CINXE.COM

<!DOCTYPE html> <html lang="en"> <head>  <title>Best use of cloud technology: WTW :: InsuranceERM</title> <base href="https://www.insuranceerm.com/" /> <meta charset="utf-8" /> <meta name="viewport" content="width=device-width,initial-scale=1.0" /> <meta name="description" content="InsuranceERM: enterprise risk management, economic capital, solvency II, models, risk governance, ALM, risk software, catastrophe risk, longevity risk, regulation" /> <meta property="og:site_name" content="InsuranceERM" /> <meta property="og:title" content="Best use of cloud technology: WTW" /> <meta property="og:image" content="https://www.insuranceerm.com/assets/images/logos/IERM23-WIN-LOGO-BUOCT.jpg" /> <meta property="og:url" content="https://www.insuranceerm.com/content/awards/insuranceerm-annual-awards-2023-uk-and-europe/winners/best-use-of-cloud-technology-wtw.html" /> <link rel="apple-touch-icon" sizes="180x180" href="assets/images/icons/apple-touch-icon.png" /> <link rel="icon" type="image/png" sizes="32x32" href="assets/images/icons/favicon-32x32.png" /> <link rel="icon" type="image/png" sizes="16x16" href="assets/images/icons/favicon-16x16.png" /> <link rel="manifest" href="assets/images/icons/site.webmanifest" /> <link rel="mask-icon" href="assets/images/icons/safari-pinned-tab.svg" color="#00468c" /> <link rel="shortcut icon" href="assets/images/icons/favicon.ico" /> <meta name="msapplication-TileColor" content="#ffffff" /> <meta name="msapplication-config" content="assets/images/icons/browserconfig.xml" /> <meta name="theme-color" content="#ffffff" /> <link rel="preconnect" href="https://fonts.googleapis.com" /> <link rel="preconnect" href="https://fonts.gstatic.com" crossorigin /> <link href="https://fonts.googleapis.com/css2?family=Merriweather:ital,wght@0,400;0,700;1,400;1,700&display=swap" rel="stylesheet" /> <link href="https://fonts.googleapis.com/css?family=Material+Icons|Material+Icons+Outlined" rel="stylesheet" /> <link rel="stylesheet" href="https://cdn.jsdelivr.net/npm/@mdi/font@latest/css/materialdesignicons.min.css" /> <link rel="stylesheet" href="https://cdnjs.cloudflare.com/ajax/libs/font-awesome/6.1.0/css/all.min.css" integrity="sha512-10/jx2EXwxxWqCLX/hHth/vu2KY3jCF70dCQB8TSgNjbCVAC/8vai53GfMDrO2Emgwccf2pJqxct9ehpzG+MTw==" crossorigin="anonymous" referrerpolicy="no-referrer" /> <link rel="stylesheet" href="https://fgmedia-public-assets.s3.eu-west-2.amazonaws.com/css-framework/1.2.0/main.css" /> <link rel="stylesheet" href="assets/css/custom.css" />  <script>(function(w,d,s,l,i){w[l]=w[l]||[];w[l].push({'gtm.start': new Date().getTime(),event:'gtm.js'});var f=d.getElementsByTagName(s)[0], j=d.createElement(s),dl=l!='dataLayer'?'&l='+l:'';j.async=true;j.src= 'https://www.googletagmanager.com/gtm.js?id='+i+dl;f.parentNode.insertBefore(j,f); })(window,document,'script','dataLayer','GTM-NRW9F37');</script>   <script async src="https://securepubads.g.doubleclick.net/tag/js/gpt.js"></script> <script type='text/javascript'> window.googletag = window.googletag || {cmd: []}; googletag.cmd.push(function () { googletag.defineSlot('/20145196/IERM-home-leader', [728, 90], 'div-gpt-ad-1682689265654-0').addService(googletag.pubads().setTargeting("company", "")); googletag.defineSlot('/20145196/IERM-home-mobile-leader', [320, 50], 'div-gpt-ad-1682689632262-0').addService(googletag.pubads().setTargeting("company", "")); googletag.defineSlot('/20145196/IERM-guide-leader', [728, 90], 'div-gpt-ad-1683647992829-0').addService(googletag.pubads().setTargeting("company", "")); googletag.defineSlot('/20145196/IERM-guide-mobile-leader', [320, 50], 'div-gpt-ad-1683648153598-0').addService(googletag.pubads().setTargeting("company", "")); googletag.defineSlot('/20145196/IERM-home-mpu1', [300, 250], 'div-gpt-ad-1682694084011-0').addService(googletag.pubads()).setCollapseEmptyDiv(true); googletag.defineSlot('/20145196/IERM-home-mpu2', [300, 250], 'div-gpt-ad-1682690052321-0').addService(googletag.pubads()).setCollapseEmptyDiv(true); googletag.pubads().enableSingleRequest(); googletag.pubads().collapseEmptyDivs(); googletag.enableServices(); }); </script> <script> const mediaWidth = screen.width; const docTemplate = "111"; let company = docTemplate == 122 ? "" : ""; // Prepare data to be sent let data = new FormData(); data.append("width", mediaWidth); data.append("template", docTemplate); data.append("company", company); // Send data and get response let xhr = new XMLHttpRequest(); xhr.open("POST", "admin/ajax/leaderboardswitch.html", true); xhr.onreadystatechange = function () { if (xhr.readyState === 4 && xhr.status === 200) { let response = xhr.responseText; let banner = document.getElementById("header-ad"); banner.innerHTML = response; // Extract the ad ID from the response let adId = extractAdId(response); // Trigger ad rendering after the chunk is inserted // This is to ensure the ad is always rendered if (window.googletag.cmd) { window.googletag.cmd.push(function () { window.googletag.display(adId); }); } } }; xhr.send(data); function extractAdId(response) { let match = response.match(/id='([^']+)'/i); return match ? match[1] : null; } </script> </head> <body>  <noscript><iframe src="https://www.googletagmanager.com/ns.html?id=GTM-NRW9F37" height="0" width="0" style="display:none;visibility:hidden"></iframe></noscript>  <header class="ui-justify-center"> <div class="ui-fixed-wrapper">  <div id="header-ad" class="ui-flex-row ui-justify-center ui-header-ad ui-mb-16"></div> <div id="header-logo-search" class="ui-flex-row ui-justify-space-between ui-align-center">  <a href="/" class="ui-header-logo ui-mr-16"> <svg xmlns="http://www.w3.org/2000/svg" width="257.505" height="40" viewBox="0 0 257.505 40"> <path id="Path_2" data-name="Path 2" d="M301.032-26.29c-1.04-2.146-1.878-4.226-1.744-5.534-1.107.1-2.012.1-2.784.1-.838,0-1.643-.034-2.65-.1a.628.628,0,0,0-.134.838l.537.067c2.046.268,2.314.771,2.247,2.884-.067,1.845-.2,4.7-.369,7.479-.2,3.32-.369,5.165-.57,7.378-.2,2.348-.671,2.549-2.079,2.75l-.738.1a.663.663,0,0,0,.067.838c1.14-.067,2.348-.1,3.421-.1,1.274,0,2.582.034,3.723.1.235-.1.268-.637.034-.838l-1.274-.1c-1.308-.1-1.509-.637-1.509-3.119,0-2.851.134-5.836.235-7.882.1-1.945.2-3.89.335-5.97h.067c.738,1.543,1.442,3.287,2.146,4.83l3.018,6.473c.771,1.643,2.381,4.93,2.951,6.708a.41.41,0,0,0,.3.134.389.389,0,0,0,.335-.134c.6-1.543,2.113-4.7,3.622-7.647l2.985-5.869c.671-1.308,1.945-3.991,2.18-4.36h.067l.1,13.986c0,2.146,0,2.683-1.643,2.851l-.973.1a.621.621,0,0,0,.067.838c1.375-.067,2.884-.1,4.058-.1,1.207,0,2.582.034,3.958.1a.618.618,0,0,0,.067-.838l-1.073-.1c-1.576-.134-1.543-1.04-1.643-2.717-.268-4.83-.3-11.034-.369-14.589-.034-2.348.235-2.985,2.348-3.186l.7-.067a.706.706,0,0,0-.034-.838c-1.04.067-2.146.1-2.985.1-.671,0-1.375,0-2.515-.1-.067,1.543-1.04,3.387-2.549,6.439l-3.153,6.406c-.838,1.71-1.677,3.454-2.582,5.031h-.067c-.8-1.476-1.543-3.018-2.314-4.595Z" transform="translate(-64.872 31.947)" fill="#00468c" /> <path id="Path_1" data-name="Path 1" d="M3.269-5.057c0,1.185-.1,1.2-.626,1.263l-.469.056a.241.241,0,0,0,.022.324c.715-.022,1.24-.034,1.732-.034s.995.011,1.643.034c.089-.045.1-.246.022-.324l-.4-.045c-.525-.056-.626-.089-.626-1.274v-4.83c0-.47.011-.492.3-.492H5.5c1.2,0,1.408.212,1.553,1.084A.267.267,0,0,0,7.4-9.328a7.867,7.867,0,0,1,.168-1.778.176.176,0,0,0-.145-.056.318.318,0,0,0-.134.045c-.134.257-.3.291-.849.291H1.883c-.76,0-.916-.011-.972-.291A.13.13,0,0,0,.8-11.161a.139.139,0,0,0-.123.045C.6-10.725.43-10.032.24-9.428A.28.28,0,0,0,.6-9.35c.413-.906.715-1.029,1.743-1.029h.626c.291,0,.3.022.3.492ZM9.851-9.73c0-.481.011-1.174.034-1.621a.15.15,0,0,0-.156-.089c-.458.179-1.028.414-1.464.537-.078.034-.067.212,0,.257l.156.1c.235.157.257.224.257.973v4.8c0,.827-.045.95-.425,1.006l-.246.034c-.078.078-.067.279.022.324.469-.022.849-.034,1.207-.034.413,0,.793.011,1.185.034.089-.045.1-.246.022-.324l-.168-.022c-.38-.056-.425-.19-.425-1.017v-1.5c0-.436.011-.6.134-.738a1.031,1.031,0,0,1,.76-.324c.659,0,.894.447.894.984v1.576c0,.827-.045.961-.425,1.017l-.168.022c-.078.078-.067.279.022.324q.587-.034,1.14-.034c.413,0,.793.011,1.263.034a.2.2,0,0,0,.022-.324l-.257-.034c-.38-.045-.425-.179-.425-1.006V-6.444c0-.95-.469-1.565-1.43-1.565a2.411,2.411,0,0,0-1.43.537c-.078,0-.1-.056-.1-.19ZM17.327-6.1c.447,0,.7-.045.771-.145a.51.51,0,0,0,.056-.257,1.568,1.568,0,0,0-1.676-1.509A2.363,2.363,0,0,0,14.12-5.527a2.111,2.111,0,0,0,2.157,2.236,2.014,2.014,0,0,0,1.889-1.23A.215.215,0,0,0,17.92-4.7a1.158,1.158,0,0,1-1.073.559,1.71,1.71,0,0,1-1.688-1.811c0-.134.022-.145.235-.145Zm-1.922-.447c-.134,0-.156-.034-.156-.078a1.145,1.145,0,0,1,1.1-.961.689.689,0,0,1,.738.727.281.281,0,0,1-.112.235,1.175,1.175,0,0,1-.548.078Zm8.717-1.465a2.375,2.375,0,0,0-2.447,2.437,2.208,2.208,0,0,0,2.358,2.281A2.294,2.294,0,0,0,26.48-5.706,2.244,2.244,0,0,0,24.122-8.009ZM22.993-5.739c0-1.241.447-1.822,1.017-1.822.827,0,1.151,1.107,1.151,2.046,0,.861-.224,1.778-.995,1.778C23.362-3.738,22.993-4.722,22.993-5.739Zm6.113-.537c0-.414.011-.514.156-.715A.914.914,0,0,1,30-7.338c.671,0,.894.447.894,1.017v1.543c0,.827-.045.961-.425,1.017l-.168.022c-.078.078-.067.279.022.324q.587-.034,1.14-.034c.413,0,.793.011,1.263.034.089-.045.1-.246.022-.324l-.257-.034c-.38-.045-.425-.179-.425-1.006V-6.511c0-.872-.425-1.5-1.33-1.5a2.739,2.739,0,0,0-1.531.559c-.067-.011-.1-.034-.1-.112a5.032,5.032,0,0,1,.022-.514.155.155,0,0,0-.145-.089,7.569,7.569,0,0,1-1.453.6.3.3,0,0,0-.011.257l.134.078c.279.168.279.3.279.8v1.643c0,.827-.045.95-.425,1.006l-.246.034c-.078.078-.067.279.022.324.469-.022.849-.034,1.207-.034.413,0,.793.011,1.185.034.089-.045.1-.246.022-.324l-.168-.022c-.38-.056-.425-.19-.425-1.017Zm4.794,1.5c0,.827-.045.95-.425,1.006l-.235.034c-.078.078-.067.279.022.324.458-.022.838-.034,1.207-.034.413,0,.793.011,1.252.034.089-.045.1-.246.022-.324L35.5-3.772c-.38-.056-.425-.179-.425-1.006V-9.73c0-.481.011-1.174.034-1.621a.15.15,0,0,0-.156-.089c-.447.179-1.028.414-1.464.537-.078.034-.067.212,0,.257l.123.078c.279.179.291.246.291.995Zm4.291-1.934c0-.458.011-.995.034-1.364a.205.205,0,0,0-.156-.089,6.614,6.614,0,0,1-1.453.6.3.3,0,0,0-.011.257l.134.078c.279.168.279.3.279.8v1.643c0,.827-.045.939-.425,1.006l-.2.034c-.078.078-.067.279.022.324.425-.022.8-.034,1.173-.034.413,0,.793.011,1.207.034.089-.045.1-.246.022-.324l-.2-.034c-.38-.067-.425-.179-.425-1.006ZM37.6-9.037a.655.655,0,0,0,.682-.671.655.655,0,0,0-.682-.671.655.655,0,0,0-.682.671A.655.655,0,0,0,37.6-9.037Zm3.71,2.761c0-.414.011-.514.156-.715a.914.914,0,0,1,.738-.347c.671,0,.894.447.894,1.017v1.543c0,.827-.045.961-.425,1.017l-.168.022c-.078.078-.067.279.022.324q.587-.034,1.14-.034c.413,0,.793.011,1.263.034.089-.045.1-.246.022-.324L44.7-3.772c-.38-.045-.425-.179-.425-1.006V-6.511c0-.872-.425-1.5-1.33-1.5a2.739,2.739,0,0,0-1.531.559c-.067-.011-.1-.034-.1-.112a5.033,5.033,0,0,1,.022-.514.155.155,0,0,0-.145-.089,7.569,7.569,0,0,1-1.453.6.3.3,0,0,0-.011.257l.134.078c.279.168.279.3.279.8v1.643c0,.827-.045.95-.425,1.006l-.246.034c-.078.078-.067.279.022.324.469-.022.849-.034,1.207-.034.413,0,.793.011,1.185.034.089-.045.1-.246.022-.324l-.168-.022c-.38-.056-.425-.19-.425-1.017Zm7.476.179c.447,0,.7-.045.771-.145a.51.51,0,0,0,.056-.257,1.568,1.568,0,0,0-1.676-1.509,2.363,2.363,0,0,0-2.358,2.482,2.111,2.111,0,0,0,2.157,2.236,2.014,2.014,0,0,0,1.889-1.23.215.215,0,0,0-.246-.179,1.158,1.158,0,0,1-1.073.559,1.71,1.71,0,0,1-1.688-1.811c0-.134.022-.145.235-.145Zm-1.922-.447c-.134,0-.156-.034-.156-.078a1.145,1.145,0,0,1,1.1-.961.689.689,0,0,1,.738.727.281.281,0,0,1-.112.235,1.175,1.175,0,0,1-.548.078Zm6.918,1.766c0,.827-.045.939-.425,1.006l-.2.034c-.078.078-.067.279.022.324.425-.022.793-.034,1.162-.034.413,0,.793.011,1.464.034.089-.045.1-.246.022-.324l-.436-.045c-.391-.045-.436-.168-.436-.995V-6.309c0-.548.067-.8.324-.8a1.014,1.014,0,0,1,.536.212.562.562,0,0,0,.3.089.615.615,0,0,0,.626-.648.56.56,0,0,0-.615-.548c-.38,0-.749.335-1.1.581-.067,0-.112-.056-.112-.134,0-.1.011-.291.022-.5a.158.158,0,0,0-.156-.1,7.949,7.949,0,0,1-1.408.6.3.3,0,0,0-.011.257l.134.078c.279.168.279.3.279.8ZM60.141-6.1c.447,0,.7-.045.771-.145a.51.51,0,0,0,.056-.257,1.568,1.568,0,0,0-1.676-1.509,2.363,2.363,0,0,0-2.358,2.482A2.111,2.111,0,0,0,59.09-3.291a2.014,2.014,0,0,0,1.889-1.23.215.215,0,0,0-.246-.179,1.158,1.158,0,0,1-1.073.559,1.71,1.71,0,0,1-1.688-1.811c0-.134.022-.145.235-.145Zm-1.922-.447c-.134,0-.156-.034-.156-.078a1.145,1.145,0,0,1,1.1-.961.689.689,0,0,1,.738.727.281.281,0,0,1-.112.235,1.175,1.175,0,0,1-.548.078ZM63.1-3.291c.883,0,1.743-.425,1.743-1.4,0-.883-.637-1.263-1.24-1.554-.425-.2-.749-.436-.749-.76a.6.6,0,0,1,.626-.581c.436,0,.793.425.961.939a.224.224,0,0,0,.3-.056,2.6,2.6,0,0,0-.168-1.084,2.432,2.432,0,0,0-1.039-.224c-.928,0-1.676.514-1.665,1.386,0,.715.6,1.129,1.185,1.409.391.19.76.458.76.872a.6.6,0,0,1-.626.626c-.592,0-1.006-.593-1.207-1.219a.227.227,0,0,0-.313.022,3.214,3.214,0,0,0,.156,1.263A2.1,2.1,0,0,0,63.1-3.291Zm4.962-4.718a2.375,2.375,0,0,0-2.447,2.437,2.208,2.208,0,0,0,2.358,2.281,2.294,2.294,0,0,0,2.447-2.415A2.244,2.244,0,0,0,68.064-8.009ZM66.936-5.739c0-1.241.447-1.822,1.017-1.822.827,0,1.151,1.107,1.151,2.046,0,.861-.224,1.778-.995,1.778C67.3-3.738,66.936-4.722,66.936-5.739Zm8.929-1.219c0-.414.011-.738.034-.95a.131.131,0,0,0-.112-.1,6.233,6.233,0,0,1-1.755.2.213.213,0,0,0-.011.3l.179.056c.425.134.492.179.492.894v1.688c0,.414-.022.514-.134.626a1.121,1.121,0,0,1-.738.279c-.793,0-.916-.615-.916-1.274V-6.958a7.308,7.308,0,0,1,.034-.95.131.131,0,0,0-.112-.1,5.975,5.975,0,0,1-1.553.2c-.089.034-.089.235-.022.291l.156.045c.279.078.324.168.324.95v1.744c0,.928.324,1.487,1.33,1.487a3.007,3.007,0,0,0,1.52-.537c.067,0,.1.034.112.123a1.819,1.819,0,0,1-.034.414.131.131,0,0,0,.1.112A7.143,7.143,0,0,1,76.591-3.6a.252.252,0,0,0,.034-.38,1.8,1.8,0,0,1-.481.078c-.268,0-.279-.559-.279-1.185Zm1.956,2.18c0,.827-.045.939-.425,1.006l-.2.034c-.078.078-.067.279.022.324.425-.022.793-.034,1.162-.034.414,0,.793.011,1.464.034.089-.045.1-.246.022-.324l-.436-.045c-.391-.045-.436-.168-.436-.995V-6.309c0-.548.067-.8.324-.8a1.014,1.014,0,0,1,.536.212.562.562,0,0,0,.3.089.615.615,0,0,0,.626-.648.56.56,0,0,0-.615-.548c-.38,0-.749.335-1.1.581-.067,0-.112-.056-.112-.134,0-.1.011-.291.022-.5a.158.158,0,0,0-.156-.1,7.949,7.949,0,0,1-1.408.6.3.3,0,0,0-.011.257l.134.078c.279.168.279.3.279.8Zm5.99-3.231a2.513,2.513,0,0,0-2.749,2.5,2.251,2.251,0,0,0,.648,1.61,2.277,2.277,0,0,0,1.553.6A2.087,2.087,0,0,0,85.23-4.509a.22.22,0,0,0-.235-.2,1.242,1.242,0,0,1-1.207.593,1.644,1.644,0,0,1-1.6-1.766c0-1.051.659-1.677,1.3-1.677A1.4,1.4,0,0,1,84.5-6.88a.242.242,0,0,0,.212.123c.089,0,.279-.168.279-.525a.724.724,0,0,0-.224-.57A2.839,2.839,0,0,0,83.811-8.009ZM88.862-6.1c.447,0,.7-.045.771-.145a.51.51,0,0,0,.056-.257,1.568,1.568,0,0,0-1.676-1.509,2.363,2.363,0,0,0-2.358,2.482,2.111,2.111,0,0,0,2.157,2.236A2.014,2.014,0,0,0,89.7-4.521a.215.215,0,0,0-.246-.179,1.158,1.158,0,0,1-1.073.559,1.71,1.71,0,0,1-1.688-1.811c0-.134.022-.145.235-.145ZM86.94-6.544c-.134,0-.156-.034-.156-.078a1.145,1.145,0,0,1,1.1-.961.689.689,0,0,1,.738.727.281.281,0,0,1-.112.235,1.175,1.175,0,0,1-.548.078Zm9.41-.783a.37.37,0,0,0,.156-.347.22.22,0,0,0-.067-.179H95.266c-.235,0-.246-.022-.246-.358v-.335c0-1.677.3-2.437.682-2.437.268,0,.514.224.872.738a.367.367,0,0,0,.324.157.553.553,0,0,0,.548-.537c0-.47-.5-.816-1.274-.816a2.172,2.172,0,0,0-2.09,1.565,4.992,4.992,0,0,0-.235,1.6v.2a.268.268,0,0,1-.156.246l-.481.246a.164.164,0,0,0,.034.257h.4c.19,0,.2.034.2.335v2.214c0,.827-.045.95-.425,1.006l-.246.034c-.078.078-.067.279.022.324.458-.022.838-.034,1.207-.034.525,0,.961.011,1.464.034.089-.045.1-.246.022-.324l-.436-.045c-.391-.045-.436-.168-.436-.995v-2.2c0-.324,0-.347.235-.347Zm2.794-.682A2.375,2.375,0,0,0,96.7-5.572a2.208,2.208,0,0,0,2.358,2.281A2.294,2.294,0,0,0,101.5-5.706,2.244,2.244,0,0,0,99.144-8.009ZM98.015-5.739c0-1.241.447-1.822,1.017-1.822.827,0,1.151,1.107,1.151,2.046,0,.861-.224,1.778-.995,1.778C98.384-3.738,98.015-4.722,98.015-5.739Zm4.951.961c0,.827-.045.939-.425,1.006l-.2.034c-.078.078-.067.279.022.324.425-.022.793-.034,1.162-.034.413,0,.793.011,1.464.034.089-.045.1-.246.022-.324l-.436-.045c-.391-.045-.436-.168-.436-.995V-6.309c0-.548.067-.8.324-.8A1.014,1.014,0,0,1,105-6.9a.562.562,0,0,0,.3.089.615.615,0,0,0,.626-.648.56.56,0,0,0-.615-.548c-.38,0-.749.335-1.1.581-.067,0-.112-.056-.112-.134,0-.1.011-.291.022-.5a.158.158,0,0,0-.156-.1,7.949,7.949,0,0,1-1.408.6.3.3,0,0,0-.011.257l.134.078c.279.168.279.3.279.8ZM112.409-6.1c.447,0,.7-.045.771-.145a.51.51,0,0,0,.056-.257,1.568,1.568,0,0,0-1.676-1.509A2.363,2.363,0,0,0,109.2-5.527a2.111,2.111,0,0,0,2.157,2.236,2.014,2.014,0,0,0,1.889-1.23A.215.215,0,0,0,113-4.7a1.158,1.158,0,0,1-1.073.559,1.71,1.71,0,0,1-1.688-1.811c0-.134.022-.145.235-.145Zm-1.922-.447c-.134,0-.156-.034-.156-.078a1.145,1.145,0,0,1,1.1-.961.689.689,0,0,1,.738.727.281.281,0,0,1-.112.235,1.175,1.175,0,0,1-.548.078Zm5.219.268c0-.414.011-.514.156-.715a.914.914,0,0,1,.738-.347c.671,0,.894.447.894,1.017v1.543c0,.827-.045.961-.425,1.017l-.168.022c-.078.078-.067.279.022.324q.587-.034,1.14-.034c.414,0,.793.011,1.263.034.089-.045.1-.246.022-.324l-.257-.034c-.38-.045-.425-.179-.425-1.006V-6.511c0-.872-.425-1.5-1.33-1.5a2.739,2.739,0,0,0-1.531.559c-.067-.011-.1-.034-.1-.112a5.032,5.032,0,0,1,.022-.514.155.155,0,0,0-.145-.089,7.569,7.569,0,0,1-1.453.6.3.3,0,0,0-.011.257l.134.078c.279.168.279.3.279.8v1.643c0,.827-.045.95-.425,1.006l-.246.034c-.078.078-.067.279.022.324.469-.022.849-.034,1.207-.034.413,0,.793.011,1.185.034.089-.045.1-.246.022-.324l-.168-.022c-.38-.056-.425-.19-.425-1.017Zm7.309-1.084a.353.353,0,0,0,.145-.291c0-.112-.022-.2-.089-.235h-1.106c-.212,0-.212-.034-.212-.212v-.671a.238.238,0,0,0-.313-.056,2.088,2.088,0,0,1-.615.693,3.6,3.6,0,0,1-.883.47.185.185,0,0,0,.034.3h.391c.179,0,.2.011.2.4v2.269c0,.783.19,1.4,1.252,1.4a1.756,1.756,0,0,0,1.419-.615.175.175,0,0,0-.145-.224.861.861,0,0,1-.536.2c-.715,0-.816-.626-.816-1.33V-6.98c0-.358.011-.38.212-.38ZM126.893-6.1c.447,0,.7-.045.771-.145a.51.51,0,0,0,.056-.257,1.568,1.568,0,0,0-1.676-1.509,2.363,2.363,0,0,0-2.358,2.482,2.111,2.111,0,0,0,2.157,2.236,2.014,2.014,0,0,0,1.889-1.23.215.215,0,0,0-.246-.179,1.158,1.158,0,0,1-1.073.559,1.71,1.71,0,0,1-1.688-1.811c0-.134.022-.145.235-.145Zm-1.922-.447c-.134,0-.156-.034-.156-.078a1.145,1.145,0,0,1,1.1-.961.689.689,0,0,1,.738.727.281.281,0,0,1-.112.235,1.175,1.175,0,0,1-.548.078Zm4.057,1.766c0,.827-.045.939-.425,1.006l-.2.034c-.078.078-.067.279.022.324.425-.022.793-.034,1.162-.034.413,0,.793.011,1.464.034.089-.045.1-.246.022-.324l-.436-.045c-.391-.045-.436-.168-.436-.995V-6.309c0-.548.067-.8.324-.8a1.013,1.013,0,0,1,.536.212.562.562,0,0,0,.3.089.615.615,0,0,0,.626-.648.56.56,0,0,0-.615-.548c-.38,0-.749.335-1.1.581-.067,0-.112-.056-.112-.134,0-.1.011-.291.022-.5a.158.158,0,0,0-.156-.1,7.948,7.948,0,0,1-1.408.6.3.3,0,0,0-.011.257l.134.078c.279.168.279.3.279.8Zm3.878,2.851c0,.827-.045.961-.425,1.006l-.291.034c-.078.078-.067.279.022.324.447-.022.883-.034,1.252-.034.413,0,.849.011,1.43.034.089-.045.1-.246.022-.324l-.4-.045c-.391-.045-.436-.168-.436-.995v-1.1c0-.224.067-.291.168-.313a3.209,3.209,0,0,0,.492.045,2.565,2.565,0,0,0,2.738-2.65,1.9,1.9,0,0,0-1.922-2.068,3.381,3.381,0,0,0-1.386.481.14.14,0,0,1-.089-.145,3.051,3.051,0,0,1,.056-.436.177.177,0,0,0-.179-.112,6.179,6.179,0,0,1-1.453.66.238.238,0,0,0-.011.257l.134.089c.291.19.279.291.279.794Zm1.173-4.449c0-.47.034-.66.123-.76a.846.846,0,0,1,.6-.224c.872,0,1.419.727,1.419,1.789,0,1.029-.425,1.833-1.2,1.833a1.109,1.109,0,0,1-.592-.224.827.827,0,0,1-.358-.715Zm4.861,1.6c0,.827-.045.939-.425,1.006l-.2.034c-.078.078-.067.279.022.324.425-.022.793-.034,1.162-.034.414,0,.793.011,1.464.034.089-.045.1-.246.022-.324l-.436-.045c-.391-.045-.436-.168-.436-.995V-6.309c0-.548.067-.8.324-.8a1.013,1.013,0,0,1,.536.212.562.562,0,0,0,.3.089.615.615,0,0,0,.626-.648.56.56,0,0,0-.615-.548c-.38,0-.749.335-1.1.581-.067,0-.112-.056-.112-.134,0-.1.011-.291.022-.5a.158.158,0,0,0-.156-.1,7.948,7.948,0,0,1-1.408.6.3.3,0,0,0-.011.257l.134.078c.279.168.279.3.279.8Zm5.118-1.934c0-.458.011-.995.034-1.364a.205.205,0,0,0-.156-.089,6.614,6.614,0,0,1-1.453.6.3.3,0,0,0-.011.257l.134.078c.279.168.279.3.279.8v1.643c0,.827-.045.939-.425,1.006l-.2.034c-.078.078-.067.279.022.324.425-.022.8-.034,1.173-.034.413,0,.793.011,1.207.034.089-.045.1-.246.022-.324l-.2-.034c-.38-.067-.425-.179-.425-1.006Zm-.592-2.325a.655.655,0,0,0,.682-.671.655.655,0,0,0-.682-.671.655.655,0,0,0-.682.671A.655.655,0,0,0,143.466-9.037Zm3.375,5.746c.883,0,1.743-.425,1.743-1.4,0-.883-.637-1.263-1.24-1.554-.425-.2-.749-.436-.749-.76a.6.6,0,0,1,.626-.581c.436,0,.793.425.961.939a.224.224,0,0,0,.3-.056,2.6,2.6,0,0,0-.168-1.084,2.432,2.432,0,0,0-1.039-.224c-.928,0-1.676.514-1.665,1.386,0,.715.6,1.129,1.185,1.409.391.19.76.458.76.872a.6.6,0,0,1-.626.626c-.592,0-1.006-.593-1.207-1.219a.227.227,0,0,0-.313.022,3.215,3.215,0,0,0,.156,1.263A2.1,2.1,0,0,0,146.841-3.291ZM152.563-6.1c.447,0,.7-.045.771-.145a.51.51,0,0,0,.056-.257,1.568,1.568,0,0,0-1.676-1.509,2.363,2.363,0,0,0-2.358,2.482,2.111,2.111,0,0,0,2.157,2.236,2.014,2.014,0,0,0,1.889-1.23.215.215,0,0,0-.246-.179,1.158,1.158,0,0,1-1.073.559,1.71,1.71,0,0,1-1.687-1.811c0-.134.022-.145.235-.145Zm-1.922-.447c-.134,0-.156-.034-.156-.078a1.145,1.145,0,0,1,1.1-.961.689.689,0,0,1,.738.727.281.281,0,0,1-.112.235,1.175,1.175,0,0,1-.548.078Zm6.918,1.766c0,.827-.045.939-.425,1.006l-.2.034c-.078.078-.067.279.022.324.425-.022.793-.034,1.162-.034.413,0,.793.011,1.464.034.089-.045.1-.246.022-.324l-.436-.045c-.391-.045-.436-.168-.436-.995V-6.309c0-.548.067-.8.324-.8a1.013,1.013,0,0,1,.536.212.562.562,0,0,0,.3.089.615.615,0,0,0,.626-.648.56.56,0,0,0-.615-.548c-.38,0-.749.335-1.1.581-.067,0-.112-.056-.112-.134,0-.1.011-.291.022-.5a.158.158,0,0,0-.156-.1,7.949,7.949,0,0,1-1.408.6.3.3,0,0,0-.011.257l.134.078c.279.168.279.3.279.8Zm5.118-1.934c0-.458.011-.995.034-1.364a.205.205,0,0,0-.156-.089,6.614,6.614,0,0,1-1.453.6.3.3,0,0,0-.011.257l.134.078c.279.168.279.3.279.8v1.643c0,.827-.045.939-.425,1.006l-.2.034c-.078.078-.067.279.022.324.425-.022.8-.034,1.173-.034.413,0,.793.011,1.207.034.089-.045.1-.246.022-.324l-.2-.034c-.38-.067-.425-.179-.425-1.006Zm-.592-2.325a.655.655,0,0,0,.682-.671.655.655,0,0,0-.682-.671.655.655,0,0,0-.682.671A.655.655,0,0,0,162.084-9.037Zm3.375,5.746c.883,0,1.743-.425,1.743-1.4,0-.883-.637-1.263-1.24-1.554-.425-.2-.749-.436-.749-.76a.6.6,0,0,1,.626-.581c.436,0,.793.425.961.939a.224.224,0,0,0,.3-.056,2.6,2.6,0,0,0-.168-1.084,2.432,2.432,0,0,0-1.039-.224c-.928,0-1.676.514-1.665,1.386,0,.715.6,1.129,1.185,1.409.391.19.76.458.76.872a.6.6,0,0,1-.626.626c-.592,0-1.006-.593-1.207-1.219a.227.227,0,0,0-.313.022,3.214,3.214,0,0,0,.156,1.263A2.1,2.1,0,0,0,165.459-3.291Zm3.017-1.487c0,.827-.045.95-.425,1.006l-.235.034c-.078.078-.067.279.022.324.458-.022.838-.034,1.2-.034.413,0,.793.011,1.263.034.089-.045.1-.246.022-.324l-.246-.034c-.38-.056-.425-.179-.425-1.006v-.537c0-.3.034-.347.168-.347a.448.448,0,0,1,.346.224l.916,1.286a.512.512,0,0,1,.134.268c0,.056-.1.112-.212.134l-.112.011a.2.2,0,0,0,.022.324c.458-.022.76-.034,1.207-.034s.872.011,1.24.034c.1-.045.1-.235.034-.324l-.112-.011a1.077,1.077,0,0,1-.637-.3,19.508,19.508,0,0,1-1.6-2.057.158.158,0,0,1,0-.224c.179-.19.559-.514.95-.861a1.462,1.462,0,0,1,.816-.38l.2-.034c.078-.089.078-.291-.022-.335a16.406,16.406,0,0,1-1.743.089h-.324a.21.21,0,0,0-.022.335l.3.034c.134.011.179.056.179.112s-.089.179-.324.436l-.436.481c-.324.347-.536.425-.726.425-.212,0-.246-.022-.246-.157V-9.73c0-.481.011-1.174.034-1.621a.15.15,0,0,0-.156-.089c-.458.179-1.039.414-1.464.537-.078.034-.067.212,0,.257l.123.078c.279.179.291.246.291.995Zm8.527,0c0,.827-.045.939-.425,1.006l-.2.034c-.078.078-.067.279.022.324.425-.022.793-.034,1.162-.034.413,0,.793.011,1.185.034.089-.045.1-.246.022-.324L178.6-3.76c-.38-.056-.425-.19-.425-1.017v-1.5c0-.436.011-.537.145-.715a1,1,0,0,1,.793-.347c.648,0,.849.447.849,1.04v1.52c0,.827-.045.961-.425,1.017l-.145.022c-.078.078-.067.279.022.324.369-.022.749-.034,1.118-.034.413,0,.782.011,1.173.034.089-.045.1-.246.022-.324l-.168-.022c-.38-.056-.425-.19-.425-1.017V-6.421c0-.313.022-.447.134-.581a1.008,1.008,0,0,1,.749-.335c.7,0,.905.447.905,1.04v1.52c0,.827-.045.939-.425,1.006l-.179.034c-.078.078-.067.279.022.324.4-.022.782-.034,1.151-.034.413,0,.793.011,1.274.034.045-.045.1-.246,0-.324l-.246-.034c-.38-.056-.425-.179-.425-1.006V-6.511c0-.872-.425-1.5-1.363-1.5a2.593,2.593,0,0,0-1.43.525.647.647,0,0,1-.246.112c-.045,0-.112-.067-.179-.168a1.287,1.287,0,0,0-1.006-.47,2.833,2.833,0,0,0-1.6.559c-.067-.011-.1-.034-.1-.112a5.035,5.035,0,0,1,.022-.514.155.155,0,0,0-.145-.089,7.281,7.281,0,0,1-1.453.6.3.3,0,0,0-.011.257l.134.078c.279.168.279.3.279.8Zm11.969-1.833c.045-.984-.5-1.4-1.386-1.4a3.065,3.065,0,0,0-1.721.7c-.369.347-.436.581-.436.715,0,.1.067.179.212.179a1.537,1.537,0,0,0,.715-.2.478.478,0,0,0,.212-.4.548.548,0,0,1,.592-.492c.548,0,.7.492.682,1.062l-.011.291c0,.112-.034.212-.257.291-.414.157-.838.313-1.229.447-.771.268-.928.637-.928,1.04a1.059,1.059,0,0,0,1.14,1.084,1.8,1.8,0,0,0,.95-.291c.168-.1.246-.157.3-.157s.1.056.179.134a1.067,1.067,0,0,0,.8.313,1.542,1.542,0,0,0,1.118-.492c.034-.1-.045-.224-.1-.224a1.028,1.028,0,0,1-.38.123c-.4,0-.57-.335-.536-.984Zm-1.2,2.169a.5.5,0,0,1-.536.537.627.627,0,0,1-.626-.648.736.736,0,0,1,.6-.749,1.821,1.821,0,0,1,.492-.134c.056,0,.089.067.089.19Zm4.258-1.833c0-.414.011-.514.156-.715a.914.914,0,0,1,.738-.347c.671,0,.894.447.894,1.017v1.543c0,.827-.045.961-.425,1.017l-.168.022c-.078.078-.067.279.022.324q.587-.034,1.14-.034c.414,0,.793.011,1.263.034.089-.045.1-.246.022-.324l-.257-.034c-.38-.045-.425-.179-.425-1.006V-6.511c0-.872-.425-1.5-1.33-1.5a2.739,2.739,0,0,0-1.531.559c-.067-.011-.1-.034-.1-.112a5.032,5.032,0,0,1,.022-.514.155.155,0,0,0-.145-.089,7.568,7.568,0,0,1-1.453.6.3.3,0,0,0-.011.257l.134.078c.279.168.279.3.279.8v1.643c0,.827-.045.95-.425,1.006l-.246.034c-.078.078-.067.279.022.324.469-.022.849-.034,1.207-.034.413,0,.793.011,1.185.034.089-.045.1-.246.022-.324l-.168-.022c-.38-.056-.425-.19-.425-1.017Zm7.834-.335c.045-.984-.5-1.4-1.386-1.4a3.065,3.065,0,0,0-1.721.7c-.369.347-.436.581-.436.715,0,.1.067.179.212.179a1.537,1.537,0,0,0,.715-.2.478.478,0,0,0,.212-.4.548.548,0,0,1,.592-.492c.548,0,.7.492.682,1.062l-.011.291c0,.112-.033.212-.257.291-.413.157-.838.313-1.229.447-.771.268-.928.637-.928,1.04a1.059,1.059,0,0,0,1.14,1.084,1.8,1.8,0,0,0,.95-.291c.168-.1.246-.157.3-.157s.1.056.179.134a1.067,1.067,0,0,0,.8.313,1.542,1.542,0,0,0,1.118-.492c.034-.1-.045-.224-.1-.224a1.028,1.028,0,0,1-.38.123c-.4,0-.57-.335-.536-.984Zm-1.2,2.169a.5.5,0,0,1-.536.537.627.627,0,0,1-.626-.648.736.736,0,0,1,.6-.749,1.821,1.821,0,0,1,.492-.134c.056,0,.089.067.089.19Zm7.253-2.582c.089-.022.179-.157.179-.38a.263.263,0,0,0-.089-.2h-1.1a1.2,1.2,0,0,1-.492-.168,2.561,2.561,0,0,0-1.129-.235,1.855,1.855,0,0,0-2.045,1.766,1.408,1.408,0,0,0,.827,1.33c.045.022.045.089.045.123,0,.157-.548.5-.715.593a.3.3,0,0,0-.179.279,1.041,1.041,0,0,0,.738.928c.1.034.022.179-.067.246-.168.145-.592.391-.693.5a.69.69,0,0,0-.156.481c0,.581.514,1.319,2.09,1.319a3.352,3.352,0,0,0,2.168-.738,1.907,1.907,0,0,0,.7-1.364c0-1.219-1.017-1.353-1.822-1.353-.481,0-.905.022-1.229.022-.458,0-.615-.212-.615-.436a.532.532,0,0,1,.346-.436,2.888,2.888,0,0,0,.425.045,1.83,1.83,0,0,0,2.045-1.845,1.546,1.546,0,0,0-.056-.481ZM203.87-2.9c.693,0,1.218.279,1.218.85,0,.648-.536,1.04-1.486,1.04-.861,0-1.464-.447-1.464-1.129a.771.771,0,0,1,.335-.626,1.338,1.338,0,0,1,.76-.134ZM202.5-6.444c0-.771.346-1.14.738-1.14.5,0,.827.548.827,1.308,0,.783-.313,1.151-.738,1.151S202.5-5.583,202.5-6.444Zm7.141.347c.447,0,.7-.045.771-.145a.51.51,0,0,0,.056-.257,1.568,1.568,0,0,0-1.676-1.509,2.363,2.363,0,0,0-2.358,2.482,2.111,2.111,0,0,0,2.157,2.236,2.014,2.014,0,0,0,1.889-1.23.215.215,0,0,0-.246-.179,1.158,1.158,0,0,1-1.073.559,1.71,1.71,0,0,1-1.687-1.811c0-.134.022-.145.235-.145Zm-1.922-.447c-.134,0-.156-.034-.156-.078a1.145,1.145,0,0,1,1.1-.961.689.689,0,0,1,.738.727.281.281,0,0,1-.112.235,1.175,1.175,0,0,1-.548.078Zm4.046,1.766c0,.827-.045.939-.425,1.006l-.2.034c-.078.078-.067.279.022.324.425-.022.793-.034,1.162-.034.413,0,.793.011,1.185.034.089-.045.1-.246.022-.324l-.168-.022c-.38-.056-.425-.19-.425-1.017v-1.5c0-.436.011-.537.145-.715a1,1,0,0,1,.793-.347c.648,0,.849.447.849,1.04v1.52c0,.827-.045.961-.425,1.017l-.145.022c-.078.078-.067.279.022.324.369-.022.749-.034,1.118-.034.414,0,.782.011,1.173.034.089-.045.1-.246.022-.324l-.168-.022c-.38-.056-.425-.19-.425-1.017V-6.421c0-.313.022-.447.134-.581a1.008,1.008,0,0,1,.749-.335c.7,0,.905.447.905,1.04v1.52c0,.827-.045.939-.425,1.006l-.179.034c-.078.078-.067.279.022.324.4-.022.782-.034,1.151-.034.413,0,.793.011,1.274.034.045-.045.1-.246,0-.324l-.246-.034c-.38-.056-.425-.179-.425-1.006V-6.511c0-.872-.425-1.5-1.363-1.5a2.593,2.593,0,0,0-1.43.525.647.647,0,0,1-.246.112c-.045,0-.112-.067-.179-.168a1.287,1.287,0,0,0-1.006-.47,2.833,2.833,0,0,0-1.6.559c-.067-.011-.1-.034-.1-.112a5.039,5.039,0,0,1,.022-.514.155.155,0,0,0-.145-.089,7.281,7.281,0,0,1-1.453.6.3.3,0,0,0-.011.257l.134.078c.279.168.279.3.279.8ZM223.371-6.1c.447,0,.7-.045.771-.145A.51.51,0,0,0,224.2-6.5a1.568,1.568,0,0,0-1.676-1.509,2.363,2.363,0,0,0-2.358,2.482,2.111,2.111,0,0,0,2.157,2.236,2.014,2.014,0,0,0,1.889-1.23.215.215,0,0,0-.246-.179,1.158,1.158,0,0,1-1.073.559A1.71,1.71,0,0,1,221.2-5.952c0-.134.022-.145.235-.145Zm-1.922-.447c-.134,0-.156-.034-.156-.078a1.145,1.145,0,0,1,1.1-.961.689.689,0,0,1,.738.727.281.281,0,0,1-.112.235,1.175,1.175,0,0,1-.548.078Zm5.219.268c0-.414.011-.514.156-.715a.914.914,0,0,1,.738-.347c.671,0,.894.447.894,1.017v1.543c0,.827-.045.961-.425,1.017l-.168.022c-.078.078-.067.279.022.324q.587-.034,1.14-.034c.413,0,.793.011,1.263.034.089-.045.1-.246.022-.324l-.257-.034c-.38-.045-.425-.179-.425-1.006V-6.511c0-.872-.425-1.5-1.33-1.5a2.739,2.739,0,0,0-1.531.559c-.067-.011-.1-.034-.1-.112a5.032,5.032,0,0,1,.022-.514.155.155,0,0,0-.145-.089,7.568,7.568,0,0,1-1.453.6.3.3,0,0,0-.011.257l.134.078c.279.168.279.3.279.8v1.643c0,.827-.045.95-.425,1.006l-.246.034c-.078.078-.067.279.022.324.469-.022.849-.034,1.207-.034.413,0,.793.011,1.185.034.089-.045.1-.246.022-.324l-.168-.022c-.38-.056-.425-.19-.425-1.017Zm7.309-1.084a.353.353,0,0,0,.145-.291c0-.112-.022-.2-.089-.235h-1.106c-.212,0-.212-.034-.212-.212v-.671a.238.238,0,0,0-.313-.056,2.088,2.088,0,0,1-.615.693,3.6,3.6,0,0,1-.883.47.185.185,0,0,0,.034.3h.391c.179,0,.2.011.2.4v2.269c0,.783.19,1.4,1.252,1.4a1.756,1.756,0,0,0,1.419-.615.175.175,0,0,0-.145-.224.861.861,0,0,1-.536.2c-.715,0-.816-.626-.816-1.33V-6.98c0-.358.011-.38.212-.38Z" transform="translate(23.301 40.44)" fill="#707070" /> <path id="Path_3" data-name="Path 3" d="M260.558-14.619c0,3.522-.067,3.958-2.012,4.192l-.838.1a.646.646,0,0,0,.067.838c1.576-.067,2.784-.1,4.192-.1,1.342,0,2.482.034,3.991.1a.656.656,0,0,0,.067-.838l-.7-.1c-1.945-.268-2.012-.671-2.012-4.192v-4.226c0-.7.067-.738,1.576-.738a2.393,2.393,0,0,1,2.381,1.073c1.04,1.509,2.415,3.823,3.287,5.064,2.381,3.387,4.092,4.226,6.942,4.226a5.22,5.22,0,0,0,1.476-.168.281.281,0,0,0-.034-.47,4.014,4.014,0,0,1-2.314-.939c-2.281-1.912-4.058-4.595-6.741-8.921-.168-.268-.335-.6-.168-.8,1.677-.671,4.192-2.415,4.192-5.6a5,5,0,0,0-2.784-4.7,11.875,11.875,0,0,0-5.6-1.006c-3.287,0-5.6.1-7.479.268a.56.56,0,0,0-.034.838l1.073.134c1.375.168,1.476.738,1.476,3.924Zm2.75-15.092c0-.939.1-1.073,2.18-1.073,3.723,0,5.366,2.515,5.366,5.165,0,2.281-.771,3.454-1.677,4.159a5.619,5.619,0,0,1-3.454.872c-1.71,0-2.214-.067-2.314-.168a2.642,2.642,0,0,1-.1-1.107Z" transform="translate(-54.315 31.947)" fill="#ff3334" /> <path id="Path_4" data-name="Path 4" d="M227.582-14.619c0,3.522-.168,4.025-2.079,4.192l-1.107.1a.651.651,0,0,0,.067.838c1.979-.067,3.119-.1,4.561-.1h3.018c2.985,0,5.97.034,8.988.1a29.229,29.229,0,0,0,1.509-4.662.617.617,0,0,0-.838-.235,8.421,8.421,0,0,1-2.381,3.253c-.738.369-1.71.5-4.293.5-2.951,0-3.656-.369-4.058-.771-.537-.57-.637-1.71-.637-3.488v-4.729c0-.872.1-.906,1.107-.906h1.945a11.219,11.219,0,0,1,2.582.168,1.434,1.434,0,0,1,1.04,1.274l.3,1.308a.663.663,0,0,0,.872-.034c0-.738-.134-2.012-.134-3.22,0-1.274.134-2.582.134-3.387a.663.663,0,0,0-.872-.034l-.268,1.375c-.168.838-.4,1.04-.8,1.174a12.44,12.44,0,0,1-2.851.2h-1.945c-1.006,0-1.107,0-1.107-.939v-6.708c0-1.274,0-1.342,1.006-1.342h2.415a16.011,16.011,0,0,1,3.253.2c1.744.436,2.046,1.61,2.549,3.186a.66.66,0,0,0,.838-.067,37.684,37.684,0,0,0-.537-4.461,45.018,45.018,0,0,1-4.528.1h-6.305c-1.375,0-2.515-.034-3.958-.1-.2.1-.268.7-.067.838l.537.067c1.979.235,2.046.738,2.046,4.226Z" transform="translate(-44.258 31.947)" fill="#fe9901" /> <path id="Path_5" data-name="Path 5" d="M4.848-14.686c0,3.555-.067,4.025-2.046,4.259l-.838.1a.651.651,0,0,0,.067.838c1.677-.067,2.817-.1,4.226-.1,1.342,0,2.482.034,4.159.1.2-.1.268-.7.067-.838l-.838-.1c-1.979-.235-2.046-.7-2.046-4.259v-11.94c0-3.555.067-4.125,2.046-4.293l.838-.067c.2-.134.134-.738-.067-.838-1.677.067-2.817.1-4.159.1-1.409,0-2.549-.034-4.226-.1-.2.1-.268.7-.067.838l.838.067c1.979.168,2.046.738,2.046,4.293Zm13.281,1.342c0,2.415-.034,2.75-1.274,2.918l-.7.1a.587.587,0,0,0,.067.838c.939-.067,1.945-.1,3.153-.1,1.174,0,2.146.034,3.052.1a.587.587,0,0,0,.067-.838l-.6-.1c-1.207-.2-1.274-.5-1.274-2.918v-5.131a2.825,2.825,0,0,1,.5-2.012,3.657,3.657,0,0,1,2.851-1.174c2.281,0,3.153,1.409,3.153,3.32v5c0,2.415-.034,2.717-1.274,2.918l-.637.1a.587.587,0,0,0,.067.838c.906-.067,1.912-.1,3.119-.1,1.174,0,2.146.034,3.153.1a.587.587,0,0,0,.067-.838l-.738-.1c-1.207-.168-1.274-.5-1.274-2.918v-5.769c0-2.247-1.14-4.159-3.924-4.159a9.2,9.2,0,0,0-4.7,1.71.352.352,0,0,1-.369-.369c0-.3,0-.8.067-1.576a.391.391,0,0,0-.369-.235A18.275,18.275,0,0,1,16.955-22.1a.459.459,0,0,0-.034.6l.3.2c.906.6.906.771.906,2.079Zm23.913-9.927c-2.549,0-4.561,1.375-4.561,3.823,0,1.845,1.375,3.018,3.32,4.125,1.241.7,2.582,1.543,2.582,3.086a2.066,2.066,0,0,1-2.247,2.146c-1.912,0-2.985-1.61-3.555-3.454a.57.57,0,0,0-.771.034,9.972,9.972,0,0,0,.4,3.387A5.579,5.579,0,0,0,40.8-9.119c2.482,0,4.83-1.274,4.83-3.823,0-2.381-1.643-3.522-3.421-4.528-1.174-.671-2.582-1.409-2.582-2.784A1.982,1.982,0,0,1,41.774-22.3c1.375,0,2.381.973,2.951,2.448a.584.584,0,0,0,.8-.1,7.833,7.833,0,0,0-.537-2.717A5.934,5.934,0,0,0,42.042-23.272Zm13.281,3.153a25.27,25.27,0,0,1,.1-2.918c-.034-.134-.134-.2-.335-.235a11.871,11.871,0,0,1-3.589.6.5.5,0,0,0-.067.738l.4.168c1.006.436,1.006.738,1.006,2.851v5.6c0,2.717,1.107,4.192,4.058,4.192a8.768,8.768,0,0,0,4.628-1.744c.2,0,.3.168.3.47v1.375a.465.465,0,0,0,.4.235,17.416,17.416,0,0,1,4.394-1.241c.268-.134.235-.8.034-.973a6.355,6.355,0,0,1-1.308.168c-.939,0-1.04-1.006-1.04-3.656v-5.634c0-1.241.034-2.281.1-2.918-.034-.134-.134-.2-.3-.235a13.4,13.4,0,0,1-3.924.6.456.456,0,0,0-.034.738l.436.168c1.006.4,1.241.47,1.241,2.65v5.5a2.335,2.335,0,0,1-.671,1.945,4.388,4.388,0,0,1-2.717,1.006c-2.549,0-3.119-1.543-3.119-3.857ZM73.8-13.344c0,2.415-.034,2.717-1.274,2.918l-.637.1a.587.587,0,0,0,.067.838c.872-.067,1.878-.1,3.086-.1,1.174,0,2.146.034,3.723.1a.587.587,0,0,0,.067-.838l-1.207-.1c-1.274-.1-1.342-.5-1.342-2.918v-4.561a5.1,5.1,0,0,1,.436-2.582,1.488,1.488,0,0,1,1.207-.671,2.75,2.75,0,0,1,1.476.537,1.288,1.288,0,0,0,.738.235,1.488,1.488,0,0,0,1.442-1.543,1.389,1.389,0,0,0-1.509-1.342c-1.241,0-2.515,1.04-3.689,2.012q-.1-.05-.1-.3v-1.945c0-.134-.1-.2-.268-.235A25.976,25.976,0,0,1,72.629-22.1a.459.459,0,0,0-.034.6l.3.2c.906.6.906.771.906,2.079Zm15.159-1.744c-2.146.771-2.784,1.543-2.784,2.851a3.138,3.138,0,0,0,1.04,2.348,3.471,3.471,0,0,0,2.348.771,4.964,4.964,0,0,0,2.415-.838,5.15,5.15,0,0,1,1.308-.671c.2,0,.4.268.537.47a2.676,2.676,0,0,0,2.18,1.04,3.519,3.519,0,0,0,2.817-1.476c0-.235-.1-.436-.235-.436-.1,0-.268.134-.436.235a1.927,1.927,0,0,1-.838.2c-1.308,0-1.61-1.375-1.543-2.918l.2-5.836c.1-2.515-1.073-3.924-3.488-3.924-2.448,0-6.238,2.381-6.238,4.125a.424.424,0,0,0,.47.47,3.609,3.609,0,0,0,1.912-.637c.268-.2.3-.6.335-1.14.067-1.04,1.207-1.509,2.146-1.509,2.079,0,2.482,1.677,2.448,2.918L93.523-17.5c0,.5-.067.8-.57.973Zm-.2,2.448c0-1.308.973-1.811,2.951-2.482a6.329,6.329,0,0,1,1.375-.335c.2,0,.335.067.335.436l-.067,1.979c-.034.7-.034,1.174-.436,1.576a3.793,3.793,0,0,1-2.046.838A2.022,2.022,0,0,1,88.761-12.64Zm16.434-.7c0,2.415-.034,2.75-1.274,2.918l-.7.1a.587.587,0,0,0,.067.838c.939-.067,1.945-.1,3.153-.1,1.174,0,2.146.034,3.052.1a.587.587,0,0,0,.067-.838l-.6-.1c-1.207-.2-1.274-.5-1.274-2.918v-5.131a2.825,2.825,0,0,1,.5-2.012,3.657,3.657,0,0,1,2.851-1.174c2.281,0,3.153,1.409,3.153,3.32v5c0,2.415-.034,2.717-1.274,2.918l-.637.1a.587.587,0,0,0,.067.838c.906-.067,1.912-.1,3.119-.1,1.174,0,2.146.034,3.153.1a.587.587,0,0,0,.067-.838l-.738-.1c-1.207-.168-1.274-.5-1.274-2.918v-5.769c0-2.247-1.14-4.159-3.924-4.159a9.2,9.2,0,0,0-4.7,1.71.352.352,0,0,1-.369-.369c0-.3,0-.8.067-1.576a.391.391,0,0,0-.369-.235,18.275,18.275,0,0,1-3.354,1.643.459.459,0,0,0-.034.6l.3.2c.906.6.906.771.906,2.079Zm27-9.927c-5.567,0-8.116,3.857-8.116,7.479a6.677,6.677,0,0,0,1.945,4.964,6.5,6.5,0,0,0,4.595,1.71,6.111,6.111,0,0,0,5.6-3.421.529.529,0,0,0-.6-.47A4.091,4.091,0,0,1,131.891-11a5.511,5.511,0,0,1-5.4-5.735c0-3.555,2.281-5.4,4.628-5.4a4.575,4.575,0,0,1,3.354,1.778.586.586,0,0,0,.47.235c.4,0,.738-.637.738-1.241a1.9,1.9,0,0,0-.5-1.342A8.364,8.364,0,0,0,132.193-23.272Zm18.01,5.1c1.409,0,1.878-.034,1.979-.235a2.072,2.072,0,0,0,.134-.872c0-2.012-1.878-3.991-4.762-3.991-4.025,0-6.741,3.454-6.741,7.58a7.121,7.121,0,0,0,1.409,4.36,6.011,6.011,0,0,0,4.863,2.214,5.862,5.862,0,0,0,5.266-3.119.443.443,0,0,0-.6-.4A3.614,3.614,0,0,1,148.661-11c-3.589,0-5.567-2.884-5.567-6.272,0-.838.034-.906.906-.906ZM143.7-19.18c-.235,0-.235-.1-.235-.168.034-1.107,1.744-2.918,3.723-2.918,1.945,0,2.582,1.174,2.582,2.113,0,.436-.1.57-.2.637-.268.2-1.006.335-3.488.335Z" transform="translate(22.818 31.947)" fill="#707070" /> <rect id="Rectangle_3" data-name="Rectangle 3" width="12.33" height="12.33" fill="#fe9901" /> <rect id="Rectangle_4" data-name="Rectangle 4" width="12.33" height="12.33" transform="translate(0 12.33)" fill="#ff3334" /> <rect id="Rectangle_5" data-name="Rectangle 5" width="12.33" height="12.33" transform="translate(0 24.66)" fill="#00468c" /> </svg> </a>  <form class="ui-search" action="search.html" method="GET"> <input type="search" name="query" value="" required/> <label for="sf-submit"><span class="material-icons">search</span></label> <input type="submit" id="sf-submit" name="sf-submit" value="Search" /> </form> </div> </div> </header>  <nav class="ui-flex-row ui-border-top ui-border-bottom"> <div class="ui-fixed-wrapper ui-nav-content">  <div class="ui-main-nav-left">  <a href="/" class="ui-nav-logo ui-height-auto ui-mr-16"> <svg xmlns="http://www.w3.org/2000/svg" width="180" height="19.039" viewBox="0 0 203.504 19.039"> <g id="Group_2" data-name="Group 2" transform="translate(-761.414 -500)"> <path id="Path_6" data-name="Path 6" d="M299.549-27.266c-.856-1.768-1.547-3.48-1.436-4.558-.911.083-1.657.083-2.293.083-.691,0-1.353-.028-2.182-.083a.517.517,0,0,0-.111.691l.442.055c1.685.221,1.906.635,1.851,2.375-.055,1.519-.166,3.867-.3,6.16-.166,2.734-.3,4.254-.47,6.077-.166,1.933-.552,2.1-1.712,2.265l-.608.083a.546.546,0,0,0,.055.691c.939-.055,1.933-.083,2.817-.083,1.05,0,2.127.028,3.066.083.193-.083.221-.525.028-.691l-1.05-.083c-1.077-.083-1.243-.525-1.243-2.569,0-2.348.111-4.806.193-6.491.083-1.6.166-3.2.276-4.917h.055c.608,1.271,1.188,2.707,1.768,3.977l2.486,5.331c.635,1.353,1.961,4.06,2.431,5.524a.338.338,0,0,0,.249.11.32.32,0,0,0,.276-.11c.5-1.271,1.74-3.867,2.983-6.3l2.458-4.834c.552-1.077,1.6-3.287,1.8-3.591h.055l.083,11.518c0,1.768,0,2.21-1.354,2.348l-.8.083a.512.512,0,0,0,.055.691c1.133-.055,2.375-.083,3.342-.083.994,0,2.127.028,3.259.083a.509.509,0,0,0,.055-.691l-.884-.083c-1.3-.11-1.271-.856-1.353-2.237-.221-3.977-.249-9.087-.3-12.015-.028-1.933.193-2.458,1.933-2.624l.58-.055a.581.581,0,0,0-.028-.691c-.856.055-1.768.083-2.458.083-.552,0-1.132,0-2.072-.083-.055,1.271-.856,2.79-2.1,5.3l-2.6,5.276c-.691,1.409-1.381,2.845-2.127,4.143H304.6c-.663-1.215-1.271-2.486-1.906-3.784Z" transform="translate(648.742 531.824)" fill="#00468c" /> <path id="Path_8" data-name="Path 8" d="M260.034-17.654c0,2.9-.055,3.259-1.657,3.453l-.69.083a.532.532,0,0,0,.055.691c1.3-.055,2.293-.083,3.453-.083,1.1,0,2.044.028,3.287.083a.54.54,0,0,0,.055-.691l-.58-.083c-1.6-.221-1.657-.552-1.657-3.453v-3.48c0-.58.055-.608,1.3-.608a1.971,1.971,0,0,1,1.961.884c.856,1.243,1.989,3.149,2.707,4.171,1.961,2.79,3.37,3.48,5.717,3.48a4.3,4.3,0,0,0,1.215-.138.231.231,0,0,0-.028-.387,3.306,3.306,0,0,1-1.906-.773c-1.878-1.574-3.342-3.784-5.552-7.347-.138-.221-.276-.5-.138-.663a5.109,5.109,0,0,0,3.453-4.613A4.116,4.116,0,0,0,268.735-31a9.78,9.78,0,0,0-4.613-.829c-2.707,0-4.613.083-6.16.221a.461.461,0,0,0-.028.691l.884.11c1.132.138,1.215.608,1.215,3.232Zm2.265-12.43c0-.773.083-.884,1.8-.884a4.068,4.068,0,0,1,4.419,4.254,3.962,3.962,0,0,1-1.381,3.425,4.628,4.628,0,0,1-2.845.718c-1.409,0-1.823-.055-1.906-.138a2.174,2.174,0,0,1-.083-.911Z" transform="translate(663.619 531.824)" fill="#ff3334" /> <path id="Path_9" data-name="Path 9" d="M227-17.654c0,2.9-.138,3.315-1.713,3.453l-.911.083a.537.537,0,0,0,.055.691c1.63-.055,2.569-.083,3.757-.083h2.486c2.458,0,4.917.028,7.4.083a24.07,24.07,0,0,0,1.243-3.839.508.508,0,0,0-.691-.193,6.935,6.935,0,0,1-1.961,2.679c-.608.3-1.409.414-3.535.414-2.431,0-3.011-.3-3.342-.635-.442-.47-.525-1.409-.525-2.873V-21.77c0-.718.083-.746.911-.746h1.6a9.239,9.239,0,0,1,2.127.138,1.181,1.181,0,0,1,.856,1.05l.249,1.077a.546.546,0,0,0,.718-.028c0-.608-.111-1.657-.111-2.652,0-1.05.111-2.127.111-2.79a.546.546,0,0,0-.718-.028l-.221,1.132c-.138.691-.331.856-.663.967a10.246,10.246,0,0,1-2.348.166h-1.6c-.829,0-.911,0-.911-.773V-29.78c0-1.05,0-1.1.829-1.1h1.989a13.186,13.186,0,0,1,2.679.166c1.436.359,1.685,1.326,2.1,2.624a.543.543,0,0,0,.691-.055,31.046,31.046,0,0,0-.442-3.674,37.076,37.076,0,0,1-3.729.083h-5.193c-1.132,0-2.072-.028-3.259-.083-.166.083-.221.58-.055.691l.442.055c1.63.193,1.685.608,1.685,3.48Z" transform="translate(677.779 531.824)" fill="#fe9901" /> <path id="Path_10" data-name="Path 10" d="M4.318-17.71c0,2.928-.055,3.315-1.685,3.508l-.691.083A.537.537,0,0,0,2-13.428c1.381-.055,2.32-.083,3.48-.083,1.1,0,2.044.028,3.425.083.166-.083.221-.58.055-.691L8.267-14.2c-1.63-.193-1.685-.58-1.685-3.508v-9.833c0-2.928.055-3.4,1.685-3.536l.691-.055c.166-.11.11-.608-.055-.691-1.381.055-2.32.083-3.425.083-1.16,0-2.1-.028-3.48-.083-.166.083-.221.58-.055.691l.691.055c1.63.138,1.685.608,1.685,3.536Zm10.938,1.1c0,1.989-.028,2.265-1.05,2.4l-.58.083a.483.483,0,0,0,.055.691c.773-.055,1.6-.083,2.6-.083.967,0,1.768.028,2.514.083a.483.483,0,0,0,.055-.691l-.5-.083c-.994-.166-1.05-.414-1.05-2.4v-4.226a2.327,2.327,0,0,1,.414-1.657,3.012,3.012,0,0,1,2.348-.967c1.878,0,2.6,1.16,2.6,2.735V-16.6c0,1.989-.028,2.237-1.05,2.4l-.525.083a.483.483,0,0,0,.055.691c.746-.055,1.574-.083,2.569-.083.967,0,1.768.028,2.6.083a.483.483,0,0,0,.055-.691l-.608-.083c-.994-.138-1.05-.414-1.05-2.4v-4.751c0-1.851-.939-3.425-3.232-3.425A7.573,7.573,0,0,0,17.6-23.372a.29.29,0,0,1-.3-.3c0-.249,0-.663.055-1.3a.322.322,0,0,0-.3-.193,15.051,15.051,0,0,1-2.762,1.353.378.378,0,0,0-.028.5l.249.166c.746.5.746.635.746,1.713ZM34.95-24.781c-2.1,0-3.756,1.132-3.756,3.149,0,1.519,1.132,2.486,2.735,3.4,1.022.58,2.127,1.271,2.127,2.541A1.7,1.7,0,0,1,34.2-13.925c-1.574,0-2.458-1.326-2.928-2.845a.469.469,0,0,0-.635.028,8.212,8.212,0,0,0,.331,2.79,4.6,4.6,0,0,0,2.955.829c2.044,0,3.977-1.05,3.977-3.149,0-1.961-1.353-2.9-2.817-3.729-.967-.552-2.127-1.16-2.127-2.293a1.632,1.632,0,0,1,1.768-1.685,2.694,2.694,0,0,1,2.431,2.016.481.481,0,0,0,.663-.083,6.451,6.451,0,0,0-.442-2.237A4.887,4.887,0,0,0,34.95-24.781Zm10.938,2.6a20.813,20.813,0,0,1,.083-2.4c-.028-.11-.11-.166-.276-.193a9.777,9.777,0,0,1-2.955.5.41.41,0,0,0-.055.608l.331.138c.829.359.829.608.829,2.348v4.613c0,2.237.912,3.453,3.342,3.453A7.221,7.221,0,0,0,51-14.561c.166,0,.249.138.249.387v1.132a.383.383,0,0,0,.331.193A14.343,14.343,0,0,1,55.2-13.87c.221-.11.193-.663.028-.8a5.234,5.234,0,0,1-1.077.138c-.773,0-.856-.829-.856-3.011v-4.64c0-1.022.028-1.878.083-2.4-.028-.11-.11-.166-.249-.193a11.033,11.033,0,0,1-3.232.5.376.376,0,0,0-.028.608l.359.138c.829.331,1.022.387,1.022,2.182v4.53a1.923,1.923,0,0,1-.552,1.6,3.613,3.613,0,0,1-2.237.829c-2.1,0-2.569-1.271-2.569-3.176ZM61.107-16.6c0,1.989-.028,2.237-1.05,2.4l-.525.083a.483.483,0,0,0,.055.691c.718-.055,1.547-.083,2.541-.083.967,0,1.768.028,3.066.083a.483.483,0,0,0,.055-.691l-.994-.083c-1.05-.083-1.1-.414-1.1-2.4v-3.756a4.2,4.2,0,0,1,.359-2.127,1.226,1.226,0,0,1,.994-.552,2.265,2.265,0,0,1,1.215.442,1.061,1.061,0,0,0,.608.193,1.225,1.225,0,0,0,1.188-1.271,1.144,1.144,0,0,0-1.243-1.1c-1.022,0-2.072.856-3.038,1.657q-.083-.041-.083-.249v-1.6c0-.11-.083-.166-.221-.193a21.4,21.4,0,0,1-2.79,1.353.378.378,0,0,0-.028.5l.249.166c.746.5.746.635.746,1.713Zm12.485-1.436c-1.768.635-2.293,1.271-2.293,2.348a2.584,2.584,0,0,0,.856,1.933,2.859,2.859,0,0,0,1.933.635,4.088,4.088,0,0,0,1.989-.691,4.241,4.241,0,0,1,1.077-.552c.166,0,.331.221.442.387a2.2,2.2,0,0,0,1.8.856,2.9,2.9,0,0,0,2.32-1.215c0-.193-.083-.359-.193-.359-.083,0-.221.11-.359.193a1.587,1.587,0,0,1-.691.166c-1.077,0-1.326-1.132-1.271-2.4l.166-4.806c.083-2.072-.884-3.232-2.873-3.232-2.016,0-5.138,1.961-5.138,3.4a.349.349,0,0,0,.387.387,2.972,2.972,0,0,0,1.574-.525c.221-.166.249-.5.276-.939.055-.856.994-1.243,1.768-1.243,1.713,0,2.044,1.381,2.016,2.4l-.028,1.271c0,.414-.055.663-.47.8Zm-.166,2.016c0-1.077.8-1.492,2.431-2.044a5.213,5.213,0,0,1,1.132-.276c.166,0,.276.055.276.359l-.055,1.63c-.028.58-.028.967-.359,1.3a3.123,3.123,0,0,1-1.685.691A1.665,1.665,0,0,1,73.426-16.025ZM86.96-16.6c0,1.989-.028,2.265-1.05,2.4l-.58.083a.483.483,0,0,0,.055.691c.773-.055,1.6-.083,2.6-.083.967,0,1.768.028,2.514.083a.483.483,0,0,0,.055-.691l-.5-.083c-.994-.166-1.05-.414-1.05-2.4v-4.226a2.327,2.327,0,0,1,.414-1.657,3.012,3.012,0,0,1,2.348-.967c1.878,0,2.6,1.16,2.6,2.735V-16.6c0,1.989-.028,2.237-1.05,2.4l-.525.083a.483.483,0,0,0,.055.691c.746-.055,1.574-.083,2.569-.083.967,0,1.768.028,2.6.083a.483.483,0,0,0,.055-.691l-.608-.083c-.994-.138-1.05-.414-1.05-2.4v-4.751c0-1.851-.939-3.425-3.232-3.425a7.573,7.573,0,0,0-3.867,1.409.29.29,0,0,1-.3-.3c0-.249,0-.663.055-1.3a.322.322,0,0,0-.3-.193,15.051,15.051,0,0,1-2.762,1.353.378.378,0,0,0-.028.5l.249.166c.746.5.746.635.746,1.713ZM109.2-24.781c-4.585,0-6.684,3.176-6.684,6.16a5.5,5.5,0,0,0,1.6,4.088,5.353,5.353,0,0,0,3.784,1.409,5.033,5.033,0,0,0,4.613-2.817.436.436,0,0,0-.5-.387,3.37,3.37,0,0,1-3.066,1.657,4.539,4.539,0,0,1-4.447-4.723c0-2.928,1.878-4.447,3.812-4.447a3.768,3.768,0,0,1,2.762,1.464.482.482,0,0,0,.387.193c.331,0,.608-.525.608-1.022a1.565,1.565,0,0,0-.414-1.1A6.889,6.889,0,0,0,109.2-24.781Zm14.833,4.2c1.16,0,1.547-.028,1.63-.193a1.706,1.706,0,0,0,.11-.718c0-1.657-1.547-3.287-3.922-3.287-3.315,0-5.552,2.845-5.552,6.242a5.865,5.865,0,0,0,1.16,3.591,4.95,4.95,0,0,0,4.005,1.823,4.827,4.827,0,0,0,4.337-2.569.365.365,0,0,0-.5-.331,2.977,2.977,0,0,1-2.541,1.353c-2.955,0-4.585-2.375-4.585-5.165,0-.691.028-.746.746-.746Zm-5.359-.829c-.193,0-.193-.083-.193-.138a3.242,3.242,0,0,1,3.066-2.4c1.6,0,2.127.967,2.127,1.74,0,.359-.083.47-.166.525-.221.166-.829.276-2.873.276Z" transform="translate(772.264 531.824)" fill="#707070" /> </g> <g id="Group_3" data-name="Group 3" transform="translate(0 0)"> <rect id="Rectangle_6" data-name="Rectangle 6" width="6.346" height="6.346" fill="#fe9901" /> <rect id="Rectangle_7" data-name="Rectangle 7" width="6.346" height="6.346" transform="translate(0 6.346)" fill="#ff3334" /> <rect id="Rectangle_8" data-name="Rectangle 8" width="6.346" height="6.346" transform="translate(0 12.693)" fill="#00468c" /> </g> </svg> </a>  <input type="checkbox" id="main-nav-toggle" aria-label="Open main menu" autocomplete="off" /> <label for="main-nav-toggle" class="ui-main-nav-items-toggle"> <span class="ui-sr-only">Open main menu</span> <span class="material-icons">menu</span> </label> <div id="main-nav" class="ui-main-nav-items" aria-label="Main menu">  <label for="main-nav-toggle" class="ui-main-nav-items-close"> <span class="ui-sr-only">Close main menu</span> <span class="material-icons">close</span> </label> <ul aria-labelledby="main-nav-heading" class="ui-level-1"> <li> <input class="ui-expand" type="checkbox" id="channels" autocomplete="off" /> <label class="ui-expand channels" for="channels">Channels</label> <ul class="ui-nested ui-list-col-4"> <a href="channels/risk/longevity-mortality.html">Longevity/mortality</a> <a href="channels/regulation/accounting-tax.html">Accounting/tax</a> <a href="channels/risk/">Risk</a> <a href="channels/capital/">Capital</a> <a href="channels/regulation/">Regulation</a> <a href="channels/investment/">Investment</a> <a href="channels/software-it.html">Software/IT</a> <a href="channels/people.html">People</a> <a href="channels/risk/risk-management.html">Risk management</a> <a href="channels/risk/risk-models.html">Models</a> <a href="channels/risk/cat-risk.html">Cat risk</a> <a href="channels/capital/capital-management.html">Capital management</a> <a href="channels/capital/capital-models.html">Models</a> <a href="channels/capital/reinsurance.html">Reinsurance</a> <a href="channels/capital/capital-markets.html">Capital markets</a> <a href="channels/capital/derivatives.html">Derivatives</a> <a href="channels/regulation/solvency-ii.html">Solvency II</a> <a href="channels/regulation/rbc-worldwide.html">RBC Worldwide</a> <a href="channels/investment/investment-risk-strategy.html">Investment risk/strategy</a> <a href="channels/investment/asset-management.html">Asset management</a> <a href="channels/investment/pension-risk-transfer.html">Pension risk transfer</a> <a href="channels/areas/uk.html">UK</a> <a href="channels/areas/rest-of-europe.html">Rest of Europe</a> <a href="channels/areas/us-canada-bermuda.html">US/Canada/Bermuda</a> <a href="channels/areas/row.html">ROW</a> <a href="channels/regulation/associations1.html">Associations</a> <a href="channels/usa-focus.html">USA Focus</a> <a href="channels/regulation/ifrs-17.html">IFRS 17</a> <a href="channels/areas/asia-pacific.html">Asia Pacific</a> <a href="channels/climate-change-and-sustainability.html">Climate change and sustainability</a> <a href="channels/risk/cyber-risk.html">Cyber risk</a> <a href="channels/risk/artificial-intelligence.html">Artificial Intelligence</a> </ul> </li><a href="content/events/">Events</a> <a href="content/partnered-content/market-insight/">Market Insight</a> <a href="content/awards/">Awards</a> <a href="content/tech-guide-index/">Tech guide</a> <a href="channels/regulation/solvency-ii.html">Solvency II</a> <a href="channels/climate-change-and-sustainability.html">Sustainability</a> </ul> <h2 id="main-nav-heading" class="ui-sr-only">Main menu</h2> </div>  <label for="main-nav-toggle" class="ui-backdrop" tabindex="-1" aria-hidden="true" hidden=""> <div class="ui-backdrop-hack"></div> </label>  </div>  <div class="ui-acct-guest"> <a href="account/sign-in-to-your-account.html" class="ui-btn ui-btn-text ui-btn-small">Sign-in</a> <a href="account/free-one-month-trial.html" class="ui-btn ui-btn-primary ui-btn-small">Register</a> </div> </div>  <div class="ui-flex-row ui-justify-center ui-border-top"> <div class="ui-fixed-wrapper ui-breadcrumbs"><ul class="ui-list-horizontal ui-dark"> <li><a href="/">Home</a></li><li><a href="content/awards/">Awards</a></li> <li><a href="content/awards/insuranceerm-annual-awards-2023-uk-and-europe/">InsuranceERM Annual Awards 2023 - UK & Europe</a></li> <li><a href="content/awards/insuranceerm-annual-awards-2023-uk-and-europe/winners/">Winners</a></li> <li>Best use of cloud technology: WTW</li> </ul> </div> </div> </nav>  <div class="ui-flex-row ui-justify-center ui-hero"> <div class="ui-hero-content ui-fixed-wrapper">  <h1>InsuranceERM Annual Awards 2023 - UK & Europe</h1> </div> </div>  <main> <div class="ui-fixed-wrapper ui-my-24"> <div class="ui-row"> <div class="ui-col-12"> <div class="ui-tabset"> <div class="ui-tabs"> <a title="Overview" href="content/awards/insuranceerm-annual-awards-2023-uk-and-europe/" class="">Overview</a> <a title="Winners" href="content/awards/insuranceerm-annual-awards-2023-uk-and-europe/winners/" class="">Winners</a> <a title="Corporate statements" href="content/awards/insuranceerm-annual-awards-2023-uk-and-europe/corporate-statements/" class="">Corporate statements</a> </div> </div> <div class="ui-flex-row ui-justify-end ui-border-bottom ui-pb-12 ui-mb-24"> <div class="ui-flex-row ui-width-auto"></div>  <div class="ui-flex-1"></div> <div class="share-buttons ui-flex-row ui-width-auto ui-align-center"> <a href="https://www.insuranceerm.com/content/awards/insuranceerm-annual-awards-2023-uk-and-europe/winners/best-use-of-cloud-technology-wtw.html?share=linkedin" onclick="shareWindow(this.href)" target="_blank" class="ui-mr-8"> <img src="assets/images/icons/share-linkedin.png" width="24px" height="auto" /> </a> <a href="https://www.insuranceerm.com/content/awards/insuranceerm-annual-awards-2023-uk-and-europe/winners/best-use-of-cloud-technology-wtw.html?share=twitter" onclick="shareWindow(this.href)" target="_blank" class="ui-mr-8"> <img src="assets/images/icons/share-twitter.png" width="24px" height="auto" /> </a> <a href="https://www.insuranceerm.com/content/awards/insuranceerm-annual-awards-2023-uk-and-europe/winners/best-use-of-cloud-technology-wtw.html?share=facebook" onclick="shareWindow(this.href)" target="_blank" class="ui-mr-8"> <img src="assets/images/icons/share-facebook.png" width="24px" height="auto" /> </a> <a href="/cdn-cgi/l/email-protection#8ab5f9ffe8e0efe9feb7c3e4f9fff8ebe4e9efcfd8c7b0aac8eff9feaafff9efaae5ecaae9e6e5ffeeaafeefe9e2e4e5e6e5edf3b0aadddeddacebe7fab1e8e5eef3b7c3aafee2e5ffede2feaaf3e5ffaae7e3ede2feaae8efaae3e4feeff8eff9feefeeaae3e4aafee2e3f9aaebf8fee3e9e6efaae2fefefaf9b0a5a5fdfdfda4e3e4f9fff8ebe4e9efeff8e7a4e9e5e7a5e9e5e4feefe4fea5ebfdebf8eef9a5e3e4f9fff8ebe4e9efeff8e7a7ebe4e4ffebe6a7ebfdebf8eef9a7b8bab8b9a7ffe1a7ebe4eea7effff8e5faefa5fde3e4e4eff8f9a5e8eff9fea7fff9efa7e5eca7e9e6e5ffeea7feefe9e2e4e5e6e5edf3a7fdfefda4e2fee7e6" class="ui-mr-8"> <img src="assets/images/icons/share-email.png" width="24px" height="auto" /> </a> <a href="https://www.insuranceerm.com/content/awards/insuranceerm-annual-awards-2023-uk-and-europe/winners/best-use-of-cloud-technology-wtw.html?pf=print" target="_blank" class="ui-mr-8"> <img src="assets/images/icons/share-print.png" width="24px" height="auto" /> </a> </div> </div> <div class="ui-row"> <div class="ui-col-8 ui-sm-order-2"> <h1>Best use of cloud technology: WTW</h1> <article> <p>After coming of age in 2022, cloud technology is reinforcing its importance in the insurance sector as the need for regulatory compliance and increasing innovation grows even stronger. WTW's Igloo Cloud software, launched in 2021, took the title with its offering that reaches over 1,000 users in 150 firms.</p> <p>The insurance technology and advisory company say Igloo clients include six of the top 10 US non-life insurers, five of the top 10 European insurers and six of the top 10 Asia-Pacific non-life insurers.</p> <p>WTW's Igloo Cloud software expands on its existing Igloo offerings and enables clients to accelerate and scale capital modelling by placing it at the centre of their strategic decisions.</p> <p>Igloo Cloud also reduces the end-to-end cost by removing the need for additional elements, such as IT support, hardware and disaster recovery, and its on-demand nature provides greater flexibility for consumers.</p> <p>The judging panel described the software as a stand out rounded entry while other judges noted its client benefits are diverse and well-articulated with both business risk and IT considerations included.</p> <p>"I think the difference with us [compared to competitors] is that we really do focus on innovating," explains Chris Bird, global proposition leader for property and casualty capital modelling and enterprise risk management at WTW.</p> <p>He adds a key focus for the company on cloud innovation is on evolving capital modelling beyond its traditional widespread usage for regulatory compliance.</p> <p>"Primarily in the UK it's used for regulatory purposes, but we see there are big opportunities to use it beyond [this]. We do this a lot in the US where there isn't a [major] regulatory need and you see people have a lot more freedom to do other things, really expansive things [with the cloud] that are real value-add."</p> </article> </div> <div class="ui-col-4 ui-sm-order-1"> <img class="ui-mt-16" src="assets/images/logos/IERM23-WIN-LOGO-BUOCT.jpg" /> <div class="ui-col"> <a class="ui-card" href="content/awards/insuranceerm-annual-awards-2023-uk-and-europe/corporate-statements/power-up-capital-modelling-with-the-cloud.html"> <div class="ui-card-header"> Corporate statement </div> <img src="assets/images/logos/IERM23-BUOCTY-WTW.jpg" alt="Power up capital modelling with the cloud"> <div class="ui-card-body"> <h3>Power up capital modelling with the cloud</h3> <p><strong>Chris Bird</strong>, global proposition leader for P&C capital modelling and ERM at WTW, discusses the benefits cloud technology offers insurers, and how the company plans to develop its Igloo Cloud solution</p> </div> </a> </div> </div> </div> </div> </div> </div> </main> <footer class="ui-justify-center"> <div class="ui-fixed-wrapper"> <div class="ui-row"> <div class="ui-col-2 ui-col-sm-6"> <h4>Sections</h4> <ul class="ui-no-bullets ui-list-col-1 ui-line-200"> <li><a href="content/awards/">Awards</a></li> <li><a href="content/downloads/">Downloads</a></li> <li><a href="content/events/">Events</a></li> <li><a href="content/galleries/">Galleries</a></li> <li><a href="content/insight/">Insight</a></li> <li><a href="content/partnered-content/market-insight/">Market Insight</a></li> <li><a href="content/roundtables/">Roundtables</a></li> <li><a href="content/tech-guide-index/">Tech Guide</a></li> <li><a href="content/webinars/">Webinars</a></li> </ul> </div> <div class="ui-col-2 ui-col-sm-6"> <h4>Company</h4> <ul class="ui-no-bullets ui-line-200"> <li><a href="company/about.html">About Us</a></li> <li><a href="company/contact-us.html">Contact Us</a></li> <li><a href="company/staff.html">InsuranceERM people</a></li> <li><a href="company/advertise.html">Advertise</a></li> <li><a href="company/subscribe.html">Subscriptions</a></li> <li><a href="policy/website-terms-and-conditions.html">Website Terms & Conditions</a></li> <li> <a href="policy/subscription-and-event-terms-and-conditions.html">Subscription and Event <br />Terms & Conditions</a> </li> <li><a href="policy/privacy-policy.html">Privacy Policy</a></li> <li><a href="policy/cookie-policy.html">Cookie Policy</a></li> <li><a href="policy/acceptable-use-policy.html">Acceptable Use Policy</a></li> </ul> </div> <div class="ui-col-4"> <h4>Channels</h4> <ul class="ui-no-bullets ui-list-col-2 ui-line-200"> <li><a href="channels/risk/">Risk</a></li> <li><a href="channels/risk/risk-management.html">Risk management</a></li> <li><a href="channels/risk/risk-models.html">Risk Models</a></li> <li><a href="channels/risk/cat-risk.html">Cat risk</a></li> <li><a href="channels/risk/cyber-risk.html">Cyber risk</a></li> <li><a href="channels/risk/artificial-intelligence.html">AI</a></li> <li><a href="channels/risk/longevity-mortality.html">Longevity/mortality</a></li> <li><a href="channels/capital/">Capital</a></li> <li><a href="channels/capital/capital-management.html">Capital management</a></li> <li><a href="channels/capital/capital-models.html">Capital Models</a></li> <li><a href="channels/capital/reinsurance.html">Reinsurance</a></li> <li><a href="channels/capital/capital-markets.html">Capital markets</a></li> <li><a href="channels/capital/derivatives.html">Derivatives</a></li> <li><a href="channels/regulation/">Regulation</a></li> <li><a href="channels/regulation/solvency-ii.html">Solvency II</a></li> <li><a href="channels/regulation/rbc-worldwide.html">RBC Worldwide</a></li> <li><a href="channels/regulation/accounting-tax.html">Accounting/tax</a></li> <li><a href="channels/regulation/associations1.html">Associations</a></li> <li><a href="channels/regulation/ifrs-17.html">IFRS 17</a></li> <li><a href="channels/investment/">Investment</a></li> <li><a href="channels/investment/investment-risk-strategy.html">Investment risk/strategy</a></li> <li><a href="channels/investment/asset-management.html">Asset management</a></li> <li><a href="channels/investment/pension-risk-transfer.html">Pension risk transfer</a></li> <li><a href="channels/software-it.html">Software/IT</a></li> <li><a href="channels/people.html">People</a></li> <li><a href="channels/climate-change-and-sustainability.html">Climate change and sustainability</a></li> </ul> </div> <div class="ui-col-4"> <h4>Subscriptions</h4> <p>Subscribe to InsuranceERM to benefit from:</p> <p><span class="material-icons-outlined md-18">article</span> In-depth special reports and analysis</p> <p><span class="material-icons-outlined md-18">verified</span> Commentary and insight from leading industry specialists</p> <p><span class="material-icons-outlined md-18">sell</span> Discounts for InsuranceERM events</p> <a href="account/free-one-month-trial.html" class="ui-btn ui-btn-primary">Subscribe now</a> </div> <div class="ui-col-12"> <small>© Field Gibson Media Ltd 2024    </small> </div> </div> </div> </footer>  <script data-cfasync="false" src="/cdn-cgi/scripts/5c5dd728/cloudflare-static/email-decode.min.js"></script><script src="https://maps.googleapis.com/maps/api/js?key=AIzaSyAcGEPpnGBWXghJEXgM0-hdbhSjK482vH4"> </script> <script> function initialize() { var mapOptions = { zoom: 15, center: new google.maps.LatLng(51.508515, -0.125487) } var map = new google.maps.Map(document.getElementById('map-canvas'), mapOptions); setMarkers(map, places); } var places = [ ]; infowindow = new google.maps.InfoWindow({ content: "loading..." }); function setMarkers(map, locations) { // Add markers to the map for (var i = 0; i < locations.length; i++) { var place = locations[i]; var html = '<div class="mapmarker"><strong>' + place[0] + '</strong><br />'; html += place[3] + "</div>"; var myLatLng = new google.maps.LatLng(place[1], place[2]); var marker = new google.maps.Marker({ position: myLatLng, map: map, html: html, title: place[0], icon: place[4] }); google.maps.event.addListener(marker, "click", function () { infowindow.setContent(this.html); infowindow.open(map, this); map.panTo(this.getPosition()); }); } } google.maps.event.addDomListener(window, 'load', initialize); </script>  <v-app class="vue-app">  <cookiesalert title='Cookies on InsuranceERM' message='<p>This site uses cookies. By continuing to browse the site you are agreeing to our use of cookies.聽<a href="policy/cookie-policy.html">Find out more here</a></p>' /> </v-app>  <script id="custom-js" template="111" src="assets/js/includes.js"></script> </body> </html>