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Consumer Protection Litigation and Enforcement

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</li> <li> <a href="/practice-landing/derivatives" data-categories="05d8f0c852a6432b9ae54d239d3beebf, a6437f78ac3e4343a011238a4f950568">Derivatives</a> </li> <li> <a href="/practice-landing/economic-sanctions-and-foreign-investments" data-categories="a6437f78ac3e4343a011238a4f950568">Economic Sanctions and Foreign Investments</a> </li> <li> <a href="/practice-landing/ediscovery" data-categories="3d9b185daa2c4f5ba608e231954581f0">e-Discovery</a> </li> <li> <a href="/practice-landing/emerging-markets" data-categories="a46d97811ae24b8aa43e590b7a41e8da, a6437f78ac3e4343a011238a4f950568">Emerging Markets</a> </li> <li> <a href="/practice-landing/energy" data-categories="753d693b15694bccb3cbd730518152f6">Energy</a> </li> <li> <a href="/practice-landing/environmental-law" data-categories="a6437f78ac3e4343a011238a4f950568">Environmental Law</a> </li> <li> <a href="/practice-landing/environmental-social-governance-esg" data-categories="05d8f0c852a6432b9ae54d239d3beebf, 3d9b185daa2c4f5ba608e231954581f0, a6437f78ac3e4343a011238a4f950568">Environmental, Social, and Governance (ESG)</a> </li> <li> <a href="/practice-landing/europe" data-categories="a46d97811ae24b8aa43e590b7a41e8da">Europe</a> </li> <li> <a href="/practice-landing/executive-compensation-and-employee-benefits" data-categories="05d8f0c852a6432b9ae54d239d3beebf, a6437f78ac3e4343a011238a4f950568">Executive Compensation and Employee Benefits</a> </li> <li> <a href="/practice-landing/false-claims-act" data-categories="">False Claims Act</a> </li> <li> <a href="/practice-landing/family-offices" data-categories="">Family Offices</a> </li> <li> <a href="/practice-landing/financial-technology" data-categories="753d693b15694bccb3cbd730518152f6">Financial Technology</a> </li> <li> <a href="/practice-landing/foreign-investment-review" data-categories="a6437f78ac3e4343a011238a4f950568">Foreign Investment Review</a> </li> <li> <a href="/practice-landing/france" 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href="/practice-landing/special-purpose-acquisition-companies" data-categories="">Special Purpose Acquisition Companies</a> </li> <li> <a href="/practice-landing/sports" data-categories="753d693b15694bccb3cbd730518152f6, 3d9b185daa2c4f5ba608e231954581f0">Sports</a> </li> <li> <a href="/practice-landing/state-aid" data-categories="3d9b185daa2c4f5ba608e231954581f0, a6437f78ac3e4343a011238a4f950568">State Aid</a> </li> <li> <a href="/practice-landing/structured-finance" data-categories="05d8f0c852a6432b9ae54d239d3beebf">Structured Finance</a> </li> <li> <a href="/practice-landing/tax" data-categories="05d8f0c852a6432b9ae54d239d3beebf, a6437f78ac3e4343a011238a4f950568">Tax</a> </li> <li> <a href="/practice-landing/technology" data-categories="753d693b15694bccb3cbd730518152f6">Technology</a> </li> <li> <a href="/practice-landing/telecommunications" data-categories="753d693b15694bccb3cbd730518152f6">Telecommunications</a> </li> <li> <a href="/practice-landing/united-kingdom" 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</div> <div class="small-slider__item"> <h2 class="small-slider__title">“Cleary ‘not only provides great legal judgment but also advises in a timely manner.’”</h2> <div class="small-slider__separator"></div> <p class="small-slider__cta"> The Legal 500 U.S. </p> </div> <div class="small-slider__item"> <h2 class="small-slider__title">“[W]idely regarded as a go-to practice for international clients involved in commercial litigation in the USA thanks to its extensive cross-border experience.” </h2> <div class="small-slider__separator"></div> <p class="small-slider__cta"> Chambers Global </p> </div> </section> </section> <main role="main" class="col-wrapper--outer "> <div class="col-wrapper--inner"> <div class="col"> <section class="content-section rich-text narrative"> <div class="section__content rtf-is-expandable"> <p>Cleary Gottlieb advises businesses in consumer-related industries&mdash;consumer products, financial services, and others&mdash;in a broad range of domestic and international consumer protection-related civil litigation and regulatory matters.</p> <p>Cleary&rsquo;s experience includes defending clients in class actions and other private civil litigation related to consumer financial services and products, including extensive experience litigating claims brought under state consumer protection acts (little-FTC Acts). We also are experienced with navigating regulatory, compliance, and enforcement matters before the Consumer Financial Protection Bureau (CFPB), the Federal Trade Commission (FTC), U.S. Department of Justice (DOJ), Office of the Comptroller of the Currency (OCC), and other state, federal, and foreign government agencies.</p> <p>In this space, Cleary has represented multinational corporations, airlines, manufacturers, consumer products companies, lenders, loan servicers, credit card issuers, and other financial institutions and service providers.</p> <p>Our practice includes senior lawyers in New York and Washington, D.C. who provide experience and credibility with the government, including through their experience working alongside or at the CFPB and FTC during their public tenures. The Cleary team includes a deep bench of former federal prosecutors, including two recent Acting U.S. Attorneys for the Southern District of New York; a recent Director of the FTC&rsquo;s Bureau of Competition, who has significant experience with FTC advertising and marketing investigations; several former senior officials from the FTC and the U.S. Department of Justice; and several former senior officials of the U.S. Securities and Exchange Commission, including its most recent Chief Litigation Counsel of the Enforcement Division. The firm regularly draws upon the experience of many other partners, including former senior officials of the Justice Department&rsquo;s Antitrust Division and the Federal Deposit Insurance Corporation.</p> <p>Consistent with the firm&rsquo;s client-centered approach, the team routinely consults with other senior lawyers practicing in areas such as consumer products and retail, antitrust, banking, and tax so that our clients always benefit from the talents and resources of the entire firm.</p> </div> </section> <section class="content-section notable-experience section-expandable"> <div class="section__header"> <p class="content-section__header">Notable Experience</p> <button class="section-expandable__trigger">trigger</button> </div> <div class="section__content"> <div class="notable-experience__experience-item"> <div class="truncated-list"> <ul class="indented-list truncated-list__content"> <li class="indented-list__item truncated-list__item"> <p>Bosch in one of the largest multidistrict consumer class action litigations and related litigation, based on consumer protection statutes of all 50 states, and related investigations by federal and state authorities relating to diesel emissions.</p> </li> <li class="indented-list__item truncated-list__item"> <p>Domestic and multinational financial services corporations in civil litigations involving credit card practices and related enforcement actions brought by the CFPB and OCC.</p> </li> <li class="indented-list__item truncated-list__item"> <p>Copa Airlines in a putative class action alleging breach of contract claims involving flight cancellations due to the COVID-19 pandemic, based on the federal aviation consumer protection statute.</p> </li> <li class="indented-list__item truncated-list__item"> <p>LATAM Airlines in a putative class action brought by TM Solutions alleging violations of Florida&rsquo;s Deceptive and Unfair Trade Practices Act and related claims in connection with ticket cancellations due to airline policy.</p> </li> <li class="indented-list__item truncated-list__item"> <p>Deutsche Bank on behalf of U.S. Trust Company subsidiaries in their capacities as trustees of PEAKS, with respect to settlements with the CFPB, 47 states, and the District of Columbia, involving allegedly unfair or deceptive acts or practices by the lender in connection with its private student loan program under the Consumer Financial Protection Act and numerous little-FTC Acts.</p> </li> <li class="indented-list__item truncated-list__item"> <p>LVNV in federal class action litigation alleging violations of the Federal Debt Collection Practices Act (FDCPA) and state debt collection statutes.</p> </li> <li class="indented-list__item truncated-list__item"> <p>FTC investigations related to advertising claims and compliance with consent decrees involving both manufacturers and retailers.</p> </li> <li class="indented-list__item truncated-list__item"> <p>Numerous little-FTC Act class action litigations based on advertising claims, marketing practices, and related issues in consumer-facing industries including beverages, construction products, title insurance, and others.</p> </li> <li class="indented-list__item truncated-list__item"> <p>State Attorney General little-FTC Act investigations into advertising and marketing practices in multiple states including Maryland, Louisiana, Florida, and Texas.</p> </li> <li class="indented-list__item truncated-list__item"> <p>A financial institution in connection with an action brought by the Attorney General of West Virginia alleging violations of the West Virginia&rsquo;s Consumer Credit and Protection Act.</p> </li> <li class="indented-list__item truncated-list__item"> <p>Bally North America, a retail corporation, in federal class action litigation involving claims under the Fair and Accurate Credit Transactions Act (FACTA).</p> </li> <li class="indented-list__item truncated-list__item"> <p>Transform/ESL in connection with a class action brought by purchasers of appliance service contracts alleging breach of contract, fraud, and violations of Pennsylvania&rsquo;s Unfair Trade Practices and Consumer Protection Law.</p> </li> <li class="indented-list__item truncated-list__item"> <p>A major conglomerate corporation in connection with false advertising claims brought by a competitor.</p> </li> <li class="indented-list__item truncated-list__item"> <p>A foreign television operator in connection with proceedings involving claims under the Italian Consumers&rsquo; Code.</p> </li> </ul> <a href="#" class="content-section__see-more truncated-list__trigger">See More</a> </div> </div> </div> </section> <section class="content-section content-list section-expandable section-publications"> <div class="section__header"> <p class="content-section__header">Publications</p> <button class="section-expandable__trigger">trigger</button> </div> <div class="section__content"> <div class="truncated-list"> <ul class="truncated-list__content"> <li class="content-list__item"> <p> <a href="/news-and-insights/publication-listing/amendments-to-the-digital-markets-competition-and-consumers-bill-passed">Amendments to the Digital Markets, Competition, and Consumers Bill Passed</a> </p> </li> <li class="content-list__item"> <p> <a href="/news-and-insights/publication-listing/cma-warns-wowcher-over-online-choice-architecture-practices">CMA Warns Wowcher Over Online Choice Architecture Practices</a> </p> </li> <li class="content-list__item"> <p> <a href="/news-and-insights/publication-listing/at-a-glance-class-action-formation-in-usa">At a Glance: Class Action Formation in USA</a> </p> </li> </ul> <a href="/search-results?categories=publications&search=Consumer+Protection+Litigation+and+Enforcement&practiceName=92c6b50ea62f472cb8bfe3448c02253a&filter=related_practices" class="content-section__see-more"> View All </a> </div> </div> </section> <section class="content-section content-list section-expandable section-events"> <div class="section__header"> <p class="content-section__header">Events</p> <button class="section-expandable__trigger">trigger</button> </div> <div class="section__content"> <div class="truncated-list"> <ul class="truncated-list__content"> <li class="content-list__item"> <h4 class="content-list__item-header">December 14, 2023</h4> <p> <a href="/news-and-insights/events-listing/cleary-breakfast-recent-developments-in-consumer-protection-law-from-the-modernization-directive-to-greenwashing">Cleary Breakfast: Recent Developments in Consumer Protection Law: From the Modernization Directive to Greenwashing</a> </p> </li> <li class="content-list__item"> <h4 class="content-list__item-header">April 20, 2023</h4> <p> <a href="/news-and-insights/events-listing/intelligenza-artificiale-e-sfide-del-mondo-digitale-nei-contesti-privacy-e-consumer-protection">Intelligenza artificiale e sfide del mondo digitale nei contesti privacy e consumer protection</a> </p> </li> <li class="content-list__item"> <h4 class="content-list__item-header">March 14, 2023</h4> <p> <a href="/news-and-insights/events-listing/consumer-protection-and-unfair-commercial-practices-recent-case-law-and-legislative-developments-and-organizational-impacts">Consumer Protection and Unfair Commercial Practices: Recent Case Law and Legislative Developments and Organizational Impacts</a> </p> </li> </ul> <a href="/search-results?categories=events&search=Consumer+Protection+Litigation+and+Enforcement&practiceName=92c6b50ea62f472cb8bfe3448c02253a&filter=related_practices" class="content-section__see-more">View All</a> </div> </div> </section> </div> <div class="col col--side"> <aside class="side-section related-link"> <h3 class="related-link__title"> <a href="/professionals?experience=92c6b50ea62f472cb8bfe3448c02253a" class="related-link__title--link">Related Lawyers</a> </h3> </aside> <aside class="side-section complex-list section-expandable"> <header class="section__header"> <h3 class="side-section__header">Honors and Distinctions</h3> <span class="section-expandable__trigger">trigger</span> </header> <div class="section__content"> <div class="truncated-list"> <ul class="truncated-list__content"> <li class="complex-list__item truncated-list__item"> <p class="complex-list__item-title no-margin">Leading Firm for Dispute Resolution: International Litigation; General Commercial Disputes; Securities Litigation: Defense</p> <div class="rtf-is-expandable"> <p><em>The Legal 500 U.S., 2024</em><br></p> </div> </li> <li class="complex-list__item truncated-list__item"> <p class="complex-list__item-title no-margin">Leading Firm for Arbitration (International); Dispute Resolution; Corporate Investigations/Anti-Corruption</p> <div class="rtf-is-expandable"> <p><em>Chambers Global, 2024</em><br></p> </div> </li> <li class="complex-list__item truncated-list__item"> <p class="complex-list__item-title no-margin">Nationally Recommended Firm in White-Collar Defense</p> <div class="rtf-is-expandable"> <p><em>Benchmark Litigation, 2011-2021</em><br></p> </div> </li> </ul> <a href="#" class="side-section__see-more truncated-list__trigger">See More</a> </div> </div> </aside> <aside class="side-section simple-list section-expandable" data-conditional-start-closed="1"> <header class="section__header"> <h3 class="side-section__header"> Related Topics </h3> <button class="section-expandable__trigger">trigger</button> </header> <div class="section__content"> <ul> <li class="simple-list__item"> <a href="/practice-landing/banking-and-financial-institutions"> Banking and Financial Institutions </a> </li> <li class="simple-list__item"> <a href="/practice-landing/consumer-products-and-retail"> Consumer Products and Retail </a> </li> <li class="simple-list__item"> <a href="/practice-landing/litigation-and-arbitration"> Litigation and Arbitration </a> </li> <li class="simple-list__item"> <a href="/practice-landing/white-collar-defense-and-investigations"> White-Collar Defense and Investigations </a> </li> </ul> </div> </aside> <aside class="side-section simple-list section-expandable section-news"> <header class="section__header"> <h3 class="side-section__header">News</h3> <span class="section-expandable__trigger">trigger</span> </header> <div class="section__content"> <ul> <li class="simple-list__item"><a href="/news-and-insights/news-listing/cleary-gottlieb-receives-exceptional-chambers-global-2024-rankings">Cleary Receives Exceptional Chambers Global 2024 Rankings</a></li> <li class="simple-list__item"><a href="/news-and-insights/news-listing/two-cleary-gottlieb-teams-named-litigator-of-the-week-finalists">Two Cleary Teams Named ‘Litigator of the Week’ Finalists</a></li> </ul> <a href="/search-results?categories=news&search=Consumer+Protection+Litigation+and+Enforcement&practiceName=92c6b50ea62f472cb8bfe3448c02253a&filter=related_practices" class="side-section__see-more">View All</a> </div> </aside> </div> </div> </main> </div> <footer class="footer" id="footer" role="contentinfo"> <div class="footer__container"> <a href="/" class="secondary-logo"> <img src="https://www.clearygottlieb.com/-/media/images/navigation/footerlogo-w.svg?as=0&amp;w=50&amp;hash=CF31EE95E918B77F0EB396BE67BC993D" class="no-print" width="50" height="59" alt="footerlogo-w"/> <img src="https://www.clearygottlieb.com/-/media/images/icons/global/footerlogoblack.png?as=0&amp;h=71&amp;iar=0&amp;w=60&amp;sc_lang=en&amp;hash=5B65DFAC4A55BB4A81704A2F0FE8AE22" class="print" alt="footerlogoblack" width="60" height="71"/> </a> <nav role="navigation" class="footer__nav" aria-label="Footer Navigation Links"> <a href='https://www.clearyalumni.com' class='footer__nav--item' title='Alumni Login'>Alumni Login</a> <a href='/footer/contact-us' class='footer__nav--item' title='Contact Us'>Contact Us</a> <a href='/footer/privacy' class='footer__nav--item' title='Privacy'>Privacy</a> <a href='/footer/terms-of-use-and-legal-notices' class='footer__nav--item' title='Terms of Use and Legal Notices'>Terms of Use and Legal Notices</a> <a href='/footer/responsible-ai-principles' class='footer__nav--item' title='Responsible AI Principles'>Responsible AI Principles</a> <a href='/footer/environmental-statement' class='footer__nav--item' title='Environmental Statement'>Environmental Statement</a> <a href='/footer/site-map' class='footer__nav--item' title='Site Map'>Site Map</a> </nav> <aside class="footer__social-media" role="complementary"> <div class="footer__social-media--links" aria-label="Social Links" role="navigation"> <a href='https://www.linkedin.com/company/cleary-gottlieb-steen-&amp;-hamilton-llp' class='footer__social-media--item' target='_blank' rel='noopener noreferrer'> <img src="https://www.clearygottlieb.com/-/media/images/icons/global/social-media/iconlinkedin-svg.svg?sc_lang=en&amp;hash=ECFEE567FC1D3A00CC5E53B3CFC4BBD2" data-hover-src="https://www.clearygottlieb.com/-/media/images/icons/global/social-media/iconlinkedinhover-svg.svg?sc_lang=en&amp;hash=68DEA41240A122028C7BB8F0181DEB6D" alt="Cleary Gottlieb Steen &amp;amp; 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