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</script><link rel="preconnect" href="https://assets.lily.fi"/><link rel="preconnect" href="https://cdn.a-lehdet.fi" crossorigin="true"/><link rel="preconnect" href="https://cdn.gravito.net" crossorigin="true"/><link rel="preconnect" href="https://securepubads.g.doubleclick.net" crossorigin="true"/><link rel="preconnect" href="https://www.googletagmanager.com" crossorigin="true"/><link rel="dns-prefetch" href="https://assets.lily.fi"/><link rel="dns-prefetch" href="https://cdn.a-lehdet.fi"/><link rel="dns-prefetch" href="https://cdn.gravito.net"/><link rel="dns-prefetch" href="https://securepubads.g.doubleclick.net"/><link rel="dns-prefetch" href="https://www.googletagmanager.com"/><style> /* Meillakotona */ @import url('https://use.typekit.net/jjw3jmv.css'); @font-face { font-family: 'FFTisaWebItalic'; src: url('https://cdn.a-lehdet.fi/production/platta/webfonts/2F7506_0_0.eot'); src: url('https://cdn.a-lehdet.fi/production/platta/webfonts/2F7506_0_0.eot?#iefix') format('embedded-opentype'), url('https://cdn.a-lehdet.fi/production/platta/webfonts/2F7506_0_0.woff2') format('woff2'), url('https://cdn.a-lehdet.fi/production/platta/webfonts/2F7506_0_0.woff') format('woff'), url('https://cdn.a-lehdet.fi/production/platta/webfonts/2F7506_0_0.ttf') format('truetype'); 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font-weight: 700; font-style: normal; font-display: swap; } @font-face { font-family: 'FFTisaWeb'; src: url('https://cdn.a-lehdet.fi/production/platta/webfonts/2F7506_0_0.eot'); src: url('https://cdn.a-lehdet.fi/production/platta/webfonts/2F7506_0_0.eot?#iefix') format('embedded-opentype'), url('https://cdn.a-lehdet.fi/production/platta/webfonts/2F7506_0_0.woff2') format('woff2'), url('https://cdn.a-lehdet.fi/production/platta/webfonts/2F7506_0_0.woff') format('woff'), url('https://cdn.a-lehdet.fi/production/platta/webfonts/2F7506_0_0.ttf') format('truetype'); font-weight: normal; font-style: italic; font-display: swap; } /* ---- Lily fonts ---- */ @font-face { font-family: 'Canela'; src: url('https://cdn.a-lehdet.fi/production/platta/webfonts/Canela-Medium.woff'); src: url('https://cdn.a-lehdet.fi/production/platta/webfonts/Canela-Medium.woff2') format('woff2'), url('https://cdn.a-lehdet.fi/production/platta/webfonts/Canela-Medium.woff') format('woff'); font-display: swap; } @font-face { font-family: 'Canela'; 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font-display: swap; } @font-face { font-family: 'FuturaPT'; font-weight: normal; font-style: italic; src: url('https://cdn.a-lehdet.fi/production/platta/webfonts/FuturaPT-Italic.eot'); src: url('https://cdn.a-lehdet.fi/production/platta/webfonts/FuturaPT-Italic.eot?#iefix') format('embedded-opentype'), url('https://cdn.a-lehdet.fi/production/platta/webfonts/FuturaPT-Italic.woff') format('woff'), url('https://cdn.a-lehdet.fi/production/platta/webfonts/FuturaPT-Italic.ttf') format('truetype'); font-display: swap; } @font-face { font-family: 'FuturaPT'; font-weight: bold; font-style: italic; src: url('https://cdn.a-lehdet.fi/production/platta/webfonts/FuturaPT-BoldItalic.eot'); src: url('https://cdn.a-lehdet.fi/production/platta/webfonts/FuturaPT-BoldItalic.eot?#iefix') format('embedded-opentype'), url('https://cdn.a-lehdet.fi/production/platta/webfonts/FuturaPT-BoldItalic.woff') format('woff'), url('https://cdn.a-lehdet.fi/production/platta/webfonts/FuturaPT-BoldItalic.ttf') format('truetype'); 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1440w,https://assets.lily.fi/qgki8duiycqt/79CjMcwpgsYaMWsqkokOgk/9ec0b7a0bca553f636893349bec4ac4c/christian-dubovan-686398-unsplash_mc9fF.jpg?w=2048&q=75&fit=crop-center 2048w" width="100%" height="100%" data-element="CoverImage" data-element-id="CoverImage(https://assets.lily.fi/qgki8duiycqt/79CjMcwpgsYaMWsqkokOgk/9ec0b7a0bca553f636893349bec4ac4c/christian-dubovan-686398-unsplash_mc9fF.jpg)" class="Image__StyledImage-sc-xb2ri4-0 jHNExC"/></div></div></div><div class="BaseCover__Content-sc-x0tgve-1 doFPNv"><div class="BaseContent__Container-sc-1mgcaws-0 exsAXd"><h1 color="inherit" class="HeadingXL-sc-13l1bpd-0 BaseContent__Title-sc-1mgcaws-2 ePOqiu bIoAlk">Raha | Lily</h1><div color="inherit" class="BodyText-sc-1ap254p-0 ParagraphM-sc-1p87z5d-0 TjWoj fkgCGB">Rahasta pitää puhua enemmän, oli sitä itsellä vähän tai paljon. Miten päästä alkuun säästämisessä tai sijoittamisessa? Kuinka voi menestyä palkkaneuvotteluissa? Lue Lilyn bloggaajien kokemuksia.</div></div></div></div></div></div><div class="PageBlock__Container-sc-1087hfz-0 iLOMJO"><div class="PageBlock__ContentContainer-sc-1087hfz-1 epcpCe align-wide"><div style="min-height:800px"></div></div></div><div class="PageBlock__Container-sc-1087hfz-0 iLOMJO"><div class="PageBlock__ContentContainer-sc-1087hfz-1 hEqFxW align-full"><div><div class="feedList__component___280OC"><div class="feedList__items___zxyM_ layout__container___3aEqU"><div class="transitionSlot__component___3IV1k layout__container___3aEqU transitionSlot__expandable___eFPXd"></div><div class="transitionSlot__component___3IV1k layout__container___3aEqU"><a href="https://www.lily.fi/blogit/arki-blogi/5-frugaalia-mutta-realistista-saastovinkkia/" style="text-decoration:none;color:inherit" class="feedItem__linkContainer___uelbc"><div class="WithCoverMedia__Root-sc-rhzrqo-0 fUfvgc feedItem__component___1p677"><div style="width:100%;height:0;padding-bottom:75%;position:relative;overflow:hidden"></div><div class="feedItem__tint___3N9cm"></div><div class="feedItem__content___3XjOG"><h3 class="feedItem__title___2DoHM"><small class="feedItem__brand___tW-WH">Arkiblogi</small></h3><div class="feedItem__titleContainer___r57en"><h2 class="HeadingL-sc-x8eab6-0 fLucps">5 frugaalia, mutta realistista säästövinkkiä</h2></div><div class="feedItem__ingress___1PQSk">Olen itse niitä ihmisiä, jolle ei kelpaa halpa hinta. En säästä ostamalla vain kirpputoreilta, alennusmyynneistä tai halpakaupoista, vaan haluan panostaa laatuun. En silti ole ihmisiä, ketkä paiskivat 40h töitä viikossa rahan eteen, vaan arvostan myös vapaa-aikaani suunnattomasti. Mistä</div><div class="feedItem__interactions___2biWh"><div class="feedItem__iconAndCount___2ebkn"><i class="far fa-heart feedItem__icon___2_vOM"></i>1</div><div class="feedItem__iconAndCount___2ebkn"><i class="far fa-comment feedItem__icon___2_vOM"></i>0</div></div></div></div></a></div><div class="PageElementFeedItem__Container-sc-wg1eli-0 iTGXLE"><div class="PageBlock__Container-sc-1087hfz-0 jRtbZN"><div class="PageBlock__ContentContainer-sc-1087hfz-1 hEqFxW align-wide"></div></div></div><div class="transitionSlot__component___3IV1k layout__container___3aEqU"><a href="https://www.lily.fi/blogit/juuttisakki/pellavatuotteet-kylpyhuoneessa-ajaton-valinta-arjen-hemmotteluun/" style="text-decoration:none;color:inherit" class="feedItem__linkContainer___uelbc"><div class="WithCoverMedia__Root-sc-rhzrqo-0 fUfvgc feedItem__component___1p677"><div style="width:100%;height:0;padding-bottom:75%;position:relative;overflow:hidden"></div><div class="feedItem__tint___3N9cm"></div><div class="feedItem__content___3XjOG"><h3 class="feedItem__title___2DoHM"><small class="feedItem__brand___tW-WH">Juuttisäkki</small></h3><div class="feedItem__titleContainer___r57en"><h2 class="HeadingL-sc-x8eab6-0 fLucps">Pellavatuotteet kylpyhuoneessa: Ajaton valinta arjen hemmotteluun</h2></div><div class="feedItem__ingress___1PQSk">Pellava on materiaalina jotain aivan erityistä. Sen luonnollinen tuntuma, kestävyys ja kauneus tekevät siitä täydellisen valinnan kylpyhuoneeseen. Itse käytän pellavaisia tuotteita päivittäin – erityisesti saunassa. Pellavainen selänpesin ja pesukinnas eivät ole pelkästään</div><div class="feedItem__interactions___2biWh"><div class="feedItem__iconAndCount___2ebkn"><i class="far fa-heart feedItem__icon___2_vOM"></i>0</div><div class="feedItem__iconAndCount___2ebkn"><i class="far fa-comment feedItem__icon___2_vOM"></i>3</div></div></div></div></a></div><div class="transitionSlot__component___3IV1k layout__container___3aEqU"><a href="https://www.lily.fi/blogit/mutta-minka-tahden/voiko-suomen-pelastaa-kaupallistamalla-ideoita/" style="text-decoration:none;color:inherit" class="feedItem__linkContainer___uelbc"><div class="WithCoverMedia__Root-sc-rhzrqo-0 fUfvgc feedItem__component___1p677"><div style="width:100%;height:0;padding-bottom:75%;position:relative;overflow:hidden"></div><div class="feedItem__tint___3N9cm"></div><div class="feedItem__content___3XjOG"><h3 class="feedItem__title___2DoHM"><small class="feedItem__brand___tW-WH">Mutta minkä Tähden?</small></h3><div class="feedItem__titleContainer___r57en"><h2 class="HeadingL-sc-x8eab6-0 fLucps">Voiko Suomen pelastaa kaupallistamalla ideoita?</h2></div><div class="feedItem__ingress___1PQSk">Folk Finlandin verkkosivut ovat inspiroivat. Heillä on jokin kiinnostava ote työhön ja elämään, mitä ei monessa firmassa ole osattu vielä uneksiakaan. Siitäpä voisi kirjoittaa omia ajatuksia. Nyt puhutaan kyvystä kaupallistaa ideoita, innovoinnista, lisäarvontuottamisesta ja</div><div class="feedItem__interactions___2biWh"><div class="feedItem__iconAndCount___2ebkn"><i class="far fa-heart feedItem__icon___2_vOM"></i>2</div><div class="feedItem__iconAndCount___2ebkn"><i class="far fa-comment feedItem__icon___2_vOM"></i>0</div></div></div></div></a></div><div class="FeedList__AdWrapper-sc-97y9j4-0 kbjIca"><span style="font-size:0"></span></div><div class="transitionSlot__component___3IV1k layout__container___3aEqU transitionSlot__expandable___eFPXd"></div><div class="transitionSlot__component___3IV1k layout__container___3aEqU"><a href="https://www.lily.fi/blogit/pyorteessa/miksi-nostan-taytta-opintolainaa/" style="text-decoration:none;color:inherit" class="feedItem__linkContainer___uelbc"><div class="WithCoverMedia__Root-sc-rhzrqo-0 fUfvgc feedItem__component___1p677"><div style="width:100%;height:0;padding-bottom:75%;position:relative;overflow:hidden"></div><div class="feedItem__tint___3N9cm"></div><div class="feedItem__content___3XjOG"><h3 class="feedItem__title___2DoHM"><small class="feedItem__brand___tW-WH">Pyörteessä</small></h3><div class="feedItem__titleContainer___r57en"><h2 class="HeadingL-sc-x8eab6-0 fLucps">Miksi nostan täyttä opintolainaa?</h2></div><div class="feedItem__ingress___1PQSk">Tällä hetkellä voin nostaa opintolainaa 850 € jokaista opiskelukuukautta kohden ja sen aion myös tehdä. Vuoden aikana se tekee omalla kohdallani 7650 €. Matalan korkotason aikana opintolaina saattoi saada ilmaisen lainan maineen. Korkotason lähdettyä nousuun opintolainan nostamista on</div><div class="feedItem__interactions___2biWh"><div class="feedItem__iconAndCount___2ebkn"><i class="far fa-heart feedItem__icon___2_vOM"></i>2</div><div class="feedItem__iconAndCount___2ebkn"><i class="far fa-comment feedItem__icon___2_vOM"></i>0</div></div></div></div></a></div><div class="transitionSlot__component___3IV1k layout__container___3aEqU"><a href="https://www.lily.fi/blogit/kesa-ilman-miehia/luksusmuijat-ja-aijat/" style="text-decoration:none;color:inherit" class="feedItem__linkContainer___uelbc"><div class="WithCoverMedia__Root-sc-rhzrqo-0 fUfvgc feedItem__component___1p677"><div style="width:100%;height:0;padding-bottom:75%;position:relative;overflow:hidden"></div><div class="feedItem__tint___3N9cm"></div><div class="feedItem__content___3XjOG"><h3 class="feedItem__title___2DoHM"><small class="feedItem__brand___tW-WH">Kesä ilman miehiä</small></h3><div class="feedItem__titleContainer___r57en"><h2 class="HeadingL-sc-x8eab6-0 fLucps">Luksusmuijat ja äijät</h2></div><div class="feedItem__ingress___1PQSk">Päätin testata, kuinka vähällä voin tulla toimeen. Elämä on sellaista yltäkylläisyyttä ja luksusta, että kaipaan paluuta yksinkertaisiin asioihin. Mökillä se oli helppoa, mutta sielläkin vuokrasin elokuvia ja kävin Kalajoella törsäämässä. Miksi ostan asioita? Useimmiten sen</div><div class="feedItem__interactions___2biWh"><div class="feedItem__iconAndCount___2ebkn"><i class="far fa-heart feedItem__icon___2_vOM"></i>2</div><div class="feedItem__iconAndCount___2ebkn"><i class="far fa-comment feedItem__icon___2_vOM"></i>1</div></div></div></div></a></div><div class="transitionSlot__component___3IV1k layout__container___3aEqU"><a href="https://www.lily.fi/blogit/sekaisin-somesta/cc-ja-tekijanoikeus/" style="text-decoration:none;color:inherit" class="feedItem__linkContainer___uelbc"><div class="WithCoverMedia__Root-sc-rhzrqo-0 fUfvgc feedItem__component___1p677"><div style="width:100%;height:0;padding-bottom:75%;position:relative;overflow:hidden"></div><div class="feedItem__tint___3N9cm"></div><div class="feedItem__content___3XjOG"><h3 class="feedItem__title___2DoHM"><small class="feedItem__brand___tW-WH">Sekaisin somesta</small></h3><div class="feedItem__titleContainer___r57en"><h2 class="HeadingL-sc-x8eab6-0 fLucps">CC ja tekijänoikeus</h2></div><div class="feedItem__ingress___1PQSk">Kaupan ala on monelle nuorelle ensimmäinen kosketus työelämään. Osalle se on tietoinen ohikulkumatka, jonka aikana tienataan ensimmäisiä omia säästöjä ja haetaan kokemusta työelämästä esimerkiksi opiskelujen rinnalla. Osalle taas kaupan ala voi olla se unelmien työpaikka ja ala,</div><div class="feedItem__interactions___2biWh"><div class="feedItem__iconAndCount___2ebkn"><i class="far fa-heart feedItem__icon___2_vOM"></i>0</div><div class="feedItem__iconAndCount___2ebkn"><i class="far fa-comment feedItem__icon___2_vOM"></i>2</div></div></div></div></a></div><div class="FeedList__AdWrapper-sc-97y9j4-0 kbjIca"><span style="font-size:0"></span></div><div class="transitionSlot__component___3IV1k layout__container___3aEqU"><span style="font-size:0"></span></div><div class="transitionSlot__component___3IV1k layout__container___3aEqU"><a href="https://www.lily.fi/blogit/maja-auringolle/asunnon-etsinta-on-yhta-vuoristorataa/" style="text-decoration:none;color:inherit" class="feedItem__linkContainer___uelbc"><div class="WithCoverMedia__Root-sc-rhzrqo-0 fUfvgc feedItem__component___1p677"><div style="width:100%;height:0;padding-bottom:75%;position:relative;overflow:hidden"></div><div class="feedItem__tint___3N9cm"></div><div class="feedItem__content___3XjOG"><h3 class="feedItem__title___2DoHM"><small class="feedItem__brand___tW-WH">Maja auringolle</small></h3><div class="feedItem__titleContainer___r57en"><h2 class="HeadingL-sc-x8eab6-0 fLucps">Asunnon etsintä on yhtä vuoristorataa</h2></div><div class="feedItem__ingress___1PQSk">Jokusen kuukauden takainen varovainen ”katsellaan ja seuraillaan, mutta ei nyt vielä oikeasti olla ostamassa” -mentaliteettimme asuntosivustoilla on jalostunut viimeisen muutaman viikon sisään ihan kunnon ostoaikeiksi. Siinä missä etukäteen luulin, että esimerkiksi lainalupauksen</div><div class="feedItem__interactions___2biWh"><div class="feedItem__iconAndCount___2ebkn"><i class="far fa-heart feedItem__icon___2_vOM"></i>3</div><div class="feedItem__iconAndCount___2ebkn"><i class="far fa-comment feedItem__icon___2_vOM"></i>0</div></div></div></div></a></div><div class="transitionSlot__component___3IV1k layout__container___3aEqU"><a href="https://www.lily.fi/blogit/minimalistica/karsin-tavaran-jonka-olen-omistanut-22-vuotta/" style="text-decoration:none;color:inherit" class="feedItem__linkContainer___uelbc"><div class="WithCoverMedia__Root-sc-rhzrqo-0 fUfvgc feedItem__component___1p677"><div style="width:100%;height:0;padding-bottom:75%;position:relative;overflow:hidden"></div><div class="feedItem__tint___3N9cm"></div><div class="feedItem__content___3XjOG"><h3 class="feedItem__title___2DoHM"><small class="feedItem__brand___tW-WH">MINIMALISTICA</small></h3><div class="feedItem__titleContainer___r57en"><h2 class="HeadingL-sc-x8eab6-0 fLucps">Karsin tavaran, jonka olen omistanut 22 vuotta</h2></div><div class="feedItem__ingress___1PQSk">Viimeaikoina on tullut pieniä erävoittoja tavaran karsimisen suhteen, kun olen karsinut tavaroita, joita olen kuljettanut mukanani vuosikymmenestä toiseen. Nimittäin taannoin karsin tavaran, jonka olen omistanut jopa 22 vuotta! Päätös on kestänyt aikaa ja olen valmistellut itseäni siihen,</div></div></div></a></div><div class="transitionSlot__component___3IV1k layout__container___3aEqU"><a href="https://www.lily.fi/blogit/minimalistica/ostokset-joita-kadun-revisited-2024/" style="text-decoration:none;color:inherit" class="feedItem__linkContainer___uelbc"><div class="WithCoverMedia__Root-sc-rhzrqo-0 fUfvgc feedItem__component___1p677"><div style="width:100%;height:0;padding-bottom:75%;position:relative;overflow:hidden"></div><div class="feedItem__tint___3N9cm"></div><div class="feedItem__content___3XjOG"><h3 class="feedItem__title___2DoHM"><small class="feedItem__brand___tW-WH">MINIMALISTICA</small></h3><div class="feedItem__titleContainer___r57en"><h2 class="HeadingL-sc-x8eab6-0 fLucps">Ostokset joita kadun: Revisited 2024</h2></div><div class="feedItem__ingress___1PQSk">En osta paljoa asioita ja harkitsen yleensä ostopäätöksiä huolella, mutta joskus minullekin tulee hutiostoksia, jotka myöhemmin ovat saaneet itseni katumapäälle. Haluaisin päästä näistä hetken mielijohteen ostoksista eroon, minkä vuoksi pyrin kiertämään kauppoja mahdollisimman</div><div class="feedItem__interactions___2biWh"><div class="feedItem__iconAndCount___2ebkn"><i class="far fa-heart feedItem__icon___2_vOM"></i>3</div><div class="feedItem__iconAndCount___2ebkn"><i class="far fa-comment feedItem__icon___2_vOM"></i>3</div></div></div></div></a></div><div class="FeedList__AdWrapper-sc-97y9j4-0 kbjIca"><span style="font-size:0"></span></div><div class="transitionSlot__component___3IV1k layout__container___3aEqU"><span style="font-size:0"></span></div><div class="transitionSlot__component___3IV1k layout__container___3aEqU"><a href="https://www.lily.fi/blogit/maja-auringolle/lapsiperheen-kulut-paljonko-meilla-menee-rahaa-kuukaudessa/" style="text-decoration:none;color:inherit" class="feedItem__linkContainer___uelbc"><div class="WithCoverMedia__Root-sc-rhzrqo-0 fUfvgc feedItem__component___1p677"><div style="width:100%;height:0;padding-bottom:75%;position:relative;overflow:hidden"></div><div class="feedItem__tint___3N9cm"></div><div class="feedItem__content___3XjOG"><h3 class="feedItem__title___2DoHM"><small class="feedItem__brand___tW-WH">Maja auringolle</small></h3><div class="feedItem__titleContainer___r57en"><h2 class="HeadingL-sc-x8eab6-0 fLucps">Lapsiperheen kulut: paljonko meillä menee rahaa kuukaudessa</h2></div><div class="feedItem__ingress___1PQSk">Nousevat elinkustannukset ovat olleet viime aikoina kuuma puheenaihe. Omaan perheeseemme kulujen nousu ei ole iskenyt kovinkaan pahasti, koska meillä ei ole esimerkiksi asuntolainaa ja asunnon lämmityskulut sisältyvät käyttövastikkeeseen. Perheen tulojen ja menojen seuraaminen on silti joka</div><div class="feedItem__interactions___2biWh"><div class="feedItem__iconAndCount___2ebkn"><i class="far fa-heart feedItem__icon___2_vOM"></i>6</div><div class="feedItem__iconAndCount___2ebkn"><i class="far fa-comment feedItem__icon___2_vOM"></i>1</div></div></div></div></a></div><div class="feedList__loader___idlGu"><div class="feedList__spinner___t6_YE spinner__cubeGrid___1GzKd"><div class="spinner__cube___1yygW spinner__cube1___1hcRP"></div><div class="spinner__cube___1yygW spinner__cube2___3fldr"></div><div class="spinner__cube___1yygW spinner__cube3___2oD0u"></div><div class="spinner__cube___1yygW spinner__cube4___kD_KK"></div><div class="spinner__cube___1yygW spinner__cube5___2CizE"></div><div class="spinner__cube___1yygW spinner__cube6___25HAb"></div><div class="spinner__cube___1yygW spinner__cube7___1lbRg"></div><div class="spinner__cube___1yygW spinner__cube8___1YaDX"></div><div class="spinner__cube___1yygW 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