CINXE.COM
Clark Howard: Save More, Spend Less and Avoid Rip-offs | www.clarkhoward.com
<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd"><!--[if IE 7]><html class="ie7" lang="en"><![endif]--><!--[if IE 8]><html class="ie8" lang="en"><![endif]--><!--[if IE 9]><html class="ie9" lang="en"><![endif]--><!--[if gt IE 9]><!--><html lang="en"><!--<![endif]--><head><script type="text/javascript" src="/_static/js/bundle-playback.js?v=HxkREWBo" charset="utf-8"></script> <script type="text/javascript" src="/_static/js/wombat.js?v=txqj7nKC" charset="utf-8"></script> <script>window.RufflePlayer=window.RufflePlayer||{};window.RufflePlayer.config={"autoplay":"on","unmuteOverlay":"hidden"};</script> <script type="text/javascript" src="/_static/js/ruffle/ruffle.js"></script> <script type="text/javascript"> __wm.init("https://web.archive.org/web"); __wm.wombat("http://www.clarkhoward.com/","20130506002040","https://web.archive.org/","web","/_static/", "1367799640"); </script> <link rel="stylesheet" type="text/css" href="/_static/css/banner-styles.css?v=S1zqJCYt" /> <link rel="stylesheet" type="text/css" href="/_static/css/iconochive.css?v=3PDvdIFv" /> <!-- End Wayback Rewrite JS Include --> <script type="text/javascript">var NREUMQ=[];NREUMQ.push(["mark","firstbyte",new Date().getTime()])</script><title>Clark Howard: Save More, Spend Less and Avoid Rip-offs | www.clarkhoward.com</title><meta http-equiv="Content-Type" content="text/html; charset=utf-8"/><meta name="apple-mobile-web-app-title" content="clark"/><!-- templates/common/web/includes/extended_meta.html --><meta name="description" content="Clark Howard: Save More, Spend Less and Avoid Rip-offs"/><meta name="keywords" content="homepage"/><meta name="cmg_revpath" content="/"/><meta property="og:title" content="Clark Howard: Save More, Spend Less and Avoid Rip-offs"/><meta property="og:url" content="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/"/><meta property="og:description" content="Clark Howard: Save More, Spend Less and Avoid Rip-offs"/><link rel="image_src" href="https://web.archive.org/web/20130506002040im_/http://media.cmgdigital.com/shared/media/2013-05-03-07-00-15/web/site/www_clarkhoward_com/images/logo.png"/><meta property="og:type" content="article"/><link rel="canonical" href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/"/><link rel="shortcut icon" href="https://web.archive.org/web/20130506002040im_/http://media.cmgdigital.com/shared/media/2013-05-03-07-00-15/web/site/www_clarkhoward_com/images/favicon.ico"/><link rel="apple-touch-icon" href="https://web.archive.org/web/20130506002040im_/http://media.cmgdigital.com/shared/media/2013-05-03-07-00-15/web/site/www_clarkhoward_com/images/favicon-apple-touch-icon.png"/><!-- templates/common/web/includes/styles.html --><link rel="stylesheet" href="https://web.archive.org/web/20130506002040cs_/http://media.cmgdigital.com/shared/media/2013-05-03-07-00-15/web/common/css/base.css?version=2013-05-05" type="text/css" media="screen" charset="utf-8"/><link rel="stylesheet" href="https://web.archive.org/web/20130506002040cs_/http://media.cmgdigital.com/shared/media/2013-05-03-07-00-15/web/common/css/layout.css?version=2013-05-05" type="text/css" media="screen" charset="utf-8"/><link rel="stylesheet" href="https://web.archive.org/web/20130506002040cs_/http://media.cmgdigital.com/shared/media/2013-05-03-07-00-15/web/common/css/utility.css?version=2013-05-05" type="text/css" media="screen" charset="utf-8"/><link rel="stylesheet" href="https://web.archive.org/web/20130506002040cs_/http://media.cmgdigital.com/shared/media/2013-05-03-07-00-15/web/common/css/modules.css?version=2013-05-05" type="text/css" media="screen" charset="utf-8"/><link rel="stylesheet" href="https://web.archive.org/web/20130506002040cs_/http://media.cmgdigital.com/shared/media/2013-05-03-07-00-15/web/common/css/typography.css?version=2013-05-05" type="text/css" media="screen" charset="utf-8"/><link rel="stylesheet" href="https://web.archive.org/web/20130506002040cs_/http://media.cmgdigital.com/shared/media/2013-05-03-07-00-15/web/common/css/widgets.css?version=2013-05-05" type="text/css" media="screen" charset="utf-8"/><link rel="stylesheet" href="https://web.archive.org/web/20130506002040cs_/http://media.cmgdigital.com/shared/media/2013-05-03-07-00-15/web/site/www_clarkhoward_com/css/site.css?version=2013-05-05" type="text/css" media="screen" charset="utf-8"/><link rel="stylesheet" href="https://web.archive.org/web/20130506002040cs_/http://media.cmgdigital.com/shared/media/2013-05-03-07-00-15/web/common/css/print.css?version=2013-05-05" type="text/css" media="print" charset="utf-8"/><script type="text/javascript"> var cmg = {}; cmg.mediaurl = 'https://web.archive.org/web/20130506002040/http://media.cmgdigital.com/shared/media/2013-05-03-07-00-15/web/common/'; cmg.site_meta = { media_type: 'radio' }; var marimo_url = '/marimo/'; var site_domain = 'www.clarkhoward.com'; cmg.ajax_include_url = '/common-admin/ajax-include/'; cmg.janrain_capture_server = 'https://web.archive.org/web/20130506002040/https://users.cmgdigital.com'; cmg.janrain_js_url = 'd16s8pqtk4uodx.cloudfront.net/cmg/load.js'; cmg.janrain_app_id = '6z4jnndkpe6dmfx7vdg4c7hkmz'; cmg.janrain_federate_server = 'https://web.archive.org/web/20130506002040/https://sso.cmgdigital.com'; cmg.janrain_client_id = "kg5w2vuag4tjbapbtdgzqw7wd84fnd68" || 'qyynzpmgrk4kgx5yg2kfurbnk639qfcf'; </script><script type="text/javascript" src="https://web.archive.org/web/20130506002040js_/http://media.cmgdigital.com/shared/media/2013-05-03-07-00-15/web/common/javascript/jquery-1.7.1.min.js"></script><script type="text/javascript">/* <![CDATA[ */ cmg.query = jQuery.noConflict(true); </script><script type="text/javascript" src="https://web.archive.org/web/20130506002040js_/http://media.cmgdigital.com/shared/media/2013-05-03-07-00-15/web/common/javascript/underscore/build/underscore-min.js"></script><script type="text/javascript"> cmg.query(document).ajaxError(function(evnt, jqxhr) { var error; try { error = JSON.parse(jqxhr.responseText); } catch(e) { error = jqxhr.responseText; } console.error('ajax error:', error); }); cmg._ = _.noConflict(); cmg.error_dialog = function(msg) { cmg.query('<div/>').addClass('cmErrorDialog') .text(msg = msg || 'Oops, something went wrong. Please reload the page and try again.') .appendTo('body'); }; cmg.get_cookie = function get_cookie(name) { var cookie_array = document.cookie.split(';'); var cookie_regex = new RegExp('^ *' + name + '="?([^"]+)"?'); for (var x in cookie_array) { if(!cookie_array.hasOwnProperty(x)) continue; var match = cookie_array[x].match(cookie_regex); if(match){ return match[1]; } } }; cmg.parse_qs = function parse_qs(str) { if (!str) { return {}; } if (str[0] === '?') { str = str.slice(1); } var ret = {}; var query_args = str.split('&'); for (var key in query_args) { if (!query_args.hasOwnProperty(key)) { continue; } var tuple = query_args[key].split('='); ret[tuple[0]] = tuple[1]; } return ret; }; cmg.update_auth_message = function() { var id = '#cmJanrainAuthLinks'; var cookie = cmg.query.cookie('ur_name', {path:'/'}); if (cookie) { if (cookie.length > 15) { cookie = cookie.slice(0,12) + '...'; } this.query(id+' .cmUserAuthed a:first-child').text(cookie); this.query(id+' .cmUserAuthed').show(); this.query(id+' .cmUserAnonymous').hide(); } else { this.query(id+' .cmUserAuthed').hide(); this.query(id+' .cmUserAnonymous').show(); } this.query('#cmHeaderUserRegistration').css('visibility', 'visible'); } cmg.query.ajax_includes = function(fun) { cmg.query(document).bind('ajax_includes', fun); }; var metrics_signin = 0; cmg.dfp_ad_slots = []; cmg.query.ajaxSetup({ cache: true }); </script><script type="text/javascript" src="https://web.archive.org/web/20130506002040js_/http://media.cmgdigital.com/shared/media/2013-05-03-07-00-15/web/common/javascript/jquery.cmfullwidth.js"></script><script type="text/javascript" src="https://web.archive.org/web/20130506002040js_/http://media.cmgdigital.com/shared/media/2013-05-03-07-00-15/web/common/javascript/jquery.cookie.min.js"></script><script type="text/javascript" src="https://web.archive.org/web/20130506002040js_/http://media.cmgdigital.com/shared/media/2013-05-03-07-00-15/web/common/javascript/cmnav.js"></script><script type="text/javascript" src="https://web.archive.org/web/20130506002040js_/http://media.cmgdigital.com/shared/media/2013-05-03-07-00-15/web/common/javascript/jquery.ui.core.min.js"></script><script type="text/javascript" src="https://web.archive.org/web/20130506002040js_/http://media.cmgdigital.com/shared/media/2013-05-03-07-00-15/web/common/javascript/jquery.ui.widget.min.js"></script><script type="text/javascript" src="https://web.archive.org/web/20130506002040js_/http://media.cmgdigital.com/shared/media/2013-05-03-07-00-15/web/common/javascript/jquery.ui.mouse.min.js"></script><script type="text/javascript" src="https://web.archive.org/web/20130506002040js_/http://media.cmgdigital.com/shared/media/2013-05-03-07-00-15/web/common/javascript/jquery.ui.position.min.js"></script><script type="text/javascript" src="https://web.archive.org/web/20130506002040js_/http://media.cmgdigital.com/shared/media/2013-05-03-07-00-15/web/common/javascript/jquery.ui.datepicker.min.js"></script><script type="text/javascript" src="https://web.archive.org/web/20130506002040js_/http://media.cmgdigital.com/shared/media/2013-05-03-07-00-15/web/common/javascript/json2.min.js"></script><script type="text/javascript" src="https://web.archive.org/web/20130506002040js_/http://media.cmgdigital.com/shared/media/2013-05-03-07-00-15/web/common/javascript/writeCapture.js"></script><script type="text/javascript" src="https://web.archive.org/web/20130506002040js_/http://media.cmgdigital.com/shared/media/2013-05-03-07-00-15/web/common/javascript/jquery.writeCapture.js"></script><script type="text/javascript" src="https://web.archive.org/web/20130506002040js_/http://media.cmgdigital.com/shared/media/2013-05-03-07-00-15/web/common/javascript/mustache.js"></script><script type="text/javascript" src="https://web.archive.org/web/20130506002040js_/http://media.cmgdigital.com/shared/media/2013-05-03-07-00-15/web/common/javascript/marimo.js"></script><script type="text/javascript" src="https://web.archive.org/web/20130506002040js_/http://media.cmgdigital.com/shared/media/2013-05-03-07-00-15/web/common/javascript/adgeletti.min.js"></script><script type="text/javascript">marimo.init(cmg.query);</script><!-- TODO strip side-effects from moderation js --><script type="text/javascript" src="https://web.archive.org/web/20130506002040js_/http://media.cmgdigital.com/shared/media/2013-05-03-07-00-15/web/common/javascript/widgets/ads.js"></script><script type="text/javascript" src="https://web.archive.org/web/20130506002040js_/http://media.cmgdigital.com/shared/media/2013-05-03-07-00-15/web/common/javascript/widgets/comments.js"></script><script type="text/javascript" src="https://web.archive.org/web/20130506002040js_/http://media.cmgdigital.com/shared/media/2013-05-03-07-00-15/web/common/javascript/widgets/moderation.js"></script><script type="text/javascript"> // Create the command queue that will be picked up by tag services var googletag = googletag || {}; googletag.cmd = googletag.cmd || []; // Enable collapsing of GPT ad divs when there is no content to display googletag.cmd.push(function() { googletag.pubads().collapseEmptyDivs()}); // Enable support for loading ads asynchronously googletag.cmd.push(function() { googletag.pubads().enableAsyncRendering() }); // Insert into the DOM (function() { var useSSL = "https:" == document.location.protocol; var gads = document.createElement("script"); gads.async = true; gads.type = "text/javascript"; gads.src = (useSSL ? "https:" : "http:") + "//web.archive.org/web/20130506002040/http://www.googletagservices.com/tag/js/gpt.js"; var node = document.getElementsByTagName("script")[0]; node.parentNode.insertBefore(gads, node); })(); </script><script type="text/javascript" src="https://web.archive.org/web/20130506002040js_/http://media.cmgdigital.com/shared/media/2013-05-03-07-00-15/web/common/javascript/janrain/lib/janrain.js"></script><script type="text/javascript"> janrain.init(); janrain.on('cmg_ready', cmg._(cmg.update_auth_message).bind(cmg)); </script><script type="text/javascript"> if (marimo.$('html').is('[class^=ie]')) { cmg.query(document).ready(function(){ setTimeout(cmg.writeCaptureForceFlush, 500); }); } cmg.writeCaptureForceFlush = function (t) { t = t || 1000; for (var cb in __document_write_ajax_callbacks__) { if (__document_write_ajax_callbacks__.hasOwnProperty(cb)) { __document_write_ajax_callbacks__[cb](); } } if (Object.keys(__document_write_ajax_callbacks__).length > 0) { window.setTimeout(cmg.writeCaptureForceFlush, 1000); } else { window.setTimeout(cmg.writeCaptureForceFlush, t + 1000); } }; cmg.query(document).ready(function(){ cmg.query(document).on('click', 'a.cmNeedsNext', function(e){ e.preventDefault(); var new_url = url_with_next(cmg.query(this).attr('href')); window.location = new_url; }); cmg.query(document).on('submit', 'form.cmNeedsNext', function(e){ add_next_params(cmg.query(this)); }); }); cmg.query.ajax_includes(function() { cmg.query('.cmNeedsNext').each(function() { add_next_params(cmg.query(this)); }); }); function add_next_params(el){ var attr = el.attr('action') ? 'action' : 'href'; var existing_url = el.attr(attr); el.attr(attr, url_with_next(existing_url)); } function url_with_next(url) { url = url.replace(/\?next=?&/, '?').replace(/&next=?&/, '&').replace(/[?&]next=?$/, '').replace(/[?&]next=?#/, '#'); var next_param = get_param('next', url); if(next_param) // Johnny 5 return url; var connector = (url.match(/\?/)) ? "&" : "?"; var next_val = window.location.pathname + window.location.search + window.location.hash; return url + connector + 'next=' + encodeURIComponent(next_val); } function get_param(name, url){ var m = RegExp('[?&]' + name + '=([^&^#]*)').exec(url); return m && decodeURIComponent(m[1].replace(/\+/g, ' ')); } </script><script type="text/javascript">/* <![CDATA[ */ cmg.query(function() { var NUM_RETRIES = 3; var URL_ATTR = 'data-href'; var REPLACE_SELECTOR = 'span.cmAjaxInclude'; var urls = []; cmg.query(REPLACE_SELECTOR).each(function(){ url = cmg.query(this).attr(URL_ATTR); if (url) { urls.push(url); } }); if (urls.length > 0) { var retriesLeft = NUM_RETRIES; var settings = { type: "GET", url: cmg.ajax_include_url, cache: false, data: { urls: JSON.stringify(urls) }, dataType: 'json', success: function(data, textStatus, xhr) { errorUrls = []; cmg.query.each(data, function(url, response) { if (response.status === 200) { var span = cmg.query(REPLACE_SELECTOR + '[' + URL_ATTR + '="' + url + '"]'); span.replaceWith(response.content); } else { errorUrls.push(url); } }); if (errorUrls.length > 0) { settings.data.urls = JSON.stringify(errorUrls); settings.error(); } if (errorUrls.length === 0 || retriesLeft === 0) { cmg.query(document).trigger('ajax_includes'); } }, error: function(xhr, textStatus, errorThrown) { if (retriesLeft > 0) { retriesLeft -= 1; cmg.query.ajax(settings); } } }; cmg.query.ajax(settings); } }); </script> <script type="text/javascript" src="https://web.archive.org/web/20130506002040js_/http://media.cmgdigital.com/shared/media/2013-05-03-07-00-15/web/common/javascript/jquery.ui.dialog.min.js"></script> <script type="text/javascript" src="https://web.archive.org/web/20130506002040js_/http://media.cmgdigital.com/shared/media/2013-05-03-07-00-15/web/common/javascript/jquery.cmlightbox.js"></script> <script type="text/javascript" src="https://web.archive.org/web/20130506002040js_/http://media.cmgdigital.com/shared/media/2013-05-03-07-00-15/web/common/javascript/cmwidgets.js"></script> <script type="text/javascript" src="https://web.archive.org/web/20130506002040js_/http://media.cmgdigital.com/shared/media/2013-05-03-07-00-15/web/common/javascript/modernizr.js"></script> <script type="text/javascript" src="https://web.archive.org/web/20130506002040js_/http://media.cmgdigital.com/shared/media/2013-05-03-07-00-15/web/common/javascript/rotator.js"></script> <script type="text/javascript" src="https://web.archive.org/web/20130506002040js_/http://media.cmgdigital.com/shared/media/2013-05-03-07-00-15/web/common/javascript/jquery.tweet.js"></script> <script type="text/javascript" src="https://web.archive.org/web/20130506002040js_/http://media.cmgdigital.com/shared/media/2013-05-03-07-00-15/web/common/javascript/omniture_event.js"></script> </head><body id="cmBaseBody" class="cmBody"><script type="text/javascript"> marimo.add_widgets([]); marimo.make_request(); marimo.emit('widgets_added'); </script><!-- begin jstrials_header block --><div id="writecapture47933673"></div><script type="text/javascript"> marimo.emit('writecapture47933673_ready'); marimo.add_widget({"wc_compatibility_mode": null, "html": "$NEWLINE $NEWLINE $NEWLINE$NEWLINE$NEWLINE$NEWLINE$NEWLINE$NEWLINE $NEWLINE $NEWLINE $NEWLINE $NEWLINE$NEWLINE $NEWLINE ", "id": "writecapture47933673", "widget_prototype": "writecapture_widget"}); </script><!-- end jstrials_header block --><div id="fb-root"></div><script type="text/javascript"> (function(d, s, id) { var js, fjs = d.getElementsByTagName(s)[0]; if (d.getElementById(id)) return; js = d.createElement(s); js.id = id; js.src = "//web.archive.org/web/20130506002040/http://connect.facebook.net/en_US/all.js#xfbml=1"; fjs.parentNode.insertBefore(js, fjs); }(document, 'script', 'facebook-jssdk')); </script><!-- begin body_wrap_outer block --><!-- begin ad_rp06 block --><!-- end ad_rp06 block --><!-- begin ad_rp07 block --><!-- end ad_rp07 block --><!-- begin cmHeaderWrap block --><!-- header000.html --><div id="cmSiteSwitchHead" class="cmSiteSwitch" style="display:none"><a href="https://web.archive.org/web/20130506002040/http://m.clarkhoward.com/mobile/" class="cmMobileSiteLink" onclick="s.tl(this,'o','view mobile - top');"><p><span>View mobile site</span></p></a></div><noscript><div id="cmSiteSwitchHeadNS" class="cmSiteSwitch"><a href="https://web.archive.org/web/20130506002040/http://m.clarkhoward.com/mobile/" class="cmMobileSiteLink"><p><span>View mobile site</span></p></a></div></noscript><script type="text/javascript"> var mobUserAgentPttn = new RegExp("iphone|ipod|android|blackberry|symbian|nokia|sonyericsson|sie-|opera\ mini|portalmmm/|windows\ ce|windows\ phone|iemobile|up.browser|up.link|802sh|alcatel-|amoi-|attws|au-mic|audiovox|avantgo|benq|cdm-|ericsson|ericy-|gs308|hitachi-p300|htc-|i-2100|kwc-|lg-|lg/u|lge-|lge/u|lowestcd|mo0|mobilephone|mot-|motorola|n5-10|nec-|opwv|owg1|palm|panasonic|pg-c|philips|pls|pm-|pn-215|profile/midp|qci-|rl-|rpt-httpclient|sagem|samsung|sanyo|sch-a|sch-n|scp-|sec-|sendox|sgh|sharp|smartphone|spha|v60t|vi600|vk530|vm4050|vodafone|wapper|wildseed|winwap-pro".replace(/ /g, "\\s"), "i"); var mobBlacklistPttn = new RegExp("^/(ads|alerts|answers|audioclips|bands|categories|categories|events|documents|drinkspecials|events|features|forums|instruments|maps|mp3|lsp|onthestreet|places|playlists|podcasts|polls|pr|qa|questionnaires|recipes|restaurants|restaurants|specials|search|songs|special_coverage|staff|stories|traffic|tumble)".replace(/ /g, "\\s"), "i"); if(mobUserAgentPttn.test(navigator.userAgent) && !mobBlacklistPttn.test(location.pathname)){ document.getElementById('cmSiteSwitchHead').style.display = "block"; } </script><div class="cmMainContainer"><div class="cmContainer9"><div class="cmHeaderWrap cmCol9"><!-- begin cmHeaderWrap block --><!-- header001.html --><div class="cmHeaderCap cmClearfix"><div class="cmHeaderCapInner"><div class="cmHeaderCap001"><p>Follow Clark Howard on</p><ul class="cmSocialMediaLinks cmFloatLeft"><li><a href="https://web.archive.org/web/20130506002040/http://www.facebook.com/clarkhoward"><span class="sprite sharing iconFacebook"> </span></a></li><li><a href="https://web.archive.org/web/20130506002040/http://twitter.com/CLARKHOWARD"><span class="sprite sharing iconTwitter"> </span></a></li></ul></div><div class="cmHeaderCap010"></div><div class="cmHeaderCap020"><div id="cmHeaderUserRegistrationContainer"><div id="cmHeaderUserRegistration"><div id="cmJanrainAuthLinks"><p class="cmUserAuthed"> Hi, <a href="/web/20130506002040/http://www.clarkhoward.com/profile/edit/private"></a> (<a class="cmNeedsNext capture_end_session cmLogout" href="/web/20130506002040/http://www.clarkhoward.com/auth/logout">not you?</a>) | <a href="/web/20130506002040/http://www.clarkhoward.com/profile/edit/private">Member Center</a> | <a class="cmNeedsNext capture_end_session cmLogout" href="/web/20130506002040/http://www.clarkhoward.com/auth/logout">Sign Out</a></p><p class="cmUserAnonymous"><a href="#" class="cmOpenJanrainModal">Sign In | Register</a></p></div></div></div></div></div></div><!-- header002.html --><div id="cmHeaderImageOverlay"><a href="/web/20130506002040/http://www.clarkhoward.com/" title="www.clarkhoward.com"><img src="https://web.archive.org/web/20130506002040im_/http://media.cmgdigital.com/shared/media/2013-05-03-07-00-15/web/common/images/trans_1x1.gif" alt="" class="cmOverlay"/></a></div><div id="cmHeaderLogoContainer"><a href="/web/20130506002040/http://www.clarkhoward.com/" title="Clark Howard"><img src="https://web.archive.org/web/20130506002040im_/http://media.cmgdigital.com/shared/media/2013-05-03-07-00-15/web/site/www_clarkhoward_com/images/logo.png" alt="www.clarkhoward.com" name="cmHeaderLogo" width="195" height="142" id="cmHeaderLogo"/></a><div class="cmListenLive"><p style="font-size:11px;">Listen weekdays from 1-3pm ET<br/> (No audio? <a href="/web/20130506002040/http://www.clarkhoward.com/listen/audio_help/">Try our help</a>)<br/><a href="/web/20130506002040/http://www.clarkhoward.com/s/podcast/clarkshow/">Recent shows</a> | <a href="/web/20130506002040/http://www.clarkhoward.com/s/clark-on-demand/">More media</a></p><p class="onAir"> Listen Live: Mon-Fri 1-3pm ET </p></div><!-- end listen live--><div id="cmSearchForm" class="cmClearFix"><div class="cmPopularSearches"><div id="queries_014368166379998286206:3-3_8b5telw"></div><script type="text/javascript"> function renderPopularQueries(queries) { var maxQueries = 3; var total = 0; var seen = new Array(); var google_url = 'www.google.com\x2Fcse'; var cxri_url = 'www.clarkhoward.com/query/'; var myDiv = document.getElementById("queries_014368166379998286206:3-3_8b5telw"); var heading = document.createElement("p"); heading.appendChild(document.createTextNode("Popular Searches: ")); myDiv.appendChild(heading); qloop:for (var i = 0; i < queries.popularQueries.length; i++) { if (total == maxQueries) { break qloop; } var query = queries.popularQueries[i].query; for ( var j = 0; j < seen.length; j++ ) { var seenstr = seen[j].replace(/\b(free|from|at)\b/gi,''); var cmpstr = query.replace(/\b(free|from|at)\b/gi,''); if ((cmpstr.search(seenstr) > -1) || (seenstr.search(cmpstr) > -1)) { continue qloop; } } var a = document.createElement("a"); var href = queries.popularQueries[i].href; href = href.replace(google_url, cxri_url); href = href + '&cof=FORID%3A11'; a.setAttribute("href", href); a.appendChild(document.createTextNode(query)); myDiv.appendChild(a); myDiv.appendChild(document.createTextNode(" ")); seen.push(query); total++; if (total <= maxQueries) { myDiv.appendChild(document.createTextNode("| ")); } } var a = document.createElement("a"); a.setAttribute("href","https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/query/top20searches/"); a.appendChild(document.createTextNode("more")); myDiv.appendChild(a); myDiv.appendChild(document.createTextNode("\u00a0")); }; </script><script type="text/javascript" src="https://web.archive.org/web/20130506002040js_/https://www.google.com/coop/api/014368166379998286206/cse/-7q-kycmcak/queries/js?callback=renderPopularQueries"></script><noscript><a href="/web/20130506002040/http://www.clarkhoward.com/query/popular_searches.html">Popular Searches</a> </noscript></div><!-- Google CSE Search Box Begins --><form id="cse-search-box" action="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/query/" style="padding: 0; margin: 0"><input type="hidden" name="cx" value="014368166379998286206:-7q-kycmcak"/><input type="hidden" name="cof" value="FORID:11"/><input type="hidden" name="ie" value="ISO-8859-1"/><input type="text" name="q" size="18" class="googleInput"/><input class="cmSearchSubmit" type="submit" name="sa" value="Search"/><div class="cmClear"></div><script type="text/javascript" src="https://web.archive.org/web/20130506002040js_/https://www.google.com/cse/brand?form=cse-search-box&lang=en"></script></form><!-- Google CSE Search Box Ends --></div><!-- end cmSearchForm --></div><div class="cmClear"></div><!-- header003.html --><div class="cmNavigation cmLeftFloat cmClearfix"><ul class="cmSiteNav"><li class="cmPrimaryNavMenu"><a href="/web/20130506002040/http://www.clarkhoward.com/">Home</a></li><li class="cmPrimaryNavMenu"><a href="/web/20130506002040/http://www.clarkhoward.com/s/clark-on-demand/">Clark on Demand</a><ul class="cmSubNav"><li class="cmSubNavMenu"><a href="/web/20130506002040/http://www.clarkhoward.com/s/podcast/clarkshow/">Daily Radio Show Podcasts</a></li><li class="cmSubNavMenu"><a href="/web/20130506002040/http://www.clarkhoward.com/s/podcast/callofweek/">Call of the Week</a></li><li class="cmSubNavMenu"><a href="/web/20130506002040/http://www.clarkhoward.com/s/podcast/clarkonomics/">Clarkonomics Podcasts</a></li><li class="cmSubNavMenu"><a href="/web/20130506002040/http://www.clarkhoward.com/s/podcast/clarkstinks/">Clark Stinks Podcasts</a></li><li class="cmSubNavMenu"><a href="/web/20130506002040/http://www.clarkhoward.com/s/podcast/ripoffalert/">Rip-off Alerts</a></li><li class="cmSubNavMenu"><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/s/videos/2010/">Video Archives</a></li></ul></li><li class="cmPrimaryNavMenu"><a href="/web/20130506002040/http://www.clarkhoward.com/s/radio-tv/">Radio & TV</a><ul class="cmSubNav"><li class="cmSubNavMenu"><a href="/web/20130506002040/http://www.clarkhoward.com/s/podcast/clarkshow/">Clark Howard Radio Show</a></li><li class="cmSubNavMenu"><a href="/web/20130506002040/http://www.clarkhoward.com/news/clark-on-demand/clark-howard-show-hln/nFZX">Clark Howard Show on HLN</a></li><li class="cmSubNavMenu"><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/listen/stations_times/">Find a Station Near You</a></li></ul></li><li class="cmPrimaryNavMenu"><a href="/web/20130506002040/http://www.clarkhoward.com/s/show-notes/">Show Notes</a><ul class="cmSubNav"><li class="cmSubNavMenu"><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/s/todays-show-notes/">Today's Show Notes</a></li><li class="cmSubNavMenu"><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/websites-mentioned/">Websites/Links Mentioned Recently</a></li><li class="cmSubNavMenu"><a href="/web/20130506002040/http://www.clarkhoward.com/s/show-notes/">Most Recent Show Notes</a></li><li class="cmSubNavMenu"><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/news/2013">Show Notes by Month</a></li></ul></li><li class="cmPrimaryNavMenu"><a href="/web/20130506002040/http://www.clarkhoward.com/s/clarks-topics/">Clark's Topics</a><ul class="cmSubNav"><li class="cmSubNavMenu"><a href="/web/20130506002040/http://www.clarkhoward.com/categories/clark-howard/business-entrepreneurs/">Business/Entrepreneurs</a></li><li class="cmSubNavMenu"><a href="/web/20130506002040/http://www.clarkhoward.com/categories/clark-howard/cars/">Cars</a></li><li class="cmSubNavMenu"><a href="/web/20130506002040/http://www.clarkhoward.com/categories/clark-howard/consumer-issues-id-theft/">Consumer Issues/ID Theft</a></li><li class="cmSubNavMenu"><a href="/web/20130506002040/http://www.clarkhoward.com/categories/clark-howard/deals/">Deals</a></li><li class="cmSubNavMenu"><a href="/web/20130506002040/http://www.clarkhoward.com/categories/clark-howard/economy-market-trends/">Economy & Markets</a></li><li class="cmSubNavMenu"><a href="/web/20130506002040/http://www.clarkhoward.com/categories/clark-howard/education/">Education</a></li><li class="cmSubNavMenu"><a href="/web/20130506002040/http://www.clarkhoward.com/categories/clark-howard/employment-military/">Employment & Military</a></li><li class="cmSubNavMenu"><a href="/web/20130506002040/http://www.clarkhoward.com/categories/clark-howard/environment-energy/">Environment & Energy</a></li><li class="cmSubNavMenu"><a href="/web/20130506002040/http://www.clarkhoward.com/categories/clark-howard/family-lifestyle/">Family & Lifestyle</a></li><li class="cmSubNavMenu"><a href="/web/20130506002040/http://www.clarkhoward.com/categories/clark-howard/health-health-care/">Health & Health Care</a></li><li class="cmSubNavMenu"><a href="/web/20130506002040/http://www.clarkhoward.com/categories/clark-howard/homes-real-estate/">Homes & Real Estate</a></li><li class="cmSubNavMenu"><a href="/web/20130506002040/http://www.clarkhoward.com/categories/clark-howard/insurance/">Insurance</a></li><li class="cmSubNavMenu"><a href="/web/20130506002040/http://www.clarkhoward.com/categories/clark-howard/personal-finance-credit/">Personal Finance & Credit</a></li><li class="cmSubNavMenu"><a href="/web/20130506002040/http://www.clarkhoward.com/categories/clark-howard/scams-ripoffs/">Scams & Rip-Offs</a></li><li class="cmSubNavMenu"><a href="/web/20130506002040/http://www.clarkhoward.com/categories/clark-howard/shopping-retail/">Shopping & Retail</a></li><li class="cmSubNavMenu"><a href="/web/20130506002040/http://www.clarkhoward.com/categories/clark-howard/technology/">Technology</a></li><li class="cmSubNavMenu"><a href="/web/20130506002040/http://www.clarkhoward.com/s/travel/">Travel</a></li></ul></li><li class="cmPrimaryNavMenu"><a href="/web/20130506002040/http://www.clarkhoward.com/s/clark-bargains/">Clark's Bargains</a><ul class="cmSubNav"><li class="cmSubNavMenu"><a href="/web/20130506002040/http://www.clarkhoward.com/savings/">Today's Sales & Coupons</a></li><li class="cmSubNavMenu"><a href="/web/20130506002040/http://www.clarkhoward.com/travel/atlanta-travel-deals/">Today's Travel Deals</a></li><li class="cmSubNavMenu"><a href="/web/20130506002040/http://www.clarkhoward.com/list/travel/money-saving-advice/clark-howards-money-saving-moments/ax/">Money Saving Moments</a></li><li class="cmSubNavMenu"><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/topics/free_and_cheap/">Free & Cheap List</a></li></ul></li><li class="cmPrimaryNavMenu"><a href="/web/20130506002040/http://www.clarkhoward.com/s/help-advice/">Help & Advice</a><ul class="cmSubNav"><li class="cmSubNavMenu"><a href="/web/20130506002040/http://www.clarkhoward.com/s/cac/">Team Clark - Free Consumer Help Line</a></li><li class="cmSubNavMenu"><a href="https://web.archive.org/web/20130506002040/http://clarkhoward.com/p/boards/ch/wwwthreads.pl">Ask our Message Boards</a></li><li class="cmSubNavMenu"><a href="/web/20130506002040/http://www.clarkhoward.com/news/help-advice/talk-clark/nFcJ/">Call Clark on the Show</a></li><li class="cmSubNavMenu"><a href="/web/20130506002040/http://www.clarkhoward.com/s/greatest-hits/">Clark's Greatest Hits</a></li></ul></li><li class="cmPrimaryNavMenu"><a href="/web/20130506002040/http://www.clarkhoward.com/s/community/">Community</a><ul class="cmSubNav"><li class="cmSubNavMenu"><a href="https://web.archive.org/web/20130506002040/http://mb.clarkhoward.com/">Message Boards</a></li><li class="cmSubNavMenu"><a href="/web/20130506002040/http://www.clarkhoward.com/newsletters/signup/">Clark's Free Newsletters</a></li><li class="cmSubNavMenu"><a href="https://web.archive.org/web/20130506002040/http://www.facebook.com/clarkhoward">Clark on Facebook</a></li><li class="cmSubNavMenu"><a href="https://web.archive.org/web/20130506002040/http://twitter.com/clarkhoward">Follow Clark on Twitter</a></li><li class="cmSubNavMenu"><a href="https://web.archive.org/web/20130506002040/http://clarkhoward.upickem.net/engine/Welcome.aspx?contestid=86651">Travel Photo & Deal Gallery</a></li></ul></li><li class="cmPrimaryNavMenu"><a href="/web/20130506002040/http://www.clarkhoward.com/s/about-clark/">About Clark</a><ul class="cmSubNav"><li class="cmSubNavMenu"><a href="/web/20130506002040/http://www.clarkhoward.com/inside/clark/">Clark's Bio</a></li><li class="cmSubNavMenu"><a href="/web/20130506002040/http://www.clarkhoward.com/s/meet-the-team/">Meet the Team</a></li><li class="cmSubNavMenu"><a href="/web/20130506002040/http://www.clarkhoward.com/s/clark-cares/">Clark Cares | Volunteer</a></li><li class="cmSubNavMenu"><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/s/merch/">Clark Books & T-Shirts</a></li><li class="cmSubNavMenu"><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/s/photos-galleries/">Photos & Galleries</a></li><li class="cmSubNavMenu"><a href="/web/20130506002040/http://www.clarkhoward.com/news/about-clark/clarks-upcoming-appearances/nFcM/">Upcoming Appearances</a></li><li class="cmSubNavMenu"><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/s/habitat-for-humanity/">Clark's Habitat Builds</a></li></ul></li></ul></div><script type="text/javascript"> /* <![CDATA[ */ cmg.query("ul.cmSiteNav").cmfullwidth(); /* distribute the primary nav items asap to stop the pop */ /* ]]> */ </script><div class="cmCol9 cmFirst cmLast cmClearfix"><div class="cmPencilAd"><!-- pencil ad --></div></div><!-- end header003.html --><!-- header004.html --><div class="cmCol9 cmFirst cmLast cmClearfix"><div id="cmAlertBar"><!-- alert bar --></div></div><!-- header005.html --><div class="cmCol9 cmFirst cmLast cmClearfix"><div class=""><!-- header005 --></div></div><!-- end cmHeaderWrap block --></div><!-- begin cmSubHeaderWrap block> --><div class="cmSubHeaderWrap cmCol9"><!-- begin ad_pb01 block --><!-- end ad_pb01 block --><div class="adgeletti-ad-div" id="adgeletti-ad-div-HP00-0px-infinity" style="display:none"></div><div class="adgeletti-ad-div" id="adgeletti-ad-div-HP01-0px-infinity" style="display:none"></div></div><!-- end cmSubHeaderWrap block --><div class="cmBodyWrap cmCol9"><!-- begin cmBodyWrap block --><!-- center "content well" --><div class="cmCol6"><div id="cmGridObject"><div class="cmCol6" data-vr-zone="Story 33"><h3 class="cmModuleHeader">Today's Featured Story </h3><div class="cmTease cmClearfix cmTeaseCol6 cmTeasePhotoLeft" data-vr-contentbox><!-- requires javascript/jquery.ui.dialog.min.js --><!-- requires javascript/jquery.cmlightbox.js --><!-- requires javascript/cmwidgets.js --><!-- requires javascript/modernizr.js --><div class="cmTeasePhoto cmRelatedImage"><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/news/clarkhoward/travel/theme-parks-offer-vip-treatment-price/nXfFK/"><img width="292" height="195" src="https://web.archive.org/web/20130506002040im_/http://media.cmgdigital.com/shared/lt/lt_cache/thumbnail/292/img/photos/2013/05/03/34/47/MP900405164.JPG" class="cmDarkBoxShadow cmPhotoBorderWhite" title=" " alt=" "/></a></div><h2><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/news/clarkhoward/travel/theme-parks-offer-vip-treatment-price/nXfFK/">What would you pay to skip lines at the park?</a></h2><div class="cmTeaseSummary"><p>Theme parks now offer no lines on rides for a hefty price. Of course, there's a free way to reduce your wait times too!</p></div><p class="cmTeaseShare"></p><div class="cmTeaseRelated"><span class="sprite iconListBullet"> </span><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/news/clarkhoward/travel/fall-marks-best-time-plan-walt-disney-world-trip/nDzMc/">Best time to plan a Walt Disney World trip</a><br/></div></div></div><div class="cmCol6" data-vr-zone="Manual List 237"><div class="gridBackground"><div class="gridBackgroundInner cmClearfix"><!-- requires javascript/rotator.js --><!-- requires javascript/modernizr.js --><div class="cmTease cmTeaseCol6 cmTeaseListRotate"><h2></h2><div class="cmRotator cmRotate6" data-numtoshow="6"><ul class="cmRotatorControls"><li class="cmRotatorPrevArrow"><a href="javascript:void(0);"><span class="sprite cmRotatorPreviousInactive"> </span></a></li><li class="cmRotatorNextArrow"><a href="javascript:void(0);"><span class="sprite cmRotatorNextActive"> </span></a></li></ul><div class="cmClear"></div><ul class="cmRotatorList"><li data-vr-contentbox><div class="cmTeaseListItemPhoto"><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/news/clarkhoward/cars/should-you-dump-your-old-gas-guzzler/nXXfX/"><img width="83" height="66" src="https://web.archive.org/web/20130506002040im_/http://media.cmgdigital.com/shared/lt/lt_cache/resize/83x66/img/photos/2013/04/23/90/ae/gas.jpg" class="cmDarkBoxShadow cmPhotoBorderWhite" title="Gas prices" alt="Gas prices"/></a></div><p class="cmTeaseListItemLink"><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/news/clarkhoward/cars/should-you-dump-your-old-gas-guzzler/nXXfX/">Should you dump your old gas guzzler?</a></p></li><li data-vr-contentbox><div class="cmTeaseListItemPhoto"><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/news/clark-howard/homes-real-estate/advice-unmarried-people-buying-home-together/nXfDT/"><img width="83" height="66" src="https://web.archive.org/web/20130506002040im_/http://media.cmgdigital.com/shared/lt/lt_cache/resize/83x66/img/photos/2013/04/03/1b/79/tmpAMSxQ9-mdly-photo.jpg" class="cmDarkBoxShadow cmPhotoBorderWhite" title="CoupleBills_43" alt="CoupleBills_43"/></a></div><p class="cmTeaseListItemLink"><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/news/clark-howard/homes-real-estate/advice-unmarried-people-buying-home-together/nXfDT/">Unmarrieds buying homes together </a></p></li><li data-vr-contentbox><div class="cmTeaseListItemPhoto"><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/news/clark-howard/shopping-retail/be-wary-blogger-reviews-products/nPgHR/"><img width="83" height="66" src="https://web.archive.org/web/20130506002040im_/http://media.cmgdigital.com/shared/lt/lt_cache/resize/83x66/img/photos/2012/06/06/5f/32/computer.JPG" class="cmDarkBoxShadow cmPhotoBorderWhite" title=" " alt=" "/></a></div><p class="cmTeaseListItemLink"><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/news/clark-howard/shopping-retail/be-wary-blogger-reviews-products/nPgHR/">Be wary of blog product reviews</a></p></li><li data-vr-contentbox><div class="cmTeaseListItemPhoto"><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/joel/"><img width="83" height="66" src="https://web.archive.org/web/20130506002040im_/http://media.cmgdigital.com/shared/lt/lt_cache/resize/83x66/img/photos/2013/05/02/18/ac/MP900177751.JPG" class="cmDarkBoxShadow cmPhotoBorderWhite" title=" " alt=" "/></a></div><p class="cmTeaseListItemLink"><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/joel/">7 ways we waste money</a></p></li><li data-vr-contentbox><div class="cmTeaseListItemPhoto"><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/lenpenzo/"><img width="83" height="66" src="https://web.archive.org/web/20130506002040im_/http://media.cmgdigital.com/shared/lt/lt_cache/resize/83x66/img/photos/2012/05/05/df/28/ddn123111a1auto1_1063686a.jpg" class="cmDarkBoxShadow cmPhotoBorderWhite" title="Auto dealers trying to finish out strong year" alt="Auto dealers trying to finish out strong year"/></a></div><p class="cmTeaseListItemLink"><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/lenpenzo/">Blog: Why I decided to buy a new car</a></p></li><li data-vr-contentbox><div class="cmTeaseListItemPhoto"><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/websites-mentioned/"><img width="83" height="66" src="https://web.archive.org/web/20130506002040im_/http://media.cmgdigital.com/shared/lt/lt_cache/resize/83x66/img/photos/2013/04/09/00/99/links2.jpg" class="cmDarkBoxShadow cmPhotoBorderWhite" title=" " alt=" "/></a></div><p class="cmTeaseListItemLink"><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/websites-mentioned/">Websites mentioned recently</a></p></li><li data-vr-contentbox><div class="cmTeaseListItemPhoto"><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/news/clarkhoward/business-entrepreneurs/employers-keep-workers-electronic-leash/nXbPB/"><img width="83" height="66" src="https://web.archive.org/web/20130506002040im_/http://media.cmgdigital.com/shared/lt/lt_cache/resize/83x66/img/photos/2012/11/14/a2/34/rbz_Food_Preparation_01.JPG" class="cmDarkBoxShadow cmPhotoBorderWhite" title="F1 preparations" alt="F1 preparations"/></a></div><p class="cmTeaseListItemLink"><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/news/clarkhoward/business-entrepreneurs/employers-keep-workers-electronic-leash/nXbPB/">Workers on an "electronic leash"</a></p></li><li data-vr-contentbox><div class="cmTeaseListItemPhoto"><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/news/clark-howard/economy-market-trends/whats-going-economy/nXYrg/"><img width="83" height="66" src="https://web.archive.org/web/20130506002040im_/http://media.cmgdigital.com/shared/lt/lt_cache/resize/83x66/img/photos/2013/04/26/b7/e9/20130424_met_rentalhood_005.jpg" class="cmDarkBoxShadow cmPhotoBorderWhite" title="Will ‘Rental Nation’ plague your property?" alt="Will ‘Rental Nation’ plague your property?"/></a></div><p class="cmTeaseListItemLink"><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/news/clark-howard/economy-market-trends/whats-going-economy/nXYrg/">What's going on with the economy?</a></p></li><li data-vr-contentbox><div class="cmTeaseListItemPhoto"><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/news/clark-howard/personal-finance-credit/great-recession-taught-lasting-life-lessons/nXbPm/"><img width="83" height="66" src="https://web.archive.org/web/20130506002040im_/http://media.cmgdigital.com/shared/lt/lt_cache/resize/83x66/img/photos/2013/04/02/5b/5c/tmpQyAMbb-mdly-photo.jpg" class="cmDarkBoxShadow cmPhotoBorderWhite" title="DebtBeach_43_0" alt="DebtBeach_43_0"/></a></div><p class="cmTeaseListItemLink"><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/news/clark-howard/personal-finance-credit/great-recession-taught-lasting-life-lessons/nXbPm/">Recession teaches lasting life lessons</a></p></li><li data-vr-contentbox><div class="cmTeaseListItemPhoto"><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/news/clarkhoward/cars/auto-loan-financing-those-damaged-credit/n2z9/"><img width="83" height="66" src="https://web.archive.org/web/20130506002040im_/http://media.cmgdigital.com/shared/lt/lt_cache/resize/83x66/img/photos/2011/03/18/MP900262488.JPG" class="cmDarkBoxShadow cmPhotoBorderWhite" title=" " alt=" "/></a></div><p class="cmTeaseListItemLink"><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/news/clarkhoward/cars/auto-loan-financing-those-damaged-credit/n2z9/">Limit cars loans to 42 months</a></p></li><li data-vr-contentbox><div class="cmTeaseListItemPhoto"><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/news/clark-howard/shopping-retail/food-prices-going-down-over-next-few-years/nXWjp/"><img width="83" height="66" src="https://web.archive.org/web/20130506002040im_/http://media.cmgdigital.com/shared/lt/lt_cache/resize/83x66/img/photos/2011/08/26/25755415_3.jpg" class="cmDarkBoxShadow cmPhotoBorderWhite" title="grocery checkout" alt="grocery checkout"/></a></div><p class="cmTeaseListItemLink"><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/news/clark-howard/shopping-retail/food-prices-going-down-over-next-few-years/nXWjp/">Food prices on the decline</a></p></li><li data-vr-contentbox><div class="cmTeaseListItemPhoto"><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/news/clark-howard/family-lifestyle/most-kids-meals-are-unhealthy/nXYt6/"><img width="83" height="66" src="https://web.archive.org/web/20130506002040im_/http://media.cmgdigital.com/shared/lt/lt_cache/resize/83x66/img/photos/2012/06/12/9e/68/KidsMeals.jpg" class="cmDarkBoxShadow cmPhotoBorderWhite" title="Fast Food Kids Meals" alt="Fast Food Kids Meals"/></a></div><p class="cmTeaseListItemLink"><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/news/clark-howard/family-lifestyle/most-kids-meals-are-unhealthy/nXYt6/">97% of kids' meals are unhealthy</a></p></li><li data-vr-contentbox><div class="cmTeaseListItemPhoto"><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/news/clark-howard/economy-market-trends/air-traffic-controllers-returning-work/nXYpz/"><img width="83" height="66" src="https://web.archive.org/web/20130506002040im_/http://media.cmgdigital.com/shared/lt/lt_cache/resize/83x66/img/photos/2013/04/22/0f/76/AirportDelays1.jpg" class="cmDarkBoxShadow cmPhotoBorderWhite" title="airport furloughs" alt="airport furloughs"/></a></div><p class="cmTeaseListItemLink"><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/news/clark-howard/economy-market-trends/air-traffic-controllers-returning-work/nXYpz/">Air traffic controllers back to work</a></p></li><li data-vr-contentbox><div class="cmTeaseListItemPhoto"><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/news/clark-howard/education/ways-avoid-heavy-burden-student-loan-debt/nCNT9/"><img width="83" height="66" src="https://web.archive.org/web/20130506002040im_/http://media.cmgdigital.com/shared/lt/lt_cache/resize/83x66/img/photos/2010/10/22/00439403.jpg" class="cmDarkBoxShadow cmPhotoBorderWhite" title=" " alt=" "/></a></div><p class="cmTeaseListItemLink"><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/news/clark-howard/education/ways-avoid-heavy-burden-student-loan-debt/nCNT9/">Tips to avoid student loan debt</a></p></li><li data-vr-contentbox><div class="cmTeaseListItemPhoto"><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/list/clark-howard/show-notes/this-months-show-notes/aCT/"><img width="83" height="66" src="https://web.archive.org/web/20130506002040im_/http://media.cmgdigital.com/shared/lt/lt_cache/resize/83x66/img/photos/2013/04/12/f6/e6/papers.jpg" class="cmDarkBoxShadow cmPhotoBorderWhite" title=" " alt=" "/></a></div><p class="cmTeaseListItemLink"><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/list/clark-howard/show-notes/this-months-show-notes/aCT/">MORE Recent Show Notes & Advice</a></p></li></ul><div class="cmClear"></div></div></div></div></div></div><div class="cmCol6 cmGridHeaderOnly" data-vr-zone=" 233"><h3 class="cmModuleHeader">Clark on Demand</h3></div><div class="cmCol3" data-vr-zone="Video 38"><div class="cmTease cmClearfix cmTeaseCol3 cmTeasePhotoTop" data-vr-contentbox><!-- requires javascript/jquery.ui.dialog.min.js --><!-- requires javascript/jquery.cmlightbox.js --><!-- requires javascript/cmwidgets.js --><!-- requires javascript/modernizr.js --><div class="cmTeasePhoto cmRelatedImage"><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/videos/clark-howard/technology/google-creates-new-digital-will-service/vx7Dd/"><img width="292" height="163" src="https://web.archive.org/web/20130506002040im_/http://media.cmgdigital.com/shared/lt/lt_cache/thumbnail/292/img/videothumbs/2013/04/17/69/66/1ce96f82-a78b-11e2-bd8a-0019b9b9e241.jpg" class="cmDarkBoxShadow cmPhotoBorderWhite" title="" alt=""/><span class="cmPlayBtn"></span></a></div><h2><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/videos/clark-howard/technology/google-creates-new-digital-will-service/vx7Dd/">Google creates new "digital will" service</a><span class="cmSpriteContentType video"></span></h2><div class="cmTeaseSummary"> What happens to your social accounts and passwords after you die? Google has a useful new tool that will help your family manage them. </div><p class="cmTeaseShare"></p><div class="cmTeaseRelated"><span class="sprite iconListBullet"> </span><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/news/clark-howard/technology/googles-solution-your-digital-afterlife/nXXj6/">Google's solution for your digital afterlife</a><br/><span class="sprite iconListBullet"> </span><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/news/clark-howard/technology/safeguard-your-personal-info-when-using-social-med/nWFhx/">Safeguard your personal info when using social media</a><br/></div></div></div><div class="cmCol3" data-vr-zone="Manual List 221"><!-- requires javascript/rotator.js --><!-- requires javascript/modernizr.js --><div class="cmTease cmTeaseCol3 cmTeaseListHeadline"><h2>More Clark on Demand</h2><ul class="cmTeaseHdlnList"><li class="sprite iconListBullet" data-vr-contentbox><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/s/videos/2010/">Video Archives</a></li><li class="sprite iconListBullet" data-vr-contentbox><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/s/podcast/clarkshow/">Daily Radio Show Podcasts</a></li><li class="sprite iconListBullet" data-vr-contentbox><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/s/podcast/ripoffalert/">Rip Off Alerts</a></li><li class="sprite iconListBullet" data-vr-contentbox><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/s/podcast/clarkonomics/">Clarkonomics Podcasts</a></li><li class="sprite iconListBullet" data-vr-contentbox><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/s/podcast/clarkstinks/">Clark Stinks Podcasts</a></li><li class="sprite iconListBullet" data-vr-contentbox><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/s/podcast/callofweek/">Call of the Week</a></li></ul></div></div><div class="cmCol3 cmGridHeaderOnly" data-vr-zone=" 48707"></div><div class="cmCol3" data-vr-zone="Manual List 205"><!-- requires javascript/rotator.js --><!-- requires javascript/modernizr.js --><div class="cmTease cmTeaseCol3 cmTeaseListHeadline"><h2>Popular Site Features:</h2><ul class="cmTeaseHdlnList"><li class="sprite iconListBullet" data-vr-contentbox><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/news/personal-finance-credit/investing-retirement/clarks-investment-guide/nFZK/">Clark's Investment Guide</a></li><li class="sprite iconListBullet" data-vr-contentbox><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/news/clark-howard/employment-military/work-home-guide/nFZH/">Work From Home Guide</a></li><li class="sprite iconListBullet" data-vr-contentbox><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/topics/free_and_cheap/">The Free and Cheap List</a></li><li class="sprite iconListBullet" data-vr-contentbox><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/s/greatest-hits/">Clark's Greatest Hits</a></li><li class="sprite iconListBullet" data-vr-contentbox><a href="https://web.archive.org/web/20130506002040/http://mb.clarkhoward.com/">Post on our Message Boards</a></li></ul></div></div><div class="cmCol6 cmGridHeaderOnly" data-vr-zone=" 64709"><h3 class="cmModuleHeader">Get Free Consumer Help Now:</h3></div><div class="cmCol3" data-vr-zone="Link 311"><div class="cmTease cmClearfix cmTeaseCol3 cmTeasePhotoLeft" data-vr-contentbox><!-- requires javascript/jquery.ui.dialog.min.js --><!-- requires javascript/jquery.cmlightbox.js --><!-- requires javascript/cmwidgets.js --><!-- requires javascript/modernizr.js --><div class="cmTeasePhoto cmRelatedImage"><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/s/cac/"><img src="https://web.archive.org/web/20130506002040im_/http://media.cmgdigital.com/shared/img/photos/2010/10/25/1cac-2women_80.jpg" width="80" height="81" class="cmDarkBoxShadow cmPhotoBorderWhite" title="CAC women" alt="CAC women"/></a></div><h2><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/s/cac/">Call Team Clark Howard</a></h2><div class="cmTeaseSummary"><p>It's a FREE call-in service, providing personal consumer advice and problem resolution. Call our volunteers at<strong> 404-892-8227</strong>, M-F, 10am-7pm ET. Or submit your question online and we'll call you back with answers.</p></div><p class="cmTeaseShare"></p></div></div><div class="cmCol3" data-vr-zone="Link 64708"><div class="cmTease cmClearfix cmTeaseCol3 cmTeasePhotoLeft" data-vr-contentbox><!-- requires javascript/jquery.ui.dialog.min.js --><!-- requires javascript/jquery.cmlightbox.js --><!-- requires javascript/cmwidgets.js --><!-- requires javascript/modernizr.js --><div class="cmTeasePhoto cmRelatedImage"><a href="https://web.archive.org/web/20130506002040/http://mb.clarkhoward.com/"><img src="https://web.archive.org/web/20130506002040im_/http://media.cmgdigital.com/shared/img/photos/2012/09/05/94/f8/message-boards-talk.jpg" width="82" height="82" class="cmDarkBoxShadow cmPhotoBorderWhite" title=" " alt=" "/></a></div><h2><a href="https://web.archive.org/web/20130506002040/http://mb.clarkhoward.com/">Post on our Message Boards</a></h2><div class="cmTeaseSummary"><p>Get help with your consumer questions now. Leave a question for Clark in our ASK CLARK forum, or discuss your issue with our large community of knowledgeable posters.</p></div><p class="cmTeaseShare"></p></div></div><div class="cmCol6" data-vr-zone="Flatpage 50778"><h3 class="cmModuleHeader">Clark on HLN</h3><div class="cmTease cmClearfix cmTeaseCol6 cmTeasePhotoLeft" data-vr-contentbox><!-- requires javascript/jquery.ui.dialog.min.js --><!-- requires javascript/jquery.cmlightbox.js --><!-- requires javascript/cmwidgets.js --><!-- requires javascript/modernizr.js --><div class="cmTeasePhoto cmRelatedImage"><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/clarkmedia/evening-express/"><img width="82" height="82" src="https://web.archive.org/web/20130506002040im_/http://media.cmgdigital.com/shared/img/photos/2013/04/08/0e/3e/eveningexpress82.jpg" class="cmDarkBoxShadow cmPhotoBorderWhite" title=" " alt=" "/></a></div><h2><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/clarkmedia/evening-express/">HLN's Evening Express: 5-7pm Weekdays</a></h2><div class="cmTeaseSummary"><p>Clark Howard joins CNN's Ryan Smith <strong>LIVE every weekday from 5-7pm</strong> on their HLN show <em>Evening Express</em>. Clark and Ryan welcome you home every night with a topical evening news and lifestyle roundup that addresses the issues you care about most -- and will be talking about the next day! </p></div><p class="cmTeaseShare"></p></div></div><div class="cmCol6" data-vr-zone="Link 246"><h3 class="cmModuleHeader">Clark's FREE Newsletters</h3><div class="cmTease cmClearfix cmTeaseCol6 cmTeasePhotoNo" data-vr-contentbox><h2><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/newsletters/signup/">Sign up for our Free Newsletters</a></h2><div class="cmTeaseSummary"> That's right, you can get Clark's advice delivered to your inbox, for free. <b>Clark Said</b> comes out every two weeks, featuring the most useful consumer news and money-saving tips from recent shows. <b>Travel E-scapes</b> comes out twice-weekly, with travel news and tips, vacation ideas, and of course, the hottest airfare and hotel deals. </div><p class="cmTeaseShare"></p></div></div><div class="cmCol6 cmGridHeaderOnly" data-vr-zone=" 162"><h3 class="cmModuleHeader">Travel Photos and Deals</h3></div><div class="cmCol3" data-vr-zone="Link 159"><div class="cmTease cmClearfix cmTeaseCol3 cmTeasePhotoLeft" data-vr-contentbox><!-- requires javascript/jquery.ui.dialog.min.js --><!-- requires javascript/jquery.cmlightbox.js --><!-- requires javascript/cmwidgets.js --><!-- requires javascript/modernizr.js --><div class="cmTeasePhoto cmRelatedImage"><a href="https://web.archive.org/web/20130506002040/http://clarkhoward.upickem.net/engine/Welcome.aspx?contestid=86651"><img src="https://web.archive.org/web/20130506002040im_/http://media.cmgdigital.com/shared/img/photos/2013/05/02/8b/a3/travicon050213.jpg" width="82" height="82" class="cmDarkBoxShadow cmPhotoBorderWhite" title=" " alt=" "/></a></div><h2><a href="https://web.archive.org/web/20130506002040/http://clarkhoward.upickem.net/engine/Welcome.aspx?contestid=86651">Your Travel Photos & Deals</a></h2><div class="cmTeaseSummary"><p><strong>Been traveling? </strong>Show us where! Submit your recent photos & the best deals you found, and check out <a href="https://web.archive.org/web/20130506002040/http://clarkhoward.upickem.net/engine/ApprovedSubmissions.aspx?PageType=APPROVED&contestid=86651">This Month's Gallery</a>.</p></div><p class="cmTeaseShare"></p></div></div><div class="cmCol3" data-vr-zone="Manual List 160"><div class="gridBackground"><div class="gridBackgroundInner cmClearfix"><!-- requires javascript/rotator.js --><!-- requires javascript/modernizr.js --><div class="cmTease cmTeaseCol3 cmTeaseListHeadline"><h2>Travel Deals and Booking Advice</h2><ul class="cmTeaseHdlnList"><li class="sprite iconListBullet" data-vr-contentbox><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/news/travel/atlanta-travel-deals/atlanta-travel-deals/nFZW/">Today's HOT Travel Deals - Updated Daily</a></li><li class="sprite iconListBullet" data-vr-contentbox><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/full-travel-deals/">Search Travel Deals in Your Area</a></li><li class="sprite iconListBullet" data-vr-contentbox><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/topics/booking-and-planning-guide/">Travel Booking & Planning Guide</a></li><li class="sprite iconListBullet" data-vr-contentbox><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/categories/clark-howard/travel/money-saving-advice/">Recent money-saving travel advice</a></li></ul></div></div></div></div><div class="cmCol6" data-vr-zone="Flatpage 73332"><h3 class="cmModuleHeader">Today's Coupons and Deals</h3><div class="cmTease cmClearfix cmTeaseCol6 cmTeasePhotoNo" data-vr-contentbox><h2><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/savings/">Today's Coupons and Deals, powered by Savings.com</a></h2><div class="cmTeaseSummary"><p>See the deals being offered right now from major retailers, brought to you by our partner <a href="https://web.archive.org/web/20130506002040/http://savings.com/" target="_blank">Savings.com</a>. Updated daily!</p><p><strong> </strong><em></em></p></div><p class="cmTeaseShare"></p></div></div><div class="cmCol3" data-vr-zone="Link 76403"><h3 class="cmModuleHeader">Ride it 'Til the Wheels Fall Off </h3><div class="cmTease cmClearfix cmTeaseCol3 cmTeasePhotoLeft" data-vr-contentbox><!-- requires javascript/jquery.ui.dialog.min.js --><!-- requires javascript/jquery.cmlightbox.js --><!-- requires javascript/cmwidgets.js --><!-- requires javascript/modernizr.js --><div class="cmTeasePhoto cmRelatedImage"><a href="https://web.archive.org/web/20130506002040/http://clarkhoward.upickem.net/engine/Welcome.aspx?contestid=62985"><img src="https://web.archive.org/web/20130506002040im_/http://media.cmgdigital.com/shared/img/photos/2012/06/19/01/33/oldcar-82.jpg" width="82" height="82" class="cmDarkBoxShadow cmPhotoBorderWhite" title=" " alt=" "/></a></div><h2><a href="https://web.archive.org/web/20130506002040/http://clarkhoward.upickem.net/engine/Welcome.aspx?contestid=62985">Gallery: Show off your old car! </a></h2><div class="cmTeaseSummary"><p>These days, it's become a real point of pride to hold on to your car for as long as you can. Do you have a beloved daily driver that's pushing past 200K or 300K miles...or more? Clark wants to see it! Upload a photo, and <a href="https://web.archive.org/web/20130506002040/http://clarkhoward.upickem.net/engine/Welcome.aspx?contestid=62985">view the gallery</a>.</p></div><p class="cmTeaseShare"></p></div></div><div class="cmCol3" data-vr-zone="Link 76402"><h3 class="cmModuleHeader">Joel Larsgaard's Blog</h3><div class="cmTease cmClearfix cmTeaseCol3 cmTeasePhotoLeft" data-vr-contentbox><!-- requires javascript/jquery.ui.dialog.min.js --><!-- requires javascript/jquery.cmlightbox.js --><!-- requires javascript/cmwidgets.js --><!-- requires javascript/modernizr.js --><div class="cmTeasePhoto cmRelatedImage"><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/joel/"><img src="https://web.archive.org/web/20130506002040im_/http://media.cmgdigital.com/shared/lt/lt_cache/resize/82x82/img/photos/2012/10/22/8b/3d/covershot2-300x199.jpg" width="82" height="82" class="cmDarkBoxShadow cmPhotoBorderWhite" title=" " alt=" "/></a></div><h2><a href="https://web.archive.org/web/20130506002040/http://www.clarkhoward.com/joel/">Blog: Save Outside the Box</a></h2><div class="cmTeaseSummary"> Consumer and savings advice in producer Joel Larsgaard's blog, "Save Outside the Box." </div><p class="cmTeaseShare"></p></div></div></div><div class="cmClear"> </div><div class="cmAd cmAdContextual"><!-- begin google adsense --><div id="writecapture42457187"></div><script type="text/javascript"> marimo.emit('writecapture42457187_ready'); marimo.add_widget({"wc_compatibility_mode": null, "html": "$NEWLINE $BEGINSCRIPT type=\"text/javascript\">$NEWLINE google_ad_client = \"pub-4927466948888122\";$NEWLINE google_ad_slot = \"7916052247\";$NEWLINE google_ad_width = \"468\";$NEWLINE google_ad_height = \"60\";$NEWLINE google_adtest = \"\";$NEWLINE $ENDSCRIPT$NEWLINE $BEGINSCRIPT src=\"http://pagead2.googlesyndication.com/pagead/show_ads.js\" type=\"text/javascript\">$ENDSCRIPT$NEWLINE", "id": "writecapture42457187", "widget_prototype": "writecapture_widget"}); </script><!-- end google adsense --></div><div class="cmClear"> </div></div><div class="cmCol3"><!-- right "rail" --><div class="cmCol3 cmFirst cmRightRail"><div class="cmFeedUtilities cmModule"><ul><li class="sprite iconEmail"><a href="/web/20130506002040/http://www.clarkhoward.com/newsletters/signup/">Newsletters</a></li><li class="sprite iconRss"><a href="/web/20130506002040/http://www.clarkhoward.com/rss/">RSS Feeds</a></li></ul></div><div class="adgeletti-ad-div" id="adgeletti-ad-div-RP01-0px-infinity" style="display:none"></div><div class="cmModule"></div><div class="cmModule" data-vr-zone="Third Party Tease 61881"><div id="writecapture57838930"></div><script type="text/javascript"> marimo.emit('writecapture57838930_ready'); marimo.add_widget({"wc_compatibility_mode": false, "html": " <div data-vr-contentbox><iframe src=\"http://www.bankrate.com/jsfeeds/clhw-tabs.html?defaultTab=BRtab1A\" width=\"300\" height=\"280\" marginheight=\"0\" marginwidth=\"0\" frameborder=\"0\" scrolling=\"no\"></iframe></div> ", "id": "writecapture57838930", "widget_prototype": "writecapture_widget"}); </script></div><!-- requires javascript/jquery.tweet.js --><script type="text/javascript"> cmg.query(document).ready(function(){ cmg.query(".tweet").tweet({ avatar_size: 0, count: 3, username: ["CLARKHOWARD", "CLARKHOWARD"], loading_text: "<div style='padding: 10px;'><br/>Loading tweets...<br/><br/><p>Please wait while tweets load</p><p><a href='https://web.archive.org/web/20130506002040/http://twitter.com/CLARKHOWARD' target='_blank'>If you can't wait - check out what we've been twittering</a></p></div>", refresh_interval: 120 }); }); </script><div id="twitterFeed" class="cmModule"><h4><div style="float:left;"><img src="https://web.archive.org/web/20130506002040im_/http://media.cmgdigital.com/shared/media/2013-05-03-07-00-15/web/common/images/twitterIcon.gif"></div>Clark's Latest Tweets</h4><div class="tweet"></div></div><div class="adgeletti-ad-div" id="adgeletti-ad-div-RP02-0px-infinity" style="display:none"></div><div class="adgeletti-ad-div" id="adgeletti-ad-div-RP03-0px-infinity" style="display:none"></div><div class="adgeletti-ad-div" id="adgeletti-ad-div-RP08-0px-infinity" style="display:none"></div><div class="cmModule" data-vr-zone="Third Party Tease 61883"><div id="writecapture46088651"></div><script type="text/javascript"> marimo.emit('writecapture46088651_ready'); marimo.add_widget({"wc_compatibility_mode": true, "html": " <div data-vr-contentbox><iframe src=\"http://oascentral.travelzoo.com/RealMedia/ads/adstream_sx.ads/Clarkhoward.com/home298/@Bottom1?O=&D=&G=\" width=\"298px\" height=\"250px\" scrolling=\"no\" align=\"top left\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\"></iframe> $NEWLINE<strong><a href=\"http://www.clarkhoward.com/full-travel-deals/\">Search Travelzoo deals to/from any destination >> </a></strong></ br></div> ", "id": "writecapture46088651", "widget_prototype": "writecapture_widget"}); </script></div><div class="cmModule"></div></div></div><!-- end cmBodyWrap block --></div><div class="cmClear"> </div><div class="cmInnerFooterWrap cmCol9"><!-- begin cmFooterWrap block --><!-- footer001.html --><!-- footer002.html --><!-- end cmFooterWrap block --></div><div class="cmClear"> </div></div></div><!-- begin cmFooterContainer block --><!-- outer_footer001.html --><div id="cmFooterContainer"><div class="cmOuterFooterWrap"><div id="cmFooterSiteMap" class="cmClearFix"><div class="cmSiteMapColumn cmLeftFloat cmFirst"><h4>Clark Topics</h4><ul class="cmSiteMapList"><li><a href="/web/20130506002040/http://www.clarkhoward.com/categories/clark-howard/business-entrepreneurs/">Business & Entrepreneurs</a></li><li><a href="/web/20130506002040/http://www.clarkhoward.com/categories/clark-howard/cars/">Cars</a></li><li><a href="/web/20130506002040/http://www.clarkhoward.com/categories/clark-howard/consumer-issues-id-theft/">Consumer Issues & ID Theft</a></li><li><a href="/web/20130506002040/http://www.clarkhoward.com/categories/clark-howard/deals/">Deals</a></li><li><a href="/web/20130506002040/http://www.clarkhoward.com/categories/clark-howard/economy-market-trends/">Economy & Market Trends</a></li><li><a href="/web/20130506002040/http://www.clarkhoward.com/categories/clark-howard/education/">Education</a></li><li><a href="/web/20130506002040/http://www.clarkhoward.com/categories/clark-howard/employment-military/">Employment & Military</a></li><li><a href="/web/20130506002040/http://www.clarkhoward.com/categories/clark-howard/environment-energy/">Environment & Energy</a></li></ul></div><div class="cmSiteMapColumn cmLeftFloat"><ul class="cmSiteMapList multiColumnList"><li><a href="/web/20130506002040/http://www.clarkhoward.com/categories/clark-howard/family-lifestyle/">Family & Lifestyle</a></li><li><a href="/web/20130506002040/http://www.clarkhoward.com/categories/clark-howard/health-health-care/">Health & Health Care</a></li><li><a href="/web/20130506002040/http://www.clarkhoward.com/categories/clark-howard/homes-real-estate/">Homes & Real Estate</a></li><li><a href="/web/20130506002040/http://www.clarkhoward.com/categories/clark-howard/insurance/">Insurance</a></li><li><a href="/web/20130506002040/http://www.clarkhoward.com/categories/clark-howard/personal-finance-credit/">Personal Finance & Credit</a></li><li><a href="/web/20130506002040/http://www.clarkhoward.com/categories/clark-howard/scams-ripoffs/">Scams & Rip-Offs</a></li><li><a href="/web/20130506002040/http://www.clarkhoward.com/categories/clark-howard/shopping-retail/">Shopping & Retail</li><li><a href="/web/20130506002040/http://www.clarkhoward.com/categories/clark-howard/technology/">Technology</a></li><li><a href="/web/20130506002040/http://www.clarkhoward.com/categories/clark-howard/travel/">Travel</a></li></ul></div><div class="cmSiteMapColumn cmLeftFloat"><h4>Clark Media</h4><ul class="cmSiteMapList"><li><a href="/web/20130506002040/http://www.clarkhoward.com/s/clark-on-demand/">Podcasts & Videos</a></li><li><a href="/web/20130506002040/http://www.clarkhoward.com/news/about-clark/clarks-upcoming-appearances/nFcM/">Appearances</a></li><li><a href="/web/20130506002040/http://www.clarkhoward.com/advice/books/">Books</a></li><li><a href="/web/20130506002040/http://www.clarkhoward.com/news/clark-on-demand/clark-howard-show-hln/nFZX/">TV</a></li><li><a href="/web/20130506002040/http://www.clarkhoward.com/list/uncategorized/photo-galleries/a9/">Photos</a></li></ul><h4>Advertisers and Sponsors</h4><ul class="cmSiteMapList"><li><a href="/web/20130506002040/http://www.clarkhoward.com/ads/">How to Advertise with Clark</a></li></ul></div><div class="cmSiteMapColumn cmLeftFloat"><h4>Follow Clark and Share</h4><ul class="cmSiteMapList"><li><a href="/web/20130506002040/http://www.clarkhoward.com/rss/">RSS Feeds</a></li><li><a href="/web/20130506002040/http://www.clarkhoward.com/s/show-notes/">Show Notes</a></li><li><a href="/web/20130506002040/http://www.clarkhoward.com/news/travel/atlanta-travel-deals/atlanta-travel-deals/nFZW/">Clark's Travel Deals</a></li><li><a href="/web/20130506002040/http://www.clarkhoward.com/s/cac/">Ask Team Clark</a></li><li><a href="/web/20130506002040/http://www.clarkhoward.com/s/clark-bargains/">Clark's Bargains</a></li></ul><h4>Follow Clark and Share</h4><ul class="cmSiteMapList"><li><a href="/web/20130506002040/http://www.clarkhoward.com/listen/audio_help/">Audio Help</a></li><li><a href="/web/20130506002040/http://www.clarkhoward.com/inside/videohelp/">Video Help</a></li><li><a href="/web/20130506002040/http://www.clarkhoward.com/inside/search_help/">Search Help</a></li></ul></div><div class="cmClear"></div></div></div><div class="cmOuterFooterWrapBottom"><div class="cmFooterTerms"><p>© 2013 <a href="https://web.archive.org/web/20130506002040/http://www.coxmediagroup.com/">Cox Media Group</a>. By using this website, you accept the terms of our <a href="/web/20130506002040/http://www.clarkhoward.com/visitor_agreement/">Visitor Agreement</a> and <a href="/web/20130506002040/http://www.clarkhoward.com/privacy_policy/">Privacy Policy</a>, and understand your options regarding <a href="/web/20130506002040/http://www.clarkhoward.com/privacy_policy/#ad-choices">Ad Choices</a><img border="0" src="https://web.archive.org/web/20130506002040im_/http://media.cmgdigital.com/shared/img/photos/2012/02/29/d3/da/ad_choices_logo.png" alt="AdChoices" style="margin: 0 0 -4px 4px;"/>.<br/><br/></p></div></div></div><div id="cmSiteSwitchFoot" class="cmSiteSwitch" style="display:none"><a href="https://web.archive.org/web/20130506002040/http://m.clarkhoward.com/mobile/" class="cmMobileSiteLink" onclick="s.tl(this,'o','view mobile - bottom');"><p><span>View mobile site</span></p></a></div><noscript><div id="cmSiteSwitchFootNS" class="cmSiteSwitch"><a href="https://web.archive.org/web/20130506002040/http://m.clarkhoward.com/mobile/" class="cmMobileSiteLink"><p><span>View mobile site</span></p></a></div></noscript><script type="text/javascript"> var mobUserAgentPttn = new RegExp("iphone|ipod|android|blackberry|symbian|nokia|sonyericsson|sie-|opera\ mini|portalmmm/|windows\ ce|windows\ phone|iemobile|up.browser|up.link|802sh|alcatel-|amoi-|attws|au-mic|audiovox|avantgo|benq|cdm-|ericsson|ericy-|gs308|hitachi-p300|htc-|i-2100|kwc-|lg-|lg/u|lge-|lge/u|lowestcd|mo0|mobilephone|mot-|motorola|n5-10|nec-|opwv|owg1|palm|panasonic|pg-c|philips|pls|pm-|pn-215|profile/midp|qci-|rl-|rpt-httpclient|sagem|samsung|sanyo|sch-a|sch-n|scp-|sec-|sendox|sgh|sharp|smartphone|spha|v60t|vi600|vk530|vm4050|vodafone|wapper|wildseed|winwap-pro".replace(/ /g, "\\s"), "i"); var mobBlacklistPttn = new RegExp("^/(ads|alerts|answers|audioclips|bands|categories|categories|events|documents|drinkspecials|events|features|forums|instruments|maps|mp3|lsp|onthestreet|places|playlists|podcasts|polls|pr|qa|questionnaires|recipes|restaurants|restaurants|specials|search|songs|special_coverage|staff|stories|traffic|tumble)".replace(/ /g, "\\s"), "i"); if(mobUserAgentPttn.test(navigator.userAgent) && !mobBlacklistPttn.test(location.pathname)){ document.getElementById('cmSiteSwitchFoot').style.display = "block"; } </script></script><!-- end cmFooterContainer block --><!-- end body_wrap_outer block --><!-- begin analytics block --><span style="display:none;" id="cm_s_code"></span><!-- SiteCatalyst code version: H.22.1 Copyright 1996-2010 Adobe, Inc. All Rights Reserved More info available at http://www.omniture.com --><script type="text/javascript">//<![CDATA[ var cx_siteName = "clarkhoward"; var cx_rsID = "coxclarkhoward"; var cx_marketpath = "ga: atlanta"; var cx_medium = "radio"; var s_account = cx_rsID; if (("prod" == "prod") && (!((/www.prod.clarkhoward/.test(window.location.host)) || (/m.prod.clarkhoward/.test(window.location.host))))) { if (cx_medium == "radio" || cx_medium == "tv" || cx_medium == "newspaper" ) { s_account = s_account+",coxglobal"; } } else { s_account = "coxradiodev,coxnewspaperdev,coxtvdev"; } //]]></script><script type="text/javascript" src="https://web.archive.org/web/20130506002040js_/http://media.cmgdigital.com/shared/media/2013-05-03-07-00-15/web/common/javascript/omniture_core.js"></script><script type="text/javascript">//<![CDATA[ cmg.s_coxnews.siteName=cx_siteName; cmg.s_coxnews.linkInternalFilters = "javascript:,doubleclick.net,alt.coxnewsweb.com,legacy.com,uclick.com,signin.cmgdigital.com,www.clarkhoward.com,outbrain.com"; cmg.s_coxnews.server = window.location.host; cmg.s_coxnews.prop13 = cmg.s_coxnews.eVar13 = document.title.replace("| www.clarkhoward.com", ""); var revpathArray = document.getElementsByName("cmg_revpath"); var pathNameStr = ""; if(revpathArray.length > 0 && revpathArray[0].content !== ""){ pathNameStr = revpathArray[0].content; } else { pathNameStr = window.location.pathname.split(/[#?]/)[0]; if(pathNameStr === "/"){ pathNameStr = "/homepage"; } } if(pathNameStr.length > 99){ pathNameStr = pathNameStr.substr(0,98) + "/"; } cmg.s_coxnews.pageName = cmg.s_coxnews.eVar55 = pathNameStr; if (metrics_signin == 1) { cmg.s_coxnews.prop22 = cmg.s_coxnews.eVar22 = "gur"; } cmg.s_coxnews.prop63 = cmg.s_coxnews.eVar63 = location.protocol + '//' + location.host + location.pathname + location.search; if (cmg.s_coxnews.prop13.length == 0) { cmg.s_coxnews.prop13 = cmg.s_coxnews.eVar13 = "no page title available"; } cmg.s_coxnews.hier3 = cmg.s_coxnews.channel = cmg.s_coxnews.eVar56 = "no category"; if(cx_medium=="radio" || cx_medium=="tv" || cx_medium=="newspaper") { cmg.s_coxnews.hier1 = cx_marketpath+"|"+cx_medium+"|"+cx_siteName; cmg.s_coxnews.hier2 = cx_medium+"|"+cx_marketpath+"|"+cx_siteName; var search_page_re = new RegExp(cmg.s_coxnews.server+"\/search"); var search_match = search_page_re.exec(window.location); if(search_match != null){ cmg.s_coxnews.eVar1 = cmg.s_coxnews.getQueryParam('q'); if(cx_no_results){ cmg.s_coxnews.events = "event13,event14"; cmg.s_coxnews.prop46 = "no"; } else { cmg.s_coxnews.events = "event13"; cmg.s_coxnews.prop46 = "yes"; } if(cmg.s_coxnews.getQueryParam("searchType") == "web"){ cmg.s_coxnews.eVar45=cmg.s_coxnews.prop45 = "web"; } else { cmg.s_coxnews.eVar45=cmg.s_coxnews.prop45 = "site"; } } if (cx_medium == "radio") { cmg.s_coxnews.eVar43=cmg.s_coxnews.prop43 = "personalities"; } else if (cx_medium == "tv") { cmg.s_coxnews.eVar43=cmg.s_coxnews.prop43 = "tv"; } else if (cx_medium == "newspaper") { cmg.s_coxnews.eVar43=cmg.s_coxnews.prop43 = "newspaper"; } } cmg.s_coxnews.hier3 = "online|home"; cmg.s_coxnews.prop21 = "clarkhoward"; cmg.s_coxnews.eVar21 = "clarkhoward"; cmg.s_coxnews.prop16 = "non-mobile site"; cmg.s_coxnews.eVar16 = "non-mobile site"; cmg.s_coxnews.prop22 = "homepage"; cmg.s_coxnews.eVar22 = "homepage"; cmg.s_coxnews.prop42 = "clarkhoward"; cmg.s_coxnews.eVar42 = "clarkhoward"; cmg.s_coxnews.prop14 = "home"; cmg.s_coxnews.eVar14 = "home"; cmg.s_coxnews.prop4 = ""; cmg.s_coxnews.eVar4 = ""; cmg.s_coxnews.prop5 = ""; cmg.s_coxnews.eVar5 = ""; cmg.s_coxnews.prop6 = ""; cmg.s_coxnews.eVar6 = ""; cmg.s_coxnews.prop7 = "24"; cmg.s_coxnews.eVar7 = "24"; cmg.s_coxnews.prop17 = ""; cmg.s_coxnews.eVar17 = ""; cmg.s_coxnews.prop1 = "1057"; cmg.s_coxnews.eVar12 = "1057"; cmg.s_coxnews.prop2 = ""; cmg.s_coxnews.eVar2 = ""; cmg.s_coxnews.prop3 = ""; cmg.s_coxnews.eVar3 = ""; cmg.s_coxnews.pageName = "/"; cmg.s_coxnews.eVar55 = "/"; cmg.s_coxnews.channel = "online"; cmg.s_coxnews.eVar56 = "online"; var cookie = cmg.get_cookie ? cmg.get_cookie('ur_metrics') : false; if (cookie) { var cpp = {"prop2": {"start": 25, "length": 50}, "eVar2": {"start": 25, "length": 50}, "eVar12": {"start": 0, "length": 4}, "prop6": {"start": 18, "length": 5}, "prop4": {"start": 8, "length": 5}, "prop5": {"start": 13, "length": 5}, "eVar3": {"start": 4, "length": 4}, "prop7": {"start": 23, "length": 2}, "eVar5": {"start": 13, "length": 5}, "prop1": {"start": 0, "length": 4}, "eVar7": {"start": 23, "length": 2}, "eVar6": {"start": 18, "length": 5}, "eVar4": {"start": 8, "length": 5}, "prop3": {"start": 4, "length": 4}}; for (prop in cpp) { cmg.s_coxnews[prop] = cmg.query.trim(cookie.substr( cpp[prop].start, cpp[prop].length)); } } for (key in cmg.s_coxnews) { if (key.match(/prop|eVar|hier/) !== null) { cmg.s_coxnews[key] = cmg.s_coxnews[key].toLowerCase(); } } var s_code = cmg.s_coxnews.t(); if (s_code) { cmg.query('#cm_s_code').text(s_code); } //]]></script><!-- requires javascript/omniture_event.js --><noscript><a href="https://web.archive.org/web/20130506002040/http://www.omniture.com/" title="Web Analytics"><img src="https://web.archive.org/web/20130506002040im_/https://coxnet.112.2o7.net/b/ss/coxclarkhoward/1/H.22.1--NS/0" height="5" width="5" border="0" alt=""/></a></noscript><!-- begin google analytics --><script type="text/javascript"> var _gaq = _gaq || []; _gaq.push(['_setAccount', "UA-12967665-12"]); _gaq.push(['_trackPageview']); (function() { var ga = document.createElement('script'); ga.type = 'text/javascript'; ga.async = true; ga.src = ('https:' == document.location.protocol ? 'https://web.archive.org/web/20130506002040/https://ssl' : 'https://web.archive.org/web/20130506002040/http://www') + '.google-analytics.com/ga.js'; var s = document.getElementsByTagName('script')[0]; s.parentNode.insertBefore(ga, s); })(); </script><!-- end google analytics --><!-- Quantcast Tag --><script type="text/javascript"> var _qevents = _qevents || []; (function() { var elem = document.createElement('script'); elem.src = (document.location.protocol == "https:" ? "https://web.archive.org/web/20130506002040/https://secure" : "https://web.archive.org/web/20130506002040/http://edge") + ".quantserve.com/quant.js"; elem.async = true; elem.type = "text/javascript"; var scpt = document.getElementsByTagName('script')[0]; scpt.parentNode.insertBefore(elem, scpt); })(); _qevents.push({ qacct:"p-38KriKc8Foyx-", labels:"personalities.radio" }); </script><noscript><div style="display:none;"><img src="//web.archive.org/web/20130506002040im_/http://pixel.quantserve.com/pixel/p-38KriKc8Foyx-.gif" border="0" height="1" width="1" alt="Quantcast"/></div></noscript><!-- End Quantcast tag --><!-- end analytics block --><!-- begin jstrials footer block --><div id="writecapture96535266"></div><script type="text/javascript"> marimo.emit('writecapture96535266_ready'); marimo.add_widget({"wc_compatibility_mode": null, "html": "$NEWLINE $NEWLINE $NEWLINE$NEWLINE$NEWLINE$NEWLINE$NEWLINE$NEWLINE $NEWLINE $NEWLINE $BEGINSCRIPT type=\"text/javascript\"> $NEWLINE var vglnk = { api_url: '//web.archive.org/web/20130506002040/http://api.viglink.com/api', $NEWLINE key: '971cccb49cad97f6b28c245ac6cd69da' }; $NEWLINE$NEWLINE (function(d, t) { $NEWLINE var s = d.createElement(t); s.type = 'text/javascript'; s.async = true; $NEWLINE s.src = ('https:' == document.location.protocol ? vglnk.api_url : $NEWLINE '//web.archive.org/web/20130506002040/http://cdn.viglink.com/api') + '/vglnk.js'; $NEWLINE var r = d.getElementsByTagName(t)[0]; r.parentNode.insertBefore(s, r); $NEWLINE }(document, 'script')); $NEWLINE$ENDSCRIPT$NEWLINE $NEWLINE$NEWLINE $NEWLINE ", "id": "writecapture96535266", "widget_prototype": "writecapture_widget"}); </script><!-- end jstrials footer block --><!-- parker_test --><!-- parker enable == --><!-- janrain widget templates --><div style="display:none;" id="signIn"><div class="capture_header"><h1>Sign In / Register</h1></div><div class="capture_signin"><h2>Sign in with your existing account</h2> {* loginWidget *} <br/></div><div class="capture_backgroundColor"><div class="capture_signin"><h2>Sign in with your email</h2> {* #userInformationForm *} {* traditionalSignIn_emailAddress *} {* traditionalSignIn_password *} <div class="capture_form_item"> {* traditionalSignIn_signInButton *} <a href="#" data-capturescreen="forgotPassword" id="forgotPasswordLink">Forgot your password?</a></div> {* /userInformationForm *} </div></div><div class="capture_newUser capture_signin"><h2>New User?</h2><a href="#" class="capture_btn capture_primary" data-capturescreen="traditionalRegistration">Create a New Account</a></div></div><div style="display:none;" id="returnSocial"><div class="capture_header"><h1>Sign In / Register</h1></div><div class="capture_signin"><h2>Welcome Back {* welcomeName *}</h2> {* loginWidget *} <div class="capture_centerText switchLink"><a href="#" data-cancelcapturereturnexperience="true">Use another account</a></div></div></div><div style="display:none;" id="returnTraditional"><div class="capture_header"><h1>Sign In / Register</h1></div><div class="capture_backgroundColor"><div class="capture_signin"><h2>Welcome back. Please sign in</h2> {* #userInformationForm *} {* traditionalSignIn_emailAddress *} {* traditionalSignIn_password *} <div class="capture_form_item"> {* traditionalSignIn_signInButton *} <a href="#" data-capturescreen="forgotPassword" id="forgotPasswordLink">Forgot your password?</a></div><div class="capture_centerText switchLink"><a href="#" data-cancelcapturereturnexperience="true">Use another account</a></div> {* /userInformationForm *} </div></div></div><div style="display:none;" id="socialRegistration" class="capture_lrg_footer"><div class="capture_header"><h1>You're Almost Done!</h1></div><div class="capture_signup"><h2>Select a display name and password</h2> {* #socialRegistrationForm *} {* socialRegistration_displayName *} {* socialRegistration_emailAddress *} {* traditionalRegistration_password *} {* traditionalRegistration_passwordConfirm *} <h2>Tell us about yourself</h2> {* registration_firstName *} {* registration_lastName *} {* registration_postalZip *} {* registration_birthday *} {* registration_gender *} <div class="capture_form_item"><label>*Indicates Required Field</label></div> {* agreeToTerms *} <div class="capture_footer"><div class="capture_left"> {* backButton *} </div><div class="capture_right"> {* socialRegistration_signInButton *} </div></div> {* /socialRegistrationForm *} </div></div><div style="display:none;" id="traditionalRegistration"><div class="capture_header"><h1>Create a New Account</h1></div><div class="capture_signup"><h2>Select a display name and password</h2><p>Already have an account? <a href="#" data-capturescreen="signIn">Sign In</a></p> {* #registrationForm *} {* traditionalRegistration_displayName *} {* traditionalRegistration_emailAddress *} {* traditionalRegistration_password *} {* traditionalRegistration_passwordConfirm *} <h2>Tell us about yourself</h2> {* registration_firstName *} {* registration_lastName *} {* registration_postalZip *} {* registration_birthday *} {* registration_gender *} <div class="capture_form_item"><label>*Indicates Required Field</label></div> {* agreeToTerms *} <div class="capture_footer"><div class="capture_left"> {* createAccountButton *} </div></div> {* /registrationForm *} </div></div><div style="display:none;" id="traditionalRegistrationBlank"><div class="capture_header"><h1>Create a New Account</h1></div><div class="capture_signup"><p>Already have an account? <a href="#" data-capturescreen="signIn">Sign In</a></p> {* #registrationFormBlank *} {* registration_firstName *} {* registration_lastName *} {* traditionalRegistration_displayName *} {* traditionalRegistration_emailAddressBlank *} {* registration_birthday *} {* registration_gender *} {* registration_postalZip *} {* traditionalRegistration_passwordBlank *} {* traditionalRegistration_passwordConfirmBlank *} <div class="capture_form_item"><label>*Indicates Required Field</label></div> {* agreeToTerms *} <div class="capture_footer"><div class="capture_left"> {* backButton *} </div><div class="capture_right"> {* createAccountButton *} </div></div> {* /registrationForm *} </div></div><div style="display:none;" id="registrationSuccess"><div class="capture_header"><h1>Thank you for registering!</h1></div><div class="capture_success"><p>We have sent you a confirmation email. Please check your email and click on the link to activate your account.</p><div class="capture_footer"><span onclick="janrain.capture.ui.modal.close()" class="capture_btn capture_primary">Close</span></div></div></div><div style="display:none;" id="registrationSuccessConfirmed"><div class="capture_header"><h1>Thank you for registering!</h1></div><div class="capture_success"><p>We look forward to seeing you frequently. Visit us and sign in to update your profile, receive the latest news and keep up to date with mobile alerts.</p><div class="capture_footer"><span onclick="janrain.capture.ui.modal.close()" class="capture_btn capture_primary">Close</span></div></div></div><div style="display:none;" id="forgotPassword"><div class="capture_header"><h1>Create a new password</h1></div><div class="retrieve_password"><p>Don't worry, it happens. We'll send you a link to create a new password.</p> {* #forgotPasswordForm *} {* forgotPassword_emailAddress *} <div class="capture_footer"><div class="capture_left"> {* backButton *} </div><div class="capture_right"> {* forgotPassword_sendButton *} </div></div> {* /forgotPasswordForm *} </div></div><div style="display:none;" id="forgotPasswordSuccess"><div class="capture_header"><h1>Email sent</h1></div><div class="retrieve_password"><p>We have sent you an email with a link to change your password.</p><div class="capture_footer"><a href="#" onclick="janrain.capture.ui.modal.close()" class="capture_btn capture_primary">Close</a></div></div></div><div style="display:none;" id="forgotPasswordSuccess"><div class="capture_header"><h1>Create a new password</h1></div><div class="retrieve_password"><p>We've sent an email with instructions to create a new password. Your existing password has not been changed.</p><div class="capture_footer"><a href="#" onclick="janrain.capture.ui.modal.close()" class="capture_btn capture_primary">Close</a></div></div></div><div style="display:none;" id="mergeAccounts"> {* mergeAccounts *} </div><div style="display:none;" id="traditionalAuthenticateMerge"><div class="capture_header"><h1>Sign in to complete account merge</h1></div><div class="capture_signin"> {* #tradAuthenticateMergeForm *} {* traditionalSignIn_emailAddress *} {* mergePassword *} <div class="capture_footer"><div class="capture_left"> {* backButton *} </div><div class="capture_right"> {* traditionalSignIn_signInButton *} </div></div> {* /tradAuthenticateMergeForm *} </div></div><div style="display:none;" id="resendVerification"><div class="capture_header"><h1>Resend Email Verification</h1></div><div class="retrieve_password"><p>To sign in you must verify your email address. Fill out the form below and we'll send you an email to verify.</p> {* #resendVerificationForm *} {* resendVerification_emailAddress *} <div class="capture_fox_buttoncol"> {* newPasswordFormButton *} </div> {* /resendVerificationForm *} </div></div><div style="display:none;" id="resendVerificationSuccess"><div class="capture_header"><h1>Your Verification Email Has Been Sent</h1></div><div class="retrieve_password"><p>Check your email for a link to verify your email address.</p><div class="capture_footer"><a href="#" data-capturescreen="signIn" class="capture_btn capture_primary">Sign in</a></div></div></div><script type="text/javascript"> cmg.query(function() { /* -----===== Begin Adgeletti =====----- */ Adgeletti.add_keywords({"obj_type": 314, "type_name": "section", "topics": ["homepage"], "obj_id": 3}); Adgeletti.position({"slot": "RP01", "sizes": [[300, 250]], "ad_unit_code": "12523293/www.clarkhoward.com-wired/clark-howard/home", "is_mobile": false, "breakpoint": "0px-infinity", "div_id": "adgeletti-ad-div-RP01-0px-infinity"}); Adgeletti.position({"slot": "HP01", "sizes": [[728, 90]], "ad_unit_code": "12523293/www.clarkhoward.com-wired/clark-howard/home", "is_mobile": false, "breakpoint": "0px-infinity", "div_id": "adgeletti-ad-div-HP01-0px-infinity"}); Adgeletti.position({"slot": "RP02", "sizes": [[300, 250]], "ad_unit_code": "12523293/www.clarkhoward.com-wired/clark-howard/home", "is_mobile": false, "breakpoint": "0px-infinity", "div_id": "adgeletti-ad-div-RP02-0px-infinity"}); Adgeletti.position({"slot": "HP00", "sizes": [[120, 90]], "ad_unit_code": "12523293/www.clarkhoward.com-wired/clark-howard/home", "is_mobile": false, "breakpoint": "0px-infinity", "div_id": "adgeletti-ad-div-HP00-0px-infinity"}); /* -----====== End Adgeletti ======----- */ var wired_slots = []; if(Adgeletti.data.positions['0px-infinity']){ cmg.query.each(Adgeletti.data.positions['0px-infinity'], function(idx, pos){ wired_slots.push(pos.slot); }); } if(cmg.query.inArray('HP00', wired_slots) > -1){ cmg.query('#adgeletti-ad-div-HP00-0px-infinity').css({'float': 'left'}); cmg.query('#adgeletti-ad-div-HP01-0px-infinity').css({'float': 'right'}); } else { cmg.query('#adgeletti-ad-div-HP01-0px-infinity').css( {'width': '768px', 'margin': '0 auto', 'float': 'none'} ); } Adgeletti.display('0px-infinity'); cmg.query('#adgeletti-ad-div-PB00-0px-infinity').prepend('<span>Sponsored By:</span>'); }); </script><!-- /* -----===== Begin Adgeletti Logs =====----- */ Taxonomy ---------- clark-howard/home Keywords ---------- * obj_id: 3 * obj_type: 314 * topics: [homepage] * type_name: section Ad positions ---------- * HP00 * HP01 * RP01 * RP02 * RP03 * RP08 Position RP01 (wired) displays sizes (300,250) for breakpoint 0px-infinity Position HP01 (wired) displays sizes (728,90) for breakpoint 0px-infinity Position RP02 (wired) displays sizes (300,250) for breakpoint 0px-infinity Position HP00 (wired) displays sizes (120,90) for breakpoint 0px-infinity /* -----====== End Adgeletti Logs ======----- */ --><script type="text/javascript">if(!NREUMQ.f)NREUMQ.f=function(){NREUMQ.push(["load",new Date().getTime()]);var e=document.createElement("script");e.type="text/javascript";e.async=true;e.src="https://web.archive.org/web/20130506002040/https://d1ros97qkrwjf5.cloudfront.net/42/eum/rum.js";document.body.appendChild(e);if(NREUMQ.a)NREUMQ.a();};if(window.onload!==NREUMQ.f){NREUMQ.a=window.onload;window.onload=NREUMQ.f;};NREUMQ.push(["nrf2","beacon-3.newrelic.com","aaf23b031f",253267,"IBYLAhBQC1sbBgYXTQMRBgAHUQEbQg0GFEpcIQAVEFwWY10BFE1eAxc=",0,4,new Date().getTime()])</script></body></html> <!-- FILE ARCHIVED ON 00:20:40 May 06, 2013 AND RETRIEVED FROM THE INTERNET ARCHIVE ON 21:41:08 Nov 24, 2024. JAVASCRIPT APPENDED BY WAYBACK MACHINE, COPYRIGHT INTERNET ARCHIVE. ALL OTHER CONTENT MAY ALSO BE PROTECTED BY COPYRIGHT (17 U.S.C. SECTION 108(a)(3)). --> <!-- playback timings (ms): captures_list: 0.706 exclusion.robots: 0.032 exclusion.robots.policy: 0.02 esindex: 0.014 cdx.remote: 96.633 LoadShardBlock: 284.712 (6) PetaboxLoader3.datanode: 294.982 (7) load_resource: 390.108 PetaboxLoader3.resolve: 166.415 -->