Savings Calculator: Free Savings Tool

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Not all companies, products, or offers were reviewed.</p> </div> </div> </div> </div> <a href="mailto:editors@marketwatchguides.com?subject=In response to: Savings Calculator&body=https://www.marketwatch.com/guides/savings/savings-calculator/" target="_blank" rel="noopener noreferrer" class="editorial-contact-button"> Contact Us</a> </div> </div> <div class="c-article-hero-content text-dark"> <h1>Savings Calculator</h1> <span class="last-update"> <b>Last Updated:</b> <span itemprop="dateModified">Sep 17, 2024</span> </span> <div class="text wysiwyg"> <span style="font-weight: 400;">Use this free savings calculator to plan your financial future and find the accounts you need to help you achieve your goals </span></p> </div> </div> </div> </div> <div class="c-article-overview with-background"> <div class="wrapper"> <div class="bar "> <div class="authors"> <div class="author"> <div class="author-info"> <span class="author-prefix">Written by</span> <span class="author-name"> <a href="https://www.marketwatch.com/guides/reviews-team/" target="_blank" class="author-name"> MarketWatch Guides Review Team </a> </span> </div> </div> </div> </div> </div> </div> <div class="c-article-body"> <div class="wrapper"> <div class="gutenberg-wrapper"> <div class="gutenberg"> <section class="b-more-articles"> <div class="wrapper"> <button aria-expanded="false" aria-controls="673b3f6553ec4-articles"> <span> Related Resources <i></i> </span> </button> <div id="673b3f6553ec4-articles" class="articles" style="display: none"> <a href="https://www.marketwatch.com/guides/savings/best-high-yield-savings-accounts/" target="_blank" class="article">Best High-Yield Savings Accounts</a> <a href="https://www.marketwatch.com/guides/savings/best-savings-account/" target="_blank" class="article">Best Savings Accounts</a> <a href="https://www.marketwatch.com/guides/savings/average-savings-account-interest-rate/" target="_blank" class="article">What Is the Average Savings Account Interest Rate?</a> <a href="https://www.marketwatch.com/guides/savings/how-to-save-money-fast/" target="_blank" class="article">How to Save Money Fast</a> <a href="https://www.marketwatch.com/guides/banking/best-bank-bonuses/" target="_blank" class="article">Best Bank Account Bonuses</a> </div> </div> </section> <p></p> <p class="has-text-align-left">A savings calculator is a great tool to help you see exactly how much your dollar will earn at different interest rates. That can help you choose the best account possible.</p> <hr class="wp-block-separator has-alpha-channel-opacity"/> <div class="savings-calculator"> <div class="header"> <h2 class="header-title">SAVINGS CALCULATOR</h2> <span class="header-subtitle"> Enter your projected deposit, monthly contributions, term and rate to see how much your savings can grow. </span> </div> <div class="body"> <div class="savings-calculator-form"> <span class="savings-calculator-form__title"> SAVINGS INFORMATION </span> <span class="savings-calculator-form__subtitle"> </span> <div class="input-text" id="initialDepositInput"> <label class="input-text__label"> How much is your initial deposit? </label> <input class="input-text__input" type="text" value="$10,000" /> </div> <div class="input-text" id="monthlyDepositInput"> <label class="input-text__label"> How much is your monthly contribution? </label> <input class="input-text__input" type="text" value="$100" /> </div> <div class="input-text-radio" id="input-text-radio-savingTermInput"> <label class="input-text-radio__label" for="savingTermInput"> How long will you accumulate savings? </label> <div class="input-text-radio__inputs"> <div class="input-text" id="savingTermInput"> <input class="input-text__input" type="text" value="60" /> </div> <div class="input-radio"> <div class="input-radio__option input-radio__option--first "> <input type="radio" id="sc_months" name="sc_months" value="months" checked /> <label for="sc_months">months</label> </div> <div class="input-radio__option input-radio__option--last"> <input type="radio" id="sc_years" name="sc_years" value="years" /> <label for="sc_years">years</label> </div> </div> </div> </div> <div class="input-text" id="interestRateInput"> <label class="input-text__label"> What is the your APY? (%) </label> <input class="input-text__input" type="text" value="2.4%" /> </div> <div class="savings-calculator-form__submit"> <button class="savings-calculator-form__submit-button">Calculate</button> </div> </div> <div class="savings-calculator-chart"> <div class="savings-calculator-chart__head"> <span class="savings-calculator-chart__head-title">YOUR TOTAL SAVINGS</span> <span class="savings-calculator-chart__head-value">$17,623</span> </div> <div class="savings-calculator-chart__content"> <div class="savings-calculator-chart__graph"> <canvas id="savings-calculator-graph"></canvas> </div> <div class="savings-calculator-chart__legend"> <div class="savings-calculator-chart__line-item savings-calculator-chart__line-item--initial-deposit"> <span class="savings-calculator-chart__line-item-property">Initial Deposit</span> <span class="savings-calculator-chart__line-item-value savings-calculator-chart__line-item-value--initial-deposit"> $10,000 </span> </div> <div class="savings-calculator-chart__line-item savings-calculator-chart__line-item--contributions"> <span class="savings-calculator-chart__line-item-property">Total Contributions</span> <span class="savings-calculator-chart__line-item-value savings-calculator-chart__line-item-value--contributions"> $6,000 </span> </div> <div class="savings-calculator-chart__line-item savings-calculator-chart__line-item--interest"> <span class="savings-calculator-chart__line-item-property">Interest Earned</span> <span class="savings-calculator-chart__line-item-value savings-calculator-chart__line-item-value--interest"> $1,623 </span> </div> </div> </div> <svg class="savings-calculator-chart__logo" xmlns="http://www.w3.org/2000/svg" width="210" height="105" viewBox="0 0 210 105" fill="none"> <path d="M185.992 56.7697H116.027C115.152 56.7697 114.522 56.0172 114.644 55.1072L117.112 36.8897C117.234 35.9797 118.057 35.2272 118.932 35.2272H188.897C189.772 35.2272 190.402 35.9797 190.279 36.8897L187.812 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</div> <hr class="wp-block-separator has-alpha-channel-opacity"/> <br> <h2 class="wp-block-heading" id="toc-calculate-savings">How To Calculate Savings</h2> <p>Calculating savings is a straightforward process, especially with a calculator like ours that does the work for you. You just need a few pieces of information: the amount of the initial deposit, monthly contribution amount, length of time you’ll save and the calculated APY. </p> <p>We use APY in the calculator, which measures both the interest rate and compounding frequency. Compounding means you don’t just get interest on the original amount you deposited but also on the interest you’ve already earned. Compounding can occur daily, monthly or annually, and the more frequently this is done, the faster your savings grow.</p> <p>It’s an easier calculation when you use APY. However, if you don’t know the calculated APY, you can use the pure interest rate and compounding frequency. Here’s the formula in case you want to try it yourself:</p> <section class="b-callout-box"> <div class="wrapper"> <div class="box"> <div class="item"> <div> <h3 class="heading"> </h3> <div class="wysiwyg"><p></p> <p>A=P(1+r/n)^nt</p> <p> </p> <p><em>A</em> is the amount of money accumulated after n years, including interest.</p> <p> </p> <p><em>P</em> is the principal amount (starting balance).</p> <p> </p> <p><em>R</em> is the annual interest rate (in decimal).</p> <p> </p> <p><em>N</em> is the number of times interest is compounded per year.</p> <p> </p> <p><em>T</em> is the time the money is invested for (in years).</p> <p></p> </div> </div> </div> </div> </div> </section> <h2 class="wp-block-heading" id="toc-results">Understanding Your Results</h2> <p>To simplify your results, here’s an example: </p> <p>Let’s say you deposit $1,500 into a savings account that offers a 5% APY. Here’s how that works:</p> <p>After the first year:</p> <ul> <li>Your initial deposit = $1,500</li> <li>You earn 5% interest on that $1,500 = $75</li> <li>At the end of the first year, your total savings = $1,575</li> </ul> <p>Now,  compound interest kicks in.</p> <p>After the second year:</p> <ul> <li>Your initial deposit = $1,500</li> <li>But this time, you earn 5% interest on the new total of $1,575, not just on the original $1,500</li> <li>The interest earned this year = $78.75 (5% of $1,575)</li> <li>At the end of the second year, your total savings = $1,653.75</li> </ul> <p>Even though you didn’t add any more money to your savings, your balance grows progressively faster because you earned interest on both your initial deposit and the interest it has already earned.</p> <p>The <a href="https://www.marketwatch.com/guides/savings/best-savings-account/">best savings accounts</a> generally offer the highest rates, but you should also take into account any fees or associated charges that come with it. </p> <p>For example, CitiBank offered a yield of 4.45% APY on its Citi Accelerate Savings, but it charged a $4.50 monthly service fee and a $2.50 fee for using a non-Citi ATM. Your account may still be profitable depending on your savings amount, but you should factor this in when figuring your earnings. </p> <h2 class="wp-block-heading" id="toc-terms-to-know">Terms To Know for the Savings Calculator</h2> <p>Here are the quick definitions for the terms you’ll use to calculate your savings:</p> <ul> <li><strong>Initial deposit: </strong>The initial amount of money deposited into an account at opening.</li> <li><strong>APY (Annual percentage yield):</strong> The actual rate of return earned on the money over a year.</li> <li><strong>Length of savings: </strong>The period of time (in months or years) that you plan to keep your money in savings.</li> <li><strong>Compound interest:</strong> Interest calculated on the initial amount deposited plus any interest accumulated from previous periods.</li> </ul> <h2 class="wp-block-heading" id="toc-tips-to-save-money">Tips for Saving Money</h2> <p>When you’re saving money, you generally want to maximize your savings potential. Here are a few quick tips on doing so:</p> <ul> <li><strong>Choose a high interest earning account</strong>: Many of the <a href="https://www.marketwatch.com/guides/savings/best-high-yield-savings-accounts/">highest-yielding savings accounts</a> are found with online financial institutions, such as SoFi or Discover.</li> <li><strong>Automate your savings contributions: </strong>Banks often let you schedule deposits to come directly out of your checking account as soon as you receive your paycheck. This may make it easier not to spend it and help with budgeting. </li> <li><strong>Diversify your investments</strong>: Look into certificates of deposit (CDs) or money market accounts for money that you don’t need access to right away. These often offer higher APYs than savings accounts. </li> <li><strong>Deposit extra money when you can: </strong>This is especially useful when you regularly have extra cash left in your monthly checking account. Remember that the interest you’re earning compounds, so even $20 here or there can add up over time. </li> <li><strong>Keep your savings goals in mind</strong>: It’s important for anyone to have money set aside for emergencies, but also having a focused savings account for other things, such as education or wedding planning, can help keep you on track.</li> </ul> <h2 class="wp-block-heading" id="toc-the-bottom-line">The Bottom Line</h2> <p>Savings calculators are handy tools for anyone committed to saving money and getting a good visual for what they can earn. Use this one to help you make informed decisions about your savings goals and choose the right savings account to reach those goals.</p> <div class="global-module global-module--349209" > <section class="b-brand-cards "> <div class="wrapper"> <div class="top"> <span class="heading">Featured Savings Accounts</span> <div class="c-tooltip advertisement" tabindex="0"> Sponsored <span class="tooltip-trigger"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 32a224 224 0 1 1 0 448 224 224 0 1 1 0-448zm0 480A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM208 352c-8.8 0-16 7.2-16 16s7.2 16 16 16h96c8.8 0 16-7.2 16-16s-7.2-16-16-16H272V240c0-8.8-7.2-16-16-16H216c-8.8 0-16 7.2-16 16s7.2 16 16 16h24v96H208zm48-168a24 24 0 1 0 0-48 24 24 0 1 0 0 48z" fill="currentColor" /></svg> <div class="c-tooltip-content"><p>The listings that appear are from companies from which this website may receive compensation, which may impact how, where and in what order products appear. Not all companies, products, or offers were reviewed in connection with this listing.</p> </div> </span> </div> </div> <div class="main filters-top"> <div class="filters-wrapper"> <button class="c-button style-primary-dark filters-trigger-mobile outline medium" aria-expanded="" aria-controls="673b3f657f1bf-filters" data-expanded-label="Hide Filters" data-collapsed-label="Show Filters" type="button" > <span class="button-wrapper"> <span> <span class="button-text"> Show Filters </span> </span> <svg width="18" height="16" viewBox="0 0 18 16" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M13.5 3.5C13.5 3.30109 13.579 3.11032 13.7197 2.96967C13.8603 2.82902 14.0511 2.75 14.25 2.75H17.25C17.4489 2.75 17.6397 2.82902 17.7803 2.96967C17.921 3.11032 18 3.30109 18 3.5C18 3.69891 17.921 3.88968 17.7803 4.03033C17.6397 4.17098 17.4489 4.25 17.25 4.25H14.25C14.0511 4.25 13.8603 4.17098 13.7197 4.03033C13.579 3.88968 13.5 3.69891 13.5 3.5ZM0.75 4.25H10.5V5.75C10.5 5.94891 10.579 6.13968 10.7197 6.28033C10.8603 6.42098 11.0511 6.5 11.25 6.5C11.4489 6.5 11.6397 6.42098 11.7803 6.28033C11.921 6.13968 12 5.94891 12 5.75V1.25C12 1.05109 11.921 0.860322 11.7803 0.71967C11.6397 0.579018 11.4489 0.5 11.25 0.5C11.0511 0.5 10.8603 0.579018 10.7197 0.71967C10.579 0.860322 10.5 1.05109 10.5 1.25V2.75H0.75C0.551088 2.75 0.360322 2.82902 0.21967 2.96967C0.0790178 3.11032 0 3.30109 0 3.5C0 3.69891 0.0790178 3.88968 0.21967 4.03033C0.360322 4.17098 0.551088 4.25 0.75 4.25ZM17.25 11.75H8.25C8.05109 11.75 7.86032 11.829 7.71967 11.9697C7.57902 12.1103 7.5 12.3011 7.5 12.5C7.5 12.6989 7.57902 12.8897 7.71967 13.0303C7.86032 13.171 8.05109 13.25 8.25 13.25H17.25C17.4489 13.25 17.6397 13.171 17.7803 13.0303C17.921 12.8897 18 12.6989 18 12.5C18 12.3011 17.921 12.1103 17.7803 11.9697C17.6397 11.829 17.4489 11.75 17.25 11.75ZM5.25 9.5C5.05109 9.5 4.86032 9.57902 4.71967 9.71967C4.57902 9.86032 4.5 10.0511 4.5 10.25V11.75H0.75C0.551088 11.75 0.360322 11.829 0.21967 11.9697C0.0790178 12.1103 0 12.3011 0 12.5C0 12.6989 0.0790178 12.8897 0.21967 13.0303C0.360322 13.171 0.551088 13.25 0.75 13.25H4.5V14.75C4.5 14.9489 4.57902 15.1397 4.71967 15.2803C4.86032 15.421 5.05109 15.5 5.25 15.5C5.44891 15.5 5.63968 15.421 5.78033 15.2803C5.92098 15.1397 6 14.9489 6 14.75V10.25C6 10.0511 5.92098 9.86032 5.78033 9.71967C5.63968 9.57902 5.44891 9.5 5.25 9.5Z" fill="currentColor" /> </svg> </span> </button> <form id="673b3f657f1bf-filters" class="filters" style="display: none;"> <div class="c-field filter"> <label > Deposit Amount </label> <div class="c-field-text"> <input type="text" name="deposit_amount" placeholder="" class="required" value="5000" data-mask="currency" /> </div> </div> <div class="c-field filter"> <label for="673b3f660052a-select-combobox" > Account Type </label> <div class="c-field-select " data-unique-id="673b3f660058d" > <input type="hidden" name="savings_account_type" type="text" class="select-value required" value="" /> <div class="select-combobox-wrapper"> <input id="673b3f660058d-select-combobox" aria-controls="673b3f660058d-select-options" aria-owns="673b3f660058d-select-options" aria-expanded="false" tabindex="0" role="combobox" class="select-combobox" placeholder="Account Type" readonly value="All account types" aria-activedescendant="673b3f660058d-select-option-0" > <div class="chevron-down-icon"> <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> </div> </div> <div id="673b3f660058d-select-options" role="listbox" class="select-options"> <div id="673b3f660058d-select-option-0" role="option" aria-selected="true" class="select-option active current" data-value="">All account types</div> <div id="673b3f660058d-select-option-1" role="option" aria-selected="false" class="select-option " data-value="HYS">High Yield Savings</div> <div id="673b3f660058d-select-option-2" role="option" aria-selected="false" class="select-option " data-value="MMA">Money Market</div> </div> </div> </div> <div class="c-field filter"> <label > Bonus </label> <div class="c-field-true-false"> <div class="checkbox"> <input id="673b3f660066a-checkbox" name="bonus" type="checkbox" > <label for="673b3f660066a-checkbox"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M438.6 105.4c12.5 12.5 12.5 32.8 0 45.3l-256 256c-12.5 12.5-32.8 12.5-45.3 0l-128-128c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0L160 338.7 393.4 105.4c12.5-12.5 32.8-12.5 45.3 0z" fill="currentColor" /></svg> </label> </div> </div> </div> <button class="c-button style-primary-dark filters-button full-width centered" type="button" > <span class="button-wrapper"> <span> <span class="button-text"> Update Results </span> </span> </span> </button> </form> </div> <div class="brands-wrapper"> <div class="c-pagination-status hidden"> <span class="pagination-start-item">1</span>–<span class="pagination-end-item"></span> of <span class="pagination-total-items"></span> Result(s) </div> <div class="brands"> <div class="brand highlighted" data-min_deposit_amount="0.00" data-savings_account_type="Savings" > <div class="c-brand-tag light-green" style="--lines: ;"> <span>FEATURED</span> </div> <div class="brand-information"> <div class="c-picture brand-logo"> <img decoding="async" width="2048" height="314" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAB4AAAAEmAQAAAACrTLCiAAAAAnRSTlMAAHaTzTgAAABcSURBVHja7cExAQAAAMKg9U9tDQ+gAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAADg3QAU1QABHAk35gAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Lending-Club-Logo.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Lending-Club-Logo.png 2048w, 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</div> <span class="brand-name">Lending Club</span> <div class="c-brand-rating"> <span class="number"> 4.3 </span> <span class="stars"><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg></span> </div> </div> <div class="brand-details"> <div class="brand-fields"> <div class="brand-field"> <span> APY </span> <strong> 5.00% </strong> </div> <div class="brand-field"> <span> Bonus </span> <strong> N/A </strong> </div> <div class="brand-field"> <span> Min. Deposit Amount </span> <strong> $0 </strong> </div> </div> <div id="673b3f657f1bf-brand-0-disclosure" class="brand-disclosure wysiwyg" ><p>Earn up to 5% APY with $250+ deposits per month</p> </div> <button class="brand-disclosure-trigger" aria-controls="673b3f657f1bf-brand-0-disclosure" aria-expanded="false" data-expand-label="Show Product Disclosure +" data-collapse-label="Hide Product Disclosure -"> Show Product Disclosure + </button> <div class="brand-primary-cta-wrapper"> <a class="c-button style-primary brand-primary-cta full-width centered" rel="nofollow sponsored" target="_blank" href="https://offers.moneylion.com/channelTrackingOfferRedirect/f2c4cd63-896a-457a-9c21-65771db19944/7730fd4f-e907-4d31-b88e-89806ac20f06?tag.subid=savings_savings-calculator-mw-ab_{device_type}_brandcta-{segment_id}" data-unique-id="mw-ab" data-segment-action="Link Clicked" > <span class="button-wrapper"> <span> <span class="button-text"> Next </span> </span> </span> </a> </div> </div> </div> <div class="brand " data-min_deposit_amount="0.00" data-savings_account_type="Savings" data-bonus="Up to $300" > <div class="brand-information"> <div class="c-picture brand-logo"> <img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/SoFi_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/SoFi_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/SoFi_300x150.jpg" class="attachment-full size-full" alt="" loading="lazy" data-eio="l" /></noscript> </div> <span class="brand-name">SoFi Checking + Savings</span> <div class="c-brand-rating"> <span class="number"> 4.8 </span> <span class="stars"><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg></span> </div> </div> <div class="brand-details"> <div class="brand-fields"> <div class="brand-field"> <span> APY </span> <strong> 4.20% </strong> </div> <div class="brand-field"> <span> Bonus </span> <strong> Up to $300 </strong> </div> <div class="brand-field"> <span> Min. Deposit Amount </span> <strong> $0 </strong> </div> </div> <div id="673b3f657f1bf-brand-1-disclosure" class="brand-disclosure wysiwyg" ><p>Must sign up for direct deposit (or deposit at least $5,000 every 30 days) to earn the highest rate.</p> </div> <button class="brand-disclosure-trigger" aria-controls="673b3f657f1bf-brand-1-disclosure" aria-expanded="false" data-expand-label="Show Product Disclosure +" data-collapse-label="Hide Product Disclosure -"> Show Product Disclosure + </button> <div class="brand-primary-cta-wrapper"> <a class="c-button style-primary brand-primary-cta full-width centered" rel="nofollow sponsored" target="_blank" href="https://offers.moneylion.com/channelTrackingOfferRedirect/f2c4cd63-896a-457a-9c21-65771db19944/a8e6c73a-66fa-4c99-8c53-da62e808cd6c?tag.subid=savings_savings-calculator-mw-ab_{device_type}_brandcta-{segment_id}" data-unique-id="mw-ab" data-segment-action="Link Clicked" > <span class="button-wrapper"> <span> <span class="button-text"> Next </span> </span> </span> </a> </div> </div> </div> <div class="brand " data-min_deposit_amount="0.00" data-savings_account_type="Savings" > <div class="brand-information"> <div class="c-picture brand-logo"> <img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/UFB-Direct_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/UFB-Direct_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/UFB-Direct_300x150.jpg" class="attachment-full size-full" alt="" loading="lazy" data-eio="l" /></noscript> </div> <span class="brand-name">UFB Freedom Checking + Savings</span> <div class="c-brand-rating"> <span class="number"> 4.6 </span> <span class="stars"><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg></span> </div> </div> <div class="brand-details"> <div class="brand-fields"> <div class="brand-field"> <span> APY </span> <strong> 4.31% </strong> </div> <div class="brand-field"> <span> Bonus </span> <strong> N/A </strong> </div> <div class="brand-field"> <span> Min. Deposit Amount </span> <strong> $0 </strong> </div> </div> <div id="673b3f657f1bf-brand-2-disclosure" class="brand-disclosure wysiwyg" ><p>Unlock up to 4.51% APY, Combine Freedom Checking with Portfolio Savings to boost your savings APY by up to 0.20%</p> </div> <button class="brand-disclosure-trigger" aria-controls="673b3f657f1bf-brand-2-disclosure" aria-expanded="false" data-expand-label="Show Product Disclosure +" data-collapse-label="Hide Product Disclosure -"> Show Product Disclosure + </button> <div class="brand-primary-cta-wrapper"> <a class="c-button style-primary brand-primary-cta full-width centered" rel="nofollow sponsored" target="_blank" href="https://offers.moneylion.com/channelTrackingOfferRedirect/f2c4cd63-896a-457a-9c21-65771db19944/44d7c37a-97ec-44f6-9bb9-6813291a08de?tag.subid=savings_savings-calculator-mw-ab_{device_type}_brandcta-{segment_id}" data-unique-id="mw-ab" data-segment-action="Link Clicked" > <span class="button-wrapper"> <span> <span class="button-text"> Next </span> </span> </span> </a> </div> </div> </div> <div class="brand " data-min_deposit_amount="0.00" data-savings_account_type="Savings" > <div class="brand-information"> <div class="c-picture brand-logo"> <img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Discover_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Discover_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Discover_300x150.jpg" class="attachment-full size-full" alt="" loading="lazy" data-eio="l" /></noscript> </div> <span class="brand-name">Discover</span> <div class="c-brand-rating"> <span class="number"> 4.6 </span> <span class="stars"><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg></span> </div> </div> <div class="brand-details"> <div class="brand-fields"> <div class="brand-field"> <span> APY </span> <strong> 4.00% </strong> </div> <div class="brand-field"> <span> Bonus </span> <strong> N/A </strong> </div> <div class="brand-field"> <span> Min. Deposit Amount </span> <strong> $0 </strong> </div> </div> <div class="brand-primary-cta-wrapper"> <a class="c-button style-primary brand-primary-cta full-width centered" rel="nofollow sponsored" target="_blank" href="https://secure.money.com/pr/o9053a46a598?s1=savings_savings-calculator-mw-ab_{device_type}_brandcta-{segment_id}" data-unique-id="mw-ab" data-segment-action="Link Clicked" > <span class="button-wrapper"> <span> <span class="button-text"> Next </span> </span> </span> </a> </div> </div> </div> <div class="brand hidden" data-min_deposit_amount="0.00" data-savings_account_type="Savings" > <div class="brand-information"> <div class="c-picture brand-logo"> <img decoding="async" width="3000" height="2000" src="data:image/png;base64,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" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="barclays logo" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/barclayslogo2.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/barclayslogo2.png 3000w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/barclayslogo2-300x200.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/barclayslogo2-1024x683.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/barclayslogo2-768x512.png 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/barclayslogo2-1536x1024.png 1536w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/barclayslogo2-2048x1365.png 2048w" data-sizes="auto" data-eio-rwidth="3000" data-eio-rheight="2000" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/barclayslogo2.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/barclayslogo2.png.webp 3000w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/barclayslogo2-300x200.png.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/barclayslogo2-1024x683.png.webp 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/barclayslogo2-768x512.png.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/barclayslogo2-1536x1024.png.webp 1536w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/barclayslogo2-2048x1365.png.webp 2048w" /><noscript><img decoding="async" width="3000" height="2000" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/barclayslogo2.png" class="attachment-full size-full" alt="barclays logo" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/barclayslogo2.png 3000w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/barclayslogo2-300x200.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/barclayslogo2-1024x683.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/barclayslogo2-768x512.png 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/barclayslogo2-1536x1024.png 1536w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/barclayslogo2-2048x1365.png 2048w" sizes="(max-width: 3000px) 100vw, 3000px" data-eio="l" /></noscript> </div> <span class="brand-name">Barclays</span> <div class="c-brand-rating"> <span class="number"> 4.1 </span> <span class="stars"><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg></span> </div> </div> <div class="brand-details"> <div class="brand-fields"> <div class="brand-field"> <span> APY </span> <strong> 4.10% </strong> </div> <div class="brand-field"> <span> Bonus </span> <strong> N/A </strong> </div> <div class="brand-field"> <span> Min. Deposit Amount </span> <strong> $0 </strong> </div> </div> <div id="673b3f657f1bf-brand-4-disclosure" class="brand-disclosure wysiwyg" ><p>For interest to post to your account you must maintain a minimum balance that would earn you at least $0.01</p> </div> <button class="brand-disclosure-trigger" aria-controls="673b3f657f1bf-brand-4-disclosure" aria-expanded="false" data-expand-label="Show Product Disclosure +" data-collapse-label="Hide Product Disclosure -"> Show Product Disclosure + </button> <div class="brand-primary-cta-wrapper"> <a class="c-button style-primary brand-primary-cta full-width centered" rel="nofollow sponsored" target="_blank" href="https://secure.money.com/pr/ncace047c742?s1=savings_savings-calculator-mw-ab_{device_type}_brandcta-{segment_id}" data-unique-id="mw-ab" data-segment-action="Link Clicked" > <span class="button-wrapper"> <span> <span class="button-text"> Next </span> </span> </span> </a> </div> </div> </div> <div class="brand hidden" data-min_deposit_amount="0.00" data-savings_account_type="Savings" > <div class="brand-information"> <div class="c-picture brand-logo"> <img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Upgrade_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Upgrade_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Upgrade_300x150.jpg" class="attachment-full size-full" alt="" loading="lazy" data-eio="l" /></noscript> </div> <span class="brand-name">Upgrade</span> </div> <div class="brand-details"> <div class="brand-fields"> <div class="brand-field"> <span> APY </span> <strong> 4.41% </strong> </div> <div class="brand-field"> <span> Bonus </span> <strong> N/A </strong> </div> <div class="brand-field"> <span> Min. Deposit Amount </span> <strong> $0 </strong> </div> </div> <div id="673b3f657f1bf-brand-5-disclosure" class="brand-disclosure wysiwyg" ><p>4.41% on balances of $1,000 or more, otherwise 0%</p> </div> <button class="brand-disclosure-trigger" aria-controls="673b3f657f1bf-brand-5-disclosure" aria-expanded="false" data-expand-label="Show Product Disclosure +" data-collapse-label="Hide Product Disclosure -"> Show Product Disclosure + </button> <div class="brand-primary-cta-wrapper"> <a class="c-button style-primary brand-primary-cta full-width centered" rel="nofollow sponsored" target="_blank" href="https://secure.money.com/pr/t122efe512ed?s1=savings_savings-calculator-mw-ab_{device_type}_brandcta-{segment_id}" data-unique-id="mw-ab" data-segment-action="Link Clicked" > <span class="button-wrapper"> <span> <span class="button-text"> Next </span> </span> </span> </a> </div> </div> </div> <div class="brand hidden" data-min_deposit_amount="25.00" data-savings_account_type="Savings" > <div class="brand-information"> <div class="c-picture brand-logo"> <img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/US-Bank_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/US-Bank_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/US-Bank_300x150.jpg" class="attachment-full size-full" alt="" loading="lazy" data-eio="l" /></noscript> </div> <span class="brand-name">U.S. Bank</span> <div class="c-brand-rating"> <span class="number"> 4.0 </span> <span class="stars"><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M528.1 171.5L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6zM388.6 312.3l23.7 138.4L288 385.4l-124.3 65.3 23.7-138.4-100.6-98 139-20.2 62.2-126 62.2 126 139 20.2-100.6 98z" fill="currentColor" /></svg></span> </div> </div> <div class="brand-details"> <div class="brand-fields"> <div class="brand-field"> <span> APY </span> <strong> 3.80% </strong> </div> <div class="brand-field"> <span> Bonus </span> <strong> N/A </strong> </div> <div class="brand-field"> <span> Min. Deposit Amount </span> <strong> $25 </strong> </div> </div> <div id="673b3f657f1bf-brand-6-disclosure" class="brand-disclosure wysiwyg" ><p>Get the highest APY and waive the monthly $5 maintenance fee when you add a U.S. Bank Checking Account, Safe Debit Account, or a Bank Smartly Visa Signature Card.</p> </div> <button class="brand-disclosure-trigger" aria-controls="673b3f657f1bf-brand-6-disclosure" aria-expanded="false" data-expand-label="Show Product Disclosure +" data-collapse-label="Hide Product Disclosure -"> Show Product Disclosure + </button> <div class="brand-primary-cta-wrapper"> <a class="c-button style-primary brand-primary-cta full-width centered" rel="nofollow sponsored" target="_blank" href="https://secure.money.com/pr/l2b36c161a50?s1=savings_savings-calculator-mw-ab_{device_type}_brandcta-{segment_id}" data-unique-id="mw-ab" data-segment-action="Link Clicked" > <span class="button-wrapper"> <span> <span class="button-text"> Next </span> </span> </span> </a> </div> </div> </div> <div class="brand hidden" data-min_deposit_amount="100.00" data-savings_account_type="Savings" > <div class="brand-information"> <div class="c-picture brand-logo"> <img decoding="async" width="462" height="109" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAc4AAABtAQAAAAAAYrzpAAAAAnRSTlMAAHaTzTgAAAAcSURBVFjD7cEBAQAAAIIg/69uSEABAAAAAABcGRkfAAHbiqZpAAAAAElFTkSuQmCC" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="cit bank logo" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/citbanklogo.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/citbanklogo.png 462w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/citbanklogo-300x71.png 300w" data-sizes="auto" data-eio-rwidth="462" data-eio-rheight="109" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/citbanklogo.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/citbanklogo.png.webp 462w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/citbanklogo-300x71.png.webp 300w" /><noscript><img decoding="async" width="462" height="109" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/citbanklogo.png" class="attachment-full size-full" alt="cit bank logo" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/citbanklogo.png 462w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/citbanklogo-300x71.png 300w" sizes="(max-width: 462px) 100vw, 462px" data-eio="l" /></noscript> </div> <span class="brand-name">CIT Bank</span> </div> <div class="brand-details"> <div class="brand-fields"> <div class="brand-field"> <span> APY </span> <strong> 4.55% </strong> </div> <div class="brand-field"> <span> Bonus </span> <strong> N/A </strong> </div> <div class="brand-field"> <span> Min. Deposit Amount </span> <strong> $100 </strong> </div> </div> <div id="673b3f657f1bf-brand-7-disclosure" class="brand-disclosure wysiwyg" ><p>$5,000 minimum balance required to earn APY.</p> </div> <button class="brand-disclosure-trigger" aria-controls="673b3f657f1bf-brand-7-disclosure" aria-expanded="false" data-expand-label="Show Product Disclosure +" data-collapse-label="Hide Product Disclosure -"> Show Product Disclosure + </button> <div class="brand-primary-cta-wrapper"> <a class="c-button style-primary brand-primary-cta full-width centered" rel="nofollow sponsored" target="_blank" href="https://secure.money.com/pr/o66498a1682a?s1=savings_savings-calculator-mw-ab_{device_type}_brandcta-{segment_id}" data-unique-id="mw-ab" data-segment-action="Link Clicked" > <span class="button-wrapper"> <span> <span class="button-text"> Next </span> </span> </span> </a> </div> </div> </div> </div> <div class="no-results wysiwyg"> <p style="text-align: center;"><strong>Unfortunately, we didn’t find any offers for you.</strong></p> <p style="text-align: center;"><strong>Learn more about the <a href="https://www.marketwatch.com/guides/savings/best-savings-account/">best savings accounts</a>.</strong></p> </div> <div class="c-pagination hidden" data-per-page="4"> <button class="pagination-prev hidden"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z" fill="currentColor" /></svg></button> <div> Page <span class="pagination-current">1</span> of <span class="pagination-total"></span> </div> <button class="pagination-next"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z" fill="currentColor" /></svg></button> </div> </div> </div> </div> </section> </div> <section class="b-accordion"> <div class="wrapper"> <h2 class="heading">FAQs About Our Simple Savings Calculator</h2> <div class="c-accordion style-default"> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="false" class="accordion-trigger" aria-controls="673b3f6608cce-accordion-content-0" id="673b3f6608cce-accordion-trigger-0"> <span> <h3 class="accordion-trigger-text">How do you calculate interest on a savings account?</h3> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="673b3f6608cce-accordion-content-0" role="region" aria-labelledby="673b3f6608cce-accordion-trigger-0" class="accordion-content " ><div class="wysiwyg"><p><span style="font-weight: 400;">The interest earned in a savings account is compounded. You can use this formula to calculate those earnings:</span></p> <p><span style="font-weight: 400;">A=P(1+r/n)^nt</span></p> <p><i><span style="font-weight: 400;">A</span></i><span style="font-weight: 400;"> = the amount of money accumulated after n years, including interest</span></p> <p><i><span style="font-weight: 400;">P</span></i><span style="font-weight: 400;"> = the principal amount (initial deposit)</span></p> <p><i><span style="font-weight: 400;">R</span></i><span style="font-weight: 400;"> = the annual interest rate (in decimal)</span></p> <p><i><span style="font-weight: 400;">N</span></i><span style="font-weight: 400;"> = the number of times interest is compounded per year</span></p> <p><i><span style="font-weight: 400;">T</span></i><span style="font-weight: 400;"> = the time the money is invested for (in years)</span></p> </div></div> </div> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="false" class="accordion-trigger" aria-controls="673b3f6608cce-accordion-content-1" id="673b3f6608cce-accordion-trigger-1"> <span> <h3 class="accordion-trigger-text">How much interest does a savings account earn?</h3> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="673b3f6608cce-accordion-content-1" role="region" aria-labelledby="673b3f6608cce-accordion-trigger-1" class="accordion-content " ><div class="wysiwyg"><p><span style="font-weight: 400;">Each bank has its own savings accounts APYs and terms. It’s important to do your research and choose one with a higher interest rate and lower fees. Online banks, such as SoFi and Discover typically offer high-yield savings accounts with the highest APYs.</span></p> </div></div> </div> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="false" class="accordion-trigger" aria-controls="673b3f6608cce-accordion-content-2" id="673b3f6608cce-accordion-trigger-2"> <span> <h3 class="accordion-trigger-text">Why is APY important?</h3> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="673b3f6608cce-accordion-content-2" role="region" aria-labelledby="673b3f6608cce-accordion-trigger-2" class="accordion-content " ><div class="wysiwyg"><p><span style="font-weight: 400;">APY is important because it is the actual rate of return earned on your savings account over a year, taking into account both the interest rate and compounding frequency. Calculating APY in advance can allow you to easily compare different savings and bank options. </span></p> </div></div> </div> </div> </div> </section> <h3 class="wp-block-heading"></h3> </div> <div class="c-article-contact-banner wysiwyg"> <p><i>If you have feedback or questions about this article, please email the MarketWatch Guides team at </i><i><a href="mailto:editors@marketwatchguides.com?subject=In response to: Savings Calculator&body=https://www.marketwatch.com/guides/savings/savings-calculator/" target="_blank" rel="noopener noreferrer" aria-haspopup="menu">editors@marketwatchguides.<wbr />com</a></i><i>.</i></p> </div> </div> </div> </div> <div class="c-article-related"> <div class="wrapper"> <span class="heading">Related Articles</span> <div class="articles swiper"> <div class="swiper-wrapper"> <article class="article swiper-slide"> <div class="c-picture article-thumbnail"> <img width="1853" height="1100" 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