How to find unclaimed money from the government

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Search official databases for money you may be owed by states, banks, the IRS, insurance, and more."/> <meta property="og:image" content="https://web.archive.org/web/20231124201718im_/https://www.usa.gov/images/facebook_share_thumbnail.png"/> <meta property="og:image:secure_url" content="https://www.usa.gov/images/facebook_share_thumbnail.png"/>  <script type="application/ld+json"> { "@context": "https://web.archive.org/web/20231124201718/https://schema.org", "@type": "Organization", "url": "https://web.archive.org/web/20231124201718/https://usa.gov/", "logo": "https://web.archive.org/web/20231124201718/https://www.usa.gov/themes/custom/usagov/images/Logo_USAGov.png" } </script> <script type="application/ld+json"> { "@context": "https://web.archive.org/web/20231124201718/https://schema.org", "@type": "FAQPage", "mainEntity": [ { "@type": "Question", "name": "What is unclaimed money?", "acceptedAnswer": { "@type": "Answer", "text": "<p>If a business, financial institution, or government owes you money that you did not collect, it is considered unclaimed money or property. </p><p>You may be able to file for unclaimed money owed to you or that was owed to a deceased relative if you are their legal heir.</p>" } }, { "@type": "Question", "name": "Search by state", "acceptedAnswer": { "@type": "Answer", "text": "<p>Most unclaimed money is held by state governments from sources such as bank accounts, insurance policies, or state agencies.</p><p>Search for unclaimed money from your <a href=\"https://unclaimed.org/\">state’s unclaimed property office</a>. If you have lived in other states, check their unclaimed property offices, too.</p>" } }, { "@type": "Question", "name": "Search other databases", "acceptedAnswer": { "@type": "Answer", "text": "<p>There is no single government database for all unclaimed money. Use each separate database in the links below to search for each type of unclaimed money.</p><div class=\"usa-table-container\"> <table class=\"usa-table usa-table--borderless usa-table--stacked-header\"> <thead> <tr> <th scope=\"col\">Search for unclaimed money</th> <th scope=\"col\">Database or agency</th> </tr> </thead> <tbody> <tr> <td> <p>Employers</p> </td> <td> <ul> <li>Unpaid wages – <a href=\"https://webapps.dol.gov/wow/\">Search the Department of Labor’s database</a> for back pay an employer might owe you. </li> <li>Pensions from former employers – <a href=\"https://www.pbgc.gov/about/pg/contact/contact-unclaimed\">Contact the Pension Benefit Guaranty Corporation (PBGC)</a> to search for an unclaimed pension.</li> </ul> </td> </tr> <tr> <td> <p>Unclaimed insurance money</p> </td> <td> <ul> <li>VA life insurance funds – Search the <a href=\"https://insurance.va.gov/UnclaimedFunds/Search\">U.S. Department of Veterans Affairs (VA) database</a> for unclaimed insurance funds.</li> <li>FHA insurance refunds – If you had an FHA-insured mortgage, <a href=\"https://entp.hud.gov/dsrs/refunds/\">search the HUD database</a> to see if you are eligible for a refund.</li> </ul> </td> </tr> <tr> <td> <p>Taxes</p> </td> <td> <ul> <li>Tax refunds – Use the IRS <a href=\"https://www.irs.gov/refunds\">Where’s My Refund? search tool</a> if you have not received your tax refund. </li> <li>Stimulus checks – If you were eligible but did not receive one of the Economic Impact Payments, you may need to file or amend a tax return for 2020 or 2021. See the <a href=\"https://www.irs.gov/coronavirus/economic-impact-payments\">IRS guidelines for filing for a recovery rebate credit</a>.</li> </ul> </td> </tr> <tr> <td> <p>Investments</p> </td> <td> <p>SEC enforcement funds – Search the <a href=\"https://www.sec.gov/enforce/information-for-harmed-investors\">Securities and Exchange Commission (SEC) database</a> for money from an investment enforcement case.</p> </td> </tr> <tr> <td> <p>Bank failures</p> </td> <td> <ul> <li>Bank failures – <a href=\"https://closedbanks.fdic.gov/funds/\">Search the FDIC database</a> for unclaimed funds from closed financial institutions. </li> <li>Credit union failures – <a href=\"https://ncua.gov/support-services/conservatorships-liquidations/unclaimed-deposits\">Find unclaimed deposits</a> from closed credit unions.</li> </ul> </td> </tr> <tr> <td> <p>Savings bonds</p> </td> <td> <p>Use <a href=\"https://www.treasurydirect.gov/savings-bonds/treasury-hunt/\">TreasuryHunt.gov</a> to find matured savings bonds that have stopped earning interest. You can also learn how to <a href=\"https://www.treasurydirect.gov/savings-bonds/manage-bonds/lost-stolen-destroyed-ee-or-i-bonds/\">replace a lost or destroyed savings bond</a>.</p> </td> </tr> <tr> <td> <p>Bankruptcies</p> </td> <td> <p>Use the <a href=\"https://ucf.uscourts.gov/\">U.S. Courts Unclaimed Funds Locator</a> to search for money you may be owed after a person or business declared bankruptcy.</p> </td> </tr> <tr> <td>Individual Indian Money (IIM) accounts</td> <td>The Department of the Interior's Bureau of Trust Funds Administration (BTFA) manages <a href=\"https://www.doi.gov/ost/iim-accounts\">Individual Indian Money (IIM) accounts</a> for Native American and Alaska Native beneficiaries. Check the <a href=\"https://www.doi.gov/ost/wau\">Whereabouts Unknown search tool</a> to see if you have an unclaimed account.</td> </tr> </tbody> </table> </div>" } } ] } </script> </head> <body>  <noscript><iframe sandbox src="https://web.archive.org/web/20231124201718if_/https://www.googletagmanager.com/ns.html?id=GTM-W8LW6DB" height="0" width="0" style="display:none;visibility:hidden"></iframe></noscript>  <a href="#skip-to-h1" class="usa-skipnav usa-sr-only focusable"> Skip to main content </a> <div class="usa-overlay"></div> <header class="usa-header usa-header--extended" id="header" role="banner"> <div class="usa-banner-inner"> <div> <section class="usa-banner" aria-label="Official website of the United States government"> <div class="usa-accordion"> <header class="usa-banner__header"> <div class="usa-banner__inner"> <div class="grid-col-auto"> <img aria-hidden="true" class="usa-banner__header-flag" src="/web/20231124201718im_/https://www.usa.gov/themes/custom/usagov/images/favicon-57.png" alt=""/> </div> <div class="grid-col-fill tablet:grid-col-auto" aria-hidden="true"> <p class="usa-banner__header-text"> An official website of the United States government </p> <p class="usa-banner__header-action">Here’s how you know</p> </div> <button type="button" class="usa-accordion__button usa-banner__button" aria-expanded="false" aria-controls="gov-banner-default-default"> <span class="usa-banner__button-text">Here’s how you know</span> </button> </div> </header> <div class="usa-banner__content usa-accordion__content" id="gov-banner-default-default" hidden="until-found"> <div class="grid-row grid-gap-lg"> <div class="usa-banner__guidance tablet:grid-col-6"> <img class="usa-banner__icon usa-media-block__img" src="/web/20231124201718im_/https://www.usa.gov/themes/custom/usagov/assets/img/icon-dot-gov.svg" role="img" alt="" aria-hidden="true"/> <div class="usa-media-block__body"> <p> <strong>Official websites use .gov</strong><br/>A <strong>.gov</strong> website belongs to an official government organization in the United States. </p> </div> </div> <div class="usa-banner__guidance tablet:grid-col-6"> <img class="usa-banner__icon usa-media-block__img" src="/web/20231124201718im_/https://www.usa.gov/themes/custom/usagov/assets/img/icon-https.svg" role="img" alt="" aria-hidden="true"/> <div class="usa-media-block__body"> <p> <strong>Secure .gov websites use HTTPS</strong><br/>A <strong>lock</strong> ( <span class="icon-lock"> <svg xmlns="http://www.w3.org/2000/svg" width="52" height="64" viewbox="0 0 52 64" class="usa-banner__lock-image" role="img" aria-labelledby="banner-lock-description-default" focusable="false"> <title id="banner-lock-title-default">Lock</title> <desc id="banner-lock-description-default">Locked padlock icon</desc> <path fill="#000000" fill-rule="evenodd" d="M26 0c10.493 0 19 8.507 19 19v9h3a4 4 0 0 1 4 4v28a4 4 0 0 1-4 4H4a4 4 0 0 1-4-4V32a4 4 0 0 1 4-4h3v-9C7 8.507 15.507 0 26 0zm0 8c-5.979 0-10.843 4.77-10.996 10.712L15 19v9h22v-9c0-6.075-4.925-11-11-11z"/> </svg> </span>) or <strong>https://</strong> means you’ve safely connected to the .gov website. 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href="/web/20231124201718/https://www.usa.gov/financial-hardship"> Facing financial hardship </a> </li> <li class="usa-sidenav__item"> <a href="/web/20231124201718/https://www.usa.gov/credit"> Credit reports and scores </a> </li> <li class="usa-sidenav__item"> <a href="/web/20231124201718/https://www.usa.gov/savings-bonds"> U.S. savings bonds </a> </li> <li class="usa-sidenav__item"> <a href="/web/20231124201718/https://www.usa.gov/government-grants-and-loans"> Government grants and loans </a> </li> <li class="usa-sidenav__item"> <a href="/web/20231124201718/https://www.usa.gov/currency"> American money </a> </li> <li class="usa-sidenav__item"> <a href="/web/20231124201718/https://www.usa.gov/taxes"> Taxes </a> </li> </ul> </li> </ul> </nav> </aside> <div class="usa-layout-docs__main usa-prose desktop:grid-col-8"> <h1 class="text-red" id="skip-to-h1"> <span>How to find unclaimed money from the government</span> </h1> <div id="block-usagov-content" class="block block-system block-system-main-block"> <div class="content-wrapper"> <div class="usa-prose"> <p class="usa-intro"> Find unclaimed funds held by the government that might be owed to you. </p> </div> <div class="usa-prose body-copy"><h2>What is unclaimed money?</h2> <p>If a business, financial institution, or government owes you money that you did not collect, it is considered unclaimed money or property. </p> <p>You may be able to file for unclaimed money owed to you or that was owed to a deceased relative if you are their legal heir.</p> <h2>Search by state</h2> <p>Most unclaimed money is held by state governments from sources such as bank accounts, insurance policies, or state agencies.</p> <p>Search for unclaimed money from your <a href="https://web.archive.org/web/20231124201718/https://unclaimed.org/">state’s unclaimed property office</a>. If you have lived in other states, check their unclaimed property offices, too.</p> <h2>Search other databases</h2> <p>There is no single government database for all unclaimed money. Use each separate database in the links below to search for each type of unclaimed money.</p> <div class="usa-table-container"> <table class="usa-table usa-table--borderless usa-table--stacked-header"><thead><tr><th scope="col">Search for unclaimed money</th> <th scope="col">Database or agency</th> </tr></thead><tbody><tr><td data-label="Search for unclaimed money"> <p>Employers</p> </td> <td data-label="Database or agency"> <ul><li>Unpaid wages – <a href="https://web.archive.org/web/20231124201718/https://webapps.dol.gov/wow/">Search the Department of Labor’s database</a> for back pay an employer might owe you. </li> <li>Pensions from former employers – <a href="https://web.archive.org/web/20231124201718/https://www.pbgc.gov/about/pg/contact/contact-unclaimed">Contact the Pension Benefit Guaranty Corporation (PBGC)</a> to search for an unclaimed pension.</li> </ul></td> </tr><tr><td data-label="Search for unclaimed money"> <p>Unclaimed insurance money</p> </td> <td data-label="Database or agency"> <ul><li>VA life insurance funds – Search the <a href="https://web.archive.org/web/20231124201718/https://insurance.va.gov/UnclaimedFunds/Search">U.S. Department of Veterans Affairs (VA) database</a> for unclaimed insurance funds.</li> <li>FHA insurance refunds – If you had an FHA-insured mortgage, <a href="https://web.archive.org/web/20231124201718/https://entp.hud.gov/dsrs/refunds/">search the HUD database</a> to see if you are eligible for a refund.</li> </ul></td> </tr><tr><td data-label="Search for unclaimed money"> <p>Taxes</p> </td> <td data-label="Database or agency"> <ul><li>Tax refunds – Use the IRS <a href="https://web.archive.org/web/20231124201718/https://www.irs.gov/refunds">Where’s My Refund? search tool</a> if you have not received your tax refund. </li> <li>Stimulus checks – If you were eligible but did not receive one of the Economic Impact Payments, you may need to file or amend a tax return for 2020 or 2021. See the <a href="https://web.archive.org/web/20231124201718/https://www.irs.gov/coronavirus/economic-impact-payments">IRS guidelines for filing for a recovery rebate credit</a>.</li> </ul></td> </tr><tr><td data-label="Search for unclaimed money"> <p>Investments</p> </td> <td data-label="Database or agency"> <p>SEC enforcement funds – Search the <a href="https://web.archive.org/web/20231124201718/https://www.sec.gov/enforce/information-for-harmed-investors">Securities and Exchange Commission (SEC) database</a> for money from an investment enforcement case.</p> </td> </tr><tr><td data-label="Search for unclaimed money"> <p>Bank failures</p> </td> <td data-label="Database or agency"> <ul><li>Bank failures – <a href="https://web.archive.org/web/20231124201718/https://closedbanks.fdic.gov/funds/">Search the FDIC database</a> for unclaimed funds from closed financial institutions. </li> <li>Credit union failures – <a href="https://web.archive.org/web/20231124201718/https://ncua.gov/support-services/conservatorships-liquidations/unclaimed-deposits">Find unclaimed deposits</a> from closed credit unions.</li> </ul></td> </tr><tr><td data-label="Search for unclaimed money"> <p>Savings bonds</p> </td> <td data-label="Database or agency"> <p>Use <a href="https://web.archive.org/web/20231124201718/https://www.treasurydirect.gov/savings-bonds/treasury-hunt/">TreasuryHunt.gov</a> to find matured savings bonds that have stopped earning interest. You can also learn how to <a href="https://web.archive.org/web/20231124201718/https://www.treasurydirect.gov/savings-bonds/manage-bonds/lost-stolen-destroyed-ee-or-i-bonds/">replace a lost or destroyed savings bond</a>.</p> </td> </tr><tr><td data-label="Search for unclaimed money"> <p>Bankruptcies</p> </td> <td data-label="Database or agency"> <p>Use the <a href="https://web.archive.org/web/20231124201718/https://ucf.uscourts.gov/">U.S. Courts Unclaimed Funds Locator</a> to search for money you may be owed after a person or business declared bankruptcy.</p> </td> </tr><tr><td data-label="Search for unclaimed money">Individual Indian Money (IIM) accounts</td> <td data-label="Database or agency">The Department of the Interior's Bureau of Trust Funds Administration (BTFA) manages <a href="https://web.archive.org/web/20231124201718/https://www.doi.gov/ost/iim-accounts">Individual Indian Money (IIM) accounts</a> for Native American and Alaska Native beneficiaries. Check the <a href="https://web.archive.org/web/20231124201718/https://www.doi.gov/ost/wau">Whereabouts Unknown search tool</a> to see if you have an unclaimed account.</td> </tr></tbody></table></div> </div> </div> </div> <div class="views-element-container settings-tray-editable block block-views block-views-blockwizard-step-test-block-1" id="block-views-block-wizard-step-test-block-1" data-drupal-settingstray="editable"> <div><div class="js-view-dom-id-d2e6178c4bd990403fac1bb914ffeeaf02877b2d68e9a55f2e1658331fdaeb56"> </div> </div> </div> <div class="additional_body_info"> <p id="last-updated">LAST UPDATED: November 13, 2023 </p> <div id="sm-share"> <span id="share-page">SHARE THIS PAGE:</span> <div class="share-icons"> <a aria-labelledby="share-page fb" href="https://web.archive.org/web/20231124201718/https://www.facebook.com/sharer/sharer.php?u=https://www.usa.gov/unclaimed-money&v=3"> <div class="share-icon-div"> <img class="share-icon" id="fb" src="/web/20231124201718im_/https://www.usa.gov/themes/custom/usagov/images/social-media-icons/Facebook_Icon.svg" alt="Facebook"/> </div> </a> <a aria-labelledby="share-page twr" href="https://web.archive.org/web/20231124201718/https://twitter.com/intent/tweet?source=webclient&text=https://www.usa.gov/unclaimed-money"> <div class="share-icon-div"> <img class="share-icon" id="twr" src="/web/20231124201718im_/https://www.usa.gov/themes/custom/usagov/images/social-media-icons/X_Twitter_Icon.svg " alt="X Twitter USAGov"/> </div> </a> <a aria-labelledby="share-page em" href="https://web.archive.org/web/20231124201718/mailto:/?subject=https://www.usa.gov/unclaimed-money"> <div class="share-icon-div"> <img class="share-icon" id="em" src="/web/20231124201718im_/https://www.usa.gov/themes/custom/usagov/images/social-media-icons/Email_Icon.svg" alt="Email"/> </div> </a> </div> </div> <div class="border-top-05 border-base-lightest"></div> <div id="question-box"> <div class="border-left-1 padding-left-205 border-cyan-10 margin-top-8 margin-bottom-9 padding-bottom-2"> <h2 class="font-family-heading margin-top-0"> Have a question? </h2> <p>Ask a real person any government-related question for free. 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