Fiches pratiques Placements et patrimoine

<!DOCTYPE html> <html lang="fr" data-async-path="/" xmlns="http://www.w3.org/1999/xhtml" xmlns:og="http://opengraphprotocol.org/schema/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:fp="http://plus.lefigaro.fr/fp/elements/1.0/" version="XHTML+RDFa 1.0" > <head> <meta charset="utf-8">  <script>!function(){var e=function(){var e,t="__tcfapiLocator",a=[],n=window;for(;n;){try{if(n.frames[t]){e=n;break}}catch(e){}if(n===window.top)break;n=n.parent}e||(!function e(){var a=n.document,r=!!n.frames[t];if(!r)if(a.body){var s=a.createElement("iframe");s.style.cssText="display:none",s.name=t,a.body.appendChild(s)}else setTimeout(e,5);return!r}(),n.__tcfapi=function(){for(var e,t=arguments.length,n=new Array(t),r=0;r<t;r++)n[r]=arguments[r];if(!n.length)return a;if("setGdprApplies"===n[0])n.length>3&&2===parseInt(n[1],10)&&"boolean"==typeof n[3]&&(e=n[3],"function"==typeof n[2]&&n[2]("set",!0));else if("ping"===n[0]){var s={gdprApplies:e,cmpLoaded:!1,cmpStatus:"stub"};"function"==typeof n[2]&&n[2](s)}else a.push(n)},n.addEventListener("message",(function(e){var t="string"==typeof e.data,a={};try{a=t?JSON.parse(e.data):e.data}catch(e){}var n=a.__tcfapiCall;n&&window.__tcfapi(n.command,n.version,(function(a,r){var s={__tcfapiReturn:{returnValue:a,success:r,callId:n.callId}};t&&(s=JSON.stringify(s)),e&&e.source&&e.source.postMessage&&e.source.postMessage(s,"*")}),n.parameter)}),!1))};"undefined"!=typeof module?module.exports=e:e()}();</script> <script>window.dataLayer=window.dataLayer||[];function gtag(){dataLayer.push(arguments)}(window.adsbygoogle=window.adsbygoogle||[]).pauseAdRequests=1;gtag("consent","default",{analytics_storage:"denied",ad_user_data:"denied",ad_personalization:"denied",functionality_storage:"granted",security_storage:"granted",personalization_storage:"denied",ad_storage:"denied",wait_for_update:500});</script> <script async src="https://static.lefigaro.fr/figconsent/figconsent-v2-short-ttl.js"></script> <link href="/build/modern/js/initial-vendors.ff59ec7702db2ed8.js"/> <link href="/build/modern/js/initial-helpers.1057d6909bc14471.js"/> <link href="/build/modern/js/globals/handleFiganalytics.d3af1371e4c84155.js"/> <link href="https://static.lefigaro.fr/figanalytics/figanalytics-short-ttl.js"/> <script> window.dataLayer = window.dataLayer || []; window.FFF = window.FFF || {}; window.FFF.dataLayerInit = {"BU_idArticle":"THM-5c3654d4-6be1-11eb-8ff0-a0369f91f304","BU_gId":"bGVwYXJ0aWN1bGllci5sZWZpZ2Fyby5mcl9fVEhNLTVjMzY1NGQ0LTZiZTEtMTFlYi04ZmYwLWEwMzY5ZjkxZjMwNF9fVG9waWM=","BU_level1":"placements et patrimoine","BU_level2":null,"BU_level3":null,"BU_pageCategory":"dossier","BU_pageType":"classique","BU_siteName":"leparticulier.lefigaro.fr","BU_subscriptionContentType":"gratuit","BU_subscriptionContentState":"ouvert","BU_tagName1":null,"BU_tagName2":null,"BU_tagName3":null,"BU_theme":"THM-5c3654d4-6be1-11eb-8ff0-a0369f91f304","BU_environnement":"production","app.cmp.override":true}; window.dataLayer.push(window.FFF.dataLayerInit) window.FFF.figAnalyticsScriptUrl = "https://static.lefigaro.fr/figanalytics/figanalytics-short-ttl.js"; window.FFF.isPremium = false; </script> <script src="/build/js/globals/handleFiganalytics.5b88cace85db04ed.js" crossorigin="anonymous" nomodule="true" integrity="sha384-CiS9WNuTaNZ50pJ6hvwVqZ57EZwB7o46/lAjjbzmZeYcdXvOUGda0/LJ/ltNWDaZ"></script> <script src="/build/modern/js/globals/handleFiganalytics.d3af1371e4c84155.js" crossorigin="anonymous" type="module" integrity="sha384-v1K4oNLCx5YfTLn+CfZW8KuETJ/Vt2Y2z+sjmEKb05k2y7eSl2d7bIp4CWyE6Dlj"></script>  <script>(function(w,d,s,l,i){w[l]=w[l]||[];w[l].push({'gtm.start': new Date().getTime(),event:'gtm.js'});if(d.getElementById(i)){return;} let f=d.getElementsByTagName(s)[0],j=d.createElement(s),dl=l!=='dataLayer'?'&l='+l:''; i && (j.id = i);j.async=true;j.src='https://www.googletagmanager.com/gtm.js?id='+i+dl; f.parentNode.insertBefore(j,f); })(window,document,'script','dataLayer','GTM-PLCMLSX');</script>  <link type="font/woff2" href="https://static.lefigaro.fr/common/fonts/SourceSansPro/sourcesanspro-semibold.woff2"> <link type="font/woff2" href="https://static.lefigaro.fr/common/fonts/SourceSansPro/sourcesanspro-regular.woff2"> <link type="font/woff2" href="https://static.lefigaro.fr/common/fonts/NotoSerif/notoserif-bold.woff2"> <meta name="viewport" content="width=device-width, initial-scale=1, minimum-scale=1"> <title>Fiches pratiques Placements et patrimoine</title> <link href="https://static.lefigaro.fr"> <link href="https://i.f1g.fr"> <link href="https://collector.appconsent.io"> <style id="fig-critical-style"> a,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,em,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,object,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{border:0;font:inherit;font-size:100%;margin:0;padding:0;vertical-align:baseline}article,aside,details,figcaption,figure,footer,header,hgroup,menu,nav,section{display:block}body{line-height:1}ol,ul{list-style:none}blockquote,q{quotes:none}blockquote:after,blockquote:before,q:after,q:before{content:"";content:none}table{border-collapse:collapse;border-spacing:0}caption,td,th{font-weight:400;text-align:left;vertical-align:middle}a img{border:none}@font-face{font-display:swap;font-family:noto-serif;font-style:normal;font-weight:700;src:local("Noto Serif Bold"),local("NotoSerif-Bold"),url(https://static.lefigaro.fr/common/fonts/NotoSerif/notoserif-bold.woff2) format("woff2"),url(https://static.lefigaro.fr/common/fonts/NotoSerif/notoserif-bold.woff) format("woff")}@font-face{font-display:swap;font-family:noto-serif;font-style:italic;font-weight:700;src:local("Noto Serif Bold Italic"),local("NotoSerif-BoldItalic"),url(https://static.lefigaro.fr/common/fonts/NotoSerif/notoserif-bolditalic.woff2) format("woff2"),url(https://static.lefigaro.fr/common/fonts/NotoSerif/notoserif-bolditalic.woff) format("woff")}@font-face{font-display:swap;font-family:noto-serif;font-style:normal;font-weight:400;src:local("Noto Serif"),local("NotoSerif"),url(https://static.lefigaro.fr/common/fonts/NotoSerif/notoserif-regular.woff2) format("woff2"),url(https://static.lefigaro.fr/common/fonts/NotoSerif/notoserif-regular.woff) format("woff")}@font-face{font-display:swap;font-family:noto-serif;font-style:italic;font-weight:400;src:local("Noto Serif Italic"),local("NotoSerif-Italic"),url(https://static.lefigaro.fr/common/fonts/NotoSerif/notoserif-italic.woff2) format("woff2"),url(https://static.lefigaro.fr/common/fonts/NotoSerif/notoserif-italic.woff) format("woff")}@font-face{font-display:swap;font-family:source-sans-pro;font-style:italic;font-weight:400;src:local("Source Sans Pro Italic"),local("SourceSansPro-Italic"),url(https://static.lefigaro.fr/common/fonts/SourceSansPro/sourcesanspro-italic.woff2) format("woff2"),url(https://static.lefigaro.fr/common/fonts/SourceSansPro/sourcesanspro-italic.woff) format("woff")}@font-face{font-display:swap;font-family:source-sans-pro;font-style:normal;font-weight:400;src:local("Source Sans Pro"),local("SourceSansPro"),url(https://static.lefigaro.fr/common/fonts/SourceSansPro/sourcesanspro-regular.woff2) format("woff2"),url(https://static.lefigaro.fr/common/fonts/SourceSansPro/sourcesanspro-regular.woff) format("woff")}@font-face{font-display:swap;font-family:source-sans-pro;font-style:normal;font-weight:600;src:local("Source Sans Pro SemiBold"),local("SourceSansPro-SemiBold"),url(https://static.lefigaro.fr/common/fonts/SourceSansPro/sourcesanspro-semibold.woff2) format("woff2"),url(https://static.lefigaro.fr/common/fonts/SourceSansPro/sourcesanspro-semibold.woff) format("woff")}@font-face{font-display:swap;font-family:source-sans-pro;font-style:italic;font-weight:600;src:local("Source Sans Pro SemiBold Italic"),local("SourceSansPro-SemiBoldItalic"),url(https://static.lefigaro.fr/common/fonts/SourceSansPro/sourcesanspro-semibolditalic.woff2) format("woff2"),url(https://static.lefigaro.fr/common/fonts/SourceSansPro/sourcesanspro-semibolditalic.woff) format("woff")}@font-face{font-display:swap;font-family:source-sans-pro;font-style:normal;font-weight:700;src:local("Source Sans Pro Bold"),local("SourceSansPro-Bold"),url(https://static.lefigaro.fr/common/fonts/SourceSansPro/sourcesanspro-bold.woff2) format("woff2"),url(https://static.lefigaro.fr/common/fonts/SourceSansPro/sourcesanspro-bold.woff) format("woff")}@font-face{font-display:swap;font-family:fig-premium-mark;font-style:normal;font-weight:400;src:local("Fig Premium Mark"),local("FigPremiumMark"),url(https://static.lefigaro.fr/f1/lefigaro/fonts/premium-mark/fig-premium-mark.woff2?v1) format("woff2"),url(https://static.lefigaro.fr/f1/lefigaro/fonts/premium-mark/fig-premium-mark.woff?v1) format("woff")}html{color:#163860;font-family:noto-serif,Georgia,Verdana,Times,Times New Roman,Garamond,Palatino,serif;font-size:16px;scroll-behavior:smooth}*,:after,:before,html{box-sizing:border-box}body{background-color:#fff;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;max-width:100%;overflow-x:hidden;-webkit-text-size-adjust:100%}em,i{font-style:italic}b,strong{font-weight:700}small,sub,sup{font-size:.75em}sup{vertical-align:super}sub{vertical-align:sub}mark{background-color:transparent}a{color:#163860;cursor:pointer;transition:color .3s ease-in}a:active,a:visited{color:#5e7287}a:focus,a:hover{color:#1f66ba}.fig-skip-main{color:#fff;height:1px;left:-999px;overflow:hidden;position:absolute;top:auto;width:1px;z-index:-999}.fig-skip-main:active,.fig-skip-main:focus{background-color:#163860;color:#fff;font-size:1.1875rem;height:auto;left:auto;margin-top:30px;overflow:auto;padding:10px 5px;text-align:center;top:auto;width:30%;z-index:10000}.fig-hidden-links{display:none}:focus,:focus-visible{outline:1px dotted currentcolor;outline-offset:-1px}.fig-premium-mark:after{color:#ecb62f;content:"⁠";display:inline;font-family:fig-premium-mark,Arial,-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Oxygen-Sans,Ubuntu,Cantarell,Helvetica Neue,Helvetica,sans-serif;font-size:90%;font-style:normal;font-weight:400;letter-spacing:normal;margin-left:.33em}[data-fig-domain=BOURSE] .fig-premium-mark,[data-fig-domain=BOURSE].fig-premium-mark,[data-fig-domain=LEPARTICULIER] .fig-premium-mark,[data-fig-domain=LEPARTICULIER].fig-premium-mark{overflow-wrap:break-word}[data-fig-domain=BOURSE] .fig-premium-mark:after,[data-fig-domain=BOURSE].fig-premium-mark:after,[data-fig-domain=LEPARTICULIER] .fig-premium-mark:after,[data-fig-domain=LEPARTICULIER].fig-premium-mark:after{content:"⁠"}.fig-body--noscroll{overflow:hidden;position:fixed;width:100%}img{border:0;display:inline-block;max-width:100%;position:relative;text-indent:-9999px}img[height]{height:auto}img[width]{width:auto}.fig-lazy img[data-srcset],.fig-lazy img[srcset]{opacity:0;transition:opacity .3s ease-in-out}.fig-placeholder img[data-srcset],.fig-placeholder img[srcset]{height:100%;left:50%;position:absolute;top:50%;transform:translate(-50%,-50%);width:auto}.fig-placeholder--top img[data-srcset],.fig-placeholder--top img[srcset]{left:50%;position:absolute;top:0;transform:translateX(-50%)}.fig-placeholder--magazine img[data-srcset],.fig-placeholder--magazine img[srcset]{height:auto;max-height:100%}img[data-srcset].fig-img--complete,img[data-srcset].fig-img--error,img[srcset].fig-img--complete,img[srcset].fig-img--error{opacity:1}.fig-placeholder--kiosk img[data-srcset].fig-img--complete,.fig-placeholder--kiosk img[srcset].fig-img--complete{height:auto}noscript img[data-srcset].fig-img--complete,noscript img[srcset].fig-img--complete{background-color:#fff}img[data-srcset].fig-img--error,img[srcset].fig-img--error{height:160px;max-height:100%;min-height:100%;width:100%}img[data-srcset].fig-img--error:before,img[srcset].fig-img--error:before{background:#f2f2f2 url("data:image/svg+xml,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 432 432' aria-hidden='true' focusable='false'%3e%3cg clip-path='url(%23a)'%3e%3cpath fill='%23C2C2C2' fill-rule='evenodd' d='M432 206.4V48c0-26.5-21.5-48-48-48H48C21.5 0 0 21.5 0 48v110.4l72 72 96-96 96 96 96-96 72 72Zm0 67.2-72-72-96 96-96-96-96 96-72-72V384c0 26.5 21.5 48 48 48h336c26.5 0 48-21.5 48-48V273.6Z' clip-rule='evenodd'/%3e%3cpath fill='%23F2F2F2' d='M126.7 70.5v-3.4c0-1.3-1-2.4-2.4-2.4l-22.3.1V82h24.7v16.5h-21.9l.5.4 14 14c7.4 7.5 19 21.3 19 21.3l-4.2-2.6s-9.6-11.1-18.5-18.4A47.1 47.1 0 0 0 102 106v7.9c0 1.3 1 2.3 2.3 2.3h8.6v18H56.3v-18h9c1.4 0 2.4-1 2.4-2.3V94.5c-13-6.7-17.5-13.4-17.5-13.4 4.2.5 9 .3 9 .3-18.6-9-25.4-26-25.4-26 3.8 1.5 7.8 2.4 7.8 2.4C25.2 40 31.3 18 31.3 18 33 23.4 39.7 31.6 59.8 47c3.4 2.4 6.4 4.7 8.9 7h.2c7 6.2 11 11.4 13.3 15.3a21 21 0 0 1 2.8 7.5c-1.1-12-13.2-25-18-29.8H149v23.6h-22.4Z'/%3e%3c/g%3e%3cdefs%3e%3cclipPath id='a'%3e%3cpath fill='white' d='M0 0h432v432H0z'/%3e%3c/clipPath%3e%3c/defs%3e%3c/svg%3e") 50%/35% no-repeat;content:"";display:block;height:100%;left:50%;position:absolute;top:50%;transform:translate(-50%,-50%);width:100%}img[src].fig-img--error{height:160px;max-height:100%;min-height:100%;width:100%}img[src].fig-img--error:before{background:#f2f2f2 url("data:image/svg+xml,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 432 432' aria-hidden='true' focusable='false'%3e%3cg clip-path='url(%23a)'%3e%3cpath fill='%23C2C2C2' fill-rule='evenodd' d='M432 206.4V48c0-26.5-21.5-48-48-48H48C21.5 0 0 21.5 0 48v110.4l72 72 96-96 96 96 96-96 72 72Zm0 67.2-72-72-96 96-96-96-96 96-72-72V384c0 26.5 21.5 48 48 48h336c26.5 0 48-21.5 48-48V273.6Z' clip-rule='evenodd'/%3e%3cpath fill='%23F2F2F2' d='M126.7 70.5v-3.4c0-1.3-1-2.4-2.4-2.4l-22.3.1V82h24.7v16.5h-21.9l.5.4 14 14c7.4 7.5 19 21.3 19 21.3l-4.2-2.6s-9.6-11.1-18.5-18.4A47.1 47.1 0 0 0 102 106v7.9c0 1.3 1 2.3 2.3 2.3h8.6v18H56.3v-18h9c1.4 0 2.4-1 2.4-2.3V94.5c-13-6.7-17.5-13.4-17.5-13.4 4.2.5 9 .3 9 .3-18.6-9-25.4-26-25.4-26 3.8 1.5 7.8 2.4 7.8 2.4C25.2 40 31.3 18 31.3 18 33 23.4 39.7 31.6 59.8 47c3.4 2.4 6.4 4.7 8.9 7h.2c7 6.2 11 11.4 13.3 15.3a21 21 0 0 1 2.8 7.5c-1.1-12-13.2-25-18-29.8H149v23.6h-22.4Z'/%3e%3c/g%3e%3cdefs%3e%3cclipPath id='a'%3e%3cpath fill='white' d='M0 0h432v432H0z'/%3e%3c/clipPath%3e%3c/defs%3e%3c/svg%3e") 50%/35% no-repeat;content:"";display:block;height:100%;left:50%;position:absolute;top:50%;transform:translate(-50%,-50%);width:100%}.fig-placeholder{max-width:100%;position:relative}.fig-placeholder:before{background:#f2f2f2 url("data:image/svg+xml,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 413 377' aria-hidden='true' focusable='false'%3e%3cpath fill='%23CCC' d='M325.6 170.3v-11.1c0-4.3-3.5-7.7-7.8-7.7l-72.6.3v55.8h80.4V261h-71.2l1.5 1.6 45.4 45.3c24.2 24.2 61.9 69.1 61.9 69.1l-13.6-8.4s-31-36.2-60.2-59.8c-10.7-8.7-35.4-21.6-44.2-23.2V311c0 4.2 3.4 7.7 7.7 7.7h28V377H96.5v-58.2h29.5c4.3 0 7.7-3.4 7.7-7.7v-62.9c-42.5-22-56.8-43.7-56.8-43.7 13.5 1.7 29.1 1.1 29.1 1.1a176.8 176.8 0 0 1-82.6-84.2C36 126.3 49 129 49 129-4.5 71.8 15.4 0 15.4 0c5.7 17.6 27.5 44.1 92.8 93.6 11 7.8 20.6 15.3 28.8 22.5l.7.6a196 196 0 0 1 43 49.5 68.4 68.4 0 0 1 9.3 24.3c-3.6-39.2-43-81.5-58.8-97h267.2v76.8h-72.8Z'/%3e%3c/svg%3e") 50%/35% no-repeat;content:"";display:block;height:100%;transition:background .5s ease-in-out;width:100%}.fig-placeholder--4-3{aspect-ratio:4/3}.fig-placeholder--16-9{aspect-ratio:16/9}.fig-placeholder--3-4{aspect-ratio:3/4}.fig-placeholder--square{aspect-ratio:1}.fig-placeholder--mosaic{aspect-ratio:100/59}@media(min-width:48em){.fig-placeholder--mosaic{aspect-ratio:19/11}}.fig-body .fig-placeholder--transparent:before{background:transparent}.fig-placeholder--align-left{margin-left:0}.fig-placeholder--align-left img[data-srcset],.fig-placeholder--align-left img[srcset]{left:0;transform:translateY(-50%)}.fig-placeholder--magazine{height:100%;width:100%}.fig-placeholder--with-dimensions{margin-left:auto;margin-right:auto}.fig-img--hidden{display:none}.a11y-hidden{-webkit-clip-path:inset(100%);clip-path:inset(100%);height:1px;margin:-1px;overflow:hidden;position:absolute;width:1px}.fig-layout{position:relative}.fig-layout--wrapped{background-color:#fff;margin:0 auto;max-width:1000px}.fig-container{margin:auto;max-width:100%}@media(min-width:48em){.fig-container{max-width:704px}}@media(min-width:64em){.fig-container{max-width:616px}}.fig-container--hidden{display:none} .fig-main-col{flex-grow:1;max-width:100%}@media(min-width:48em){.fig-main-col{max-width:704px}}@media(min-width:64em){.fig-main-col{max-width:616px}} .fig-main-wrapper{background-color:#fff;display:flex;justify-content:center;padding:16px}@media(min-width:48em){.fig-main-wrapper{padding:32px}}@media(min-width:48em)and (max-width:63.99em){.fig-main-wrapper{max-width:768px}}@media(min-width:64em){.fig-main-wrapper{justify-content:space-between}} .fig-layout--wrapped{padding-top:0} .fig-top{background-color:#fff}@media(min-width:48em)and (max-width:63.99em){.fig-top{margin-left:auto;margin-right:auto;max-width:768px}}.fig-top:empty{display:none}@media(min-width:64em){.fig-top .fig-container{max-width:100%}} .fig-browser-incompatibility-banner{background-color:#333;color:#fff;font-family:source-sans-pro,Arial,-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Oxygen-Sans,Ubuntu,Cantarell,Helvetica Neue,Helvetica,sans-serif;font-size:1rem;line-height:1.375}.fig-browser-incompatibility-banner[aria-hidden=true]{display:none}.fig-browser-incompatibility-banner__inner{margin-left:auto;margin-right:auto;padding:16px}@media(min-width:48em){.fig-browser-incompatibility-banner__inner{align-items:center;display:flex;max-width:768px;padding-left:32px;padding-right:32px}}@media(min-width:64em){.fig-browser-incompatibility-banner__inner{max-width:1000px}}.fig-browser-incompatibility-banner__icon{display:table-cell;padding-right:24px;vertical-align:middle}@media(max-width:47.99em){.fig-browser-incompatibility-banner__icon{display:none}}.fig-browser-incompatibility-banner__icon svg{display:block;fill:#da2824;height:48px;width:48px}.fig-browser-incompatibility-banner__button{-webkit-appearance:none;background-color:transparent;background-color:#fff;border:0;border-radius:4px;color:#163860;cursor:pointer;font-family:source-sans-pro,Arial,-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Oxygen-Sans,Ubuntu,Cantarell,Helvetica Neue,Helvetica,sans-serif;font-size:.875rem;font-weight:600;line-height:1.4285714286;margin-left:24px;padding:8px 16px;position:relative;text-transform:uppercase;transition:color .3s ease-in;white-space:nowrap}.fig-browser-incompatibility-banner__button::-moz-focus-inner{border:0}@media(max-width:47.99em){.fig-browser-incompatibility-banner__button{margin-left:0;margin-top:16px}}@media(min-width:48em){.fig-browser-incompatibility-banner__button{display:table-cell;vertical-align:top}}.fig-browser-incompatibility-banner__button:active,.fig-browser-incompatibility-banner__button:visited{color:#5e7287}.fig-browser-incompatibility-banner__button:focus,.fig-browser-incompatibility-banner__button:hover{color:#1f66ba}@media(min-width:48em){.fig-browser-incompatibility-banner__text{display:table-cell;vertical-align:middle}}.fig-browser-incompatibility-banner__text strong{font-weight:600} .fig-google-one-tap,[id=credential_picker_container]{position:absolute!important;right:24px!important;top:140px!important;z-index:1000!important} .fig-search-form{background-color:#fff;padding:16px}@media(min-width:48em){.fig-search-form{padding-left:32px;padding-right:32px}}@media(min-width:48em)and (max-width:63.99em){.fig-search-form{margin-left:auto;margin-right:auto;max-width:768px}}.fig-search-form__button{background:#163860;border:none;border-radius:4px;height:44px;min-width:56px;transition:background-color .3s ease}.fig-search-form__button:active,.fig-search-form__button:visited{background-color:#5e7287}.fig-search-form__button:focus,.fig-search-form__button:hover{background-color:#1f66ba;cursor:pointer}.fig-search-form__button svg{display:inline-block;fill:#fff}.fig-search-form__form{align-items:center;display:flex;justify-content:center}.fig-search-form__input{border:1px solid #ccc;border-radius:4px;color:#727272;font-family:source-sans-pro,Arial,-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Oxygen-Sans,Ubuntu,Cantarell,Helvetica Neue,Helvetica,sans-serif;font-size:1rem;line-height:1.375;margin-right:16px;max-width:864px;overflow:hidden;padding:10px 16px;text-overflow:ellipsis;white-space:nowrap;width:100%}.fig-search-form__input:active,.fig-search-form__input:active~button,.fig-search-form__input:focus,.fig-search-form__input:focus~button{border-color:#1f66ba}.fig-search-form__input:active~button:hover,.fig-search-form__input:focus~button:hover{background-color:#d3e7ff} .fig-ad-content{position:static;transition-duration:.5s;transition-property:top;transition-timing-function:cubic-bezier(.215,.61,.355,1)}.fig-ad-content--pave_atf_disabled{display:none}.fig-ad-content--empty{border:none;padding:0}@media(max-width:63.99em){.fig-ad-content--placeholder{margin-bottom:16px;margin-top:16px;text-align:center}}.fig-ad-content [data-figtag=mban_atf]{min-height:50px}@media(min-width:48em){.fig-ad-content [data-figtag=mban_atf]{min-height:90px}}.fig-ad-content--filled:not(.fig-ad-content--empty) .fig-ad-content__ad-placeholder-content{display:none}.fig-ad-content .fig-ad-content__ad-placeholder-text{color:#727272;display:block;font-family:source-sans-pro,Arial,-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Oxygen-Sans,Ubuntu,Cantarell,Helvetica Neue,Helvetica,sans-serif;font-size:.75rem;line-height:1.3333333333;margin-top:4px}@media(min-width:64em){.fig-ad-content .fig-ad-content__ad-placeholder-text{font-size:.875rem;line-height:1.4285714286;margin-top:8px}} .fig-a11y-skip--hidden{display:none} .fig-ad-content--mban_atf,.fig-ad-content--mban_atf_artferme{background-color:#f2f2f2;display:grid;min-height:100px;place-content:center center;position:relative;width:100%}@media(min-width:48em){.fig-ad-content--mban_atf,.fig-ad-content--mban_atf_artferme{margin-left:auto;margin-right:auto;max-width:1000px}}@media(min-width:64em){.fig-ad-content--mban_atf,.fig-ad-content--mban_atf_artferme{min-height:220px}}.fig-ad-content--has-cover .fig-ad-content--mban_atf,.fig-ad-content--has-cover .fig-ad-content--mban_atf_artferme,.fig-ad-content--has-habillage .fig-ad-content--mban_atf,.fig-ad-content--has-habillage .fig-ad-content--mban_atf_artferme{background-color:transparent;min-height:auto}.fig-ad-content--mban_atf.fig-ad-content--complete.fig-ad-content--filled,.fig-ad-content--mban_atf_artferme.fig-ad-content--complete.fig-ad-content--filled{background-color:transparent}.fig-ad-content--mban_atf .fig-ad-content__ad-placeholder-content,.fig-ad-content--mban_atf_artferme .fig-ad-content__ad-placeholder-content{left:50%;position:absolute;text-align:center;top:50%;transform:translate(-50%,-50%);z-index:0}.fig-ad-content--has-cover .fig-ad-content--mban_atf .fig-ad-content__ad-placeholder-content,.fig-ad-content--has-cover .fig-ad-content--mban_atf_artferme .fig-ad-content__ad-placeholder-content,.fig-ad-content--has-habillage .fig-ad-content--mban_atf .fig-ad-content__ad-placeholder-content,.fig-ad-content--has-habillage .fig-ad-content--mban_atf_artferme .fig-ad-content__ad-placeholder-content{display:none}.fig-ad-content--mban_atf [data-figtag=mban_atf],.fig-ad-content--mban_atf_artferme [data-figtag=mban_atf]{min-height:auto;z-index:1} .fig-breadcrumb{background-color:#fff;margin:0 auto 24px;max-width:1000px;position:relative}@media(min-width:48em){.fig-breadcrumb{margin-bottom:28px}}@media(max-width:47.99em){.fig-breadcrumb__list{display:flex}}.fig-breadcrumb__item{color:#727272;display:flex;font-family:source-sans-pro,Arial,-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Oxygen-Sans,Ubuntu,Cantarell,Helvetica Neue,Helvetica,sans-serif;font-size:.75rem;line-height:1.3333333333}@media(min-width:48em){.fig-breadcrumb__item{display:inline-block;font-size:.875rem;line-height:1.4285714286;padding-bottom:4px}}.fig-breadcrumb__link{color:#727272;display:inline-block;text-decoration:none}.fig-breadcrumb__link:active,.fig-breadcrumb__link:visited{color:#727272}.fig-breadcrumb__link:focus,.fig-breadcrumb__link:hover{color:#1f66ba}.fig-breadcrumb__svg{fill:#727272;position:relative;top:2px} .fig-breadcrumb{margin-bottom:0;padding:24px 16px}@media(min-width:48em){.fig-breadcrumb{padding-bottom:28px;padding-top:32px}}@media(min-width:64em){.fig-breadcrumb{padding-left:32px;padding-right:32px}}@media(max-width:47.99em){.fig-breadcrumb:after{right:0}} .fig-breadcrumb{display:flex;justify-content:center}@media(min-width:48em)and (max-width:63.99em){.fig-breadcrumb{padding-left:24px;padding-right:24px;position:relative}} .fig-wrapper{margin:0 auto;max-width:1000px;position:relative}.fig-wrapper:not(.fig-newsletter-left,.fig-newsletter-right){background-color:#fff} .fig-wrapper.fig-heading-topic{background-color:#d3e7ff;padding:24px 16px}@media(max-width:47.99em){.fig-wrapper.fig-heading-topic{display:flex;flex-wrap:wrap}}@media(min-width:48em){.fig-wrapper.fig-heading-topic{padding:40px 32px}}.fig-wrapper.fig-heading-topic:after{clear:both;content:"";display:table}@media(max-width:47.99em){.fig-wrapper.fig-heading-topic .fig-media{flex:1 1 100%}}@media(min-width:48em){.fig-wrapper.fig-heading-topic .fig-media{float:right;width:391px}}@media(min-width:64em){.fig-wrapper.fig-heading-topic .fig-media{width:509px}}.fig-wrapper.fig-heading-topic .fig-headline,.fig-wrapper.fig-heading-topic .fig-sharebar,.fig-wrapper.fig-heading-topic .fig-standfirst,.fig-wrapper.fig-heading-topic .fig-sub-headline{clear:left;position:relative;text-align:left}@media(max-width:47.99em){.fig-wrapper.fig-heading-topic .fig-headline,.fig-wrapper.fig-heading-topic .fig-sharebar,.fig-wrapper.fig-heading-topic .fig-standfirst,.fig-wrapper.fig-heading-topic .fig-sub-headline{flex:1 1 100%;padding-right:0}}@media(min-width:48em){.fig-wrapper.fig-heading-topic .fig-headline,.fig-wrapper.fig-heading-topic .fig-sharebar,.fig-wrapper.fig-heading-topic .fig-standfirst,.fig-wrapper.fig-heading-topic .fig-sub-headline{float:left;padding-right:24px;width:calc(100% - 391px)}}@media(min-width:64em){.fig-wrapper.fig-heading-topic .fig-headline,.fig-wrapper.fig-heading-topic .fig-sharebar,.fig-wrapper.fig-heading-topic .fig-standfirst,.fig-wrapper.fig-heading-topic .fig-sub-headline{width:calc(100% - 509px)}}@media(max-width:47.99em){.fig-wrapper.fig-heading-topic .fig-sub-headline{order:1}.fig-wrapper.fig-heading-topic .fig-headline{order:2}.fig-wrapper.fig-heading-topic .fig-media{order:3}.fig-wrapper.fig-heading-topic .fig-standfirst{order:4}.fig-wrapper.fig-heading-topic .fig-sharebar{order:5}} .fig-media--type-photo{text-align:center}.fig-media__container{cursor:pointer;position:relative}.fig-media__legend{font-family:source-sans-pro,Arial,-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Oxygen-Sans,Ubuntu,Cantarell,Helvetica Neue,Helvetica,sans-serif;font-size:.875rem;line-height:1.4285714286;padding:8px;text-align:center}.fig-media__credits{color:#727272;font-style:italic}.fig-media__button{background-color:hsla(0,0%,7%,.4);border-radius:4px;bottom:8px;cursor:pointer;padding:12px;position:absolute;right:8px}@media(min-width:48em){.fig-media__button{bottom:8px;right:8px}}.fig-media__button svg{display:block;fill:#fff;height:24px;width:24px}.fig-media-modal{background-color:hsla(0,0%,7%,.7);display:flex;height:100%;inset:0;margin:auto;padding:0;position:fixed;width:100%}@keyframes fade-in{0%{opacity:0}to{opacity:1}}@keyframes fade-out{0%{opacity:1}to{opacity:0}}.fig-media-modal--fade-in{animation:fade-in .3s ease-in;opacity:1}.fig-media-modal--fade-out{animation:fade-out .3s ease-in;opacity:0}.fig-media-modal__button{-webkit-appearance:none;background-color:transparent;border:0;cursor:pointer;padding:12px;position:absolute;right:16px;top:16px}.fig-media-modal__button::-moz-focus-inner{border:0}@media(min-width:48em){.fig-media-modal__button{right:24px;top:24px}}.fig-media-modal__button svg{display:block;fill:#fff;height:24px;width:24px}.fig-media-modal__container{align-items:center;display:flex;flex:0 0 100%;justify-content:center}.fig-media-modal__wrapper{position:relative;text-align:center}@media(min-width:48em){.fig-media-modal__wrapper{max-width:calc(100vw - 192px)}}.fig-media-modal__image{height:auto;max-height:calc(var(--vh, 1vh)*100 - 192px);vertical-align:middle;width:auto}.fig-media-modal__credits{color:#fff;font-family:source-sans-pro,Arial,-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Oxygen-Sans,Ubuntu,Cantarell,Helvetica Neue,Helvetica,sans-serif;font-size:.875rem;font-style:italic;font-weight:400;line-height:1.4285714286;margin-top:8px;text-align:left}@media(max-width:47.99em){.fig-media-modal__credits{padding-left:8px;padding-right:8px}} @media(max-width:47.99em){.fig-heading-topic .fig-media{margin-bottom:16px;margin-left:0;margin-right:0;width:100%}}.fig-content-body .fig-media{margin-bottom:16px}.fig-content-body .fig-media__legend{padding-bottom:0;padding-left:0;padding-right:0;text-align:left} .fig-sub-headline{color:#1f66ba;font-family:source-sans-pro,Arial,-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Oxygen-Sans,Ubuntu,Cantarell,Helvetica Neue,Helvetica,sans-serif;font-size:.875rem;font-weight:600;line-height:1.4285714286;margin-top:24px;text-transform:uppercase} .fig-sub-headline{font-size:1.25rem;line-height:1.4;margin-top:0} .fig-headline{font-size:1.75rem;font-weight:700;line-height:1.3571428571;margin:24px 0 16px;overflow-wrap:break-word}.fig-sub-headline+.fig-headline{margin-top:8px} .fig-headline{margin-bottom:16px;margin-top:0}@media(max-width:47.99em){.fig-headline{margin-bottom:24px}}.fig-sub-headline+.fig-headline{margin-top:4px} .fig-standfirst{font-size:1.25rem;line-height:1.4;margin:16px 0 32px} .fig-standfirst{font-size:.875rem;line-height:1.4285714286;margin:0} .fig-sharebar-transversal{margin-bottom:24px} .fig-top .fig-sharebar{margin-top:16px}@media(max-width:47.99em){.fig-top .fig-sharebar{max-width:100%}}.fig-top .fig-sharebar .fig-sharebar-transversal{margin-bottom:0} .fig-share-tools{font-family:source-sans-pro,Arial,-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Oxygen-Sans,Ubuntu,Cantarell,Helvetica Neue,Helvetica,sans-serif}@media(max-width:63.99em){.fig-share-tools{background:#fff;border-radius:9px 9px 0 0;bottom:0;display:none;left:0;padding:32px 24px;position:absolute;right:0;z-index:1}}.fig-share-tools__via{color:#333;font-size:1rem;line-height:1.375;margin-bottom:16px;text-align:left}@media(min-width:64em){.fig-share-tools__via{display:none}}@media(max-width:63.99em){.fig-share-tools__svg-container{background:#d3e7ff;border-radius:4px;display:block;height:64px;margin-left:auto;margin-right:auto;max-width:64px;padding:12px;text-align:center}}.fig-share-tools__svg-txt{display:none}@media(max-width:63.99em){.fig-share-tools__svg-txt{color:#333;display:inline-block;font-size:.875rem;line-height:1.4285714286;margin-top:8px}}.fig-share-tools__svg{fill:currentcolor}@media(min-width:64em){.fig-share-tools__svg{height:18px;width:18px}}@media(max-width:63.99em){.fig-share-tools__svg{height:40px;width:40px}}.fig-share-tools__share-svg{fill:currentcolor}.fig-share-tools__list{display:flex}@media(max-width:63.99em){.fig-share-tools__list{-webkit-overflow-scrolling:touch;margin-left:-24px;margin-right:-24px;overflow-x:auto;overflow-y:hidden;overflow:auto;scroll-behavior:smooth;scroll-snap-type:none;scrollbar-width:none}.fig-share-tools__list::-webkit-scrollbar{display:none}}.fig-share-tools__item{display:inline-block}@media(max-width:63.99em){.fig-share-tools__item{min-width:64px}}.fig-share-tools__item--copy{min-height:48px;padding-top:6px;position:relative}@media(min-width:48em){.fig-share-tools__item--copy{min-height:40px;padding-top:2px}}@media(max-width:63.99em){.fig-share-tools__item--copy{margin-left:17px;margin-right:-7px;min-width:80px}}.fig-share-tools__link{text-decoration:none;transition:color .3s ease-in}@media(max-width:63.99em){.fig-share-tools__link{display:inline-block;vertical-align:top}}.fig-share-tools__link>*{pointer-events:none}.fig-share-tools__link:visited{color:#163860}.fig-share-tools__link:focus,.fig-share-tools__link:hover{color:#1f66ba}.fig-share-tools__link:active{color:#5e7287}.fig-share-tools__link:focus:not(:focus-visible){outline:none}.fig-share-tools__item--copy .fig-share-tools__link{-webkit-appearance:none;background-color:transparent;border:0;color:#163860;cursor:pointer;font-family:inherit;padding:0}.fig-share-tools__item--copy .fig-share-tools__link::-moz-focus-inner{border:0}.fig-share-tools__item--copy .fig-share-tools__link svg{fill:currentcolor}.fig-share-tools__item--copy .fig-share-tools__link:focus,.fig-share-tools__item--copy .fig-share-tools__link:hover{color:#1f66ba}.fig-share-tools__item--copy .fig-share-tools__link:active{color:#5e7287}.fig-share-tools__item--copy-done .fig-share-tools__link{display:none}.fig-share-tools__confirmation{color:#1e8154;cursor:default;left:0;opacity:0;pointer-events:none;position:absolute;top:6px;width:100%}@media(min-width:48em){.fig-share-tools__confirmation{top:2px}}@media(max-width:63.99em){.fig-share-tools__confirmation{display:inline-block;vertical-align:top}}.fig-share-tools__item--copy-done .fig-share-tools__confirmation{opacity:1}.fig-share-tools__item--copy-done-fade-out .fig-share-tools__confirmation{animation:fade-out .3s ease-out}@keyframes fade-out{0%{opacity:1}to{opacity:0}}.fig-share-tools__confirmation .fig-share-tools__svg-txt{color:#1e8154} @media(max-width:47.99em){.fig-sharebar .fig-sharebar-transversal .fig-share-tools:before{background:linear-gradient(-90deg,#d3e7ff,rgba(211,231,255,0))}}@media(min-width:48em)and (max-width:63.99em){.fig-sharebar .fig-sharebar-transversal .fig-share-tools__list{display:block}}@media(max-width:63.99em){.fig-sharebar .fig-sharebar-transversal .fig-share-tools__item:not(.fig-share-tools__item--copy){min-height:48px}}@media(min-width:48em)and (max-width:63.99em){.fig-sharebar .fig-sharebar-transversal .fig-share-tools .fig-share-tools__item--copy{display:block;margin-left:0;padding-top:0}.fig-sharebar .fig-sharebar-transversal .fig-share-tools .fig-share-tools__item--copy .fig-share-tools__confirmation{left:0;top:0;transform:none}}.fig-sharebar .fig-sharebar-transversal .fig-share-tools .fig-share-tools__item--copy .fig-share-tools__confirmation,.fig-sharebar .fig-sharebar-transversal .fig-share-tools .fig-share-tools__item--copy .fig-share-tools__link{background-color:#fff}@media(min-width:48em){.fig-sharebar .fig-sharebar-transversal .fig-share-tools .fig-share-tools__item--copy-done{display:block;max-width:123px}} .fig-sharebar-transversal .fig-share-tools{display:block}@media(max-width:63.99em){.fig-sharebar-transversal .fig-share-tools{background:none;border-radius:0;padding:0;position:relative}}@media(max-width:36.24em){.fig-sharebar-transversal .fig-share-tools:before{background:linear-gradient(-90deg,#fff,hsla(0,0%,100%,0));content:"";height:48px;pointer-events:none;position:absolute;right:-16px;width:56px;z-index:1}}.fig-sharebar-transversal .fig-share-tools__list{align-items:center}@media(max-width:47.99em){.fig-sharebar-transversal .fig-share-tools__list{margin-left:-16px;margin-right:-16px}}@media(min-width:48em)and (max-width:63.99em){.fig-sharebar-transversal .fig-share-tools__list{margin-left:0;margin-right:0}}@media(max-width:63.99em){.fig-sharebar-transversal .fig-share-tools__list{-webkit-overflow-scrolling:touch;overflow-x:auto;overflow-y:hidden;overscroll-behavior:none;position:relative;scroll-behavior:auto;scroll-snap-type:none;scrollbar-width:none}.fig-sharebar-transversal .fig-share-tools__list::-webkit-scrollbar{display:none}}.fig-sharebar-transversal .fig-share-tools__link{align-items:center;display:flex;height:40px;place-content:center;width:40px}@media(max-width:63.99em){.fig-sharebar-transversal .fig-share-tools__link{height:48px;width:48px}}.fig-sharebar-transversal .fig-share-tools__svg,.fig-sharebar-transversal .fig-share-tools__svg-container{height:20px;width:20px}@media(max-width:63.99em){.fig-sharebar-transversal .fig-share-tools__svg-txt{display:none}.fig-sharebar-transversal .fig-share-tools__svg-container{background:none;border-radius:0;padding:0}.fig-sharebar-transversal .fig-share-tools__item{margin:0;min-width:48px}}@media(max-width:36.24em){.fig-sharebar-transversal .fig-share-tools__item:last-child{min-width:88px}}.fig-sharebar-transversal .fig-share-tools__item--read-in-app{flex-shrink:0;margin-right:12px}@media(max-width:47.99em){.fig-sharebar-transversal .fig-share-tools__item--read-in-app{margin-left:16px}}@media(min-width:64em){.fig-sharebar-transversal .fig-share-tools__item--read-in-app{display:none}}@media(max-width:47.99em){.fig-sharebar-transversal .fig-share-tools__item--read-in-app+.fig-share-tools__item--copy{margin-left:0}}.fig-sharebar-transversal .fig-share-tools__item--read-in-app .fig-share-tools__link{border:1px solid #ccc;border-radius:80px;color:#163860;display:flex;font-size:.875rem;font-weight:600;height:auto;line-height:1.4285714286;padding:8px 12px;width:auto}.fig-sharebar-transversal .fig-share-tools__item--read-in-app .fig-share-tools__link:focus,.fig-sharebar-transversal .fig-share-tools__item--read-in-app .fig-share-tools__link:hover{color:#1f66ba}.fig-sharebar-transversal .fig-share-tools__item--read-in-app .fig-share-tools__link:active{color:#5e7287}.fig-sharebar-transversal .fig-share-tools__item--copy{margin-right:4px;min-width:123px}@media(max-width:47.99em){.fig-sharebar-transversal .fig-share-tools__item--copy{margin-left:16px}}@media(max-width:63.99em){.fig-sharebar-transversal .fig-share-tools__item--copy{flex:0 0 auto}}.fig-sharebar-transversal .fig-share-tools__item--copy .fig-share-tools__link{-webkit-appearance:none;background-color:transparent;border:0;cursor:pointer}.fig-sharebar-transversal .fig-share-tools__item--copy .fig-share-tools__link::-moz-focus-inner{border:0}.fig-sharebar-transversal .fig-share-tools__item--copy .fig-share-tools__confirmation{justify-content:center}.fig-sharebar-transversal .fig-share-tools__item--copy .fig-share-tools__confirmation,.fig-sharebar-transversal .fig-share-tools__item--copy .fig-share-tools__link{align-items:center;background-color:#f2f2f2;border-radius:80px;display:flex;font-size:.875rem;font-weight:600;height:auto;line-height:1.4285714286;min-width:123px;padding:8px 12px;width:auto}.fig-sharebar-transversal .fig-share-tools__item--copy .fig-share-tools__confirmation:focus,.fig-sharebar-transversal .fig-share-tools__item--copy .fig-share-tools__confirmation:hover,.fig-sharebar-transversal .fig-share-tools__item--copy .fig-share-tools__link:focus,.fig-sharebar-transversal .fig-share-tools__item--copy .fig-share-tools__link:hover{color:#1f66ba}.fig-sharebar-transversal .fig-share-tools__item--copy .fig-share-tools__confirmation:active,.fig-sharebar-transversal .fig-share-tools__item--copy .fig-share-tools__link:active{color:#5e7287}.fig-sharebar-transversal .fig-share-tools__item--copy .fig-share-tools__svg{fill:currentcolor;height:16px;width:16px}.fig-sharebar-transversal .fig-share-tools__item--copy .fig-share-tools__svg-container{display:flex;height:16px;margin-left:0;margin-right:4px;width:16px}.fig-sharebar-transversal .fig-share-tools__item--copy .fig-share-tools__svg-txt{display:block}@media(max-width:63.99em){.fig-sharebar-transversal .fig-share-tools__item--copy .fig-share-tools__svg-txt{color:currentcolor;margin-top:0}}.fig-sharebar-transversal .fig-share-tools__item--copy-done .fig-share-tools__link{display:none}@media(min-width:64em){.fig-sharebar-transversal .fig-share-tools__item--messenger,.fig-sharebar-transversal .fig-share-tools__item--whatsapp{display:none}}@media(max-width:63.99em){.fig-sharebar-transversal .fig-share-tools__item--linkedin{display:none}} .fig-right{display:flex;flex:1 0 296px;flex-direction:column;justify-content:flex-start;max-width:296px;position:relative}@media(max-width:63.99em){.fig-right{display:none}}@media(min-width:64em){.fig-right{margin-left:24px}} .fig-right{padding-top:32px} .fig-right{bottom:0;padding-bottom:1px;top:0}.fig-right .fig-ad-content{flex:1;position:relative;top:auto;transition:none}.fig-right .fig-ad-content[class*=fig-ad-content--pave_infinite]{flex:1;padding-top:600px}.fig-right .fig-ad-content--empty+.fig-ad-content[class*=fig-ad-content--pave_infinite]{padding-top:0}.fig-right .fig-ad-content.fig-ad-content--empty{display:none}.fig-right .fig-ad-content [data-figtag]{position:-webkit-sticky;position:sticky;top:0;transition-duration:.5s;transition-property:top;transition-timing-function:cubic-bezier(.215,.61,.355,1)} .fig-ad-content--pave_atf{margin-left:auto;margin-right:auto;max-width:320px;min-height:282px;position:relative}@media(max-width:47.99em){.fig-ad-content--pave_atf{margin-left:calc(-16px + 50vw);transform:translateX(-50%);width:320px}}@media(min-width:48em){.fig-ad-content--pave_atf{max-width:300px}}@media(min-width:48em)and (max-width:63.99em){.fig-ad-content--pave_atf{display:grid;justify-items:center;min-height:632px;place-content:center center}}@media(min-width:64em){.fig-ad-content--pave_atf{min-height:auto}}.fig-ad-content--pave_atf .fig-ad-content__ad-placeholder-content{background-color:#f2f2f2;display:grid;height:250px;justify-items:center;place-content:center center;text-align:center;width:300px;z-index:0}@media(min-width:48em){.fig-ad-content--pave_atf .fig-ad-content__ad-placeholder-content{height:600px}}@media(max-width:63.99em){.fig-ad-content--pave_atf .fig-ad-content__ad-placeholder-content{left:50%;position:absolute;text-align:center;top:50%;transform:translate(-50%,-50%)}}.fig-ad-content--pave_atf [data-figtag=pave_atf]{z-index:1} .fig-tabbar{background-color:#fff;border-top:1px solid #ccc;bottom:0;left:0;position:fixed;right:0;z-index:1000}.fig-tabbar__inner{align-items:center;display:flex;flex-wrap:wrap;height:51px;margin-left:auto;margin-right:auto;max-width:1000px;padding-left:16px;padding-right:16px;place-content:stretch space-around}@media(min-width:48em){.fig-tabbar__inner{padding-left:32px;padding-right:32px}}@media(min-width:64em){.fig-tabbar__inner{justify-content:center}}@media(max-width:63.99em){header#fh .fh-mobilemenu--open{bottom:51px}}.fig-body{margin-bottom:51px} @media(max-width:63.99em){.fig-headline-tabbar{display:none}}@media(min-width:64em){.fig-headline-tabbar{align-self:center;color:inherit;flex:1;font-size:.875rem;font-weight:700;line-height:1.4285714286;overflow:hidden;padding-left:0;padding-right:20px;text-overflow:ellipsis;white-space:nowrap}} .fig-tabbar .fig-sharebar{display:flex;font-family:source-sans-pro,Arial,-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Oxygen-Sans,Ubuntu,Cantarell,Helvetica Neue,Helvetica,sans-serif;font-size:.75rem}.fig-tabbar .fig-sharebar:last-child{border-right:0}@media(max-width:63.99em){.fig-tabbar .fig-sharebar{order:2}}@media(min-width:64em){.fig-tabbar .fig-sharebar{align-items:center;border-left:1px solid #ccc;border-right:1px solid #ccc;height:100%;padding-left:24px;padding-right:24px;place-content:stretch center}}.fig-tabbar .fig-sharebar__txt{align-self:center}@media(max-width:63.99em){.fig-tabbar .fig-sharebar__txt{display:none}}.fig-tabbar .fig-sharebar__opener{-webkit-appearance:none;background-color:transparent;border:0;color:#163860;cursor:pointer;flex:1 0 auto;font-size:.875rem;justify-content:center;margin:0;min-height:48px;min-width:48px;padding:0}.fig-tabbar .fig-sharebar__opener::-moz-focus-inner{border:0}@media(min-width:64em){.fig-tabbar .fig-sharebar__opener{display:none}}.fig-tabbar .fig-sharebar__opener svg{vertical-align:bottom}@media(max-width:63.99em){.fig-tabbar .fig-sharebar__svg-container{background:#d3e7ff;border-radius:4px;display:block;height:64px;padding:12px;text-align:center}}.fig-tabbar .fig-sharebar__svg{fill:currentcolor}@media(min-width:64em){.fig-tabbar .fig-sharebar__svg{height:18px;width:18px}}@media(max-width:63.99em){.fig-tabbar .fig-sharebar__svg{height:40px;width:40px}}.fig-tabbar .fig-sharebar__share-svg{fill:currentcolor}.fig-tabbar .fig-sharebar__link{display:inline-block;text-decoration:none;transition:color .3s ease-in}@media(min-width:64em){.fig-tabbar .fig-sharebar__link{height:48px;line-height:58px;text-align:center;width:48px}}.fig-tabbar .fig-sharebar__link>*{pointer-events:none}.fig-tabbar .fig-sharebar__link:visited{color:#163860}.fig-tabbar .fig-sharebar__link:focus,.fig-tabbar .fig-sharebar__link:hover{color:#1f66ba}.fig-tabbar .fig-sharebar__link:active{color:#5e7287}.fig-tabbar .fig-sharebar .fig-share-tools__item--copy-done .fig-share-tools__link{display:none} .fig-share-mobile-layer{display:none}@media(max-width:63.99em){.fig-share-mobile-layer{background-color:hsla(0,0%,7%,.7);display:none;inset:0;position:fixed;z-index:0}}.fig-share-mobile-layer__close{display:none}@media(max-width:63.99em){.fig-share-mobile-layer__close{align-items:center;-webkit-appearance:none;background-color:#fff;border:0;border-radius:4px;bottom:218px;color:#163860;cursor:pointer;display:none;font-family:source-sans-pro,Arial,-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Oxygen-Sans,Ubuntu,Cantarell,Helvetica Neue,Helvetica,sans-serif;font-size:.875rem;left:50%;line-height:1.4285714286;padding:8px 16px;position:absolute;text-decoration:none;transform:translateX(-50%)}.fig-share-mobile-layer__close::-moz-focus-inner{border:0}.fig-share-mobile-layer__close svg{fill:#163860;margin-left:8px}}.fig-share-mobile-layer__share-svg{fill:currentcolor} @media(max-width:63.99em){.fig-tabbar--opened .fig-share-mobile-layer{display:block;z-index:620}.fig-tabbar--opened .fig-share-mobile-layer__close{display:flex}} @media(max-width:63.99em){.fig-tabbar.fig-tabbar--opened .fig-share-tools{display:block;z-index:630}.fig-tabbar .fig-share-tools__list{-moz-column-gap:24px;column-gap:24px;overflow-y:hidden}}.fig-tabbar .fig-share-tools__item{text-align:center;vertical-align:top}.fig-tabbar .fig-share-tools__item:last-child{margin-right:24px}.fig-tabbar .fig-share-tools__item--copy{min-height:auto;min-width:80px;order:-1;padding-top:0}@media(min-width:64em){.fig-tabbar .fig-share-tools__item--copy,.fig-tabbar .fig-share-tools__item--messenger,.fig-tabbar .fig-share-tools__item--whatsapp{display:none}}.fig-tabbar .fig-share-tools__link{display:inline-block}@media(min-width:64em){.fig-tabbar .fig-share-tools__link{height:48px;line-height:58px;text-align:center;width:48px}}.fig-tabbar .fig-share-tools__confirmation{top:0} </style> <link href="https://cdn.appconsent.io/loader-clear.js" /> <link href="https://www.googletagmanager.com"> <link href="https://cdn.appconsent.io"> <link rel="stylesheet" href="/build/modern/css/fig-zone-main-topic.a46be2a1ffb6388a.css" crossorigin="anonymous" id="fig-async-style-fig-zone-main-topic" media="print" onload="this.media='all'" integrity="sha384-mkgEAlswVSmnJWeADp3LrYXh6uqb1S7PREKeI2lRGQZAup7fPCevDQkD2MJLh4oa"> <noscript> <link href="/build/modern/css/fig-zone-main-topic.a46be2a1ffb6388a.css" rel="stylesheet"/> </noscript> <link rel="stylesheet" href="/build/modern/css/fig-ranking-profile-container.cb660306c828451d.css" crossorigin="anonymous" id="fig-async-style-fig-ranking-profile-container" media="print" onload="this.media='all'" integrity="sha384-TEFV+sQki2ArZf1oNaZ07QfZ+6Fn09lDcoqcdD68/XxRBjIhE8F5fg8RfEa876wa"> <noscript> <link href="/build/modern/css/fig-ranking-profile-container.cb660306c828451d.css" rel="stylesheet"/> </noscript> <link rel="stylesheet" href="/build/modern/css/fig-ranking-profile-container-topic.d624fcec191469a2.css" crossorigin="anonymous" id="fig-async-style-fig-ranking-profile-container-topic" media="print" onload="this.media='all'" integrity="sha384-CJXZeZaQixNMGJMiT7c+FZzpryPDecMEqD+hYp2FkXczgjwMP+PvQmVb0JFS9rTT"> <noscript> <link href="/build/modern/css/fig-ranking-profile-container-topic.d624fcec191469a2.css" rel="stylesheet"/> </noscript> <link rel="stylesheet" href="/build/modern/css/fig-ranking-profile-link.7887070361fb079d.css" crossorigin="anonymous" id="fig-async-style-fig-ranking-profile-link" media="print" onload="this.media='all'" integrity="sha384-XSHRgU84r0mtv2dt4R7SKOaMEh2BWCCPtGWj8jS2tCwY9Jsmvx/sBvxfnRhJTXfQ"> <noscript> <link href="/build/modern/css/fig-ranking-profile-link.7887070361fb079d.css" rel="stylesheet"/> </noscript> <link rel="stylesheet" href="/build/modern/css/fig-ranking-profile-headline.9766b4bb5a1a6906.css" crossorigin="anonymous" id="fig-async-style-fig-ranking-profile-headline" media="print" onload="this.media='all'" integrity="sha384-swNSHgZoB9Wy2SYRMH/kADUo05LeisMq2SUY+bOAxH0TBuMHDF5wVfQYh20/C+kM"> <noscript> <link href="/build/modern/css/fig-ranking-profile-headline.9766b4bb5a1a6906.css" rel="stylesheet"/> </noscript> <link rel="stylesheet" href="/build/modern/css/fig-ranking-profile-standfirst.1703295fdae52998.css" crossorigin="anonymous" id="fig-async-style-fig-ranking-profile-standfirst" media="print" onload="this.media='all'" integrity="sha384-NobD4jRUBgkBmdTuob/98i1ALcA5uRpbJENGPkuobGaMxD4hmCadIx65w9cqfdii"> <noscript> <link href="/build/modern/css/fig-ranking-profile-standfirst.1703295fdae52998.css" rel="stylesheet"/> </noscript> <link rel="stylesheet" href="/build/modern/css/fig-ranking-profile-link-small-picture.234fdd395f59fd47.css" crossorigin="anonymous" id="fig-async-style-fig-ranking-profile-link-small-picture" media="print" onload="this.media='all'" integrity="sha384-A3CYbIttAgAamZfEMzKsWgb0xnYV+F9J4O0zfBJ0k/wF5EmchvrDXysEuyVrulBQ"> <noscript> <link href="/build/modern/css/fig-ranking-profile-link-small-picture.234fdd395f59fd47.css" rel="stylesheet"/> </noscript> <link rel="stylesheet" href="/build/modern/css/fig-ranking-profile-headline-small-picture.a80a57510b9113b1.css" crossorigin="anonymous" id="fig-async-style-fig-ranking-profile-headline-small-picture" media="print" onload="this.media='all'" integrity="sha384-TwctVvPN2HKwDfxrbPe+I8nwbZur7fI7dkp9DIelIN1qsUxoa9LbEQKSWcR4P9V7"> <noscript> <link href="/build/modern/css/fig-ranking-profile-headline-small-picture.a80a57510b9113b1.css" rel="stylesheet"/> </noscript> <link rel="stylesheet" href="/build/modern/css/fig-ranking-profile-media-small-picture.be96b80f0b4a33f4.css" crossorigin="anonymous" id="fig-async-style-fig-ranking-profile-media-small-picture" media="print" onload="this.media='all'" integrity="sha384-mQHArDkqHZ9QJRAENuEuXKVw2sBk9QrF145VzzyfGbp8lZ9PpIt8eTU3Ed/CbfO0"> <noscript> <link href="/build/modern/css/fig-ranking-profile-media-small-picture.be96b80f0b4a33f4.css" rel="stylesheet"/> </noscript> <link rel="stylesheet" href="/build/modern/css/fig-ranking-profile-standfirst-small-picture.c4677062bf4e9ed4.css" crossorigin="anonymous" id="fig-async-style-fig-ranking-profile-standfirst-small-picture" media="print" onload="this.media='all'" integrity="sha384-BnVOuOkUx8csdmsTcvzA1a2kBz0aBzJdjGtx+4n7NV6gIdKGRx7OfYbIQiVNruxm"> <noscript> <link href="/build/modern/css/fig-ranking-profile-standfirst-small-picture.c4677062bf4e9ed4.css" rel="stylesheet"/> </noscript> <link rel="stylesheet" href="/build/modern/css/fig-ad-content-zone-main.a6e21be7fbd858d7.css" crossorigin="anonymous" id="fig-async-style-fig-ad-content-zone-main" media="print" onload="this.media='all'" integrity="sha384-08pphJuDu8Te/YTvPvk7D6fprjrlecCfgYaPV/K27jOW6j8zIXn2vzQw6kvFzm6u"> <noscript> <link href="/build/modern/css/fig-ad-content-zone-main.a6e21be7fbd858d7.css" rel="stylesheet"/> </noscript> <link rel="stylesheet" href="/build/modern/css/fig-ad-content-pave-atf-zone-main.f11d29e0af224ab2.css" crossorigin="anonymous" id="fig-async-style-fig-ad-content-pave-atf-zone-main" media="print" onload="this.media='all'" integrity="sha384-jIvp2tAQnL42sGuDYJrRYWbO0jMr4EdVlyeRXikn15LWaHAQDzWmpIdzGkfKXuQP"> <noscript> <link href="/build/modern/css/fig-ad-content-pave-atf-zone-main.f11d29e0af224ab2.css" rel="stylesheet"/> </noscript> <link rel="stylesheet" href="/build/modern/css/fig-zone-bottom.9b867e6c0eba4d25.css" crossorigin="anonymous" id="fig-async-style-fig-zone-bottom" media="print" onload="this.media='all'" integrity="sha384-NbEKVDEy1WezM2Ls0KfTPfPvH0NYc32arzsfFc7WWLHnA2/SOLwCYmxSFzI7slHE"> <noscript> <link href="/build/modern/css/fig-zone-bottom.9b867e6c0eba4d25.css" rel="stylesheet"/> </noscript> <link rel="stylesheet" href="/build/modern/css/fig-taboola.ead3a204f6db02e3.css" crossorigin="anonymous" id="fig-async-style-fig-taboola" media="print" onload="this.media='all'" integrity="sha384-J4xredbniAEsmFkoaAsfW9VKNV5mgSUSo5MnYjtSAALUGqyh99gRJXPkFyYrFF1v"> <noscript> <link href="/build/modern/css/fig-taboola.ead3a204f6db02e3.css" rel="stylesheet"/> </noscript> <link rel="stylesheet" href="/build/modern/css/fig-taboola-zone-bottom.b1e52cc535d3b5dc.css" crossorigin="anonymous" id="fig-async-style-fig-taboola-zone-bottom" media="print" onload="this.media='all'" integrity="sha384-iGDqnKomxsuD6R6upVdrtc7QuDoGOUqLPsNsWETUnI/Z9q8Tgvc1kd0CeKIrBtY5"> <noscript> <link href="/build/modern/css/fig-taboola-zone-bottom.b1e52cc535d3b5dc.css" rel="stylesheet"/> </noscript> <link rel="stylesheet" href="/build/modern/css/fig-seo-footer.402b50de42d5a144.css" crossorigin="anonymous" id="fig-async-style-fig-seo-footer" media="print" onload="this.media='all'" integrity="sha384-fvw4r1Fixwyc+mSsQf3Ex1sKdvmm1K/5kqY0P09jPbXrnkKHgpVH8kx5BDWc5oOk"> <noscript> <link href="/build/modern/css/fig-seo-footer.402b50de42d5a144.css" rel="stylesheet"/> </noscript> <link rel="stylesheet" href="/build/modern/css/fig-consent-banner.40eab3f763170c44.css" crossorigin="anonymous" id="fig-async-style-fig-consent-banner" media="print" onload="this.media='all'" integrity="sha384-qTXE/s7q//rdpD39NcvILdOHFy7AKvKf3UjQiRQIXO576QxNMVNSuaIv7pGoJyL1"> <noscript> <link href="/build/modern/css/fig-consent-banner.40eab3f763170c44.css" rel="stylesheet"/> </noscript> <link rel="stylesheet" href="/build/modern/css/fig-print.850b09d2023fb96c.css" crossorigin="anonymous" media="print" integrity="sha384-XZxSUMyXbbZjHnYDWrikWvqj5cjk0GmoPvfJyIHW+hsoQ3sDwJ9WmwMSUrbj4X8T"> <meta name="description" content="Les notions juridiques, patrimoniales et fiscales exposées sous leur angle pratique pour aider clairement le lecteur du Particulier dans son quotidien - Placements et patrimoine."> <meta name="keywords" content="fiches pratiques, conseils pratiques, définition juridique"> <meta name="robots" content="max-snippet:-1, max-image-preview:large, max-video-preview:-1"> <meta name="referrer" content="no-referrer-when-downgrade"> <meta property="article:publisher" content="https://www.facebook.com/lefigaro"> <meta property="article:tag" content="fiches pratiques, conseils pratiques, définition juridique"> <meta property="article:section" content="Placements et patrimoine"> <meta property="og:title" content="Fiches pratiques Placements et patrimoine"> <meta property="og:description" content="Les notions juridiques, patrimoniales et fiscales exposées sous leur angle pratique pour aider clairement le lecteur du Particulier dans son quotidien - Placements et patrimoine."> <meta property="og:locale" content="fr_FR"> <meta property="og:site_name" content="Le Particulier"> <meta property="og:url" content="https://leparticulier.lefigaro.fr/dossier/fiches-pratiques-placements-et-patrimoine"> <meta property="og:type" content="website"> <meta name="twitter:app:id:googleplay" content="fr.playsoft.lefigarov3"> <meta name="twitter:app:name:googleplay" content="Le Figaro.fr"> <meta name="twitter:app:url:googleplay" content="https://leparticulier.lefigaro.fr/dossier/fiches-pratiques-placements-et-patrimoine"> <meta name="apple-mobile-web-app-title" content="Le Figaro.fr"> <meta name="twitter:app:id:iphone" content="319557427"> <meta name="twitter:app:name:iphone" content="Le Figaro.fr"> <meta name="twitter:app:url:iphone" content="https://leparticulier.lefigaro.fr/dossier/fiches-pratiques-placements-et-patrimoine"> <meta name="twitter:app:id:ipad" content="319557427"> <meta name="twitter:app:name:ipad" content="Le Figaro.fr"> <meta name="twitter:app:url:ipad" content="https://leparticulier.lefigaro.fr/dossier/fiches-pratiques-placements-et-patrimoine"> <meta name="twitter:card" content="summary"> <meta name="twitter:site" content="@Le_Figaro"> <meta name="twitter:creator" content="@Le_Figaro"> <meta name="twitter:widgets:autoload" content="off"> <meta property="og:image" content="https://i.f1g.fr/media/cms/1200x630_crop/2021/02/17/b7e2611f9ecd08cfe127804e8ef31514f2101c9468f813665289df25be99a27a.jpg"> <meta property="og:image:width" content="1062"> <meta property="og:image:height" content="598"> <meta property="og:image:alt" content="Placements et patrimoine"> <link rel="canonical" href="https://leparticulier.lefigaro.fr/dossier/fiches-pratiques-placements-et-patrimoine"> <link rel="apple-touch-icon" sizes="180x180" href="/apple-touch-icon.png"> <link rel="icon" type="image/png" sizes="32x32" href="/favicon-32x32.png"> <link rel="icon" type="image/png" sizes="16x16" href="/favicon-16x16.png"> <link rel="manifest" href="/site.webmanifest"> <link rel="mask-icon" href="/safari-pinned-tab.svg" color="#000000"> <link rel="shortcut icon" href="/favicon.ico"> <meta name="msapplication-TileColor" content="#ffe372"> <meta name="msapplication-config" content="/browserconfig.xml"> <meta name="theme-color" content="#163860"> <script type="application/ld+json">[{"@context":"https://schema.org","@type":"Organization","name":"Le Particulier","url":"https://leparticulier.lefigaro.fr/","logo":{"@type":"ImageObject","url":"https://static.lefigaro.fr/f1/leparticulier/metas/og-image.png"}},{"@context":"https://schema.org","@type":"WebSite","name":"Le Particulier","url":"https://leparticulier.lefigaro.fr/","potentialAction":{"@type":"SearchAction","target":"https://recherche.lefigaro.fr/recherche/{search_term_string}","query-input":"required name=search_term_string"}},{"@context":"https://schema.org","@type":"WebPage","name":"Fiches pratiques Placements et patrimoine","description":"Les notions juridiques, patrimoniales et fiscales expos\u00e9es sous leur angle pratique pour aider clairement le lecteur du Particulier dans son quotidien - Placements et patrimoine.","breadcrumb":{"@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"item":{"@type":"Thing","name":"Accueil","@id":"https://leparticulier.lefigaro.fr/"}},{"@type":"ListItem","position":2,"item":{"@type":"Thing","name":"Placements et patrimoine","@id":"https://leparticulier.lefigaro.fr/jcms/c_113077/argent"}}]},"publisher":{"@type":"Organization","logo":{"@type":"ImageObject","url":"https://static.lefigaro.fr/f1/leparticulier/metas/logo.png","width":{"@type":"QuantitativeValue","value":400,"unitCode":"E37"},"height":{"@type":"QuantitativeValue","value":86,"unitCode":"E37"}},"name":"Le Particulier","url":"https://leparticulier.lefigaro.fr/"}},{"@context":"https://schema.org","@type":"ItemList","itemListElement":[{"@type":"ListItem","position":1,"url":"https://leparticulier.lefigaro.fr/jcms/p1_1504410/succession-prouver-sa-qualite-dheritier"},{"@type":"ListItem","position":2,"url":"https://leparticulier.lefigaro.fr/jcms/c_35415/comment-declarer-une-succession"},{"@type":"ListItem","position":3,"url":"https://leparticulier.lefigaro.fr/jcms/p1_1694857/la-donation-residuelle"},{"@type":"ListItem","position":4,"url":"https://leparticulier.lefigaro.fr/jcms/p1_1694863/succession-la-reserve-hereditaire-et-la-quotite-disponible"},{"@type":"ListItem","position":5,"url":"https://leparticulier.lefigaro.fr/jcms/p1_1694861/le-testament-olographe-par-acte-manuscrit"},{"@type":"ListItem","position":6,"url":"https://leparticulier.lefigaro.fr/jcms/p1_1694865/deces-le-sort-du-logement-du-defunt"},{"@type":"ListItem","position":7,"url":"https://leparticulier.lefigaro.fr/jcms/p1_1694864/le-testament-authentique-par-acte-notarie"},{"@type":"ListItem","position":8,"url":"https://leparticulier.lefigaro.fr/jcms/p1_1694862/heritage-l-executeur-testamentaire"},{"@type":"ListItem","position":9,"url":"https://leparticulier.lefigaro.fr/jcms/p1_1694858/la-donation-partage-conditions-et-avantages"},{"@type":"ListItem","position":10,"url":"https://leparticulier.lefigaro.fr/jcms/p1_1694856/renoncer-a-une-succession-telechargez-gratuitement-le-formulaire-cerfa-n-1403702"},{"@type":"ListItem","position":11,"url":"https://leparticulier.lefigaro.fr/jcms/p1_1694859/la-donation-partage-transgenerationnelle"},{"@type":"ListItem","position":12,"url":"https://leparticulier.lefigaro.fr/jcms/p1_1694860/succession-les-donations-a-rapporter"},{"@type":"ListItem","position":13,"url":"https://leparticulier.lefigaro.fr/jcms/p1_1694855/renoncer-a-une-succession"},{"@type":"ListItem","position":14,"url":"https://leparticulier.lefigaro.fr/jcms/p1_1694883/la-donation-graduelle"},{"@type":"ListItem","position":15,"url":"https://leparticulier.lefigaro.fr/jcms/p1_1691011/placements-a-risque-les-reductions-d-impot"},{"@type":"ListItem","position":16,"url":"https://leparticulier.lefigaro.fr/jcms/p1_1613531/investissements-forestiers-reductions-et-credits-d-impot"},{"@type":"ListItem","position":17,"url":"https://leparticulier.lefigaro.fr/jcms/p1_1690998/plus-values-mobilieres-montant-et-imposition"},{"@type":"ListItem","position":18,"url":"https://leparticulier.lefigaro.fr/jcms/p1_1690994/les-plus-values-mobilieres-imposables"},{"@type":"ListItem","position":19,"url":"https://leparticulier.lefigaro.fr/jcms/p1_1690999/la-reduction-d-impot-girardin-industriel-outre-mer"},{"@type":"ListItem","position":20,"url":"https://leparticulier.lefigaro.fr/jcms/p1_1690481/assurance-vie-les-rachats-et-les-avances"},{"@type":"ListItem","position":21,"url":"https://leparticulier.lefigaro.fr/jcms/p1_1690480/assurance-vie-les-impots-et-les-prelevements-sociaux"},{"@type":"ListItem","position":22,"url":"https://leparticulier.lefigaro.fr/jcms/p1_1690479/assurance-vie-les-droits-de-succession"},{"@type":"ListItem","position":23,"url":"https://leparticulier.lefigaro.fr/jcms/p1_1690478/pourquoi-investir-dans-une-assurance-vie-les-objectifs"},{"@type":"ListItem","position":24,"url":"https://leparticulier.lefigaro.fr/jcms/p1_1690477/la-clause-beneficiaire-du-contrat-d-assurance-vie"},{"@type":"ListItem","position":25,"url":"https://leparticulier.lefigaro.fr/jcms/p1_1690476/le-fonctionnement-de-l-assurance-vie"},{"@type":"ListItem","position":26,"url":"https://leparticulier.lefigaro.fr/jcms/p1_1690475/l-assurance-vie-guide-pratique"},{"@type":"ListItem","position":27,"url":"https://leparticulier.lefigaro.fr/jcms/p1_1690474/opcvm-sicav-et-fcp-definition-et-fiscalite"},{"@type":"ListItem","position":28,"url":"https://leparticulier.lefigaro.fr/jcms/p1_1690461/le-plan-d-epargne-entreprise-pee"},{"@type":"ListItem","position":29,"url":"https://leparticulier.lefigaro.fr/jcms/p1_1688929/declaration-de-succession-telechargez-gratuitement-le-formulaire-cerfa-n-1082007-declaration-n-2709-sd-pour-les-immeubles-qui-ne-dependent-pas-du-service-charge-de-l-enregistrement-du-domicile-du-defunt"},{"@type":"ListItem","position":30,"url":"https://leparticulier.lefigaro.fr/jcms/p1_1694853/declaration-partielle-de-succession-telechargez-gratuitement-le-formulaire-cerfa-n-1232106-declaration-n-2705-a-sd"},{"@type":"ListItem","position":31,"url":"https://leparticulier.lefigaro.fr/jcms/p1_1688930/declarer-une-succession-telechargez-gratuitement-le-formulaire-cerfa-n-1127707-declaration-n-2705-sd"},{"@type":"ListItem","position":32,"url":"https://leparticulier.lefigaro.fr/jcms/p1_1631888/don-manuel-telechargez-gratuitement-le-formulaire-de-revelation-de-don-manuel-cerfa-n-1457903-declaration-n-2734-sd"},{"@type":"ListItem","position":33,"url":"https://leparticulier.lefigaro.fr/jcms/p1_1631887/don-manuel-telechargez-gratuitement-le-formulaire-de-declaration-de-don-manuel-cerfa-n-1127815-declaration-n-2735"},{"@type":"ListItem","position":34,"url":"https://leparticulier.lefigaro.fr/jcms/p1_1620686/les-titres-indexes-sur-l-or-definition-et-fiscalite"},{"@type":"ListItem","position":35,"url":"https://leparticulier.lefigaro.fr/jcms/p1_1620634/les-warrants-bourse-definition-et-fiscalite"},{"@type":"ListItem","position":36,"url":"https://leparticulier.lefigaro.fr/jcms/p1_1620633/les-certificats-bourse-definition-et-fiscalite"},{"@type":"ListItem","position":37,"url":"https://leparticulier.lefigaro.fr/jcms/p1_1620631/trackers-ou-etf-bourse-definition-et-fiscalite"},{"@type":"ListItem","position":38,"url":"https://leparticulier.lefigaro.fr/jcms/p1_1620632/acheter-des-actions-bourse-mode-d-emploi-fiscalite"},{"@type":"ListItem","position":39,"url":"https://leparticulier.lefigaro.fr/jcms/p1_1620630/les-obligations-bourse-definition-et-fiscalite"},{"@type":"ListItem","position":40,"url":"https://leparticulier.lefigaro.fr/jcms/p1_1613524/plan-d-epargne-en-actions-pea-reglementation-et-fiscalite"},{"@type":"ListItem","position":41,"url":"https://leparticulier.lefigaro.fr/jcms/p1_1604509/les-biens-du-defunt-a-inscrire-dans-la-declaration-de-succession"},{"@type":"ListItem","position":42,"url":"https://leparticulier.lefigaro.fr/jcms/p1_1604508/le-montant-des-droits-de-donation-a-verser-au-fisc"},{"@type":"ListItem","position":43,"url":"https://leparticulier.lefigaro.fr/jcms/p1_1604512/le-paiement-des-droits-de-donation-par-le-donateur"},{"@type":"ListItem","position":44,"url":"https://leparticulier.lefigaro.fr/jcms/p1_1604510/consentir-une-donation-securisee-par-acte-notarie"},{"@type":"ListItem","position":45,"url":"https://leparticulier.lefigaro.fr/jcms/p1_1604513/le-montant-des-droits-de-succession-a-verser-au-fisc"},{"@type":"ListItem","position":46,"url":"https://leparticulier.lefigaro.fr/jcms/p1_1604507/le-paiement-des-droits-de-succession-par-les-heritiers-du-defunt"},{"@type":"ListItem","position":47,"url":"https://leparticulier.lefigaro.fr/jcms/p1_1604511/la-declaration-de-succession-etablie-par-les-heritiers-du-defunt"},{"@type":"ListItem","position":48,"url":"https://leparticulier.lefigaro.fr/jcms/p1_1613534/le-plan-d-epargne-retraite-populaire-perp"},{"@type":"ListItem","position":49,"url":"https://leparticulier.lefigaro.fr/jcms/p1_1551744/l-amenagement-de-la-communaute-legale-cout"},{"@type":"ListItem","position":50,"url":"https://leparticulier.lefigaro.fr/jcms/p1_1551743/l-amenagement-de-la-communaute-legale-definition"},{"@type":"ListItem","position":51,"url":"https://leparticulier.lefigaro.fr/jcms/p1_1551742/l-amenagement-de-la-communaute-legale-clauses-envisageables"},{"@type":"ListItem","position":52,"url":"https://leparticulier.lefigaro.fr/jcms/p1_1551738/le-don-manuel-procedure"},{"@type":"ListItem","position":53,"url":"https://leparticulier.lefigaro.fr/jcms/p1_1551739/le-don-manuel-definition"},{"@type":"ListItem","position":54,"url":"https://leparticulier.lefigaro.fr/jcms/p1_1551740/le-don-manuel-montant-des-droits-de-donation"},{"@type":"ListItem","position":55,"url":"https://leparticulier.lefigaro.fr/jcms/c_35423/declarer-un-don-manuel"},{"@type":"ListItem","position":56,"url":"https://leparticulier.lefigaro.fr/jcms/c_35369/interroger-le-fichier-des-testaments"},{"@type":"ListItem","position":57,"url":"https://leparticulier.lefigaro.fr/jcms/c_35366/demander-un-certificat-de-propriete"},{"@type":"ListItem","position":58,"url":"https://leparticulier.lefigaro.fr/jcms/c_35376/rechercher-une-personne-disparue"}],"itemListOrder":"https://schema.org/ItemListOrderAscending","numberOfItems":58}]</script> </head> <body class="fig-body page-type--topic page-type--default"><a href="#fig-page" class="fig-skip-main">Aller au contenu</a><svg xmlns="http://www.w3.org/2000/svg" style="display:none" aria-hidden="true"> <defs> <symbol id="fig-svg__bracket" viewBox="0 0 24 24"> <path d="M6.309 21.718c.205.188.475.282.745.282s.539-.094.745-.282l9.892-9.037a.905.905 0 0 0 0-1.362L7.8 2.282a1.125 1.125 0 0 0-1.49 0 .905.905 0 0 0 0 1.361L15.456 12 6.31 20.357a.905.905 0 0 0 0 1.361z"/> </symbol> <symbol id="fig-svg__arrow" viewBox="0 0 24 24"> <path d="M18.35 11.23l-5.92-5.9a.77.77 0 0 1 0-1.1.78.78 0 0 1 1.1 0l7.24 7.22a.77.77 0 0 1 0 1.1l-7.25 7.22a.78.78 0 0 1-1.1 0 .77.77 0 0 1 0-1.1l5.93-5.9H3.78a.78.78 0 1 1 0-1.54h14.57z"/> </symbol> <symbol id="fig-svg__quote" viewBox="0 0 50 40"> <path d="m18.4 0 2.3 4C13.5 7.8 8 13 7.4 21.4c3.2 0 5.9-.1 8.3.8 2.7 1 4.4 3 5 5.2 1.1 3.6.6 7-2.2 9.8-4.4 4.4-11.8 3.3-15.3-1.4-4.2-5.5-5-16 2.2-25.3C9 6 13.3 2.4 18.4 0ZM47 0l2.3 4C42.2 7.8 36.9 13 36.1 21.4c3.2 0 6-.1 8.3.8 2.7 1 4.4 3 5 5.2 1.2 3.6.6 7-2.1 9.8-4.4 4.4-12 3.3-15.4-1.4-4.2-5.5-5-16 2.2-25.3 3.6-4.6 8-8.1 13-10.5Z"/> </symbol> <symbol id="fig-svg__close" viewBox="0 0 24 24"> <path d="M13.23 12l7.51 7.51a.87.87 0 0 1-1.23 1.23L12 13.24l-7.51 7.5a.87.87 0 0 1-1.24-1.23L10.77 12 3.26 4.49a.87.87 0 1 1 1.23-1.24L12 10.77l7.51-7.51a.87.87 0 1 1 1.23 1.23L13.24 12z"/> </symbol> <symbol id="fig-svg__clock" viewBox="0 0 24 24"> <path d="M12 22a10 10 0 1 1 0-20 10 10 0 0 1 0 20zm0-1.67a8.33 8.33 0 1 0 0-16.66 8.33 8.33 0 0 0 0 16.66zm.83-9.16H17a.83.83 0 1 1 0 1.66h-5a.83.83 0 0 1-.83-.83V7a.83.83 0 1 1 1.66 0v4.17z"/> </symbol> <symbol id="fig-svg__diapo" viewBox="0 0 24 24"> <path d="M21.167 5.5h-2.888L16.86 3.37a.834.834 0 0 0-.693-.37h-5a.834.834 0 0 0-.694.37L9.054 5.5h-6.22A.833.833 0 0 0 2 6.333V20.5c0 .46.373.833.833.833h18.334c.46 0 .833-.373.833-.833V6.333a.833.833 0 0 0-.833-.833zm-15 5a.834.834 0 1 1 0-1.667.834.834 0 0 1 0 1.667zm7.5 6.667a4.167 4.167 0 1 1 0-8.335 4.167 4.167 0 0 1 0 8.335z"/> </symbol> <symbol id="fig-svg__video" viewBox="0 0 24 24"> <path d="M6 19.441V4.559c0-.446.526-.712.919-.464l11.818 7.44c.35.222.35.708 0 .93l-11.818 7.44c-.393.248-.919-.018-.919-.464z"/> </symbol> <symbol id="fig-svg__topic" viewBox="0 0 24 24"> <path d="M12 2C6.5 2 2 6.5 2 12s4.5 10 10 10 10-4.5 10-10S17.5 2 12 2zm4.17 10.83h-3.34v3.34c0 .5-.33.83-.83.83-.5 0-.83-.33-.83-.83v-3.34H7.83c-.5 0-.83-.33-.83-.83 0-.5.33-.83.83-.83h3.34V7.83c0-.5.33-.83.83-.83.5 0 .83.33.83.83v3.34h3.34c.5 0 .83.33.83.83 0 .5-.33.83-.83.83z"/> </symbol> <symbol id="fig-svg__plus" viewBox="0 0 24 24"> <path d="M12.63 11.37h7.74a.63.63 0 0 1 0 1.26h-7.74v7.74a.63.63 0 0 1-1.26 0v-7.74H3.63a.63.63 0 0 1 0-1.26h7.74V3.63a.63.63 0 0 1 1.26 0v7.74z"/> </symbol> <symbol id="fig-svg__search" viewBox="0 0 24 24"> <path d="M15.043 15.93a7.326 7.326 0 1 1 .888-.888l4.885 4.886a.628.628 0 0 1-.888.888l-4.885-4.885zm-4.717.465a6.07 6.07 0 1 0 0-12.14 6.07 6.07 0 0 0 0 12.14z"/> </symbol> <symbol id="fig-svg__arrow-right-small" viewBox="0 0 24 24"> <path d="M12.94 12L9.47 8.53a.75.75 0 011.06-1.06l4 4c.3.3.3.77 0 1.06l-4 4a.75.75 0 01-1.06-1.06L12.94 12z"/> </symbol> <symbol id="fig-svg__check" viewBox="0 0 24 24"> <path d="M19.7 6.4a1.2 1.2 0 00-1.8 0l-8 7.6-3.8-4a1.2 1.2 0 00-1.7 0 1.3 1.3 0 000 1.8L9 16.6a1.2 1.2 0 001.8 0l8.8-8.4c.5-.5.5-1.3 0-1.8z"/> </symbol> <symbol id="fig-svg__rating-stars" viewBox="0 0 16 15"> <path d="M9.8 5.4 8.1 0c0-.1-.1-.1-.2 0L6.2 5.4l-.4.3H.2c-.2 0-.3 0-.1.2L4.6 9c.2.1.2.3.2.5L3 14.8c-.1.2 0 .2.1.1l4.5-3.2h.6l4.5 3.2c.1.1.2.1.1 0l-1.7-5.3c0-.2 0-.4.2-.5l4.5-3.2c.2-.1.1-.2 0-.2h-5.7a.5.5 0 0 1-.4-.3Z"/> </symbol> <symbol id="fig-svg__skeleton-error" viewBox="0 0 77 72"> <path fill="#D3E7FF" d="M36.7 72a36 36 0 1 0 0-72 36 36 0 0 0 0 72Z" opacity=".8"/><rect width="43.2" height="51.3" x="15.1" y="20.7" fill="#fff" rx="7"/><rect width="24.3" height="2.7" x="24.1" y="51.3" fill="#D3E7FF" rx="1.4"/><rect width="15.3" height="2.7" x="28.6" y="57.6" fill="#D3E7FF" rx="1.4"/><path fill="#163860" d="m32.4 32.8.3.3c3.2 2.3 3.2 4 3.2 4v3.3c-1-.3-1.8-.6-2.4-1v2.8c0 .2-.2.3-.4.3H32V45h7.9v-2.5h-1.2a.3.3 0 0 1-.4-.3V40h3.5v-2.3h-3.5v-2.4h3.2c.2 0 .3.2.3.3v.5h3.1v-3.3H32.4Z"/><path fill="#0D6FEF" d="m38.2 41 2 1c1.2 1 2.5 2.6 2.5 2.6l.6.4s-1.6-2-2.6-3l-2-2h-.5v1Zm-5.5-7.9-.3-.3c-2.9-2.1-3.8-3.2-4-4 0 0-.9 3 1.4 5.5 0 0-.6 0-1-.3 0 0 .9 2.4 3.5 3.6H31s.6 1 2.5 1.9l2.4 1V37s0-1.6-3.2-3.9Z"/><circle cx="67.3" cy="14.4" r="9" fill="#1F66BA"/><path fill="#fff" d="M68 18.6a1 1 0 0 1-.7.3c-.3 0-.5 0-.6-.3a.9.9 0 0 1-.3-.6c0-.3 0-.5.3-.6.1-.2.3-.3.6-.3s.5 0 .6.3c.2.1.3.3.3.6s0 .5-.3.6Zm.2-3.3h-1.8V9.9h1.8v5.4Z"/> </symbol> <symbol id="fig-svg__arrow-down" viewBox="0 0 24 24"> <path d="M12 21.837c-5.43276 0-9.83691-4.4042-9.83691-9.837 0-5.43276 4.40415-9.83691 9.83691-9.83691 5.4328 0 9.837 4.40415 9.837 9.83691 0 5.4328-4.4042 9.837-9.837 9.837Zm0-1.5c4.6044 0 8.337-3.7326 8.337-8.337 0-4.60433-3.7326-8.33691-8.337-8.33691-4.60433 0-8.33691 3.73258-8.33691 8.33691 0 4.6044 3.73258 8.337 8.33691 8.337Zm2.9219-10.1373L12 13.354l-2.92178-3.1543c-.24665-.26622-.64655-.26622-.89319 0-.24665.2663-.24665.698 0 .9643l3.36837 3.6363c.2467.2663.6466.2663.8932 0l3.3685-3.6363c.2466-.2663.2466-.698 0-.9643-.2467-.26622-.6466-.26622-.8932 0Z"/> </symbol> <symbol id="fig-svg__fplume-placeholder" viewBox="0 0 28 24"> <path d="M21.47 10.84v-.7a.5.5 0 0 0-.49-.5l-4.62.02v3.55h5.11v3.4h-4.52l.1.1 2.88 2.9c1.54 1.53 3.94 4.39 3.94 4.39l-.86-.54s-1.98-2.3-3.84-3.8a9.76 9.76 0 0 0-2.81-1.48v1.62c0 .27.22.49.49.49h1.78V24H6.9v-3.7h1.88a.5.5 0 0 0 .49-.5v-4c-2.71-1.4-3.62-2.78-3.62-2.78.86.1 1.85.07 1.85.07a11.26 11.26 0 0 1-5.25-5.36c.79.31 1.61.48 1.61.48C.46 4.57 1.73 0 1.73 0c.36 1.12 1.75 2.8 5.91 5.96.7.5 1.3.98 1.83 1.43l.05.04a12.47 12.47 0 0 1 2.74 3.15c.46.8.56 1.35.59 1.55-.23-2.5-2.74-5.19-3.75-6.17h17.01v4.88h-4.64Z" fill="#CCC"/> </symbol> <symbol id="fig-svg__fplume" viewBox="0 0 16 16"> <g clip-path="url(#a)"><path fill="#1F66BA" d="M10.23 12.12c.39.07 1.47.62 1.94.99.95.78 1.83 1.62 2.64 2.53l.6.36s-1.65-1.9-2.72-2.93c-.74-.72-1.98-2.79-1.98-2.79S9.04 8 7.97 6.97C6.9 5.93 4.62 4.25 4.62 4.25l-.39-.28C1.36 1.87.41.75.16 0c0 0-.87 3.05 1.47 5.47A8.03 8.03 0 0 1 .5 5.15a7.63 7.63 0 0 0 3.63 3.58c-.43 0-.86 0-1.29-.05 0 0 .63.92 2.5 1.86.79.38 1.62.7 2.47.95l2.41.63Z"/></g><defs><clipPath id="a"><path fill="#fff" d="M0 0h15.41v16H0z"/></clipPath></defs> </symbol> </defs> </svg> <style>@font-face{font-display:swap;font-family:source-sans-pro;font-style:normal;font-weight:400;src:local("Source Sans Pro Regular"),local("SourceSansPro-Regular"),url(https://static.lefigaro.fr/common/fonts/SourceSansPro/sourcesanspro-regular.woff2) format("woff2"),url(https://static.lefigaro.fr/common/fonts/SourceSansPro/sourcesanspro-regular.woff) format("woff")}@font-face{font-display:swap;font-family:source-sans-pro;font-style:normal;font-weight:600;src:local("Source Sans Pro SemiBold"),local("SourceSansPro-SemiBold"),url(https://static.lefigaro.fr/common/fonts/SourceSansPro/sourcesanspro-semibold.woff2) format("woff2"),url(https://static.lefigaro.fr/common/fonts/SourceSansPro/sourcesanspro-semibold.woff) format("woff")} #fh{-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;box-sizing:border-box;display:block;font-family:source-sans-pro,sans-serif;position:relative;z-index:605}#fh *,#fh :after,#fh :before{-webkit-overflow-scrolling:touch;box-sizing:border-box;line-height:normal}#fh :focus{outline:1px dotted currentcolor;outline-offset:-1px}#fh a{cursor:pointer;text-decoration:none}#fh .svg-square{height:16px;width:16px}#fh button{background-color:transparent;border:0;cursor:pointer;font-family:inherit;padding:0}#fh a,#fh button{transition:color .3s ease,background-color .3s ease}#fh.fh--premium .fh-logo__main svg path.plume,#fh.fh--premium .fh-menuplus__logo svg path.plume,#fh.fh--premium .fh-svg-user{fill:#ecb62f}#fh .fh-user{font-weight:600;text-align:right}@media(max-width:47.99em){#fh .fh-user{flex-basis:16px}}@media(min-width:48em)and (max-width:63.99em){#fh .fh-user{flex-basis:160px}}#fh .fh-user__wrapper{display:flex;justify-content:flex-end}@media(max-width:63.99em){#fh .fh-user__wrapper{align-self:stretch;flex-basis:160px}}@media(max-width:47.99em){#fh .fh-user__wrapper{flex-basis:16px}}@media(min-width:64em){#fh .fh-user__wrapper{margin-right:32px;width:120px}}@media(min-width:80em){#fh .fh-user__wrapper{margin-right:12px}}@media(min-width:64em){#fh .fh-user{position:relative}}#fh .fh-user svg{fill:currentcolor;display:inline-block;vertical-align:text-top}#fh .fh-user__login{cursor:pointer;display:inline-block;font-size:12px;font-weight:600;line-height:40px}@media(max-width:63.99em){#fh .fh-user__login{align-items:center;display:flex;height:100%;justify-content:center;padding-left:32px;padding-right:32px}}@media(max-width:47.99em){#fh .fh-user__login{padding-left:16px;padding-right:16px}}@media(min-width:48em)and (max-width:63.99em){#fh .fh-user__login{margin-top:1px}}#fh .fh-user__login *{pointer-events:none}#fh .fh-user__login--is-connected{display:none}#fh .fh-user__login svg{fill:currentcolor}#fh .fh-user__login span{margin-left:4px}@media(max-width:47.99em){#fh .fh-user__login span{display:none}}#fh .fh-user__account{display:none;list-style:none;margin:0;position:absolute;text-align:left}@media(max-width:47.99em){#fh .fh-user__account{top:52px}}@media(min-width:48em)and (max-width:63.99em){#fh .fh-user__account{top:60px}}@media(max-width:47.99em){.fh--with-nav#fh .fh-user__account{top:88px}}@media(min-width:48em)and (max-width:63.99em){.fh--with-nav#fh .fh-user__account{top:96px}}@media(max-width:63.99em){#fh .fh-user__account{bottom:0;font-size:22px;line-height:32px;max-width:320px;padding:0 24px;position:fixed;right:0}}@media(min-width:64em){#fh .fh-user__account{background-color:#fff;font-size:15px;line-height:20px;padding:8px 15px 8px 25px;right:-24px;top:40px;width:275px;z-index:1}}@media(max-width:63.99em){#fh .fh-user__account svg{margin-right:32px}}@media(min-width:64em){#fh .fh-user__account svg{margin-right:10px}}#fh .fh-user__account--show{display:inherit}@media(max-width:63.99em){#fh .fh-user__account--show{display:flex;flex-direction:column;z-index:2}}#fh .fh-user__item{border:0}#fh .fh-user__item a{align-items:center;display:flex}@media(max-width:63.99em){#fh .fh-user__item a{padding-bottom:12px;padding-top:12px}}@media(min-width:64em){#fh .fh-user__item a{padding-bottom:8px;padding-top:8px}}@media(max-width:63.99em){#fh .fh-user__item{border-top:1px solid;font-size:16px;line-height:24px}#fh .fh-user__item:first-child{border-top:0}#fh .fh-user__item svg{height:24px;margin-right:20px;width:24px}}#fh .fh-user__item--premium svg{fill:#ecb62f}#fh .fh-user__item:first-child svg{fill:transparent;stroke:currentcolor}@media(max-width:63.99em){#fh .fh-user__item:first-child svg{stroke-width:2}}#fh .fh-user .fh-svg-arrow{display:inline-block;height:12px;margin-left:4px;transform:rotate(90deg);vertical-align:sub;width:12px}@media(max-width:63.99em){#fh .fh-user .fh-svg-arrow{display:none}}#fh .fh-user .fh-svg-arrow--open{transform:rotate(-90deg)}#fh .fh-user .fh-svg-close{display:none}@media(max-width:47.99em){#fh .fh-user .fh-svg-close--show{display:inline-block}#fh .fh-user .fh-svg-user--hide{display:none}}#fh .fh-user--connected .fh-user__login--not-connected{display:none}#fh .fh-user--connected .fh-user__login--is-connected{display:inline-block}#fh .fh-subscribe{border-radius:4px;display:none;font-size:15px;font-weight:600;line-height:20px;padding:8px;text-align:center;transition:background-color .3s ease}#fh .fh-subscribe span{display:block;font-size:12px;font-weight:400;line-height:16px}@media(max-width:63.99em){#fh .fh-subscribe--mob{display:block;margin:24px}}@media(min-width:64em){#fh .fh-subscribe--desktop{display:inline-block}}#fh .fh-abo__btn{background-color:#ecb62f;color:#163860;display:inline-block;font-size:14px;font-weight:600;line-height:normal;margin:0;padding:7px 26px;text-transform:uppercase}#fh .fh-abo__date{color:#163860;font-size:15px;line-height:normal;margin:4px 0 0}.fh-layer{bottom:0;display:none;left:0;opacity:.7;position:fixed;right:0;top:0;z-index:604}#fh .fh-wrapper{left:0;position:relative;top:0;transition-duration:.5s;transition-property:transform;transition-timing-function:cubic-bezier(.215,.61,.355,1);width:100%}@media(min-width:64em){#fh .fh-wrapper:before{bottom:0;content:"";display:none;height:100%;left:0;opacity:.7;position:absolute;right:0;width:100%;z-index:1}#fh .fh-wrapper--active:before{display:block}}#fh .fh-placeholder{display:block}#fh.fh--hidden .fh-wrapper{transform:translateY(-100%)}#fh .fh-container{clear:both;margin:0 auto;max-width:1280px}@media(min-width:64em){#fh .fh-container--center{align-items:center;display:flex;justify-content:space-between}#fh .fh-container--logo{height:129px;padding-left:32px;padding-right:32px}}@media(min-width:80em){#fh .fh-container--logo{padding-left:12px;padding-right:12px}}@media(min-width:64em){.fh--with-nav#fh .fh-container--logo{height:101px}#fh .fh-container--margin>*{align-self:center}}@media(max-width:47.99em){#fh .fh-container--top{height:50px}}@media(max-width:63.99em){#fh .fh-container--top{align-items:center;display:flex;justify-content:space-between}}@media(min-width:48em)and (max-width:63.99em){#fh .fh-container--top{height:58px}}@media(min-width:64em){#fh .fh-container--top{height:40px}}#fh .fh-logo{align-items:center;align-self:stretch;display:flex;justify-content:center}@media(max-width:63.99em){#fh .fh-logo{margin-top:-2px}}@media(min-width:64em){#fh .fh-logo{flex-grow:1}}#fh .fh-logo__main--alone{font-size:0}#fh .fh-logo__main--alone svg{max-height:20px;max-width:150px}@media(min-width:48em)and (max-width:63.99em){#fh .fh-logo__main--alone svg{max-height:24px;max-width:180px}}@media(min-width:64em){#fh .fh-logo__main--alone svg{max-height:64px;max-width:341px}}@media(max-width:63.99em){#fh .fh-logo__main--alone svg.has-baseline{transform:translateY(9px)}#fh .fh-logo__main--alone svg.has-baseline path.baseline{display:none}}@media(max-width:47.99em){#fh .fh-logo__main--alone svg.has-baseline{max-height:33px;max-width:175px;transform:translateY(6px)}}@media(min-width:48em)and (max-width:63.99em){#fh .fh-logo__main--alone svg.has-baseline{height:40px;max-height:40px;max-width:213px}}@media(min-width:64em){#fh .fh-logo__main--alone svg.has-baseline{max-height:64px;max-width:341px}}@media(min-width:80em){#fh .fh-logo__main--alone svg.has-baseline{max-height:75px;max-width:394px}}@media(max-width:63.99em){#fh .fh-logo__rubrics{align-items:center;align-self:stretch;display:flex;justify-content:center}}#fh .fh-logo__rubrics svg{height:28px;-o-object-fit:contain;object-fit:contain;vertical-align:middle}@media(max-width:25.865em){#fh .fh-logo__rubrics svg{max-width:150px}}@media(min-width:64em){#fh .fh-logo__rubrics svg{height:44px}}@media(min-width:80em){#fh .fh-logo__rubrics svg{height:51px}}@media(max-width:63.99em){#fh .fh-logo__rubrics svg{width:auto}}#fh .fh-logo__main:not(.fh-logo__main--alone) svg{height:28px;-o-object-fit:contain;object-fit:contain;vertical-align:middle;width:21px}@media(min-width:64em){#fh .fh-logo__main:not(.fh-logo__main--alone) svg{height:44px;width:33px}}@media(min-width:80em){#fh .fh-logo__main:not(.fh-logo__main--alone) svg{height:51px;width:41px}}#fh .fh-logo__separator{height:28px;margin-left:4px;margin-right:4px;width:18px}@media(min-width:64em){#fh .fh-logo__separator{height:44px;margin-left:8px;margin-right:8px;width:29px}}@media(min-width:80em){#fh .fh-logo__separator{height:51px;width:34px}}@media(max-width:63.99em){#fh .fh-logo__main{align-items:center;align-self:stretch;display:flex;justify-content:center}}#fh .fh-top{display:block;position:relative;z-index:1}@media(max-width:63.99em){#fh .fh-top{background-color:#fff;border-bottom:2px solid}.fh--with-nav#fh .fh-top{border:0}}@media(min-width:64em){#fh .fh-top .fh-logo{display:none}}#fh .fh-middle{background-color:#fff;display:none}@media(min-width:64em){#fh .fh-middle{border-bottom:4px solid;display:block}}.fh--with-nav#fh .fh-middle{border:0}#fh .fh-cover{flex-basis:232px}#fh .fh-cover,#fh .fh-cover a{align-items:center;display:flex}#fh .fh-cover a{justify-content:center}@media(max-width:63.99em){#fh .fh-cover{display:none}}#fh .fh-cover__img{border:1px solid #f2f2f2;max-height:70px;max-width:90px}#fh .fh-cover__txt{font-size:12px;font-weight:600;line-height:16px;padding-left:8px}#fh .fh-spacer{flex-basis:232px;text-align:right}@media(max-width:63.99em){#fh .fh-spacer--premium{display:none}}@media(min-width:64em){#fh .fh-kw{display:inline-block;text-align:center;width:calc(100% - 100px)}}#fh .fh-kw__list{list-style:none;margin:0;padding-left:0}@media(max-width:63.99em){#fh .fh-kw__list{padding:0 24px}}@media(min-width:64em){#fh .fh-kw__list{display:inline-block;font-size:0;max-width:calc(100% - 35px);text-align:right;vertical-align:middle;width:auto}}#fh .fh-kw__item{font-size:20px;font-weight:600;line-height:28px}@media(max-width:63.99em){#fh .fh-kw__item{border-top:1px solid;font-weight:300;padding:16px 0}#fh .fh-kw__item--no-border{border:0}}@media(min-width:64em){#fh .fh-kw__item{display:inline-block;font-size:12px;line-height:16px;padding-right:12px}}#fh .fh-kw__lk{display:inline-block}@media(min-width:64em){#fh .fh-kw__lk{line-height:40px}}#fh .fh-kw__lk--more{cursor:pointer;font-size:0;vertical-align:middle}@media(max-width:63.99em){#fh .fh-kw__lk--more{display:none}}#fh .fh-kw__lk--more svg,#fh .fh-kw__svg{fill:currentcolor;vertical-align:middle}#fh .fh-kw__svg{display:inline-block;margin-right:4px;margin-top:-5px}@media(max-width:63.99em){#fh .fh-kw__svg{display:none}}#fh .fh-kw .fh-mobilemenu__blocktitle{margin:24px 24px 12px}#fh .fh-kw .fh-menuplus__title--edito{margin-bottom:8px;margin-left:24px;margin-top:24px;width:calc(100% - 48px)}@media(min-width:64em){#fh .fh-kw .fh-menuplus__title--edito{display:none}}@media(max-width:63.99em){#fh .fh-mobileapp+.fh-kw .fh-kw__item:first-of-type{border:0}}#fh .fh-search{font-weight:600;margin-left:32px}@media(min-width:80em){#fh .fh-search{margin-left:12px}}@media(max-width:63.99em){#fh .fh-search{border-radius:4px;display:block;font-size:15px;margin:24px;padding:12px;text-align:center;text-transform:uppercase}#fh .fh-search.fh-hide-mobile{display:none}}@media(min-width:64em){#fh .fh-search{align-items:center;display:flex;font-size:12px;line-height:40px;width:120px}}#fh .fh-search svg{fill:currentcolor;display:block}@media(max-width:63.99em){#fh .fh-search svg{display:inline-block;margin-right:8px;vertical-align:middle;width:16px}}@media(min-width:64em){#fh .fh-search svg{margin-right:4px;width:12px}}@media(max-width:63.99em){#fh .fh-search__label{vertical-align:middle}}#fh .fh-menuplus{padding:0 24px 40px}@media(min-width:64em){#fh .fh-menuplus{display:none;padding-top:40px}#fh .fh-menuplus--open{bottom:0;display:block;font-size:0;left:0;overflow-x:hidden;overflow-y:auto;position:fixed;right:0;top:40px;z-index:1}}#fh .fh-menuplus__close{font-size:0;position:absolute;right:24px;top:54px}@media(max-width:63.99em){#fh .fh-menuplus__close{display:none}}#fh .fh-menuplus__close svg{fill:#161616;height:24px;width:24px}#fh .fh-menuplus__container{margin-left:auto;margin-right:auto;max-width:1280px}#fh .fh-menuplus__logo{margin-bottom:40px;text-align:center;width:100%}@media(max-width:63.99em){#fh .fh-menuplus__logo{display:none}}#fh .fh-menuplus__logo svg{height:30px;width:240px}@media(min-width:80em){#fh .fh-menuplus__logo svg{height:40px;width:300px}}#fh .fh-menuplus__title{font-size:20px;font-weight:600;line-height:32px;margin-bottom:16px;margin-top:0;padding-left:16px;position:relative}@media(min-width:64em){#fh .fh-menuplus__title{margin-bottom:24px}}#fh .fh-menuplus__title:before{background-color:#4a90e2;content:"";height:4px;left:0;margin-top:14px;position:absolute;width:8px}#fh .fh-menuplus__title--gala:before{background-color:#eb132a}#fh .fh-menuplus__list{display:flex;padding-left:0}@media(min-width:64em){#fh .fh-menuplus__list{flex-wrap:wrap;padding-left:16px}}#fh .fh-menuplus__edito{margin-bottom:20px}@media(min-width:80em){#fh .fh-menuplus__edito{margin-bottom:40px}}#fh .fh-menuplus__edito .fh-menuplus__list{flex-wrap:wrap}@media(max-width:63.99em){#fh .fh-menuplus__edito .fh-menuplus__title--edito{display:none}}#fh .fh-menuplus__list-item{flex-basis:100%;list-style:none;min-width:100%}@media(max-width:63.99em){#fh .fh-menuplus__list-item{border-top:1px solid;padding-bottom:16px;padding-top:16px}}@media(min-width:64em){#fh .fh-menuplus__list-item{flex-basis:20%;margin-bottom:16px;min-width:20%}}#fh .fh-menuplus__lk{font-size:20px;line-height:28px}#fh .fh-menuplus__lk img{height:auto;max-height:50px;max-width:80%;width:auto}@media(min-width:80em){#fh .fh-menuplus__lk img{max-height:70px}}#fh .fh-menuplus__slider-list{display:flex;list-style:none;padding-left:16px}#fh .fh-menuplus__slider-list a{display:block}#fh .fh-menuplus__slider-item{display:inline-block;margin-right:32px}@media(max-width:63.99em){#fh .fh-menuplus__slider-item{flex:none;scroll-snap-align:start}}@media(min-width:80em){#fh .fh-menuplus__slider-item{margin-right:47px}}#fh .fh-menuplus__covers-container{margin-bottom:30px}@media(min-width:80em){#fh .fh-menuplus__covers-container{margin-bottom:40px}}@media(max-width:63.99em){#fh .fh-menuplus__covers-container .fh-menuplus__slider-list{-webkit-overflow-scrolling:touch;scroll-snap-points-x:repeat(100%);display:flex;height:auto;max-width:calc(100% + 24px);overflow-x:hidden;overflow-y:hidden;scroll-behavior:smooth;scroll-snap-type:mandatory;scroll-snap-type:x proximity;white-space:nowrap;width:calc(100% + 24px)}}@media(max-width:63.99em)and (max-width:63.99em){#fh .fh-menuplus__covers-container .fh-menuplus__slider-list{overflow-x:auto}}#fh .fh-menuplus__covers-container .fh-menuplus__slider-item{height:205px;text-align:center}#fh .fh-menuplus__covers-container img{max-width:100%}@media(max-width:63.99em){#fh .fh-menuplus__group-container .fh-menuplus__slider-list{-webkit-overflow-scrolling:touch;scroll-snap-points-x:repeat(100%);display:flex;height:62px;max-width:calc(100% + 24px);overflow-x:hidden;overflow-y:hidden;scroll-behavior:smooth;scroll-snap-type:mandatory;scroll-snap-type:x proximity;white-space:nowrap;width:calc(100% + 24px)}}@media(max-width:63.99em)and (max-width:63.99em){#fh .fh-menuplus__group-container .fh-menuplus__slider-list{overflow-x:auto}}#fh .fh-menuplus__group-container .fh-menuplus__slider-item{background-color:#f2f2f2;height:62px;width:160px}@media(min-width:48em){#fh .fh-menuplus__group-container .fh-menuplus__slider-item{margin-bottom:24px}}@media(min-width:80em){#fh .fh-menuplus__group-container .fh-menuplus__slider-item{height:80px;width:205px}}#fh .fh-menuplus__group-container .fh-menuplus__slider-item .fh-menuplus__lk{align-items:center;display:flex;height:62px;justify-content:center}@media(min-width:80em){#fh .fh-menuplus__group-container .fh-menuplus__slider-item .fh-menuplus__lk{height:80px}}#fh .fh-mobileapp{border-bottom:2px solid;border-top:2px solid;padding:24px}@media(min-width:64em){#fh .fh-mobileapp{display:none}}#fh .fh-mobileapp svg{max-height:40px;max-width:40px}#fh .fh-mobileapp__container{align-items:center;display:flex;flex-direction:row;justify-content:space-between}#fh .fh-mobileapp__img{width:56px}#fh .fh-mobileapp__titles{flex-grow:1}#fh .fh-mobileapp__title{font-size:14px;font-weight:600;line-height:20px;transition:color .3s ease}#fh .fh-mobileapp__subtitle{color:#727272;font-size:12px;line-height:16px}@media(max-width:63.99em){#fh .fh-mobilemenu{display:none}}@media(min-width:64em){#fh .fh-mobilemenu{display:flex;justify-content:space-between;width:calc(100% - 100px)}}@media(max-width:63.99em){#fh .fh-mobilemenu--open{bottom:0;display:block;font-size:0;left:0;max-width:320px;overflow-x:hidden;position:fixed;z-index:2}}@media(max-width:47.99em){#fh .fh-mobilemenu--open{top:52px}}@media(min-width:48em)and (max-width:63.99em){#fh .fh-mobilemenu--open{top:60px}}@media(max-width:47.99em){.fh--with-nav#fh .fh-mobilemenu--open{top:88px}}@media(min-width:48em)and (max-width:63.99em){.fh--with-nav#fh .fh-mobilemenu--open{top:96px}}#fh .fh-mobilemenu .fh-kw__lk:not(.fh-kw__lk--more),#fh .fh-mobilemenu .fh-menuplus__edito-item .fh-menuplus__lk{display:block}#fh .fh-mobilemenu .fh-kw__lk--open{transform:rotate(-180deg)}#fh .fh-menuopener{text-align:left}@media(max-width:63.99em){#fh .fh-menuopener{height:100%;padding-left:32px;padding-right:32px}}@media(max-width:47.99em){#fh .fh-menuopener{padding-left:24px;padding-right:24px}}#fh .fh-menuopener *{pointer-events:none}@media(max-width:63.99em){#fh .fh-menuopener__wrapper{align-self:stretch;flex-basis:160px}}@media(max-width:47.99em){#fh .fh-menuopener__wrapper{flex-basis:auto}#fh .fh-menuopener{font-size:0;vertical-align:middle}}@media(min-width:64em){#fh .fh-menuopener{display:none}}#fh .fh-menuopener svg{fill:currentcolor;vertical-align:middle}@media(max-width:47.99em){#fh .fh-menuopener svg{width:24px}}#fh .fh-menuopener-burger{display:inline-block;height:16px;margin:0 auto;position:relative;vertical-align:middle;width:16px}#fh .fh-menuopener-burger i,#fh .fh-menuopener-burger:after,#fh .fh-menuopener-burger:before{border-top:1px solid;display:block;height:1px;left:0;position:absolute;transition:transform .1s,opacity .1s;width:16px}#fh .fh-menuopener-burger:after,#fh .fh-menuopener-burger:before{content:""}#fh .fh-menuopener-burger:before{top:25%}#fh .fh-menuopener-burger i{top:50%}#fh .fh-menuopener-burger:after{top:75%}#fh .fh-menuopener.fh-menuopener--open .fh-menuopener-burger:before{transform:translateY(4px) rotate(45deg)}#fh .fh-menuopener.fh-menuopener--open .fh-menuopener-burger i{opacity:0}#fh .fh-menuopener.fh-menuopener--open .fh-menuopener-burger:after{transform:translateY(-4px) rotate(-45deg)}#fh .fh-menuopener-txt{font-size:15px;font-weight:600;line-height:20px;margin-left:4px;vertical-align:middle}@media(max-width:47.99em){#fh .fh-menuopener-txt{display:none}}#fh .fh-rubrics__list,#fh .fh-ssub-rubrics__list,#fh .fh-sub-rubrics__list{list-style:none;list-style-image:url(data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7);margin:0;padding-left:0}#fh .fh-rubrics{position:relative}#fh .fh-rubrics__wrapper{left:0;position:absolute;right:0}#fh .fh-rubrics__list{background-color:#fff;border-bottom:2px solid;display:block;font-size:0;white-space:nowrap}@media(max-width:63.99em){#fh .fh-rubrics__list{-webkit-overflow-scrolling:touch;scroll-snap-points-x:repeat(100%);display:flex;height:38px;list-style:none;list-style-image:url(data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7);max-width:100%;overflow-x:hidden;overflow-y:hidden;padding-bottom:4px;padding-left:34px;scroll-behavior:smooth;scroll-snap-type:mandatory;scroll-snap-type:x proximity;white-space:nowrap;width:100%}}@media(max-width:63.99em)and (max-width:63.99em){#fh .fh-rubrics__list{overflow-x:auto}}@media(min-width:64em){#fh .fh-rubrics__list{border-width:4px;padding-bottom:8px;text-align:center}}#fh .fh-rubrics__item{display:inline-block;flex-shrink:0}@media(max-width:63.99em){#fh .fh-rubrics__item{scroll-snap-coordinate:0 50%;margin-right:24px}}@media(min-width:64em){#fh .fh-rubrics__item{margin-right:32px}#fh .fh-rubrics__item:last-child{margin-right:0}}#fh .fh-rubrics__lk{align-items:center;display:flex;font-weight:600;margin:0}@media(max-width:63.99em){#fh .fh-rubrics__lk{font-size:16px;line-height:22px}}@media(min-width:64em){#fh .fh-rubrics__lk{font-size:14px;line-height:20px}}#fh .fh-rubrics__lk .svg-square{fill:currentcolor;margin-left:5px;position:relative;transform:rotate(90deg)}@media(max-width:63.99em){#fh .fh-rubrics__lk .svg-square{height:16px;width:16px}}@media(min-width:64em){#fh .fh-rubrics__lk .svg-square{height:12px;width:12px}}#fh .fh-rubrics__lk--btn.active .svg-square{transform:rotate(-90deg)}#fh .fh-rubrics__lk .fh__svg--jo{height:20px;margin-left:4px;margin-right:4px;width:12px}#fh .fh-sub-rubrics__list{display:none}#fh .fh-sub-rubrics__list.active{-ms-overflow-style:none;display:flex;flex-flow:row wrap;max-height:calc(100vh - 209px);max-height:calc(var(--vh, 1vh)*100 - 209px);min-height:0;overflow:auto;scrollbar-width:none}#fh .fh-sub-rubrics__list.active::-webkit-scrollbar{background:transparent;height:0;width:0}@media(max-width:63.99em){#fh .fh-sub-rubrics__list.active{max-height:calc(100vh - 148px);max-height:calc(var(--vh, 1vh)*100 - 148px)}}@media(max-width:47.99em){#fh .fh-sub-rubrics__list.active{max-height:calc(100vh - 140px);max-height:calc(var(--vh, 1vh)*100 - 140px)}#fh .fh-sub-rubrics__list{padding:0 40px 32px}}@media(min-width:48em){#fh .fh-sub-rubrics__list{padding:0 calc(108px - 6%) 32px 108px}}@media(min-width:64em){#fh .fh-sub-rubrics__list{padding:0 calc(48px - 4%) 32px 48px}}#fh .fh-sub-rubrics__item{font-size:20px;font-weight:600;line-height:28px;margin-top:32px;position:relative}@media(max-width:47.99em){#fh .fh-sub-rubrics__item{width:100%}}@media(min-width:48em){#fh .fh-sub-rubrics__item{flex:0 1 50%;padding-right:6%}}@media(min-width:64em){#fh .fh-sub-rubrics__item{flex:0 1 25%;padding-right:4%}}#fh .fh-sub-rubrics__item:before{content:"-";font-size:45px;left:-20px;line-height:0;position:absolute;top:11px}#fh .fh-ssub-rubrics__list{margin-top:5px}#fh .fh-ssub-rubrics__lk{display:inline-block;font-size:15px;font-weight:400;line-height:20px}#fh .fh-partner{align-items:center;background:#f2f2f2;border-radius:4px;display:flex;margin-top:15px;padding:8px 15px}@media(max-width:47.99em){#fh .fh-partner{max-width:350px}}#fh .fh-partner__lk{display:block}#fh .fh-partner__title{color:#333;font-size:12px;font-weight:300;line-height:16px;margin:0;padding-right:5px}#fh .fh-partner__logo{display:inline-block;height:auto;max-height:30px;max-width:120px;vertical-align:middle} #fh .fh-rubrics__lk{color:#163860}#fh .fh-rubrics__lk:hover,#fh .fh-rubrics__lk:focus{color: #4a90e2}#fh .fh-rubrics__lk:active{color: #1f66ba}#fh .fh-rubrics__wrapper{background-color: #ffffff}#fh .fh-rubrics__wrapper,#fh .fh-sub-rubrics__lk,#fh .fh-ssub-rubrics__lk {color: #163860}#fh .fh-sub-rubrics__item::before{color:#4a90e2}#fh .fh-sub-rubrics__lk:hover,#fh .fh-ssub-rubrics__lk:hover,#fh .fh-sub-rubrics__lk:focus,#fh .fh-ssub-rubrics__lk:focus {color: #4a90e2}#fh .fh-sub-rubrics__lk:active,#fh .fh-ssub-rubrics__lk:active{color: #1f66ba}#fh .fh-top{border-color:#163860}#fh .fh-rubrics__list{border-color: #163860}.fh-layer{background-color:#121212}.fh-wrapper::before{background-color:#121212}#fh .fh-kw__item,#fh .fh-menuplus__edito-item,#fh .fh-menuplus__covers-container,#fh .fh-menuplus__group-container,#fh .fh-user__item,#fh .fh-mobileapp,#fh .fh-menuplus__list-item{border-color:#d3e7ff}#fh .fh-menuplus--open{background-color:#ffffff}#fh .fh-menuplus__title{color:#163860}#fh .fh-menuplus__lk{color:#163860}#fh .fh-menuplus__lk:hover,#fh .fh-menuplus__lk:focus{color:#1f66ba}#fh .fh-menuplus__lk:active{color:#1f66ba}#fh .fh-user__account{background-color: #eff6ff}#fh .fh-user__item a{color:#163860}#fh .fh-user__item a:hover,#fh .fh-user__item a:focus{color:#1f66ba}#fh .fh-user__item a:active{color:#1f66ba}#fh .fh-subscribe{background-color: #ecb62f;color:#163860}#fh .fh-subscribe:hover,#fh .fh-subscribe:active,#fh .fh-subscribe:focus{background-color: #ffca46;color:#163860;}@media (max-width:63.99em){#fh .fh-kw__lk,#fh .fh-mobileapp__container .fh-mobileapp__title{color:#163860}#fh .fh-mobileapp__container .fh-mobileapp__arrow svg {fill:#163860}#fh .fh-kw__lk:hover,#fh .fh-kw__lk:focus, #fh .fh-mobileapp__container:hover .fh-mobileapp__title,#fh .fh-mobileapp__container:focus .fh-mobileapp__title,#fh .fh-mobileapp__container:hover .fh-mobileapp__arrow,#fh .fh-mobileapp__container:focus .fh-mobileapp__arrow{color:#4a90e2}#fh .fh-mobileapp__container:hover .fh-mobileapp__arrow svg,#fh .fh-mobileapp__container:focus .fh-mobileapp__arrow svg{fill:#4a90e2}#fh .fh-kw__lk:active,#fh .fh-mobileapp__container:active .fh-mobileapp__title,#fh .fh-mobileapp__container:active .fh-mobileapp__arrow{color:#1f66ba}#fh .fh-mobileapp__container:active .fh-mobileapp__arrow svg{fill:#1f66ba}#fh .fh-mobilemenu--open,#fh .fh-menuplus--open{background-color:#eff6ff}#fh .fh-menuopener{color:#163860}#fh .fh-menuopener:hover,#fh .fh-menuopener:focus{color:#4a90e2}#fh .fh-menuopener:active{color:#1f66ba}#fh .fh-search{background-color:#163860;color:#ffffff;}#fh .fh-search:hover,#fh .fh-search:focus{background-color:#4a90e2}#fh .fh-search:active{background-color:#1f66ba}#fh .fh-user__login{color:#163860}#fh .fh-user__login:hover,#fh .fh-user__login:focus{color:#4a90e2}#fh .fh-user__login:active{color:#1f66ba}}@media (min-width:64em){#fh .fh-top{background-color:#163860}#fh .fh-kw__lk,#fh .fh-search,#fh .fh-user__login{color:#ffffff}#fh .fh-kw__lk:hover,#fh .fh-kw__lk:focus,#fh .fh-search:hover,#fh .fh-search:focus,#fh .fh-user__login:hover,#fh .fh-user__login:focus{color:#4a90e2}#fh .fh-kw__lk:active,#fh .fh-search:active{color:#1f66ba}#fh .fh-user__account{background-color: #ffffff}#fh .fh-user__item a{background-color: #ffffff}#fh .fh-cover a{color: #163860}#fh .fh-cover a:hover,#fh .fh-cover a:focus{color: #4a90e2}#fh .fh-cover a:active{color: #1f66ba}#fh .fh-middle{border-color: #163860}}</style><svg xmlns="http://www.w3.org/2000/svg" style="display:none;"><defs><symbol id="fh-close" viewBox="0 0 24 24"><path d="M13.232 12l7.513 7.513a.871.871 0 0 1-1.232 1.232L12 13.232l-7.513 7.513a.871.871 0 0 1-1.232-1.232L10.768 12 3.255 4.487a.871.871 0 1 1 1.232-1.232L12 10.768l7.513-7.513a.871.871 0 1 1 1.232 1.232L13.232 12z"/></symbol><symbol id="fh-arrow" viewBox="0 0 24 24"><path d="M15.083 12l-6.85-6.678a.76.76 0 0 1 0-1.095.809.809 0 0 1 1.123 0l7.411 7.226a.76.76 0 0 1 0 1.094l-7.411 7.226a.809.809 0 0 1-1.123 0 .76.76 0 0 1 0-1.095L15.083 12z"/></symbol><symbol id="fh-user" viewBox="0 0 24 24"><path d="M12 12.574c-2.363 0-4.28-1.972-4.28-4.404v-.766C7.72 4.972 9.638 3 12 3c2.363 0 4.28 1.972 4.28 4.404v.766c0 2.432-1.917 4.404-4.28 4.404zm8 6.25v1.602c0 .317-.25.574-.558.574H4.558A.566.566 0 0 1 4 20.426v-1.603c0-1.64 1.061-3.078 2.595-3.508 1.83-.514 3.673-.826 5.405-.826 1.732 0 3.575.312 5.405.826 1.534.43 2.595 1.868 2.595 3.508z"/></symbol></defs></svg><header role="banner" class="fh fh--with-nav" id="fh"><div class="fh-wrapper"><nav class="fh-top" aria-label="Navigation des rubriques"><div class="fh-container fh-container--top fh-container--center"><div class="fh-menuopener__wrapper"><button title="Ouvrir/Fermer le menu" aria-label="Ouvrir/fermer le menu" class="fh-menuopener" data-component="mobilemenu"><span class="fh-menuopener-burger" aria-hidden="true"><i></i></span><span class="fh-menuopener-txt">Menu</span></button></div><div class="fh-mobilemenu"><a href='https://boutique.lefigaro.fr/patrimoine-bourse?origine=VWH21009&ga_source=VWH21009_header_ouvert&app=Figaro&source=header&redirect_uri=__uri__' class='fh-subscribe fh-subscribe--mob' data-gtm='{"customCategorie": "conversion", "customAction": "before_Landing_Premium_Menu", "customLabel": "true", "event": "customEventSPE"}' referrerpolicy='unsafe-url'> Abonnez-vous <span>0,99€ le premier mois</span></a><a href="https://recherche.lefigaro.fr/recherche/" class="fh-search"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" class='svg-square' aria-hidden="true"><path d="M15.043 15.93a7.326 7.326 0 1 1 .888-.888l4.885 4.886a.628.628 0 0 1-.888.888l-4.885-4.885zm-4.717.465a6.07 6.07 0 1 0 0-12.14 6.07 6.07 0 0 0 0 12.14z"/></svg><span class="fh-search__label">Rechercher</span></a><div class="fh-kw"><p class="fh-menuplus__title fh-menuplus__title--edito">Rubriques et services du Figaro</p><ul class="fh-kw__list"><li class="fh-kw__item"><a href="https://www.lefigaro.fr/politique" class="fh-kw__lk">Politique</a></li><li class="fh-kw__item"><a href="https://www.lefigaro.fr/international" class="fh-kw__lk">International</a></li><li class="fh-kw__item"><a href="https://www.lefigaro.fr/actualite-france" class="fh-kw__lk">Société</a></li><li class="fh-kw__item"><a href="https://www.lefigaro.fr/vox" class="fh-kw__lk">Vox</a></li><li class="fh-kw__item"><a href="https://www.lefigaro.fr/economie" class="fh-kw__lk">Économie</a></li><li class="fh-kw__item"><a href="https://www.lefigaro.fr/sports" class="fh-kw__lk">Sport</a></li><li class="fh-kw__item"><a href="https://www.lefigaro.fr/faits-divers" class="fh-kw__lk">Faits divers</a></li><li class="fh-kw__item"><a href="https://www.lefigaro.fr/culture" class="fh-kw__lk">Culture</a></li><li class="fh-kw__item"><a href="https://www.lefigaro.fr/voyages" class="fh-kw__lk">Voyage</a></li><li class="fh-kw__item"><a href="https://www.lefigaro.fr/style" class="fh-kw__lk">Style</a></li><li class="fh-kw__item"><a href="https://madame.lefigaro.fr" class="fh-kw__lk">Madame</a></li><li class="fh-kw__item"><a href="https://avis-vin.lefigaro.fr" class="fh-kw__lk">Vin</a></li></ul><button class="fh-kw__lk fh-kw__lk--more" title="Voir plus de sites" aria-label="Voir plus de sites" data-component="fh-menuplus"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" class="svg-square" aria-hidden="true"><path d="M12 2.2a9.8 9.8 0 110 19.6 9.8 9.8 0 010-19.6zm0 1.5a8.3 8.3 0 100 16.6 8.3 8.3 0 000-16.6zm3.8 6.5c.3.3.3.7 0 1l-3.4 3.6c-.2.3-.6.3-.8 0l-3.4-3.6a.7.7 0 010-1c.2-.3.6-.3.9 0l2.9 3.2 3-3.2c.2-.3.6-.3.8 0z"/></svg></button></div><div class="fh-menuplus" aria-hidden="true"><div class="fh-menuplus__container"><p class="fh-menuplus__logo"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 681.8 94.5" role="img" aria-labelledby="figaro_svg_alt"><title id="figaro_svg_alt">Le Figaro</title><path fill="#163860" d="m491.1 76.4-22-53.4h-29.9s-16.5 41.4-21.8 53.5c-.5 1.2-1.7 1.9-3 1.9h-5.5v14.3H441V78.4h-4.3c-1.4 0-2.3-1.4-1.8-2.6l2-4.7h26.2l1.9 4.7c.5 1.2.3 2.6-1 2.6h-5.6v14.3h40.8V78.4h-5.1c-1.3 0-2.5-.8-3-2Zm-49.4-16.9 8.3-20.2 8.4 20.2h-16.7ZM582.6 77l-9.2-13.3s14-2.9 14-17.5S575.7 23 554.8 23h-52.3v14.3h7.3c1 0 1.9.8 1.9 1.9v37.3c0 1-.8 1.9-1.9 1.9H505v14.3h43.2V78.4h-7.3c-1 0-1.9-.8-1.9-1.9v-9.4h8.5l17.6 25.6h27.8V78.4h-7.7c-1 0-2-.5-2.6-1.4Zm-33-22.3H539V37.3h10.6s12.8-.3 12.8 8.5c0 0 .9 8.9-12.8 8.9ZM0 92.7V78.3h7.3c1 0 1.9-.8 1.9-1.9V39.2c0-1-.8-1.9-1.9-1.9H0V23h45.7v14.3h-7.3c-1 0-1.9.8-1.9 1.9v39.1l17.9.1c1.1 0 1.9-.8 1.9-1.9V63.8h17.9v28.9H0ZM155.3 41.8V23H81v14.3h7.3c1 0 1.9.8 1.9 1.9v37.2c0 1-.8 1.9-1.9 1.9H81v14.4h74.3V73.8h-15.2v2.7c0 1.1-.9 1.9-1.9 1.9l-20.6-.1V64.1h22.5V51h-22.5V37.3l20.6-.1c1.1 0 1.9.8 1.9 1.9v2.7h15.2ZM193.6 23c.7.5 1.4 1.1 2.2 1.6 17.8 13.2 18 22.5 18 22.5v18.4c-5.6-1.7-9.2-3.6-12.9-5.5v16.5c0 1-.8 1.9-1.9 1.9h-7.3v14.3H237V78.4h-6.9c-1 0-1.9-.8-1.9-1.9V64.2h19.7V51.1h-19.8V37.3l17.9-.1c1.1 0 1.9.8 1.9 1.9v2.7h17.9V23h-72.2Z M638.4 21.2c-32.2 0-43.9 19.9-43.9 35.9 0 21.2 16.1 37.4 43.6 37.4 24.5 0 43.7-12.3 43.7-36.5s-18.4-36.8-43.4-36.8Zm.5 58.3c-7.4 0-15.3-3.9-15.3-23.7 0-12.2 5.3-19.8 14.4-19.8 8.6 0 14.9 5 14.9 21.1 0 17.6-6.5 22.4-14 22.4ZM272.2 78.4v14.3h45.7V78.4h-7.2c-1 0-1.9-.8-1.9-1.9V39.2c0-1 .8-1.9 1.9-1.9h7.3V23h-45.7v14.3h7.3c1 0 1.9.8 1.9 1.9v37.3c0 1-.8 1.9-1.9 1.9h-7.4ZM411.2 60.9v-6H370v12.4h14.9s.3 13.5-15.9 13.5c-8.8 0-17.9-5.1-17.9-22.8s12.9-22.5 20.8-22.5c8.7 0 15.1 3.4 18.7 8.8h18.1V23.2h-18v5.7s-9.6-7.4-26.6-7.4c-24.3 0-41.9 13.5-41.9 36.6 0 21.3 15.8 36.1 45.2 36.1 43.8 0 43.8-33.3 43.8-33.3Z"/><path fill="#0d6fef" class="plume" d="M228.3 70.2c2.2.4 8.3 3.6 10.9 5.7 7.2 5.8 14.8 14.7 14.8 14.7l3.3 2.1s-9.3-11.1-15.2-17c-4.2-4.1-11.2-11.2-11.2-11.2l-.4-.4h-2.3v6.1h.1ZM196.8 24.6c-.8-.6-1.5-1.1-2.2-1.6-16.1-12.2-21.4-18.7-22.8-23 0 0-4.9 17.7 8.2 31.7 0 0-3.2-.7-6.2-1.9 0 0 5.4 13.5 20.3 20.7 0 0-3.9.1-7.2-.3 0 0 3.5 5.3 14 10.8 3.7 1.9 8.3 3.8 13.9 5.5V47.1s-.2-9.3-18-22.5Z"/></svg></p><button title="Fermer" class="fh-menuplus__close"><svg width="12px" height="12px" class="svg-square" aria-hidden="true"><use xlink:href="#fh-close"></use></svg></button><div class="fh-menuplus__edito"><p class="fh-menuplus__title fh-menuplus__title--edito">Rubriques et services du Figaro</p><div class="fh-menuplus__slider"><ul class="fh-menuplus__list"><li class="fh-menuplus__list-item"><a href="https://video.lefigaro.fr" class="fh-menuplus__lk">Le Figaro Live</a></li><li class="fh-menuplus__list-item"><a href="https://www.lefigaro.fr/lefigaromagazine" class="fh-menuplus__lk">Le Figaro Magazine</a></li><li class="fh-menuplus__list-item"><a href="https://www.lefigaro.fr/dossier/la-verification" class="fh-menuplus__lk">La Vérification</a></li><li class="fh-menuplus__list-item"><a href="https://etudiant.lefigaro.fr" class="fh-menuplus__lk">Le Figaro Étudiant</a></li><li class="fh-menuplus__list-item"><a href="https://sante.lefigaro.fr" class="fh-menuplus__lk">Santé</a></li><li class="fh-menuplus__list-item"><a href="https://www.lefigaro.fr/sciences" class="fh-menuplus__lk">Sciences</a></li><li class="fh-menuplus__list-item"><a href="https://www.lefigaro.fr/dossier/fig-data-infographies-datavisualisation" class="fh-menuplus__lk">Fig Data</a></li><li class="fh-menuplus__list-item"><a href="https://www.lefigaro.fr/secteur/high-tech" class="fh-menuplus__lk">Tech et web</a></li><li class="fh-menuplus__list-item"><a href="https://bourse.lefigaro.fr" class="fh-menuplus__lk">Bourse</a></li><li class="fh-menuplus__list-item"><a href="https://immobilier.lefigaro.fr/actualites" class="fh-menuplus__lk">Le Figaro Immobilier</a></li><li class="fh-menuplus__list-item"><a href="https://emploi.lefigaro.fr" class="fh-menuplus__lk">Emploi</a></li><li class="fh-menuplus__list-item"><a href="https://www.lefigaro.fr/lifestyle" class="fh-menuplus__lk">Art de vivre</a></li><li class="fh-menuplus__list-item"><a href="https://www.lefigaro.fr/automobile" class="fh-menuplus__lk">Automobile</a></li><li class="fh-menuplus__list-item"><a href="https://www.lefigaro.fr/langue-francaise" class="fh-menuplus__lk">Langue française</a></li><li class="fh-menuplus__list-item"><a href="https://golf.lefigaro.fr" class="fh-menuplus__lk">Golf</a></li><li class="fh-menuplus__list-item"><a href="https://www.lefigaro.fr/histoire" class="fh-menuplus__lk">Histoire</a></li><li class="fh-menuplus__list-item"><a href="https://tvmag.lefigaro.fr" class="fh-menuplus__lk">TVMag</a></li><li class="fh-menuplus__list-item"><a href="https://tvmag.lefigaro.fr/programme-tv" class="fh-menuplus__lk">Programme TV</a></li><li class="fh-menuplus__list-item"><a href="https://www.lefigaro.fr/maison-et-jardin" class="fh-menuplus__lk">Maison et Jardin</a></li><li class="fh-menuplus__list-item"><a href="http://evene.lefigaro.fr" class="fh-menuplus__lk">Le Figaroscope</a></li><li class="fh-menuplus__list-item"><a href="https://jeux.lefigaro.fr" class="fh-menuplus__lk">Jeux</a></li><li class="fh-menuplus__list-item"><a href="https://www.lefigaro.fr/carnetdujour" class="fh-menuplus__lk">Carnet du jour</a></li><li class="fh-menuplus__list-item"><a href="https://guide-achat.lefigaro.fr" class="fh-menuplus__lk">Guide achat</a></li><li class="fh-menuplus__list-item"><a href="https://www.lefigaro.fr/services" class="fh-menuplus__lk">Services</a></li><li class="fh-menuplus__list-item"><a href="https://billetterie.lefigaro.fr" class="fh-menuplus__lk">Billetterie</a></li><li class="fh-menuplus__list-item"><a href="https://podcasts.lefigaro.fr" class="fh-menuplus__lk">Podcasts</a></li><li class="fh-menuplus__list-item"><a href="https://www.lefigaro.fr/dossier/les-questions-du-jour-du-figaro" class="fh-menuplus__lk">La question du jour</a></li><li class="fh-menuplus__list-item"><a href="https://boutique.lefigaro.fr" class="fh-menuplus__lk">Le Figaro Store</a></li><li class="fh-menuplus__list-item"><a href="https://lesvoyagesf.lefigaro.fr" class="fh-menuplus__lk">Les Voyages F</a></li><li class="fh-menuplus__list-item"><a href="https://www.lefigaro.fr/a-savoir-en-france" class="fh-menuplus__lk">À savoir en France</a></li></ul></div></div><div class="fh-menuplus__covers-container"><p class="fh-menuplus__title">Nos journaux et magazines</p><ul class="fh-menuplus__covers-list fh-menuplus__slider-list"><li class="fh-menuplus__slider-item"><a href="https://kiosque.lefigaro.fr/catalog/le-figaro" title="Le Figaro : accéder à la version print"><img data-src="https://i.f1g.fr/media/_uploaded/x205/header-covers/lefigaro_cover.png" alt="Le Figaro" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" height="205" /></a></li><li class="fh-menuplus__slider-item"><a href="https://kiosque.lefigaro.fr/catalog/le-figaro-magazine" title="Le Figaro Magazine : accéder à la version print"><img data-src="https://i.f1g.fr/media/_uploaded/x205/header-covers/figaromagazine_cover.png" alt="Le Figaro Magazine" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" height="205" /></a></li><li class="fh-menuplus__slider-item"><a href="https://kiosque.lefigaro.fr/catalog/madame-figaro" title="Madame Figaro : accéder à la version print"><img data-src="https://i.f1g.fr/media/_uploaded/x205/header-covers/figaromadame_cover.png" alt="Madame Figaro" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" height="205" /></a></li><li class="fh-menuplus__slider-item"><a href="https://kiosque.lefigaro.fr/catalog/tv-magazine" title="TV Magazine : accéder à la version print"><img data-src="https://i.f1g.fr/media/_uploaded/x205/header-covers/tvmagazine_cover.png" alt="TV Magazine" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" height="205" /></a></li></ul></div><div class="fh-menuplus__group-container"><p class="fh-menuplus__title">Les sites du Groupe Figaro</p><div class="fh-menuplus__slider"><ul class="fh-menuplus__list fh-menuplus__slider-list"><li class="fh-menuplus__slider-item"><a href="https://boutique.lefigaro.fr/?utm_source=Partenariat&utm_medium=email&utm_campaign=store_mkt_header-figaro.fr_2019_&utm_content=store&utm_term=SAN19154" class="fh-menuplus__lk" title="Accéder à Figaro Store"><img data-src="https://static.lefigaro.fr/header/images/logos/figaro-store.png?v=3" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" alt="Figaro Store" width="173" height="48" /></a></li><li class="fh-menuplus__slider-item"><a href="https://www.ticketac.com" class="fh-menuplus__lk" title="Accéder à TickeTac.com"><img data-src="https://static.lefigaro.fr/header/images/logos/ticketac.svg?v=2" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" alt="TickeTac.com" width="164" height="20" /></a></li><li class="fh-menuplus__slider-item"><a href="https://leparticulier.lefigaro.fr" class="fh-menuplus__lk" title="Accéder à Le Particulier"><img data-src="https://static.lefigaro.fr/header/images/logos/leparticulier.png?v=1" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" alt="Le Particulier" width="173" height="38" /></a></li><li class="fh-menuplus__slider-item"><a href="https://www.meteoconsult.fr/carte-meteo/pays-63/previsions-meteo-france-aujourdhui" class="fh-menuplus__lk" title="Accéder à Météo Consult"><img data-src="https://static.lefigaro.fr/header/images/logos/meteoconsult.png?v=1" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" alt="Météo Consult" width="80" height="80" /></a></li><li class="fh-menuplus__slider-item"><a href="https://www.lachainemeteo.com" class="fh-menuplus__lk" title="Accéder à La chaîne météo"><img data-src="https://static.lefigaro.fr/header/images/logos/lachainemeteo.png?v=1" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" alt="La chaîne météo" width="100" height="55" /></a></li><li class="fh-menuplus__slider-item"><a href="https://figaronautisme.meteoconsult.fr" class="fh-menuplus__lk" title="Accéder à Figaro Nautisme"><img data-src="https://static.lefigaro.fr/header/images/logos/nautisme.png?v=1" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" alt="Figaro Nautisme" width="164" height="65" /></a></li><li class="fh-menuplus__slider-item"><a href="https://lesvoyagesf.fr" class="fh-menuplus__lk" title="Accéder à Les voyages F"><img data-src="https://static.lefigaro.fr/header/images/logos/voyagesf.png?v=2" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" alt="Les voyages F" width="164" height="45" /></a></li><li class="fh-menuplus__slider-item"><a href="https://www.cadremploi.fr" class="fh-menuplus__lk" title="Accéder à Cadremploi"><img data-src="https://static.lefigaro.fr/header/images/logos/cadremploi.svg?v=1" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" alt="Cadremploi" width="172" height="80" /></a></li><li class="fh-menuplus__slider-item"><a href="https://emploi.lefigaro.fr" class="fh-menuplus__lk" title="Accéder à Le Figaro Emploi"><img data-src="https://static.lefigaro.fr/header/images/logos/le-figaro-emploi.png?v=1" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" alt="Le Figaro Emploi" width="136" height="49" /></a></li><li class="fh-menuplus__slider-item"><a href="https://immobilier.lefigaro.fr" class="fh-menuplus__lk" title="Accéder à Immobilier"><img data-src="https://static.lefigaro.fr/header/images/logos/immobilier.svg?v=1" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" alt="Immobilier" width="164" height="70" /></a></li><li class="fh-menuplus__slider-item"><a href="https://www.explorimmoneuf.com" class="fh-menuplus__lk" title="Accéder à Immoneuf"><img data-src="https://static.lefigaro.fr/header/images/logos/immoneuf.svg?v=1" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" alt="Immoneuf" width="164" height="70" /></a></li><li class="fh-menuplus__slider-item"><a href="https://proprietes.lefigaro.fr" class="fh-menuplus__lk" title="Accéder à Propriétés de France"><img data-src="https://static.lefigaro.fr/header/images/logos/proprietes.png?v=1" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" alt="Propriétés de France" width="173" height="58" /></a></li><li class="fh-menuplus__slider-item"><a href="https://www.achat-terrain.com" class="fh-menuplus__lk" title="Accéder à Achat Terrain"><img data-src="https://static.lefigaro.fr/header/images/logos/achatterrain.svg?v=1" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" alt="Achat Terrain" width="164" height="59" /></a></li><li class="fh-menuplus__slider-item"><a href="https://www.chooseyourboss.com" class="fh-menuplus__lk" title="Accéder à Choose your boss"><img data-src="https://static.lefigaro.fr/header/images/logos/chooseyourboss.svg?v=1" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" alt="Choose your boss" width="156" height="70" /></a></li><li class="fh-menuplus__slider-item"><a href="https://www.marcovasco.fr" class="fh-menuplus__lk" title="Accéder à Marco Vasco"><img data-src="https://static.lefigaro.fr/header/images/logos/marcovasco.png?v=1" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" alt="Marco Vasco" width="173" height="17" /></a></li><li class="fh-menuplus__slider-item"><a href="https://www.maisonsduvoyage.com" class="fh-menuplus__lk" title="Accéder à Maisons du voyage"><img data-src="https://static.lefigaro.fr/header/images/logos/maisonsduvoyage.png?v=1" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" alt="Maisons du voyage" width="160" height="80" /></a></li><li class="fh-menuplus__slider-item"><a href="https://www.gala.fr" class="fh-menuplus__lk" title="Accéder à Gala"><img data-src="https://static.lefigaro.fr/header/images/logos/gala.svg?v=1" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" alt="Gala" width="112" height="70" /></a></li><li class="fh-menuplus__slider-item"><a href="https://www.crossdufigaro.com" class="fh-menuplus__lk" title="Accéder à Cross Le Figaro 2024"><img data-src="https://static.lefigaro.fr/header/images/logos/lecrossdufigaro.svg?v=1" src="data:image/gif;base64,R0lGODlhAQABAAD/ACwAAAAAAQABAAACADs%3D" alt="Cross Le Figaro 2024" width="164" height="70" /></a></li></ul></div></div></div></div></div><div class="fh-logo"><a href="https://www.lefigaro.fr" class="fh-logo__main" title="Retourner sur Le Figaro.fr" aria-label="Retourner sur Le Figaro.fr"><svg width="45" height="51" viewBox="0 0 45 51" fill="none" xmlns="http://www.w3.org/2000/svg"><g fill="none" fill-rule="evenodd"><path d="M11.7743 11.7198C12.0765 11.9482 12.3844 12.1799 12.7048 12.4185C20.2934 18.0631 20.3718 22.0307 20.3718 22.0318V30.3089C17.987 29.5863 16.0384 28.7671 14.4602 27.9525V34.5503C14.4602 34.9968 14.0978 35.3593 13.6513 35.3593H10.5552V41.4663H29.8874V35.3479H26.9538C26.5072 35.3479 26.1448 34.9855 26.1448 34.539V32.2211V29.2898H26.7629H34.5832V23.685H26.1448V17.8279L33.7709 17.7972C34.2197 17.795 34.5832 18.1586 34.5832 18.6062V19.7765H42.2275V11.7209H11.7743V11.7198Z" fill="#163860"/><path d="M26.1436 31.8758C27.0741 32.0394 29.6646 33.3994 30.7894 34.3095C33.8435 36.7807 37.1089 40.5824 37.1089 40.5824L38.5337 41.4663C38.5337 41.4663 34.5786 36.7523 32.0358 34.2163C30.2634 32.4484 27.2763 29.4569 27.2763 29.4569L27.1173 29.2887H26.1436V31.8758V31.8758Z" fill="#0D6FEF"/><path d="M12.7047 12.4174C12.3843 12.1788 12.0764 11.9482 11.7742 11.7187C4.91276 6.52629 2.62902 3.7415 2.03253 1.89633C2.03253 1.89633 -0.0637374 9.43038 5.54448 15.434C5.54448 15.434 4.1856 15.1511 2.88239 14.6409C2.88239 14.6409 5.2059 20.4184 11.5492 23.4771C11.5492 23.4771 9.9063 23.5339 8.48947 23.3634C8.48947 23.3634 9.99151 25.6426 14.459 27.9502C16.0383 28.766 17.9857 29.5841 20.3706 30.3067V22.0296C20.3717 22.0296 20.2933 18.062 12.7047 12.4174Z" fill="#0D6FEF"/></g></svg></a><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 29 44" class="fh-logo__separator svg-square" aria-hidden="true"><path d="M8.3 36.9l14-29" fill="none" stroke="#ccc" stroke-linecap="square"/></svg><a href="https://bourse.lefigaro.fr/" class="fh-logo__rubrics" title="Accéder à Le Particulier" aria-label="Accéder à Le Particulier"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 328.9 44" style="enable-background:new 0 0 328.9 44" xml:space="preserve"><style>.st0{fill:#1f66ba}.st11{fill:#1a171b}</style><g id="Repères"><path class="st11" d="M2.9 44c-.6 0-1.2-.2-1.6-.6-.4-.4-.6-.9-.6-1.6 0-.8.4-1.5 1.1-1.9.7-.5 1.9-.8 3.6-.9 0-.2 0-.5-.1-.7 0-.2-.1-.4-.2-.6-.1-.2-.3-.3-.5-.4-.2-.1-.5-.2-.8-.2-.4 0-.9.1-1.2.2-.4.2-.7.3-1 .6L1 37c.4-.3.8-.5 1.3-.7.5-.2 1.1-.3 1.7-.3.9 0 1.6.3 2 .9.4.6.6 1.3.6 2.3v4.7h-1l-.1-.9c-.4.3-.8.6-1.2.8-.5.1-.9.2-1.4.2zm.4-1c.4 0 .7-.1 1-.2.3-.2.7-.4 1-.8v-2.1c-.6.1-1.2.2-1.6.3-.4.1-.8.2-1.1.4-.2.1-.4.3-.6.5-.1.2-.2.4-.2.7 0 .4.1.8.4.9.4.2.7.3 1.1.3zm7.4.8L8 36.2h1.3l1.4 4.3.3 1.1c.1.4.2.7.4 1.1h.1c.1-.4.2-.7.3-1.1l.3-1.1 1.4-4.3h1.3l-2.7 7.6h-1.4zm8.7.2c-.5 0-1-.1-1.4-.3-.4-.2-.8-.5-1.2-.8-.3-.4-.6-.8-.8-1.3-.2-.5-.3-1.1-.3-1.7 0-.6.1-1.2.3-1.7.2-.5.5-.9.8-1.3.3-.3.7-.6 1.1-.8.4-.2.8-.3 1.3-.3s.9.1 1.3.2c.4.2.7.4 1 .7.3.3.5.7.6 1.1.1.4.2.9.2 1.5v.7H17c.1.8.3 1.5.8 1.9.5.5 1.1.7 1.8.7.4 0 .7-.1 1-.2.3-.1.6-.3.9-.4l.5.8c-.3.2-.7.4-1.1.5-.6.6-1 .7-1.5.7zM17 39.4h4.1c0-.8-.2-1.4-.5-1.8-.3-.4-.8-.6-1.4-.6-.3 0-.5.1-.8.2-.2.1-.5.3-.7.5-.2.2-.4.5-.5.7-.1.3-.2.6-.2 1zM27.1 44c-.5 0-1-.1-1.4-.3-.4-.2-.8-.4-1.1-.8-.3-.4-.6-.8-.8-1.3-.2-.5-.3-1.1-.3-1.7 0-.6.1-1.2.3-1.7.2-.5.5-.9.8-1.3.3-.3.7-.6 1.2-.8.5-.2.9-.3 1.4-.3.5 0 .9.1 1.3.3.4.2.7.4.9.6l-.7.8c-.2-.2-.4-.4-.7-.5-.3-.1-.5-.2-.8-.2-.3 0-.7.1-1 .2-.3.1-.6.3-.8.6-.2.3-.4.6-.5.9-.1.4-.2.8-.2 1.2 0 .4.1.8.2 1.2.1.4.3.7.5.9.2.3.5.5.8.6.3.1.6.2 1 .2s.7-.1 1-.2c.3-.2.6-.3.8-.5l.6.9c-.3.3-.7.5-1.1.7-.5.4-1 .5-1.4.5z"/><path id="Combined-Shape" class="st11" d="M101.6 30.3v11.9c0 .3.1.6.2.9h2.1c.1-.2.2-.6.2-.9v-5.4c0-.2 0-.5-.1-.7-.1-.3-.4-.5-.6-.4-.2 0-.5 0-.6.1l-.1-.3 3.2-1v7.7c0 .3.1.6.2.9h2.9c-1.2-.9-2-2.4-1.9-4-.2-2.4 1.5-4.4 3.9-4.6h.3c.7 0 1.5.2 2.1.6 1 .6 1.4 1.5 1.5 3.4H109v.5c-.1 1.7 1.2 3.4 3 3.5.5 0 1-.1 1.4-.3.8-.4 1.4-1.1 1.5-2h.3c-.1.5-.3 1-.5 1.5-.3.6-.7 1.1-1.4 1.5h2.7c.1-.3.2-.6.2-.9v-6c-.1-.3-.4-.5-.6-.4-.2 0-.5.1-.6.1l-.1-.3 3.4-1V37c.2-.5.6-.9 1-1.2.4-.4.8-.6 1.4-.6.3 0 .5.1.7.2.2.1.4.5.4.7 0 .2-.1.5-.3.6-.1.1-.5.3-.6.2-.3 0-.6-.1-.7-.4-.1-.1-.3-.3-.5-.3-.6 0-1.2 1-1.2 2.1v4.3c0 .3.1.6.2.9h3v1H37.1v-1h11.3c.2-.2.3-.6.3-1v-9.9c.1-.5-.1-.8-.5-1-.1-.6-.1-.6-.3-.6h-1v-.3h5.8c3 0 4.9 1.5 4.9 3.7s-1.9 3.7-4.6 3.7c-.8 0-1.5-.1-2.3-.3v4.4c-.1.4.1.6.3.9h6.8c-.4-.4-.6-.9-.6-1.4.1-1.2 1-2.3 2.1-2.6.5-.1 1.1-.4 1.7-.6h.1l1.4-.4v-1.7c0-.6 0-.8-.3-1.1-.4-.4-.9-.5-1.4-.5-.9 0-1.6.5-1.6 1.1v.3l.1.3v.2c-.1.5-.6.9-1.1.8-.5-.1-.7-.4-.8-.8 0-1.4 1.6-2.4 3.7-2.4s3.2.6 3.2 2.3v5c0 .8.1 1.1.6 1.1.3 0 .5-.1.8-.5l.2.2c-.1.2-.3.4-.5.6h1c.1-.3.3-.6.2-.9V36.2c-.1-.3-.4-.5-.6-.4-.2 0-.5.1-.6.1l-.1-.3 3.4-1v2.1c.2-.5.6-.9 1-1.2.4-.4.8-.6 1.4-.6.1 0 .3 0 .5.1 1.4-.5 2.4-1.6 2.8-3h.3v2.7H77v.6h-2.3V42.2c.1.5.5.7 1 .6.6 0 .9-.3 1.4-1l.3.1-.3.6c-.1.2-.3.5-.5.6h1.5c.1-.3.2-.6.2-.9v-5.4c0-.2 0-.5-.1-.7-.2-.2-.5-.4-.7-.4-.2 0-.5 0-.6.1l-.1-.3 3.2-1v7.7c0 .3.1.6.2.9h2.9c-1.4-.8-2.1-2.3-2-3.9-.1-2.6 1.9-4.7 4.5-4.8h.1c1.7 0 3.2 1 3.2 2.1 0 .5-.5 1-1 1-.2 0-.5-.1-.6-.2-.2-.1-.3-.5-.3-.6V36c0-.3-.1-.6-.5-.7-.2-.1-.5-.2-.8-.2-1.5 0-2.6 1.5-2.6 3.7s1.2 3.9 3 3.9c.6 0 1.4-.2 1.7-.6.5-.5 1-1 1.2-1.7l.3.1c-.2.9-.6 1.7-1.2 2.4-.2.1-.5.3-.6.5H91h-.1c-.5-.5-.6-1-.6-2.1V37c.1-.3.1-.5 0-.8-.1-.3-.4-.5-.6-.4-.2 0-.5.1-.6.1l-.1-.3 3.2-1v6.6c-.1.5.1 1 .4 1.4.3.3.7.5 1.1.4.3 0 .6-.1.9-.2.6-.3 1.1-.6 1.5-1.2V37c.1-.3.1-.5 0-.8-.1-.3-.4-.5-.6-.4-.2 0-.4.1-.6.1l-.3-.2 3.4-1v7.1c0 .7.3 1 .9 1h.5v.2l-1.4.5h1.9V43c.1-.2.1-.2.1-.8v-9.4c.1-.3.1-.5 0-.8-.1-.3-.4-.5-.6-.4-.2 0-.5 0-.6.1l-.1-.2 2.9-1.2zm-5.8 11.5c-.4.5-.8.9-1.4 1.2h1.4v-1.2zm-23-6.6h-.7c.1.3.1.6 0 .9-.1.3-.5.5-.8.5s-.5-.1-.7-.4c-.1-.1-.3-.3-.5-.3-.6 0-1.2 1-1.2 2.1v4.3c0 .3.1.6.2.9h4.2c-.3-.5-.5-1-.5-1.5v-6.5zm-10.2 7c-.3.3-.6.6-1 .9h1.2c0-.3-.1-.6-.2-.9zm0-3.5c-.6.1-.8.2-1.4.5-.5.1-1 .4-1.5.6-.5.3-.8.9-.8 1.5 0 .9.7 1.6 1.6 1.6.3 0 .6-.1.9-.2.4-.2.7-.5 1-.9l.2-3.1zm-22.8-7.2v.2c-.6 0-.6 0-.9.1-.3.1-.4.4-.3.6V39c0 .4 0 .4.1.5.1.1.1.1 1 .1h.6c1.4 0 1.7 0 2.2-.3.4-.3.6-.6.6-1.1-.1-.4-.1-.7-.1-1.1-.1-1.5 1-3 2.5-3.1h.2c.5 0 1 .1 1.4.5.6.5.9 1 1 2.2h-3.9v.5c-.1 1.2.7 2.2 1.9 2.3.3 0 .6-.1.9-.2.5-.3.9-.7 1-1.4-.1.3-.1.6-.3 1-.5.9-1.2 1.4-2.2 1.4-1 0-2-.6-2.4-1.5l-.4 1.5H36v-.2h.3c.1 0 .4-.1.5-.1.2-.1.3-.3.3-.6v-6.6c0-.4-.1-.6-.3-.6-.1-.1-.1-.2-.2-.2H36v-.3l3.8-.2zM111 35c-.9.1-1.6.6-1.7 1.5-.1.3-.1.6-.2 1h3.9c0-.7-.2-1.4-.6-2-.4-.3-.9-.5-1.4-.5zm-58.6-3.8c-.5 0-1 .1-1.5.2V37c.6.1 1.1.3 1.7.3 1.5.1 2.8-.9 3-2.4v-.6c.1-1.5-1-3-2.6-3.1h-.6zm-7 3.2c-.6.1-1 .5-1.2 1.1 0 .2-.1.4-.1.6h2.6c0-.5-.1-1-.5-1.4-.1-.1-.4-.3-.8-.3zm33.4-4.1c.4 0 .6.1.8.3.3.2.3.5.3.8s-.1.6-.3.8c-.2.2-.5.3-.7.3-.4 0-.7-.1-1-.5-.3-.4-.2-.8 0-1.2.2-.3.6-.5 1-.5h-.1zm25.5.3c.3-.3.8-.4 1.2-.2.5.2.6.6.6 1 0 .3-.1.5-.3.7-.5.5-1.2.5-1.5 0-.4-.3-.4-1.1 0-1.5z"/><path class="st0" d="M0 25v-1.4h.4c.7 0 1.4-.1 1.9-.4.5-.3.8-.9.8-2V5.1c0-1-.3-1.6-.8-1.8-.5-.3-1.1-.5-1.9-.5H0V1.4h9.3c2.8 0 4.8.6 6.1 1.8 1.3 1.2 2 2.9 2 5 0 1.3-.3 2.5-.8 3.7-.6 1.1-1.5 2.1-2.8 2.8-1.3.7-3 1.1-5.2 1.1H6.5v5.6c0 1 .3 1.6.8 1.8s1.2.4 1.9.4h1.1V25H0zm6.5-10.7h1.7c2 0 3.4-.4 4.3-1.3.9-.9 1.3-2.4 1.3-4.5 0-1.8-.4-3.2-1.2-4.1S10.6 3 8.7 3H6.5v11.3zM25.4 25.3c-1.5 0-2.7-.4-3.7-1.3s-1.5-2.2-1.5-4c0-1.8.6-3.1 1.9-3.9 1.2-.8 3.1-1.3 5.7-1.4l2.7-.1v-2c0-.8-.1-1.5-.2-2.1s-.3-1-.8-1.3c-.4-.4-1.1-.5-2-.5-.8 0-1.5.2-1.9.5s-.7.7-.9 1.3c-.1.6-.2 1.2-.2 1.8-.9 0-1.6-.2-2.1-.5s-.7-.9-.7-1.6c0-.7.3-1.4.8-1.8.5-.5 1.3-.8 2.1-1 .9-.2 1.9-.3 3-.3 2 0 3.5.4 4.5 1.3s1.5 2.3 1.5 4.4v8.5c0 .9.2 1.6.5 1.9.3.3.8.5 1.6.5h.1V25h-4.5l-.5-2.8h-.3c-.5.6-.9 1.2-1.4 1.6-.4.5-1 .8-1.6 1.1-.4.3-1.2.4-2.1.4zm.8-2c1.3 0 2.4-.4 3.2-1.2.8-.8 1.2-1.9 1.2-3.3V16l-2.1.1c-1.9.1-3.2.5-3.9 1.1-.7.7-1.1 1.7-1.1 3 0 2.1.9 3.1 2.7 3.1zM45.2 25.3c-1.7 0-2.9-.4-3.6-1.1s-1.1-2.1-1.1-4v-11H38V7.9c.4 0 .8-.1 1.3-.2.5-.2.9-.4 1.3-.8s.7-.9.9-1.5.4-1.3.6-2.1h1.5v4.1h4.3v1.9h-4.3v11.1c0 1.1.2 1.9.7 2.5s1.1.8 1.8.8c.4 0 .8 0 1.1-.1.3 0 .7-.1 1-.2v1.5c-.3.1-.7.3-1.3.4h-1.7zM50 25v-1.4h.1c.7 0 1.4-.1 1.9-.4.5-.3.8-.9.8-2V10.9c0-1-.3-1.6-.8-1.8-.5-.3-1.2-.4-1.9-.4H50V7.3h5l.6 3.3h.2c.3-.7.6-1.3.9-1.8.3-.5.8-1 1.3-1.3s1.4-.5 2.4-.5c1.2 0 2.1.2 2.7.6.6.4.9 1 .9 1.8 0 .7-.2 1.2-.7 1.7-.5.4-1.3.7-2.4.7 0-.9-.1-1.6-.4-2-.3-.4-.7-.6-1.4-.6-.6 0-1.1.2-1.6.7s-.7 1.1-1 1.8c-.2.7-.4 1.5-.5 2.3-.1.8-.2 1.5-.2 2.2v5.2c0 1 .3 1.6.8 1.8s1.2.4 1.9.4h.9V25H50zM65.2 25v-1.4h.4c.7 0 1.4-.1 1.9-.4.5-.3.8-.9.8-1.8V10.9c0-1-.3-1.6-.8-1.8-.5-.3-1.2-.4-1.9-.4h-.1V7.3h5.9v13.9c0 1 .3 1.7.8 2 .5.3 1.2.4 1.9.4h.4V25h-9.3zm4.5-21c-.5 0-1-.2-1.3-.5-.4-.3-.6-.8-.6-1.5 0-.8.2-1.3.5-1.6.4-.3.8-.4 1.3-.4s.9.1 1.3.4c.4.3.6.8.6 1.6 0 .7-.2 1.3-.6 1.6-.2.3-.7.4-1.2.4zM75.9 25v-1.4h.4c.7 0 1.4-.1 1.8-.4.5-.3.7-.9.7-2V10.9c0-1-.2-1.6-.7-1.8-.5-.3-1.1-.4-1.8-.4h-.1V7.3h5.2l.4 2.7h.2c.7-1.2 1.4-2 2.2-2.4.9-.4 1.8-.6 2.8-.6 1.1 0 2 .2 2.9.7.9.5 1.5 1.2 1.9 2.3h.2c.7-1.2 1.4-2 2.3-2.4 1-.4 1.9-.6 2.9-.6 1.7 0 3 .5 3.9 1.5s1.4 2.7 1.4 4.9v7.8c0 1 .2 1.7.7 2 .5.3 1.1.4 1.8.4h.1V25h-5.7V13.6c0-1.4-.3-2.5-.8-3.3S97.3 9.1 96 9.1c-.9 0-1.6.2-2.2.7-.5.5-.9 1.1-1.1 1.8-.2.7-.3 1.6-.3 2.4v7.2c0 1 .2 1.7.7 2 .5.3 1.1.4 1.8.4h.1V25h-5.7V13.6c0-1.4-.3-2.5-.8-3.3-.5-.8-1.4-1.2-2.7-1.2-1 0-1.7.2-2.3.7s-.9 1.1-1.2 2c-.2.8-.4 1.7-.4 2.6v7c0 1 .3 1.6.8 1.8s1.2.4 1.9.4h.1V25h-8.8zM115.6 25.3c-2.4 0-4.2-.8-5.6-2.3-1.4-1.5-2-3.8-2-6.9 0-3.1.7-5.4 2-6.9s3.2-2.3 5.8-2.3c2.4 0 4.2.8 5.6 2.3s2 3.8 2 6.9c0 3.1-.7 5.4-2 6.9-1.3 1.6-3.2 2.3-5.8 2.3zm.1-1.7c1.6 0 2.8-.6 3.5-1.9.7-1.3 1-3.1 1-5.6s-.3-4.3-1-5.5c-.7-1.2-1.8-1.8-3.5-1.8s-2.8.6-3.5 1.8c-.7 1.2-1 3.1-1 5.5s.3 4.3 1 5.6c.7 1.3 1.8 1.9 3.5 1.9zM126 25v-1.4h.4c.7 0 1.4-.1 1.9-.4.5-.3.8-.9.8-1.8V10.9c0-1-.3-1.6-.8-1.8-.5-.3-1.2-.4-1.9-.4h-.1V7.3h5.9v13.9c0 1 .3 1.7.8 2 .5.3 1.2.4 1.9.4h.4V25H126zm4.5-21c-.5 0-1-.2-1.3-.5-.4-.3-.5-.8-.5-1.6s.2-1.3.5-1.6c.4-.3.8-.4 1.3-.4s.9.1 1.3.4c.4.3.6.8.6 1.6 0 .7-.2 1.3-.6 1.6-.3.4-.8.5-1.3.5zM136.7 25v-1.4h.3c.7 0 1.4-.1 1.9-.4.5-.3.8-.9.8-2V10.9c0-1-.3-1.6-.8-1.8-.5-.3-1.1-.4-1.9-.4h-.2V7.3h5.3l.4 2.7h.2c.7-1.2 1.4-2 2.3-2.4.8-.4 1.8-.6 2.9-.6 1.7 0 3.1.5 4.1 1.5 1 1 1.5 2.7 1.5 4.9v7.8c0 1 .2 1.7.7 2 .5.3 1.1.4 1.8.4h.2V25h-5.7V13.6c0-1.4-.3-2.5-.8-3.3s-1.5-1.2-2.8-1.2c-1 0-1.8.2-2.4.7-.6.5-1 1.1-1.3 2-.3.8-.4 1.7-.4 2.6v7c0 1 .3 1.6.8 1.8.5.3 1.1.4 1.9.4h.2V25h-9zM166.5 25.3c-2.4 0-4.3-.8-5.6-2.4-1.4-1.6-2-3.8-2-6.7 0-3.1.6-5.4 1.9-7 1.3-1.6 3.1-2.3 5.4-2.3 2.1 0 3.8.7 5 2 1.2 1.3 1.8 3.3 1.8 5.9v1.5h-11c0 2.4.5 4.1 1.3 5.2s2 1.6 3.6 1.6c1.1 0 2.1-.2 2.9-.7.8-.5 1.4-1 1.8-1.6.2.1.3.2.4.4s.2.4.2.7c0 .4-.2.9-.6 1.4-.4.5-1.1.9-1.9 1.3-.8.5-1.9.7-3.2.7zm-4.4-10.7h7.6c0-1.7-.3-3.1-.8-4.2s-1.5-1.6-2.8-1.6c-1.2 0-2.2.5-2.8 1.5-.7 1-1.1 2.4-1.2 4.3zM192.8 25.3c-2.4 0-4.3-.8-5.6-2.4-1.4-1.6-2-3.8-2-6.7 0-3.1.6-5.4 1.9-7 1.3-1.6 3.1-2.3 5.4-2.3 2.1 0 3.8.7 5 2 1.2 1.3 1.8 3.3 1.8 5.9v1.5h-11c0 2.4.5 4.1 1.3 5.2s2 1.6 3.6 1.6c1.1 0 2.1-.2 2.9-.7.8-.5 1.4-1 1.8-1.6.2.1.3.2.4.4s.2.4.2.7c0 .4-.2.9-.6 1.4-.4.5-1.1.9-1.9 1.3-.9.5-2 .7-3.2.7zm-4.4-10.7h7.6c0-1.7-.3-3.1-.8-4.2s-1.5-1.6-2.8-1.6c-1.2 0-2.2.5-2.8 1.5-.7 1-1.1 2.4-1.2 4.3zM208.9 25.3c-1.7 0-2.9-.4-3.6-1.1s-1.1-2.1-1.1-4v-11h-2.5V7.9c.4 0 .8-.1 1.3-.2.5-.2.9-.4 1.3-.8s.7-.9.9-1.5.4-1.3.6-2.1h1.5v4.1h4.3v1.9h-4.3v11.1c0 1.1.2 1.9.7 2.5s1.1.8 1.8.8c.4 0 .8 0 1.1-.1.3 0 .7-.1 1-.2v1.5c-.3.1-.7.3-1.3.4h-1.7zM222.4 25v-1.4h.4c.7 0 1.4-.1 1.9-.4.5-.3.8-.9.8-2V5.1c0-1-.3-1.6-.8-1.8-.5-.3-1.2-.4-1.9-.4h-.4V1.4h8.8c2.9 0 5 .5 6.4 1.4 1.4 1 2.1 2.4 2.1 4.5 0 1.5-.4 2.6-1.2 3.4s-1.8 1.4-2.9 1.8v.1c1.5.3 2.7.9 3.7 1.9.9 1 1.4 2.4 1.4 4.1 0 4.2-2.8 6.4-8.5 6.4h-9.8zm6.5-13.2h2.3c1.9 0 3.3-.4 4-1.1.7-.7 1.1-1.8 1.1-3.4 0-1.6-.4-2.7-1.2-3.3-.8-.6-2.1-.9-4-.9h-2.2v8.7zm0 11.5h3.2c1.9 0 3.2-.4 4-1.1.8-.7 1.2-2 1.2-3.7 0-1.7-.4-3-1.1-3.8-.7-.8-2-1.2-4-1.2h-3.3v9.8zM252.2 25.3c-2.4 0-4.2-.8-5.6-2.3-1.4-1.5-2-3.8-2-6.9 0-3.1.7-5.4 2-6.9s3.2-2.3 5.8-2.3c2.4 0 4.2.8 5.6 2.3s2 3.8 2 6.9c0 3.1-.7 5.4-2 6.9-1.4 1.6-3.3 2.3-5.8 2.3zm0-1.7c1.6 0 2.8-.6 3.5-1.9.7-1.3 1-3.1 1-5.6s-.3-4.3-1-5.5c-.7-1.2-1.8-1.8-3.5-1.8s-2.8.6-3.5 1.8c-.7 1.2-1 3.1-1 5.5s.3 4.3 1 5.6c.7 1.3 1.9 1.9 3.5 1.9zM270.8 25.3c-1.7 0-3.1-.5-4-1.5-.9-1-1.4-2.7-1.4-4.9V11c0-1-.3-1.6-.8-1.8-.5-.3-1.2-.4-1.9-.4h-.1V7.3h5.9v11.4c0 1.4.2 2.5.7 3.3.5.8 1.4 1.2 2.7 1.2 1.5 0 2.5-.5 3.2-1.5.7-1 1-2.3 1-3.9V11c0-1-.3-1.7-.8-2-.5-.3-1.2-.4-1.9-.4h-.1V7.3h5.9v14.1c0 1 .3 1.6.8 1.8s1.2.4 1.9.4h.1V25h-5.2l-.4-2.7h-.2c-.7 1.2-1.5 2-2.4 2.4-1 .4-2 .6-3 .6zM283.8 25v-1.4h.1c.7 0 1.4-.1 1.9-.4.5-.3.8-.9.8-2V10.9c0-1-.3-1.6-.8-1.8-.5-.3-1.2-.4-1.9-.4h-.1V7.3h5.1l.6 3.3h.2c.3-.7.6-1.3.9-1.8.3-.5.8-1 1.3-1.3s1.3-.5 2.3-.5c1.2 0 2.1.2 2.7.6.6.4.9 1 .9 1.8 0 .7-.2 1.2-.7 1.7-.5.4-1.3.7-2.4.7 0-.9-.1-1.6-.4-2-.3-.4-.7-.6-1.4-.6-.6 0-1.1.2-1.6.7s-.7 1.1-1 1.8c-.2.7-.4 1.5-.5 2.3-.1.8-.2 1.5-.2 2.2v5.2c0 1 .3 1.6.8 1.8s1.2.4 1.9.4h.9V25h-9.4zM305.2 25.3c-1.6 0-3-.3-4-.9-1-.6-1.5-1.5-1.5-2.6 0-.6.1-1.1.3-1.4.2-.3.5-.6.8-.7s.6-.2.9-.2c0 1.2.3 2.2.8 3 .5.8 1.4 1.2 2.8 1.2 1.2 0 2.1-.3 2.7-.8s.9-1.3.9-2.2c0-.5-.1-1-.3-1.4-.2-.4-.6-.7-1.2-1s-1.4-.7-2.5-1.2-2.1-1-2.8-1.5c-.7-.5-1.3-1-1.6-1.7-.4-.6-.5-1.4-.5-2.4 0-1.5.6-2.6 1.7-3.4s2.6-1.2 4.5-1.2c1.6 0 2.8.3 3.6.9.8.6 1.2 1.3 1.2 2.1 0 .6-.2 1.1-.6 1.4-.4.4-1 .5-1.7.5 0-1.1-.2-2-.7-2.6-.5-.6-1.2-.9-2.1-.9-1.1 0-1.9.2-2.4.7-.5.5-.7 1.1-.7 1.9 0 .8.3 1.5.9 1.9.6.5 1.7 1 3.2 1.6 1.2.5 2.1 1 2.8 1.5.7.5 1.3 1 1.6 1.7.3.6.5 1.4.5 2.3 0 1.7-.6 3-1.8 3.9-1.3 1.1-2.9 1.5-4.8 1.5zM322.6 25.3c-2.4 0-4.3-.8-5.6-2.4-1.4-1.6-2-3.8-2-6.7 0-3.1.6-5.4 1.9-7 1.3-1.6 3.1-2.3 5.4-2.3 2.1 0 3.8.7 5 2 1.2 1.3 1.8 3.3 1.8 5.9v1.5h-11c0 2.4.5 4.1 1.3 5.2s2 1.6 3.6 1.6c1.1 0 2.1-.2 2.9-.7.8-.5 1.4-1 1.8-1.6.2.1.3.2.4.4s.2.4.2.7c0 .4-.2.9-.6 1.4-.4.5-1.1.9-1.9 1.3-.8.5-1.9.7-3.2.7zm-4.4-10.7h7.6c0-1.7-.3-3.1-.8-4.2s-1.5-1.6-2.8-1.6c-1.2 0-2.2.5-2.8 1.5-.7 1-1.1 2.4-1.2 4.3z"/></g></svg></a></div><div class="fh-user__wrapper"><div class="fh-user"><a href='https://connect.lefigaro.fr/login?client=leparticulier_web&type=main&redirect_uri=__uri__' class='fh-user__login fh-user__login--not-connected' data-gtm='{"customCategorie": "conversion", "customAction": "before_Landing_Connexion_Header", "customLabel": "true", "event": "customEventSPE"}'><svg width="16px" height="16px" class="fh-svg-user svg-square" aria-hidden="true"><use xlink:href="#fh-user"></use></svg><span>Se connecter</span></a><button class="fh-user__login fh-user__login--is-connected" data-component="fh-btn-connect" aria-label="Mon compte"><svg width="16px" height="16px" class="fh-svg-close svg-square" aria-labelledby="fh-user-close"><title id="fh-user-close">Fermer le panneau</title><use xlink:href="#fh-close"></use></svg><svg width="16px" height="16px" class="fh-svg-user svg-square" aria-labelledby="fh-user-open"><title id="fh-user-open">Ouvrir le panneau</title><use xlink:href="#fh-user"></use></svg><span>Mon compte <svg width="12px" height="12px" class="fh-svg-arrow" aria-hidden="true"><use xlink:href="#fh-arrow"></use></svg></span></button><ul class="fh-user__account" aria-hidden="true"><li class="fh-user__item"><a href="https://moncompte.lefigaro.fr/"><svg width="16px" height="16px" class="fh-svg-user svg-square" aria-hidden="true"><use xlink:href="#fh-user"></use></svg><span>Mon compte</span></a></li><li class="fh-user__item"><a href="https://moncompte.lefigaro.fr/mes-newsletters"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" class="svg-square" aria-hidden="true"><path d="M19.828 6.403l-7.442 6.793c-.219.2-.553.2-.772 0L4.172 6.402a.969.969 0 0 0-.023.213v10.77a.96.96 0 0 0 .957.961h13.788a.96.96 0 0 0 .957-.961V6.615a.969.969 0 0 0-.023-.212zM5.062 5.655L12 11.99l6.938-6.335a.97.97 0 0 0-.044-.001H5.106a.97.97 0 0 0-.044 0zM5.106 4.5h13.788A2.11 2.11 0 0 1 21 6.615v10.77a2.11 2.11 0 0 1-2.106 2.115H5.106A2.11 2.11 0 0 1 3 17.385V6.615A2.11 2.11 0 0 1 5.106 4.5z"/></svg><span>Mes newsletters</span></a></li><li class="fh-user__item"><a class='fh-user__subscribe' href='https://boutique.lefigaro.fr/patrimoine-bourse?origine=VWH20007&ga_source=VWH20007_lp-abo-num-bourse&redirect_uri=__uri__' data-gtm='{"customCategorie": "conversion", "customAction": "before_Landing_Premium_Menu_Inscrit", "customLabel": "true", "event": "customEventSPE"}' referrerpolicy='unsafe-url'><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" class="svg-square" aria-hidden="true"><path d="M9.07 7.25a6.36 6.36 0 0 1 3.14 3.44v4.43a12.66 12.66 0 0 1-3.4-1.26v2.9a.5.5 0 0 1-.15.38.52.52 0 0 1-.39.15H7.11V20h8.65v-2.7h-1.11c-.65 0-.88-.21-.88-.72v-1.85h2.85v-2.47h-2.85v-2.3h3.09a.65.65 0 0 1 .53.19c.13.13.2.29.2.52v.66H21V7.25zm7.81 9.23A27.9 27.9 0 0 1 15.35 15h-1.3v.38l.7.3a11.54 11.54 0 0 1 2.43 1.57c1.05.95 1.23.98 2.5 2.37l.52.36a13.48 13.48 0 0 0-1.69-2c-.49-.5-1.04-.97-1.63-1.5zm-9.62-3.9a13.42 13.42 0 0 0 4.64 2.14v-4.04s-1.01-2.4-3.58-3.43c-.07-.02.08.24 0 .23C5.6 6.68 3.1 4 3.1 4c.06.96.24 1.92.52 2.84a1.5 1.5 0 0 1-.62-.5c.74 3.07 2.93 4.17 2.93 4.17a6.12 6.12 0 0 1-1.22-.3c.87 1.01 3.8 2.46 3.8 2.46-.3 0-1.25-.1-1.25-.1z"/></svg><span>S'abonner</span></a></li><li class="fh-user__item"><a href="https://faq.leparticulier.lefigaro.fr"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" class="svg-square" aria-hidden="true"><path d="M12 2.34a9.68 9.68 0 0 0 0 19.33 9.68 9.68 0 0 0 0-19.33m0 17.78A8.12 8.12 0 0 1 12 3.9a8.12 8.12 0 0 1 0 16.23m-.15-5c-.34 0-.63.13-.88.37a1.2 1.2 0 0 0-.36.88c0 .34.12.64.36.88.25.24.54.37.88.37.35 0 .64-.13.89-.37.24-.24.36-.54.36-.88 0-.34-.12-.64-.36-.88a1.2 1.2 0 0 0-.89-.37m2.74-8a3.99 3.99 0 0 0-1.24-.55 5.78 5.78 0 0 0-1.42-.17 3.93 3.93 0 0 0-2.46.84c-.33.26-.6.56-.8.9-.19.33-.29.69-.29 1.06 0 .3.1.54.3.7.2.15.42.23.69.23.24 0 .43-.05.57-.15.13-.1.25-.23.34-.37.09-.15.17-.31.24-.48.07-.17.16-.33.28-.48.12-.15.27-.27.46-.37.18-.1.44-.15.76-.15.46 0 .81.11 1.07.34.26.23.39.55.39.96 0 .25-.07.48-.2.67-.13.2-.3.38-.49.55-.2.18-.4.35-.64.52-.22.16-.44.34-.63.54-.2.19-.36.4-.5.63-.13.22-.2.49-.2.8 0 .23.09.46.25.68.16.22.4.33.73.33.25 0 .44-.04.57-.12a.87.87 0 0 0 .3-.31l.17-.42c.04-.15.11-.3.2-.43.08-.12.2-.24.37-.36a311.22 311.22 0 0 1 1.19-.89c.21-.17.41-.37.59-.58.18-.21.32-.45.43-.71a2.74 2.74 0 0 0-.16-2.27c-.22-.4-.5-.7-.87-.95"/></svg><span>Aide et contact</span></a></li><li class="fh-user__item"><a href="https://connect.lefigaro.fr/logout"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" class="svg-square" aria-hidden="true"><path d="M5.906 12.574l2.768 2.85a.586.586 0 0 1 0 .812.547.547 0 0 1-.79 0l-3.72-3.83a.586.586 0 0 1 0-.812l3.72-3.83a.547.547 0 0 1 .79 0 .586.586 0 0 1 0 .812l-2.768 2.85h9.815c.308 0 .558.257.558.574 0 .317-.25.574-.558.574H5.906zM18.884 4.15h-8.372a.566.566 0 0 1-.559-.575c0-.317.25-.574.559-.574h8.93c.308 0 .558.257.558.574v16.852c0 .317-.25.574-.558.574h-8.93a.566.566 0 0 1-.559-.574c0-.318.25-.575.559-.575h8.372V4.15z"/></svg><span>Se déconnecter</span></a></li></ul></div></div></div></nav><div class="fh-middle"><div class="fh-container fh-container--center fh-container--logo"><div class="fh-cover"><a href="https://kiosque.leparticulier.lefigaro.fr" target="_blank" rel="noopener"><img class="fh-cover__img" src="https://i.f1g.fr/media/_uploaded/x70_resize/header-covers/le_particulier_cover.png" alt="Lire le PDF en ligne" title="Lire le PDF en ligne" width="53" height="69"/><span class="fh-cover__txt">Lire le magazine</span></a></div><div class="fh-logo"><a href="https://www.lefigaro.fr" class="fh-logo__main" title="Retourner sur Le Figaro.fr" aria-label="Retourner sur Le Figaro.fr"><svg width="45" height="51" viewBox="0 0 45 51" fill="none" xmlns="http://www.w3.org/2000/svg"><g fill="none" fill-rule="evenodd"><path d="M11.7743 11.7198C12.0765 11.9482 12.3844 12.1799 12.7048 12.4185C20.2934 18.0631 20.3718 22.0307 20.3718 22.0318V30.3089C17.987 29.5863 16.0384 28.7671 14.4602 27.9525V34.5503C14.4602 34.9968 14.0978 35.3593 13.6513 35.3593H10.5552V41.4663H29.8874V35.3479H26.9538C26.5072 35.3479 26.1448 34.9855 26.1448 34.539V32.2211V29.2898H26.7629H34.5832V23.685H26.1448V17.8279L33.7709 17.7972C34.2197 17.795 34.5832 18.1586 34.5832 18.6062V19.7765H42.2275V11.7209H11.7743V11.7198Z" fill="#163860"/><path d="M26.1436 31.8758C27.0741 32.0394 29.6646 33.3994 30.7894 34.3095C33.8435 36.7807 37.1089 40.5824 37.1089 40.5824L38.5337 41.4663C38.5337 41.4663 34.5786 36.7523 32.0358 34.2163C30.2634 32.4484 27.2763 29.4569 27.2763 29.4569L27.1173 29.2887H26.1436V31.8758V31.8758Z" fill="#0D6FEF"/><path d="M12.7047 12.4174C12.3843 12.1788 12.0764 11.9482 11.7742 11.7187C4.91276 6.52629 2.62902 3.7415 2.03253 1.89633C2.03253 1.89633 -0.0637374 9.43038 5.54448 15.434C5.54448 15.434 4.1856 15.1511 2.88239 14.6409C2.88239 14.6409 5.2059 20.4184 11.5492 23.4771C11.5492 23.4771 9.9063 23.5339 8.48947 23.3634C8.48947 23.3634 9.99151 25.6426 14.459 27.9502C16.0383 28.766 17.9857 29.5841 20.3706 30.3067V22.0296C20.3717 22.0296 20.2933 18.062 12.7047 12.4174Z" fill="#0D6FEF"/></g></svg></a><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 29 44" class="fh-logo__separator svg-square" aria-hidden="true"><path d="M8.3 36.9l14-29" fill="none" stroke="#ccc" stroke-linecap="square"/></svg><a href="https://bourse.lefigaro.fr/" class="fh-logo__rubrics" title="Accéder à Le Particulier" aria-label="Accéder à Le Particulier"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 328.9 44" style="enable-background:new 0 0 328.9 44" xml:space="preserve"><style>.st0{fill:#1f66ba}.st11{fill:#1a171b}</style><g id="Repères"><path class="st11" d="M2.9 44c-.6 0-1.2-.2-1.6-.6-.4-.4-.6-.9-.6-1.6 0-.8.4-1.5 1.1-1.9.7-.5 1.9-.8 3.6-.9 0-.2 0-.5-.1-.7 0-.2-.1-.4-.2-.6-.1-.2-.3-.3-.5-.4-.2-.1-.5-.2-.8-.2-.4 0-.9.1-1.2.2-.4.2-.7.3-1 .6L1 37c.4-.3.8-.5 1.3-.7.5-.2 1.1-.3 1.7-.3.9 0 1.6.3 2 .9.4.6.6 1.3.6 2.3v4.7h-1l-.1-.9c-.4.3-.8.6-1.2.8-.5.1-.9.2-1.4.2zm.4-1c.4 0 .7-.1 1-.2.3-.2.7-.4 1-.8v-2.1c-.6.1-1.2.2-1.6.3-.4.1-.8.2-1.1.4-.2.1-.4.3-.6.5-.1.2-.2.4-.2.7 0 .4.1.8.4.9.4.2.7.3 1.1.3zm7.4.8L8 36.2h1.3l1.4 4.3.3 1.1c.1.4.2.7.4 1.1h.1c.1-.4.2-.7.3-1.1l.3-1.1 1.4-4.3h1.3l-2.7 7.6h-1.4zm8.7.2c-.5 0-1-.1-1.4-.3-.4-.2-.8-.5-1.2-.8-.3-.4-.6-.8-.8-1.3-.2-.5-.3-1.1-.3-1.7 0-.6.1-1.2.3-1.7.2-.5.5-.9.8-1.3.3-.3.7-.6 1.1-.8.4-.2.8-.3 1.3-.3s.9.1 1.3.2c.4.2.7.4 1 .7.3.3.5.7.6 1.1.1.4.2.9.2 1.5v.7H17c.1.8.3 1.5.8 1.9.5.5 1.1.7 1.8.7.4 0 .7-.1 1-.2.3-.1.6-.3.9-.4l.5.8c-.3.2-.7.4-1.1.5-.6.6-1 .7-1.5.7zM17 39.4h4.1c0-.8-.2-1.4-.5-1.8-.3-.4-.8-.6-1.4-.6-.3 0-.5.1-.8.2-.2.1-.5.3-.7.5-.2.2-.4.5-.5.7-.1.3-.2.6-.2 1zM27.1 44c-.5 0-1-.1-1.4-.3-.4-.2-.8-.4-1.1-.8-.3-.4-.6-.8-.8-1.3-.2-.5-.3-1.1-.3-1.7 0-.6.1-1.2.3-1.7.2-.5.5-.9.8-1.3.3-.3.7-.6 1.2-.8.5-.2.9-.3 1.4-.3.5 0 .9.1 1.3.3.4.2.7.4.9.6l-.7.8c-.2-.2-.4-.4-.7-.5-.3-.1-.5-.2-.8-.2-.3 0-.7.1-1 .2-.3.1-.6.3-.8.6-.2.3-.4.6-.5.9-.1.4-.2.8-.2 1.2 0 .4.1.8.2 1.2.1.4.3.7.5.9.2.3.5.5.8.6.3.1.6.2 1 .2s.7-.1 1-.2c.3-.2.6-.3.8-.5l.6.9c-.3.3-.7.5-1.1.7-.5.4-1 .5-1.4.5z"/><path id="Combined-Shape" class="st11" d="M101.6 30.3v11.9c0 .3.1.6.2.9h2.1c.1-.2.2-.6.2-.9v-5.4c0-.2 0-.5-.1-.7-.1-.3-.4-.5-.6-.4-.2 0-.5 0-.6.1l-.1-.3 3.2-1v7.7c0 .3.1.6.2.9h2.9c-1.2-.9-2-2.4-1.9-4-.2-2.4 1.5-4.4 3.9-4.6h.3c.7 0 1.5.2 2.1.6 1 .6 1.4 1.5 1.5 3.4H109v.5c-.1 1.7 1.2 3.4 3 3.5.5 0 1-.1 1.4-.3.8-.4 1.4-1.1 1.5-2h.3c-.1.5-.3 1-.5 1.5-.3.6-.7 1.1-1.4 1.5h2.7c.1-.3.2-.6.2-.9v-6c-.1-.3-.4-.5-.6-.4-.2 0-.5.1-.6.1l-.1-.3 3.4-1V37c.2-.5.6-.9 1-1.2.4-.4.8-.6 1.4-.6.3 0 .5.1.7.2.2.1.4.5.4.7 0 .2-.1.5-.3.6-.1.1-.5.3-.6.2-.3 0-.6-.1-.7-.4-.1-.1-.3-.3-.5-.3-.6 0-1.2 1-1.2 2.1v4.3c0 .3.1.6.2.9h3v1H37.1v-1h11.3c.2-.2.3-.6.3-1v-9.9c.1-.5-.1-.8-.5-1-.1-.6-.1-.6-.3-.6h-1v-.3h5.8c3 0 4.9 1.5 4.9 3.7s-1.9 3.7-4.6 3.7c-.8 0-1.5-.1-2.3-.3v4.4c-.1.4.1.6.3.9h6.8c-.4-.4-.6-.9-.6-1.4.1-1.2 1-2.3 2.1-2.6.5-.1 1.1-.4 1.7-.6h.1l1.4-.4v-1.7c0-.6 0-.8-.3-1.1-.4-.4-.9-.5-1.4-.5-.9 0-1.6.5-1.6 1.1v.3l.1.3v.2c-.1.5-.6.9-1.1.8-.5-.1-.7-.4-.8-.8 0-1.4 1.6-2.4 3.7-2.4s3.2.6 3.2 2.3v5c0 .8.1 1.1.6 1.1.3 0 .5-.1.8-.5l.2.2c-.1.2-.3.4-.5.6h1c.1-.3.3-.6.2-.9V36.2c-.1-.3-.4-.5-.6-.4-.2 0-.5.1-.6.1l-.1-.3 3.4-1v2.1c.2-.5.6-.9 1-1.2.4-.4.8-.6 1.4-.6.1 0 .3 0 .5.1 1.4-.5 2.4-1.6 2.8-3h.3v2.7H77v.6h-2.3V42.2c.1.5.5.7 1 .6.6 0 .9-.3 1.4-1l.3.1-.3.6c-.1.2-.3.5-.5.6h1.5c.1-.3.2-.6.2-.9v-5.4c0-.2 0-.5-.1-.7-.2-.2-.5-.4-.7-.4-.2 0-.5 0-.6.1l-.1-.3 3.2-1v7.7c0 .3.1.6.2.9h2.9c-1.4-.8-2.1-2.3-2-3.9-.1-2.6 1.9-4.7 4.5-4.8h.1c1.7 0 3.2 1 3.2 2.1 0 .5-.5 1-1 1-.2 0-.5-.1-.6-.2-.2-.1-.3-.5-.3-.6V36c0-.3-.1-.6-.5-.7-.2-.1-.5-.2-.8-.2-1.5 0-2.6 1.5-2.6 3.7s1.2 3.9 3 3.9c.6 0 1.4-.2 1.7-.6.5-.5 1-1 1.2-1.7l.3.1c-.2.9-.6 1.7-1.2 2.4-.2.1-.5.3-.6.5H91h-.1c-.5-.5-.6-1-.6-2.1V37c.1-.3.1-.5 0-.8-.1-.3-.4-.5-.6-.4-.2 0-.5.1-.6.1l-.1-.3 3.2-1v6.6c-.1.5.1 1 .4 1.4.3.3.7.5 1.1.4.3 0 .6-.1.9-.2.6-.3 1.1-.6 1.5-1.2V37c.1-.3.1-.5 0-.8-.1-.3-.4-.5-.6-.4-.2 0-.4.1-.6.1l-.3-.2 3.4-1v7.1c0 .7.3 1 .9 1h.5v.2l-1.4.5h1.9V43c.1-.2.1-.2.1-.8v-9.4c.1-.3.1-.5 0-.8-.1-.3-.4-.5-.6-.4-.2 0-.5 0-.6.1l-.1-.2 2.9-1.2zm-5.8 11.5c-.4.5-.8.9-1.4 1.2h1.4v-1.2zm-23-6.6h-.7c.1.3.1.6 0 .9-.1.3-.5.5-.8.5s-.5-.1-.7-.4c-.1-.1-.3-.3-.5-.3-.6 0-1.2 1-1.2 2.1v4.3c0 .3.1.6.2.9h4.2c-.3-.5-.5-1-.5-1.5v-6.5zm-10.2 7c-.3.3-.6.6-1 .9h1.2c0-.3-.1-.6-.2-.9zm0-3.5c-.6.1-.8.2-1.4.5-.5.1-1 .4-1.5.6-.5.3-.8.9-.8 1.5 0 .9.7 1.6 1.6 1.6.3 0 .6-.1.9-.2.4-.2.7-.5 1-.9l.2-3.1zm-22.8-7.2v.2c-.6 0-.6 0-.9.1-.3.1-.4.4-.3.6V39c0 .4 0 .4.1.5.1.1.1.1 1 .1h.6c1.4 0 1.7 0 2.2-.3.4-.3.6-.6.6-1.1-.1-.4-.1-.7-.1-1.1-.1-1.5 1-3 2.5-3.1h.2c.5 0 1 .1 1.4.5.6.5.9 1 1 2.2h-3.9v.5c-.1 1.2.7 2.2 1.9 2.3.3 0 .6-.1.9-.2.5-.3.9-.7 1-1.4-.1.3-.1.6-.3 1-.5.9-1.2 1.4-2.2 1.4-1 0-2-.6-2.4-1.5l-.4 1.5H36v-.2h.3c.1 0 .4-.1.5-.1.2-.1.3-.3.3-.6v-6.6c0-.4-.1-.6-.3-.6-.1-.1-.1-.2-.2-.2H36v-.3l3.8-.2zM111 35c-.9.1-1.6.6-1.7 1.5-.1.3-.1.6-.2 1h3.9c0-.7-.2-1.4-.6-2-.4-.3-.9-.5-1.4-.5zm-58.6-3.8c-.5 0-1 .1-1.5.2V37c.6.1 1.1.3 1.7.3 1.5.1 2.8-.9 3-2.4v-.6c.1-1.5-1-3-2.6-3.1h-.6zm-7 3.2c-.6.1-1 .5-1.2 1.1 0 .2-.1.4-.1.6h2.6c0-.5-.1-1-.5-1.4-.1-.1-.4-.3-.8-.3zm33.4-4.1c.4 0 .6.1.8.3.3.2.3.5.3.8s-.1.6-.3.8c-.2.2-.5.3-.7.3-.4 0-.7-.1-1-.5-.3-.4-.2-.8 0-1.2.2-.3.6-.5 1-.5h-.1zm25.5.3c.3-.3.8-.4 1.2-.2.5.2.6.6.6 1 0 .3-.1.5-.3.7-.5.5-1.2.5-1.5 0-.4-.3-.4-1.1 0-1.5z"/><path class="st0" d="M0 25v-1.4h.4c.7 0 1.4-.1 1.9-.4.5-.3.8-.9.8-2V5.1c0-1-.3-1.6-.8-1.8-.5-.3-1.1-.5-1.9-.5H0V1.4h9.3c2.8 0 4.8.6 6.1 1.8 1.3 1.2 2 2.9 2 5 0 1.3-.3 2.5-.8 3.7-.6 1.1-1.5 2.1-2.8 2.8-1.3.7-3 1.1-5.2 1.1H6.5v5.6c0 1 .3 1.6.8 1.8s1.2.4 1.9.4h1.1V25H0zm6.5-10.7h1.7c2 0 3.4-.4 4.3-1.3.9-.9 1.3-2.4 1.3-4.5 0-1.8-.4-3.2-1.2-4.1S10.6 3 8.7 3H6.5v11.3zM25.4 25.3c-1.5 0-2.7-.4-3.7-1.3s-1.5-2.2-1.5-4c0-1.8.6-3.1 1.9-3.9 1.2-.8 3.1-1.3 5.7-1.4l2.7-.1v-2c0-.8-.1-1.5-.2-2.1s-.3-1-.8-1.3c-.4-.4-1.1-.5-2-.5-.8 0-1.5.2-1.9.5s-.7.7-.9 1.3c-.1.6-.2 1.2-.2 1.8-.9 0-1.6-.2-2.1-.5s-.7-.9-.7-1.6c0-.7.3-1.4.8-1.8.5-.5 1.3-.8 2.1-1 .9-.2 1.9-.3 3-.3 2 0 3.5.4 4.5 1.3s1.5 2.3 1.5 4.4v8.5c0 .9.2 1.6.5 1.9.3.3.8.5 1.6.5h.1V25h-4.5l-.5-2.8h-.3c-.5.6-.9 1.2-1.4 1.6-.4.5-1 .8-1.6 1.1-.4.3-1.2.4-2.1.4zm.8-2c1.3 0 2.4-.4 3.2-1.2.8-.8 1.2-1.9 1.2-3.3V16l-2.1.1c-1.9.1-3.2.5-3.9 1.1-.7.7-1.1 1.7-1.1 3 0 2.1.9 3.1 2.7 3.1zM45.2 25.3c-1.7 0-2.9-.4-3.6-1.1s-1.1-2.1-1.1-4v-11H38V7.9c.4 0 .8-.1 1.3-.2.5-.2.9-.4 1.3-.8s.7-.9.9-1.5.4-1.3.6-2.1h1.5v4.1h4.3v1.9h-4.3v11.1c0 1.1.2 1.9.7 2.5s1.1.8 1.8.8c.4 0 .8 0 1.1-.1.3 0 .7-.1 1-.2v1.5c-.3.1-.7.3-1.3.4h-1.7zM50 25v-1.4h.1c.7 0 1.4-.1 1.9-.4.5-.3.8-.9.8-2V10.9c0-1-.3-1.6-.8-1.8-.5-.3-1.2-.4-1.9-.4H50V7.3h5l.6 3.3h.2c.3-.7.6-1.3.9-1.8.3-.5.8-1 1.3-1.3s1.4-.5 2.4-.5c1.2 0 2.1.2 2.7.6.6.4.9 1 .9 1.8 0 .7-.2 1.2-.7 1.7-.5.4-1.3.7-2.4.7 0-.9-.1-1.6-.4-2-.3-.4-.7-.6-1.4-.6-.6 0-1.1.2-1.6.7s-.7 1.1-1 1.8c-.2.7-.4 1.5-.5 2.3-.1.8-.2 1.5-.2 2.2v5.2c0 1 .3 1.6.8 1.8s1.2.4 1.9.4h.9V25H50zM65.2 25v-1.4h.4c.7 0 1.4-.1 1.9-.4.5-.3.8-.9.8-1.8V10.9c0-1-.3-1.6-.8-1.8-.5-.3-1.2-.4-1.9-.4h-.1V7.3h5.9v13.9c0 1 .3 1.7.8 2 .5.3 1.2.4 1.9.4h.4V25h-9.3zm4.5-21c-.5 0-1-.2-1.3-.5-.4-.3-.6-.8-.6-1.5 0-.8.2-1.3.5-1.6.4-.3.8-.4 1.3-.4s.9.1 1.3.4c.4.3.6.8.6 1.6 0 .7-.2 1.3-.6 1.6-.2.3-.7.4-1.2.4zM75.9 25v-1.4h.4c.7 0 1.4-.1 1.8-.4.5-.3.7-.9.7-2V10.9c0-1-.2-1.6-.7-1.8-.5-.3-1.1-.4-1.8-.4h-.1V7.3h5.2l.4 2.7h.2c.7-1.2 1.4-2 2.2-2.4.9-.4 1.8-.6 2.8-.6 1.1 0 2 .2 2.9.7.9.5 1.5 1.2 1.9 2.3h.2c.7-1.2 1.4-2 2.3-2.4 1-.4 1.9-.6 2.9-.6 1.7 0 3 .5 3.9 1.5s1.4 2.7 1.4 4.9v7.8c0 1 .2 1.7.7 2 .5.3 1.1.4 1.8.4h.1V25h-5.7V13.6c0-1.4-.3-2.5-.8-3.3S97.3 9.1 96 9.1c-.9 0-1.6.2-2.2.7-.5.5-.9 1.1-1.1 1.8-.2.7-.3 1.6-.3 2.4v7.2c0 1 .2 1.7.7 2 .5.3 1.1.4 1.8.4h.1V25h-5.7V13.6c0-1.4-.3-2.5-.8-3.3-.5-.8-1.4-1.2-2.7-1.2-1 0-1.7.2-2.3.7s-.9 1.1-1.2 2c-.2.8-.4 1.7-.4 2.6v7c0 1 .3 1.6.8 1.8s1.2.4 1.9.4h.1V25h-8.8zM115.6 25.3c-2.4 0-4.2-.8-5.6-2.3-1.4-1.5-2-3.8-2-6.9 0-3.1.7-5.4 2-6.9s3.2-2.3 5.8-2.3c2.4 0 4.2.8 5.6 2.3s2 3.8 2 6.9c0 3.1-.7 5.4-2 6.9-1.3 1.6-3.2 2.3-5.8 2.3zm.1-1.7c1.6 0 2.8-.6 3.5-1.9.7-1.3 1-3.1 1-5.6s-.3-4.3-1-5.5c-.7-1.2-1.8-1.8-3.5-1.8s-2.8.6-3.5 1.8c-.7 1.2-1 3.1-1 5.5s.3 4.3 1 5.6c.7 1.3 1.8 1.9 3.5 1.9zM126 25v-1.4h.4c.7 0 1.4-.1 1.9-.4.5-.3.8-.9.8-1.8V10.9c0-1-.3-1.6-.8-1.8-.5-.3-1.2-.4-1.9-.4h-.1V7.3h5.9v13.9c0 1 .3 1.7.8 2 .5.3 1.2.4 1.9.4h.4V25H126zm4.5-21c-.5 0-1-.2-1.3-.5-.4-.3-.5-.8-.5-1.6s.2-1.3.5-1.6c.4-.3.8-.4 1.3-.4s.9.1 1.3.4c.4.3.6.8.6 1.6 0 .7-.2 1.3-.6 1.6-.3.4-.8.5-1.3.5zM136.7 25v-1.4h.3c.7 0 1.4-.1 1.9-.4.5-.3.8-.9.8-2V10.9c0-1-.3-1.6-.8-1.8-.5-.3-1.1-.4-1.9-.4h-.2V7.3h5.3l.4 2.7h.2c.7-1.2 1.4-2 2.3-2.4.8-.4 1.8-.6 2.9-.6 1.7 0 3.1.5 4.1 1.5 1 1 1.5 2.7 1.5 4.9v7.8c0 1 .2 1.7.7 2 .5.3 1.1.4 1.8.4h.2V25h-5.7V13.6c0-1.4-.3-2.5-.8-3.3s-1.5-1.2-2.8-1.2c-1 0-1.8.2-2.4.7-.6.5-1 1.1-1.3 2-.3.8-.4 1.7-.4 2.6v7c0 1 .3 1.6.8 1.8.5.3 1.1.4 1.9.4h.2V25h-9zM166.5 25.3c-2.4 0-4.3-.8-5.6-2.4-1.4-1.6-2-3.8-2-6.7 0-3.1.6-5.4 1.9-7 1.3-1.6 3.1-2.3 5.4-2.3 2.1 0 3.8.7 5 2 1.2 1.3 1.8 3.3 1.8 5.9v1.5h-11c0 2.4.5 4.1 1.3 5.2s2 1.6 3.6 1.6c1.1 0 2.1-.2 2.9-.7.8-.5 1.4-1 1.8-1.6.2.1.3.2.4.4s.2.4.2.7c0 .4-.2.9-.6 1.4-.4.5-1.1.9-1.9 1.3-.8.5-1.9.7-3.2.7zm-4.4-10.7h7.6c0-1.7-.3-3.1-.8-4.2s-1.5-1.6-2.8-1.6c-1.2 0-2.2.5-2.8 1.5-.7 1-1.1 2.4-1.2 4.3zM192.8 25.3c-2.4 0-4.3-.8-5.6-2.4-1.4-1.6-2-3.8-2-6.7 0-3.1.6-5.4 1.9-7 1.3-1.6 3.1-2.3 5.4-2.3 2.1 0 3.8.7 5 2 1.2 1.3 1.8 3.3 1.8 5.9v1.5h-11c0 2.4.5 4.1 1.3 5.2s2 1.6 3.6 1.6c1.1 0 2.1-.2 2.9-.7.8-.5 1.4-1 1.8-1.6.2.1.3.2.4.4s.2.4.2.7c0 .4-.2.9-.6 1.4-.4.5-1.1.9-1.9 1.3-.9.5-2 .7-3.2.7zm-4.4-10.7h7.6c0-1.7-.3-3.1-.8-4.2s-1.5-1.6-2.8-1.6c-1.2 0-2.2.5-2.8 1.5-.7 1-1.1 2.4-1.2 4.3zM208.9 25.3c-1.7 0-2.9-.4-3.6-1.1s-1.1-2.1-1.1-4v-11h-2.5V7.9c.4 0 .8-.1 1.3-.2.5-.2.9-.4 1.3-.8s.7-.9.9-1.5.4-1.3.6-2.1h1.5v4.1h4.3v1.9h-4.3v11.1c0 1.1.2 1.9.7 2.5s1.1.8 1.8.8c.4 0 .8 0 1.1-.1.3 0 .7-.1 1-.2v1.5c-.3.1-.7.3-1.3.4h-1.7zM222.4 25v-1.4h.4c.7 0 1.4-.1 1.9-.4.5-.3.8-.9.8-2V5.1c0-1-.3-1.6-.8-1.8-.5-.3-1.2-.4-1.9-.4h-.4V1.4h8.8c2.9 0 5 .5 6.4 1.4 1.4 1 2.1 2.4 2.1 4.5 0 1.5-.4 2.6-1.2 3.4s-1.8 1.4-2.9 1.8v.1c1.5.3 2.7.9 3.7 1.9.9 1 1.4 2.4 1.4 4.1 0 4.2-2.8 6.4-8.5 6.4h-9.8zm6.5-13.2h2.3c1.9 0 3.3-.4 4-1.1.7-.7 1.1-1.8 1.1-3.4 0-1.6-.4-2.7-1.2-3.3-.8-.6-2.1-.9-4-.9h-2.2v8.7zm0 11.5h3.2c1.9 0 3.2-.4 4-1.1.8-.7 1.2-2 1.2-3.7 0-1.7-.4-3-1.1-3.8-.7-.8-2-1.2-4-1.2h-3.3v9.8zM252.2 25.3c-2.4 0-4.2-.8-5.6-2.3-1.4-1.5-2-3.8-2-6.9 0-3.1.7-5.4 2-6.9s3.2-2.3 5.8-2.3c2.4 0 4.2.8 5.6 2.3s2 3.8 2 6.9c0 3.1-.7 5.4-2 6.9-1.4 1.6-3.3 2.3-5.8 2.3zm0-1.7c1.6 0 2.8-.6 3.5-1.9.7-1.3 1-3.1 1-5.6s-.3-4.3-1-5.5c-.7-1.2-1.8-1.8-3.5-1.8s-2.8.6-3.5 1.8c-.7 1.2-1 3.1-1 5.5s.3 4.3 1 5.6c.7 1.3 1.9 1.9 3.5 1.9zM270.8 25.3c-1.7 0-3.1-.5-4-1.5-.9-1-1.4-2.7-1.4-4.9V11c0-1-.3-1.6-.8-1.8-.5-.3-1.2-.4-1.9-.4h-.1V7.3h5.9v11.4c0 1.4.2 2.5.7 3.3.5.8 1.4 1.2 2.7 1.2 1.5 0 2.5-.5 3.2-1.5.7-1 1-2.3 1-3.9V11c0-1-.3-1.7-.8-2-.5-.3-1.2-.4-1.9-.4h-.1V7.3h5.9v14.1c0 1 .3 1.6.8 1.8s1.2.4 1.9.4h.1V25h-5.2l-.4-2.7h-.2c-.7 1.2-1.5 2-2.4 2.4-1 .4-2 .6-3 .6zM283.8 25v-1.4h.1c.7 0 1.4-.1 1.9-.4.5-.3.8-.9.8-2V10.9c0-1-.3-1.6-.8-1.8-.5-.3-1.2-.4-1.9-.4h-.1V7.3h5.1l.6 3.3h.2c.3-.7.6-1.3.9-1.8.3-.5.8-1 1.3-1.3s1.3-.5 2.3-.5c1.2 0 2.1.2 2.7.6.6.4.9 1 .9 1.8 0 .7-.2 1.2-.7 1.7-.5.4-1.3.7-2.4.7 0-.9-.1-1.6-.4-2-.3-.4-.7-.6-1.4-.6-.6 0-1.1.2-1.6.7s-.7 1.1-1 1.8c-.2.7-.4 1.5-.5 2.3-.1.8-.2 1.5-.2 2.2v5.2c0 1 .3 1.6.8 1.8s1.2.4 1.9.4h.9V25h-9.4zM305.2 25.3c-1.6 0-3-.3-4-.9-1-.6-1.5-1.5-1.5-2.6 0-.6.1-1.1.3-1.4.2-.3.5-.6.8-.7s.6-.2.9-.2c0 1.2.3 2.2.8 3 .5.8 1.4 1.2 2.8 1.2 1.2 0 2.1-.3 2.7-.8s.9-1.3.9-2.2c0-.5-.1-1-.3-1.4-.2-.4-.6-.7-1.2-1s-1.4-.7-2.5-1.2-2.1-1-2.8-1.5c-.7-.5-1.3-1-1.6-1.7-.4-.6-.5-1.4-.5-2.4 0-1.5.6-2.6 1.7-3.4s2.6-1.2 4.5-1.2c1.6 0 2.8.3 3.6.9.8.6 1.2 1.3 1.2 2.1 0 .6-.2 1.1-.6 1.4-.4.4-1 .5-1.7.5 0-1.1-.2-2-.7-2.6-.5-.6-1.2-.9-2.1-.9-1.1 0-1.9.2-2.4.7-.5.5-.7 1.1-.7 1.9 0 .8.3 1.5.9 1.9.6.5 1.7 1 3.2 1.6 1.2.5 2.1 1 2.8 1.5.7.5 1.3 1 1.6 1.7.3.6.5 1.4.5 2.3 0 1.7-.6 3-1.8 3.9-1.3 1.1-2.9 1.5-4.8 1.5zM322.6 25.3c-2.4 0-4.3-.8-5.6-2.4-1.4-1.6-2-3.8-2-6.7 0-3.1.6-5.4 1.9-7 1.3-1.6 3.1-2.3 5.4-2.3 2.1 0 3.8.7 5 2 1.2 1.3 1.8 3.3 1.8 5.9v1.5h-11c0 2.4.5 4.1 1.3 5.2s2 1.6 3.6 1.6c1.1 0 2.1-.2 2.9-.7.8-.5 1.4-1 1.8-1.6.2.1.3.2.4.4s.2.4.2.7c0 .4-.2.9-.6 1.4-.4.5-1.1.9-1.9 1.3-.8.5-1.9.7-3.2.7zm-4.4-10.7h7.6c0-1.7-.3-3.1-.8-4.2s-1.5-1.6-2.8-1.6c-1.2 0-2.2.5-2.8 1.5-.7 1-1.1 2.4-1.2 4.3z"/></g></svg></a></div><span class="fh-spacer"><a href='https://boutique.lefigaro.fr/patrimoine-bourse?origine=VWH21009&ga_source=VWH21009_header_ouvert&app=Figaro&source=header&redirect_uri=__uri__' class='fh-subscribe fh-subscribe--desktop' data-gtm='{"customCategorie": "conversion", "customAction": "before_Landing_Premium_Header", "customLabel": "true", "event": "customEventSPE"}' referrerpolicy='unsafe-url'> Abonnez-vous <span>0,99€ le premier mois</span></a></span></div></div><nav class="fh-rubrics" data-component="rubrics-nav" aria-label="Navigation des sous-rubriques"><ul class="fh-rubrics__list"><li class="fh-rubrics__item"><button class="fh-rubrics__lk fh-rubrics__lk--btn" data-tab="menu171142" aria-expanded="false" id="parent171142" aria-controls="menu171142"> Immobilier<svg width="12px" height="12px" class="svg-square" aria-hidden="true"><use xlink:href="#fh-arrow"></use></svg></button></li><li class="fh-rubrics__item"><button class="fh-rubrics__lk fh-rubrics__lk--btn" data-tab="menu171125" aria-expanded="false" id="parent171125" aria-controls="menu171125"> Impôts<svg width="12px" height="12px" class="svg-square" aria-hidden="true"><use xlink:href="#fh-arrow"></use></svg></button></li><li class="fh-rubrics__item"><button class="fh-rubrics__lk fh-rubrics__lk--btn" data-tab="menu171104" aria-expanded="false" id="parent171104" aria-controls="menu171104"> Placements<svg width="12px" height="12px" class="svg-square" aria-hidden="true"><use xlink:href="#fh-arrow"></use></svg></button></li><li class="fh-rubrics__item"><button class="fh-rubrics__lk fh-rubrics__lk--btn" data-tab="menu171092" aria-expanded="false" id="parent171092" aria-controls="menu171092"> Bourse<svg width="12px" height="12px" class="svg-square" aria-hidden="true"><use xlink:href="#fh-arrow"></use></svg></button></li><li class="fh-rubrics__item"><button class="fh-rubrics__lk fh-rubrics__lk--btn" data-tab="menu171036" aria-expanded="false" id="parent171036" aria-controls="menu171036"> Droits et Démarches<svg width="12px" height="12px" class="svg-square" aria-hidden="true"><use xlink:href="#fh-arrow"></use></svg></button></li><li class="fh-rubrics__item"><button class="fh-rubrics__lk fh-rubrics__lk--btn" data-tab="menu171032" aria-expanded="false" id="parent171032" aria-controls="menu171032"> La boutique<svg width="12px" height="12px" class="svg-square" aria-hidden="true"><use xlink:href="#fh-arrow"></use></svg></button></li><li class="fh-rubrics__item"><button class="fh-rubrics__lk fh-rubrics__lk--btn" data-tab="menu171025" aria-expanded="false" id="parent171025" aria-controls="menu171025"> Newsletters<svg width="12px" height="12px" class="svg-square" aria-hidden="true"><use xlink:href="#fh-arrow"></use></svg></button></li></ul><div class="fh-rubrics__wrapper"><div class="fh-container"><ul class="fh-sub-rubrics__list" id="menu171142" aria-labelledby="parent171142"><li class="fh-sub-rubrics__item"><a href="https://leparticulier.lefigaro.fr/jcms/c_111571/immobilier" class="fh-sub-rubrics__lk">Immobilier</a><ul class="fh-ssub-rubrics__list"><li><a href="https://leparticulier.lefigaro.fr/jcms/c_111572/achat-vente" class="fh-ssub-rubrics__lk">Achat & Vente</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_112166/copropriete" class="fh-ssub-rubrics__lk">Copropriété</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_121650/credit" class="fh-ssub-rubrics__lk">Crédit immobilier</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_113074/investissement-locatif" class="fh-ssub-rubrics__lk">Investissement locatif</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_112149/location" class="fh-ssub-rubrics__lk">Location immobilière</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_113078/placements-immobiliers" class="fh-ssub-rubrics__lk">Placements immobiliers</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_120088/revenus-fonciers" class="fh-ssub-rubrics__lk">Revenus fonciers</a></li></ul></li><li class="fh-sub-rubrics__item"><span>Maison et travaux</span><ul class="fh-ssub-rubrics__list"><li><a href="https://leparticulier.lefigaro.fr/jcms/c_114358/maison-individuelle" class="fh-ssub-rubrics__lk">Maison</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_112220/travaux" class="fh-ssub-rubrics__lk">Travaux</a></li></ul></li><li class="fh-sub-rubrics__item"><span>Outils</span><ul class="fh-ssub-rubrics__list"><li><a href="https://leparticulier.lefigaro.fr/dossier/fiches-pratiques-immobilier" class="fh-ssub-rubrics__lk">Fiches pratiques immobilier</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_111571/immobilier/dossier/simulateurs-immobilier" class="fh-ssub-rubrics__lk">Simulateurs immobilier</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_111571/immobilier/dossier/modeles-de-lettres-immobilier" class="fh-ssub-rubrics__lk">Modèles de lettres immobilier</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_111571/immobilier/dossier/indices-immobilier" class="fh-ssub-rubrics__lk">Indices immobilier</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_111571/immobilier/dossier/questions-reponses-immobilier" class="fh-ssub-rubrics__lk">Questions - Réponses immobilier</a></li><li><a href="https://leparticulier.lefigaro.fr/dossier/encyclopedie-pratique-immobilier" class="fh-ssub-rubrics__lk">Encyclopédie pratique immobilier</a></li></ul></li><li class="fh-sub-rubrics__item"><span>Partenaires</span><ul class="fh-ssub-rubrics__list"><li class="fh-partner"><a class="fh-partner__lk" href="https://partenaire.leparticulier.fr/jcms/va_1506457/portail-investisseur-prive"><span class="fh-partner__title">Choisissez la pierre-papier</span><img class="fh-partner__logo" alt="Choisissez la pierre-papier" src="data:image/png;base64,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"/></a></li><li class="fh-partner"><a class="fh-partner__lk" href="https://partenaire.leparticulier.fr/jcms/p1_1651427/portail-lcl" title="L’actualité pour votre patrimoine (nouvelle fenêtre)" aria-label="L’actualité pour votre patrimoine (nouvelle fenêtre)" target="_blank" rel="noopener"><span class="fh-partner__title">L’actualité pour votre patrimoine</span><img class="fh-partner__logo" alt="L’actualité pour votre patrimoine" src="data:image/png;base64,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"/></a></li><li class="fh-partner"><a class="fh-partner__lk" href="https://leparticulier.lefigaro.fr/dossier/videos-en-plateau-avec"><span class="fh-partner__title">Découvrez toutes nos conférences</span><img class="fh-partner__logo" alt="Découvrez toutes nos conférences" src="data:image/png;base64,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"/></a></li></ul></li></ul><ul class="fh-sub-rubrics__list" id="menu171125" aria-labelledby="parent171125"><li class="fh-sub-rubrics__item"><a href="https://leparticulier.lefigaro.fr/jcms/c_113075/impots" class="fh-sub-rubrics__lk">Impôts</a><ul class="fh-ssub-rubrics__list"><li><a href="https://leparticulier.lefigaro.fr/jcms/c_119133/impot-sur-la-fortune" class="fh-ssub-rubrics__lk">Impôt sur la Fortune Immobilière</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_119428/impot-sur-le-revenu" class="fh-ssub-rubrics__lk">Impôt sur le Revenu</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_119373/impots-locaux" class="fh-ssub-rubrics__lk">Impôts Locaux</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_120088/revenus-fonciers" class="fh-ssub-rubrics__lk">Revenus fonciers</a></li></ul></li><li class="fh-sub-rubrics__item"><span>Outils</span><ul class="fh-ssub-rubrics__list"><li><a href="https://leparticulier.lefigaro.fr/dossier/fiches-pratiques-impots" class="fh-ssub-rubrics__lk">Fiches pratiques impôts</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_113075/impots/dossier/simulateurs-impots" class="fh-ssub-rubrics__lk">Simulateurs impôts</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_113075/impots/dossier/modeles-de-lettres-impots" class="fh-ssub-rubrics__lk">Modèles de lettres impôts</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_113075/impots/dossier/indices-impots" class="fh-ssub-rubrics__lk">Indices impôts</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_113075/impots/dossier/questions-reponses-impots" class="fh-ssub-rubrics__lk">Questions - Réponses impôts</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_113075/impots/dossier/encyclopedie-pratique-impots" class="fh-ssub-rubrics__lk">Encyclopédie pratique impôts</a></li></ul></li><li class="fh-sub-rubrics__item"><span>Partenaires</span><ul class="fh-ssub-rubrics__list"><li class="fh-partner"><a class="fh-partner__lk" href="https://partenaire.leparticulier.fr/jcms/va_1506443/impots"><span class="fh-partner__title">Optimisez vos impôts</span><img class="fh-partner__logo" alt="Optimisez vos impôts" src="data:image/png;base64,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"/></a></li><li class="fh-partner"><a class="fh-partner__lk" href="https://partenaire.leparticulier.fr/jcms/p1_1651427/portail-lcl" title="L’actualité pour votre patrimoine (nouvelle fenêtre)" aria-label="L’actualité pour votre patrimoine (nouvelle fenêtre)" target="_blank" rel="noopener"><span class="fh-partner__title">L’actualité pour votre patrimoine</span><img class="fh-partner__logo" alt="L’actualité pour votre patrimoine" src="data:image/png;base64,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"/></a></li><li class="fh-partner"><a class="fh-partner__lk" href="https://leparticulier.lefigaro.fr/dossier/videos-en-plateau-avec"><span class="fh-partner__title">Découvrez toutes nos conférences</span><img class="fh-partner__logo" alt="Découvrez toutes nos conférences" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAALcAAAAeCAYAAABufY+5AAAAAXNSR0IB2cksfwAAAAlwSFlzAAALEwAACxMBAJqcGAAAD8dJREFUeJztmgl4TdcWxyUhSAiCBEEIYhZDYpYQYp5qngliHsNTVJWaKVpTqZqnUqpmratmNVM1VQ1NB8prX+fm9X3fe/v9//uuc51c9yK5SaRtzvf9vpxhnz2s819rr71vMvz77uh7QKXjlCkZXDxQh2caGEdap7WrdnZk+KeK+9qRvurSgWgbvP7XteHJNrBfPo9Vk0fXVt9cGOxSPd9eGqLWLWiu4s4M1NdxZweqBVMaqN9uj/pTiPv0nh7q5K7uNs5/0Es9uDw02ezMul4cXF39cH2ES/V8dW6QmjcpUn12LMZm5/mT66uHrvX1+Yj7wofRKrx6IZUje2Y1Y1yEpmXDEqpWWEG1Y3XbpAn6Zqz6XUR3+WBvFRSYU324qWOSjXPv4hA1CQ7ilTWTuoj+8t7O1e1UuZJ51a2T/f8U4qadywTnUfn9sqnXIZbXJkbCzsVV3ZqF1a417ZLU/58+G6ni71jt/DEcpkTRXOrKoT5JtgcD0CuxtRSGpU7s6Kbv8btVqZBPffpR0utNUXH/fHOk9ujfbjmOcqP6V1UF82fXXsvr768OVzWqBKg8vlnVw0+HJWogbGPNG83VV+cfReobR2NsYk8qZ/b2VLlyZLGJm+3cPT3ApTqTW9y08XdXhunZylF77ZqX1A753VXrzMgZsjaCCEX5q5N3nPHjjRFqzsv1EkTqO6dctoe6drhvAnFzZmRwMZwozYn7ODrapU0ZbXhHjY8emFDcZPaEenqQjAgUJp9dgfd+DdGaB0pHoPPQAGT1681UaEh+Han4AVjmF3Eu4x3W9+XZQVr038uHvo+0g238dGOkFi6jCK+NFOksxO2b85G4DTGxbeOa7VDwrPt3Ux9/vRWry/4TjvqFpDUpIe5Llt4qpmuI09SgfYtSCcRNhvcN1XbmDBR/Z7T++wnquXt6oL42yj34ZKi2O+8zVZj7SqQqWcxX3Tzez2Zntstobg40tz/ur1NN49vHwTa0gTXYxVqvTw+09fk6vkkGk7h120hJzHZmG2yXKaK5jz+iju/xve5DB3EJ7Zxy4uaU0q1t2QSGvgsvv4gcm0JzJG5+JHd3N23sJTMaqhExYerwti56Kn1/ZRs9wLdfa6Kn2jdnNlKVy/urkDJ+qnqVAipvbi/Vu1MFtXdde7V1+QuqWqUC6t23WtsM8+o/6qhF06L09Mx3KPJ969urcqXyqm0oT0PuWNVWVSrnr954tcFj4ubzlfOaqqqo94KInXWMG1JdTRxZS6dZM8fXVT9cG6F2r22nImoUVm/PbaKaRAap8mjDNM5kFTdFxnGbnZj2Yx8pAntxU6ztm5dS2bw9tV0mIiWYNjZcHdraRXVsWVqnBMx1GaGLIbXbury1jvJME2qEBijfXFm1c3z0bme1aUlLVaF0XnVyZ3ebM4weWE2tmt9MTRlTR9uEfTnyXldVpFAOtXFxS50+0s7BcJK1WM/Yi5uBZ9H0KP2NaX8+Z+AYEl1Fp4lMqWhnBqQNqI99ohY469fEOYNdqoubi5vXJzdQg3tVVkcxWIrbP683Bt5FP5v1Ul0tpPHDaqh4lKdBl89pot+N7R+mXmgSrCMtjU9DLJgapWeH7RD98jmNtfEZHRgxGUkze3qodQub6489akBVpC3N9DmhEaaMCdfORjGvW9jC9uFZz9QXwx8TN6fwvXAG/zze6uw+q9H7dgnRC2Ke88PkQlm2c/1IjBZPn84h6hzKboQITNEtRcVNe/BjjxlUTadVFHexIrnUse1d1VEwaVRtVbRwTh2F2aesWTKqA+900u9S5A3qFMHMNUKtRZpHOzNQnNrdXZeh4EuXyK2j5c94l4GKZVgv79HOFK4xu9avHaimYz3Fa788XtrZjahMx1k6q9Fj4mYQYUCj/eg0bCcqooi6J5sDexC82GcGO+qGTjOoZ2V19VBftX1FG3OqlXriXoioSUPdOtFfeyLFndMnszY2F5SzJ9RVhxANjKnoMCIJp5kLWOFT2PXgsdapZ5AtdTHqptGYlpinJRqH4qaAg4N89SLTeMZowlSH023l8vls4iahIY7Fzetz+3vp2Ybi/vRgH/2h35jSQDvaLKRUjeoG2T5YoQAftUI+ph0pJm4651jMJFuWtdapAfNhiju/fzYd7Zj2zZtUX30somFk/2BjB/UtIi7t2b1dOVWxrL8OAHQG2vn+o0ioxV2mRB5bSsI0LoOI+zxsU7GsX4KZ+HN8awYknjOQGeLmzECHcyRurR3YlpsNFDcDYYF82bSNybSxEapxvSCdinI24qzEmcKBnVNO3JzmGtUtqiMt0wHCaYp/6WWO0hIzzAFH9gvT0ZJRiNMRpxw6Bg1xRqasp4mbQszj66UXLfZtuCJu1l0zLMDpoiewoI/+ACktboqKzk87L5gSpRZPb6g6QNAMFsxRHeXcZjgWRj4Gk1l4JwQCNYvbvHX4JHG/j4gdCId2tv2aVHHThgxOjurk7MC0kt8iVcXtCK6CjT3iJ4mb0yXzYk6xvOZe6tPEHVbRsbiZNnh7ZbJNlwaMbK6Ie9/6DqpQAZ8Ei02j3tQUtyMYkY1F15PETSHSTgwkvH4mcQc7FjfTFqYLPDe3YeymaHG/lnhxM9XI6OGuZxdzvbQ7F6xpRtxmYhGVA/Jl12K1f8YolBsLF2OfOrpjeRVerZA2pk3cex6Jm9uAXLTdRrph5FwUNAfNFTnz6FLFc+vckc841W1e2kp9CceqXrmAmjy6jr7P6M5c8OURtWziNm8FMn8OgLjpWMztKfSGEUVtY2DatXJ+U31eOOD5idtMm6bBqiwE+fDy47tWzFtpS+5scDwjYkKxQPTT54a4zaLiDyslgnJpUTF9ZGBiGdqTaV7tqgVVcayVmErSuWhjipPvMrWYOibcJkxu+S5EmqHtfiThViBTSB8RN3ebciB9jQovop2CMyUXousRkIzIbSxMU0XcHBj3qr+GGB1B72aE4KKPC0nuOpif3zgWowdPb28RVVz16lBeRxiu8untNAQFyajA8gc2d9JiZnSfj5zyPRjUzS2DXmEz5z6IXD6/n7fKmNFdL2yaRBbTwqYouVjlDzV0nuF9QnXk5iKT0z0jlYeHm9494dYVf0VjO/zRgR+WP4pkyuSusmfz1D8a9WxfXo+FTumJsbVuHKx/dWMfTZEzWcXNRTRzW0fwhxqKikKhvSga83OKh9+AZVo1KqEG9KiksmTOqBfCDD60MwXNyMryXCx7ZvJQkbUCdfqzbHZjXWbc0Bp6nNydYlse7m7aJszhjbbaNiup73FXo1+3itpedWDzU7t6qPF4n/Uwn76KAMO1AXfNOIMytVoyo5H+nj54nwExumMFXY67V0w5uZvGNR7befDIGVNG3Nzr5BT+AT5yarEfCyMujp5YZoPj59Z3k9g23qOI9j+lbdOvbQnEHb+kUD4Q9AxkdyTuM3t66PVN6tFZcF6G24QOyzi7/4zQ1ta6nZehMzxN3Ja4uT3BhmfgKChiFvdF8E06ThljJ+6RYMVT2Ac62ok7Lp0n0tDVQA1hbwRFzeL2B/nTcUr2J9jT4QFhDwYxJhu7gbzpPBHPZBd3+pH8h72404/UOdLFnQpHWhI3PrY7iASlkvCuN6gLvJ6hrAeoB4onraeuH6kubi6sQNZkrI8Luu4O7mcGmZKrHVcOV8Rt+WKuFz7QBFfax/tNQRM5DwDTwYsgB++D0GesxxNEgwgnz1uzLTkPkXamyHUMqOrKOBJ7PA9xdwd1nTzLQlHq86WB7jj3BN4JyljvZzTu428I2CPnFLSXnE8BfVDeDX+JD//KM9bhI/W5sU6jbrv+eNrqWxroYWvfWqe7eQfE1EaCOuSZK+LOjg+0wuGzuLktwfugjUTVQWAJmAvymcpx1+CERN1SYC2YDILk/n5QHtQB74KRILOD9iqBlWA+8HXw/KRQAlSXdl5mWXAd7AAVQDNpJ9rcjoxnMxgv/ewqM81okB8MF8FGSfkw6c8cOqqD/qQNceNeE3ARfCZbZ9xluAmug0hTuc1S5nMwwBA3qAHOgFugHbgnZZqBLeAqmAtygVNS7wTQHKwEfmAV8JV2CoIb4BoYDk6CAmAN6A2OSx185gXWgStgNchhN7ZkF7cI8wFoAI6A+mAf6AjWUBCmsgsFvnMa9AebOCOABSKmKiJMOsoxqY+CKiN4iyi7g9WgN/AzPWc/3wKLgD84DgaC3WAo2APGgsrgBmgLThlClX72tVhnGTpBI7BXZoCHoD04a7FuAx6Tvh2V8Y6wmLf8HtWXZsS9GxwUJonQ2oJ6PDeVo1CbAg+wH4SLuAPATLATbAOTQTSoCh6AteArUBG8BJaCw6CFCNJP/hri5iyyKN66jcf7i8EQsB2MAl/IfTpUQ7BVonk2B2NLCXFT1HFgMZhnsebRFGyAfOxpprKMfKNEEDfBKnmvE4gVQYeC+3Kf1JDnbwqlLdY0g8K6IoJtYXpOEU6UtvKBi3bt8LydOJG5nZqmfu4UJ7jD+zKereBtMFMcZrGcs70tILdT26UhcTMic884ApQTcTPq1qYwTeUo7v4SgQ+AaiJuOsQciaQU90QRFcV8TiJ8B84C4DSoBQ6BKPAeKCZ1G+LuBKaBsRKt6SRxcq+FvFsStAJhcs0IXpOOYTe2lBC3r4ib0XediMaZuLtJlAwH28AysB50lkh4QJ7tFuEwZahi15631M93OVMMddAnpg2cGYLBLos1kjPNYF4/W+6xnU/ALIs1pQo1vX/eYk2XLoq42bd4izX9YMS/BaZarDOHj8Ua2ZdbJNI76E+aEXc5iaYbQBkwEFQGpSgOU7ktIsZNEtUDRYDVRYTLJbIGS30U/zBxnnGgULw1DVkGXhEnmSHvjjMiL/4WBe9IfRSnN1ggffKUmYF96S3XQ6T8mHhTLi519QPRSbHXU3LugqCXRF1PEUEWUByUNZXjzgWn+WIi0vYSdbOBzHLOaOsvjhAFHluM416gxZoHc5Yo5uB5dmknj8BI3dxizZu5MG5ssc4eBaSeWuZ2RMB0uIaMyBbrgtectjBaMy0qJ9dGG6zXzUF/XrKY1h4pfjgTdyLeZ0QPS8YupfgRb11DFEnKu08Sd/qRxo5kELe//bSflg/Jw3Mz3YmX3ZrEHOniTvwhMwVnqaYS7R/b+UmRw1Vx/5mOeOuil4vcu+A2iI1P5N57urgTdzA9Aa3Ad0CB38DcVGn8byZuLnz/C5TwB2icmDrSxZ24A7YqBC6LsA3+AyqleOMibi4IF/6FqSJj3WIStsGYp9nIfEDcXPRdkpV/Os7Rv+JarD9G/WonbtItJfSc4JCdhRx/cTLJWCfZCft/oEOKG/lvfFisPyydsBP2HyDwefftL3XEW/8d4IQIm+kJfwBK9L/Mph+JOyDkCIv111sj5x7H+/8Hydd/YiRCkucAAAAASUVORK5CYII="/></a></li></ul></li></ul><ul class="fh-sub-rubrics__list" id="menu171104" aria-labelledby="parent171104"><li class="fh-sub-rubrics__item"><a href="https://leparticulier.lefigaro.fr/jcms/c_113077/argent" class="fh-sub-rubrics__lk">Placements</a><ul class="fh-ssub-rubrics__list"><li><a href="https://leparticulier.lefigaro.fr/jcms/c_120886/assurance-vie" class="fh-ssub-rubrics__lk">Assurance vie</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_121234/placements-retraite" class="fh-ssub-rubrics__lk">Épargne retraite</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_123885/epargne-salariale" class="fh-ssub-rubrics__lk">Épargne salariale</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_113074/investissement-locatif" class="fh-ssub-rubrics__lk">Investissement locatif</a></li><li><a href="https://leparticulier.lefigaro.fr/placements-bancaires" class="fh-ssub-rubrics__lk">Livrets</a></li><li><a href="https://leparticulier.lefigaro.fr/palmares" class="fh-ssub-rubrics__lk">Palmarès</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_113078/placements-immobiliers" class="fh-ssub-rubrics__lk">Placements immobiliers</a></li></ul></li><li class="fh-sub-rubrics__item"><span>Outils</span><ul class="fh-ssub-rubrics__list"><li><a href="https://leparticulier.lefigaro.fr/dossier/fiches-pratiques-placements-et-patrimoine" class="fh-ssub-rubrics__lk">Fiches pratiques placements & patrimoine</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_113077/argent/dossier/simulateurs-placements-et-patrimoine" class="fh-ssub-rubrics__lk">Simulateurs placements & patrimoine</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_113077/argent/dossier/modeles-de-lettres-placements-et-patrimoine" class="fh-ssub-rubrics__lk">Modèles de lettres placements & patrimoine</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_113077/argent/dossier/indices-placements-et-patrimoine" class="fh-ssub-rubrics__lk">Indices placements & patrimoine</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_113077/argent/dossier/questions-reponses-placements-et-patrimoine" class="fh-ssub-rubrics__lk">Questions - Réponses placements & patrimoine</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_113077/argent/dossier/encyclopedie-pratique-argent" class="fh-ssub-rubrics__lk">Encyclopédie pratique placements & patrimoine</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_113077/argent/dossier/encyclopedie-pratique-transmission" class="fh-ssub-rubrics__lk">Encyclopédie pratique transmission</a></li></ul></li><li class="fh-sub-rubrics__item"><span>Partenaires</span><ul class="fh-ssub-rubrics__list"><li class="fh-partner"><a class="fh-partner__lk" href="https://partenaire.leparticulier.fr/jcms/va_1506457/portail-investisseur-prive"><span class="fh-partner__title">Diversifiez vos investissements</span><img class="fh-partner__logo" alt="Diversifiez vos investissements" src="data:image/png;base64,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"/></a></li><li class="fh-partner"><a class="fh-partner__lk" href="https://partenaire.leparticulier.fr/jcms/p1_1651427/portail-lcl" title="L’actualité pour votre patrimoine (nouvelle fenêtre)" aria-label="L’actualité pour votre patrimoine (nouvelle fenêtre)" target="_blank" rel="noopener"><span class="fh-partner__title">L’actualité pour votre patrimoine</span><img class="fh-partner__logo" alt="L’actualité pour votre patrimoine" src="data:image/png;base64,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"/></a></li><li class="fh-partner"><a class="fh-partner__lk" href="https://leparticulier.lefigaro.fr/dossier/videos-en-plateau-avec"><span class="fh-partner__title">Découvrez toutes nos conférences</span><img class="fh-partner__logo" alt="Découvrez toutes nos conférences" src="data:image/png;base64,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"/></a></li></ul></li></ul><ul class="fh-sub-rubrics__list" id="menu171092" aria-labelledby="parent171092"><li class="fh-sub-rubrics__item"><a href="https://bourse.lefigaro.fr/" class="fh-sub-rubrics__lk">Bourse</a><ul class="fh-ssub-rubrics__list"><li><a href="https://bourse.lefigaro.fr/" class="fh-ssub-rubrics__lk">Actualité Bourse</a></li><li><a href="https://data-bourse.lefigaro.fr/indices/CAC-40/PX1-FR" class="fh-ssub-rubrics__lk">CAC 40</a></li><li><a href="https://bourse.lefigaro.fr/expertise" class="fh-ssub-rubrics__lk">Conseils actions</a></li><li><a href="https://bourse.lefigaro.fr/indices" class="fh-ssub-rubrics__lk">Indices et palmarès</a></li><li><a href="https://data-bourse.lefigaro.fr/portefeuille" class="fh-ssub-rubrics__lk">Portefeuille actions de la rédaction</a></li></ul></li><li class="fh-sub-rubrics__item"><span>Partenaires</span><ul class="fh-ssub-rubrics__list"><li class="fh-partner"><a class="fh-partner__lk" href="https://entreprise-innovation.lefigaro.fr/"><span class="fh-partner__title">Les interviews de TV Finance</span><img class="fh-partner__logo" alt="Les interviews de TV Finance" src="data:image/png;base64,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"/></a></li><li class="fh-partner"><a class="fh-partner__lk" href="https://bourse.lefigaro.fr/expertise/dossier/comment-diversifier-vos-placements"><span class="fh-partner__title">Optimisez et diversifiez vos investissements</span><img class="fh-partner__logo" alt="Optimisez et diversifiez vos investissements" src="data:image/png;base64,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"/></a></li><li class="fh-partner"><a class="fh-partner__lk" href="https://partenaire.leparticulier.fr/jcms/p1_1651427/portail-lcl"><span class="fh-partner__title">LCL Banque Privée</span><img class="fh-partner__logo" alt="LCL Banque Privée" src="data:image/png;base64,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"/></a></li><li class="fh-partner"><a class="fh-partner__lk" href="https://leparticulier.lefigaro.fr/dossier/videos-en-plateau-avec"><span class="fh-partner__title">Conférences en ligne</span><img class="fh-partner__logo" alt="Conférences en ligne" src="data:image/png;base64,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"/></a></li></ul></li></ul><ul class="fh-sub-rubrics__list" id="menu171036" aria-labelledby="parent171036"><li class="fh-sub-rubrics__item"><span>Droit et démarches</span><ul class="fh-ssub-rubrics__list"><li><a href="https://leparticulier.lefigaro.fr/liberte-publique" class="fh-ssub-rubrics__lk">Libertés publiques</a></li><li><a href="https://leparticulier.lefigaro.fr/droits-patient" class="fh-ssub-rubrics__lk">Droits du patient</a></li><li><a href="https://leparticulier.lefigaro.fr/professions-juridiques" class="fh-ssub-rubrics__lk">Professions juridiques</a></li><li><a href="https://leparticulier.lefigaro.fr/procedure-judiciaire" class="fh-ssub-rubrics__lk">Procédures</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_115494/justice/dossier/questions-reponses-justice" class="fh-ssub-rubrics__lk">Questions - Réponses justice</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_115494/justice/dossier/indices-justice" class="fh-ssub-rubrics__lk">Indices justice</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_115494/justice/dossier/modeles-de-lettres-justice" class="fh-ssub-rubrics__lk">Modèles de lettres justice</a></li><li><a href="https://leparticulier.lefigaro.fr/dossier/fiches-pratiques-justice" class="fh-ssub-rubrics__lk">Fiches pratiques justice</a></li><li><a href="https://leparticulier.lefigaro.fr/protection-respect-vie-privee" class="fh-ssub-rubrics__lk">Protection et respect de la vie privée</a></li><li><a href="https://leparticulier.lefigaro.fr/parlons-droit" class="fh-ssub-rubrics__lk">L’envers du droit - Parlons peu, parlons droit</a></li></ul></li><li class="fh-sub-rubrics__item"><a href="https://leparticulier.lefigaro.fr/jcms/c_115475/vie-pratique" class="fh-sub-rubrics__lk">Vie pratique</a><ul class="fh-ssub-rubrics__list"><li><a href="https://leparticulier.lefigaro.fr/jcms/p1_1318719/telephone-internet" class="fh-ssub-rubrics__lk">High Tech</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_115852/transports" class="fh-ssub-rubrics__lk">Transports</a></li><li><a href="https://leparticulier.lefigaro.fr/loisirs-tourisme" class="fh-ssub-rubrics__lk">Loisirs & Voyages</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_115478/assurances" class="fh-ssub-rubrics__lk">Assurances</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_121028/banque" class="fh-ssub-rubrics__lk">Banques</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_115482/consommation" class="fh-ssub-rubrics__lk">Consommation</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_115486/sante" class="fh-ssub-rubrics__lk">Santé</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_111988/economies-d-energie" class="fh-ssub-rubrics__lk">Énergie</a></li><li><a href="https://leparticulier.lefigaro.fr/securite-sociale-mutuelle" class="fh-ssub-rubrics__lk">Sécurité sociale et mutuelle</a></li><li><a href="https://leparticulier.lefigaro.fr/professionnels-sante" class="fh-ssub-rubrics__lk">Professionnels de santé</a></li></ul></li><li class="fh-sub-rubrics__item"><span>Travail & retraite</span><ul class="fh-ssub-rubrics__list"><li><a href="https://leparticulier.lefigaro.fr/contrat-travail" class="fh-ssub-rubrics__lk">Travail au quotidien</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_121053/droit-du-travail" class="fh-ssub-rubrics__lk">Droits du salarié</a></li><li><a href="https://leparticulier.lefigaro.fr/formation" class="fh-ssub-rubrics__lk">Formation</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_123944/chomage" class="fh-ssub-rubrics__lk">Licenciement & Chômage</a></li><li><a href="https://leparticulier.lefigaro.fr/remuneration-salaire" class="fh-ssub-rubrics__lk">Rémunération</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_121046/employes-de-maison" class="fh-ssub-rubrics__lk">Particulier employeur</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_124021/entreprise-individuelle" class="fh-ssub-rubrics__lk">Indépendants</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_120972/retraite" class="fh-ssub-rubrics__lk">Pension de retraite</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_121213/pension-de-reversion" class="fh-ssub-rubrics__lk">Pension de réversion</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_120973/retraite-de-base" class="fh-ssub-rubrics__lk">Retraites de base</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_121052/vie-professionnelle/dossier/modeles-de-lettres-travail-et-retraite" class="fh-ssub-rubrics__lk">Modèles de lettres travail & retraite</a></li><li><a href="https://leparticulier.lefigaro.fr/dossier/fiches-pratiques-travail-et-retraite" class="fh-ssub-rubrics__lk">Fiches pratiques travail & retraite</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_120972/retraite/dossier/encyclopedie-pratique-retraite" class="fh-ssub-rubrics__lk">Encyclopédie pratique travail & retraite</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_121052/vie-professionnelle/dossier/questions-reponses-travail-et-retraite" class="fh-ssub-rubrics__lk">Questions - Réponses travail & retraite</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_121149/retraites-complementaires" class="fh-ssub-rubrics__lk">Retraites complémentaires</a></li></ul></li><li class="fh-sub-rubrics__item"><a href="https://leparticulier.lefigaro.fr/jcms/c_121039/famille" class="fh-sub-rubrics__lk">Famille</a><ul class="fh-ssub-rubrics__list"><li><a href="https://leparticulier.lefigaro.fr/aides-allocations-sociales" class="fh-ssub-rubrics__lk">Aides & Allocations</a></li><li><a href="https://leparticulier.lefigaro.fr/couple" class="fh-ssub-rubrics__lk">Couple</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_121044/enfants" class="fh-ssub-rubrics__lk">Enfant</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_121045/dependance" class="fh-ssub-rubrics__lk">Dépendance et perte d’autonomie</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_121039/famille/dossier/encyclopedie-pratique-famille" class="fh-ssub-rubrics__lk">Encyclopédie pratique famille</a></li><li><a href="https://leparticulier.lefigaro.fr/dossier/fiches-pratiques-famille-vie-pratique-et-sante" class="fh-ssub-rubrics__lk">Fiches pratiques famille</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_121039/famille/dossier/modeles-de-lettres-famille-vie-pratique-et-sante" class="fh-ssub-rubrics__lk">Modèles de lettres famille</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_121039/famille/dossier/simulateurs-famille-vie-pratique-et-sante" class="fh-ssub-rubrics__lk">Simulateurs famille</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_121039/famille/dossier/questions-reponses-famille-vie-pratique-et-sante" class="fh-ssub-rubrics__lk">Questions - Réponses famille</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_121052/vie-professionnelle/dossier/indices-travail-et-retraite" class="fh-ssub-rubrics__lk">Indices travail & retraite</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_121039/famille/dossier/indices-famille-vie-pratique-et-sante" class="fh-ssub-rubrics__lk">Indices famille</a></li><li><a href="https://leparticulier.lefigaro.fr/jcms/c_120793/succession" class="fh-ssub-rubrics__lk">Donation & Succession</a></li></ul></li><li class="fh-sub-rubrics__item"><span>Partenaires</span><ul class="fh-ssub-rubrics__list"><li class="fh-partner"><a class="fh-partner__lk" href="https://partenaire.leparticulier.fr/jcms/va_1506442/retraite"><span class="fh-partner__title">Anticipez et préparez votre retraite</span><img class="fh-partner__logo" alt="Anticipez et préparez votre retraite" src="data:image/png;base64,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"/></a></li><li class="fh-partner"><a class="fh-partner__lk" href="https://partenaire.leparticulier.fr/jcms/p1_1651427/portail-lcl" title="L’actualité pour votre patrimoine (nouvelle fenêtre)" aria-label="L’actualité pour votre patrimoine (nouvelle fenêtre)" target="_blank" rel="noopener"><span class="fh-partner__title">L’actualité pour votre patrimoine</span><img class="fh-partner__logo" alt="L’actualité pour votre patrimoine" src="data:image/png;base64,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"/></a></li><li class="fh-partner"><a class="fh-partner__lk" href="https://leparticulier.lefigaro.fr/dossier/videos-en-plateau-avec"><span class="fh-partner__title">Découvrez toutes nos conférences</span><img class="fh-partner__logo" alt="Découvrez toutes nos conférences" src="data:image/png;base64,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"/></a></li></ul></li></ul><ul class="fh-sub-rubrics__list" id="menu171032" aria-labelledby="parent171032"><li class="fh-sub-rubrics__item"><a href="https://boutique.leparticulier.lefigaro.fr/" class="fh-sub-rubrics__lk" target="_blank" rel="noopener">Accéder à la boutique</a></li><li class="fh-sub-rubrics__item"><a href="https://abo.leparticulier.lefigaro.fr/WebloggiaLeFigaro/espaceclient/commandes" class="fh-sub-rubrics__lk" target="_blank" rel="noopener">Mes commandes</a></li><li class="fh-sub-rubrics__item"><a href="https://leparticulier.lefigaro.fr/monespace/achats" class="fh-sub-rubrics__lk">Mes achats numériques</a></li></ul><ul class="fh-sub-rubrics__list" id="menu171025" aria-labelledby="parent171025"><li class="fh-sub-rubrics__item"><a href="https://leparticulier.lefigaro.fr/newsletters/la-recap-de-la-semaine/6060f264-34a9-11eb-a7df-a0369fee8a80" class="fh-sub-rubrics__lk">La récap</a></li><li class="fh-sub-rubrics__item"><a href="https://leparticulier.lefigaro.fr/newsletters/le-flash-impots/b6ecbd6c-34aa-11eb-a7df-a0369fee8a80" class="fh-sub-rubrics__lk">Flash impôts</a></li><li class="fh-sub-rubrics__item"><a href="https://leparticulier.lefigaro.fr/newsletters/le-memento-de-l-immo/035cb102-34aa-11eb-a7df-a0369fee8a80" class="fh-sub-rubrics__lk">Le mémento de l’immo</a></li><li class="fh-sub-rubrics__item"><a href="https://leparticulier.lefigaro.fr/newsletters/affaires-de-famille/53806278-34aa-11eb-a7df-a0369fee8a80" class="fh-sub-rubrics__lk">Affaire de famille</a></li><li class="fh-sub-rubrics__item"><a href="https://leparticulier.lefigaro.fr/newsletters/finances-perso/8d1ffc07-34aa-11eb-a7df-a0369fee8a80" class="fh-sub-rubrics__lk">Finances perso</a></li><li class="fh-sub-rubrics__item"><a href="https://www.lefigaro.fr/newsletters/bourse-placements/8df7b1e1-2c2b-11e8-a7df-a0369fee8a80" class="fh-sub-rubrics__lk">Bourse & placements</a></li></ul></div></div></nav></div><div class="fh-placeholder"></div></header><div class="fh-layer fh-layer--with-nav" data-component="fh-layer" aria-hidden="true"></div> <div class="fig-page" id="fig-page" data-section="Actu" role="main"> <div class="fig-top">  <noscript> <iframe src="https://www.googletagmanager.com/ns.html?id=GTM-PLCMLSX" height="0" width="0" style="display:none;visibility:hidden" title="gtm" ></iframe> </noscript>  <div aria-hidden="true" class="fig-browser-incompatibility-banner" data-module="fig-browser-incompatibility-banner" data-site-name="du Figaro" role="alert" ></div> <div id="fig-google-one-tap" class="fig-google-one-tap" data-module="fig-google-one-tap" data-host="prod"> <div id="g_id_onload" data-client_id="680332582843-97qomdr56q7hahdrh2utbfoi8qk8gl4f.apps.googleusercontent.com" data-login_uri="https://connect.lefigaro.fr/connect/google?swg_redirect_uri=https%3A%2F%2Fleparticulier.lefigaro.fr%2Fdossier%2Ffiches-pratiques-placements-et-patrimoine" data-cancel_on_tap_outside="false" data-context="signin" data-ux_mode="redirect" data-moment_callback="figGoogleOneTap" data-itp_support="true"> </div> </div> <div class="fig-search-form" data-context="was @visible" data-external="true" data-module="fig-search-form" data-js-gtm="{"customCategorie":"navigation","customAction":"searchLabel","event":"customEventSPE"}" data-tracking-query-label="customLabel" > <form role="search" class="fig-search-form__form" method="GET" action="https://recherche.lefigaro.fr/recherche/?publication=leparticulier.lefigaro.fr" aria-label="Défiscalisation, Prix immobilier Paris, Permis de travail, …" > <label class="fig-search-form__label a11y-hidden" for="search-input"> Entrez ici votre recherche </label> <input id="search-input" class="fig-search-form__input" name="q" placeholder="Défiscalisation, Prix immobilier Paris, Permis de travail, …" autocomplete="off" type="text" value="" > <button class="fig-search-form__button" type="submit"> <svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" class="fig-search-form__icon" aria-labelledby="fig-svg--form-icon" role="img"><title id="fig-svg--form-icon">Rechercher</title><use href="#fig-svg__search"/></svg> </button> </form> </div> <a class="fig-a11y-skip a11y-hidden" href="#fig-a11y-skip-top-special" > Passer la publicité </a> <div class="fig-ad-content fig-ad-content--special" data-format="special" tabindex="-1" aria-hidden="true" > <div data-figtag="special"></div> </div> <div id="fig-a11y-skip-top-special"></div> <a class="fig-a11y-skip a11y-hidden" href="#fig-a11y-skip-top-mban_atf" > Passer la publicité </a> <div class="fig-ad-content fig-ad-content--mban_atf" data-format="mban_atf" tabindex="-1" aria-hidden="true" > <div class="fig-ad-content__ad-placeholder-content" > <svg xmlns="http://www.w3.org/2000/svg" width="27" height="24" aria-hidden="true" viewBox="0 0 28 24" focusable="false" class="fig-ad-content__ad-placeholder-svg" > <use href="#fig-svg__fplume-placeholder"/> </svg> <span class="fig-ad-content__ad-placeholder-text">Publicité</span> </div> <div data-figtag="mban_atf"></div> </div> <div id="fig-a11y-skip-top-mban_atf"></div> <nav aria-label="Fil d'Ariane" class="fig-breadcrumb fig-pagination__hidden"> <ol class="fig-breadcrumb__list"><li class="fig-breadcrumb__item"><a href="/" class="fig-breadcrumb__link"><span class="fig-breadcrumb__text">Accueil</span></a><svg xmlns="http://www.w3.org/2000/svg" width="16" height="12" viewBox="0 0 10 12" class="fig-breadcrumb__svg" aria-hidden="true" focusable="false" > <use href="#fig-svg__bracket"/> </svg> </li><li class="fig-breadcrumb__item"><a href="https://leparticulier.lefigaro.fr/jcms/c_113077/argent" class="fig-breadcrumb__link"><span class="fig-breadcrumb__text">Placements et patrimoine</span></a></li></ol> </nav> <div class="fig-wrapper fig-zone-top fig-heading-topic" > <figure class="fig-media fig-media--type-photo fig-media__content-main " data-module="fig-photo-magazine-article" data-context="was @visible" > <div class="fig-media__container fig-placeholder fig-i-84e81e04f84abdd929b10479d92e5d4c fig-placeholder--16-9 " data-module="fig-photo" data-context="was @visible" data-modal-image="<img srcset="https://i.f1g.fr/media/cms/1194x804/2021/02/17/b7e2611f9ecd08cfe127804e8ef31514f2101c9468f813665289df25be99a27a.jpg, https://i.f1g.fr/media/cms/704x704/2021/02/17/b7e2611f9ecd08cfe127804e8ef31514f2101c9468f813665289df25be99a27a.jpg, https://i.f1g.fr/media/cms/320x395/2021/02/17/b7e2611f9ecd08cfe127804e8ef31514f2101c9468f813665289df25be99a27a.jpg" sizes="(min-width: 64em) 1194px, (min-width: 48em) and (max-width: 63.99em) 704px, 100vw" class="fig-media-modal__image" alt="Placements et patrimoine"/>" data-modal-image-credit="Charlotte Paroielle" aria-label="Agrandir l'image" role="button" > <img srcset="https://i.f1g.fr/media/cms/391x220_crop/2021/02/17/b7e2611f9ecd08cfe127804e8ef31514f2101c9468f813665289df25be99a27a.jpg 391w, https://i.f1g.fr/media/cms/509x286_crop/2021/02/17/b7e2611f9ecd08cfe127804e8ef31514f2101c9468f813665289df25be99a27a.jpg 509w, https://i.f1g.fr/media/cms/531x299_crop/2021/02/17/b7e2611f9ecd08cfe127804e8ef31514f2101c9468f813665289df25be99a27a.jpg 531w" sizes="(min-width: 64em) 509px, (min-width: 48em) 391px, calc(100vw - 32px)" class="fig-media-photo fig-img" alt="Placements et patrimoine" fetchpriority="high" onerror="this.classList.add('fig-img--error');" onload="if(this.complete){this.classList.add('fig-img--complete');if(this.closest('.fig-placeholder')){this.closest('.fig-placeholder').classList.add('fig-placeholder--transparent');}}" height="598" width="1062"/> <noscript> <img srcset="https://i.f1g.fr/media/cms/391x220_crop/2021/02/17/b7e2611f9ecd08cfe127804e8ef31514f2101c9468f813665289df25be99a27a.jpg 391w, https://i.f1g.fr/media/cms/509x286_crop/2021/02/17/b7e2611f9ecd08cfe127804e8ef31514f2101c9468f813665289df25be99a27a.jpg 509w, https://i.f1g.fr/media/cms/531x299_crop/2021/02/17/b7e2611f9ecd08cfe127804e8ef31514f2101c9468f813665289df25be99a27a.jpg 531w" sizes="(min-width: 64em) 509px, (min-width: 48em) 391px, calc(100vw - 32px)" class="fig-media-photo fig-img fig-img--complete" alt="Placements et patrimoine" loading="lazy" fetchpriority="high" height="598" width="1062"/> </noscript> <div class="fig-media__button"> <svg xmlns="http://www.w3.org/2000/svg" aria-hidden="true" class="fig-svg--fullscreen-open" height="24" width="24" viewBox="0 0 24 24" focusable="false"><path d="M9.3 14.7c.3.2.3.5 0 .8L5 19.9h3.2a.6.6 0 010 1.1H3.6a.6.6 0 01-.5-.2.6.6 0 01-.1-.4v-4.6a.6.6 0 011.1 0V19l4.4-4.3c.3-.3.6-.3.8 0zm6.2 0l4.4 4.3v-3.2a.6.6 0 011.1 0v4.6a.6.6 0 01-.2.5.6.6 0 01-.4.1h-4.6a.6.6 0 010-1.1H19l-4.3-4.4a.6.6 0 01.8-.8zm5-11.7a.6.6 0 01.4.2.6.6 0 01.1.4v4.6a.6.6 0 11-1.1 0V5l-4.4 4.3a.6.6 0 01-.8-.8L19 4.1h-3.2a.6.6 0 010-1.1h4.6zM8.1 3a.6.6 0 010 1.1H5l4.3 4.4a.6.6 0 01-.8.8L4.1 5v3.2a.6.6 0 11-1.1 0V3.6a.6.6 0 01.2-.5.6.6 0 01.4-.1h4.6z"/></svg> </div> </div> <figcaption class="fig-media__legend">Placements et patrimoine<span class="fig-media__credits"> Charlotte Paroielle </span></figcaption> </figure> <div class="fig-sub-headline">Outils et services</div> <h1 class="fig-headline fig-pagination__hidden" >Fiches pratiques Placements et patrimoine</h1> <p class="fig-standfirst" >Les notions juridiques, patrimoniales et fiscales exposées sous leur angle pratique pour aider clairement le lecteur du Particulier dans son quotidien - Placements et patrimoine.</p> <div class="fig-sharebar" data-module="fig-sharebar-transversal" data-context="was @visible"> <div class="fig-sharebar-transversal"> <div class="fig-share-tools"> <ul class="fig-share-tools__list"> <li class="fig-share-tools__item fig-share-tools__item--copy"> <button class="fig-share-tools__link" aria-label="Copier le lien de l'article" title="Copier le lien de l'article" data-gtm="{"customAction":"socialSharing","customCategorie":"navigation","customLabel":"copy_topArticle","event":"customEventBU"}" data-share-type="copy" > <span class="fig-share-tools__svg-container"> <svg xmlns="http://www.w3.org/2000/svg" width="18" height="18" viewBox="0 0 24 24" class="fig-share-tools__svg" aria-hidden="true" focusable="false" > <path d="M13.4 10.6a5.1 5.1 0 0 1 1.6 3.6c0 1.4-.6 2.7-1.6 3.7l-2.6 2.6A5.1 5.1 0 0 1 7.2 22a5.1 5.1 0 0 1-3.7-1.5A5.1 5.1 0 0 1 2 16.8c0-1.4.5-2.7 1.5-3.6l2.6-2.6.2-.2v.4l.3 1.8-1.9 1.8a3.4 3.4 0 0 0-1 2.4c0 1 .4 1.8 1 2.5a3.5 3.5 0 0 0 5 0l2.5-2.6a3.4 3.4 0 0 0 1-2.5c0-.9-.3-1.8-1-2.4a3.5 3.5 0 0 0-.6-.5 1.7 1.7 0 0 1-.1-.5c0-.5.2-1 .5-1.2a5.2 5.2 0 0 1 1.4 1zm6-6A5.1 5.1 0 0 1 21 8.1a5.2 5.2 0 0 1-1.5 3.6l-2.6 2.6-.2.2v-.4a7 7 0 0 0-.3-1.8l1.9-1.8a3.4 3.4 0 0 0 1-2.4c0-1-.4-1.8-1-2.5a3.4 3.4 0 0 0-2.5-1c-.9 0-1.8.4-2.4 1l-2.6 2.6a3.4 3.4 0 0 0-1 2.5 3.4 3.4 0 0 0 1.6 2.9 1.7 1.7 0 0 1-.4 1.7 5.2 5.2 0 0 1-1.4-1A5.1 5.1 0 0 1 8 10.8C8 9.4 8.6 8 9.6 7l2.6-2.6A5.1 5.1 0 0 1 15.8 3c1.4 0 2.7.5 3.7 1.5z"/> </svg> </span> <span class="fig-share-tools__svg-txt" aria-hidden="true">Copier le lien</span> </button> <div class="fig-share-tools__confirmation"> <span class="fig-share-tools__svg-container"> <svg xmlns="http://www.w3.org/2000/svg" width="16" height="16" viewBox="0 0 16 16" class="fig-share-tools__svg" aria-hidden="true" focusable="false" > <path d="M13.1 4.26a.82.82 0 0 0-1.17-.03l-5.3 5.08L4.08 6.7a.82.82 0 0 0-1.17-.02.85.85 0 0 0-.02 1.2l3.1 3.2a.82.82 0 0 0 1.17.03l5.9-5.65a.85.85 0 0 0 .04-1.19Z"/> </svg> </span> <span class="fig-share-tools__svg-txt">Lien copié</span> </div> </li> <li class="fig-share-tools__item fig-share-tools__item--email"> <a class="fig-share-tools__link" aria-label="Partager via e-mail" title="Partager via e-mail" data-gtm="{"customAction":"socialSharing","customCategorie":"navigation","customLabel":"email_topArticle","event":"customEventBU"}" data-share-type="mail" href="mailto:?subject=Le%20Particulier%20-%20%C3%A0%20lire%20%3A%20Fiches%20pratiques%20Placements%20et%20patrimoine&body=Fiches%20pratiques%20Placements%20et%20patrimoine%0D%0A%0D%0ALes%20notions%20juridiques%2C%20patrimoniales%20et%20fiscales%20expos%C3%A9es%20sous%20leur%20angle%20pratique%20pour%20aider%20clairement%20le%20lecteur%20du%20Particulier%20dans%20son%20quotidien%20-%20Placements%20et%20patrimoine.%0D%0A%0D%0Ahttps%3A%2F%2Fleparticulier.lefigaro.fr%2Fdossier%2Ffiches-pratiques-placements-et-patrimoine" > <span class="fig-share-tools__svg-container"> <svg xmlns="http://www.w3.org/2000/svg" width="18" height="18" viewBox="0 0 24 24" class="fig-share-tools__svg" aria-hidden="true" focusable="false" > <path d="M18.75 4.5H5.25A2.25 2.25 0 0 0 3 6.75v10.5a2.25 2.25 0 0 0 2.25 2.25h13.5A2.25 2.25 0 0 0 21 17.25V6.75a2.25 2.25 0 0 0-2.25-2.25zm-.23 3.6l-6 5.25a1.39 1.39 0 0 1-.52.15 1.39 1.39 0 0 1-.53-.15l-6-5.25a.74.74 0 1 1 .98-1.13l5.47 4.8 5.48-4.8a.73.73 0 0 1 1.05.08.68.68 0 0 1 .07 1.05z"/> </svg> </span> <span class="fig-share-tools__svg-txt" aria-hidden="true">Mail</span> </a> </li> <li class="fig-share-tools__item fig-share-tools__item--facebook"> <a class="fig-share-tools__link" aria-label="Partager via Facebook" title="Partager via Facebook" data-gtm="{"customAction":"socialSharing","customCategorie":"navigation","customLabel":"facebook_topArticle","event":"customEventBU"}" data-share-type="facebook" href="https://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Fleparticulier.lefigaro.fr%2Fdossier%2Ffiches-pratiques-placements-et-patrimoine&display=popup" rel="noopener" target="_blank" > <span class="fig-share-tools__svg-container"> <svg xmlns="http://www.w3.org/2000/svg" width="18" height="18" viewBox="0 0 24 24" class="fig-share-tools__svg" aria-hidden="true" focusable="false" > <path d="M9.3 21v-8.2H6V9.5h3.3v-2c0-3 1.9-4.5 4.6-4.5l2.7.1v3.2h-1.9C13.2 6.3 13 7 13 8v1.5h4.3l-1.7 3.3H13V21H9.3z"/> </svg> </span> <span class="fig-share-tools__svg-txt" aria-hidden="true">Facebook</span> </a> </li> <li class="fig-share-tools__item fig-share-tools__item--twitter"> <a class="fig-share-tools__link" aria-label="Partager via Twitter" title="Partager via Twitter" data-gtm="{"customAction":"socialSharing","customCategorie":"navigation","customLabel":"twitter_topArticle","event":"customEventBU"}" data-share-type="twitter" href="https://twitter.com/intent/tweet?url=https%3A%2F%2Fleparticulier.lefigaro.fr%2Fdossier%2Ffiches-pratiques-placements-et-patrimoine&text=Le%20Particulier%20-%20%C3%A0%20lire%20%3A%20Fiches%20pratiques%20Placements%20et%20patrimoine" rel="noopener" target="_blank" > <span class="fig-share-tools__svg-container"> <svg xmlns="http://www.w3.org/2000/svg" width="18" height="18" viewBox="0 0 24 24" class="fig-share-tools__svg" aria-hidden="true" focusable="false" > <path d="M22 5.6a8 8 0 0 1-2.4.7A4.2 4.2 0 0 0 21.4 4a8 8 0 0 1-2.6 1 4 4 0 0 0-3-1.3 4.2 4.2 0 0 0-4 5.1C8.4 8.7 5.4 7 3.4 4.4a4.3 4.3 0 0 0-.6 2.2c0 1.4.8 2.7 1.9 3.5a4 4 0 0 1-1.9-.6c0 2.1 1.4 3.8 3.3 4.2a4 4 0 0 1-1 .2 4 4 0 0 1-.9-.1c.6 1.6 2 2.9 3.9 2.9A8.1 8.1 0 0 1 2 18.4a11.4 11.4 0 0 0 6.3 2c7.5 0 11.7-6.5 11.7-12v-.6a8.4 8.4 0 0 0 2-2.2"/> </svg> </span> <span class="fig-share-tools__svg-txt" aria-hidden="true">Twitter</span> </a> </li> <li class="fig-share-tools__item fig-share-tools__item--linkedin"> <a class="fig-share-tools__link" aria-label="Partager via Linkedin" title="Partager via Linkedin" data-gtm="{"customAction":"socialSharing","customCategorie":"navigation","customLabel":"linkedin_topArticle","event":"customEventBU"}" data-share-type="linkedin" href="https://www.linkedin.com/sharing/share-offsite/?url=https%3A%2F%2Fleparticulier.lefigaro.fr%2Fdossier%2Ffiches-pratiques-placements-et-patrimoine" rel="noopener" > <span class="fig-share-tools__svg-container"> <svg width="18" height="18" viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg" class="fig-share-tools__svg" aria-hidden="true" focusable="false"> <path d="M17.5 16.67h-3.34v-4.7c0-1.23-.53-2.07-1.68-2.07-.88 0-1.37.57-1.6 1.11-.08.2-.07.47-.07.74v4.92H7.5s.04-8.33 0-9.08h3.31V9c.2-.62 1.26-1.51 2.95-1.51 2.1 0 3.74 1.3 3.74 4.12v5.05Zm-13.34-10h-.02c-1 0-1.64-.74-1.64-1.67 0-.95.66-1.67 1.68-1.67 1.01 0 1.63.72 1.65 1.67a1.6 1.6 0 0 1-1.67 1.67ZM2.5 7.5h3.33v9.17H2.5V7.5Z"/> </svg> </span> <span class="fig-share-tools__svg-txt" aria-hidden="true">Linkedin</span> </a> </li> <li class="fig-share-tools__item fig-share-tools__item--messenger"> <a class="fig-share-tools__link" aria-label="Partager via Messenger" title="Partager via Messenger" data-gtm="{"customAction":"socialSharing","customCategorie":"navigation","customLabel":"messenger_topArticle","event":"customEventBU"}" data-share-type="messenger" href="fb-messenger://share/?link=https%3A%2F%2Fleparticulier.lefigaro.fr%2Fdossier%2Ffiches-pratiques-placements-et-patrimoine&app_id=253015184720028" rel="noopener" > <span class="fig-share-tools__svg-container"> <svg xmlns="http://www.w3.org/2000/svg" width="18" height="18" viewBox="0 0 24 24" class="fig-share-tools__svg" aria-hidden="true" focusable="false" > <path d="M12 2C6.5 2 2 6.1 2 11.3a9 9 0 0 0 3.7 7.2V22l3.4-1.9c1 .3 1.9.4 2.9.4 5.5 0 10-4.1 10-9.2S17.5 2 12 2zm1 12.5l-2.6-2.7-5 2.7L11 8.7l2.7 2.7 4.9-2.7-5.5 5.8z"/> </svg> </span> <span class="fig-share-tools__svg-txt" aria-hidden="true">Messenger</span> </a> </li> <li class="fig-share-tools__item fig-share-tools__item--whatsapp"> <a class="fig-share-tools__link" aria-label="Partager via WhatsApp" title="Partager via WhatsApp" data-gtm="{"customAction":"socialSharing","customCategorie":"navigation","customLabel":"whatsapp_topArticle","event":"customEventBU"}" data-share-type="whatsapp" href="whatsapp://send?text=Le%20Particulier%20-%20%C3%A0%20lire%20%3A%20Fiches%20pratiques%20Placements%20et%20patrimoine%20https%3A%2F%2Fleparticulier.lefigaro.fr%2Fdossier%2Ffiches-pratiques-placements-et-patrimoine" rel="noopener" > <span class="fig-share-tools__svg-container"> <svg xmlns="http://www.w3.org/2000/svg" width="18" height="18" viewBox="0 0 24 24" class="fig-share-tools__svg" aria-hidden="true" focusable="false" > <path d="M12 2a10 10 0 0 1 0 20 10 10 0 0 1-5.5-1.7l-3.8 1.3 1.2-3.7A10 10 0 0 1 2 12 10 10 0 0 1 12 2zM9.2 7c-.2-.4-.3-.4-.6-.4a5.6 5.6 0 0 0-.4 0c-.3 0-.7 0-1 .3-.3.3-1 1-1 2.5 0 1.4 1 2.8 1.2 3 .1.2 2 3.2 5 4.4 2.3 1 3 .8 3.5.7.7-.1 1.7-.7 2-1.4.2-.7.2-1.2 0-1.4l-.5-.3-2-1c-.2 0-.5 0-.7.3-.3.4-.5.8-.8 1-.1.2-.4.2-.7.1-.3-.1-1.2-.4-2.3-1.4a8.9 8.9 0 0 1-1.6-2c-.2-.3 0-.5 0-.7l.5-.5c.2-.1.3-.2.3-.4v-.6l-.9-2.1z"/> </svg> </span> <span class="fig-share-tools__svg-txt" aria-hidden="true">WhatsApp</span> </a> </li> </ul> </div> </div> </div> </div> </div> <div class="fig-main-wrapper fig-layout fig-layout--wrapped" data-layout-container> <div class="fig-main-col"> <div class="fig-main"> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/p1_1504410/succession-prouver-sa-qualite-dheritier" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Succession: prouver sa qualité d’héritier</h2> </a> <p class="fig-ranking-profile-standfirst"> Comment prouver sa qualité d’héritier après le décès d'un proche ou d'un parent? En produisant un acte de notoriété délivré par le notaire, une attestation des héritiers ou encore un certificat d’hérédité. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/c_35415/comment-declarer-une-succession" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Comment déclarer une succession</h2> </a> <p class="fig-ranking-profile-standfirst"> La déclaration de succession est une formalité obligatoire que doivent remplir les héritiers et donataires qui reçoivent out ou partie de l'héritage du défunt. Comment rédiger une déclaration de succession après un décès. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/p1_1694857/la-donation-residuelle" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >La donation résiduelle</h2> </a> <p class="fig-ranking-profile-standfirst"> La donation résiduelle permet de transmettre successivement un bien à deux personnes. Définition, avantages et inconvénients. </p> </article> <a class="fig-a11y-skip a11y-hidden" href="#fig-a11y-skip-main-pave_atf" > Passer la publicité </a> <div class="fig-ad-content fig-ad-content--pave_atf" data-format="pave_atf" tabindex="-1" aria-hidden="true" > <div class="fig-ad-content__ad-placeholder-content" > <svg xmlns="http://www.w3.org/2000/svg" width="27" height="24" aria-hidden="true" viewBox="0 0 28 24" focusable="false" class="fig-ad-content__ad-placeholder-svg" > <use href="#fig-svg__fplume-placeholder"/> </svg> <span class="fig-ad-content__ad-placeholder-text">Publicité</span> </div> <div data-figtag="pave_atf"></div> </div> <div id="fig-a11y-skip-main-pave_atf"></div> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/p1_1694863/succession-la-reserve-hereditaire-et-la-quotite-disponible" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Succession: la réserve héréditaire et la quotité disponible</h2> </a> <p class="fig-ranking-profile-standfirst"> <b>En présence d'héritiers réservataires, on ne peut librement transmettre la totalité de son patrimoine par donation ou succession. On ne peut disposer librement que de la quotité disponible.</b> </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/p1_1694861/le-testament-olographe-par-acte-manuscrit" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Le testament olographe par acte manuscrit</h2> </a> <p class="fig-ranking-profile-standfirst"> Le testament olographe est entièrement écrit, signé et daté de la main de son auteur. C’est le testament le moins coûteux et le plus courant. Inconvénients: les risques de perte ou de fraude après le décès et l’absence de conseils du notaire au moment de la rédaction. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/p1_1694865/deces-le-sort-du-logement-du-defunt" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Décès: le sort du logement du défunt</h2> </a> <p class="fig-ranking-profile-standfirst"> <b>Que devient le logement du défunt après son décès? Tout dépend de la situation de famille du défunt et du mode d'occupation du logement.</b> </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/p1_1694864/le-testament-authentique-par-acte-notarie" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Le testament authentique: par acte notarié</h2> </a> <p class="fig-ranking-profile-standfirst"> Le testament authentique est établi avec le concours du notaire. Ce testament garantit le respect des dispositions de dernières volontés de son auteur et la répartition de ses biens dans le respect des règles légales. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/p1_1694862/heritage-l-executeur-testamentaire" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Héritage: l'exécuteur testamentaire</h2> </a> <p class="fig-ranking-profile-standfirst"> En prévision d’un héritage difficile, il est possible de désigner un exécuteur testamentaire. Sa mission peut aller de la simple surveillance de l'exécution des dernières volontés du défunt à des fonctions plus larges d’encadrement et d’exécution de ces dernières volontés. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/p1_1694858/la-donation-partage-conditions-et-avantages" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >La donation-partage: conditions et avantages</h2> </a> <p class="fig-ranking-profile-standfirst"> La donation-partage est à la fois une donation et un partage anticipé de sa succession par le donateur. De son vivant, le donateur répartit définitivement tout ou partie de ses biens entre ses héritiers potentiels. Conditions et avantages de la donation-partage. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/p1_1694856/renoncer-a-une-succession-telechargez-gratuitement-le-formulaire-cerfa-n-1403702" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Renoncer à une succession: téléchargez gratuitement le formulaire Cerfa n° 14037 02</h2> </a> <p class="fig-ranking-profile-standfirst"> Le formulaire officiel Cerfa n° 14037*02 doit être utilisé pour effectuer une renonciation à succession… </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/p1_1694859/la-donation-partage-transgenerationnelle" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >La donation-partage transgénérationnelle</h2> </a> <p class="fig-ranking-profile-standfirst"> La donation-partage transgénérationnelle permet au donateur d'optimiser la transmission de son patrimoine. Définition, avantages et inconvénients. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/p1_1694860/succession-les-donations-a-rapporter" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Succession: les donations à rapporter</h2> </a> <p class="fig-ranking-profile-standfirst"> Après un décès, il faut parfois rapporter à la succession les donations antérieures consenties par le défunt. Ce qu'il faut savoir sur le rapport des donations, sur le plan civil et fiscal. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/p1_1694855/renoncer-a-une-succession" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Renoncer à une succession</h2> </a> <p class="fig-ranking-profile-standfirst"> L’héritier n’est pas obligé d’accepter son héritage. La décision de renoncer à une succession est individuelle et est généralement motivée par l'existence de dettes successorales importantes. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/p1_1694883/la-donation-graduelle" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >La donation graduelle</h2> </a> <p class="fig-ranking-profile-standfirst"> La donation graduelle permet d'organiser la transmission d'un bien en deux temps. Le donateur désigne deux donataires successifs: le premier donataire reçoit le bien donné et doit le conserver puis le transmettre au second donataire désigné par le donateur. Conditions et avantages de la donation graduelle. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/p1_1691011/placements-a-risque-les-reductions-d-impot" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Placements à risque: les réductions d'impôt</h2> </a> <p class="fig-ranking-profile-standfirst"> Souscriptions au capital d'une PME ou d'une Sofica, de parts de FCPI ou de FIP... Le contribuable qui réalise certains placements dit "à risque" peut bénéficier d'une réduction d'impôt sur le revenu. Conditions et montants des différentes réductions d'impôt. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/p1_1613531/investissements-forestiers-reductions-et-credits-d-impot" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Investissements forestiers: réductions et crédits d'impôt</h2> </a> <p class="fig-ranking-profile-standfirst"> Les contribuables qui investissent dans le secteur forestier jusqu'au 31 décembre 2017, peuvent réduire leur impôt sur le revenu sous la forme d'une réduction d'impôt ou d'un crédit d'impôt. Conditions et montants des avantages fiscaux en matière d'investissement forestier. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/p1_1690998/plus-values-mobilieres-montant-et-imposition" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Plus-values mobilières: montant et imposition</h2> </a> <p class="fig-ranking-profile-standfirst"> La plus-value mobilière est imposable au barème progressif d'impôt sur le revenu. Le montant taxable est obtenu après déduction, le cas échéant, des autres moins-values, puis d'un abattement qui peut être majoré dans certaines situations. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/p1_1690994/les-plus-values-mobilieres-imposables" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Les plus-values mobilières imposables</h2> </a> <p class="fig-ranking-profile-standfirst"> Les plus-values mobilières réalisées à l'occasion d'une cession à titre onéreux de titres sont en principe soumises à l'impôt sur le revenu. Certaines plus-values en sont toutefois exonérés. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/p1_1690999/la-reduction-d-impot-girardin-industriel-outre-mer" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >La réduction d'impôt Girardin industriel outre-mer</h2> </a> <p class="fig-ranking-profile-standfirst"> Les contribuables qui investissent en outre-mer en participant au financement de matériels, équipements ou logements, peuvent bénéficier d'une réduction d'impôt au titre du dispositif Girardin industriel, dont le montant dépend du taux de rentabilité de l'opération. Conditions et montant de la réduction d'impôt. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/p1_1690481/assurance-vie-les-rachats-et-les-avances" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Assurance vie: les rachats et les avances</h2> </a> <p class="fig-ranking-profile-standfirst"> Le souscripteur d'un contrat d'assurance vie peut, à tout moment, disposer de son épargne. Il peut soit racheter tout ou partie de son contrat en effectuant des retraits, soit demander à l'assureur de lui verser une avance sur le montant de l'épargne accumulée. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/p1_1690480/assurance-vie-les-impots-et-les-prelevements-sociaux" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Assurance vie: les impôts et les prélèvements sociaux</h2> </a> <p class="fig-ranking-profile-standfirst"> Les gains d'une assurance vie sont imposables à l'impôt sur le revenu et aux prélèvements sociaux lorsque le souscripteur procède à un rachat partiel ou total, ou que l'assuré récupère le capital à l'échéance du contrat. Par ailleurs, les contribuables soumis à l'impôt de solidarité sur la fortune (ISF) doivent déclarer la valeur de leurs contrats. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-small-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible" > <a href="https://leparticulier.lefigaro.fr/jcms/p1_1690479/assurance-vie-les-droits-de-succession" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Assurance vie : les droits de succession</h2> </a> <figure class="fig-ranking-profile-media-small-picture" data-fig-link="1"><div class="fig-placeholder fig-placeholder--16-9 fig-lazy"><img data-srcset="https://i.f1g.fr/media/eidos/120x68_crop/2017/06/07/XVMa1cdcaae-d39a-11ed-8851-49a7f2dca058.jpg 120w, https://i.f1g.fr/media/eidos/224x126_crop/2017/06/07/XVMa1cdcaae-d39a-11ed-8851-49a7f2dca058.jpg 224w, https://i.f1g.fr/media/eidos/282x159_crop/2017/06/07/XVMa1cdcaae-d39a-11ed-8851-49a7f2dca058.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img fig-ranking-profile-media-small-picture__photo" alt="Assurance vie : les droits de succession" height="1127" width="1687"/><noscript><img srcset="https://i.f1g.fr/media/eidos/120x68_crop/2017/06/07/XVMa1cdcaae-d39a-11ed-8851-49a7f2dca058.jpg 120w, https://i.f1g.fr/media/eidos/224x126_crop/2017/06/07/XVMa1cdcaae-d39a-11ed-8851-49a7f2dca058.jpg 224w, https://i.f1g.fr/media/eidos/282x159_crop/2017/06/07/XVMa1cdcaae-d39a-11ed-8851-49a7f2dca058.jpg 282w" sizes="(min-width: 64em) 224px, (min-width: 48em) 282px, 120px" class="fig-img--complete fig-img fig-ranking-profile-media-small-picture__photo" alt="Assurance vie : les droits de succession" height="1127" width="1687"/></noscript></div></figure> <p class="fig-ranking-profile-standfirst"> Le capital versé par l’assureur au bénéficiaire d’une assurance vie suite au décès du souscripteur ne fait pas partie de la succession. Les sommes ainsi versées sont exonérées de droits de succession dans certaines limites. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/p1_1690478/pourquoi-investir-dans-une-assurance-vie-les-objectifs" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Pourquoi investir dans une assurance vie: les objectifs</h2> </a> <p class="fig-ranking-profile-standfirst"> L'assurance vie, grâce à son cadre juridique et fiscal unique, permet de répondre à différents objectifs patrimoniaux: placer son d'épargne, transmettre un patrimoine, protéger son conjoint ou encore se constituer un complément de retraite. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/p1_1690477/la-clause-beneficiaire-du-contrat-d-assurance-vie" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >La clause bénéficiaire du contrat d'assurance vie</h2> </a> <p class="fig-ranking-profile-standfirst"> La clause bénéficiaire de l’assurance vie permet, en cas de décès du souscripteur, de transmettre un capital ou une rente à la personne de son choix. Comment rédiger au mieux la clause bénéficiaire. Les précautions à prendre. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/p1_1690476/le-fonctionnement-de-l-assurance-vie" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Le fonctionnement de l'assurance vie</h2> </a> <p class="fig-ranking-profile-standfirst"> L'assurance vie est un produit d'épargne à long terme. Le souscripteur peut épargner à son rythme et choisir un contrat adapté à ses capacités financières. Il peut ainsi l'alimenter en une ou plusieurs fois, avec des versements réguliers ou non. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/p1_1690475/l-assurance-vie-guide-pratique" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >L'assurance vie: guide pratique</h2> </a> <p class="fig-ranking-profile-standfirst"> L'assurance vie est un placement qui permet au souscripteur d'épargner avec la promesse de percevoir une rente ou un capital à la fin du contrat. L'assurance vie offre à l'épargnant une multitude de supports d'investissement, qu'il peut choisir en fonction de ses objectifs et de ses horizons de placements. Sans risque (fonds en euros) ou adossé à des produits financiers plus volatiles (fonds en unités de comptes), différents profils de gestion sont ouverts aux investisseurs. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/p1_1690474/opcvm-sicav-et-fcp-definition-et-fiscalite" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >OPCVM (Sicav et FCP): définition et fiscalité</h2> </a> <p class="fig-ranking-profile-standfirst"> Les OPCVM (organismes de placement collectif en valeurs mobilières) sont des produits financiers regroupant les Sicav (sociétés d'investissement à capital variable) et les FCP (fonds communs de placement). </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/p1_1690461/le-plan-d-epargne-entreprise-pee" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Le plan d'épargne entreprise (PEE)</h2> </a> <p class="fig-ranking-profile-standfirst"> Le plan d'épargne entreprise (PEE) permet aux salariés de se constituer un portefeuille de valeurs mobilières avec l'aide de leur employeur. Avantages et mode d'emploi du PEE. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/p1_1688929/declaration-de-succession-telechargez-gratuitement-le-formulaire-cerfa-n-1082007-declaration-n-2709-sd-pour-les-immeubles-qui-ne-dependent-pas-du-service-charge-de-l-enregistrement-du-domicile-du-defunt" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Déclaration de succession: téléchargez gratuitement le formulaire Cerfa n° 10820 07 (déclaration n° 2709-SD) pour les immeubles qui ne dépendent pas du service chargé de l'enregistrement du domicile du défunt</h2> </a> <p class="fig-ranking-profile-standfirst"> Le formulaire officiel Cerfa n° 10820*07 (déclaration n°2709-SD) doit être utilisé en cas de déclaration… </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/p1_1694853/declaration-partielle-de-succession-telechargez-gratuitement-le-formulaire-cerfa-n-1232106-declaration-n-2705-a-sd" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Déclaration partielle de succession: téléchargez gratuitement le formulaire Cerfa n° 12321 06 (déclaration n° 2705-A-SD)</h2> </a> <p class="fig-ranking-profile-standfirst"> Le formulaire officiel Cerfa n° 12321*06 (déclaration n°2705-A-SD) doit être rempli en cas de déclaration… </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/p1_1688930/declarer-une-succession-telechargez-gratuitement-le-formulaire-cerfa-n-1127707-declaration-n-2705-sd" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Déclarer une succession: téléchargez gratuitement le formulaire Cerfa n° 11277 07 (déclaration n° 2705-SD)</h2> </a> <p class="fig-ranking-profile-standfirst"> Le formulaire officiel Cerfa n° 11277*07 (déclaration n°2705-SD) doit être utilisé pour effectuer une… </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/p1_1631888/don-manuel-telechargez-gratuitement-le-formulaire-de-revelation-de-don-manuel-cerfa-n-1457903-declaration-n-2734-sd" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Don manuel: Téléchargez gratuitement le formulaire de révélation de don manuel (Cerfa n° 14579 03, déclaration n° 2734 SD)</h2> </a> <p class="fig-ranking-profile-standfirst"> La révélation fiscale d'un don manuel de plus de 15 000 euros doit être faite au moyen du formulaire… </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/p1_1631887/don-manuel-telechargez-gratuitement-le-formulaire-de-declaration-de-don-manuel-cerfa-n-1127815-declaration-n-2735" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Don manuel: Téléchargez gratuitement le formulaire de déclaration de don manuel (Cerfa n° 11278 15, déclaration n° 2735)</h2> </a> <p class="fig-ranking-profile-standfirst"> La déclaration fiscale de don manuel doit être faite au moyen du formulaire Cerfa n° 11278*15, déclaration… </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/p1_1620686/les-titres-indexes-sur-l-or-definition-et-fiscalite" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Les titres indexés sur l'or: définition et fiscalité</h2> </a> <p class="fig-ranking-profile-standfirst"> Les titres indexés sur l'or sont des fonds (trackers ou ETF) ou des obligations dont la valeur suit le cours de l’or physique. Ils peuvent être achetés et vendus en Bourse et ils doivent être détenus dans un compte-titres, car ils ne sont pas éligibles au PEA. Comment acheter ou vendre des titres indexés sur l'or. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/p1_1620634/les-warrants-bourse-definition-et-fiscalite" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Les warrants (Bourse): définition et fiscalité</h2> </a> <p class="fig-ranking-profile-standfirst"> Un warrant est un produit financier émis par les banques. Il donne le droit d'acheter ou de vendre un actif financier (appelé "sous-jacent") dans des conditions de prix et de durée définies à l'avance. Comment acheter ou vendre des warrants. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/p1_1620633/les-certificats-bourse-definition-et-fiscalite" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Les certificats (Bourse): définition et fiscalité</h2> </a> <p class="fig-ranking-profile-standfirst"> Les certificats sont des contrats à terme émis par les banques. Ils ont pour but de répliquer les performances de supports variés (indices boursiers, paniers de valeurs mobilières, matières premières...), appelés "sous-jacents". Comment acheter ou vendre des certificats. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/p1_1620631/trackers-ou-etf-bourse-definition-et-fiscalite" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Trackers ou ETF (Bourse): définition et fiscalité</h2> </a> <p class="fig-ranking-profile-standfirst"> Les trackers, aussi appelés ETF (Exchange traded funds), sont des Sicav ou des Fonds communs de placement qui suivent la performance d'un indice boursier (Cac 40, par exemple) ou sectoriel (secteur pétrolier, matières premières, zone géographique...). </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/p1_1620632/acheter-des-actions-bourse-mode-d-emploi-fiscalite" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Acheter des actions (Bourse), mode d'emploi, fiscalité</h2> </a> <p class="fig-ranking-profile-standfirst"> Acheter des actions revient à détenir une fraction du capital d'une ou plusieurs entreprises. Nominatives ou au porteur, cotées ou non cotées en Bourse, les actions confèrent un certain nombre de droits, dont celui de percevoir une partie des bénéfices distribués par l'entreprise, sous forme de dividendes. Elles peuvent aussi générer une plus-value lors de la revente. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/p1_1620630/les-obligations-bourse-definition-et-fiscalite" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Les obligations (Bourse): définition et fiscalité</h2> </a> <p class="fig-ranking-profile-standfirst"> Les obligations sont des titres de créance négociables, émis par une société privée, un établissement public, une collectivité locale ou l'État, en contrepartie d'un emprunt. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/p1_1613524/plan-d-epargne-en-actions-pea-reglementation-et-fiscalite" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Plan d'épargne en actions (PEA): réglementation et fiscalité</h2> </a> <p class="fig-ranking-profile-standfirst"> Le Plan d'épargne en actions (PEA) vous permet de vous constituer et de gérer un portefeuille d'actions. Les dividendes et les plus-values sont exonérés d'impôt si vous n'effectuez aucun retrait pendant 5 ans. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/p1_1604509/les-biens-du-defunt-a-inscrire-dans-la-declaration-de-succession" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Les biens du défunt à inscrire dans la déclaration de succession</h2> </a> <p class="fig-ranking-profile-standfirst"> Sommes d'argent en liquide ou détenues sur des comptes bancaires, résidence principale et secondaire... Ce sont tous les biens appartenant au défunt qui doivent être déclarés à la succession. Et même ceux qui sont exonérés de droits de succession. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/p1_1604508/le-montant-des-droits-de-donation-a-verser-au-fisc" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Le montant des droits de donation à verser au fisc</h2> </a> <p class="fig-ranking-profile-standfirst"> Comment calculer les droits d'enregistrement à payer lorsque l'on accepte une donation? Trois étapes sont nécessaires pour en déterminer le montant: l'application d'un abattement, d'un tarif selon un barème progressif, puis éventuellement d'une réduction des droits. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/p1_1604512/le-paiement-des-droits-de-donation-par-le-donateur" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Le paiement des droits de donation par le donateur</h2> </a> <p class="fig-ranking-profile-standfirst"> Recevoir un don n'est pas sans conséquence financière. Des droits de donation peuvent être dûs. Dans ce cas, c'est en principe, au bénéficiaire du don (donataire) de les régler. Cependant, il est tout-à-fait possible que le donateur les prenne en charge. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/p1_1604510/consentir-une-donation-securisee-par-acte-notarie" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Consentir une donation sécurisée par acte notarié</h2> </a> <p class="fig-ranking-profile-standfirst"> Au fil du temps, vous vous êtes constitué un patrimoine important que vous comptez bien transmettre à vos enfants. Vous pouvez anticiper en leur consentant une donation de votre vivant. Elle doit en principe faire l'objet d'un acte notarié. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/p1_1604513/le-montant-des-droits-de-succession-a-verser-au-fisc" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Le montant des droits de succession à verser au fisc</h2> </a> <p class="fig-ranking-profile-standfirst"> Comment calculer les droits de succession à payer lorsque l'on hérite? Trois étapes sont nécessaires pour en déterminer le montant: l'application d'un abattement, d'un tarif selon un barème progressif, puis éventuellement d'une réduction des droits. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/p1_1604507/le-paiement-des-droits-de-succession-par-les-heritiers-du-defunt" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Le paiement des droits de succession par les héritiers du défunt</h2> </a> <p class="fig-ranking-profile-standfirst"> Un proche décède, vous n'avez alors que 6 mois pour payer les droits de succession. Et ce, en une fois au moment de la déclaration. Difficile parfois de s'en acquitter lorsque le patrimoine successoral ne comporte que très peu de liquidité. Dans ce cas, le règlement peut être fractionné ou différé sous certaines conditions. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/p1_1604511/la-declaration-de-succession-etablie-par-les-heritiers-du-defunt" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >La déclaration de succession établie par les héritiers du défunt</h2> </a> <p class="fig-ranking-profile-standfirst"> En cas de décès d'un parent, vous avez 6 mois pour effectuer la déclaration de succession au fisc. Même si aucuns droits de succession ne sont dus, les héritiers et les légataires doivent obligatoirement déclarer la succession, sauf cas particuliers. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/p1_1613534/le-plan-d-epargne-retraite-populaire-perp" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Le Plan d'épargne retraite populaire (Perp)</h2> </a> <p class="fig-ranking-profile-standfirst"> Le Plan d'épargne retraite populaire (Perp) est un produit d'épargne à long terme qui permet de se constituer un supplément de revenus au moment de la retraite. Les sommes versées sont bloquées jusqu'à l'âge de la retraite mais sont déductibles de votre impôt sur le revenu. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/p1_1551744/l-amenagement-de-la-communaute-legale-cout" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >L'aménagement de la communauté légale: coût</h2> </a> <p class="fig-ranking-profile-standfirst"> L'insertion d'avantages matrimoniaux dans un contrat de mariage engendre divers frais. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/p1_1551743/l-amenagement-de-la-communaute-legale-definition" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >L'aménagement de la communauté légale: définition</h2> </a> <p class="fig-ranking-profile-standfirst"> Il est possible de favoriser son conjoint survivant en aménageant le régime légal de la communauté. Inutile d'aller jusqu'au changement de régime matrimonial, il suffit d'insérer des clauses dites «d'avantages matrimoniaux» dans un contrat de mariage. Il en existe plusieurs, qui peuvent se combiner. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/p1_1551742/l-amenagement-de-la-communaute-legale-clauses-envisageables" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >L'aménagement de la communauté légale: clauses envisageables</h2> </a> <p class="fig-ranking-profile-standfirst"> Le conjoint survivant peut être favorisé de deux façons: soit par l'augmentation de la masse des biens communs, soit au moyen d'un aménagement du partage de la communauté, dans un sens qui l'avantage, bien sûr. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/p1_1551738/le-don-manuel-procedure" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Le don manuel: procédure</h2> </a> <p class="fig-ranking-profile-standfirst"> Le don manuel n'est soumis à aucune formalité obligatoire. Cependant, si vous souhaitez officialiser votre accord et vous constituer une preuve du don ou encore prévoir certains aménagements (par exemple, que le don ne sera pas rapportable à votre succession), il est possible de rédiger un «pacte adjoint ». </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/p1_1551739/le-don-manuel-definition" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Le don manuel: définition</h2> </a> <p class="fig-ranking-profile-standfirst"> Un don manuel permet de donner «de la main à la main», sans passer devant un notaire et sans formalités particulières, que ce soit de l'argent, des bijoux, des titres de société... En revanche, cette forme de donation ne peut pas concerner un bien immobilier. Comme toute donation, le don manuel est irrévocable et doit être accepté par le bénéficiaire. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/p1_1551740/le-don-manuel-montant-des-droits-de-donation" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Le don manuel : montant des droits de donation</h2> </a> <p class="fig-ranking-profile-standfirst"> Un don manuel n'est pas imposable tant que le fisc n'en a pas connaissance. </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/c_35423/declarer-un-don-manuel" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Déclarer un don manuel</h2> </a> <p class="fig-ranking-profile-standfirst"> Un don manuel consiste en la remise de la main à la main, le plus souvent d’une somme d’argent en liquide… </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/c_35369/interroger-le-fichier-des-testaments" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Interroger le fichier des testaments</h2> </a> <p class="fig-ranking-profile-standfirst"> Les testaments confiés aux notaires sont inscrits sur le Fichier central des dispositions de dernières… </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/c_35366/demander-un-certificat-de-propriete" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Demander un certificat de propriété</h2> </a> <p class="fig-ranking-profile-standfirst"> Le certificat de propriété (dit aussi certificat de mutation) permet aux héritiers de récupérer les sommes… </p> </article> <article class="fig-ranking-profile-container fig-ranking-profile-no-picture " data-content-name="article" data-module="fig-ranking-profile-container" data-context="was @visible"> <a href="https://leparticulier.lefigaro.fr/jcms/c_35376/rechercher-une-personne-disparue" class="fig-ranking-profile-link" data-fig-domain="LEPARTICULIER"> <h2 class="fig-ranking-profile-headline " >Rechercher une personne disparue</h2> </a> <p class="fig-ranking-profile-standfirst"> Coût: gratuitDélai: variable </p> </article> </div> </div> <aside class="fig-right" data-layout-vitrine data-context="@media (min-width:64em) and was @visible" data-module="fig-ad-content" > <a class="fig-a11y-skip a11y-hidden" href="#fig-a11y-skip-right-pave_atf" > Passer la publicité </a> <div class="fig-ad-content fig-ad-content--pave_atf fig-wg-pub" data-format="pave_atf" tabindex="-1" aria-hidden="true" > <div class="fig-ad-content__ad-placeholder-content" > <svg xmlns="http://www.w3.org/2000/svg" width="27" height="24" aria-hidden="true" viewBox="0 0 28 24" focusable="false" class="fig-ad-content__ad-placeholder-svg" > <use href="#fig-svg__fplume-placeholder"/> </svg> <span class="fig-ad-content__ad-placeholder-text">Publicité</span> </div> <div data-figtag="pave_atf"></div> </div> <div id="fig-a11y-skip-right-pave_atf"></div> </aside> </div> <div id="tabbar" class="fig-tabbar video-sticky-limit"> <div class="fig-tabbar__inner"> <p class="fig-headline-tabbar"> Fiches pratiques Placements et patrimoine </p> <div class="fig-share-mobile-layer"> <button class="fig-share-mobile-layer__close" type="button" > <span>Fermer</span> <svg xmlns="http://www.w3.org/2000/svg" width="12" height="12" viewBox="0 0 24 24" class="fig-share-mobile-layer__share-svg" aria-hidden="true" focusable="false" > <use href="#fig-svg__close"/> </svg> </button> </div> <div class="fig-sharebar" data-module="fig-sharebar-tabbar"> <span class="fig-sharebar__txt">Partager</span> <button class="fig-sharebar__opener" type="button" aria-label="Partager l'article" > <svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" class="fig-sharebar__share-svg" aria-hidden="true" focusable="false" > <path d="M12.75 14.25v4.076a.3.3 0 0 0 .512.212l6.864-6.864a.6.6 0 0 0 0-.848l-6.864-6.864a.3.3 0 0 0-.512.212V8.25C9.3 8.4 3 9.825 3 18v2.046a.2.2 0 0 0 .372.103l1.053-1.774c1.8-3.075 3.6-4.05 8.325-4.125z"/> </svg> </button> <div class="fig-share-tools"> <p class="fig-share-tools__via">Partager via :</p> <ul class="fig-share-tools__list"> <li class="fig-share-tools__item fig-share-tools__item--email"> <a class="fig-share-tools__link" aria-label="Partager via e-mail" title="Partager via e-mail" data-gtm="{"customAction":"socialSharing","customCategorie":"navigation","customLabel":"email","event":"customEventBU"}" data-share-type="mail" href="mailto:?subject=Le%20Particulier%20-%20%C3%A0%20lire%20%3A%20Fiches%20pratiques%20Placements%20et%20patrimoine&body=Fiches%20pratiques%20Placements%20et%20patrimoine%0D%0A%0D%0ALes%20notions%20juridiques%2C%20patrimoniales%20et%20fiscales%20expos%C3%A9es%20sous%20leur%20angle%20pratique%20pour%20aider%20clairement%20le%20lecteur%20du%20Particulier%20dans%20son%20quotidien%20-%20Placements%20et%20patrimoine.%0D%0A%0D%0Ahttps%3A%2F%2Fleparticulier.lefigaro.fr%2Fdossier%2Ffiches-pratiques-placements-et-patrimoine" > <span class="fig-share-tools__svg-container"> <svg xmlns="http://www.w3.org/2000/svg" width="18" height="18" viewBox="0 0 24 24" class="fig-share-tools__svg" aria-hidden="true" focusable="false" > <path d="M18.75 4.5H5.25A2.25 2.25 0 0 0 3 6.75v10.5a2.25 2.25 0 0 0 2.25 2.25h13.5A2.25 2.25 0 0 0 21 17.25V6.75a2.25 2.25 0 0 0-2.25-2.25zm-.23 3.6l-6 5.25a1.39 1.39 0 0 1-.52.15 1.39 1.39 0 0 1-.53-.15l-6-5.25a.74.74 0 1 1 .98-1.13l5.47 4.8 5.48-4.8a.73.73 0 0 1 1.05.08.68.68 0 0 1 .07 1.05z"/> </svg> </span> <span class="fig-share-tools__svg-txt" aria-hidden="true">Mail</span> </a> </li> <li class="fig-share-tools__item fig-share-tools__item--facebook"> <a class="fig-share-tools__link" aria-label="Partager via Facebook" title="Partager via Facebook" data-gtm="{"customAction":"socialSharing","customCategorie":"navigation","customLabel":"facebook","event":"customEventBU"}" data-share-type="facebook" href="https://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Fleparticulier.lefigaro.fr%2Fdossier%2Ffiches-pratiques-placements-et-patrimoine&display=popup" rel="noopener" target="_blank" > <span class="fig-share-tools__svg-container"> <svg xmlns="http://www.w3.org/2000/svg" width="18" height="18" viewBox="0 0 24 24" class="fig-share-tools__svg" aria-hidden="true" focusable="false" > <path d="M9.3 21v-8.2H6V9.5h3.3v-2c0-3 1.9-4.5 4.6-4.5l2.7.1v3.2h-1.9C13.2 6.3 13 7 13 8v1.5h4.3l-1.7 3.3H13V21H9.3z"/> </svg> </span> <span class="fig-share-tools__svg-txt" aria-hidden="true">Facebook</span> </a> </li> <li class="fig-share-tools__item fig-share-tools__item--twitter"> <a class="fig-share-tools__link" aria-label="Partager via Twitter" title="Partager via Twitter" data-gtm="{"customAction":"socialSharing","customCategorie":"navigation","customLabel":"twitter","event":"customEventBU"}" data-share-type="twitter" href="https://twitter.com/intent/tweet?url=https%3A%2F%2Fleparticulier.lefigaro.fr%2Fdossier%2Ffiches-pratiques-placements-et-patrimoine&text=Le%20Particulier%20-%20%C3%A0%20lire%20%3A%20Fiches%20pratiques%20Placements%20et%20patrimoine" rel="noopener" target="_blank" > <span class="fig-share-tools__svg-container"> <svg xmlns="http://www.w3.org/2000/svg" width="18" height="18" viewBox="0 0 24 24" class="fig-share-tools__svg" aria-hidden="true" focusable="false" > <path d="M22 5.6a8 8 0 0 1-2.4.7A4.2 4.2 0 0 0 21.4 4a8 8 0 0 1-2.6 1 4 4 0 0 0-3-1.3 4.2 4.2 0 0 0-4 5.1C8.4 8.7 5.4 7 3.4 4.4a4.3 4.3 0 0 0-.6 2.2c0 1.4.8 2.7 1.9 3.5a4 4 0 0 1-1.9-.6c0 2.1 1.4 3.8 3.3 4.2a4 4 0 0 1-1 .2 4 4 0 0 1-.9-.1c.6 1.6 2 2.9 3.9 2.9A8.1 8.1 0 0 1 2 18.4a11.4 11.4 0 0 0 6.3 2c7.5 0 11.7-6.5 11.7-12v-.6a8.4 8.4 0 0 0 2-2.2"/> </svg> </span> <span class="fig-share-tools__svg-txt" aria-hidden="true">Twitter</span> </a> </li> <li class="fig-share-tools__item fig-share-tools__item--whatsapp"> <a class="fig-share-tools__link" aria-label="Partager via WhatsApp" title="Partager via WhatsApp" data-gtm="{"customAction":"socialSharing","customCategorie":"navigation","customLabel":"whatsapp","event":"customEventBU"}" data-share-type="whatsapp" href="whatsapp://send?text=Le%20Particulier%20-%20%C3%A0%20lire%20%3A%20Fiches%20pratiques%20Placements%20et%20patrimoine%20https%3A%2F%2Fleparticulier.lefigaro.fr%2Fdossier%2Ffiches-pratiques-placements-et-patrimoine" rel="noopener" > <span class="fig-share-tools__svg-container"> <svg xmlns="http://www.w3.org/2000/svg" width="18" height="18" viewBox="0 0 24 24" class="fig-share-tools__svg" aria-hidden="true" focusable="false" > <path d="M12 2a10 10 0 0 1 0 20 10 10 0 0 1-5.5-1.7l-3.8 1.3 1.2-3.7A10 10 0 0 1 2 12 10 10 0 0 1 12 2zM9.2 7c-.2-.4-.3-.4-.6-.4a5.6 5.6 0 0 0-.4 0c-.3 0-.7 0-1 .3-.3.3-1 1-1 2.5 0 1.4 1 2.8 1.2 3 .1.2 2 3.2 5 4.4 2.3 1 3 .8 3.5.7.7-.1 1.7-.7 2-1.4.2-.7.2-1.2 0-1.4l-.5-.3-2-1c-.2 0-.5 0-.7.3-.3.4-.5.8-.8 1-.1.2-.4.2-.7.1-.3-.1-1.2-.4-2.3-1.4a8.9 8.9 0 0 1-1.6-2c-.2-.3 0-.5 0-.7l.5-.5c.2-.1.3-.2.3-.4v-.6l-.9-2.1z"/> </svg> </span> <span class="fig-share-tools__svg-txt" aria-hidden="true">WhatsApp</span> </a> </li> <li class="fig-share-tools__item fig-share-tools__item--copy"> <button class="fig-share-tools__link" aria-label="Copier le lien de l'article" title="Copier le lien de l'article" data-gtm="{"customAction":"socialSharing","customCategorie":"navigation","customLabel":"copy","event":"customEventBU"}" data-share-type="copy" > <span class="fig-share-tools__svg-container"> <svg xmlns="http://www.w3.org/2000/svg" width="18" height="18" viewBox="0 0 24 24" class="fig-share-tools__svg" aria-hidden="true" focusable="false" > <path d="M13.4 10.6a5.1 5.1 0 0 1 1.6 3.6c0 1.4-.6 2.7-1.6 3.7l-2.6 2.6A5.1 5.1 0 0 1 7.2 22a5.1 5.1 0 0 1-3.7-1.5A5.1 5.1 0 0 1 2 16.8c0-1.4.5-2.7 1.5-3.6l2.6-2.6.2-.2v.4l.3 1.8-1.9 1.8a3.4 3.4 0 0 0-1 2.4c0 1 .4 1.8 1 2.5a3.5 3.5 0 0 0 5 0l2.5-2.6a3.4 3.4 0 0 0 1-2.5c0-.9-.3-1.8-1-2.4a3.5 3.5 0 0 0-.6-.5 1.7 1.7 0 0 1-.1-.5c0-.5.2-1 .5-1.2a5.2 5.2 0 0 1 1.4 1zm6-6A5.1 5.1 0 0 1 21 8.1a5.2 5.2 0 0 1-1.5 3.6l-2.6 2.6-.2.2v-.4a7 7 0 0 0-.3-1.8l1.9-1.8a3.4 3.4 0 0 0 1-2.4c0-1-.4-1.8-1-2.5a3.4 3.4 0 0 0-2.5-1c-.9 0-1.8.4-2.4 1l-2.6 2.6a3.4 3.4 0 0 0-1 2.5 3.4 3.4 0 0 0 1.6 2.9 1.7 1.7 0 0 1-.4 1.7 5.2 5.2 0 0 1-1.4-1A5.1 5.1 0 0 1 8 10.8C8 9.4 8.6 8 9.6 7l2.6-2.6A5.1 5.1 0 0 1 15.8 3c1.4 0 2.7.5 3.7 1.5z"/> </svg> </span> <span class="fig-share-tools__svg-txt" aria-hidden="true">Copier le lien</span> </button> <div class="fig-share-tools__confirmation"> <span class="fig-share-tools__svg-container"> <svg xmlns="http://www.w3.org/2000/svg" width="16" height="16" viewBox="0 0 16 16" class="fig-share-tools__svg" aria-hidden="true" focusable="false" > <path d="M13.1 4.26a.82.82 0 0 0-1.17-.03l-5.3 5.08L4.08 6.7a.82.82 0 0 0-1.17-.02.85.85 0 0 0-.02 1.2l3.1 3.2a.82.82 0 0 0 1.17.03l5.9-5.65a.85.85 0 0 0 .04-1.19Z"/> </svg> </span> <span class="fig-share-tools__svg-txt">Lien copié</span> </div> </li> <li class="fig-share-tools__item fig-share-tools__item--messenger"> <a class="fig-share-tools__link" aria-label="Partager via Messenger" title="Partager via Messenger" data-gtm="{"customAction":"socialSharing","customCategorie":"navigation","customLabel":"messenger","event":"customEventBU"}" data-share-type="messenger" href="fb-messenger://share/?link=https%3A%2F%2Fleparticulier.lefigaro.fr%2Fdossier%2Ffiches-pratiques-placements-et-patrimoine&app_id=253015184720028" rel="noopener" > <span class="fig-share-tools__svg-container"> <svg xmlns="http://www.w3.org/2000/svg" width="18" height="18" viewBox="0 0 24 24" class="fig-share-tools__svg" aria-hidden="true" focusable="false" > <path d="M12 2C6.5 2 2 6.1 2 11.3a9 9 0 0 0 3.7 7.2V22l3.4-1.9c1 .3 1.9.4 2.9.4 5.5 0 10-4.1 10-9.2S17.5 2 12 2zm1 12.5l-2.6-2.7-5 2.7L11 8.7l2.7 2.7 4.9-2.7-5.5 5.8z"/> </svg> </span> <span class="fig-share-tools__svg-txt" aria-hidden="true">Messenger</span> </a> </li> </ul> </div> </div> </div> </div> <div class="fig-bottom fig-layout fig-layout--wrapped" id="bottom" > <a class="fig-a11y-skip a11y-hidden" href="#fig-a11y-skip-bottom-taboola-new-site-below-article-thumbnails" > Passer la publicité </a> <div figurant="taboola-new-site-below-article-thumbnails" tabindex="-1" aria-hidden="true" ></div> <div id="fig-a11y-skip-bottom-taboola-new-site-below-article-thumbnails"></div> <a class="fig-a11y-skip a11y-hidden" href="#fig-a11y-skip-bottom-taboola-new-site-particulierfigaro-carousel" > Passer la publicité </a> <div figurant="taboola-new-site-particulierfigaro-carousel" tabindex="-1" aria-hidden="true" ></div> <div id="fig-a11y-skip-bottom-taboola-new-site-particulierfigaro-carousel"></div> <section class="fig-seo-footer" data-module="fig-seo-footer" data-context="@media (max-width:48em) and was @visible" data-fgtcs-blocklinks="footer" > <div class="fig-seo-footer__title">Plus de services</div> <div class="fig-seo-footer__lists"> <div class="fig-seo-footer__list-container"> <div class="fig-seo-footer__subtitle" id="seo-footer-2053" tabindex="0" > <a href="https://leparticulier.lefigaro.fr/jcms/c_115475/vie-pratique" class="fig-seo-footer__subtitle-link" >Vie pratique</a> <svg xmlns="http://www.w3.org/2000/svg" width="10" height="12" aria-hidden="true" viewBox="0 0 10 12" focusable="false" > <use href="#fig-svg__bracket"/> </svg> </div> <ul aria-labelledby="seo-footer-2053" class="fig-seo-footer__list" > <li class="fig-seo-footer__list-item"> <a href="https://leparticulier.lefigaro.fr/jcms/c_115478/assurances" class="fig-seo-footer__link" >Assurance</a> </li> <li class="fig-seo-footer__list-item"> <a href="https://leparticulier.lefigaro.fr/jcms/p1_1318719/telephone-internet" class="fig-seo-footer__link" >Téléphone - Internet</a> </li> <li class="fig-seo-footer__list-item"> <a href="https://leparticulier.lefigaro.fr/jcms/c_115852/transports" class="fig-seo-footer__link" >Automobile - Transports</a> </li> <li class="fig-seo-footer__list-item"> <a href="https://leparticulier.lefigaro.fr/loisirs-tourisme" class="fig-seo-footer__link" >Loisirs - Tourisme </a> </li> <li class="fig-seo-footer__list-item"> <a href="https://leparticulier.lefigaro.fr/jcms/c_121028/banque" class="fig-seo-footer__link" >Banque</a> </li> <li class="fig-seo-footer__list-item"> <a href="https://leparticulier.lefigaro.fr/jcms/c_111988/economies-d-energie" class="fig-seo-footer__link" >Economie d'énergie</a> </li> <li class="fig-seo-footer__list-item"> <a href="https://leparticulier.lefigaro.fr/jcms/c_115482/consommation" class="fig-seo-footer__link" >Consommation</a> </li> <li class="fig-seo-footer__list-item"> <a href="https://leparticulier.lefigaro.fr/jcms/c_118384/demarches" class="fig-seo-footer__link" >Formalités et démarches administratives</a> </li> </ul> </div> <div class="fig-seo-footer__list-container"> <div class="fig-seo-footer__subtitle" id="seo-footer-2061" tabindex="0" > <a href="https://leparticulier.lefigaro.fr/jcms/c_113077/argent" class="fig-seo-footer__subtitle-link" >Placements et patrimoine</a> <svg xmlns="http://www.w3.org/2000/svg" width="10" height="12" aria-hidden="true" viewBox="0 0 10 12" focusable="false" > <use href="#fig-svg__bracket"/> </svg> </div> <ul aria-labelledby="seo-footer-2061" class="fig-seo-footer__list" > <li class="fig-seo-footer__list-item"> <a href="https://leparticulier.lefigaro.fr/jcms/c_120886/assurance-vie" class="fig-seo-footer__link" >Assurance vie</a> </li> <li class="fig-seo-footer__list-item"> <a href="https://leparticulier.lefigaro.fr/jcms/c_121037/bourse" class="fig-seo-footer__link" >Bourse</a> </li> <li class="fig-seo-footer__list-item"> <a href="https://leparticulier.lefigaro.fr/jcms/c_113078/placements-immobiliers" class="fig-seo-footer__link" >Placements immobiliers</a> </li> <li class="fig-seo-footer__list-item"> <a href="https://leparticulier.lefigaro.fr/placements-bancaires" class="fig-seo-footer__link" >Placements bancaires</a> </li> <li class="fig-seo-footer__list-item"> <a href="https://leparticulier.lefigaro.fr/jcms/c_123885/epargne-salariale" class="fig-seo-footer__link" >Épargne salariale</a> </li> <li class="fig-seo-footer__list-item"> <a href="https://leparticulier.lefigaro.fr/jcms/c_121234/placements-retraite" class="fig-seo-footer__link" >Épargne retraite</a> </li> <li class="fig-seo-footer__list-item"> <a href="https://leparticulier.lefigaro.fr/jcms/c_120793/succession" class="fig-seo-footer__link" >Donation et Succession</a> </li> </ul> </div> <div class="fig-seo-footer__list-container"> <div class="fig-seo-footer__subtitle" id="seo-footer-2069" tabindex="0" > <a href="https://leparticulier.lefigaro.fr/jcms/c_111571/immobilier" class="fig-seo-footer__subtitle-link" >Immobilier</a> <svg xmlns="http://www.w3.org/2000/svg" width="10" height="12" aria-hidden="true" viewBox="0 0 10 12" focusable="false" > <use href="#fig-svg__bracket"/> </svg> </div> <ul aria-labelledby="seo-footer-2069" class="fig-seo-footer__list" > <li class="fig-seo-footer__list-item"> <a href="https://leparticulier.lefigaro.fr/jcms/c_111572/achat-vente" class="fig-seo-footer__link" >Achat/Vente d'un bien</a> </li> <li class="fig-seo-footer__list-item"> <a href="https://leparticulier.lefigaro.fr/jcms/c_112166/copropriete" class="fig-seo-footer__link" >Copropriété</a> </li> <li class="fig-seo-footer__list-item"> <a href="https://leparticulier.lefigaro.fr/jcms/c_112149/location" class="fig-seo-footer__link" >Location</a> </li> <li class="fig-seo-footer__list-item"> <a href="https://leparticulier.lefigaro.fr/jcms/c_114358/maison-individuelle" class="fig-seo-footer__link" >Maison individuelle</a> </li> <li class="fig-seo-footer__list-item"> <a href="https://leparticulier.lefigaro.fr/jcms/c_112220/travaux" class="fig-seo-footer__link" >Travaux</a> </li> <li class="fig-seo-footer__list-item"> <a href="https://leparticulier.lefigaro.fr/jcms/c_121650/credit" class="fig-seo-footer__link" >Crédit et prêt immobilier</a> </li> <li class="fig-seo-footer__list-item"> <a href="https://leparticulier.lefigaro.fr/jcms/c_113074/investissement-locatif" class="fig-seo-footer__link" >Investissement locatif</a> </li> </ul> </div> <div class="fig-seo-footer__list-container"> <div class="fig-seo-footer__subtitle" id="seo-footer-2076" tabindex="0" > <a href="https://leparticulier.lefigaro.fr/jcms/c_115486/sante" class="fig-seo-footer__subtitle-link" >Santé</a> <svg xmlns="http://www.w3.org/2000/svg" width="10" height="12" aria-hidden="true" viewBox="0 0 10 12" focusable="false" > <use href="#fig-svg__bracket"/> </svg> </div> <ul aria-labelledby="seo-footer-2076" class="fig-seo-footer__list" > <li class="fig-seo-footer__list-item"> <a href="https://leparticulier.lefigaro.fr/mieux-etre-soin-corps" class="fig-seo-footer__link" >Mieux-être et soin du corps</a> </li> <li class="fig-seo-footer__list-item"> <a href="https://leparticulier.lefigaro.fr/medecine-douce" class="fig-seo-footer__link" >Médecine douce</a> </li> <li class="fig-seo-footer__list-item"> <a href="https://leparticulier.lefigaro.fr/maladies-pathologies" class="fig-seo-footer__link" >Maladie et Pathologies</a> </li> <li class="fig-seo-footer__list-item"> <a href="https://leparticulier.lefigaro.fr/professionnels-sante" class="fig-seo-footer__link" >Professionnels de la santé</a> </li> <li class="fig-seo-footer__list-item"> <a href="https://leparticulier.lefigaro.fr/droits-patient" class="fig-seo-footer__link" >Droits du patient</a> </li> <li class="fig-seo-footer__list-item"> <a href="https://leparticulier.lefigaro.fr/securite-sociale-mutuelle" class="fig-seo-footer__link" >Sécurité sociale et Mutuelle</a> </li> </ul> </div> <div class="fig-seo-footer__list-container"> <div class="fig-seo-footer__subtitle" id="seo-footer-2082" tabindex="0" > <a href="https://leparticulier.lefigaro.fr/jcms/c_121039/famille" class="fig-seo-footer__subtitle-link" >Famille</a> <svg xmlns="http://www.w3.org/2000/svg" width="10" height="12" aria-hidden="true" viewBox="0 0 10 12" focusable="false" > <use href="#fig-svg__bracket"/> </svg> </div> <ul aria-labelledby="seo-footer-2082" class="fig-seo-footer__list" > <li class="fig-seo-footer__list-item"> <a href="https://leparticulier.lefigaro.fr/aides-allocations-sociales" class="fig-seo-footer__link" >Aides et Allocations sociales</a> </li> <li class="fig-seo-footer__list-item"> <a href="https://leparticulier.lefigaro.fr/jcms/c_121045/dependance" class="fig-seo-footer__link" >Dépendance et perte d'autonomie</a> </li> <li class="fig-seo-footer__list-item"> <a href="https://leparticulier.lefigaro.fr/jcms/c_121046/employes-de-maison" class="fig-seo-footer__link" >Particulier - Employeur</a> </li> <li class="fig-seo-footer__list-item"> <a href="https://leparticulier.lefigaro.fr/jcms/c_121044/enfants" class="fig-seo-footer__link" >Enfants</a> </li> <li class="fig-seo-footer__list-item"> <a href="https://leparticulier.lefigaro.fr/couple" class="fig-seo-footer__link" >Couple</a> </li> </ul> </div> <div class="fig-seo-footer__list-container"> <div class="fig-seo-footer__subtitle" id="seo-footer-2086" tabindex="0" > <a href="https://leparticulier.lefigaro.fr/jcms/c_120972/retraite" class="fig-seo-footer__subtitle-link" >Retraite</a> <svg xmlns="http://www.w3.org/2000/svg" width="10" height="12" aria-hidden="true" viewBox="0 0 10 12" focusable="false" > <use href="#fig-svg__bracket"/> </svg> </div> <ul aria-labelledby="seo-footer-2086" class="fig-seo-footer__list" > <li class="fig-seo-footer__list-item"> <a href="https://leparticulier.lefigaro.fr/jcms/c_121213/pension-de-reversion" class="fig-seo-footer__link" >Pension de réversion</a> </li> <li class="fig-seo-footer__list-item"> <a href="https://leparticulier.lefigaro.fr/jcms/c_121149/retraites-complementaires" class="fig-seo-footer__link" >Régimes complÈmentaires</a> </li> <li class="fig-seo-footer__list-item"> <a href="https://leparticulier.lefigaro.fr/jcms/c_120973/retraite-de-base" class="fig-seo-footer__link" >Retraite de base</a> </li> </ul> </div> <div class="fig-seo-footer__list-container"> <div class="fig-seo-footer__subtitle" id="seo-footer-2091" tabindex="0" > <a href="https://leparticulier.lefigaro.fr/jcms/c_113075/impots" class="fig-seo-footer__subtitle-link" >Impôts</a> <svg xmlns="http://www.w3.org/2000/svg" width="10" height="12" aria-hidden="true" viewBox="0 0 10 12" focusable="false" > <use href="#fig-svg__bracket"/> </svg> </div> <ul aria-labelledby="seo-footer-2091" class="fig-seo-footer__list" > <li class="fig-seo-footer__list-item"> <a href="https://leparticulier.lefigaro.fr/jcms/c_119133/impot-sur-la-fortune/" class="fig-seo-footer__link" >Impôt sur la fortune</a> </li> <li class="fig-seo-footer__list-item"> <a href="https://leparticulier.lefigaro.fr/jcms/c_119428/impot-sur-le-revenu" class="fig-seo-footer__link" >Impôt sur le revenu</a> </li> <li class="fig-seo-footer__list-item"> <a href="https://leparticulier.lefigaro.fr/jcms/c_119373/impots-locaux" class="fig-seo-footer__link" >Impôts locaux</a> </li> <li class="fig-seo-footer__list-item"> <a href="https://leparticulier.lefigaro.fr/jcms/c_120088/revenus-fonciers" class="fig-seo-footer__link" >Revenus Fonciers</a> </li> </ul> </div> <div class="fig-seo-footer__list-container"> <div class="fig-seo-footer__subtitle" id="seo-footer-2098" tabindex="0" > <a href="https://leparticulier.lefigaro.fr/jcms/c_121052/vie-professionnelle" class="fig-seo-footer__subtitle-link" >Travail</a> <svg xmlns="http://www.w3.org/2000/svg" width="10" height="12" aria-hidden="true" viewBox="0 0 10 12" focusable="false" > <use href="#fig-svg__bracket"/> </svg> </div> <ul aria-labelledby="seo-footer-2098" class="fig-seo-footer__list" > <li class="fig-seo-footer__list-item"> <a href="https://leparticulier.lefigaro.fr/contrat-travail" class="fig-seo-footer__link" >Contrat de travail</a> </li> <li class="fig-seo-footer__list-item"> <a href="https://leparticulier.lefigaro.fr/jcms/c_124021/entreprise-individuelle" class="fig-seo-footer__link" >Entreprise individuelle</a> </li> <li class="fig-seo-footer__list-item"> <a href="https://leparticulier.lefigaro.fr/formation" class="fig-seo-footer__link" >Formation</a> </li> <li class="fig-seo-footer__list-item"> <a href="https://leparticulier.lefigaro.fr/jcms/c_123944/chomage" class="fig-seo-footer__link" >Licenciement - chômage</a> </li> <li class="fig-seo-footer__list-item"> <a href="https://leparticulier.lefigaro.fr/jcms/c_121053/droit-du-travail" class="fig-seo-footer__link" >Droits du salarié</a> </li> <li class="fig-seo-footer__list-item"> <a href="https://leparticulier.lefigaro.fr/remuneration-salaire" class="fig-seo-footer__link" >Rémunération</a> </li> </ul> </div> <div class="fig-seo-footer__list-container"> <div class="fig-seo-footer__subtitle" id="seo-footer-2105" tabindex="0" > <a href="https://leparticulier.lefigaro.fr/jcms/c_115494/justice" class="fig-seo-footer__subtitle-link" >Justice</a> <svg xmlns="http://www.w3.org/2000/svg" width="10" height="12" aria-hidden="true" viewBox="0 0 10 12" focusable="false" > <use href="#fig-svg__bracket"/> </svg> </div> <ul aria-labelledby="seo-footer-2105" class="fig-seo-footer__list" > <li class="fig-seo-footer__list-item"> <a href="https://leparticulier.lefigaro.fr/procedure-judiciaire" class="fig-seo-footer__link" >Procédure judiciaire</a> </li> <li class="fig-seo-footer__list-item"> <a href="https://leparticulier.lefigaro.fr/protection-respect-vie-privee" class="fig-seo-footer__link" >Protection et respect de la vie privée</a> </li> <li class="fig-seo-footer__list-item"> <a href="https://leparticulier.lefigaro.fr/professions-juridiques" class="fig-seo-footer__link" >Professions juridiques</a> </li> <li class="fig-seo-footer__list-item"> <a href="https://leparticulier.lefigaro.fr/legislation-europeenne" class="fig-seo-footer__link" >Législation européenne</a> </li> <li class="fig-seo-footer__list-item"> <a href="https://leparticulier.lefigaro.fr/liberte-publique" class="fig-seo-footer__link" >Libertés publiques</a> </li> <li class="fig-seo-footer__list-item"> <a href="https://leparticulier.lefigaro.fr/envers-droit" class="fig-seo-footer__link" >L'envers du droit</a> </li> </ul> </div> <div class="fig-seo-footer__list-container"> <div class="fig-seo-footer__subtitle" id="seo-footer-2110" tabindex="0" >Partenaire<svg xmlns="http://www.w3.org/2000/svg" width="10" height="12" aria-hidden="true" viewBox="0 0 10 12" focusable="false" > <use href="#fig-svg__bracket"/> </svg> </div> <ul aria-labelledby="seo-footer-2110" class="fig-seo-footer__list" > <li class="fig-seo-footer__list-item"> <a href="https://lefigaro-fr.digidip.net/visit?url=http%3A%2F%2Fpartenaire.leparticulier.fr%2Fjcms%2Fva_1506457%2Fportail-investisseur-prive%3Futm_source%3Dleparticulier%26utm_medium%3Dinternal%26utm_campaign%3Despace_partenaire_investisseur_prive%26utm_content%3Dfooter&ppref=http%3A%2F%2Fleparticulier.lefigaro.fr%2F&currurl=http%3A%2F%2Fleparticulier.lefigaro.fr%2F" class="fig-seo-footer__link" >Investir seul ou accompagné</a> </li> <li class="fig-seo-footer__list-item"> <a href="https://lefigaro-fr.digidip.net/visit?url=http%3A%2F%2Fpartenaire.leparticulier.fr%2Fjcms%2Fva_1506280%2Ftous-les-articles%3Futm_source%3Dleparticulier%26utm_medium%3Dinternal%26utm_campaign%3Despace_partenaire_corum%26utm_content%3Dfooter&ppref=http%3A%2F%2Fleparticulier.lefigaro.fr%2F&currurl=http%3A%2F%2Fleparticulier.lefigaro.fr%2F" class="fig-seo-footer__link" >Investir dans une SCPI</a> </li> <li class="fig-seo-footer__list-item"> <a href="https://lefigaro-fr.digidip.net/visit?url=http%3A%2F%2Fpartenaire.leparticulier.fr%2Fjcms%2Fva_1506570%2Fportail-cogedim%3Futm_source%3Dleparticulier%26utm_medium%3Dinternal%26utm_campaign%3Despace_partenaire_cogedim%26utm_content%3Dfooter&ppref=http%3A%2F%2Fleparticulier.lefigaro.fr%2F&currurl=http%3A%2F%2Fleparticulier.lefigaro.fr%2F" class="fig-seo-footer__link" >Immobilier neuf</a> </li> <li class="fig-seo-footer__list-item"> <a href="https://lefigaro-fr.digidip.net/visit?url=http%3A%2F%2Fpartenaire.leparticulier.fr%2Fjcms%2Fva_1506752%2Fmedecins-sans-frontieres%3Futm_source%3Dleparticulier%26utm_medium%3Dinternal%26utm_campaign%3Despace_partenaire_MSF%26utm_content%3Dfooter&ppref=http%3A%2F%2Fleparticulier.lefigaro.fr%2F&currurl=http%3A%2F%2Fleparticulier.lefigaro.fr%2F" class="fig-seo-footer__link" >Soutenir une association</a> </li> </ul> </div> </div> </section> <div class="fig-consent-banner fig-consent-banner--hidden video-sticky-limit" data-module="fig-consent-banner" > <div class="fig-consent-banner__container"> <div class="fig-consent-banner__title"> Vous avez choisi de refuser les cookies </div> <div class="fig-consent-banner__content"> Et pourtant, la publicité personnalisée est un moyen de soutenir le travail de notre rédaction qui s’engage à vous proposer chaque jour une information de qualité. <strong>En acceptant les cookies, vous pourrez accéder aux contenus et fonctionnalités gratuites que propose notre site.</strong> <p class="fig-consent-banner__content-modify">À tout moment, vous pouvez modifier vos choix via le bouton “paramétrer les cookies” en bas de page.</p> </div> </div> <div class="fig-consent-banner__action"> <button type="button" class="fig-consent-banner__button fig-consent-banner__accept"> Accepter les cookies </button> <span class="fig-consent-banner__or">ou</span> <a href="https://boutique.lefigaro.fr/leparticulier-abonnements-numeriques?origine=VWH22005&ga_source=VWH22005_bandeau_cookie_wall&redirect_uri=https%3A%2F%2Fleparticulier.lefigaro.fr%2Fdossier%2Ffiches-pratiques-placements-et-patrimoine" class="fig-consent-banner__button fig-consent-banner__subscribe" data-gtm='{"customCategorie": "conversion", "customAction": "before_Landing_Premium_cookie_wall", "customLabel": "dossier_Fiches pratiques Placements et patrimoine", "event": "customEventSPE"}' >Refuser et s'abonner</a> </div> </div> </div> </div> <style>#fh-ft{-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;border-top:4px solid;font-family:source-sans-pro,sans-serif;font-size:12px;line-height:16px;position:relative}#fh-ft *{box-sizing:initial}#fh-ft .fh-ft{margin:0 auto;max-width:1280px;padding-left:16px;padding-right:16px}@media(min-width:48em){#fh-ft .fh-ft{padding-left:32px;padding-right:32px}}#fh-ft .fh-ft__ul{list-style:none;margin-bottom:0;margin-top:0;padding-left:0}#fh-ft .fh-ft__expanded{padding-top:20px}@media(min-width:48em){#fh-ft .fh-ft__expanded{border-bottom:1px solid;display:flex;padding-bottom:32px}#fh-ft .fh-ft__col{border-right:1px solid;flex-basis:25%;padding-left:16px;padding-right:16px}}@media(min-width:64em)and (max-width:79.99em){#fh-ft .fh-ft__col{padding-left:24px;padding-right:24px}}@media(min-width:80em){#fh-ft .fh-ft__col{padding-left:32px;padding-right:32px}}@media(min-width:48em){#fh-ft .fh-ft__col--no-border{border:0}#fh-ft .fh-ft__col--first{padding-left:0}#fh-ft .fh-ft__col--last{padding-right:0}#fh-ft .fh-ft__col--middle-left{padding-right:8px}}@media(min-width:64em)and (max-width:79.99em){#fh-ft .fh-ft__col--middle-left{padding-right:12px}}@media(min-width:80em){#fh-ft .fh-ft__col--middle-left{padding-right:16px}}@media(min-width:48em){#fh-ft .fh-ft__col--middle-right{padding-left:8px}}@media(min-width:64em)and (max-width:79.99em){#fh-ft .fh-ft__col--middle-right{padding-left:12px}}@media(min-width:80em){#fh-ft .fh-ft__col--middle-right{padding-left:16px}}@media(max-width:47.99em){#fh-ft .fh-ft__container{border-bottom:1px solid;margin-bottom:24px;padding-bottom:24px}}#fh-ft .fh-ft__title{font-size:16px;font-weight:600;line-height:22px;margin-bottom:8px}@media(min-width:48em){#fh-ft .fh-ft__title{display:block;margin-bottom:8px}}#fh-ft .fh-ft__txt{margin-bottom:0;margin-top:0}#fh-ft .fh-ft__lk{cursor:pointer;text-decoration:none;transition:color .3s ease-out}#fh-ft .fh-ft__lk svg{fill:currentcolor}#fh-ft .fh-ft__lk--btn{background-color:transparent;border:0;font-family:inherit;font-size:inherit;font-weight:inherit;line-height:inherit;padding:0}@media(min-width:48em){#fh-ft .fh-ft__useful{flex-basis:25%}}@media(max-width:47.99em){#fh-ft .fh-ft__useful-list{display:flex;flex-wrap:wrap}}#fh-ft .fh-ft__useful-item{font-weight:600;margin-bottom:4px}@media(max-width:47.99em){#fh-ft .fh-ft__useful-item{flex-basis:50%}}#fh-ft .fh-ft__useful-svg{margin-right:4px;width:16px}#fh-ft .fh-ft__kiosk{overflow:hidden}@media(min-width:48em){#fh-ft .fh-ft__kiosk{flex-basis:50%}}@media(min-width:48em)and (max-width:79.99em){#fh-ft .fh-ft__kiosk{display:flex;flex-flow:column}}#fh-ft .fh-ft__kiosk-img{width:124px}@media(max-width:47.99em){#fh-ft .fh-ft__kiosk-img{float:left;margin-right:16px}}@media(min-width:48em)and (max-width:79.99em){#fh-ft .fh-ft__kiosk-img{order:2}}@media(min-width:80em){#fh-ft .fh-ft__kiosk-img{float:left;margin-right:16px}}@media(min-width:48em)and (max-width:79.99em){#fh-ft .fh-ft__kiosk-title{order:1}#fh-ft .fh-ft__kiosk-txt{margin-bottom:8px;margin-top:16px;order:3}}#fh-ft .fh-ft__kiosk-btn{border:1px solid;border-radius:4px;display:inline-block;margin-top:8px;max-width:-webkit-fit-content;max-width:-moz-fit-content;max-width:fit-content;padding:8px 16px;text-transform:uppercase}@media(max-width:47.99em){#fh-ft .fh-ft__kiosk-btn{margin-top:16px}}@media(min-width:48em)and (max-width:79.99em){#fh-ft .fh-ft__kiosk-btn{order:4}}@media(min-width:48em){#fh-ft .fh-ft__subscription{flex-basis:50%}}#fh-ft .fh-ft__subscription-item{margin-bottom:4px;padding-left:20px}#fh-ft .fh-ft__subscription-lk{font-weight:600}#fh-ft .fh-ft__subscription-lk svg{float:left;margin-left:-20px;margin-right:4px;max-height:16px;max-width:16px}#fh-ft .fh-ft__subscription-txt{margin-bottom:24px;margin-left:-20px;padding-top:8px}@media(min-width:48em)and (max-width:63.99em){#fh-ft .fh-ft__subscription-txt{margin-bottom:8px;padding-top:4px}}#fh-ft .fh-ft__mobileapp-name{font-weight:600}@media(min-width:48em)and (max-width:63.99em){#fh-ft .fh-ft__mobileapp-name{display:block}}@media(max-width:47.99em){#fh-ft .fh-ft__mobileapp .fh-ft__lk{margin-bottom:24px}}@media(min-width:48em){#fh-ft .fh-ft__mobileapp,#fh-ft .fh-ft__newsletter{margin-bottom:24px}}#fh-ft .fh-ft__mobileapp .fh-ft__lk,#fh-ft .fh-ft__newsletter .fh-ft__lk{align-items:center;display:flex;margin-bottom:8px}#fh-ft .fh-ft__mobileapp svg,#fh-ft .fh-ft__newsletter svg{flex-basis:20px;height:20px;width:20px}#fh-ft .fh-ft__mobileapp .fh-ft__txt,#fh-ft .fh-ft__newsletter .fh-ft__txt{margin-left:8px}@media(min-width:48em){#fh-ft .fh-ft__social{margin-top:24px}}@media(max-width:47.99em){#fh-ft .fh-ft__social{margin-bottom:0}}#fh-ft .fh-ft__social-title{display:block}#fh-ft .fh-ft__social-lk{display:inline-block;max-height:24px;max-width:24px;padding-left:4px;padding-right:4px}#fh-ft .fh-ft__social-lk svg{height:24px;width:24px}#fh-ft .fh-ft__mandatory{padding-top:16px;text-align:center}#fh-ft .fh-ft__mandatory--light{padding-top:12px}#fh-ft .fh-ft__mandatory-item{display:inline-block}@media(min-width:48em){#fh-ft .fh-ft__mandatory-item:first-child{margin-left:-8px}#fh-ft .fh-ft__mandatory-item:last-child{margin-right:-8px}}#fh-ft .fh-ft__mandatory .fh-ft__lk{display:inline-block;font-weight:600;padding:0 16px 16px}#fh-ft{background-color: #163860; border-top-color: #163860;}#fh-ft .fh-ft__lk, #fh-ft{color: #ffffff}#fh-ft .fh-ft__lk:hover, #fh-ft .fh-ft__lk:focus{color: #4a90e2}#fh-ft .fh-ft__lk:active{color: #1f66ba}#fh-ft .fh-ft__container, #fh-ft .fh-ft__expanded, #fh-ft .fh-ft__col{border-color: #476486}</style><footer role="contentinfo" class="video-sticky-limit" id="fh-ft" data-fgtcs-blocklinks="footer"><div class="fh-ft"><div class="fh-ft__expanded"><div class="fh-ft__col fh-ft__col--first"><div class="fh-ft__container fh-ft__useful"><div class="fh-ft__title">Nos liens utiles</div><ul class="fh-ft__ul fh-ft__useful-list"><li class="fh-ft__useful-item"><a class="fh-ft__lk" href="https://leparticulier.lefigaro.fr/palmares"><svg class="fh-ft__useful-svg" width="4" height="8" viewBox="0 0 4 8" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"><path d="M2.6 4L.3 1.7A.5.5 0 111 1l2.7 2.6c.2.2.2.6 0 .8L1 7a.5.5 0 01-.7-.7L2.6 4z"/></svg> Palmarès</a></li><li class="fh-ft__useful-item"><a class="fh-ft__lk" href="https://leparticulier.lefigaro.fr/jcms/c_115494/justice/dossier/parlons-peu-parlons-droit"><svg class="fh-ft__useful-svg" width="4" height="8" viewBox="0 0 4 8" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"><path d="M2.6 4L.3 1.7A.5.5 0 111 1l2.7 2.6c.2.2.2.6 0 .8L1 7a.5.5 0 01-.7-.7L2.6 4z"/></svg> Parlons peu, parlons droit</a></li><li class="fh-ft__useful-item"><a class="fh-ft__lk" href="https://leparticulier.lefigaro.fr/jcms/c_113077/argent"><svg class="fh-ft__useful-svg" width="4" height="8" viewBox="0 0 4 8" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"><path d="M2.6 4L.3 1.7A.5.5 0 111 1l2.7 2.6c.2.2.2.6 0 .8L1 7a.5.5 0 01-.7-.7L2.6 4z"/></svg> Placements et patrimoine</a></li><li class="fh-ft__useful-item"><a class="fh-ft__lk" href="https://leparticulier.lefigaro.fr/jcms/c_113075/impots"><svg class="fh-ft__useful-svg" width="4" height="8" viewBox="0 0 4 8" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"><path d="M2.6 4L.3 1.7A.5.5 0 111 1l2.7 2.6c.2.2.2.6 0 .8L1 7a.5.5 0 01-.7-.7L2.6 4z"/></svg> Impôts</a></li><li class="fh-ft__useful-item"><a class="fh-ft__lk" href="https://leparticulier.lefigaro.fr/jcms/c_111571/immobilier"><svg class="fh-ft__useful-svg" width="4" height="8" viewBox="0 0 4 8" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"><path d="M2.6 4L.3 1.7A.5.5 0 111 1l2.7 2.6c.2.2.2.6 0 .8L1 7a.5.5 0 01-.7-.7L2.6 4z"/></svg> Immobilier</a></li></ul></div></div><div class="fh-ft__col fh-ft__col--no-border fh-ft__col--middle-left"><div class="fh-ft__container fh-ft__kiosk"><div class="fh-ft__kiosk-img"><img src="https://i.f1g.fr/media/_uploaded/124x/header-covers/le_particulier_cover.png" loading="lazy" alt="Le Particulier" height="163" width="124" /></div><div class="fh-ft__title fh-ft__kiosk-title">Le Kiosque</div><p class="fh-ft__txt fh-ft__kiosk-txt">Le Particulier</p><a class="fh-ft__lk fh-ft__kiosk-btn" href="https://kiosque.leparticulier.lefigaro.fr/">Lire ce numéro</a></div></div><div class="fh-ft__col fh-ft__col--middle-right"><div class="fh-ft__container fh-ft__subscription"><div class="fh-ft__title">Abonnement</div><ul class="fh-ft__ul"><li class="fh-ft__subscription-item"><a class="fh-ft__lk fh-ft__subscription-lk fh-ft__redirect-uri" href="https://boutique.leparticulier.lefigaro.fr/rayon/4-abonnement?redirect_uri=__uri__"><svg width="24" height="24" viewBox="0 0 24 24" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"><path d="M13.5 4.2l7.3 7.3a.8.8 0 01.2.5.8.8 0 01-.2.5l-7.3 7.3c-.3.3-.8.3-1 0a.8.8 0 010-1.1l5.8-6H3.9a.8.8 0 110-1.5h14.6l-6-5.9a.8.8 0 010-1c.3-.4.8-.4 1.1 0z" fill="#ecb62f"/></svg> Découvrez toutes les offres</a></li><li class="fh-ft__subscription-item"><a class="fh-ft__lk fh-ft__subscription-lk" href="https://moncompte.lefigaro.fr/"><svg width="24" height="24" viewBox="0 0 24 24" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"><path d="M13.5 4.2l7.3 7.3a.8.8 0 01.2.5.8.8 0 01-.2.5l-7.3 7.3c-.3.3-.8.3-1 0a.8.8 0 010-1.1l5.8-6H3.9a.8.8 0 110-1.5h14.6l-6-5.9a.8.8 0 010-1c.3-.4.8-.4 1.1 0z" fill="#ecb62f"/></svg> Mon compte</a></li><li class="fh-ft__subscription-item"><a class="fh-ft__lk fh-ft__subscription-lk fh-ft__redirect-uri" href="https://abonnement.lefigaro.fr/demande-resiliation/le-particulier?redirect_uri=__uri__"><svg width="24" height="24" viewBox="0 0 24 24" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"><path d="M13.5 4.2l7.3 7.3a.8.8 0 01.2.5.8.8 0 01-.2.5l-7.3 7.3c-.3.3-.8.3-1 0a.8.8 0 010-1.1l5.8-6H3.9a.8.8 0 110-1.5h14.6l-6-5.9a.8.8 0 010-1c.3-.4.8-.4 1.1 0z" fill="#ecb62f"/></svg> Résilier votre abonnement</a></li></ul></div></div><div class="fh-ft__col fh-ft__col--no-border fh-ft__col--last"><div class="fh-ft__container fh-ft__mobileapp"><div class="fh-ft__title">Applications mobiles</div><ul class="fh-ft__ul"><li class="fh-ft__li"><a class="fh-ft__lk" href="https://apps.apple.com/fr/app/le-particulier/id531704208"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 100 100"><path fill="#ffe45b" d="M0 0h100v100H0z"></path><path fill="#000000" d="M36.22 18.59c-.36.2-.37.88-.02 1.23.19.2.61.27 1.64.27 3.62.02 5.57 1.05 6.31 3.35.3.93.32 2.1.32 27.27v26.3l-.47.86c-.58 1.03-1.17 1.51-2.45 1.95-1.61.56-3.84.64-16.81.66H12.25V82h74.6v-1.52H73.78c-7.36 0-13.7-.07-14.5-.17-2.42-.27-3.82-1.22-4.53-3.03-.27-.71-.3-1.78-.36-12.58-.05-11.6-.03-11.79.29-11.79.19 0 1.12.19 2.08.42 6.48 1.54 13.87 1.17 19.16-1 5.31-2.17 9.22-6.41 10.59-11.52.51-1.89.64-5.62.25-7.53-.69-3.37-2.13-6.09-4.5-8.47-2.2-2.23-4.7-3.7-8.27-4.89-2.94-.98-4.55-1.18-9.4-1.27-10-.18-28.09-.21-28.37-.06zm27.87 3.38c5.11.63 8.9 3.08 10.79 6.99.74 1.52 1.08 2.66 1.39 4.67.59 3.87.14 7.41-1.39 10.49-.64 1.34-1.03 1.86-2.25 3.06-1.22 1.23-1.71 1.59-3.08 2.25-2.45 1.2-4.21 1.51-7.75 1.4-2.79-.1-6.68-.73-7.22-1.17-.17-.14-.22-2.82-.22-13.58v-13.4l2.17-.36c3.33-.56 5.14-.63 7.56-.35z"></path><path fill="#000000" d="M12.25 29.98c0 .37.08.41 1.32.51 1.83.17 2.6.54 3.06 1.49.36.74.36.76.36 15.63V62.5l-.37.74c-.46.88-1.17 1.3-2.44 1.44-1.79.22-1.93.25-1.93.59 0 .32.27.34 13.9.37 12.16.05 13.94.02 14.19-.2.2-.17.64-1.56 1.25-3.89.52-2 1.01-3.86 1.1-4.11.12-.37.1-.49-.12-.58-.47-.19-.73.17-1.23 1.62-.95 2.74-2.35 4.14-4.74 4.72-.42.1-3.32.24-6.43.29-6.09.14-6.92.07-7.31-.64-.17-.29-.22-3.57-.22-15.34 0-14.09.02-15 .3-15.53.42-.76 1.15-1.17 2.55-1.39.66-.1 1.37-.27 1.59-.39.37-.17.37-.2.1-.41-.24-.17-1.91-.22-7.63-.22h-7.32v.41z"></path></svg><span class="fh-ft__txt"><span class="fh-ft__mobileapp-name">Le Particulier :</span> iPhone</span></a></li><li class="fh-ft__li"><a class="fh-ft__lk" href="https://play.google.com/store/apps/details?id=com.leparticulier.lefigaro.fr"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 100 100"><path fill="#ffe45b" d="M0 0h100v100H0z"></path><path fill="#000000" d="M36.22 18.59c-.36.2-.37.88-.02 1.23.19.2.61.27 1.64.27 3.62.02 5.57 1.05 6.31 3.35.3.93.32 2.1.32 27.27v26.3l-.47.86c-.58 1.03-1.17 1.51-2.45 1.95-1.61.56-3.84.64-16.81.66H12.25V82h74.6v-1.52H73.78c-7.36 0-13.7-.07-14.5-.17-2.42-.27-3.82-1.22-4.53-3.03-.27-.71-.3-1.78-.36-12.58-.05-11.6-.03-11.79.29-11.79.19 0 1.12.19 2.08.42 6.48 1.54 13.87 1.17 19.16-1 5.31-2.17 9.22-6.41 10.59-11.52.51-1.89.64-5.62.25-7.53-.69-3.37-2.13-6.09-4.5-8.47-2.2-2.23-4.7-3.7-8.27-4.89-2.94-.98-4.55-1.18-9.4-1.27-10-.18-28.09-.21-28.37-.06zm27.87 3.38c5.11.63 8.9 3.08 10.79 6.99.74 1.52 1.08 2.66 1.39 4.67.59 3.87.14 7.41-1.39 10.49-.64 1.34-1.03 1.86-2.25 3.06-1.22 1.23-1.71 1.59-3.08 2.25-2.45 1.2-4.21 1.51-7.75 1.4-2.79-.1-6.68-.73-7.22-1.17-.17-.14-.22-2.82-.22-13.58v-13.4l2.17-.36c3.33-.56 5.14-.63 7.56-.35z"></path><path fill="#000000" d="M12.25 29.98c0 .37.08.41 1.32.51 1.83.17 2.6.54 3.06 1.49.36.74.36.76.36 15.63V62.5l-.37.74c-.46.88-1.17 1.3-2.44 1.44-1.79.22-1.93.25-1.93.59 0 .32.27.34 13.9.37 12.16.05 13.94.02 14.19-.2.2-.17.64-1.56 1.25-3.89.52-2 1.01-3.86 1.1-4.11.12-.37.1-.49-.12-.58-.47-.19-.73.17-1.23 1.62-.95 2.74-2.35 4.14-4.74 4.72-.42.1-3.32.24-6.43.29-6.09.14-6.92.07-7.31-.64-.17-.29-.22-3.57-.22-15.34 0-14.09.02-15 .3-15.53.42-.76 1.15-1.17 2.55-1.39.66-.1 1.37-.27 1.59-.39.37-.17.37-.2.1-.41-.24-.17-1.91-.22-7.63-.22h-7.32v.41z"></path></svg><span class="fh-ft__txt"><span class="fh-ft__mobileapp-name">Le Particulier :</span> Android</span></a></li></ul></div><div class="fh-ft__container fh-ft__newsletter"><div class="fh-ft__title">Nos newsletters</div><a class="fh-ft__lk" href="https://moncompte.lefigaro.fr/decouvrez-les-newsletters/"><svg class="fh-ft__newsletter-svg" width="24" height="24" viewBox="0 0 24 24" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"><path d="M18.8 4.5H5.2C4 4.5 3 5.5 3 6.8v10.4c0 1.3 1 2.3 2.3 2.3h13.4c1.3 0 2.3-1 2.3-2.3V6.8c0-1.3-1-2.3-2.3-2.3zm-.3 3.6l-6 5.3-.5.1c-.2 0-.4 0-.5-.2l-6-5.2a.7.7 0 111-1.1l5.4 4.8L17.4 7a.7.7 0 011 0 .7.7 0 01.1 1.1z"/></svg><span class="fh-ft__txt">Inscrivez-vous aux newsletters</span></a></div><div class="fh-ft__container fh-ft__social"><span class="fh-ft__title fh-ft__social-title">Suivez-nous sur :</span><a class="fh-ft__lk fh-ft__social-lk" href="https://fr-fr.facebook.com/LeParticulier/" target="_blank" rel="noopener nofollow" aria-label="Facebook" title="Facebook"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" aria-hidden="true" focusable="false"><path d="M9.3 21v-8.2H6V9.5h3.3v-2c0-3 1.9-4.5 4.6-4.5l2.7.1v3.2h-1.9C13.2 6.3 13 7 13 8v1.5h4.2l-1.6 3.3H13V21H9.3z"/></svg></a><a class="fh-ft__lk fh-ft__social-lk" href="https://www.linkedin.com/company/particulier-et-finances-editions-pfe-/" target="_blank" rel="noopener nofollow" aria-label="LinkedIn" title="LinkedIn"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" aria-hidden="true" focusable="false"><path d="M21 20h-4v-5.6c0-1.5-.6-2.5-2-2.5-1 0-1.7.7-2 1.3V20H9V9.1h4v1.7c.2-.7 1.5-1.8 3.5-1.8C19 9 21 10.6 21 14v6zM5 8c-1.2 0-2-.9-2-2s.8-2 2-2 2 .9 2 2a2 2 0 0 1-2 2zM3 9h4v11H3V9z"/></svg></a><a class="fh-ft__lk fh-ft__social-lk" href="https://twitter.com/le_particulier?lang=fr" target="_blank" rel="noopener nofollow" aria-label="X anciennement Twitter" title="X anciennement Twitter"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 21 20" aria-hidden="true" focusable="false"><path d="M14.9 4h2.3L12 9.9l5.9 7.8h-4.6L9.6 13l-4.1 4.7H3.3l5.3-6.1L3 4h4.7L11 8.4 15 4ZM14 16.4h1.3l-8.2-11H5.7l8.3 11Z"/></svg></a><a class="fh-ft__lk fh-ft__social-lk" href="https://www.instagram.com/leparticulierfr/?hl=fr" target="_blank" rel="noopener nofollow" aria-label="Instagram" title="Instagram"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" aria-hidden="true" focusable="false"><path d="M15 4a5 5 0 0 1 5 5v6a5 5 0 0 1-5 5H9a5 5 0 0 1-5-5V9a5 5 0 0 1 5-5zm0 1.5H9C7 5.5 5.5 7.1 5.5 9v6c0 2 1.6 3.5 3.5 3.5h6c2 0 3.5-1.6 3.5-3.5V9c0-2-1.6-3.5-3.5-3.5zM12 8a4 4 0 1 1 0 8 4 4 0 0 1 0-8zm0 1.5a2.5 2.5 0 1 0 0 5 2.5 2.5 0 0 0 0-5zm4.3-2.3a.5.5 0 1 1 0 1 .5.5 0 0 1 0-1z"/></svg></a></div></div></div><ul class="fh-ft__mandatory fh-ft__ul"><li class="fh-ft__mandatory-item"><button role="button" data-js="figconsent-handle-consent" class="fh-ft__lk fh-ft__lk--btn">Paramétrer les cookies</button></li><li class="fh-ft__mandatory-item"><a href="https://mentions-legales.lefigaro.fr/le-particulier/qui-sommes-nous" class="fh-ft__lk">Qui sommes nous ?</a></li><li class="fh-ft__mandatory-item"><a href="https://faq.leparticulier.lefigaro.fr/hc/fr/requests/new" class="fh-ft__lk">Contact</a></li><li class="fh-ft__mandatory-item"><a href="https://faq.leparticulier.lefigaro.fr/hc/fr" class="fh-ft__lk">FAQ</a></li><li class="fh-ft__mandatory-item"><a href="https://mentions-legales.lefigaro.fr/le-particulier/mentions-legales-particulier" class="fh-ft__lk">Mentions légales</a></li><li class="fh-ft__mandatory-item"><a href="https://mentions-legales.lefigaro.fr/le-particulier/info-cookies" class="fh-ft__lk">Cookies</a></li><li class="fh-ft__mandatory-item"><a href="https://mentions-legales.lefigaro.fr/le-particulier/politique-de-confidentialite-le-particulier" class="fh-ft__lk">Politique de confidentialité</a></li><li class="fh-ft__mandatory-item"><a href="https://mentions-legales.lefigaro.fr/le-particulier/conditions-generales" class="fh-ft__lk">CGU</a></li><li class="fh-ft__mandatory-item"><a href="https://leparticulier.lefigaro.fr/dossier/plan-du-site-1" class="fh-ft__lk">Plan du site</a></li><li class="fh-ft__mandatory-item" id="utiq-footer" style="display:none;"><a href="https://mentions-legales.lefigaro.fr/le-figaro/info-cookies-utiq" class="fh-ft__lk">Gérer Utiq</a></li></ul></div></footer><script> var items = document.getElementsByClassName('fh-ft__redirect-uri'); for (var i=0; i<items.length; i++) { var item = items[i]; item.setAttribute( 'href', item.getAttribute('href').replace('__uri__', encodeURIComponent(document.location.href.split('?')[0])) ); } </script> <script src="/build/js/initial-vendors.cf9824005459054e.js" crossorigin="anonymous" defer="true" nomodule="true" integrity="sha384-KwXTBzn7Pi/5YhPmdjtx+SxK/U1SAzMTIZfPWG9HcCW5Y2SrISXzVlpEkol/Phct"></script><script src="/build/js/globals/globals.0107005c14764ecb.js" crossorigin="anonymous" defer="true" nomodule="true" integrity="sha384-+kjlhHQYCL/ZGGNAgUP9rzLkQ/Dp5/0B+kCahD+wFgsIWXF/XlRTvojWajoAXd6C"></script> <script src="/build/modern/js/initial-vendors.ff59ec7702db2ed8.js" crossorigin="anonymous" type="module" integrity="sha384-4H4gwrEvBLkrUxTuBW7vEnII2Ru7z01CsFIwA8lNJbEWrxVILqX1bufLy+DtJTZs"></script><script src="/build/modern/js/globals/globals.cf7076876ebbfae1.js" crossorigin="anonymous" type="module" integrity="sha384-m/4OlVvxsps0sgMpxGR1vquZqcdnDbK2KLkRGP57ajFYVwHb3o76LOnLOSuKLg1N"></script> <script src="/build/js/initial-helpers.642b12190afe28f8.js" crossorigin="anonymous" defer="true" nomodule="true" id="gateway-partners-script" data-agora-connect-urls="{"baseUrl":"https:\/\/connect.lefigaro.fr"}" integrity="sha384-vSDoE1ZsMf7iN+70uXgzcYsc/E4TKc5iD6l3zSCGHQsYhxNXlkT9AIeKkvs33VVD"></script><script src="/build/js/vendors/gateway-partners/standalone-gateway-partners-instance.3f97029595e526e5.js" crossorigin="anonymous" defer="true" nomodule="true" id="gateway-partners-script" data-agora-connect-urls="{"baseUrl":"https:\/\/connect.lefigaro.fr"}" integrity="sha384-IpQAMDtQTMPqm/luD/clX/IYCwM++2AJi4A3D3otOEFlQ/X78dBKZfNrlV2Qz39+"></script> <script src="/build/modern/js/initial-helpers.1057d6909bc14471.js" crossorigin="anonymous" type="module" id="gateway-partners-script" data-agora-connect-urls="{"baseUrl":"https:\/\/connect.lefigaro.fr"}" integrity="sha384-Uk2OQpDa1gRHNIezHY0jP14XjoxEbst+gVRrE7Y2JgiFD1G3NhcqYdpZ1CdMBLXx"></script><script src="/build/modern/js/vendors/gateway-partners/standalone-gateway-partners-instance.88eac60fe0101275.js" crossorigin="anonymous" type="module" id="gateway-partners-script" data-agora-connect-urls="{"baseUrl":"https:\/\/connect.lefigaro.fr"}" integrity="sha384-tQDfIiHTshP3AaCZuOJyVMOaBRoBU8lB+QcJSxiTSI79dG4kRogtw4s6FYG6lpFf"></script> <script defer src="https://static.lefigaro.fr/figurant/figurant-short-ttl.js"></script> <script type="text/javascript"> window._tfa = window._tfa || []; window._tfa.push({notify: 'event', name: 'page_view', id: 1028379}); !function (t, f, a, x) { if (!document.getElementById(x)) { t.async = 1;t.src = a;t.id=x;f.parentNode.insertBefore(t, f); } }(document.createElement('script'), document.getElementsByTagName('script')[0], 'https://cdn.taboola.com/libtrc/unip/1028379/tfa.js', 'tb_tfa_script'); window.figurant = window.figurant || []; window.figurant.push({ publisher: 'particulierfigaro-particulierfigaro', page: 'category', flush: true }); </script> <noscript> <img srcset="https://trc.taboola.com/1028379/log/3/unip?en=page_view" data-srcset="https://trc.taboola.com/1028379/log/3/unip?en=page_view" alt="" aria-hidden="true" height="0" style="display:none" src="https://trc.taboola.com/1028379/log/3/unip?en=page_view" width="0" class="fig-img" /> </noscript> <script defer src="https://static.lefigaro.fr/header/js/figh-index.1d341de.js"></script> <script defer src="https://static.lefigaro.fr/figdmp/figdmp-short-ttl.js"></script> <script defer src="https://static.lefigaro.fr/figads/fgds-short-ttl.js"></script> <script defer src="https://cdn.adsafeprotected.com/iasPET.1.js"></script> <script defer src="https://c.amazon-adsystem.com/aax2/apstag.js"></script> <script defer src="https://pagead2.googlesyndication.com/tag/js/gpt.js"></script> <div data-module="fig-ad-script" data-page-id="leparticulier_finance-divers-accueil" data-keywords="{"type":"dossier","artid":"THM-5c3654d4-6be1-11eb-8ff0-a0369f91f304","rubrique":"placements-et-patrimoine","titre":"fiches-pratiques-placements-et-patrimoine","auteur":"","mots-cles":"","page-payant":0}" data-site="leparticulier" data-base-url="https://leparticulier.lefigaro.fr/" data-move-inarticles=1 data-page-type="topic" id="fig-ad-script" data-activate-fff-inarticle-infinite="false" data-activate-fff-pave-infinite="false" data-is-arbitrage="false" ></div> </body> </html>

CINXE.COM

Fiches pratiques Placements et patrimoine