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href="https://guide-achat.lefigaro.fr" class="fh-menuplus__lk">Guide achat</a></li><li class="fh-menuplus__list-item"><a href="https://www.lefigaro.fr/services" class="fh-menuplus__lk">Services</a></li><li class="fh-menuplus__list-item"><a href="https://billetterie.lefigaro.fr" class="fh-menuplus__lk">Billetterie</a></li><li class="fh-menuplus__list-item"><a href="https://podcasts.lefigaro.fr" class="fh-menuplus__lk">Podcasts</a></li><li class="fh-menuplus__list-item"><a href="https://www.lefigaro.fr/dossier/les-questions-du-jour-du-figaro" class="fh-menuplus__lk">La question du jour</a></li><li class="fh-menuplus__list-item"><a href="https://boutique.lefigaro.fr" class="fh-menuplus__lk">Le Figaro Store</a></li><li class="fh-menuplus__list-item"><a href="https://lesvoyagesf.lefigaro.fr" class="fh-menuplus__lk">Les Voyages F</a></li><li class="fh-menuplus__list-item"><a href="https://www.lefigaro.fr/a-savoir-en-france" class="fh-menuplus__lk">&Agrave; savoir en France</a></li></ul></div></div><div class="fh-menuplus__covers-container"><p class="fh-menuplus__title">Nos journaux et magazines</p><ul class="fh-menuplus__covers-list fh-menuplus__slider-list"><li class="fh-menuplus__slider-item"><a href="https://kiosque.lefigaro.fr/catalog/le-figaro" title="Le Figaro : accéder à la version print"><img data-src="https://i.f1g.fr/media/_uploaded/x205/header-covers/lefigaro_cover.png" alt="Le Figaro" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" height="205" /></a></li><li class="fh-menuplus__slider-item"><a href="https://kiosque.lefigaro.fr/catalog/le-figaro-magazine" title="Le Figaro Magazine : accéder à la version print"><img data-src="https://i.f1g.fr/media/_uploaded/x205/header-covers/figaromagazine_cover.png" alt="Le Figaro Magazine" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" height="205" /></a></li><li class="fh-menuplus__slider-item"><a href="https://kiosque.lefigaro.fr/catalog/madame-figaro" title="Madame Figaro : accéder à la version print"><img data-src="https://i.f1g.fr/media/_uploaded/x205/header-covers/figaromadame_cover.png" alt="Madame Figaro" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" height="205" /></a></li><li class="fh-menuplus__slider-item"><a href="https://kiosque.lefigaro.fr/catalog/tv-magazine" title="TV Magazine : accéder à la version print"><img data-src="https://i.f1g.fr/media/_uploaded/x205/header-covers/tvmagazine_cover.png" alt="TV Magazine" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" height="205" /></a></li></ul></div><div class="fh-menuplus__group-container"><p class="fh-menuplus__title">Les sites du Groupe Figaro</p><div class="fh-menuplus__slider"><ul class="fh-menuplus__list fh-menuplus__slider-list"><li class="fh-menuplus__slider-item"><a href="https://boutique.lefigaro.fr/?utm_source=Partenariat&utm_medium=email&utm_campaign=store_mkt_header-figaro.fr_2019_&utm_content=store&utm_term=SAN19154" class="fh-menuplus__lk" title="Accéder à Figaro Store"><img data-src="https://static.lefigaro.fr/header/images/logos/figaro-store.png?v=3" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" alt="Figaro Store" width="173" height="48" /></a></li><li class="fh-menuplus__slider-item"><a href="https://www.ticketac.com" class="fh-menuplus__lk" title="Accéder à TickeTac.com"><img data-src="https://static.lefigaro.fr/header/images/logos/ticketac.svg?v=2" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" alt="TickeTac.com" width="164" height="20" /></a></li><li class="fh-menuplus__slider-item"><a href="https://leparticulier.lefigaro.fr" class="fh-menuplus__lk" title="Accéder à Le Particulier"><img data-src="https://static.lefigaro.fr/header/images/logos/leparticulier.png?v=1" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" alt="Le Particulier" width="173" height="38" /></a></li><li class="fh-menuplus__slider-item"><a href="https://www.meteoconsult.fr/carte-meteo/pays-63/previsions-meteo-france-aujourdhui" class="fh-menuplus__lk" title="Accéder à Météo Consult"><img data-src="https://static.lefigaro.fr/header/images/logos/meteoconsult.png?v=1" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" alt="Météo Consult" width="80" height="80" /></a></li><li class="fh-menuplus__slider-item"><a href="https://www.lachainemeteo.com" class="fh-menuplus__lk" title="Accéder à La chaîne météo"><img data-src="https://static.lefigaro.fr/header/images/logos/lachainemeteo.png?v=1" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" alt="La chaîne météo" width="100" height="55" /></a></li><li class="fh-menuplus__slider-item"><a href="https://figaronautisme.meteoconsult.fr" class="fh-menuplus__lk" title="Accéder à Figaro Nautisme"><img data-src="https://static.lefigaro.fr/header/images/logos/nautisme.png?v=1" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" alt="Figaro Nautisme" width="164" height="65" /></a></li><li class="fh-menuplus__slider-item"><a href="https://lesvoyagesf.fr" class="fh-menuplus__lk" title="Accéder à Les voyages F"><img data-src="https://static.lefigaro.fr/header/images/logos/voyagesf.png?v=2" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" alt="Les voyages F" width="164" height="45" /></a></li><li class="fh-menuplus__slider-item"><a href="https://www.cadremploi.fr" class="fh-menuplus__lk" title="Accéder à Cadremploi"><img data-src="https://static.lefigaro.fr/header/images/logos/cadremploi.svg?v=1" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" alt="Cadremploi" width="172" height="80" /></a></li><li class="fh-menuplus__slider-item"><a href="https://emploi.lefigaro.fr" class="fh-menuplus__lk" title="Accéder à Le Figaro Emploi"><img data-src="https://static.lefigaro.fr/header/images/logos/le-figaro-emploi.png?v=1" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" alt="Le Figaro Emploi" width="136" height="49" /></a></li><li class="fh-menuplus__slider-item"><a href="https://immobilier.lefigaro.fr" class="fh-menuplus__lk" title="Accéder à Immobilier"><img data-src="https://static.lefigaro.fr/header/images/logos/immobilier.svg?v=1" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" alt="Immobilier" width="164" height="70" /></a></li><li class="fh-menuplus__slider-item"><a href="https://www.explorimmoneuf.com" class="fh-menuplus__lk" title="Accéder à Immoneuf"><img data-src="https://static.lefigaro.fr/header/images/logos/immoneuf.svg?v=1" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" alt="Immoneuf" width="164" height="70" /></a></li><li class="fh-menuplus__slider-item"><a href="https://proprietes.lefigaro.fr" class="fh-menuplus__lk" title="Accéder à Propriétés de France"><img data-src="https://static.lefigaro.fr/header/images/logos/proprietes.png?v=1" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" alt="Propriétés de France" width="173" height="58" /></a></li><li class="fh-menuplus__slider-item"><a href="https://www.achat-terrain.com" class="fh-menuplus__lk" title="Accéder à Achat Terrain"><img data-src="https://static.lefigaro.fr/header/images/logos/achatterrain.svg?v=1" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" alt="Achat Terrain" width="164" height="59" /></a></li><li class="fh-menuplus__slider-item"><a href="https://www.chooseyourboss.com" class="fh-menuplus__lk" title="Accéder à Choose your boss"><img data-src="https://static.lefigaro.fr/header/images/logos/chooseyourboss.svg?v=1" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" alt="Choose your boss" width="156" height="70" /></a></li><li class="fh-menuplus__slider-item"><a href="https://www.marcovasco.fr" class="fh-menuplus__lk" title="Accéder à Marco Vasco"><img data-src="https://static.lefigaro.fr/header/images/logos/marcovasco.png?v=1" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" alt="Marco Vasco" width="173" height="17" /></a></li><li class="fh-menuplus__slider-item"><a href="https://www.maisonsduvoyage.com" class="fh-menuplus__lk" title="Accéder à Maisons du voyage"><img data-src="https://static.lefigaro.fr/header/images/logos/maisonsduvoyage.png?v=1" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" alt="Maisons du voyage" width="160" height="80" /></a></li><li class="fh-menuplus__slider-item"><a href="https://www.gala.fr" class="fh-menuplus__lk" title="Accéder à Gala"><img data-src="https://static.lefigaro.fr/header/images/logos/gala.svg?v=1" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" alt="Gala" width="112" height="70" /></a></li><li class="fh-menuplus__slider-item"><a href="https://www.crossdufigaro.com" class="fh-menuplus__lk" title="Accéder à Cross Le Figaro 2024"><img data-src="https://static.lefigaro.fr/header/images/logos/lecrossdufigaro.svg?v=1" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" alt="Cross Le Figaro 2024" width="164" height="70" /></a></li></ul></div></div></div></div></div><div class="fh-logo"><a href="https://www.lefigaro.fr" class="fh-logo__main" title="Retourner sur Le Figaro.fr" aria-label="Retourner sur Le Figaro.fr"><svg width="45" height="51" viewBox="0 0 45 51" fill="none" xmlns="http://www.w3.org/2000/svg"><g fill="none" fill-rule="evenodd"><path d="M11.7743 11.7198C12.0765 11.9482 12.3844 12.1799 12.7048 12.4185C20.2934 18.0631 20.3718 22.0307 20.3718 22.0318V30.3089C17.987 29.5863 16.0384 28.7671 14.4602 27.9525V34.5503C14.4602 34.9968 14.0978 35.3593 13.6513 35.3593H10.5552V41.4663H29.8874V35.3479H26.9538C26.5072 35.3479 26.1448 34.9855 26.1448 34.539V32.2211V29.2898H26.7629H34.5832V23.685H26.1448V17.8279L33.7709 17.7972C34.2197 17.795 34.5832 18.1586 34.5832 18.6062V19.7765H42.2275V11.7209H11.7743V11.7198Z" fill="#163860"/><path d="M26.1436 31.8758C27.0741 32.0394 29.6646 33.3994 30.7894 34.3095C33.8435 36.7807 37.1089 40.5824 37.1089 40.5824L38.5337 41.4663C38.5337 41.4663 34.5786 36.7523 32.0358 34.2163C30.2634 32.4484 27.2763 29.4569 27.2763 29.4569L27.1173 29.2887H26.1436V31.8758V31.8758Z" fill="#0D6FEF"/><path d="M12.7047 12.4174C12.3843 12.1788 12.0764 11.9482 11.7742 11.7187C4.91276 6.52629 2.62902 3.7415 2.03253 1.89633C2.03253 1.89633 -0.0637374 9.43038 5.54448 15.434C5.54448 15.434 4.1856 15.1511 2.88239 14.6409C2.88239 14.6409 5.2059 20.4184 11.5492 23.4771C11.5492 23.4771 9.9063 23.5339 8.48947 23.3634C8.48947 23.3634 9.99151 25.6426 14.459 27.9502C16.0383 28.766 17.9857 29.5841 20.3706 30.3067V22.0296C20.3717 22.0296 20.2933 18.062 12.7047 12.4174Z" fill="#0D6FEF"/></g></svg></a><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 29 44" class="fh-logo__separator svg-square" aria-hidden="true"><path d="M8.3 36.9l14-29" 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src="data:image/png;base64,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"/></a></li><li 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src="data:image/png;base64,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src="data:image/png;base64,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"/></a></li><li 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src="data:image/png;base64,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"/></a></li><li 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class="fh-sub-rubrics__list" id="menu171092" aria-labelledby="parent171092"><li class="fh-sub-rubrics__item"><a href="https://bourse.lefigaro.fr/" class="fh-sub-rubrics__lk">Bourse</a><ul class="fh-ssub-rubrics__list"><li><a href="https://bourse.lefigaro.fr/" class="fh-ssub-rubrics__lk">Actualité Bourse</a></li><li><a href="https://data-bourse.lefigaro.fr/indices/CAC-40/PX1-FR" class="fh-ssub-rubrics__lk">CAC 40</a></li><li><a href="https://bourse.lefigaro.fr/expertise" class="fh-ssub-rubrics__lk">Conseils actions</a></li><li><a href="https://bourse.lefigaro.fr/indices" class="fh-ssub-rubrics__lk">Indices et palmarès</a></li><li><a href="https://data-bourse.lefigaro.fr/portefeuille" class="fh-ssub-rubrics__lk">Portefeuille actions de la rédaction</a></li></ul></li><li class="fh-sub-rubrics__item"><span>Partenaires</span><ul class="fh-ssub-rubrics__list"><li class="fh-partner"><a class="fh-partner__lk" href="https://entreprise-innovation.lefigaro.fr/"><span class="fh-partner__title">Les 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src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAF8AAAAeCAYAAABKSMI8AAAAAXNSR0IArs4c6QAAAARnQU1BAACxjwv8YQUAAAAJcEhZcwAADsMAAA7DAcdvqGQAAAAYdEVYdFNvZnR3YXJlAHBhaW50Lm5ldCA0LjEuNv1OCegAAA22SURBVGhD7ZoHUJPZ2scTSgLSEmpISIDQpLdAAqG3QEBUFEVR0AVxRWF1Rd2969V1UO+q2FB6Db0ISFGq4iIoFsSyOtLSSYjKusWre1n9zve+MTqwhr17v2/G3ZnLb+Y/nPOc55yQ/3vmlHeCAAAs6E+S3OCCPo7kBhf0cSQ3uKCPowX+6mzflqz/aVKiM6zk5E+tt21LRsqa5lD/eErx9yRLW+A/geJon0A2JtyDRSLie41JBLSs6T0Zt/nGETWPspefe5wvT6EV9/MPXON7y9IX+KNQHG13WJFJAJaJkaGARMCpyJrek9x819e96MFrr9IHb34rz5IHb9wK779ZWXt/kyx9AZiTQ1PK21uGF6XU9i9K6x5VlYXnQHW2/8zOkgxgWRgThskEA3R0VGRlkJ/XhUBf+gUGk+mWVH/LjFJwb8Y5Z/i9XHOHZygFd97Qiu8DD0gBmZc2y4ZcACa44PYK39xrZ+lnruQwiq+dloXn4Onq9BnF3hrAoro43vFwc0Fbm5m8MCfhARGnAwgGOmvzvx1GM8uHvpmt+Lo7h33yBnn2WbeBY84t4HOy6w+Zf+jIN3L3lHfkPxAjL4yJlGTVf8tFrgTZPSFSllX/OricunrU/sz1VzaZg4Bytv9HWXgOFHub3XQXR+Dp7AA8XJ2k5tNdnARUR1vg5mADnKwtt9iak+Ua5nKs+1ubzOsAFv14h9R8fT1dJX1dDBNSNixTEuEwtJQdhcsG+jpnrBebH8Ib6p+CPme1dJBZQJu+AZVK2elF9zgQGRGuDsciuwTGlpXsv2nljZ/RZXHP6pXxzmKKOVn2dfztO4enddOGn4Xq5D482ch7Kc3/y+CXf/0grWDoZ3hpoOXemPqirFUhvbCScCo7xxrWN8cz0HSK0w4fNxcgFc3tpq8nDe3l6izwdnUCsNzsrOc13+JQV5/ZsT4Ay+PIxXfmozCaanu11FVniIZ6rxUVFWZU0agZgh72jS5GfcbdzYWlvkj5tZamZv/J06cJ0oEgthzJR+ro45YoKym9pFEpZ3fu2LYIjuMqBQx8leAFo0N8OqyFkxR8np0U1DSRtLlPFFEveamRO/qTZVQnP6p+9NkHe9WfCrNi+GBQ9eN/+lWPAWabgO1ta6bt62x72d/DHcBysbP2CfL2DA/x9gSBdBrwp3vc9PPyRHtTXAXvcqiO9vOab3awo49w8BLAp/cAi6/qt8jCc0CjFCUKSOQN6KFgZSGEtwetSUNd7Vmgn9dGWQgRH79excXFuUhDQ22aaGQYKAsjyPXCUNMqHsekhEOXheaQOvhUXTfrIe7K838hUweEutsGxPpbrj3BGpTxiAQWx5TeJMDmcV4owLmxV8QoYgWbYF3LM9Mu5Rq713P0oX7SttUdPO1NfWIduC+unEfEszgmga1CDNRX+t2/fTGDXNU9qY4rmyA41fMs0LlsEq1FJP1OUA7KpFpoSKpkm5IquKSQFr46Iur86Neh9WMvguonwOrLEnawqz02hEbpDPX1ArCgZcY7xNc7PDzAF4T5eYPQQL+bYcGB6EBPmpDhQwewPF0c5zWfuK/1Ku5AF9Db1w7IX9TINV9NVVmirqo0x/yNSVvcVdCofxEIhpV79u3Xg2MroqNNdLQxEjwex4LuGrrSRAjKRTHDqITNMc0ZiWh79ko3Y0igffKeSCdv5Jl0mUkefJaqefLRww7JK6zXBeFW91peT2SPqM6ilt9rwOLeNS/ndq7umrKBc5MGJFS7Wk4vuYrbSajg9ZJY7O/czouXwW3uDbw0ShW3O6ZPcs68Bupbyn1gWc1vXdEhJMHtyzumLK2quCzTKs4QuZJzxaCE08vsEO3qmHqh5lfHT3Y4J7phVsvtJZVzbyyu5BQjVrVN7F/ayv1pSasAxH07zYXNZ3pRO5czggGsYF9veoAndcmykCCwJNAfLGOEDC4PC0UHe3kKl4UEAli+7pR5zdfdVTeg/VUb0PqiBZjurpZrPkYd/YH5QSHBKpYW5m262lieq4OtDxxjhgYfVldXk3jS3GKlSTJcz0/6GpZx+TgW97pBKa9Vj8Vt1i1itzhXsreffjSlkTI0naZ47DEHWvN1HJqEO7Vzx5/ZN/GiUwefLF7WLfbC5LJ79XLHPrctH0ceeTCN+eQSz/bwLaHhlzfFxo51gspFWeP98OdQWoR/x+aMfc/olSz/DO7bMxWolTtx07x4dNn6G9NKni2T+UqZox0ezQKvtF62ya5BsenRe0/wdvWCZSQW57F/69TqnImfjaM6J5nEovE7iDVdgr2reiTfR3dLwCf9P/Bg88O9aZ0rmQwQExkOQv196b5USuSKsBAAa1U483rMkgg0w5suhOs+7i7A2cZqXvN1dtYOaOxuBqo7GgAxpWC7LDwHeebDGBnhwlVVUDN29nZp0NqPwmio/hOFRveeKCzRkqVIMa4SBpFrBQJ6q/BzatnDAPfyhwG+tSMBn/YK7OpGRSho092hdGJEar5No2CPYTlXAm3M0mN1A/e5IrqEn6V5dOgI/m/dCtCSou9yTlChXshh65QLRnFVQpFK1lgnnBt0aSpdr5gtgMswBWPTWEzORNOGS+J4zXy2il4JR2zTwNsja34PoUKwFVPEeY7JG3+onvXdhH09m69dwn2JSO2X7E0Y+PH5hv4fQNqDXzlrGf7Y2AhG+7qopQBWaIAfPcSHHpkQswrELl8KokJDBqMYIWgyicCFL11koiGwNCHOaz5me9UAKqUWwCIk534uC89hPvNjVkdZkMkmV22sra4mbFifpKio+GppOOODB+jUOhlGLOPwVU+OeMlCc5htPjRr92CyRycRxx5Jzd96vFgZVczJReWMHVLNfIRkdEouEXIm+rfdfLYibVAcTqtnN6Kzxgfg3DVXnh7WOjsihsswp+9N6mELOa3E/EdxFg2TKhbnhELzWt5Xsub36FQId5LrBPzlnYKD0F7wpWMtd5d/Iy8BsaNv8ut1l5/8EA+Zn3LvxXiUrwd2ZbB/++oIJljJDAX+njQvip1NJM3JHjhYmQEzI9ywiaEe2gRvIDbG6wNY5iTCvOajkooHFJOrAGJzOdCMPy7XfE011I8qKMUPzIdOW2hTU5O96mqqL1TRyq+1sZjHUEy6/s9m8Xkh06iCJ4JmoXR5+i3SZSfj7bJDvSjeq5k/Pq2Q+fZCeebykAo0ywtxheMH7UpHkQaV/EmrSm7mvpuTuD2DIhKlkZeBPDF6C86NuPzkqEbmyHO4DNP+/S/6hixem/mpa4lfPvxJKaxjKlfx5Eh7xAUhLXd02mD3bQn+1KMpXYcGUQQJ2lsc6gXrysanzY7fFeoduCMmIYjbWUd1Pqt9qb+rFeD/fmHSWhujvVgP22OJwwIzfS1ga2bsY0nERRKxqgCWsT5Waj5OW+PJu5iZoe685itvKhpAfloBmV8GNOPkm2+ghxVraar3/tZ8mHUx0VRDA93BRWilH6NXLE+UheeAL59gmFXz2HbnJuXOfNh81VPfseEN175xcpdxDZ+Pr+JJzYdOMqq4QnY2s5Wfvvu6GOl9nptMKJq4TSjjtBtXcXqg/O8sqjiN8IvBgG5xOubMKFc6KEQF7wcdQv5oXUyHIB6ur+4WWxuXcqqJLO4QqZJzUb+A3b60R5AKPSRV7xp+Mrma/9CknHfVpIrTZl3LbUKoJORkIBNLXiE+YQFMSsXUnn0HFm1ISPKNXbs2FtaqTSkGazYlE9evi42FlZCYwEhJTVXYsCEu6l0sZkOCufS/kYNVWtUAIq7od813crQzsba2NLJ3o0qPdLM5e/qEkoOtFZ5sTCDD674sPAfXBo6qdwufxGgXffDCD+Yf95/qhzWM2LeLflKAcrS8296eTmDg46fXOa7Btr5J6elpTQcXRavnmCxpF7lZ1XItoaMiLqRToFf4QKwU3SvCWpWME6UdIbIfP1VwLh/BfXldpAHX4aNmUJtI06iUQ17aKaYG1k24+LULtOE26KiJhk5PBJ9GnmN8n4RGbeCaI1ST8jIUNrNeIRJLgfK2GmCR3i7B7+saIuzrvCbV/i4uJPa7OtR2B6rzoPLNWTlj+LQasXZqhWS28DtrpjRTKl8hNrF+1/z/WtAbs48rbGL9gkgqA4hNpQCxofitNpb8v4TcCM12eJwEyHjp2AvmfwDx87JspcSS10jY+IQSgN5c+loluWIGnqlvVQ7Fob9xkJHrCgBiTR5ArIfK8ZDJcB1WHFROlOVCfRS2VIBFWyt+hseDpZAEPYBEFtBLyFwwfzbrWX1W7kcuBFCOXAygfdPmGJ5xfon13sY78EyVzuIVWUDxk5JfTffUj3ocbGmOONGeTT/UfMDnH63pzBPtedT0ljbSrjoOIibvfxDROdKZjtpc+ib4WEtnwIkOitP+OqrbkfaAkPTKkK35zaayj11gNtARSGXx9moLm53V1xFri4BibMEv6PgCwcqsrhPQdd1SliaXVrZYofTGqBf0UKqV4gqeKqwr+BURWwz8D7V0qMUVGULX6z/8+ve/jnOPhci9XfeXasfn38JE59zV3lh0w2l3TUZa/eC8pxh5ZDf3KC7LaPY0TilnaW4suYtZkX3XIInVnX2LbSdLWUAezONNZM/91a5hGU1Oa3PbraGZ/H9+951S26/rd6jeCR7LY28dJbW2/4OL0QIL/LnI+zHPgj6O5AYX9DEEEP8LVlY+GA+PycwAAAAASUVORK5CYII="/></a></li><li class="fh-partner"><a class="fh-partner__lk" href="https://bourse.lefigaro.fr/expertise/dossier/comment-diversifier-vos-placements"><span class="fh-partner__title">Optimisez et diversifiez vos investissements</span><img class="fh-partner__logo" alt="Optimisez et diversifiez vos investissements" src="data:image/png;base64,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"/></a></li><li class="fh-partner"><a class="fh-partner__lk" href="https://partenaire.leparticulier.fr/jcms/p1_1651427/portail-lcl"><span class="fh-partner__title">LCL Banque Privée</span><img class="fh-partner__logo" alt="LCL Banque Privée" 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class="fh-partner"><a class="fh-partner__lk" href="https://leparticulier.lefigaro.fr/dossier/videos-en-plateau-avec"><span class="fh-partner__title">Conférences en ligne</span><img class="fh-partner__logo" alt="Conférences en ligne" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAALcAAAAeCAYAAABufY+5AAAAAXNSR0IB2cksfwAAAAlwSFlzAAALEwAACxMBAJqcGAAAD8dJREFUeJztmgl4TdcWxyUhSAiCBEEIYhZDYpYQYp5qngliHsNTVJWaKVpTqZqnUqpmratmNVM1VQ1NB8prX+fm9X3fe/v9//uuc51c9yK5SaRtzvf9vpxhnz2s819rr71vMvz77uh7QKXjlCkZXDxQh2caGEdap7WrdnZk+KeK+9qRvurSgWgbvP7XteHJNrBfPo9Vk0fXVt9cGOxSPd9eGqLWLWiu4s4M1NdxZweqBVMaqN9uj/pTiPv0nh7q5K7uNs5/0Es9uDw02ezMul4cXF39cH2ES/V8dW6QmjcpUn12LMZm5/mT66uHrvX1+Yj7wofRKrx6IZUje2Y1Y1yEpmXDEqpWWEG1Y3XbpAn6Zqz6XUR3+WBvFRSYU324qWOSjXPv4hA1CQ7ilTWTuoj+8t7O1e1UuZJ51a2T/f8U4qadywTnUfn9sqnXIZbXJkbCzsVV3ZqF1a417ZLU/58+G6ni71jt/DEcpkTRXOrKoT5JtgcD0CuxtRSGpU7s6Kbv8btVqZBPffpR0utNUXH/fHOk9ujfbjmOcqP6V1UF82fXXsvr768OVzWqBKg8vlnVw0+HJWogbGPNG83VV+cfReobR2NsYk8qZ/b2VLlyZLGJm+3cPT3ApTqTW9y08XdXhunZylF77ZqX1A753VXrzMgZsjaCCEX5q5N3nPHjjRFqzsv1EkTqO6dctoe6drhvAnFzZmRwMZwozYn7ODrapU0ZbXhHjY8emFDcZPaEenqQjAgUJp9dgfd+DdGaB0pHoPPQAGT1681UaEh+Han4AVjmF3Eu4x3W9+XZQVr038uHvo+0g238dGOkFi6jCK+NFOksxO2b85G4DTGxbeOa7VDwrPt3Ux9/vRWry/4TjvqFpDUpIe5Llt4qpmuI09SgfYtSCcRNhvcN1XbmDBR/Z7T++wnquXt6oL42yj34ZKi2O+8zVZj7SqQqWcxX3Tzez2Zntstobg40tz/ur1NN49vHwTa0gTXYxVqvTw+09fk6vkkGk7h120hJzHZmG2yXKaK5jz+iju/xve5DB3EJ7Zxy4uaU0q1t2QSGvgsvv4gcm0JzJG5+JHd3N23sJTMaqhExYerwti56Kn1/ZRs9wLdfa6Kn2jdnNlKVy/urkDJ+qnqVAipvbi/Vu1MFtXdde7V1+QuqWqUC6t23WtsM8+o/6qhF06L09Mx3KPJ969urcqXyqm0oT0PuWNVWVSrnr954tcFj4ubzlfOaqqqo94KInXWMG1JdTRxZS6dZM8fXVT9cG6F2r22nImoUVm/PbaKaRAap8mjDNM5kFTdFxnGbnZj2Yx8pAntxU6ztm5dS2bw9tV0mIiWYNjZcHdraRXVsWVqnBMx1GaGLIbXbury1jvJME2qEBijfXFm1c3z0bme1aUlLVaF0XnVyZ3ebM4weWE2tmt9MTRlTR9uEfTnyXldVpFAOtXFxS50+0s7BcJK1WM/Yi5uBZ9H0KP2NaX8+Z+AYEl1Fp4lMqWhnBqQNqI99ohY469fEOYNdqoubi5vXJzdQg3tVVkcxWIrbP683Bt5FP5v1Ul0tpPHDaqh4lKdBl89pot+N7R+mXmgSrCMtjU9DLJgapWeH7RD98jmNtfEZHRgxGUkze3qodQub6489akBVpC3N9DmhEaaMCdfORjGvW9jC9uFZz9QXwx8TN6fwvXAG/zze6uw+q9H7dgnRC2Ke88PkQlm2c/1IjBZPn84h6hzKboQITNEtRcVNe/BjjxlUTadVFHexIrnUse1d1VEwaVRtVbRwTh2F2aesWTKqA+900u9S5A3qFMHMNUKtRZpHOzNQnNrdXZeh4EuXyK2j5c94l4GKZVgv79HOFK4xu9avHaimYz3Fa788XtrZjahMx1k6q9Fj4mYQYUCj/eg0bCcqooi6J5sDexC82GcGO+qGTjOoZ2V19VBftX1FG3OqlXriXoioSUPdOtFfeyLFndMnszY2F5SzJ9RVhxANjKnoMCIJp5kLWOFT2PXgsdapZ5AtdTHqptGYlpinJRqH4qaAg4N89SLTeMZowlSH023l8vls4iahIY7Fzetz+3vp2Ybi/vRgH/2h35jSQDvaLKRUjeoG2T5YoQAftUI+ph0pJm4651jMJFuWtdapAfNhiju/fzYd7Zj2zZtUX30somFk/2BjB/UtIi7t2b1dOVWxrL8OAHQG2vn+o0ioxV2mRB5bSsI0LoOI+zxsU7GsX4KZ+HN8awYknjOQGeLmzECHcyRurR3YlpsNFDcDYYF82bSNybSxEapxvSCdinI24qzEmcKBnVNO3JzmGtUtqiMt0wHCaYp/6WWO0hIzzAFH9gvT0ZJRiNMRpxw6Bg1xRqasp4mbQszj66UXLfZtuCJu1l0zLMDpoiewoI/+ACktboqKzk87L5gSpRZPb6g6QNAMFsxRHeXcZjgWRj4Gk1l4JwQCNYvbvHX4JHG/j4gdCId2tv2aVHHThgxOjurk7MC0kt8iVcXtCK6CjT3iJ4mb0yXzYk6xvOZe6tPEHVbRsbiZNnh7ZbJNlwaMbK6Ie9/6DqpQAZ8Ei02j3tQUtyMYkY1F15PETSHSTgwkvH4mcQc7FjfTFqYLPDe3YeymaHG/lnhxM9XI6OGuZxdzvbQ7F6xpRtxmYhGVA/Jl12K1f8YolBsLF2OfOrpjeRVerZA2pk3cex6Jm9uAXLTdRrph5FwUNAfNFTnz6FLFc+vckc841W1e2kp9CceqXrmAmjy6jr7P6M5c8OURtWziNm8FMn8OgLjpWMztKfSGEUVtY2DatXJ+U31eOOD5idtMm6bBqiwE+fDy47tWzFtpS+5scDwjYkKxQPTT54a4zaLiDyslgnJpUTF9ZGBiGdqTaV7tqgVVcayVmErSuWhjipPvMrWYOibcJkxu+S5EmqHtfiThViBTSB8RN3ebciB9jQovop2CMyUXousRkIzIbSxMU0XcHBj3qr+GGB1B72aE4KKPC0nuOpif3zgWowdPb28RVVz16lBeRxiu8untNAQFyajA8gc2d9JiZnSfj5zyPRjUzS2DXmEz5z6IXD6/n7fKmNFdL2yaRBbTwqYouVjlDzV0nuF9QnXk5iKT0z0jlYeHm9494dYVf0VjO/zRgR+WP4pkyuSusmfz1D8a9WxfXo+FTumJsbVuHKx/dWMfTZEzWcXNRTRzW0fwhxqKikKhvSga83OKh9+AZVo1KqEG9KiksmTOqBfCDD60MwXNyMryXCx7ZvJQkbUCdfqzbHZjXWbc0Bp6nNydYlse7m7aJszhjbbaNiup73FXo1+3itpedWDzU7t6qPF4n/Uwn76KAMO1AXfNOIMytVoyo5H+nj54nwExumMFXY67V0w5uZvGNR7befDIGVNG3Nzr5BT+AT5yarEfCyMujp5YZoPj59Z3k9g23qOI9j+lbdOvbQnEHb+kUD4Q9AxkdyTuM3t66PVN6tFZcF6G24QOyzi7/4zQ1ta6nZehMzxN3Ja4uT3BhmfgKChiFvdF8E06ThljJ+6RYMVT2Ac62ok7Lp0n0tDVQA1hbwRFzeL2B/nTcUr2J9jT4QFhDwYxJhu7gbzpPBHPZBd3+pH8h72404/UOdLFnQpHWhI3PrY7iASlkvCuN6gLvJ6hrAeoB4onraeuH6kubi6sQNZkrI8Luu4O7mcGmZKrHVcOV8Rt+WKuFz7QBFfax/tNQRM5DwDTwYsgB++D0GesxxNEgwgnz1uzLTkPkXamyHUMqOrKOBJ7PA9xdwd1nTzLQlHq86WB7jj3BN4JyljvZzTu428I2CPnFLSXnE8BfVDeDX+JD//KM9bhI/W5sU6jbrv+eNrqWxroYWvfWqe7eQfE1EaCOuSZK+LOjg+0wuGzuLktwfugjUTVQWAJmAvymcpx1+CERN1SYC2YDILk/n5QHtQB74KRILOD9iqBlWA+8HXw/KRQAlSXdl5mWXAd7AAVQDNpJ9rcjoxnMxgv/ewqM81okB8MF8FGSfkw6c8cOqqD/qQNceNeE3ARfCZbZ9xluAmug0hTuc1S5nMwwBA3qAHOgFugHbgnZZqBLeAqmAtygVNS7wTQHKwEfmAV8JV2CoIb4BoYDk6CAmAN6A2OSx185gXWgStgNchhN7ZkF7cI8wFoAI6A+mAf6AjWUBCmsgsFvnMa9AebOCOABSKmKiJMOsoxqY+CKiN4iyi7g9WgN/AzPWc/3wKLgD84DgaC3WAo2APGgsrgBmgLThlClX72tVhnGTpBI7BXZoCHoD04a7FuAx6Tvh2V8Y6wmLf8HtWXZsS9GxwUJonQ2oJ6PDeVo1CbAg+wH4SLuAPATLATbAOTQTSoCh6AteArUBG8BJaCw6CFCNJP/hri5iyyKN66jcf7i8EQsB2MAl/IfTpUQ7BVonk2B2NLCXFT1HFgMZhnsebRFGyAfOxpprKMfKNEEDfBKnmvE4gVQYeC+3Kf1JDnbwqlLdY0g8K6IoJtYXpOEU6UtvKBi3bt8LydOJG5nZqmfu4UJ7jD+zKereBtMFMcZrGcs70tILdT26UhcTMic884ApQTcTPq1qYwTeUo7v4SgQ+AaiJuOsQciaQU90QRFcV8TiJ8B84C4DSoBQ6BKPAeKCZ1G+LuBKaBsRKt6SRxcq+FvFsStAJhcs0IXpOOYTe2lBC3r4ib0XediMaZuLtJlAwH28AysB50lkh4QJ7tFuEwZahi15631M93OVMMddAnpg2cGYLBLos1kjPNYF4/W+6xnU/ALIs1pQo1vX/eYk2XLoq42bd4izX9YMS/BaZarDOHj8Ua2ZdbJNI76E+aEXc5iaYbQBkwEFQGpSgOU7ktIsZNEtUDRYDVRYTLJbIGS30U/zBxnnGgULw1DVkGXhEnmSHvjjMiL/4WBe9IfRSnN1ggffKUmYF96S3XQ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rel="noopener" > <span class="fig-share-tools__svg-container"> <svg xmlns="http://www.w3.org/2000/svg" width="18" height="18" viewBox="0 0 24 24" class="fig-share-tools__svg" aria-hidden="true" focusable="false" > <path d="M12 2a10 10 0 0 1 0 20 10 10 0 0 1-5.5-1.7l-3.8 1.3 1.2-3.7A10 10 0 0 1 2 12 10 10 0 0 1 12 2zM9.2 7c-.2-.4-.3-.4-.6-.4a5.6 5.6 0 0 0-.4 0c-.3 0-.7 0-1 .3-.3.3-1 1-1 2.5 0 1.4 1 2.8 1.2 3 .1.2 2 3.2 5 4.4 2.3 1 3 .8 3.5.7.7-.1 1.7-.7 2-1.4.2-.7.2-1.2 0-1.4l-.5-.3-2-1c-.2 0-.5 0-.7.3-.3.4-.5.8-.8 1-.1.2-.4.2-.7.1-.3-.1-1.2-.4-2.3-1.4a8.9 8.9 0 0 1-1.6-2c-.2-.3 0-.5 0-.7l.5-.5c.2-.1.3-.2.3-.4v-.6l-.9-2.1z"/> </svg> </span> <span class="fig-share-tools__svg-txt" aria-hidden="true">WhatsApp</span> </a> </li> </ul> </div> </div> </div> </div> </div> <div class="fig-main-wrapper fig-layout fig-layout--wrapped" data-layout-container> <div class="fig-main-col"> <div class="fig-main"> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_120793/succession/le-bareme-des-droits-de-succession-et-de-donation-20230111" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Le barème des droits de succession et de donation</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2023/01/04/5ba2a516b61b5de5fc78c241b1ef4f78105630e0e2a6e85738147b69257c9913.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2023/01/04/5ba2a516b61b5de5fc78c241b1ef4f78105630e0e2a6e85738147b69257c9913.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2023/01/04/5ba2a516b61b5de5fc78c241b1ef4f78105630e0e2a6e85738147b69257c9913.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="Le barème des droits de succession et de donation" height="598" width="1062"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2023/01/04/5ba2a516b61b5de5fc78c241b1ef4f78105630e0e2a6e85738147b69257c9913.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2023/01/04/5ba2a516b61b5de5fc78c241b1ef4f78105630e0e2a6e85738147b69257c9913.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2023/01/04/5ba2a516b61b5de5fc78c241b1ef4f78105630e0e2a6e85738147b69257c9913.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="Le barème des droits de succession et de donation" height="598" width="1062"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> La loi fixe un barème pour le paiement des droits de donation ou de succession en cas d'héritage. Les montants dus au fisc dépendent de plusieurs critères comme le degré de parenté et le montant des sommes concernées. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/placements-bancaires/le-rendement-des-livrets-et-de-l-epargne-reglementee-20221221" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Le rendement des livrets et de l'épargne réglementée</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2023/01/04/ea6b303e77f396679d55aa72fbf83e9d18dce13b52614e2dff22483d76672751.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2023/01/04/ea6b303e77f396679d55aa72fbf83e9d18dce13b52614e2dff22483d76672751.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2023/01/04/ea6b303e77f396679d55aa72fbf83e9d18dce13b52614e2dff22483d76672751.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="Le rendement des livrets et de l'épargne réglementée" height="598" width="1062"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2023/01/04/ea6b303e77f396679d55aa72fbf83e9d18dce13b52614e2dff22483d76672751.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2023/01/04/ea6b303e77f396679d55aa72fbf83e9d18dce13b52614e2dff22483d76672751.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2023/01/04/ea6b303e77f396679d55aa72fbf83e9d18dce13b52614e2dff22483d76672751.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="Le rendement des livrets et de l'épargne réglementée" height="598" width="1062"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Les comptes ou livrets réglementés permettent de faire fructifier son épargne sans risque. Leur rémunération est indexée sur l'inflation et il est possible de les cumuler. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_120973/retraite-de-base/reforme-des-retraites-retraite-anticipee-a-quel-age-partirez-vous-20230328" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Réforme des retraites&nbsp;: retraite anticipée, à quel âge partirez-vous&nbsp;?</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2023/04/17/2c293f287775cf3cbd58d5cd5bc37761641e8999bac218b40866e4c0c263891d.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2023/04/17/2c293f287775cf3cbd58d5cd5bc37761641e8999bac218b40866e4c0c263891d.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2023/04/17/2c293f287775cf3cbd58d5cd5bc37761641e8999bac218b40866e4c0c263891d.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="Réforme des retraites : retraite anticipée, à quel âge partirez-vous ?" height="393" width="698"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2023/04/17/2c293f287775cf3cbd58d5cd5bc37761641e8999bac218b40866e4c0c263891d.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2023/04/17/2c293f287775cf3cbd58d5cd5bc37761641e8999bac218b40866e4c0c263891d.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2023/04/17/2c293f287775cf3cbd58d5cd5bc37761641e8999bac218b40866e4c0c263891d.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="Réforme des retraites : retraite anticipée, à quel âge partirez-vous ?" height="393" width="698"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> La loi porteuse de la réforme des retraites, a été publiée au Journal Officiel samedi 15 avril. Plusieurs mesures de la loi concernent les possibilités de départ anticipé pour carrière longue. Ces mesures s'appliqueront dès le 1<sup>er</sup> septembre. </p> </article> <a class="fig-a11y-skip a11y-hidden" href="#fig-a11y-skip-main-pave_atf" > Passer la publicité </a> <div class="fig-ad-content fig-ad-content--pave_atf" data-format="pave_atf" tabindex="-1" aria-hidden="true" > <div class="fig-ad-content__ad-placeholder-content" > <svg xmlns="http://www.w3.org/2000/svg" width="27" height="24" aria-hidden="true" viewBox="0 0 28 24" focusable="false" class="fig-ad-content__ad-placeholder-svg" > <use href="#fig-svg__fplume-placeholder"/> </svg> <span class="fig-ad-content__ad-placeholder-text">Publicité</span> </div> <div data-figtag="pave_atf"></div> </div> <div id="fig-a11y-skip-main-pave_atf"></div> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_120886/assurance-vie/la-fiscalite-pour-transmettre-avec-l-assurance-vie-20221223" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >La fiscalité pour transmettre avec l'assurance vie</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2023/01/04/c6135cb0a1e96ee530cb27da2fe292bb91b961e48fe56bd08076c871149ac3ff.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2023/01/04/c6135cb0a1e96ee530cb27da2fe292bb91b961e48fe56bd08076c871149ac3ff.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2023/01/04/c6135cb0a1e96ee530cb27da2fe292bb91b961e48fe56bd08076c871149ac3ff.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="La fiscalité pour transmettre avec l'assurance vie" height="598" width="1062"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2023/01/04/c6135cb0a1e96ee530cb27da2fe292bb91b961e48fe56bd08076c871149ac3ff.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2023/01/04/c6135cb0a1e96ee530cb27da2fe292bb91b961e48fe56bd08076c871149ac3ff.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2023/01/04/c6135cb0a1e96ee530cb27da2fe292bb91b961e48fe56bd08076c871149ac3ff.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="La fiscalité pour transmettre avec l'assurance vie" height="598" width="1062"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> L'assurance vie est un instrument privilégié pour préparer sa succession en favorisant son conjoint, concubin ou ses enfants et petits-enfants. Explications. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_120973/retraite-de-base/la-duree-de-cotisation-necessaire-pour-la-retraite-20221222" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >La durée de cotisation nécessaire pour la retraite</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2023/01/04/7f859bd89f474a453d729fa7023f3a3206140e8fbb8f1271a6515e9fd817e4a6.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2023/01/04/7f859bd89f474a453d729fa7023f3a3206140e8fbb8f1271a6515e9fd817e4a6.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2023/01/04/7f859bd89f474a453d729fa7023f3a3206140e8fbb8f1271a6515e9fd817e4a6.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="La durée de cotisation nécessaire pour la retraite" height="598" width="1062"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2023/01/04/7f859bd89f474a453d729fa7023f3a3206140e8fbb8f1271a6515e9fd817e4a6.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2023/01/04/7f859bd89f474a453d729fa7023f3a3206140e8fbb8f1271a6515e9fd817e4a6.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2023/01/04/7f859bd89f474a453d729fa7023f3a3206140e8fbb8f1271a6515e9fd817e4a6.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="La durée de cotisation nécessaire pour la retraite" height="598" width="1062"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Retraites de base et complémentaire sont les deux piliers du régime français. Une réforme devrait entrer en vigueur en septembre. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_121650/credit/le-taux-maximal-des-credits-immobiliers-20221221" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Le taux d'usure des crédits immobiliers</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2023/01/04/2681a8cfc6e2cdfcdbbee78d9c9916bfac06479b7843724fef1004b8d0a27b98.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2023/01/04/2681a8cfc6e2cdfcdbbee78d9c9916bfac06479b7843724fef1004b8d0a27b98.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2023/01/04/2681a8cfc6e2cdfcdbbee78d9c9916bfac06479b7843724fef1004b8d0a27b98.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="Le taux d'usure des crédits immobiliers" height="598" width="1062"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2023/01/04/2681a8cfc6e2cdfcdbbee78d9c9916bfac06479b7843724fef1004b8d0a27b98.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2023/01/04/2681a8cfc6e2cdfcdbbee78d9c9916bfac06479b7843724fef1004b8d0a27b98.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2023/01/04/2681a8cfc6e2cdfcdbbee78d9c9916bfac06479b7843724fef1004b8d0a27b98.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="Le taux d'usure des crédits immobiliers" height="598" width="1062"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Afin d'éviter de placer l'acquéreur dans une situation difficile, les pouvoirs publics ont fixé un taux maximal au-delà duquel ils ne peuvent plus emprunter. Le TAEG proposé par la banque doit être inférieur à ce seuil de l'usure. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_120973/retraite-de-base/le-plafond-annuel-de-la-securite-sociale-20221222" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Le plafond annuel de la Sécurité sociale</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2023/01/04/1d775065f1bd2e8a9aedec9d5850d45f6c9cb45f9d05a262e8551c7c5e903cd9.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2023/01/04/1d775065f1bd2e8a9aedec9d5850d45f6c9cb45f9d05a262e8551c7c5e903cd9.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2023/01/04/1d775065f1bd2e8a9aedec9d5850d45f6c9cb45f9d05a262e8551c7c5e903cd9.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="Le plafond annuel de la Sécurité sociale" height="598" width="1062"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2023/01/04/1d775065f1bd2e8a9aedec9d5850d45f6c9cb45f9d05a262e8551c7c5e903cd9.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2023/01/04/1d775065f1bd2e8a9aedec9d5850d45f6c9cb45f9d05a262e8551c7c5e903cd9.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2023/01/04/1d775065f1bd2e8a9aedec9d5850d45f6c9cb45f9d05a262e8551c7c5e903cd9.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="Le plafond annuel de la Sécurité sociale" height="598" width="1062"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Utilisé comme indice de base pour fixer certaines pensions, le plafond annuel de la Sécurité sociale (Pass) est revu chaque année. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_113078/placements-immobiliers/les-conditions-aux-dispositifs-de-defiscalisation-immobiliere-20221209" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Les plafonds 2024 des dispositifs de défiscalisation immobilière</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2023/01/04/932b4f76ed2b55ffa82d2d918df42f32c26d633141b27d95df654740cb3ce0a2.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2023/01/04/932b4f76ed2b55ffa82d2d918df42f32c26d633141b27d95df654740cb3ce0a2.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2023/01/04/932b4f76ed2b55ffa82d2d918df42f32c26d633141b27d95df654740cb3ce0a2.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="Les plafonds 2024 des dispositifs de défiscalisation immobilière" height="598" width="1062"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2023/01/04/932b4f76ed2b55ffa82d2d918df42f32c26d633141b27d95df654740cb3ce0a2.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2023/01/04/932b4f76ed2b55ffa82d2d918df42f32c26d633141b27d95df654740cb3ce0a2.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2023/01/04/932b4f76ed2b55ffa82d2d918df42f32c26d633141b27d95df654740cb3ce0a2.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="Les plafonds 2024 des dispositifs de défiscalisation immobilière" height="598" width="1062"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Depuis 1984, il est possible d'investir dans l'immobilier neuf ou ancien en bénéficiant d'une réduction d'impôt. Pinel, Loc'Avantages ou Denormandie, les dispositifs actuels de défiscalisation exigent un engagement de location sur 6 à 12 ans. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_115494/justice/le-taux-d-interet-legal-20221222" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Le taux d'intérêt légal</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2023/01/04/ab2ad76654c3100714c859e3c98aa905fb74d6f57a75a333d1b9b4174c32d986.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2023/01/04/ab2ad76654c3100714c859e3c98aa905fb74d6f57a75a333d1b9b4174c32d986.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2023/01/04/ab2ad76654c3100714c859e3c98aa905fb74d6f57a75a333d1b9b4174c32d986.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="Le taux d'intérêt légal" height="598" width="1062"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2023/01/04/ab2ad76654c3100714c859e3c98aa905fb74d6f57a75a333d1b9b4174c32d986.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2023/01/04/ab2ad76654c3100714c859e3c98aa905fb74d6f57a75a333d1b9b4174c32d986.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2023/01/04/ab2ad76654c3100714c859e3c98aa905fb74d6f57a75a333d1b9b4174c32d986.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="Le taux d'intérêt légal" height="598" width="1062"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> En cas de retard de paiement suite à une décision de justice, le condamné doit verser des intérêts de retard, basés sur le taux d'intérêt légal. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_113078/placements-immobiliers/les-indices-de-revision-des-loyers-20221209" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Les indices de révision des loyers&nbsp;: IRL, ICC et ILC</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2023/01/04/71abfc249d0f08148f0c46fc0352681086f4843f9a680bb566bb0402449f5dd1.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2023/01/04/71abfc249d0f08148f0c46fc0352681086f4843f9a680bb566bb0402449f5dd1.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2023/01/04/71abfc249d0f08148f0c46fc0352681086f4843f9a680bb566bb0402449f5dd1.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="Les indices de révision des loyers : IRL, ICC et ILC" height="598" width="1062"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2023/01/04/71abfc249d0f08148f0c46fc0352681086f4843f9a680bb566bb0402449f5dd1.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2023/01/04/71abfc249d0f08148f0c46fc0352681086f4843f9a680bb566bb0402449f5dd1.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2023/01/04/71abfc249d0f08148f0c46fc0352681086f4843f9a680bb566bb0402449f5dd1.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="Les indices de révision des loyers : IRL, ICC et ILC" height="598" width="1062"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> La révision du loyer d'une habitation ou d'un commerce obéit à certaines règles. Différents indices peuvent être utilisés selon le type de bail. Le plafonnement de la hausse de l’IRL et de l’ILC, mise en place en 2022, cessera dès le 2e trimestre 2024. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_113077/argent/l-indice-des-prix-a-la-consommation-20221221" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >L'indice des prix à la consommation 2024</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2023/01/04/d180610e224a911b02799aba9afb75014400be00704420dce7f0046d8dd81454.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2023/01/04/d180610e224a911b02799aba9afb75014400be00704420dce7f0046d8dd81454.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2023/01/04/d180610e224a911b02799aba9afb75014400be00704420dce7f0046d8dd81454.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="L'indice des prix à la consommation 2024" height="598" width="1062"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2023/01/04/d180610e224a911b02799aba9afb75014400be00704420dce7f0046d8dd81454.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2023/01/04/d180610e224a911b02799aba9afb75014400be00704420dce7f0046d8dd81454.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2023/01/04/d180610e224a911b02799aba9afb75014400be00704420dce7f0046d8dd81454.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="L'indice des prix à la consommation 2024" height="598" width="1062"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Pour mesurer les variations du niveau de vie, l'Insee calcule chaque mois un indice des prix à la consommation, qui correspond à l'inflation. L'indice des prix hors tabac est utilisé pour la réévaluation des pensions alimentaires. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_113077/argent/la-valeur-des-euros-en-francs-20221221" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Valeur en euros des francs de 1950 à 2022</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2023/01/04/9c167788e461210acc96e8002982cdd459f7b12d1210294fb4adfaa0ed8a2bb1.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2023/01/04/9c167788e461210acc96e8002982cdd459f7b12d1210294fb4adfaa0ed8a2bb1.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2023/01/04/9c167788e461210acc96e8002982cdd459f7b12d1210294fb4adfaa0ed8a2bb1.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="Valeur en euros des francs de 1950 à 2022" height="598" width="1062"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2023/01/04/9c167788e461210acc96e8002982cdd459f7b12d1210294fb4adfaa0ed8a2bb1.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2023/01/04/9c167788e461210acc96e8002982cdd459f7b12d1210294fb4adfaa0ed8a2bb1.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2023/01/04/9c167788e461210acc96e8002982cdd459f7b12d1210294fb4adfaa0ed8a2bb1.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="Valeur en euros des francs de 1950 à 2022" height="598" width="1062"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Le pouvoir d'achat de l'euro et du franc mesure l'érosion monétaire due à l'inflation. Il permet de convertir en euros d'aujourd'hui des sommes d'argent exprimées en francs ou en euros à une époque antérieure. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_121046/employes-de-maison/la-grille-de-salaires-des-employes-a-domicile-20221221" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Salaires des employés à domicile&nbsp;: hausse en mai 2024</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2023/05/08/f1fd3a4be4355c3cedeaf4af5d5ec5f5a0173f0d46e02465cbf99ecbec6f5301.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2023/05/08/f1fd3a4be4355c3cedeaf4af5d5ec5f5a0173f0d46e02465cbf99ecbec6f5301.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2023/05/08/f1fd3a4be4355c3cedeaf4af5d5ec5f5a0173f0d46e02465cbf99ecbec6f5301.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="Salaires des employés à domicile : hausse en mai 2024" height="598" width="1062"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2023/05/08/f1fd3a4be4355c3cedeaf4af5d5ec5f5a0173f0d46e02465cbf99ecbec6f5301.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2023/05/08/f1fd3a4be4355c3cedeaf4af5d5ec5f5a0173f0d46e02465cbf99ecbec6f5301.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2023/05/08/f1fd3a4be4355c3cedeaf4af5d5ec5f5a0173f0d46e02465cbf99ecbec6f5301.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="Salaires des employés à domicile : hausse en mai 2024" height="598" width="1062"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Le versement d'un salaire à un employé de maison est encadré par une grille de rémunération, qui dépend de la qualification de l'employé et du mode de versement par le particulier employeur. En raison de l’inflation, les salaires des employés de maison ont été revalorisés 6 fois depuis janvier 2023. La dernière hausse date du 1er mai dernier. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/c_121650/credit/le-bareme-des-frais-de-notaire-20221209" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Le barème des frais de notaire</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/cms/120x68_crop/2023/01/04/30ee00ec3d2970b99f9e4be6eb3ec5298129247757ac64bcd779d884451ef7be.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2023/01/04/30ee00ec3d2970b99f9e4be6eb3ec5298129247757ac64bcd779d884451ef7be.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2023/01/04/30ee00ec3d2970b99f9e4be6eb3ec5298129247757ac64bcd779d884451ef7be.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="Le barème des frais de notaire" height="598" width="1062"/><noscript><img srcset="https://i.f1g.fr/media/cms/120x68_crop/2023/01/04/30ee00ec3d2970b99f9e4be6eb3ec5298129247757ac64bcd779d884451ef7be.jpg 120w, https://i.f1g.fr/media/cms/224x126_crop/2023/01/04/30ee00ec3d2970b99f9e4be6eb3ec5298129247757ac64bcd779d884451ef7be.jpg 224w, https://i.f1g.fr/media/cms/282x159_crop/2023/01/04/30ee00ec3d2970b99f9e4be6eb3ec5298129247757ac64bcd779d884451ef7be.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="Le barème des frais de notaire" height="598" width="1062"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Lors d'un achat immobilier, des frais d'acquisition à régler auprès du notaire s'appliquent en fonction d'une grille réglementée. 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