-2025/" class="elementor-item" tabindex="-1">Magazine</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-776429"><a href="https://www.businessinsurance.com/issue/february-march-2025/" class="elementor-sub-item" tabindex="-1">Current Issue</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-651442"><a href="/bimagazine/" class="elementor-sub-item" tabindex="-1">Past Issues</a></li> </ul> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-655649"><a href="https://www.businessinsurance.com/deiinstitute/" class="elementor-item" tabindex="-1">DEI Institute</a></li> </ul> </nav> </div> </div> </div> </div> <div class="elementor-element elementor-element-9061118 e-con-full elementor-hidden-tablet_extra elementor-hidden-tablet elementor-hidden-mobile e-flex e-con e-parent" data-id="9061118" data-element_type="container"> <div class="elementor-element elementor-element-8da3ccd e-con-full e-flex e-con e-child" data-id="8da3ccd" data-element_type="container"> <div class="elementor-element elementor-element-cabd321 elementor-nav-menu__align-justify elementor-nav-menu--stretch elementor-nav-menu--dropdown-mobile elementor-nav-menu__text-align-aside elementor-nav-menu--toggle elementor-nav-menu--burger elementor-widget elementor-widget-nav-menu" data-id="cabd321" data-element_type="widget" data-settings="{&quot;full_width&quot;:&quot;stretch&quot;,&quot;submenu_icon&quot;:{&quot;value&quot;:&quot;&lt;i class=\&quot;\&quot;&gt;&lt;\/i&gt;&quot;,&quot;library&quot;:&quot;&quot;},&quot;layout&quot;:&quot;horizontal&quot;,&quot;toggle&quot;:&quot;burger&quot;}" data-widget_type="nav-menu.default"> <div class="elementor-widget-container"> <nav aria-label="Menu" class="elementor-nav-menu--main elementor-nav-menu__container elementor-nav-menu--layout-horizontal e--pointer-background e--animation-fade"> <ul id="menu-1-cabd321" class="elementor-nav-menu"><li class="menu-item menu-item-type-taxonomy menu-item-object-category current-post-ancestor current-menu-parent current-post-parent menu-item-has-children menu-item-472942"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/" class="elementor-item">Risk Management</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-taxonomy menu-item-object-category current-post-ancestor current-menu-parent current-post-parent menu-item-472941"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/cyber-risks/" class="elementor-sub-item">Cyber Risks</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472943"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/pricing-trends/" class="elementor-sub-item">Pricing Trends</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472944"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/mergers-acquisitions/" class="elementor-sub-item">Mergers &amp; Acquisitions</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472945"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/insurtech/" class="elementor-sub-item">Technology</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-779724"><a href="https://pubads.g.doubleclick.net/gampad/clk?id=6857971593&#038;iu=/86975980/BI-click-tracking" class="elementor-sub-item">Sponsored Content</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-782988"><a href="https://www.businessinsurance.com/wsia/" class="elementor-sub-item">WSIA</a></li> </ul> </li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-has-children menu-item-626594"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/" class="elementor-item">Workers Comp &#038; Safety</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472948"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/cost-control/" class="elementor-sub-item">Workers Comp Cost Control</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472949"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/pain-management/" class="elementor-sub-item">Pain Management</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472950"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/workplace-safety/" class="elementor-sub-item">Workplace Safety</a></li> </ul> </li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-651434"><a href="https://www.businessinsurance.com/insurance-topics/employee-benefits/" class="elementor-item">Employee Benefits</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-has-children menu-item-472952"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/" class="elementor-item">International</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472953"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/emea/" class="elementor-sub-item">EMEA</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472954"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/asia-pacific/" class="elementor-sub-item">Asia-Pacific</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472955"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/latin-america/" class="elementor-sub-item">Latin America</a></li> </ul> </li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-626756"><a href="/ppl" class="elementor-item">People</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-626524"><a href="/bievent" class="elementor-item">Events</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-343"><a href="https://www.businessinsurance.com/researchandreports/" class="elementor-item">BI Intelligence</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-786119"><a href="https://www.businessinsurance.com/best-places-to-work-2024-rankings/" class="elementor-sub-item">Best Places to Work 2024</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-783663"><a href="https://www.businessinsurance.com/lists/" class="elementor-sub-item">Lists</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-655989"><a href="https://www.businessinsurance.com/researchandreports/directories/" class="elementor-sub-item">Directories</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-655553"><a href="https://www.businessinsurance.com/biresources/quarterly-pricing-chart/" class="elementor-sub-item">Insurance Pricing</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-674559"><a href="https://index.businessinsurance.com" class="elementor-sub-item">BI Stock Index</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-768780"><a href="https://www.businessinsurance.com/resources/risk-perspectives/" class="elementor-sub-item">Risk Perspectives</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-789252"><a href="https://www.businessinsurance.com/resources/sponsored-content/" class="elementor-sub-item">Sponsored Content</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-767085"><a href="https://www.businessinsurance.com/webinars/" class="elementor-sub-item">Webinars</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-780106"><a href="https://www.businessinsurance.com/resources/white-papers/" class="elementor-sub-item">White Papers</a></li> </ul> </li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-776431"><a href="https://www.businessinsurance.com/issue/february-march-2025/" class="elementor-item">Magazine</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-776429"><a href="https://www.businessinsurance.com/issue/february-march-2025/" class="elementor-sub-item">Current Issue</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-651442"><a href="/bimagazine/" class="elementor-sub-item">Past Issues</a></li> </ul> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-655649"><a href="https://www.businessinsurance.com/deiinstitute/" class="elementor-item">DEI Institute</a></li> </ul> </nav> <div class="elementor-menu-toggle" role="button" tabindex="0" aria-label="Menu Toggle" aria-expanded="false"> <svg aria-hidden="true" role="presentation" class="elementor-menu-toggle__icon--open e-font-icon-svg e-eicon-menu-bar" viewBox="0 0 1000 1000" xmlns="http://www.w3.org/2000/svg"><path d="M104 333H896C929 333 958 304 958 271S929 208 896 208H104C71 208 42 237 42 271S71 333 104 333ZM104 583H896C929 583 958 554 958 521S929 458 896 458H104C71 458 42 487 42 521S71 583 104 583ZM104 833H896C929 833 958 804 958 771S929 708 896 708H104C71 708 42 737 42 771S71 833 104 833Z"></path></svg><svg aria-hidden="true" role="presentation" class="elementor-menu-toggle__icon--close e-font-icon-svg e-eicon-close" viewBox="0 0 1000 1000" xmlns="http://www.w3.org/2000/svg"><path d="M742 167L500 408 258 167C246 154 233 150 217 150 196 150 179 158 167 167 154 179 150 196 150 212 150 229 154 242 171 254L408 500 167 742C138 771 138 800 167 829 196 858 225 858 254 829L496 587 738 829C750 842 767 846 783 846 800 846 817 842 829 829 842 817 846 804 846 783 846 767 842 750 829 737L588 500 833 258C863 229 863 200 833 171 804 137 775 137 742 167Z"></path></svg> </div> <nav class="elementor-nav-menu--dropdown elementor-nav-menu__container" aria-hidden="true"> <ul id="menu-2-cabd321" class="elementor-nav-menu"><li class="menu-item menu-item-type-taxonomy menu-item-object-category current-post-ancestor current-menu-parent current-post-parent menu-item-has-children menu-item-472942"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/" class="elementor-item" tabindex="-1">Risk Management</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-taxonomy menu-item-object-category current-post-ancestor current-menu-parent current-post-parent menu-item-472941"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/cyber-risks/" class="elementor-sub-item" tabindex="-1">Cyber Risks</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472943"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/pricing-trends/" class="elementor-sub-item" tabindex="-1">Pricing Trends</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472944"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/mergers-acquisitions/" class="elementor-sub-item" tabindex="-1">Mergers &amp; Acquisitions</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472945"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/insurtech/" class="elementor-sub-item" tabindex="-1">Technology</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-779724"><a href="https://pubads.g.doubleclick.net/gampad/clk?id=6857971593&#038;iu=/86975980/BI-click-tracking" class="elementor-sub-item" tabindex="-1">Sponsored Content</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-782988"><a href="https://www.businessinsurance.com/wsia/" class="elementor-sub-item" tabindex="-1">WSIA</a></li> </ul> </li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-has-children menu-item-626594"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/" class="elementor-item" tabindex="-1">Workers Comp &#038; Safety</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472948"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/cost-control/" class="elementor-sub-item" tabindex="-1">Workers Comp Cost Control</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472949"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/pain-management/" class="elementor-sub-item" tabindex="-1">Pain Management</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472950"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/workplace-safety/" class="elementor-sub-item" tabindex="-1">Workplace Safety</a></li> </ul> </li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-651434"><a href="https://www.businessinsurance.com/insurance-topics/employee-benefits/" class="elementor-item" tabindex="-1">Employee Benefits</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-has-children menu-item-472952"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/" class="elementor-item" tabindex="-1">International</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472953"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/emea/" class="elementor-sub-item" tabindex="-1">EMEA</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472954"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/asia-pacific/" class="elementor-sub-item" tabindex="-1">Asia-Pacific</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472955"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/latin-america/" class="elementor-sub-item" tabindex="-1">Latin America</a></li> </ul> </li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-626756"><a href="/ppl" class="elementor-item" tabindex="-1">People</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-626524"><a href="/bievent" class="elementor-item" tabindex="-1">Events</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-343"><a href="https://www.businessinsurance.com/researchandreports/" class="elementor-item" tabindex="-1">BI Intelligence</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-786119"><a href="https://www.businessinsurance.com/best-places-to-work-2024-rankings/" class="elementor-sub-item" tabindex="-1">Best Places to Work 2024</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-783663"><a href="https://www.businessinsurance.com/lists/" class="elementor-sub-item" tabindex="-1">Lists</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-655989"><a href="https://www.businessinsurance.com/researchandreports/directories/" class="elementor-sub-item" tabindex="-1">Directories</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-655553"><a href="https://www.businessinsurance.com/biresources/quarterly-pricing-chart/" class="elementor-sub-item" tabindex="-1">Insurance Pricing</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-674559"><a href="https://index.businessinsurance.com" class="elementor-sub-item" tabindex="-1">BI Stock Index</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-768780"><a href="https://www.businessinsurance.com/resources/risk-perspectives/" class="elementor-sub-item" tabindex="-1">Risk Perspectives</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-789252"><a href="https://www.businessinsurance.com/resources/sponsored-content/" class="elementor-sub-item" tabindex="-1">Sponsored Content</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-767085"><a href="https://www.businessinsurance.com/webinars/" class="elementor-sub-item" tabindex="-1">Webinars</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-780106"><a href="https://www.businessinsurance.com/resources/white-papers/" class="elementor-sub-item" tabindex="-1">White Papers</a></li> </ul> </li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-776431"><a href="https://www.businessinsurance.com/issue/february-march-2025/" class="elementor-item" tabindex="-1">Magazine</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-776429"><a href="https://www.businessinsurance.com/issue/february-march-2025/" class="elementor-sub-item" tabindex="-1">Current Issue</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-651442"><a href="/bimagazine/" class="elementor-sub-item" tabindex="-1">Past Issues</a></li> </ul> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-655649"><a href="https://www.businessinsurance.com/deiinstitute/" class="elementor-item" tabindex="-1">DEI Institute</a></li> </ul> </nav> </div> </div> </div> </div> </div> <div data-elementor-type="single-post" data-elementor-id="224588" class="elementor elementor-224588 elementor-location-single post-791830 post type-post status-publish format-standard has-post-thumbnail hentry category-cyber-risks category-insurance-topics category-risk-management country-united-kingdom topic-cyber-risks topic-emerging-risks topic-technology" data-elementor-post-type="elementor_library"> <div class="elementor-element elementor-element-d5dceaf e-flex e-con-boxed e-con e-parent" data-id="d5dceaf" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-e35059f e-con-full e-flex e-con e-child" data-id="e35059f" data-element_type="container"> <div class="elementor-element elementor-element-10adf44 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="10adf44" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h1 class="elementor-heading-title elementor-size-default">UK retailer says cyberattack hit sales; insured for incident cost</h1> </div> </div> <div class="elementor-element elementor-element-a47abf3 elementor-widget elementor-widget-image" data-id="a47abf3" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <img width="517" height="130" src="https://www.businessinsurance.com/wp-content/uploads/2024/08/Reuters_Logo.svg" class="attachment-thumbnail size-thumbnail wp-image-780461" alt="" loading="eager" /> </div> </div> <div class="elementor-element elementor-element-0a64833 elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="0a64833" data-element_type="widget" data-widget_type="divider.default"> <div class="elementor-widget-container"> <div class="elementor-divider"> <span class="elementor-divider-separator"> </span> </div> </div> </div> <div class="elementor-element elementor-element-a8ba6e4 elementor-share-buttons--view-icon elementor-share-buttons--skin-gradient elementor-share-buttons--shape-square elementor-grid-0 elementor-share-buttons--color-official elementor-widget elementor-widget-share-buttons" data-id="a8ba6e4" data-element_type="widget" data-widget_type="share-buttons.default"> <div class="elementor-widget-container"> <div class="elementor-grid"> <div class="elementor-grid-item"> <div class="elementor-share-btn elementor-share-btn_facebook" role="button" tabindex="0" aria-label="Share on facebook" > <span class="elementor-share-btn__icon"> <svg class="e-font-icon-svg e-fab-facebook" viewBox="0 0 512 512" xmlns="http://www.w3.org/2000/svg"><path d="M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z"></path></svg> </span> </div> </div> <div class="elementor-grid-item"> <div class="elementor-share-btn elementor-share-btn_x-twitter" role="button" tabindex="0" aria-label="Share on x-twitter" > <span class="elementor-share-btn__icon"> <svg class="e-font-icon-svg e-fab-x-twitter" viewBox="0 0 512 512" xmlns="http://www.w3.org/2000/svg"><path d="M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z"></path></svg> </span> </div> </div> <div class="elementor-grid-item"> <div class="elementor-share-btn elementor-share-btn_linkedin" role="button" tabindex="0" aria-label="Share on linkedin" > <span class="elementor-share-btn__icon"> <svg class="e-font-icon-svg e-fab-linkedin" viewBox="0 0 448 512" xmlns="http://www.w3.org/2000/svg"><path d="M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z"></path></svg> </span> </div> </div> <div class="elementor-grid-item"> <div class="elementor-share-btn elementor-share-btn_email" role="button" tabindex="0" aria-label="Share on email" > <span class="elementor-share-btn__icon"> <svg class="e-font-icon-svg e-fas-envelope" viewBox="0 0 512 512" xmlns="http://www.w3.org/2000/svg"><path d="M502.3 190.8c3.9-3.1 9.7-.2 9.7 4.7V400c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V195.6c0-5 5.7-7.8 9.7-4.7 22.4 17.4 52.1 39.5 154.1 113.6 21.1 15.4 56.7 47.8 92.2 47.6 35.7.3 72-32.8 92.3-47.6 102-74.1 131.6-96.3 154-113.7zM256 320c23.2.4 56.6-29.2 73.4-41.4 132.7-96.3 142.8-104.7 173.4-128.7 5.8-4.5 9.2-11.5 9.2-18.9v-19c0-26.5-21.5-48-48-48H48C21.5 64 0 85.5 0 112v19c0 7.4 3.4 14.3 9.2 18.9 30.6 23.9 40.7 32.4 173.4 128.7 16.8 12.2 50.2 41.8 73.4 41.4z"></path></svg> </span> </div> </div> <div class="elementor-grid-item"> <div class="elementor-share-btn elementor-share-btn_print" role="button" tabindex="0" aria-label="Share on print" > <span class="elementor-share-btn__icon"> <svg class="e-font-icon-svg e-fas-print" viewBox="0 0 512 512" xmlns="http://www.w3.org/2000/svg"><path d="M448 192V77.25c0-8.49-3.37-16.62-9.37-22.63L393.37 9.37c-6-6-14.14-9.37-22.63-9.37H96C78.33 0 64 14.33 64 32v160c-35.35 0-64 28.65-64 64v112c0 8.84 7.16 16 16 16h48v96c0 17.67 14.33 32 32 32h320c17.67 0 32-14.33 32-32v-96h48c8.84 0 16-7.16 16-16V256c0-35.35-28.65-64-64-64zm-64 256H128v-96h256v96zm0-224H128V64h192v48c0 8.84 7.16 16 16 16h48v96zm48 72c-13.25 0-24-10.75-24-24 0-13.26 10.75-24 24-24s24 10.74 24 24c0 13.25-10.75 24-24 24z"></path></svg> </span> </div> </div> </div> </div> </div> <div class="elementor-element elementor-element-553babe elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="553babe" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <figure class="wp-caption"> <img width="800" height="533" src="data:image/svg+xml,%3Csvg%20xmlns=&#039;http://www.w3.org/2000/svg&#039;%20width=&#039;800&#039;%20height=&#039;533&#039;%20viewBox=&#039;0%200%20800%20533&#039;%3E%3C/svg%3E" class="attachment-large size-large wp-image-791839 perfmatters-lazy" alt="Morrisons" data-src="https://www.businessinsurance.com/wp-content/uploads/2025/01/Morrisons-British-supermarket-group.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2025/01/Morrisons-British-supermarket-group.jpg 1000w, https://www.businessinsurance.com/wp-content/uploads/2025/01/Morrisons-British-supermarket-group-300x200.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/01/Morrisons-British-supermarket-group-768x511.jpg 768w" data-sizes="(max-width: 800px) 100vw, 800px" /><noscript><img width="800" height="533" src="https://www.businessinsurance.com/wp-content/uploads/2025/01/Morrisons-British-supermarket-group.jpg" class="attachment-large size-large wp-image-791839" alt="Morrisons" srcset="https://www.businessinsurance.com/wp-content/uploads/2025/01/Morrisons-British-supermarket-group.jpg 1000w, https://www.businessinsurance.com/wp-content/uploads/2025/01/Morrisons-British-supermarket-group-300x200.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2025/01/Morrisons-British-supermarket-group-768x511.jpg 768w" sizes="(max-width: 800px) 100vw, 800px" loading="eager" /></noscript> <figcaption class="widget-image-caption wp-caption-text"></figcaption> </figure> </div> </div> <div class="elementor-element elementor-element-bed7648 elementor-widget elementor-widget-post-info" data-id="bed7648" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-49964f1 elementor-inline-item" itemprop="about"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-terms"> <span class="elementor-post-info__terms-list"> <a href="https://www.businessinsurance.com/topic/cyber-risks/" class="elementor-post-info__terms-list-item">Cyber Risks</a>, <a href="https://www.businessinsurance.com/topic/emerging-risks/" class="elementor-post-info__terms-list-item">Emerging Risks</a>, <a href="https://www.businessinsurance.com/topic/technology/" class="elementor-post-info__terms-list-item">Technology</a> </span> </span> </li> <li class="elementor-icon-list-item elementor-repeater-item-d3247a4 elementor-inline-item" itemprop="about"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-terms"> <span class="elementor-post-info__terms-list"> <a href="https://www.businessinsurance.com/country/united-kingdom/" class="elementor-post-info__terms-list-item">United Kingdom</a> </span> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-fec4f22 elementor-align-left elementor-mobile-align-left elementor-widget elementor-widget-post-info" data-id="fec4f22" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-a6a1bfb elementor-inline-item" itemprop="datePublished"> <a href="https://www.businessinsurance.com/2025/01/30/"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>Jan 30, 2025</time> </span> </a> </li> </ul> </div> </div> <div class="elementor-element elementor-element-c9d4d91 elementor-widget elementor-widget-theme-post-content" data-id="c9d4d91" data-element_type="widget" data-widget_type="theme-post-content.default"> <div class="elementor-widget-container"> <p>(Reuters) — British supermarket group Morrisons said a November cyberattack at technology provider Blue Yonder hit its product availability, impacting sales in the Christmas quarter.</p> <p>CEO Rami Baitieh said the attack meant Morrisons had to shut down its warehouse management system, leaving it without visibility on its fresh and produce stock levels for several days.</p> <p>“We had a workaround in place very quickly but our availability fell significantly and very sadly we let down some customers,” he told reporters.</p><div id="inarticle-1"> <script defer src="data:text/javascript;base64,CiAgICAgICAgICAgICAgICAgICAgZ29vZ2xldGFnLmNtZC5wdXNoKGZ1bmN0aW9uICgpIHsgZ29vZ2xldGFnLmRpc3BsYXkoJ2luYXJ0aWNsZS0xJyk7IH0pOwogICAgICAgICAgICAgICAg"></script> </div><br> <p>While availability had since improved “it is not yet back to pre-incident best level.”</p> <p>Finance chief Jo Goff said Morrisons did see sales growth in its quarter to the end of January, the first quarter of its 2024-25 fiscal year, but it was lower than like-for-like growth of 4.9% reported on Wednesday for the previous three months.</p> <p>She said insurance would cover the cost of the incident.</p> <p>Morrisons, the UK’s fifth-largest grocer, said its fourth-quarter 2023-24 performance was its strongest in four years, reflecting a strategy to improve price competitiveness and its loyalty program and more effective promotions. A scheme to pricematch discounters Aldi and Lidl on key items was introduced in February.</p> <p>Industry data, published this month, showed Morrisons, owned by U.S. private equity firm Clayton, Dubilier &amp; Rice since 2021, underperforming the sales growth of market leader Tesco and No. 2 Sainsbury’s, as well as Aldi and Lidl in the holiday period.</p> <p>The data from researcher Kantar showed Morrisons’ sales up 0.4% in the 12 weeks to Dec. 29, ending 2024 with a UK grocery market share of 8.6%, down 20 basis points on the year.</p> <p>Analysts said that since CD&amp;R bought the company Morrisons has been hamstrung by debt. Net debt was now 3.1 billion pounds ($3.9 billion), down from 5.5 billion pounds a year ago.</p> <p>Morrisons said core earnings, or underlying earnings before interest, tax, depreciation and amortization, its preferred metric, rose 11.2% to 835 million pounds in the year to Oct. 27. Revenue was 15.3 billion pounds, up 3.8%.</p> <p>Ms. Goff said that at the pre-tax level losses halved from just over 1 billion pounds in 2022-23. Interest costs were just under 400 million pounds.</p> </div> </div> <div class="elementor-element elementor-element-a67d93e elementor-widget elementor-widget-html" data-id="a67d93e" data-element_type="widget" data-widget_type="html.default"> <div class="elementor-widget-container"> <div id="inarticle-2"> <script defer src="data:text/javascript;base64,DQogICAgICAgICAgICAgICAgICAgIGdvb2dsZXRhZy5jbWQucHVzaChmdW5jdGlvbiAoKSB7IGdvb2dsZXRhZy5kaXNwbGF5KCdpbmFydGljbGUtMicpOyB9KTsNCiAgICAgICAgICAgICAgICA="></script> </div> </div> </div> <div class="elementor-element elementor-element-18756c5 elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="18756c5" data-element_type="widget" data-widget_type="divider.default"> <div class="elementor-widget-container"> <div class="elementor-divider"> <span class="elementor-divider-separator"> </span> </div> </div> </div> <div class="elementor-element elementor-element-0558a5a e-con-full e-flex e-con e-child" data-id="0558a5a" data-element_type="container"> <div class="elementor-element elementor-element-91d06f1 e-con-full e-flex e-con e-child" data-id="91d06f1" data-element_type="container"> <div class="elementor-element elementor-element-2f2a697 elementor-widget elementor-widget-heading" data-id="2f2a697" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">Related News</h3> </div> </div> <div class="elementor-element elementor-element-41b793f elementor-grid-tablet-3 elementor-grid-mobile-2 elementor-posts--thumbnail-none elementor-grid-3 elementor-widget elementor-widget-posts" data-id="41b793f" data-element_type="widget" data-settings="{&quot;classic_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:30,&quot;sizes&quot;:[]},&quot;classic_columns_tablet&quot;:&quot;3&quot;,&quot;classic_columns_mobile&quot;:&quot;2&quot;,&quot;classic_columns&quot;:&quot;3&quot;,&quot;classic_row_gap_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}" data-widget_type="posts.classic"> <div class="elementor-widget-container"> <div class="elementor-posts-container elementor-posts elementor-posts--skin-classic elementor-grid"> <article class="elementor-post elementor-grid-item post-793544 post type-post status-publish format-standard has-post-thumbnail hentry category-risk-management country-germany company-munich-re topic-financial-results topic-reinsurance newsletter-channel-alert-risk-management newsletter-daily-briefing newsletter-market-pulse"> <div class="elementor-post__text"> <h4 class="elementor-post__title"> <a href="https://www.businessinsurance.com/munich-re-faces-1-26-billion-in-claims-from-los-angeles-wildfires/" > Munich Re faces $1.26 billion in claims from Los Angeles wildfires   </a> </h4> <div class="elementor-post__meta-data"> <span class="elementor-post-date"> February 26, 2025 </span> </div> </div> </article> <article class="elementor-post elementor-grid-item post-793526 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-workers-compensation topic-regulation topic-workers-comp-coverage topic-workplace-safety newsletter-channel-alert-workers-comp newsletter-daily-briefing"> <div class="elementor-post__text"> <h4 class="elementor-post__title"> <a href="https://www.businessinsurance.com/osha-leader-nominee-has-strong-roots-in-workforce/" > OSHA leader nominee has strong roots in workforce </a> </h4> <div class="elementor-post__meta-data"> <span class="elementor-post-date"> February 26, 2025 </span> </div> </div> </article> <article class="elementor-post elementor-grid-item post-793531 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-risk-management tag-featured-top-story topic-agents-brokers topic-financial-results newsletter-channel-alert-risk-management newsletter-daily-briefing newsletter-market-pulse"> <div class="elementor-post__text"> <h4 class="elementor-post__title"> <a href="https://www.businessinsurance.com/baldwin-reports-16-revenue-increase-in-q4/" > Baldwin reports 16% revenue increase in Q4 </a> </h4> <div class="elementor-post__meta-data"> <span class="elementor-post-date"> February 25, 2025 </span> </div> </div> </article> <article class="elementor-post elementor-grid-item post-793519 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-risk-management topic-off-beat newsletter-daily-briefing"> <div class="elementor-post__text"> <h4 class="elementor-post__title"> <a href="https://www.businessinsurance.com/weatherpromise-keeps-travelers-covered-in-the-rain/" > WeatherPromise keeps travelers covered in the rain </a> </h4> <div class="elementor-post__meta-data"> <span class="elementor-post-date"> February 25, 2025 </span> </div> </div> </article> <article class="elementor-post elementor-grid-item post-793517 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-risk-management company-chubb topic-coverage-disputes topic-p-c-insurers newsletter-channel-alert-risk-management newsletter-daily-briefing"> <div class="elementor-post__text"> <h4 class="elementor-post__title"> <a href="https://www.businessinsurance.com/judge-tosses-hospitals-2-5m-do-coverage-fight-with-chubb-unit/" > Judge tosses hospital&#8217;s $2.5M D&#038;O coverage fight with Chubb unit </a> </h4> <div class="elementor-post__meta-data"> <span class="elementor-post-date"> February 25, 2025 </span> </div> </div> </article> <article class="elementor-post elementor-grid-item post-793514 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-risk-management tag-featured-top-story company-zurich topic-p-c-insurers newsletter-channel-alert-risk-management newsletter-daily-briefing newsletter-market-pulse"> <div class="elementor-post__text"> <h4 class="elementor-post__title"> <a href="https://www.businessinsurance.com/zurich-to-beef-up-middle-market-business-with-underwriter-hires/" > Zurich to beef up middle-market business with underwriter hires </a> </h4> <div class="elementor-post__meta-data"> <span class="elementor-post-date"> February 25, 2025 </span> </div> </div> </article> <article class="elementor-post elementor-grid-item post-793510 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-risk-management tag-featured-top-story topic-agents-brokers topic-p-c-insurers topic-risk-management topic-technology newsletter-channel-alert-workers-comp newsletter-daily-briefing newsletter-market-pulse"> <div class="elementor-post__text"> <h4 class="elementor-post__title"> <a href="https://www.businessinsurance.com/risk-management-technology-survey-deadline-extended-4/" > Risk management technology survey deadline extended </a> </h4> <div class="elementor-post__meta-data"> <span class="elementor-post-date"> February 25, 2025 </span> </div> </div> </article> <article class="elementor-post elementor-grid-item post-793508 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-mergers-acquisitions category-risk-management topic-agents-brokers topic-mergers-acquisitions newsletter-channel-alert-risk-management newsletter-daily-briefing newsletter-market-pulse"> <div class="elementor-post__text"> <h4 class="elementor-post__title"> <a href="https://www.businessinsurance.com/alera-buys-wisconsin-based-broker/" > Alera buys Wisconsin-based broker </a> </h4> <div class="elementor-post__meta-data"> <span class="elementor-post-date"> February 25, 2025 </span> </div> </div> </article> <article class="elementor-post elementor-grid-item post-793505 post type-post status-publish format-standard has-post-thumbnail hentry category-workers-compensation topic-workers-comp-coverage newsletter-channel-alert-workers-comp newsletter-daily-briefing"> <div class="elementor-post__text"> <h4 class="elementor-post__title"> <a href="https://www.businessinsurance.com/arkansas-to-consider-changes-to-comp-doctor-choice-litigation-practices/" > Arkansas to consider changes to comp doctor choice, litigation practices </a> </h4> <div class="elementor-post__meta-data"> <span class="elementor-post-date"> February 25, 2025 </span> </div> </div> </article> </div> </div> </div> </div> </div> <div class="elementor-element elementor-element-f0aa693 elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="f0aa693" data-element_type="widget" data-widget_type="divider.default"> <div class="elementor-widget-container"> <div class="elementor-divider"> <span class="elementor-divider-separator"> </span> </div> </div> </div> </div> <div class="elementor-element elementor-element-bf0f1ba e-con-full e-flex e-con e-child" data-id="bf0f1ba" data-element_type="container"> <div class="elementor-element elementor-element-acb2cea elementor-widget elementor-widget-sidebar" data-id="acb2cea" data-element_type="widget" data-settings="{&quot;sticky&quot;:&quot;top&quot;,&quot;sticky_on&quot;:[&quot;desktop&quot;],&quot;sticky_parent&quot;:&quot;yes&quot;,&quot;sticky_offset&quot;:0,&quot;sticky_effects_offset&quot;:0,&quot;sticky_anchor_link_offset&quot;:0}" data-widget_type="sidebar.default"> <div class="elementor-widget-container"> <div class="widget_text widget-content"><div class="textwidget custom-html-widget"><div id="sticky-1" class="google-ad"> <script defer src="data:text/javascript;base64,CgkJCQkJZ29vZ2xldGFnLmNtZC5wdXNoKGZ1bmN0aW9uICgpIHsgZ29vZ2xldGFnLmRpc3BsYXkoInN0aWNreS0xIik7IH0pOwoJCQkJ"></script> </div></div></div><div class="widget_text widget-content"><div class="textwidget custom-html-widget"><div id="rectangle-1" class="google-ad"> <script defer src="data:text/javascript;base64,CgkJCQkJZ29vZ2xldGFnLmNtZC5wdXNoKGZ1bmN0aW9uICgpIHsgZ29vZ2xldGFnLmRpc3BsYXkoInJlY3RhbmdsZS0xIik7IH0pOwoJCQkJ"></script> </div></div></div> </div> </div> </div> </div> </div> </div> <div data-elementor-type="footer" data-elementor-id="224644" class="elementor elementor-224644 elementor-location-footer" data-elementor-post-type="elementor_library"> <div class="elementor-element elementor-element-b5715f7 e-con-full e-flex e-con e-parent" data-id="b5715f7" data-element_type="container" data-settings="{&quot;background_background&quot;:&quot;classic&quot;}"> <div class="elementor-element elementor-element-d245f8d elementor-widget elementor-widget-image" data-id="d245f8d" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/"> <img width="468" height="468" src="data:image/svg+xml,%3Csvg%20xmlns=&#039;http://www.w3.org/2000/svg&#039;%20width=&#039;468&#039;%20height=&#039;468&#039;%20viewBox=&#039;0%200%20468%20468&#039;%3E%3C/svg%3E" class="attachment-full size-full wp-image-651538 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2024/01/bi-square-logo.svg" /><noscript><img width="468" height="468" src="https://www.businessinsurance.com/wp-content/uploads/2024/01/bi-square-logo.svg" class="attachment-full size-full wp-image-651538" alt="" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-02cca47 elementor-shape-rounded elementor-grid-0 e-grid-align-center elementor-widget elementor-widget-social-icons" data-id="02cca47" data-element_type="widget" data-widget_type="social-icons.default"> <div class="elementor-widget-container"> <div class="elementor-social-icons-wrapper elementor-grid"> <span class="elementor-grid-item"> <a class="elementor-icon elementor-social-icon elementor-social-icon-facebook-f elementor-repeater-item-0267196" href="https://www.facebook.com/BusInsMagazine" target="_blank" rel="nofollow"> <span class="elementor-screen-only">Facebook-f</span> <svg class="e-font-icon-svg e-fab-facebook-f" viewBox="0 0 320 512" xmlns="http://www.w3.org/2000/svg"><path d="M279.14 288l14.22-92.66h-88.91v-60.13c0-25.35 12.42-50.06 52.24-50.06h40.42V6.26S260.43 0 225.36 0c-73.22 0-121.08 44.38-121.08 124.72v70.62H22.89V288h81.39v224h100.17V288z"></path></svg> </a> </span> <span class="elementor-grid-item"> <a class="elementor-icon elementor-social-icon elementor-social-icon-x-twitter elementor-repeater-item-dc10550" href="https://twitter.com/BusInsMagazine" target="_blank" rel="nofollow"> <span class="elementor-screen-only">X-twitter</span> <svg class="e-font-icon-svg e-fab-x-twitter" viewBox="0 0 512 512" xmlns="http://www.w3.org/2000/svg"><path d="M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z"></path></svg> </a> </span> <span class="elementor-grid-item"> <a class="elementor-icon elementor-social-icon elementor-social-icon-linkedin-in elementor-repeater-item-9bc67e2" href="https://www.linkedin.com/company/656162" target="_blank" rel="nofollow"> <span class="elementor-screen-only">Linkedin-in</span> <svg class="e-font-icon-svg e-fab-linkedin-in" viewBox="0 0 448 512" xmlns="http://www.w3.org/2000/svg"><path d="M100.28 448H7.4V148.9h92.88zM53.79 108.1C24.09 108.1 0 83.5 0 53.8a53.79 53.79 0 0 1 107.58 0c0 29.7-24.1 54.3-53.79 54.3zM447.9 448h-92.68V302.4c0-34.7-.7-79.2-48.29-79.2-48.29 0-55.69 37.7-55.69 76.7V448h-92.78V148.9h89.08v40.8h1.3c12.4-23.5 42.69-48.3 87.88-48.3 94 0 111.28 61.9 111.28 142.3V448z"></path></svg> </a> </span> </div> </div> </div> </div> <div class="elementor-element elementor-element-c99b632 e-con-full e-flex e-con e-parent" data-id="c99b632" data-element_type="container" data-settings="{&quot;background_background&quot;:&quot;classic&quot;}"> <div class="elementor-element elementor-element-018d877 e-con-full e-flex e-con e-child" data-id="018d877" data-element_type="container"> <div class="elementor-element elementor-element-669fa82 e-con-full e-flex e-con e-child" data-id="669fa82" data-element_type="container"> <div class="elementor-element elementor-element-385fa69 elementor-widget elementor-widget-theme-site-logo elementor-widget-image" data-id="385fa69" data-element_type="widget" data-widget_type="theme-site-logo.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com"> <img width="720" height="51" src="data:image/svg+xml,%3Csvg%20xmlns=&#039;http://www.w3.org/2000/svg&#039;%20width=&#039;720&#039;%20height=&#039;51&#039;%20viewBox=&#039;0%200%20720%2051&#039;%3E%3C/svg%3E" class="attachment-full size-full wp-image-651539 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2024/01/business-insurance-logo.svg" /><noscript><img width="720" height="51" src="https://www.businessinsurance.com/wp-content/uploads/2024/01/business-insurance-logo.svg" class="attachment-full size-full wp-image-651539" alt="" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-d37129a elementor-widget elementor-widget-text-editor" data-id="d37129a" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>Business Insurance is a singular, authoritative news and information source for executives focused upon risk management, risk transfer and risk financing.</p> </div> </div> </div> <div class="elementor-element elementor-element-19a533e e-con-full e-flex e-con e-child" data-id="19a533e" data-element_type="container"> <div class="elementor-element elementor-element-85c5fc9 elementor-widget elementor-widget-heading" data-id="85c5fc9" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <p class="elementor-heading-title elementor-size-default">Never miss important news: Become a Business Insurance Online subscriber today</p> </div> </div> <div class="elementor-element elementor-element-8ffebdf elementor-align-center elementor-tablet-align-left elementor-mobile-align-center elementor-widget elementor-widget-button" data-id="8ffebdf" data-element_type="widget" data-widget_type="button.default"> <div class="elementor-widget-container"> <div class="elementor-button-wrapper"> <a class="elementor-button elementor-button-link elementor-size-sm" href="/register/free-account/"> <span class="elementor-button-content-wrapper"> <span class="elementor-button-icon"> <svg aria-hidden="true" class="e-font-icon-svg e-far-envelope-open" viewBox="0 0 512 512" xmlns="http://www.w3.org/2000/svg"><path d="M494.586 164.516c-4.697-3.883-111.723-89.95-135.251-108.657C337.231 38.191 299.437 0 256 0c-43.205 0-80.636 37.717-103.335 55.859-24.463 19.45-131.07 105.195-135.15 108.549A48.004 48.004 0 0 0 0 201.485V464c0 26.51 21.49 48 48 48h416c26.51 0 48-21.49 48-48V201.509a48 48 0 0 0-17.414-36.993zM464 458a6 6 0 0 1-6 6H54a6 6 0 0 1-6-6V204.347c0-1.813.816-3.526 2.226-4.665 15.87-12.814 108.793-87.554 132.364-106.293C200.755 78.88 232.398 48 256 48c23.693 0 55.857 31.369 73.41 45.389 23.573 18.741 116.503 93.493 132.366 106.316a5.99 5.99 0 0 1 2.224 4.663V458zm-31.991-187.704c4.249 5.159 3.465 12.795-1.745 16.981-28.975 23.283-59.274 47.597-70.929 56.863C336.636 362.283 299.205 400 256 400c-43.452 0-81.287-38.237-103.335-55.86-11.279-8.967-41.744-33.413-70.927-56.865-5.21-4.187-5.993-11.822-1.745-16.981l15.258-18.528c4.178-5.073 11.657-5.843 16.779-1.726 28.618 23.001 58.566 47.035 70.56 56.571C200.143 320.631 232.307 352 256 352c23.602 0 55.246-30.88 73.41-45.389 11.994-9.535 41.944-33.57 70.563-56.568 5.122-4.116 12.601-3.346 16.778 1.727l15.258 18.526z"></path></svg> </span> <span class="elementor-button-text">Subscribe Now</span> </span> </a> </div> </div> </div> </div> <div class="elementor-element elementor-element-c11deeb e-con-full e-flex e-con e-child" data-id="c11deeb" data-element_type="container"> <div class="elementor-element elementor-element-b293ffe elementor-widget elementor-widget-heading" data-id="b293ffe" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">Information</h3> </div> </div> <div class="elementor-element elementor-element-4a62d87 elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="4a62d87" data-element_type="widget" data-widget_type="divider.default"> <div class="elementor-widget-container"> <div class="elementor-divider"> <span class="elementor-divider-separator"> </span> </div> </div> </div> <div class="elementor-element elementor-element-871d82f elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list" data-id="871d82f" data-element_type="widget" data-widget_type="icon-list.default"> <div class="elementor-widget-container"> <ul class="elementor-icon-list-items"> <li class="elementor-icon-list-item"> <a href="https://www.businessinsurance.com/about/"> <span class="elementor-icon-list-icon"> <svg aria-hidden="true" class="e-font-icon-svg e-fas-chevron-right" viewBox="0 0 320 512" xmlns="http://www.w3.org/2000/svg"><path d="M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z"></path></svg> </span> <span class="elementor-icon-list-text">About Us</span> </a> </li> <li class="elementor-icon-list-item"> <a href="https://www.businessinsurance.com/contact-us/"> <span class="elementor-icon-list-icon"> <svg aria-hidden="true" class="e-font-icon-svg e-fas-chevron-right" viewBox="0 0 320 512" xmlns="http://www.w3.org/2000/svg"><path d="M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z"></path></svg> </span> <span class="elementor-icon-list-text">Contact</span> </a> </li> <li class="elementor-icon-list-item"> <a href="https://bimediakit.com/" target="_blank"> <span class="elementor-icon-list-icon"> <svg aria-hidden="true" class="e-font-icon-svg e-fas-chevron-right" viewBox="0 0 320 512" xmlns="http://www.w3.org/2000/svg"><path d="M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z"></path></svg> </span> <span class="elementor-icon-list-text">Advertise</span> </a> </li> <li class="elementor-icon-list-item"> <a href="https://www.businessinsurance.com/privacy-policy/"> <span class="elementor-icon-list-icon"> <svg aria-hidden="true" class="e-font-icon-svg e-fas-chevron-right" viewBox="0 0 320 512" xmlns="http://www.w3.org/2000/svg"><path d="M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z"></path></svg> </span> <span class="elementor-icon-list-text">Privacy Policy</span> </a> </li> <li class="elementor-icon-list-item"> <a href="https://www.businessinsurance.com/terms-conditions/"> <span class="elementor-icon-list-icon"> <svg aria-hidden="true" class="e-font-icon-svg e-fas-chevron-right" viewBox="0 0 320 512" xmlns="http://www.w3.org/2000/svg"><path d="M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z"></path></svg> </span> <span class="elementor-icon-list-text">Terms & Conditions</span> </a> </li> </ul> </div> </div> </div> </div> </div> <div class="elementor-element elementor-element-99667e6 e-con-full e-flex e-con e-parent" data-id="99667e6" data-element_type="container" data-settings="{&quot;background_background&quot;:&quot;classic&quot;}"> <div class="elementor-element elementor-element-8d89b62 elementor-widget elementor-widget-heading" data-id="8d89b62" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <p class="elementor-heading-title elementor-size-default">Copyright 2025. BUSINESS INSURANCE HOLDINGS</p> </div> </div> <div class="elementor-element elementor-element-bc050ca elementor-widget elementor-widget-image" data-id="bc050ca" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <a href="https://big.com" target="_blank"> <img src="data:image/svg+xml,%3Csvg%20xmlns=&#039;http://www.w3.org/2000/svg&#039;%20width=&#039;0&#039;%20height=&#039;0&#039;%20viewBox=&#039;0%200%200%200&#039;%3E%3C/svg%3E" title="beacon-logo" alt="beacon-logo" class="perfmatters-lazy" data-src="https://www.businessinsurance.com/wp-content/uploads/2024/01/beacon-logo.svg" /><noscript><img src="https://www.businessinsurance.com/wp-content/uploads/2024/01/beacon-logo.svg" title="beacon-logo" alt="beacon-logo" loading="lazy" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-b80922c elementor-widget elementor-widget-html" data-id="b80922c" data-element_type="widget" data-widget_type="html.default"> <div class="elementor-widget-container"> <div id='interstitial' style="z-index: 999999 !important"> <script defer src="data:text/javascript;base64,DQogICAgICAgICAgICAgICAgZ29vZ2xldGFnLmNtZC5wdXNoKGZ1bmN0aW9uICgpIHsgZ29vZ2xldGFnLmRpc3BsYXkoJ2ludGVyc3RpdGlhbCcpOyB9KTsNCiAgICAgICAgICAgIA=="></script> </div> </div> </div> </div> </div> <div data-elementor-type="popup" data-elementor-id="785734" class="elementor elementor-785734 elementor-location-popup" data-elementor-settings="{&quot;entrance_animation&quot;:&quot;slideInRight&quot;,&quot;entrance_animation_duration&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1.2,&quot;sizes&quot;:[]},&quot;a11y_navigation&quot;:&quot;yes&quot;,&quot;triggers&quot;:{&quot;page_load_delay&quot;:5,&quot;page_load&quot;:&quot;yes&quot;},&quot;timing&quot;:{&quot;times_times&quot;:1,&quot;times_period&quot;:&quot;week&quot;,&quot;times_count&quot;:&quot;close&quot;,&quot;times&quot;:&quot;yes&quot;,&quot;logged_in&quot;:&quot;yes&quot;,&quot;devices_devices&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;tablet_extra&quot;],&quot;devices&quot;:&quot;yes&quot;,&quot;logged_in_users&quot;:&quot;all&quot;}}" data-elementor-post-type="elementor_library"> <div class="elementor-element elementor-element-6dbb92b3 e-flex e-con-boxed e-con e-parent" data-id="6dbb92b3" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-77552def elementor-widget elementor-widget-text-editor" data-id="77552def" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>Create your free <em>Business Insurance</em> account now</p><p>Sign up for unlimited free newsletters from BI, and get introductory access to all content on the new Business Insurance online</p> </div> </div> <div class="elementor-element elementor-element-32033a83 elementor-align-center elementor-tablet-align-left elementor-widget elementor-widget-button" data-id="32033a83" data-element_type="widget" data-widget_type="button.default"> <div class="elementor-widget-container"> <div class="elementor-button-wrapper"> <a class="elementor-button elementor-button-link elementor-size-sm" href="https://www.businessinsurance.com/register/free-account/?utm_source=website&#038;utm_medium=popup&#038;utm_campaign=register"> <span class="elementor-button-content-wrapper"> <span class="elementor-button-icon"> <svg aria-hidden="true" class="e-font-icon-svg e-far-envelope-open" viewBox="0 0 512 512" xmlns="http://www.w3.org/2000/svg"><path d="M494.586 164.516c-4.697-3.883-111.723-89.95-135.251-108.657C337.231 38.191 299.437 0 256 0c-43.205 0-80.636 37.717-103.335 55.859-24.463 19.45-131.07 105.195-135.15 108.549A48.004 48.004 0 0 0 0 201.485V464c0 26.51 21.49 48 48 48h416c26.51 0 48-21.49 48-48V201.509a48 48 0 0 0-17.414-36.993zM464 458a6 6 0 0 1-6 6H54a6 6 0 0 1-6-6V204.347c0-1.813.816-3.526 2.226-4.665 15.87-12.814 108.793-87.554 132.364-106.293C200.755 78.88 232.398 48 256 48c23.693 0 55.857 31.369 73.41 45.389 23.573 18.741 116.503 93.493 132.366 106.316a5.99 5.99 0 0 1 2.224 4.663V458zm-31.991-187.704c4.249 5.159 3.465 12.795-1.745 16.981-28.975 23.283-59.274 47.597-70.929 56.863C336.636 362.283 299.205 400 256 400c-43.452 0-81.287-38.237-103.335-55.86-11.279-8.967-41.744-33.413-70.927-56.865-5.21-4.187-5.993-11.822-1.745-16.981l15.258-18.528c4.178-5.073 11.657-5.843 16.779-1.726 28.618 23.001 58.566 47.035 70.56 56.571C200.143 320.631 232.307 352 256 352c23.602 0 55.246-30.88 73.41-45.389 11.994-9.535 41.944-33.57 70.563-56.568 5.122-4.116 12.601-3.346 16.778 1.727l15.258 18.526z"></path></svg> </span> <span class="elementor-button-text">Register for free</span> </span> </a> </div> </div> </div> </div> </div> </div> <script defer src="data:text/javascript;base64,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"></script> <script id="wp-statistics-tracker-js-extra" defer src="data:text/javascript;base64,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"></script> <script data-wpacu-script-handle="wp-statistics-tracker" src="https://www.businessinsurance.com/wp-content/plugins/wp-statistics/assets/js/tracker.js?ver=717b96267efc" id="wp-statistics-tracker-js" defer></script> <script data-wpacu-script-handle="hello-theme-frontend" src="https://www.businessinsurance.com/wp-content/themes/hello-elementor/assets/js/hello-frontend.min.js?ver=b8e6d9820628" id="hello-theme-frontend-js" defer></script> <script data-wpacu-script-handle="wd-asl-ajaxsearchlite" id="wd-asl-ajaxsearchlite-js-before" defer src="data:text/javascript;base64,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"></script> <script data-wpacu-script-handle="wd-asl-ajaxsearchlite" src="https://www.businessinsurance.com/wp-content/plugins/ajax-search-lite/js/min/plugin/optimized/asl-prereq.js?ver=217a60c26ac0" id="wd-asl-ajaxsearchlite-js" defer></script> <script data-wpacu-script-handle="wd-asl-ajaxsearchlite-core" src="https://www.businessinsurance.com/wp-content/plugins/ajax-search-lite/js/min/plugin/optimized/asl-core.js?ver=69b2f78354cb" id="wd-asl-ajaxsearchlite-core-js" defer></script> <script data-wpacu-script-handle="wd-asl-ajaxsearchlite-vertical" src="https://www.businessinsurance.com/wp-content/plugins/ajax-search-lite/js/min/plugin/optimized/asl-results-vertical.js?ver=4c36f7b38ac7" id="wd-asl-ajaxsearchlite-vertical-js" defer></script> <script data-wpacu-script-handle="wd-asl-ajaxsearchlite-autocomplete" src="https://www.businessinsurance.com/wp-content/plugins/ajax-search-lite/js/min/plugin/optimized/asl-autocomplete.js?ver=a1c36aeb7a1e" id="wd-asl-ajaxsearchlite-autocomplete-js" defer></script> <script data-wpacu-script-handle="wd-asl-ajaxsearchlite-load" src="https://www.businessinsurance.com/wp-content/plugins/ajax-search-lite/js/min/plugin/optimized/asl-load.js?ver=2e69ad2b1a30" id="wd-asl-ajaxsearchlite-load-js" defer></script> <script data-wpacu-script-handle="wd-asl-ajaxsearchlite-wrapper" src="https://www.businessinsurance.com/wp-content/plugins/ajax-search-lite/js/min/plugin/optimized/asl-wrapper.js?ver=e5695937f6e0" id="wd-asl-ajaxsearchlite-wrapper-js" defer></script> <script data-wpacu-script-handle="smartmenus" src="https://www.businessinsurance.com/wp-content/plugins/elementor-pro/assets/lib/smartmenus/jquery.smartmenus.min.js?ver=9e7c898d1649" id="smartmenus-js" defer></script> <script data-wpacu-script-handle="imagesloaded" src="https://www.businessinsurance.com/wp-includes/js/imagesloaded.min.js?ver=6823120876c9" id="imagesloaded-js" defer></script> <script data-wpacu-script-handle="e-sticky" src="https://www.businessinsurance.com/wp-content/plugins/elementor-pro/assets/lib/sticky/jquery.sticky.min.js?ver=3e31a0ddb1f9" id="e-sticky-js" defer></script> <script id="perfmatters-lazy-load-js-before"> window.lazyLoadOptions={elements_selector:"img[data-src],.perfmatters-lazy,.perfmatters-lazy-css-bg",thresholds:"0px 0px",class_loading:"pmloading",class_loaded:"pmloaded",callback_loaded:function(element){if(element.tagName==="IFRAME"){if(element.classList.contains("pmloaded")){if(typeof window.jQuery!="undefined"){if(jQuery.fn.fitVids){jQuery(element).parent().fitVids()}}}}}};window.addEventListener("LazyLoad::Initialized",function(e){var lazyLoadInstance=e.detail.instance;var target=document.querySelector("body");var observer=new MutationObserver(function(mutations){lazyLoadInstance.update()});var config={childList:!0,subtree:!0};observer.observe(target,config);});function perfmattersLazyLoadYouTube(e){var t=document.createElement("iframe"),r="ID?";r+=0===e.dataset.query.length?"":e.dataset.query+"&",r+="autoplay=1",t.setAttribute("src",r.replace("ID",e.dataset.src)),t.setAttribute("frameborder","0"),t.setAttribute("allowfullscreen","1"),t.setAttribute("allow","accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture"),e.replaceChild(t,e.firstChild)} </script> <script async src="https://www.businessinsurance.com/wp-content/plugins/perfmatters/js/lazyload.min.js?ver=b4edcd1be13b" id="perfmatters-lazy-load-js"></script> <script data-wpacu-script-handle="custom-js" src="https://www.businessinsurance.com/wp-content/themes/BI-child-theme-master/js/custom.js?ver=4ac719bb9ed1" id="custom-js-js" defer></script> <script data-wpacu-script-handle="elementor-pro-webpack-runtime" src="https://www.businessinsurance.com/wp-content/plugins/elementor-pro/assets/js/webpack-pro.runtime.min.js?ver=9c0f40f25bb4" id="elementor-pro-webpack-runtime-js" defer></script> <script data-wpacu-script-handle="elementor-webpack-runtime" src="https://www.businessinsurance.com/wp-content/plugins/elementor/assets/js/webpack.runtime.min.js?ver=298f93937c68" id="elementor-webpack-runtime-js" defer></script> <script data-wpacu-script-handle="elementor-frontend-modules" src="https://www.businessinsurance.com/wp-content/plugins/elementor/assets/js/frontend-modules.min.js?ver=04df1e610585" id="elementor-frontend-modules-js" defer></script> <script data-wpacu-script-handle="wp-hooks" src="https://www.businessinsurance.com/wp-includes/js/dist/hooks.min.js?ver=c6fddbb6be69" id="wp-hooks-js" defer></script> <script data-wpacu-script-handle="wp-i18n" src="https://www.businessinsurance.com/wp-includes/js/dist/i18n.min.js?ver=a8127c1a87bb" id="wp-i18n-js" defer></script> <script data-wpacu-script-handle="wp-i18n" id="wp-i18n-js-after" defer src="data:text/javascript;base64,CndwLmkxOG4uc2V0TG9jYWxlRGF0YSggeyAndGV4dCBkaXJlY3Rpb25cdTAwMDRsdHInOiBbICdsdHInIF0gfSApOwo="></script> <script data-wpacu-script-handle="elementor-pro-frontend" id="elementor-pro-frontend-js-before" defer src="data:text/javascript;base64,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"></script> <script data-wpacu-script-handle="elementor-pro-frontend" src="https://www.businessinsurance.com/wp-content/plugins/elementor-pro/assets/js/frontend.min.js?ver=2a756b5fc9e4" id="elementor-pro-frontend-js" defer></script> <script data-wpacu-script-handle="jquery-ui-core" src="https://www.businessinsurance.com/wp-includes/js/jquery/ui/core.min.js?ver=8fbc22c79d40" id="jquery-ui-core-js" defer></script> <script data-wpacu-script-handle="elementor-frontend" id="elementor-frontend-js-before" defer src="data:text/javascript;base64,CnZhciBlbGVtZW50b3JGcm9udGVuZENvbmZpZyA9IHsiZW52aXJvbm1lbnRNb2RlIjp7ImVkaXQiOmZhbHNlLCJ3cFByZXZpZXciOmZhbHNlLCJpc1NjcmlwdERlYnVnIjpmYWxzZX0sImkxOG4iOnsic2hhcmVPbkZhY2Vib29rIjoiU2hhcmUgb24gRmFjZWJvb2siLCJzaGFyZU9uVHdpdHRlciI6IlNoYXJlIG9uIFR3aXR0ZXIiLCJwaW5JdCI6IlBpbiBpdCIsImRvd25sb2FkIjoiRG93bmxvYWQiLCJkb3dubG9hZEltYWdlIjoiRG93bmxvYWQgaW1hZ2UiLCJmdWxsc2NyZWVuIjoiRnVsbHNjcmVlbiIsInpvb20iOiJab29tIiwic2hhcmUiOiJTaGFyZSIsInBsYXlWaWRlbyI6IlBsYXkgVmlkZW8iLCJwcmV2aW91cyI6IlByZXZpb3VzIiwibmV4dCI6Ik5leHQiLCJjbG9zZSI6IkNsb3NlIiwiYTExeUNhcm91c2VsUHJldlNsaWRlTWVzc2FnZSI6IlByZXZpb3VzIHNsaWRlIiwiYTExeUNhcm91c2VsTmV4dFNsaWRlTWVzc2FnZSI6Ik5leHQgc2xpZGUiLCJhMTF5Q2Fyb3VzZWxGaXJzdFNsaWRlTWVzc2FnZSI6IlRoaXMgaXMgdGhlIGZpcnN0IHNsaWRlIiwiYTExeUNhcm91c2VsTGFzdFNsaWRlTWVzc2FnZSI6IlRoaXMgaXMgdGhlIGxhc3Qgc2xpZGUiLCJhMTF5Q2Fyb3VzZWxQYWdpbmF0aW9uQnVsbGV0TWVzc2FnZSI6IkdvIHRvIHNsaWRlIn0sImlzX3J0bCI6ZmFsc2UsImJyZWFrcG9pbnRzIjp7InhzIjowLCJzbSI6NDgwLCJtZCI6NzY4LCJsZyI6MTAyNSwieGwiOjE0NDAsInh4bCI6MTYwMH0sInJlc3BvbnNpdmUiOnsiYnJlYWtwb2ludHMiOnsibW9iaWxlIjp7ImxhYmVsIjoiTW9iaWxlIFBvcnRyYWl0IiwidmFsdWUiOjc2NywiZGVmYXVsdF92YWx1ZSI6NzY3LCJkaXJlY3Rpb24iOiJtYXgiLCJpc19lbmFibGVkIjp0cnVlfSwibW9iaWxlX2V4dHJhIjp7ImxhYmVsIjoiTW9iaWxlIExhbmRzY2FwZSIsInZhbHVlIjo4ODAsImRlZmF1bHRfdmFsdWUiOjg4MCwiZGlyZWN0aW9uIjoibWF4IiwiaXNfZW5hYmxlZCI6ZmFsc2V9LCJ0YWJsZXQiOnsibGFiZWwiOiJUYWJsZXQgUG9ydHJhaXQiLCJ2YWx1ZSI6MTAyNCwiZGVmYXVsdF92YWx1ZSI6MTAyNCwiZGlyZWN0aW9uIjoibWF4IiwiaXNfZW5hYmxlZCI6dHJ1ZX0sInRhYmxldF9leHRyYSI6eyJsYWJlbCI6IlRhYmxldCBMYW5kc2NhcGUiLCJ2YWx1ZSI6MTIwMCwiZGVmYXVsdF92YWx1ZSI6MTIwMCwiZGlyZWN0aW9uIjoibWF4IiwiaXNfZW5hYmxlZCI6dHJ1ZX0sImxhcHRvcCI6eyJsYWJlbCI6IkxhcHRvcCIsInZhbHVlIjoxMzY2LCJkZWZhdWx0X3ZhbHVlIjoxMzY2LCJkaXJlY3Rpb24iOiJtYXgiLCJpc19lbmFibGVkIjpmYWxzZX0sIndpZGVzY3JlZW4iOnsibGFiZWwiOiJXaWRlc2NyZWVuIiwidmFsdWUiOjI0MDAsImRlZmF1bHRfdmFsdWUiOjI0MDAsImRpcmVjdGlvbiI6Im1pbiIsImlzX2VuYWJsZWQiOmZhbHNlfX0sImhhc0N1c3RvbUJyZWFrcG9pbnRzIjp0cnVlfSwidmVyc2lvbiI6IjMuMjcuMyIsImlzX3N0YXRpYyI6ZmFsc2UsImV4cGVyaW1lbnRhbEZlYXR1cmVzIjp7ImVfZm9udF9pY29uX3N2ZyI6dHJ1ZSwiYWRkaXRpb25hbF9jdXN0b21fYnJlYWtwb2ludHMiOnRydWUsImNvbnRhaW5lciI6dHJ1ZSwiZV9zd2lwZXJfbGF0ZXN0Ijp0cnVlLCJlX29uYm9hcmRpbmciOnRydWUsInRoZW1lX2J1aWxkZXJfdjIiOnRydWUsImhlbGxvLXRoZW1lLWhlYWRlci1mb290ZXIiOnRydWUsImhvbWVfc2NyZWVuIjp0cnVlLCJuZXN0ZWQtZWxlbWVudHMiOnRydWUsImVkaXRvcl92MiI6dHJ1ZSwibGluay1pbi1iaW8iOnRydWUsImZsb2F0aW5nLWJ1dHRvbnMiOnRydWUsIm1lZ2EtbWVudSI6dHJ1ZX0sInVybHMiOnsiYXNzZXRzIjoiaHR0cHM6XC9cL3d3dy5idXNpbmVzc2luc3VyYW5jZS5jb21cL3dwLWNvbnRlbnRcL3BsdWdpbnNcL2VsZW1lbnRvclwvYXNzZXRzXC8iLCJhamF4dXJsIjoiaHR0cHM6XC9cL3d3dy5idXNpbmVzc2luc3VyYW5jZS5jb21cL3dwLWFkbWluXC9hZG1pbi1hamF4LnBocCIsInVwbG9hZFVybCI6Imh0dHBzOlwvXC93d3cuYnVzaW5lc3NpbnN1cmFuY2UuY29tXC93cC1jb250ZW50XC91cGxvYWRzIn0sIm5vbmNlcyI6eyJmbG9hdGluZ0J1dHRvbnNDbGlja1RyYWNraW5nIjoiYWY0MGQ5YTJhYiJ9LCJzd2lwZXJDbGFzcyI6InN3aXBlciIsInNldHRpbmdzIjp7InBhZ2UiOltdLCJlZGl0b3JQcmVmZXJlbmNlcyI6W119LCJraXQiOnsiYm9keV9iYWNrZ3JvdW5kX2JhY2tncm91bmQiOiJjbGFzc2ljIiwiYWN0aXZlX2JyZWFrcG9pbnRzIjpbInZpZXdwb3J0X21vYmlsZSIsInZpZXdwb3J0X3RhYmxldCIsInZpZXdwb3J0X3RhYmxldF9leHRyYSJdLCJnbG9iYWxfaW1hZ2VfbGlnaHRib3giOiJ5ZXMiLCJsaWdodGJveF9lbmFibGVfY291bnRlciI6InllcyIsImxpZ2h0Ym94X2VuYWJsZV9mdWxsc2NyZWVuIjoieWVzIiwibGlnaHRib3hfZW5hYmxlX3pvb20iOiJ5ZXMiLCJsaWdodGJveF9lbmFibGVfc2hhcmUiOiJ5ZXMiLCJoZWxsb19oZWFkZXJfbG9nb190eXBlIjoibG9nbyIsImhlbGxvX2hlYWRlcl9tZW51X2xheW91dCI6Imhvcml6b250YWwiLCJoZWxsb19mb290ZXJfbG9nb190eXBlIjoibG9nbyJ9LCJwb3N0Ijp7ImlkIjo3OTE4MzAsInRpdGxlIjoiVUslMjByZXRhaWxlciUyMHNheXMlMjBjeWJlcmF0dGFjayUyMGhpdCUyMHNhbGVzJTNCJTIwaW5zdXJlZCUyMGZvciUyMGluY2lkZW50JTIwY29zdCUyMC0lMjBCdXNpbmVzcyUyMEluc3VyYW5jZSIsImV4Y2VycHQiOiJCcml0aXNoIHN1cGVybWFya2V0IGdyb3VwIE1vcnJpc29ucyBzYWlkIGEgTm92ZW1iZXIgY3liZXJhdHRhY2sgYXQgdGVjaG5vbG9neSBwcm92aWRlciBCbHVlIFlvbmRlciBoaXQgaXRzIHByb2R1Y3QgYXZhaWxhYmlsaXR5LCBpbXBhY3Rpbmcgc2FsZXMgaW4gdGhlIENocmlzdG1hcyBxdWFydGVyLiIsImZlYXR1cmVkSW1hZ2UiOiJodHRwczpcL1wvd3d3LmJ1c2luZXNzaW5zdXJhbmNlLmNvbVwvd3AtY29udGVudFwvdXBsb2Fkc1wvMjAyNVwvMDFcL01vcnJpc29ucy1Ccml0aXNoLXN1cGVybWFya2V0LWdyb3VwLmpwZyJ9fTsK"></script> <script data-wpacu-script-handle="elementor-frontend" src="https://www.businessinsurance.com/wp-content/plugins/elementor/assets/js/frontend.min.js?ver=04474db22a00" id="elementor-frontend-js" defer></script> <script data-wpacu-script-handle="pro-elements-handlers" src="https://www.businessinsurance.com/wp-content/plugins/elementor-pro/assets/js/elements-handlers.min.js?ver=1ef9fad0c65f" id="pro-elements-handlers-js" defer></script> <!-- Adloox --> <script defer src="data:text/javascript;base64,DQogICAgICAgIGdvb2dsZXRhZy5jbWQucHVzaChmdW5jdGlvbigpIHsNCiAgICAgICAgICAgIHZhciBjYiA9IGFkbG9veF9wdWJpbnRfdGltZW91dChmdW5jdGlvbigpIHsNCiAgICAgICAgICAgICAgICBnb29nbGV0YWcucHViYWRzKCkucmVmcmVzaCgpOw0KICAgICAgICAgICAgfSwgNzAwKTsJLy8gNzAwIG1pbGxpc2Vjb25kcyBtYXhpbXVtIGRlbGF5DQogICAgICAgICAgICBhZGxvb3hfcHViaW50LmNtZC5wdXNoKGZ1bmN0aW9uKCkgew0KICAgICAgICAgICAgICAgIGFkbG9veF9wdWJpbnQuZ3B0KGdvb2dsZXRhZywgY2IpOw0KICAgICAgICAgICAgfSk7DQogICAgICAgIH0pOw0KICAgIA=="></script> <script defer src="data:text/javascript;base64,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"></script> <svg id="ptb_svg" style="display:none"><defs></defs></svg><style>.ptb_fa { display: inline-block; width: 1em; height: 1em; stroke-width: 0; stroke: currentColor; overflow: visible; fill: currentColor; pointer-events: none; vertical-align: middle; }</style> <script id="perfmatters-delayed-scripts-js">const pmDelayClick=false;const pmDelayTimer=setTimeout(pmTriggerDOMListener,10*1000);const pmUserInteractions=["keydown","mousedown","mousemove","wheel","touchmove","touchstart","touchend"],pmDelayedScripts={normal:[],defer:[],async:[]},jQueriesArray=[],pmInterceptedClicks=[];var pmDOMLoaded=!1,pmClickTarget="";function pmTriggerDOMListener(){"undefined"!=typeof pmDelayTimer&&clearTimeout(pmDelayTimer),pmUserInteractions.forEach(function(e){window.removeEventListener(e,pmTriggerDOMListener,{passive:!0})}),document.removeEventListener("visibilitychange",pmTriggerDOMListener),"loading"===document.readyState?document.addEventListener("DOMContentLoaded",pmTriggerDelayedScripts):pmTriggerDelayedScripts()}async function pmTriggerDelayedScripts(){pmDelayEventListeners(),pmDelayJQueryReady(),pmProcessDocumentWrite(),pmSortDelayedScripts(),pmPreloadDelayedScripts(),await pmLoadDelayedScripts(pmDelayedScripts.normal),await pmLoadDelayedScripts(pmDelayedScripts.defer),await pmLoadDelayedScripts(pmDelayedScripts.async),await pmTriggerEventListeners(),document.querySelectorAll("link[data-pmdelayedstyle]").forEach(function(e){e.setAttribute("href",e.getAttribute("data-pmdelayedstyle"))}),window.dispatchEvent(new Event("perfmatters-allScriptsLoaded")),pmWaitForPendingClicks().then(()=>{pmReplayClicks()})}function pmDelayEventListeners(){let e={};function t(t,n){function r(n){return e[t].delayedEvents.indexOf(n)>=0?"perfmatters-"+n:n}e[t]||(e[t]={originalFunctions:{add:t.addEventListener,remove:t.removeEventListener},delayedEvents:[]},t.addEventListener=function(){arguments[0]=r(arguments[0]),e[t].originalFunctions.add.apply(t,arguments)},t.removeEventListener=function(){arguments[0]=r(arguments[0]),e[t].originalFunctions.remove.apply(t,arguments)}),e[t].delayedEvents.push(n)}function n(e,t){let n=e[t];Object.defineProperty(e,t,{get:n||function(){},set:function(n){e["perfmatters"+t]=n}})}t(document,"DOMContentLoaded"),t(window,"DOMContentLoaded"),t(window,"load"),t(window,"pageshow"),t(document,"readystatechange"),n(document,"onreadystatechange"),n(window,"onload"),n(window,"onpageshow")}function pmDelayJQueryReady(){let e=window.jQuery;Object.defineProperty(window,"jQuery",{get:()=>e,set(t){if(t&&t.fn&&!jQueriesArray.includes(t)){t.fn.ready=t.fn.init.prototype.ready=function(e){pmDOMLoaded?e.bind(document)(t):document.addEventListener("perfmatters-DOMContentLoaded",function(){e.bind(document)(t)})};let n=t.fn.on;t.fn.on=t.fn.init.prototype.on=function(){if(this[0]===window){function e(e){return e=(e=(e=e.split(" ")).map(function(e){return"load"===e||0===e.indexOf("load.")?"perfmatters-jquery-load":e})).join(" ")}"string"==typeof arguments[0]||arguments[0]instanceof String?arguments[0]=e(arguments[0]):"object"==typeof arguments[0]&&Object.keys(arguments[0]).forEach(function(t){delete Object.assign(arguments[0],{[e(t)]:arguments[0][t]})[t]})}return n.apply(this,arguments),this},jQueriesArray.push(t)}e=t}})}function pmProcessDocumentWrite(){let e=new Map;document.write=document.writeln=function(t){var n=document.currentScript,r=document.createRange();let a=e.get(n);void 0===a&&(a=n.nextSibling,e.set(n,a));var i=document.createDocumentFragment();r.setStart(i,0),i.appendChild(r.createContextualFragment(t)),n.parentElement.insertBefore(i,a)}}function pmSortDelayedScripts(){document.querySelectorAll("script[type=pmdelayedscript]").forEach(function(e){e.hasAttribute("src")?e.hasAttribute("defer")&&!1!==e.defer?pmDelayedScripts.defer.push(e):e.hasAttribute("async")&&!1!==e.async?pmDelayedScripts.async.push(e):pmDelayedScripts.normal.push(e):pmDelayedScripts.normal.push(e)})}function pmPreloadDelayedScripts(){var e=document.createDocumentFragment();[...pmDelayedScripts.normal,...pmDelayedScripts.defer,...pmDelayedScripts.async].forEach(function(t){var n=t.getAttribute("src");if(n){var r=document.createElement("link");r.href=n,"module"==t.getAttribute("data-perfmatters-type")?r.rel="modulepreload":(r.rel="preload",r.as="script"),e.appendChild(r)}}),document.head.appendChild(e)}async function pmLoadDelayedScripts(e){var t=e.shift();return t?(await pmReplaceScript(t),pmLoadDelayedScripts(e)):Promise.resolve()}async function pmReplaceScript(e){return await pmNextFrame(),new Promise(function(t){let n=document.createElement("script");[...e.attributes].forEach(function(e){let t=e.nodeName;"type"!==t&&("data-perfmatters-type"===t&&(t="type"),n.setAttribute(t,e.nodeValue))}),e.hasAttribute("src")?(n.addEventListener("load",t),n.addEventListener("error",t)):(n.text=e.text,t()),e.parentNode.replaceChild(n,e)})}async function pmTriggerEventListeners(){pmDOMLoaded=!0,await pmNextFrame(),document.dispatchEvent(new Event("perfmatters-DOMContentLoaded")),await pmNextFrame(),window.dispatchEvent(new Event("perfmatters-DOMContentLoaded")),await pmNextFrame(),document.dispatchEvent(new Event("perfmatters-readystatechange")),await pmNextFrame(),document.perfmattersonreadystatechange&&document.perfmattersonreadystatechange(),await pmNextFrame(),window.dispatchEvent(new Event("perfmatters-load")),await pmNextFrame(),window.perfmattersonload&&window.perfmattersonload(),await pmNextFrame(),jQueriesArray.forEach(function(e){e(window).trigger("perfmatters-jquery-load")});let e=new Event("perfmatters-pageshow");e.persisted=window.pmPersisted,window.dispatchEvent(e),await pmNextFrame(),window.perfmattersonpageshow&&window.perfmattersonpageshow({persisted:window.pmPersisted})}async function pmNextFrame(){return new Promise(function(e){requestAnimationFrame(e)})}function pmReplayClicks(){window.removeEventListener("touchstart",pmTouchStartHandler,{passive:!0}),window.removeEventListener("mousedown",pmTouchStartHandler),pmInterceptedClicks.forEach(e=>{e.target.outerHTML===pmClickTarget&&e.target.dispatchEvent(new MouseEvent("click",{view:e.view,bubbles:!0,cancelable:!0}))})}function pmWaitForPendingClicks(){return new Promise(e=>{window.pmIsClickPending?pmPendingClickFinished=e:e()})}function pmPendingClickStarted(){window.pmIsClickPending=!0}function pmPendingClickFinished(){window.pmIsClickPending=!1}function pmClickHandler(e){e.target.removeEventListener("click",pmClickHandler),pmRenameDOMAttribute(e.target,"pm-onclick","onclick"),pmInterceptedClicks.push(e),e.preventDefault(),e.stopPropagation(),e.stopImmediatePropagation(),pmPendingClickFinished()}function pmTouchStartHandler(e){"HTML"!==e.target.tagName&&(pmClickTarget||(pmClickTarget=e.target.outerHTML),window.addEventListener("touchend",pmTouchEndHandler),window.addEventListener("mouseup",pmTouchEndHandler),window.addEventListener("touchmove",pmTouchMoveHandler,{passive:!0}),window.addEventListener("mousemove",pmTouchMoveHandler),e.target.addEventListener("click",pmClickHandler),pmRenameDOMAttribute(e.target,"onclick","pm-onclick"),pmPendingClickStarted())}function pmTouchMoveHandler(e){window.removeEventListener("touchend",pmTouchEndHandler),window.removeEventListener("mouseup",pmTouchEndHandler),window.removeEventListener("touchmove",pmTouchMoveHandler,{passive:!0}),window.removeEventListener("mousemove",pmTouchMoveHandler),e.target.removeEventListener("click",pmClickHandler),pmRenameDOMAttribute(e.target,"pm-onclick","onclick"),pmPendingClickFinished()}function pmTouchEndHandler(e){window.removeEventListener("touchend",pmTouchEndHandler),window.removeEventListener("mouseup",pmTouchEndHandler),window.removeEventListener("touchmove",pmTouchMoveHandler,{passive:!0}),window.removeEventListener("mousemove",pmTouchMoveHandler)}function pmRenameDOMAttribute(e,t,n){e.hasAttribute&&e.hasAttribute(t)&&(event.target.setAttribute(n,event.target.getAttribute(t)),event.target.removeAttribute(t))}window.pmIsClickPending=!1,window.addEventListener("pageshow",e=>{window.pmPersisted=e.persisted}),pmUserInteractions.forEach(function(e){window.addEventListener(e,pmTriggerDOMListener,{passive:!0})}),pmDelayClick&&(window.addEventListener("touchstart",pmTouchStartHandler,{passive:!0}),window.addEventListener("mousedown",pmTouchStartHandler)),document.addEventListener("visibilitychange",pmTriggerDOMListener);var pmeDeviceMode,pmeAnimationSettingsKeys,pmeCurrentAnimation;function pmeAnimation(){(pmeDeviceMode=document.createElement("span")).id="elementor-device-mode",pmeDeviceMode.setAttribute("class","elementor-screen-only"),document.body.appendChild(pmeDeviceMode),requestAnimationFrame(pmeDetectAnimations)}function pmeDetectAnimations(){pmeAnimationSettingsKeys=pmeListAnimationSettingsKeys(getComputedStyle(pmeDeviceMode,":after").content.replace(/"/g,"")),document.querySelectorAll(".elementor-invisible[data-settings]").forEach(a=>{let b=a.getBoundingClientRect();if(b.bottom>=0&&b.top<=window.innerHeight)try{pmeAnimateElement(a)}catch(c){}})}function pmeAnimateElement(a){let b=JSON.parse(a.dataset.settings),d=b._animation_delay||b.animation_delay||0,c=b[pmeAnimationSettingsKeys.find(a=>b[a])];if("none"===c)return void a.classList.remove("elementor-invisible");a.classList.remove(c),pmeCurrentAnimation&&a.classList.remove(pmeCurrentAnimation),pmeCurrentAnimation=c;let e=setTimeout(()=>{a.classList.remove("elementor-invisible"),a.classList.add("animated",c),pmeRemoveAnimationSettings(a,b)},d);window.addEventListener("perfmatters-startLoading",function(){clearTimeout(e)})}function pmeListAnimationSettingsKeys(b="mobile"){let a=[""];switch(b){case"mobile":a.unshift("_mobile");case"tablet":a.unshift("_tablet");case"desktop":a.unshift("_desktop")}let c=[];return["animation","_animation"].forEach(b=>{a.forEach(a=>{c.push(b+a)})}),c}function pmeRemoveAnimationSettings(a,b){pmeListAnimationSettingsKeys().forEach(a=>delete b[a]),a.dataset.settings=JSON.stringify(b)}document.addEventListener("DOMContentLoaded",pmeAnimation)</script> <script>!function(t){"function"==typeof define&&define.amd?define(t):t()}(function(){var t;!function(){var t=[],e=["click","mousemove","keydown","touchstart","touchmove","wheel"],n=document.querySelectorAll("script[data-src]"),r=document.querySelectorAll("link[data-href]");if(n.length||r.length){var a=function(e){return t.push(e)};document.addEventListener("click",a,{passive:!0});var o=setTimeout(c,10000);e.forEach(function(t){window.addEventListener(t,c,{passive:!0})})}function i(e){var r=n[e];r.onload=function(){if(e>=n.length-1)return window.dispatchEvent(new Event("DOMContentLoaded")),window.dispatchEvent(new Event("load")),document.removeEventListener("click",a),void t.forEach(function(t){var e=new MouseEvent("click",{view:t.view,bubbles:!0,cancelable:!0});t.target.dispatchEvent(e)});i(e+1)},r.src=r.getAttribute("data-src")}function c(){clearTimeout(o),e.forEach(function(t){window.removeEventListener(t,c,{passive:!0})}),n.forEach(function(t){var e=t.getAttribute("data-src");if(!e.startsWith("data:")){var n=document.createElement("link");n.rel="preload",n.as="script",n.href=e,document.head.appendChild(n)}}),n.length&&i(0),r.forEach(function(t){t.href=t.getAttribute("data-href")})}}(),t=new IntersectionObserver(function(e){e.forEach(function(e){e.isIntersecting&&(t.unobserve(e.target),e.target.getAttribute("data-lazy-attributes").split(",").forEach(function(t){var n=e.target.getAttribute("data-lazy-".concat(t));e.target.setAttribute(t,n)}))})},{rootMargin:"300px"}),document.querySelectorAll("[data-lazy-method='viewport']").forEach(function(e){t.observe(e)})}); </script> </body> </html> <!-- Powered by FlyingPress for lightning-fast performance. Learn more: https://flyingpress.com. Cached at 1740583410 --> <!-- Performance optimized by Docket Cache: https://wordpress.org/plugins/docket-cache -->

Pages： 1 2 3 4 5 6 7 8 9 10