CINXE.COM

<!doctype html> <html lang="en-US"> <head> <meta charset="UTF-8"> <meta name="viewport" content="width=device-width, initial-scale=1"> <link rel="profile" href="https://gmpg.org/xfn/11"> <title>Category: Insurtech - Business Insurance</title> <link rel='preload' href='https://www.businessinsurance.com/wp-content/uploads/2024/01/business-insurance-logo.svg' as='image' imagesrcset='' imagesizes='' /> <link rel='preload' href='https://www.businessinsurance.com/wp-content/uploads/2024/11/EO-insurance-300x200.jpg' as='image' imagesrcset='https://www.businessinsurance.com/wp-content/uploads/2024/11/EO-insurance-300x200.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/11/EO-insurance-768x512.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/11/EO-insurance.jpg 1000w' imagesizes='(max-width: 300px) 100vw, 300px' /> <link rel='preload' href='https://use.typekit.net/utc3xtb.css' as='style' onload="this.rel='stylesheet';this.removeAttribute('onload');"><style id="perfmatters-used-css">body:has(.mepr-paywall-overlay){overflow:hidden;}@keyframes fade{0%{opacity:0;}100%{opacity:1;}}@keyframes ifMenuFadeIn{from{opacity:0;transform:translate3d(20%,0,0);}to{opacity:1;transform:translate3d(0,0,0);}}html{line-height:1.15;-webkit-text-size-adjust:100%;}*,:after,:before{box-sizing:border-box;}body{margin:0;font-family:-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Helvetica Neue,Arial,Noto Sans,sans-serif,Apple Color Emoji,Segoe UI Emoji,Segoe UI Symbol,Noto Color Emoji;font-size:1rem;font-weight:400;line-height:1.5;color:#333;background-color:#fff;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;}h1,h2,h3,h4,h5,h6{margin-block-start:.5rem;margin-block-end:1rem;font-family:inherit;font-weight:500;line-height:1.2;color:inherit;}h1{font-size:2.5rem;}h2{font-size:2rem;}h3{font-size:1.75rem;}p{margin-block-start:0;margin-block-end:.9rem;}a{background-color:transparent;text-decoration:none;color:#c36;}a:active,a:hover{color:#336;}a:not([href]):not([tabindex]),a:not([href]):not([tabindex]):focus,a:not([href]):not([tabindex]):hover{color:inherit;text-decoration:none;}a:not([href]):not([tabindex]):focus{outline:0;}img{border-style:none;height:auto;max-width:100%;}[hidden],template{display:none;}@media print{*,:after,:before{background:transparent !important;color:#000 !important;box-shadow:none !important;text-shadow:none !important;}a,a:visited{text-decoration:underline;}a[href]:after{content:" (" attr(href) ")";}a[href^="#"]:after,a[href^="javascript:"]:after{content:"";}img,tr{-moz-column-break-inside:avoid;break-inside:avoid;}h2,h3,p{orphans:3;widows:3;}h2,h3{-moz-column-break-after:avoid;break-after:avoid;}}label{display:inline-block;line-height:1;vertical-align:middle;}button,input,optgroup,select,textarea{font-family:inherit;font-size:1rem;line-height:1.5;margin:0;}input[type=date],input[type=email],input[type=number],input[type=password],input[type=search],input[type=tel],input[type=text],input[type=url],select,textarea{width:100%;border:1px solid #666;border-radius:3px;padding:.5rem 1rem;transition:all .3s;}input[type=date]:focus,input[type=email]:focus,input[type=number]:focus,input[type=password]:focus,input[type=search]:focus,input[type=tel]:focus,input[type=text]:focus,input[type=url]:focus,select:focus,textarea:focus{border-color:#333;}button,input{overflow:visible;}button,select{text-transform:none;}[type=button],[type=reset],[type=submit],button{width:auto;-webkit-appearance:button;}[type=button],[type=submit],button{display:inline-block;font-weight:400;color:#c36;text-align:center;white-space:nowrap;-webkit-user-select:none;-moz-user-select:none;user-select:none;background-color:transparent;border:1px solid #c36;padding:.5rem 1rem;font-size:1rem;border-radius:3px;transition:all .3s;}[type=button]:focus:not(:focus-visible),[type=submit]:focus:not(:focus-visible),button:focus:not(:focus-visible){outline:none;}[type=button]:focus,[type=button]:hover,[type=submit]:focus,[type=submit]:hover,button:focus,button:hover{color:#fff;background-color:#c36;text-decoration:none;}[type=button]:not(:disabled),[type=submit]:not(:disabled),button:not(:disabled){cursor:pointer;}[type=checkbox],[type=radio]{box-sizing:border-box;padding:0;}[type=number]::-webkit-inner-spin-button,[type=number]::-webkit-outer-spin-button{height:auto;}[type=search]{-webkit-appearance:textfield;outline-offset:-2px;}[type=search]::-webkit-search-decoration{-webkit-appearance:none;}::-webkit-file-upload-button{-webkit-appearance:button;font:inherit;}dd,dl,dt,li,ol,ul{margin-block-start:0;margin-block-end:0;border:0;outline:0;font-size:100%;vertical-align:baseline;background:transparent;}.screen-reader-text{clip:rect(1px,1px,1px,1px);height:1px;overflow:hidden;position:absolute !important;width:1px;word-wrap:normal !important;}.screen-reader-text:focus{background-color:#eee;clip:auto !important;clip-path:none;color:#333;display:block;font-size:1rem;height:auto;left:5px;line-height:normal;padding:12px 24px;text-decoration:none;top:5px;width:auto;z-index:100000;}.elementor-screen-only,.screen-reader-text,.screen-reader-text span,.ui-helper-hidden-accessible{position:absolute;top:-10000em;width:1px;height:1px;margin:-1px;padding:0;overflow:hidden;clip:rect(0,0,0,0);border:0;}.elementor *,.elementor :after,.elementor :before{box-sizing:border-box;}.elementor a{box-shadow:none;text-decoration:none;}.elementor img{height:auto;max-width:100%;border:none;border-radius:0;box-shadow:none;}.elementor-element{--flex-direction:initial;--flex-wrap:initial;--justify-content:initial;--align-items:initial;--align-content:initial;--gap:initial;--flex-basis:initial;--flex-grow:initial;--flex-shrink:initial;--order:initial;--align-self:initial;flex-basis:var(--flex-basis);flex-grow:var(--flex-grow);flex-shrink:var(--flex-shrink);order:var(--order);align-self:var(--align-self);}.elementor-element:where(.e-con-full,.elementor-widget){flex-direction:var(--flex-direction);flex-wrap:var(--flex-wrap);justify-content:var(--justify-content);align-items:var(--align-items);align-content:var(--align-content);gap:var(--gap);}.elementor-align-center{text-align:center;}.elementor-align-center .elementor-button{width:auto;}.elementor-align-left{text-align:left;}.elementor-align-left .elementor-button{width:auto;}@media (max-width:1024px){.elementor-tablet-align-left{text-align:left;}.elementor-tablet-align-left .elementor-button{width:auto;}}@media (max-width:767px){.elementor-mobile-align-center{text-align:center;}.elementor-mobile-align-center .elementor-button{width:auto;}}:root{--page-title-display:block;}.elementor-page-title,h1.entry-title{display:var(--page-title-display);}@keyframes eicon-spin{0%{transform:rotate(0deg);}to{transform:rotate(359deg);}}.elementor-widget{position:relative;}.elementor-widget:not(:last-child){margin-bottom:20px;}.elementor-widget:not(:last-child).elementor-absolute,.elementor-widget:not(:last-child).elementor-widget__width-auto,.elementor-widget:not(:last-child).elementor-widget__width-initial{margin-bottom:0;}ul.elementor-icon-list-items.elementor-inline-items{display:flex;flex-wrap:wrap;}ul.elementor-icon-list-items.elementor-inline-items .elementor-inline-item{word-break:break-word;}.elementor-grid{display:grid;grid-column-gap:var(--grid-column-gap);grid-row-gap:var(--grid-row-gap);}.elementor-grid .elementor-grid-item{min-width:0;}.elementor-grid-0 .elementor-grid{display:inline-block;width:100%;word-spacing:var(--grid-column-gap);margin-bottom:calc(-1 * var(--grid-row-gap));}.elementor-grid-0 .elementor-grid .elementor-grid-item{display:inline-block;margin-bottom:var(--grid-row-gap);word-break:break-word;}.elementor-grid-1 .elementor-grid{grid-template-columns:repeat(1,1fr);}@media (max-width:1024px){.elementor-grid-tablet-2 .elementor-grid{grid-template-columns:repeat(2,1fr);}}@media (max-width:767px){.elementor-grid-mobile-1 .elementor-grid{grid-template-columns:repeat(1,1fr);}}@media (min-width:1201px){#elementor-device-mode:after{content:"desktop";}}@media (min-width:-1){#elementor-device-mode:after{content:"widescreen";}}@media (max-width:-1){#elementor-device-mode:after{content:"laptop";}}@media (max-width:1200px){#elementor-device-mode:after{content:"tablet_extra";}}@media (max-width:1024px){#elementor-device-mode:after{content:"tablet";}}@media (max-width:-1){#elementor-device-mode:after{content:"mobile_extra";}}@media (max-width:767px){#elementor-device-mode:after{content:"mobile";}}.e-con{--border-radius:0;--border-top-width:0px;--border-right-width:0px;--border-bottom-width:0px;--border-left-width:0px;--border-style:initial;--border-color:initial;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--content-width:min(100%,var(--container-max-width,1140px));--width:100%;--min-height:initial;--height:auto;--text-align:initial;--margin-top:0px;--margin-right:0px;--margin-bottom:0px;--margin-left:0px;--padding-top:var(--container-default-padding-top,10px);--padding-right:var(--container-default-padding-right,10px);--padding-bottom:var(--container-default-padding-bottom,10px);--padding-left:var(--container-default-padding-left,10px);--position:relative;--z-index:revert;--overflow:visible;--gap:var(--widgets-spacing,20px);--overlay-mix-blend-mode:initial;--overlay-opacity:1;--overlay-transition:.3s;--e-con-grid-template-columns:repeat(3,1fr);--e-con-grid-template-rows:repeat(2,1fr);position:var(--position);width:var(--width);min-width:0;min-height:var(--min-height);height:var(--height);border-radius:var(--border-radius);z-index:var(--z-index);overflow:var(--overflow);transition:background var(--background-transition,.3s),border var(--border-transition,.3s),box-shadow var(--border-transition,.3s),transform var(--e-con-transform-transition-duration,.4s);--flex-wrap-mobile:wrap;margin-block-start:var(--margin-block-start);margin-inline-end:var(--margin-inline-end);margin-block-end:var(--margin-block-end);margin-inline-start:var(--margin-inline-start);padding-inline-start:var(--padding-inline-start);padding-inline-end:var(--padding-inline-end);--margin-block-start:var(--margin-top);--margin-block-end:var(--margin-bottom);--margin-inline-start:var(--margin-left);--margin-inline-end:var(--margin-right);--padding-inline-start:var(--padding-left);--padding-inline-end:var(--padding-right);--padding-block-start:var(--padding-top);--padding-block-end:var(--padding-bottom);--border-block-start-width:var(--border-top-width);--border-block-end-width:var(--border-bottom-width);--border-inline-start-width:var(--border-left-width);--border-inline-end-width:var(--border-right-width);}.e-con.e-flex{--flex-direction:column;--flex-basis:auto;--flex-grow:0;--flex-shrink:1;flex:var(--flex-grow) var(--flex-shrink) var(--flex-basis);}.e-con-full,.e-con>.e-con-inner{text-align:var(--text-align);padding-block-start:var(--padding-block-start);padding-block-end:var(--padding-block-end);}.e-con-full.e-flex,.e-con.e-flex>.e-con-inner{flex-direction:var(--flex-direction);}.e-con,.e-con>.e-con-inner{display:var(--display);}.e-con-boxed.e-flex{flex-direction:column;flex-wrap:nowrap;justify-content:normal;align-items:normal;align-content:normal;}.e-con-boxed{text-align:initial;gap:initial;}.e-con.e-flex>.e-con-inner{flex-wrap:var(--flex-wrap);justify-content:var(--justify-content);align-items:var(--align-items);align-content:var(--align-content);flex-basis:auto;flex-grow:1;flex-shrink:1;align-self:auto;}.e-con>.e-con-inner{gap:var(--gap);width:100%;max-width:var(--content-width);margin:0 auto;padding-inline-start:0;padding-inline-end:0;height:100%;}:is(.elementor-section-wrap,[data-elementor-id])>.e-con{--margin-left:auto;--margin-right:auto;max-width:min(100%,var(--width));}.e-con .elementor-widget.elementor-widget{margin-block-end:0;}.e-con:before,.e-con>.elementor-background-slideshow:before,.e-con>.elementor-motion-effects-container>.elementor-motion-effects-layer:before,:is(.e-con,.e-con>.e-con-inner)>.elementor-background-video-container:before{content:var(--background-overlay);display:block;position:absolute;mix-blend-mode:var(--overlay-mix-blend-mode);opacity:var(--overlay-opacity);transition:var(--overlay-transition,.3s);border-radius:var(--border-radius);border-style:var(--border-style);border-color:var(--border-color);border-block-start-width:var(--border-block-start-width);border-inline-end-width:var(--border-inline-end-width);border-block-end-width:var(--border-block-end-width);border-inline-start-width:var(--border-inline-start-width);top:calc(0px - var(--border-top-width));left:calc(0px - var(--border-left-width));width:max(100% + var(--border-left-width) + var(--border-right-width),100%);height:max(100% + var(--border-top-width) + var(--border-bottom-width),100%);}.e-con:before{transition:background var(--overlay-transition,.3s),border-radius var(--border-transition,.3s),opacity var(--overlay-transition,.3s);}.e-con>.elementor-background-slideshow,:is(.e-con,.e-con>.e-con-inner)>.elementor-background-video-container{border-radius:var(--border-radius);border-style:var(--border-style);border-color:var(--border-color);border-block-start-width:var(--border-block-start-width);border-inline-end-width:var(--border-inline-end-width);border-block-end-width:var(--border-block-end-width);border-inline-start-width:var(--border-inline-start-width);top:calc(0px - var(--border-top-width));left:calc(0px - var(--border-left-width));width:max(100% + var(--border-left-width) + var(--border-right-width),100%);height:max(100% + var(--border-top-width) + var(--border-bottom-width),100%);}@media (max-width:767px){:is(.e-con,.e-con>.e-con-inner)>.elementor-background-video-container.elementor-hidden-phone{display:none;}}:is(.e-con,.e-con>.e-con-inner)>.elementor-background-video-container:before{z-index:1;}:is(.e-con,.e-con>.e-con-inner)>.elementor-background-slideshow:before{z-index:2;}.e-con .elementor-widget{min-width:0;}.e-con>.e-con-inner>.elementor-widget>.elementor-widget-container,.e-con>.elementor-widget>.elementor-widget-container{height:100%;}.e-con.e-con>.e-con-inner>.elementor-widget,.elementor.elementor .e-con>.elementor-widget{max-width:100%;}@media (max-width:767px){.e-con.e-flex{--width:100%;--flex-wrap:var(--flex-wrap-mobile);}}.elementor-element .elementor-widget-container{transition:background .3s,border .3s,border-radius .3s,box-shadow .3s,transform var(--e-transform-transition-duration,.4s);}.elementor-heading-title{padding:0;margin:0;line-height:1;}.elementor-button{display:inline-block;line-height:1;background-color:#69727d;font-size:15px;padding:12px 24px;border-radius:3px;color:#fff;fill:#fff;text-align:center;transition:all .3s;}.elementor-button:focus,.elementor-button:hover,.elementor-button:visited{color:#fff;}.elementor-button-content-wrapper{display:flex;justify-content:center;flex-direction:row;gap:5px;}.elementor-button-icon svg{width:1em;height:auto;}.elementor-button-icon .e-font-icon-svg{height:1em;}.elementor-button-text{display:inline-block;}.elementor-button span{text-decoration:inherit;}.elementor-icon{display:inline-block;line-height:1;transition:all .3s;color:#69727d;font-size:50px;text-align:center;}.elementor-icon:hover{color:#69727d;}.elementor-icon i,.elementor-icon svg{width:1em;height:1em;position:relative;display:block;}.elementor-icon i:before,.elementor-icon svg:before{position:absolute;left:50%;transform:translateX(-50%);}.elementor-shape-rounded .elementor-icon{border-radius:10%;}#left-area ul.elementor-icon-list-items,.elementor-edit-area .elementor-element ul.elementor-icon-list-items,.elementor .elementor-element ul.elementor-icon-list-items{padding:0;}@media (max-width:767px){.elementor .elementor-hidden-mobile,.elementor .elementor-hidden-phone{display:none;}}@media (min-width:768px) and (max-width:1024px){.elementor .elementor-hidden-tablet{display:none;}}@media (min-width:1025px) and (max-width:1200px){.elementor .elementor-hidden-tablet_extra{display:none;}}@media (min-width:1201px) and (max-width:99999px){.elementor .elementor-hidden-desktop{display:none;}}.elementor-widget-image{text-align:center;}.elementor-widget-image a{display:inline-block;}.elementor-widget-image a img[src$=".svg"]{width:48px;}.elementor-widget-image img{vertical-align:middle;display:inline-block;}.elementor-search-form{display:block;transition:.2s;}.elementor-search-form .e-font-icon-svg-container{align-items:center;display:flex;height:100%;justify-content:center;width:100%;}.elementor-search-form button,.elementor-search-form input[type=search]{-webkit-appearance:none;-moz-appearance:none;background:none;border:0;display:inline-block;font-size:15px;line-height:1;margin:0;min-width:0;padding:0;vertical-align:middle;white-space:normal;}.elementor-search-form button:focus,.elementor-search-form input[type=search]:focus{color:inherit;outline:0;}.elementor-search-form button{background-color:#69727d;border-radius:0;color:#fff;font-size:var(--e-search-form-submit-icon-size,16px);}.elementor-search-form__container{border:0 solid transparent;display:flex;min-height:50px;overflow:hidden;transition:.2s;}.elementor-search-form__container:not(.elementor-search-form--full-screen){background:#f1f2f3;}.elementor-search-form__input{color:#3f444b;flex-basis:100%;transition:color .2s;}.elementor-search-form__input::-moz-placeholder{color:inherit;font-family:inherit;opacity:.6;}.elementor-search-form__input::placeholder{color:inherit;font-family:inherit;opacity:.6;}.elementor-search-form__submit{font-size:var(--e-search-form-submit-icon-size,16px);transition:color .2s,background .2s;}.elementor-search-form__submit svg{fill:var(--e-search-form-submit-text-color,#fff);height:var(--e-search-form-submit-icon-size,16px);width:var(--e-search-form-submit-icon-size,16px);}.elementor-search-form .elementor-search-form__submit,.elementor-search-form .elementor-search-form__submit:hover{border:none;border-radius:0;color:var(--e-search-form-submit-text-color,#fff);}.elementor-search-form--skin-full_screen .elementor-search-form input[type=search].elementor-search-form__input{border:solid #fff;border-width:0 0 1px;color:#fff;font-size:50px;line-height:1.5;text-align:center;}.elementor-search-form--skin-full_screen .elementor-search-form__toggle{color:var(--e-search-form-toggle-color,#33373d);cursor:pointer;display:inline-block;font-size:var(--e-search-form-toggle-size,33px);vertical-align:middle;}.elementor-search-form--skin-full_screen .elementor-search-form__toggle .e-font-icon-svg-container,.elementor-search-form--skin-full_screen .elementor-search-form__toggle i{background-color:var(--e-search-form-toggle-background-color,rgba(0,0,0,.05));border-color:var(--e-search-form-toggle-color,#33373d);border-radius:var(--e-search-form-toggle-border-radius,3px);border-style:solid;border-width:var(--e-search-form-toggle-border-width,0);display:block;height:var(--e-search-form-toggle-size,33px);position:relative;transition:.2s;width:var(--e-search-form-toggle-size,33px);}.elementor-search-form--skin-full_screen .elementor-search-form__toggle .e-font-icon-svg-container svg,.elementor-search-form--skin-full_screen .elementor-search-form__toggle .e-font-icon-svg-container:before,.elementor-search-form--skin-full_screen .elementor-search-form__toggle i svg,.elementor-search-form--skin-full_screen .elementor-search-form__toggle i:before{left:50%;position:absolute;top:50%;transform:translate(-50%,-50%);}.elementor-search-form--skin-full_screen .elementor-search-form__toggle .e-font-icon-svg-container:before,.elementor-search-form--skin-full_screen .elementor-search-form__toggle i:before{font-size:var(--e-search-form-toggle-icon-size,.55em);}.elementor-search-form--skin-full_screen .elementor-search-form__toggle .e-font-icon-svg-container svg,.elementor-search-form--skin-full_screen .elementor-search-form__toggle i svg{fill:var(--e-search-form-toggle-color,#33373d);height:var(--e-search-form-toggle-icon-size,.55em);width:var(--e-search-form-toggle-icon-size,.55em);}.elementor-search-form--skin-full_screen .elementor-search-form__container{align-items:center;background-color:rgba(0,0,0,.8);bottom:0;height:100vh;left:0;padding:0 15%;position:fixed;right:0;top:0;transition:.3s;z-index:9998;}.elementor-search-form--skin-full_screen .elementor-search-form__container:not(.elementor-search-form--full-screen){opacity:0;overflow:hidden;transform:scale(0);}.elementor-search-form--skin-full_screen .elementor-search-form__container:not(.elementor-search-form--full-screen) .dialog-lightbox-close-button{display:none;}.elementor-widget-post-info.elementor-align-center .elementor-icon-list-item:after{margin:initial;}.elementor-icon-list-items .elementor-icon-list-item .elementor-icon-list-text{display:inline-block;}.elementor-icon-list-items .elementor-icon-list-item .elementor-icon-list-text a,.elementor-icon-list-items .elementor-icon-list-item .elementor-icon-list-text span{display:inline;}.elementor-item:after,.elementor-item:before{display:block;position:absolute;transition:.3s;transition-timing-function:cubic-bezier(.58,.3,.005,1);}.elementor-item:not(:hover):not(:focus):not(.elementor-item-active):not(.highlighted):after,.elementor-item:not(:hover):not(:focus):not(.elementor-item-active):not(.highlighted):before{opacity:0;}.elementor-item-active:after,.elementor-item-active:before,.elementor-item.highlighted:after,.elementor-item.highlighted:before,.elementor-item:focus:after,.elementor-item:focus:before,.elementor-item:hover:after,.elementor-item:hover:before{transform:scale(1);}.e--pointer-background .elementor-item:after,.e--pointer-background .elementor-item:before{content:"";transition:.3s;}.e--pointer-background .elementor-item:before{background:#3f444b;bottom:0;left:0;right:0;top:0;z-index:-1;}.e--pointer-background .elementor-item-active,.e--pointer-background .elementor-item.highlighted,.e--pointer-background .elementor-item:focus,.e--pointer-background .elementor-item:hover{color:#fff;}.elementor-nav-menu--main .elementor-nav-menu a{transition:.4s;}.elementor-nav-menu--main .elementor-nav-menu a,.elementor-nav-menu--main .elementor-nav-menu a.highlighted,.elementor-nav-menu--main .elementor-nav-menu a:focus,.elementor-nav-menu--main .elementor-nav-menu a:hover{padding:13px 20px;}.elementor-nav-menu--main .elementor-nav-menu a.current{background:#1f2124;color:#fff;}.elementor-nav-menu--main .elementor-nav-menu ul{border-style:solid;border-width:0;padding:0;position:absolute;width:12em;}.elementor-nav-menu--layout-horizontal{display:flex;}.elementor-nav-menu--layout-horizontal .elementor-nav-menu{display:flex;flex-wrap:wrap;}.elementor-nav-menu--layout-horizontal .elementor-nav-menu a{flex-grow:1;white-space:nowrap;}.elementor-nav-menu--layout-horizontal .elementor-nav-menu>li{display:flex;}.elementor-nav-menu--layout-horizontal .elementor-nav-menu>li ul,.elementor-nav-menu--layout-horizontal .elementor-nav-menu>li>.scroll-down{top:100% !important;}.elementor-nav-menu--layout-horizontal .elementor-nav-menu>li:not(:first-child)>a{margin-inline-start:var(--e-nav-menu-horizontal-menu-item-margin);}.elementor-nav-menu--layout-horizontal .elementor-nav-menu>li:not(:first-child)>.scroll-down,.elementor-nav-menu--layout-horizontal .elementor-nav-menu>li:not(:first-child)>.scroll-up,.elementor-nav-menu--layout-horizontal .elementor-nav-menu>li:not(:first-child)>ul{left:var(--e-nav-menu-horizontal-menu-item-margin) !important;}.elementor-nav-menu--layout-horizontal .elementor-nav-menu>li:not(:last-child)>a{margin-inline-end:var(--e-nav-menu-horizontal-menu-item-margin);}.elementor-nav-menu--layout-horizontal .elementor-nav-menu>li:not(:last-child):after{align-self:center;border-color:var(--e-nav-menu-divider-color,#000);border-left-style:var(--e-nav-menu-divider-style,solid);border-left-width:var(--e-nav-menu-divider-width,2px);content:var(--e-nav-menu-divider-content,none);height:var(--e-nav-menu-divider-height,35%);}.elementor-nav-menu__align-end .elementor-nav-menu{justify-content:flex-end;margin-inline-start:auto;}.elementor-nav-menu__align-justify .elementor-nav-menu--layout-horizontal .elementor-nav-menu{width:100%;}.elementor-nav-menu__align-justify .elementor-nav-menu--layout-horizontal .elementor-nav-menu>li{flex-grow:1;}.elementor-nav-menu__align-justify .elementor-nav-menu--layout-horizontal .elementor-nav-menu>li>a{justify-content:center;}.elementor-widget-nav-menu:not(.elementor-nav-menu--toggle) .elementor-menu-toggle{display:none;}.elementor-widget-nav-menu .elementor-widget-container{display:flex;flex-direction:column;}.elementor-nav-menu{position:relative;z-index:2;}.elementor-nav-menu:after{clear:both;content:" ";display:block;font:0/0 serif;height:0;overflow:hidden;visibility:hidden;}.elementor-nav-menu,.elementor-nav-menu li,.elementor-nav-menu ul{display:block;line-height:normal;list-style:none;margin:0;padding:0;-webkit-tap-highlight-color:rgba(0,0,0,0);}.elementor-nav-menu ul{display:none;}.elementor-nav-menu ul ul a,.elementor-nav-menu ul ul a:active,.elementor-nav-menu ul ul a:focus,.elementor-nav-menu ul ul a:hover{border-left:16px solid transparent;}.elementor-nav-menu ul ul ul a,.elementor-nav-menu ul ul ul a:active,.elementor-nav-menu ul ul ul a:focus,.elementor-nav-menu ul ul ul a:hover{border-left:24px solid transparent;}.elementor-nav-menu ul ul ul ul a,.elementor-nav-menu ul ul ul ul a:active,.elementor-nav-menu ul ul ul ul a:focus,.elementor-nav-menu ul ul ul ul a:hover{border-left:32px solid transparent;}.elementor-nav-menu ul ul ul ul ul a,.elementor-nav-menu ul ul ul ul ul a:active,.elementor-nav-menu ul ul ul ul ul a:focus,.elementor-nav-menu ul ul ul ul ul a:hover{border-left:40px solid transparent;}.elementor-nav-menu a,.elementor-nav-menu li{position:relative;}.elementor-nav-menu li{border-width:0;}.elementor-nav-menu a{align-items:center;display:flex;}.elementor-nav-menu a,.elementor-nav-menu a:focus,.elementor-nav-menu a:hover{line-height:20px;padding:10px 20px;}.elementor-nav-menu a.current{background:#1f2124;color:#fff;}.elementor-nav-menu--dropdown .elementor-item.elementor-item-active,.elementor-nav-menu--dropdown .elementor-item.highlighted,.elementor-nav-menu--dropdown .elementor-item:focus,.elementor-nav-menu--dropdown .elementor-item:hover,.elementor-sub-item.elementor-item-active,.elementor-sub-item.highlighted,.elementor-sub-item:focus,.elementor-sub-item:hover{background-color:#3f444b;color:#fff;}.elementor-menu-toggle{align-items:center;background-color:rgba(0,0,0,.05);border:0 solid;border-radius:3px;color:#33373d;cursor:pointer;display:flex;font-size:var(--nav-menu-icon-size,22px);justify-content:center;padding:.25em;}.elementor-menu-toggle.elementor-active .elementor-menu-toggle__icon--open,.elementor-menu-toggle:not(.elementor-active) .elementor-menu-toggle__icon--close{display:none;}.elementor-menu-toggle .e-font-icon-svg{fill:#33373d;height:1em;width:1em;}.elementor-menu-toggle svg{height:auto;width:1em;fill:var(--nav-menu-icon-color,currentColor);}span.elementor-menu-toggle__icon--close,span.elementor-menu-toggle__icon--open{line-height:1;}.elementor-nav-menu--dropdown{background-color:#fff;font-size:13px;}.elementor-nav-menu--dropdown-none .elementor-menu-toggle,.elementor-nav-menu--dropdown-none .elementor-nav-menu--dropdown{display:none;}.elementor-nav-menu--dropdown.elementor-nav-menu__container{margin-top:10px;overflow-x:hidden;overflow-y:auto;transform-origin:top;transition:max-height .3s,transform .3s;}.elementor-nav-menu--dropdown.elementor-nav-menu__container .elementor-sub-item{font-size:.85em;}.elementor-nav-menu--dropdown a{color:#33373d;}.elementor-nav-menu--dropdown a.current{background:#1f2124;color:#fff;}ul.elementor-nav-menu--dropdown a,ul.elementor-nav-menu--dropdown a:focus,ul.elementor-nav-menu--dropdown a:hover{border-inline-start:8px solid transparent;text-shadow:none;}.elementor-nav-menu__text-align-center .elementor-nav-menu--dropdown .elementor-nav-menu a{justify-content:center;}.elementor-nav-menu--toggle{--menu-height:100vh;}.elementor-nav-menu--toggle .elementor-menu-toggle:not(.elementor-active)+.elementor-nav-menu__container{max-height:0;overflow:hidden;transform:scaleY(0);}.elementor-nav-menu--toggle .elementor-menu-toggle.elementor-active+.elementor-nav-menu__container{animation:hide-scroll .3s backwards;max-height:var(--menu-height);transform:scaleY(1);}.elementor-nav-menu--stretch .elementor-nav-menu__container.elementor-nav-menu--dropdown{position:absolute;z-index:9997;}@media (max-width:767px){.elementor-nav-menu--dropdown-mobile .elementor-nav-menu--main{display:none;}}@media (min-width:768px){.elementor-nav-menu--dropdown-mobile .elementor-menu-toggle,.elementor-nav-menu--dropdown-mobile .elementor-nav-menu--dropdown{display:none;}.elementor-nav-menu--dropdown-mobile nav.elementor-nav-menu--dropdown.elementor-nav-menu__container{overflow-y:hidden;}}@media (min-width:-1){.elementor-nav-menu--dropdown-mobile_extra .elementor-menu-toggle,.elementor-nav-menu--dropdown-mobile_extra .elementor-nav-menu--dropdown{display:none;}.elementor-nav-menu--dropdown-mobile_extra nav.elementor-nav-menu--dropdown.elementor-nav-menu__container{overflow-y:hidden;}}@media (min-width:1025px){.elementor-nav-menu--dropdown-tablet .elementor-menu-toggle,.elementor-nav-menu--dropdown-tablet .elementor-nav-menu--dropdown{display:none;}.elementor-nav-menu--dropdown-tablet nav.elementor-nav-menu--dropdown.elementor-nav-menu__container{overflow-y:hidden;}}@media (max-width:1200px){.elementor-nav-menu--dropdown-tablet_extra .elementor-nav-menu--main{display:none;}}@media (min-width:1201px){.elementor-nav-menu--dropdown-tablet_extra .elementor-menu-toggle,.elementor-nav-menu--dropdown-tablet_extra .elementor-nav-menu--dropdown{display:none;}.elementor-nav-menu--dropdown-tablet_extra nav.elementor-nav-menu--dropdown.elementor-nav-menu__container{overflow-y:hidden;}}@keyframes hide-scroll{0%,to{overflow:hidden;}}.elementor-widget-social-icons.elementor-grid-0 .elementor-widget-container,.elementor-widget-social-icons.elementor-grid-mobile-0 .elementor-widget-container,.elementor-widget-social-icons.elementor-grid-tablet-0 .elementor-widget-container{line-height:1;font-size:0;}.elementor-widget-social-icons:not(.elementor-grid-0):not(.elementor-grid-tablet-0):not(.elementor-grid-mobile-0) .elementor-grid{display:inline-grid;}.elementor-widget-social-icons .elementor-grid{grid-column-gap:var(--grid-column-gap,5px);grid-row-gap:var(--grid-row-gap,5px);grid-template-columns:var(--grid-template-columns);justify-content:var(--justify-content,center);justify-items:var(--justify-content,center);}.elementor-icon.elementor-social-icon{font-size:var(--icon-size,25px);line-height:var(--icon-size,25px);width:calc(var(--icon-size,25px) + 2 * var(--icon-padding,.5em));height:calc(var(--icon-size,25px) + 2 * var(--icon-padding,.5em));}.elementor-social-icon{--e-social-icon-icon-color:#fff;display:inline-flex;background-color:#69727d;align-items:center;justify-content:center;text-align:center;cursor:pointer;}.elementor-social-icon svg{fill:var(--e-social-icon-icon-color);}.elementor-social-icon:last-child{margin:0;}.elementor-social-icon:hover{opacity:.9;color:#fff;}.elementor-social-icon-facebook,.elementor-social-icon-facebook-f{background-color:#3b5998;}.elementor-social-icon-linkedin,.elementor-social-icon-linkedin-in{background-color:#0077b5;}.elementor-social-icon-x-twitter{background-color:#000;}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit;}.elementor-widget-divider{--divider-border-style:none;--divider-border-width:1px;--divider-color:#0c0d0e;--divider-icon-size:20px;--divider-element-spacing:10px;--divider-pattern-height:24px;--divider-pattern-size:20px;--divider-pattern-url:none;--divider-pattern-repeat:repeat-x;}.elementor-widget-divider .elementor-divider{display:flex;}.elementor-widget-divider .elementor-icon{font-size:var(--divider-icon-size);}.elementor-widget-divider .elementor-divider-separator{display:flex;margin:0;direction:ltr;}.elementor-widget-divider:not(.elementor-widget-divider--view-line_text):not(.elementor-widget-divider--view-line_icon) .elementor-divider-separator{border-block-start:var(--divider-border-width) var(--divider-border-style) var(--divider-color);}.e-con-inner>.elementor-widget-divider,.e-con>.elementor-widget-divider{width:var(--container-widget-width,100%);--flex-grow:var(--container-widget-flex-grow);}.elementor-widget .elementor-icon-list-items.elementor-inline-items{margin-right:-8px;margin-left:-8px;}.elementor-widget .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item{margin-right:8px;margin-left:8px;}.elementor-widget .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item:after{width:auto;left:auto;right:auto;right:-8px;position:relative;height:100%;border-top:0;border-bottom:0;border-right:0;border-left-width:1px;border-style:solid;}.elementor-widget .elementor-icon-list-items{list-style-type:none;margin:0;padding:0;}.elementor-widget .elementor-icon-list-item{margin:0;padding:0;position:relative;}.elementor-widget .elementor-icon-list-item:after{position:absolute;bottom:0;width:100%;}.elementor-widget .elementor-icon-list-item,.elementor-widget .elementor-icon-list-item a{display:flex;font-size:inherit;align-items:var(--icon-vertical-align,center);}.elementor-widget .elementor-icon-list-icon+.elementor-icon-list-text{align-self:center;padding-inline-start:5px;}.elementor-widget .elementor-icon-list-icon{display:flex;position:relative;top:var(--icon-vertical-offset,initial);}.elementor-widget .elementor-icon-list-icon svg{width:var(--e-icon-list-icon-size,1em);height:var(--e-icon-list-icon-size,1em);}.elementor-widget.elementor-widget-icon-list .elementor-icon-list-icon{text-align:var(--e-icon-list-icon-align);}.elementor-widget.elementor-widget-icon-list .elementor-icon-list-icon svg{margin:var(--e-icon-list-icon-margin,0 calc(var(--e-icon-list-icon-size,1em) * .25) 0 0);}.elementor-widget.elementor-list-item-link-full_width a{width:100%;}.elementor-widget.elementor-align-center .elementor-icon-list-item,.elementor-widget.elementor-align-center .elementor-icon-list-item a{justify-content:center;}.elementor-widget.elementor-align-center .elementor-icon-list-item:after{margin:auto;}.elementor-widget.elementor-align-center .elementor-inline-items{justify-content:center;}.elementor-widget.elementor-align-left .elementor-icon-list-item,.elementor-widget.elementor-align-left .elementor-icon-list-item a{justify-content:flex-start;text-align:left;}.elementor-widget.elementor-align-left .elementor-inline-items{justify-content:flex-start;}.elementor-widget:not(.elementor-align-right) .elementor-icon-list-item:after{left:0;}.elementor-widget:not(.elementor-align-left) .elementor-icon-list-item:after{right:0;}@media (min-width:-1){.elementor-widget:not(.elementor-widescreen-align-right) .elementor-icon-list-item:after{left:0;}.elementor-widget:not(.elementor-widescreen-align-left) .elementor-icon-list-item:after{right:0;}}@media (max-width:-1){.elementor-widget:not(.elementor-laptop-align-right) .elementor-icon-list-item:after{left:0;}.elementor-widget:not(.elementor-laptop-align-left) .elementor-icon-list-item:after{right:0;}}@media (max-width:1200px){.elementor-widget:not(.elementor-tablet_extra-align-right) .elementor-icon-list-item:after{left:0;}.elementor-widget:not(.elementor-tablet_extra-align-left) .elementor-icon-list-item:after{right:0;}}@media (max-width:1024px){.elementor-widget.elementor-tablet-align-left .elementor-icon-list-item,.elementor-widget.elementor-tablet-align-left .elementor-icon-list-item a{justify-content:flex-start;text-align:left;}.elementor-widget.elementor-tablet-align-left .elementor-inline-items{justify-content:flex-start;}.elementor-widget:not(.elementor-tablet-align-right) .elementor-icon-list-item:after{left:0;}.elementor-widget:not(.elementor-tablet-align-left) .elementor-icon-list-item:after{right:0;}}@media (max-width:-1){.elementor-widget:not(.elementor-mobile_extra-align-right) .elementor-icon-list-item:after{left:0;}.elementor-widget:not(.elementor-mobile_extra-align-left) .elementor-icon-list-item:after{right:0;}}@media (max-width:767px){.elementor-widget.elementor-mobile-align-center .elementor-icon-list-item,.elementor-widget.elementor-mobile-align-center .elementor-icon-list-item a{justify-content:center;}.elementor-widget.elementor-mobile-align-center .elementor-icon-list-item:after{margin:auto;}.elementor-widget.elementor-mobile-align-center .elementor-inline-items{justify-content:center;}.elementor-widget:not(.elementor-mobile-align-right) .elementor-icon-list-item:after{left:0;}.elementor-widget:not(.elementor-mobile-align-left) .elementor-icon-list-item:after{right:0;}}.elementor-widget-loop-grid{scroll-margin-top:var(--auto-scroll-offset,initial);}.elementor-widget-loop-grid .elementor-grid{grid-column-gap:var(--grid-column-gap,30px);grid-row-gap:var(--grid-row-gap,30px);}.elementor-widget-loop-grid>.elementor-widget-container>.elementor-button-wrapper{}.elementor-widget-loop-grid>.elementor-widget-container>.elementor-button-wrapper .elementor-button{cursor:pointer;position:relative;}.elementor-loop-container:not(.elementor-posts-masonry){align-items:stretch;}@keyframes loadingOpacityAnimation{0%,to{opacity:1;}50%{opacity:.6;}}.e-loop-item *{word-break:break-word;}[class*=elementor-widget-loop] .elementor-page-title,[class*=elementor-widget-loop] .product_title.entry-title{display:initial;}@keyframes swiper-preloader-spin{to{transform:rotate(1turn);}}.elementor-element,.elementor-lightbox{--swiper-theme-color:#000;--swiper-navigation-size:44px;--swiper-pagination-bullet-size:6px;--swiper-pagination-bullet-horizontal-gap:6px;}.elementor-location-footer:before,.elementor-location-header:before{clear:both;content:"";display:table;}.elementor-sticky--active{z-index:99;}.e-con.elementor-sticky--active{z-index:var(--z-index,99);}[data-elementor-type=popup] .elementor-section-wrap:not(:empty)+#elementor-add-new-section,[data-elementor-type=popup]:not(.elementor-edit-area){display:none;}.elementor-popup-modal{background-color:transparent;display:flex;pointer-events:none;-webkit-user-select:auto;-moz-user-select:auto;user-select:auto;}.elementor-popup-modal .dialog-buttons-wrapper,.elementor-popup-modal .dialog-header{display:none;}.elementor-popup-modal .dialog-close-button{display:none;margin-top:0;opacity:1;pointer-events:all;right:20px;top:20px;z-index:9999;}.elementor-popup-modal .dialog-close-button svg{fill:#1f2124;height:1em;width:1em;}.elementor-popup-modal .dialog-widget-content{background-color:#fff;border-radius:0;box-shadow:none;max-height:100%;max-width:100%;overflow:visible;pointer-events:all;width:auto;}.elementor-popup-modal .dialog-message{display:flex;max-height:100vh;max-width:100vw;overflow:auto;padding:0;width:640px;}.elementor-popup-modal .elementor{width:100%;}:root{--ep-range-slider-background-color:#fff;--ep-range-slider-track-color:#eee;}@media (min-width:768px){:root{--ep-range-slider-thumb-size:1.25em;--ep-range-slider-track-size:.5em;}}.mp_wrapper .mepr-unauthorized-message,.mp_wrapper .mp_login_form{background-color:#f9f9f9;border-top:2px dashed #bcbcbc;padding:1.875rem;}.mp_wrapper .mepr-unauthorized-message p:last-child{margin-bottom:0;}.mp_wrapper .mp_login_form{border-top:none;padding-top:0;}.mepr-unauthorized-message h3{margin:1rem auto 2rem;}.mp_wrapper .mepr-unauthorized-excerpt:after{background:linear-gradient(180deg,hsla(0,0%,100%,0),hsla(0,0%,100%,.9));bottom:0;content:"";height:100%;left:0;position:absolute;width:100%;}.mp_wrapper .mepr-unauthorized-excerpt{position:relative;}.elementor-menu-toggle{background:none !important;}.elementor-nav-menu--dropdown.elementor-nav-menu__container{background:#ededec;}.elementor-nav-menu--dropdown.elementor-nav-menu__container ul.sub-menu{background:rgba(0,0,0,.05);}.header_user_menus .elementor-nav-menu--dropdown.elementor-nav-menu__container > ul > li > a{line-height:1 !important;}.elementor-nav-menu--dropdown.elementor-nav-menu__container ul.sub-menu > li > a{padding-top:5px;padding-bottom:5px;}@media only screen and (max-width: 767px){#header_subscribe_btn{padding:10px 10px !important;white-space:nowrap;}}fieldset,img{border:0;}.ptb_col,.ptb_pagenav,.ptb_post,.ptb_post_nav,img{box-sizing:border-box;}</style> <link rel='preconnect' href='https://use.typekit.net' > <link rel='preconnect' href='https://tpc.googlesyndication.com' > <link rel='preconnect' href='https://pagead2.googlesyndication.com' > <link rel='preconnect' href='https://securepubads.g.doubleclick.net' > <link rel='dns-prefetch' href='//use.typekit.net'> <link rel='dns-prefetch' href='//typekit.net'> <link rel='dns-prefetch' href='//pagead2.googlesyndication.com'> <link rel='dns-prefetch' href='//tpc.googlesyndication.com'> <link rel='dns-prefetch' href='//securepubads.g.doubleclick.net'>  <meta name="robots" content="max-snippet:-1,max-image-preview:large,max-video-preview:-1" /> <link rel="canonical" href="https://www.businessinsurance.com/insurance-topics/risk-management/insurtech/" /> <link rel="next" href="https://www.businessinsurance.com/insurance-topics/risk-management/insurtech/page/2/" /> <meta property="og:type" content="website" /> <meta property="og:locale" content="en_US" /> <meta property="og:site_name" content="Business Insurance" /> <meta property="og:title" content="Category: Insurtech" /> <meta property="og:url" content="https://www.businessinsurance.com/insurance-topics/risk-management/insurtech/" /> <meta property="og:image" content="https://www.businessinsurance.com/wp-content/uploads/2023/03/cropped-BI-square-blue.png" /> <meta property="og:image:width" content="512" /> <meta property="og:image:height" content="512" /> <meta name="twitter:card" content="summary_large_image" /> <meta name="twitter:title" content="Category: Insurtech" /> <meta name="twitter:image" content="https://www.businessinsurance.com/wp-content/uploads/2023/03/cropped-BI-square-blue.png" /> <script type="application/ld+json">{"@context":"https://schema.org","@graph":[{"@type":"WebSite","@id":"https://www.businessinsurance.com/#/schema/WebSite","url":"https://www.businessinsurance.com/","name":"Business Insurance","description":"Magazine","inLanguage":"en-US","potentialAction":{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https://www.businessinsurance.com/search/{search_term_string}/"},"query-input":"required name=search_term_string"},"publisher":{"@type":"Organization","@id":"https://www.businessinsurance.com/#/schema/Organization","name":"Business Insurance","url":"https://www.businessinsurance.com/","logo":{"@type":"ImageObject","url":"https://www.businessinsurance.com/wp-content/uploads/2023/03/cropped-BI-square-blue.png","contentUrl":"https://www.businessinsurance.com/wp-content/uploads/2023/03/cropped-BI-square-blue.png","width":512,"height":512,"contentSize":"31021"}}},{"@type":"CollectionPage","@id":"https://www.businessinsurance.com/insurance-topics/risk-management/insurtech/","url":"https://www.businessinsurance.com/insurance-topics/risk-management/insurtech/","name":"Category: Insurtech - Business Insurance","inLanguage":"en-US","isPartOf":{"@id":"https://www.businessinsurance.com/#/schema/WebSite"},"breadcrumb":{"@type":"BreadcrumbList","@id":"https://www.businessinsurance.com/#/schema/BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"item":"https://www.businessinsurance.com/","name":"Business Insurance"},{"@type":"ListItem","position":2,"item":"https://www.businessinsurance.com/insurance-topics/","name":"Category: Insurance Topics"},{"@type":"ListItem","position":3,"item":"https://www.businessinsurance.com/insurance-topics/risk-management/","name":"Category: Risk Management"},{"@type":"ListItem","position":4,"name":"Category: Insurtech"}]}}]}</script>  <link rel="preload" as="font" href="https://www.businessinsurance.com/wp-content/uploads/2024/07/Lusitana-Regular.woff2" data-wpacu-preload-font="1" crossorigin> <link rel="preload" as="font" href="https://www.businessinsurance.com/wp-content/uploads/2024/07/Lusitana-Bold.woff2" data-wpacu-preload-font="1" crossorigin> <link rel="stylesheet" type="text/css" data-pmdelayedstyle="https://use.typekit.net/utc3xtb.css"></link><link data-wpacu-style-handle="mp-theme" rel="stylesheet" id="mp-theme-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/cache/perfmatters/www.businessinsurance.com/minify/65e005609e00.theme.min.css?ver=1.11.35"></link> <style id='safe-svg-svg-icon-style-inline-css'>.safe-svg-cover{text-align:center}.safe-svg-cover .safe-svg-inside{display:inline-block;max-width:100%}.safe-svg-cover svg{height:100%;max-height:100%;max-width:100%;width:100%}</style> <style id='classic-theme-styles-inline-css'>/*! This file is auto-generated */ .wp-block-button__link{color:#fff;background-color:#32373c;border-radius:9999px;box-shadow:none;text-decoration:none;padding:calc(.667em + 2px) calc(1.333em + 2px);font-size:1.125em}.wp-block-file__button{background:#32373c;color:#fff;text-decoration:none}</style> <link data-wpacu-style-handle="jwppp-widget-style" rel="stylesheet" id="jwppp-widget-style-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/cache/perfmatters/www.businessinsurance.com/minify/8072415527bb.jw-widget-min.min.css?ver=6.6.2"></link> <link data-wpacu-style-handle="if-menu-site-css" rel="stylesheet" id="if-menu-site-css-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/plugins/if-menu/assets/if-menu-site.css?ver=6.6.2"></link> <link data-wpacu-style-handle="hello-elementor" rel="stylesheet" id="hello-elementor-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/themes/hello-elementor/style.min.css?ver=3.1.1"></link> <link data-wpacu-style-handle="hello-elementor-theme-style" rel="stylesheet" id="hello-elementor-theme-style-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/themes/hello-elementor/theme.min.css?ver=3.1.1"></link> <link data-wpacu-style-handle="hello-elementor-header-footer" rel="stylesheet" id="hello-elementor-header-footer-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/themes/hello-elementor/header-footer.min.css?ver=3.1.1"></link> <link data-wpacu-style-handle="elementor-frontend" rel="stylesheet" id="elementor-frontend-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/uploads/elementor/css/custom-frontend.min.css?ver=1727855285"></link> <style id='elementor-frontend-inline-css'>.elementor-kit-224796{--e-global-color-primary:#191919;--e-global-color-secondary:#939393;--e-global-color-text:#393939;--e-global-color-accent:#1D77A9;--e-global-color-164f071:#EFAD14;--e-global-color-090c572:#F47521;--e-global-color-a9608d1:#51C5D9;--e-global-color-a141cd2:#EDEDEC;--e-global-color-dfceda1:#D1D1D1;--e-global-color-058b082:#E6E6E6;--e-global-color-faeb185:#FFFFFF;--e-global-typography-primary-font-family:"liberation-sans";--e-global-typography-primary-font-weight:400;--e-global-typography-primary-text-transform:none;--e-global-typography-primary-font-style:normal;--e-global-typography-primary-text-decoration:none;--e-global-typography-primary-line-height:1.3em;--e-global-typography-primary-letter-spacing:0px;--e-global-typography-secondary-font-family:"Lusitana";--e-global-typography-secondary-font-size:15px;--e-global-typography-secondary-font-weight:400;--e-global-typography-secondary-text-transform:none;--e-global-typography-secondary-font-style:normal;--e-global-typography-secondary-text-decoration:none;--e-global-typography-secondary-line-height:1.3em;--e-global-typography-text-font-family:"liberation-sans";--e-global-typography-text-font-size:14px;--e-global-typography-text-font-weight:400;--e-global-typography-text-text-transform:none;--e-global-typography-text-font-style:normal;--e-global-typography-text-text-decoration:none;--e-global-typography-text-line-height:1.5em;--e-global-typography-accent-font-family:"Lusitana";--e-global-typography-accent-font-weight:500;--e-global-typography-accent-text-transform:none;--e-global-typography-accent-font-style:normal;--e-global-typography-accent-text-decoration:none;--e-global-typography-e767fbd-font-family:"Lusitana";--e-global-typography-e767fbd-font-size:44px;--e-global-typography-e767fbd-font-weight:700;--e-global-typography-e767fbd-text-transform:none;--e-global-typography-e767fbd-font-style:normal;--e-global-typography-e767fbd-text-decoration:none;--e-global-typography-e767fbd-line-height:1.3em;--e-global-typography-e767fbd-letter-spacing:0px;--e-global-typography-d9f459b-font-family:"Lusitana";--e-global-typography-d9f459b-font-size:26px;--e-global-typography-d9f459b-font-weight:500;--e-global-typography-d9f459b-text-transform:none;--e-global-typography-d9f459b-font-style:normal;--e-global-typography-d9f459b-text-decoration:none;--e-global-typography-d9f459b-line-height:1.3em;--e-global-typography-d9f459b-letter-spacing:0px;--e-global-typography-da21c65-font-family:"Lusitana";--e-global-typography-da21c65-font-size:20px;--e-global-typography-da21c65-font-weight:500;--e-global-typography-da21c65-text-transform:none;--e-global-typography-da21c65-font-style:normal;--e-global-typography-da21c65-text-decoration:none;--e-global-typography-da21c65-line-height:1.3em;--e-global-typography-da21c65-letter-spacing:0px;--e-global-typography-0d262bb-font-family:"Lusitana";--e-global-typography-0d262bb-font-size:17px;--e-global-typography-0d262bb-font-weight:500;--e-global-typography-0d262bb-text-transform:none;--e-global-typography-0d262bb-font-style:normal;--e-global-typography-0d262bb-text-decoration:none;--e-global-typography-0d262bb-line-height:1.2em;--e-global-typography-3f2ffb7-font-family:"Lusitana";--e-global-typography-3f2ffb7-font-size:15px;--e-global-typography-3f2ffb7-font-weight:400;--e-global-typography-3f2ffb7-text-transform:none;--e-global-typography-3f2ffb7-font-style:normal;--e-global-typography-3f2ffb7-text-decoration:none;--e-global-typography-3f2ffb7-line-height:1.2em;--e-global-typography-b11c54e-font-family:"Lusitana";--e-global-typography-b11c54e-font-size:13px;--e-global-typography-b11c54e-font-weight:400;--e-global-typography-b11c54e-text-transform:none;--e-global-typography-b11c54e-font-style:normal;--e-global-typography-b11c54e-text-decoration:none;--e-global-typography-b11c54e-line-height:1.2em;--e-global-typography-36c5ea9-font-family:"liberation-sans";--e-global-typography-36c5ea9-font-size:14px;--e-global-typography-36c5ea9-font-weight:400;--e-global-typography-36c5ea9-text-transform:none;--e-global-typography-36c5ea9-font-style:normal;--e-global-typography-36c5ea9-text-decoration:none;--e-global-typography-36c5ea9-line-height:1.4em;--e-global-typography-beabbcc-font-family:"Lusitana";--e-global-typography-beabbcc-font-size:17px;--e-global-typography-beabbcc-font-weight:500;--e-global-typography-beabbcc-text-transform:none;--e-global-typography-beabbcc-font-style:normal;--e-global-typography-beabbcc-text-decoration:none;--e-global-typography-beabbcc-line-height:1.3em;--e-global-typography-beabbcc-letter-spacing:-0.2px;--e-global-typography-6ab1e4b-font-family:"liberation-sans";--e-global-typography-6ab1e4b-font-size:17px;--e-global-typography-6ab1e4b-font-weight:400;--e-global-typography-6ab1e4b-text-transform:none;--e-global-typography-6ab1e4b-font-style:normal;--e-global-typography-6ab1e4b-text-decoration:none;--e-global-typography-6ab1e4b-line-height:1.5em;--e-global-typography-a906496-font-family:"Lusitana";--e-global-typography-a906496-font-size:16px;--e-global-typography-a906496-font-weight:500;--e-global-typography-a906496-text-transform:none;--e-global-typography-a906496-font-style:normal;--e-global-typography-a906496-text-decoration:none;--e-global-typography-a906496-line-height:1.3em;--e-global-typography-a906496-letter-spacing:0.3px;--e-global-typography-dec4296-font-family:"liberation-sans";--e-global-typography-dec4296-font-size:18px;--e-global-typography-dec4296-font-weight:400;--e-global-typography-dec4296-text-transform:none;--e-global-typography-dec4296-font-style:normal;--e-global-typography-dec4296-text-decoration:none;--e-global-typography-dec4296-line-height:1.3em;--e-global-typography-dec4296-letter-spacing:0px;--e-global-typography-a260c91-font-family:"liberation-sans";--e-global-typography-a260c91-font-size:16px;--e-global-typography-a260c91-font-weight:400;--e-global-typography-a260c91-text-transform:none;--e-global-typography-a260c91-font-style:normal;--e-global-typography-a260c91-text-decoration:none;--e-global-typography-a260c91-line-height:1.3em;--e-global-typography-1048b30-font-family:"liberation-sans";--e-global-typography-1048b30-font-size:15px;--e-global-typography-1048b30-font-weight:400;--e-global-typography-2a7fd94-font-family:"liberation-sans";--e-global-typography-2a7fd94-font-size:18px;--e-global-typography-2a7fd94-font-weight:400;--e-global-typography-2a7fd94-text-transform:none;--e-global-typography-2a7fd94-font-style:normal;--e-global-typography-2a7fd94-text-decoration:none;--e-global-typography-2a7fd94-line-height:1.3em;--e-global-typography-2a7fd94-letter-spacing:0.3px;--e-global-typography-e467bb4-font-family:"Lusitana";--e-global-typography-e467bb4-font-size:19px;--e-global-typography-e467bb4-font-weight:400;--e-global-typography-e467bb4-text-transform:none;--e-global-typography-e467bb4-font-style:normal;--e-global-typography-e467bb4-text-decoration:none;--e-global-typography-e467bb4-line-height:1.5em;--e-global-typography-e467bb4-letter-spacing:0px;--e-global-typography-a83c142-font-family:"liberation-sans";--e-global-typography-a83c142-font-size:72px;--e-global-typography-a83c142-font-weight:700;--e-global-typography-a83c142-line-height:1.3em;--e-global-typography-58a9f88-font-family:"liberation-sans";--e-global-typography-58a9f88-font-size:13px;--e-global-typography-58a9f88-font-weight:400;--e-global-typography-58a9f88-text-transform:uppercase;--e-global-typography-58a9f88-font-style:normal;--e-global-typography-58a9f88-text-decoration:none;--e-global-typography-58a9f88-line-height:1.5em;--e-global-typography-58a9f88-letter-spacing:1.3px;--e-global-typography-4db49e1-font-family:"Lusitana";--e-global-typography-4db49e1-font-size:18px;--e-global-typography-4db49e1-font-weight:400;--e-global-typography-4db49e1-text-transform:none;--e-global-typography-4db49e1-font-style:normal;--e-global-typography-4db49e1-text-decoration:none;--e-global-typography-4db49e1-line-height:1.4em;--e-global-typography-2f65961-font-family:"Lusitana";--e-global-typography-2f65961-font-size:100px;--e-global-typography-2f65961-font-weight:700;--e-global-typography-2f65961-line-height:1em;--e-global-typography-2f65961-letter-spacing:3px;--e-global-typography-d159138-font-family:"liberation-sans";--e-global-typography-d159138-font-size:16px;--e-global-typography-d159138-font-weight:400;--e-global-typography-d159138-text-transform:none;--e-global-typography-d159138-font-style:normal;--e-global-typography-d159138-text-decoration:none;--e-global-typography-d159138-line-height:1.4em;--e-global-typography-239133b-font-family:"liberation-sans";--e-global-typography-239133b-font-size:19px;--e-global-typography-239133b-font-weight:400;--e-global-typography-239133b-text-transform:none;--e-global-typography-239133b-font-style:normal;--e-global-typography-239133b-text-decoration:none;--e-global-typography-239133b-line-height:1.3em;--e-global-typography-239133b-letter-spacing:0px;color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-kit-224796 button,.elementor-kit-224796 input[type="button"],.elementor-kit-224796 input[type="submit"],.elementor-kit-224796 .elementor-button{background-color:var( --e-global-color-090c572 );font-family:var( --e-global-typography-a906496-font-family ), Sans-serif;font-size:var( --e-global-typography-a906496-font-size );font-weight:var( --e-global-typography-a906496-font-weight );text-transform:var( --e-global-typography-a906496-text-transform );font-style:var( --e-global-typography-a906496-font-style );text-decoration:var( --e-global-typography-a906496-text-decoration );line-height:var( --e-global-typography-a906496-line-height );letter-spacing:var( --e-global-typography-a906496-letter-spacing );color:var( --e-global-color-faeb185 );border-style:solid;border-width:1px 1px 1px 1px;border-color:var( --e-global-color-090c572 );border-radius:0px 0px 0px 0px;padding:8px 12px 8px 12px;}.elementor-kit-224796 button:hover,.elementor-kit-224796 button:focus,.elementor-kit-224796 input[type="button"]:hover,.elementor-kit-224796 input[type="button"]:focus,.elementor-kit-224796 input[type="submit"]:hover,.elementor-kit-224796 input[type="submit"]:focus,.elementor-kit-224796 .elementor-button:hover,.elementor-kit-224796 .elementor-button:focus{background-color:var( --e-global-color-faeb185 );color:var( --e-global-color-090c572 );border-style:solid;border-width:1px 1px 1px 1px;border-color:var( --e-global-color-090c572 );}.elementor-kit-224796 e-page-transition{background-color:#FFBC7D;}.elementor-kit-224796 p{margin-bottom:1.5em;}.elementor-kit-224796 a{color:var( --e-global-color-accent );}.elementor-kit-224796 a:hover{color:var( --e-global-color-primary );}.elementor-kit-224796 h1{color:var( --e-global-color-primary );font-family:var( --e-global-typography-e767fbd-font-family ), Sans-serif;font-size:var( --e-global-typography-e767fbd-font-size );font-weight:var( --e-global-typography-e767fbd-font-weight );text-transform:var( --e-global-typography-e767fbd-text-transform );font-style:var( --e-global-typography-e767fbd-font-style );text-decoration:var( --e-global-typography-e767fbd-text-decoration );line-height:var( --e-global-typography-e767fbd-line-height );letter-spacing:var( --e-global-typography-e767fbd-letter-spacing );}.elementor-kit-224796 h2{color:var( --e-global-color-primary );font-family:var( --e-global-typography-d9f459b-font-family ), Sans-serif;font-size:var( --e-global-typography-d9f459b-font-size );font-weight:var( --e-global-typography-d9f459b-font-weight );text-transform:var( --e-global-typography-d9f459b-text-transform );font-style:var( --e-global-typography-d9f459b-font-style );text-decoration:var( --e-global-typography-d9f459b-text-decoration );line-height:var( --e-global-typography-d9f459b-line-height );letter-spacing:var( --e-global-typography-d9f459b-letter-spacing );}.elementor-kit-224796 h3{color:var( --e-global-color-primary );font-family:var( --e-global-typography-da21c65-font-family ), Sans-serif;font-size:var( --e-global-typography-da21c65-font-size );font-weight:var( --e-global-typography-da21c65-font-weight );text-transform:var( --e-global-typography-da21c65-text-transform );font-style:var( --e-global-typography-da21c65-font-style );text-decoration:var( --e-global-typography-da21c65-text-decoration );line-height:var( --e-global-typography-da21c65-line-height );letter-spacing:var( --e-global-typography-da21c65-letter-spacing );}.elementor-kit-224796 h4{color:var( --e-global-color-primary );font-family:var( --e-global-typography-0d262bb-font-family ), Sans-serif;font-size:var( --e-global-typography-0d262bb-font-size );font-weight:var( --e-global-typography-0d262bb-font-weight );text-transform:var( --e-global-typography-0d262bb-text-transform );font-style:var( --e-global-typography-0d262bb-font-style );text-decoration:var( --e-global-typography-0d262bb-text-decoration );line-height:var( --e-global-typography-0d262bb-line-height );}.elementor-kit-224796 h5{color:var( --e-global-color-primary );font-family:var( --e-global-typography-3f2ffb7-font-family ), Sans-serif;font-size:var( --e-global-typography-3f2ffb7-font-size );font-weight:var( --e-global-typography-3f2ffb7-font-weight );text-transform:var( --e-global-typography-3f2ffb7-text-transform );font-style:var( --e-global-typography-3f2ffb7-font-style );text-decoration:var( --e-global-typography-3f2ffb7-text-decoration );line-height:var( --e-global-typography-3f2ffb7-line-height );}.elementor-kit-224796 h6{color:var( --e-global-color-primary );font-family:var( --e-global-typography-b11c54e-font-family ), Sans-serif;font-size:var( --e-global-typography-b11c54e-font-size );font-weight:var( --e-global-typography-b11c54e-font-weight );text-transform:var( --e-global-typography-b11c54e-text-transform );font-style:var( --e-global-typography-b11c54e-font-style );text-decoration:var( --e-global-typography-b11c54e-text-decoration );line-height:var( --e-global-typography-b11c54e-line-height );}.elementor-section.elementor-section-boxed > .elementor-container{max-width:1200px;}.e-con{--container-max-width:1200px;--container-default-padding-top:0px;--container-default-padding-right:0px;--container-default-padding-bottom:0px;--container-default-padding-left:0px;}.elementor-widget:not(:last-child){margin-block-end:0px;}.elementor-element{--widgets-spacing:0px 0px;}{}h1.entry-title{display:var(--page-title-display);}.site-header .site-branding{flex-direction:column;align-items:stretch;}.site-header{padding-inline-end:0px;padding-inline-start:0px;}.site-footer .site-branding{flex-direction:column;align-items:stretch;}@media(max-width:1024px){.elementor-kit-224796{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-kit-224796 h1{font-size:var( --e-global-typography-e767fbd-font-size );line-height:var( --e-global-typography-e767fbd-line-height );letter-spacing:var( --e-global-typography-e767fbd-letter-spacing );}.elementor-kit-224796 h2{font-size:var( --e-global-typography-d9f459b-font-size );line-height:var( --e-global-typography-d9f459b-line-height );letter-spacing:var( --e-global-typography-d9f459b-letter-spacing );}.elementor-kit-224796 h3{font-size:var( --e-global-typography-da21c65-font-size );line-height:var( --e-global-typography-da21c65-line-height );letter-spacing:var( --e-global-typography-da21c65-letter-spacing );}.elementor-kit-224796 h4{font-size:var( --e-global-typography-0d262bb-font-size );line-height:var( --e-global-typography-0d262bb-line-height );}.elementor-kit-224796 h5{font-size:var( --e-global-typography-3f2ffb7-font-size );line-height:var( --e-global-typography-3f2ffb7-line-height );}.elementor-kit-224796 h6{font-size:var( --e-global-typography-b11c54e-font-size );line-height:var( --e-global-typography-b11c54e-line-height );}.elementor-kit-224796 button,.elementor-kit-224796 input[type="button"],.elementor-kit-224796 input[type="submit"],.elementor-kit-224796 .elementor-button{font-size:var( --e-global-typography-a906496-font-size );line-height:var( --e-global-typography-a906496-line-height );letter-spacing:var( --e-global-typography-a906496-letter-spacing );}.elementor-section.elementor-section-boxed > .elementor-container{max-width:1024px;}.e-con{--container-max-width:1024px;}}@media(max-width:767px){.elementor-kit-224796{--e-global-typography-e767fbd-font-size:38px;font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-kit-224796 h1{font-size:var( --e-global-typography-e767fbd-font-size );line-height:var( --e-global-typography-e767fbd-line-height );letter-spacing:var( --e-global-typography-e767fbd-letter-spacing );}.elementor-kit-224796 h2{font-size:var( --e-global-typography-d9f459b-font-size );line-height:var( --e-global-typography-d9f459b-line-height );letter-spacing:var( --e-global-typography-d9f459b-letter-spacing );}.elementor-kit-224796 h3{font-size:var( --e-global-typography-da21c65-font-size );line-height:var( --e-global-typography-da21c65-line-height );letter-spacing:var( --e-global-typography-da21c65-letter-spacing );}.elementor-kit-224796 h4{font-size:var( --e-global-typography-0d262bb-font-size );line-height:var( --e-global-typography-0d262bb-line-height );}.elementor-kit-224796 h5{font-size:var( --e-global-typography-3f2ffb7-font-size );line-height:var( --e-global-typography-3f2ffb7-line-height );}.elementor-kit-224796 h6{font-size:var( --e-global-typography-b11c54e-font-size );line-height:var( --e-global-typography-b11c54e-line-height );}.elementor-kit-224796 button,.elementor-kit-224796 input[type="button"],.elementor-kit-224796 input[type="submit"],.elementor-kit-224796 .elementor-button{font-size:var( --e-global-typography-a906496-font-size );line-height:var( --e-global-typography-a906496-line-height );letter-spacing:var( --e-global-typography-a906496-letter-spacing );}.elementor-section.elementor-section-boxed > .elementor-container{max-width:767px;}.e-con{--container-max-width:767px;}}/* Start Custom Fonts CSS */@font-face{font-display:swap;font-family:'Lusitana';font-style:normal;font-weight:normal;src:url('https://www.businessinsurance.com/wp-content/uploads/2024/07/Lusitana-Regular.woff2') format('woff2');} @font-face{font-display:swap;font-family:'Lusitana';font-style:normal;font-weight:bold;src:url('https://www.businessinsurance.com/wp-content/uploads/2024/07/Lusitana-Bold.woff2') format('woff2');} /* End Custom Fonts CSS */ .elementor-widget-nested-tabs.elementor-widget-n-tabs > .elementor-widget-container > .e-n-tabs[data-touch-mode="false"] > .e-n-tabs-heading > .e-n-tab-title[aria-selected="false"]:hover{background:var( --e-global-color-accent );}.elementor-widget-nested-tabs.elementor-widget-n-tabs > .elementor-widget-container > .e-n-tabs > .e-n-tabs-heading > .e-n-tab-title[aria-selected="true"], .elementor-widget-nested-tabs.elementor-widget-n-tabs > .elementor-widget-container > .e-n-tabs[data-touch-mode="true"] > .e-n-tabs-heading > .e-n-tab-title[aria-selected="false"]:hover{background:var( --e-global-color-accent );}.elementor-widget-nested-tabs.elementor-widget-n-tabs > .elementor-widget-container > .e-n-tabs > .e-n-tabs-heading > :is( .e-n-tab-title > .e-n-tab-title-text, .e-n-tab-title ){font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-widget-heading .elementor-heading-title{color:var( --e-global-color-primary );font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-image .widget-image-caption{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-text-editor{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:var( --e-global-color-primary );}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap, .elementor-widget-text-editor.elementor-drop-cap-view-default .elementor-drop-cap{color:var( --e-global-color-primary );border-color:var( --e-global-color-primary );}.elementor-widget-button .elementor-button{background-color:var( --e-global-color-accent );font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-widget-divider{--divider-color:var( --e-global-color-secondary );}.elementor-widget-divider .elementor-divider__text{color:var( --e-global-color-secondary );font-family:var( --e-global-typography-secondary-font-family ), Sans-serif;font-size:var( --e-global-typography-secondary-font-size );font-weight:var( --e-global-typography-secondary-font-weight );text-transform:var( --e-global-typography-secondary-text-transform );font-style:var( --e-global-typography-secondary-font-style );text-decoration:var( --e-global-typography-secondary-text-decoration );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-divider.elementor-view-stacked .elementor-icon{background-color:var( --e-global-color-secondary );}.elementor-widget-divider.elementor-view-framed .elementor-icon, .elementor-widget-divider.elementor-view-default .elementor-icon{color:var( --e-global-color-secondary );border-color:var( --e-global-color-secondary );}.elementor-widget-divider.elementor-view-framed .elementor-icon, .elementor-widget-divider.elementor-view-default .elementor-icon svg{fill:var( --e-global-color-secondary );}.elementor-widget-icon.elementor-view-stacked .elementor-icon{background-color:var( --e-global-color-primary );}.elementor-widget-icon.elementor-view-framed .elementor-icon, .elementor-widget-icon.elementor-view-default .elementor-icon{color:var( --e-global-color-primary );border-color:var( --e-global-color-primary );}.elementor-widget-icon.elementor-view-framed .elementor-icon, .elementor-widget-icon.elementor-view-default .elementor-icon svg{fill:var( --e-global-color-primary );}.elementor-widget-icon-box.elementor-view-stacked .elementor-icon{background-color:var( --e-global-color-primary );}.elementor-widget-icon-box.elementor-view-framed .elementor-icon, .elementor-widget-icon-box.elementor-view-default .elementor-icon{fill:var( --e-global-color-primary );color:var( --e-global-color-primary );border-color:var( --e-global-color-primary );}.elementor-widget-icon-box .elementor-icon-box-title{color:var( --e-global-color-primary );}.elementor-widget-icon-box .elementor-icon-box-title, .elementor-widget-icon-box .elementor-icon-box-title a{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-icon-box .elementor-icon-box-description{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-star-rating .elementor-star-rating__title{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-icon-list .elementor-icon-list-item:not(:last-child):after{border-color:var( --e-global-color-text );}.elementor-widget-icon-list .elementor-icon-list-icon i{color:var( --e-global-color-primary );}.elementor-widget-icon-list .elementor-icon-list-icon svg{fill:var( --e-global-color-primary );}.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-icon-list .elementor-icon-list-text{color:var( --e-global-color-secondary );}.elementor-widget-tabs .elementor-tab-title, .elementor-widget-tabs .elementor-tab-title a{color:var( --e-global-color-primary );}.elementor-widget-tabs .elementor-tab-title.elementor-active, .elementor-widget-tabs .elementor-tab-title.elementor-active a{color:var( --e-global-color-accent );}.elementor-widget-tabs .elementor-tab-title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-tabs .elementor-tab-content{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-accordion .elementor-accordion-icon, .elementor-widget-accordion .elementor-accordion-title{color:var( --e-global-color-primary );}.elementor-widget-accordion .elementor-accordion-icon svg{fill:var( --e-global-color-primary );}.elementor-widget-accordion .elementor-active .elementor-accordion-icon, .elementor-widget-accordion .elementor-active .elementor-accordion-title{color:var( --e-global-color-accent );}.elementor-widget-accordion .elementor-active .elementor-accordion-icon svg{fill:var( --e-global-color-accent );}.elementor-widget-accordion .elementor-accordion-title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-accordion .elementor-tab-content{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-toggle .elementor-toggle-title, .elementor-widget-toggle .elementor-toggle-icon{color:var( --e-global-color-primary );}.elementor-widget-toggle .elementor-toggle-icon svg{fill:var( --e-global-color-primary );}.elementor-widget-toggle .elementor-tab-title.elementor-active a, .elementor-widget-toggle .elementor-tab-title.elementor-active .elementor-toggle-icon{color:var( --e-global-color-accent );}.elementor-widget-toggle .elementor-toggle-title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-toggle .elementor-tab-content{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-site-logo .widget-image-caption{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-page-title .elementor-heading-title{color:var( --e-global-color-primary );font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-theme-post-title .elementor-heading-title{color:var( --e-global-color-primary );font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-theme-post-excerpt .elementor-widget-container{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-post-content{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-post-featured-image .widget-image-caption{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-archive-title .elementor-heading-title{color:var( --e-global-color-primary );font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-loop-grid .elementor-button{background-color:var( --e-global-color-accent );font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-widget-loop-grid .elementor-pagination{font-family:var( --e-global-typography-secondary-font-family ), Sans-serif;font-size:var( --e-global-typography-secondary-font-size );font-weight:var( --e-global-typography-secondary-font-weight );text-transform:var( --e-global-typography-secondary-text-transform );font-style:var( --e-global-typography-secondary-font-style );text-decoration:var( --e-global-typography-secondary-text-decoration );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-loop-grid .e-load-more-message{font-family:var( --e-global-typography-secondary-font-family ), Sans-serif;font-size:var( --e-global-typography-secondary-font-size );font-weight:var( --e-global-typography-secondary-font-weight );text-transform:var( --e-global-typography-secondary-text-transform );font-style:var( --e-global-typography-secondary-font-style );text-decoration:var( --e-global-typography-secondary-text-decoration );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-posts .elementor-button{background-color:var( --e-global-color-accent );font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-widget-posts .elementor-post__title, .elementor-widget-posts .elementor-post__title a{color:var( --e-global-color-secondary );font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-posts .elementor-post__meta-data{font-family:var( --e-global-typography-secondary-font-family ), Sans-serif;font-size:var( --e-global-typography-secondary-font-size );font-weight:var( --e-global-typography-secondary-font-weight );text-transform:var( --e-global-typography-secondary-text-transform );font-style:var( --e-global-typography-secondary-font-style );text-decoration:var( --e-global-typography-secondary-text-decoration );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-posts .elementor-post__excerpt p{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-posts .elementor-post__read-more{color:var( --e-global-color-accent );}.elementor-widget-posts a.elementor-post__read-more{font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-widget-posts .elementor-post__card .elementor-post__badge{background-color:var( --e-global-color-accent );font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-widget-posts .elementor-pagination{font-family:var( --e-global-typography-secondary-font-family ), Sans-serif;font-size:var( --e-global-typography-secondary-font-size );font-weight:var( --e-global-typography-secondary-font-weight );text-transform:var( --e-global-typography-secondary-text-transform );font-style:var( --e-global-typography-secondary-font-style );text-decoration:var( --e-global-typography-secondary-text-decoration );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-posts .e-load-more-message{font-family:var( --e-global-typography-secondary-font-family ), Sans-serif;font-size:var( --e-global-typography-secondary-font-size );font-weight:var( --e-global-typography-secondary-font-weight );text-transform:var( --e-global-typography-secondary-text-transform );font-style:var( --e-global-typography-secondary-font-style );text-decoration:var( --e-global-typography-secondary-text-decoration );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-gallery .elementor-gallery-item__title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-gallery .elementor-gallery-item__description{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-gallery{--galleries-title-color-normal:var( --e-global-color-primary );--galleries-title-color-hover:var( --e-global-color-secondary );--galleries-pointer-bg-color-hover:var( --e-global-color-accent );--gallery-title-color-active:var( --e-global-color-secondary );--galleries-pointer-bg-color-active:var( --e-global-color-accent );}.elementor-widget-gallery .elementor-gallery-title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-form .elementor-field-group > label, .elementor-widget-form .elementor-field-subgroup label{color:var( --e-global-color-text );}.elementor-widget-form .elementor-field-group > label{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-form .elementor-field-type-html{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-form .elementor-field-group .elementor-field{color:var( --e-global-color-text );}.elementor-widget-form .elementor-field-group .elementor-field, .elementor-widget-form .elementor-field-subgroup label{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-form .elementor-button{font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-widget-form .e-form__buttons__wrapper__button-next{background-color:var( --e-global-color-accent );}.elementor-widget-form .elementor-button[type="submit"]{background-color:var( --e-global-color-accent );}.elementor-widget-form .e-form__buttons__wrapper__button-previous{background-color:var( --e-global-color-accent );}.elementor-widget-form .elementor-message{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-form .e-form__indicators__indicator, .elementor-widget-form .e-form__indicators__indicator__label{font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-widget-form{--e-form-steps-indicator-inactive-primary-color:var( --e-global-color-text );--e-form-steps-indicator-active-primary-color:var( --e-global-color-accent );--e-form-steps-indicator-completed-primary-color:var( --e-global-color-accent );--e-form-steps-indicator-progress-color:var( --e-global-color-accent );--e-form-steps-indicator-progress-background-color:var( --e-global-color-text );--e-form-steps-indicator-progress-meter-color:var( --e-global-color-text );}.elementor-widget-form .e-form__indicators__indicator__progress__meter{font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-widget-nav-menu .elementor-nav-menu .elementor-item{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-nav-menu .elementor-nav-menu--main .elementor-item{color:var( --e-global-color-text );fill:var( --e-global-color-text );}.elementor-widget-nav-menu .elementor-nav-menu--main .elementor-item:hover, .elementor-widget-nav-menu .elementor-nav-menu--main .elementor-item.elementor-item-active, .elementor-widget-nav-menu .elementor-nav-menu--main .elementor-item.highlighted, .elementor-widget-nav-menu .elementor-nav-menu--main .elementor-item:focus{color:var( --e-global-color-accent );fill:var( --e-global-color-accent );}.elementor-widget-nav-menu .elementor-nav-menu--main:not(.e--pointer-framed) .elementor-item:before, .elementor-widget-nav-menu .elementor-nav-menu--main:not(.e--pointer-framed) .elementor-item:after{background-color:var( --e-global-color-accent );}.elementor-widget-nav-menu .e--pointer-framed .elementor-item:before, .elementor-widget-nav-menu .e--pointer-framed .elementor-item:after{border-color:var( --e-global-color-accent );}.elementor-widget-nav-menu{--e-nav-menu-divider-color:var( --e-global-color-text );}.elementor-widget-nav-menu .elementor-nav-menu--dropdown .elementor-item, .elementor-widget-nav-menu .elementor-nav-menu--dropdown .elementor-sub-item{font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-widget-search-form input[type="search"].elementor-search-form__input{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-search-form .elementor-search-form__input, .elementor-widget-search-form .elementor-search-form__icon, .elementor-widget-search-form .elementor-lightbox .dialog-lightbox-close-button, .elementor-widget-search-form .elementor-lightbox .dialog-lightbox-close-button:hover, .elementor-widget-search-form.elementor-search-form--skin-full_screen input[type="search"].elementor-search-form__input{color:var( --e-global-color-text );fill:var( --e-global-color-text );}.elementor-widget-search-form .elementor-search-form__submit{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );background-color:var( --e-global-color-secondary );}.elementor-widget-author-box .elementor-author-box__name{color:var( --e-global-color-secondary );font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-author-box .elementor-author-box__bio{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-author-box .elementor-author-box__button{color:var( --e-global-color-secondary );border-color:var( --e-global-color-secondary );font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-widget-author-box .elementor-author-box__button:hover{border-color:var( --e-global-color-secondary );color:var( --e-global-color-secondary );}.elementor-widget-post-info .elementor-icon-list-item:not(:last-child):after{border-color:var( --e-global-color-text );}.elementor-widget-post-info .elementor-icon-list-icon i{color:var( --e-global-color-primary );}.elementor-widget-post-info .elementor-icon-list-icon svg{fill:var( --e-global-color-primary );}.elementor-widget-post-info .elementor-icon-list-text, .elementor-widget-post-info .elementor-icon-list-text a{color:var( --e-global-color-secondary );}.elementor-widget-post-info .elementor-icon-list-item{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-sitemap .elementor-sitemap-title{color:var( --e-global-color-primary );font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );text-transform:var( --e-global-typography-primary-text-transform );font-style:var( --e-global-typography-primary-font-style );text-decoration:var( --e-global-typography-primary-text-decoration );line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-sitemap .elementor-sitemap-item, .elementor-widget-sitemap span.elementor-sitemap-list, .elementor-widget-sitemap .elementor-sitemap-item a{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-sitemap .elementor-sitemap-item{color:var( --e-global-color-text );}.elementor-widget-search{--e-search-input-color:var( --e-global-color-text );}.elementor-widget-search.e-focus{--e-search-input-color:var( --e-global-color-text );}@media(max-width:1024px){.elementor-widget-heading .elementor-heading-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-image .widget-image-caption{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-divider .elementor-divider__text{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-icon-box .elementor-icon-box-title, .elementor-widget-icon-box .elementor-icon-box-title a{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-icon-box .elementor-icon-box-description{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-star-rating .elementor-star-rating__title{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-tabs .elementor-tab-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-tabs .elementor-tab-content{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-accordion .elementor-accordion-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-accordion .elementor-tab-content{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-toggle .elementor-toggle-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-toggle .elementor-tab-content{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-site-logo .widget-image-caption{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-page-title .elementor-heading-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-theme-post-title .elementor-heading-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-theme-post-excerpt .elementor-widget-container{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-post-content{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-post-featured-image .widget-image-caption{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-archive-title .elementor-heading-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-loop-grid .elementor-pagination{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-loop-grid .e-load-more-message{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-posts .elementor-post__title, .elementor-widget-posts .elementor-post__title a{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-posts .elementor-post__meta-data{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-posts .elementor-post__excerpt p{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-posts .elementor-pagination{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-posts .e-load-more-message{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-gallery .elementor-gallery-item__title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-gallery .elementor-gallery-item__description{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-gallery .elementor-gallery-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-form .elementor-field-group > label{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-form .elementor-field-type-html{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-form .elementor-field-group .elementor-field, .elementor-widget-form .elementor-field-subgroup label{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-form .elementor-message{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-nav-menu .elementor-nav-menu .elementor-item{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-search-form input[type="search"].elementor-search-form__input{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-search-form .elementor-search-form__submit{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-author-box .elementor-author-box__name{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-author-box .elementor-author-box__bio{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-post-info .elementor-icon-list-item{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-sitemap .elementor-sitemap-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-sitemap .elementor-sitemap-item, .elementor-widget-sitemap span.elementor-sitemap-list, .elementor-widget-sitemap .elementor-sitemap-item a{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}}@media(max-width:767px){.elementor-widget-heading .elementor-heading-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-image .widget-image-caption{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-divider .elementor-divider__text{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-icon-box .elementor-icon-box-title, .elementor-widget-icon-box .elementor-icon-box-title a{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-icon-box .elementor-icon-box-description{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-star-rating .elementor-star-rating__title{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-tabs .elementor-tab-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-tabs .elementor-tab-content{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-accordion .elementor-accordion-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-accordion .elementor-tab-content{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-toggle .elementor-toggle-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-toggle .elementor-tab-content{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-site-logo .widget-image-caption{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-page-title .elementor-heading-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-theme-post-title .elementor-heading-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-theme-post-excerpt .elementor-widget-container{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-post-content{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-post-featured-image .widget-image-caption{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-theme-archive-title .elementor-heading-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-loop-grid .elementor-pagination{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-loop-grid .e-load-more-message{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-posts .elementor-post__title, .elementor-widget-posts .elementor-post__title a{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-posts .elementor-post__meta-data{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-posts .elementor-post__excerpt p{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-posts .elementor-pagination{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-posts .e-load-more-message{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-widget-gallery .elementor-gallery-item__title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-gallery .elementor-gallery-item__description{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-gallery .elementor-gallery-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-form .elementor-field-group > label{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-form .elementor-field-type-html{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-form .elementor-field-group .elementor-field, .elementor-widget-form .elementor-field-subgroup label{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-form .elementor-message{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-nav-menu .elementor-nav-menu .elementor-item{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-search-form input[type="search"].elementor-search-form__input{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-search-form .elementor-search-form__submit{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-author-box .elementor-author-box__name{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-author-box .elementor-author-box__bio{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-post-info .elementor-icon-list-item{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-widget-sitemap .elementor-sitemap-title{line-height:var( --e-global-typography-primary-line-height );letter-spacing:var( --e-global-typography-primary-letter-spacing );}.elementor-widget-sitemap .elementor-sitemap-item, .elementor-widget-sitemap span.elementor-sitemap-list, .elementor-widget-sitemap .elementor-sitemap-item a{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}} .elementor-224642 .elementor-element.elementor-element-e9feb1f{--display:flex;--min-height:90px;--align-items:center;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--background-transition:0.3s;--margin-top:10px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-224642 .elementor-element.elementor-element-a534322{width:100%;max-width:100%;}.elementor-224642 .elementor-element.elementor-element-a534322 > .elementor-widget-container{border-style:none;}.elementor-224642 .elementor-element.elementor-element-20f26d3{--display:flex;--align-items:center;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--background-transition:0.3s;--padding-top:10px;--padding-bottom:10px;--padding-left:0px;--padding-right:0px;}.elementor-224642 .elementor-element.elementor-element-c6ef629{text-align:center;}.elementor-224642 .elementor-element.elementor-element-c6ef629 img{width:600px;max-width:80%;transition-duration:0.5s;}.elementor-224642 .elementor-element.elementor-element-c6ef629:hover img{opacity:0.65;}.elementor-224642 .elementor-element.elementor-element-8ad4244{--display:flex;--flex-direction:row;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--align-items:center;--gap:10px 10px;--background-transition:0.3s;border-style:double;--border-style:double;border-width:0px 0px 0px 0px;--border-top-width:0px;--border-right-width:0px;--border-bottom-width:0px;--border-left-width:0px;border-color:var( --e-global-color-058b082 );--border-color:var( --e-global-color-058b082 );--padding-top:20px;--padding-bottom:20px;--padding-left:20px;--padding-right:20px;}.elementor-224642 .elementor-element.elementor-element-8ad4244, .elementor-224642 .elementor-element.elementor-element-8ad4244::before{--border-transition:0.3s;}.elementor-224642 .elementor-element.elementor-element-8ad4244.e-con{--flex-grow:0;--flex-shrink:0;}.elementor-224642 .elementor-element.elementor-element-db86f9a{--display:flex;--background-transition:0.3s;}.elementor-224642 .elementor-element.elementor-element-26103ee .elementor-button{background-color:var( --e-global-color-a141cd2 );font-family:var( --e-global-typography-a906496-font-family ), Sans-serif;font-size:var( --e-global-typography-a906496-font-size );font-weight:var( --e-global-typography-a906496-font-weight );text-transform:var( --e-global-typography-a906496-text-transform );font-style:var( --e-global-typography-a906496-font-style );text-decoration:var( --e-global-typography-a906496-text-decoration );line-height:var( --e-global-typography-a906496-line-height );letter-spacing:var( --e-global-typography-a906496-letter-spacing );fill:var( --e-global-color-text );color:var( --e-global-color-text );border-style:solid;border-width:0px 0px 0px 0px;border-color:var( --e-global-color-primary );padding:10px 60px 10px 60px;}.elementor-224642 .elementor-element.elementor-element-26103ee .elementor-button:hover, .elementor-224642 .elementor-element.elementor-element-26103ee .elementor-button:focus{background-color:var( --e-global-color-090c572 );color:#FFFFFF;border-color:var( --e-global-color-090c572 );}.elementor-224642 .elementor-element.elementor-element-26103ee .elementor-button-content-wrapper{flex-direction:row;}.elementor-224642 .elementor-element.elementor-element-26103ee .elementor-button .elementor-button-content-wrapper{gap:8px;}.elementor-224642 .elementor-element.elementor-element-26103ee .elementor-button:hover svg, .elementor-224642 .elementor-element.elementor-element-26103ee .elementor-button:focus svg{fill:#FFFFFF;}.elementor-224642 .elementor-element.elementor-element-ebffaf4{--display:flex;--background-transition:0.3s;}.elementor-224642 .elementor-element.elementor-element-7f2aded{text-align:center;}.elementor-224642 .elementor-element.elementor-element-7f2aded img{width:800px;transition-duration:0.5s;}.elementor-224642 .elementor-element.elementor-element-7f2aded:hover img{opacity:0.65;}.elementor-224642 .elementor-element.elementor-element-4f766ea{--display:flex;--flex-direction:row;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--justify-content:flex-end;--align-items:center;--gap:10px 10px;--background-transition:0.3s;border-style:none;--border-style:none;}.elementor-224642 .elementor-element.elementor-element-4f766ea, .elementor-224642 .elementor-element.elementor-element-4f766ea::before{--border-transition:0.3s;}.elementor-224642 .elementor-element.elementor-element-af1d24c > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-224642 .elementor-element.elementor-element-af1d24c.elementor-element{--order:99999 /* order end hack */;--flex-grow:0;--flex-shrink:0;}.elementor-224642 .elementor-element.elementor-element-af1d24c .elementor-search-form{text-align:center;}.elementor-224642 .elementor-element.elementor-element-af1d24c .elementor-search-form__toggle{--e-search-form-toggle-size:32px;--e-search-form-toggle-background-color:var( --e-global-color-faeb185 );}.elementor-224642 .elementor-element.elementor-element-af1d24c input[type="search"].elementor-search-form__input{font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-224642 .elementor-element.elementor-element-af1d24c .elementor-search-form__input, .elementor-224642 .elementor-element.elementor-element-af1d24c .elementor-search-form__icon, .elementor-224642 .elementor-element.elementor-element-af1d24c .elementor-lightbox .dialog-lightbox-close-button, .elementor-224642 .elementor-element.elementor-element-af1d24c .elementor-lightbox .dialog-lightbox-close-button:hover, .elementor-224642 .elementor-element.elementor-element-af1d24c.elementor-search-form--skin-full_screen input[type="search"].elementor-search-form__input{color:var( --e-global-color-primary );fill:var( --e-global-color-primary );}.elementor-224642 .elementor-element.elementor-element-af1d24c:not(.elementor-search-form--skin-full_screen) .elementor-search-form__container{border-color:var( --e-global-color-secondary );border-width:1px 1px 1px 1px;border-radius:0px;}.elementor-224642 .elementor-element.elementor-element-af1d24c.elementor-search-form--skin-full_screen input[type="search"].elementor-search-form__input{border-color:var( --e-global-color-secondary );border-width:1px 1px 1px 1px;border-radius:0px;}.elementor-224642 .elementor-element.elementor-element-af1d24c:not(.elementor-search-form--skin-full_screen) .elementor-search-form--focus .elementor-search-form__input, .elementor-224642 .elementor-element.elementor-element-af1d24c .elementor-search-form--focus .elementor-search-form__icon, .elementor-224642 .elementor-element.elementor-element-af1d24c .elementor-lightbox .dialog-lightbox-close-button:hover, .elementor-224642 .elementor-element.elementor-element-af1d24c.elementor-search-form--skin-full_screen input[type="search"].elementor-search-form__input:focus{color:var( --e-global-color-primary );fill:var( --e-global-color-primary );}.elementor-224642 .elementor-element.elementor-element-13d448f{width:var( --container-widget-width, 220px );max-width:220px;--container-widget-width:220px;--container-widget-flex-grow:0;}.elementor-224642 .elementor-element.elementor-element-13d448f > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-224642 .elementor-element.elementor-element-13d448f.elementor-element{--order:99999 /* order end hack */;--flex-grow:0;--flex-shrink:0;}.elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form__container{min-height:26px;}.elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form__submit{min-width:calc( 1.4 * 26px );--e-search-form-submit-text-color:#FFFFFF;background-color:#51C5D9;--e-search-form-submit-icon-size:14px;}body:not(.rtl) .elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form__icon{padding-left:calc(26px / 3);}body.rtl .elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form__icon{padding-right:calc(26px / 3);}.elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form__input, .elementor-224642 .elementor-element.elementor-element-13d448f.elementor-search-form--button-type-text .elementor-search-form__submit{padding-left:calc(26px / 3);padding-right:calc(26px / 3);}.elementor-224642 .elementor-element.elementor-element-13d448f input[type="search"].elementor-search-form__input{font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );text-transform:var( --e-global-typography-accent-text-transform );font-style:var( --e-global-typography-accent-font-style );text-decoration:var( --e-global-typography-accent-text-decoration );}.elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form__input, .elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form__icon, .elementor-224642 .elementor-element.elementor-element-13d448f .elementor-lightbox .dialog-lightbox-close-button, .elementor-224642 .elementor-element.elementor-element-13d448f .elementor-lightbox .dialog-lightbox-close-button:hover, .elementor-224642 .elementor-element.elementor-element-13d448f.elementor-search-form--skin-full_screen input[type="search"].elementor-search-form__input{color:var( --e-global-color-primary );fill:var( --e-global-color-primary );}.elementor-224642 .elementor-element.elementor-element-13d448f:not(.elementor-search-form--skin-full_screen) .elementor-search-form__container{background-color:var( --e-global-color-faeb185 );border-color:var( --e-global-color-secondary );border-width:1px 1px 1px 1px;border-radius:0px;}.elementor-224642 .elementor-element.elementor-element-13d448f.elementor-search-form--skin-full_screen input[type="search"].elementor-search-form__input{background-color:var( --e-global-color-faeb185 );border-color:var( --e-global-color-secondary );border-width:1px 1px 1px 1px;border-radius:0px;}.elementor-224642 .elementor-element.elementor-element-13d448f:not(.elementor-search-form--skin-full_screen) .elementor-search-form--focus .elementor-search-form__input, .elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form--focus .elementor-search-form__icon, .elementor-224642 .elementor-element.elementor-element-13d448f .elementor-lightbox .dialog-lightbox-close-button:hover, .elementor-224642 .elementor-element.elementor-element-13d448f.elementor-search-form--skin-full_screen input[type="search"].elementor-search-form__input:focus{color:var( --e-global-color-primary );fill:var( --e-global-color-primary );}.elementor-224642 .elementor-element.elementor-element-13d448f:not(.elementor-search-form--skin-full_screen) .elementor-search-form--focus .elementor-search-form__container{background-color:#51C5D94A;}.elementor-224642 .elementor-element.elementor-element-13d448f.elementor-search-form--skin-full_screen input[type="search"].elementor-search-form__input:focus{background-color:#51C5D94A;}.elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form__submit:hover{--e-search-form-submit-text-color:#FFFFFF;background-color:var( --e-global-color-164f071 );}.elementor-224642 .elementor-element.elementor-element-13d448f .elementor-search-form__submit:focus{--e-search-form-submit-text-color:#FFFFFF;background-color:var( --e-global-color-164f071 );}.elementor-224642 .elementor-element.elementor-element-51958ef > .elementor-widget-container{margin:0px 0px 0px 0px;padding:0px 0px 0px 0px;border-style:none;}.elementor-224642 .elementor-element.elementor-element-51958ef.elementor-element{--order:99999 /* order end hack */;}.elementor-224642 .elementor-element.elementor-element-51958ef .elementor-menu-toggle{margin-left:auto;}.elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown{background-color:var( --e-global-color-faeb185 );border-style:solid;border-width:2px 2px 2px 2px;border-color:var( --e-global-color-secondary );}.elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown a:hover, .elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown a.elementor-item-active, .elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown a.highlighted{background-color:var( --e-global-color-a9608d1 );}.elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown .elementor-item, .elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown .elementor-sub-item{font-family:var( --e-global-typography-secondary-font-family ), Sans-serif;font-size:var( --e-global-typography-secondary-font-size );font-weight:var( --e-global-typography-secondary-font-weight );text-transform:var( --e-global-typography-secondary-text-transform );font-style:var( --e-global-typography-secondary-font-style );text-decoration:var( --e-global-typography-secondary-text-decoration );}.elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown li:not(:last-child){border-style:none;border-bottom-width:1px;}.elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--main > .elementor-nav-menu > li > .elementor-nav-menu--dropdown, .elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu__container.elementor-nav-menu--dropdown{margin-top:0px !important;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb{width:var( --container-widget-width, 30px );max-width:30px;--container-widget-width:30px;--container-widget-flex-grow:0;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb > .elementor-widget-container{margin:0px 0px 0px 0px;padding:0px 0px 0px 0px;border-style:none;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-menu-toggle{margin-left:auto;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu .elementor-item{font-family:"liberation-sans", Sans-serif;font-size:12px;font-weight:500;text-transform:none;font-style:normal;text-decoration:none;line-height:0px;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--main .elementor-item{padding-left:8px;padding-right:8px;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown{background-color:var( --e-global-color-faeb185 );}.elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown a:hover, .elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown a.elementor-item-active, .elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown a.highlighted{background-color:var( --e-global-color-a9608d1 );}.elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown .elementor-item, .elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown .elementor-sub-item{font-family:"liberation-sans", Sans-serif;font-weight:400;text-transform:none;font-style:normal;text-decoration:none;letter-spacing:0px;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown li:not(:last-child){border-style:none;border-bottom-width:1px;}.elementor-224642 .elementor-element.elementor-element-9061118{--display:flex;--flex-direction:row;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--align-items:center;--gap:0px 0px;--background-transition:0.3s;border-style:solid;--border-style:solid;border-width:2px 0px 2px 0px;--border-top-width:2px;--border-right-width:0px;--border-bottom-width:2px;--border-left-width:0px;border-color:var( --e-global-color-secondary );--border-color:var( --e-global-color-secondary );}.elementor-224642 .elementor-element.elementor-element-9061118, .elementor-224642 .elementor-element.elementor-element-9061118::before{--border-transition:0.3s;}.elementor-224642 .elementor-element.elementor-element-8da3ccd{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--background-transition:0.3s;}.elementor-224642 .elementor-element.elementor-element-cabd321 > .elementor-widget-container{border-style:none;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-menu-toggle{margin:0 auto;background-color:var( --e-global-color-accent );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu .elementor-item{font-family:"liberation-sans", Sans-serif;font-size:16px;font-weight:400;font-style:normal;line-height:1.3em;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main .elementor-item{color:var( --e-global-color-primary );fill:var( --e-global-color-primary );padding-left:20px;padding-right:20px;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main .elementor-item:hover, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main .elementor-item.elementor-item-active, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main .elementor-item.highlighted, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main .elementor-item:focus{color:#fff;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main:not(.e--pointer-framed) .elementor-item:before, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main:not(.e--pointer-framed) .elementor-item:after{background-color:#51C5D9;}.elementor-224642 .elementor-element.elementor-element-cabd321 .e--pointer-framed .elementor-item:before, .elementor-224642 .elementor-element.elementor-element-cabd321 .e--pointer-framed .elementor-item:after{border-color:#51C5D9;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main .elementor-item.elementor-item-active{color:#FFFFFF;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main:not(.e--pointer-framed) .elementor-item.elementor-item-active:before, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main:not(.e--pointer-framed) .elementor-item.elementor-item-active:after{background-color:var( --e-global-color-a9608d1 );}.elementor-224642 .elementor-element.elementor-element-cabd321 .e--pointer-framed .elementor-item.elementor-item-active:before, .elementor-224642 .elementor-element.elementor-element-cabd321 .e--pointer-framed .elementor-item.elementor-item-active:after{border-color:var( --e-global-color-a9608d1 );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-menu-toggle{color:var( --e-global-color-text );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown{background-color:#FFFFFF;border-style:none;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a:hover, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a.elementor-item-active, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a.highlighted, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-menu-toggle:hover{color:var( --e-global-color-faeb185 );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a:hover, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a.elementor-item-active, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a.highlighted{background-color:var( --e-global-color-a9608d1 );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a.elementor-item-active{color:var( --e-global-color-faeb185 );background-color:var( --e-global-color-a9608d1 );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown .elementor-item, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown .elementor-sub-item{font-family:var( --e-global-typography-1048b30-font-family ), Sans-serif;font-size:var( --e-global-typography-1048b30-font-size );font-weight:var( --e-global-typography-1048b30-font-weight );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main .elementor-nav-menu--dropdown, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu__container.elementor-nav-menu--dropdown{box-shadow:0px 3px 8px 0px rgba(0, 0, 0, 0.07);}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a{padding-left:30px;padding-right:30px;padding-top:10px;padding-bottom:10px;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--main > .elementor-nav-menu > li > .elementor-nav-menu--dropdown, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu__container.elementor-nav-menu--dropdown{margin-top:4px !important;}.elementor-224642 .elementor-element.elementor-element-cabd321 div.elementor-menu-toggle{color:#FFFFFF;}.elementor-224642 .elementor-element.elementor-element-cabd321 div.elementor-menu-toggle svg{fill:#FFFFFF;}.elementor-224642 .elementor-element.elementor-element-cabd321 div.elementor-menu-toggle:hover{color:#FFFFFF;}.elementor-224642 .elementor-element.elementor-element-cabd321 div.elementor-menu-toggle:hover svg{fill:#FFFFFF;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-menu-toggle:hover{background-color:var( --e-global-color-primary );}@media(min-width:768px){.elementor-224642 .elementor-element.elementor-element-e9feb1f{--content-width:970px;}.elementor-224642 .elementor-element.elementor-element-db86f9a{--width:25%;}.elementor-224642 .elementor-element.elementor-element-ebffaf4{--width:50%;}.elementor-224642 .elementor-element.elementor-element-4f766ea{--width:25%;}.elementor-224642 .elementor-element.elementor-element-8da3ccd{--width:100%;}}@media(max-width:1024px) and (min-width:768px){.elementor-224642 .elementor-element.elementor-element-db86f9a{--width:50%;}.elementor-224642 .elementor-element.elementor-element-ebffaf4{--width:49%;}.elementor-224642 .elementor-element.elementor-element-4f766ea{--width:50%;}}@media(max-width:1200px){.elementor-224642 .elementor-element.elementor-element-8ad4244{--justify-content:space-between;}.elementor-224642 .elementor-element.elementor-element-51958ef.elementor-element{--order:99999 /* order end hack */;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb.elementor-element{--order:99999 /* order end hack */;}}@media(max-width:1024px){.elementor-224642 .elementor-element.elementor-element-20f26d3{--align-items:center;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--padding-top:10px;--padding-bottom:10px;--padding-left:0px;--padding-right:0px;}.elementor-224642 .elementor-element.elementor-element-c6ef629{text-align:center;}.elementor-224642 .elementor-element.elementor-element-8ad4244{border-width:0px 0px 4px 0px;--border-top-width:0px;--border-right-width:0px;--border-bottom-width:4px;--border-left-width:0px;}.elementor-224642 .elementor-element.elementor-element-26103ee .elementor-button{font-size:var( --e-global-typography-a906496-font-size );line-height:var( --e-global-typography-a906496-line-height );letter-spacing:var( --e-global-typography-a906496-letter-spacing );padding:12px 30px 12px 30px;}.elementor-224642 .elementor-element.elementor-element-ebffaf4{--align-items:center;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );}.elementor-224642 .elementor-element.elementor-element-7f2aded{text-align:left;}.elementor-224642 .elementor-element.elementor-element-7f2aded img{width:220px;}.elementor-224642 .elementor-element.elementor-element-af1d24c > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-224642 .elementor-element.elementor-element-af1d24c.elementor-element{--order:-99999 /* order start hack */;}.elementor-224642 .elementor-element.elementor-element-13d448f > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-224642 .elementor-element.elementor-element-13d448f.elementor-element{--order:-99999 /* order start hack */;}.elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown .elementor-item, .elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown .elementor-sub-item{font-size:var( --e-global-typography-secondary-font-size );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown .elementor-item, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown .elementor-sub-item{font-size:var( --e-global-typography-1048b30-font-size );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a{padding-left:200px;padding-right:200px;padding-top:12px;padding-bottom:12px;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-menu-toggle{border-width:0px;border-radius:0px;}}@media(max-width:767px){.elementor-224642 .elementor-element.elementor-element-e9feb1f{--min-height:50px;}.elementor-224642 .elementor-element.elementor-element-e9feb1f.e-con{--align-self:center;}.elementor-224642 .elementor-element.elementor-element-a534322.elementor-element{--align-self:center;}.elementor-224642 .elementor-element.elementor-element-c6ef629{text-align:center;}.elementor-224642 .elementor-element.elementor-element-8ad4244{--justify-content:flex-end;--align-items:center;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--flex-wrap:nowrap;--padding-top:15px;--padding-bottom:15px;--padding-left:0px;--padding-right:0px;}.elementor-224642 .elementor-element.elementor-element-db86f9a{--width:56%;--margin-top:0px;--margin-bottom:0px;--margin-left:15px;--margin-right:0px;}.elementor-224642 .elementor-element.elementor-element-26103ee > .elementor-widget-container{padding:0px 0px 0px 0px;}.elementor-224642 .elementor-element.elementor-element-26103ee .elementor-button{font-size:var( --e-global-typography-a906496-font-size );line-height:var( --e-global-typography-a906496-line-height );letter-spacing:var( --e-global-typography-a906496-letter-spacing );}.elementor-224642 .elementor-element.elementor-element-7f2aded{text-align:center;}.elementor-224642 .elementor-element.elementor-element-4f766ea{--width:500px;--justify-content:flex-end;--flex-wrap:nowrap;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:15px;}.elementor-224642 .elementor-element.elementor-element-af1d24c > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-224642 .elementor-element.elementor-element-13d448f > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-224642 .elementor-element.elementor-element-51958ef > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown .elementor-item, .elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown .elementor-sub-item{font-size:var( --e-global-typography-secondary-font-size );}.elementor-224642 .elementor-element.elementor-element-51958ef .elementor-nav-menu--dropdown a{padding-top:15px;padding-bottom:15px;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown .elementor-item, .elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown .elementor-sub-item{font-size:16px;}.elementor-224642 .elementor-element.elementor-element-5dcbfdb .elementor-nav-menu--dropdown a{padding-top:15px;padding-bottom:15px;}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown .elementor-item, .elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown .elementor-sub-item{font-size:var( --e-global-typography-1048b30-font-size );}.elementor-224642 .elementor-element.elementor-element-cabd321 .elementor-nav-menu--dropdown a{padding-left:30px;padding-right:30px;padding-top:10px;padding-bottom:10px;}} .elementor-224644 .elementor-element.elementor-element-b5715f7{--display:flex;--background-transition:0.3s;border-style:solid;--border-style:solid;border-width:0px 0px 0px 0px;--border-top-width:0px;--border-right-width:0px;--border-bottom-width:0px;--border-left-width:0px;border-color:var( --e-global-color-accent );--border-color:var( --e-global-color-accent );--margin-top:50px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:50px;--padding-bottom:50px;--padding-left:20px;--padding-right:20px;}.elementor-224644 .elementor-element.elementor-element-b5715f7:not(.elementor-motion-effects-element-type-background), .elementor-224644 .elementor-element.elementor-element-b5715f7 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:var( --e-global-color-accent );}.elementor-224644 .elementor-element.elementor-element-b5715f7, .elementor-224644 .elementor-element.elementor-element-b5715f7::before{--border-transition:0.3s;}.elementor-224644 .elementor-element.elementor-element-d245f8d img{width:40%;}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-repeater-item-0267196.elementor-social-icon{background-color:var( --e-global-color-accent );}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-repeater-item-0267196.elementor-social-icon i{color:var( --e-global-color-faeb185 );}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-repeater-item-0267196.elementor-social-icon svg{fill:var( --e-global-color-faeb185 );}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-repeater-item-dc10550.elementor-social-icon{background-color:var( --e-global-color-accent );}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-repeater-item-dc10550.elementor-social-icon i{color:var( --e-global-color-faeb185 );}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-repeater-item-dc10550.elementor-social-icon svg{fill:var( --e-global-color-faeb185 );}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-repeater-item-9bc67e2.elementor-social-icon{background-color:var( --e-global-color-accent );}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-repeater-item-9bc67e2.elementor-social-icon i{color:var( --e-global-color-faeb185 );}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-repeater-item-9bc67e2.elementor-social-icon svg{fill:var( --e-global-color-faeb185 );}.elementor-224644 .elementor-element.elementor-element-02cca47{--grid-template-columns:repeat(0, auto);--icon-size:15px;--grid-column-gap:25px;--grid-row-gap:0px;}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-widget-container{text-align:center;}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-social-icon i{color:var( --e-global-color-faeb185 );}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-social-icon svg{fill:var( --e-global-color-faeb185 );}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-social-icon{--icon-padding:0.3em;}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-social-icon:hover i{color:#FFFFFF;}.elementor-224644 .elementor-element.elementor-element-02cca47 .elementor-social-icon:hover svg{fill:#FFFFFF;}.elementor-224644 .elementor-element.elementor-element-c99b632{--display:flex;--background-transition:0.3s;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:50px;--padding-bottom:50px;--padding-left:30px;--padding-right:30px;}.elementor-224644 .elementor-element.elementor-element-c99b632:not(.elementor-motion-effects-element-type-background), .elementor-224644 .elementor-element.elementor-element-c99b632 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:#FFFFFF;}.elementor-224644 .elementor-element.elementor-element-c99b632, .elementor-224644 .elementor-element.elementor-element-c99b632::before{--border-transition:0.3s;}.elementor-224644 .elementor-element.elementor-element-018d877{--display:flex;--flex-direction:row;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--align-items:stretch;--gap:10px 10px;--background-transition:0.3s;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-224644 .elementor-element.elementor-element-669fa82{--display:flex;--background-transition:0.3s;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:40px;}.elementor-224644 .elementor-element.elementor-element-385fa69{text-align:left;}.elementor-224644 .elementor-element.elementor-element-385fa69 img{width:100%;}.elementor-224644 .elementor-element.elementor-element-d37129a > .elementor-widget-container{margin:30px 0px 0px 0px;}.elementor-224644 .elementor-element.elementor-element-d37129a{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-224644 .elementor-element.elementor-element-19a533e{--display:flex;--justify-content:center;--background-transition:0.3s;}.elementor-224644 .elementor-element.elementor-element-85c5fc9 > .elementor-widget-container{margin:0px 0px 20px 0px;}.elementor-224644 .elementor-element.elementor-element-85c5fc9{text-align:center;}.elementor-224644 .elementor-element.elementor-element-85c5fc9 .elementor-heading-title{color:var( --e-global-color-text );font-family:var( --e-global-typography-0d262bb-font-family ), Sans-serif;font-size:var( --e-global-typography-0d262bb-font-size );font-weight:var( --e-global-typography-0d262bb-font-weight );text-transform:var( --e-global-typography-0d262bb-text-transform );font-style:var( --e-global-typography-0d262bb-font-style );text-decoration:var( --e-global-typography-0d262bb-text-decoration );line-height:var( --e-global-typography-0d262bb-line-height );}.elementor-224644 .elementor-element.elementor-element-8ffebdf .elementor-button{background-color:var( --e-global-color-a141cd2 );font-family:var( --e-global-typography-a906496-font-family ), Sans-serif;font-size:var( --e-global-typography-a906496-font-size );font-weight:var( --e-global-typography-a906496-font-weight );text-transform:var( --e-global-typography-a906496-text-transform );font-style:var( --e-global-typography-a906496-font-style );text-decoration:var( --e-global-typography-a906496-text-decoration );line-height:var( --e-global-typography-a906496-line-height );letter-spacing:var( --e-global-typography-a906496-letter-spacing );fill:var( --e-global-color-text );color:var( --e-global-color-text );border-style:solid;border-width:0px 0px 0px 0px;border-color:var( --e-global-color-primary );padding:10px 60px 10px 60px;}.elementor-224644 .elementor-element.elementor-element-8ffebdf .elementor-button:hover, .elementor-224644 .elementor-element.elementor-element-8ffebdf .elementor-button:focus{background-color:var( --e-global-color-090c572 );color:#FFFFFF;border-color:var( --e-global-color-090c572 );}.elementor-224644 .elementor-element.elementor-element-8ffebdf .elementor-button-content-wrapper{flex-direction:row;}.elementor-224644 .elementor-element.elementor-element-8ffebdf .elementor-button .elementor-button-content-wrapper{gap:8px;}.elementor-224644 .elementor-element.elementor-element-8ffebdf .elementor-button:hover svg, .elementor-224644 .elementor-element.elementor-element-8ffebdf .elementor-button:focus svg{fill:#FFFFFF;}.elementor-224644 .elementor-element.elementor-element-c11deeb{--display:flex;--background-transition:0.3s;--margin-top:0px;--margin-bottom:0px;--margin-left:40px;--margin-right:0px;}.elementor-224644 .elementor-element.elementor-element-b293ffe .elementor-heading-title{color:var( --e-global-color-primary );font-family:var( --e-global-typography-da21c65-font-family ), Sans-serif;font-size:var( --e-global-typography-da21c65-font-size );font-weight:var( --e-global-typography-da21c65-font-weight );text-transform:var( --e-global-typography-da21c65-text-transform );font-style:var( --e-global-typography-da21c65-font-style );text-decoration:var( --e-global-typography-da21c65-text-decoration );line-height:var( --e-global-typography-da21c65-line-height );letter-spacing:var( --e-global-typography-da21c65-letter-spacing );}.elementor-224644 .elementor-element.elementor-element-4a62d87{--divider-border-style:solid;--divider-color:var( --e-global-color-dfceda1 );--divider-border-width:2px;}.elementor-224644 .elementor-element.elementor-element-4a62d87 .elementor-divider-separator{width:100%;}.elementor-224644 .elementor-element.elementor-element-4a62d87 .elementor-divider{padding-block-start:15px;padding-block-end:15px;}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-items:not(.elementor-inline-items) .elementor-icon-list-item:not(:last-child){padding-bottom:calc(6px/2);}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-items:not(.elementor-inline-items) .elementor-icon-list-item:not(:first-child){margin-top:calc(6px/2);}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item{margin-right:calc(6px/2);margin-left:calc(6px/2);}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-items.elementor-inline-items{margin-right:calc(-6px/2);margin-left:calc(-6px/2);}body.rtl .elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item:after{left:calc(-6px/2);}body:not(.rtl) .elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item:after{right:calc(-6px/2);}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-icon i{color:var( --e-global-color-164f071 );transition:color 0.3s;}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-icon svg{fill:var( --e-global-color-164f071 );transition:fill 0.3s;}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-item:hover .elementor-icon-list-icon i{color:var( --e-global-color-accent );}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-item:hover .elementor-icon-list-icon svg{fill:var( --e-global-color-accent );}.elementor-224644 .elementor-element.elementor-element-871d82f{--e-icon-list-icon-size:11px;--e-icon-list-icon-align:left;--e-icon-list-icon-margin:0 calc(var(--e-icon-list-icon-size, 1em) * 0.25) 0 0;--icon-vertical-offset:0px;}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-icon{padding-right:2px;}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-item > .elementor-icon-list-text, .elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-item > a{font-family:"liberation-sans", Sans-serif;font-weight:400;text-transform:none;font-style:normal;text-decoration:none;line-height:1.3em;letter-spacing:0px;}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-text{color:var( --e-global-color-text );transition:color 0.3s;}.elementor-224644 .elementor-element.elementor-element-871d82f .elementor-icon-list-item:hover .elementor-icon-list-text{color:var( --e-global-color-accent );}.elementor-224644 .elementor-element.elementor-element-99667e6{--display:flex;--background-transition:0.3s;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:30px;--padding-bottom:30px;--padding-left:20px;--padding-right:20px;}.elementor-224644 .elementor-element.elementor-element-99667e6:not(.elementor-motion-effects-element-type-background), .elementor-224644 .elementor-element.elementor-element-99667e6 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:var( --e-global-color-a141cd2 );}.elementor-224644 .elementor-element.elementor-element-99667e6, .elementor-224644 .elementor-element.elementor-element-99667e6::before{--border-transition:0.3s;}.elementor-224644 .elementor-element.elementor-element-8d89b62 > .elementor-widget-container{margin:0px 0px -25px 0px;}.elementor-224644 .elementor-element.elementor-element-8d89b62{text-align:center;}.elementor-224644 .elementor-element.elementor-element-8d89b62 .elementor-heading-title{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );text-transform:var( --e-global-typography-text-text-transform );font-style:var( --e-global-typography-text-font-style );text-decoration:var( --e-global-typography-text-text-decoration );line-height:var( --e-global-typography-text-line-height );}.elementor-224644 .elementor-element.elementor-element-bc050ca > .elementor-widget-container{margin:20px 0px 0px 0px;}.elementor-224644 .elementor-element.elementor-element-bc050ca img{width:25%;}.elementor-224644 .elementor-element.elementor-element-b80922c > .elementor-widget-container{margin:0px 0px 0px 0px;padding:0px 0px 0px 0px;}@media(max-width:1024px) and (min-width:768px){.elementor-224644 .elementor-element.elementor-element-669fa82{--width:100%;}.elementor-224644 .elementor-element.elementor-element-19a533e{--width:50%;}.elementor-224644 .elementor-element.elementor-element-c11deeb{--width:50%;}}@media(max-width:1024px){.elementor-224644 .elementor-element.elementor-element-02cca47 > .elementor-widget-container{padding:0px 0px 0px 0px;}.elementor-224644 .elementor-element.elementor-element-669fa82{--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;}.elementor-224644 .elementor-element.elementor-element-385fa69{text-align:center;}.elementor-224644 .elementor-element.elementor-element-d37129a{text-align:center;font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-224644 .elementor-element.elementor-element-85c5fc9 .elementor-heading-title{font-size:var( --e-global-typography-0d262bb-font-size );line-height:var( --e-global-typography-0d262bb-line-height );}.elementor-224644 .elementor-element.elementor-element-8ffebdf .elementor-button{font-size:var( --e-global-typography-a906496-font-size );line-height:var( --e-global-typography-a906496-line-height );letter-spacing:var( --e-global-typography-a906496-letter-spacing );padding:12px 30px 12px 30px;}.elementor-224644 .elementor-element.elementor-element-c11deeb{--margin-top:0px;--margin-bottom:0px;--margin-left:40px;--margin-right:0px;}.elementor-224644 .elementor-element.elementor-element-b293ffe .elementor-heading-title{font-size:var( --e-global-typography-da21c65-font-size );line-height:var( --e-global-typography-da21c65-line-height );letter-spacing:var( --e-global-typography-da21c65-letter-spacing );}.elementor-224644 .elementor-element.elementor-element-8d89b62 .elementor-heading-title{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}}@media(max-width:767px){.elementor-224644 .elementor-element.elementor-element-02cca47 > .elementor-widget-container{padding:0px 0px 0px 0px;}.elementor-224644 .elementor-element.elementor-element-02cca47{--icon-size:16px;--grid-column-gap:10px;}.elementor-224644 .elementor-element.elementor-element-c99b632{--padding-top:50px;--padding-bottom:50px;--padding-left:10px;--padding-right:10px;}.elementor-224644 .elementor-element.elementor-element-669fa82{--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;}.elementor-224644 .elementor-element.elementor-element-385fa69{text-align:center;}.elementor-224644 .elementor-element.elementor-element-d37129a{text-align:center;font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-224644 .elementor-element.elementor-element-85c5fc9{text-align:center;}.elementor-224644 .elementor-element.elementor-element-85c5fc9 .elementor-heading-title{font-size:var( --e-global-typography-0d262bb-font-size );line-height:var( --e-global-typography-0d262bb-line-height );}.elementor-224644 .elementor-element.elementor-element-8ffebdf .elementor-button{font-size:var( --e-global-typography-a906496-font-size );line-height:var( --e-global-typography-a906496-line-height );letter-spacing:var( --e-global-typography-a906496-letter-spacing );}.elementor-224644 .elementor-element.elementor-element-c11deeb{--margin-top:20px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;}.elementor-224644 .elementor-element.elementor-element-b293ffe .elementor-heading-title{font-size:var( --e-global-typography-da21c65-font-size );line-height:var( --e-global-typography-da21c65-line-height );letter-spacing:var( --e-global-typography-da21c65-letter-spacing );}.elementor-224644 .elementor-element.elementor-element-8d89b62 .elementor-heading-title{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}} .elementor-472838 .elementor-element.elementor-element-4701904e{--display:flex;--flex-direction:row;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--align-items:stretch;--background-transition:0.3s;--margin-top:20px;--margin-bottom:50px;--margin-left:0px;--margin-right:0px;}.elementor-472838 .elementor-element.elementor-element-74e10afb{--display:flex;--background-transition:0.3s;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:50px;}.elementor-472838 .elementor-element.elementor-element-533ea9a .elementor-heading-title{color:var( --e-global-color-secondary );font-family:"liberation-sans", Sans-serif;font-size:26px;font-weight:700;text-transform:none;font-style:normal;text-decoration:none;line-height:1.3em;letter-spacing:0px;}.elementor-472838 .elementor-element.elementor-element-6d71ed47{--divider-border-style:solid;--divider-color:#EAEAEA;--divider-border-width:3px;}.elementor-472838 .elementor-element.elementor-element-6d71ed47 > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-472838 .elementor-element.elementor-element-6d71ed47 .elementor-divider-separator{width:100%;}.elementor-472838 .elementor-element.elementor-element-6d71ed47 .elementor-divider{padding-block-start:20px;padding-block-end:20px;}.elementor-472838 .elementor-element.elementor-element-7bd11ea{--grid-columns:1;}.elementor-472838 .elementor-element.elementor-element-e0a9fe0{--grid-columns:1;}.elementor-472838 .elementor-element.elementor-element-e0a9fe0 .elementor-pagination{text-align:center;font-family:"liberation-sans", Sans-serif;font-size:20px;font-weight:400;text-transform:none;font-style:normal;text-decoration:none;line-height:1.3em;letter-spacing:0px;margin-top:20px;}body:not(.rtl) .elementor-472838 .elementor-element.elementor-element-e0a9fe0 .elementor-pagination .page-numbers:not(:first-child){margin-left:calc( 25px/2 );}body:not(.rtl) .elementor-472838 .elementor-element.elementor-element-e0a9fe0 .elementor-pagination .page-numbers:not(:last-child){margin-right:calc( 25px/2 );}body.rtl .elementor-472838 .elementor-element.elementor-element-e0a9fe0 .elementor-pagination .page-numbers:not(:first-child){margin-right:calc( 25px/2 );}body.rtl .elementor-472838 .elementor-element.elementor-element-e0a9fe0 .elementor-pagination .page-numbers:not(:last-child){margin-left:calc( 25px/2 );}.elementor-472838 .elementor-element.elementor-global-780457{--grid-columns:1;--grid-row-gap:15px;}.elementor-472838 .elementor-element.elementor-global-780457 > .elementor-widget-container{margin:10px 0px 0px 0px;}.elementor-472838 .elementor-element.elementor-element-3f1625fa{--display:flex;--align-items:center;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--background-transition:0.3s;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;}@media(min-width:768px){.elementor-472838 .elementor-element.elementor-element-3f1625fa{--width:500px;}}@media(max-width:1024px){.elementor-472838 .elementor-element.elementor-element-4701904e{--padding-top:0px;--padding-bottom:0px;--padding-left:40px;--padding-right:40px;}.elementor-472838 .elementor-element.elementor-element-74e10afb{--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;}.elementor-472838 .elementor-element.elementor-element-7bd11ea{--grid-columns:2;}.elementor-472838 .elementor-element.elementor-element-e0a9fe0{--grid-columns:2;}.elementor-472838 .elementor-element.elementor-global-780457{--grid-columns:2;}.elementor-472838 .elementor-element.elementor-element-3f1625fa{--margin-top:100px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;}}@media(max-width:767px){.elementor-472838 .elementor-element.elementor-element-4701904e{--padding-top:0px;--padding-bottom:0px;--padding-left:10px;--padding-right:10px;}.elementor-472838 .elementor-element.elementor-element-74e10afb{--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;}.elementor-472838 .elementor-element.elementor-element-7bd11ea{--grid-columns:1;}.elementor-472838 .elementor-element.elementor-element-e0a9fe0{--grid-columns:1;}.elementor-472838 .elementor-element.elementor-global-780457{--grid-columns:1;}.elementor-472838 .elementor-element.elementor-element-3f1625fa{--margin-top:50px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;}}@media(max-width:1024px) and (min-width:768px){.elementor-472838 .elementor-element.elementor-element-74e10afb{--width:100%;}.elementor-472838 .elementor-element.elementor-element-3f1625fa{--width:100%;}} .elementor-785734 .elementor-element.elementor-element-6dbb92b3{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--background-transition:0.3s;}.elementor-785734 .elementor-element.elementor-element-77552def{text-align:center;color:var( --e-global-color-faeb185 );font-family:"liberation-sans", Sans-serif;font-size:16px;font-weight:700;text-transform:none;font-style:normal;text-decoration:none;line-height:1.5em;}.elementor-785734 .elementor-element.elementor-element-77552def > .elementor-widget-container{margin:20px 0px 0px 0px;padding:7% 7% 0% 7%;}.elementor-785734 .elementor-element.elementor-element-32033a83 .elementor-button-content-wrapper{flex-direction:row;}.elementor-785734 .elementor-element.elementor-element-32033a83 .elementor-button .elementor-button-content-wrapper{gap:8px;}.elementor-785734 .elementor-element.elementor-element-32033a83 .elementor-button{font-family:"Lusitana", Sans-serif;font-size:16px;font-weight:500;text-transform:none;font-style:normal;text-decoration:none;line-height:1.3em;letter-spacing:0.3px;fill:#393939;color:#393939;background-color:var( --e-global-color-a141cd2 );border-style:solid;border-width:0px 0px 0px 0px;border-color:#191919;padding:10px 60px 10px 60px;}.elementor-785734 .elementor-element.elementor-element-32033a83 .elementor-button:hover, .elementor-785734 .elementor-element.elementor-element-32033a83 .elementor-button:focus{color:#FFFFFF;background-color:#EFAD14;border-color:#EFAD14;}.elementor-785734 .elementor-element.elementor-element-32033a83 .elementor-button:hover svg, .elementor-785734 .elementor-element.elementor-element-32033a83 .elementor-button:focus svg{fill:#FFFFFF;}.elementor-785734 .elementor-element.elementor-element-32033a83 > .elementor-widget-container{padding:0% 0% 7% 0%;}#elementor-popup-modal-785734 .dialog-message{width:350px;height:auto;}#elementor-popup-modal-785734{justify-content:flex-end;align-items:flex-end;}#elementor-popup-modal-785734 .dialog-close-button{display:flex;}#elementor-popup-modal-785734 .dialog-widget-content{animation-duration:1.2s;background-color:#1F78A9;box-shadow:2px 8px 23px 3px rgba(0,0,0,0.2);}#elementor-popup-modal-785734 .dialog-close-button i{color:var( --e-global-color-faeb185 );}#elementor-popup-modal-785734 .dialog-close-button svg{fill:var( --e-global-color-faeb185 );}@media(max-width:1024px){.elementor-785734 .elementor-element.elementor-element-32033a83 .elementor-button{padding:12px 30px 12px 30px;}}/* Start Custom Fonts CSS */@font-face{font-display:swap;font-family:'Lusitana';font-style:normal;font-weight:normal;src:url('https://www.businessinsurance.com/wp-content/uploads/2024/07/Lusitana-Regular.woff2') format('woff2');} @font-face{font-display:swap;font-family:'Lusitana';font-style:normal;font-weight:bold;src:url('https://www.businessinsurance.com/wp-content/uploads/2024/07/Lusitana-Bold.woff2') format('woff2');} /* End Custom Fonts CSS */</style> <link data-wpacu-style-handle="widget-image" rel="stylesheet" id="widget-image-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/plugins/elementor/assets/css/widget-image.min.css?ver=3.24.5"></link> <link data-wpacu-style-handle="widget-theme-elements" rel="stylesheet" id="widget-theme-elements-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/plugins/elementor-pro/assets/css/widget-theme-elements.min.css?ver=3.24.3"></link> <link data-wpacu-style-handle="widget-nav-menu" rel="stylesheet" id="widget-nav-menu-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/uploads/elementor/css/custom-pro-widget-nav-menu.min.css?ver=1727855286"></link> <link data-wpacu-style-handle="widget-social-icons" rel="stylesheet" id="widget-social-icons-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/plugins/elementor/assets/css/widget-social-icons.min.css?ver=3.24.5"></link> <link data-wpacu-style-handle="e-apple-webkit" rel="stylesheet" id="e-apple-webkit-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/uploads/elementor/css/custom-apple-webkit.min.css?ver=1727855285"></link> <link data-wpacu-style-handle="widget-text-editor" rel="stylesheet" id="widget-text-editor-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/plugins/elementor/assets/css/widget-text-editor.min.css?ver=3.24.5"></link> <link data-wpacu-style-handle="widget-heading" rel="stylesheet" id="widget-heading-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/plugins/elementor/assets/css/widget-heading.min.css?ver=3.24.5"></link> <link data-wpacu-style-handle="widget-divider" rel="stylesheet" id="widget-divider-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/plugins/elementor/assets/css/widget-divider.min.css?ver=3.24.5"></link> <link data-wpacu-style-handle="widget-icon-list" rel="stylesheet" id="widget-icon-list-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/uploads/elementor/css/custom-widget-icon-list.min.css?ver=1727855285"></link> <link data-wpacu-style-handle="widget-loop-builder" rel="stylesheet" id="widget-loop-builder-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/plugins/elementor-pro/assets/css/widget-loop-builder.min.css?ver=3.24.3"></link> <link data-wpacu-style-handle="e-animation-slideInRight" rel="stylesheet" id="e-animation-slideInRight-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/plugins/elementor/assets/lib/animations/styles/slideInRight.min.css?ver=3.24.5"></link> <link data-wpacu-style-handle="swiper" rel="stylesheet" id="swiper-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/plugins/elementor/assets/lib/swiper/css/swiper.min.css?ver=5.3.6"></link> <link data-wpacu-style-handle="e-swiper" rel="stylesheet" id="e-swiper-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/plugins/elementor/assets/css/conditionals/e-swiper.min.css?ver=3.24.5"></link> <link data-wpacu-style-handle="elementor-pro" rel="stylesheet" id="elementor-pro-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/uploads/elementor/css/custom-pro-frontend.min.css?ver=1727855286"></link> <link data-wpacu-style-handle="elasticpress-facets" rel="stylesheet" id="elasticpress-facets-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/plugins/elasticpress/dist/css/facets-styles.css?ver=7d568203f3965dc85d8a"></link> <link data-wpacu-style-handle="hello-elementor-child-style" rel="stylesheet" id="hello-elementor-child-style-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/cache/perfmatters/www.businessinsurance.com/minify/b5c525c599b8.style.min.css?ver=1.0.0"></link> <link rel='stylesheet' id='stylesheet-css' href='https://www.businessinsurance.com/wp-content/themes/BI-child-theme-master/stylesheet.css?ver=1.1.1' media='all' /> <link data-wpacu-style-handle="ptb" rel="stylesheet" id="ptb-css" media="all" data-pmdelayedstyle="https://www.businessinsurance.com/wp-content/plugins/themify-ptb/public/css/ptb-public.css?ver=2.2.0"></link> <script data-wpacu-script-handle="jwppp-library" src="https://cdn.jwplayer.com/libraries/5bKBxdvT.js?ver=6.6.2" id="jwppp-library-js" type="pmdelayedscript" data-cfasync="false" data-no-optimize="1" data-no-defer="1" data-no-minify="1"></script> <script data-wpacu-script-handle="jwppp-widget" src="https://www.businessinsurance.com/wp-content/plugins/jw-player-7-for-wp-premium/jw-widget/js/jw-widget-min.js?ver=ab37b0f4d51c" id="jwppp-widget-js" type="pmdelayedscript" data-cfasync="false" data-no-optimize="1" data-no-defer="1" data-no-minify="1"></script> <script data-wpacu-jquery-core-handle="1" data-wpacu-script-handle="jquery-core" src="https://www.businessinsurance.com/wp-includes/js/jquery/jquery.min.js?ver=826eb77e86b0" id="jquery-core-js" defer></script> <script id="ptb-js-extra" defer src="data:text/javascript;base64,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"></script> <script data-wpacu-script-handle="ptb" defer src="https://www.businessinsurance.com/wp-content/plugins/themify-ptb/public/js/ptb-public.js?ver=1e937930d85b" id="ptb-js"></script> <link href="data:image/x-icon;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAQEAYAAABPYyMiAAAABmJLR0T///////8JWPfcAAAACXBIWXMAAABIAAAASABGyWs+AAAAF0lEQVRIx2NgGAWjYBSMglEwCkbBSAcACBAAAeaR9cIAAAAASUVORK5CYII=" rel="icon" type="image/x-icon" />  <script async src="//p.adlooxtracking.com/gpt/a.js" type="pmdelayedscript" data-cfasync="false" data-no-optimize="1" data-no-defer="1" data-no-minify="1"></script> <script defer src="data:text/javascript;base64,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"></script>  <script async src="https://www.googletagmanager.com/gtag/js?id=G-VRG9KEVRXC"></script> <script defer src="data:text/javascript;base64,DQogIHdpbmRvdy5kYXRhTGF5ZXIgPSB3aW5kb3cuZGF0YUxheWVyIHx8IFtdOw0KICBmdW5jdGlvbiBndGFnKCl7ZGF0YUxheWVyLnB1c2goYXJndW1lbnRzKTt9DQogIGd0YWcoJ2pzJywgbmV3IERhdGUoKSk7DQoNCiAgZ3RhZygnY29uZmlnJywgJ0ctVlJHOUtFVlJYQycpOw0K"></script> <script async='async' src='https://securepubads.g.doubleclick.net/tag/js/gpt.js' type="text/javascript"></script> <script type="text/javascript" defer src="data:text/javascript;base64,DQogICAgICAgIHZhciBnb29nbGV0YWcgPSBnb29nbGV0YWcgfHwge307DQogICAgICAgIGdvb2dsZXRhZy5jbWQgPSBnb29nbGV0YWcuY21kIHx8IFtdOw0KICAgICAgICB2YXIgbWFwcGluZywgbWFwcGluZzEsIG1hcHBpbmcyLCBtYXBwaW5nMzsNCiAgICA="></script> <script type="text/javascript" defer src="data:text/javascript;base64,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"></script> <script type="pmdelayedscript" data-perfmatters-type="text/javascript" data-cfasync="false" data-no-optimize="1" data-no-defer="1" data-no-minify="1"> (function() { var didInit = false; function initMunchkin() { if(didInit === false) { didInit = true; Munchkin.init('432-FXE-547'); } } var s = document.createElement('script'); s.type = 'text/javascript'; s.async = true; s.src = '//munchkin.marketo.net/munchkin.js'; s.onreadystatechange = function() { if (this.readyState == 'complete' || this.readyState == 'loaded') { initMunchkin(); } }; s.onload = initMunchkin; document.getElementsByTagName('head')[0].appendChild(s); })(); </script> <script defer src="data:text/javascript;base64,DQp3aW5kb3dbJ19mc19ob3N0J10gPSAnZnVsbHN0b3J5LmNvbSc7DQp3aW5kb3dbJ19mc19zY3JpcHQnXSA9ICdlZGdlLmZ1bGxzdG9yeS5jb20vcy9mcy5qcyc7DQp3aW5kb3dbJ19mc19vcmcnXSA9ICdvLTIwVE1HVy1uYTEnOw0Kd2luZG93WydfZnNfbmFtZXNwYWNlJ10gPSAnRlMnOw0KIWZ1bmN0aW9uKG0sbixlLHQsbCxvLGcseSl7dmFyIHMsZixhPWZ1bmN0aW9uKGgpew0KcmV0dXJuIShoIGluIG0pfHwobS5jb25zb2xlJiZtLmNvbnNvbGUubG9nJiZtLmNvbnNvbGUubG9nKCdGdWxsU3RvcnkgbmFtZXNwYWNlIGNvbmZsaWN0LiBQbGVhc2Ugc2V0IHdpbmRvd1siX2ZzX25hbWVzcGFjZSJdLicpLCExKX0oZSkNCjtmdW5jdGlvbiBwKGIpe3ZhciBoLGQ9W107ZnVuY3Rpb24gaigpe2gmJihkLmZvckVhY2goKGZ1bmN0aW9uKGIpe3ZhciBkO3RyeXtkPWJbaFswXV0mJmJbaFswXV0oaFsxXSl9Y2F0Y2goaCl7cmV0dXJuIHZvaWQoYlszXSYmYlszXShoKSl9DQpkJiZkLnRoZW4/ZC50aGVuKGJbMl0sYlszXSk6YlsyXSYmYlsyXShkKX0pKSxkLmxlbmd0aD0wKX1mdW5jdGlvbiByKGIpe3JldHVybiBmdW5jdGlvbihkKXtofHwoaD1bYixkXSxqKCkpfX1yZXR1cm4gYihyKDApLHIoMSkpLHsNCnRoZW46ZnVuY3Rpb24oYixoKXtyZXR1cm4gcCgoZnVuY3Rpb24ocixpKXtkLnB1c2goW2IsaCxyLGldKSxqKCl9KSl9fX1hJiYoZz1tW2VdPWZ1bmN0aW9uKCl7dmFyIGI9ZnVuY3Rpb24oYixkLGoscil7ZnVuY3Rpb24gaShpLGMpew0KaChiLGQsaixpLGMscil9cj1yfHwyO3ZhciBjLHU9L0FzeW5jJC87cmV0dXJuIHUudGVzdChiKT8oYj1iLnJlcGxhY2UodSwiIiksImZ1bmN0aW9uIj09dHlwZW9mIFByb21pc2U/bmV3IFByb21pc2UoaSk6cChpKSk6aChiLGQsaixjLGMscil9DQo7ZnVuY3Rpb24gaChoLGQsaixyLGksYyl7cmV0dXJuIGIuX2FwaT9iLl9hcGkoaCxkLGoscixpLGMpOihiLnEmJmIucS5wdXNoKFtoLGQsaixyLGksY10pLG51bGwpfXJldHVybiBiLnE9W10sYn0oKSx5PWZ1bmN0aW9uKGIpe2Z1bmN0aW9uIGgoaCl7DQoiZnVuY3Rpb24iPT10eXBlb2YgaFs0XSYmaFs0XShuZXcgRXJyb3IoYikpfXZhciBkPWcucTtpZihkKXtmb3IodmFyIGo9MDtqPGQubGVuZ3RoO2orKyloKGRbal0pO2QubGVuZ3RoPTAsZC5wdXNoPWh9fSxmdW5jdGlvbigpew0KKG89bi5jcmVhdGVFbGVtZW50KHQpKS5hc3luYz0hMCxvLmNyb3NzT3JpZ2luPSJhbm9ueW1vdXMiLG8uc3JjPSJodHRwczovLyIrbCxvLm9uZXJyb3I9ZnVuY3Rpb24oKXt5KCJFcnJvciBsb2FkaW5nICIrbCl9DQo7dmFyIGI9bi5nZXRFbGVtZW50c0J5VGFnTmFtZSh0KVswXTtiJiZiLnBhcmVudE5vZGU/Yi5wYXJlbnROb2RlLmluc2VydEJlZm9yZShvLGIpOm4uaGVhZC5hcHBlbmRDaGlsZChvKX0oKSxmdW5jdGlvbigpe2Z1bmN0aW9uIGIoKXt9DQpmdW5jdGlvbiBoKGIsaCxkKXtnKGIsaCxkLDEpfWZ1bmN0aW9uIGQoYixkLGope2goInNldFByb3BlcnRpZXMiLHt0eXBlOmIscHJvcGVydGllczpkfSxqKX1mdW5jdGlvbiBqKGIsaCl7ZCgidXNlciIsYixoKX1mdW5jdGlvbiByKGIsaCxkKXtqKHsNCnVpZDpifSxkKSxoJiZqKGgsZCl9Zy5pZGVudGlmeT1yLGcuc2V0VXNlclZhcnM9aixnLmlkZW50aWZ5QWNjb3VudD1iLGcuY2xlYXJVc2VyQ29va2llPWIsZy5zZXRWYXJzPWQsZy5ldmVudD1mdW5jdGlvbihiLGQsail7aCgidHJhY2tFdmVudCIsew0KbmFtZTpiLHByb3BlcnRpZXM6ZH0sail9LGcuYW5vbnltaXplPWZ1bmN0aW9uKCl7cighMSl9LGcuc2h1dGRvd249ZnVuY3Rpb24oKXtoKCJzaHV0ZG93biIpfSxnLnJlc3RhcnQ9ZnVuY3Rpb24oKXtoKCJyZXN0YXJ0Iil9LA0KZy5sb2c9ZnVuY3Rpb24oYixkKXtoKCJsb2ciLHtsZXZlbDpiLG1zZzpkfSl9LGcuY29uc2VudD1mdW5jdGlvbihiKXtoKCJzZXRJZGVudGl0eSIse2NvbnNlbnQ6IWFyZ3VtZW50cy5sZW5ndGh8fGJ9KX19KCkscz0iZmV0Y2giLA0KZj0iWE1MSHR0cFJlcXVlc3QiLGcuX3c9e30sZy5fd1tmXT1tW2ZdLGcuX3dbc109bVtzXSxtW3NdJiYobVtzXT1mdW5jdGlvbigpe3JldHVybiBnLl93W3NdLmFwcGx5KHRoaXMsYXJndW1lbnRzKX0pLGcuX3Y9IjIuMC4wIikNCn0od2luZG93LGRvY3VtZW50LHdpbmRvdy5fZnNfbmFtZXNwYWNlLCJzY3JpcHQiLHdpbmRvdy5fZnNfc2NyaXB0KTsNCg=="></script> <style>.e-con.e-parent:nth-of-type(n+4):not(.e-lazyloaded):not(.e-no-lazyload), .e-con.e-parent:nth-of-type(n+4):not(.e-lazyloaded):not(.e-no-lazyload) * { background-image: none !important; } @media screen and (max-height: 1024px) { .e-con.e-parent:nth-of-type(n+3):not(.e-lazyloaded):not(.e-no-lazyload), .e-con.e-parent:nth-of-type(n+3):not(.e-lazyloaded):not(.e-no-lazyload) * { background-image: none !important; } } @media screen and (max-height: 640px) { .e-con.e-parent:nth-of-type(n+2):not(.e-lazyloaded):not(.e-no-lazyload), .e-con.e-parent:nth-of-type(n+2):not(.e-lazyloaded):not(.e-no-lazyload) * { background-image: none !important; } }</style> <link rel="icon" href="https://www.businessinsurance.com/wp-content/uploads/2023/03/cropped-BI-square-blue-32x32.png" sizes="32x32" /> <link rel="icon" href="https://www.businessinsurance.com/wp-content/uploads/2023/03/cropped-BI-square-blue-192x192.png" sizes="192x192" /> <link rel="apple-touch-icon" href="https://www.businessinsurance.com/wp-content/uploads/2023/03/cropped-BI-square-blue-180x180.png" /> <meta name="msapplication-TileImage" content="https://www.businessinsurance.com/wp-content/uploads/2023/03/cropped-BI-square-blue-270x270.png" /> <style id="wp-custom-css">html, body{ width:100%; overflow-x:hidden; }</style> <noscript><style>.perfmatters-lazy[data-src]{display:none !important;}</style></noscript><style>.perfmatters-lazy-youtube{position:relative;width:100%;max-width:100%;height:0;padding-bottom:56.23%;overflow:hidden}.perfmatters-lazy-youtube img{position:absolute;top:0;right:0;bottom:0;left:0;display:block;width:100%;max-width:100%;height:auto;margin:auto;border:none;cursor:pointer;transition:.5s all;-webkit-transition:.5s all;-moz-transition:.5s all}.perfmatters-lazy-youtube img:hover{-webkit-filter:brightness(75%)}.perfmatters-lazy-youtube .play{position:absolute;top:50%;left:50%;right:auto;width:68px;height:48px;margin-left:-34px;margin-top:-24px;background:url(https://www.businessinsurance.com/wp-content/plugins/perfmatters/img/youtube.svg) no-repeat;background-position:center;background-size:cover;pointer-events:none;filter:grayscale(1)}.perfmatters-lazy-youtube:hover .play{filter:grayscale(0)}.perfmatters-lazy-youtube iframe{position:absolute;top:0;left:0;width:100%;height:100%;z-index:99}body .perfmatters-lazy-css-bg:not([data-ll-status=entered]),body .perfmatters-lazy-css-bg:not([data-ll-status=entered]) *,body .perfmatters-lazy-css-bg:not([data-ll-status=entered])::before,body .perfmatters-lazy-css-bg:not([data-ll-status=entered])::after{background-image:none!important;will-change:transform;transition:opacity 0.025s ease-in,transform 0.025s ease-in!important;}</style> <script type="text/javascript" defer src="data:text/javascript;base64,CgkJZ29vZ2xldGFnLmNtZC5wdXNoKGZ1bmN0aW9uKCkgeyAKCQkJZ29vZ2xldGFnLnB1YmFkcygpLnNldFRhcmdldGluZygnYXJ0aWNsZV9pZCcsICcxNScpOyAKCQkJZ29vZ2xldGFnLnB1YmFkcygpLnNldFRhcmdldGluZygncGFnZV90eXBlJywgJ3NlY3Rpb25fZnJvbnQnKTsgCgkJCWdvb2dsZXRhZy5wdWJhZHMoKS5zZXRUYXJnZXRpbmcoJ2FydGljbGVUb3BpY3MnLCBbXSk7IAoJCQlnb29nbGV0YWcucHViYWRzKCkuc2V0VGFyZ2V0aW5nKCd1c2VyX3N0YXR1cycsICdsb2dnZWRfb3V0Jyk7IAoJCQlnb29nbGV0YWcucHViYWRzKCkuc2V0VGFyZ2V0aW5nKCdCdXNpbmVzc0luZHVzdHJ5JywgJycpOwoJCQlnb29nbGV0YWcucHViYWRzKCkuc2V0VGFyZ2V0aW5nKCdKb2JGdW5jdGlvbicsICcnKTsKCQkJZ29vZ2xldGFnLnB1YmFkcygpLnNldFRhcmdldGluZygnRW1wbG95ZWVDb3VudCcsICcnKTsKCQkJZ29vZ2xldGFnLnB1YmFkcygpLnNldFRhcmdldGluZygnT3JnYW5pemF0aW9uU2FsZXNWb2x1bWUnLCAnJyk7CgkJfSk7Cgk="></script></head> <body class="archive category category-insurtech category-15 wp-custom-logo elementor-default elementor-template-full-width elementor-kit-224796 elementor-page-472838"> <a class="skip-link screen-reader-text" href="#content">Skip to content</a> <div data-elementor-type="header" data-elementor-id="224642" class="elementor elementor-224642 elementor-location-header" data-elementor-post-type="elementor_library"> <div class="elementor-element elementor-element-e9feb1f e-flex e-con-boxed e-con e-parent" data-id="e9feb1f" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-a534322 elementor-widget__width-inherit elementor-widget elementor-widget-html" data-id="a534322" data-element_type="widget" data-widget_type="html.default"> <div class="elementor-widget-container"> <div id='top-leaderboard' style="text-align: center;"> <script defer src="data:text/javascript;base64,DQogICAgICAgICAgICAgICAgZ29vZ2xldGFnLmNtZC5wdXNoKGZ1bmN0aW9uICgpIHsgZ29vZ2xldGFnLmRpc3BsYXkoJ3RvcC1sZWFkZXJib2FyZCcpOyB9KTsNCiAgICAgICAgICAgIA=="></script> </div> </div> </div> </div> </div> <div class="elementor-element elementor-element-20f26d3 e-con-full elementor-hidden-desktop e-flex e-con e-parent" data-id="20f26d3" data-element_type="container"> <div class="elementor-element elementor-element-c6ef629 elementor-widget elementor-widget-theme-site-logo elementor-widget-image" data-id="c6ef629" data-element_type="widget" data-widget_type="theme-site-logo.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com"> <img width="720" height="51" src="https://www.businessinsurance.com/wp-content/uploads/2024/01/business-insurance-logo.svg" class="attachment-medium_large size-medium_large wp-image-651539" alt="" loading="eager" /> </a> </div> </div> </div> <div class="elementor-element elementor-element-8ad4244 e-con-full e-flex e-con e-parent" data-id="8ad4244" data-element_type="container"> <div class="elementor-element elementor-element-db86f9a e-con-full e-flex e-con e-child" data-id="db86f9a" data-element_type="container"> <div class="elementor-element elementor-element-26103ee elementor-align-left elementor-tablet-align-left elementor-widget elementor-widget-button" data-id="26103ee" data-element_type="widget" data-widget_type="button.default"> <div class="elementor-widget-container"> <div class="elementor-button-wrapper"> <a class="elementor-button elementor-button-link elementor-size-sm" href="https://www.businessinsurance.com/register/free-account/" id="header_subscribe_btn"> <span class="elementor-button-content-wrapper"> <span class="elementor-button-icon"> <svg aria-hidden="true" class="e-font-icon-svg e-far-envelope-open" viewBox="0 0 512 512" xmlns="http://www.w3.org/2000/svg"><path d="M494.586 164.516c-4.697-3.883-111.723-89.95-135.251-108.657C337.231 38.191 299.437 0 256 0c-43.205 0-80.636 37.717-103.335 55.859-24.463 19.45-131.07 105.195-135.15 108.549A48.004 48.004 0 0 0 0 201.485V464c0 26.51 21.49 48 48 48h416c26.51 0 48-21.49 48-48V201.509a48 48 0 0 0-17.414-36.993zM464 458a6 6 0 0 1-6 6H54a6 6 0 0 1-6-6V204.347c0-1.813.816-3.526 2.226-4.665 15.87-12.814 108.793-87.554 132.364-106.293C200.755 78.88 232.398 48 256 48c23.693 0 55.857 31.369 73.41 45.389 23.573 18.741 116.503 93.493 132.366 106.316a5.99 5.99 0 0 1 2.224 4.663V458zm-31.991-187.704c4.249 5.159 3.465 12.795-1.745 16.981-28.975 23.283-59.274 47.597-70.929 56.863C336.636 362.283 299.205 400 256 400c-43.452 0-81.287-38.237-103.335-55.86-11.279-8.967-41.744-33.413-70.927-56.865-5.21-4.187-5.993-11.822-1.745-16.981l15.258-18.528c4.178-5.073 11.657-5.843 16.779-1.726 28.618 23.001 58.566 47.035 70.56 56.571C200.143 320.631 232.307 352 256 352c23.602 0 55.246-30.88 73.41-45.389 11.994-9.535 41.944-33.57 70.563-56.568 5.122-4.116 12.601-3.346 16.778 1.727l15.258 18.526z"></path></svg> </span> <span class="elementor-button-text">Register for free</span> </span> </a> </div> </div> </div> </div> <div class="elementor-element elementor-element-ebffaf4 e-con-full elementor-hidden-tablet_extra elementor-hidden-tablet elementor-hidden-mobile e-flex e-con e-child" data-id="ebffaf4" data-element_type="container"> <div class="elementor-element elementor-element-7f2aded elementor-widget elementor-widget-theme-site-logo elementor-widget-image" data-id="7f2aded" data-element_type="widget" data-widget_type="theme-site-logo.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com"> <img width="720" height="51" src="https://www.businessinsurance.com/wp-content/uploads/2024/01/business-insurance-logo.svg" class="attachment-medium_large size-medium_large wp-image-651539" alt="" loading="eager" /> </a> </div> </div> </div> <div class="elementor-element elementor-element-4f766ea e-con-full e-flex e-con e-child" data-id="4f766ea" data-element_type="container"> <div class="elementor-element elementor-element-af1d24c elementor-search-form--skin-full_screen elementor-hidden-desktop elementor-hidden-tablet_extra elementor-hidden-tablet elementor-widget elementor-widget-search-form" data-id="af1d24c" data-element_type="widget" data-settings="{"skin":"full_screen"}" data-widget_type="search-form.default"> <div class="elementor-widget-container"> <search role="search"> <form class="elementor-search-form" action="https://www.businessinsurance.com" method="get"> <div class="elementor-search-form__toggle" tabindex="0" role="button"> <div class="e-font-icon-svg-container"><svg aria-hidden="true" class="e-font-icon-svg e-fas-search" viewBox="0 0 512 512" xmlns="http://www.w3.org/2000/svg"><path d="M505 442.7L405.3 343c-4.5-4.5-10.6-7-17-7H372c27.6-35.3 44-79.7 44-128C416 93.1 322.9 0 208 0S0 93.1 0 208s93.1 208 208 208c48.3 0 92.7-16.4 128-44v16.3c0 6.4 2.5 12.5 7 17l99.7 99.7c9.4 9.4 24.6 9.4 33.9 0l28.3-28.3c9.4-9.4 9.4-24.6.1-34zM208 336c-70.7 0-128-57.2-128-128 0-70.7 57.2-128 128-128 70.7 0 128 57.2 128 128 0 70.7-57.2 128-128 128z"></path></svg></div> <span class="elementor-screen-only">Search</span> </div> <div class="elementor-search-form__container"> <label class="elementor-screen-only" for="elementor-search-form-af1d24c">Search</label> <input id="elementor-search-form-af1d24c" placeholder="Search..." class="elementor-search-form__input" type="search" name="s" value=""> <div class="dialog-lightbox-close-button dialog-close-button" role="button" tabindex="0"> <svg aria-hidden="true" class="e-font-icon-svg e-eicon-close" viewBox="0 0 1000 1000" xmlns="http://www.w3.org/2000/svg"><path d="M742 167L500 408 258 167C246 154 233 150 217 150 196 150 179 158 167 167 154 179 150 196 150 212 150 229 154 242 171 254L408 500 167 742C138 771 138 800 167 829 196 858 225 858 254 829L496 587 738 829C750 842 767 846 783 846 800 846 817 842 829 829 842 817 846 804 846 783 846 767 842 750 829 737L588 500 833 258C863 229 863 200 833 171 804 137 775 137 742 167Z"></path></svg> <span class="elementor-screen-only">Close this search box.</span> </div> </div> </form> </search> </div> </div> <div class="elementor-element elementor-element-13d448f elementor-widget__width-initial elementor-hidden-mobile elementor-search-form--skin-classic elementor-search-form--button-type-icon elementor-search-form--icon-search elementor-widget elementor-widget-search-form" data-id="13d448f" data-element_type="widget" data-settings="{"skin":"classic"}" data-widget_type="search-form.default"> <div class="elementor-widget-container"> <search role="search"> <form class="elementor-search-form" action="https://www.businessinsurance.com" method="get"> <div class="elementor-search-form__container"> <label class="elementor-screen-only" for="elementor-search-form-13d448f">Search</label> <input id="elementor-search-form-13d448f" placeholder="Search..." class="elementor-search-form__input" type="search" name="s" value=""> <button class="elementor-search-form__submit" type="submit" aria-label="Search"> <div class="e-font-icon-svg-container"><svg class="fa fa-search e-font-icon-svg e-fas-search" viewBox="0 0 512 512" xmlns="http://www.w3.org/2000/svg"><path d="M505 442.7L405.3 343c-4.5-4.5-10.6-7-17-7H372c27.6-35.3 44-79.7 44-128C416 93.1 322.9 0 208 0S0 93.1 0 208s93.1 208 208 208c48.3 0 92.7-16.4 128-44v16.3c0 6.4 2.5 12.5 7 17l99.7 99.7c9.4 9.4 24.6 9.4 33.9 0l28.3-28.3c9.4-9.4 9.4-24.6.1-34zM208 336c-70.7 0-128-57.2-128-128 0-70.7 57.2-128 128-128 70.7 0 128 57.2 128 128 0 70.7-57.2 128-128 128z"></path></svg></div> <span class="elementor-screen-only">Search</span> </button> </div> </form> </search> </div> </div> <div class="elementor-element elementor-element-51958ef elementor-nav-menu__text-align-center header_account_menu elementor-nav-menu--toggle elementor-nav-menu--burger elementor-widget elementor-widget-nav-menu" data-id="51958ef" data-element_type="widget" data-settings="{"layout":"dropdown","submenu_icon":{"value":"<svg class=\"e-font-icon-svg e-fas-caret-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z\"><\/path><\/svg>","library":"fa-solid"},"toggle":"burger"}" data-widget_type="nav-menu.default"> <div class="elementor-widget-container"> <div class="elementor-menu-toggle" role="button" tabindex="0" aria-label="Menu Toggle" aria-expanded="false"> <svg aria-hidden="true" role="presentation" class="elementor-menu-toggle__icon--open e-font-icon-svg e-far-user" viewBox="0 0 448 512" xmlns="http://www.w3.org/2000/svg"><path d="M313.6 304c-28.7 0-42.5 16-89.6 16-47.1 0-60.8-16-89.6-16C60.2 304 0 364.2 0 438.4V464c0 26.5 21.5 48 48 48h352c26.5 0 48-21.5 48-48v-25.6c0-74.2-60.2-134.4-134.4-134.4zM400 464H48v-25.6c0-47.6 38.8-86.4 86.4-86.4 14.6 0 38.3 16 89.6 16 51.7 0 74.9-16 89.6-16 47.6 0 86.4 38.8 86.4 86.4V464zM224 288c79.5 0 144-64.5 144-144S303.5 0 224 0 80 64.5 80 144s64.5 144 144 144zm0-240c52.9 0 96 43.1 96 96s-43.1 96-96 96-96-43.1-96-96 43.1-96 96-96z"></path></svg><svg aria-hidden="true" role="presentation" class="elementor-menu-toggle__icon--close e-font-icon-svg e-far-user" viewBox="0 0 448 512" xmlns="http://www.w3.org/2000/svg"><path d="M313.6 304c-28.7 0-42.5 16-89.6 16-47.1 0-60.8-16-89.6-16C60.2 304 0 364.2 0 438.4V464c0 26.5 21.5 48 48 48h352c26.5 0 48-21.5 48-48v-25.6c0-74.2-60.2-134.4-134.4-134.4zM400 464H48v-25.6c0-47.6 38.8-86.4 86.4-86.4 14.6 0 38.3 16 89.6 16 51.7 0 74.9-16 89.6-16 47.6 0 86.4 38.8 86.4 86.4V464zM224 288c79.5 0 144-64.5 144-144S303.5 0 224 0 80 64.5 80 144s64.5 144 144 144zm0-240c52.9 0 96 43.1 96 96s-43.1 96-96 96-96-43.1-96-96 43.1-96 96-96z"></path></svg> <span class="elementor-screen-only">Menu</span> </div> <nav class="elementor-nav-menu--dropdown elementor-nav-menu__container" aria-hidden="true"> <ul id="menu-2-51958ef" class="elementor-nav-menu"><li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-458534"><a href="/login" class="elementor-item" tabindex="-1">Log In</a></li> </ul> </nav> </div> </div> <div class="elementor-element elementor-element-5dcbfdb elementor-nav-menu__align-end elementor-nav-menu--dropdown-tablet_extra elementor-nav-menu--stretch elementor-nav-menu__text-align-center elementor-widget__width-initial elementor-hidden-desktop elementor-nav-menu--toggle elementor-nav-menu--burger elementor-widget elementor-widget-nav-menu" data-id="5dcbfdb" data-element_type="widget" data-settings="{"full_width":"stretch","layout":"horizontal","submenu_icon":{"value":"<svg class=\"e-font-icon-svg e-fas-caret-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z\"><\/path><\/svg>","library":"fa-solid"},"toggle":"burger"}" data-widget_type="nav-menu.default"> <div class="elementor-widget-container"> <nav aria-label="Menu" class="elementor-nav-menu--main elementor-nav-menu__container elementor-nav-menu--layout-horizontal e--pointer-none"> <ul id="menu-1-5dcbfdb" class="elementor-nav-menu"><li class="menu-item menu-item-type-taxonomy menu-item-object-category current-category-ancestor current-menu-ancestor current-menu-parent current-category-parent menu-item-has-children menu-item-472942"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/" class="elementor-item">Risk Management</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472941"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/cyber-risks/" class="elementor-sub-item">Cyber Risks</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472943"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/pricing-trends/" class="elementor-sub-item">Pricing Trends</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472944"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/mergers-acquisitions/" class="elementor-sub-item">Mergers & Acquisitions</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category current-menu-item menu-item-472945"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/insurtech/" aria-current="page" class="elementor-sub-item elementor-item-active">Technology</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-779724"><a href="https://pubads.g.doubleclick.net/gampad/clk?id=6768121126&iu=/86975980/BI-click-tracking" class="elementor-sub-item">Sponsored Content</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-782988"><a href="https://www.businessinsurance.com/wsia/" class="elementor-sub-item">WSIA</a></li> </ul> </li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-has-children menu-item-626594"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/" class="elementor-item">Workers Comp & Safety</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472948"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/cost-control/" class="elementor-sub-item">Workers Comp Cost Control</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472949"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/pain-management/" class="elementor-sub-item">Pain Management</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472950"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/workplace-safety/" class="elementor-sub-item">Workplace Safety</a></li> </ul> </li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-651434"><a href="https://www.businessinsurance.com/insurance-topics/employee-benefits/" class="elementor-item">Employee Benefits</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-has-children menu-item-472952"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/" class="elementor-item">International</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472953"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/emea/" class="elementor-sub-item">EMEA</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472954"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/asia-pacific/" class="elementor-sub-item">Asia-Pacific</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472955"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/latin-america/" class="elementor-sub-item">Latin America</a></li> </ul> </li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-626756"><a href="/ppl" class="elementor-item">People</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-626524"><a href="/bievent" class="elementor-item">Events</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-343"><a href="https://www.businessinsurance.com/researchandreports/" class="elementor-item">BI Intelligence</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-786119"><a href="https://www.businessinsurance.com/best-places-to-work-2024-rankings/" class="elementor-sub-item">Best Places to Work 2024</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-783663"><a href="https://www.businessinsurance.com/lists/" class="elementor-sub-item">Lists</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-655989"><a href="https://www.businessinsurance.com/researchandreports/directories/" class="elementor-sub-item">Directories</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-655553"><a href="https://www.businessinsurance.com/biresources/quarterly-pricing-chart/" class="elementor-sub-item">Insurance Pricing</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-674559"><a href="https://index.businessinsurance.com" class="elementor-sub-item">BI Stock Index</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-768780"><a href="https://www.businessinsurance.com/resources/risk-perspectives/" class="elementor-sub-item">Risk Perspectives</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-767085"><a href="https://www.businessinsurance.com/webinars/" class="elementor-sub-item">Webinars</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-780106"><a href="https://www.businessinsurance.com/resources/white-papers/" class="elementor-sub-item">White Papers</a></li> </ul> </li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-776431"><a href="https://www.businessinsurance.com/issue/november-2024/" class="elementor-item">Magazine</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-776429"><a href="https://www.businessinsurance.com/issue/november-2024/" class="elementor-sub-item">Current Issue</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-651442"><a href="/bimagazine/" class="elementor-sub-item">Past Issues</a></li> </ul> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-655649"><a href="https://www.businessinsurance.com/deiinstitute/" class="elementor-item">DEI Institute</a></li> </ul> </nav> <div class="elementor-menu-toggle" role="button" tabindex="0" aria-label="Menu Toggle" aria-expanded="false"> <svg aria-hidden="true" role="presentation" class="elementor-menu-toggle__icon--open e-font-icon-svg e-fas-bars" viewBox="0 0 448 512" xmlns="http://www.w3.org/2000/svg"><path d="M16 132h416c8.837 0 16-7.163 16-16V76c0-8.837-7.163-16-16-16H16C7.163 60 0 67.163 0 76v40c0 8.837 7.163 16 16 16zm0 160h416c8.837 0 16-7.163 16-16v-40c0-8.837-7.163-16-16-16H16c-8.837 0-16 7.163-16 16v40c0 8.837 7.163 16 16 16zm0 160h416c8.837 0 16-7.163 16-16v-40c0-8.837-7.163-16-16-16H16c-8.837 0-16 7.163-16 16v40c0 8.837 7.163 16 16 16z"></path></svg><svg aria-hidden="true" role="presentation" class="elementor-menu-toggle__icon--close e-font-icon-svg e-eicon-close" viewBox="0 0 1000 1000" xmlns="http://www.w3.org/2000/svg"><path d="M742 167L500 408 258 167C246 154 233 150 217 150 196 150 179 158 167 167 154 179 150 196 150 212 150 229 154 242 171 254L408 500 167 742C138 771 138 800 167 829 196 858 225 858 254 829L496 587 738 829C750 842 767 846 783 846 800 846 817 842 829 829 842 817 846 804 846 783 846 767 842 750 829 737L588 500 833 258C863 229 863 200 833 171 804 137 775 137 742 167Z"></path></svg> <span class="elementor-screen-only">Menu</span> </div> <nav class="elementor-nav-menu--dropdown elementor-nav-menu__container" aria-hidden="true"> <ul id="menu-2-5dcbfdb" class="elementor-nav-menu"><li class="menu-item menu-item-type-taxonomy menu-item-object-category current-category-ancestor current-menu-ancestor current-menu-parent current-category-parent menu-item-has-children menu-item-472942"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/" class="elementor-item" tabindex="-1">Risk Management</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472941"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/cyber-risks/" class="elementor-sub-item" tabindex="-1">Cyber Risks</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472943"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/pricing-trends/" class="elementor-sub-item" tabindex="-1">Pricing Trends</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472944"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/mergers-acquisitions/" class="elementor-sub-item" tabindex="-1">Mergers & Acquisitions</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category current-menu-item menu-item-472945"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/insurtech/" aria-current="page" class="elementor-sub-item elementor-item-active" tabindex="-1">Technology</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-779724"><a href="https://pubads.g.doubleclick.net/gampad/clk?id=6768121126&iu=/86975980/BI-click-tracking" class="elementor-sub-item" tabindex="-1">Sponsored Content</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-782988"><a href="https://www.businessinsurance.com/wsia/" class="elementor-sub-item" tabindex="-1">WSIA</a></li> </ul> </li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-has-children menu-item-626594"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/" class="elementor-item" tabindex="-1">Workers Comp & Safety</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472948"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/cost-control/" class="elementor-sub-item" tabindex="-1">Workers Comp Cost Control</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472949"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/pain-management/" class="elementor-sub-item" tabindex="-1">Pain Management</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472950"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/workplace-safety/" class="elementor-sub-item" tabindex="-1">Workplace Safety</a></li> </ul> </li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-651434"><a href="https://www.businessinsurance.com/insurance-topics/employee-benefits/" class="elementor-item" tabindex="-1">Employee Benefits</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-has-children menu-item-472952"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/" class="elementor-item" tabindex="-1">International</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472953"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/emea/" class="elementor-sub-item" tabindex="-1">EMEA</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472954"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/asia-pacific/" class="elementor-sub-item" tabindex="-1">Asia-Pacific</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472955"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/latin-america/" class="elementor-sub-item" tabindex="-1">Latin America</a></li> </ul> </li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-626756"><a href="/ppl" class="elementor-item" tabindex="-1">People</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-626524"><a href="/bievent" class="elementor-item" tabindex="-1">Events</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-343"><a href="https://www.businessinsurance.com/researchandreports/" class="elementor-item" tabindex="-1">BI Intelligence</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-786119"><a href="https://www.businessinsurance.com/best-places-to-work-2024-rankings/" class="elementor-sub-item" tabindex="-1">Best Places to Work 2024</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-783663"><a href="https://www.businessinsurance.com/lists/" class="elementor-sub-item" tabindex="-1">Lists</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-655989"><a href="https://www.businessinsurance.com/researchandreports/directories/" class="elementor-sub-item" tabindex="-1">Directories</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-655553"><a href="https://www.businessinsurance.com/biresources/quarterly-pricing-chart/" class="elementor-sub-item" tabindex="-1">Insurance Pricing</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-674559"><a href="https://index.businessinsurance.com" class="elementor-sub-item" tabindex="-1">BI Stock Index</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-768780"><a href="https://www.businessinsurance.com/resources/risk-perspectives/" class="elementor-sub-item" tabindex="-1">Risk Perspectives</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-767085"><a href="https://www.businessinsurance.com/webinars/" class="elementor-sub-item" tabindex="-1">Webinars</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-780106"><a href="https://www.businessinsurance.com/resources/white-papers/" class="elementor-sub-item" tabindex="-1">White Papers</a></li> </ul> </li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-776431"><a href="https://www.businessinsurance.com/issue/november-2024/" class="elementor-item" tabindex="-1">Magazine</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-776429"><a href="https://www.businessinsurance.com/issue/november-2024/" class="elementor-sub-item" tabindex="-1">Current Issue</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-651442"><a href="/bimagazine/" class="elementor-sub-item" tabindex="-1">Past Issues</a></li> </ul> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-655649"><a href="https://www.businessinsurance.com/deiinstitute/" class="elementor-item" tabindex="-1">DEI Institute</a></li> </ul> </nav> </div> </div> </div> </div> <div class="elementor-element elementor-element-9061118 e-con-full elementor-hidden-tablet_extra elementor-hidden-tablet elementor-hidden-mobile e-flex e-con e-parent" data-id="9061118" data-element_type="container"> <div class="elementor-element elementor-element-8da3ccd e-con-full e-flex e-con e-child" data-id="8da3ccd" data-element_type="container"> <div class="elementor-element elementor-element-cabd321 elementor-nav-menu__align-justify elementor-nav-menu--stretch elementor-nav-menu--dropdown-mobile elementor-nav-menu__text-align-aside elementor-nav-menu--toggle elementor-nav-menu--burger elementor-widget elementor-widget-nav-menu" data-id="cabd321" data-element_type="widget" data-settings="{"full_width":"stretch","submenu_icon":{"value":"<i class=\"\"><\/i>","library":""},"layout":"horizontal","toggle":"burger"}" data-widget_type="nav-menu.default"> <div class="elementor-widget-container"> <nav aria-label="Menu" class="elementor-nav-menu--main elementor-nav-menu__container elementor-nav-menu--layout-horizontal e--pointer-background e--animation-fade"> <ul id="menu-1-cabd321" class="elementor-nav-menu"><li class="menu-item menu-item-type-taxonomy menu-item-object-category current-category-ancestor current-menu-ancestor current-menu-parent current-category-parent menu-item-has-children menu-item-472942"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/" class="elementor-item">Risk Management</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472941"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/cyber-risks/" class="elementor-sub-item">Cyber Risks</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472943"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/pricing-trends/" class="elementor-sub-item">Pricing Trends</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472944"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/mergers-acquisitions/" class="elementor-sub-item">Mergers & Acquisitions</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category current-menu-item menu-item-472945"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/insurtech/" aria-current="page" class="elementor-sub-item elementor-item-active">Technology</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-779724"><a href="https://pubads.g.doubleclick.net/gampad/clk?id=6768121126&iu=/86975980/BI-click-tracking" class="elementor-sub-item">Sponsored Content</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-782988"><a href="https://www.businessinsurance.com/wsia/" class="elementor-sub-item">WSIA</a></li> </ul> </li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-has-children menu-item-626594"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/" class="elementor-item">Workers Comp & Safety</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472948"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/cost-control/" class="elementor-sub-item">Workers Comp Cost Control</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472949"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/pain-management/" class="elementor-sub-item">Pain Management</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472950"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/workplace-safety/" class="elementor-sub-item">Workplace Safety</a></li> </ul> </li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-651434"><a href="https://www.businessinsurance.com/insurance-topics/employee-benefits/" class="elementor-item">Employee Benefits</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-has-children menu-item-472952"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/" class="elementor-item">International</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472953"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/emea/" class="elementor-sub-item">EMEA</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472954"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/asia-pacific/" class="elementor-sub-item">Asia-Pacific</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472955"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/latin-america/" class="elementor-sub-item">Latin America</a></li> </ul> </li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-626756"><a href="/ppl" class="elementor-item">People</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-626524"><a href="/bievent" class="elementor-item">Events</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-343"><a href="https://www.businessinsurance.com/researchandreports/" class="elementor-item">BI Intelligence</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-786119"><a href="https://www.businessinsurance.com/best-places-to-work-2024-rankings/" class="elementor-sub-item">Best Places to Work 2024</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-783663"><a href="https://www.businessinsurance.com/lists/" class="elementor-sub-item">Lists</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-655989"><a href="https://www.businessinsurance.com/researchandreports/directories/" class="elementor-sub-item">Directories</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-655553"><a href="https://www.businessinsurance.com/biresources/quarterly-pricing-chart/" class="elementor-sub-item">Insurance Pricing</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-674559"><a href="https://index.businessinsurance.com" class="elementor-sub-item">BI Stock Index</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-768780"><a href="https://www.businessinsurance.com/resources/risk-perspectives/" class="elementor-sub-item">Risk Perspectives</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-767085"><a href="https://www.businessinsurance.com/webinars/" class="elementor-sub-item">Webinars</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-780106"><a href="https://www.businessinsurance.com/resources/white-papers/" class="elementor-sub-item">White Papers</a></li> </ul> </li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-776431"><a href="https://www.businessinsurance.com/issue/november-2024/" class="elementor-item">Magazine</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-776429"><a href="https://www.businessinsurance.com/issue/november-2024/" class="elementor-sub-item">Current Issue</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-651442"><a href="/bimagazine/" class="elementor-sub-item">Past Issues</a></li> </ul> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-655649"><a href="https://www.businessinsurance.com/deiinstitute/" class="elementor-item">DEI Institute</a></li> </ul> </nav> <div class="elementor-menu-toggle" role="button" tabindex="0" aria-label="Menu Toggle" aria-expanded="false"> <svg aria-hidden="true" role="presentation" class="elementor-menu-toggle__icon--open e-font-icon-svg e-eicon-menu-bar" viewBox="0 0 1000 1000" xmlns="http://www.w3.org/2000/svg"><path d="M104 333H896C929 333 958 304 958 271S929 208 896 208H104C71 208 42 237 42 271S71 333 104 333ZM104 583H896C929 583 958 554 958 521S929 458 896 458H104C71 458 42 487 42 521S71 583 104 583ZM104 833H896C929 833 958 804 958 771S929 708 896 708H104C71 708 42 737 42 771S71 833 104 833Z"></path></svg><svg aria-hidden="true" role="presentation" class="elementor-menu-toggle__icon--close e-font-icon-svg e-eicon-close" viewBox="0 0 1000 1000" xmlns="http://www.w3.org/2000/svg"><path d="M742 167L500 408 258 167C246 154 233 150 217 150 196 150 179 158 167 167 154 179 150 196 150 212 150 229 154 242 171 254L408 500 167 742C138 771 138 800 167 829 196 858 225 858 254 829L496 587 738 829C750 842 767 846 783 846 800 846 817 842 829 829 842 817 846 804 846 783 846 767 842 750 829 737L588 500 833 258C863 229 863 200 833 171 804 137 775 137 742 167Z"></path></svg> <span class="elementor-screen-only">Menu</span> </div> <nav class="elementor-nav-menu--dropdown elementor-nav-menu__container" aria-hidden="true"> <ul id="menu-2-cabd321" class="elementor-nav-menu"><li class="menu-item menu-item-type-taxonomy menu-item-object-category current-category-ancestor current-menu-ancestor current-menu-parent current-category-parent menu-item-has-children menu-item-472942"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/" class="elementor-item" tabindex="-1">Risk Management</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472941"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/cyber-risks/" class="elementor-sub-item" tabindex="-1">Cyber Risks</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472943"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/pricing-trends/" class="elementor-sub-item" tabindex="-1">Pricing Trends</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472944"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/mergers-acquisitions/" class="elementor-sub-item" tabindex="-1">Mergers & Acquisitions</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category current-menu-item menu-item-472945"><a href="https://www.businessinsurance.com/insurance-topics/risk-management/insurtech/" aria-current="page" class="elementor-sub-item elementor-item-active" tabindex="-1">Technology</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-779724"><a href="https://pubads.g.doubleclick.net/gampad/clk?id=6768121126&iu=/86975980/BI-click-tracking" class="elementor-sub-item" tabindex="-1">Sponsored Content</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-782988"><a href="https://www.businessinsurance.com/wsia/" class="elementor-sub-item" tabindex="-1">WSIA</a></li> </ul> </li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-has-children menu-item-626594"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/" class="elementor-item" tabindex="-1">Workers Comp & Safety</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472948"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/cost-control/" class="elementor-sub-item" tabindex="-1">Workers Comp Cost Control</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472949"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/pain-management/" class="elementor-sub-item" tabindex="-1">Pain Management</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472950"><a href="https://www.businessinsurance.com/insurance-topics/workers-compensation/workplace-safety/" class="elementor-sub-item" tabindex="-1">Workplace Safety</a></li> </ul> </li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-651434"><a href="https://www.businessinsurance.com/insurance-topics/employee-benefits/" class="elementor-item" tabindex="-1">Employee Benefits</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-has-children menu-item-472952"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/" class="elementor-item" tabindex="-1">International</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472953"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/emea/" class="elementor-sub-item" tabindex="-1">EMEA</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472954"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/asia-pacific/" class="elementor-sub-item" tabindex="-1">Asia-Pacific</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-472955"><a href="https://www.businessinsurance.com/insurance-topics/international-stories/latin-america/" class="elementor-sub-item" tabindex="-1">Latin America</a></li> </ul> </li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-626756"><a href="/ppl" class="elementor-item" tabindex="-1">People</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-626524"><a href="/bievent" class="elementor-item" tabindex="-1">Events</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-343"><a href="https://www.businessinsurance.com/researchandreports/" class="elementor-item" tabindex="-1">BI Intelligence</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-786119"><a href="https://www.businessinsurance.com/best-places-to-work-2024-rankings/" class="elementor-sub-item" tabindex="-1">Best Places to Work 2024</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-783663"><a href="https://www.businessinsurance.com/lists/" class="elementor-sub-item" tabindex="-1">Lists</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-655989"><a href="https://www.businessinsurance.com/researchandreports/directories/" class="elementor-sub-item" tabindex="-1">Directories</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-655553"><a href="https://www.businessinsurance.com/biresources/quarterly-pricing-chart/" class="elementor-sub-item" tabindex="-1">Insurance Pricing</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-674559"><a href="https://index.businessinsurance.com" class="elementor-sub-item" tabindex="-1">BI Stock Index</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-768780"><a href="https://www.businessinsurance.com/resources/risk-perspectives/" class="elementor-sub-item" tabindex="-1">Risk Perspectives</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-767085"><a href="https://www.businessinsurance.com/webinars/" class="elementor-sub-item" tabindex="-1">Webinars</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-780106"><a href="https://www.businessinsurance.com/resources/white-papers/" class="elementor-sub-item" tabindex="-1">White Papers</a></li> </ul> </li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-776431"><a href="https://www.businessinsurance.com/issue/november-2024/" class="elementor-item" tabindex="-1">Magazine</a> <ul class="sub-menu elementor-nav-menu--dropdown"> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-776429"><a href="https://www.businessinsurance.com/issue/november-2024/" class="elementor-sub-item" tabindex="-1">Current Issue</a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-651442"><a href="/bimagazine/" class="elementor-sub-item" tabindex="-1">Past Issues</a></li> </ul> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-655649"><a href="https://www.businessinsurance.com/deiinstitute/" class="elementor-item" tabindex="-1">DEI Institute</a></li> </ul> </nav> </div> </div> </div> </div> </div> <div data-elementor-type="archive" data-elementor-id="472838" class="elementor elementor-472838 elementor-location-archive" data-elementor-post-type="elementor_library"> <div class="elementor-element elementor-element-4701904e e-flex e-con-boxed e-con e-parent" data-id="4701904e" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-74e10afb e-con-full e-flex e-con e-child" data-id="74e10afb" data-element_type="container"> <div class="elementor-element elementor-element-533ea9a elementor-widget elementor-widget-theme-archive-title elementor-page-title elementor-widget-heading" data-id="533ea9a" data-element_type="widget" data-widget_type="theme-archive-title.default"> <div class="elementor-widget-container"> <h1 class="elementor-heading-title elementor-size-default">Insurtech</h1> </div> </div> <div class="elementor-element elementor-element-6d71ed47 elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="6d71ed47" data-element_type="widget" data-widget_type="divider.default"> <div class="elementor-widget-container"> <div class="elementor-divider"> <span class="elementor-divider-separator"> </span> </div> </div> </div> <div class="elementor-element elementor-element-7bd11ea elementor-grid-1 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-loop-grid" data-id="7bd11ea" data-element_type="widget" data-settings="{"template_id":491154,"columns":1,"_skin":"post","columns_tablet":"2","columns_mobile":"1","edit_handle_selector":"[data-elementor-type=\"loop-item\"]","row_gap":{"unit":"px","size":"","sizes":[]},"row_gap_tablet_extra":{"unit":"px","size":"","sizes":[]},"row_gap_tablet":{"unit":"px","size":"","sizes":[]},"row_gap_mobile":{"unit":"px","size":"","sizes":[]}}" data-widget_type="loop-grid.post"> <div class="elementor-widget-container"> <div class="elementor-loop-container elementor-grid"> <style id="loop-491154">.elementor-491154 .elementor-element.elementor-element-f5e0e75{--display:flex;--flex-direction:row;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--align-items:center;--gap:20px 20px;--background-transition:0.3s;}.elementor-491154 .elementor-element.elementor-element-425e806{--display:flex;--justify-content:flex-start;--align-items:flex-start;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--background-transition:0.3s;}.elementor-491154 .elementor-element.elementor-element-ddcd2d7 > .elementor-widget-container{margin:5px 0px 5px 0px;}.elementor-491154 .elementor-element.elementor-element-ddcd2d7 .elementor-icon-list-icon{width:14px;}.elementor-491154 .elementor-element.elementor-element-ddcd2d7 .elementor-icon-list-icon i{font-size:14px;}.elementor-491154 .elementor-element.elementor-element-ddcd2d7 .elementor-icon-list-icon svg{--e-icon-list-icon-size:14px;}.elementor-491154 .elementor-element.elementor-element-ddcd2d7 .elementor-icon-list-text, .elementor-491154 .elementor-element.elementor-element-ddcd2d7 .elementor-icon-list-text a{color:var( --e-global-color-a9608d1 );}.elementor-491154 .elementor-element.elementor-element-ddcd2d7 .elementor-icon-list-item{font-family:"liberation-sans", Sans-serif;font-size:11px;font-weight:400;text-transform:uppercase;font-style:normal;text-decoration:none;line-height:1.5em;}.elementor-491154 .elementor-element.elementor-element-53f8566 .elementor-heading-title{font-family:"Lusitana", Sans-serif;font-size:24px;font-weight:400;text-transform:none;font-style:normal;text-decoration:none;line-height:1.3em;letter-spacing:0px;}</style><style id="elementor-post-491154">.elementor-491154 .elementor-element.elementor-element-f5e0e75{--display:flex;--flex-direction:row;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--align-items:center;--gap:20px 20px;--background-transition:0.3s;}.elementor-491154 .elementor-element.elementor-element-425e806{--display:flex;--justify-content:flex-start;--align-items:flex-start;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--background-transition:0.3s;}.elementor-491154 .elementor-element.elementor-element-ddcd2d7 > .elementor-widget-container{margin:5px 0px 5px 0px;}.elementor-491154 .elementor-element.elementor-element-ddcd2d7 .elementor-icon-list-icon{width:14px;}.elementor-491154 .elementor-element.elementor-element-ddcd2d7 .elementor-icon-list-icon i{font-size:14px;}.elementor-491154 .elementor-element.elementor-element-ddcd2d7 .elementor-icon-list-icon svg{--e-icon-list-icon-size:14px;}.elementor-491154 .elementor-element.elementor-element-ddcd2d7 .elementor-icon-list-text, .elementor-491154 .elementor-element.elementor-element-ddcd2d7 .elementor-icon-list-text a{color:var( --e-global-color-a9608d1 );}.elementor-491154 .elementor-element.elementor-element-ddcd2d7 .elementor-icon-list-item{font-family:"liberation-sans", Sans-serif;font-size:11px;font-weight:400;text-transform:uppercase;font-style:normal;text-decoration:none;line-height:1.5em;}.elementor-491154 .elementor-element.elementor-element-53f8566 .elementor-heading-title{font-family:"Lusitana", Sans-serif;font-size:24px;font-weight:400;text-transform:none;font-style:normal;text-decoration:none;line-height:1.3em;letter-spacing:0px;}</style> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-786476 post-786476 post type-post status-publish format-standard has-post-thumbnail hentry category-cyber-risks category-insurance-topics category-insurtech category-risk-management topic-agents-brokers topic-cyber-risks topic-eo topic-emerging-risks topic-products-services topic-technology newsletter-channel-alert-risk-management newsletter-market-pulse" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/crum-forster-unveils-eo-fintech-cover/"> <img width="300" height="200" src="https://www.businessinsurance.com/wp-content/uploads/2024/11/EO-insurance-300x200.jpg" class="attachment-medium size-medium wp-image-786477" alt="E&O errors and omissions" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/11/EO-insurance-300x200.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/11/EO-insurance-768x512.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/11/EO-insurance.jpg 1000w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>November 12, 2024</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/crum-forster-unveils-eo-fintech-cover/">Crum & Forster unveils E&O fintech cover</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Crum & Forster said Tuesday it has introduced FInTECH ONE, an errors and omissions coverage that integrates financial services errors... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-785002 post-785002 post type-post status-publish format-standard has-post-thumbnail hentry category-insurtech category-magazine category-risk-management topic-emerging-risks topic-p-c-insurers topic-technology" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/insurtechs-seek-to-capitalize-on-ai-deployment-2/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-785003 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2024/10/BI_1124_04-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/10/BI_1124_04-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/10/BI_1124_04-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/10/BI_1124_04.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/10/BI_1124_04-300x180.jpg" class="attachment-medium size-medium wp-image-785003" alt="" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/10/BI_1124_04-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/10/BI_1124_04-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/10/BI_1124_04.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>November 1, 2024</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/insurtechs-seek-to-capitalize-on-ai-deployment-2/">Insurtechs seek to capitalize on AI deployment</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> LAS VEGAS — The insurance industry has been quietly deploying artificial intelligence, in some cases for years, and its use... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-784823 post-784823 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-insurtech category-risk-management topic-agents-brokers topic-insurtech topic-p-c-insurers topic-technology" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/insurtechs-seek-to-capitalize-on-ai-deployment/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-784824 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2024/10/AI-2-300x180.jpeg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/10/AI-2-300x180.jpeg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/10/AI-2.jpeg 320w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/10/AI-2-300x180.jpeg" class="attachment-medium size-medium wp-image-784824" alt="" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/10/AI-2-300x180.jpeg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/10/AI-2.jpeg 320w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>October 22, 2024</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/insurtechs-seek-to-capitalize-on-ai-deployment/">Insurtechs seek to capitalize on AI deployment</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> The insurance industry has been quietly deploying artificial intelligence, in some cases for years, and its use is increasing as... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-781844 post-781844 post type-post status-publish format-standard has-post-thumbnail hentry category-cyber-risks category-insurance-topics category-insurtech category-risk-management company-guy-carpenter-co company-munich-re company-scor company-swiss-re topic-insurtech topic-reinsurance topic-technology newsletter-channel-alert-risk-management newsletter-market-pulse" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/reinsurers-commit-to-ai-tools-to-improve-efficiency-risk-selection/"> <img width="300" height="169" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='169'%20viewBox='0%200%20300%20169'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-779907 perfmatters-lazy" alt="AI" data-src="https://www.businessinsurance.com/wp-content/uploads/2024/08/ed71c09a-399b-493f-ae58-da580c220a64-300x169.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/08/ed71c09a-399b-493f-ae58-da580c220a64-300x169.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/08/ed71c09a-399b-493f-ae58-da580c220a64-768x432.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/08/ed71c09a-399b-493f-ae58-da580c220a64.jpg 1000w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="169" src="https://www.businessinsurance.com/wp-content/uploads/2024/08/ed71c09a-399b-493f-ae58-da580c220a64-300x169.jpg" class="attachment-medium size-medium wp-image-779907" alt="AI" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/08/ed71c09a-399b-493f-ae58-da580c220a64-300x169.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/08/ed71c09a-399b-493f-ae58-da580c220a64-768x432.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/08/ed71c09a-399b-493f-ae58-da580c220a64.jpg 1000w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>September 10, 2024</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/reinsurers-commit-to-ai-tools-to-improve-efficiency-risk-selection/">Reinsurers commit to AI tools to improve efficiency, risk selection</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Reinsurers say they are continuing to invest in and deploy technology, including tools supported by artificial intelligence, to allow them... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-778604 post-778604 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-insurtech category-risk-management company-arthur-j-gallagher-co topic-p-c-insurers topic-technology" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/global-insurtech-funding-up-sharply-in-q2-gallagher-re/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-778605 perfmatters-lazy" alt="insurtech" data-src="https://www.businessinsurance.com/wp-content/uploads/2024/08/5fc3e94b-879c-4cda-b8d1-55a5d32ed931-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/08/5fc3e94b-879c-4cda-b8d1-55a5d32ed931-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/08/5fc3e94b-879c-4cda-b8d1-55a5d32ed931-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/08/5fc3e94b-879c-4cda-b8d1-55a5d32ed931.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/08/5fc3e94b-879c-4cda-b8d1-55a5d32ed931-300x180.jpg" class="attachment-medium size-medium wp-image-778605" alt="insurtech" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/08/5fc3e94b-879c-4cda-b8d1-55a5d32ed931-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/08/5fc3e94b-879c-4cda-b8d1-55a5d32ed931-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/08/5fc3e94b-879c-4cda-b8d1-55a5d32ed931.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>August 1, 2024</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/global-insurtech-funding-up-sharply-in-q2-gallagher-re/">Global insurtech funding up sharply in Q2: Gallagher Re</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Global insurtech funding rose 39% year-over-year in the second quarter to $1.27 billion, according to a report Thursday from Gallagher... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-777122 post-777122 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-insurtech category-risk-management topic-p-c-insurers" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/cowbell-obtains-60m-in-funding-from-zurich/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-777123 perfmatters-lazy" alt="money" data-src="https://www.businessinsurance.com/wp-content/uploads/2024/08/0101260d-3beb-4aaa-b7c8-5bb470d423f0-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/08/0101260d-3beb-4aaa-b7c8-5bb470d423f0-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/08/0101260d-3beb-4aaa-b7c8-5bb470d423f0-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/08/0101260d-3beb-4aaa-b7c8-5bb470d423f0.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/08/0101260d-3beb-4aaa-b7c8-5bb470d423f0-300x180.jpg" class="attachment-medium size-medium wp-image-777123" alt="money" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/08/0101260d-3beb-4aaa-b7c8-5bb470d423f0-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/08/0101260d-3beb-4aaa-b7c8-5bb470d423f0-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/08/0101260d-3beb-4aaa-b7c8-5bb470d423f0.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>July 26, 2024</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/cowbell-obtains-60m-in-funding-from-zurich/">Cowbell obtains $60M in funding from Zurich</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Cowbell, a Pleasanton, California-based provider of cyber insurance for small and mid-sized enterprises, said Friday that it closed a $60... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-776234 post-776234 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-insurtech category-risk-management company-arthur-j-gallagher-co topic-agents-brokers topic-p-c-insurers topic-reinsurance topic-technology" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/ai-centered-businesses-make-up-quarter-of-q1-insurtech-deals-gallagher-re/"> <img width="300" height="169" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='169'%20viewBox='0%200%20300%20169'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-759617 perfmatters-lazy" alt="chart" data-src="https://www.businessinsurance.com/wp-content/uploads/2024/05/98a11d1a-e9fb-4c44-ae0b-dfef8470a701-300x169.png" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/05/98a11d1a-e9fb-4c44-ae0b-dfef8470a701-300x169.png 300w, https://www.businessinsurance.com/wp-content/uploads/2024/05/98a11d1a-e9fb-4c44-ae0b-dfef8470a701-1024x578.png 1024w, https://www.businessinsurance.com/wp-content/uploads/2024/05/98a11d1a-e9fb-4c44-ae0b-dfef8470a701-768x434.png 768w, https://www.businessinsurance.com/wp-content/uploads/2024/05/98a11d1a-e9fb-4c44-ae0b-dfef8470a701-1536x867.png 1536w, https://www.businessinsurance.com/wp-content/uploads/2024/05/98a11d1a-e9fb-4c44-ae0b-dfef8470a701.png 2040w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="169" src="https://www.businessinsurance.com/wp-content/uploads/2024/05/98a11d1a-e9fb-4c44-ae0b-dfef8470a701-300x169.png" class="attachment-medium size-medium wp-image-759617" alt="chart" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/05/98a11d1a-e9fb-4c44-ae0b-dfef8470a701-300x169.png 300w, https://www.businessinsurance.com/wp-content/uploads/2024/05/98a11d1a-e9fb-4c44-ae0b-dfef8470a701-1024x578.png 1024w, https://www.businessinsurance.com/wp-content/uploads/2024/05/98a11d1a-e9fb-4c44-ae0b-dfef8470a701-768x434.png 768w, https://www.businessinsurance.com/wp-content/uploads/2024/05/98a11d1a-e9fb-4c44-ae0b-dfef8470a701-1536x867.png 1536w, https://www.businessinsurance.com/wp-content/uploads/2024/05/98a11d1a-e9fb-4c44-ae0b-dfef8470a701.png 2040w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>May 2, 2024</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/ai-centered-businesses-make-up-quarter-of-q1-insurtech-deals-gallagher-re/">AI-centered businesses make up quarter of Q1 insurtech deals</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> More than one-fourth of first-quarter insurtech deals involved AI-centered businesses as overall insurtech funding declined 34.3% from first-quarter 2023 to... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-659659 post-659659 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-insurtech category-risk-management company-arthur-j-gallagher-co topic-agents-brokers topic-p-c-insurers topic-reinsurance topic-technology" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/global-insurtech-funding-decreases-437-in-2023-gallagher-re/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-659660 perfmatters-lazy" alt="insurtech" data-src="https://www.businessinsurance.com/wp-content/uploads/2024/03/f15d8f76-05dc-4780-8243-022a9c04fde3-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/03/f15d8f76-05dc-4780-8243-022a9c04fde3-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/03/f15d8f76-05dc-4780-8243-022a9c04fde3-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/03/f15d8f76-05dc-4780-8243-022a9c04fde3.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/03/f15d8f76-05dc-4780-8243-022a9c04fde3-300x180.jpg" class="attachment-medium size-medium wp-image-659660" alt="insurtech" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/03/f15d8f76-05dc-4780-8243-022a9c04fde3-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/03/f15d8f76-05dc-4780-8243-022a9c04fde3-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/03/f15d8f76-05dc-4780-8243-022a9c04fde3.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>February 1, 2024</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/global-insurtech-funding-decreases-437-in-2023-gallagher-re/">Global insurtech funding decreases 43.7% in 2023: Gallagher Re</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Global Insurtech funding declined 43.7% to $4.5 billion in 2023, as both property/casualty and life sectors showed declines, according to... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-774911 post-774911 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-insurtech category-risk-management company-arthur-j-gallagher-co topic-agents-brokers topic-p-c-insurers topic-reinsurance topic-technology" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/global-insurtech-investment-jumps-198-gallagher-re/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-649799 perfmatters-lazy" alt="insurtech" data-src="https://www.businessinsurance.com/wp-content/uploads/2024/01/8175b13b-2711-419b-8bdb-2cc51b6a73b4-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/01/8175b13b-2711-419b-8bdb-2cc51b6a73b4-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/01/8175b13b-2711-419b-8bdb-2cc51b6a73b4-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/01/8175b13b-2711-419b-8bdb-2cc51b6a73b4.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/01/8175b13b-2711-419b-8bdb-2cc51b6a73b4-300x180.jpg" class="attachment-medium size-medium wp-image-649799" alt="insurtech" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/01/8175b13b-2711-419b-8bdb-2cc51b6a73b4-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/01/8175b13b-2711-419b-8bdb-2cc51b6a73b4-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/01/8175b13b-2711-419b-8bdb-2cc51b6a73b4.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>November 2, 2023</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/global-insurtech-investment-jumps-198-gallagher-re/">Global insurtech investment jumps 19.8%: Gallagher Re</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Global insurtech investment increased 19.8% in the third quarter over the second quarter, according to the Global InsurTech Report issued... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-774601 post-774601 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-insurtech category-risk-management topic-p-c-insurers topic-technology" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/insurtech-hippo-discloses-layoffs-amid-industry-cutbacks/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-635615 perfmatters-lazy" alt="Hippo" data-src="https://www.businessinsurance.com/wp-content/uploads/2023/12/600dd2a3-ab72-4587-8273-91bc4d1fa4fd-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2023/12/600dd2a3-ab72-4587-8273-91bc4d1fa4fd-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2023/12/600dd2a3-ab72-4587-8273-91bc4d1fa4fd-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2023/12/600dd2a3-ab72-4587-8273-91bc4d1fa4fd.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2023/12/600dd2a3-ab72-4587-8273-91bc4d1fa4fd-300x180.jpg" class="attachment-medium size-medium wp-image-635615" alt="Hippo" srcset="https://www.businessinsurance.com/wp-content/uploads/2023/12/600dd2a3-ab72-4587-8273-91bc4d1fa4fd-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2023/12/600dd2a3-ab72-4587-8273-91bc4d1fa4fd-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2023/12/600dd2a3-ab72-4587-8273-91bc4d1fa4fd.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>October 30, 2023</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/insurtech-hippo-discloses-layoffs-amid-industry-cutbacks/">Insurtech Hippo discloses layoffs amid industry cutbacks</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Hippo Holdings Inc. plans to lay off 120 employees amidst a company restructuring, the insurtech said last week.... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-774937 post-774937 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-insurtech category-risk-management topic-agents-brokers topic-technology" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/wholesale-insurtech-quotewell-secures-additional-funding-new-enterprise-associat/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-635861 perfmatters-lazy" alt="QuoteWell" data-src="https://www.businessinsurance.com/wp-content/uploads/2023/12/b1a3dc69-4fed-4340-8264-4b0ab014ef04-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2023/12/b1a3dc69-4fed-4340-8264-4b0ab014ef04-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2023/12/b1a3dc69-4fed-4340-8264-4b0ab014ef04-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2023/12/b1a3dc69-4fed-4340-8264-4b0ab014ef04.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2023/12/b1a3dc69-4fed-4340-8264-4b0ab014ef04-300x180.jpg" class="attachment-medium size-medium wp-image-635861" alt="QuoteWell" srcset="https://www.businessinsurance.com/wp-content/uploads/2023/12/b1a3dc69-4fed-4340-8264-4b0ab014ef04-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2023/12/b1a3dc69-4fed-4340-8264-4b0ab014ef04-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2023/12/b1a3dc69-4fed-4340-8264-4b0ab014ef04.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>October 24, 2023</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/wholesale-insurtech-quotewell-secures-additional-funding-new-enterprise-associat/">Wholesale insurtech secures additional funding</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> QuoteWell Inc., an Austin, Texas-based wholesaler that uses artificial intelligence technology in its submission and marketing processes, said Wednesday it... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-772646 post-772646 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-insurtech category-risk-management topic-p-c-insurers topic-technology" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/at-bay-promotes-interim-head-of-insurance-to-permanent-role-kristie-felton/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-635911 perfmatters-lazy" alt="Kristie Felton" data-src="https://www.businessinsurance.com/wp-content/uploads/2023/12/156bba97-8bba-4066-8ea2-bb02f402778a-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2023/12/156bba97-8bba-4066-8ea2-bb02f402778a-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2023/12/156bba97-8bba-4066-8ea2-bb02f402778a-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2023/12/156bba97-8bba-4066-8ea2-bb02f402778a.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2023/12/156bba97-8bba-4066-8ea2-bb02f402778a-300x180.jpg" class="attachment-medium size-medium wp-image-635911" alt="Kristie Felton" srcset="https://www.businessinsurance.com/wp-content/uploads/2023/12/156bba97-8bba-4066-8ea2-bb02f402778a-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2023/12/156bba97-8bba-4066-8ea2-bb02f402778a-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2023/12/156bba97-8bba-4066-8ea2-bb02f402778a.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>September 28, 2023</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/at-bay-promotes-interim-head-of-insurance-to-permanent-role-kristie-felton/">At-Bay promotes interim head of insurance to permanent role</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> San Francisco-based insurtech At-Bay Inc. on Thursday named Kristie Felton head of insurance on a permanent basis.... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-773163 post-773163 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-insurtech category-risk-management country-middle-east-africa topic-p-c-insurers topic-reinsurance topic-technology" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/vesttoo-seeks-chapter-11-bankruptcy-protection/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-766971 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2024/07/a84ea8e9-cec5-4a3f-a36e-4bace4a4920d-300x180.png" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/07/a84ea8e9-cec5-4a3f-a36e-4bace4a4920d-300x180.png 300w, https://www.businessinsurance.com/wp-content/uploads/2024/07/a84ea8e9-cec5-4a3f-a36e-4bace4a4920d-768x460.png 768w, https://www.businessinsurance.com/wp-content/uploads/2024/07/a84ea8e9-cec5-4a3f-a36e-4bace4a4920d.png 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/07/a84ea8e9-cec5-4a3f-a36e-4bace4a4920d-300x180.png" class="attachment-medium size-medium wp-image-766971" alt="" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/07/a84ea8e9-cec5-4a3f-a36e-4bace4a4920d-300x180.png 300w, https://www.businessinsurance.com/wp-content/uploads/2024/07/a84ea8e9-cec5-4a3f-a36e-4bace4a4920d-768x460.png 768w, https://www.businessinsurance.com/wp-content/uploads/2024/07/a84ea8e9-cec5-4a3f-a36e-4bace4a4920d.png 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>August 14, 2023</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/vesttoo-seeks-chapter-11-bankruptcy-protection/">Vesttoo seeks Chapter 11 bankruptcy protection</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Israel-based fintech Vesttoo is seeking Chapter 11 bankruptcy protection in a U.S. court which will enable it to pursue legal... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-773162 post-773162 post type-post status-publish format-standard has-post-thumbnail hentry category-emea category-insurance-topics category-insurtech category-international-stories category-risk-management topic-insurance-linked-securities topic-reinsurance" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/vesttoo-in-talks-with-investors-over-fake-collateral-scandal/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-693068 perfmatters-lazy" alt="Vesttoo" data-src="https://www.businessinsurance.com/wp-content/uploads/2024/04/a7f7ec32-e364-48f7-9e7e-2939aeb632ec-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/04/a7f7ec32-e364-48f7-9e7e-2939aeb632ec-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/04/a7f7ec32-e364-48f7-9e7e-2939aeb632ec-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/04/a7f7ec32-e364-48f7-9e7e-2939aeb632ec.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/04/a7f7ec32-e364-48f7-9e7e-2939aeb632ec-300x180.jpg" class="attachment-medium size-medium wp-image-693068" alt="Vesttoo" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/04/a7f7ec32-e364-48f7-9e7e-2939aeb632ec-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/04/a7f7ec32-e364-48f7-9e7e-2939aeb632ec-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/04/a7f7ec32-e364-48f7-9e7e-2939aeb632ec.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>August 7, 2023</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/vesttoo-in-talks-with-investors-over-fake-collateral-scandal/">Vesttoo in talks with investors over fake collateral scandal</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Vesttoo Ltd. is in active discussions with potential investors to find alternative collateral for clients after discovering fake letters of... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-772883 post-772883 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-insurtech category-risk-management country-china country-india country-united-kingdom company-arthur-j-gallagher-co topic-agents-brokers topic-p-c-insurers topic-reinsurance topic-technology" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/global-insurtech-new-funding-falls-619-gallagher-re/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-766801 perfmatters-lazy" alt="Gallagher chart" data-src="https://www.businessinsurance.com/wp-content/uploads/2024/07/22ac8540-a08d-4791-9296-2f87f7b2e3b0-300x180.png" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/07/22ac8540-a08d-4791-9296-2f87f7b2e3b0-300x180.png 300w, https://www.businessinsurance.com/wp-content/uploads/2024/07/22ac8540-a08d-4791-9296-2f87f7b2e3b0-1024x614.png 1024w, https://www.businessinsurance.com/wp-content/uploads/2024/07/22ac8540-a08d-4791-9296-2f87f7b2e3b0-768x461.png 768w, https://www.businessinsurance.com/wp-content/uploads/2024/07/22ac8540-a08d-4791-9296-2f87f7b2e3b0-1536x922.png 1536w, https://www.businessinsurance.com/wp-content/uploads/2024/07/22ac8540-a08d-4791-9296-2f87f7b2e3b0.png 1920w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/07/22ac8540-a08d-4791-9296-2f87f7b2e3b0-300x180.png" class="attachment-medium size-medium wp-image-766801" alt="Gallagher chart" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/07/22ac8540-a08d-4791-9296-2f87f7b2e3b0-300x180.png 300w, https://www.businessinsurance.com/wp-content/uploads/2024/07/22ac8540-a08d-4791-9296-2f87f7b2e3b0-1024x614.png 1024w, https://www.businessinsurance.com/wp-content/uploads/2024/07/22ac8540-a08d-4791-9296-2f87f7b2e3b0-768x461.png 768w, https://www.businessinsurance.com/wp-content/uploads/2024/07/22ac8540-a08d-4791-9296-2f87f7b2e3b0-1536x922.png 1536w, https://www.businessinsurance.com/wp-content/uploads/2024/07/22ac8540-a08d-4791-9296-2f87f7b2e3b0.png 1920w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>August 3, 2023</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/global-insurtech-new-funding-falls-619-gallagher-re/">Global insurtech new funding falls 61.9%: Gallagher Re</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> New funding for the global insurtech sector dropped to $916.71 million during the second quarter of 2023, down 61.9% from... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-772779 post-772779 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-insurtech category-risk-management topic-excess-surplus-lines topic-p-c-insurers topic-technology" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/next-adds-excess-liability-coverage/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-766735 perfmatters-lazy" alt="umbrella" data-src="https://www.businessinsurance.com/wp-content/uploads/2024/07/a4125df3-a0e2-4a26-ba48-125f66d64782-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/07/a4125df3-a0e2-4a26-ba48-125f66d64782-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/07/a4125df3-a0e2-4a26-ba48-125f66d64782-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/07/a4125df3-a0e2-4a26-ba48-125f66d64782.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/07/a4125df3-a0e2-4a26-ba48-125f66d64782-300x180.jpg" class="attachment-medium size-medium wp-image-766735" alt="umbrella" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/07/a4125df3-a0e2-4a26-ba48-125f66d64782-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/07/a4125df3-a0e2-4a26-ba48-125f66d64782-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/07/a4125df3-a0e2-4a26-ba48-125f66d64782.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>August 3, 2023</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/next-adds-excess-liability-coverage/">Next adds excess liability coverage</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Insurtech Next Insurance Inc. has added umbrella and excess liability to its range of coverages for small businesses.... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-626794 post-626794 post type-post status-publish format-standard hentry" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>July 28, 2023</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/global-insurtech-investment-jumps-198-gallagher-re/">Home Example Template</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> <p>Global insurtech investment increased 19.8% in the third quarter over the second quarter, according to the Global InsurTech Report issued... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-772949 post-772949 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-insurtech category-risk-management country-middle-east-africa topic-insurance-linked-securities topic-reinsurance" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/fronting-insurer-clear-blue-severs-further-ties-with-insurtech-vesttoo/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-632564 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2023/09/d3e34556-fc37-4667-9830-03d59b682e1b-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2023/09/d3e34556-fc37-4667-9830-03d59b682e1b-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2023/09/d3e34556-fc37-4667-9830-03d59b682e1b-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2023/09/d3e34556-fc37-4667-9830-03d59b682e1b.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2023/09/d3e34556-fc37-4667-9830-03d59b682e1b-300x180.jpg" class="attachment-medium size-medium wp-image-632564" alt="" srcset="https://www.businessinsurance.com/wp-content/uploads/2023/09/d3e34556-fc37-4667-9830-03d59b682e1b-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2023/09/d3e34556-fc37-4667-9830-03d59b682e1b-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2023/09/d3e34556-fc37-4667-9830-03d59b682e1b.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>July 24, 2023</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/fronting-insurer-clear-blue-severs-further-ties-with-insurtech-vesttoo/">Fronting insurer severs further ties with insurtech Vesttoo</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Fronting insurer Clear Blue Insurance Group said Monday it will no longer accept capacity via online reinsurance intermediary Vestto Ltd.... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-772966 post-772966 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-insurtech category-risk-management country-middle-east-africa topic-reinsurance" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/ils-insurtech-investigating-operations-after-alleged-fraud/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-632566 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2023/09/fffd464f-3721-4d59-8ee4-dcaecc7a4797-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2023/09/fffd464f-3721-4d59-8ee4-dcaecc7a4797-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2023/09/fffd464f-3721-4d59-8ee4-dcaecc7a4797-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2023/09/fffd464f-3721-4d59-8ee4-dcaecc7a4797.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2023/09/fffd464f-3721-4d59-8ee4-dcaecc7a4797-300x180.jpg" class="attachment-medium size-medium wp-image-632566" alt="" srcset="https://www.businessinsurance.com/wp-content/uploads/2023/09/fffd464f-3721-4d59-8ee4-dcaecc7a4797-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2023/09/fffd464f-3721-4d59-8ee4-dcaecc7a4797-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2023/09/fffd464f-3721-4d59-8ee4-dcaecc7a4797.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>July 20, 2023</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/ils-insurtech-investigating-operations-after-alleged-fraud/">ILS insurtech investigating operations after alleged fraud</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Online commercial reinsurance intermediary Vesttoo Ltd. said Thursday it is looking into inconsistencies at the company in the wake of... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-771474 post-771474 post type-post status-publish format-standard has-post-thumbnail hentry category-cyber-risks category-insurance-topics category-insurtech category-risk-management topic-cyber-risks topic-emerging-risks topic-p-c-insurers topic-technology" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/corvus-offering-cyber-risk-endorsement-insurtech-corvus-signal/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-631902 perfmatters-lazy" alt="cyber risk" data-src="https://www.businessinsurance.com/wp-content/uploads/2023/09/2e1aa5c1-fcda-44e6-a4a6-dd76d1d448e4-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2023/09/2e1aa5c1-fcda-44e6-a4a6-dd76d1d448e4-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2023/09/2e1aa5c1-fcda-44e6-a4a6-dd76d1d448e4-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2023/09/2e1aa5c1-fcda-44e6-a4a6-dd76d1d448e4.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2023/09/2e1aa5c1-fcda-44e6-a4a6-dd76d1d448e4-300x180.jpg" class="attachment-medium size-medium wp-image-631902" alt="cyber risk" srcset="https://www.businessinsurance.com/wp-content/uploads/2023/09/2e1aa5c1-fcda-44e6-a4a6-dd76d1d448e4-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2023/09/2e1aa5c1-fcda-44e6-a4a6-dd76d1d448e4-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2023/09/2e1aa5c1-fcda-44e6-a4a6-dd76d1d448e4.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>June 21, 2023</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/corvus-offering-cyber-risk-endorsement-insurtech-corvus-signal/">Corvus offering cyber risk endorsement</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Insurtech Corvus Insurance Holdings Inc. said Wednesday it is introducing an endorsement to its Corvus Signal cyber risk prevention program,... </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="elementor-element elementor-element-e0a9fe0 elementor-grid-1 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-loop-grid" data-id="e0a9fe0" data-element_type="widget" data-settings="{"template_id":491154,"columns":1,"pagination_type":"numbers","_skin":"post","columns_tablet":"2","columns_mobile":"1","edit_handle_selector":"[data-elementor-type=\"loop-item\"]","pagination_load_type":"page_reload","row_gap":{"unit":"px","size":"","sizes":[]},"row_gap_tablet_extra":{"unit":"px","size":"","sizes":[]},"row_gap_tablet":{"unit":"px","size":"","sizes":[]},"row_gap_mobile":{"unit":"px","size":"","sizes":[]}}" data-widget_type="loop-grid.post"> <div class="elementor-widget-container"> <div class="elementor-loop-container elementor-grid"> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-786476 post-786476 post type-post status-publish format-standard has-post-thumbnail hentry category-cyber-risks category-insurance-topics category-insurtech category-risk-management topic-agents-brokers topic-cyber-risks topic-eo topic-emerging-risks topic-products-services topic-technology newsletter-channel-alert-risk-management newsletter-market-pulse" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/crum-forster-unveils-eo-fintech-cover/"> <img width="300" height="200" src="https://www.businessinsurance.com/wp-content/uploads/2024/11/EO-insurance-300x200.jpg" class="attachment-medium size-medium wp-image-786477" alt="E&O errors and omissions" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/11/EO-insurance-300x200.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/11/EO-insurance-768x512.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/11/EO-insurance.jpg 1000w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>November 12, 2024</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/crum-forster-unveils-eo-fintech-cover/">Crum & Forster unveils E&O fintech cover</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Crum & Forster said Tuesday it has introduced FInTECH ONE, an errors and omissions coverage that integrates financial services errors... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-785002 post-785002 post type-post status-publish format-standard has-post-thumbnail hentry category-insurtech category-magazine category-risk-management topic-emerging-risks topic-p-c-insurers topic-technology" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/insurtechs-seek-to-capitalize-on-ai-deployment-2/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-785003 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2024/10/BI_1124_04-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/10/BI_1124_04-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/10/BI_1124_04-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/10/BI_1124_04.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/10/BI_1124_04-300x180.jpg" class="attachment-medium size-medium wp-image-785003" alt="" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/10/BI_1124_04-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/10/BI_1124_04-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/10/BI_1124_04.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>November 1, 2024</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/insurtechs-seek-to-capitalize-on-ai-deployment-2/">Insurtechs seek to capitalize on AI deployment</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> LAS VEGAS — The insurance industry has been quietly deploying artificial intelligence, in some cases for years, and its use... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-784823 post-784823 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-insurtech category-risk-management topic-agents-brokers topic-insurtech topic-p-c-insurers topic-technology" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/insurtechs-seek-to-capitalize-on-ai-deployment/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-784824 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2024/10/AI-2-300x180.jpeg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/10/AI-2-300x180.jpeg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/10/AI-2.jpeg 320w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/10/AI-2-300x180.jpeg" class="attachment-medium size-medium wp-image-784824" alt="" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/10/AI-2-300x180.jpeg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/10/AI-2.jpeg 320w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>October 22, 2024</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/insurtechs-seek-to-capitalize-on-ai-deployment/">Insurtechs seek to capitalize on AI deployment</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> The insurance industry has been quietly deploying artificial intelligence, in some cases for years, and its use is increasing as... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-781844 post-781844 post type-post status-publish format-standard has-post-thumbnail hentry category-cyber-risks category-insurance-topics category-insurtech category-risk-management company-guy-carpenter-co company-munich-re company-scor company-swiss-re topic-insurtech topic-reinsurance topic-technology newsletter-channel-alert-risk-management newsletter-market-pulse" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/reinsurers-commit-to-ai-tools-to-improve-efficiency-risk-selection/"> <img width="300" height="169" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='169'%20viewBox='0%200%20300%20169'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-779907 perfmatters-lazy" alt="AI" data-src="https://www.businessinsurance.com/wp-content/uploads/2024/08/ed71c09a-399b-493f-ae58-da580c220a64-300x169.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/08/ed71c09a-399b-493f-ae58-da580c220a64-300x169.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/08/ed71c09a-399b-493f-ae58-da580c220a64-768x432.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/08/ed71c09a-399b-493f-ae58-da580c220a64.jpg 1000w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="169" src="https://www.businessinsurance.com/wp-content/uploads/2024/08/ed71c09a-399b-493f-ae58-da580c220a64-300x169.jpg" class="attachment-medium size-medium wp-image-779907" alt="AI" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/08/ed71c09a-399b-493f-ae58-da580c220a64-300x169.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/08/ed71c09a-399b-493f-ae58-da580c220a64-768x432.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/08/ed71c09a-399b-493f-ae58-da580c220a64.jpg 1000w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>September 10, 2024</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/reinsurers-commit-to-ai-tools-to-improve-efficiency-risk-selection/">Reinsurers commit to AI tools to improve efficiency, risk selection</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Reinsurers say they are continuing to invest in and deploy technology, including tools supported by artificial intelligence, to allow them... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-778604 post-778604 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-insurtech category-risk-management company-arthur-j-gallagher-co topic-p-c-insurers topic-technology" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/global-insurtech-funding-up-sharply-in-q2-gallagher-re/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-778605 perfmatters-lazy" alt="insurtech" data-src="https://www.businessinsurance.com/wp-content/uploads/2024/08/5fc3e94b-879c-4cda-b8d1-55a5d32ed931-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/08/5fc3e94b-879c-4cda-b8d1-55a5d32ed931-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/08/5fc3e94b-879c-4cda-b8d1-55a5d32ed931-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/08/5fc3e94b-879c-4cda-b8d1-55a5d32ed931.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/08/5fc3e94b-879c-4cda-b8d1-55a5d32ed931-300x180.jpg" class="attachment-medium size-medium wp-image-778605" alt="insurtech" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/08/5fc3e94b-879c-4cda-b8d1-55a5d32ed931-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/08/5fc3e94b-879c-4cda-b8d1-55a5d32ed931-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/08/5fc3e94b-879c-4cda-b8d1-55a5d32ed931.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>August 1, 2024</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/global-insurtech-funding-up-sharply-in-q2-gallagher-re/">Global insurtech funding up sharply in Q2: Gallagher Re</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Global insurtech funding rose 39% year-over-year in the second quarter to $1.27 billion, according to a report Thursday from Gallagher... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-777122 post-777122 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-insurtech category-risk-management topic-p-c-insurers" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/cowbell-obtains-60m-in-funding-from-zurich/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-777123 perfmatters-lazy" alt="money" data-src="https://www.businessinsurance.com/wp-content/uploads/2024/08/0101260d-3beb-4aaa-b7c8-5bb470d423f0-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/08/0101260d-3beb-4aaa-b7c8-5bb470d423f0-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/08/0101260d-3beb-4aaa-b7c8-5bb470d423f0-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/08/0101260d-3beb-4aaa-b7c8-5bb470d423f0.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/08/0101260d-3beb-4aaa-b7c8-5bb470d423f0-300x180.jpg" class="attachment-medium size-medium wp-image-777123" alt="money" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/08/0101260d-3beb-4aaa-b7c8-5bb470d423f0-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/08/0101260d-3beb-4aaa-b7c8-5bb470d423f0-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/08/0101260d-3beb-4aaa-b7c8-5bb470d423f0.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>July 26, 2024</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/cowbell-obtains-60m-in-funding-from-zurich/">Cowbell obtains $60M in funding from Zurich</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Cowbell, a Pleasanton, California-based provider of cyber insurance for small and mid-sized enterprises, said Friday that it closed a $60... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-776234 post-776234 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-insurtech category-risk-management company-arthur-j-gallagher-co topic-agents-brokers topic-p-c-insurers topic-reinsurance topic-technology" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/ai-centered-businesses-make-up-quarter-of-q1-insurtech-deals-gallagher-re/"> <img width="300" height="169" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='169'%20viewBox='0%200%20300%20169'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-759617 perfmatters-lazy" alt="chart" data-src="https://www.businessinsurance.com/wp-content/uploads/2024/05/98a11d1a-e9fb-4c44-ae0b-dfef8470a701-300x169.png" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/05/98a11d1a-e9fb-4c44-ae0b-dfef8470a701-300x169.png 300w, https://www.businessinsurance.com/wp-content/uploads/2024/05/98a11d1a-e9fb-4c44-ae0b-dfef8470a701-1024x578.png 1024w, https://www.businessinsurance.com/wp-content/uploads/2024/05/98a11d1a-e9fb-4c44-ae0b-dfef8470a701-768x434.png 768w, https://www.businessinsurance.com/wp-content/uploads/2024/05/98a11d1a-e9fb-4c44-ae0b-dfef8470a701-1536x867.png 1536w, https://www.businessinsurance.com/wp-content/uploads/2024/05/98a11d1a-e9fb-4c44-ae0b-dfef8470a701.png 2040w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="169" src="https://www.businessinsurance.com/wp-content/uploads/2024/05/98a11d1a-e9fb-4c44-ae0b-dfef8470a701-300x169.png" class="attachment-medium size-medium wp-image-759617" alt="chart" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/05/98a11d1a-e9fb-4c44-ae0b-dfef8470a701-300x169.png 300w, https://www.businessinsurance.com/wp-content/uploads/2024/05/98a11d1a-e9fb-4c44-ae0b-dfef8470a701-1024x578.png 1024w, https://www.businessinsurance.com/wp-content/uploads/2024/05/98a11d1a-e9fb-4c44-ae0b-dfef8470a701-768x434.png 768w, https://www.businessinsurance.com/wp-content/uploads/2024/05/98a11d1a-e9fb-4c44-ae0b-dfef8470a701-1536x867.png 1536w, https://www.businessinsurance.com/wp-content/uploads/2024/05/98a11d1a-e9fb-4c44-ae0b-dfef8470a701.png 2040w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>May 2, 2024</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/ai-centered-businesses-make-up-quarter-of-q1-insurtech-deals-gallagher-re/">AI-centered businesses make up quarter of Q1 insurtech deals</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> More than one-fourth of first-quarter insurtech deals involved AI-centered businesses as overall insurtech funding declined 34.3% from first-quarter 2023 to... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-659659 post-659659 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-insurtech category-risk-management company-arthur-j-gallagher-co topic-agents-brokers topic-p-c-insurers topic-reinsurance topic-technology" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/global-insurtech-funding-decreases-437-in-2023-gallagher-re/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-659660 perfmatters-lazy" alt="insurtech" data-src="https://www.businessinsurance.com/wp-content/uploads/2024/03/f15d8f76-05dc-4780-8243-022a9c04fde3-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/03/f15d8f76-05dc-4780-8243-022a9c04fde3-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/03/f15d8f76-05dc-4780-8243-022a9c04fde3-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/03/f15d8f76-05dc-4780-8243-022a9c04fde3.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/03/f15d8f76-05dc-4780-8243-022a9c04fde3-300x180.jpg" class="attachment-medium size-medium wp-image-659660" alt="insurtech" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/03/f15d8f76-05dc-4780-8243-022a9c04fde3-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/03/f15d8f76-05dc-4780-8243-022a9c04fde3-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/03/f15d8f76-05dc-4780-8243-022a9c04fde3.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>February 1, 2024</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/global-insurtech-funding-decreases-437-in-2023-gallagher-re/">Global insurtech funding decreases 43.7% in 2023: Gallagher Re</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Global Insurtech funding declined 43.7% to $4.5 billion in 2023, as both property/casualty and life sectors showed declines, according to... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-774911 post-774911 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-insurtech category-risk-management company-arthur-j-gallagher-co topic-agents-brokers topic-p-c-insurers topic-reinsurance topic-technology" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/global-insurtech-investment-jumps-198-gallagher-re/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-649799 perfmatters-lazy" alt="insurtech" data-src="https://www.businessinsurance.com/wp-content/uploads/2024/01/8175b13b-2711-419b-8bdb-2cc51b6a73b4-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/01/8175b13b-2711-419b-8bdb-2cc51b6a73b4-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/01/8175b13b-2711-419b-8bdb-2cc51b6a73b4-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/01/8175b13b-2711-419b-8bdb-2cc51b6a73b4.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/01/8175b13b-2711-419b-8bdb-2cc51b6a73b4-300x180.jpg" class="attachment-medium size-medium wp-image-649799" alt="insurtech" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/01/8175b13b-2711-419b-8bdb-2cc51b6a73b4-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/01/8175b13b-2711-419b-8bdb-2cc51b6a73b4-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/01/8175b13b-2711-419b-8bdb-2cc51b6a73b4.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>November 2, 2023</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/global-insurtech-investment-jumps-198-gallagher-re/">Global insurtech investment jumps 19.8%: Gallagher Re</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Global insurtech investment increased 19.8% in the third quarter over the second quarter, according to the Global InsurTech Report issued... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-774601 post-774601 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-insurtech category-risk-management topic-p-c-insurers topic-technology" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/insurtech-hippo-discloses-layoffs-amid-industry-cutbacks/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-635615 perfmatters-lazy" alt="Hippo" data-src="https://www.businessinsurance.com/wp-content/uploads/2023/12/600dd2a3-ab72-4587-8273-91bc4d1fa4fd-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2023/12/600dd2a3-ab72-4587-8273-91bc4d1fa4fd-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2023/12/600dd2a3-ab72-4587-8273-91bc4d1fa4fd-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2023/12/600dd2a3-ab72-4587-8273-91bc4d1fa4fd.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2023/12/600dd2a3-ab72-4587-8273-91bc4d1fa4fd-300x180.jpg" class="attachment-medium size-medium wp-image-635615" alt="Hippo" srcset="https://www.businessinsurance.com/wp-content/uploads/2023/12/600dd2a3-ab72-4587-8273-91bc4d1fa4fd-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2023/12/600dd2a3-ab72-4587-8273-91bc4d1fa4fd-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2023/12/600dd2a3-ab72-4587-8273-91bc4d1fa4fd.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>October 30, 2023</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/insurtech-hippo-discloses-layoffs-amid-industry-cutbacks/">Insurtech Hippo discloses layoffs amid industry cutbacks</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Hippo Holdings Inc. plans to lay off 120 employees amidst a company restructuring, the insurtech said last week.... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-774937 post-774937 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-insurtech category-risk-management topic-agents-brokers topic-technology" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/wholesale-insurtech-quotewell-secures-additional-funding-new-enterprise-associat/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-635861 perfmatters-lazy" alt="QuoteWell" data-src="https://www.businessinsurance.com/wp-content/uploads/2023/12/b1a3dc69-4fed-4340-8264-4b0ab014ef04-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2023/12/b1a3dc69-4fed-4340-8264-4b0ab014ef04-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2023/12/b1a3dc69-4fed-4340-8264-4b0ab014ef04-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2023/12/b1a3dc69-4fed-4340-8264-4b0ab014ef04.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2023/12/b1a3dc69-4fed-4340-8264-4b0ab014ef04-300x180.jpg" class="attachment-medium size-medium wp-image-635861" alt="QuoteWell" srcset="https://www.businessinsurance.com/wp-content/uploads/2023/12/b1a3dc69-4fed-4340-8264-4b0ab014ef04-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2023/12/b1a3dc69-4fed-4340-8264-4b0ab014ef04-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2023/12/b1a3dc69-4fed-4340-8264-4b0ab014ef04.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>October 24, 2023</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/wholesale-insurtech-quotewell-secures-additional-funding-new-enterprise-associat/">Wholesale insurtech secures additional funding</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> QuoteWell Inc., an Austin, Texas-based wholesaler that uses artificial intelligence technology in its submission and marketing processes, said Wednesday it... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-772646 post-772646 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-insurtech category-risk-management topic-p-c-insurers topic-technology" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/at-bay-promotes-interim-head-of-insurance-to-permanent-role-kristie-felton/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-635911 perfmatters-lazy" alt="Kristie Felton" data-src="https://www.businessinsurance.com/wp-content/uploads/2023/12/156bba97-8bba-4066-8ea2-bb02f402778a-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2023/12/156bba97-8bba-4066-8ea2-bb02f402778a-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2023/12/156bba97-8bba-4066-8ea2-bb02f402778a-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2023/12/156bba97-8bba-4066-8ea2-bb02f402778a.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2023/12/156bba97-8bba-4066-8ea2-bb02f402778a-300x180.jpg" class="attachment-medium size-medium wp-image-635911" alt="Kristie Felton" srcset="https://www.businessinsurance.com/wp-content/uploads/2023/12/156bba97-8bba-4066-8ea2-bb02f402778a-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2023/12/156bba97-8bba-4066-8ea2-bb02f402778a-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2023/12/156bba97-8bba-4066-8ea2-bb02f402778a.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>September 28, 2023</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/at-bay-promotes-interim-head-of-insurance-to-permanent-role-kristie-felton/">At-Bay promotes interim head of insurance to permanent role</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> San Francisco-based insurtech At-Bay Inc. on Thursday named Kristie Felton head of insurance on a permanent basis.... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-773163 post-773163 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-insurtech category-risk-management country-middle-east-africa topic-p-c-insurers topic-reinsurance topic-technology" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/vesttoo-seeks-chapter-11-bankruptcy-protection/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-766971 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2024/07/a84ea8e9-cec5-4a3f-a36e-4bace4a4920d-300x180.png" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/07/a84ea8e9-cec5-4a3f-a36e-4bace4a4920d-300x180.png 300w, https://www.businessinsurance.com/wp-content/uploads/2024/07/a84ea8e9-cec5-4a3f-a36e-4bace4a4920d-768x460.png 768w, https://www.businessinsurance.com/wp-content/uploads/2024/07/a84ea8e9-cec5-4a3f-a36e-4bace4a4920d.png 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/07/a84ea8e9-cec5-4a3f-a36e-4bace4a4920d-300x180.png" class="attachment-medium size-medium wp-image-766971" alt="" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/07/a84ea8e9-cec5-4a3f-a36e-4bace4a4920d-300x180.png 300w, https://www.businessinsurance.com/wp-content/uploads/2024/07/a84ea8e9-cec5-4a3f-a36e-4bace4a4920d-768x460.png 768w, https://www.businessinsurance.com/wp-content/uploads/2024/07/a84ea8e9-cec5-4a3f-a36e-4bace4a4920d.png 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>August 14, 2023</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/vesttoo-seeks-chapter-11-bankruptcy-protection/">Vesttoo seeks Chapter 11 bankruptcy protection</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Israel-based fintech Vesttoo is seeking Chapter 11 bankruptcy protection in a U.S. court which will enable it to pursue legal... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-773162 post-773162 post type-post status-publish format-standard has-post-thumbnail hentry category-emea category-insurance-topics category-insurtech category-international-stories category-risk-management topic-insurance-linked-securities topic-reinsurance" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/vesttoo-in-talks-with-investors-over-fake-collateral-scandal/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-693068 perfmatters-lazy" alt="Vesttoo" data-src="https://www.businessinsurance.com/wp-content/uploads/2024/04/a7f7ec32-e364-48f7-9e7e-2939aeb632ec-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/04/a7f7ec32-e364-48f7-9e7e-2939aeb632ec-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/04/a7f7ec32-e364-48f7-9e7e-2939aeb632ec-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/04/a7f7ec32-e364-48f7-9e7e-2939aeb632ec.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/04/a7f7ec32-e364-48f7-9e7e-2939aeb632ec-300x180.jpg" class="attachment-medium size-medium wp-image-693068" alt="Vesttoo" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/04/a7f7ec32-e364-48f7-9e7e-2939aeb632ec-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/04/a7f7ec32-e364-48f7-9e7e-2939aeb632ec-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/04/a7f7ec32-e364-48f7-9e7e-2939aeb632ec.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>August 7, 2023</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/vesttoo-in-talks-with-investors-over-fake-collateral-scandal/">Vesttoo in talks with investors over fake collateral scandal</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Vesttoo Ltd. is in active discussions with potential investors to find alternative collateral for clients after discovering fake letters of... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-772883 post-772883 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-insurtech category-risk-management country-china country-india country-united-kingdom company-arthur-j-gallagher-co topic-agents-brokers topic-p-c-insurers topic-reinsurance topic-technology" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/global-insurtech-new-funding-falls-619-gallagher-re/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-766801 perfmatters-lazy" alt="Gallagher chart" data-src="https://www.businessinsurance.com/wp-content/uploads/2024/07/22ac8540-a08d-4791-9296-2f87f7b2e3b0-300x180.png" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/07/22ac8540-a08d-4791-9296-2f87f7b2e3b0-300x180.png 300w, https://www.businessinsurance.com/wp-content/uploads/2024/07/22ac8540-a08d-4791-9296-2f87f7b2e3b0-1024x614.png 1024w, https://www.businessinsurance.com/wp-content/uploads/2024/07/22ac8540-a08d-4791-9296-2f87f7b2e3b0-768x461.png 768w, https://www.businessinsurance.com/wp-content/uploads/2024/07/22ac8540-a08d-4791-9296-2f87f7b2e3b0-1536x922.png 1536w, https://www.businessinsurance.com/wp-content/uploads/2024/07/22ac8540-a08d-4791-9296-2f87f7b2e3b0.png 1920w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/07/22ac8540-a08d-4791-9296-2f87f7b2e3b0-300x180.png" class="attachment-medium size-medium wp-image-766801" alt="Gallagher chart" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/07/22ac8540-a08d-4791-9296-2f87f7b2e3b0-300x180.png 300w, https://www.businessinsurance.com/wp-content/uploads/2024/07/22ac8540-a08d-4791-9296-2f87f7b2e3b0-1024x614.png 1024w, https://www.businessinsurance.com/wp-content/uploads/2024/07/22ac8540-a08d-4791-9296-2f87f7b2e3b0-768x461.png 768w, https://www.businessinsurance.com/wp-content/uploads/2024/07/22ac8540-a08d-4791-9296-2f87f7b2e3b0-1536x922.png 1536w, https://www.businessinsurance.com/wp-content/uploads/2024/07/22ac8540-a08d-4791-9296-2f87f7b2e3b0.png 1920w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>August 3, 2023</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/global-insurtech-new-funding-falls-619-gallagher-re/">Global insurtech new funding falls 61.9%: Gallagher Re</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> New funding for the global insurtech sector dropped to $916.71 million during the second quarter of 2023, down 61.9% from... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-772779 post-772779 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-insurtech category-risk-management topic-excess-surplus-lines topic-p-c-insurers topic-technology" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/next-adds-excess-liability-coverage/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-766735 perfmatters-lazy" alt="umbrella" data-src="https://www.businessinsurance.com/wp-content/uploads/2024/07/a4125df3-a0e2-4a26-ba48-125f66d64782-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/07/a4125df3-a0e2-4a26-ba48-125f66d64782-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/07/a4125df3-a0e2-4a26-ba48-125f66d64782-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/07/a4125df3-a0e2-4a26-ba48-125f66d64782.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/07/a4125df3-a0e2-4a26-ba48-125f66d64782-300x180.jpg" class="attachment-medium size-medium wp-image-766735" alt="umbrella" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/07/a4125df3-a0e2-4a26-ba48-125f66d64782-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/07/a4125df3-a0e2-4a26-ba48-125f66d64782-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/07/a4125df3-a0e2-4a26-ba48-125f66d64782.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>August 3, 2023</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/next-adds-excess-liability-coverage/">Next adds excess liability coverage</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Insurtech Next Insurance Inc. has added umbrella and excess liability to its range of coverages for small businesses.... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-626794 post-626794 post type-post status-publish format-standard hentry" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>July 28, 2023</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/global-insurtech-investment-jumps-198-gallagher-re/">Home Example Template</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> <p>Global insurtech investment increased 19.8% in the third quarter over the second quarter, according to the Global InsurTech Report issued... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-772949 post-772949 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-insurtech category-risk-management country-middle-east-africa topic-insurance-linked-securities topic-reinsurance" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/fronting-insurer-clear-blue-severs-further-ties-with-insurtech-vesttoo/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-632564 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2023/09/d3e34556-fc37-4667-9830-03d59b682e1b-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2023/09/d3e34556-fc37-4667-9830-03d59b682e1b-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2023/09/d3e34556-fc37-4667-9830-03d59b682e1b-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2023/09/d3e34556-fc37-4667-9830-03d59b682e1b.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2023/09/d3e34556-fc37-4667-9830-03d59b682e1b-300x180.jpg" class="attachment-medium size-medium wp-image-632564" alt="" srcset="https://www.businessinsurance.com/wp-content/uploads/2023/09/d3e34556-fc37-4667-9830-03d59b682e1b-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2023/09/d3e34556-fc37-4667-9830-03d59b682e1b-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2023/09/d3e34556-fc37-4667-9830-03d59b682e1b.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>July 24, 2023</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/fronting-insurer-clear-blue-severs-further-ties-with-insurtech-vesttoo/">Fronting insurer severs further ties with insurtech Vesttoo</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Fronting insurer Clear Blue Insurance Group said Monday it will no longer accept capacity via online reinsurance intermediary Vestto Ltd.... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-772966 post-772966 post type-post status-publish format-standard has-post-thumbnail hentry category-insurance-topics category-insurtech category-risk-management country-middle-east-africa topic-reinsurance" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/ils-insurtech-investigating-operations-after-alleged-fraud/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-632566 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2023/09/fffd464f-3721-4d59-8ee4-dcaecc7a4797-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2023/09/fffd464f-3721-4d59-8ee4-dcaecc7a4797-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2023/09/fffd464f-3721-4d59-8ee4-dcaecc7a4797-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2023/09/fffd464f-3721-4d59-8ee4-dcaecc7a4797.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2023/09/fffd464f-3721-4d59-8ee4-dcaecc7a4797-300x180.jpg" class="attachment-medium size-medium wp-image-632566" alt="" srcset="https://www.businessinsurance.com/wp-content/uploads/2023/09/fffd464f-3721-4d59-8ee4-dcaecc7a4797-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2023/09/fffd464f-3721-4d59-8ee4-dcaecc7a4797-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2023/09/fffd464f-3721-4d59-8ee4-dcaecc7a4797.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>July 20, 2023</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/ils-insurtech-investigating-operations-after-alleged-fraud/">ILS insurtech investigating operations after alleged fraud</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Online commercial reinsurance intermediary Vesttoo Ltd. said Thursday it is looking into inconsistencies at the company in the wake of... </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="491154" class="elementor elementor-491154 e-loop-item e-loop-item-771474 post-771474 post type-post status-publish format-standard has-post-thumbnail hentry category-cyber-risks category-insurance-topics category-insurtech category-risk-management topic-cyber-risks topic-emerging-risks topic-p-c-insurers topic-technology" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-f5e0e75 e-con-full e-flex e-con e-parent" data-id="f5e0e75" data-element_type="container"> <div class="elementor-element elementor-element-e3ad278 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="e3ad278" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/corvus-offering-cyber-risk-endorsement-insurtech-corvus-signal/"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-631902 perfmatters-lazy" alt="cyber risk" data-src="https://www.businessinsurance.com/wp-content/uploads/2023/09/2e1aa5c1-fcda-44e6-a4a6-dd76d1d448e4-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2023/09/2e1aa5c1-fcda-44e6-a4a6-dd76d1d448e4-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2023/09/2e1aa5c1-fcda-44e6-a4a6-dd76d1d448e4-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2023/09/2e1aa5c1-fcda-44e6-a4a6-dd76d1d448e4.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2023/09/2e1aa5c1-fcda-44e6-a4a6-dd76d1d448e4-300x180.jpg" class="attachment-medium size-medium wp-image-631902" alt="cyber risk" srcset="https://www.businessinsurance.com/wp-content/uploads/2023/09/2e1aa5c1-fcda-44e6-a4a6-dd76d1d448e4-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2023/09/2e1aa5c1-fcda-44e6-a4a6-dd76d1d448e4-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2023/09/2e1aa5c1-fcda-44e6-a4a6-dd76d1d448e4.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-425e806 e-flex e-con-boxed e-con e-child" data-id="425e806" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-ddcd2d7 elementor-widget elementor-widget-post-info" data-id="ddcd2d7" data-element_type="widget" data-widget_type="post-info.default"> <div class="elementor-widget-container"> <ul class="elementor-inline-items elementor-icon-list-items elementor-post-info"> <li class="elementor-icon-list-item elementor-repeater-item-38ed82f elementor-inline-item" itemprop="datePublished"> <span class="elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date"> <time>June 21, 2023</time> </span> </li> </ul> </div> </div> <div class="elementor-element elementor-element-53f8566 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="53f8566" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://www.businessinsurance.com/corvus-offering-cyber-risk-endorsement-insurtech-corvus-signal/">Corvus offering cyber risk endorsement</a></h2> </div> </div> <div class="elementor-element elementor-element-2c52a7c elementor-widget elementor-widget-theme-post-excerpt" data-id="2c52a7c" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Insurtech Corvus Insurance Holdings Inc. said Wednesday it is introducing an endorsement to its Corvus Signal cyber risk prevention program,... </div> </div> </div> </div> </div> </div> </div> <div class="e-load-more-anchor" data-page="1" data-max-page="16" data-next-page="https://www.businessinsurance.com/insurance-topics/risk-management/insurtech/page/2/"></div> <nav class="elementor-pagination" aria-label="Pagination"> <span aria-current="page" class="page-numbers current"><span class="elementor-screen-only">Page</span>1</span> <a class="page-numbers" href="https://www.businessinsurance.com/insurance-topics/risk-management/insurtech/page/2/"><span class="elementor-screen-only">Page</span>2</a> <a class="page-numbers" href="https://www.businessinsurance.com/insurance-topics/risk-management/insurtech/page/3/"><span class="elementor-screen-only">Page</span>3</a> <span class="page-numbers dots">…</span> <a class="page-numbers" href="https://www.businessinsurance.com/insurance-topics/risk-management/insurtech/page/16/"><span class="elementor-screen-only">Page</span>16</a> </nav> </div> </div> <div class="elementor-element elementor-element-6020fd6 elementor-grid-1 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-global elementor-global-780457 elementor-widget-loop-grid" data-id="6020fd6" data-element_type="widget" data-settings="{"template_id":"780445","columns":1,"row_gap":{"unit":"px","size":15,"sizes":[]},"_skin":"post","columns_tablet":"2","columns_mobile":"1","edit_handle_selector":"[data-elementor-type=\"loop-item\"]","row_gap_tablet_extra":{"unit":"px","size":"","sizes":[]},"row_gap_tablet":{"unit":"px","size":"","sizes":[]},"row_gap_mobile":{"unit":"px","size":"","sizes":[]}}" data-widget_type="loop-grid.post"> <div class="elementor-widget-container"> <div class="elementor-loop-container elementor-grid"> <style id="loop-780445">.elementor-780445 .elementor-element.elementor-element-4efe94dd{--display:flex;--flex-direction:row;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--align-items:center;--gap:20px 20px;--background-transition:0.3s;box-shadow:0px 0px 10px 0px rgba(0,0,0,0.5);--padding-top:5px;--padding-bottom:5px;--padding-left:5px;--padding-right:5px;}.elementor-780445 .elementor-element.elementor-element-44805119{text-align:left;}.elementor-780445 .elementor-element.elementor-element-44805119 img{filter:brightness( 100% ) contrast( 100% ) saturate( 100% ) blur( 0px ) hue-rotate( 0deg );}.elementor-780445 .elementor-element.elementor-element-255407f7{--display:flex;--min-height:120px;--justify-content:space-evenly;--background-transition:0.3s;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:5px;}.elementor-780445 .elementor-element.elementor-element-62732340 > .elementor-widget-container{padding:5px 0px 5px 0px;}.elementor-780445 .elementor-element.elementor-element-62732340 .elementor-heading-title{font-family:"Lusitana", Sans-serif;font-size:20px;font-weight:700;text-transform:none;font-style:normal;text-decoration:none;line-height:1.3em;}@media(max-width:767px){.elementor-780445 .elementor-element.elementor-element-4efe94dd{--gap:0px 0px;--padding-top:3%;--padding-bottom:3%;--padding-left:3%;--padding-right:3%;}}</style><style id="elementor-post-780445">.elementor-780445 .elementor-element.elementor-element-4efe94dd{--display:flex;--flex-direction:row;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--align-items:center;--gap:20px 20px;--background-transition:0.3s;box-shadow:0px 0px 10px 0px rgba(0,0,0,0.5);--padding-top:5px;--padding-bottom:5px;--padding-left:5px;--padding-right:5px;}.elementor-780445 .elementor-element.elementor-element-44805119{text-align:left;}.elementor-780445 .elementor-element.elementor-element-44805119 img{filter:brightness( 100% ) contrast( 100% ) saturate( 100% ) blur( 0px ) hue-rotate( 0deg );}.elementor-780445 .elementor-element.elementor-element-255407f7{--display:flex;--min-height:120px;--justify-content:space-evenly;--background-transition:0.3s;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:5px;}.elementor-780445 .elementor-element.elementor-element-62732340 > .elementor-widget-container{padding:5px 0px 5px 0px;}.elementor-780445 .elementor-element.elementor-element-62732340 .elementor-heading-title{font-family:"Lusitana", Sans-serif;font-size:20px;font-weight:700;text-transform:none;font-style:normal;text-decoration:none;line-height:1.3em;}@media(max-width:767px){.elementor-780445 .elementor-element.elementor-element-4efe94dd{--gap:0px 0px;--padding-top:3%;--padding-bottom:3%;--padding-left:3%;--padding-right:3%;}}</style> <div data-elementor-type="loop-item" data-elementor-id="780445" class="elementor elementor-780445 e-loop-item e-loop-item-786781 post-786781 customcontent type-customcontent status-publish has-post-thumbnail hentry category-risk-perspectives newsletter-active-sponsor-insight" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-4efe94dd e-flex e-con-boxed e-con e-parent" data-id="4efe94dd" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-44805119 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="44805119" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://pubads.g.doubleclick.net/gampad/clk?id=6838954222&iu=/86975980/BI-click-tracking" target="_blank" rel="nofollow"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-786782 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2024/11/Paradigm_P_834x500-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/11/Paradigm_P_834x500-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/11/Paradigm_P_834x500-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/11/Paradigm_P_834x500.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/11/Paradigm_P_834x500-300x180.jpg" class="attachment-medium size-medium wp-image-786782" alt="" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/11/Paradigm_P_834x500-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/11/Paradigm_P_834x500-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/11/Paradigm_P_834x500.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-255407f7 e-con-full e-flex e-con e-child" data-id="255407f7" data-element_type="container"> <div class="elementor-element elementor-element-62732340 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="62732340" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://pubads.g.doubleclick.net/gampad/clk?id=6838954222&iu=/86975980/BI-click-tracking" target="_blank" rel="nofollow">A collaborative and flexible approach to catastrophic care management</a></h2> </div> </div> <div class="elementor-element elementor-element-116f6e49 elementor-widget elementor-widget-theme-post-excerpt" data-id="116f6e49" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Learn how Paradigm provides certainty for complex workplace injuries by aligning clinical specialization, financial offerings, and proven guaranteed outcomes. </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="780445" class="elementor elementor-780445 e-loop-item e-loop-item-786514 post-786514 customcontent type-customcontent status-publish has-post-thumbnail hentry category-risk-perspectives newsletter-active-sponsor-insight" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-4efe94dd e-flex e-con-boxed e-con e-parent" data-id="4efe94dd" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-44805119 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="44805119" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://pubads.g.doubleclick.net/gampad/clk?id=6836625554&iu=/86975980/BI-click-tracking" target="_blank" rel="nofollow"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-786515 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2024/11/BI_BurnsWilcox_834x500-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/11/BI_BurnsWilcox_834x500-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/11/BI_BurnsWilcox_834x500-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/11/BI_BurnsWilcox_834x500.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/11/BI_BurnsWilcox_834x500-300x180.jpg" class="attachment-medium size-medium wp-image-786515" alt="" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/11/BI_BurnsWilcox_834x500-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/11/BI_BurnsWilcox_834x500-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/11/BI_BurnsWilcox_834x500.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-255407f7 e-con-full e-flex e-con e-child" data-id="255407f7" data-element_type="container"> <div class="elementor-element elementor-element-62732340 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="62732340" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://pubads.g.doubleclick.net/gampad/clk?id=6836625554&iu=/86975980/BI-click-tracking" target="_blank" rel="nofollow">Complex construction risks need specialists</a></h2> </div> </div> <div class="elementor-element elementor-element-116f6e49 elementor-widget elementor-widget-theme-post-excerpt" data-id="116f6e49" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Contractors’ liability exposures are increasing, and these businesses need help navigating a changing construction insurance marketplace. </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="780445" class="elementor elementor-780445 e-loop-item e-loop-item-786371 post-786371 customcontent type-customcontent status-publish has-post-thumbnail hentry category-risk-perspectives newsletter-active-sponsor-insight" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-4efe94dd e-flex e-con-boxed e-con e-parent" data-id="4efe94dd" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-44805119 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="44805119" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://pubads.g.doubleclick.net/gampad/clk?id=6830153271&iu=/86975980/BI-click-tracking" target="_blank" rel="nofollow"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-786372 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2024/11/BI_QBE_834x500-1-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/11/BI_QBE_834x500-1-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/11/BI_QBE_834x500-1-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/11/BI_QBE_834x500-1.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/11/BI_QBE_834x500-1-300x180.jpg" class="attachment-medium size-medium wp-image-786372" alt="" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/11/BI_QBE_834x500-1-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/11/BI_QBE_834x500-1-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/11/BI_QBE_834x500-1.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-255407f7 e-con-full e-flex e-con e-child" data-id="255407f7" data-element_type="container"> <div class="elementor-element elementor-element-62732340 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="62732340" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://pubads.g.doubleclick.net/gampad/clk?id=6830153271&iu=/86975980/BI-click-tracking" target="_blank" rel="nofollow">Cyber insurance used widely but not deeply</a></h2> </div> </div> <div class="elementor-element elementor-element-116f6e49 elementor-widget elementor-widget-theme-post-excerpt" data-id="116f6e49" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> A QBE North America survey found many companies not taking full advantage of their investment in cyber insurance. </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="780445" class="elementor elementor-780445 e-loop-item e-loop-item-786116 post-786116 customcontent type-customcontent status-publish has-post-thumbnail hentry category-risk-perspectives newsletter-active-sponsor-insight" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-4efe94dd e-flex e-con-boxed e-con e-parent" data-id="4efe94dd" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-44805119 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="44805119" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://pubads.g.doubleclick.net/gampad/clk?id=6825932151&iu=/86975980/BI-click-tracking" target="_blank" rel="nofollow"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-786117 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2024/11/BI-MSIG_Ad_834-x-500-native-ad-300x180.png" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/11/BI-MSIG_Ad_834-x-500-native-ad-300x180.png 300w, https://www.businessinsurance.com/wp-content/uploads/2024/11/BI-MSIG_Ad_834-x-500-native-ad-768x460.png 768w, https://www.businessinsurance.com/wp-content/uploads/2024/11/BI-MSIG_Ad_834-x-500-native-ad.png 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/11/BI-MSIG_Ad_834-x-500-native-ad-300x180.png" class="attachment-medium size-medium wp-image-786117" alt="" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/11/BI-MSIG_Ad_834-x-500-native-ad-300x180.png 300w, https://www.businessinsurance.com/wp-content/uploads/2024/11/BI-MSIG_Ad_834-x-500-native-ad-768x460.png 768w, https://www.businessinsurance.com/wp-content/uploads/2024/11/BI-MSIG_Ad_834-x-500-native-ad.png 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-255407f7 e-con-full e-flex e-con e-child" data-id="255407f7" data-element_type="container"> <div class="elementor-element elementor-element-62732340 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="62732340" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://pubads.g.doubleclick.net/gampad/clk?id=6825932151&iu=/86975980/BI-click-tracking" target="_blank" rel="nofollow">Complex risk environment needs fresh thinking</a></h2> </div> </div> <div class="elementor-element elementor-element-116f6e49 elementor-widget elementor-widget-theme-post-excerpt" data-id="116f6e49" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> The insurance industry has lagged behind the pace of change in casualty risks. Fast-evolving risks call for fresh thinking and adaptable solutions. </div> </div> </div> </div> </div> </div> <div data-elementor-type="loop-item" data-elementor-id="780445" class="elementor elementor-780445 e-loop-item e-loop-item-786113 post-786113 customcontent type-customcontent status-publish has-post-thumbnail hentry category-risk-perspectives newsletter-active-sponsor-insight" data-elementor-post-type="elementor_library" data-custom-edit-handle="1"> <div class="elementor-element elementor-element-4efe94dd e-flex e-con-boxed e-con e-parent" data-id="4efe94dd" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-44805119 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image" data-id="44805119" data-element_type="widget" data-widget_type="theme-post-featured-image.default"> <div class="elementor-widget-container"> <a href="https://pubads.g.doubleclick.net/gampad/clk?id=6825914763&iu=/86975980/BI-click-tracking" target="_blank" rel="nofollow"> <img width="300" height="180" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='300'%20height='180'%20viewBox='0%200%20300%20180'%3E%3C/svg%3E" class="attachment-medium size-medium wp-image-786114 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2024/11/BI-Aon-RP-834x500-1-300x180.jpg" data-srcset="https://www.businessinsurance.com/wp-content/uploads/2024/11/BI-Aon-RP-834x500-1-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/11/BI-Aon-RP-834x500-1-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/11/BI-Aon-RP-834x500-1.jpg 834w" data-sizes="(max-width: 300px) 100vw, 300px" /><noscript><img width="300" height="180" src="https://www.businessinsurance.com/wp-content/uploads/2024/11/BI-Aon-RP-834x500-1-300x180.jpg" class="attachment-medium size-medium wp-image-786114" alt="" srcset="https://www.businessinsurance.com/wp-content/uploads/2024/11/BI-Aon-RP-834x500-1-300x180.jpg 300w, https://www.businessinsurance.com/wp-content/uploads/2024/11/BI-Aon-RP-834x500-1-768x460.jpg 768w, https://www.businessinsurance.com/wp-content/uploads/2024/11/BI-Aon-RP-834x500-1.jpg 834w" sizes="(max-width: 300px) 100vw, 300px" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-255407f7 e-con-full e-flex e-con e-child" data-id="255407f7" data-element_type="container"> <div class="elementor-element elementor-element-62732340 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading" data-id="62732340" data-element_type="widget" data-widget_type="theme-post-title.default"> <div class="elementor-widget-container"> <h2 class="elementor-heading-title elementor-size-default"><a href="https://pubads.g.doubleclick.net/gampad/clk?id=6825914763&iu=/86975980/BI-click-tracking" target="_blank" rel="nofollow">Liability risks rising for directors and officers</a></h2> </div> </div> <div class="elementor-element elementor-element-116f6e49 elementor-widget elementor-widget-theme-post-excerpt" data-id="116f6e49" data-element_type="widget" data-widget_type="theme-post-excerpt.default"> <div class="elementor-widget-container"> Directors and officers of public as well as private/nonprofit organizations are exposed to significant liability risks. Learn how to mitigate them with insights from Aon. </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="elementor-element elementor-element-3f1625fa e-con-full e-flex e-con e-child" data-id="3f1625fa" data-element_type="container"> <div class="elementor-element elementor-element-541d8c7 elementor-widget elementor-widget-sidebar" data-id="541d8c7" data-element_type="widget" data-settings="{"sticky":"top","sticky_on":["desktop"],"sticky_parent":"yes","sticky_offset":0,"sticky_effects_offset":0}" data-widget_type="sidebar.default"> <div class="elementor-widget-container"> <div class="widget_text widget-content"><div class="textwidget custom-html-widget"><div id="sticky-1" class="google-ad"> <script defer src="data:text/javascript;base64,CgkJCQkJZ29vZ2xldGFnLmNtZC5wdXNoKGZ1bmN0aW9uICgpIHsgZ29vZ2xldGFnLmRpc3BsYXkoInN0aWNreS0xIik7IH0pOwoJCQkJ"></script> </div></div></div><div class="widget_text widget-content"><div class="textwidget custom-html-widget"><div id="rectangle-1" class="google-ad"> <script defer src="data:text/javascript;base64,CgkJCQkJZ29vZ2xldGFnLmNtZC5wdXNoKGZ1bmN0aW9uICgpIHsgZ29vZ2xldGFnLmRpc3BsYXkoInJlY3RhbmdsZS0xIik7IH0pOwoJCQkJ"></script> </div></div></div> </div> </div> </div> </div> </div> </div> <div data-elementor-type="footer" data-elementor-id="224644" class="elementor elementor-224644 elementor-location-footer" data-elementor-post-type="elementor_library"> <div class="elementor-element elementor-element-b5715f7 e-con-full e-flex e-con e-parent" data-id="b5715f7" data-element_type="container" data-settings="{"background_background":"classic"}"> <div class="elementor-element elementor-element-d245f8d elementor-widget elementor-widget-image" data-id="d245f8d" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com/"> <img width="468" height="468" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='468'%20height='468'%20viewBox='0%200%20468%20468'%3E%3C/svg%3E" class="attachment-full size-full wp-image-651538 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2024/01/bi-square-logo.svg" /><noscript><img width="468" height="468" src="https://www.businessinsurance.com/wp-content/uploads/2024/01/bi-square-logo.svg" class="attachment-full size-full wp-image-651538" alt="" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-02cca47 elementor-shape-rounded elementor-grid-0 e-grid-align-center elementor-widget elementor-widget-social-icons" data-id="02cca47" data-element_type="widget" data-widget_type="social-icons.default"> <div class="elementor-widget-container"> <div class="elementor-social-icons-wrapper elementor-grid"> <span class="elementor-grid-item"> <a class="elementor-icon elementor-social-icon elementor-social-icon-facebook-f elementor-repeater-item-0267196" href="https://www.facebook.com/BusInsMagazine" target="_blank" rel="nofollow"> <span class="elementor-screen-only">Facebook-f</span> <svg class="e-font-icon-svg e-fab-facebook-f" viewBox="0 0 320 512" xmlns="http://www.w3.org/2000/svg"><path d="M279.14 288l14.22-92.66h-88.91v-60.13c0-25.35 12.42-50.06 52.24-50.06h40.42V6.26S260.43 0 225.36 0c-73.22 0-121.08 44.38-121.08 124.72v70.62H22.89V288h81.39v224h100.17V288z"></path></svg> </a> </span> <span class="elementor-grid-item"> <a class="elementor-icon elementor-social-icon elementor-social-icon-x-twitter elementor-repeater-item-dc10550" href="https://twitter.com/BusInsMagazine" target="_blank" rel="nofollow"> <span class="elementor-screen-only">X-twitter</span> <svg class="e-font-icon-svg e-fab-x-twitter" viewBox="0 0 512 512" xmlns="http://www.w3.org/2000/svg"><path d="M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z"></path></svg> </a> </span> <span class="elementor-grid-item"> <a class="elementor-icon elementor-social-icon elementor-social-icon-linkedin-in elementor-repeater-item-9bc67e2" href="https://www.linkedin.com/company/656162" target="_blank" rel="nofollow"> <span class="elementor-screen-only">Linkedin-in</span> <svg class="e-font-icon-svg e-fab-linkedin-in" viewBox="0 0 448 512" xmlns="http://www.w3.org/2000/svg"><path d="M100.28 448H7.4V148.9h92.88zM53.79 108.1C24.09 108.1 0 83.5 0 53.8a53.79 53.79 0 0 1 107.58 0c0 29.7-24.1 54.3-53.79 54.3zM447.9 448h-92.68V302.4c0-34.7-.7-79.2-48.29-79.2-48.29 0-55.69 37.7-55.69 76.7V448h-92.78V148.9h89.08v40.8h1.3c12.4-23.5 42.69-48.3 87.88-48.3 94 0 111.28 61.9 111.28 142.3V448z"></path></svg> </a> </span> </div> </div> </div> </div> <div class="elementor-element elementor-element-c99b632 e-con-full e-flex e-con e-parent" data-id="c99b632" data-element_type="container" data-settings="{"background_background":"classic"}"> <div class="elementor-element elementor-element-018d877 e-con-full e-flex e-con e-child" data-id="018d877" data-element_type="container"> <div class="elementor-element elementor-element-669fa82 e-con-full e-flex e-con e-child" data-id="669fa82" data-element_type="container"> <div class="elementor-element elementor-element-385fa69 elementor-widget elementor-widget-theme-site-logo elementor-widget-image" data-id="385fa69" data-element_type="widget" data-widget_type="theme-site-logo.default"> <div class="elementor-widget-container"> <a href="https://www.businessinsurance.com"> <img width="720" height="51" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='720'%20height='51'%20viewBox='0%200%20720%2051'%3E%3C/svg%3E" class="attachment-full size-full wp-image-651539 perfmatters-lazy" alt data-src="https://www.businessinsurance.com/wp-content/uploads/2024/01/business-insurance-logo.svg" /><noscript><img width="720" height="51" src="https://www.businessinsurance.com/wp-content/uploads/2024/01/business-insurance-logo.svg" class="attachment-full size-full wp-image-651539" alt="" loading="eager" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-d37129a elementor-widget elementor-widget-text-editor" data-id="d37129a" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>Business Insurance is a singular, authoritative news and information source for executives focused upon risk management, risk transfer and risk financing.</p> </div> </div> </div> <div class="elementor-element elementor-element-19a533e e-con-full e-flex e-con e-child" data-id="19a533e" data-element_type="container"> <div class="elementor-element elementor-element-85c5fc9 elementor-widget elementor-widget-heading" data-id="85c5fc9" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <p class="elementor-heading-title elementor-size-default">Never miss important news: Become a Business Insurance Online subscriber today</p> </div> </div> <div class="elementor-element elementor-element-8ffebdf elementor-align-center elementor-tablet-align-left elementor-mobile-align-center elementor-widget elementor-widget-button" data-id="8ffebdf" data-element_type="widget" data-widget_type="button.default"> <div class="elementor-widget-container"> <div class="elementor-button-wrapper"> <a class="elementor-button elementor-button-link elementor-size-sm" href="/register/free-account/"> <span class="elementor-button-content-wrapper"> <span class="elementor-button-icon"> <svg aria-hidden="true" class="e-font-icon-svg e-far-envelope-open" viewBox="0 0 512 512" xmlns="http://www.w3.org/2000/svg"><path d="M494.586 164.516c-4.697-3.883-111.723-89.95-135.251-108.657C337.231 38.191 299.437 0 256 0c-43.205 0-80.636 37.717-103.335 55.859-24.463 19.45-131.07 105.195-135.15 108.549A48.004 48.004 0 0 0 0 201.485V464c0 26.51 21.49 48 48 48h416c26.51 0 48-21.49 48-48V201.509a48 48 0 0 0-17.414-36.993zM464 458a6 6 0 0 1-6 6H54a6 6 0 0 1-6-6V204.347c0-1.813.816-3.526 2.226-4.665 15.87-12.814 108.793-87.554 132.364-106.293C200.755 78.88 232.398 48 256 48c23.693 0 55.857 31.369 73.41 45.389 23.573 18.741 116.503 93.493 132.366 106.316a5.99 5.99 0 0 1 2.224 4.663V458zm-31.991-187.704c4.249 5.159 3.465 12.795-1.745 16.981-28.975 23.283-59.274 47.597-70.929 56.863C336.636 362.283 299.205 400 256 400c-43.452 0-81.287-38.237-103.335-55.86-11.279-8.967-41.744-33.413-70.927-56.865-5.21-4.187-5.993-11.822-1.745-16.981l15.258-18.528c4.178-5.073 11.657-5.843 16.779-1.726 28.618 23.001 58.566 47.035 70.56 56.571C200.143 320.631 232.307 352 256 352c23.602 0 55.246-30.88 73.41-45.389 11.994-9.535 41.944-33.57 70.563-56.568 5.122-4.116 12.601-3.346 16.778 1.727l15.258 18.526z"></path></svg> </span> <span class="elementor-button-text">Subscribe Now</span> </span> </a> </div> </div> </div> </div> <div class="elementor-element elementor-element-c11deeb e-con-full e-flex e-con e-child" data-id="c11deeb" data-element_type="container"> <div class="elementor-element elementor-element-b293ffe elementor-widget elementor-widget-heading" data-id="b293ffe" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <h3 class="elementor-heading-title elementor-size-default">Information</h3> </div> </div> <div class="elementor-element elementor-element-4a62d87 elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="4a62d87" data-element_type="widget" data-widget_type="divider.default"> <div class="elementor-widget-container"> <div class="elementor-divider"> <span class="elementor-divider-separator"> </span> </div> </div> </div> <div class="elementor-element elementor-element-871d82f elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list" data-id="871d82f" data-element_type="widget" data-widget_type="icon-list.default"> <div class="elementor-widget-container"> <ul class="elementor-icon-list-items"> <li class="elementor-icon-list-item"> <a href="https://www.businessinsurance.com/about/"> <span class="elementor-icon-list-icon"> <svg aria-hidden="true" class="e-font-icon-svg e-fas-chevron-right" viewBox="0 0 320 512" xmlns="http://www.w3.org/2000/svg"><path d="M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z"></path></svg> </span> <span class="elementor-icon-list-text">About Us</span> </a> </li> <li class="elementor-icon-list-item"> <a href="https://www.businessinsurance.com/contact-us/"> <span class="elementor-icon-list-icon"> <svg aria-hidden="true" class="e-font-icon-svg e-fas-chevron-right" viewBox="0 0 320 512" xmlns="http://www.w3.org/2000/svg"><path d="M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z"></path></svg> </span> <span class="elementor-icon-list-text">Contact</span> </a> </li> <li class="elementor-icon-list-item"> <a href="https://bimediakit.com/" target="_blank"> <span class="elementor-icon-list-icon"> <svg aria-hidden="true" class="e-font-icon-svg e-fas-chevron-right" viewBox="0 0 320 512" xmlns="http://www.w3.org/2000/svg"><path d="M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z"></path></svg> </span> <span class="elementor-icon-list-text">Advertise</span> </a> </li> <li class="elementor-icon-list-item"> <a href="https://www.businessinsurance.com/privacy-policy/"> <span class="elementor-icon-list-icon"> <svg aria-hidden="true" class="e-font-icon-svg e-fas-chevron-right" viewBox="0 0 320 512" xmlns="http://www.w3.org/2000/svg"><path d="M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z"></path></svg> </span> <span class="elementor-icon-list-text">Privacy Policy</span> </a> </li> <li class="elementor-icon-list-item"> <a href="https://www.businessinsurance.com/terms-conditions/"> <span class="elementor-icon-list-icon"> <svg aria-hidden="true" class="e-font-icon-svg e-fas-chevron-right" viewBox="0 0 320 512" xmlns="http://www.w3.org/2000/svg"><path d="M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z"></path></svg> </span> <span class="elementor-icon-list-text">Terms & Conditions</span> </a> </li> </ul> </div> </div> </div> </div> </div> <div class="elementor-element elementor-element-99667e6 e-con-full e-flex e-con e-parent" data-id="99667e6" data-element_type="container" data-settings="{"background_background":"classic"}"> <div class="elementor-element elementor-element-8d89b62 elementor-widget elementor-widget-heading" data-id="8d89b62" data-element_type="widget" data-widget_type="heading.default"> <div class="elementor-widget-container"> <p class="elementor-heading-title elementor-size-default">Copyright 2024. BUSINESS INSURANCE HOLDINGS</p> </div> </div> <div class="elementor-element elementor-element-bc050ca elementor-widget elementor-widget-image" data-id="bc050ca" data-element_type="widget" data-widget_type="image.default"> <div class="elementor-widget-container"> <a href="https://big.com" target="_blank"> <img src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20width='0'%20height='0'%20viewBox='0%200%200%200'%3E%3C/svg%3E" title="beacon-logo" alt="beacon-logo" class="perfmatters-lazy" data-src="https://www.businessinsurance.com/wp-content/uploads/2024/01/beacon-logo.svg" /><noscript><img src="https://www.businessinsurance.com/wp-content/uploads/2024/01/beacon-logo.svg" title="beacon-logo" alt="beacon-logo" loading="lazy" /></noscript> </a> </div> </div> <div class="elementor-element elementor-element-b80922c elementor-widget elementor-widget-html" data-id="b80922c" data-element_type="widget" data-widget_type="html.default"> <div class="elementor-widget-container"> <div id='interstitial' style="z-index: 999999 !important"> <script defer src="data:text/javascript;base64,DQogICAgICAgICAgICAgICAgZ29vZ2xldGFnLmNtZC5wdXNoKGZ1bmN0aW9uICgpIHsgZ29vZ2xldGFnLmRpc3BsYXkoJ2ludGVyc3RpdGlhbCcpOyB9KTsNCiAgICAgICAgICAgIA=="></script> </div> </div> </div> </div> </div> <div data-elementor-type="popup" data-elementor-id="785734" class="elementor elementor-785734 elementor-location-popup" data-elementor-settings="{"entrance_animation":"slideInRight","entrance_animation_duration":{"unit":"px","size":1.2,"sizes":[]},"a11y_navigation":"yes","triggers":{"page_load_delay":5,"page_load":"yes"},"timing":{"times_times":1,"times_period":"week","times_count":"close","times":"yes","logged_in":"yes","devices_devices":["desktop","tablet","tablet_extra"],"devices":"yes","logged_in_users":"all"}}" data-elementor-post-type="elementor_library"> <div class="elementor-element elementor-element-6dbb92b3 e-flex e-con-boxed e-con e-parent" data-id="6dbb92b3" data-element_type="container"> <div class="e-con-inner"> <div class="elementor-element elementor-element-77552def elementor-widget elementor-widget-text-editor" data-id="77552def" data-element_type="widget" data-widget_type="text-editor.default"> <div class="elementor-widget-container"> <p>Create your free <em>Business Insurance</em> account now</p><p>Sign up for unlimited free newsletters from BI, and get introductory access to all content on the new Business Insurance online</p> </div> </div> <div class="elementor-element elementor-element-32033a83 elementor-align-center elementor-tablet-align-left elementor-widget elementor-widget-button" data-id="32033a83" data-element_type="widget" data-widget_type="button.default"> <div class="elementor-widget-container"> <div class="elementor-button-wrapper"> <a class="elementor-button elementor-button-link elementor-size-sm" href="https://www.businessinsurance.com/register/free-account/?utm_source=website&utm_medium=popup&utm_campaign=register"> <span class="elementor-button-content-wrapper"> <span class="elementor-button-icon"> <svg aria-hidden="true" class="e-font-icon-svg e-far-envelope-open" viewBox="0 0 512 512" xmlns="http://www.w3.org/2000/svg"><path d="M494.586 164.516c-4.697-3.883-111.723-89.95-135.251-108.657C337.231 38.191 299.437 0 256 0c-43.205 0-80.636 37.717-103.335 55.859-24.463 19.45-131.07 105.195-135.15 108.549A48.004 48.004 0 0 0 0 201.485V464c0 26.51 21.49 48 48 48h416c26.51 0 48-21.49 48-48V201.509a48 48 0 0 0-17.414-36.993zM464 458a6 6 0 0 1-6 6H54a6 6 0 0 1-6-6V204.347c0-1.813.816-3.526 2.226-4.665 15.87-12.814 108.793-87.554 132.364-106.293C200.755 78.88 232.398 48 256 48c23.693 0 55.857 31.369 73.41 45.389 23.573 18.741 116.503 93.493 132.366 106.316a5.99 5.99 0 0 1 2.224 4.663V458zm-31.991-187.704c4.249 5.159 3.465 12.795-1.745 16.981-28.975 23.283-59.274 47.597-70.929 56.863C336.636 362.283 299.205 400 256 400c-43.452 0-81.287-38.237-103.335-55.86-11.279-8.967-41.744-33.413-70.927-56.865-5.21-4.187-5.993-11.822-1.745-16.981l15.258-18.528c4.178-5.073 11.657-5.843 16.779-1.726 28.618 23.001 58.566 47.035 70.56 56.571C200.143 320.631 232.307 352 256 352c23.602 0 55.246-30.88 73.41-45.389 11.994-9.535 41.944-33.57 70.563-56.568 5.122-4.116 12.601-3.346 16.778 1.727l15.258 18.526z"></path></svg> </span> <span class="elementor-button-text">Register for free</span> </span> </a> </div> </div> </div> </div> </div> </div> <script type="text/javascript" defer src="data:text/javascript;base64,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"></script> <script data-wpacu-script-handle="hello-theme-frontend" src="https://www.businessinsurance.com/wp-content/themes/hello-elementor/assets/js/hello-frontend.min.js?ver=48a1ace9ad29" id="hello-theme-frontend-js" defer></script> <script data-wpacu-script-handle="smartmenus" src="https://www.businessinsurance.com/wp-content/plugins/elementor-pro/assets/lib/smartmenus/jquery.smartmenus.min.js?ver=9e7c898d1649" id="smartmenus-js" defer></script> <script data-wpacu-script-handle="imagesloaded" src="https://www.businessinsurance.com/wp-includes/js/imagesloaded.min.js?ver=6823120876c9" id="imagesloaded-js" defer></script> <script data-wpacu-script-handle="e-sticky" src="https://www.businessinsurance.com/wp-content/plugins/elementor-pro/assets/lib/sticky/jquery.sticky.min.js?ver=3e31a0ddb1f9" id="e-sticky-js" defer></script> <script id="perfmatters-lazy-load-js-before"> window.lazyLoadOptions={elements_selector:"img[data-src],.perfmatters-lazy,.perfmatters-lazy-css-bg",thresholds:"0px 0px",class_loading:"pmloading",class_loaded:"pmloaded",callback_loaded:function(element){if(element.tagName==="IFRAME"){if(element.classList.contains("pmloaded")){if(typeof window.jQuery!="undefined"){if(jQuery.fn.fitVids){jQuery(element).parent().fitVids()}}}}}};window.addEventListener("LazyLoad::Initialized",function(e){var lazyLoadInstance=e.detail.instance;var target=document.querySelector("body");var observer=new MutationObserver(function(mutations){lazyLoadInstance.update()});var config={childList:!0,subtree:!0};observer.observe(target,config);});function perfmattersLazyLoadYouTube(e){var t=document.createElement("iframe"),r="ID?";r+=0===e.dataset.query.length?"":e.dataset.query+"&",r+="autoplay=1",t.setAttribute("src",r.replace("ID",e.dataset.src)),t.setAttribute("frameborder","0"),t.setAttribute("allowfullscreen","1"),t.setAttribute("allow","accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture"),e.replaceChild(t,e.firstChild)} </script> <script async src="https://www.businessinsurance.com/wp-content/plugins/perfmatters/js/lazyload.min.js?ver=b4edcd1be13b" id="perfmatters-lazy-load-js"></script> <script data-wpacu-script-handle="custom-js" src="https://www.businessinsurance.com/wp-content/themes/BI-child-theme-master/js/custom.js?ver=4ac719bb9ed1" id="custom-js-js" defer></script> <script data-wpacu-script-handle="elementor-pro-webpack-runtime" src="https://www.businessinsurance.com/wp-content/plugins/elementor-pro/assets/js/webpack-pro.runtime.min.js?ver=af255334ec2b" id="elementor-pro-webpack-runtime-js" defer></script> <script data-wpacu-script-handle="elementor-webpack-runtime" src="https://www.businessinsurance.com/wp-content/plugins/elementor/assets/js/webpack.runtime.min.js?ver=f535582c6ed1" id="elementor-webpack-runtime-js" defer></script> <script data-wpacu-script-handle="elementor-frontend-modules" src="https://www.businessinsurance.com/wp-content/plugins/elementor/assets/js/frontend-modules.min.js?ver=57f902ef8212" id="elementor-frontend-modules-js" defer></script> <script data-wpacu-script-handle="wp-hooks" src="https://www.businessinsurance.com/wp-includes/js/dist/hooks.min.js?ver=072d3f6e5c44" id="wp-hooks-js" defer></script> <script data-wpacu-script-handle="wp-i18n" src="https://www.businessinsurance.com/wp-includes/js/dist/i18n.min.js?ver=a8127c1a87bb" id="wp-i18n-js" defer></script> <script data-wpacu-script-handle="wp-i18n" id="wp-i18n-js-after" defer src="data:text/javascript;base64,CndwLmkxOG4uc2V0TG9jYWxlRGF0YSggeyAndGV4dCBkaXJlY3Rpb25cdTAwMDRsdHInOiBbICdsdHInIF0gfSApOwo="></script> <script data-wpacu-script-handle="elementor-pro-frontend" id="elementor-pro-frontend-js-before" defer src="data:text/javascript;base64,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"></script> <script data-wpacu-script-handle="elementor-pro-frontend" src="https://www.businessinsurance.com/wp-content/plugins/elementor-pro/assets/js/frontend.min.js?ver=5e0310234bb8" id="elementor-pro-frontend-js" defer></script> <script data-wpacu-script-handle="jquery-ui-core" src="https://www.businessinsurance.com/wp-includes/js/jquery/ui/core.min.js?ver=8fbc22c79d40" id="jquery-ui-core-js" defer></script> <script data-wpacu-script-handle="elementor-frontend" id="elementor-frontend-js-before" defer src="data:text/javascript;base64,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"></script> <script data-wpacu-script-handle="elementor-frontend" src="https://www.businessinsurance.com/wp-content/plugins/elementor/assets/js/frontend.min.js?ver=f8c901db36a7" id="elementor-frontend-js" defer></script> <script data-wpacu-script-handle="pro-elements-handlers" src="https://www.businessinsurance.com/wp-content/plugins/elementor-pro/assets/js/elements-handlers.min.js?ver=f6fe6be6976e" id="pro-elements-handlers-js" defer></script>  <script defer src="data:text/javascript;base64,DQogICAgICAgIGdvb2dsZXRhZy5jbWQucHVzaChmdW5jdGlvbigpIHsNCiAgICAgICAgICAgIHZhciBjYiA9IGFkbG9veF9wdWJpbnRfdGltZW91dChmdW5jdGlvbigpIHsNCiAgICAgICAgICAgICAgICBnb29nbGV0YWcucHViYWRzKCkucmVmcmVzaCgpOw0KICAgICAgICAgICAgfSwgNzAwKTsJLy8gNzAwIG1pbGxpc2Vjb25kcyBtYXhpbXVtIGRlbGF5DQogICAgICAgICAgICBhZGxvb3hfcHViaW50LmNtZC5wdXNoKGZ1bmN0aW9uKCkgew0KICAgICAgICAgICAgICAgIGFkbG9veF9wdWJpbnQuZ3B0KGdvb2dsZXRhZywgY2IpOw0KICAgICAgICAgICAgfSk7DQogICAgICAgIH0pOw0KICAgIA=="></script> <script defer src="data:text/javascript;base64,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"></script> <svg id="ptb_svg" style="display:none"><defs></defs></svg><style>.ptb_fa { display: inline-block; width: 1em; height: 1em; stroke-width: 0; stroke: currentColor; overflow: visible; fill: currentColor; pointer-events: none; vertical-align: middle; }</style> <script id="perfmatters-delayed-scripts-js">const pmDelayClick=false;const pmDelayTimer=setTimeout(pmTriggerDOMListener,10*1000);const pmUserInteractions=["keydown","mousedown","mousemove","wheel","touchmove","touchstart","touchend"],pmDelayedScripts={normal:[],defer:[],async:[]},jQueriesArray=[],pmInterceptedClicks=[];var pmDOMLoaded=!1,pmClickTarget="";function pmTriggerDOMListener(){"undefined"!=typeof pmDelayTimer&&clearTimeout(pmDelayTimer),pmUserInteractions.forEach(function(e){window.removeEventListener(e,pmTriggerDOMListener,{passive:!0})}),document.removeEventListener("visibilitychange",pmTriggerDOMListener),"loading"===document.readyState?document.addEventListener("DOMContentLoaded",pmTriggerDelayedScripts):pmTriggerDelayedScripts()}async function pmTriggerDelayedScripts(){pmDelayEventListeners(),pmDelayJQueryReady(),pmProcessDocumentWrite(),pmSortDelayedScripts(),pmPreloadDelayedScripts(),await pmLoadDelayedScripts(pmDelayedScripts.normal),await pmLoadDelayedScripts(pmDelayedScripts.defer),await pmLoadDelayedScripts(pmDelayedScripts.async),await pmTriggerEventListeners(),document.querySelectorAll("link[data-pmdelayedstyle]").forEach(function(e){e.setAttribute("href",e.getAttribute("data-pmdelayedstyle"))}),window.dispatchEvent(new Event("perfmatters-allScriptsLoaded")),pmWaitForPendingClicks().then(()=>{pmReplayClicks()})}function pmDelayEventListeners(){let e={};function t(t,n){function r(n){return e[t].delayedEvents.indexOf(n)>=0?"perfmatters-"+n:n}e[t]||(e[t]={originalFunctions:{add:t.addEventListener,remove:t.removeEventListener},delayedEvents:[]},t.addEventListener=function(){arguments[0]=r(arguments[0]),e[t].originalFunctions.add.apply(t,arguments)},t.removeEventListener=function(){arguments[0]=r(arguments[0]),e[t].originalFunctions.remove.apply(t,arguments)}),e[t].delayedEvents.push(n)}function n(e,t){let n=e[t];Object.defineProperty(e,t,{get:n||function(){},set:function(n){e["perfmatters"+t]=n}})}t(document,"DOMContentLoaded"),t(window,"DOMContentLoaded"),t(window,"load"),t(window,"pageshow"),t(document,"readystatechange"),n(document,"onreadystatechange"),n(window,"onload"),n(window,"onpageshow")}function pmDelayJQueryReady(){let e=window.jQuery;Object.defineProperty(window,"jQuery",{get:()=>e,set(t){if(t&&t.fn&&!jQueriesArray.includes(t)){t.fn.ready=t.fn.init.prototype.ready=function(e){pmDOMLoaded?e.bind(document)(t):document.addEventListener("perfmatters-DOMContentLoaded",function(){e.bind(document)(t)})};let n=t.fn.on;t.fn.on=t.fn.init.prototype.on=function(){if(this[0]===window){function e(e){return e=(e=(e=e.split(" ")).map(function(e){return"load"===e||0===e.indexOf("load.")?"perfmatters-jquery-load":e})).join(" ")}"string"==typeof arguments[0]||arguments[0]instanceof String?arguments[0]=e(arguments[0]):"object"==typeof arguments[0]&&Object.keys(arguments[0]).forEach(function(t){delete Object.assign(arguments[0],{[e(t)]:arguments[0][t]})[t]})}return n.apply(this,arguments),this},jQueriesArray.push(t)}e=t}})}function pmProcessDocumentWrite(){let e=new Map;document.write=document.writeln=function(t){var n=document.currentScript,r=document.createRange();let a=e.get(n);void 0===a&&(a=n.nextSibling,e.set(n,a));var i=document.createDocumentFragment();r.setStart(i,0),i.appendChild(r.createContextualFragment(t)),n.parentElement.insertBefore(i,a)}}function pmSortDelayedScripts(){document.querySelectorAll("script[type=pmdelayedscript]").forEach(function(e){e.hasAttribute("src")?e.hasAttribute("defer")&&!1!==e.defer?pmDelayedScripts.defer.push(e):e.hasAttribute("async")&&!1!==e.async?pmDelayedScripts.async.push(e):pmDelayedScripts.normal.push(e):pmDelayedScripts.normal.push(e)})}function pmPreloadDelayedScripts(){var e=document.createDocumentFragment();[...pmDelayedScripts.normal,...pmDelayedScripts.defer,...pmDelayedScripts.async].forEach(function(t){var n=t.getAttribute("src");if(n){var r=document.createElement("link");r.href=n,"module"==t.getAttribute("data-perfmatters-type")?r.rel="modulepreload":(r.rel="preload",r.as="script"),e.appendChild(r)}}),document.head.appendChild(e)}async function pmLoadDelayedScripts(e){var t=e.shift();return t?(await pmReplaceScript(t),pmLoadDelayedScripts(e)):Promise.resolve()}async function pmReplaceScript(e){return await pmNextFrame(),new Promise(function(t){let n=document.createElement("script");[...e.attributes].forEach(function(e){let t=e.nodeName;"type"!==t&&("data-perfmatters-type"===t&&(t="type"),n.setAttribute(t,e.nodeValue))}),e.hasAttribute("src")?(n.addEventListener("load",t),n.addEventListener("error",t)):(n.text=e.text,t()),e.parentNode.replaceChild(n,e)})}async function pmTriggerEventListeners(){pmDOMLoaded=!0,await pmNextFrame(),document.dispatchEvent(new Event("perfmatters-DOMContentLoaded")),await pmNextFrame(),window.dispatchEvent(new Event("perfmatters-DOMContentLoaded")),await pmNextFrame(),document.dispatchEvent(new Event("perfmatters-readystatechange")),await pmNextFrame(),document.perfmattersonreadystatechange&&document.perfmattersonreadystatechange(),await pmNextFrame(),window.dispatchEvent(new Event("perfmatters-load")),await pmNextFrame(),window.perfmattersonload&&window.perfmattersonload(),await pmNextFrame(),jQueriesArray.forEach(function(e){e(window).trigger("perfmatters-jquery-load")});let e=new Event("perfmatters-pageshow");e.persisted=window.pmPersisted,window.dispatchEvent(e),await pmNextFrame(),window.perfmattersonpageshow&&window.perfmattersonpageshow({persisted:window.pmPersisted})}async function pmNextFrame(){return new Promise(function(e){requestAnimationFrame(e)})}function pmReplayClicks(){window.removeEventListener("touchstart",pmTouchStartHandler,{passive:!0}),window.removeEventListener("mousedown",pmTouchStartHandler),pmInterceptedClicks.forEach(e=>{e.target.outerHTML===pmClickTarget&&e.target.dispatchEvent(new MouseEvent("click",{view:e.view,bubbles:!0,cancelable:!0}))})}function pmWaitForPendingClicks(){return new Promise(e=>{window.pmIsClickPending?pmPendingClickFinished=e:e()})}function pmPndingClickStarted(){window.pmIsClickPending=!0}function pmPendingClickFinished(){window.pmIsClickPending=!1}function pmClickHandler(e){e.target.removeEventListener("click",pmClickHandler),pmRenameDOMAttribute(e.target,"pm-onclick","onclick"),pmInterceptedClicks.push(e),e.preventDefault(),e.stopPropagation(),e.stopImmediatePropagation(),pmPendingClickFinished()}function pmTouchStartHandler(e){"HTML"!==e.target.tagName&&(pmClickTarget||(pmClickTarget=e.target.outerHTML),window.addEventListener("touchend",pmTouchEndHandler),window.addEventListener("mouseup",pmTouchEndHandler),window.addEventListener("touchmove",pmTouchMoveHandler,{passive:!0}),window.addEventListener("mousemove",pmTouchMoveHandler),e.target.addEventListener("click",pmClickHandler),pmRenameDOMAttribute(e.target,"onclick","pm-onclick"),pmPendingClickStarted())}function pmTouchMoveHandler(e){window.removeEventListener("touchend",pmTouchEndHandler),window.removeEventListener("mouseup",pmTouchEndHandler),window.removeEventListener("touchmove",pmTouchMoveHandler,{passive:!0}),window.removeEventListener("mousemove",pmTouchMoveHandler),e.target.removeEventListener("click",pmClickHandler),pmRenameDOMAttribute(e.target,"pm-onclick","onclick"),pmPendingClickFinished()}function pmTouchEndHandler(e){window.removeEventListener("touchend",pmTouchEndHandler),window.removeEventListener("mouseup",pmTouchEndHandler),window.removeEventListener("touchmove",pmTouchMoveHandler,{passive:!0}),window.removeEventListener("mousemove",pmTouchMoveHandler)}function pmRenameDOMAttribute(e,t,n){e.hasAttribute&&e.hasAttribute(t)&&(event.target.setAttribute(n,event.target.getAttribute(t)),event.target.removeAttribute(t))}window.pmIsClickPending=!1,window.addEventListener("pageshow",e=>{window.pmPersisted=e.persisted}),pmUserInteractions.forEach(function(e){window.addEventListener(e,pmTriggerDOMListener,{passive:!0})}),pmDelayClick&&(window.addEventListener("touchstart",pmTouchStartHandler,{passive:!0}),window.addEventListener("mousedown",pmTouchStartHandler)),document.addEventListener("visibilitychange",pmTriggerDOMListener);var pmeDeviceMode,pmeAnimationSettingsKeys,pmeCurrentAnimation;function pmeAnimation(){(pmeDeviceMode=document.createElement("span")).id="elementor-device-mode",pmeDeviceMode.setAttribute("class","elementor-screen-only"),document.body.appendChild(pmeDeviceMode),requestAnimationFrame(pmeDetectAnimations)}function pmeDetectAnimations(){pmeAnimationSettingsKeys=pmeListAnimationSettingsKeys(getComputedStyle(pmeDeviceMode,":after").content.replace(/"/g,"")),document.querySelectorAll(".elementor-invisible[data-settings]").forEach(a=>{let b=a.getBoundingClientRect();if(b.bottom>=0&&b.top<=window.innerHeight)try{pmeAnimateElement(a)}catch(c){}})}function pmeAnimateElement(a){let b=JSON.parse(a.dataset.settings),d=b._animation_delay||b.animation_delay||0,c=b[pmeAnimationSettingsKeys.find(a=>b[a])];if("none"===c)return void a.classList.remove("elementor-invisible");a.classList.remove(c),pmeCurrentAnimation&&a.classList.remove(pmeCurrentAnimation),pmeCurrentAnimation=c;let e=setTimeout(()=>{a.classList.remove("elementor-invisible"),a.classList.add("animated",c),pmeRemoveAnimationSettings(a,b)},d);window.addEventListener("perfmatters-startLoading",function(){clearTimeout(e)})}function pmeListAnimationSettingsKeys(b="mobile"){let a=[""];switch(b){case"mobile":a.unshift("_mobile");case"tablet":a.unshift("_tablet");case"desktop":a.unshift("_desktop")}let c=[];return["animation","_animation"].forEach(b=>{a.forEach(a=>{c.push(b+a)})}),c}function pmeRemoveAnimationSettings(a,b){pmeListAnimationSettingsKeys().forEach(a=>delete b[a]),a.dataset.settings=JSON.stringify(b)}document.addEventListener("DOMContentLoaded",pmeAnimation)</script> <script>!function(t){"function"==typeof define&&define.amd?define(t):t()}(function(){var t,e;!function(){var t=[],e=["click","mouseover","keydown","touchstart","touchmove","wheel"],n=document.querySelectorAll("script[data-src]"),r=document.querySelectorAll("link[data-href]");if(n.length||r.length){var i=function(e){return t.push(e)};document.addEventListener("click",i,{passive:!0});var a=setTimeout(c,10000);e.forEach(function(t){window.addEventListener(t,c,{passive:!0})})}function o(e){var r=n[e];r.onload=function(){if(e>=n.length-1)return window.dispatchEvent(new Event("DOMContentLoaded")),window.dispatchEvent(new Event("load")),document.removeEventListener("click",i),void t.forEach(function(t){var e=new MouseEvent("click",{view:t.view,bubbles:!0,cancelable:!0});t.target.dispatchEvent(e)});o(e+1)},r.src=r.getAttribute("data-src")}function c(){clearTimeout(a),e.forEach(function(t){window.removeEventListener(t,c,{passive:!0})}),n.forEach(function(t){var e=t.getAttribute("data-src");if(!e.startsWith("data:")){var n=document.createElement("link");n.rel="preload",n.as="script",n.href=e,document.head.appendChild(n)}}),n.length&&o(0),r.forEach(function(t){t.href=t.getAttribute("data-href")})}}(),t=window.devicePixelRatio>1?2:1,document.querySelectorAll("img[data-origin-src]").forEach(function(e){var n=100*Math.ceil(e.offsetWidth*t/100),r=e.getAttribute("data-origin-src");e.src=r+"?width="+n}),e=new IntersectionObserver(function(t){t.forEach(function(t){t.isIntersecting&&(e.unobserve(t.target),t.target.getAttribute("data-lazy-attributes").split(",").forEach(function(e){var n=t.target.getAttribute("data-lazy-".concat(e));t.target.setAttribute(e,n)}))})},{rootMargin:"300px"}),document.querySelectorAll("[data-lazy-method='viewport']").forEach(function(t){e.observe(t)})}); </script> </body> </html>