abscaa — CAA Producer Toolkit

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class="fluid-image-container sqs-image-content" style="overflow: hidden;-webkit-mask-image: -webkit-radial-gradient(white, black);position: relative;width: 100%;height: 100%;" > <a class="sqs-block-image-link content-fit" href="https://www.producerresponse.com" > <img data-stretch="false" data-src="https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/eecdf55f-a80c-4e51-a818-5f835d422e47/abs_r_h_rgb_c+%284%29.png" data-image="https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/eecdf55f-a80c-4e51-a818-5f835d422e47/abs_r_h_rgb_c+%284%29.png" data-image-dimensions="2400x364" data-image-focal-point="0.5,0.5" alt="" data-load="false" elementtiming="system-image-block" src="https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/eecdf55f-a80c-4e51-a818-5f835d422e47/abs_r_h_rgb_c+%284%29.png" width="2400" height="364" alt="" sizes="(max-width: 640px) 100vw, (max-width: 767px) 100vw, 25vw" style="display:block;object-fit: contain; object-position: 50% 50%" srcset="https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/eecdf55f-a80c-4e51-a818-5f835d422e47/abs_r_h_rgb_c+%284%29.png?format=100w 100w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/eecdf55f-a80c-4e51-a818-5f835d422e47/abs_r_h_rgb_c+%284%29.png?format=300w 300w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/eecdf55f-a80c-4e51-a818-5f835d422e47/abs_r_h_rgb_c+%284%29.png?format=500w 500w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/eecdf55f-a80c-4e51-a818-5f835d422e47/abs_r_h_rgb_c+%284%29.png?format=750w 750w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/eecdf55f-a80c-4e51-a818-5f835d422e47/abs_r_h_rgb_c+%284%29.png?format=1000w 1000w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/eecdf55f-a80c-4e51-a818-5f835d422e47/abs_r_h_rgb_c+%284%29.png?format=1500w 1500w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/eecdf55f-a80c-4e51-a818-5f835d422e47/abs_r_h_rgb_c+%284%29.png?format=2500w 2500w" loading="lazy" decoding="async" data-loader="sqs"> <div class="fluidImageOverlay"></div> </a> </div> </div> </div> <style> .sqs-block-image .sqs-block-content { height: 100%; width: 100%; } .fe-block-657752f24a2ca7b81a957440 .fluidImageOverlay { position: absolute; top: 0; left: 0; width: 100%; height: 100%; mix-blend-mode: normal; opacity: 0; } </style> </div></div></div></div></div> </div> </div> </section> <section data-test="page-section" data-section-theme="black" class='page-section layout-engine-section background-width--full-bleed section-height--small content-width--medium horizontal-alignment--center vertical-alignment--middle has-background black' data-section-id="61dc69a8fdd6410478ca8ece" data-controller="SectionWrapperController" data-current-styles="{ "backgroundImage": { "id": "61f424fedffcbc5d215d8cb2", "recordType": 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alt="" data-src="https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/3038c205-fc30-4911-aefb-2880ceecc8dd/GettyImages-1070950246.jpg" data-image="https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/3038c205-fc30-4911-aefb-2880ceecc8dd/GettyImages-1070950246.jpg" data-image-dimensions="2120x1415" data-image-focal-point="0.844689378757515,0.4560570071258907" alt="GettyImages-1070950246.jpg" data-load="false" elementtiming="nbf-background" src="https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/3038c205-fc30-4911-aefb-2880ceecc8dd/GettyImages-1070950246.jpg" width="2120" height="1415" alt="" sizes="(max-width: 799px) 200vw, 100vw" style="display:block;object-position: 84.46893787575151% 45.60570071258907%" srcset="https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/3038c205-fc30-4911-aefb-2880ceecc8dd/GettyImages-1070950246.jpg?format=100w 100w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/3038c205-fc30-4911-aefb-2880ceecc8dd/GettyImages-1070950246.jpg?format=300w 300w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/3038c205-fc30-4911-aefb-2880ceecc8dd/GettyImages-1070950246.jpg?format=500w 500w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/3038c205-fc30-4911-aefb-2880ceecc8dd/GettyImages-1070950246.jpg?format=750w 750w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/3038c205-fc30-4911-aefb-2880ceecc8dd/GettyImages-1070950246.jpg?format=1000w 1000w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/3038c205-fc30-4911-aefb-2880ceecc8dd/GettyImages-1070950246.jpg?format=1500w 1500w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/3038c205-fc30-4911-aefb-2880ceecc8dd/GettyImages-1070950246.jpg?format=2500w 2500w" fetchpriority="low" loading="lazy" decoding="async" data-loader="sqs"> <div class="section-background-overlay" style="opacity: 0.38;"></div> </div> </div> <div class='content-wrapper' style=' ' > <div class="content" > <div class="sqs-layout sqs-grid-12 columns-12" data-type="page-section" id="page-section-61dc69a8fdd6410478ca8ece"><div class="row sqs-row"><div class="col sqs-col-12 span-12"><div class="sqs-block html-block sqs-block-html" data-block-type="2" id="block-b3ab966780d5e7ca9f24"><div class="sqs-block-content"> <div class="sqs-html-content"> <h3 style="text-align:center;white-space:pre-wrap;">Consolidated Appropriations Act Toolkit</h3> </div> </div></div></div></div></div> </div> </div> </section> <section data-test="page-section" data-section-theme="dark" class='page-section layout-engine-section background-width--full-bleed section-height--custom content-width--wide horizontal-alignment--center vertical-alignment--middle dark' data-section-id="61dc69a8fdd6410478ca8ed0" data-controller="SectionWrapperController" data-current-styles="{ "imageOverlayOpacity": 0.15, "backgroundWidth": "background-width--full-bleed", "sectionHeight": "section-height--custom", "customSectionHeight": 15, "horizontalAlignment": "horizontal-alignment--center", "verticalAlignment": "vertical-alignment--middle", "contentWidth": "content-width--wide", "sectionTheme": "dark", "sectionAnimation": "none", "backgroundMode": "image" }" data-current-context="{ "video": { "playbackSpeed": 0.5, "filter": 1, "filterStrength": 0, "zoom": 0, "videoSourceProvider": "none" }, "backgroundImageId": null, "backgroundMediaEffect": null, "divider": null, "typeName": "page" }" data-animation="none" style="min-height: 15vh;" > <div class="section-border" > <div class="section-background"> </div> </div> <div class='content-wrapper' style=' padding-top: calc(15vmax / 10); padding-bottom: calc(15vmax / 10); ' > <div class="content" > <div class="sqs-layout sqs-grid-12 columns-12" data-type="page-section" id="page-section-61dc69a8fdd6410478ca8ed0"><div class="row sqs-row"><div class="col sqs-col-3 span-3"><div class="sqs-block html-block sqs-block-html" data-block-type="2" id="block-943b4ac2b729ec061177"><div class="sqs-block-content"> <div class="sqs-html-content"> <p style="text-align:center;white-space:pre-wrap;" class=""><a href="#abscaa-rm"><strong>QUICK REFERENCE</strong></a></p> </div> </div></div></div><div class="col sqs-col-3 span-3"><div class="sqs-block html-block sqs-block-html" data-block-type="2" id="block-b6406694d32fc1503b20"><div class="sqs-block-content"> <div class="sqs-html-content"> <p style="text-align:center;white-space:pre-wrap;" class=""><a href="#abscaa-faq"><strong>FAQs</strong></a></p> </div> </div></div></div><div class="col sqs-col-3 span-3"><div class="sqs-block html-block sqs-block-html" data-block-type="2" id="block-69b798b820341bca1a7e"><div class="sqs-block-content"> <div class="sqs-html-content"> <p style="text-align:center;white-space:pre-wrap;" class=""><a href="#abscaa-related"><strong>RELATED ARTICLES</strong></a></p> </div> </div></div></div><div class="col sqs-col-3 span-3"><div class="sqs-block html-block sqs-block-html" data-block-type="2" id="block-1cf80e4e226f1c3ec69a"><div class="sqs-block-content"> <div class="sqs-html-content"> <p style="text-align:center;white-space:pre-wrap;" class=""><a href="#abscaa-employer"><strong>EMPLOYER RESOURCES</strong></a></p> </div> </div></div></div><div class="col sqs-col-0 span-0"></div></div></div> </div> </div> </section> <section data-test="page-section" data-section-theme="white-bold" class='page-section layout-engine-section background-width--full-bleed section-height--custom content-width--wide horizontal-alignment--center vertical-alignment--middle white-bold' data-section-id="61dc69a8fdd6410478ca8ed2" data-controller="SectionWrapperController" data-current-styles="{ "imageOverlayOpacity": 0.15, "backgroundWidth": "background-width--full-bleed", "sectionHeight": "section-height--custom", "customSectionHeight": 15, "horizontalAlignment": "horizontal-alignment--center", "verticalAlignment": "vertical-alignment--middle", "contentWidth": "content-width--wide", "sectionTheme": "white-bold", "sectionAnimation": "none", "backgroundMode": "image" }" data-current-context="{ "video": { "playbackSpeed": 0.5, "filter": 1, "filterStrength": 0, "zoom": 0, "videoSourceProvider": "none" }, "backgroundImageId": null, "backgroundMediaEffect": null, "divider": null, "typeName": "page" }" data-animation="none" style="min-height: 15vh;" > <div class="section-border" > <div class="section-background"> </div> </div> <div class='content-wrapper' style=' padding-top: calc(15vmax / 10); padding-bottom: calc(15vmax / 10); ' > <div class="content" > <div class="sqs-layout sqs-grid-12 columns-12" data-type="page-section" id="page-section-61dc69a8fdd6410478ca8ed2"><div class="row sqs-row"><div class="col sqs-col-12 span-12"><div class="sqs-block html-block sqs-block-html" data-block-type="2" id="block-1de103f7276579a30a5f"><div class="sqs-block-content"> <div class="sqs-html-content"> <p style="text-align:center;white-space:pre-wrap;" class="">Anthem has created the Consolidated Appropriations Act Toolkit to help you understand the provisions of the bill most applicable to you and your business. Use the Quick Reference to see provision descriptions, effective dates and who needs to take action. The FAQs, articles and other resources provide additional details that will help you prepare and support your clients and employees.</p><p style="text-align:center;white-space:pre-wrap;" class="">The information contained on this site represents Anthem’s understanding of the Transparency regulation and the Consolidated Appropriations Act. It is not intended to be legal advice. You should consult with your own legal counsel on any issues or questions you have with respect to the Transparency regulation and/or the Consolidated Appropriations Act.</p> </div> </div></div></div></div></div> </div> </div> </section> <section data-test="page-section" data-section-theme="white-bold" class='page-section layout-engine-section background-width--full-bleed section-height--custom content-width--wide horizontal-alignment--center vertical-alignment--middle white-bold' data-section-id="61dc69a8fdd6410478ca8ed4" data-controller="SectionWrapperController" data-current-styles="{ "imageOverlayOpacity": 0.15, "backgroundWidth": "background-width--full-bleed", "sectionHeight": "section-height--custom", "horizontalAlignment": "horizontal-alignment--center", "verticalAlignment": "vertical-alignment--middle", "contentWidth": "content-width--wide", "sectionTheme": "white-bold", "sectionAnimation": "none", "backgroundMode": "image" }" data-current-context="{ "video": { "playbackSpeed": 0.5, "filter": 1, "filterStrength": 0, "zoom": 0, "videoSourceProvider": "none" }, "backgroundImageId": null, "backgroundMediaEffect": null, "divider": null, "typeName": "page" }" data-animation="none" > <div class="section-border" > <div class="section-background"> </div> </div> <div class='content-wrapper' style=' padding-top: calc(vmax / 10); padding-bottom: calc(vmax / 10); ' > <div class="content" > <div class="sqs-layout sqs-grid-12 columns-12" data-type="page-section" id="page-section-61dc69a8fdd6410478ca8ed4"><div class="row sqs-row"><div class="col sqs-col-12 span-12"><div class="sqs-block code-block sqs-block-code" data-block-type="23" id="block-38ab52662e7531552c9b"><div class="sqs-block-content"><p id="abscaa-rm"></p></div></div><div class="sqs-block html-block sqs-block-html" data-block-type="2" data-border-radii="{"topLeft":{"unit":"px","value":0.0},"topRight":{"unit":"px","value":0.0},"bottomLeft":{"unit":"px","value":0.0},"bottomRight":{"unit":"px","value":0.0}}" id="block-6bf4b46100b868424a9b"><div class="sqs-block-content"> <div class="sqs-html-content"> <h3 style="text-align:center;white-space:pre-wrap;">Consolidated Appropriations Act<br>Quick Reference</h3> </div> </div></div><div class="sqs-block accordion-block sqs-block-accordion" data-block-type="69" data-border-radii="{"topLeft":{"unit":"px","value":0.0},"topRight":{"unit":"px","value":0.0},"bottomLeft":{"unit":"px","value":0.0},"bottomRight":{"unit":"px","value":0.0}}" id="block-cf9e13a6fb4f2ee468e1"><div class="sqs-block-content"> <ul class="accordion-items-container" data-should-allow-multiple-open-items="true" data-is-divider-enabled="true" data-is-first-divider-visible="true" data-is-last-divider-visible="true" data-is-expanded-first-item="" data-accordion-title-alignment="left" data-accordion-description-alignment="left" data-accordion-description-placement="left" data-accordion-icon-placement="right" > <li class="accordion-item"> <div class="accordion-divider accordion-divider--top" aria-hidden="true" style=" height: 1px; opacity: 0.2; " ></div> <h4 class=" accordion-item__title-wrapper " role="heading" aria-level="3" > <button class="accordion-item__click-target" aria-expanded="false" style=" padding-top: 20px; padding-bottom: 20px; padding-left: 0px; padding-right: 0px; " > <span class="accordion-item__title" style=" padding-right: 14px; " > Surprise Balance Billing </span> <div class="accordion-icon-container" data-is-open="false" aria-hidden="true" style=" height: 14px; width: 14px; " > <div class="arrow-container"> <div class="arrow" style=" border-width: 3px; " ></div> </div> </div> </button> </h4> <div class="accordion-item__dropdown" role="region"> <div class=" accordion-item__description " style=" padding-top: 0px; padding-bottom: 30px; padding-left: 0px; padding-right: 0px; min-width: 90%; max-width: 300px; " > <p class="" style="white-space:pre-wrap;"><strong>EFFECTIVE DATE:</strong> 1/1/2022</p><p class="" style="white-space:pre-wrap;"><strong>WHO NEEDS TO TAKE ACTION:</strong> Health plans</p><p class="" style="white-space:pre-wrap;"><strong>DESCRIPTION: </strong>Passed under the CAA and is intended to protect consumers from certain surprise medical bills from out-of-network providers (OON). It also sets up an independent dispute resolution (IDR) process between the plan and the OON provider to resolve payment disputes.</p><p class="" style="white-space:pre-wrap;"><a href="https://www.cms.gov/nosurprises/policies-and-resources/overview-of-rules-fact-sheets" target="_blank"><span style="text-decoration:underline"><strong>READ THE FEDERAL GUIDANCE</strong></span></a></p> </div> </div> <div class="accordion-divider" aria-hidden="true" style=" height: 1px; opacity: 0.2; " ></div> </li> <li class="accordion-item"> <h4 class=" accordion-item__title-wrapper " role="heading" aria-level="3" > <button class="accordion-item__click-target" aria-expanded="false" style=" padding-top: 20px; padding-bottom: 20px; padding-left: 0px; padding-right: 0px; " > <span class="accordion-item__title" style=" padding-right: 14px; " > Air Ambulance Reporting </span> <div class="accordion-icon-container" data-is-open="false" aria-hidden="true" style=" height: 14px; width: 14px; " > <div class="arrow-container"> <div class="arrow" style=" border-width: 3px; " ></div> </div> </div> </button> </h4> <div class="accordion-item__dropdown" role="region"> <div class=" accordion-item__description " style=" padding-top: 0px; padding-bottom: 30px; padding-left: 0px; padding-right: 0px; min-width: 90%; max-width: 300px; " > <p class="" style="white-space:pre-wrap;"><strong>EFFECTIVE DATE: </strong>3/31/2023</p><p class="" style="white-space:pre-wrap;"><strong>WHO NEEDS TO TAKE ACTION: </strong> Health plans</p><p class="" style="white-space:pre-wrap;"><strong>DESCRIPTION:</strong> Requires insurers to submit two years of claims data related to air ambulance services to the Secretaries of HHS, Labor and Treasury. Requires the Secretaries to publish a comprehensive report on the cost and claims data submitted.</p><p class="" style="white-space:pre-wrap;"><a href="https://www.cms.gov/newsroom/fact-sheets/air-ambulance-nprm-fact-sheet" target="_blank"><span style="text-decoration:underline"><strong>READ THE FEDERAL GUIDANCE</strong></span></a></p> </div> </div> <div class="accordion-divider" aria-hidden="true" style=" height: 1px; opacity: 0.2; " ></div> </li> <li class="accordion-item"> <h4 class=" accordion-item__title-wrapper " role="heading" aria-level="3" > <button class="accordion-item__click-target" aria-expanded="false" style=" padding-top: 20px; padding-bottom: 20px; padding-left: 0px; padding-right: 0px; " > <span class="accordion-item__title" style=" padding-right: 14px; " > Broker/Agent Disclosure of Compensation </span> <div class="accordion-icon-container" data-is-open="false" aria-hidden="true" style=" height: 14px; width: 14px; " > <div class="arrow-container"> <div class="arrow" style=" border-width: 3px; " ></div> </div> </div> </button> </h4> <div class="accordion-item__dropdown" role="region"> <div class=" accordion-item__description " style=" padding-top: 0px; padding-bottom: 30px; padding-left: 0px; padding-right: 0px; min-width: 90%; max-width: 300px; " > <p class="" style="white-space:pre-wrap;"><strong>EFFECTIVE DATE:</strong> 12/27/2021. Reporting to HHS on 7/1/23 and thereafter</p><p class="" style="white-space:pre-wrap;"><strong>WHO NEEDS TO TAKE ACTION:</strong> Brokers and health plans</p><p class="" style="white-space:pre-wrap;"><strong>DESCRIPTION:</strong> Brokers and consultants of group plans must disclose direct and indirect compensation they receive for the brokerage or consulting services they provide to the group. Health insurers offering individual and short-term coverage must disclose broker compensation to individuals who shop for, purchase and renew coverage. </p><p class="" style="white-space:pre-wrap;"><a href="https://www.dol.gov/agencies/ebsa/employers-and-advisers/guidance/field-assistance-bulletins/2021-03" target="_blank"><span style="text-decoration:underline"><strong>READ THE FEDERAL GUIDANCE</strong></span></a></p><p class="" style="white-space:pre-wrap;"><a href="https://anthembrokerhub.com/news/7btHIX4BBcRBaOWpRBWT/2022/1/3/update-regarding-the-consolidated-appropriations-act" target="_blank"><span style="text-decoration:underline"><strong>READ OUR BROKER ARTICLE</strong></span></a></p> </div> </div> <div class="accordion-divider" aria-hidden="true" style=" height: 1px; opacity: 0.2; " ></div> </li> <li class="accordion-item"> <h4 class=" accordion-item__title-wrapper " role="heading" aria-level="3" > <button class="accordion-item__click-target" aria-expanded="false" style=" padding-top: 20px; padding-bottom: 20px; padding-left: 0px; padding-right: 0px; " > <span class="accordion-item__title" style=" padding-right: 14px; " > ID Card Requirements </span> <div class="accordion-icon-container" data-is-open="false" aria-hidden="true" style=" height: 14px; width: 14px; " > <div class="arrow-container"> <div class="arrow" style=" border-width: 3px; " ></div> </div> </div> </button> </h4> <div class="accordion-item__dropdown" role="region"> <div class=" accordion-item__description " style=" padding-top: 0px; padding-bottom: 30px; padding-left: 0px; padding-right: 0px; min-width: 90%; max-width: 300px; " > <p class="" style="white-space:pre-wrap;"><strong>EFFECTIVE DATE: </strong>1/1/2022</p><p class="" style="white-space:pre-wrap;"><strong>WHO NEEDS TO TAKE ACTION:</strong> Health plans</p><p class="" style="white-space:pre-wrap;"><strong>DESCRIPTION:</strong> Requires both the in-network and out-of-network deductible and out-of-pocket (OOP) maximum limitations to be included on member ID cards. This provision also requires a telephone number and Internet website address through which individuals may seek consumer assistance information.</p><p class="" style="white-space:pre-wrap;"><a href="https://www.dol.gov/sites/dolgov/files/EBSA/about-ebsa/our-activities/resource-center/faqs/aca-part-49.pdf#page=4" target="_blank"><span style="text-decoration:underline"><strong>READ THE FEDERAL GUIDANCE</strong></span></a></p><p class="" style="white-space:pre-wrap;"><a href="https://anthembrokerhub.com/news/k_tCVXsB7Ss8fzhU3iCP/2021/8/17/the-consolidated-appropriations-act-impact-to-member-id-cards" target="_blank"><span style="text-decoration:underline"><strong>READ OUR BROKER ARTICLE</strong></span></a></p> </div> </div> <div class="accordion-divider" aria-hidden="true" style=" height: 1px; opacity: 0.2; " ></div> </li> <li class="accordion-item"> <h4 class=" accordion-item__title-wrapper " role="heading" aria-level="3" > <button class="accordion-item__click-target" aria-expanded="false" style=" padding-top: 20px; padding-bottom: 20px; padding-left: 0px; padding-right: 0px; " > <span class="accordion-item__title" style=" padding-right: 14px; " > Advance EOB (AEOB) </span> <div class="accordion-icon-container" data-is-open="false" aria-hidden="true" style=" height: 14px; width: 14px; " > <div class="arrow-container"> <div class="arrow" style=" border-width: 3px; " ></div> </div> </div> </button> </h4> <div class="accordion-item__dropdown" role="region"> <div class=" accordion-item__description " style=" padding-top: 0px; padding-bottom: 30px; padding-left: 0px; padding-right: 0px; min-width: 90%; max-width: 300px; " > <p class="" style="white-space:pre-wrap;"><strong>EFFECTIVE DATE: </strong>Delayed indefinitely pending further rule-making</p><p class="" style="white-space:pre-wrap;"><strong>WHO NEEDS TO TAKE ACTION: </strong> Insurers and plan administrators</p><p class="" style="white-space:pre-wrap;"><strong>DESCRIPTION:</strong> Employer health plans or issuers offering individual or group coverage must provide an Advance Explanation of Benefits (AEOB) for scheduled services upon receipt of provider’s good faith estimate or when requested. </p><p class="" style="white-space:pre-wrap;"><a href="https://www.dol.gov/sites/dolgov/files/EBSA/about-ebsa/our-activities/resource-center/faqs/aca-part-49.pdf#page=6" target="_blank"><span style="text-decoration:underline"><strong>READ THE FEDERAL GUIDANCE</strong></span></a></p> </div> </div> <div class="accordion-divider" aria-hidden="true" style=" height: 1px; opacity: 0.2; " ></div> </li> <li class="accordion-item"> <h4 class=" accordion-item__title-wrapper " role="heading" aria-level="3" > <button class="accordion-item__click-target" aria-expanded="false" style=" padding-top: 20px; padding-bottom: 20px; padding-left: 0px; padding-right: 0px; " > <span class="accordion-item__title" style=" padding-right: 14px; " > Continuity of Care </span> <div class="accordion-icon-container" data-is-open="false" aria-hidden="true" style=" height: 14px; width: 14px; " > <div class="arrow-container"> <div class="arrow" style=" border-width: 3px; " ></div> </div> </div> </button> </h4> <div class="accordion-item__dropdown" role="region"> <div class=" accordion-item__description " style=" padding-top: 0px; padding-bottom: 30px; padding-left: 0px; padding-right: 0px; min-width: 90%; max-width: 300px; " > <p class="" style="white-space:pre-wrap;"><strong>EFFECTIVE DATE: </strong>1/1/2022</p><p class="" style="white-space:pre-wrap;"><strong>WHO NEEDS TO TAKE ACTION: </strong> Insurers</p><p class="" style="white-space:pre-wrap;"><strong>DESCRIPTION:</strong> Requires health plans to provide in-network coverage for 90 days of continued care to members whose provider or facility leaves the health plan’s network when the member is undergoing treatment for a serious and complex condition, pregnant, receiving inpatient care, scheduled for non-elective surgery, or terminally ill.</p><p class="" style="white-space:pre-wrap;"><a href="https://www.dol.gov/sites/dolgov/files/EBSA/about-ebsa/our-activities/resource-center/faqs/aca-part-49.pdf#page=9" target="_blank"><span style="text-decoration:underline"><strong>READ THE FEDERAL GUIDANCE</strong></span></a></p> </div> </div> <div class="accordion-divider" aria-hidden="true" style=" height: 1px; opacity: 0.2; " ></div> </li> <li class="accordion-item"> <h4 class=" accordion-item__title-wrapper " role="heading" aria-level="3" > <button class="accordion-item__click-target" aria-expanded="false" style=" padding-top: 20px; padding-bottom: 20px; padding-left: 0px; padding-right: 0px; " > <span class="accordion-item__title" style=" padding-right: 14px; " > Provider Directory Requirements </span> <div class="accordion-icon-container" data-is-open="false" aria-hidden="true" style=" height: 14px; width: 14px; " > <div class="arrow-container"> <div class="arrow" style=" border-width: 3px; " ></div> </div> </div> </button> </h4> <div class="accordion-item__dropdown" role="region"> <div class=" accordion-item__description " style=" padding-top: 0px; padding-bottom: 30px; padding-left: 0px; padding-right: 0px; min-width: 90%; max-width: 300px; " > <p class="" style="white-space:pre-wrap;"><strong>EFFECTIVE DATE: </strong>1/1/2022</p><p class="" style="white-space:pre-wrap;"><strong>WHO NEEDS TO TAKE ACTION: </strong> Health plans</p><p class="" style="white-space:pre-wrap;"><strong>DESCRIPTION:</strong> Employer health plans must create a database on a public website that includes a list of providers and facilities that are in-network. Information must be verified and updated every 90 days.</p><p class="" style="white-space:pre-wrap;"><a href="https://www.dol.gov/sites/dolgov/files/EBSA/about-ebsa/our-activities/resource-center/faqs/aca-part-49.pdf#page=7" target="_blank"><span style="text-decoration:underline"><strong>READ THE FEDERAL GUIDANCE</strong></span></a></p> </div> </div> <div class="accordion-divider" aria-hidden="true" style=" height: 1px; opacity: 0.2; " ></div> </li> <li class="accordion-item"> <h4 class=" accordion-item__title-wrapper " role="heading" aria-level="3" > <button class="accordion-item__click-target" aria-expanded="false" style=" padding-top: 20px; padding-bottom: 20px; padding-left: 0px; padding-right: 0px; " > <span class="accordion-item__title" style=" padding-right: 14px; " > Ban on Gag Clauses between providers and health plans </span> <div class="accordion-icon-container" data-is-open="false" aria-hidden="true" style=" height: 14px; width: 14px; " > <div class="arrow-container"> <div class="arrow" style=" border-width: 3px; " ></div> </div> </div> </button> </h4> <div class="accordion-item__dropdown" role="region"> <div class=" accordion-item__description " style=" padding-top: 0px; padding-bottom: 30px; padding-left: 0px; padding-right: 0px; min-width: 90%; max-width: 300px; " > <p class="" style="white-space:pre-wrap;"><strong>EFFECTIVE DATE: </strong>1/1/2022</p><p class="" style="white-space:pre-wrap;"><strong>WHO NEEDS TO TAKE ACTION: </strong> Health plans</p><p class="" style="white-space:pre-wrap;"><strong>DESCRIPTION:</strong> Employer health plans cannot enter into agreements restricting the disclosure of certain information relating to cost and quality. Plans must submit an annual “attestation” to show they are compliant with the requirements.</p><p class="" style="white-space:pre-wrap;"><a href="https://www.dol.gov/sites/dolgov/files/EBSA/about-ebsa/our-activities/resource-center/faqs/aca-part-49.pdf#page=7" target="_blank"><span style="text-decoration:underline"><strong>READ THE FEDERAL GUIDANCE</strong></span></a></p><p class="" style="white-space:pre-wrap;"><a href="https://anthembrokerhub.com/news/7oqr2YgBtekjB65l152Y/2023/6/21/caa-gag-clause-compliance-requirements" target="_blank"><span style="text-decoration:underline"><strong>READ OUR BROKER ARTICLE</strong></span></a></p> </div> </div> <div class="accordion-divider" aria-hidden="true" style=" height: 1px; opacity: 0.2; " ></div> </li> <li class="accordion-item"> <h4 class=" accordion-item__title-wrapper " role="heading" aria-level="3" > <button class="accordion-item__click-target" aria-expanded="false" style=" padding-top: 20px; padding-bottom: 20px; padding-left: 0px; padding-right: 0px; " > <span class="accordion-item__title" style=" padding-right: 14px; " > Mental Health Parity </span> <div class="accordion-icon-container" data-is-open="false" aria-hidden="true" style=" height: 14px; width: 14px; " > <div class="arrow-container"> <div class="arrow" style=" border-width: 3px; " ></div> </div> </div> </button> </h4> <div class="accordion-item__dropdown" role="region"> <div class=" accordion-item__description " style=" padding-top: 0px; padding-bottom: 30px; padding-left: 0px; padding-right: 0px; min-width: 90%; max-width: 300px; " > <p class="" style="white-space:pre-wrap;"><strong>EFFECTIVE DATE: </strong>2/10/2021</p><p class="" style="white-space:pre-wrap;"><strong>WHO NEEDS TO TAKE ACTION:</strong> Health plans</p><p class="" style="white-space:pre-wrap;"><strong>DESCRIPTION:</strong> The Mental Health Parity and Addiction Equity Act (MHPAEA) currently requires health plans to apply any non-quantitative treatment limitations (NQTL) in parity between medical benefits and mental health or substance abuse benefits (MH/SUB). If a health plan that provides both medical/surgical benefits and mental health and substance abuse benefits and imposes NQTLs on MH/SUB benefits, the plan has to perform testing and make testing results available to the Tri-Agencies or any state authority.</p><p class="" style="white-space:pre-wrap;"><a href="https://www.dol.gov/sites/dolgov/files/EBSA/about-ebsa/our-activities/resource-center/faqs/aca-part-45.pdf" target="_blank"><span style="text-decoration:underline"><strong>READ THE FEDERAL GUIDANCE</strong></span></a></p> </div> </div> <div class="accordion-divider" aria-hidden="true" style=" height: 1px; opacity: 0.2; " ></div> </li> <li class="accordion-item"> <h4 class=" accordion-item__title-wrapper " role="heading" aria-level="3" > <button class="accordion-item__click-target" aria-expanded="false" style=" padding-top: 20px; padding-bottom: 20px; padding-left: 0px; padding-right: 0px; " > <span class="accordion-item__title" style=" padding-right: 14px; " > Reporting on Pharmacy Benefits and Drug Costs </span> <div class="accordion-icon-container" data-is-open="false" aria-hidden="true" style=" height: 14px; width: 14px; " > <div class="arrow-container"> <div class="arrow" style=" border-width: 3px; " ></div> </div> </div> </button> </h4> <div class="accordion-item__dropdown" role="region"> <div class=" accordion-item__description " style=" padding-top: 0px; padding-bottom: 30px; padding-left: 0px; padding-right: 0px; min-width: 90%; max-width: 300px; " > <p class="" style="white-space:pre-wrap;"><strong>EFFECTIVE DATE: </strong>12/27/2022</p><p class="" style="white-space:pre-wrap;"><strong>WHO NEEDS TO TAKE ACTION: </strong> Health plans</p><p class="" style="white-space:pre-wrap;"><strong>DESCRIPTION:</strong> Health plans must annually report information on prescription drug benefits and other health benefit costs to the Tri-Agencies (HHS, Labor and Treasury).</p><p class="" style="white-space:pre-wrap;"><a href="https://www.dol.gov/sites/dolgov/files/EBSA/about-ebsa/our-activities/resource-center/faqs/aca-part-49.pdf#page=10" target="_blank"><span style="text-decoration:underline"><strong>READ THE FEDERAL GUIDANCE</strong></span></a></p> </div> </div> <div class="accordion-divider" aria-hidden="true" style=" height: 1px; opacity: 0.2; " ></div> </li> </ul> </div></div></div></div></div> </div> </div> </section> <section data-test="page-section" data-section-theme="bright" class='page-section layout-engine-section background-width--full-bleed section-height--small content-width--wide horizontal-alignment--center vertical-alignment--middle bright' data-section-id="61e07504ebd03305d4a02ce2" data-controller="SectionWrapperController" data-current-styles="{ "imageOverlayOpacity": 0.15, "backgroundWidth": "background-width--full-bleed", "sectionHeight": "section-height--small", "customSectionHeight": 10, "horizontalAlignment": "horizontal-alignment--center", "verticalAlignment": "vertical-alignment--middle", "contentWidth": "content-width--wide", "customContentWidth": 50, "backgroundColor": "", "sectionTheme": "bright", "sectionAnimation": "none", "backgroundMode": "image" }" data-current-context="{ "video": { "playbackSpeed": 0.5, "filter": 1, "filterStrength": 0, "zoom": 0, "videoSourceProvider": "none" }, "backgroundImageId": null, "backgroundMediaEffect": null, "divider": null, "typeName": "page" }" data-animation="none" > <div class="section-border" > <div class="section-background"> </div> </div> <div class='content-wrapper' style=' ' > <div class="content" > <div class="sqs-layout sqs-grid-12 columns-12" data-type="page-section" id="page-section-61e07504ebd03305d4a02ce2"><div class="row sqs-row"><div class="col sqs-col-12 span-12"><div class="sqs-block html-block sqs-block-html" data-block-type="2" data-border-radii="{"topLeft":{"unit":"px","value":0.0},"topRight":{"unit":"px","value":0.0},"bottomLeft":{"unit":"px","value":0.0},"bottomRight":{"unit":"px","value":0.0}}" id="block-yui_3_17_2_1_1642172175900_38720"><div class="sqs-block-content"> <div class="sqs-html-content"> <h3 style="text-align:center;white-space:pre-wrap;">Transparency in Coverage <br>Quick Reference</h3> </div> </div></div><div class="sqs-block accordion-block sqs-block-accordion" data-block-type="69" data-border-radii="{"topLeft":{"unit":"px","value":0.0},"topRight":{"unit":"px","value":0.0},"bottomLeft":{"unit":"px","value":0.0},"bottomRight":{"unit":"px","value":0.0}}" id="block-4014f179cc42cacf7212"><div class="sqs-block-content"> <ul class="accordion-items-container" data-should-allow-multiple-open-items="true" data-is-divider-enabled="true" data-is-first-divider-visible="true" data-is-last-divider-visible="true" data-is-expanded-first-item="" data-accordion-title-alignment="left" data-accordion-description-alignment="left" data-accordion-description-placement="left" data-accordion-icon-placement="right" > <li class="accordion-item"> <div class="accordion-divider accordion-divider--top" aria-hidden="true" style=" height: 1px; opacity: 0.2; " ></div> <h4 class=" accordion-item__title-wrapper " role="heading" aria-level="3" > <button class="accordion-item__click-target" aria-expanded="false" style=" padding-top: 20px; padding-bottom: 20px; padding-left: 0px; padding-right: 0px; " > <span class="accordion-item__title" style=" padding-right: 14px; " > Machine-Readable Files </span> <div class="accordion-icon-container" data-is-open="false" aria-hidden="true" style=" height: 14px; width: 14px; " > <div class="arrow-container"> <div class="arrow" style=" border-width: 3px; " ></div> </div> </div> </button> </h4> <div class="accordion-item__dropdown" role="region"> <div class=" accordion-item__description " style=" padding-top: 0px; padding-bottom: 30px; padding-left: 0px; padding-right: 0px; min-width: 90%; max-width: 300px; " > <p class="" style="white-space:pre-wrap;"><strong>EFFECTIVE DATE:</strong> In-network rates and out-of-network charges files delayed to 7/1/22. Prescription drug file delayed indefinitely pending further rule making.</p><p class="" style="white-space:pre-wrap;"><strong>WHO NEEDS TO TAKE ACTION: </strong>Health plans</p><p class="" style="white-space:pre-wrap;"><strong>DESCRIPTION:</strong> Requires insurers/health plans to create and post machine-readable files (MRFs) that can be read by other computer systems, including detailed pricing data regarding:   <br>1. Network negotiated rates for all items and services <br>2. Historical payments to, and billed charges from, out-of-network providers (must have a minimum of twenty entries to protect consumer privacy) </p><p class="" style="white-space:pre-wrap;"><a href="https://www.dol.gov/sites/dolgov/files/EBSA/about-ebsa/our-activities/resource-center/faqs/aca-part-49.pdf" target="_blank"><span style="text-decoration:underline"><strong>READ THE FEDERAL GUIDANCE</strong></span></a></p><p class="" style="white-space:pre-wrap;"><a href="https://anthembrokerhub.com/news/8T5v_YAByV5ya8jp9JJ_/2022/5/25/machine-readable-files-will-be-available-july-1" target="_blank"><span style="text-decoration:underline"><strong>READ OUR BROKER ARTICLE</strong></span></a></p> </div> </div> <div class="accordion-divider" aria-hidden="true" style=" height: 1px; opacity: 0.2; " ></div> </li> <li class="accordion-item"> <h4 class=" accordion-item__title-wrapper " role="heading" aria-level="3" > <button class="accordion-item__click-target" aria-expanded="false" style=" padding-top: 20px; padding-bottom: 20px; padding-left: 0px; padding-right: 0px; " > <span class="accordion-item__title" style=" padding-right: 14px; " > Member Cost Transparency Tool </span> <div class="accordion-icon-container" data-is-open="false" aria-hidden="true" style=" height: 14px; width: 14px; " > <div class="arrow-container"> <div class="arrow" style=" border-width: 3px; " ></div> </div> </div> </button> </h4> <div class="accordion-item__dropdown" role="region"> <div class=" accordion-item__description " style=" padding-top: 0px; padding-bottom: 30px; padding-left: 0px; padding-right: 0px; min-width: 90%; max-width: 300px; " > <p class="" style="white-space:pre-wrap;"><strong>EFFECTIVE DATE:</strong> 1/1/2023</p><p class="" style="white-space:pre-wrap;"><strong>WHO NEEDS TO TAKE ACTION: </strong>Health plans</p><p class="" style="white-space:pre-wrap;"><strong>DESCRIPTION</strong>: The Price Transparency tool is an internet tool (paper form upon request) that members can use to see personalized, real-time, cost-share estimates for covered services and items, including pharmacy for 500 designated items/services in 2023 and all items/services in 2024. Due to the duplication of the CAA Cost Comparison Tool requirement. The CAA Cost Transparency Tool requirement is a similar tool that now aligns with the Transparency in Coverage timeline. The CAA requirement is being merged into the member cost tool requirements of the Transparency in Price regulation.</p><p class="" style="white-space:pre-wrap;"><a href="https://www.dol.gov/sites/dolgov/files/EBSA/about-ebsa/our-activities/resource-center/faqs/aca-part-49.pdf#page=3" target="_blank"><span style="text-decoration:underline"><strong>READ THE FEDERAL GUIDANCE</strong></span></a></p> </div> </div> <div class="accordion-divider" aria-hidden="true" style=" height: 1px; opacity: 0.2; " ></div> </li> </ul> </div></div></div></div></div> </div> </div> </section> <section data-test="page-section" data-section-theme="" class='page-section full-bleed-section layout-engine-section background-width--full-bleed section-height--small content-width--wide horizontal-alignment--center vertical-alignment--middle ' data-section-id="630522b221d4b516a48eb8da" data-controller="SectionWrapperController" data-current-styles="{ "imageOverlayOpacity": 0.15, "backgroundWidth": "background-width--full-bleed", "sectionHeight": "section-height--small", "customSectionHeight": 1, "horizontalAlignment": "horizontal-alignment--center", "verticalAlignment": "vertical-alignment--middle", "contentWidth": "content-width--wide", "customContentWidth": 50, "sectionTheme": "", "sectionAnimation": "none", "backgroundMode": "image" }" data-current-context="{ "video": { "playbackSpeed": 0.5, "filter": 1, "filterStrength": 0, "zoom": 0, "videoSourceProvider": "none" }, "backgroundImageId": null, "backgroundMediaEffect": { "type": "none" }, "divider": null, "typeName": "page" }" data-animation="none" data-fluid-engine-section > <div class="section-border" > <div class="section-background"> </div> </div> <div class='content-wrapper' style=' ' > <div class="content" > <div data-fluid-engine="true"><style> .fe-630522b221d4b516a48eb8d9 { --grid-gutter: calc(var(--sqs-mobile-site-gutter, 6vw) - 11.0px); --cell-max-width: calc( ( var(--sqs-site-max-width, 1500px) - (11.0px * (8 - 1)) ) / 8 ); display: grid; position: relative; grid-area: 1/1/-1/-1; grid-template-rows: repeat(15,minmax(24px, auto)); grid-template-columns: minmax(var(--grid-gutter), 1fr) repeat(8, minmax(0, var(--cell-max-width))) minmax(var(--grid-gutter), 1fr); row-gap: 11.0px; column-gap: 11.0px; } @media (min-width: 768px) { .background-width--inset .fe-630522b221d4b516a48eb8d9 { --inset-padding: calc(var(--sqs-site-gutter) * 2); } .fe-630522b221d4b516a48eb8d9 { --grid-gutter: calc(var(--sqs-site-gutter, 4vw) - 11.0px); --cell-max-width: calc( ( var(--sqs-site-max-width, 1500px) - (11.0px * (24 - 1)) ) / 24 ); --inset-padding: 0vw; --row-height-scaling-factor: 0.0215; --container-width: min(var(--sqs-site-max-width, 1500px), calc(100vw - var(--sqs-site-gutter, 4vw) * 2 - var(--inset-padding) )); grid-template-rows: repeat(11,minmax(calc(var(--container-width) * var(--row-height-scaling-factor)), auto)); grid-template-columns: minmax(var(--grid-gutter), 1fr) repeat(24, minmax(0, var(--cell-max-width))) minmax(var(--grid-gutter), 1fr); } } .fe-block-yui_3_17_2_1_1661280778630_20009 { grid-area: 2/2/8/10; z-index: 3; @media (max-width: 767px) { } } .fe-block-yui_3_17_2_1_1661280778630_20009 .sqs-block { justify-content: center; } .fe-block-yui_3_17_2_1_1661280778630_20009 .sqs-block-alignment-wrapper { align-items: center; } @media (min-width: 768px) { .fe-block-yui_3_17_2_1_1661280778630_20009 { grid-area: 2/17/11/23; z-index: 3; } .fe-block-yui_3_17_2_1_1661280778630_20009 .sqs-block { justify-content: center; } .fe-block-yui_3_17_2_1_1661280778630_20009 .sqs-block-alignment-wrapper { align-items: center; } } .fe-block-5afb0c01b4015c68e293 { grid-area: 1/2/6/10; z-index: 0; @media (max-width: 767px) { } } .fe-block-5afb0c01b4015c68e293 .sqs-block { justify-content: flex-start; } .fe-block-5afb0c01b4015c68e293 .sqs-block-alignment-wrapper { align-items: flex-start; } @media (min-width: 768px) { .fe-block-5afb0c01b4015c68e293 { grid-area: 3/5/5/15; z-index: 0; } .fe-block-5afb0c01b4015c68e293 .sqs-block { justify-content: flex-start; } .fe-block-5afb0c01b4015c68e293 .sqs-block-alignment-wrapper { align-items: flex-start; } } .fe-block-7943a42111292a7588f8 { grid-area: 8/2/13/10; z-index: 1; @media (max-width: 767px) { } } .fe-block-7943a42111292a7588f8 .sqs-block { justify-content: flex-start; } .fe-block-7943a42111292a7588f8 .sqs-block-alignment-wrapper { align-items: flex-start; } @media (min-width: 768px) { .fe-block-7943a42111292a7588f8 { grid-area: 5/5/8/17; z-index: 2; } .fe-block-7943a42111292a7588f8 .sqs-block { justify-content: flex-start; } .fe-block-7943a42111292a7588f8 .sqs-block-alignment-wrapper { align-items: flex-start; } } .fe-block-312695e954a7d327bf79 { grid-area: 13/2/16/6; z-index: 2; @media (max-width: 767px) { } } .fe-block-312695e954a7d327bf79 .sqs-block { justify-content: flex-start; } .fe-block-312695e954a7d327bf79 .sqs-block-alignment-wrapper { align-items: flex-start; } @media (min-width: 768px) { .fe-block-312695e954a7d327bf79 { grid-area: 8/5/10/9; z-index: 1; } .fe-block-312695e954a7d327bf79 .sqs-block { justify-content: flex-start; } .fe-block-312695e954a7d327bf79 .sqs-block-alignment-wrapper { align-items: flex-start; } } </style><div class="fluid-engine fe-630522b221d4b516a48eb8d9"><div class="fe-block fe-block-yui_3_17_2_1_1661280778630_20009"><div class="sqs-block image-block sqs-block-image sqs-stretched" data-block-type="5" id="block-yui_3_17_2_1_1661280778630_20009"><div class="sqs-block-content"> <div class=" image-block-outer-wrapper layout-caption-below design-layout-fluid image-position-center combination-animation-site-default individual-animation-site-default " data-test="image-block-fluid-outer-wrapper" > <div class="fluid-image-animation-wrapper sqs-image sqs-block-alignment-wrapper" data-animation-role="image" > <div class="fluid-image-container sqs-image-content" style="overflow: hidden;-webkit-mask-image: -webkit-radial-gradient(white, black);position: relative;width: 100%;height: 100%;" > <a class="sqs-block-image-link content-fit" href="/s/5592_Anthem_Transparency_WhitePaper_Updated_ABS_R1_092223-8g2z.pdf" target="_blank" > <img data-stretch="false" data-src="https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/c3dc6cb3-730f-45a3-86e4-5c997267374c/T_ABS.png" data-image="https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/c3dc6cb3-730f-45a3-86e4-5c997267374c/T_ABS.png" data-image-dimensions="450x580" data-image-focal-point="0.5,0.5" alt="" data-load="false" elementtiming="system-image-block" src="https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/c3dc6cb3-730f-45a3-86e4-5c997267374c/T_ABS.png" width="450" height="580" alt="" sizes="(max-width: 640px) 100vw, (max-width: 767px) 100vw, 25vw" style="display:block;object-fit: contain; object-position: 50% 50%" srcset="https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/c3dc6cb3-730f-45a3-86e4-5c997267374c/T_ABS.png?format=100w 100w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/c3dc6cb3-730f-45a3-86e4-5c997267374c/T_ABS.png?format=300w 300w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/c3dc6cb3-730f-45a3-86e4-5c997267374c/T_ABS.png?format=500w 500w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/c3dc6cb3-730f-45a3-86e4-5c997267374c/T_ABS.png?format=750w 750w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/c3dc6cb3-730f-45a3-86e4-5c997267374c/T_ABS.png?format=1000w 1000w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/c3dc6cb3-730f-45a3-86e4-5c997267374c/T_ABS.png?format=1500w 1500w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/c3dc6cb3-730f-45a3-86e4-5c997267374c/T_ABS.png?format=2500w 2500w" loading="lazy" decoding="async" data-loader="sqs"> <div class="fluidImageOverlay"></div> </a> </div> </div> </div> <style> .sqs-block-image .sqs-block-content { height: 100%; width: 100%; } .fe-block-yui_3_17_2_1_1661280778630_20009 .fluidImageOverlay { position: absolute; top: 0; left: 0; width: 100%; height: 100%; mix-blend-mode: normal; opacity: 0; } </style> </div></div></div><div class="fe-block fe-block-5afb0c01b4015c68e293"><div class="sqs-block html-block sqs-block-html" data-blend-mode="NORMAL" data-block-type="2" data-border-radii="{"topLeft":{"unit":"px","value":0.0},"topRight":{"unit":"px","value":0.0},"bottomLeft":{"unit":"px","value":0.0},"bottomRight":{"unit":"px","value":0.0}}" id="block-5afb0c01b4015c68e293"><div class="sqs-block-content"> <div class="sqs-html-content"> <h3 style="white-space:pre-wrap;">Meaningful Transparency</h3> </div> </div></div></div><div class="fe-block fe-block-7943a42111292a7588f8"><div class="sqs-block html-block sqs-block-html" data-blend-mode="NORMAL" data-block-type="2" data-border-radii="{"topLeft":{"unit":"px","value":0.0},"topRight":{"unit":"px","value":0.0},"bottomLeft":{"unit":"px","value":0.0},"bottomRight":{"unit":"px","value":0.0}}" id="block-7943a42111292a7588f8"><div class="sqs-block-content"> <div class="sqs-html-content"> <p class="" style="white-space:pre-wrap;">Read our position paper Meaningful Transparency to see how we are taking transparency beyond cost, addressing consumer needs to provide a personalized, value-driven experience.</p> </div> </div></div></div><div class="fe-block fe-block-312695e954a7d327bf79"><div class="sqs-block button-block sqs-block-button" data-block-type="53" id="block-312695e954a7d327bf79"><div class="sqs-block-content"> <div class="sqs-block-button-container sqs-block-button-container--left" data-animation-role="button" data-alignment="left" data-button-size="medium" data-button-type="primary" > <a href="/s/5592_Anthem_Transparency_WhitePaper_Updated_ABS_R1_092223-t3tb.pdf" class="sqs-block-button-element--medium sqs-button-element--primary sqs-block-button-element" target="_blank" > Download </a> </div> </div></div></div></div></div> </div> </div> </section> <section data-test="page-section" data-section-theme="light-bold" class='page-section layout-engine-section background-width--full-bleed content-width--wide horizontal-alignment--center vertical-alignment--middle light-bold' data-section-id="61dc69a8fdd6410478ca8ed6" data-controller="SectionWrapperController" data-current-styles="{ "imageOverlayOpacity": 0.15, "backgroundWidth": "background-width--full-bleed", "sectionHeight": "section-height--custom", "customSectionHeight": 20, "horizontalAlignment": "horizontal-alignment--center", "verticalAlignment": "vertical-alignment--middle", "contentWidth": "content-width--wide", "sectionTheme": "light-bold", "sectionAnimation": "none", "backgroundMode": "image" }" data-current-context="{ "video": { "playbackSpeed": 0.5, "filter": 1, "filterStrength": 0, "zoom": 0, "videoSourceProvider": "none" }, "backgroundImageId": null, "backgroundMediaEffect": null, "divider": null, "typeName": "page" }" data-animation="none" style="min-height: 20vh;" > <div class="section-border" > <div class="section-background"> </div> </div> <div class='content-wrapper' style=' padding-top: calc(20vmax / 10); padding-bottom: calc(20vmax / 10); ' > <div class="content" > <div class="sqs-layout sqs-grid-12 columns-12" data-type="page-section" id="page-section-61dc69a8fdd6410478ca8ed6"><div class="row sqs-row"><div class="col sqs-col-12 span-12"><div class="sqs-block code-block sqs-block-code" data-block-type="23" id="block-6780998796fd870aa642"><div class="sqs-block-content"><p id="abscaa-faq"></p></div></div><div class="sqs-block html-block sqs-block-html" data-block-type="2" id="block-9ab1ddb4993d95b0ab98"><div class="sqs-block-content"> <div class="sqs-html-content"> <h3 style="text-align:center;white-space:pre-wrap;">Frequently Asked Questions</h3> </div> </div></div></div></div></div> </div> </div> </section> <section data-test="page-section" data-section-theme="light-bold" class='page-section full-bleed-section layout-engine-section background-width--full-bleed section-height--custom content-width--wide horizontal-alignment--center vertical-alignment--middle light-bold' data-section-id="657b5189a20b3a005eb06955" data-controller="SectionWrapperController" data-current-styles="{ "imageOverlayOpacity": 0.15, "backgroundWidth": "background-width--full-bleed", "sectionHeight": "section-height--custom", "customSectionHeight": 10, "horizontalAlignment": "horizontal-alignment--center", "verticalAlignment": "vertical-alignment--middle", "contentWidth": "content-width--wide", "customContentWidth": 50, "sectionTheme": "light-bold", "sectionAnimation": "none", "backgroundMode": "image" }" data-current-context="{ "video": { "playbackSpeed": 0.5, "filter": 1, "filterStrength": 0, "zoom": 0, "videoSourceProvider": "none" }, "backgroundImageId": null, "backgroundMediaEffect": null, "divider": null, "typeName": "page" }" data-animation="none" data-fluid-engine-section style="min-height: 10vh;" > <div class="section-border" > <div class="section-background"> </div> </div> <div class='content-wrapper' style=' padding-top: calc(10vmax / 10); padding-bottom: calc(10vmax / 10); ' > <div class="content" > <div data-fluid-engine="true"><style> .fe-657b5189d1955bdc84e95ebb { --grid-gutter: calc(var(--sqs-mobile-site-gutter, 6vw) - 11.0px); --cell-max-width: calc( ( var(--sqs-site-max-width, 1500px) - (11.0px * (8 - 1)) ) / 8 ); display: grid; position: relative; grid-area: 1/1/-1/-1; grid-template-rows: repeat(38,minmax(24px, auto)); grid-template-columns: minmax(var(--grid-gutter), 1fr) repeat(8, minmax(0, var(--cell-max-width))) minmax(var(--grid-gutter), 1fr); row-gap: 11.0px; column-gap: 11.0px; } @media (min-width: 768px) { .background-width--inset .fe-657b5189d1955bdc84e95ebb { --inset-padding: calc(var(--sqs-site-gutter) * 2); } .fe-657b5189d1955bdc84e95ebb { --grid-gutter: calc(var(--sqs-site-gutter, 4vw) - 11.0px); --cell-max-width: calc( ( var(--sqs-site-max-width, 1500px) - (11.0px * (24 - 1)) ) / 24 ); --inset-padding: 0vw; --row-height-scaling-factor: 0.0215; --container-width: min(var(--sqs-site-max-width, 1500px), calc(100vw - var(--sqs-site-gutter, 4vw) * 2 - var(--inset-padding) )); grid-template-rows: repeat(24,minmax(calc(var(--container-width) * var(--row-height-scaling-factor)), auto)); grid-template-columns: minmax(var(--grid-gutter), 1fr) repeat(24, minmax(0, var(--cell-max-width))) minmax(var(--grid-gutter), 1fr); } } .fe-block-657b51891483748e50b2f8dd { grid-area: 1/2/13/10; z-index: 0; @media (max-width: 767px) { } } .fe-block-657b51891483748e50b2f8dd .sqs-block { justify-content: center; } .fe-block-657b51891483748e50b2f8dd .sqs-block-alignment-wrapper { align-items: center; } @media (min-width: 768px) { .fe-block-657b51891483748e50b2f8dd { grid-area: 1/7/12/13; z-index: 0; } .fe-block-657b51891483748e50b2f8dd .sqs-block { justify-content: center; } .fe-block-657b51891483748e50b2f8dd .sqs-block-alignment-wrapper { align-items: center; } } .fe-block-657b5189c1e235aa976f1053 { grid-area: 13/2/15/10; z-index: 1; @media (max-width: 767px) { } } .fe-block-657b5189c1e235aa976f1053 .sqs-block { justify-content: flex-start; } .fe-block-657b5189c1e235aa976f1053 .sqs-block-alignment-wrapper { align-items: flex-start; } @media (min-width: 768px) { .fe-block-657b5189c1e235aa976f1053 { grid-area: 1/14/3/22; z-index: 1; } .fe-block-657b5189c1e235aa976f1053 .sqs-block { justify-content: flex-start; } .fe-block-657b5189c1e235aa976f1053 .sqs-block-alignment-wrapper { align-items: flex-start; } } .fe-block-657b5189119f27e0d895b4c6 { grid-area: 16/4/18/8; z-index: 2; @media (max-width: 767px) { } } .fe-block-657b5189119f27e0d895b4c6 .sqs-block { justify-content: center; } .fe-block-657b5189119f27e0d895b4c6 .sqs-block-alignment-wrapper { align-items: center; } @media (min-width: 768px) { .fe-block-657b5189119f27e0d895b4c6 { grid-area: 3/16/5/20; z-index: 2; } .fe-block-657b5189119f27e0d895b4c6 .sqs-block { justify-content: center; } .fe-block-657b5189119f27e0d895b4c6 .sqs-block-alignment-wrapper { align-items: center; } } .fe-block-657b5189ced9accc2b708a45 { grid-area: 18/2/21/10; z-index: 3; @media (max-width: 767px) { } } .fe-block-657b5189ced9accc2b708a45 .sqs-block { justify-content: flex-start; } .fe-block-657b5189ced9accc2b708a45 .sqs-block-alignment-wrapper { align-items: flex-start; } @media (min-width: 768px) { .fe-block-657b5189ced9accc2b708a45 { grid-area: 6/14/9/22; z-index: 3; } .fe-block-657b5189ced9accc2b708a45 .sqs-block { justify-content: flex-start; } .fe-block-657b5189ced9accc2b708a45 .sqs-block-alignment-wrapper { align-items: flex-start; } } .fe-block-657b5189a16ed91657cdb83b { grid-area: 21/3/23/10; z-index: 4; @media (max-width: 767px) { } } .fe-block-657b5189a16ed91657cdb83b .sqs-block { justify-content: center; } .fe-block-657b5189a16ed91657cdb83b .sqs-block-alignment-wrapper { align-items: center; } @media (min-width: 768px) { .fe-block-657b5189a16ed91657cdb83b { grid-area: 9/15/11/21; z-index: 4; } .fe-block-657b5189a16ed91657cdb83b .sqs-block { justify-content: center; } .fe-block-657b5189a16ed91657cdb83b .sqs-block-alignment-wrapper { align-items: center; } } .fe-block-657b5189b1ae885c83813da6 { grid-area: 24/2/26/10; z-index: 5; @media (max-width: 767px) { } } .fe-block-657b5189b1ae885c83813da6 .sqs-block { justify-content: flex-start; } .fe-block-657b5189b1ae885c83813da6 .sqs-block-alignment-wrapper { align-items: flex-start; } @media (min-width: 768px) { .fe-block-657b5189b1ae885c83813da6 { grid-area: 17/6/19/14; z-index: 5; } .fe-block-657b5189b1ae885c83813da6 .sqs-block { justify-content: flex-start; } .fe-block-657b5189b1ae885c83813da6 .sqs-block-alignment-wrapper { align-items: flex-start; } } .fe-block-657b51891fedb6f4eef467de { grid-area: 27/4/29/8; z-index: 6; @media (max-width: 767px) { } } .fe-block-657b51891fedb6f4eef467de .sqs-block { justify-content: center; } .fe-block-657b51891fedb6f4eef467de .sqs-block-alignment-wrapper { align-items: center; } @media (min-width: 768px) { .fe-block-657b51891fedb6f4eef467de { grid-area: 20/8/22/12; z-index: 6; } .fe-block-657b51891fedb6f4eef467de .sqs-block { justify-content: center; } .fe-block-657b51891fedb6f4eef467de .sqs-block-alignment-wrapper { align-items: center; } } .fe-block-657b5189aec2ee90f801d3b5 { grid-area: 29/2/39/9; z-index: 7; @media (max-width: 767px) { } } .fe-block-657b5189aec2ee90f801d3b5 .sqs-block { justify-content: center; } .fe-block-657b5189aec2ee90f801d3b5 .sqs-block-alignment-wrapper { align-items: center; } @media (min-width: 768px) { .fe-block-657b5189aec2ee90f801d3b5 { grid-area: 15/15/25/21; z-index: 7; } .fe-block-657b5189aec2ee90f801d3b5 .sqs-block { justify-content: center; } .fe-block-657b5189aec2ee90f801d3b5 .sqs-block-alignment-wrapper { align-items: center; } } </style><div class="fluid-engine fe-657b5189d1955bdc84e95ebb"><div class="fe-block fe-block-657b51891483748e50b2f8dd"><div class="sqs-block image-block sqs-block-image sqs-stretched" data-block-type="5" id="block-657b51891483748e50b2f8dd"><div class="sqs-block-content"> <div class=" image-block-outer-wrapper layout-caption-hidden design-layout-fluid image-position-left combination-animation-none individual-animation-none " data-test="image-block-fluid-outer-wrapper" > <div class="fluid-image-animation-wrapper sqs-image sqs-block-alignment-wrapper" data-animation-role="image" > <div class="fluid-image-container sqs-image-content" style="overflow: hidden;-webkit-mask-image: -webkit-radial-gradient(white, black);position: relative;width: 100%;height: 100%;" > <div class="content-fit"> <img data-stretch="false" data-src="https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/cc0f8bb5-7bb7-46d7-a6c0-f2f5f8157da7/ABS.png" data-image="https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/cc0f8bb5-7bb7-46d7-a6c0-f2f5f8157da7/ABS.png" data-image-dimensions="388x488" data-image-focal-point="0.5,0.5" alt="" data-load="false" elementtiming="system-image-block" src="https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/cc0f8bb5-7bb7-46d7-a6c0-f2f5f8157da7/ABS.png" width="388" height="488" alt="" sizes="(max-width: 640px) 100vw, (max-width: 767px) 100vw, 25vw" style="display:block;object-fit: contain; object-position: 50% 50%" srcset="https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/cc0f8bb5-7bb7-46d7-a6c0-f2f5f8157da7/ABS.png?format=100w 100w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/cc0f8bb5-7bb7-46d7-a6c0-f2f5f8157da7/ABS.png?format=300w 300w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/cc0f8bb5-7bb7-46d7-a6c0-f2f5f8157da7/ABS.png?format=500w 500w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/cc0f8bb5-7bb7-46d7-a6c0-f2f5f8157da7/ABS.png?format=750w 750w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/cc0f8bb5-7bb7-46d7-a6c0-f2f5f8157da7/ABS.png?format=1000w 1000w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/cc0f8bb5-7bb7-46d7-a6c0-f2f5f8157da7/ABS.png?format=1500w 1500w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/cc0f8bb5-7bb7-46d7-a6c0-f2f5f8157da7/ABS.png?format=2500w 2500w" loading="lazy" decoding="async" data-loader="sqs"> <div class="fluidImageOverlay"></div> </div> </div> </div> </div> <style> .sqs-block-image .sqs-block-content { height: 100%; width: 100%; } .fe-block-657b51891483748e50b2f8dd .fluidImageOverlay { position: absolute; top: 0; left: 0; width: 100%; height: 100%; mix-blend-mode: normal; opacity: 0; } </style> </div></div></div><div class="fe-block fe-block-657b5189c1e235aa976f1053"><div class="sqs-block html-block sqs-block-html" data-blend-mode="NORMAL" data-block-type="2" data-border-radii="{"topLeft":{"unit":"px","value":0.0},"topRight":{"unit":"px","value":0.0},"bottomLeft":{"unit":"px","value":0.0},"bottomRight":{"unit":"px","value":0.0}}" id="block-657b5189c1e235aa976f1053"><div class="sqs-block-content"> <div class="sqs-html-content"> <h4 style="text-align:center;white-space:pre-wrap;">Transparency in Coverage and Consolidated Appropriations Act FAQ</h4> </div> </div></div></div><div class="fe-block fe-block-657b5189119f27e0d895b4c6"><div class="sqs-block button-block sqs-block-button" data-block-type="53" id="block-657b5189119f27e0d895b4c6"><div class="sqs-block-content"> <div class="sqs-block-button-container sqs-block-button-container--center" data-animation-role="button" data-alignment="center" data-button-size="small" data-button-type="tertiary" > <a href="/s/ABS_CAA-TIC_Client_FAQ_Oct2024.pdf" class="sqs-block-button-element--small sqs-button-element--tertiary sqs-block-button-element" target="_blank" > Download </a> </div> </div></div></div><div class="fe-block fe-block-657b5189ced9accc2b708a45"><div class="sqs-block html-block sqs-block-html" data-blend-mode="NORMAL" data-block-type="2" data-border-radii="{"topLeft":{"unit":"px","value":0.0},"topRight":{"unit":"px","value":0.0},"bottomLeft":{"unit":"px","value":0.0},"bottomRight":{"unit":"px","value":0.0}}" id="block-657b5189ced9accc2b708a45"><div class="sqs-block-content"> <div class="sqs-html-content"> <h4 style="text-align:center;white-space:pre-wrap;"><span class="sqsrte-text-color--accent">Transparency in Coverage and Consolidated Appropriations Act FAQ<br>JAA/MCS</span></h4> </div> </div></div></div><div class="fe-block fe-block-657b5189a16ed91657cdb83b"><div class="sqs-block button-block sqs-block-button" data-block-type="53" id="block-657b5189a16ed91657cdb83b"><div class="sqs-block-content"> <div class="sqs-block-button-container sqs-block-button-container--center" data-animation-role="button" data-alignment="center" data-button-size="small" data-button-type="tertiary" > <a href="/s/ABS_CAA-TIC_JAA_Client_FAQ_Oct2024.pdf" class="sqs-block-button-element--small sqs-button-element--tertiary sqs-block-button-element" target="_blank" > Download JAA/MCS Version </a> </div> </div></div></div><div class="fe-block fe-block-657b5189b1ae885c83813da6"><div class="sqs-block html-block sqs-block-html" data-blend-mode="NORMAL" data-block-type="2" data-border-radii="{"topLeft":{"unit":"px","value":0.0},"topRight":{"unit":"px","value":0.0},"bottomLeft":{"unit":"px","value":0.0},"bottomRight":{"unit":"px","value":0.0}}" id="block-657b5189b1ae885c83813da6"><div class="sqs-block-content"> <div class="sqs-html-content"> <h4 style="text-align:center;white-space:pre-wrap;">Broker/Agent Disclosure of Compensation Disclosure FAQ</h4> </div> </div></div></div><div class="fe-block fe-block-657b51891fedb6f4eef467de"><div class="sqs-block button-block sqs-block-button" data-block-type="53" id="block-657b51891fedb6f4eef467de"><div class="sqs-block-content"> <div class="sqs-block-button-container sqs-block-button-container--center" data-animation-role="button" data-alignment="center" data-button-size="small" data-button-type="tertiary" > <a href="/s/830ABSProducerResponse-hzll.pdf" class="sqs-block-button-element--small sqs-button-element--tertiary sqs-block-button-element" target="_blank" > Download </a> </div> </div></div></div><div class="fe-block fe-block-657b5189aec2ee90f801d3b5"><div class="sqs-block image-block sqs-block-image sqs-stretched" data-block-type="5" id="block-657b5189aec2ee90f801d3b5"><div class="sqs-block-content"> <div class=" image-block-outer-wrapper layout-caption-hidden design-layout-fluid image-position-left combination-animation-none individual-animation-none " data-test="image-block-fluid-outer-wrapper" > <div class="fluid-image-animation-wrapper sqs-image sqs-block-alignment-wrapper" data-animation-role="image" > <div class="fluid-image-container sqs-image-content" style="overflow: hidden;-webkit-mask-image: -webkit-radial-gradient(white, black);position: relative;width: 100%;height: 100%;" > <a class="sqs-block-image-link content-fill" href="/s/830ABSProducerResponse.pdf" target="_blank" > <img data-stretch="true" data-src="https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/2703e6f5-32d0-4085-985b-27963b6fbbe1/ABS_D.png" data-image="https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/2703e6f5-32d0-4085-985b-27963b6fbbe1/ABS_D.png" data-image-dimensions="378x488" data-image-focal-point="0.5,0.5" alt="" data-load="false" elementtiming="system-image-block" src="https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/2703e6f5-32d0-4085-985b-27963b6fbbe1/ABS_D.png" width="378" height="488" alt="" sizes="100vw" style="display:block;object-fit: cover; object-position: 50% 50%" srcset="https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/2703e6f5-32d0-4085-985b-27963b6fbbe1/ABS_D.png?format=100w 100w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/2703e6f5-32d0-4085-985b-27963b6fbbe1/ABS_D.png?format=300w 300w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/2703e6f5-32d0-4085-985b-27963b6fbbe1/ABS_D.png?format=500w 500w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/2703e6f5-32d0-4085-985b-27963b6fbbe1/ABS_D.png?format=750w 750w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/2703e6f5-32d0-4085-985b-27963b6fbbe1/ABS_D.png?format=1000w 1000w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/2703e6f5-32d0-4085-985b-27963b6fbbe1/ABS_D.png?format=1500w 1500w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/2703e6f5-32d0-4085-985b-27963b6fbbe1/ABS_D.png?format=2500w 2500w" loading="lazy" decoding="async" data-loader="sqs"> <div class="fluidImageOverlay"></div> </a> </div> </div> </div> <style> .sqs-block-image .sqs-block-content { height: 100%; width: 100%; } .fe-block-657b5189aec2ee90f801d3b5 .fluidImageOverlay { position: absolute; top: 0; left: 0; width: 100%; height: 100%; mix-blend-mode: normal; opacity: 0; } </style> </div></div></div></div></div> </div> </div> </section> <section data-test="page-section" data-section-theme="" class='page-section full-bleed-section layout-engine-section background-width--full-bleed section-height--custom content-width--wide horizontal-alignment--center vertical-alignment--middle ' data-section-id="649463b4e5749db570727e27" data-controller="SectionWrapperController" data-current-styles="{ "imageOverlayOpacity": 0.15, "backgroundWidth": "background-width--full-bleed", "sectionHeight": "section-height--custom", "customSectionHeight": 15, "horizontalAlignment": "horizontal-alignment--center", "verticalAlignment": "vertical-alignment--middle", "contentWidth": "content-width--wide", "customContentWidth": 50, "sectionTheme": "", "sectionAnimation": "none", "backgroundMode": "image" }" data-current-context="{ "video": { "playbackSpeed": 0.5, "filter": 1, "filterStrength": 0, "zoom": 0, "videoSourceProvider": "none" }, "backgroundImageId": null, "backgroundMediaEffect": null, "divider": null, "typeName": "page" }" data-animation="none" data-fluid-engine-section style="min-height: 15vh;" > <div class="section-border" > <div class="section-background"> </div> </div> <div class='content-wrapper' style=' padding-top: calc(15vmax / 10); padding-bottom: calc(15vmax / 10); ' > <div class="content" > <div data-fluid-engine="true"><style> .fe-649463b41a4a28f8e6ba1ff5 { --grid-gutter: calc(var(--sqs-mobile-site-gutter, 6vw) - 11.0px); --cell-max-width: calc( ( var(--sqs-site-max-width, 1500px) - (11.0px * (8 - 1)) ) / 8 ); display: grid; position: relative; grid-area: 1/1/-1/-1; grid-template-rows: repeat(53,minmax(24px, auto)); grid-template-columns: minmax(var(--grid-gutter), 1fr) repeat(8, minmax(0, var(--cell-max-width))) minmax(var(--grid-gutter), 1fr); row-gap: 11.0px; column-gap: 11.0px; } @media (min-width: 768px) { .background-width--inset .fe-649463b41a4a28f8e6ba1ff5 { --inset-padding: calc(var(--sqs-site-gutter) * 2); } .fe-649463b41a4a28f8e6ba1ff5 { --grid-gutter: calc(var(--sqs-site-gutter, 4vw) - 11.0px); --cell-max-width: calc( ( var(--sqs-site-max-width, 1500px) - (11.0px * (24 - 1)) ) / 24 ); --inset-padding: 0vw; --row-height-scaling-factor: 0.0215; --container-width: min(var(--sqs-site-max-width, 1500px), calc(100vw - var(--sqs-site-gutter, 4vw) * 2 - var(--inset-padding) )); grid-template-rows: repeat(14,minmax(calc(var(--container-width) * var(--row-height-scaling-factor)), auto)); grid-template-columns: minmax(var(--grid-gutter), 1fr) repeat(24, minmax(0, var(--cell-max-width))) minmax(var(--grid-gutter), 1fr); } } .fe-block-649463b469ab4c3a4b8a8263 { grid-area: 1/2/2/10; z-index: 0; @media (max-width: 767px) { } } .fe-block-649463b469ab4c3a4b8a8263 .sqs-block { justify-content: flex-start; } .fe-block-649463b469ab4c3a4b8a8263 .sqs-block-alignment-wrapper { align-items: flex-start; } @media (min-width: 768px) { .fe-block-649463b469ab4c3a4b8a8263 { grid-area: 1/5/2/23; z-index: 0; } .fe-block-649463b469ab4c3a4b8a8263 .sqs-block { justify-content: flex-start; } .fe-block-649463b469ab4c3a4b8a8263 .sqs-block-alignment-wrapper { align-items: flex-start; } } .fe-block-649463b484a0ebb70c777ce1 { grid-area: 3/2/5/10; z-index: 1; @media (max-width: 767px) { } } .fe-block-649463b484a0ebb70c777ce1 .sqs-block { justify-content: flex-start; } .fe-block-649463b484a0ebb70c777ce1 .sqs-block-alignment-wrapper { align-items: flex-start; } @media (min-width: 768px) { .fe-block-649463b484a0ebb70c777ce1 { grid-area: 2/5/4/23; z-index: 1; } .fe-block-649463b484a0ebb70c777ce1 .sqs-block { justify-content: flex-start; } .fe-block-649463b484a0ebb70c777ce1 .sqs-block-alignment-wrapper { align-items: flex-start; } } .fe-block-649463b44d80ad83e800d7f2 { grid-area: 5/2/12/10; z-index: 2; @media (max-width: 767px) { } } .fe-block-649463b44d80ad83e800d7f2 .sqs-block { justify-content: center; } .fe-block-649463b44d80ad83e800d7f2 .sqs-block-alignment-wrapper { align-items: center; } @media (min-width: 768px) { .fe-block-649463b44d80ad83e800d7f2 { grid-area: 5/2/11/8; z-index: 2; } .fe-block-649463b44d80ad83e800d7f2 .sqs-block { justify-content: center; } .fe-block-649463b44d80ad83e800d7f2 .sqs-block-alignment-wrapper { align-items: center; } } .fe-block-649463b4178a980a4e9917bf { grid-area: 12/2/14/10; z-index: 3; @media (max-width: 767px) { } } .fe-block-649463b4178a980a4e9917bf .sqs-block { justify-content: flex-start; } .fe-block-649463b4178a980a4e9917bf .sqs-block-alignment-wrapper { align-items: flex-start; } @media (min-width: 768px) { .fe-block-649463b4178a980a4e9917bf { grid-area: 11/2/13/8; z-index: 3; } .fe-block-649463b4178a980a4e9917bf .sqs-block { justify-content: flex-start; } .fe-block-649463b4178a980a4e9917bf .sqs-block-alignment-wrapper { align-items: flex-start; } } .fe-block-649463b4475bee133c6aa594 { grid-area: 15/5/17/8; z-index: 4; @media (max-width: 767px) { } } .fe-block-649463b4475bee133c6aa594 .sqs-block { justify-content: center; } .fe-block-649463b4475bee133c6aa594 .sqs-block-alignment-wrapper { align-items: center; } @media (min-width: 768px) { .fe-block-649463b4475bee133c6aa594 { grid-area: 13/4/15/6; z-index: 4; } .fe-block-649463b4475bee133c6aa594 .sqs-block { justify-content: center; } .fe-block-649463b4475bee133c6aa594 .sqs-block-alignment-wrapper { align-items: center; } } .fe-block-649463b4d0863862a1fbce58 { grid-area: 18/2/25/10; z-index: 5; @media (max-width: 767px) { } } .fe-block-649463b4d0863862a1fbce58 .sqs-block { justify-content: center; } .fe-block-649463b4d0863862a1fbce58 .sqs-block-alignment-wrapper { align-items: center; } @media (min-width: 768px) { .fe-block-649463b4d0863862a1fbce58 { grid-area: 5/8/11/14; z-index: 5; } .fe-block-649463b4d0863862a1fbce58 .sqs-block { justify-content: center; } .fe-block-649463b4d0863862a1fbce58 .sqs-block-alignment-wrapper { align-items: center; } } .fe-block-649463b45621abc314d627bf { grid-area: 25/2/32/10; z-index: 6; @media (max-width: 767px) { } } .fe-block-649463b45621abc314d627bf .sqs-block { justify-content: center; } .fe-block-649463b45621abc314d627bf .sqs-block-alignment-wrapper { align-items: center; } @media (min-width: 768px) { .fe-block-649463b45621abc314d627bf { grid-area: 5/20/11/26; z-index: 6; } .fe-block-649463b45621abc314d627bf .sqs-block { justify-content: center; } .fe-block-649463b45621abc314d627bf .sqs-block-alignment-wrapper { align-items: center; } } .fe-block-6362c7bc3264ff10d159 { grid-area: 32/2/34/10; z-index: 10; @media (max-width: 767px) { } } .fe-block-6362c7bc3264ff10d159 .sqs-block { justify-content: flex-start; } .fe-block-6362c7bc3264ff10d159 .sqs-block-alignment-wrapper { align-items: flex-start; } @media (min-width: 768px) { .fe-block-6362c7bc3264ff10d159 { grid-area: 11/20/13/26; z-index: 10; } .fe-block-6362c7bc3264ff10d159 .sqs-block { justify-content: flex-start; } .fe-block-6362c7bc3264ff10d159 .sqs-block-alignment-wrapper { align-items: flex-start; } } .fe-block-686f6bcac605878b2499 { grid-area: 34/5/36/8; z-index: 12; @media (max-width: 767px) { } } .fe-block-686f6bcac605878b2499 .sqs-block { justify-content: center; } .fe-block-686f6bcac605878b2499 .sqs-block-alignment-wrapper { align-items: center; } @media (min-width: 768px) { .fe-block-686f6bcac605878b2499 { grid-area: 13/22/15/24; z-index: 12; } .fe-block-686f6bcac605878b2499 .sqs-block { justify-content: center; } .fe-block-686f6bcac605878b2499 .sqs-block-alignment-wrapper { align-items: center; } } .fe-block-649463b4368b7e782af77875 { grid-area: 37/2/44/10; z-index: 7; @media (max-width: 767px) { } } .fe-block-649463b4368b7e782af77875 .sqs-block { justify-content: center; } .fe-block-649463b4368b7e782af77875 .sqs-block-alignment-wrapper { align-items: center; } @media (min-width: 768px) { .fe-block-649463b4368b7e782af77875 { grid-area: 5/14/11/20; z-index: 7; } .fe-block-649463b4368b7e782af77875 .sqs-block { justify-content: center; } .fe-block-649463b4368b7e782af77875 .sqs-block-alignment-wrapper { align-items: center; } } .fe-block-649463b48beafbc8e01f5a27 { grid-area: 45/2/47/10; z-index: 8; @media (max-width: 767px) { } } .fe-block-649463b48beafbc8e01f5a27 .sqs-block { justify-content: flex-start; } .fe-block-649463b48beafbc8e01f5a27 .sqs-block-alignment-wrapper { align-items: flex-start; } @media (min-width: 768px) { .fe-block-649463b48beafbc8e01f5a27 { grid-area: 11/8/13/14; z-index: 8; } .fe-block-649463b48beafbc8e01f5a27 .sqs-block { justify-content: flex-start; } .fe-block-649463b48beafbc8e01f5a27 .sqs-block-alignment-wrapper { align-items: flex-start; } } .fe-block-649463b457c0c4a79ebbf374 { grid-area: 47/2/49/10; z-index: 9; @media (max-width: 767px) { } } .fe-block-649463b457c0c4a79ebbf374 .sqs-block { justify-content: flex-start; } .fe-block-649463b457c0c4a79ebbf374 .sqs-block-alignment-wrapper { align-items: flex-start; } @media (min-width: 768px) { .fe-block-649463b457c0c4a79ebbf374 { grid-area: 11/14/13/20; z-index: 9; } .fe-block-649463b457c0c4a79ebbf374 .sqs-block { justify-content: flex-start; } .fe-block-649463b457c0c4a79ebbf374 .sqs-block-alignment-wrapper { align-items: flex-start; } } .fe-block-649463b4703a6fb5c73b60fe { grid-area: 50/5/52/8; z-index: 10; @media (max-width: 767px) { } } .fe-block-649463b4703a6fb5c73b60fe .sqs-block { justify-content: center; } .fe-block-649463b4703a6fb5c73b60fe .sqs-block-alignment-wrapper { align-items: center; } @media (min-width: 768px) { .fe-block-649463b4703a6fb5c73b60fe { grid-area: 13/10/15/12; z-index: 10; } .fe-block-649463b4703a6fb5c73b60fe .sqs-block { justify-content: center; } .fe-block-649463b4703a6fb5c73b60fe .sqs-block-alignment-wrapper { align-items: center; } } .fe-block-649463b400b314ecbbfccfd5 { grid-area: 52/5/54/8; z-index: 11; @media (max-width: 767px) { } } .fe-block-649463b400b314ecbbfccfd5 .sqs-block { justify-content: center; } .fe-block-649463b400b314ecbbfccfd5 .sqs-block-alignment-wrapper { align-items: center; } @media (min-width: 768px) { .fe-block-649463b400b314ecbbfccfd5 { grid-area: 13/16/15/18; z-index: 11; } .fe-block-649463b400b314ecbbfccfd5 .sqs-block { justify-content: center; } .fe-block-649463b400b314ecbbfccfd5 .sqs-block-alignment-wrapper { align-items: center; } } </style><div class="fluid-engine fe-649463b41a4a28f8e6ba1ff5"><div class="fe-block fe-block-649463b469ab4c3a4b8a8263"><div class="sqs-block code-block sqs-block-code" data-block-type="23" id="block-649463b469ab4c3a4b8a8263"><div class="sqs-block-content"><p id="abscaa-related"></p></div></div></div><div class="fe-block fe-block-649463b484a0ebb70c777ce1"><div class="sqs-block html-block sqs-block-html" data-blend-mode="NORMAL" data-block-type="2" data-border-radii="{"topLeft":{"unit":"px","value":0.0},"topRight":{"unit":"px","value":0.0},"bottomLeft":{"unit":"px","value":0.0},"bottomRight":{"unit":"px","value":0.0}}" id="block-649463b484a0ebb70c777ce1"><div class="sqs-block-content"> <div class="sqs-html-content"> <h3 style="text-align:center;white-space:pre-wrap;">Related Articles</h3> </div> </div></div></div><div class="fe-block fe-block-649463b44d80ad83e800d7f2"><div class="sqs-block image-block sqs-block-image sqs-stretched" data-block-type="5" id="block-649463b44d80ad83e800d7f2"><div class="sqs-block-content"> <div class=" image-block-outer-wrapper layout-caption-hidden design-layout-fluid image-position-left combination-animation-none individual-animation-none " data-test="image-block-fluid-outer-wrapper" > <div class="fluid-image-animation-wrapper sqs-image sqs-block-alignment-wrapper" data-animation-role="image" > <div class="fluid-image-container sqs-image-content" style="overflow: hidden;-webkit-mask-image: -webkit-radial-gradient(white, black);position: relative;width: 100%;height: 100%;" > <a class="sqs-block-image-link content-fill" href="https://anthembrokerhub.com/news/7btHIX4BBcRBaOWpRBWT/2022/1/3/update-regarding-the-consolidated-appropriations-act" target="_blank" > <img data-stretch="true" data-src="https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/6a22391f-0609-4322-8547-076a6c0b8533/GettyImages-1129377233.jpg" data-image="https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/6a22391f-0609-4322-8547-076a6c0b8533/GettyImages-1129377233.jpg" data-image-dimensions="724x483" data-image-focal-point="0.5,0.5" alt="" data-load="false" elementtiming="system-image-block" src="https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/6a22391f-0609-4322-8547-076a6c0b8533/GettyImages-1129377233.jpg" width="724" height="483" alt="" sizes="100vw" style="display:block;object-fit: cover; object-position: 50% 50%" srcset="https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/6a22391f-0609-4322-8547-076a6c0b8533/GettyImages-1129377233.jpg?format=100w 100w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/6a22391f-0609-4322-8547-076a6c0b8533/GettyImages-1129377233.jpg?format=300w 300w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/6a22391f-0609-4322-8547-076a6c0b8533/GettyImages-1129377233.jpg?format=500w 500w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/6a22391f-0609-4322-8547-076a6c0b8533/GettyImages-1129377233.jpg?format=750w 750w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/6a22391f-0609-4322-8547-076a6c0b8533/GettyImages-1129377233.jpg?format=1000w 1000w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/6a22391f-0609-4322-8547-076a6c0b8533/GettyImages-1129377233.jpg?format=1500w 1500w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/6a22391f-0609-4322-8547-076a6c0b8533/GettyImages-1129377233.jpg?format=2500w 2500w" loading="lazy" decoding="async" data-loader="sqs"> <div class="fluidImageOverlay"></div> </a> </div> </div> </div> <style> .sqs-block-image .sqs-block-content { height: 100%; width: 100%; } .fe-block-649463b44d80ad83e800d7f2 .fluidImageOverlay { position: absolute; top: 0; left: 0; width: 100%; height: 100%; mix-blend-mode: normal; opacity: 0; } </style> </div></div></div><div class="fe-block fe-block-649463b4178a980a4e9917bf"><div class="sqs-block html-block sqs-block-html" data-blend-mode="NORMAL" data-block-type="2" data-border-radii="{"topLeft":{"unit":"px","value":0.0},"topRight":{"unit":"px","value":0.0},"bottomLeft":{"unit":"px","value":0.0},"bottomRight":{"unit":"px","value":0.0}}" id="block-649463b4178a980a4e9917bf"><div class="sqs-block-content"> <div class="sqs-html-content"> <p style="text-align:center;white-space:pre-wrap;" class=""><span class="sqsrte-text-color--accent"><strong>Broker Compensation <br>Disclosure</strong></span></p> </div> </div></div></div><div class="fe-block fe-block-649463b4475bee133c6aa594"><div class="sqs-block button-block sqs-block-button" data-block-type="53" id="block-649463b4475bee133c6aa594"><div class="sqs-block-content"> <div class="sqs-block-button-container sqs-block-button-container--center" data-animation-role="button" data-alignment="center" data-button-size="small" data-button-type="tertiary" > <a href="https://anthembrokerhub.com/news/7btHIX4BBcRBaOWpRBWT/2022/1/3/update-regarding-the-consolidated-appropriations-act" class="sqs-block-button-element--small sqs-button-element--tertiary sqs-block-button-element" target="_blank" > View </a> </div> </div></div></div><div class="fe-block fe-block-649463b4d0863862a1fbce58"><div class="sqs-block image-block sqs-block-image sqs-stretched" data-block-type="5" id="block-649463b4d0863862a1fbce58"><div class="sqs-block-content"> <div class=" image-block-outer-wrapper layout-caption-hidden design-layout-fluid image-position-left combination-animation-none individual-animation-none " data-test="image-block-fluid-outer-wrapper" > <div class="fluid-image-animation-wrapper sqs-image sqs-block-alignment-wrapper" data-animation-role="image" > <div class="fluid-image-container sqs-image-content" style="overflow: hidden;-webkit-mask-image: -webkit-radial-gradient(white, black);position: relative;width: 100%;height: 100%;" > <a class="sqs-block-image-link content-fill" href="https://anthembrokerhub.com/news/k_tCVXsB7Ss8fzhU3iCP/2021/8/17/the-consolidated-appropriations-act-impact-to-member-id-cards" target="_blank" > <img data-stretch="true" data-src="https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/95916092-547f-4bfa-ac57-ebfb59a9d6a9/Digital_ID_card.jpg" data-image="https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/95916092-547f-4bfa-ac57-ebfb59a9d6a9/Digital_ID_card.jpg" data-image-dimensions="724x483" data-image-focal-point="0.5,0.5" alt="" data-load="false" elementtiming="system-image-block" src="https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/95916092-547f-4bfa-ac57-ebfb59a9d6a9/Digital_ID_card.jpg" width="724" height="483" alt="" sizes="100vw" style="display:block;object-fit: cover; object-position: 50% 50%" srcset="https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/95916092-547f-4bfa-ac57-ebfb59a9d6a9/Digital_ID_card.jpg?format=100w 100w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/95916092-547f-4bfa-ac57-ebfb59a9d6a9/Digital_ID_card.jpg?format=300w 300w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/95916092-547f-4bfa-ac57-ebfb59a9d6a9/Digital_ID_card.jpg?format=500w 500w, 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https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/44d7a30c-548d-4225-bc0c-89db7126436c/GettyImages-642294363.jpg?format=500w 500w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/44d7a30c-548d-4225-bc0c-89db7126436c/GettyImages-642294363.jpg?format=750w 750w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/44d7a30c-548d-4225-bc0c-89db7126436c/GettyImages-642294363.jpg?format=1000w 1000w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/44d7a30c-548d-4225-bc0c-89db7126436c/GettyImages-642294363.jpg?format=1500w 1500w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/44d7a30c-548d-4225-bc0c-89db7126436c/GettyImages-642294363.jpg?format=2500w 2500w" loading="lazy" decoding="async" data-loader="sqs"> <div class="fluidImageOverlay"></div> </a> </div> </div> </div> <style> .sqs-block-image .sqs-block-content { height: 100%; width: 100%; } .fe-block-649463b45621abc314d627bf 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sqs-block-button-container--center" data-animation-role="button" data-alignment="center" data-button-size="small" data-button-type="tertiary" > <a href="https://anthembrokerhub.com/news/7oqr2YgBtekjB65l152Y/2023/6/21/caa-gag-clause-compliance-requirements" class="sqs-block-button-element--small sqs-button-element--tertiary sqs-block-button-element" target="_blank" > View </a> </div> </div></div></div><div class="fe-block fe-block-649463b4368b7e782af77875"><div class="sqs-block image-block sqs-block-image sqs-stretched" data-aspect-ratio="66.4259927797834" data-block-type="5" id="block-649463b4368b7e782af77875"><div class="sqs-block-content"> <div class=" image-block-outer-wrapper layout-caption-hidden design-layout-fluid image-position-left combination-animation-none individual-animation-none " data-test="image-block-fluid-outer-wrapper" > <div class="fluid-image-animation-wrapper sqs-image sqs-block-alignment-wrapper" data-animation-role="image" > <div class="fluid-image-container sqs-image-content" style="overflow: hidden;-webkit-mask-image: -webkit-radial-gradient(white, black);position: relative;width: 100%;height: 100%;" > <a class="sqs-block-image-link content-fill" href="https://anthembrokerhub.com/news/8T5v_YAByV5ya8jp9JJ_/2022/5/25/machine-readable-files-will-be-available-july-1" target="_blank" > <img data-stretch="true" data-src="https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/56952f48-f354-4b32-9505-f486b1b2eb8b/GettyImages-1334825353.jpg" data-image="https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/56952f48-f354-4b32-9505-f486b1b2eb8b/GettyImages-1334825353.jpg" data-image-dimensions="2261x1325" data-image-focal-point="0.5,0.5" alt="" data-load="false" elementtiming="system-image-block" src="https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/56952f48-f354-4b32-9505-f486b1b2eb8b/GettyImages-1334825353.jpg" width="2261" height="1325" alt="" sizes="100vw" style="display:block;object-fit: cover; object-position: 50% 50%" srcset="https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/56952f48-f354-4b32-9505-f486b1b2eb8b/GettyImages-1334825353.jpg?format=100w 100w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/56952f48-f354-4b32-9505-f486b1b2eb8b/GettyImages-1334825353.jpg?format=300w 300w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/56952f48-f354-4b32-9505-f486b1b2eb8b/GettyImages-1334825353.jpg?format=500w 500w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/56952f48-f354-4b32-9505-f486b1b2eb8b/GettyImages-1334825353.jpg?format=750w 750w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/56952f48-f354-4b32-9505-f486b1b2eb8b/GettyImages-1334825353.jpg?format=1000w 1000w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/56952f48-f354-4b32-9505-f486b1b2eb8b/GettyImages-1334825353.jpg?format=1500w 1500w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/56952f48-f354-4b32-9505-f486b1b2eb8b/GettyImages-1334825353.jpg?format=2500w 2500w" loading="lazy" decoding="async" data-loader="sqs"> <div class="fluidImageOverlay"></div> </a> </div> </div> </div> <style> .sqs-block-image .sqs-block-content { height: 100%; width: 100%; } .fe-block-649463b4368b7e782af77875 .fluidImageOverlay { position: absolute; top: 0; left: 0; width: 100%; height: 100%; mix-blend-mode: normal; opacity: 0; } </style> </div></div></div><div class="fe-block fe-block-649463b48beafbc8e01f5a27"><div class="sqs-block html-block sqs-block-html" data-blend-mode="NORMAL" data-block-type="2" data-border-radii="{"topLeft":{"unit":"px","value":0.0},"topRight":{"unit":"px","value":0.0},"bottomLeft":{"unit":"px","value":0.0},"bottomRight":{"unit":"px","value":0.0}}" id="block-649463b48beafbc8e01f5a27"><div class="sqs-block-content"> <div class="sqs-html-content"> <p style="text-align:center;white-space:pre-wrap;" class=""><span class="sqsrte-text-color--accent"><strong>Impact to member <br>ID cards</strong></span></p> </div> </div></div></div><div class="fe-block fe-block-649463b457c0c4a79ebbf374"><div class="sqs-block html-block sqs-block-html" data-blend-mode="NORMAL" data-block-type="2" data-border-radii="{"topLeft":{"unit":"px","value":0.0},"topRight":{"unit":"px","value":0.0},"bottomLeft":{"unit":"px","value":0.0},"bottomRight":{"unit":"px","value":0.0}}" id="block-649463b457c0c4a79ebbf374"><div class="sqs-block-content"> <div class="sqs-html-content"> <p style="text-align:center;white-space:pre-wrap;" class=""><span class="sqsrte-text-color--accent"><strong>Machine-readable files <br>available July 1, 2022</strong></span></p> </div> </div></div></div><div class="fe-block fe-block-649463b4703a6fb5c73b60fe"><div class="sqs-block button-block sqs-block-button" data-block-type="53" id="block-649463b4703a6fb5c73b60fe"><div class="sqs-block-content"> <div class="sqs-block-button-container sqs-block-button-container--center" data-animation-role="button" data-alignment="center" data-button-size="small" data-button-type="tertiary" > <a href="https://anthembrokerhub.com/news/k_tCVXsB7Ss8fzhU3iCP/2021/8/17/the-consolidated-appropriations-act-impact-to-member-id-cards" class="sqs-block-button-element--small sqs-button-element--tertiary sqs-block-button-element" target="_blank" > View </a> </div> </div></div></div><div class="fe-block fe-block-649463b400b314ecbbfccfd5"><div class="sqs-block button-block sqs-block-button" data-block-type="53" id="block-649463b400b314ecbbfccfd5"><div class="sqs-block-content"> <div class="sqs-block-button-container sqs-block-button-container--center" data-animation-role="button" data-alignment="center" data-button-size="small" data-button-type="tertiary" > <a href="https://anthembrokerhub.com/news/8T5v_YAByV5ya8jp9JJ_/2022/5/25/machine-readable-files-will-be-available-july-1" class="sqs-block-button-element--small sqs-button-element--tertiary sqs-block-button-element" target="_blank" > View </a> </div> </div></div></div></div></div> </div> </div> </section> <section data-test="page-section" data-section-theme="light-bold" class='page-section layout-engine-section background-width--full-bleed section-height--small horizontal-alignment--center vertical-alignment--middle light-bold' data-section-id="61dc69a8fdd6410478ca8eee" data-controller="SectionWrapperController" data-current-styles="{ "imageOverlayOpacity": 0.15, "backgroundWidth": "background-width--full-bleed", "sectionHeight": "section-height--small", "horizontalAlignment": "horizontal-alignment--center", "verticalAlignment": "vertical-alignment--middle", "contentWidth": "content-width--custom", "customContentWidth": 80, "sectionTheme": "light-bold", "sectionAnimation": "none", "backgroundMode": "image" }" data-current-context="{ "video": { "playbackSpeed": 0.5, "filter": 1, "filterStrength": 0, "zoom": 0, "videoSourceProvider": "none" }, "backgroundImageId": null, "backgroundMediaEffect": null, "divider": null, "typeName": "page" }" data-animation="none" > <div class="section-border" > <div class="section-background"> </div> </div> <div class='content-wrapper' style=' ' > <div class="content" style="width: 80%;" > <div class="sqs-layout sqs-grid-12 columns-12" data-type="page-section" id="page-section-61dc69a8fdd6410478ca8eee"><div class="row sqs-row"><div class="col sqs-col-12 span-12"><div class="sqs-block code-block sqs-block-code" data-block-type="23" id="block-8f204fd0c0a87738ae7a"><div class="sqs-block-content"><p id="abscaa-employer"></p></div></div><div class="sqs-block html-block sqs-block-html" data-block-type="2" data-border-radii="{"topLeft":{"unit":"px","value":0.0},"topRight":{"unit":"px","value":0.0},"bottomLeft":{"unit":"px","value":0.0},"bottomRight":{"unit":"px","value":0.0}}" id="block-ae65dbc05d798ee6e367"><div class="sqs-block-content"> <div class="sqs-html-content"> <h3 style="text-align:center;white-space:pre-wrap;">Employer Resources</h3> </div> </div></div><div class="row sqs-row"><div class="col sqs-col-6 span-6"><div class="sqs-block html-block sqs-block-html" data-block-type="2" data-border-radii="{"topLeft":{"unit":"px","value":0.0},"topRight":{"unit":"px","value":0.0},"bottomLeft":{"unit":"px","value":0.0},"bottomRight":{"unit":"px","value":0.0}}" id="block-yui_3_17_2_1_1643117399309_25020"><div class="sqs-block-content"> <div class="sqs-html-content"> <h4 style="text-align:center;white-space:pre-wrap;"><a href="https://www.anthem.com/employer/the-benefits-guide" target="_blank">The Benefits Guide</a></h4><p style="text-align:center;white-space:pre-wrap;" class="sqsrte-small">The <strong>Benefits Guide</strong> helps employers navigate <br>healthcare with insights around digital innovation, <br>networks and clinical solutions.</p> </div> </div></div><div class="sqs-block image-block sqs-block-image" data-block-type="5" id="block-yui_3_17_2_1_1643117399309_19216"><div class="sqs-block-content"> <div class=" image-block-outer-wrapper layout-caption-hidden design-layout-inline combination-animation-site-default individual-animation-site-default individual-text-animation-site-default " data-test="image-block-inline-outer-wrapper" > <figure class=" sqs-block-image-figure intrinsic " style="max-width:2756px;" > <a class=" sqs-block-image-link " href="https://www.anthem.com/employer/the-benefits-guide" target="_blank" > <div class="image-block-wrapper" data-animation-role="image" > <div class="sqs-image-shape-container-element has-aspect-ratio " style=" position: relative; padding-bottom:63.134979248046875%; overflow: hidden;-webkit-mask-image: -webkit-radial-gradient(white, black); " > <img data-stretch="false" data-src="https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/bb260797-5f50-477c-b5a5-94c39203e2a5/Screenshot+2023-12-21+at+9.46.04+AM.png" data-image="https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/bb260797-5f50-477c-b5a5-94c39203e2a5/Screenshot+2023-12-21+at+9.46.04+AM.png" data-image-dimensions="2756x1740" data-image-focal-point="0.5,0.5" alt="" data-load="false" elementtiming="system-image-block" src="https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/bb260797-5f50-477c-b5a5-94c39203e2a5/Screenshot+2023-12-21+at+9.46.04+AM.png" width="2756" height="1740" alt="" sizes="(max-width: 640px) 100vw, (max-width: 767px) 50vw, 50vw" style="display:block;object-fit: cover; width: 100%; height: 100%; object-position: 50% 50%" onload="this.classList.add("loaded")" srcset="https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/bb260797-5f50-477c-b5a5-94c39203e2a5/Screenshot+2023-12-21+at+9.46.04+AM.png?format=100w 100w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/bb260797-5f50-477c-b5a5-94c39203e2a5/Screenshot+2023-12-21+at+9.46.04+AM.png?format=300w 300w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/bb260797-5f50-477c-b5a5-94c39203e2a5/Screenshot+2023-12-21+at+9.46.04+AM.png?format=500w 500w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/bb260797-5f50-477c-b5a5-94c39203e2a5/Screenshot+2023-12-21+at+9.46.04+AM.png?format=750w 750w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/bb260797-5f50-477c-b5a5-94c39203e2a5/Screenshot+2023-12-21+at+9.46.04+AM.png?format=1000w 1000w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/bb260797-5f50-477c-b5a5-94c39203e2a5/Screenshot+2023-12-21+at+9.46.04+AM.png?format=1500w 1500w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/bb260797-5f50-477c-b5a5-94c39203e2a5/Screenshot+2023-12-21+at+9.46.04+AM.png?format=2500w 2500w" loading="lazy" decoding="async" data-loader="sqs"> </div> </div> </a> </figure> </div> </div></div></div><div class="col sqs-col-6 span-6"><div class="sqs-block html-block sqs-block-html" data-block-type="2" data-border-radii="{"topLeft":{"unit":"px","value":0.0},"topRight":{"unit":"px","value":0.0},"bottomLeft":{"unit":"px","value":0.0},"bottomRight":{"unit":"px","value":0.0}}" id="block-yui_3_17_2_1_1643117399309_26562"><div class="sqs-block-content"> <div class="sqs-html-content"> <h4 style="text-align:center;white-space:pre-wrap;"><a href="https://employer.anthem.com/eea/public/login" target="_blank">EmployerAccess</a> </h4><p style="text-align:center;white-space:pre-wrap;" class="sqsrte-small">Our EmployerAccess online tool and app is your one-stop destination resource. Log in now for the Latest Legislative & Regulatory News and CAA/Transparency summary information.</p> </div> </div></div><div class="sqs-block image-block sqs-block-image" data-aspect-ratio="62.419006479481645" data-block-type="5" id="block-yui_3_17_2_1_1643117399309_20717"><div class="sqs-block-content"> <div class=" image-block-outer-wrapper layout-caption-hidden design-layout-inline combination-animation-site-default individual-animation-site-default individual-text-animation-site-default " data-test="image-block-inline-outer-wrapper" > <figure class=" sqs-block-image-figure intrinsic " style="max-width:3418px;" > <a class=" sqs-block-image-link " href="https://employer.anthem.com/eea/public/login" target="_blank" > <div class="image-block-wrapper" data-animation-role="image" > <div class="sqs-image-shape-container-element has-aspect-ratio " style=" position: relative; padding-bottom:62.41900634765625%; overflow: hidden;-webkit-mask-image: -webkit-radial-gradient(white, black); " > <img data-stretch="false" data-src="https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/d282d9ec-d8ff-47fe-9799-f25ee33e290e/Screenshot+2023-12-20+at+1.43.47+PM.png" data-image="https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/d282d9ec-d8ff-47fe-9799-f25ee33e290e/Screenshot+2023-12-20+at+1.43.47+PM.png" data-image-dimensions="3418x1732" data-image-focal-point="0.5,0.5" alt="" data-load="false" elementtiming="system-image-block" src="https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/d282d9ec-d8ff-47fe-9799-f25ee33e290e/Screenshot+2023-12-20+at+1.43.47+PM.png" width="3418" height="1732" alt="" sizes="(max-width: 640px) 100vw, (max-width: 767px) 50vw, 50vw" style="display:block;object-fit: cover; width: 100%; height: 100%; object-position: 50% 50%" onload="this.classList.add("loaded")" srcset="https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/d282d9ec-d8ff-47fe-9799-f25ee33e290e/Screenshot+2023-12-20+at+1.43.47+PM.png?format=100w 100w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/d282d9ec-d8ff-47fe-9799-f25ee33e290e/Screenshot+2023-12-20+at+1.43.47+PM.png?format=300w 300w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/d282d9ec-d8ff-47fe-9799-f25ee33e290e/Screenshot+2023-12-20+at+1.43.47+PM.png?format=500w 500w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/d282d9ec-d8ff-47fe-9799-f25ee33e290e/Screenshot+2023-12-20+at+1.43.47+PM.png?format=750w 750w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/d282d9ec-d8ff-47fe-9799-f25ee33e290e/Screenshot+2023-12-20+at+1.43.47+PM.png?format=1000w 1000w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/d282d9ec-d8ff-47fe-9799-f25ee33e290e/Screenshot+2023-12-20+at+1.43.47+PM.png?format=1500w 1500w, https://images.squarespace-cdn.com/content/v1/5e7f4ea99327941b94452bfb/d282d9ec-d8ff-47fe-9799-f25ee33e290e/Screenshot+2023-12-20+at+1.43.47+PM.png?format=2500w 2500w" loading="lazy" decoding="async" data-loader="sqs"> </div> </div> </a> </figure> </div> </div></div></div></div></div></div></div> </div> </div> </section> <section data-test="page-section" data-section-theme="dark" class='page-section layout-engine-section background-width--full-bleed section-height--custom content-width--narrow horizontal-alignment--center vertical-alignment--middle dark' data-section-id="61dc69a8fdd6410478ca8ef4" data-controller="SectionWrapperController" data-current-styles="{ "imageOverlayOpacity": 0.15, "backgroundWidth": "background-width--full-bleed", "sectionHeight": "section-height--custom", "horizontalAlignment": "horizontal-alignment--center", "verticalAlignment": "vertical-alignment--middle", "contentWidth": "content-width--narrow", "sectionTheme": "dark", "sectionAnimation": "none", "backgroundMode": "image" }" data-current-context="{ "video": { "playbackSpeed": 0.5, "filter": 1, "filterStrength": 0, "zoom": 0, "videoSourceProvider": "none" }, "backgroundImageId": null, "backgroundMediaEffect": null, "divider": null, "typeName": "page" }" data-animation="none" > <div class="section-border" > <div class="section-background"> </div> </div> <div class='content-wrapper' style=' padding-top: calc(vmax / 10); padding-bottom: calc(vmax / 10); ' > <div class="content" > <div class="sqs-layout sqs-grid-12 columns-12" data-type="page-section" id="page-section-61dc69a8fdd6410478ca8ef4"><div class="row sqs-row"><div class="col sqs-col-12 span-12"><div class="sqs-block html-block sqs-block-html" data-block-type="2" id="block-f797cde2a609b3f43273"><div class="sqs-block-content"> <div class="sqs-html-content"> <p class="" style="white-space:pre-wrap;"> </p> </div> </div></div></div></div></div> </div> </div> </section> <section data-test="page-section" data-section-theme="dark" class='page-section layout-engine-section background-width--full-bleed section-height--custom content-width--medium horizontal-alignment--center vertical-alignment--middle dark' data-section-id="61dc69a8fdd6410478ca8ef6" data-controller="SectionWrapperController" data-current-styles="{ "imageOverlayOpacity": 0.0, "backgroundWidth": "background-width--full-bleed", "sectionHeight": "section-height--custom", "horizontalAlignment": "horizontal-alignment--center", "verticalAlignment": "vertical-alignment--middle", "contentWidth": "content-width--medium", "sectionTheme": "dark", "sectionAnimation": "none", "backgroundMode": "image" }" data-current-context="{ "video": { "playbackSpeed": 0.5, "filter": 1, "filterStrength": 0, "zoom": 0, "videoSourceProvider": "none" }, "backgroundImageId": null, "backgroundMediaEffect": null, "divider": null, "typeName": "page" }" data-animation="none" > <div class="section-border" > <div class="section-background"> </div> </div> <div class='content-wrapper' style=' padding-top: calc(vmax / 10); padding-bottom: calc(vmax / 10); ' > <div class="content" > <div class="sqs-layout sqs-grid-12 columns-12" data-type="page-section" id="page-section-61dc69a8fdd6410478ca8ef6"><div class="row sqs-row"><div class="col sqs-col-12 span-12"><div class="row sqs-row"><div class="col sqs-col-3 span-3"><div class="sqs-block html-block sqs-block-html" data-block-type="2" id="block-cf8e306ff91974220216"><div class="sqs-block-content"> <div class="sqs-html-content"> <p style="text-align:center;white-space:pre-wrap;" class="sqsrte-small"><a href="https://www.anthem.com/about/">About Us</a></p> </div> </div></div></div><div class="col sqs-col-3 span-3"><div class="sqs-block html-block sqs-block-html" data-block-type="2" id="block-1fb18f065d9ada432399"><div class="sqs-block-content"> <div class="sqs-html-content"> <p style="text-align:center;white-space:pre-wrap;" class="sqsrte-small"><a href="https://www.anthem.com/privacy/">Privacy</a></p> </div> </div></div></div><div class="col sqs-col-3 span-3"><div class="sqs-block html-block sqs-block-html" data-block-type="2" id="block-37b8baabee542a58efdb"><div class="sqs-block-content"> <div class="sqs-html-content"> <p style="text-align:center;white-space:pre-wrap;" class="sqsrte-small"><a href="https://www.anthem.com/accessibility/">Accessibility</a></p> </div> </div></div></div><div class="col sqs-col-3 span-3"><div class="sqs-block html-block sqs-block-html" data-block-type="2" id="block-34df07db5589073fd3e7"><div class="sqs-block-content"> <div class="sqs-html-content"> <p style="text-align:center;white-space:pre-wrap;" class="sqsrte-small"><a href="https://www.anthem.com/nondiscrimination/">Nondiscrimination Notice</a></p> </div> </div></div></div></div></div></div></div> </div> </div> </section> <section data-test="page-section" data-section-theme="dark" class='page-section layout-engine-section background-width--full-bleed section-height--custom content-width--wide horizontal-alignment--center vertical-alignment--middle dark' data-section-id="61dc69a8fdd6410478ca8ef8" data-controller="SectionWrapperController" data-current-styles="{ "imageOverlayOpacity": 0.15, "backgroundWidth": "background-width--full-bleed", "sectionHeight": "section-height--custom", "customSectionHeight": 15, "horizontalAlignment": "horizontal-alignment--center", "verticalAlignment": "vertical-alignment--middle", "contentWidth": "content-width--wide", "sectionTheme": "dark", "sectionAnimation": "none", "backgroundMode": "image" }" data-current-context="{ "video": { "playbackSpeed": 0.5, "filter": 1, "filterStrength": 0, "zoom": 0, "videoSourceProvider": "none" }, "backgroundImageId": null, "backgroundMediaEffect": null, "divider": null, "typeName": "page" }" data-animation="none" style="min-height: 15vh;" > <div class="section-border" > <div class="section-background"> </div> </div> <div class='content-wrapper' style=' padding-top: calc(15vmax / 10); padding-bottom: calc(15vmax / 10); ' > <div class="content" > <div class="sqs-layout sqs-grid-12 columns-12" data-type="page-section" id="page-section-61dc69a8fdd6410478ca8ef8"><div class="row sqs-row"><div class="col sqs-col-12 span-12"><div class="sqs-block html-block sqs-block-html" data-block-type="2" data-border-radii="{"topLeft":{"unit":"px","value":0.0},"topRight":{"unit":"px","value":0.0},"bottomLeft":{"unit":"px","value":0.0},"bottomRight":{"unit":"px","value":0.0}}" id="block-fa184d3675511169da09"><div class="sqs-block-content"> <div class="sqs-html-content"> <p class="sqsrte-small" style="white-space:pre-wrap;">Anthem Blue Cross and Blue Shield is the trade name of: In Colorado: Rocky Mountain Hospital and Medical Service, Inc. HMO products underwritten by HMO Colorado, Inc. In Connecticut: Anthem Health Plans, Inc. In Indiana: Anthem Insurance Companies, Inc. In Georgia: Blue Cross Blue Shield Healthcare Plan of Georgia, Inc. and Community Care Health Plan of Georgia, Inc. In Kentucky: Anthem Health Plans of Kentucky, Inc. In Maine: Anthem Health Plans of Maine, Inc. In Missouri (excluding 30 counties in the Kansas City area): RightCHOICE® Managed Care, Inc. (RIT), Healthy Alliance® Life Insurance Company (HALIC), and HMO Missouri, Inc. RIT and certain affiliates administer non-HMO benefits underwritten by HALIC and HMO benefits underwritten by HMO Missouri, Inc. RIT and certain affiliates only provide administrative services for self-funded plans and do not underwrite benefits. In Nevada: Rocky Mountain Hospital and Medical Service, Inc. HMO products underwritten by HMO Colorado, Inc., dba HMO Nevada. In New Hampshire: Anthem Health Plans of New Hampshire, Inc. HMO plans are administered by Anthem Health Plans of New Hampshire, Inc. and underwritten by Matthew Thornton Health Plan, Inc. In 17 southeastern counties of New York:  Anthem HealthChoice Assurance, Inc., and Anthem HealthChoice HMO, Inc.  In these same counties Anthem Blue Cross and Blue Shield HP is the trade name of Anthem HP, LLC.  In Ohio: Community Insurance Company. In Virginia: Anthem Health Plans of Virginia, Inc. trades as Anthem Blue Cross and Blue Shield, and its affiliate HealthKeepers, Inc. trades as Anthem HealthKeepers providing HMO coverage, and their service area is all of Virginia except for the City of Fairfax, the Town of Vienna, and the area east of State Route 123. In Wisconsin: Blue Cross Blue Shield of Wisconsin (BCBSWI) underwrites or administers PPO and indemnity policies and underwrites the out-of-network benefits in POS policies offered by Compcare Health Services Insurance Corporation (Compcare) or Wisconsin Collaborative Insurance Corporation (WCIC). Compcare underwrites or administers HMO or POS policies; WCIC underwrites or administers Well Priority HMO or POS policies. Independent licensees of the Blue Cross and Blue Shield Association. Anthem is a registered trademark of Anthem Insurance Companies, Inc.</p> </div> </div></div></div></div></div> </div> </div> </section> </article> </main> <footer class="sections" id="footer-sections" data-footer-sections> <section data-test="page-section" data-section-theme="white" class='page-section layout-engine-section background-width--full-bleed section-height--small content-width--wide horizontal-alignment--center vertical-alignment--middle white' data-section-id="5e7f730347c7f816dac1dfe7" data-controller="SectionWrapperController" data-current-styles="{ "imageOverlayOpacity": 0.15, "backgroundWidth": "background-width--full-bleed", "sectionHeight": "section-height--small", "customSectionHeight": 20, "horizontalAlignment": "horizontal-alignment--center", "verticalAlignment": "vertical-alignment--middle", "contentWidth": "content-width--wide", "customContentWidth": 100, "sectionTheme": "white", "sectionAnimation": "none", "backgroundMode": "image" }" data-current-context="{ "video": { "playbackSpeed": 0.5, "filter": 1, "filterStrength": 0, "zoom": 0, "videoSourceProvider": "none" }, "backgroundImageId": null, "backgroundMediaEffect": null, "divider": null, "typeName": "page" }" data-animation="none" > <div class="section-border" > <div class="section-background"> </div> </div> <div class='content-wrapper' style=' ' > <div class="content" > <div class="sqs-layout sqs-grid-12 columns-12 empty" data-type="page-section" data-updated-on="1739770867014" id="page-section-5e7f730347c7f816dac1dfe7"></div> </div> </div> </section> </footer> </div> <script defer="true" src="https://static1.squarespace.com/static/vta/5c5a519771c10ba3470d8101/scripts/site-bundle.7a52a694fd4248c18775c6aa813a0358.js" type="text/javascript"></script> </body> </html>

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