Enhancing Cross-Border Payments for Financial Institutions

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data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Pakistan","ctaUrl":"https://www.jpmorgan.com/PK/en/about-us","ctaTitle":"Asia Pacific","ctaComponentName":"Country Selector"}}" data-cmp-clickable href='https://www.jpmorgan.com/PK/en/about-us'>Pakistan</a> </li> <li class="country"> <a data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Philippines","ctaUrl":"https://www.jpmorgan.com/PH/en/about-us","ctaTitle":"Asia Pacific","ctaComponentName":"Country Selector"}}" data-cmp-clickable href='https://www.jpmorgan.com/PH/en/about-us'>Philippines</a> </li> <li class="country"> <a data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Singapore","ctaUrl":"https://www.jpmorgan.com/SG/en/about-us","ctaTitle":"Asia Pacific","ctaComponentName":"Country Selector"}}" data-cmp-clickable href='https://www.jpmorgan.com/SG/en/about-us'>Singapore</a> </li> <li class="country"> <a data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Sri Lanka","ctaUrl":"https://www.jpmorgan.com/LK/en/about-us","ctaTitle":"Asia Pacific","ctaComponentName":"Country Selector"}}" data-cmp-clickable href='https://www.jpmorgan.com/LK/en/about-us'>Sri Lanka</a> </li> <li class="country"> <a data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Taiwan, China","ctaUrl":"https://www.jpmorgan.com/TW/en/about-us","ctaTitle":"Asia Pacific","ctaComponentName":"Country Selector"}}" data-cmp-clickable href='https://www.jpmorgan.com/TW/en/about-us'>Taiwan, China</a> </li> <li class="country"> <a data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Thailand","ctaUrl":"https://www.jpmorgan.com/TH/en/about-us","ctaTitle":"Asia Pacific","ctaComponentName":"Country Selector"}}" data-cmp-clickable href='https://www.jpmorgan.com/TH/en/about-us'>Thailand</a> </li> <li class="country"> <a data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Vietnam","ctaUrl":"https://www.jpmorgan.com/VN/en/about-us","ctaTitle":"Asia Pacific","ctaComponentName":"Country Selector"}}" data-cmp-clickable href='https://www.jpmorgan.com/VN/en/about-us'>Vietnam</a> </li> </ul> </li> </ul> </section> <section class="primary-navigation-countries-container"> <button aria-label="Back to region selection menu" class="back-to-regions-btn" data-icon="&#xf060"> Back to all regions </button> <button aria-label="Click to close country selector modal" class="modal-exit-button" data-icon="&#xf00d"></button> <p class="country-title"></p> <ul class="countries-container"> <li class="countries"> <ul> <li class="country"> <a data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Austria","ctaUrl":"https://www.jpmorgan.com/AT/en/about-us","ctaTitle":"Europe","ctaComponentName":"Country Selector"}}" data-cmp-clickable href='https://www.jpmorgan.com/AT/en/about-us'>Austria</a> </li> <li class="country"> <a data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Belgium","ctaUrl":"https://www.jpmorgan.com/BE/en/about-us","ctaTitle":"Europe","ctaComponentName":"Country Selector"}}" data-cmp-clickable href='https://www.jpmorgan.com/BE/en/about-us'>Belgium</a> </li> <li class="country"> <a data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Channel Islands","ctaUrl":"https://www.jpmorgan.com/JE/en/about-us","ctaTitle":"Europe","ctaComponentName":"Country Selector"}}" data-cmp-clickable href='https://www.jpmorgan.com/JE/en/about-us'>Channel Islands</a> </li> <li class="country"> <a data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Denmark","ctaUrl":"https://www.jpmorgan.com/DK/en/about-us","ctaTitle":"Europe","ctaComponentName":"Country Selector"}}" data-cmp-clickable href='https://www.jpmorgan.com/DK/en/about-us'>Denmark</a> </li> <li class="country"> <a data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Finland","ctaUrl":"https://www.jpmorgan.com/FI/en/about-us","ctaTitle":"Europe","ctaComponentName":"Country Selector"}}" data-cmp-clickable href='https://www.jpmorgan.com/FI/en/about-us'>Finland</a> </li> <li class="country"> <a data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"France","ctaUrl":"https://www.jpmorgan.com/FR/en/about-us","ctaTitle":"Europe","ctaComponentName":"Country Selector"}}" data-cmp-clickable href='https://www.jpmorgan.com/FR/en/about-us'>France</a> </li> <li class="country"> <a data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Germany","ctaUrl":"https://www.jpmorgan.com/DE/en/about-us","ctaTitle":"Europe","ctaComponentName":"Country Selector"}}" data-cmp-clickable href='https://www.jpmorgan.com/DE/en/about-us'>Germany</a> </li> <li class="country"> <a data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Greece","ctaUrl":"https://www.jpmorgan.com/GR/en/about-us","ctaTitle":"Europe","ctaComponentName":"Country Selector"}}" data-cmp-clickable href='https://www.jpmorgan.com/GR/en/about-us'>Greece</a> </li> <li class="country"> <a data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Ireland","ctaUrl":"https://www.jpmorgan.com/IE/en/about-us","ctaTitle":"Europe","ctaComponentName":"Country Selector"}}" data-cmp-clickable href='https://www.jpmorgan.com/IE/en/about-us'>Ireland</a> </li> <li class="country"> <a data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Italy","ctaUrl":"https://www.jpmorgan.com/IT/en/about-us","ctaTitle":"Europe","ctaComponentName":"Country Selector"}}" data-cmp-clickable href='https://www.jpmorgan.com/IT/en/about-us'>Italy</a> </li> <li class="country"> <a data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Luxembourg","ctaUrl":"https://www.jpmorgan.com/LU/en/about-us","ctaTitle":"Europe","ctaComponentName":"Country Selector"}}" data-cmp-clickable href='https://www.jpmorgan.com/LU/en/about-us'>Luxembourg</a> </li> <li class="country"> <a data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Netherlands","ctaUrl":"https://www.jpmorgan.com/NL/en/about-us","ctaTitle":"Europe","ctaComponentName":"Country Selector"}}" data-cmp-clickable href='https://www.jpmorgan.com/NL/en/about-us'>Netherlands</a> </li> <li class="country"> <a data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Norway","ctaUrl":"https://www.jpmorgan.com/NO/en/about-us","ctaTitle":"Europe","ctaComponentName":"Country Selector"}}" data-cmp-clickable href='https://www.jpmorgan.com/NO/en/about-us'>Norway</a> </li> <li class="country"> <a data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Poland","ctaUrl":"https://www.jpmorgan.com/PL/en/about-us","ctaTitle":"Europe","ctaComponentName":"Country Selector"}}" data-cmp-clickable href='https://www.jpmorgan.com/PL/en/about-us'>Poland</a> </li> <li class="country"> <a data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Portugal","ctaUrl":"https://www.jpmorgan.com/PT/en/about-us","ctaTitle":"Europe","ctaComponentName":"Country Selector"}}" data-cmp-clickable href='https://www.jpmorgan.com/PT/en/about-us'>Portugal</a> </li> <li class="country"> <p aria-label="Russia">Russia</p> <span>|</span> <a data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Russia English","ctaUrl":"https://www.jpmorgan.ru/en/about-us","ctaTitle":"Europe","ctaComponentName":"Country Selector"}}" data-cmp-clickable href='https://www.jpmorgan.ru/en/about-us'>English</a> <a data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Russia Русский","ctaUrl":"https://www.jpmorgan.ru/ru/about-us","ctaTitle":"Europe","ctaComponentName":"Country Selector"}}" data-cmp-clickable href='https://www.jpmorgan.ru/ru/about-us'>Русский</a> </li> <li class="country"> <a data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Spain","ctaUrl":"https://www.jpmorgan.com/ES/en/about-us","ctaTitle":"Europe","ctaComponentName":"Country Selector"}}" data-cmp-clickable href='https://www.jpmorgan.com/ES/en/about-us'>Spain</a> </li> <li class="country"> <a data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Sweden","ctaUrl":"https://www.jpmorgan.com/SE/en/about-us","ctaTitle":"Europe","ctaComponentName":"Country Selector"}}" data-cmp-clickable href='https://www.jpmorgan.com/SE/en/about-us'>Sweden</a> </li> <li class="country"> <a data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Switzerland","ctaUrl":"https://www.jpmorgan.com/CH/en/about-us","ctaTitle":"Europe","ctaComponentName":"Country Selector"}}" data-cmp-clickable href='https://www.jpmorgan.com/CH/en/about-us'>Switzerland</a> </li> <li class="country"> <p aria-label="Turkey">Turkey</p> <span>|</span> <a data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Turkey English","ctaUrl":"https://www.jpmorgan.com/TR/en/about-us","ctaTitle":"Europe","ctaComponentName":"Country Selector"}}" data-cmp-clickable href='https://www.jpmorgan.com/TR/en/about-us'>English</a> <a data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Turkey Türkiye","ctaUrl":"https://www.jpmorgan.com/TR/tr/about-us","ctaTitle":"Europe","ctaComponentName":"Country Selector"}}" data-cmp-clickable href='https://www.jpmorgan.com/TR/tr/about-us'>Türkiye</a> </li> <li class="country"> <a data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"United Kingdom","ctaUrl":"https://www.jpmorgan.com/GB/en/about-us","ctaTitle":"Europe","ctaComponentName":"Country Selector"}}" data-cmp-clickable href='https://www.jpmorgan.com/GB/en/about-us'>United Kingdom</a> </li> </ul> </li> </ul> </section> <section class="primary-navigation-countries-container"> <button aria-label="Back to region selection menu" class="back-to-regions-btn" data-icon="&#xf060"> Back to all regions </button> <button aria-label="Click to close country selector modal" class="modal-exit-button" data-icon="&#xf00d"></button> <p class="country-title"></p> <ul class="countries-container"> <li class="countries"> <ul> <li class="country"> <p aria-label="Argentina">Argentina</p> <span>|</span> <a data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Argentina English","ctaUrl":"https://www.jpmorgan.com/AR/en/about-us","ctaTitle":"Latin America","ctaComponentName":"Country Selector"}}" data-cmp-clickable href='https://www.jpmorgan.com/AR/en/about-us'>English</a> <a data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Argentina Español","ctaUrl":"https://www.jpmorgan.com/AR/es/about-us","ctaTitle":"Latin America","ctaComponentName":"Country Selector"}}" data-cmp-clickable href='https://www.jpmorgan.com/AR/es/about-us'>Español</a> </li> <li class="country"> <p aria-label="Brazil">Brazil</p> <span>|</span> <a data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Brazil English","ctaUrl":"https://www.jpmorgan.com.br/en/about-us","ctaTitle":"Latin America","ctaComponentName":"Country Selector"}}" data-cmp-clickable href='https://www.jpmorgan.com.br/en/about-us'>English</a> <a data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Brazil Português","ctaUrl":"https://www.jpmorgan.com.br/pt/about-us","ctaTitle":"Latin America","ctaComponentName":"Country Selector"}}" data-cmp-clickable href='https://www.jpmorgan.com.br/pt/about-us'> Português</a> </li> <li class="country"> <p aria-label="Chile">Chile</p> <span>|</span> <a data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Chile English","ctaUrl":"https://www.jpmorgan.com/CL/en/about-us","ctaTitle":"Latin America","ctaComponentName":"Country Selector"}}" data-cmp-clickable href='https://www.jpmorgan.com/CL/en/about-us'>English</a> <a data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Chile Español","ctaUrl":"https://www.jpmorgan.com/CL/es/about-us","ctaTitle":"Latin America","ctaComponentName":"Country Selector"}}" data-cmp-clickable href='https://www.jpmorgan.com/CL/es/about-us'> Español</a> </li> <li class="country"> <p aria-label="Colombia">Colombia</p> <span>|</span> <a data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Colombia English","ctaUrl":"https://www.jpmorgan.com/CO/en/about-us","ctaTitle":"Latin America","ctaComponentName":"Country Selector"}}" data-cmp-clickable href='https://www.jpmorgan.com/CO/en/about-us'>English</a> <a data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Colombia Español","ctaUrl":"https://www.jpmorgan.com/CO/es/about-us","ctaTitle":"Latin America","ctaComponentName":"Country Selector"}}" data-cmp-clickable href='https://www.jpmorgan.com/CO/es/about-us'>Español</a> </li> <li class="country"> <p aria-label="Mexico">Mexico</p> <span>|</span> <a data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Mexico English","ctaUrl":"https://www.jpmorgan.com.mx/en/about-us","ctaTitle":"Latin America","ctaComponentName":"Country Selector"}}" data-cmp-clickable href='https://www.jpmorgan.com.mx/en/about-us'>English</a> <a data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Mexico Español","ctaUrl":"https://www.jpmorgan.com.mx/es/about-us","ctaTitle":"Latin America","ctaComponentName":"Country Selector"}}" data-cmp-clickable href='https://www.jpmorgan.com.mx/es/about-us'>Español</a> </li> <li class="country"> <a data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Panama","ctaUrl":"https://www.jpmorgan.com/PA/en/about-us","ctaTitle":"Latin America","ctaComponentName":"Country Selector"}}" data-cmp-clickable href='https://www.jpmorgan.com/PA/en/about-us'>Panama</a> </li> <li class="country"> <p aria-label="Peru">Peru</p> <span>|</span> <a data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Peru English","ctaUrl":"https://www.jpmorgan.com/PE/en/about-us","ctaTitle":"Latin America","ctaComponentName":"Country Selector"}}" data-cmp-clickable href='https://www.jpmorgan.com/PE/en/about-us'>English</a> <a data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Peru Español","ctaUrl":"https://www.jpmorgan.com/PE/es/about-us","ctaTitle":"Latin America","ctaComponentName":"Country Selector"}}" data-cmp-clickable href='https://www.jpmorgan.com/PE/es/about-us'>Español</a> </li> <li class="country"> <a data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Venezuela","ctaUrl":"https://www.jpmorgan.com/VE/en/about-us","ctaTitle":"Latin America","ctaComponentName":"Country Selector"}}" data-cmp-clickable href='https://www.jpmorgan.com/VE/en/about-us'>Venezuela</a> </li> </ul> </li> </ul> </section> <section class="primary-navigation-countries-container"> <button aria-label="Back to region selection menu" class="back-to-regions-btn" data-icon="&#xf060"> Back to all regions </button> <button aria-label="Click to close country selector modal" class="modal-exit-button" data-icon="&#xf00d"></button> <p class="country-title"></p> <ul class="countries-container"> <li class="countries"> <ul> <li class="country"> <a data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Bahrain","ctaUrl":"https://www.jpmorgan.com/BH/en/about-us","ctaTitle":"Middle East & Africa","ctaComponentName":"Country Selector"}}" data-cmp-clickable href='https://www.jpmorgan.com/BH/en/about-us'>Bahrain</a> </li> <li class="country"> <a data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Egypt","ctaUrl":"https://www.jpmorgan.com/EG/en/about-us","ctaTitle":"Middle East & Africa","ctaComponentName":"Country Selector"}}" data-cmp-clickable href='https://www.jpmorgan.com/EG/en/about-us'>Egypt</a> </li> <li class="country"> <a data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Israel","ctaUrl":"https://www.jpmorgan.com/IL/en/about-us","ctaTitle":"Middle East & Africa","ctaComponentName":"Country Selector"}}" data-cmp-clickable href='https://www.jpmorgan.com/IL/en/about-us'>Israel</a> </li> <li class="country"> <a data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Lebanon","ctaUrl":"https://www.jpmorgan.com/LB/en/about-us","ctaTitle":"Middle East & Africa","ctaComponentName":"Country Selector"}}" data-cmp-clickable href='https://www.jpmorgan.com/LB/en/about-us'>Lebanon</a> </li> <li class="country"> <a data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Nigeria","ctaUrl":"https://www.jpmorgan.com/NG/en/about-us","ctaTitle":"Middle East & Africa","ctaComponentName":"Country Selector"}}" data-cmp-clickable href='https://www.jpmorgan.com/NG/en/about-us'>Nigeria</a> </li> <li class="country"> <a data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Qatar","ctaUrl":"https://www.jpmorgan.com/QA/en/about-us","ctaTitle":"Middle East & Africa","ctaComponentName":"Country Selector"}}" data-cmp-clickable href='https://www.jpmorgan.com/QA/en/about-us'>Qatar</a> </li> <li class="country"> <a data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Saudi Arabia","ctaUrl":"https://www.jpmorgan.com/SA/en/about-us","ctaTitle":"Middle East & Africa","ctaComponentName":"Country Selector"}}" data-cmp-clickable href='https://www.jpmorgan.com/SA/en/about-us'>Saudi Arabia</a> </li> <li class="country"> <a data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"South Africa","ctaUrl":"https://www.jpmorgan.com/ZA/en/about-us","ctaTitle":"Middle East & Africa","ctaComponentName":"Country Selector"}}" data-cmp-clickable href='https://www.jpmorgan.com/ZA/en/about-us'>South Africa</a> </li> <li class="country"> <a data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"United Arab Emirates","ctaUrl":"https://www.jpmorgan.com/AE/en/about-us","ctaTitle":"Middle East & Africa","ctaComponentName":"Country Selector"}}" data-cmp-clickable href='https://www.jpmorgan.com/AE/en/about-us'>United Arab Emirates</a> </li> </ul> </li> </ul> </section> <section class="primary-navigation-countries-container"> <button aria-label="Back to region selection menu" class="back-to-regions-btn" data-icon="&#xf060"> Back to all regions </button> <button aria-label="Click to close country selector modal" class="modal-exit-button" data-icon="&#xf00d"></button> <p class="country-title"></p> <ul class="countries-container"> <li class="countries"> <ul> <li class="country"> <a data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"United States","ctaUrl":"https://www.jpmorgan.com/about-us","ctaTitle":"North America","ctaComponentName":"Country Selector"}}" data-cmp-clickable href='https://www.jpmorgan.com/about-us'>United States</a> </li> <li class="country"> <p aria-label="Canada">Canada</p> <span>|</span> <a data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Canada English","ctaUrl":"https://www.jpmorgan.com/CA/en/about-us","ctaTitle":"North America","ctaComponentName":"Country Selector"}}" data-cmp-clickable href='https://www.jpmorgan.com/CA/en/about-us'>English</a> <a data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Canada French","ctaUrl":"https://www.jpmorgan.com/CA/fr/about-us","ctaTitle":"North America","ctaComponentName":"Country Selector"}}" data-cmp-clickable href='https://www.jpmorgan.com/CA/fr/about-us'>French</a> </li> </ul> </li> </ul> </section> </div> </div> </div> </div></div> </div> </nav> <form action="/search" class="search-form "> <label class="search-input-label" data-icon="&#xf002"> <input type="search" class="search-input" name="q" placeholder="Search J.P. 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We're here to help.<br /> </p> </div> </div> <ul class="content-links-container-solutions"> <li class="content-links"> <a class="content-link" href="/commercial-banking/startups" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Innovation Economy","ctaUrl":"/commercial-banking/startups","ctaTitle":"Commercial Banking","ctaComponentName":"Expanded Grid Links"}}" data-cmp-clickable>Innovation Economy</a> <div class="description">Fueling the success of early-stage startups, venture-backed and high-growth companies.</div> </li> <li class="content-links"> <a class="content-link" href="/commercial-banking/middle-market-banking" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Midsize Businesses","ctaUrl":"/commercial-banking/middle-market-banking","ctaTitle":"Commercial Banking","ctaComponentName":"Expanded Grid Links"}}" data-cmp-clickable>Midsize Businesses</a> <div class="description">Keep your company growing with custom banking solutions for middle market businesses and specialized industries.</div> </li> <li class="content-links"> <a class="content-link" href="/commercial-banking/corporate-institutional-banking" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Large Corporations","ctaUrl":"/commercial-banking/corporate-institutional-banking","ctaTitle":"Commercial Banking","ctaComponentName":"Expanded Grid Links"}}" data-cmp-clickable>Large Corporations</a> <div class="description">Innovative banking solutions tailored to corporations and specialized industries.</div> </li> <li class="content-links"> <a class="content-link" href="/commercial-real-estate" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Commercial Real Estate","ctaUrl":"/commercial-real-estate","ctaTitle":"Commercial Banking","ctaComponentName":"Expanded Grid Links"}}" data-cmp-clickable>Commercial Real Estate</a> <div class="description">Capitalize on opportunities and prepare for challenges throughout the real estate cycle.</div> </li> <li class="content-links"> <a class="content-link" href="/commercial-banking/impact" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Community Impact Banking","ctaUrl":"/commercial-banking/impact","ctaTitle":"Commercial Banking","ctaComponentName":"Expanded Grid Links"}}" data-cmp-clickable>Community Impact Banking</a> <div class="description">When our communities succeed, we all succeed. Local businesses, organizations and community institutions need capital, expertise and connections to thrive.</div> </li> <li class="content-links"> <a class="content-link" href="/international-banking" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"International Banking","ctaUrl":"/international-banking","ctaTitle":"Commercial Banking","ctaComponentName":"Expanded Grid Links"}}" data-cmp-clickable>International Banking</a> <div class="description">Power your business' global growth and operations at every stage.</div> </li> </ul>  <div class="grid-sub-component-key-links"> <p class="title">Key Links</p> <ul class="key-link-container"> <li class="key-link"> <a href="/industries-we-serve" target="_self" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Industries","ctaUrl":"/industries-we-serve","ctaTitle":"Commercial Banking","ctaComponentName":"Expanded Grid Links"}}" data-cmp-clickable>Industries</a> </li> 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class="grid-sub-component-custom-select-drop-down primary-nav-select-dropdown"> <button class="custom-select-button hide-list" data-icon="&#xf078">Credit and Financing</button> </div> <section class="primary-navigation-tab-nav-content"> <div class="content-title-container"> <a class="title" href="/credit-and-financing" target="_self" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Credit and Financing","ctaUrl":"/credit-and-financing","ctaTitle":"","ctaComponentName":"Expanded Grid Links"}}" data-cmp-clickable>Credit and Financing</a> <div class="description"><p>Prepare for future growth with customized loan services, succession planning and capital for business equipment.</p> </div> </div> <ul class="content-links-container-solutions"> <li class="content-links"> <a class="content-link" href="/credit-and-financing/asset-based-lending" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Asset Based Lending","ctaUrl":"/credit-and-financing/asset-based-lending","ctaTitle":"Credit and Financing","ctaComponentName":"Expanded Grid Links"}}" data-cmp-clickable>Asset Based Lending</a> <div class="description"> Enhance your liquidity and gain the flexibility to capitalize on growth opportunities.</div> </li> <li class="content-links"> <a class="content-link" href="/credit-and-financing/equipment-financing" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Equipment Financing","ctaUrl":"/credit-and-financing/equipment-financing","ctaTitle":"Credit and Financing","ctaComponentName":"Expanded Grid Links"}}" data-cmp-clickable>Equipment Financing</a> <div class="description">Maximize working capital with flexible equipment and technology financing.</div> </li> <li class="content-links"> <a class="content-link" href="/payments/solutions/trade-and-working-capital" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Trade & Working Capital","ctaUrl":"/payments/solutions/trade-and-working-capital","ctaTitle":"Credit and Financing","ctaComponentName":"Expanded Grid Links"}}" data-cmp-clickable>Trade & Working Capital</a> <div class="description">Experience our market-leading supply chain finance solutions that help buyers and suppliers meet their working capital, risk mitigation and cash flow objectives.</div> </li> <li class="content-links"> <a class="content-link" href="/credit-and-financing/syndicated-finance" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Syndicated Financing","ctaUrl":"/credit-and-financing/syndicated-finance","ctaTitle":"Credit and Financing","ctaComponentName":"Expanded Grid Links"}}" data-cmp-clickable>Syndicated Financing</a> <div class="description">Leverage customized loan syndication services from a dedicated resource.</div> </li> <li class="content-links"> <a class="content-link" href="/commercial-real-estate" 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data-cmp-clickable>Client Stories</a> </li> </ul> </div> </section> </section> </div> <div class="expanded-grid-links aem-GridColumn aem-GridColumn--default--12"> <section class="primary-navigation-grid-sub-component expanded-nav-container "> <div class="grid-sub-component-select-content"> <button class="select-button" data-icon="&#xf060">Back to menu</button> <p class="title title-for-mobile"></p> </div> <div class="grid-sub-component-custom-select-drop-down primary-nav-select-dropdown"> <button class="custom-select-button hide-list" data-icon="&#xf078">Institutional Investing</button> </div> <section class="primary-navigation-tab-nav-content"> <div class="content-title-container"> <a class="title" href="/institutional-investing" target="_self" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Institutional Investing","ctaUrl":"/institutional-investing","ctaTitle":"","ctaComponentName":"Expanded Grid Links"}}" data-cmp-clickable>Institutional Investing</a> <div class="description"><p>Serving the world's largest corporate clients and institutional investors, we support the entire investment cycle with market-leading research, analytics, execution and investor services.</p> </div> </div> <ul class="content-links-container-solutions"> <li class="content-links"> <a class="content-link" href="https://am.jpmorgan.com/us/en/asset-management/institutional/" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Institutional Investors","ctaUrl":"https://am.jpmorgan.com/us/en/asset-management/institutional/","ctaTitle":"Institutional Investing","ctaComponentName":"Expanded Grid Links"}}" data-cmp-clickable>Institutional Investors</a> <div class="description">Putting your long-tenured investment teams on the line to earn the trust of institutional investors. </div> </li> <li class="content-links"> <a class="content-link" href="/markets" 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Morgan Markets Do. More.","ctaUrl":"/markets","ctaTitle":"Institutional Investing","ctaComponentName":"Expanded Grid Links"}}" data-cmp-clickable>J.P. Morgan Markets Do. More.</a> <div class="description">Direct access to market leading liquidity harnessed through world-class research, tools, data and analytics.</div> </li> <li class="content-links"> <a class="content-link" href="/prime-services" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Prime Services","ctaUrl":"/prime-services","ctaTitle":"Institutional Investing","ctaComponentName":"Expanded Grid Links"}}" data-cmp-clickable>Prime Services</a> <div class="description">Helping hedge funds, asset managers and institutional investors meet the demands of a rapidly evolving market.</div> </li> <li class="content-links"> <a class="content-link" href="/insights/research" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Global Research","ctaUrl":"/insights/research","ctaTitle":"Institutional Investing","ctaComponentName":"Expanded Grid Links"}}" data-cmp-clickable>Global Research</a> <div class="description">Leveraging cutting-edge technology and innovative tools to bring clients industry-leading analysis and investment advice. </div> </li> <li class="content-links"> <a class="content-link" href="/securities-services" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Securities Services","ctaUrl":"/securities-services","ctaTitle":"Institutional Investing","ctaComponentName":"Expanded Grid Links"}}" data-cmp-clickable>Securities Services</a> <div class="description">Helping institutional investors, traditional and alternative asset and fund managers, broker dealers and equity issuers meet the demands of changing markets.</div> </li> </ul>  <div class="grid-sub-component-key-links"> <p class="title">Key Links</p> <ul class="key-link-container"> <li class="key-link"> <a href="https://fusion.jpmorgan.com/" target="_blank" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Fusion","ctaUrl":"https://fusion.jpmorgan.com/","ctaTitle":"Institutional Investing","ctaComponentName":"Expanded Grid Links"}}" data-cmp-clickable>Fusion</a> </li> <li class="key-link"> <a href="https://am.jpmorgan.com/us/en/asset-management/adv/" target="_blank" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Financial Professionals","ctaUrl":"https://am.jpmorgan.com/us/en/asset-management/adv/","ctaTitle":"Institutional Investing","ctaComponentName":"Expanded Grid Links"}}" data-cmp-clickable>Financial Professionals</a> </li> <li class="key-link"> <a href="https://am.jpmorgan.com/us/en/asset-management/liq/" target="_blank" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Liquidity Investors","ctaUrl":"https://am.jpmorgan.com/us/en/asset-management/liq/","ctaTitle":"Institutional Investing","ctaComponentName":"Expanded Grid Links"}}" data-cmp-clickable>Liquidity Investors</a> </li> </ul> </div> </section> </section> </div> <div class="expanded-grid-links aem-GridColumn aem-GridColumn--default--12"> <section class="primary-navigation-grid-sub-component expanded-nav-container "> <div class="grid-sub-component-select-content"> <button class="select-button" data-icon="&#xf060">Back to menu</button> <p class="title title-for-mobile"></p> </div> <div class="grid-sub-component-custom-select-drop-down primary-nav-select-dropdown"> <button class="custom-select-button hide-list" data-icon="&#xf078">Investment Banking</button> </div> <section class="primary-navigation-tab-nav-content"> <div class="content-title-container"> <a class="title" href="/investment-banking" target="_self" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Investment Banking","ctaUrl":"/investment-banking","ctaTitle":"","ctaComponentName":"Expanded Grid Links"}}" data-cmp-clickable>Investment Banking</a> <div class="description"><p>Providing investment banking solutions, including mergers and acquisitions, capital raising and risk management, for a broad range of corporations, institutions and governments.</p> </div> </div> <ul class="content-links-container-solutions"> <li class="content-links"> <a class="content-link" href="/investment-banking/center-for-carbon-transition" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Center for Carbon Transition","ctaUrl":"/investment-banking/center-for-carbon-transition","ctaTitle":"Investment Banking","ctaComponentName":"Expanded Grid Links"}}" data-cmp-clickable>Center for Carbon Transition</a> <div class="description">J.P. Morgan’s center of excellence that provides clients the data and firmwide expertise needed to navigate the challenges of transitioning to a low-carbon future.</div> </li> <li class="content-links"> <a class="content-link" href="/investment-banking/corporate-finance-advisory" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Corporate Finance Advisory","ctaUrl":"/investment-banking/corporate-finance-advisory","ctaTitle":"Investment Banking","ctaComponentName":"Expanded Grid Links"}}" data-cmp-clickable>Corporate Finance Advisory</a> <div class="description">Corporate Finance Advisory (“CFA”) is a global, multi-disciplinary solutions team specializing in structured M&A and capital markets. Learn more.</div> </li> <li class="content-links"> <a class="content-link" href="/investment-banking/development-finance-institution" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Development Finance Institution","ctaUrl":"/investment-banking/development-finance-institution","ctaTitle":"Investment Banking","ctaComponentName":"Expanded Grid Links"}}" data-cmp-clickable>Development Finance Institution</a> <div class="description">Financing opportunities with anticipated development impact in emerging economies.</div> </li> <li class="content-links"> <a class="content-link" href="/investment-banking/sustainable-solutions" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Sustainable Solutions","ctaUrl":"/investment-banking/sustainable-solutions","ctaTitle":"Investment Banking","ctaComponentName":"Expanded Grid Links"}}" data-cmp-clickable>Sustainable Solutions</a> <div class="description">Offering ESG-related advisory and coordinating the firm's EMEA coverage of clients in emerging green economy sectors.</div> </li> <li class="content-links"> <a class="content-link" href="/investment-banking/mergers-and-acquisitions" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Mergers and Acquisitions","ctaUrl":"/investment-banking/mergers-and-acquisitions","ctaTitle":"Investment Banking","ctaComponentName":"Expanded Grid Links"}}" data-cmp-clickable>Mergers and Acquisitions</a> <div class="description">Bespoke M&A solutions on a global scale.</div> </li> <li class="content-links"> <a class="content-link" href="/investment-banking/capital-markets" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Capital Markets","ctaUrl":"/investment-banking/capital-markets","ctaTitle":"Investment Banking","ctaComponentName":"Expanded Grid Links"}}" data-cmp-clickable>Capital Markets</a> <div class="description">Holistic coverage across capital markets.</div> </li> </ul>  <div class="grid-sub-component-key-links"> <p class="title">Key Links</p> <ul class="key-link-container"> <li class="key-link"> <a href="https://capitalconnect.jpmorgan.com/" target="_blank" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Capital Connect","ctaUrl":"https://capitalconnect.jpmorgan.com/","ctaTitle":"Investment Banking","ctaComponentName":"Expanded Grid Links"}}" data-cmp-clickable>Capital Connect</a> </li> <li class="key-link"> <a href="/investment-banking/in-context" target="_self" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"In Context Newsletter from J.P. Morgan","ctaUrl":"/investment-banking/in-context","ctaTitle":"Investment Banking","ctaComponentName":"Expanded Grid Links"}}" data-cmp-clickable>In Context Newsletter from J.P. Morgan</a> </li> <li class="key-link"> <a href="/investment-banking/director-advisory-services" target="_self" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Director Advisory Services","ctaUrl":"/investment-banking/director-advisory-services","ctaTitle":"Investment Banking","ctaComponentName":"Expanded Grid Links"}}" data-cmp-clickable>Director Advisory Services</a> </li> </ul> </div> </section> </section> </div> <div class="expanded-column-links aem-GridColumn aem-GridColumn--default--12"> <section class="primary-navigation-column-links-container expanded-nav-container "> <div class="column-links-select-content"> <button class="select-button" data-icon="&#xf060">Back to menu</button> <p class="title title-for-mobile"></p> </div> <div class="column-links-custom-select-drop-down primary-nav-select-dropdown"> <button class="custom-select-button hide-list" data-icon="&#xf078">Payments</button> </div> <section class="primary-navigation-tab-nav-content"> <div class="content-title-container"> <a class="title" href="/payments/solutions" target="_self" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Payments","ctaUrl":"/payments/solutions","ctaTitle":"","ctaComponentName":"Expanded Column Links"}}" data-cmp-clickable>Payments</a> <div class="description"><p>Your partner for commerce, receivables, cross-currency, working capital, blockchain, liquidity and more.</p> </div> </div> <div class="column-links-container"> <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="link-set aem-GridColumn aem-GridColumn--default--12"> <div class="primary-link-group section-header-space"> <h3 class="link-group-header"> <p> Accept Payments </p> </h3> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Access®","ctaUrl":"/payments/solutions/access","ctaTitle":"Accept Payments","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/payments/solutions/access" target="_self" aria-label="Link to Access page"> Access® </a> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Commerce","ctaUrl":"/payments/solutions/commerce","ctaTitle":"Accept Payments","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/payments/solutions/commerce" target="_self" aria-label="Link to commerce solutions page"> Commerce </a> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Cross-Currency Solutions","ctaUrl":"/payments/solutions/treasury/cross-currency-solutions","ctaTitle":"Accept Payments","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/payments/solutions/treasury/cross-currency-solutions" target="_self" aria-label="Link to cross currency solution page"> Cross-Currency Solutions </a> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Digital Bill Payment","ctaUrl":"/payments/solutions/digital-bill-payment","ctaTitle":"Accept Payments","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/payments/solutions/digital-bill-payment" target="_self" aria-label="Link to digital bill pay page"> Digital Bill Payment </a> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Integrated Receivables","ctaUrl":"/payments/solutions/treasury/integrated-receivables","ctaTitle":"Accept Payments","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/payments/solutions/treasury/integrated-receivables" target="_self" aria-label="Link to integrated receivables page"> Integrated Receivables </a> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Payment Gateway","ctaUrl":"/payments/solutions/payment-gateway","ctaTitle":"Accept Payments","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/payments/solutions/payment-gateway" target="_self" aria-label="Link to payment gateway page"> Payment Gateway </a> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Remote Capture Resource Center","ctaUrl":"/payments/solutions/remote-capture-resource-center","ctaTitle":"Accept Payments","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/payments/solutions/remote-capture-resource-center" target="_self" aria-label="Link to remote capture resource center page"> Remote Capture Resource Center </a> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Wallet™","ctaUrl":"/payments/solutions/jpmorgan-wallet","ctaTitle":"Accept Payments","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/payments/solutions/jpmorgan-wallet" target="_self" aria-label="Link to Wallet page"> Wallet™ </a> </div> </div> <div class="link-set aem-GridColumn aem-GridColumn--default--12"> <div class="primary-link-group "> <h3 class="link-group-header"> <p> Explore Blockchain </p> </h3> <a class="primary-link chaseanalytics-track-link" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Onyx","ctaUrl":"https://www.jpmorgan.com/onyx/index","ctaTitle":"Explore Blockchain","ctaComponentName":"Link Set"}}" data-cmp-clickable href="https://www.jpmorgan.com/onyx/index" target="_blank" aria-label="Link to Onyx website"> Onyx </a> </div> </div> <div class="link-set aem-GridColumn aem-GridColumn--default--12"> <div class="primary-link-group "> <h3 class="link-group-header"> <p> Client Service </p> </h3> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Global Client Service","ctaUrl":"/payments/solutions/global-client-service","ctaTitle":"Client Service","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/payments/solutions/global-client-service" target="_self" aria-label="Link to Global client service page"> Global Client Service </a> </div> </div> </div> </div> <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="link-set aem-GridColumn aem-GridColumn--default--12"> <div class="primary-link-group "> <h3 class="link-group-header"> <p> Process Payments </p> </h3> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Commerce","ctaUrl":"/payments/solutions/commerce","ctaTitle":"Process Payments","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/payments/solutions/commerce" target="_self" aria-label="Link to Commerce solutions page"> Commerce </a> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Payment Facilitation","ctaUrl":"/payments/solutions/payment-facilitation","ctaTitle":"Process Payments","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/payments/solutions/payment-facilitation" target="_self" aria-label="Link to Payment facilitation page"> Payment Facilitation </a> </div> </div> <div class="link-set aem-GridColumn aem-GridColumn--default--12"> <div class="primary-link-group "> <h3 class="link-group-header"> <p> Manage Funds </p> </h3> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Access®","ctaUrl":"/payments/solutions/access","ctaTitle":"Manage Funds","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/payments/solutions/access" target="_self" aria-label="Link to Access page"> Access® </a> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Commercial Cards","ctaUrl":"/payments/solutions/commercial-cards","ctaTitle":"Manage Funds","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/payments/solutions/commercial-cards" target="_self" aria-label="Link to Commercial card"> Commercial Cards </a> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Chase Connect","ctaUrl":"/commercial-banking/chase-connect","ctaTitle":"Manage Funds","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/commercial-banking/chase-connect" target="_self" aria-label="link to Chase connect page"> Chase Connect </a> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Escrow Services","ctaUrl":"/payments/solutions/escrow-services","ctaTitle":"Manage Funds","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/payments/solutions/escrow-services" target="_self" aria-label="Link to Escrow services page"> Escrow Services </a> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Insights","ctaUrl":"/payments/solutions/analytics-and-insights","ctaTitle":"Manage Funds","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/payments/solutions/analytics-and-insights" target="_self" aria-label="link to Insights"> Insights </a> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Liquidity and Account Solutions","ctaUrl":"/payments/solutions/treasury/liquidity-and-account-solutions","ctaTitle":"Manage Funds","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/payments/solutions/treasury/liquidity-and-account-solutions" target="_self" aria-label="Link to Liquidity and account solutions page"> Liquidity and Account Solutions </a> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Trade and Working Capital","ctaUrl":"/payments/solutions/trade-and-working-capital","ctaTitle":"Manage Funds","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/payments/solutions/trade-and-working-capital" target="_self" aria-label="Link to trade and working capital trade page"> Trade and Working Capital </a> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Virtual Account Management","ctaUrl":"/payments/solutions/virtual-account-management-old","ctaTitle":"Manage Funds","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/payments/solutions/virtual-account-management-old" target="_self" aria-label="Link to Virtual card page"> Virtual Account Management </a> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Wallet™","ctaUrl":"/payments/solutions/jpmorgan-wallet","ctaTitle":"Manage Funds","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/payments/solutions/jpmorgan-wallet" target="_self" aria-label="Link to Wallet page"> Wallet™ </a> </div> </div> <div class="link-set aem-GridColumn aem-GridColumn--default--12"> <div class="primary-link-group "> <h3 class="link-group-header"> <p> Safeguard Information </p> </h3> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Trust and Safety","ctaUrl":"/payments/solutions/trust-and-safety","ctaTitle":"Safeguard Information","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/payments/solutions/trust-and-safety" target="_self" aria-label="link to trust and safety solutions page"> Trust and Safety </a> </div> </div> </div> </div> <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="link-set aem-GridColumn aem-GridColumn--default--12"> <div class="primary-link-group "> <h3 class="link-group-header"> <p> Banking-as-a-service </p> </h3> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Concourse™","ctaUrl":"/payments/solutions/concourse","ctaTitle":"Banking-as-a-service","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/payments/solutions/concourse" target="_self" aria-label="Link to Concourse™ page"> Concourse™ </a> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Liquidity and Account Solutions","ctaUrl":"/payments/solutions/treasury/liquidity-and-account-solutions","ctaTitle":"Banking-as-a-service","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/payments/solutions/treasury/liquidity-and-account-solutions" target="_self" aria-label="Link to Liquidity and account solutions page"> Liquidity and Account Solutions </a> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Wallet™","ctaUrl":"/payments/solutions/jpmorgan-wallet","ctaTitle":"Banking-as-a-service","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/payments/solutions/jpmorgan-wallet" target="_self" aria-label="Link to Wallet™ page"> Wallet™ </a> </div> </div> <div class="link-set aem-GridColumn aem-GridColumn--default--12"> <div class="primary-link-group "> <h3 class="link-group-header"> <p> Send Payments </p> </h3> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Commerce ","ctaUrl":"/payments/solutions/commerce","ctaTitle":"Send Payments","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/payments/solutions/commerce" target="_self" aria-label="link to commerce solutions page"> Commerce </a> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Commercial Cards","ctaUrl":"/payments/solutions/commercial-cards","ctaTitle":"Send Payments","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/payments/solutions/commercial-cards" target="_self" aria-label="Link to Commercial card page"> Commercial Cards </a> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Concourse™","ctaUrl":"/payments/solutions/concourse","ctaTitle":"Send Payments","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/payments/solutions/concourse" target="_self" aria-label="Link to concourse page"> Concourse™ </a> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Cross-Currency Solutions","ctaUrl":"/payments/solutions/treasury/cross-currency-solutions","ctaTitle":"Send Payments","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/payments/solutions/treasury/cross-currency-solutions" target="_self" aria-label="Link to cross currency solutions page"> Cross-Currency Solutions </a> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Developer Portal","ctaUrl":"https://developer.payments.jpmorgan.com/","ctaTitle":"Send Payments","ctaComponentName":"Link Set"}}" data-cmp-clickable href="https://developer.payments.jpmorgan.com/" target="_blank" aria-label="Link to Developer Portal"> Developer Portal </a> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"FedNow","ctaUrl":"/payments/solutions/fednow","ctaTitle":"Send Payments","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/payments/solutions/fednow" target="_self" aria-label="Link to FedNow"> FedNow </a> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Integrated Payables","ctaUrl":"/payments/solutions/treasury/integrated-payables","ctaTitle":"Send Payments","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/payments/solutions/treasury/integrated-payables" target="_self" aria-label="Link to Integrated payables page"> Integrated Payables </a> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Prepaid Card ","ctaUrl":"/payments/solutions/prepaid-card","ctaTitle":"Send Payments","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/payments/solutions/prepaid-card" target="_self" aria-label="Link to Prepaid Card page"> Prepaid Card </a> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Trade and Working Capital","ctaUrl":"/payments/solutions/trade-and-working-capital","ctaTitle":"Send Payments","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/payments/solutions/trade-and-working-capital" target="_self" aria-label="Link to trade and working capital page"> Trade and Working Capital </a> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Virtual Cards","ctaUrl":"/payments/solutions/commercial-cards/ts-virtual-card","ctaTitle":"Send Payments","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/payments/solutions/commercial-cards/ts-virtual-card" target="_self" aria-label="Link to Virtual card page"> Virtual Cards </a> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Wallet™","ctaUrl":"/payments/solutions/jpmorgan-wallet","ctaTitle":"Send Payments","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/payments/solutions/jpmorgan-wallet" target="_self" aria-label="Link to Wallet page"> Wallet™ </a> </div> </div> </div> </div> </div> <div class="grid-sub-component-key-links"> <p class="title">Key Links</p> <ul class="key-link-container"> <li class="key-link"> <a href="https://partners.jpmorgan.com/" target="_blank" aria-label="link to our partner network" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Partner Network","ctaUrl":"https://partners.jpmorgan.com/","ctaTitle":"Payments","ctaComponentName":"Expanded Column Links"}}" data-cmp-clickable>Partner Network</a> </li> <li class="key-link"> <a href="/payments/solutions/newsletter" target="_self" aria-label="link to newsletter page" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Newsletter","ctaUrl":"/payments/solutions/newsletter","ctaTitle":"Payments","ctaComponentName":"Expanded Column Links"}}" data-cmp-clickable>Newsletter</a> </li> <li class="key-link"> <a href="/insights/payments" target="_self" aria-label="link to payments insights page" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Insights","ctaUrl":"/insights/payments","ctaTitle":"Payments","ctaComponentName":"Expanded Column Links"}}" data-cmp-clickable>Insights</a> </li> </ul> </div> </section> </section> </div> <div class="expanded-grid-links aem-GridColumn aem-GridColumn--default--12"> <section class="primary-navigation-grid-sub-component expanded-nav-container "> <div class="grid-sub-component-select-content"> <button class="select-button" data-icon="&#xf060">Back to menu</button> <p class="title title-for-mobile"></p> </div> <div class="grid-sub-component-custom-select-drop-down primary-nav-select-dropdown"> <button class="custom-select-button hide-list" data-icon="&#xf078">Private Bank</button> </div> <section class="primary-navigation-tab-nav-content"> <div class="content-title-container"> <a class="title" href="https://privatebank.jpmorgan.com/nam/en/home" target="_blank" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Private Bank","ctaUrl":"https://privatebank.jpmorgan.com/nam/en/home","ctaTitle":"","ctaComponentName":"Expanded Grid Links"}}" data-cmp-clickable>Private Bank</a> <div class="description"><p>A uniquely elevated private banking experience shaped around you.</p> </div> </div> <ul class="content-links-container-solutions"> <li class="content-links"> <a class="content-link" href="https://privatebank.jpmorgan.com/nam/en/services/banking" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Banking","ctaUrl":"https://privatebank.jpmorgan.com/nam/en/services/banking","ctaTitle":"Private Bank","ctaComponentName":"Expanded Grid Links"}}" data-cmp-clickable>Banking</a> <div class="description">We have extensive personal and business banking resources that are fine-tuned to your specific needs.</div> </li> <li class="content-links"> <a class="content-link" href="https://privatebank.jpmorgan.com/nam/en/services/investing" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Investing","ctaUrl":"https://privatebank.jpmorgan.com/nam/en/services/investing","ctaTitle":"Private Bank","ctaComponentName":"Expanded Grid Links"}}" data-cmp-clickable>Investing</a> <div class="description">We deliver tailored investing guidance and access to unique investment opportunities from world-class specialists.</div> </li> <li class="content-links"> <a class="content-link" href="https://privatebank.jpmorgan.com/nam/en/services/lending" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Lending","ctaUrl":"https://privatebank.jpmorgan.com/nam/en/services/lending","ctaTitle":"Private Bank","ctaComponentName":"Expanded Grid Links"}}" data-cmp-clickable>Lending</a> <div class="description">We take a strategic approach to lending, working with you to craft the fight financing solutions matched to your goals.</div> </li> <li class="content-links"> <a class="content-link" href="https://privatebank.jpmorgan.com/nam/en/services/wealth-planning-and-advice" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Planning","ctaUrl":"https://privatebank.jpmorgan.com/nam/en/services/wealth-planning-and-advice","ctaTitle":"Private Bank","ctaComponentName":"Expanded Grid Links"}}" data-cmp-clickable>Planning</a> <div class="description">No matter where you are in your life, or how complex your needs might be, we’re ready to provide a tailored approach to helping your reach your goals.</div> </li> </ul>  </section> </section> </div> <div class="expanded-grid-links aem-GridColumn aem-GridColumn--default--12"> <section class="primary-navigation-grid-sub-component expanded-nav-container "> <div class="grid-sub-component-select-content"> <button class="select-button" data-icon="&#xf060">Back to menu</button> <p class="title title-for-mobile"></p> </div> <div class="grid-sub-component-custom-select-drop-down primary-nav-select-dropdown"> <button class="custom-select-button hide-list" data-icon="&#xf078">Wealth Management</button> </div> <section class="primary-navigation-tab-nav-content"> <div class="content-title-container"> <a class="title" href="/wealth-management" target="_blank" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Wealth Management","ctaUrl":"/wealth-management","ctaTitle":"","ctaComponentName":"Expanded Grid Links"}}" data-cmp-clickable>Wealth Management</a> <div class="description"><p>Whether you want to invest on your own or work with an advisor to design a personalized investment strategy, we have opportunities for every investor.<br /> <br /> <br /> </p> </div> </div> <ul class="content-links-container-solutions"> <li class="content-links"> <a class="content-link" href="https://account.chase.com/investing/sdifracshare" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Invest on your own","ctaUrl":"https://account.chase.com/investing/sdifracshare","ctaTitle":"Wealth Management","ctaComponentName":"Expanded Grid Links"}}" data-cmp-clickable>Invest on your own</a> <div class="description">Unlimited $0 commission-free online stock, ETF and options trades with access to powerful tools to research, trade and manage your investments.</div> </li> <li class="content-links"> <a class="content-link" href="https://www.chase.com/personal/investments/advisor-services?jp_cdf=advisoryservices_jpmnav" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Work with our advisors","ctaUrl":"https://www.chase.com/personal/investments/advisor-services?jp_cdf=advisoryservices_jpmnav","ctaTitle":"Wealth Management","ctaComponentName":"Expanded Grid Links"}}" data-cmp-clickable>Work with our advisors</a> <div class="description">When you work with our advisors, you'll get a personalized financial strategy and investment portfolio built around your unique goals-backed by our industry-leading expertise.</div> </li> <li class="content-links"> <a class="content-link" href="/wealth-management/wealth-partners" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Expertise for Substantial Wealth","ctaUrl":"/wealth-management/wealth-partners","ctaTitle":"Wealth Management","ctaComponentName":"Expanded Grid Links"}}" data-cmp-clickable>Expertise for Substantial Wealth</a> <div class="description">Our Wealth Advisors & Wealth Partners leverage their experience and robust firm resources to deliver highly-personalized, comprehensive solutions across Banking, Lending, Investing, and Wealth Planning.</div> </li> </ul>  <div class="grid-sub-component-key-links"> <p class="title">Key Links</p> <ul class="key-link-container"> <li class="key-link"> <a href="https://www.chase.com/personal/investments/why-invest?jp_cdf=whyinvest_jpmnav" target="_blank" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Why Wealth Management?","ctaUrl":"https://www.chase.com/personal/investments/why-invest?jp_cdf=whyinvest_jpmnav","ctaTitle":"Wealth Management","ctaComponentName":"Expanded Grid Links"}}" data-cmp-clickable>Why Wealth Management?</a> </li> <li class="key-link"> <a href="https://www.chase.com/personal/investments/investment-tools-resources?jp_cdf=calculators_jpmnav" target="_blank" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Retirement Calculators","ctaUrl":"https://www.chase.com/personal/investments/investment-tools-resources?jp_cdf=calculators_jpmnav","ctaTitle":"Wealth Management","ctaComponentName":"Expanded Grid Links"}}" data-cmp-clickable>Retirement Calculators</a> </li> <li class="key-link"> <a href="https://www.jpmorgan.com/wealth-management/wealth-partners/insights" target="_self" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Market Commentary","ctaUrl":"https://www.jpmorgan.com/wealth-management/wealth-partners/insights","ctaTitle":"Wealth Management","ctaComponentName":"Expanded Grid Links"}}" data-cmp-clickable>Market Commentary</a> </li> </ul> </div> </section> </section> </div> <div class="expanded-grid-links aem-GridColumn aem-GridColumn--default--12"> <section class="primary-navigation-grid-sub-component expanded-nav-container "> <div class="grid-sub-component-select-content"> <button class="select-button" data-icon="&#xf060">Back to menu</button> <p class="title title-for-mobile"></p> </div> <div class="grid-sub-component-custom-select-drop-down primary-nav-select-dropdown"> <button class="custom-select-button hide-list" data-icon="&#xf078">For Companies and Institutions</button> </div> <section class="primary-navigation-tab-nav-content"> <div class="content-title-container"> <p class="title">For Companies and Institutions</p> <div class="description"></div> </div>  <ul class="content-links-container-solutions"> <li class="content-links"> <a class="content-link" href="/commercial-banking" target="_self" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Commercial Banking","ctaUrl":"/commercial-banking","ctaTitle":"For Companies and Institutions","ctaComponentName":"Expanded Grid Links"}}" data-cmp-clickable>Commercial Banking</a> <div class="description"><p>From startups to legacy brands, you're making your mark. We're here to help.</p> </div> </li> <li class="content-links"> <a class="content-link" href="/institutional-investing" target="_self" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Institutional Investing","ctaUrl":"/institutional-investing","ctaTitle":"For Companies and Institutions","ctaComponentName":"Expanded Grid Links"}}" data-cmp-clickable>Institutional Investing</a> <div class="description"><p>Serving the world's largest corporate clients and institutional investors, we support the entire investment cycle with market-leading research, analytics, execution and investor services.</p> </div> </li> <li class="content-links"> <a class="content-link" href="/payments" target="_self" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Payments","ctaUrl":"/payments","ctaTitle":"For Companies and Institutions","ctaComponentName":"Expanded Grid Links"}}" data-cmp-clickable>Payments</a> <div class="description"><p>Your partner for commerce, receivables, cross-currency, working capital, blockchain, liquidity and more.</p> </div> </li> <li class="content-links"> <a class="content-link" href="/credit-and-financing" target="_self" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Credit & Financing","ctaUrl":"/credit-and-financing","ctaTitle":"For Companies and Institutions","ctaComponentName":"Expanded Grid Links"}}" data-cmp-clickable>Credit & Financing</a> <div class="description"><p>Prepare for future growth with customized loan services, succession planning and capital for business equipment.</p> </div> </li> <li class="content-links"> <a class="content-link" href="/investment-banking" target="_self" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Investment Banking","ctaUrl":"/investment-banking","ctaTitle":"For Companies and Institutions","ctaComponentName":"Expanded Grid Links"}}" data-cmp-clickable>Investment Banking</a> <div class="description"><p>Providing investment banking solutions, including mergers and acquisitions, capital raising and risk management, for a broad range of corporations, institutions and governments.</p> </div> </li> </ul> <div class="grid-sub-component-key-links"> <p class="title">Key Links</p> <ul class="key-link-container"> <li class="key-link"> <a href="/insights/research" target="_self" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Research","ctaUrl":"/insights/research","ctaTitle":"For Companies and Institutions","ctaComponentName":"Expanded Grid Links"}}" data-cmp-clickable>Research</a> </li> <li class="key-link"> <a href="/payments/solutions/access" target="_self" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"J.P. Morgan Access®","ctaUrl":"/payments/solutions/access","ctaTitle":"For Companies and Institutions","ctaComponentName":"Expanded Grid Links"}}" data-cmp-clickable>J.P. Morgan Access®</a> </li> <li class="key-link"> <a href="/commercial-real-estate" target="_self" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Commercial Real Estate","ctaUrl":"/commercial-real-estate","ctaTitle":"For Companies and Institutions","ctaComponentName":"Expanded Grid Links"}}" data-cmp-clickable>Commercial Real Estate</a> </li> </ul> </div> </section> </section> </div> <div class="expanded-grid-links aem-GridColumn aem-GridColumn--default--12"> <section class="primary-navigation-grid-sub-component expanded-nav-container "> <div class="grid-sub-component-select-content"> <button class="select-button" data-icon="&#xf060">Back to menu</button> <p class="title title-for-mobile"></p> </div> <div class="grid-sub-component-custom-select-drop-down primary-nav-select-dropdown"> <button class="custom-select-button hide-list" data-icon="&#xf078">For Individuals</button> </div> <section class="primary-navigation-tab-nav-content"> <div class="content-title-container"> <p class="title">For Individuals</p> <div class="description"></div> </div>  <ul class="content-links-container-solutions"> <li class="content-links"> <a class="content-link" href="https://privatebank.jpmorgan.com/nam/en/home" target="_self" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Private Bank","ctaUrl":"https://privatebank.jpmorgan.com/nam/en/home","ctaTitle":"For Individuals","ctaComponentName":"Expanded Grid Links"}}" data-cmp-clickable>Private Bank</a> <div class="description"><p>A uniquely elevated private banking experience shaped around you.</p> </div> </li> <li class="content-links"> <a class="content-link" href="/wealth-management" target="_self" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Wealth Management","ctaUrl":"/wealth-management","ctaTitle":"For Individuals","ctaComponentName":"Expanded Grid Links"}}" data-cmp-clickable>Wealth Management</a> <div class="description"><p>Whether you want to invest on you own or work with an advisor to design a personalized investment strategy, we have opportunities for every investor.</p> </div> </li> </ul> <div class="grid-sub-component-key-links"> <p class="title">Key Links</p> <ul class="key-link-container"> <li class="key-link"> <a href="https://www.chase.com/personal/investments/why-invest?jp_cdf=whyinvest_jpmnav" target="_self" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Why Wealth Management","ctaUrl":"https://www.chase.com/personal/investments/why-invest?jp_cdf=whyinvest_jpmnav","ctaTitle":"For Individuals","ctaComponentName":"Expanded Grid Links"}}" data-cmp-clickable>Why Wealth Management</a> </li> <li class="key-link"> <a href="https://www.chase.com/personal/investments/investment-tools-resources?jp_cdf=calculators_jpmnav" target="_self" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Retirement Calculators","ctaUrl":"https://www.chase.com/personal/investments/investment-tools-resources?jp_cdf=calculators_jpmnav","ctaTitle":"For Individuals","ctaComponentName":"Expanded Grid Links"}}" data-cmp-clickable>Retirement Calculators</a> </li> <li class="key-link"> <a href="/wealth-management/wealth-partners/insights" target="_self" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Market Commentary","ctaUrl":"/wealth-management/wealth-partners/insights","ctaTitle":"For Individuals","ctaComponentName":"Expanded Grid Links"}}" data-cmp-clickable>Market Commentary</a> </li> </ul> </div> </section> </section> </div> </div> </div> </div> </div> </div> </div></div> </div> <div class="experience-fragment "><div class="xfpage page basicpage"> <div class="xf-content-height"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="expanded-container aem-GridColumn aem-GridColumn--default--12"> <div class=" cmp-expanded-container"> <nav class="primary-navigation-tab-nav "> <ul class="tab-nav-items"> <li class="tab-nav-item tab-nav-active"> <button>Who We Serve</button> </li> </ul> </nav> <div class="primary-navigation-sections"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="expanded-column-links aem-GridColumn aem-GridColumn--default--12"> <section class="primary-navigation-column-links-container expanded-nav-container "> <div class="column-links-select-content"> <button class="select-button" data-icon="&#xf060">Back to menu</button> <p class="title title-for-mobile"></p> </div> <div class="column-links-custom-select-drop-down primary-nav-select-dropdown"> <button class="custom-select-button hide-list" data-icon="&#xf078">Who We Serve</button> </div> <section class="primary-navigation-tab-nav-content"> <div class="content-title-container"> <p class="title">Who We Serve</p> </div> <div class="column-links-container"> <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="link-set aem-GridColumn aem-GridColumn--default--12"> <div class="primary-link-group section-header-space"> <h3 class="link-group-header"> <a class="header-link chaseanalytics-track-link" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"INDUSTRIES WE SERVE","ctaUrl":"/industries-we-serve","ctaTitle":"","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/industries-we-serve" target="_self"> INDUSTRIES WE SERVE </a> </h3> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Commercial Real Estate","ctaUrl":"/commercial-real-estate","ctaTitle":"INDUSTRIES WE SERVE","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/commercial-real-estate" target="_self" aria-label="Links to Commercial real estate page"> Commercial Real Estate </a> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Consumer and Retail","ctaUrl":"/industries-we-serve/consumer-and-retail","ctaTitle":"INDUSTRIES WE SERVE","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/industries-we-serve/consumer-and-retail" target="_self" aria-label="Link to consumer and retail page"> Consumer and Retail </a> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Diversified Industries","ctaUrl":"/industries-we-serve/diversified-industries","ctaTitle":"INDUSTRIES WE SERVE","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/industries-we-serve/diversified-industries" target="_self" aria-label="Link to diversified industries page"> Diversified Industries </a> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Energy, Power & Renewables","ctaUrl":"/industries-we-serve/energy","ctaTitle":"INDUSTRIES WE SERVE","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/industries-we-serve/energy" target="_self" aria-label="Link to Energy, Power and Renewables"> Energy, Power & Renewables </a> </div> </div> </div> </div> <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="link-set aem-GridColumn aem-GridColumn--default--12"> <div class="primary-link-group section-header-space"> <h3 class="link-group-header"> </h3> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Financial","ctaUrl":"/industries-we-serve/financial","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/industries-we-serve/financial" target="_self"> Financial </a> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Health Care","ctaUrl":"/industries-we-serve/healthcare","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/industries-we-serve/healthcare" target="_self"> Health Care </a> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Media, Telecom and Entertainment","ctaUrl":"/industries-we-serve/media-telecom-entertainment","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/industries-we-serve/media-telecom-entertainment" target="_self" aria-label="Link to Media, Telecom and Entertainment"> Media, Telecom and Entertainment </a> </div> </div> </div> </div> <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="link-set aem-GridColumn aem-GridColumn--default--12"> <div class="primary-link-group section-header-space"> <h3 class="link-group-header"> </h3> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Metals & Mining","ctaUrl":"/industries-we-serve/metals-mining","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/industries-we-serve/metals-mining" target="_self" aria-label="Link to metals and mining"> Metals & Mining </a> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Public Sector","ctaUrl":"/industries-we-serve/public-sector","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/industries-we-serve/public-sector" target="_self"> Public Sector </a> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Technology","ctaUrl":"/industries-we-serve/technology","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/industries-we-serve/technology" target="_self"> Technology </a> </div> </div> </div> </div> </div> <div class="grid-sub-component-key-links"> <p class="title">Key Links</p> <ul class="key-link-container"> <li class="key-link"> <a href="/insights" target="_self" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Insights","ctaUrl":"/insights","ctaTitle":"Who We Serve","ctaComponentName":"Expanded Column Links"}}" data-cmp-clickable>Insights</a> </li> <li class="key-link"> <a href="/client-stories" target="_self" aria-label="Link to client stories page" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Client Stories","ctaUrl":"/client-stories","ctaTitle":"Who We Serve","ctaComponentName":"Expanded Column Links"}}" data-cmp-clickable>Client Stories</a> </li> </ul> </div> </section> </section> </div> </div> </div> </div> </div> </div> </div></div> </div> <div class="experience-fragment "><div class="xfpage page basicpage"> <div class="xf-content-height"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="expanded-container aem-GridColumn aem-GridColumn--default--12"> <div class=" cmp-expanded-container"> <nav class="primary-navigation-tab-nav "> <ul class="tab-nav-items"> <li class="tab-nav-item tab-nav-active"> <button>All Insights</button> </li> <li class="tab-nav-item "> <button>Insights by Topic</button> </li> <li class="tab-nav-item "> <button>Insights by Type</button> </li> </ul> </nav> <div class="primary-navigation-sections"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="expanded-column-links aem-GridColumn aem-GridColumn--default--12"> <section class="primary-navigation-column-links-container expanded-nav-container "> <div class="column-links-select-content"> <button class="select-button" data-icon="&#xf060">Back to menu</button> <p class="title title-for-mobile"></p> </div> <div class="column-links-custom-select-drop-down primary-nav-select-dropdown"> <button class="custom-select-button hide-list" data-icon="&#xf078">All Insights</button> </div> <section class="primary-navigation-tab-nav-content"> <div class="content-title-container"> <a class="title" href="/insights" target="_self" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"All Insights","ctaUrl":"/insights","ctaTitle":"","ctaComponentName":"Expanded Column Links"}}" data-cmp-clickable>All Insights</a> <div class="description"><p>Explore a variety of insights.</p> </div> </div> <div class="column-links-container"> <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> </div> </div> </div> <div class="grid-sub-component-key-links"> <p class="title">Key Links</p> <ul class="key-link-container"> <li class="key-link"> <a href="/client-stories" target="_self" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Client Stories","ctaUrl":"/client-stories","ctaTitle":"All Insights","ctaComponentName":"Expanded Column Links"}}" data-cmp-clickable>Client Stories</a> </li> <li class="key-link"> <a href="/insights/research" target="_self" aria-label="opens global research" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Global Research","ctaUrl":"/insights/research","ctaTitle":"All Insights","ctaComponentName":"Expanded Column Links"}}" data-cmp-clickable>Global Research</a> </li> <li class="key-link"> <a href="/newsletters" target="_self" aria-label="opens newsletters" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Newsletters","ctaUrl":"/newsletters","ctaTitle":"All Insights","ctaComponentName":"Expanded Column Links"}}" data-cmp-clickable>Newsletters</a> </li> </ul> </div> </section> </section> </div> <div class="expanded-column-links aem-GridColumn aem-GridColumn--default--12"> <section class="primary-navigation-column-links-container expanded-nav-container "> <div class="column-links-select-content"> <button class="select-button" data-icon="&#xf060">Back to menu</button> <p class="title title-for-mobile"></p> </div> <div class="column-links-custom-select-drop-down primary-nav-select-dropdown"> <button class="custom-select-button hide-list" data-icon="&#xf078">Insights by Topic</button> </div> <section class="primary-navigation-tab-nav-content"> <div class="content-title-container"> <p class="title">Insights by Topic</p> <div class="description"><p>Explore a variety of insights organized by different topics.<br /> </p> </div> </div> <div class="column-links-container"> <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="link-set aem-GridColumn aem-GridColumn--default--12"> <div class="primary-link-group "> <h3 class="link-group-header"> </h3> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Business Planning and Strategy","ctaUrl":"/insights/business/business-planning","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/insights/business/business-planning" target="_self" aria-label="links to business planning page"> Business Planning and Strategy </a> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Commercial Real Estate","ctaUrl":"/insights/real-estate/commercial-real-estate","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/insights/real-estate/commercial-real-estate" target="_self" aria-label="link to commercial real estate page"> Commercial Real Estate </a> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Community Development","ctaUrl":"/insights/real-estate/community-development-banking","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/insights/real-estate/community-development-banking" target="_self" aria-label="link to community development page"> Community Development </a> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Cybersecurity and Fraud Protection","ctaUrl":"/insights/cybersecurity","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/insights/cybersecurity" target="_self" aria-label="link to cybersecurity page"> Cybersecurity and Fraud Protection </a> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Diversity, Equity and Inclusion","ctaUrl":"/insights/corporate-responsibility/diversity-equity-and-inclusion","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/insights/corporate-responsibility/diversity-equity-and-inclusion" target="_self" aria-label="links to diversity page"> Diversity, Equity and Inclusion </a> </div> </div> </div> </div> <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="link-set aem-GridColumn aem-GridColumn--default--12"> <div class="primary-link-group "> <h3 class="link-group-header"> </h3> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"ESG","ctaUrl":"/insights/esg","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/insights/esg" target="_self" aria-label="link to ESG page"> ESG </a> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Investment Banking","ctaUrl":"/insights/banking/investment-banking","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/insights/banking/investment-banking" target="_self" aria-label="link to investment banking page"> Investment Banking </a> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Global Business","ctaUrl":"/insights/international/global-business","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/insights/international/global-business" target="_self" aria-label="link to global business page"> Global Business </a> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Markets and Economy","ctaUrl":"/insights/markets","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/insights/markets" target="_self" aria-label="link to markets page"> Markets and Economy </a> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Multifamily Real Estate","ctaUrl":"/insights/real-estate/multifamily","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/insights/real-estate/multifamily" target="_self" aria-label="link to multifamily real estate page"> Multifamily Real Estate </a> </div> </div> </div> </div> <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="link-set aem-GridColumn aem-GridColumn--default--12"> <div class="primary-link-group "> <h3 class="link-group-header"> </h3> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Payments","ctaUrl":"/insights/payments","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/insights/payments" target="_self" aria-label="link to payments page"> Payments </a> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Treasury","ctaUrl":"/insights/treasury","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/insights/treasury" target="_self" aria-label="link to treasury page"> Treasury </a> <a class="primary-link " data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Wealth Planning","ctaUrl":"/insights/wealth-planning","ctaComponentName":"Link Set"}}" data-cmp-clickable href="/insights/wealth-planning" target="_self" aria-label="link to wealth planning page"> Wealth Planning </a> </div> </div> </div> </div> </div> <div class="grid-sub-component-key-links"> <p class="title">Key Links</p> <ul class="key-link-container"> <li class="key-link"> <a href="/client-stories" target="_self" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Client Stories","ctaUrl":"/client-stories","ctaTitle":"Insights by Topic","ctaComponentName":"Expanded Column Links"}}" data-cmp-clickable>Client Stories</a> </li> <li class="key-link"> <a href="/insights/research" target="_self" aria-label="opens global research" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Global Research","ctaUrl":"/insights/research","ctaTitle":"Insights by Topic","ctaComponentName":"Expanded Column Links"}}" data-cmp-clickable>Global Research</a> </li> <li class="key-link"> <a href="/newsletters" target="_self" aria-label="opens Newsletters" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Newsletters","ctaUrl":"/newsletters","ctaTitle":"Insights by Topic","ctaComponentName":"Expanded Column Links"}}" data-cmp-clickable>Newsletters</a> </li> </ul> </div> </section> </section> </div> <div class="expanded-column-links aem-GridColumn aem-GridColumn--default--12"> <section class="primary-navigation-column-links-container expanded-nav-container "> <div class="column-links-select-content"> <button class="select-button" data-icon="&#xf060">Back to menu</button> <p class="title title-for-mobile"></p> </div> <div class="column-links-custom-select-drop-down primary-nav-select-dropdown"> <button class="custom-select-button hide-list" data-icon="&#xf078">Insights by Type</button> </div> <section class="primary-navigation-tab-nav-content"> <div class="content-title-container"> <p class="title">Insights by Type</p> <div class="description"><p>Explore a variety of insights organized by different types of content and media. <br /> </p> </div> </div> <div class="column-links-container"> <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="link-set aem-GridColumn aem-GridColumn--default--12"> <div class="primary-link-group "> <h3 class="link-group-header"> </h3> <a class="primary-link chaseanalytics-track-link" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Client 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itemprop="item"> <span itemprop="name">Insights</span> </a> <meta itemprop="position" content="1"/> </li> <li itemprop="itemListElement" itemscope itemtype="http://schema.org/ListItem"> <a href="/insights/payments" itemprop="item"> <span itemprop="name">Payments</span> </a> <meta itemprop="position" content="2"/> </li> <li itemprop="itemListElement" itemscope itemtype="http://schema.org/ListItem"> <a href="/insights/payments/cross-border-payments" itemprop="item"> <span itemprop="name">Cross-Border Payments</span> </a> <meta itemprop="position" content="3"/> </li> <li itemprop="itemListElement" itemscope itemtype="http://schema.org/ListItem"> <span itemprop="name">Making cross-border payments faster, safer and less costly for financial institutions</span> <meta itemprop="position" content="4"/> </li> </ul> </div> </div> <div class="experience-fragment experiencefragment section"> </div> </div> </div> </div> </div> </div> <div class="responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 aem-Grid--phone--12 "> <div class="article-side-panel aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0 aem-GridColumn--default--4"> <aside class="cmp-article-side-panel "> <article class="cmp-article-side-panel-container"> <section class="cmp-article-side-panel-content"> <p class="eyebrow"><a href="/insights/payments" class="link">Payments</a></p> <h1 class="title">Making cross-border payments faster, safer and less costly for financial institutions</h1> <p class="description"> To help their clients send money all over the world, banks must adapt with the times. </p> </section> <nav class="cmp-article-side-panel-chapter-nav"> <ul class="chapter-nav-container" id="chapter-nav-container">  </ul> <div class="select-wrapper"> <select class="mobile-chapter-nav" name="mobile-chapter-nav" 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class="cmp-article-page-header_image" src="/content/dam/jpmorgan/images/payments/banner-cross-currency-article.jpg"/> </div> <div class="cmp-article-page-header__lower-container"> </div> </div> </div> </div> <div class="text cmp-text--pt aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--8"> <div class="cmp-text "> <p>Financial institutions have traditionally faced significant challenges in making cross-border payments, especially in navigating the complex web of regulatory frameworks in different countries. These ordinances can vary widely and often require substantial resources to ensure compliance, let alone timely delivery.</p> <p>To complicate matters, legacy systems are often outdated and not equipped to handle the speed and efficiency required for today’s near-instant cross-border transactions. There’s also the potential risk of fraud and security threats that would require robust security measures that can be costly and difficult to implement effectively.</p> <p>Businesses depend on these transactions, so financial institutions need to have infrastructure in place to make cross-border payments. Banks must implement flexible payment options tailored to their clients’ specific needs.</p> <p>As the bank that processes more than $10 trillion in payments daily<sup><a href="#footnote-1" id="footnote-src-1">1</a></sup>, J.P. Morgan Payments has been at the heart of delivering cross-border and interregional payments. Our size, scale and on-the-ground teams have been behind the scenes, innovating and smoothing the way for efficient payments from country to country and region to region.</p> <p>“We’ve been a trusted partner for many years, providing the payment rails for a lot of pioneering fintechs to help them send payments around the world faster, cheaper and safer than ever before,” said Mike Katergaris, Managing Director, J.P. Morgan Financial Institution Group Sales. “And we’re bringing that innovation to our financial institution clients.”</p> <h2><span class="section-header"><span class="title-large"><span class="accented-text">How financial institutions overcome traditional hurdles in cross-border payments</span></span></span></h2> <p>Around the world, from Latin America<sup><a href="#footnote-2" id="footnote-src-2">2</a></sup> to Africa<sup><a href="#footnote-3" id="footnote-src-3">3</a></sup> to Asia<sup><a href="#footnote-4" id="footnote-src-4">4</a></sup>, changes to foreign exchange regulations are making it easier to send money across borders. Led by <a href="/insights/payments/cross-border-payments/latam-payments">businesses in LATAM</a>, real-time payments in new marketplaces have opened doors for new companies to make payments and settle transactions faster than ever.</p> <p>For banks of any size, working with a global partner can offer the scale and level of international experience that delivers significant advantages for cross-border payments.</p> <p>J.P. Morgan Payments has an extensive global network, with the ability to verify over two billion bank accounts<sup><a href="#footnote-5" id="footnote-src-5">5</a></sup>. Our clients can send money in 120 currencies and receive in more than 40. Plus, a robust infrastructure helps ensure faster and more efficient transaction processing, and allows banks and their customers to receive live, real-time foreign exchange rates via API, or held rates can be delivered via API or email.</p> <p>An institution the size of J.P. Morgan can provide advanced technology and tight compliance protocols that can help reduce risk from fraud, enhancing overall security and reliability. We invest more than $15 billion<sup><a href="#footnote-6" id="footnote-src-6">6</a></sup> annually in technology – this can help remove the friction and complexity of a “do-it-yourself” approach.</p> <p>“We are the clearing bank of choice for banks, but also a world-leading foreign exchange house,” said Fergus Wills, VP, Financial Institutions FX Solutions at J.P. Morgan Payments. “Our clients are asking for reach and access to markets and local payment systems that they have a hard time facilitating themselves.</p> <p>“On the one hand, we’ve built out the technology and risk management infrastructure to scale transactional FX flows. On the other, our appetite for meaningful presence across geographies and liquidity pools, whilst accessing local payment rails, is extensive. This includes restricted currency markets where onshore expertise is essential. We leverage a combination of these ingredients to achieve the diverse objectives of our clients.”</p> <h2><span class="section-header"><span class="accented-text"><span class="title-large">Creating exciting new sources of revenue</span></span></span></h2> <p>For a financial institution, new products can offer new sources of revenue – but there’s a catch. Those new products may also require knowledge of regulations and market complexities in multiple countries and regions, and the financial and time commitment to grow can be overwhelming. The good news is, we’ve dealt with all of this already and have built a solution.</p> <p>J.P. Morgan Payments offers <a href="/insights/payments/cross-border-payments/xpedite-solution-financial-institutions">Xpedite</a>, a cross-currency solution that helps provide an expertise of each country’s individual regulations, focusing on those specifics so that you can spend time growing your business. Xpedite also allows an institution’s clients to use multiple payout methods, including ACH, pay-to-wallet and real-time rails, streamlining and providing an even higher level of efficiency.</p> <p>Products like Xpedite can greatly improve the customer experience by providing greater transparency and control over cross-border transactions, as well as helping free up capital and resources for FIs to deploy elsewhere. Additionally, banks can leverage J.P. Morgan's expertise to develop customized financial products tailored to the specific needs of clients, providing further competitive advantage in a tight market.</p> <h2><span class="section-header"><span class="accented-text"><span class="title-large">Seize new opportunities, realizing your vision</span></span></span></h2> <p>We invest billions in tech innovations every year to unlock the power of data<sup><a href="#footnote-6" id="footnote-src-6">6</a></sup> that can help financial institutions keep customers on the cutting-edge. Our investments in <a href="https://www.jpmorgan.com/onyx/index.htm" target="_blank">blockchain and asset tokenization</a> provide 24/7, real-time programmable payments, helping allow financial institutions to be as flexible as possible while helping customers move their money where they want it, when they need it.</p> <p>As the #1 bank for financial institutions<sup><a href="#footnote-7" id="footnote-src-7">7</a></sup> with 100+ years<sup><a href="#footnote-8" id="footnote-src-8">8</a></sup> of building strong relationships under our belt, J.P. Morgan Payments is here to help grow those relationships. Our understanding of payment solutions helps ensure that you're prepared to help customers navigate any type of market.</p> </div> </div> <div class="text cmp-text--light cmp-text--pt aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--8"> <div class="cmp-text "> <p>J.P Morgan helps financial institutions run smoothly, so they can do the same for customers. Join us as we discuss the importance of connecting the future of finance at <a href="/payments/events/sibos">Sibos 2024 in Beijing</a>. From cross-border payments to AI, trade, tokenization, digital currency and more, we’ll share how we can help financial institutions work through any challenge and seize every opportunity.</p> </div> </div> <div class="footnotes aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--8"> <div class=" footnote-container"> <h2 class="footnote-title">References</h2>  <div class="footnote-item"> <a class="footnote-num" id="footnote-1" href="#footnote-src-1" aria-label="Return to Footnote 1">1.</a><p>J.P. Morgan Investor Day, 2024, <a href="/content/dam/jpmc/jpmorgan-chase-and-co/investor-relations/documents/events/2024/jpmc-2024-investor-day/full-presentation.pdf" target="_blank">Firm Overview</a></p> </div> <div class="footnote-item"> <a class="footnote-num" id="footnote-2" href="#footnote-src-2" aria-label="Return to Footnote 2">2.</a><p><a href="https://www.bu.com.co/en/insights/noticias/new-changes-foreign-exchange-regime" target="_blank">https://www.bu.com.co/en/insights/noticias/new-changes-foreign-exchange-regime</a></p> </div> <div class="footnote-item"> <a class="footnote-num" id="footnote-3" href="#footnote-src-3" aria-label="Return to Footnote 3">3.</a><p><a href="https://www.bloomberg.com/news/articles/2024-02-01/nigeria-lifts-ngn-usd-exchange-rate-cap-to-woo-20-billion-diaspora-flow" target="_blank">https://www.bloomberg.com/news/articles/2024-02-01/nigeria-lifts-ngn-usd-exchange-rate-cap-to-woo-20-billion-diaspora-flow</a></p> </div> <div class="footnote-item"> <a class="footnote-num" id="footnote-4" href="#footnote-src-4" aria-label="Return to Footnote 4">4.</a><p> <a href="https://www.koreaherald.com/view.php?ud=20240626050145" target="_blank">https://www.koreaherald.com/view.php?ud=20240626050145</a></p> </div> <div class="footnote-item"> <a class="footnote-num" id="footnote-5" href="#footnote-src-5" aria-label="Return to Footnote 5">5.</a><p>Internal JPM data</p> </div> <div class="footnote-item"> <a class="footnote-num" id="footnote-6" href="#footnote-src-6" aria-label="Return to Footnote 6">6.</a><p>JPMorgan Chase Investor Day, 2023</p> </div> <div class="footnote-item"> <a class="footnote-num" id="footnote-7" href="#footnote-src-7" aria-label="Return to Footnote 7">7.</a><p>Coalition Greenwich FY16 – FY22</p> </div> <div class="footnote-item"> <a class="footnote-num" id="footnote-8" href="#footnote-src-8" aria-label="Return to Footnote 8">8.</a><p>JPMorgan Chase, <a href="https://www.jpmorgan.com/onyx/index.htm" target="_blank">History of Our Firm</a></p> </div> </div> </div> </div> </div> <div class="responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> </div> </div> </div> </div> <div class="responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="iparsys parsys aem-GridColumn aem-GridColumn--default--12"><div class="section"><div class="new"></div> </div><div class="iparys_inherited"><div class="iparsys parsys"><div class="experience-fragment experiencefragment section"> <div id="experience-fragment-9a5cd7deda" class="cmp-experiencefragment cmp-experiencefragment--payments-carousel"> <div class="xf-content-height"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="related-insights-carousel related-insights-marble-bg aem-GridColumn 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Morgan Payments and Elastic highlight the importance of supporting developer relationships","ctaComponentName":"Related Insights Carousel"}}" data-cmp-clickable href="/insights/payments/payment-trends/elastic-developer-support-payment-solutions" aria-label="Card 2 of 8, J.P. Morgan Payments and Elastic highlight the importance of supporting developer relationships, Watch video">Watch video</a> </div> </div> <div class="card-article-with-image related-insights__cards"> <img loading="lazy" alt class="image-content" src="/content/dam/jpmorgan/images/payments/banner-kinexys.jpg"/></img> <div class="related-insights__cards-content"> <p class="eyebrow article"> <span>Payments</span></p> <p class="short-description"> <a class="card-link" data-cmp-data-layer="{"event":"cmp:click","webInteraction":{"ctaType":"link","ctaText":"Read more","ctaUrl":"/insights/payments/payment-trends/introducing-kinexys","ctaTitle":"Introducing Kinexys by J.P. 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