Spot Pet Insurance Review and Costs (2024)

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<script type="application/ld+json" id="article-schema">{ "@context": "https:\/\/schema.org", "@type": "Article", "publisher": { "@type": "Organization", "name": "MarketWatch - Guides" }, "name": "Spot Pet Insurance Review and Costs", "headline": "Spot Pet Insurance Review and Costs (2024)", "description": "Spot Pet Insurance is a good option for pet owners looking for customizable coverage, fair pricing and high quality customer service.", "image": "https:\/\/d2tez01fe91909.cloudfront.net\/wp-content\/uploads\/2021\/12\/rsz_1adobestock_81452772-1.jpg", "datePublished": "2021-12-27T20:25:21-05:00", "dateModified": "2024-10-11T09:41:16-04:00", "author": [ { "@type": "Person", "name": "Alex Carver", "url": "https:\/\/www.marketwatch.com\/guides\/authors\/alexandra-carver\/" } ], "editor": [ { "@type": "Person", "name": "Tori Addison", "url": "https:\/\/www.marketwatch.com\/guides\/authors\/tori-addison\/" } ] }</script> <script type="application/ld+json" id="breadcrumbs-schema">{ 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Renters Insurance California </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/renters-insurance-virginia/" class="category-subcategory-link"> Renters Insurance Virginia </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/is-renters-insurance-worth-it/" class="category-subcategory-link"> Is Renters Insurance Worth It? </a> </span> </div> </div> <div class="category-subcategory"> <strong class="category-subcategory-title">Reviews of Top Renters Insurance Providers</strong> <div class="category-subcategory-links"> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/lemonade-renters-insurance-reviews/" class="category-subcategory-link"> Lemonade Renters Insurance Review </a> </span> <span class="category-subcategory-link-wrapper"> <a 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</a> </div> </div> </nav> </div> </header> <div class="c-affiliate-banner"> <div class="wrapper"><p>MarketWatch Guides is a reviews and recommendations team, independent of the MarketWatch newsroom. We might earn a commission from links in this content. <a href="https://www.marketwatch.com/guides/reviews-team/">Learn More</a></p> </div> </div> <main> <div class="c-article-hero design-4 background-light-green"> <div class="wrapper"> <div class="c-article-hero-top text-dark"> <nav class="c-breadcrumbs "> <a href="https://www.marketwatch.com">MarketWatch</a> <a href="https://www.marketwatch.com/guides/">Guides</a> <a href="https://www.marketwatch.com/guides/pet-insurance/">Pet Insurance</a> </nav> <div class="hero-top-buttons"> <button type="button" class="compliance-disclosure-trigger" aria-controls="modal-compliance-disclosure"> Advertiser Disclosure </button> <div role="dialog" id="modal-compliance-disclosure" class="c-modal modal-compliance-disclosure" aria-modal="true" aria-labelledby="compliance-disclosure-title" > <div class="backdrop" aria-hidden="true" data-modal-close> </div> <div class="box"> <button type="button" class="close" data-modal-close> <div aria-hidden="true"></div> <div aria-hidden="true"></div> </button> <div class="content"> <span id="compliance-disclosure-title" class="title"> Advertiser Disclosure </span> <div class="wysiwyg"><p>MarketWatch Guides may receive compensation from companies that appear on this page. The compensation may impact how, where and in what order products appear, but it does not influence the recommendations the editorial team provides. Not all companies, products, or offers were reviewed.</p> </div> </div> </div> </div> <a href="mailto:editors@marketwatchguides.com?subject=In response to: Spot Pet Insurance Review and Costs&body=https://www.marketwatch.com/guides/pet-insurance/spot-pet-insurance-reviews/" target="_blank" rel="noopener noreferrer" class="editorial-contact-button"> Contact Us</a> </div> </div> <div class="c-article-hero-content text-dark"> <h1>Spot Pet Insurance Review and Costs</h1> <span class="last-update"> <b>Last Updated:</b> <span itemprop="dateModified">Oct 11, 2024</span> </span> <div class="text wysiwyg"> After analyzing and rating Spot using the MarketWatch Guides team’s pet insurance methodology, we ranked it as the sixth-best <a href="https://www.marketwatch.com/guides/pet-insurance/best-pet-insurance-companies/">pet insurance company</a> of 2024 and the provider with the most customizable coverage. <br><br> We ran our third annual pet insurance Pollfish survey in April 2024, which consisted of 1,000 participants. Of those respondents, 25 reported having pet insurance with Spot, and 80% of that group felt pet insurance was worth it based on their experience with the company. We particularly like Spot for pet owners who value having options regarding their deductible, annual limit, reimbursement rate, and add-on coverages.</p> </div> </div> </div> </div> <div class="c-article-overview with-background"> <div class="wrapper"> <div class="bar with-dropdown"> <div class="authors"> <div class="author"> <div class="c-picture author-photo"> <img width="38" height="38" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-38x38 size-38x38 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/03/alexcarverheadshot-150x150.jpg" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/03/alexcarverheadshot-150x150.jpg.webp" /><noscript><img width="38" height="38" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/03/alexcarverheadshot-150x150.jpg" class="attachment-38x38 size-38x38" alt="" loading="lazy" decoding="async" data-eio="l" /></noscript> </div> <div class="author-info"> <span class="author-prefix">Written by</span> <span class="author-name"> <a href="https://www.marketwatch.com/guides/authors/alexandra-carver/" target="_blank" class="author-name"> Alex Carver </a> <span class="c-author-box"> <span class="author-box-top"> <div class="c-picture author-box-photo"> <img width="65" height="65" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-65x65 size-65x65 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/03/alexcarverheadshot-150x150.jpg" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/03/alexcarverheadshot-150x150.jpg.webp" /><noscript><img width="65" height="65" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/03/alexcarverheadshot-150x150.jpg" class="attachment-65x65 size-65x65" alt="" loading="lazy" decoding="async" data-eio="l" /></noscript> <a href="https://www.marketwatch.com/guides/authors/alexandra-carver/" aria-label="Learn more about Alex Carver" title="Learn more about Alex Carver" class="c-link "> Learn more about Alex Carver</a> </div> <span> <span class="author-box-prefix">Written by</span> <a class="author-box-name" href="https://www.marketwatch.com/guides/authors/alexandra-carver/" target="_blank">Alex Carver</a> <span class="author-box-roles">Writer</span> </span> </span> <span class="author-box-description"><p><span style="font-weight: 400;">Alex Carver is a writer and researcher based in Charlotte, N.C. A contributor to major news websites such as Automoblog and USA Today, she’s written content in sectors such as insurance, warranties, shipping, real estate and more.</span></p> </span> </span> </span> </div> </div> <div class="author"> <div class="c-picture author-photo"> <img width="38" height="38" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-38x38 size-38x38 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/04/Tori-Addison-scaled-e1682090598500-150x150.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/04/Tori-Addison-scaled-e1682090598500-150x150.jpg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/04/Tori-Addison-scaled-e1682090598500-300x290.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/04/Tori-Addison-scaled-e1682090598500-1024x991.jpg 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/04/Tori-Addison-scaled-e1682090598500-768x744.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/04/Tori-Addison-scaled-e1682090598500.jpg 1290w" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/04/Tori-Addison-scaled-e1682090598500-150x150.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/04/Tori-Addison-scaled-e1682090598500-150x150.jpg.webp 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/04/Tori-Addison-scaled-e1682090598500-300x290.jpg.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/04/Tori-Addison-scaled-e1682090598500-1024x991.jpg.webp 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/04/Tori-Addison-scaled-e1682090598500-768x744.jpg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/04/Tori-Addison-scaled-e1682090598500.jpg.webp 1290w" /><noscript><img width="38" height="38" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/04/Tori-Addison-scaled-e1682090598500-150x150.jpg" class="attachment-38x38 size-38x38" alt="" loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/04/Tori-Addison-scaled-e1682090598500-150x150.jpg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/04/Tori-Addison-scaled-e1682090598500-300x290.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/04/Tori-Addison-scaled-e1682090598500-1024x991.jpg 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/04/Tori-Addison-scaled-e1682090598500-768x744.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/04/Tori-Addison-scaled-e1682090598500.jpg 1290w" sizes="(max-width: 38px) 100vw, 38px" data-eio="l" /></noscript> </div> <div class="author-info"> <span class="author-prefix">Edited by</span> <span class="author-name"> <a href="https://www.marketwatch.com/guides/authors/tori-addison/" target="_blank" class="author-name"> Tori Addison </a> <span class="c-author-box"> <span class="author-box-top"> <div class="c-picture author-box-photo"> <img width="65" height="65" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-65x65 size-65x65 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/04/Tori-Addison-scaled-e1682090598500-150x150.jpg" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/04/Tori-Addison-scaled-e1682090598500-150x150.jpg.webp" /><noscript><img width="65" height="65" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/04/Tori-Addison-scaled-e1682090598500-150x150.jpg" class="attachment-65x65 size-65x65" alt="" loading="lazy" decoding="async" data-eio="l" /></noscript> <a href="https://www.marketwatch.com/guides/authors/tori-addison/" aria-label="Learn more about Tori Addison" title="Learn more about Tori Addison" class="c-link "> Learn more about Tori Addison</a> </div> <span> <span class="author-box-prefix">Edited by</span> <a class="author-box-name" href="https://www.marketwatch.com/guides/authors/tori-addison/" target="_blank">Tori Addison</a> <span class="author-box-roles">Editor</span> </span> </span> <span class="author-box-description"><p>Tori Addison is an editor who has worked in the digital marketing industry for over five years. Her experience includes communications and marketing work in the nonprofit, governmental and academic sectors. A journalist by trade, she started her career covering politics and news in New York’s Hudson Valley. Her work included coverage of local and state budgets, federal financial regulations and health care legislation.</p> </span> </span> </span> </div> </div> </div> <button class="dropdown-trigger" aria-expanded="false" aria-controls="article-authors-dropdown"> <span> Our Research Process <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> </span> </button> </div> </div> <div id="article-authors-dropdown" class="dropdown " > <div class="mobile-authors"> <div class="author"> <div class="c-picture author-photo"> <img width="38" height="38" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-38x38 size-38x38 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/04/Tori-Addison-scaled-e1682090598500-150x150.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/04/Tori-Addison-scaled-e1682090598500-150x150.jpg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/04/Tori-Addison-scaled-e1682090598500-300x290.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/04/Tori-Addison-scaled-e1682090598500-1024x991.jpg 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/04/Tori-Addison-scaled-e1682090598500-768x744.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/04/Tori-Addison-scaled-e1682090598500.jpg 1290w" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/04/Tori-Addison-scaled-e1682090598500-150x150.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/04/Tori-Addison-scaled-e1682090598500-150x150.jpg.webp 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/04/Tori-Addison-scaled-e1682090598500-300x290.jpg.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/04/Tori-Addison-scaled-e1682090598500-1024x991.jpg.webp 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/04/Tori-Addison-scaled-e1682090598500-768x744.jpg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/04/Tori-Addison-scaled-e1682090598500.jpg.webp 1290w" /><noscript><img width="38" height="38" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/04/Tori-Addison-scaled-e1682090598500-150x150.jpg" class="attachment-38x38 size-38x38" alt="" loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/04/Tori-Addison-scaled-e1682090598500-150x150.jpg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/04/Tori-Addison-scaled-e1682090598500-300x290.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/04/Tori-Addison-scaled-e1682090598500-1024x991.jpg 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/04/Tori-Addison-scaled-e1682090598500-768x744.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/04/Tori-Addison-scaled-e1682090598500.jpg 1290w" sizes="(max-width: 38px) 100vw, 38px" data-eio="l" /></noscript> </div> <div class="author-info"> <span class="author-prefix">Edited by</span> <span class="author-name"> <a href="https://www.marketwatch.com/guides/authors/tori-addison/" target="_blank" class="author-name"> Tori Addison </a> <span class="c-author-box"> <span class="author-box-top"> <div class="c-picture author-box-photo"> <img width="65" height="65" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-65x65 size-65x65 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/04/Tori-Addison-scaled-e1682090598500-150x150.jpg" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/04/Tori-Addison-scaled-e1682090598500-150x150.jpg.webp" /><noscript><img width="65" height="65" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/04/Tori-Addison-scaled-e1682090598500-150x150.jpg" class="attachment-65x65 size-65x65" alt="" loading="lazy" decoding="async" data-eio="l" /></noscript> <a href="https://www.marketwatch.com/guides/authors/tori-addison/" aria-label="Learn more about Tori Addison" title="Learn more about Tori Addison" class="c-link "> Learn more about Tori Addison</a> </div> <span> <span class="author-box-prefix">Edited by</span> <a class="author-box-name" href="https://www.marketwatch.com/guides/authors/tori-addison/" target="_blank">Tori Addison</a> <span class="author-box-roles">Editor</span> </span> </span> <span class="author-box-description"><p>Tori Addison is an editor who has worked in the digital marketing industry for over five years. Her experience includes communications and marketing work in the nonprofit, governmental and academic sectors. A journalist by trade, she started her career covering politics and news in New York’s Hudson Valley. Her work included coverage of local and state budgets, federal financial regulations and health care legislation.</p> </span> </span> </span> </div> </div> </div> <hr /> <div class="additional-information"> <div class="content"> <div class="title">Our Research Process</div> <div class="text wysiwyg"> <p>Here’s a breakdown of how we reviewed and rated the best pet insurance companies</p> <a href="https://www.marketwatch.com/guides/reviews-team/" aria-label="Learn more about Marketwatch Guides" title="Learn more about Marketwatch Guides" class="c-link "> Learn more about Marketwatch Guides</a> </div> </div> <div class="stats"> <div class="stat"> <span class="value">10</span> <span class="description"> Unique Pet <span class="description-last-word"> Profiles <div class="c-tooltip " tabindex="0"> <span class="tooltip-trigger"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 32a224 224 0 1 1 0 448 224 224 0 1 1 0-448zm0 480A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM208 352c-8.8 0-16 7.2-16 16s7.2 16 16 16h96c8.8 0 16-7.2 16-16s-7.2-16-16-16H272V240c0-8.8-7.2-16-16-16H216c-8.8 0-16 7.2-16 16s7.2 16 16 16h24v96H208zm48-168a24 24 0 1 0 0-48 24 24 0 1 0 0 48z" fill="currentColor" /></svg> <div class="c-tooltip-content">We collected quotes for five cats and five dogs, including purebred and mixed-breed pets, using three age ranges covering puppies and kittens, adults and senior pets.</div> </span> </div> </span> </span> </div> <div class="stat"> <span class="value">17,330</span> <span class="description"> Quotes <span class="description-last-word"> Collected <div class="c-tooltip " tabindex="0"> <span class="tooltip-trigger"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 32a224 224 0 1 1 0 448 224 224 0 1 1 0-448zm0 480A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM208 352c-8.8 0-16 7.2-16 16s7.2 16 16 16h96c8.8 0 16-7.2 16-16s-7.2-16-16-16H272V240c0-8.8-7.2-16-16-16H216c-8.8 0-16 7.2-16 16s7.2 16 16 16h24v96H208zm48-168a24 24 0 1 0 0-48 24 24 0 1 0 0 48z" fill="currentColor" /></svg> <div class="c-tooltip-content">Our team collected more than 17,330 sample quotes from pet insurance companies using unique pet profiles to give readers an accurate view of pricing across competitors. We gather quotes across all 50 U.S. states and update our pages regularly to provide accurate and timely cost information.</div> </span> </div> </span> </span> </div> <div class="stat"> <span class="value">35</span> <span class="description"> Analyzed Pet <span class="description-last-word"> Insurers <div class="c-tooltip " tabindex="0"> <span class="tooltip-trigger"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 32a224 224 0 1 1 0 448 224 224 0 1 1 0-448zm0 480A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM208 352c-8.8 0-16 7.2-16 16s7.2 16 16 16h96c8.8 0 16-7.2 16-16s-7.2-16-16-16H272V240c0-8.8-7.2-16-16-16H216c-8.8 0-16 7.2-16 16s7.2 16 16 16h24v96H208zm48-168a24 24 0 1 0 0-48 24 24 0 1 0 0 48z" fill="currentColor" /></svg> <div class="c-tooltip-content">Our team secret-shopped for sample quotes, analyzed plan options and coverage, and assessed customer experience, industry standing and availability for 35 pet insurance providers nationwide. We requested quotes from companies that scored the highest across certain areas of our rating methodology, including the available number of plan options and covered treatments.</div> </span> </div> </span> </span> </div> <div class="stat"> <span class="value">40</span> <span class="description"> Years of Combined Veterinary <span class="description-last-word"> Experience <div class="c-tooltip " tabindex="0"> <span class="tooltip-trigger"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 32a224 224 0 1 1 0 448 224 224 0 1 1 0-448zm0 480A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM208 352c-8.8 0-16 7.2-16 16s7.2 16 16 16h96c8.8 0 16-7.2 16-16s-7.2-16-16-16H272V240c0-8.8-7.2-16-16-16H216c-8.8 0-16 7.2-16 16s7.2 16 16 16h24v96H208zm48-168a24 24 0 1 0 0-48 24 24 0 1 0 0 48z" fill="currentColor" /></svg> <div class="c-tooltip-content">Our writers and reviewers have over 40 years of combined veterinary experience, confirming the accuracy of our pet-care pricing and weighing in on whether a plan is worth the cost. </div> </span> </div> </span> </span> </div> </div> </div> </div> </div> <div class="c-article-body"> <div class="wrapper"> <nav class="c-toc-sidebar"> <strong class="toc-heading">In this Guide:</strong> <button class="toc-toggler"> <span class="c-toc-tracker"> <svg viewBox="0 0 17 13" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0.5 1.37996C0.5 1.29509 0.533714 1.2137 0.593724 1.15369C0.653735 1.09368 0.735127 1.05997 0.819995 1.05997H14.8998C14.9846 1.05997 15.066 1.09368 15.126 1.15369C15.1861 1.2137 15.2198 1.29509 15.2198 1.37996C15.2198 1.46483 15.1861 1.54622 15.126 1.60623C15.066 1.66624 14.9846 1.69996 14.8998 1.69996H0.819995C0.735127 1.69996 0.653735 1.66624 0.593724 1.60623C0.533714 1.54622 0.5 1.46483 0.5 1.37996ZM0.819995 6.81988H6.5799C6.66477 6.81988 6.74616 6.78616 6.80618 6.72615C6.86619 6.66614 6.8999 6.58475 6.8999 6.49988C6.8999 6.41501 6.86619 6.33362 6.80618 6.27361C6.74616 6.2136 6.66477 6.17989 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data-heading="In This Guide" data-toc-tracker>In This Guide</span> </span> </button> <div class="c-toc-items columns-1"> <a href="#toc-our-take" class=" active" data-text="Our Take">Our Take</a> <a href="#toc-compare" class=" " data-text="Compare ">Compare </a> <a href="#toc-cost" class=" " data-text="Cost">Cost</a> <a href="#toc-coverage" class=" " data-text="Coverage">Coverage</a> <a href="#toc-customizable-coverage-levels" class=" " data-text="Customizable Coverage Levels">Customizable Coverage Levels</a> <a href="#toc-our-experience" class=" " data-text="Our Experience">Our Experience</a> <a href="#toc-sign-up-and-claims-filing" class=" " data-text="Sign-Up and Claims Filing">Sign-Up and Claims Filing</a> <a href="#toc-waiting-periods" class=" " data-text="Waiting Periods">Waiting Periods</a> <a href="#toc-what-customers-think" class=" " data-text="What Customers Think">What Customers Think</a> <a href="#toc-is-spot-pet-insurance-worth-it" class=" " data-text="Is Spot Pet Insurance Worth It?">Is Spot Pet Insurance Worth It?</a> <a href="#toc-faqs" class=" " data-text="FAQs">FAQs</a> <a href="#toc-methodology" class=" " data-text="Methodology">Methodology</a> </div> </nav> <div class="gutenberg-wrapper"> <div class="gutenberg"> <section class="b-more-articles"> <div class="wrapper"> <button aria-expanded="false" aria-controls="673b42325de2c-articles"> <span> Related Articles: <i></i> </span> </button> <div id="673b42325de2c-articles" class="articles" style="display: none"> <a href="https://www.marketwatch.com/guides/pet-insurance/embrace-pet-insurance-reviews/" target="_blank" class="article">Embrace Pet Insurance Reviews</a> <a href="https://www.marketwatch.com/guides/pet-insurance/lemonade-pet-insurance-reviews/" target="_blank" class="article">Lemonade Pet Insurance Reviews</a> <a href="https://www.marketwatch.com/guides/pet-insurance/aspca-pet-insurance-reviews/" target="_blank" class="article">ASPCA Pet Health Insurance Reviews</a> </div> </div> </section> 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.banner-stats{flex:1;display:grid;justify-content:left;gap:10px}@media (min-width:767px){.ad-widget-block .bumper-sticker-provider-widget .banner-stats{grid-template-columns:repeat(auto-fit,minmax(100px,auto));justify-content:space-between;gap:15px}.ad-widget-block .bumper-sticker-provider-widget .banner-stats:not(:last-child){margin-right:15px}}.ad-widget-block .bumper-sticker-provider-widget .banner-stat{display:grid;grid-auto-flow:column;justify-content:left;align-items:center;gap:8px;color:var(--banner-stat-title-color);font-size:calc(var(--banner-stat-title-font-size) * 1px)}.ad-widget-block .bumper-sticker-provider-widget .banner-stat strong{color:var(--banner-stat-value-color);font-size:calc(var(--banner-stat-value-font-size,21) * 1px)}.ad-widget-block .bumper-sticker-provider-widget .banner-link{display:flex;justify-content:center;align-items:center;margin:0 -15px;padding:15px;padding-bottom:0;color:var(--banner-link-color,var(--button-background));font-size:calc(var(--banner-link-font-size) * 1px);border-top:1px solid rgba(0,0,0,.1);text-align:center}@media (min-width:767px){.ad-widget-block .bumper-sticker-provider-widget .banner-link{align-self:stretch;max-width:110px;margin:-15px 0;padding:15px;padding-right:0;border-top:0;border-left:1px solid rgba(0,0,0,.1)}}</style><div id="widget-168835-1" class="bumper-sticker-provider-widget" style="--sidebar-alignment: left; --button-background: #3ba14a; --button-background-rgb: 59, 161, 74; --button-color: #fff; --button-background-hover: #73a079; --button-color-hover: #fff"> <div class="widget-container"> <div class="widget-top-bar"> <span class="brand-name">Spot Pet Insurance</span> <div class="rating"> <span>4.4</span> <div class="stars"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg> </div> <div class="rating-tooltip-wrapper"> <div class="rating-tooltip-trigger" tabindex="0"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 512A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM216 336h24V272H216c-13.3 0-24-10.7-24-24s10.7-24 24-24h48c13.3 0 24 10.7 24 24v88h8c13.3 0 24 10.7 24 24s-10.7 24-24 24H216c-13.3 0-24-10.7-24-24s10.7-24 24-24zm40-208a32 32 0 1 1 0 64 32 32 0 1 1 0-64z" fill="currentColor" /></svg> </div> <div class="rating-tooltip right"> <div class="attr"> <b>Cost:</b> <span>3.5/5</span> </div> <div class="attr"> <b>Plan Options:</b> <span>5/5</span> </div> <div class="attr"> <b>Custom Coverage Levels:</b> <span>5/5</span> </div> <div class="attr"> <b>Covered Treatments:</b> <span>4.7/5</span> </div> <div class="attr"> <b>Customer Experience:</b> <span>4.7/5</span> </div> </div> </div> </div> </div> <div class="widget-main"> <div class="widget-sidebar "> <div class="brand-logo"> <img decoding="async" width="250" height="106" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAPoAAABqAQAAAAC98XHTAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAAAA+DINqgABnOkWkgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Spot Pet Insurance" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/Spot-Logo-e1666363575320.png" data-eio-rwidth="250" data-eio-rheight="106" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/Spot-Logo-e1666363575320.png.webp" /><noscript><img decoding="async" width="250" height="106" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/Spot-Logo-e1666363575320.png" class="attachment-full size-full" alt="Spot Pet Insurance" loading="lazy" data-eio="l" /></noscript> </div> <div class="links"> <a data-unique-id="mw-bumper" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://prf.hn/click/camref:1101lkWXB/pubref:=pet-insurance_spot-pet-insurance-reviews-mw-bumper_{device_type}_brandcta-{segment_id}" target="_blank" class="cta" target="_blank"> Explore Plans <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z" fill="currentColor" /></svg> </a> </div> <div class="callout-box"> <span class="callout-box-icon"><?xml version="1.0" encoding="UTF-8" standalone="no"?> <svg xmlns:inkscape="http://www.inkscape.org/namespaces/inkscape" xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#" xmlns="http://www.w3.org/2000/svg" xmlns:cc="http://creativecommons.org/ns#" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:sodipodi="http://sodipodi.sourceforge.net/DTD/sodipodi-0.dtd" 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0.96582-0.24146 1.4192-1.0133 1.8662-1.7608 3.1691-3.1389 0.46047-0.36263 1.1071-1.6967 1.3884-2.1127-0.51916-0.7847-0.52326-0.76237-1.0866-1.2073 0.3588-0.52745 1.4856-0.7814 1.66-1.7204l-1.6902-1.3582c0.20695-0.7911 1.4157-1.2312 1.6298-2.0222-0.20973-0.68452-1.186-1.06-1.66-1.5695l0.60364-2.2335h-21.912z" style="stroke-linejoin:round;stroke-dashoffset:3.003;stroke:#000000;stroke-linecap:round;stroke-width:2;fill:#ffffff" inkscape:connector-curvature="0"></path><path id="path3005" d="m243.06 502.22c-16.532 0-30.851 13.853-29.935 30.887-0.49191 4.4358 5.1176 15.111 10.09 21.099 6.744 12.129 7.3898 13.576 7.8347 26.81 0.34299 1.5822 1.1457 2.0701 1.969 2.2519 8.678 1.6898 15.387 0.73425 20.556 0.0966 1.243-0.41525 1.9928-1.203 1.9055-2.2834 0.49542-17.977 3.2435-16.885 11.491-30.716 4.5672-6.2416 6.254-15.436 6.2948-19.708 0.48741-23.806-21.321-28.181-30.207-28.438z" sodipodi:nodetypes="ccccccccccc" style="stroke-linejoin:round;stroke-dashoffset:3.003;stroke:#000000;stroke-linecap:round;stroke-width:2;fill:#ffffff" inkscape:connector-curvature="0"></path><path id="path4006" d="m240.97 466.36-1 26" style="stroke-linejoin:round;stroke-dashoffset:3.003;stroke:#000000;stroke-linecap:round;stroke-width:2;fill:#ffffff" inkscape:connector-curvature="0"></path><path id="path4008" d="m195.97 481.36 18 22" style="stroke-linejoin:round;stroke-dashoffset:3.003;stroke:#000000;stroke-linecap:round;stroke-width:2;fill:#ffffff" inkscape:connector-curvature="0"></path><path id="path4010" d="m178.97 520.36 26 5" style="stroke-linejoin:round;stroke-dashoffset:3.003;stroke:#000000;stroke-linecap:round;stroke-width:2;fill:#ffffff" inkscape:connector-curvature="0"></path><path id="path4012" d="m269.97 504.36 15-28" style="stroke-linejoin:round;stroke-dashoffset:3.003;stroke:#000000;stroke-linecap:round;stroke-width:2;fill:#ffffff" inkscape:connector-curvature="0"></path><path id="path4014" d="m284.97 528.36 27-1" style="stroke-linejoin:round;stroke-dashoffset:3.003;stroke:#000000;stroke-linecap:round;stroke-width:2;fill:#ffffff" inkscape:connector-curvature="0"></path><path id="path4020" d="m278.97 555.36 17 14" style="stroke-linejoin:round;stroke-dashoffset:3.003;stroke:#000000;stroke-linecap:round;stroke-width:2;fill:#ffffff" inkscape:connector-curvature="0"></path><path id="path4022" d="m210.97 552.36-21 13" style="stroke-linejoin:round;stroke-dashoffset:3.003;stroke:#000000;stroke-linecap:round;stroke-width:2;fill:#ffffff" inkscape:connector-curvature="0"></path></g></g></g></g><metadata></metadata></svg></span> <span>Spot is a top rated pet insurance company</span> </div> </div> <div class="widget-content"> <div class="tabs"> <div class="tablist-wrapper"> <div role="tablist" class="tablist"> <button role="tab" aria-controls="168835-1-tabpanel-0" aria-selected="true" tabindex="-1" class="tab">Quick Facts</button> <button role="tab" aria-controls="168835-1-tabpanel-1" aria-selected="false" class="tab">Plan Options</button> <button role="tab" aria-controls="168835-1-tabpanel-2" aria-selected="false" class="tab"> Pros and Cons</button> </div> </div> <div id="168835-1-tabpanel-0" role="tabpanel" aria-labelledby="168835-1-tab-0" class="tabpanel tabpanel-custom_content active"> <div class="tabpanel-content"> <span class="visually-hidden" aria-hidden="true">Quick Facts</span> <div class="wysiwyg"><ul> <li><strong>Average Monthly Cost:</strong> $15-$79</li> <li><strong>Annual Limits:</strong> $2.5k-Unlimited</li> <li><strong>BBB Rating:</strong> A-</li> <li><b>Deductible Options: </b>$100-$1k</li> <li><strong>Reimbursement Rates:</strong> 70%-90%</li> </ul> </div> </div> </div> <div id="168835-1-tabpanel-1" role="tabpanel" aria-labelledby="168835-1-tab-1" class="tabpanel tabpanel-custom_content "> <div class="tabpanel-content"> <span class="visually-hidden" aria-hidden="true">Plan Options</span> <div class="wysiwyg"> <div class="c-gutenberg-table"> <figure class="wp-block-table"><table dir="ltr" border="0" cellspacing="0" cellpadding="0" data-sheets-root="1"> <colgroup> <col width="186"> <col width="165"> <col width="100"> <col width="100"></colgroup> <tbody> <tr> <td style="text-align: center;" data-sheets-value='{"1":2,"2":"Accident and Illness"}'><strong>Accident and Illness</strong></td> <td style="text-align: center;" data-sheets-value='{"1":2,"2":"Accident-Only"}'><strong>Accident-Only</strong></td> <td style="text-align: center;" data-sheets-value='{"1":2,"2":"Preventative Care Gold"}'><strong>Preventative Care Gold</strong></td> <td data-sheets-value='{"1":2,"2":"Preventative Care Platinum"}'> <div> <div style="text-align: center;"><strong>Preventative Care Platinum</strong></div> </div> </td> </tr> <tr class="even"> <td data-sheets-value='{"1":2,"2":"Advanced care"}'>Advanced care</td> <td data-sheets-value='{"1":2,"2":"Alternative therapies (e.g. Acupuncture)"}'>Alternative therapies (e.g. Acupuncture)</td> <td data-sheets-value='{"1":2,"2":"Dental cleaning"}'>Dental cleaning</td> <td data-sheets-value='{"1":2,"2":"Blood testing"}' data-sheets-numberformat='{"1":4,"2":"\"$\"#,##0","3":1}'>Blood testing</td> </tr> <tr> <td data-sheets-value='{"1":2,"2":"Alternative therapies (e.g. Acupuncture)"}'>Alternative therapies (e.g. Acupuncture)</td> <td data-sheets-value='{"1":2,"2":"IV fluids and medications"}'>IV fluids and medications</td> <td data-sheets-value='{"1":2,"2":"Deworming"}'>Deworming</td> <td data-sheets-value='{"1":2,"2":"Dental cleaning"}'>Dental cleaning</td> </tr> <tr class="even"> <td data-sheets-value='{"1":2,"2":"Behavioral issues"}'>Behavioral issues</td> <td data-sheets-value='{"1":2,"2":"Medical supplies (e.g. bandages, and more)"}'>Medical supplies (e.g. bandages and more)</td> <td data-sheets-value='{"1":2,"2":"Dog DHLPP or Cat FVRCP vaccine/Titer"}'>Dog DHLPP or Cat FVRCP vaccine/Titer</td> <td data-sheets-value='{"1":2,"2":"Deworming"}'>Deworming</td> </tr> <tr> <td data-sheets-value='{"1":2,"2":"Cancer and growths"}'>Cancer and growths</td> <td data-sheets-value='{"1":2,"2":"MRI or CT Scans & X-rays"}'>MRI or CT Scans & X-rays</td> <td data-sheets-value='{"1":2,"2":"Dog heartworm or cat FELV Test"}'>Dog heartworm or cat FELV Test</td> <td data-sheets-value='{"1":2,"2":"Dog Bordetella or cat FELV vaccine/Titer"}' data-sheets-numberformat='{"1":4,"2":"\"$\"#,##0","3":1}'> <div> <div>Dog Bordetella or cat FELV vaccine/Titer</div> </div> </td> </tr> <tr class="even"> <td data-sheets-value='{"1":2,"2":"Dental illnesses"}'>Dental illnesses</td> <td data-sheets-value='{"1":2,"2":"Poison control consultation fees"}'>Poison control consultation fees</td> <td data-sheets-value='{"1":2,"2":"Fecal testing"}'>Fecal testing</td> <td data-sheets-value='{"1":2,"2":"Dog DHLPP or Cat FVRCP vaccine/Titer"}'> <div> <div>Dog DHLPP or Cat FVRCP vaccine/Titer</div> </div> </td> </tr> <tr> <td data-sheets-value='{"1":2,"2":"Diagnostics and treatments"}'>Diagnostics and treatments</td> <td data-sheets-value='{"1":2,"2":"Prescription medications"}'>Prescription medications</td> <td data-sheets-value='{"1":2,"2":"Wellness exam"}'>Wellness exam</td> <td data-sheets-value='{"1":2,"2":"Dog heartworm or cat FELV Test"}'> <div> <div>Dog heartworm or cat FELV Test</div> </div> </td> </tr> <tr class="even"> <td data-sheets-value='{"1":2,"2":"Digestive illnesses"}'>Digestive illnesses</td> <td data-sheets-value='{"1":2,"2":"Surgery and hospitalizations"}'> <div> <div>Surgery and hospitalizations</div> </div> </td> <td></td> <td data-sheets-value='{"1":2,"2":"Fecal testing"}'>Fecal testing</td> </tr> <tr> <td data-sheets-value='{"1":2,"2":"Emergencies and hospitalizations"}'>Emergencies and hospitalizations</td> <td data-sheets-value='{"1":2,"2":"Tooth extractions"}'>Tooth extractions</td> <td></td> <td data-sheets-value='{"1":2,"2":"Flea/Heartworm prevention"}' data-sheets-numberformat='{"1":4,"2":"\"$\"#,##0","3":1}'> <div> <div>Flea/Heartworm prevention</div> </div> </td> </tr> <tr class="even"> <td data-sheets-value='{"1":2,"2":"Hereditary conditions"}'>Hereditary conditions</td> <td data-sheets-value='{"1":2,"2":"Vet exam fees"}'>Vet exam fees</td> <td></td> <td data-sheets-value='{"1":2,"2":"Health certificate"}' data-sheets-numberformat='{"1":4,"2":"\"$\"#,##0","3":1}'> <div> <div>Health certificate</div> </div> </td> </tr> <tr> <td data-sheets-value='{"1":2,"2":"Hip dysplasia"}'>Hip dysplasia</td> <td></td> <td></td> <td data-sheets-value='{"1":2,"2":"Rabies and/or dog Lyme or cat FIP vaccine/Titer"}'> <div> <div>Rabies and/or dog Lyme or cat FIP vaccine/Titer</div> </div> </td> </tr> <tr class="even"> <td data-sheets-value='{"1":2,"2":"Infectious diseases"}'>Infectious diseases</td> <td></td> <td></td> <td data-sheets-value='{"1":2,"2":"Spay/neuter"}'>Spay/neuter</td> </tr> <tr> <td data-sheets-value='{"1":2,"2":"Microchip implantation"}'>Microchip implantation</td> <td></td> <td></td> <td data-sheets-value='{"1":2,"2":"Urinalysis"}' data-sheets-numberformat='{"1":4,"2":"\"$\"#,##0","3":1}'>Urinalysis</td> </tr> <tr class="even"> <td data-sheets-value='{"1":2,"2":"Orthopedic"}'>Orthopedic</td> <td></td> <td></td> <td data-sheets-value='{"1":2,"2":"Wellness exam"}'>Wellness exam</td> </tr> <tr> <td data-sheets-value='{"1":2,"2":"Prescription medications"}'>Prescription medications</td> <td></td> <td data-sheets-numberformat='{"1":4,"2":"\"$\"#,##0","3":1}'></td> <td></td> </tr> <tr class="even"> <td data-sheets-value='{"1":2,"2":"Skin, eye, and ear Infections"}'>Skin, eye, and ear Infections</td> <td></td> <td data-sheets-numberformat='{"1":4,"2":"\"$\"#,##0","3":1}'></td> <td></td> </tr> <tr> <td data-sheets-value='{"1":2,"2":"Surgery & specialized care"}'>Surgery & specialized care</td> <td></td> <td data-sheets-numberformat='{"1":4,"2":"\"$\"#,##0","3":1}'></td> <td></td> </tr> <tr class="even"> <td data-sheets-value='{"1":2,"2":"Swallowed objects & toxins"}'>Swallowed objects & toxins</td> <td></td> <td data-sheets-numberformat='{"1":4,"2":"\"$\"#,##0","3":1}'></td> <td></td> </tr> <tr> <td data-sheets-value='{"1":2,"2":"Vet exam fees"}'>Vet exam fees</td> <td></td> <td data-sheets-numberformat='{"1":4,"2":"\"$\"#,##0","3":1}'></td> <td></td> </tr> <tr class="even"> <td data-sheets-value='{"1":2,"2":"Virtual vet visits"}'>Virtual vet visits</td> <td></td> <td data-sheets-numberformat='{"1":4,"2":"\"$\"#,##0","3":1}'></td> <td></td> </tr> <tr> <td data-sheets-value='{"1":2,"2":"X-rays and testing"}'>X-rays and testing</td> <td></td> <td data-sheets-numberformat='{"1":4,"2":"\"$\"#,##0","3":1}'></td> <td></td> </tr> </tbody> </table></figure> </div> <p> </p> </div> </div> </div> <div id="168835-1-tabpanel-2" role="tabpanel" aria-labelledby="168835-1-tab-2" class="tabpanel tabpanel-pros_cons "> <div class="tabpanel-content"> <span class="visually-hidden" aria-hidden="true"> Pros and Cons</span> <div class="pros-cons"> <div class="pros"> <span class="pros-title">Pros</span> <ul> <li class="pro"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M438.6 105.4c12.5 12.5 12.5 32.8 0 45.3l-256 256c-12.5 12.5-32.8 12.5-45.3 0l-128-128c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0L160 338.7 393.4 105.4c12.5-12.5 32.8-12.5 45.3 0z" fill="currentColor" /></svg> <span>Five choices of annual deductible, more than competitors </span> </li> <li class="pro"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M438.6 105.4c12.5 12.5 12.5 32.8 0 45.3l-256 256c-12.5 12.5-32.8 12.5-45.3 0l-128-128c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0L160 338.7 393.4 105.4c12.5-12.5 32.8-12.5 45.3 0z" fill="currentColor" /></svg> <span>Offers low-cost accident-only coverage ideal for older or unhealthy breeds</span> </li> <li class="pro"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M438.6 105.4c12.5 12.5 12.5 32.8 0 45.3l-256 256c-12.5 12.5-32.8 12.5-45.3 0l-128-128c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0L160 338.7 393.4 105.4c12.5-12.5 32.8-12.5 45.3 0z" fill="currentColor" /></svg> <span>More annual limit coverage choices than other companies we’ve reviewed, including an unlimited option</span> </li> <li class="pro"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M438.6 105.4c12.5 12.5 12.5 32.8 0 45.3l-256 256c-12.5 12.5-32.8 12.5-45.3 0l-128-128c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0L160 338.7 393.4 105.4c12.5-12.5 32.8-12.5 45.3 0z" fill="currentColor" /></svg> <span>No upper age limit for coverage or enrollment</span> </li> <li class="pro"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M438.6 105.4c12.5 12.5 12.5 32.8 0 45.3l-256 256c-12.5 12.5-32.8 12.5-45.3 0l-128-128c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0L160 338.7 393.4 105.4c12.5-12.5 32.8-12.5 45.3 0z" fill="currentColor" /></svg> <span>Base plans cover end-of-life expenses if a pet passes away due to a covered condition</span> </li> </ul> </div> <div class="cons"> <span class="cons-title">Cons</span> <ul> <li class="con"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 384 512"><path d="M342.6 150.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0L192 210.7 86.6 105.4c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L146.7 256 41.4 361.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0L192 301.3 297.4 406.6c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L237.3 256 342.6 150.6z" fill="currentColor" /></svg> <span>No website chat feature, unlike some competitors</span> </li> <li class="con"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 384 512"><path d="M342.6 150.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0L192 210.7 86.6 105.4c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L146.7 256 41.4 361.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0L192 301.3 297.4 406.6c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L237.3 256 342.6 150.6z" fill="currentColor" /></svg> <span>Fewer years of experience in the industry having been established in 2019</span> </li> <li class="con"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 384 512"><path d="M342.6 150.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0L192 210.7 86.6 105.4c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L146.7 256 41.4 361.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0L192 301.3 297.4 406.6c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L237.3 256 342.6 150.6z" fill="currentColor" /></svg> <span>14-day waiting period for accidents is longer than some competitors</span> </li> </ul> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="ad-widget-block" id="threes-cta-widget-block-block_9f74c8cc788ec785ef7a1cb7c53ecbb4"> <style>.multi-providers .hidden{display:none}.multi-providers .desktop-hidden{display:none}.panel-template.multi-providers{position:relative}.panel-template.multi-providers .brand-panel-disclosure{display:grid;grid-auto-flow:column;align-items:center;gap:5px;width:fit-content;margin:0 13px 15px 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--advanced-cta-btn-shadow-color: rgba(0, 0, 0, 0.24) !important; } </style><style> </style> <style> #widget-126723-2 .primary-cta {background-color: #3ba14a;color: #fff;} #widget-126723-2 .primary-cta:hover {background-color: #73a079;color: #fff;} #widget-126723-2 .phone-icon {color:#3ba14a;} #widget-126723-2 .secondary-cta{background-color:#fff;color:#3ba14a;border:1px solid transparent;} #widget-126723-2 .header-text{ color: #333 ; } #widget-126723-2 .subheader-text{ color: #333 ; } #widget-126723-2 .widget-col{ border: 1px solid #ccc; } #widget-126723-2 .superlative{ color: #000 ; } #widget-126723-2 .secondary-cta:hover{ color: #3ba14a; border: 1px solid #3ba14a; } #widget-126723-2 .cta-button-note { display: block; margin-top: -3px; color: rgba(0, 0, 0, 0.6); font-size: 14px; } #widget-126723-2 .points{ color: #9B9B9B ; } @media (max-width: 766px) { #widget-126723-2 .widget-panel .widget-col:first-child .sprltv-text { display: none; } } /*@media (min-width: 766px) { Commented out on 27/07/2022 Eugene #1288 */ #widget-126723-2 .widget-panel .widget-col:first-child .sprltv-text { background: #3ba14a; color: #fff; } #widget-126723-2 .widget-panel .widget-col:first-child{ border: 2px solid #3ba14a; } /*} Commented out on 27/07/2022 Eugene #1288 */ #widget-126723-2 .star-ratings-methodology-tooltip { color: ; background-color: ; border: 1px solid ; } #widget-126723-2 .star-ratings-methodology-tooltip::before { border-top: 1px solid ; border-left: 1px solid ; background-color: ; } </style> <div id="widget-126723-2" class="panel-template multi-providers widget-height " style=" --button-background-color: #3ba14a; " > <div class="widget-container"> <div class="swiper"> <section class="widget-panel providers-count-4"> <div class="widget-col"> <a data-unique-id="mw-4bp" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://prf.hn/click/camref:1101lkWXB/pubref:=pet-insurance_spot-pet-insurance-reviews-mw-4bp_{device_type}_brandcta-{segment_id}" target="_blank" class="widget-href" target="_blank"> <div class="superlative-info" style="--frame-color: #3ba14a; --text-color: #fff"> <div class="best-overall desktop-top">Our Top Pick</div> <div class="best-overall mobile-top">Our Top Pick</div> <span class="superlative">Most Customizable</span> </div> <div class="product-logo"><img decoding="async" width="250" height="106" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAPoAAABqAQAAAAC98XHTAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAAAA+DINqgABnOkWkgAAAABJRU5ErkJggg==" class="attachment-medium size-medium lazyload ewww_webp_lazy_load" alt="Spot Pet Insurance Logo" loading="no-lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/Spot-Logo-e1666363575320.png" data-eio-rwidth="250" data-eio-rheight="106" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/Spot-Logo-e1666363575320.png.webp" /><noscript><img decoding="async" width="250" height="106" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/Spot-Logo-e1666363575320.png" class="attachment-medium size-medium" alt="Spot Pet Insurance Logo" loading="no-lazy" data-eio="l" /></noscript></div> <div class="product-star-ratings divider"> <div class="stars"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg> </div> <span class="points">4.4/5</span> </div> <div class="brand_description_items "> <span class="brand-description-item">Most customizable plans</span><span class="brand-description-item">No pet age restrictions</span><span class="brand-description-item">Seven coverage limit options</span> </div> </a> <div class="cta-buttons-wrapper">   <a data-unique-id="mw-4bp" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://prf.hn/click/camref:1101lkWXB/pubref:=pet-insurance_spot-pet-insurance-reviews-mw-4bp_{device_type}_brandcta-{segment_id}" target="_blank" aria-label="Button EXPLORE PLANS opens Spot Pet Insurance site in a new tab" target="_blank" class="cta-button primary-cta "> EXPLORE PLANS </a> </div> </div> <div class="widget-col"> <a data-unique-id="mw-4bp" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://go.lemonade.com/visit/?bta=35292&nci=5690&utm_campaign=marketwatch&afp=pet-insurance_spot-pet-insurance-reviews-mw-4bp_{device_type}_brandcta&afp1=pet-insurance_spot-pet-insurance-reviews-mw-4bp_{device_type}_brandcta-{segment_id}" target="_blank" class="widget-href" target="_blank"> <div class="superlative-info" style="--frame-color: #3ba14a; --text-color: #fff"> <span class="superlative">Our Top Pick</span> </div> <div class="product-logo"><img decoding="async" width="300" height="82" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAABSAQAAAADGWdTdAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tCy+gAAAAHgYMfgABU8gg9QAAAABJRU5ErkJggg==" class="attachment-medium size-medium lazyload ewww_webp_lazy_load" alt="Lemonade Logo" loading="no-lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/lemonade-home-insurance-logo-e1647454239417-300x82.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/lemonade-home-insurance-logo-e1647454239417-300x82.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/lemonade-home-insurance-logo-e1647454239417.png 450w" data-sizes="auto" data-eio-rwidth="300" data-eio-rheight="82" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/lemonade-home-insurance-logo-e1647454239417-300x82.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/lemonade-home-insurance-logo-e1647454239417-300x82.png.webp 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12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg> </div> <span class="points">4.8/5</span> </div> <div class="brand_description_items "> <span class="brand-description-item">Most affordable plans</span><span class="brand-description-item">Up to $100k annual coverage</span><span class="brand-description-item">Easy AI claims process</span> </div> </a> <div class="cta-buttons-wrapper">   <a data-unique-id="mw-4bp" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://go.lemonade.com/visit/?bta=35292&nci=5690&utm_campaign=marketwatch&afp=pet-insurance_spot-pet-insurance-reviews-mw-4bp_{device_type}_brandcta&afp1=pet-insurance_spot-pet-insurance-reviews-mw-4bp_{device_type}_brandcta-{segment_id}" target="_blank" aria-label="Button EXPLORE PLANS opens Lemonade site in a new tab" target="_blank" class="cta-button primary-cta "> EXPLORE PLANS </a> </div> </div> <div class="widget-col"> <a data-unique-id="mw-4bp" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://quote.petted.com/quote/ref=marketwatch?source=pet-insurance_spot-pet-insurance-reviews-mw-4bp_{device_type}_brandcta-{segment_id}" target="_blank" class="widget-href" target="_blank"> <div class="superlative-info" style="--frame-color: #3ba14a; --text-color: #fff"> <span class="superlative">Best for Senior Pets</span> </div> <div class="product-logo"><img fetchpriority="high" decoding="async" width="300" height="178" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACyAQAAAADQHc9fAAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBAQAAAIIg/69uSEABAAAAAADAiwEbHgABOSfTbgAAAABJRU5ErkJggg==" class="attachment-medium size-medium lazyload ewww_webp_lazy_load" alt="ASPCA Pet Health Insurance Logo" loading="no-lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/APHI-Logo-secondary-RGB-300x178.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/APHI-Logo-secondary-RGB-300x178.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/APHI-Logo-secondary-RGB-1024x607.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/APHI-Logo-secondary-RGB-768x455.png 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/APHI-Logo-secondary-RGB.png 1395w" data-sizes="auto" data-eio-rwidth="300" data-eio-rheight="178" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/APHI-Logo-secondary-RGB-300x178.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/APHI-Logo-secondary-RGB-300x178.png.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/APHI-Logo-secondary-RGB-1024x607.png.webp 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/APHI-Logo-secondary-RGB-768x455.png.webp 768w, 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viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg> </div> <span class="points">4.5/5</span> </div> <div class="brand_description_items "> <span class="brand-description-item">Quick claims processing</span><span class="brand-description-item">Philanthropic mission</span><span class="brand-description-item">Offers 3 coverage types</span> </div> </a> <div class="cta-buttons-wrapper">   <a data-unique-id="mw-4bp" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://quote.petted.com/quote/ref=marketwatch?source=pet-insurance_spot-pet-insurance-reviews-mw-4bp_{device_type}_brandcta-{segment_id}" target="_blank" aria-label="Button EXPLORE PLANS opens ASPCA Pet Health Insurance site in a new tab" target="_blank" class="cta-button primary-cta "> EXPLORE PLANS </a> </div> </div> <div class="widget-col"> <a data-unique-id="mw-4bp" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.fetchpet.com/mypet?utm_source=threeships&utm_medium=affiliate&utm_campaign=marketwatch&subid=pet-insurance_spot-pet-insurance-reviews-mw-4bp_{device_type}_brandcta&c=threeships-{segment_id}" target="_blank" class="widget-href" target="_blank"> <div class="superlative-info" style="--frame-color: #3ba14a; --text-color: #fff"> <span class="superlative">Best for Comprehensive Coverage</span> </div> <div class="product-logo"><img decoding="async" width="260" height="100" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAQQAAABkAQAAAABI8HNJAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tBn+gAAAAeAwNSAABuZ72ngAAAABJRU5ErkJggg==" class="attachment-medium size-medium lazyload ewww_webp_lazy_load" alt="Fetch Pet Insurance Logo" loading="no-lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/Fetch-PI-logo_260x100px.png" data-eio-rwidth="260" data-eio-rheight="100" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/Fetch-PI-logo_260x100px.png.webp" /><noscript><img decoding="async" width="260" height="100" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/Fetch-PI-logo_260x100px.png" class="attachment-medium size-medium" alt="Fetch Pet Insurance Logo" loading="no-lazy" data-eio="l" /></noscript></div> <div class="product-star-ratings divider"> <div class="stars"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg> </div> <span class="points">4.5/5</span> </div> <div class="brand_description_items "> <span class="brand-description-item">Up to 90% reimbursement fee</span><span class="brand-description-item">Offered unlimited coverage</span><span class="brand-description-item">No enrollment fee</span> </div> </a> <div class="cta-buttons-wrapper">   <a data-unique-id="mw-4bp" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.fetchpet.com/mypet?utm_source=threeships&utm_medium=affiliate&utm_campaign=marketwatch&subid=pet-insurance_spot-pet-insurance-reviews-mw-4bp_{device_type}_brandcta&c=threeships-{segment_id}" target="_blank" aria-label="Button EXPLORE PLANS opens Fetch Pet Insurance site in a new tab" target="_blank" class="cta-button primary-cta "> EXPLORE PLANS </a> </div> </div> </section> <div class="swiper-scrollbar"></div> </div> </div> </div>  <style> /* 3 pack or Multi Providers */ .ad-widget-block { font-family: 'Lato', sans-serif !important; } .ad-widget-block .panel-template.multi-providers .primary-cta { font-weight: 550; font-size: 19px; border-radius: 50px; background-color: #4db74d !important; } </style> </div> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <hr class="wp-block-separator has-css-opacity is-style-wide"/> </div></div> <h2 class="wp-block-heading" id="toc-our-take">Our Take on Spot Pet Insurance</h2> <p>Spot is one of the top pet insurers nationwide, coming in <strong>at No. 6</strong> on our list of the 10 <a href="https://www.marketwatch.com/guides/pet-insurance/best-pet-insurance-companies/">best pet insurance companies</a> of 2024 and earning the superlative of most customizable coverage. Spot is available in all 50 U.S. states plus Washington, D.C. Based on sample quotes we gathered, we found the average Spot customer can expect to pay <strong>$51 per month or $612 annually</strong> for pet insurance. Comparatively, the national average cost of pet insurance is <strong>$46 per month or $552 annually</strong>.</p> <p>While Spot is more expensive than the national average, it offers a 10% <a href="https://www.marketwatch.com/guides/pet-insurance/best-pet-insurance-for-multiple-pets/" target="_blank" rel="noreferrer noopener">multi-pet discount</a> that can make coverage more affordable if you have more than one pet. With almost half of our <a href="https://www.marketwatch.com/guides/pet-insurance/pet-insurance-survey/">2024 pet insurance survey </a>respondents spending between <strong>$300 to $999</strong> on their pet’s routine vet care within the last year, a Spot pet insurance plan could have saved them money on their dog or cat’s care.</p> <p>Spot has multiple strengths as a pet insurance provider, including coverage for behavioral issues and alternative treatments such as acupuncture. However, the company does have some limitations. For instance, customer service is only available on weekdays. Still, Spot remains a top choice, especially for <strong>pet owners who value customizable coverage</strong> or have <strong>older pets</strong>, as there is no upper age limit for enrollment.</p> <h3 class="wp-block-heading">Pros and Cons</h3> <section class="b-pros-and-cons"> <div class="wrapper"> <div class="pros-and-cons columns"> <div class="pros"> <div class="title"><i></i> Pros</div> <div class="pro wysiwyg"><p>Five choices of annual deductible, more than competitors </p> </div> <div class="pro wysiwyg"><p>Offers low-cost accident-only coverage ideal for older or unhealthy breeds</p> </div> <div class="pro wysiwyg"><p>More annual limit coverage choices than other companies we’ve reviewed, including an unlimited option</p> </div> <div class="pro wysiwyg"><p>No upper age limit for coverage or enrollment</p> </div> <div class="pro wysiwyg"><p>Base plans cover end-of-life expenses if a pet passes away due to a covered condition</p> </div> </div> <div class="cons"> <div class="title"><i></i> Cons</div> <div class="con wysiwyg"><p>No website chat feature, unlike some competitors</p> </div> <div class="con wysiwyg"><p>Fewer years of experience in the industry having been established in 2019</p> </div> <div class="con wysiwyg"><p>14-day waiting period for accidents is longer than some competitors</p> </div> </div> </div> </div> </section> <h2 class="wp-block-heading">Spot Pet Insurance Review: Our Ratings</h2> <p>When rating it against our comprehensive pet insurance methodology, Spot scored <strong>4.4 out of 5 stars</strong> in our provider review. 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!important; } </style><style> #widget-151221-3 .cta-button {background-color: #3ba14a;color: #fff;} #widget-151221-3 .cta-button:hover {background-color: #73a079;color: #fff;}</style> <section id="widget-151221-3" class="provider-methodology-widget drop-shadow"> <div class="widget-content"> <div class="header-section"> <img decoding="async" width="250" height="106" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAPoAAABqAQAAAAC98XHTAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAAAA+DINqgABnOkWkgAAAABJRU5ErkJggg==" class="brand-logo lazyload ewww_webp_lazy_load" alt="Spot Pet Insurance" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/Spot-Logo-e1666363575320.png" data-eio-rwidth="250" data-eio-rheight="106" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/Spot-Logo-e1666363575320.png.webp" /><noscript><img decoding="async" width="250" height="106" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/Spot-Logo-e1666363575320.png" class="brand-logo" alt="Spot Pet Insurance" loading="lazy" data-eio="l" /></noscript> <span class="flip-card-toggle"> <span class="flip-txt">Flip Card</span> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> <span class="brand-name">Spot Pet Insurance Rating</span> </div> <div class="widget-content-container"> <div class="widget-column rating-overall-section section-active"> <span class="section-label"> MarketWatch Rating </span> <span class="rating-value">4.4</span> <span class="rating-title"> / out of 5 stars </span> <div class="stars-container"> <span class="star"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg></span><span class="star"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg></span><span class="star"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg></span><span class="star"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg></span><span class="star-half-alt"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg></span> </div> <span class="rating-text-note"><p>Rating is based off of MarketWatch Methodology Guidelines</p> </span> <div class="ctas"> <a class="cta cta-1 primary-cta cta-button square advanced add-drop-shadow" target="_blank" data-unique-id="mw-pm" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://prf.hn/click/camref:1101lkWXB/pubref:=pet-insurance_spot-pet-insurance-reviews-mw-pm_{device_type}_brandcta-{segment_id}" target="_blank"> Explore Plans </a> </div> <span class="security-txt-element" style="font-weight:normal;color:#7F7E7E;font-size:12; line-height:14px;"> <span class="lock-icon" style="background-color:#7F7E7E; -webkit-mask-image:url(https://marketwatch.jppadmin.com/wp-content/themes/jpp-theme/includes/legacy-cta-widgets/assets/img/provider-methodology-widget/lock-icon.svg)"></span>Your information is secure </span> </div> <div class="column-separator"></div> <div class="widget-column rating-breakdown-section"> <span class="section-label"> <span>Rating breakdown</span> <span class="factor-prev-slide"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M7.4 273.4C2.7 268.8 0 262.6 0 256s2.7-12.8 7.4-17.4l176-168c9.6-9.2 24.8-8.8 33.9 .8s8.8 24.8-.8 33.9L83.9 232 424 232c13.3 0 24 10.7 24 24s-10.7 24-24 24L83.9 280 216.6 406.6c9.6 9.2 9.9 24.3 .8 33.9s-24.3 9.9-33.9 .8l-176-168z" fill="currentColor" /></svg></span> <span class="factor-next-slide"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg></span> </span> <div class="factors-container"> <div class="factor-single-item"> <span class="factor-title"> Cost and Discounts <span class="factor-tooltip"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 32a224 224 0 1 1 0 448 224 224 0 1 1 0-448zm0 480A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM208 352c-8.8 0-16 7.2-16 16s7.2 16 16 16h96c8.8 0 16-7.2 16-16s-7.2-16-16-16H272V240c0-8.8-7.2-16-16-16H216c-8.8 0-16 7.2-16 16s7.2 16 16 16h24v96H208zm48-168a24 24 0 1 0 0-48 24 24 0 1 0 0 48z" fill="currentColor" /></svg> <span class="tooltip-txt">Spot earned 3.3 points for offering plans at average to above-average pricing across several sample pet types. Premiums also increase as a pet ages. </span> </span> </span> <span class="factor-rating-value"> 3.3 / 5 </span> <div class="factor-range-wrapper"> <div class="factor-range progress-bar"> <span class="progress" width-value="66"></span> </div> </div> </div> <div class="factor-single-item"> <span class="factor-title"> Coverage <span class="factor-tooltip"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 32a224 224 0 1 1 0 448 224 224 0 1 1 0-448zm0 480A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM208 352c-8.8 0-16 7.2-16 16s7.2 16 16 16h96c8.8 0 16-7.2 16-16s-7.2-16-16-16H272V240c0-8.8-7.2-16-16-16H216c-8.8 0-16 7.2-16 16s7.2 16 16 16h24v96H208zm48-168a24 24 0 1 0 0-48 24 24 0 1 0 0 48z" fill="currentColor" /></svg> <span class="tooltip-txt">Spot earned full points for offering multiple plan types and the most customization options of any provider we’ve reviewed.</span> </span> </span> <span class="factor-rating-value"> 5 / 5 </span> <div class="factor-range-wrapper"> <div class="factor-range progress-bar"> <span class="progress" width-value="100"></span> </div> </div> </div> <div class="factor-single-item"> <span class="factor-title"> Covered Treatments <span class="factor-tooltip"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 32a224 224 0 1 1 0 448 224 224 0 1 1 0-448zm0 480A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM208 352c-8.8 0-16 7.2-16 16s7.2 16 16 16h96c8.8 0 16-7.2 16-16s-7.2-16-16-16H272V240c0-8.8-7.2-16-16-16H216c-8.8 0-16 7.2-16 16s7.2 16 16 16h24v96H208zm48-168a24 24 0 1 0 0-48 24 24 0 1 0 0 48z" fill="currentColor" /></svg> <span class="tooltip-txt">Spot scored 4.8 points for including exam fees, microchipping, physical therapy and behavior treatments in its base coverage.</span> </span> </span> <span class="factor-rating-value"> 4.8 / 5 </span> <div class="factor-range-wrapper"> <div class="factor-range progress-bar"> <span class="progress" width-value="96"></span> </div> </div> </div> <div class="factor-single-item"> <span class="factor-title"> Customer Experience <span class="factor-tooltip"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 32a224 224 0 1 1 0 448 224 224 0 1 1 0-448zm0 480A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM208 352c-8.8 0-16 7.2-16 16s7.2 16 16 16h96c8.8 0 16-7.2 16-16s-7.2-16-16-16H272V240c0-8.8-7.2-16-16-16H216c-8.8 0-16 7.2-16 16s7.2 16 16 16h24v96H208zm48-168a24 24 0 1 0 0-48 24 24 0 1 0 0 48z" fill="currentColor" /></svg> <span class="tooltip-txt">Spot scored 4.4 points for offering web and phone communication, a mobile app and direct deposit but lost a few points for not offering 24/7 customer care or vet-direct pay.</span> </span> </span> <span class="factor-rating-value"> 4.4 / 5 </span> <div class="factor-range-wrapper"> <div class="factor-range progress-bar"> <span class="progress" width-value="88"></span> </div> </div> </div> <div class="factor-single-item"> <span class="factor-title"> Industry Standing <span class="factor-tooltip"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 32a224 224 0 1 1 0 448 224 224 0 1 1 0-448zm0 480A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM208 352c-8.8 0-16 7.2-16 16s7.2 16 16 16h96c8.8 0 16-7.2 16-16s-7.2-16-16-16H272V240c0-8.8-7.2-16-16-16H216c-8.8 0-16 7.2-16 16s7.2 16 16 16h24v96H208zm48-168a24 24 0 1 0 0-48 24 24 0 1 0 0 48z" fill="currentColor" /></svg> <span class="tooltip-txt">Spot scored 4.5 points for having high Better Business Bureau (BBB) and Trustpilot scores but little industry experience.</span> </span> </span> <span class="factor-rating-value"> 4.5 / 5 </span> <div class="factor-range-wrapper"> <div class="factor-range progress-bar"> <span class="progress" width-value="90"></span> </div> </div> </div> <div class="factor-single-item"> <span class="factor-title"> Availability <span class="factor-tooltip"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 32a224 224 0 1 1 0 448 224 224 0 1 1 0-448zm0 480A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM208 352c-8.8 0-16 7.2-16 16s7.2 16 16 16h96c8.8 0 16-7.2 16-16s-7.2-16-16-16H272V240c0-8.8-7.2-16-16-16H216c-8.8 0-16 7.2-16 16s7.2 16 16 16h24v96H208zm48-168a24 24 0 1 0 0-48 24 24 0 1 0 0 48z" fill="currentColor" /></svg> <span class="tooltip-txt">Spot scored 5.0 points for operating nationwide with limited international operations, and for extending coverage to pets regardless of age or breed.</span> </span> </span> <span class="factor-rating-value"> 5 / 5 </span> <div class="factor-range-wrapper"> <div class="factor-range progress-bar"> <span class="progress" width-value="100"></span> </div> </div> </div> </div> </div> </div> </div> </section> <script> (function($) { $(document).ready(function() { // show first 4 factor items and show next 4 on btn click $("#widget-151221-3 .factor-single-item").slice(0, 4).css('display', 'flex'); 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} } if( y >= $("#widget-151221-3 .factor-single-item").length ){ $("#widget-151221-3 .factor-next-slide").hide(); } else { $("#widget-151221-3 .factor-next-slide").show(); } $("#widget-151221-3 .factor-single-item") .slice(i, y) .show() .find('.progress').css("width", function() { return $(this).attr("width-value") + "%"; }); console.log(i + ' - ' + y); }); } $('.factor-range.progress-bar .progress').each(function( index ) { $(this).css("width", function() { return $(this).attr("width-value") + "%"; } ) }); $(document).on("click", ".flip-card-toggle", function() { $(this).toggleClass('fliped'); $('.widget-column').each(function( index ) { $(this).toggleClass('section-active'); }); $('.provider-methodology-widget').toggleClass('fliped'); }); }); }(jQuery)); </script> </div> <p>You can find more detailed information about how Spot Pet Insurance performed in our 2024 pet insurance study in the table below. You’ll also find industry averages from all providers in our study as points of comparison.</p> <div class="infogram-embed" data-id="2e54288c-35f0-4967-937c-50baceab9a8b" data-type="interactive" data-title="Spot Insurance Ratings - Pet Insurance"></div><script type="pmdelayedscript" data-cfasync="false" data-no-optimize="1" data-no-defer="1" data-no-minify="1">!function(e,n,i,s){var d="InfogramEmbeds";var o=e.getElementsByTagName(n)[0];if(window[d]&&window[d].initialized)window[d].process&&window[d].process();else if(!e.getElementById(i)){var r=e.createElement(n);r.async=1,r.id=i,r.src=s,o.parentNode.insertBefore(r,o)}}(document,"script","infogram-async","https://e.infogram.com/js/dist/embed-loader-min.js");</script> <hr class="wp-block-separator has-alpha-channel-opacity"/> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <h2 class="wp-block-heading" id="toc-compare">Compare Spot to Other Pet Insurance Companies</h2> <p>Use the table below to compare Spot’s waiting periods and prices to other top competing pet insurance providers:</p> <figure class="jpp-ct mobile-scrollable " style="--color-primary: #3ba14a; --brand-name-font-size: 13; --brand-name-font-weight: normal; --brand-button-font-size: 16; --brand-button-font-weight: bold; --brand-button-border-style: solid; --brand-button-border-radius: 5; --brand-button-arrow: none; --brand-button-vertical-padding: 12; --brand-button-horizontal-padding: 25; --brand-button-background-color-hover: #92a092; --brand-button-font-size-mobile: 13; --brand-button-font-weight-mobile: bold; --brand-button-border-style-mobile: solid; --brand-button-border-radius-mobile: 5; --brand-button-arrow-mobile: inline-block; --brand-button-vertical-padding-mobile: 7; --brand-button-horizontal-padding-mobile: 25; --brand-button-font-size-mobile-stacked: 16; --brand-button-font-weight-mobile-stacked: bold; --brand-button-border-style-mobile-stacked: solid; --brand-button-border-radius-mobile-stacked: 5; --brand-button-arrow-mobile-stacked: inline-block; --brand-button-vertical-padding-mobile-stacked: 6; --brand-button-horizontal-padding-mobile-stacked: 15; --table-horizontal-borders: 1; --table-vertical-padding: 10; --table-horizontal-padding: 10; --table-head-font-size: 16; --table-head-font-weight: bold; --table-head-border-width: 1; --table-head-border-style: solid; --table-body-font-size: 16; --table-body-font-weight: normal; --table-body-border-width: 1; --table-body-border-style: solid; --table-body-row-background-color: #f7f7f7; --table-body-alternate-row-background-color: #ffffff" id="136793"> <div class="jpp-ct-heading"></div> <div class="jpp-ct-list"> <div class="jpp-ct-table-wrapper"> <table cellspacing="0" cellpadding="0" class="jpp-ct-table jpp-ct-table-desktop brands-left"> <thead> <th class="jpp-ct-brand-display-cell">Company</th> <th>Monthly Cost</th> <th>Star Rating</th> <th>Accident Waiting Period</th> <th>BBB Rating</th> <th class="jpp-ct-cta-cell">Visit Site</th> </thead> <tbody> <tr class="jpp-ct-row " data-brand-id="Spot Pet Insurance" data-states-not-covered="" data-index="0"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a class="jpp-ct-brand-logo"><img decoding="async" width="250" height="106" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAPoAAABqAQAAAAC98XHTAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAAAA+DINqgABnOkWkgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Spot Pet Insurance" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/Spot-Logo-e1666363575320.png" data-eio-rwidth="250" data-eio-rheight="106" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/Spot-Logo-e1666363575320.png.webp" /><noscript><img decoding="async" width="250" height="106" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/Spot-Logo-e1666363575320.png" class="attachment-full size-full" alt="Spot Pet Insurance" loading="lazy" data-eio="l" /></noscript></a> <a data-segment-action="Link Clicked" href="https://www.marketwatch.com/guides/pet-insurance/spot-pet-insurance-reviews/" target="_blank" class="jpp-ct-brand-name ">Spot Pet Insurance</a> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://prf.hn/click/camref:1101lkWXB/pubref:=pet-insurance_spot-pet-insurance-reviews-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> EXPLORE PLANS </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="monthly_cost" data-value="$51-$68" data-numerical="">$51-$68</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_star_rating" data-value="4.4" data-numerical=""> <div class="jpp-ct-rating default"> <svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg> <span class="jpp-ct-rating-number">4.4</span> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="accident_waiting_period" data-value="14 days" data-numerical="">14 days</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="bbb_rating" data-value="A" data-numerical="">A</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://prf.hn/click/camref:1101lkWXB/pubref:=pet-insurance_spot-pet-insurance-reviews-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> EXPLORE PLANS </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-row " data-brand-id="Lemonade" data-states-not-covered="" data-index="1"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <div class="jpp-ct-tag"> <span class="jpp-ct-tag-text">Our Top Pick</span> </div> <a class="jpp-ct-brand-logo"><img decoding="async" width="450" height="123" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAcIAAAB7AQAAAADP0b3hAAAAAnRSTlMAAHaTzTgAAAAeSURBVFjD7cEBDQAAAMKg909tDjegAAAAAAAAgA8DG94AAdxIQ4UAAAAASUVORK5CYII=" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Lemonade" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/lemonade-home-insurance-logo-e1647454239417.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/lemonade-home-insurance-logo-e1647454239417.png 450w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/lemonade-home-insurance-logo-e1647454239417-300x82.png 300w" data-sizes="auto" data-eio-rwidth="450" data-eio-rheight="123" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/lemonade-home-insurance-logo-e1647454239417.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/lemonade-home-insurance-logo-e1647454239417.png.webp 450w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/lemonade-home-insurance-logo-e1647454239417-300x82.png.webp 300w" /><noscript><img decoding="async" width="450" height="123" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/lemonade-home-insurance-logo-e1647454239417.png" class="attachment-full size-full" alt="Lemonade" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/lemonade-home-insurance-logo-e1647454239417.png 450w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/lemonade-home-insurance-logo-e1647454239417-300x82.png 300w" sizes="(max-width: 450px) 100vw, 450px" data-eio="l" /></noscript></a> <a data-segment-action="Link Clicked" href="https://www.marketwatch.com/guides/pet-insurance/lemonade-pet-insurance-reviews/" target="_blank" class="jpp-ct-brand-name ">Lemonade</a> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://go.lemonade.com/visit/?bta=35292&nci=5690&utm_campaign=marketwatch&afp=pet-insurance_spot-pet-insurance-reviews-mw-c_{device_type}_brandcta&afp1=pet-insurance_spot-pet-insurance-reviews-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> EXPLORE PLANS </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="monthly_cost" data-value="$41-$52" data-numerical="">$41-$52</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_star_rating" data-value="4.8" data-numerical=""> <div class="jpp-ct-rating default"> <svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg> <span class="jpp-ct-rating-number">4.8</span> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="accident_waiting_period" data-value="2 days*" data-numerical="">2 days<span class="jpp-ct-brand-attribute-notation" style="margin-right: -9px; margin-left:-1px;">*</span></td> <td class="jpp-ct-brand-attribute" data-brand-attribute="bbb_rating" data-value="N/R" data-numerical="">N/R</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://go.lemonade.com/visit/?bta=35292&nci=5690&utm_campaign=marketwatch&afp=pet-insurance_spot-pet-insurance-reviews-mw-c_{device_type}_brandcta&afp1=pet-insurance_spot-pet-insurance-reviews-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> EXPLORE PLANS </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-row " data-brand-id="ASPCA" data-states-not-covered="" data-index="2"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a class="jpp-ct-brand-logo"><img decoding="async" width="1395" height="827" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAABXMAAAM7AQAAAAAgjD6VAAAAAnRSTlMAAHaTzTgAAACkSURBVHja7cGBAAAAAMOg+VNf4QBVAQAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAfAY4rgABxMXxLwAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="ASPCA Pet Health Insurance" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/APHI-Logo-secondary-RGB.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/APHI-Logo-secondary-RGB.png 1395w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/APHI-Logo-secondary-RGB-300x178.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/APHI-Logo-secondary-RGB-1024x607.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/APHI-Logo-secondary-RGB-768x455.png 768w" data-sizes="auto" data-eio-rwidth="1395" data-eio-rheight="827" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/APHI-Logo-secondary-RGB.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/APHI-Logo-secondary-RGB.png.webp 1395w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/APHI-Logo-secondary-RGB-300x178.png.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/APHI-Logo-secondary-RGB-1024x607.png.webp 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/APHI-Logo-secondary-RGB-768x455.png.webp 768w" /><noscript><img decoding="async" width="1395" height="827" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/APHI-Logo-secondary-RGB.png" class="attachment-full size-full" alt="ASPCA Pet Health Insurance" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/APHI-Logo-secondary-RGB.png 1395w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/APHI-Logo-secondary-RGB-300x178.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/APHI-Logo-secondary-RGB-1024x607.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/APHI-Logo-secondary-RGB-768x455.png 768w" sizes="(max-width: 1395px) 100vw, 1395px" data-eio="l" /></noscript></a> <a data-segment-action="Link Clicked" href="https://www.marketwatch.com/guides/pet-insurance/aspca-pet-insurance-reviews/" target="_blank" class="jpp-ct-brand-name ">ASPCA Pet Health Insurance</a> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://quote.petted.com/quote/ref=marketwatch?source=pet-insurance_spot-pet-insurance-reviews-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> EXPLORE PLANS </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="monthly_cost" data-value="$38-$50" data-numerical="">$38-$50</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_star_rating" data-value="4.5" data-numerical=""> <div class="jpp-ct-rating default"> <svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg> <span class="jpp-ct-rating-number">4.5</span> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="accident_waiting_period" data-value="14 days" data-numerical="">14 days</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="bbb_rating" data-value="N/R" data-numerical="">N/R</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://quote.petted.com/quote/ref=marketwatch?source=pet-insurance_spot-pet-insurance-reviews-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> EXPLORE PLANS </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-row " data-brand-id="Fetch by The Dodo" data-states-not-covered="" data-index="3"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a class="jpp-ct-brand-logo"><img decoding="async" width="260" height="100" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAQQAAABkAQAAAABI8HNJAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tBn+gAAAAeAwNSAABuZ72ngAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Fetch Pet Insurance" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/Fetch-PI-logo_260x100px.png" data-eio-rwidth="260" data-eio-rheight="100" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/Fetch-PI-logo_260x100px.png.webp" /><noscript><img decoding="async" width="260" height="100" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/Fetch-PI-logo_260x100px.png" class="attachment-full size-full" alt="Fetch Pet Insurance" loading="lazy" data-eio="l" /></noscript></a> <a data-segment-action="Link Clicked" href="https://www.marketwatch.com/guides/pet-insurance/petplan-pet-insurance-reviews/" target="_blank" class="jpp-ct-brand-name ">Fetch Pet Insurance</a> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.fetchpet.com/mypet?utm_source=threeships&utm_medium=affiliate&utm_campaign=marketwatch&subid=pet-insurance_spot-pet-insurance-reviews-mw-c_{device_type}_brandcta&c=threeships-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> EXPLORE PLANS </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="monthly_cost" data-value="$43-$50" data-numerical="">$43-$50</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_star_rating" data-value="4.5" data-numerical=""> <div class="jpp-ct-rating default"> <svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg> <span class="jpp-ct-rating-number">4.5</span> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="accident_waiting_period" data-value="up to 15 days" data-numerical="">up to 15 days</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="bbb_rating" data-value="A+" data-numerical="">A+</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.fetchpet.com/mypet?utm_source=threeships&utm_medium=affiliate&utm_campaign=marketwatch&subid=pet-insurance_spot-pet-insurance-reviews-mw-c_{device_type}_brandcta&c=threeships-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> EXPLORE PLANS </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-row " data-brand-id="Embrace" data-states-not-covered="" data-index="4"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a class="jpp-ct-brand-logo"><img decoding="async" width="1006" height="286" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAA+4AAAEeAQAAAAA8knIjAAAAAnRSTlMAAHaTzTgAAAA6SURBVHja7cEBDQAAAMKg909tDwcUAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAMCLAY3iAAGYY1u1AAAAAElFTkSuQmCC" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Embrace" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/EmbracePetInsurance_Logo_RGB.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/EmbracePetInsurance_Logo_RGB.png 1006w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/EmbracePetInsurance_Logo_RGB-300x85.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/EmbracePetInsurance_Logo_RGB-768x218.png 768w" data-sizes="auto" data-eio-rwidth="1006" data-eio-rheight="286" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/EmbracePetInsurance_Logo_RGB.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/EmbracePetInsurance_Logo_RGB.png.webp 1006w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/EmbracePetInsurance_Logo_RGB-300x85.png.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/EmbracePetInsurance_Logo_RGB-768x218.png.webp 768w" /><noscript><img decoding="async" width="1006" height="286" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/EmbracePetInsurance_Logo_RGB.png" class="attachment-full size-full" alt="Embrace" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/EmbracePetInsurance_Logo_RGB.png 1006w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/EmbracePetInsurance_Logo_RGB-300x85.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/EmbracePetInsurance_Logo_RGB-768x218.png 768w" sizes="(max-width: 1006px) 100vw, 1006px" data-eio="l" /></noscript></a> <a data-segment-action="Link Clicked" href="https://www.marketwatch.com/guides/pet-insurance/embrace-pet-insurance-reviews/" target="_blank" class="jpp-ct-brand-name ">Embrace</a> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://epi.ykwujd.net/c/2421403/731727/10630?subId1=pet-insurance_spot-pet-insurance-reviews-mw-c_{device_type}_brandcta&sharedid=pet-insurance_spot-pet-insurance-reviews-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> EXPLORE PLANS </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="monthly_cost" data-value="$53-$64" data-numerical="">$53-$64</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_star_rating" data-value="4.6" data-numerical=""> <div class="jpp-ct-rating default"> <svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg> <span class="jpp-ct-rating-number">4.6</span> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="accident_waiting_period" data-value="2 days " data-numerical="">2 days </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="bbb_rating" data-value="A+" data-numerical="">A+</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://epi.ykwujd.net/c/2421403/731727/10630?subId1=pet-insurance_spot-pet-insurance-reviews-mw-c_{device_type}_brandcta&sharedid=pet-insurance_spot-pet-insurance-reviews-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> EXPLORE PLANS </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-row " data-brand-id="Healthy Paws" data-states-not-covered="" data-index="5"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a class="jpp-ct-brand-logo"><img decoding="async" width="478" height="131" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAd4AAACDAQAAAAALgkfzAAAAAnRSTlMAAHaTzTgAAAAeSURBVFjD7cEBAQAAAIIg/69uSEABAAAAAAAAwK0BHzcAAfeRKaQAAAAASUVORK5CYII=" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Healthy Paws" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/Healthy_paws_logo-e1681418651538.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/Healthy_paws_logo-e1681418651538.png 478w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/Healthy_paws_logo-e1681418651538-300x82.png 300w" data-sizes="auto" data-eio-rwidth="478" data-eio-rheight="131" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/Healthy_paws_logo-e1681418651538.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/Healthy_paws_logo-e1681418651538.png.webp 478w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/Healthy_paws_logo-e1681418651538-300x82.png.webp 300w" /><noscript><img decoding="async" width="478" height="131" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/Healthy_paws_logo-e1681418651538.png" class="attachment-full size-full" alt="Healthy Paws" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/Healthy_paws_logo-e1681418651538.png 478w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/Healthy_paws_logo-e1681418651538-300x82.png 300w" sizes="(max-width: 478px) 100vw, 478px" data-eio="l" /></noscript></a> <a data-segment-action="Link Clicked" href="https://www.marketwatch.com/guides/pet-insurance/healthy-paws-pet-insurance-reviews/" target="_blank" class="jpp-ct-brand-name ">Healthy Paws</a> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://quote.petted.com/quote/ref=marketwatch?source=pet-insurance_spot-pet-insurance-reviews-mw-c_{device_type}_brandcta&HP-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> EXPLORE PLANS </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="monthly_cost" data-value="$35-$49" data-numerical="">$35-$49</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_star_rating" data-value="4.3" data-numerical=""> <div class="jpp-ct-rating default"> <svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg> <span class="jpp-ct-rating-number">4.3</span> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="accident_waiting_period" data-value="15 days" data-numerical="">15 days</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="bbb_rating" data-value="A+" data-numerical="">A+</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://quote.petted.com/quote/ref=marketwatch?source=pet-insurance_spot-pet-insurance-reviews-mw-c_{device_type}_brandcta&HP-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> EXPLORE PLANS </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-row " data-brand-id="Figo" data-states-not-covered="" data-index="6"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a class="jpp-ct-brand-logo"><img decoding="async" width="250" height="116" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAPoAAAB0AQAAAACELRI4AAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cEBDQAAAMKg909tDwcUAAAAfBoO9AAB8+64igAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Figo" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/Logos-Compiled-RGB-02-1-2-e1669837953530.png" data-eio-rwidth="250" data-eio-rheight="116" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/Logos-Compiled-RGB-02-1-2-e1669837953530.png.webp" /><noscript><img decoding="async" width="250" height="116" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/Logos-Compiled-RGB-02-1-2-e1669837953530.png" class="attachment-full size-full" alt="Figo" loading="lazy" data-eio="l" /></noscript></a> <a data-segment-action="Link Clicked" href="https://www.marketwatch.com/guides/pet-insurance/figo-pet-insurance-reviews/" target="_blank" class="jpp-ct-brand-name ">Figo</a> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://quote.petted.com/quote/ref=marketwatch?source=pet-insurance_spot-pet-insurance-reviews-mw-c_{device_type}_brandcta&Figo-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> EXPLORE PLANS </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="monthly_cost" data-value="$22-$27" data-numerical="">$22-$27</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_star_rating" data-value="4.7" data-numerical=""> <div class="jpp-ct-rating default"> <svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg> <span class="jpp-ct-rating-number">4.7</span> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="accident_waiting_period" data-value="1 days" data-numerical="">1 days</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="bbb_rating" data-value="B" data-numerical="">B</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://quote.petted.com/quote/ref=marketwatch?source=pet-insurance_spot-pet-insurance-reviews-mw-c_{device_type}_brandcta&Figo-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> EXPLORE PLANS </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-row " data-brand-id="Paw Protect" data-states-not-covered="" data-index="7"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a class="jpp-ct-brand-logo"><img decoding="async" width="232" height="37" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAOgAAAAlAQAAAABgpJi/AAAAAnRSTlMAAHaTzTgAAAASSURBVDjLY2AYBaNgFIwCagIABFYAAaDJp8cAAAAASUVORK5CYII=" class="attachment-full size-full lazyload" alt="Paw Protect" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/Group-47.svg" data-eio-rwidth="232" data-eio-rheight="37" /><noscript><img decoding="async" width="232" height="37" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/Group-47.svg" class="attachment-full size-full" alt="Paw Protect" loading="lazy" data-eio="l" /></noscript></a> <a class="jpp-ct-brand-name ">Paw Protect</a> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://quote.petted.com/quote/ref=marketwatch?source=pet-insurance_spot-pet-insurance-reviews-mw-c_{device_type}_brandcta&pawprotect-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> EXPLORE PLANS </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="monthly_cost" data-value="$52-$64" data-numerical="">$52-$64</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_star_rating" data-value="4.1" data-numerical=""> <div class="jpp-ct-rating default"> <svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg> <span class="jpp-ct-rating-number">4.1</span> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="accident_waiting_period" data-value="14 days" data-numerical="">14 days</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="bbb_rating" data-value="B+" data-numerical="">B+</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://quote.petted.com/quote/ref=marketwatch?source=pet-insurance_spot-pet-insurance-reviews-mw-c_{device_type}_brandcta&pawprotect-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> EXPLORE PLANS </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-row " data-brand-id="Nationwide" data-states-not-covered="" data-index="8"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a class="jpp-ct-brand-logo"><img decoding="async" width="207" height="61" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAM8AAAA9AQAAAAAioADgAAAAAnRSTlMAAHaTzTgAAAAVSURBVDjLY2AYBaNgFIyCUTAKaA4ABm8AARs6mbgAAAAASUVORK5CYII=" class="attachment-full size-full lazyload" alt="Nationwide" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/NW_Logo.svg" data-eio-rwidth="207" data-eio-rheight="61" /><noscript><img decoding="async" width="207" height="61" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/NW_Logo.svg" class="attachment-full size-full" alt="Nationwide" loading="lazy" data-eio="l" /></noscript></a> <a data-segment-action="Link Clicked" href="https://www.marketwatch.com/guides/pet-insurance/nationwide-pet-insurance-reviews/" target="_blank" class="jpp-ct-brand-name ">Nationwide</a> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://quote.petted.com/quote/ref=marketwatch?source=pet-insurance_spot-pet-insurance-reviews-mw-c_{device_type}_brandcta&nationwide-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> EXPLORE PLANS </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="monthly_cost" data-value="$35-$50" data-numerical="">$35-$50</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_star_rating" data-value="4.2" data-numerical=""> <div class="jpp-ct-rating default"> <svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg> <span class="jpp-ct-rating-number">4.2</span> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="accident_waiting_period" data-value="14 days " data-numerical="">14 days </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="bbb_rating" data-value="A+" data-numerical="">A+</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://quote.petted.com/quote/ref=marketwatch?source=pet-insurance_spot-pet-insurance-reviews-mw-c_{device_type}_brandcta&nationwide-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> EXPLORE PLANS </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> </tbody> </table> <table cellspacing="0" cellpadding="0" class="jpp-ct-table jpp-ct-table-mobile brands-left"> <thead> <th class="jpp-ct-brand-display-cell">Company</th> <th>BBB Rating</th> <th>Monthly Cost</th> <th>Star Rating</th> <th>Accident Waiting Period</th> <th class="jpp-ct-cta-cell">Visit Site</th> </thead> <tbody> <tr class="jpp-ct-row " data-brand-id="Spot Pet Insurance" data-states-not-covered="" data-index="0"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a class="jpp-ct-brand-logo"><img decoding="async" width="250" height="106" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAPoAAABqAQAAAAC98XHTAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAAAA+DINqgABnOkWkgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Spot Pet Insurance" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/Spot-Logo-e1666363575320.png" data-eio-rwidth="250" data-eio-rheight="106" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/Spot-Logo-e1666363575320.png.webp" /><noscript><img decoding="async" width="250" height="106" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/Spot-Logo-e1666363575320.png" class="attachment-full size-full" alt="Spot Pet Insurance" loading="lazy" data-eio="l" /></noscript></a> <a data-segment-action="Link Clicked" href="https://www.marketwatch.com/guides/pet-insurance/spot-pet-insurance-reviews/" target="_blank" class="jpp-ct-brand-name ">Spot Pet Insurance</a> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://prf.hn/click/camref:1101lkWXB/pubref:=pet-insurance_spot-pet-insurance-reviews-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> EXPLORE PLANS </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="bbb_rating" data-value="A" data-numerical="">A</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="monthly_cost" data-value="$51-$68" data-numerical="">$51-$68</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_star_rating" data-value="4.4" data-numerical=""> <div class="jpp-ct-rating default"> <svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg> <span class="jpp-ct-rating-number">4.4</span> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="accident_waiting_period" data-value="14 days" data-numerical="">14 days</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://prf.hn/click/camref:1101lkWXB/pubref:=pet-insurance_spot-pet-insurance-reviews-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> EXPLORE PLANS </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-row " data-brand-id="Lemonade" data-states-not-covered="" data-index="1"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <div class="jpp-ct-tag"> <span class="jpp-ct-tag-text">Our Top Pick</span> </div> <a class="jpp-ct-brand-logo"><img decoding="async" width="450" height="123" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAcIAAAB7AQAAAADP0b3hAAAAAnRSTlMAAHaTzTgAAAAeSURBVFjD7cEBDQAAAMKg909tDjegAAAAAAAAgA8DG94AAdxIQ4UAAAAASUVORK5CYII=" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Lemonade" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/lemonade-home-insurance-logo-e1647454239417.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/lemonade-home-insurance-logo-e1647454239417.png 450w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/lemonade-home-insurance-logo-e1647454239417-300x82.png 300w" data-sizes="auto" data-eio-rwidth="450" data-eio-rheight="123" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/lemonade-home-insurance-logo-e1647454239417.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/lemonade-home-insurance-logo-e1647454239417.png.webp 450w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/lemonade-home-insurance-logo-e1647454239417-300x82.png.webp 300w" /><noscript><img decoding="async" width="450" height="123" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/lemonade-home-insurance-logo-e1647454239417.png" class="attachment-full size-full" alt="Lemonade" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/lemonade-home-insurance-logo-e1647454239417.png 450w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/lemonade-home-insurance-logo-e1647454239417-300x82.png 300w" sizes="(max-width: 450px) 100vw, 450px" data-eio="l" /></noscript></a> <a data-segment-action="Link Clicked" href="https://www.marketwatch.com/guides/pet-insurance/lemonade-pet-insurance-reviews/" target="_blank" class="jpp-ct-brand-name ">Lemonade</a> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://go.lemonade.com/visit/?bta=35292&nci=5690&utm_campaign=marketwatch&afp=pet-insurance_spot-pet-insurance-reviews-mw-c_{device_type}_brandcta&afp1=pet-insurance_spot-pet-insurance-reviews-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> EXPLORE PLANS </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="bbb_rating" data-value="N/R" data-numerical="">N/R</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="monthly_cost" data-value="$41-$52" data-numerical="">$41-$52</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_star_rating" data-value="4.8" data-numerical=""> <div class="jpp-ct-rating default"> <svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg> <span class="jpp-ct-rating-number">4.8</span> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="accident_waiting_period" data-value="2 days*" data-numerical="">2 days<span class="jpp-ct-brand-attribute-notation" style="margin-right: -9px; margin-left:-1px;">*</span></td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://go.lemonade.com/visit/?bta=35292&nci=5690&utm_campaign=marketwatch&afp=pet-insurance_spot-pet-insurance-reviews-mw-c_{device_type}_brandcta&afp1=pet-insurance_spot-pet-insurance-reviews-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> EXPLORE PLANS </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-row " data-brand-id="ASPCA" data-states-not-covered="" data-index="2"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a class="jpp-ct-brand-logo"><img decoding="async" width="1395" height="827" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAABXMAAAM7AQAAAAAgjD6VAAAAAnRSTlMAAHaTzTgAAACkSURBVHja7cGBAAAAAMOg+VNf4QBVAQAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAfAY4rgABxMXxLwAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="ASPCA Pet Health Insurance" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/APHI-Logo-secondary-RGB.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/APHI-Logo-secondary-RGB.png 1395w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/APHI-Logo-secondary-RGB-300x178.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/APHI-Logo-secondary-RGB-1024x607.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/APHI-Logo-secondary-RGB-768x455.png 768w" data-sizes="auto" data-eio-rwidth="1395" data-eio-rheight="827" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/APHI-Logo-secondary-RGB.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/APHI-Logo-secondary-RGB.png.webp 1395w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/APHI-Logo-secondary-RGB-300x178.png.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/APHI-Logo-secondary-RGB-1024x607.png.webp 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/APHI-Logo-secondary-RGB-768x455.png.webp 768w" /><noscript><img decoding="async" width="1395" height="827" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/APHI-Logo-secondary-RGB.png" class="attachment-full size-full" alt="ASPCA Pet Health Insurance" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/APHI-Logo-secondary-RGB.png 1395w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/APHI-Logo-secondary-RGB-300x178.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/APHI-Logo-secondary-RGB-1024x607.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/APHI-Logo-secondary-RGB-768x455.png 768w" sizes="(max-width: 1395px) 100vw, 1395px" data-eio="l" /></noscript></a> <a data-segment-action="Link Clicked" href="https://www.marketwatch.com/guides/pet-insurance/aspca-pet-insurance-reviews/" target="_blank" class="jpp-ct-brand-name ">ASPCA Pet Health Insurance</a> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://quote.petted.com/quote/ref=marketwatch?source=pet-insurance_spot-pet-insurance-reviews-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> EXPLORE PLANS </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="bbb_rating" data-value="N/R" data-numerical="">N/R</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="monthly_cost" data-value="$38-$50" data-numerical="">$38-$50</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_star_rating" data-value="4.5" data-numerical=""> <div class="jpp-ct-rating default"> <svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg> <span class="jpp-ct-rating-number">4.5</span> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="accident_waiting_period" data-value="14 days" data-numerical="">14 days</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://quote.petted.com/quote/ref=marketwatch?source=pet-insurance_spot-pet-insurance-reviews-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> EXPLORE PLANS </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-row " data-brand-id="Fetch by The Dodo" data-states-not-covered="" data-index="3"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a class="jpp-ct-brand-logo"><img decoding="async" width="260" height="100" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAQQAAABkAQAAAABI8HNJAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tBn+gAAAAeAwNSAABuZ72ngAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Fetch Pet Insurance" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/Fetch-PI-logo_260x100px.png" data-eio-rwidth="260" data-eio-rheight="100" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/Fetch-PI-logo_260x100px.png.webp" /><noscript><img decoding="async" width="260" height="100" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/Fetch-PI-logo_260x100px.png" class="attachment-full size-full" alt="Fetch Pet Insurance" loading="lazy" data-eio="l" /></noscript></a> <a data-segment-action="Link Clicked" href="https://www.marketwatch.com/guides/pet-insurance/petplan-pet-insurance-reviews/" target="_blank" class="jpp-ct-brand-name ">Fetch Pet Insurance</a> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.fetchpet.com/mypet?utm_source=threeships&utm_medium=affiliate&utm_campaign=marketwatch&subid=pet-insurance_spot-pet-insurance-reviews-mw-c_{device_type}_brandcta&c=threeships-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> EXPLORE PLANS </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="bbb_rating" data-value="A+" data-numerical="">A+</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="monthly_cost" data-value="$43-$50" data-numerical="">$43-$50</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_star_rating" data-value="4.5" data-numerical=""> <div class="jpp-ct-rating default"> <svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg> <span class="jpp-ct-rating-number">4.5</span> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="accident_waiting_period" data-value="up to 15 days" data-numerical="">up to 15 days</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.fetchpet.com/mypet?utm_source=threeships&utm_medium=affiliate&utm_campaign=marketwatch&subid=pet-insurance_spot-pet-insurance-reviews-mw-c_{device_type}_brandcta&c=threeships-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> EXPLORE PLANS </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-row " data-brand-id="Embrace" data-states-not-covered="" data-index="4"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a class="jpp-ct-brand-logo"><img decoding="async" width="1006" height="286" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAA+4AAAEeAQAAAAA8knIjAAAAAnRSTlMAAHaTzTgAAAA6SURBVHja7cEBDQAAAMKg909tDwcUAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAMCLAY3iAAGYY1u1AAAAAElFTkSuQmCC" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Embrace" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/EmbracePetInsurance_Logo_RGB.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/EmbracePetInsurance_Logo_RGB.png 1006w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/EmbracePetInsurance_Logo_RGB-300x85.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/EmbracePetInsurance_Logo_RGB-768x218.png 768w" data-sizes="auto" data-eio-rwidth="1006" data-eio-rheight="286" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/EmbracePetInsurance_Logo_RGB.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/EmbracePetInsurance_Logo_RGB.png.webp 1006w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/EmbracePetInsurance_Logo_RGB-300x85.png.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/EmbracePetInsurance_Logo_RGB-768x218.png.webp 768w" /><noscript><img decoding="async" width="1006" height="286" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/EmbracePetInsurance_Logo_RGB.png" class="attachment-full size-full" alt="Embrace" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/EmbracePetInsurance_Logo_RGB.png 1006w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/EmbracePetInsurance_Logo_RGB-300x85.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/EmbracePetInsurance_Logo_RGB-768x218.png 768w" sizes="(max-width: 1006px) 100vw, 1006px" data-eio="l" /></noscript></a> <a data-segment-action="Link Clicked" href="https://www.marketwatch.com/guides/pet-insurance/embrace-pet-insurance-reviews/" target="_blank" class="jpp-ct-brand-name ">Embrace</a> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://epi.ykwujd.net/c/2421403/731727/10630?subId1=pet-insurance_spot-pet-insurance-reviews-mw-c_{device_type}_brandcta&sharedid=pet-insurance_spot-pet-insurance-reviews-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> EXPLORE PLANS </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="bbb_rating" data-value="A+" data-numerical="">A+</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="monthly_cost" data-value="$53-$64" data-numerical="">$53-$64</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_star_rating" data-value="4.6" data-numerical=""> <div class="jpp-ct-rating default"> <svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg> <span class="jpp-ct-rating-number">4.6</span> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="accident_waiting_period" data-value="2 days " data-numerical="">2 days </td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://epi.ykwujd.net/c/2421403/731727/10630?subId1=pet-insurance_spot-pet-insurance-reviews-mw-c_{device_type}_brandcta&sharedid=pet-insurance_spot-pet-insurance-reviews-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> EXPLORE PLANS </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-row " data-brand-id="Healthy Paws" data-states-not-covered="" data-index="5"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a class="jpp-ct-brand-logo"><img decoding="async" width="478" height="131" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAd4AAACDAQAAAAALgkfzAAAAAnRSTlMAAHaTzTgAAAAeSURBVFjD7cEBAQAAAIIg/69uSEABAAAAAAAAwK0BHzcAAfeRKaQAAAAASUVORK5CYII=" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Healthy Paws" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/Healthy_paws_logo-e1681418651538.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/Healthy_paws_logo-e1681418651538.png 478w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/Healthy_paws_logo-e1681418651538-300x82.png 300w" data-sizes="auto" data-eio-rwidth="478" data-eio-rheight="131" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/Healthy_paws_logo-e1681418651538.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/Healthy_paws_logo-e1681418651538.png.webp 478w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/Healthy_paws_logo-e1681418651538-300x82.png.webp 300w" /><noscript><img decoding="async" width="478" height="131" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/Healthy_paws_logo-e1681418651538.png" class="attachment-full size-full" alt="Healthy Paws" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/Healthy_paws_logo-e1681418651538.png 478w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/Healthy_paws_logo-e1681418651538-300x82.png 300w" sizes="(max-width: 478px) 100vw, 478px" data-eio="l" /></noscript></a> <a data-segment-action="Link Clicked" href="https://www.marketwatch.com/guides/pet-insurance/healthy-paws-pet-insurance-reviews/" target="_blank" class="jpp-ct-brand-name ">Healthy Paws</a> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://quote.petted.com/quote/ref=marketwatch?source=pet-insurance_spot-pet-insurance-reviews-mw-c_{device_type}_brandcta&HP-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> EXPLORE PLANS </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="bbb_rating" data-value="A+" data-numerical="">A+</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="monthly_cost" data-value="$35-$49" data-numerical="">$35-$49</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_star_rating" data-value="4.3" data-numerical=""> <div class="jpp-ct-rating default"> <svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg> <span class="jpp-ct-rating-number">4.3</span> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="accident_waiting_period" data-value="15 days" data-numerical="">15 days</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://quote.petted.com/quote/ref=marketwatch?source=pet-insurance_spot-pet-insurance-reviews-mw-c_{device_type}_brandcta&HP-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> EXPLORE PLANS </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-row " data-brand-id="Figo" data-states-not-covered="" data-index="6"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a class="jpp-ct-brand-logo"><img decoding="async" width="250" height="116" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAPoAAAB0AQAAAACELRI4AAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cEBDQAAAMKg909tDwcUAAAAfBoO9AAB8+64igAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Figo" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/Logos-Compiled-RGB-02-1-2-e1669837953530.png" data-eio-rwidth="250" data-eio-rheight="116" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/Logos-Compiled-RGB-02-1-2-e1669837953530.png.webp" /><noscript><img decoding="async" width="250" height="116" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/Logos-Compiled-RGB-02-1-2-e1669837953530.png" class="attachment-full size-full" alt="Figo" loading="lazy" data-eio="l" /></noscript></a> <a data-segment-action="Link Clicked" href="https://www.marketwatch.com/guides/pet-insurance/figo-pet-insurance-reviews/" target="_blank" class="jpp-ct-brand-name ">Figo</a> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://quote.petted.com/quote/ref=marketwatch?source=pet-insurance_spot-pet-insurance-reviews-mw-c_{device_type}_brandcta&Figo-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> EXPLORE PLANS </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="bbb_rating" data-value="B" data-numerical="">B</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="monthly_cost" data-value="$22-$27" data-numerical="">$22-$27</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_star_rating" data-value="4.7" data-numerical=""> <div class="jpp-ct-rating default"> <svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg> <span class="jpp-ct-rating-number">4.7</span> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="accident_waiting_period" data-value="1 days" data-numerical="">1 days</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://quote.petted.com/quote/ref=marketwatch?source=pet-insurance_spot-pet-insurance-reviews-mw-c_{device_type}_brandcta&Figo-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> EXPLORE PLANS </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-row " data-brand-id="Paw Protect" data-states-not-covered="" data-index="7"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a class="jpp-ct-brand-logo"><img decoding="async" width="232" height="37" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAOgAAAAlAQAAAABgpJi/AAAAAnRSTlMAAHaTzTgAAAASSURBVDjLY2AYBaNgFIwCagIABFYAAaDJp8cAAAAASUVORK5CYII=" class="attachment-full size-full lazyload" alt="Paw Protect" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/Group-47.svg" data-eio-rwidth="232" data-eio-rheight="37" /><noscript><img decoding="async" width="232" height="37" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/Group-47.svg" class="attachment-full size-full" alt="Paw Protect" loading="lazy" data-eio="l" /></noscript></a> <a class="jpp-ct-brand-name ">Paw Protect</a> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://quote.petted.com/quote/ref=marketwatch?source=pet-insurance_spot-pet-insurance-reviews-mw-c_{device_type}_brandcta&pawprotect-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> EXPLORE PLANS </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="bbb_rating" data-value="B+" data-numerical="">B+</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="monthly_cost" data-value="$52-$64" data-numerical="">$52-$64</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_star_rating" data-value="4.1" data-numerical=""> <div class="jpp-ct-rating default"> <svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg> <span class="jpp-ct-rating-number">4.1</span> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="accident_waiting_period" data-value="14 days" data-numerical="">14 days</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://quote.petted.com/quote/ref=marketwatch?source=pet-insurance_spot-pet-insurance-reviews-mw-c_{device_type}_brandcta&pawprotect-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> EXPLORE PLANS </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-row " data-brand-id="Nationwide" data-states-not-covered="" data-index="8"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a class="jpp-ct-brand-logo"><img decoding="async" width="207" height="61" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAM8AAAA9AQAAAAAioADgAAAAAnRSTlMAAHaTzTgAAAAVSURBVDjLY2AYBaNgFIyCUTAKaA4ABm8AARs6mbgAAAAASUVORK5CYII=" class="attachment-full size-full lazyload" alt="Nationwide" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/NW_Logo.svg" data-eio-rwidth="207" data-eio-rheight="61" /><noscript><img decoding="async" width="207" height="61" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/10/NW_Logo.svg" class="attachment-full size-full" alt="Nationwide" loading="lazy" data-eio="l" /></noscript></a> <a data-segment-action="Link Clicked" href="https://www.marketwatch.com/guides/pet-insurance/nationwide-pet-insurance-reviews/" target="_blank" class="jpp-ct-brand-name ">Nationwide</a> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://quote.petted.com/quote/ref=marketwatch?source=pet-insurance_spot-pet-insurance-reviews-mw-c_{device_type}_brandcta&nationwide-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> EXPLORE PLANS </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="bbb_rating" data-value="A+" data-numerical="">A+</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="monthly_cost" data-value="$35-$50" data-numerical="">$35-$50</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_star_rating" data-value="4.2" data-numerical=""> <div class="jpp-ct-rating default"> <svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg> <span class="jpp-ct-rating-number">4.2</span> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="accident_waiting_period" data-value="14 days " data-numerical="">14 days </td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://quote.petted.com/quote/ref=marketwatch?source=pet-insurance_spot-pet-insurance-reviews-mw-c_{device_type}_brandcta&nationwide-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> EXPLORE PLANS </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> </tbody> </table> <div class="jpp-ct-empty-message">No results were found.</div> </div> </div> </figure> </div></div> <p><em>*Lemonade may offer shorter waiting periods depending on where you live.</em></p> <hr class="wp-block-separator has-alpha-channel-opacity"/> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <h2 class="wp-block-heading" id="toc-cost">How Much Does Spot Pet Insurance Cost?</h2> <p><strong>The average cost of a Spot pet insurance policy is $51 a month</strong>, which is an 11% increase over the average overall <a href="https://www.marketwatch.com/guides/pet-insurance/pet-insurance-cost/" target="_blank" rel="noreferrer noopener">cost of pet insurance</a>. However, Spot’s flexible customization options can result in a wide range of premium costs, making it possible to obtain more <a href="https://www.marketwatch.com/guides/pet-insurance/cheap-pet-insurance/" target="_blank" rel="noreferrer noopener">affordable coverage</a>. For example, selecting a higher coverage limit or deductible can help lower your premium — and with Spot earning our superlative of the most customizable coverage, you can alter your pet’s plan to suit your budget.</p> <p>According to our latest survey, a quarter of respondents with a Spot pet insurance policy spent between $51 to $60 per month. To give you an idea of what your monthly premium with Spot could amount to, we gathered sample quotes for Spot’s accident-only coverage, accident and illness policies, and preventative care add-ons.</p> <div class="c-gutenberg-table"> <figure class="wp-block-table undefined align-middle"><table><thead><tr><th><strong>Plan</strong></th><th><strong>Accident-Only</strong></th><th><strong>Accident and Illness</strong></th><th><strong>Gold or Platinum Preventative Care</strong></th></tr></thead><tbody><tr><td>Cat insurance</td><td>$9</td><td>$30</td><td>$10–$25</td></tr><tr class="even"><td>Dog insurance</td><td>$13</td><td>$68</td><td>$10–$25</td></tr><tr><td>Average cost</td><td>$11</td><td>$51</td><td>$10–$25</td></tr><tr class="even"><td>Coverage summary</td><td>A basic plan that covers treatment and services related to accidents.</td><td>A more comprehensive plan that covers illnesses, accidents and injuries.</td><td>A coverage add-on that offers reimbursement for a range of preventive services, like wellness exams and vaccines.</td></tr></tbody></table></figure> <div class="c-pagination hidden" data-per-page="10"> <button class="pagination-prev hidden"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z" fill="currentColor" /></svg></button> <div> Page <span class="pagination-current">1</span> of <span class="pagination-total"></span> </div> <button class="pagination-next"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z" fill="currentColor" /></svg></button> </div> </div> <p>Spot also offers a 30-day money-back guarantee, refunding your initial premium as long as you did not file any claims in that period.</p> <h3 class="wp-block-heading subheading">Cost by Breed</h3> <p>Spot pet insurance costs vary by breed due to predisposed health issues, breed size and more. To gauge the cost differences by breed, our team collected a policy quotes for a 1-year-old dog for the top ten <a href="https://www.marketwatch.com/guides/pet-insurance/most-popular-dog-breeds/" target="_blank" rel="noopener"> most popular breeds:</a></p> <div class="c-gutenberg-table"> <figure class="wp-block-table undefined align-middle"><table><thead><tr><th>Breed</th><th>Monthly Cost</th></tr></thead><tbody><tr><td>Golden Retriever</td><td>$19.57</td></tr><tr class="even"><td>Labrador Retriever</td><td>$19.57</td></tr><tr><td>French Bulldog</td><td>$28.23</td></tr><tr class="even"><td>Chihuahua</td><td>$9.29</td></tr><tr><td>German Shepherd</td><td>$16.61</td></tr><tr class="even"><td>Yorkshire Terrier</td><td>$11.30</td></tr><tr><td>Shuh Tzu</td><td>$10.01</td></tr><tr class="even"><td>Goldendoodle</td><td>$13.44</td></tr><tr><td>Pit Bull</td><td>$20.94</td></tr><tr class="even"><td>Maltese</td><td>$11.30</td></tr></tbody></table><figcaption class="wp-element-caption"><em>Prices <em>reflect</em> an accident and illness policy with a $2,500 annual limit, a 70% reimbursement rate and a $500 deductible. Prices are accurate as of August 2024.</em></figcaption></figure> <div class="c-pagination hidden" data-per-page="10"> <button class="pagination-prev hidden"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z" fill="currentColor" /></svg></button> <div> Page <span class="pagination-current">1</span> of <span class="pagination-total"></span> </div> <button class="pagination-next"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z" fill="currentColor" /></svg></button> </div> </div> <h3 class="wp-block-heading subheading">Cost by Age</h3> <p>Similar to other pet insurance companies, Spot policy prices get more expensive as the pet ages. We collected quotes for a medium mixed-breed male dog from 8 months old to 15 years old.</p> <div class="c-gutenberg-table"> <figure class="wp-block-table undefined align-middle"><table><thead><tr><th>Age</th><th>Monthly Cost</th></tr></thead><tbody><tr><td>8 months old</td><td>$13.44</td></tr><tr class="even"><td>1 year old</td><td>$13.44</td></tr><tr><td>3 years old</td><td>$13.44</td></tr><tr class="even"><td>5 years old</td><td>$17.74</td></tr><tr><td>7 years old</td><td>$25.09</td></tr><tr class="even"><td>9 years old</td><td>$37.80</td></tr><tr><td>11 years old</td><td>$51.01</td></tr><tr class="even"><td>13 years old</td><td>$63.82</td></tr><tr><td>15 years old</td><td>$70.95</td></tr></tbody></table><figcaption class="wp-element-caption"><em>Prices reflect an accident and illness policy with a $2,500 annual limit, a 70% reimbursement rate and a $500 deductible. Prices are accurate as of August 2024.</em></figcaption></figure> <div class="c-pagination hidden" data-per-page="10"> <button class="pagination-prev hidden"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z" fill="currentColor" /></svg></button> <div> Page <span class="pagination-current">1</span> of <span class="pagination-total"></span> </div> <button class="pagination-next"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z" fill="currentColor" /></svg></button> </div> </div> <h3 class="wp-block-heading subheading">Average Cost of Spot vs. Competitors</h3> <p>You can use the table below to compare Spot’s average policy cost to top competitors.</p> <div style="min-height:433px"><script type="pmdelayedscript" defer src="https://datawrapper.dwcdn.net/ryoJg/embed.js?v=2" charset="utf-8" data-perfmatters-type="text/javascript" data-cfasync="false" data-no-optimize="1" data-no-defer="1" data-no-minify="1"></script><noscript><img decoding="async" src="https://datawrapper.dwcdn.net/ryoJg/full.png" alt="" /></noscript></div> </div></div> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h2 class="wp-block-heading" id="toc-coverage">What Does Spot Pet Insurance Cover?</h2> <p><strong>Spot offers accident-only and accident and illness plans, with Gold and Platinum wellness add-ons that can provide wellness coverage. </strong>You’ll find coverage for alternative therapies, behavioral issues, hereditary conditions and more on the accident and illness plan — some of which aren’t covered by Spot’s competitors. For example, pet insurance providers such as <a href="https://www.marketwatch.com/guides/pet-insurance/lemonade-pet-insurance-reviews/" target="_blank" rel="noreferrer noopener">Lemonade</a> provide alternative therapy and behavioral coverage as add-ons for an extra cost, whereas Spot includes them as standard illness coverage.</p> <p>Enrolling in a Spot policy is straightforward, and we found it offers a user-friendly website where you can get pricing and <a href="https://www.marketwatch.com/guides/pet-insurance/what-does-pet-insurance-cover/">coverage specifics</a> based on various customizable factors. Additionally, Spot provides <a href="https://spotpetins.com/Sample_Spot_IAIC_4.5_AccidentIllness_policy-preventive%20endorsements.pdf" target="_blank" rel="noreferrer noopener">a sample policy</a> for you to read before signing up to see what is and is not covered.</p> <p>Spot earned a perfect rating in the customization portion of our pet insurance methodology. It provides five deductible options, three reimbursement rates and seven annual limits, which allow you to customize your Spot plan to suit your pet’s needs and your budget. </p> <h3 class="wp-block-heading subheading">Spot’s Plan Offerings</h3> <p>Spot customers can choose either an accident and illness or an accident-only plan, which has lower premiums and more limited coverage. Here is a breakdown of what each plan covers: </p> <div class="c-gutenberg-table"> <figure class="wp-block-table undefined align-middle"><table><thead><tr><th><strong>Condition or Treatment</strong></th><th><strong>Accident and Illness</strong></th><th><strong>Accident-Only</strong></th></tr></thead><tbody><tr><td>Advanced care</td><td>✓</td><td></td></tr><tr class="even"><td><br>Alternative therapies (acupuncture, etc.)</td><td>✓</td><td>✓</td></tr><tr><td>Behavioral issues</td><td>✓</td><td></td></tr><tr class="even"><td><br>Cancer and growths</td><td>✓</td><td></td></tr><tr><td>Dental illnesses</td><td>✓</td><td></td></tr><tr class="even"><td>Diagnostics and treatments</td><td>✓</td><td></td></tr><tr><td>Digestive illnesses</td><td>✓</td><td></td></tr><tr class="even"><td>Emergencies and hospitalizations</td><td>✓</td><td></td></tr><tr><td>Hereditary conditions</td><td>✓</td><td></td></tr><tr class="even"><td>Hip dysplasia</td><td>✓</td><td></td></tr><tr class="hidden"><td>Infectious diseases</td><td>✓</td><td></td></tr><tr class="even hidden"><td>IV fluids</td><td>✓</td><td>✓</td></tr><tr class="hidden"><td>Medical supplies (bandages and more)</td><td>✓</td><td>✓</td></tr><tr class="even hidden"><td>Microchip implantation</td><td>✓</td><td>✓</td></tr><tr class="hidden"><td>MRI, CT scans or X-rays</td><td>✓</td><td></td></tr><tr class="even hidden"><td>Orthopedic</td><td>✓</td><td></td></tr><tr class="hidden"><td>Poison control consultation fees</td><td>✓</td><td>✓</td></tr><tr class="even hidden"><td>Prescription medications</td><td>✓</td><td>✓</td></tr><tr class="hidden"><td>Skin, eye and ear Infections</td><td>✓</td><td></td></tr><tr class="even hidden"><td>Surgery and specialized care</td><td>✓</td><td>✓</td></tr><tr class="hidden"><td>Swallowed objects and toxins</td><td></td><td></td></tr><tr class="even hidden"><td>Tooth extractions</td><td></td><td>✓</td></tr><tr class="hidden"><td>Vet exam fees</td><td></td><td>✓</td></tr><tr class="even hidden"><td>Virtual vet visits</td><td></td><td></td></tr><tr class="hidden"><td>X-rays and testing</td><td></td><td></td></tr></tbody></table></figure> <div class="c-pagination hidden" data-per-page="10"> <button class="pagination-prev hidden"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z" fill="currentColor" /></svg></button> <div> Page <span class="pagination-current">1</span> of <span class="pagination-total"></span> </div> <button class="pagination-next"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z" fill="currentColor" /></svg></button> </div> </div> <p>Generally, Spot excludes coverage for the following services:</p> <ul> <li>Cosmetic procedures</li> <li>Boarding costs </li> <li>Pre-existing conditions </li> <li>Costs associated with breeding, pregnancy, whelping or nursing</li> <li>Organ or heart valve transplants</li> </ul> <p>For a full list of covered conditions, exclusions and policy limitations, review <a href="https://spotpetins.com/Sample_Spot_IAIC_4.5_AccidentIllness_policy-preventive%20endorsements.pdf" target="_blank" rel="noreferrer noopener">Spot’s sample pet insurance policy</a>.</p> <h3 class="wp-block-heading subheading">Preventative Care Plans </h3> <p>Spot offers two wellness care packages you can add to your base plan to help cover certain vaccines, annual exams and more. Our third annual pet insurance survey found that <strong>70% of participants spent the most on vet expenses related to routine and preventative care within the past year</strong>. </p> <p>The Gold Plan costs $10 extra per month and includes $250 in annual benefits. The Platinum Plan costs an additional $25 a month with up to $450 in annual benefits. Each covered service has an individual limit that collectively counts toward your plan’s total annual benefit, as outlined in the chart below.</p> <div class="c-gutenberg-table"> <figure class="wp-block-table undefined align-middle"><table><thead><tr><th><strong>Service Covered</strong></th><th><strong>Gold Wellness Plan ($10 per month)</strong></th><th><strong>Platinum Wellness Plan ($25 per month)</strong></th></tr></thead><tbody><tr><td>Dental cleaning*</td><td>$100 </td><td>$150</td></tr><tr class="even"><td>Wellness exam</td><td>$50</td><td>$50</td></tr><tr><td>Flea and heartworm prevention</td><td>Not covered</td><td>$25</td></tr><tr class="even"><td>Deworming</td><td>$20</td><td>$25</td></tr><tr><td>Spay or neuter procedure*</td><td>Not covered</td><td>$150</td></tr><tr class="even"><td>Vaccines (such as rabies,  dog Lyme disease or feline infectious peritonitis)</td><td>$20</td><td>$25</td></tr><tr><td>Urinalysis</td><td>Not covered</td><td>$25</td></tr><tr class="even"><td>Blood test</td><td>Not covered</td><td>$25</td></tr></tbody></table><figcaption class="wp-element-caption"><em>*The Gold Plan includes $100 for dental cleanings and does not cover spay or neuter procedures. 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data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://prf.hn/click/camref:1101lkWXB/pubref:=pet-insurance_spot-pet-insurance-reviews-mw-si_{device_type}_brandcta-{segment_id}" target="_blank" class="button primary-cta cta-button " target="_parent">Explore Plans</a> <div class="product-promo-container hidden"> <a data-unique-id="mw-si" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://prf.hn/click/camref:1101lkWXB/pubref:=pet-insurance_spot-pet-insurance-reviews-mw-si_{device_type}_brandcta-{segment_id}" target="_blank" aria-label="Button Explore Plans opens Spot Pet Insurance site in a new tab" class="product-promo-text widget-href" target="_parent"> </a> </div> </div> </div> </div> </div> </div> </div> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h2 class="wp-block-heading" id="toc-customizable-coverage-levels">Spot’s Customizable Coverage Levels</h2> <p>Based on the dozens of pet insurance providers we’ve reviewed, Spot is our pick for the most customizable plan options. In addition to its two standard plan options, it offers several choices for customizing your coverage.</p> <p>To help you see how customizing your coverage can influence premiums, we requested a sample quote for a 2-year-old golden retriever in North Carolina. Based on our quote, an accident and illness plan with a Platinum preventive care add-on, a $500 deductible, a 70% reimbursement rate, and a $2,500 annual coverage limit would cost $53 per month. We break down differences in pricing based on the customization options below.</p> <h3 class="wp-block-heading subheading">Deductible Options</h3> <p>Before receiving insurance benefits, you must first meet an annual deductible in an amount of your choice. Your premium will vary based on the deductible you choose. Here are the premium costs based on the quote we requested for all available <a href="https://www.marketwatch.com/guides/pet-insurance/what-is-a-pet-insurance-deductible/">deductible</a> levels with Spot:</p> <div class="wp-block-columns are-vertically-aligned-middle is-layout-flex wp-container-core-columns-layout-1 wp-block-columns-is-layout-flex"> <div class="wp-block-column is-vertically-aligned-middle is-layout-flow wp-block-column-is-layout-flow"> <ul> <li><strong>$1,000 deductible</strong>: $43</li> <li><strong>$750 </strong><strong>deductible</strong>: $48</li> <li><strong>$500 deductible</strong>: $52</li> </ul> </div> <div class="wp-block-column is-vertically-aligned-middle is-layout-flow wp-block-column-is-layout-flow"> <ul> <li><strong>$250 deductible</strong>:<strong> </strong>$60</li> <li><strong>$100 deductible</strong>:<strong> </strong>$67</li> </ul> </div> </div> <h3 class="wp-block-heading subheading">Reimbursement Rates</h3> <p>Spot offers three options for a reimbursement rate, which is the percentage of your vet bills the company will cover. For our same initial quote for the 2-year-old female golden retriever, here are the premium costs for different reimbursement rates:</p> <ul> <li><strong>70% </strong><strong>reimbursement</strong>: $51</li> <li><strong>80% </strong><strong>reimbursement</strong>:<strong> </strong>$57</li> <li><strong>90% </strong><strong>reimbursement</strong>: $69</li> </ul> <h3 class="wp-block-heading subheading">Annual Limit Options</h3> <p>Spot offers seven options for an annual coverage limit, which is the maximum it will pay per year once you’ve met your annual deductible. Here are the quotes we received for our sample pet based on Spot’s range of coverage limit options:</p> <div class="wp-block-columns are-vertically-aligned-middle is-layout-flex wp-container-core-columns-layout-2 wp-block-columns-is-layout-flex"> <div class="wp-block-column is-vertically-aligned-middle is-layout-flow wp-block-column-is-layout-flow"> <ul> <li><strong>$2,500 annual limit</strong>: $51</li> <li><strong>$3,000 </strong><strong>annual limit</strong>:<strong> </strong>$54</li> <li><strong>$4,000 </strong><strong>annual limit</strong>: $57</li> <li><strong>$5,000 annual limit</strong>: $58</li> </ul> </div> <div class="wp-block-column is-vertically-aligned-middle is-layout-flow wp-block-column-is-layout-flow"> <ul> <li><strong>$7,000 annual limit</strong>: $69</li> <li><strong>$10,000 </strong><strong>annual limit</strong>: $72</li> <li><strong>Unlimited coverage</strong>:<strong> </strong>$93</li> </ul> </div> </div> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h2 class="wp-block-heading" id="toc-our-experience">Our Experience With Spot Pet Insurance</h2> <p>To fully understand the customer experience with pet insurance providers such as Spot, our team decided to purchase a pet insurance plan from the company. We purchased an accident and illness policy through Spot with a $500 deductible, 80% reimbursement rate and $5,000 annual limit for Oliver, a 4-year-old Pembroke Welsh Corgi, in June 2024. Oliver is a dog that belongs to one of our team members, who volunteered to sign up for coverage as part of our research process. </p> <figure class="wp-block-image"><img decoding="async" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" alt="Screenshot of coverage for a 4-year-old male Corgi with an accident and illness plan from Spot. The plan shows $5k in annual coverage, $500 deductible and 80% reimbursement rate with a July 4, 2024 start date." data-src="https://lh7-us.googleusercontent.com/docsz/AD_4nXf5qegfidNelZ46OL2qMPJp8wiSf2A_7e-bonr5AwWxWvLjdaD4CO0OLcmk3GDbgrRzrhbRX7Cdq87jt1xAtCgCIV-0qHe6F1odUMVZOkBvrhZFdFmeAf2W8X0EpSAA9DN-geWQgcB1LrClwetegcx9MCVR?key=KYh4sKq3reK7236wQmfENQ" class="lazyload" /><noscript><img decoding="async" src="https://lh7-us.googleusercontent.com/docsz/AD_4nXf5qegfidNelZ46OL2qMPJp8wiSf2A_7e-bonr5AwWxWvLjdaD4CO0OLcmk3GDbgrRzrhbRX7Cdq87jt1xAtCgCIV-0qHe6F1odUMVZOkBvrhZFdFmeAf2W8X0EpSAA9DN-geWQgcB1LrClwetegcx9MCVR?key=KYh4sKq3reK7236wQmfENQ" alt="Screenshot of coverage for a 4-year-old male Corgi with an accident and illness plan from Spot. The plan shows $5k in annual coverage, $500 deductible and 80% reimbursement rate with a July 4, 2024 start date." data-eio="l" /></noscript></figure> <p>It took our team members less than two minutes to sign up, noting that Spot doesn’t ask for much information. When asked what they liked most about the buying process, they said the following:</p> <p>“I love that Spot made it extremely easy and simple to sign up for a plan. There isn’t a ton of information required to start insuring your pet, and because of that, I was able to get the coverage that best fits my pet’s needs in the least amount of steps. The clear instructions and limited options combined with transparent pricing for both annual and monthly costs ensured a smooth and efficient registration process.”</p> <p>When asked if anything was confusing or difficult during the sign-up process, our team members noted they did not feel the policy’s waiting period was outright explained, and the explanation of coverage restrictions was slightly confusing. We reached out to Spot for comment on its explanation of coverage but did not receive a response.</p> <blockquote class="wp-block-quote"> <p>I would rate the overall buying experience about 3.8 out of 5 stars. I love the idea of knowing that for $33 a month, a four-legged piece of my heart will be fully covered if anything were to happen to him.</p> <p>—MarketWatch Guides team member</p> </blockquote> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h2 class="wp-block-heading" id="toc-sign-up-and-claims-filing">Sign-Up, Claims Filing and Payout Processes</h2> <p>Spot makes the process of requesting a quote and signing up fairly straightforward for pet parents. Here is a general overview of the enrollment process.</p> <h3 class="wp-block-heading subheading">Signing Up For Spot Pet Insurance:</h3> <p><strong>1. Request a quote:</strong> The first step is requesting a free quote online or over the phone. To start, head to the <a href="https://quote.spotpetins.com/?historyStep=1">Spot website</a> and hit the “Click For Price” button or call 1-800-905-1595. When you request a quote online, the company will direct you to a page where you enter your pet’s information and your personal contact information.</p> <p><span id="docs-internal-guid-24a88cab-7fff-17ff-4ba4-64090ef3f0a8"><span style="font-size: 11pt; font-family: Arial, sans-serif; background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-variant-position: normal; vertical-align: baseline;"><span style="border:none;display:inline-block;overflow:hidden;width:624px;height:348px;"><img decoding="async" style="margin-left:0px;margin-top:0px;" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAnAAAAFcAQAAAABg7r7eAAAAAnRSTlMAAHaTzTgAAAAySURBVHja7cExAQAAAMKg9U9tDQ+gAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAADgywBrZAAB9UgpSwAAAABJRU5ErkJggg==" width="624" height="348" data-src="https://lh7-us.googleusercontent.com/m1XmEhzaIyiss1-rQjeSVnLsHgiG0jiyIeqp-LvoXgOOG1nC1KtZCWbLklksLaeWqXivV0hJ0knekFdBA7J859LVXlbaJD3oHUFpGogPjACx4YZ9VI7pOlwvtxO0WXHnkuta3NMXdPAaWyr3144rYjQ" class="lazyload" data-eio-rwidth="624" data-eio-rheight="348"><noscript><img decoding="async" style="margin-left:0px;margin-top:0px;" src="https://lh7-us.googleusercontent.com/m1XmEhzaIyiss1-rQjeSVnLsHgiG0jiyIeqp-LvoXgOOG1nC1KtZCWbLklksLaeWqXivV0hJ0knekFdBA7J859LVXlbaJD3oHUFpGogPjACx4YZ9VI7pOlwvtxO0WXHnkuta3NMXdPAaWyr3144rYjQ" width="624" height="348" data-eio="l"></noscript></span></span></span></p> <p><strong>2. Select your coverage: </strong>Spot offers enrollment for a variety of coverage options, including standard pet insurance plans and Gold and Platinum wellness care add-ons.</p> <p><img decoding="async" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAnAAAAEPAQAAAADq9MSHAAAAAnRSTlMAAHaTzTgAAAArSURBVHja7cEBAQAAAIIg/69uSEABAAAAAAAAAAAAAAAAAAAAAAAAAMCxAVOhAAGrqX5/AAAAAElFTkSuQmCC" width="624" height="271" data-src="https://lh7-us.googleusercontent.com/FonhDTDsIQbynk3viTdCSXb-LgB9kVb0u45rS4fc5Gk6zeO4bnhoWc2aLHtwtr8eRcUfMh86jtB5BVYtRxDyEkO5lDO4IMwV9lYNs1xkx9DpvXYHOvds2ZVLvWzjvPOV6-eFNKcvVx6rmsZ-x4aBFqY" class="lazyload" data-eio-rwidth="624" data-eio-rheight="271"><noscript><img decoding="async" src="https://lh7-us.googleusercontent.com/FonhDTDsIQbynk3viTdCSXb-LgB9kVb0u45rS4fc5Gk6zeO4bnhoWc2aLHtwtr8eRcUfMh86jtB5BVYtRxDyEkO5lDO4IMwV9lYNs1xkx9DpvXYHOvds2ZVLvWzjvPOV6-eFNKcvVx6rmsZ-x4aBFqY" width="624" height="271" data-eio="l"></noscript></p> <h3 class="wp-block-heading subheading">How To File a Claim with Spot</h3> <p>Spot <a href="https://spotpetins.com/blog/why-pet-insurance/how-to-submit-a-pet-insurance-claim?utm_source=google&utm_medium=paid_search&utm_campaign=pmax_us&campaign_id=19966796774&utm_term=&utm_content=__&gclid=CjwKCAiA-bmsBhAGEiwAoaQNmsaZDM0l2lUBxUm4oi2iTl1zefNXujDOM0CsgrvlinWV_zY9r3UWvxoC_cMQAvD_BwE&agid=&gad_source=1">gives detailed instructions</a> on how to file a claim for your pet. First, log in to your <a href="https://customer.spotpetins.com/portal/#/login">Member Center Portal</a> in your mobile app or web browser. Next, on your home page or the “Claims” tab, click “Start New Claim.”</p> <p><img decoding="async" width="624" height="307" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAnAAAAEzAQAAAACZTANRAAAAAnRSTlMAAHaTzTgAAAAtSURBVHja7cEBAQAAAIIg/69uSEABAAAAAAAAAAAAAAAAAAAAAAAAAAAAAHBvXr0AAR2jMMAAAAAASUVORK5CYII=" data-src="https://lh7-us.googleusercontent.com/HfE_79vS0JgOgWZSv_CY6vU6LApn9ESxr5PUE8Cf8W3Fh7phJM03-KGdA9U2b-sfg8xUx-3960pbkwonKnwbRilI8ihvVFuLuvRsh7_S8i6bZM_k1H9PTq8ZBBYqv1n1Aj-4wK_i291f4SnRPtfLCqE" class="lazyload" data-eio-rwidth="624" data-eio-rheight="307"><noscript><img decoding="async" width="624" height="307" src="https://lh7-us.googleusercontent.com/HfE_79vS0JgOgWZSv_CY6vU6LApn9ESxr5PUE8Cf8W3Fh7phJM03-KGdA9U2b-sfg8xUx-3960pbkwonKnwbRilI8ihvVFuLuvRsh7_S8i6bZM_k1H9PTq8ZBBYqv1n1Aj-4wK_i291f4SnRPtfLCqE" data-eio="l"></noscript></p> <p>You will then select the pet you’re filing a claim for and fill out all relevant details, including the treatment and condition and the name of your vet clinic. Uploaded itemized invoice outlining the services rendered and associated costs. Though uploading an invoice is optional, it can accelerate the processing of your claim.</p> <p><img decoding="async" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAnAAAAG4AQAAAADtO+dKAAAAAnRSTlMAAHaTzTgAAAA5SURBVHja7cEBDQAAAMKg909tDjegAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAA4NcAh8gAAfGE6oIAAAAASUVORK5CYII=" width="624" height="440" data-src="https://lh7-us.googleusercontent.com/vzPTcXO_rA0LKg7ZGT2d7-XZph2BzwZ8aiqmSFDWmITVOmZPqx0P9Jpnikrg8pP0jWuOZc3rfFXu_fGOgUKAn0to9E2W1U5WqcfVaY_cAzmtB1i7BnPSEUGiWnLTjKaB8hxNuzzRYlnMnGrQwgTBH1g" class="lazyload" data-eio-rwidth="624" data-eio-rheight="440"><noscript><img decoding="async" src="https://lh7-us.googleusercontent.com/vzPTcXO_rA0LKg7ZGT2d7-XZph2BzwZ8aiqmSFDWmITVOmZPqx0P9Jpnikrg8pP0jWuOZc3rfFXu_fGOgUKAn0to9E2W1U5WqcfVaY_cAzmtB1i7BnPSEUGiWnLTjKaB8hxNuzzRYlnMnGrQwgTBH1g" width="624" height="440" data-eio="l"></noscript></p> <p>On average, Spot says it can take five to seven business days to process accident and illness claims, while preventive claims take two business days. However, 45% of our latest survey respondents with a Spot policy reported the provider taking three to four weeks to reimburse them for a claim. The Spot Member Center portal allows you to track your claims and access other resources such as <a href="https://spotpetins.com/faqs">frequently asked questions</a> (FAQ) and a 24/7 pet telehealth helpline provided by VetAccess.  </p> <p>Third-party customer reviews from Trustpilot indicate the quality of Spot’s claims process may vary. Several customers were happy with how quickly and easily they were able to file claims using Spot’s tech-forward app. Many customers also cited the friendliness and helpfulness of Spot’s phone representatives. </p> <p>However, other customers complained about Spot’s lack of weekend hours, especially those whose busy work schedules limited their time to address pet claims during the week. We reached out to Spot for comment on its negative customer reviews but did not receive a response.</p> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h2 class="wp-block-heading" id="toc-waiting-periods">Does Spot Have Waiting Periods?</h2> <p>Yes, Spot Pet Insurance does have waiting periods. It is 14 days for accidents, illnesses and cruciate ligament events. The waiting period for a preventive care add-on is 24 hours.</p> <h3 class="wp-block-heading subheading">Spot Waiting Periods vs. Competitors</h3> <div style="min-height:375px"><script type="pmdelayedscript" defer src="https://datawrapper.dwcdn.net/z9z8Q/embed.js?v=4" charset="utf-8" data-perfmatters-type="text/javascript" data-cfasync="false" data-no-optimize="1" data-no-defer="1" data-no-minify="1"></script><noscript><img decoding="async" src="https://datawrapper.dwcdn.net/z9z8Q/full.png" alt="" /></noscript></div> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h2 class="wp-block-heading">Age Restrictions</h2> <p>Spot does not enforce an upper age limit for enrolling your pet, offering coverage whether it’s 3 years old or 17 years old. However, your pet must be at least 8 weeks old to qualify for coverage with Spot.</p> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h2 class="wp-block-heading" id="toc-what-customers-think">Spot Pet Insurance Customer Reviews</h2> <p>We researched third-party customer review platforms, including Trustpilot and the Better Business Bureau (BBB) to see what customers have to say about Spot. While many customers have reported positive experiences with Spot’s customer service and overall benefits, some seem frustrated by denied claims and ineffective customer service. </p> <h3 class="wp-block-heading subheading">What Customers Like About Spot</h3> <p>Some of the features that reviewers consistently mentioned include:</p> <ul> <li><strong>Customer service:</strong> <a href="https://www.trustpilot.com/users/65a006f778531e00129cb3af">Several policyholders</a> said customer service representatives were helpful, friendly and fast in processing claims.</li> <li><strong>Coverage for major health events: </strong>A few customers, <a href="https://www.trustpilot.com/reviews/655632813531d62f10fafb78">including this one</a>, were happy with Spot’s coverage for major health events like <a href="https://www.marketwatch.com/guides/pet-insurance/does-pet-insurance-cover-cancer/">cancer</a> and hospitalizations. </li> <li><strong>Quick </strong><strong>reimbursement</strong><strong>: </strong>A number of customers were happy with the <a href="https://www.trustpilot.com/reviews/659f511c7ff8d5648902fc38">fast turnaround for reimbursement</a> of their claims.</li> <li><strong>Easy </strong><strong>claims process</strong><strong>:</strong> Some customers <a href="https://www.trustpilot.com/reviews/658eca93433387e685d666db">praised Spot’s mobile app</a>, saying it made submitting claims quick and simple.</li> <li><strong>Coverage for end-of-life expenses</strong>: Some policyholders, <a href="https://www.trustpilot.com/users/57cb77e70000ff000a40d216">such as this one</a>, felt peace of mind during a difficult time when Spot provided coverage for their pet’s euthanasia and cremation expenses.</li> </ul> <h3 class="wp-block-heading subheading">What Customers Don’t Like About Spot</h3> <p>Though reviews for Spot are generally positive, a pattern of negative trends emerged among customers not satisfied with their coverage. We reached out to Spot for comment on its negative customer reviews but did not receive a response.</p> <ul> <li><strong>Denied claims: </strong>Based on our review, the most common complaint against Spot is its claims denials. Customers <a href="https://www.trustpilot.com/reviews/659815648cadf51aa61fc470">such as this one</a> claimed that Spot regularly used its pre-existing conditions exclusions to deny reimbursement for claims.</li> <li><strong>Requires too much information to file a claim: </strong>Multiple customers claimed they were forced to <a href="https://www.trustpilot.com/reviews/653a8537050fb864cd5b55ce">submit meticulous records</a> to get a claim approved. </li> <li><strong>Limited customer service hours:</strong> Though a significant number of policyholders gave positive reviews for Spot’s customer service, some customers, <a href="https://www.trustpilot.com/reviews/65355b31a0a9a543589def95">such as this one</a>, complained about the inconvenience of not having weekend customer service hours.</li> <li><strong>Preventative care benefits: </strong><a href="https://www.trustpilot.com/reviews/659f164775d94b16fbc8e9d2">Some customers</a> said they weren’t happy with Spot reimbursement for routine checkups, <a href="https://www.marketwatch.com/guides/pet-insurance/pet-dental-insurance/">dental cleanings</a> and <a href="https://www.marketwatch.com/guides/pet-insurance/how-much-does-it-cost-microchip-a-dog/">microchip </a>implantation compared to the cost of their premiums.</li> </ul> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h2 class="wp-block-heading">Spot vs. Top Pet Insurance Competitors</h2> <p>In the sections below, we’ve outlined the differences between Spot and two of its top competitors — Trupanion and Healthy Paws — to help you decide on coverage for your needs.</p> <h3 class="wp-block-heading subheading">Spot vs. Trupanion</h3> <p>Trupanion was launched in Canada in 2000 and expanded to the U.S. in 2008. Like Spot, It offers customizable deductibles, but the two differ in other ways.</p> <p>Unlike Spot, Trupanion offers unlimited annual limits on all its plans, and its reimbursement percentage is always 90%. But if affordability is important to you, consider Spot pet insurance first. Trupanion’s average cost for dogs is about $88, more than 70% higher than Spot’s average premium. </p> <div style="min-height:303px"><script type="pmdelayedscript" defer src="https://datawrapper.dwcdn.net/ItIGJ/embed.js?v=3" charset="utf-8" data-perfmatters-type="text/javascript" data-cfasync="false" data-no-optimize="1" data-no-defer="1" data-no-minify="1"></script><noscript><img decoding="async" src="https://datawrapper.dwcdn.net/ItIGJ/full.png" alt="" /></noscript></div> <p>To learn more, read our <a href="https://www.marketwatch.com/guides/pet-insurance/trupanion-pet-insurance-reviews/" target="_blank" rel="noreferrer noopener">full review of Trupanion pet insurance</a>.</p> <h3 class="wp-block-heading subheading">Spot vs. Healthy Paws</h3> <p>Spot and Healthy Paws offer similar plan customizations for deductibles, with both providers having options ranging from $100 to $1,000. For reimbursements, Healthy Paws only allows 80% reimbursement rates if your pet is under 6 years old. If your pet is 6 or 7 years old, you can choose a 70% reimbursement rate. If your pet is 8 years or older, then your reimbursement rate will be 50%.</p> <p>When it comes to cost, Spot and Healthy Paws have similar average premiums for both dogs and cat insurance, with Healthy Paws being a bit more affordable.</p> <div style="min-height:303px"><script type="pmdelayedscript" defer src="https://datawrapper.dwcdn.net/Vgj81/embed.js?v=1" charset="utf-8" data-perfmatters-type="text/javascript" data-cfasync="false" data-no-optimize="1" data-no-defer="1" data-no-minify="1"></script><noscript><img decoding="async" src="https://datawrapper.dwcdn.net/Vgj81/full.png" alt="" /></noscript></div> <p>To learn more, read our full review of <a href="https://www.marketwatch.com/guides/pet-insurance/healthy-paws-pet-insurance-reviews/" target="_blank" rel="noreferrer noopener">Healthy Paws pet insurance</a>.</p> <h3 class="wp-block-heading subheading">How To Choose a Pet Insurance Company</h3> <p>To better understand what factors help pet owners choose an insurer, we asked participants in our April 2024 pet insurance survey why they decided on their pet insurance provider.  </p> <div style="min-height:494px"><script type="pmdelayedscript" defer src="https://datawrapper.dwcdn.net/ZXu0U/embed.js?v=1" charset="utf-8" data-perfmatters-type="text/javascript" data-cfasync="false" data-no-optimize="1" data-no-defer="1" data-no-minify="1"></script><noscript><img decoding="async" src="https://datawrapper.dwcdn.net/ZXu0U/full.png" alt="" /></noscript></div> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h2 class="wp-block-heading" id="toc-is-spot-pet-insurance-worth-it">Is Spot Pet Insurance Worth It?</h2> <p>Only you can decide if purchasing a pet insurance policy from Spot is worth it. Considering your pet’s age, medical history, breed and pre-existing conditions can help you make an informed decision that fits your pet’s needs, as each animal is different. </p> <p>Dr. Sarah Proctor, a veterinarian and clinical associate professor at the University of New Hampshire, helped shed some light on the types of pet owners that would benefit most from a pet insurance policy.</p> <blockquote class="wp-block-quote"> <p>“Catastrophic [pet insurance] coverage is best for someone who can budget for the insurance premium but would not have money to pay an unexpected emergency [vet] bill,” Proctor said. “If someone has a healthy pet and does regular routine preventive care, and they have enough savings to cover the one-time unexpected cost, perhaps they can do without insurance. However, a $10,000 bill is not easy to cover for most people! I’d say if you can’t afford $10,000 out of pocket tomorrow, you should get insurance.”</p> </blockquote> <hr class="wp-block-separator has-alpha-channel-opacity"/> <section class="b-accordion" id="toc-faqs"> <div class="wrapper"> <h2 class="heading">Frequently Asked Questions About Spot</h2> <div class="c-accordion style-default"> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="false" class="accordion-trigger" aria-controls="673b4232bbe58-accordion-content-0" id="673b4232bbe58-accordion-trigger-0"> <span> <h3 class="accordion-trigger-text">Do all vets accept Spot Pet Insurance?</h3> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="673b4232bbe58-accordion-content-0" role="region" aria-labelledby="673b4232bbe58-accordion-trigger-0" class="accordion-content " ><div class="wysiwyg"><p><span style="font-weight: 400;">Yes, </span><span style="font-weight: 400;">Spot plans</span><span style="font-weight: 400;"> give you the freedom to visit any licensed vet in North America. When your pet is insured by Spot, you pay for vet services at the time of treatment and then file </span><span style="font-weight: 400;">reimbursement</span><span style="font-weight: 400;"> claims for covered services directly with Spot. </span></p> </div></div> </div> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="false" class="accordion-trigger" aria-controls="673b4232bbe58-accordion-content-1" id="673b4232bbe58-accordion-trigger-1"> <span> <h3 class="accordion-trigger-text">Is Spot Pet Insurance the same as ASPCA Pet Health Insurance?</h3> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="673b4232bbe58-accordion-content-1" role="region" aria-labelledby="673b4232bbe58-accordion-trigger-1" class="accordion-content " ><div class="wysiwyg"><p><span style="font-weight: 400;">While </span><span style="font-weight: 400;">Spot </span><span style="font-weight: 400;">and </span><a href="https://www.marketwatch.com/guides/pet-insurance/aspca-pet-insurance-reviews/"><span style="font-weight: 400;">ASPCA </span><span style="font-weight: 400;">Pet Health Insurance</span></a><span style="font-weight: 400;"> are both underwritten by the </span><span style="font-weight: 400;">United States Fire Insurance Company</span><span style="font-weight: 400;"> and Independence American Insurance Company, the two providers are not the same. </span><span style="font-weight: 400;">Spot </span><span style="font-weight: 400;">offers plans with different </span><span style="font-weight: 400;">deductibles</span><span style="font-weight: 400;"> and coverage amounts than ASPCA </span><span style="font-weight: 400;">Pet Health Insurance</span><span style="font-weight: 400;">. The two providers also vary based on covered services and treatments.</span></p> </div></div> </div> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="false" class="accordion-trigger" aria-controls="673b4232bbe58-accordion-content-2" id="673b4232bbe58-accordion-trigger-2"> <span> <h3 class="accordion-trigger-text">Does Spot cover MRIs or ultrasounds?</h3> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="673b4232bbe58-accordion-content-2" role="region" aria-labelledby="673b4232bbe58-accordion-trigger-2" class="accordion-content " ><div class="wysiwyg"><p>Spot pet insurance plans cover diagnostic tests, including MRIs and ultrasounds, if needed, to diagnose a range of covered medical conditions. The exact level of coverage depends on your specific plan. We recommend reaching out to the provider to learn more about specific coverage.</p> </div></div> </div> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="false" class="accordion-trigger" aria-controls="673b4232bbe58-accordion-content-3" id="673b4232bbe58-accordion-trigger-3"> <span> <h3 class="accordion-trigger-text">What does Spot not cover?</h3> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="673b4232bbe58-accordion-content-3" role="region" aria-labelledby="673b4232bbe58-accordion-trigger-3" class="accordion-content " ><div class="wysiwyg"><p><span style="font-weight: 400;">Spot pet insurance</span><span style="font-weight: 400;"> does not cover </span><span style="font-weight: 400;">pre-existing conditions</span><span style="font-weight: 400;">, elective or cosmetic procedures, grooming and hygiene, boarding and pet sitting. </span></p> </div></div> </div> </div> </div> </section> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <hr class="wp-block-separator has-css-opacity is-style-wide"/> </div></div> <h2 class="wp-block-heading" id="toc-methodology">Methodology: Our System for Rating Pet Insurance Companies</h2> <div class="ad-widget-block" id="threes-cta-widget-block-block_5957c2261f3fee9d1ed2df7e260aa00b"> <style>.custom-code-widget .brand-panel-disclosure{display:grid;grid-auto-flow:column;align-items:center;gap:5px;width:fit-content;margin-top:5px;margin-left:auto;font-size:14px}.custom-code-widget .brand-panel-disclosure-trigger{position:relative;z-index:10}.custom-code-widget .brand-panel-disclosure-trigger svg{width:.5em}.custom-code-widget .brand-panel-disclosure-trigger:hover .brand-panel-disclosure-text{top:calc(100% + 13px);visibility:visible;opacity:1}.custom-code-widget .brand-panel-disclosure-text{position:absolute;top:calc(100% + 18px);right:-10px;width:max-content;max-width:290px;padding:15px;visibility:hidden;opacity:0;background:#fff;font-size:16px;border-top:1px solid var(--button-background-color);box-shadow:0 0 15px rgba(0,0,0,.15);text-align:left;transition-property:top,visibility,opacity;transition-duration:.2s}.custom-code-widget .brand-panel-disclosure-text::before{content:"";position:absolute;top:-10px;right:4px;z-index:-1;width:17px;height:10px;clip-path:polygon(50% 0,100% 100%,0 100%);background:var(--button-background-color)}@media (min-width:1420px){.custom-code-widget .brand-panel-disclosure-text,.custom-code-widget .brand-panel-disclosure-text::before{right:auto;left:50%;transform:translateX(-50%)}}</style><div class="custom-code-widget" id="widget-wrapper-75516_5"> <div class="content_block " id="content-block-242"> <div class="text-container"> <p>We review each pet insurance company based on factors most important to pet parents like you. Our process includes in-depth industry research into each provider, such as comparing coverage options, gathering quotes online to determine pricing and reading reviews to assess customer service. To better inform our reviews, we’ve surveyed 3,000 dog and cat owners nationwide to determine the most important elements of pet insurance coverage. We’ve also bought pet insurance plans for 10 of our team’s pets to test the customer experience of various providers for ourselves. </p> <p>We then score each provider on a 100-point scale and calculate an overall rating out of five stars. Here are more details about the factors we consider when reviewing pet insurance providers:</p> <ul> <li><strong>Costs and Discounts (22.5%):</strong> To assess pricing, we collected sample quotes for 10 mixed-breed and purebred dogs and cats, ranging from 3 months to 8 years old. Our team collected a total of 17,330 quotes directly from 22 provider’s websites, requesting at least two quotes for all 50 U.S. states from every insurer and pet profile. Providers earn the most points in this category for offering affordable coverage and more than four discount options to customers. </li> <li><strong>Coverage (22.5%):</strong> The best pet insurance companies offer a range of plans, customization options and more so pet owners can choose the right coverage. Companies offering a wide variety of coverage options earn full points in this category. We also look at waiting periods and award the most points if companies offer policies with shorter waiting periods than its competitors. </li> <li><strong>Covered Treatments (17.5%):</strong> According to our survey of pet owners, coverage is one of the most important factors when shopping for pet insurance. Companies with a breadth of included treatments and unique coverages as standard within their policies receive more points in this category than those with less options.</li> <li><strong>Customer Experience (17.5%):</strong> Respondents to our survey also valued customer service when comparing pet insurance providers. We score each company based on its website accessibility and overall usability, customer service, mobile apps, money-back guarantees and veterinarian telehealth options. The insurers with the most customer experience offerings receive the most points.</li> <li><strong>Industry Standing (10%):</strong> We review up-to-date ratings and accreditation information from the Better Business Bureau (BBB) and Trustpilot, and score companies based on customer reviews and years of industry experience.</li> <li><strong>Availability (10%):</strong> Some companies do not offer policies for pets over a certain age. For this category, we deduct points from providers that have age limits for older pets. We also consider state availability, international coverage and if a company extends coverage options to breeds considered dangerous. </li> </ul> <p>We use our rating system to compare each company we review and determine the best pet insurance companies in the industry. To learn more, read our full <a href="https://www.marketwatch.com/guides/pet-insurance/pet-insurance-methodology/">pet insurance methodology</a> to see how we review and score providers. </p> </p> </div> </div></div> </div> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <hr class="wp-block-separator has-css-opacity is-style-wide"/> </div></div> </div> <div class="c-article-contact-banner wysiwyg"> <p><i>If you have feedback or questions about this article, please email the MarketWatch Guides team at </i><i><a href="mailto:editors@marketwatchguides.com?subject=In response to: Spot Pet Insurance Review and Costs&body=https://www.marketwatch.com/guides/pet-insurance/spot-pet-insurance-reviews/" target="_blank" rel="noopener noreferrer" aria-haspopup="menu">editors@marketwatchguides.<wbr />com</a></i><i>.</i></p> </div> </div> </div> </div> <div class="c-article-body-authors"> <div class="wrapper"> <span class="heading">Meet the Team</span> <div class="authors columns-2"> <div class="author"> <div class="author-top" aria-controls="author-0-content" aria-expanded="false" role="button"> <div class="c-picture author-photo"> <img width="50" height="50" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-50x50 size-50x50 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/03/alexcarverheadshot-150x150.jpg" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/03/alexcarverheadshot-150x150.jpg.webp" /><noscript><img width="50" height="50" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/03/alexcarverheadshot-150x150.jpg" class="attachment-50x50 size-50x50" alt="" loading="lazy" decoding="async" data-eio="l" /></noscript> <a href="https://www.marketwatch.com/guides/authors/alexandra-carver/" aria-label="Learn more about Alex Carver" title="Learn more about Alex Carver" class="c-link "> Learn more about Alex Carver</a> </div> <div> <span class="author-name">Alex Carver</span> <span class="author-roles">Writer</span> </div> <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> </div> <div id="author-0-content" class="author-content"> <div class="author-description wysiwyg"> <p><span style="font-weight: 400;">Alex Carver is a writer and researcher based in Charlotte, N.C. A contributor to major news websites such as Automoblog and USA Today, she’s written content in sectors such as insurance, warranties, shipping, real estate and more.</span></p> </div> <a class="author-permalink" href="https://www.marketwatch.com/guides/authors/alexandra-carver/"> Learn more about Alex Carver </a> </div> </div> <div class="author"> <div class="author-top" aria-controls="author-1-content" aria-expanded="false" role="button"> <div class="c-picture author-photo"> <img width="50" height="50" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-50x50 size-50x50 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/04/Tori-Addison-scaled-e1682090598500-150x150.jpg" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/04/Tori-Addison-scaled-e1682090598500-150x150.jpg.webp" /><noscript><img width="50" height="50" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/04/Tori-Addison-scaled-e1682090598500-150x150.jpg" class="attachment-50x50 size-50x50" alt="" loading="lazy" decoding="async" data-eio="l" /></noscript> <a href="https://www.marketwatch.com/guides/authors/tori-addison/" aria-label="Learn more about Tori Addison" title="Learn more about Tori Addison" class="c-link "> Learn more about Tori Addison</a> </div> <div> <span class="author-name">Tori Addison</span> <span class="author-roles">Editor</span> </div> <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> </div> <div id="author-1-content" class="author-content"> <div class="author-description wysiwyg"> <p>Tori Addison is an editor who has worked in the digital marketing industry for over five years. Her experience includes communications and marketing work in the nonprofit, governmental and academic sectors. A journalist by trade, she started her career covering politics and news in New York’s Hudson Valley. Her work included coverage of local and state budgets, federal financial regulations and health care legislation.</p> </div> <a class="author-permalink" href="https://www.marketwatch.com/guides/authors/tori-addison/"> Learn more about Tori Addison </a> </div> </div> </div> </div> </div> <div class="c-article-related"> <div class="wrapper"> <span class="heading">Other Pet Insurance Reviews</span> <div class="articles swiper"> <div class="swiper-wrapper"> <article class="article swiper-slide"> <div class="c-picture article-thumbnail"> <img width="1000" height="665" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAA+gAAAKZAQAAAAAD0TyZAAAAAnRSTlMAAHaTzTgAAABoSURBVHja7cEBDQAAAMKg909tDwcUAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAADAgwFHXQABtfBgQAAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Veterinarian holding a puppy and kitten for an initial exam for pet insurance." loading="lazy" 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All rights reserved.</p> </div> </div> </footer> <script type="application/ld+json" id="faq-schema">{ "@context": "https:\/\/schema.org", "@type": "FAQPage", "mainEntity": [ { "@type": "Question", "name": "Do all vets accept Spot Pet Insurance?", "acceptedAnswer": { "@type": "Answer", "text": "Yes, Spot plans give you the freedom to visit any licensed vet in North America. When your pet is insured by Spot, you pay for vet services at the time of treatment and then file reimbursement claims for covered services directly with Spot." } }, { "@type": "Question", "name": "Is Spot Pet Insurance the same as ASPCA Pet Health Insurance?", "acceptedAnswer": { "@type": "Answer", "text": "While Spot and ASPCA Pet Health Insurance are both underwritten by the United States Fire Insurance Company and Independence American Insurance Company, the two providers are not the same. Spot offers plans with different deductibles and coverage amounts than ASPCA Pet Health Insurance. The two providers also vary based on covered services and treatments." } }, { "@type": "Question", "name": "Does Spot cover MRIs or ultrasounds?", "acceptedAnswer": { "@type": "Answer", "text": "Spot pet insurance plans cover diagnostic tests, including MRIs and ultrasounds, if needed, to diagnose a range of covered medical conditions. The exact level of coverage depends on your specific plan. We recommend reaching out to the provider to learn more about specific coverage." } }, { "@type": "Question", "name": "What does Spot not cover?", "acceptedAnswer": { "@type": "Answer", "text": "Spot pet insurance does not cover pre-existing conditions, elective or cosmetic procedures, grooming and hygiene, boarding and pet sitting.\u00a0" } } ], "primaryImageOfPage": { "@type": "ImageObject", "name": "Spot Pet Insurance Review and Costs", "url": "https:\/\/d2tez01fe91909.cloudfront.net\/wp-content\/uploads\/2021\/12\/rsz_1adobestock_81452772-1.jpg" } }</script> <script>  let loadFontAwesome = document.getElementsByClassName('fa-solid').length || document.getElementsByClassName('fas').length; if(loadFontAwesome) { document.body.innerHTML += '<link rel="preload" href="https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/themes/jpp-theme/assets/fontawesome/all.min.css" as="style" onload="this.rel=\'stylesheet\'"><noscript><link rel="stylesheet" href="https://d1tfmrv3e8tjlc.cloudfront.net/wp-content/themes/jpp-theme/assets/fontawesome/all.min.css"></noscript>'; 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Spot Pet Insurance Review and Costs (2024)