International Money Transfer | Send Money Abroad

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aria-hidden="true"></span> <span class="header-main-navigation-subtitle">Short & long-term</span> </div> <div aria-hidden="true" class="doormat-menu" data-source="header-doormat-1"> <div class="doormat-container row"> <div class="doormat-main sm-12 lg-9"> <div class="row"> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/credit-cards/" data-event-component="topnav" data-event-name="Borrowing: Credit cards" class="doormat-heading-link"> <h2 class="doormat-heading">Credit cards</h2> </a> <ul class="doormat-links"> <li> <a href="/credit-cards/balance-transfer-credit-cards/" aria-label="Balance transfer credit cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: Balance transfer cards"> Balance transfer credit cards </a> </li> <li> <a href="https://www.hsbc.co.uk/credit-cards/purchase-credit-cards/" aria-label="Purchase cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: Purchase cards"> Purchase cards </a> </li> <li> <a href="https://www.hsbc.co.uk/credit-cards/rewards-credit-cards/" aria-label="Rewards cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: reward cards"> Rewards cards </a> </li> <li> <a href="https://www.hsbc.co.uk/credit-cards/credit-builder-credit-cards/" aria-label="Credit building cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: Credit building cards"> Credit building cards </a> </li> <li> <a href="https://www.hsbc.co.uk/credit-cards/premier-credit-cards/" aria-label="Premier cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: Premier cards"> Premier cards </a> </li> <li> <a href="/loans/ways-to-borrow/" aria-label="Ways to borrow"> Ways to borrow </a> </li> <li> <a href="/credit-cards/eligibility-checker/" aria-label="Credit card eligibility checker" data-event-component="topnav" data-event-name="Borrowing: Credit cards: credit card eligibility checker"> Credit card eligibility checker </a> </li> <li> <a href="https://www.hsbc.co.uk/credit-cards/products/" aria-label="See all credit cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: See all credit cards"> See all credit cards </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/loans/" data-event-component="topnav" data-event-name="Borrowing: Loans" class="doormat-heading-link"> <h2 class="doormat-heading">Loans</h2> </a> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/loans/products/personal/" aria-label="Personal Loan" data-event-component="topnav" data-event-name="Borrowing: Loans: Personal Loan"> Personal Loan </a> </li> <li> <a href="https://www.hsbc.co.uk/loans/products/premier/" aria-label="Premier Loan" data-event-component="topnav" data-event-name="Borrowing: Loans: Premier Loan"> Premier Loan </a> </li> <li> <a href="https://www.hsbc.co.uk/loans/products/car-loan/" aria-label="Car Loan" data-event-component="topnav" data-event-name="Borrowing: Loans: Car Loan"> Car Loan </a> </li> <li> <a href="https://www.hsbc.co.uk/loans/products/home-improvements/" aria-label="Home Improvement Loan" data-event-component="topnav" data-event-name="Borrowing: Loans: Home Improvement Loan"> Home Improvement Loan </a> </li> <li> <a href="https://www.hsbc.co.uk/loans/products/top-up-loans/" aria-label="Top up your loan" data-event-component="topnav" data-event-name="Borrowing: Loans: Top up your loan"> Top up your loan </a> </li> <li> <a href="/loans/ways-to-borrow/" aria-label="Ways to borrow"> Ways to borrow </a> </li> <li> <a href="/loans/products/debt-consolidation/" aria-label="Debt Consolidation Loan"> Debt Consolidation Loan </a> </li> <li> <a href="/loans/flexipay/" aria-label="HSBC Flexipay"> HSBC Flexipay </a> </li> <li> <a href="https://www.hsbc.co.uk/loans/" aria-label="See all loans" data-event-component="topnav" data-event-name="Borrowing: Loans: See all loans"> See all loans </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/mortgages/" data-event-component="topnav" data-event-name="Borrowing: Mortgages" class="doormat-heading-link"> <h2 class="doormat-heading">Mortgages</h2> </a> <ul class="doormat-links"> <li> <a href="/mortgages/existing-customers/switch/" aria-label="Switch your mortgage rate"> Switch your mortgage rate </a> </li> <li> <a href="https://www.hsbc.co.uk/mortgages/move-your-mortgage/" aria-label="Remortgage to HSBC" data-event-component="topnav" data-event-name="Borrowing: Mortgages: Remortgage to HSBC"> Remortgage to HSBC </a> </li> <li> <a href="https://www.hsbc.co.uk/mortgages/first-time-buyers/" aria-label="First-time buyers" data-event-component="topnav" data-event-name="Borrowing: Mortgages: First-time Buyers"> First-time buyers </a> </li> <li> <a href="https://www.hsbc.co.uk/mortgages/how-to-apply/" aria-label="Get a decision in principle" data-event-component="topnav" data-event-name="Borrowing: Mortgages: Get a decision in principle"> Get a decision in principle </a> </li> <li> <a href="/mortgages/moving-home/" aria-label="Moving home" data-event-component="topnav" data-event-name="Borrowing: Mortgages: 95% mortgages"> Moving home </a> </li> <li> <a href="https://www.hsbc.co.uk/mortgages/our-rates/" aria-label="Mortgage rates" data-event-component="topnav" data-event-name="Borrowing: Mortgages: Mortgage rates"> Mortgage rates </a> </li> <li> <a href="https://www.hsbc.co.uk/mortgages/calculators/" aria-label="Mortgage calculators" data-event-component="topnav" data-event-name="Borrowing: Mortgages: Calculators"> Mortgage calculators </a> </li> <li> <a href="/mortgages/application-in-progress/" aria-label="Continue my application"> Continue my application </a> </li> </ul> </div> </div> </div> </div> </div> <div class="doormat-highlight sm-12 lg-3"> <div class="doormat-highlight-menu"> <div> <div class="links-group"> <h2 class="doormat-heading">Already borrowing with us?</h2> <ul class="doormat-links"> <li> <a href="/mortgages/cost-of-living-support/" aria-label="Mortgage charter" data-event-component="topnav" data-event-name="Borrowing: Already borrowing with us: Mortgage charter"> Mortgage charter </a> </li> <li> <a href="/mortgages/existing-customers/" aria-label="Manage your existing mortgage" data-event-component="topnav" data-event-name="Borrowing: Already borrowing with us: Manage your existing mortgage"> Manage your existing mortgage </a> </li> <li> <a href="https://www.hsbc.co.uk/help/money-worries/" aria-label="Money worries " data-event-component="topnav" data-event-name="Borrowing: Mortgage payment support"> Money worries </a> </li> <li> <a href="/help/money-worries/mortgage-payments/" aria-label="Mortgage payment support" data-event-component="topnav" data-event-name="Borrowing: Mortgage payment support"> Mortgage payment support </a> </li> <li> <a href="/credit-cards/existing-customers/" aria-label="Manage your credit card" data-event-component="topnav" data-event-name="Borrowing: Already borrowing with us: Manage your cards"> Manage your credit card </a> </li> <li> <a href="/credit-cards/fees/" aria-label="Credit card fees and rates"> Credit card fees and rates </a> </li> <li> <a href="/help/bank-of-england-base-rate/" aria-label="Base rate information" data-event-component="topnav" data-event-name="Borrowing: Already borrowing with us: Base rate information"> Base rate information </a> </li> <li> <a href="/credit-cards/credit-card-repayment-calculator/" aria-label="Credit card repayment calculator"> Credit card repayment calculator </a> </li> </ul> </div> </div> </div> </div> </div> </div> </li> <li class="header-main-navigation-item" tabindex="0"> <div data-target="header-doormat-2" class="header-mobile-doormat-2 header-doormat-mobile-title sidebar-submenu-trigger"> <span class="icon icon-investment hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-title">Investing</span> <span class="icon icon-chevron-right hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-subtitle">Products & planning</span> </div> <div aria-hidden="true" class="doormat-menu" data-source="header-doormat-2"> <div class="doormat-container row"> <div class="doormat-main sm-12 lg-9"> <div class="row"> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/investments/" data-event-component="topnav" data-event-name="Investing: Ways to invest" class="doormat-heading-link"> <h2 class="doormat-heading">Investing</h2> </a> <ul class="doormat-links"> <li> <a href="/investments/new-to-investing/" aria-label="New to investing?" data-event-component="topnav" data-event-name="investing: way to invest: new to investing"> New to investing? </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/isas/" aria-label="Stocks & shares ISA" data-event-component="topnav" data-event-name="Investing: Ways to invest: Invest in an ISA"> Stocks & shares ISA </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/funds/" aria-label="Invest in funds" data-event-component="topnav" data-event-name="Investing: Ways to invest: Invest in funds"> Invest in funds </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/products/invest-direct/" aria-label="Invest in shares" data-event-component="topnav" data-event-name="Investing: Ways to invest: Invest in invest-direct"> Invest in shares </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/products/" aria-label="See all investments" data-event-component="topnav" data-event-name="Investing: Ways to invest: Invest in products"> See all investments </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/investments/advice/" data-event-component="topnav" data-event-name="Investing: Your advice options" class="doormat-heading-link"> <h2 class="doormat-heading">Advice</h2> </a> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/investments/advice/financial-advice/" aria-label="Financial advice" data-event-component="topnav" data-event-name="Investing: Your advice options: Financial advice"> Financial advice </a> </li> <li> <a href="/investments/advice/premier-investment-management-service/" aria-label="Premier investment management" data-event-component="topnav" data-event-name="Investing: Your advice options: Premier investment management"> Premier investment management </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/protection-advice/" aria-label="Protection advice" data-event-component="topnav" data-event-name="Investing: Your advice options: Protection advice"> Protection advice </a> </li> </ul> </div> <div class="links-group"> <a href="https://www.hsbc.co.uk/retirement/" data-event-component="topnav" data-event-name="Investing: Visualise your retirement" class="doormat-heading-link"> <h2 class="doormat-heading">Retirement</h2> </a> <ul class="doormat-links"> <li> <a href="https://retirementcalculator.hsbc.co.uk" aria-label="Retirement calculator" data-event-component="topnav" data-event-name="Investing: Visualise your retirement: Retirement calculator"> Retirement calculator </a> </li> <li> <a href="https://www.hsbc.co.uk/retirement/investing-for-retirement/" aria-label="Investing for retirement" data-event-component="topnav" data-event-name="Investing: Visualise your retirement: Investing for retirement"> Investing for retirement </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/wealth/planning/" data-event-component="topnav" data-event-name="Investing: Improve your knowledge " class="doormat-heading-link"> <h2 class="doormat-heading">Wealth planning </h2> </a> <ul class="doormat-links"> <li> <a href="/wealth/planning/future-planner/" aria-label="Future Planner " data-event-component="topnav" data-event-name="Future Planner "> Future Planner </a> </li> <li> <a href="/investments/goal-based-investing/" aria-label="Investment goals" data-event-component="topnav" data-event-name="Investing: Ways to invest: Investment goals"> Investment goals </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/financial-action-plan" aria-label="Your financial action plan" data-event-component="topnav" data-event-name="Investing: Invest in yourself: Your financial action plan"> Your financial action plan </a> </li> <li> <a href="/wealth/investment-calculator/" aria-label="Investment calculator" data-event-component="topnav" data-event-name="Investing: Invest in yourself: Investment calculator"> Investment calculator </a> </li> <li> <a href="/wealth/education-calculator/" aria-label="Children’s education calculator" data-event-component="topnav" data-event-name="investing: improve your knowledge: children's education calculator"> Children’s education calculator </a> </li> <li> <a href="https://www.hsbc.co.uk/wealth/insights/" aria-label="Wealth Insights" data-event-component="topnav" data-event-name="Investing: Invest in yourself: HSBC Wealth insights"> Wealth Insights </a> </li> </ul> </div> <div class="links-group"> <ul class="doormat-links"> </ul> </div> </div> </div> </div> </div> <div class="doormat-highlight sm-12 lg-3"> <div class="doormat-highlight-menu"> <div> <div class="links-group"> <h2 class="doormat-heading">Already investing with us?</h2> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/investments/existing-customers/" aria-label="Manage your investments" data-event-component="topnav" data-event-name="Investing: Already investing with us?: Manage your investments"> Manage your investments </a> </li> <li> <a href="/investments/existing-customers/goal-based-investing/" aria-label="How to use investment goals" data-event-component="topnav" data-event-name="Investing: Already investing with us?: How to use investment goals"> How to use investment goals </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/existing-customers/global-investment-centre/" aria-label="How to use our Global Investment Centre" data-event-component="topnav" data-event-name="Investing: Already investing with us?: How to buy and sell funds"> How to use our Global Investment Centre </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/existing-customers/invest-direct/" aria-label="How to use InvestDirect" data-event-component="topnav" data-event-name="Investing: Already investing with us?: How to buy and sell shares"> How to use InvestDirect </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/products/onshore-investment-bond/" aria-label="Onshore Investment Bond" data-event-component="topnav" data-event-name="Investing: Already investing with us?: Onshore Investment Bond"> Onshore Investment Bond </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/products/child-trust-fund/" aria-label="Child Trust Fund" data-event-component="topnav" data-event-name="Investing:Already investing with us?: Child Trust Fund"> Child Trust Fund </a> </li> <li> <a href="/investments/existing-customers/flexible-retirement-account/" aria-label="Manage your Flexible Retirement Account" data-event-component="topnav" data-event-name="Investing: Already investing with us?: Manage your Flexible Retirement Account"> Manage your Flexible Retirement Account </a> </li> </ul> </div> </div> </div> </div> </div> </div> </li> <li class="header-main-navigation-item" tabindex="0"> <div data-target="header-doormat-3" class="header-mobile-doormat-3 header-doormat-mobile-title sidebar-submenu-trigger"> <span class="icon icon-insurance hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-title">Insurance</span> <span class="icon icon-chevron-right hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-subtitle">Property & family</span> </div> <div aria-hidden="true" class="doormat-menu" data-source="header-doormat-3"> <div class="doormat-container row"> <div class="doormat-main sm-12 lg-9"> <div class="row"> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="/insurance/" data-event-component="topnav" data-event-name="Insurance: Insurance" class="doormat-heading-link"> <h2 class="doormat-heading">Insurance</h2> </a> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/insurance/home/" aria-label="Home Insurance" data-event-component="topnav" data-event-name="Insurance: Insurance: Home Insurance"> Home Insurance </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/contents/" aria-label="Contents Insurance" data-event-component="topnav" data-event-name="Insurance: Insurance: Contents Insurance"> Contents Insurance </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/travel/" aria-label="Travel Insurance" data-event-component="topnav" data-event-name="Banking: Insurance: Travel Insurance"> Travel Insurance </a> </li> <li> <a href="https://www.business.hsbc.uk/en-gb/products-and-solutions/insurance" aria-label="Small Business Insurance" data-event-component="topnav" data-event-name="Banking: Insurance: Small Business Insurance"> Small Business Insurance </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/" aria-label="See all insurance" data-event-component="topnav" data-event-name="Insurance: Insurance: See all insurance"> See all insurance </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/insurance/life/" data-event-component="topnav" data-event-name="Insurance: Life:" class="doormat-heading-link"> <h2 class="doormat-heading">Life</h2> </a> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/insurance/products/life-cover/" aria-label="Life Cover" data-event-component="topnav" data-event-name="Insurance: Life: Life Cover"> Life Cover </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/critical-illness-cover/" aria-label="Critical Illness Cover" data-event-component="topnav" data-event-name="Insurance: Life: Critical Illness Cover"> Critical Illness Cover </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/income-protection/" aria-label="Income Protection Insurance" data-event-component="topnav" data-event-name="Insurance: Life: Income Protection Insurance"> Income Protection Insurance </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/protection-advice/" aria-label="Protection advice" data-event-component="topnav" data-event-name="Insurance: Life: Protection advice"> Protection advice </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/life/" aria-label="See all life insurance" data-event-component="topnav" data-event-name="Insurance: Life: See all life insurance products"> See all life insurance </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <h2 class="doormat-heading">Claims</h2> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/insurance/products/select-and-cover/claims/" aria-label="Select and Cover claims"> Select and Cover claims </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/home/claims/" aria-label="Home Insurance claims"> Home Insurance claims </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/life/claims/" aria-label="Life Insurance claims" data-event-component="topnav" data-event-name="Insurance: Claims: Life Insurance claims"> Life Insurance claims </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/travel/claims/" aria-label="Travel Insurance claims" data-event-component="topnav" data-event-name="Insurance: Claims: Travel Insurance claims"> Travel Insurance claims </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/aspects/claims/" aria-label="Aspects Insurance claims" data-event-component="topnav" data-event-name="Insurance: Claims: Aspects Insurance claims"> Aspects Insurance claims </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/travel/claims/" aria-label="Premier Travel Insurance claims" data-event-component="topnav" data-event-name="Insurance: Claims: Premier Travel Insurance claims"> Premier Travel Insurance claims </a> </li> </ul> </div> </div> </div> </div> </div> <div class="doormat-highlight sm-12 lg-3"> <div class="doormat-highlight-menu"> <div> <div class="links-group"> <h2 class="doormat-heading">Already insured by us? </h2> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/insurance/products/select-and-cover/claims/" aria-label="Select and Cover support" data-event-component="topnav" data-event-name="Insurance: Already insured by us?: Select and Cover support"> Select and Cover support </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/home/claims/" aria-label="Home Insurance support" data-event-component="topnav" data-event-name="Insurance: Already insured by us?: Home Insurance support"> Home Insurance support </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/life/claims/" aria-label="Life Insurance support" data-event-component="topnav" data-event-name="Insurance: Already insured by us?: Life Insurance support"> Life Insurance support </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/premier-travel/" aria-label="Premier Travel support" data-event-component="topnav" data-event-name="Insurance: Already insured by us?: Premier Travel support"> Premier Travel support </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/aspects/" aria-label="Aspects Insurance support" data-event-component="topnav" data-event-name="Insurance: Already insured by us?: Aspects Insurance support"> Aspects Insurance support </a> </li> </ul> </div> </div> </div> </div> </div> </div> </li> <li class="header-main-navigation-item" tabindex="0"> <div data-target="header-doormat-4" class="header-mobile-doormat-4 header-doormat-mobile-title sidebar-submenu-trigger"> <span class="icon icon-health hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-title">Wellbeing</span> <span class="icon icon-chevron-right hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-subtitle">Financial health & support</span> </div> <div aria-hidden="true" class="doormat-menu" data-source="header-doormat-4"> <div class="doormat-container row"> <div class="doormat-main sm-12 lg-9"> <div class="row"> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="/financial-fitness/" data-event-component="topnav" data-event-name="Wellbeing: Financial fitness" class="doormat-heading-link"> <h2 class="doormat-heading">Financial fitness</h2> </a> <ul class="doormat-links"> <li> <a href="/financial-fitness/fitness-score/" aria-label="Financial health tools & webinars" data-event-component="topnav" data-event-name="Financial fitness score tool"> Financial health tools & webinars </a> </li> <li> <a href="/financial-fitness/everyday-budgeting/" aria-label="Everyday budgeting" data-event-component="topnav" data-event-name="Wellbeing: Financial fitness Everyday budgeting"> Everyday budgeting </a> </li> <li> <a href="/financial-fitness/managing-debt/" aria-label="Managing debt" data-event-component="topnav" data-event-name="Wellbeing: Financial fitness: Managing debt"> Managing debt </a> </li> <li> <a href="/financial-fitness/growing-your-money/" aria-label="Growing your money" data-event-component="topnav" data-event-name="Wellbeing: Financial fitness: Growing your money"> Growing your money </a> </li> <li> <a href="/help/security-centre/" aria-label="Staying safe and secure" data-event-component="topnav" data-event-name="Wellbeing: Financial fitness: Staying safe and secure"> Staying safe and secure </a> </li> <li> <a href="/financial-education/" aria-label="Learning about money" data-event-component="topnav" data-event-name="Wellbeing: Financial fitness: Learning about money"> Learning about money </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="/new-beginnings/" data-event-component="topnav" data-event-name="Wellbeing: New Beginnings" class="doormat-heading-link"> <h2 class="doormat-heading">New beginnings</h2> </a> <ul class="doormat-links"> <li> <a href="/new-beginnings/expanding-your-family/" aria-label="Expanding your family" data-event-component="topnav" data-event-name="Wellbeing: New beginnings: Expanding your family"> Expanding your family </a> </li> <li> <a href="/new-beginnings/getting-married/" aria-label="Getting married" data-event-component="topnav" data-event-name="Wellbeing: New beginnings: Getting married"> Getting married </a> </li> <li> <a href="https://www.hsbc.co.uk/retirement/" aria-label="Planning for retirement" data-event-component="topnav" data-event-name="Wellbeing: New beginnings: Planning for retirement"> Planning for retirement </a> </li> <li> <a href="/mortgages/first-time-buyers/" aria-label="Buying your first home" data-event-component="topnav" data-event-name="Wellbeing: New beginnings: Buying your first home"> Buying your first home </a> </li> <li> <a href="/international/moving-abroad/" aria-label="Moving abroad" data-event-component="topnav" data-event-name="Wellbeing: New beginnings: Moving abroad"> Moving abroad </a> </li> <li> <a href="/students/" aria-label="Going to uni" data-event-component="topnav" data-event-name="Wellbeing: New beginnings: Going to uni"> Going to uni </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="/help/life-events/" data-event-component="topnav" data-event-name="Wellbeing: Life events" class="doormat-heading-link"> <h2 class="doormat-heading">Life events</h2> </a> <ul class="doormat-links"> <li> <a href="/help/life-events/bereavement/" aria-label="Bereavement support" data-event-component="topnav" data-event-name="Wellbeing: Life events: Bereavement support"> Bereavement support </a> </li> <li> <a href="/help/life-events/assisting-someone-with-their-money/" aria-label="Assisting someone with their money" data-event-component="topnav" data-event-name="Wellbeing: Life events: Assisting someone with their money"> Assisting someone with their money </a> </li> <li> <a href="/help/life-events/separation/" aria-label="Separation" data-event-component="topnav" data-event-name="Wellbeing: Life events: Separation "> Separation </a> </li> <li> <a href="/help/life-events/unexpected-change/redundancy/" aria-label="Losing your job" data-event-component="topnav" data-event-name="Wellbeing: Life events: Losing your job"> Losing your job </a> </li> <li> <a href="/help/life-events/poa/" aria-label="Power of Attorney" data-event-component="topnav" data-event-name="Wellbeing: Life events: Power of attorney"> Power of Attorney </a> </li> <li> <a href="/accessibility/mental-health-and-support/" aria-label="Mental health and support" data-event-component="topnav" data-event-name="Wellbeing: Life events: Mental health and support"> Mental health and support </a> </li> </ul> </div> </div> </div> </div> </div> <div class="doormat-highlight sm-12 lg-3"> <div class="doormat-highlight-menu"> <div> <div class="links-group"> <a 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data-event-name="Wellbeing: Money worries: Managing your finances"> Managing your finances </a> </li> <li> <a href="/financial-fitness/rising-cost-of-living/" aria-label="Rising cost of living" data-event-component="topnav" data-event-name="Wellbeing: Money worries: Coronavirus support"> Rising cost of living </a> </li> <li> <a href="/help/card-support/gambling-restrictions/" aria-label="Support for gambling" data-event-component="topnav" data-event-name="Wellbeing: Card support: Support for gambling"> Support for gambling </a> </li> </ul> </div> </div> </div> </div> </div> </div> </li> <li class="header-main-navigation-item" tabindex="0"> <div data-target="header-doormat-5" class="header-mobile-doormat-5 header-doormat-mobile-title sidebar-submenu-trigger"> <span class="icon icon-help hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-title">Help</span> <span class="icon icon-chevron-right hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-subtitle">Service & security</span> </div> <div aria-hidden="true" class="doormat-menu" data-source="header-doormat-5"> <div class="doormat-container row"> <div class="doormat-main sm-12 lg-9"> <div class="row"> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="/help/banking-made-easy/" data-event-component="topnav" data-event-name="Help: Managing your account" class="doormat-heading-link"> <h2 class="doormat-heading">Managing your account</h2> </a> <ul class="doormat-links"> <li> <a href="/financial-fitness/rising-cost-of-living/" aria-label="Rising cost of living"> Rising cost of living </a> </li> <li> <a href="/ways-to-bank/" aria-label="Ways to bank" data-event-component="topnav" data-event-name="Help: Managing your account: Ways to bank"> Ways to bank </a> </li> <li> <a href="/help/card-support/" aria-label="Card support" data-event-component="topnav" data-event-name="Help: Managing your account: Card support"> Card support </a> </li> <li> <a href="/help/banking-made-easy/how-to-set-up-a-direct-debit/" aria-label="Set up or cancel a Direct Debit" data-event-component="topnav" data-event-name="Help: Managing your account: Set up or cancel a direct debit"> Set up or cancel a Direct Debit </a> </li> <li> <a href="https://www.hsbc.co.uk/help/banking-made-easy/how-to-set-up-standing-order/" aria-label="Set up or cancel a standing order" data-event-component="topnav" data-event-name="Help: Managing your account: Set up or cancel a standing order"> Set up or cancel a standing order </a> </li> <li> <a href="/help/card-support/dispute-transaction/" aria-label="Query a transaction" data-event-component="topnav" data-event-name="Help: Managing your account: Query a transaction"> Query a transaction </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="/help/security-centre/" data-event-component="topnav" data-event-name="Help: Fraud and security" class="doormat-heading-link"> <h2 class="doormat-heading">Fraud and security</h2> </a> <ul class="doormat-links"> <li> <a href="/help/security-centre/fraud-guide/" aria-label="Fraud guide" data-event-component="topnav" data-event-name="Help: Fraud and security: Fraud guide"> Fraud guide </a> </li> <li> <a href="/help/security-centre/received-a-text/" aria-label="Received a text?" data-event-component="topnav" data-event-name="Help: Fraud and security: Received a text"> Received a text? </a> </li> <li> <a href="/help/security-centre/hsbc-safeguard/" aria-label="HSBC Safeguard" data-event-component="topnav" data-event-name="Help: Fraud and security: HSBC Safeguard"> HSBC Safeguard </a> </li> <li> <a href="/help/security-centre/secure-key/" aria-label="Secure Key" data-event-component="topnav" data-event-name="Help: Fraud and security: Secure Key"> Secure Key </a> </li> <li> <a 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banking </a> </li> <li> <a href="/ways-to-bank/mobile/" aria-label="Mobile banking" data-event-component="topnav" data-event-name="Help: Digital banking: Mobile banking"> Mobile banking </a> </li> <li> <a href="/ways-to-bank/online-banking/" aria-label="Online banking" data-event-component="topnav" data-event-name="Help: Digital banking: Online banking"> Online banking </a> </li> <li> <a href="/current-accounts/banking-at-home/" aria-label="Banking at home" data-event-component="topnav" data-event-name="Help: Digital banking: Banking at home"> Banking at home </a> </li> <li> <a href="/ways-to-bank/mobile/cheque-deposit/" aria-label="Mobile cheque deposit" data-event-component="topnav" data-event-name="Help: Digital banking: Mobile cheque deposit"> Mobile cheque deposit </a> </li> <li> <a href="/help/security-centre/lost-your-details/" aria-label="Reset your log on details" data-event-component="topnav" data-event-name="Help: Digital banking: Reset your online banking details"> Reset your log on details </a> </li> <li> <a href="/ways-to-bank/mobile/money-management/" aria-label="Mobile money management" data-event-component="topnav" data-event-name="Help: Digital banking: Plan ahead"> Mobile money management </a> </li> </ul> </div> </div> </div> </div> </div> <div class="doormat-highlight sm-12 lg-3"> <div class="doormat-highlight-menu"> <div> <div class="links-group"> <a href="/help/" data-event-component="topnav" data-event-name="Help: Help" class="doormat-heading-link"> <h2 class="doormat-heading">Help</h2> </a> <ul class="doormat-links"> <li> <a href="/help/" aria-label="Customer support" data-event-component="topnav" data-event-name="Help: Help: Customer support"> Customer support </a> </li> <li> <a href="https://www.hsbc.co.uk/help/money-worries/" aria-label="Money worries " data-event-component="topnav" data-event-name="Help: Help: Making payments"> Money worries </a> </li> <li> <a href="/help/feedback-and-complaints/" aria-label="Feedback and complaints" data-event-component="topnav" data-event-name="Help: Help: Feedback and complaints"> Feedback and complaints </a> </li> <li> <a href="/help/digital-banking-help-tool/" aria-label="Digital banking help tool" data-event-component="topnav" data-event-name="Help: Help: Digital banking help tool"> Digital banking help tool </a> </li> <li> <a href="/help/bank-of-england-base-rate/" aria-label="Bank of England base rate" data-event-component="topnav" data-event-name="Help: Help: Bank of England base rate"> Bank of England base rate </a> </li> <li> <a href="/help/banking-made-easy/making-payments/" aria-label="Making payments" data-event-component="topnav" data-event-name="Help: Help: Making payments"> Making payments </a> </li> <li> <a href="/accessibility/" aria-label="Accessibility and disability" data-event-component="topnav" data-event-name="Help: Help: Accessibility and disability"> Accessibility and disability </a> </li> <li> <a href="/sustainability/" aria-label="Sustainability" data-event-component="topnav" data-event-name="Help: Help: Sustainability"> Sustainability </a> </li> </ul> </div> </div> </div> </div> </div> </div> </li> </ul> </nav> </div> </div> </div> <div class="header-mobile"> <div class="header-mobile-top hide-on-desktop"> <button class="header-sidebar-trigger" aria-label="Open menu" data-aria-label-open-menu="Open menu" data-aria-label-close-menu="Close menu"> <span class="icon icon-menu" aria-hidden="true"></span> <span class="header-sidebar-trigger-text">Menu</span> </button> <nav id="sidebar" class="header-mobile-sidebar hide-on-desktop"> <div class="header-mobile-sidebar-content"> <div class="close-submenu-trigger" role="button" tabindex="0" aria-label="Close Submenu"> <span class="icon icon-chevron-left" aria-hidden="true"></span> </div> <ul class="header-mobile-doormat" role="menubar"> <li class="header-main-navigation-item" tabindex="0"> <div data-target="header-doormat-0" class="header-mobile-doormat-0 header-doormat-mobile-title sidebar-submenu-trigger"> <span class="icon icon-banking hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-title">Banking</span> <span class="icon icon-chevron-right hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-subtitle">Accounts & services</span> </div> <div aria-hidden="true" class="doormat-menu" data-source="header-doormat-0"> <div class="doormat-container row"> <div class="doormat-main sm-12 lg-9"> <div class="row"> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/current-accounts/" data-event-component="topnav" data-event-name="Banking: Current accounts" class="doormat-heading-link"> <h2 class="doormat-heading">Current accounts</h2> </a> <ul class="doormat-links"> <li> <a href="/current-accounts/products/premier/" aria-label="Premier Account" data-event-component="topnav" data-event-name="Banking: Current accounts: Premier Account"> Premier Account </a> </li> <li> <a href="https://www.hsbc.co.uk/current-accounts/products/bank-account/" aria-label="Bank Account" data-event-component="topnav" data-event-name="Banking: Current accounts: Bank Account"> Bank Account </a> </li> <li> <a href="https://www.hsbc.co.uk/current-accounts/products/advance/" aria-label="Advance Account" data-event-component="topnav" data-event-name="Banking: Current accounts: Advance Account"> Advance Account </a> </li> <li> <a href="https://www.hsbc.co.uk/current-accounts/products/student/" aria-label="Student Account" data-event-component="topnav" data-event-name="Banking: Current accounts: Student Account"> Student Account </a> </li> <li> <a href="https://www.hsbc.co.uk/current-accounts/products/international-student/" aria-label="International Student Account" data-event-component="topnav" data-event-name="Banking: Current accounts: International student account"> International Student Account </a> </li> <li> <a href="https://www.hsbc.co.uk/current-accounts/products/children/" aria-label="Children's Account" data-event-component="topnav" data-event-name="Banking: Current accounts: Childrens Account"> Children's Account </a> </li> <li> <a href="https://www.business.hsbc.uk/en-gb/products-and-solutions/business-accounts" aria-label="Business accounts" data-event-component="topnav" data-event-name="Banking: Current accounts: Business accounts"> Business accounts </a> </li> <li> <a href="/current-accounts/products/jade/private-bank/" aria-label="Private Banking Account" data-event-component="topnav" data-event-name="Banking: Current accounts: Private Banking Account"> Private Banking Account </a> </li> <li> <a href="https://www.hsbc.co.uk/current-accounts/products/" aria-label="See all current accounts" data-event-component="topnav" data-event-name="Banking: Current accounts: See all current accounts"> See all current accounts </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/savings/" data-event-component="topnav" data-event-name="Banking: Savings accounts" class="doormat-heading-link"> <h2 class="doormat-heading">Savings accounts</h2> </a> <ul class="doormat-links"> <li> <a href="/savings/products/fixed-rate-isa/" aria-label="Fixed Rate Cash ISA" data-event-component="topnav" data-event-name="Banking: Savings:Fixed Rate Cash ISA"> Fixed Rate Cash ISA </a> </li> <li> <a href="https://www.hsbc.co.uk/savings/products/online-bonus-saver/" aria-label=" Online Bonus Saver" data-event-component="topnav" data-event-name="Banking: Savings: Online Bonus Saver"> Online Bonus Saver </a> </li> <li> <a href="https://www.hsbc.co.uk/savings/products/regular-saver/" aria-label="Regular Savings Account" data-event-component="topnav" data-event-name="Banking: Savings: Regular Savings Account"> Regular Savings Account </a> </li> <li> <a href="https://www.hsbc.co.uk/savings/products/cash-isa/" aria-label="Loyalty Cash ISA" data-event-component="topnav" data-event-name="Banking: Savings: Loyalty Cash ISA"> Loyalty Cash ISA </a> </li> <li> <a href="https://www.hsbc.co.uk/savings/products/fixed-rate/" aria-label="Fixed Rate Savings Account" data-event-component="topnav" data-event-name="Banking: Savings: Fixed Rate Savings Account"> Fixed Rate Savings Account </a> </li> <li> <a href="https://www.hsbc.co.uk/savings/products/mysavings/" aria-label="Children’s Savings Account" data-event-component="topnav" data-event-name="Banking: Savings: Children’s Savings Account"> Children’s Savings Account </a> </li> <li> <a href="https://www.hsbc.co.uk/savings/easy-access-accounts/" aria-label="Easy access savings accounts" data-event-component="topnav" data-event-name="Banking: Savings: easy access savings accounts"> Easy access savings accounts </a> </li> <li> <a href="https://www.hsbc.co.uk/savings/compare/" aria-label="Compare savings accounts" data-event-component="topnav" data-event-name="Banking: Savings: Compare savings accounts"> Compare savings accounts </a> </li> <li> <a href="https://www.hsbc.co.uk/savings/products/" aria-label="See all savings accounts" data-event-component="topnav" data-event-name="Banking: Savings: See all savings accounts"> See all savings accounts </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/international/" data-event-component="topnav" data-event-name="Banking: International services" class="doormat-heading-link"> <h2 class="doormat-heading">International services</h2> </a> <ul class="doormat-links"> <li> <a href="/current-accounts/products/global-money/" aria-label="Global Money Account" data-event-component="topnav" data-event-name="Global Money Account"> Global Money Account </a> </li> <li> <a href="https://www.hsbc.co.uk/international/using-your-card-abroad/" aria-label="Using your card outside the UK" data-event-component="topnav" data-event-name="Banking: International Services: Using your card outside the UK"> Using your card outside the UK </a> </li> <li> <a href="https://www.hsbc.co.uk/international/travel-money/" aria-label="Travel Money" data-event-component="topnav" data-event-name="Banking: International Services: Travel Money"> Travel Money </a> </li> <li> <a href="https://www.hsbc.co.uk/international/money-transfer/" aria-label="International payments" data-event-component="topnav" data-event-name="Banking: International Services: International payments"> International payments </a> </li> <li> <a href="https://www.hsbc.co.uk/international/currency-account/" aria-label="Currency Account" data-event-component="topnav" data-event-name="Banking: International Services: Currency Account"> Currency Account </a> </li> <li> <a href="https://www.hsbc.co.uk/international/overseas-account-opening/" aria-label="Opening an account outside the UK" data-event-component="topnav" data-event-name="Banking: International Services: International Bank Account"> Opening an account outside the UK </a> </li> <li> <a href="/international/apply-for-a-uk-account/" aria-label="Open a UK account" data-event-component="topnav" data-event-name="Banking: International Services: Open a UK account"> Open a UK account </a> </li> <li> <a href="https://www.hsbc.co.uk/international/" aria-label="See all international services" data-event-component="topnav" data-event-name="Banking: International Services: See all international services"> See all international services </a> </li> </ul> </div> </div> </div> </div> </div> <div class="doormat-highlight sm-12 lg-3"> <div class="doormat-highlight-menu"> <div> <div class="links-group"> <h2 class="doormat-heading">Already banking with us?</h2> <ul class="doormat-links"> <li> <a href="/current-accounts/existing-customers/" aria-label="Existing customers" data-event-component="topnav" data-event-name="Banking: Already banking with us: Existing customers"> Existing customers </a> </li> <li> <a href="https://www.hsbc.co.uk/help/money-worries/" aria-label="Money worries " data-event-component="topnav" data-event-name="Banking: Already banking with us: Mobile banking "> Money worries </a> </li> <li> <a href="https://www.hsbc.co.uk/help/banking-made-easy/" aria-label="Manage your account" data-event-component="topnav" data-event-name="Banking: Already banking with us: Manage your account"> Manage your account </a> </li> <li> <a href="https://www.hsbc.co.uk/ways-to-bank/mobile/" aria-label="Mobile banking " data-event-component="topnav" data-event-name="Banking: Already banking with us: Mobile banking "> Mobile banking </a> </li> <li> <a href="https://www.hsbc.co.uk/ways-to-bank/online-banking/" aria-label="Online banking" data-event-component="topnav" data-event-name="Banking: Already banking with us: Online banking"> Online banking </a> </li> <li> <a href="https://www.hsbc.co.uk/current-accounts/products/overdrafts/" aria-label="Overdrafts" data-event-component="topnav" data-event-name="Banking: Already banking with us: Overdrafts "> Overdrafts </a> </li> <li> <a href="https://www.hsbc.co.uk/current-accounts/products/overdraft-calculator/" aria-label="Overdraft calculator" data-event-component="topnav" data-event-name="Banking: Already banking with us: Overdraft calculator"> Overdraft calculator </a> </li> </ul> </div> </div> </div> </div> </div> </div> </li> <li class="header-main-navigation-item" tabindex="0"> <div data-target="header-doormat-1" class="header-mobile-doormat-1 header-doormat-mobile-title sidebar-submenu-trigger"> <span class="icon icon-borrowing hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-title">Borrowing</span> <span class="icon icon-chevron-right hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-subtitle">Short & long-term</span> </div> <div aria-hidden="true" class="doormat-menu" data-source="header-doormat-1"> <div class="doormat-container row"> <div class="doormat-main sm-12 lg-9"> <div class="row"> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/credit-cards/" data-event-component="topnav" data-event-name="Borrowing: Credit cards" class="doormat-heading-link"> <h2 class="doormat-heading">Credit cards</h2> </a> <ul class="doormat-links"> <li> <a href="/credit-cards/balance-transfer-credit-cards/" aria-label="Balance transfer credit cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: Balance transfer cards"> Balance transfer credit cards </a> </li> <li> <a href="https://www.hsbc.co.uk/credit-cards/purchase-credit-cards/" aria-label="Purchase cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: Purchase cards"> Purchase cards </a> </li> <li> <a href="https://www.hsbc.co.uk/credit-cards/rewards-credit-cards/" aria-label="Rewards cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: reward cards"> Rewards cards </a> </li> <li> <a href="https://www.hsbc.co.uk/credit-cards/credit-builder-credit-cards/" aria-label="Credit building cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: Credit building cards"> Credit building cards </a> </li> <li> <a href="https://www.hsbc.co.uk/credit-cards/premier-credit-cards/" aria-label="Premier cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: Premier cards"> Premier cards </a> </li> <li> <a href="/loans/ways-to-borrow/" aria-label="Ways to borrow"> Ways to borrow </a> </li> <li> <a href="/credit-cards/eligibility-checker/" aria-label="Credit card eligibility checker" data-event-component="topnav" data-event-name="Borrowing: Credit cards: credit card eligibility checker"> Credit card eligibility checker </a> </li> <li> <a href="https://www.hsbc.co.uk/credit-cards/products/" aria-label="See all credit cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: See all credit cards"> See all credit cards </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/loans/" data-event-component="topnav" data-event-name="Borrowing: Loans" class="doormat-heading-link"> <h2 class="doormat-heading">Loans</h2> </a> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/loans/products/personal/" aria-label="Personal Loan" data-event-component="topnav" data-event-name="Borrowing: Loans: Personal Loan"> Personal Loan </a> </li> <li> <a href="https://www.hsbc.co.uk/loans/products/premier/" aria-label="Premier Loan" data-event-component="topnav" data-event-name="Borrowing: Loans: Premier Loan"> Premier Loan </a> </li> <li> <a href="https://www.hsbc.co.uk/loans/products/car-loan/" aria-label="Car Loan" data-event-component="topnav" data-event-name="Borrowing: Loans: Car Loan"> Car Loan </a> </li> <li> <a href="https://www.hsbc.co.uk/loans/products/home-improvements/" aria-label="Home Improvement Loan" data-event-component="topnav" data-event-name="Borrowing: Loans: Home Improvement Loan"> Home Improvement Loan </a> </li> <li> <a href="https://www.hsbc.co.uk/loans/products/top-up-loans/" aria-label="Top up your loan" data-event-component="topnav" data-event-name="Borrowing: Loans: Top up your loan"> Top up your loan </a> </li> <li> <a href="/loans/ways-to-borrow/" aria-label="Ways to borrow"> Ways to borrow </a> </li> <li> <a href="/loans/products/debt-consolidation/" aria-label="Debt Consolidation Loan"> Debt Consolidation Loan </a> </li> <li> <a href="/loans/flexipay/" aria-label="HSBC Flexipay"> HSBC Flexipay </a> </li> <li> <a href="https://www.hsbc.co.uk/loans/" aria-label="See all loans" data-event-component="topnav" data-event-name="Borrowing: Loans: See all loans"> See all loans </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/mortgages/" data-event-component="topnav" data-event-name="Borrowing: Mortgages" class="doormat-heading-link"> <h2 class="doormat-heading">Mortgages</h2> </a> <ul class="doormat-links"> <li> <a href="/mortgages/existing-customers/switch/" aria-label="Switch your mortgage rate"> Switch your mortgage rate </a> </li> <li> <a href="https://www.hsbc.co.uk/mortgages/move-your-mortgage/" aria-label="Remortgage to HSBC" data-event-component="topnav" data-event-name="Borrowing: Mortgages: Remortgage to HSBC"> Remortgage to HSBC </a> </li> <li> <a href="https://www.hsbc.co.uk/mortgages/first-time-buyers/" aria-label="First-time buyers" data-event-component="topnav" data-event-name="Borrowing: Mortgages: First-time Buyers"> First-time buyers </a> </li> <li> <a href="https://www.hsbc.co.uk/mortgages/how-to-apply/" aria-label="Get a decision in principle" data-event-component="topnav" data-event-name="Borrowing: Mortgages: Get a decision in principle"> Get a decision in principle </a> </li> <li> <a href="/mortgages/moving-home/" aria-label="Moving home" data-event-component="topnav" data-event-name="Borrowing: Mortgages: 95% mortgages"> Moving home </a> </li> <li> <a href="https://www.hsbc.co.uk/mortgages/our-rates/" aria-label="Mortgage rates" data-event-component="topnav" data-event-name="Borrowing: Mortgages: Mortgage rates"> Mortgage rates </a> </li> <li> <a href="https://www.hsbc.co.uk/mortgages/calculators/" aria-label="Mortgage calculators" data-event-component="topnav" data-event-name="Borrowing: Mortgages: Calculators"> Mortgage calculators </a> </li> <li> <a href="/mortgages/application-in-progress/" aria-label="Continue my application"> Continue my application </a> </li> </ul> </div> </div> </div> </div> </div> <div class="doormat-highlight sm-12 lg-3"> <div class="doormat-highlight-menu"> <div> <div class="links-group"> <h2 class="doormat-heading">Already borrowing with us?</h2> <ul class="doormat-links"> <li> <a href="/mortgages/cost-of-living-support/" aria-label="Mortgage charter" data-event-component="topnav" data-event-name="Borrowing: Already borrowing with us: Mortgage charter"> Mortgage charter </a> </li> <li> <a href="/mortgages/existing-customers/" aria-label="Manage your existing mortgage" data-event-component="topnav" data-event-name="Borrowing: Already borrowing with us: Manage your existing mortgage"> Manage your existing mortgage </a> </li> <li> <a href="https://www.hsbc.co.uk/help/money-worries/" aria-label="Money worries " data-event-component="topnav" data-event-name="Borrowing: Mortgage payment support"> Money worries </a> </li> <li> <a href="/help/money-worries/mortgage-payments/" aria-label="Mortgage payment support" data-event-component="topnav" data-event-name="Borrowing: Mortgage payment support"> Mortgage payment support </a> </li> <li> <a href="/credit-cards/existing-customers/" aria-label="Manage your credit card" data-event-component="topnav" data-event-name="Borrowing: Already borrowing with us: Manage your cards"> Manage your credit card </a> </li> <li> <a href="/credit-cards/fees/" aria-label="Credit card fees and rates"> Credit card fees and rates </a> </li> <li> <a href="/help/bank-of-england-base-rate/" aria-label="Base rate information" data-event-component="topnav" data-event-name="Borrowing: Already borrowing with us: Base rate information"> Base rate information </a> </li> <li> <a href="/credit-cards/credit-card-repayment-calculator/" aria-label="Credit card repayment calculator"> Credit card repayment calculator </a> </li> </ul> </div> </div> </div> </div> </div> </div> </li> <li class="header-main-navigation-item" tabindex="0"> <div data-target="header-doormat-2" class="header-mobile-doormat-2 header-doormat-mobile-title sidebar-submenu-trigger"> <span class="icon icon-investment hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-title">Investing</span> <span class="icon icon-chevron-right hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-subtitle">Products & planning</span> </div> <div aria-hidden="true" class="doormat-menu" data-source="header-doormat-2"> <div class="doormat-container row"> <div class="doormat-main sm-12 lg-9"> <div class="row"> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/investments/" data-event-component="topnav" data-event-name="Investing: Ways to invest" class="doormat-heading-link"> <h2 class="doormat-heading">Investing</h2> </a> <ul class="doormat-links"> <li> <a href="/investments/new-to-investing/" aria-label="New to investing?" data-event-component="topnav" data-event-name="investing: way to invest: new to investing"> New to investing? </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/isas/" aria-label="Stocks & shares ISA" data-event-component="topnav" data-event-name="Investing: Ways to invest: Invest in an ISA"> Stocks & shares ISA </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/funds/" aria-label="Invest in funds" data-event-component="topnav" data-event-name="Investing: Ways to invest: Invest in funds"> Invest in funds </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/products/invest-direct/" aria-label="Invest in shares" data-event-component="topnav" data-event-name="Investing: Ways to invest: Invest in invest-direct"> Invest in shares </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/products/" aria-label="See all investments" data-event-component="topnav" data-event-name="Investing: Ways to invest: Invest in products"> See all investments </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/investments/advice/" data-event-component="topnav" data-event-name="Investing: Your advice options" class="doormat-heading-link"> <h2 class="doormat-heading">Advice</h2> </a> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/investments/advice/financial-advice/" aria-label="Financial advice" data-event-component="topnav" data-event-name="Investing: Your advice options: Financial advice"> Financial advice </a> </li> <li> <a href="/investments/advice/premier-investment-management-service/" aria-label="Premier investment management" data-event-component="topnav" data-event-name="Investing: Your advice options: Premier investment management"> Premier investment management </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/protection-advice/" aria-label="Protection advice" data-event-component="topnav" data-event-name="Investing: Your advice options: Protection advice"> Protection advice </a> </li> </ul> </div> <div class="links-group"> <a href="https://www.hsbc.co.uk/retirement/" data-event-component="topnav" data-event-name="Investing: Visualise your retirement" class="doormat-heading-link"> <h2 class="doormat-heading">Retirement</h2> </a> <ul class="doormat-links"> <li> <a href="https://retirementcalculator.hsbc.co.uk" aria-label="Retirement calculator" data-event-component="topnav" data-event-name="Investing: Visualise your retirement: Retirement calculator"> Retirement calculator </a> </li> <li> <a href="https://www.hsbc.co.uk/retirement/investing-for-retirement/" aria-label="Investing for retirement" data-event-component="topnav" data-event-name="Investing: Visualise your retirement: Investing for retirement"> Investing for retirement </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/wealth/planning/" data-event-component="topnav" data-event-name="Investing: Improve your knowledge " class="doormat-heading-link"> <h2 class="doormat-heading">Wealth planning </h2> </a> <ul class="doormat-links"> <li> <a href="/wealth/planning/future-planner/" aria-label="Future Planner " data-event-component="topnav" data-event-name="Future Planner "> Future Planner </a> </li> <li> <a href="/investments/goal-based-investing/" aria-label="Investment goals" data-event-component="topnav" data-event-name="Investing: Ways to invest: Investment goals"> Investment goals </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/financial-action-plan" aria-label="Your financial action plan" data-event-component="topnav" data-event-name="Investing: Invest in yourself: Your financial action plan"> Your financial action plan </a> </li> <li> <a href="/wealth/investment-calculator/" aria-label="Investment calculator" data-event-component="topnav" data-event-name="Investing: Invest in yourself: Investment calculator"> Investment calculator </a> </li> <li> <a href="/wealth/education-calculator/" aria-label="Children’s education calculator" data-event-component="topnav" data-event-name="investing: improve your knowledge: children's education calculator"> Children’s education calculator </a> </li> <li> <a href="https://www.hsbc.co.uk/wealth/insights/" aria-label="Wealth Insights" data-event-component="topnav" data-event-name="Investing: Invest in yourself: HSBC Wealth insights"> Wealth Insights </a> </li> </ul> </div> <div class="links-group"> <ul class="doormat-links"> </ul> </div> </div> </div> </div> </div> <div class="doormat-highlight sm-12 lg-3"> <div class="doormat-highlight-menu"> <div> <div class="links-group"> <h2 class="doormat-heading">Already investing with us?</h2> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/investments/existing-customers/" aria-label="Manage your investments" data-event-component="topnav" data-event-name="Investing: Already investing with us?: Manage your investments"> Manage your investments </a> </li> <li> <a href="/investments/existing-customers/goal-based-investing/" aria-label="How to use investment goals" data-event-component="topnav" data-event-name="Investing: Already investing with us?: How to use investment goals"> How to use investment goals </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/existing-customers/global-investment-centre/" aria-label="How to use our Global Investment Centre" data-event-component="topnav" data-event-name="Investing: Already investing with us?: How to buy and sell funds"> How to use our Global Investment Centre </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/existing-customers/invest-direct/" aria-label="How to use InvestDirect" data-event-component="topnav" data-event-name="Investing: Already investing with us?: How to buy and sell shares"> How to use InvestDirect </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/products/onshore-investment-bond/" aria-label="Onshore Investment Bond" data-event-component="topnav" data-event-name="Investing: Already investing with us?: Onshore Investment Bond"> Onshore Investment Bond </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/products/child-trust-fund/" aria-label="Child Trust Fund" data-event-component="topnav" data-event-name="Investing:Already investing with us?: Child Trust Fund"> Child Trust Fund </a> </li> <li> <a href="/investments/existing-customers/flexible-retirement-account/" aria-label="Manage your Flexible Retirement Account" data-event-component="topnav" data-event-name="Investing: Already investing with us?: Manage your Flexible Retirement Account"> Manage your Flexible Retirement Account </a> </li> </ul> </div> </div> </div> </div> </div> </div> </li> <li class="header-main-navigation-item" tabindex="0"> <div data-target="header-doormat-3" class="header-mobile-doormat-3 header-doormat-mobile-title sidebar-submenu-trigger"> <span class="icon icon-insurance hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-title">Insurance</span> <span class="icon icon-chevron-right hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-subtitle">Property & family</span> </div> <div aria-hidden="true" class="doormat-menu" data-source="header-doormat-3"> <div class="doormat-container row"> <div class="doormat-main sm-12 lg-9"> <div class="row"> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="/insurance/" data-event-component="topnav" data-event-name="Insurance: Insurance" class="doormat-heading-link"> <h2 class="doormat-heading">Insurance</h2> </a> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/insurance/home/" aria-label="Home Insurance" data-event-component="topnav" data-event-name="Insurance: Insurance: Home Insurance"> Home Insurance </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/contents/" aria-label="Contents Insurance" data-event-component="topnav" data-event-name="Insurance: Insurance: Contents Insurance"> Contents Insurance </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/travel/" aria-label="Travel Insurance" data-event-component="topnav" data-event-name="Banking: Insurance: Travel Insurance"> Travel Insurance </a> </li> <li> <a href="https://www.business.hsbc.uk/en-gb/products-and-solutions/insurance" aria-label="Small Business Insurance" data-event-component="topnav" data-event-name="Banking: Insurance: Small Business Insurance"> Small Business Insurance </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/" aria-label="See all insurance" data-event-component="topnav" data-event-name="Insurance: Insurance: See all insurance"> See all insurance </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/insurance/life/" data-event-component="topnav" data-event-name="Insurance: Life:" class="doormat-heading-link"> <h2 class="doormat-heading">Life</h2> </a> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/insurance/products/life-cover/" aria-label="Life Cover" data-event-component="topnav" data-event-name="Insurance: Life: Life Cover"> Life Cover </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/critical-illness-cover/" aria-label="Critical Illness Cover" data-event-component="topnav" data-event-name="Insurance: Life: Critical Illness Cover"> Critical Illness Cover </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/income-protection/" aria-label="Income Protection Insurance" data-event-component="topnav" data-event-name="Insurance: Life: Income Protection Insurance"> Income Protection Insurance </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/protection-advice/" aria-label="Protection advice" data-event-component="topnav" data-event-name="Insurance: Life: Protection advice"> Protection advice </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/life/" aria-label="See all life insurance" data-event-component="topnav" data-event-name="Insurance: Life: See all life insurance products"> See all life insurance </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <h2 class="doormat-heading">Claims</h2> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/insurance/products/select-and-cover/claims/" aria-label="Select and Cover claims"> Select and Cover claims </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/home/claims/" aria-label="Home Insurance claims"> Home Insurance claims </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/life/claims/" aria-label="Life Insurance claims" data-event-component="topnav" data-event-name="Insurance: Claims: Life Insurance claims"> Life Insurance claims </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/travel/claims/" aria-label="Travel Insurance claims" data-event-component="topnav" data-event-name="Insurance: Claims: Travel Insurance claims"> Travel Insurance claims </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/aspects/claims/" aria-label="Aspects Insurance claims" data-event-component="topnav" data-event-name="Insurance: Claims: Aspects Insurance claims"> Aspects Insurance claims </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/travel/claims/" aria-label="Premier Travel Insurance claims" data-event-component="topnav" data-event-name="Insurance: Claims: Premier Travel Insurance claims"> Premier Travel Insurance claims </a> </li> </ul> </div> </div> </div> </div> </div> <div class="doormat-highlight sm-12 lg-3"> <div class="doormat-highlight-menu"> <div> <div class="links-group"> <h2 class="doormat-heading">Already insured by us? </h2> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/insurance/products/select-and-cover/claims/" aria-label="Select and Cover support" data-event-component="topnav" data-event-name="Insurance: Already insured by us?: Select and Cover support"> Select and Cover support </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/home/claims/" aria-label="Home Insurance support" data-event-component="topnav" data-event-name="Insurance: Already insured by us?: Home Insurance support"> Home Insurance support </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/life/claims/" aria-label="Life Insurance support" data-event-component="topnav" data-event-name="Insurance: Already insured by us?: Life Insurance support"> Life Insurance support </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/premier-travel/" aria-label="Premier Travel support" data-event-component="topnav" 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data-event-component="topnav" data-event-name="Help: Help: Sustainability"> Sustainability </a> </li> </ul> </div> </div> </div> </div> </div> </div> </li> <li class="header-mobile-selected-item" tabindex="0" role="menuitem"> <span class="visuallyhidden">Language</span> <span class="icon icon-settings" aria-hidden="true"></span> English </li> </ul> <div class="sidebar-submenu-wrapper" data-source="sidebar-submenu-language"> <p class="sidebar-submenu-label">Language</p> <ul class="locale-management"> <li class="is-active"> <a class="sidebar-submenu-link" href="#" lang="en"> <span class="visuallyhidden">Selected</span> English <span class="icon icon-agree" aria-hidden="true"></span> </a> </li> </ul> </div> <div class="header-mobile-sidebar-footer header-dropdown"> <ul class="header-mobile-business-links"> <li> <a class="header-mobile-business-item register-button" href="/register/" data-event-component="topnav" data-event-name="Register"> Register <span class="icon icon-chevron-right" aria-hidden="true"></span> </a> </li> <li> <a class="header-mobile-business-item my-accounts-button hidden" href="https://www.hsbc.co.uk/online/dashboard/"> Back to my accounts <span class="icon icon-chevron-right" aria-hidden="true"></span> </a> </li> <li> <a class="header-mobile-business-item" href="http://www.business.hsbc.uk/"> Business <span class="icon icon-chevron-right" aria-hidden="true"></span> </a> </li> <li> <a class="header-mobile-business-item" href="http://www.business.hsbc.uk/corporate"> Corporate <span class="icon icon-chevron-right" aria-hidden="true"></span> </a> </li> </ul> </div> <div class="close-submenu-trigger hidden" role="button" tabindex="0" aria-label="Close Submenu"> <span class="icon icon-chevron-left" aria-hidden="true"></span> </div> <button class="visuallyhidden sidebar-hidden-close-button">Close menu</button> </div> </nav> <div class="header-mobile-overlay"></div> <div class="header-mobile-logo"> <a href="https://www.hsbc.co.uk/"> <img src="/content/dam/hsbc/gb/images/logos/hsbc-uk.svg" alt="HSBC UK"/> </a> </div> <div class="primary-button header-login-button header-dropdown"> <a class="selected-item login-button only-one-link" href="https://www.hsbc.co.uk/online/dashboard/" tabindex="0" role="button"> Log on </a> <a class="cpi-masthead-logoff__button-dpws logout-button hidden" href="#cpi" tabindex="0" role="button" data-event-component="topnav" data-event-name="Log off"> Log off </a> </div> </div> </div> </div> </div> </header> </div> <span id="top-of-content" class="top-of-content visuallyhidden" tabindex="-1">Top of main content</span> </div> <div class="row transparent-bg intro-section"> <div class="sm-12"> <div class="O-HEROBAN2-RW-DEV O-SMARTSPCGEN-DEV grid"> <div> <div id="pp_intro_hero_banner_1" class="row"> <div id="pp_intro_hero_banner_image_1" class="lg-12 md-12 sm-12 size-inherit hero-banner-2-wrapper"> <div class="lg-12 md-12 sm-12 img-container "> <div class="M-IMG-RW-DEV"> <div id="pp_intro_image_1" class="smart-image"> <figure class="smart-image-figure"> <picture id="pp_intro_image_2"> <source srcset="/content/dam/hsbc/gb/images/international/21-9/3205-person-kitchen-tablet-1240x400.jpg 1x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/gb/images/international/21-9/3205-person-kitchen-tablet-1240x400.jpg/jcr:content/renditions/cq5dam.web.1220.1000.jpeg 1x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/gb/images/international/21-9/3205-person-kitchen-tablet-1240x400.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 1x, /content/dam/hsbc/gb/images/international/21-9/3205-person-kitchen-tablet-1240x400.jpg/jcr:content/renditions/cq5dam.web.1220.1000.jpeg 2x"/> <img id="pp_intro_image_3" class="A-IMAGE-RW-ALL smart-image-img" role="img" src="/content/dam/hsbc/gb/images/international/21-9/3205-person-kitchen-tablet-1240x400.jpg" alt/> </picture> </figure> </div> </div> </div> <div class="lg-5 md-7 sm-12 hero-banner-container"> <div> <div id="pp_intro_hero_banner_2" class="O-HEROBAN-RW-RBWM hero-type-none"> <div class="A-PNL-RW-ALL"> <h1 class="A-TYP38L-RW-ALL text-container text "> International payments </h1> <div class="A-PAR16R-RW-ALL text-container text "> Send money from the UK all over the world securely through the app or online, 24/7 </div> </div> </div> </div> </div></div> </div> </div></div> </div> </div> <main class="grid O-SMARTSPCGENGRID"> <div class="row with-bg"><div id="pp_notificationBanner_1" class="sm-12"> <section class="notification-banner O-SMARTSPCGEN-DEV hidden"> <div class="A-PNLINLNEMSGE-RW-ALL"> <div class="notification-banner-icon"> <i class="icon icon-circle-info" aria-hidden="true"></i> </div> <div class="notification-banner-text A-TYP16R-RW-ALL"> <p>Payments to Russia and Belarus: HSBC UK will no longer process payments from Russia or Belarus. This means payments may be rejected and the funds returned. If you need to make or receive payments from these countries, you’ll need to make alternative arrangements. We’re sorry if this causes any inconvenience.</p> </div> <div class="notification-banner-close"> <button class="close-notification-banner"> <i class="icon icon-delete-small" aria-hidden="true"></i> <span class="visuallyhidden">close</span> </button> </div> </div> </section> </div> </div> <div class="row with-bg"> <div class="sm-12"> <div class="row"> <div class="lg-9 md-10 hide-on-mobile"> <div class="row hide-on-mobile "> <nav aria-label="You are here" class="O-BRDCRUM-RW-ALL sm-12"> <ol itemscope itemtype="http://schema.org/BreadcrumbList" class="breadcrumbs-list O-SMARTSPCGEN-DEV" role="list"> <li class="item" role="listitem" itemscope itemprop="itemListElement" itemtype="http://schema.org/ListItem"> <div id="pp_link_3" class="link-container"> <a class="A-LNKC16R-RW-ALL" href="/" itemprop="item" itemtype="http://schema.org/Thing"> <span itemprop="name" class="link">HSBC UK</span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </div> <meta itemprop="position" content="1"/> </li> <li class="item" role="listitem" itemscope itemprop="itemListElement" itemtype="http://schema.org/ListItem"> <div id="pp_link_4" class="link-container"> <a class="A-LNKC16R-RW-ALL" href="/international/" itemprop="item" itemtype="http://schema.org/Thing"> <span itemprop="name" class="link">International services</span> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </div> <meta itemprop="position" content="2"/> </li> <li class="item" role="listitem" itemscope itemprop="itemListElement" itemtype="http://schema.org/ListItem"> <span class="A-TYP16B-RW-ALL" aria-current="page" aria-label="International payments"> <span itemprop="name">International payments</span> </span> <meta itemprop="position" content="3"/> </li> </ol> </nav> </div> </div> <div class="lg-3 md-2 sm-12"> </div> </div> </div> </div> <div class="row with-bg"> <div class="sm-12"> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_1"> <div class="cc cc-columns-66-33 "> <div id="pp_main_columnControlColumn_1" class="cc-column"> <div class="O-TITLE-RW-DEV O-SMARTSPCGEN-DEV"><div id="pp_main_title_1"> <h2 class="A-BBST28R-RW-ALL"> An easy, quick way to send and receive money worldwide </h2> <div class="row"> <div class="sm-12 organismsContainer"> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="pp_main_richtext_1" class=" A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <p class="A-PAR16R-RW-ALL">An international money transfer is a safe, secure way to send money to a bank account in another country or region. With HSBC you can do it securely via the app or online, at any time and in local currency. Plus, we only use up-to-date exchange rates during market hours.</p> <p class="A-PAR16R-RW-ALL">To send money abroad, you can:</p> <ul class="A-LSTU-RW-ALL"> <li>Use a Global Money Account in the app</li> <li>Make an international payment in online banking or the app</li> <li>Contact us or visit a branch</li> </ul> <p class="A-PAR16R-RW-ALL">You can also receive money into your UK accounts via international payments (except the Global Money account, which can only receive sterling payments). Fees may apply.</p> </div></div> </div> </div> </div></div> </div> <div id="pp_main_columnControlColumn_2" class="cc-column"> </div> </div> </div> </div> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_2"> <div class="cc cc-columns-50-50 cc-mobile-reflow"> <div id="pp_main_columnControlColumn_3" class="cc-column"> <div class="O-TITLE-RW-DEV O-SMARTSPCGEN-DEV"><div id="pp_main_title_2"> <h2 class="A-BBST28R-RW-ALL"> International payments in online and mobile banking </h2> <div class="row"> <div class="sm-12 organismsContainer"> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="pp_main_richtext_2" class=" A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <p class="A-PAR16R-RW-ALL">Make international payments 24/7 in online banking to 150+ destinations. Fees may apply if using this option.</p> </div></div> <div class="O-ADVLST-RW-DEV O-SMARTSPCGEN-DEV clearfix"><div id="pp_main_advancedList_1"> <ul class="list advanced-list"> <li class="element M-SMARTSPCGENELEMENT-DEV"><div class="list-item" id="pp_main_advancedListElement_1"> <span class="icon-container"> <i class="icon icon-agree green" aria-hidden="true"></i> </span> <div class="A-TYP16RL-DEV-ALL text-container text "> Send up to £50,000 (or currency equivalent) online, and up to £10,000 (or currency equivalent) by phone (Premier customers have a higher phone limit<sup><a title="view footnote 1" href="#two">1</a></sup>) </div> </div> </li> <li class="element M-SMARTSPCGENELEMENT-DEV"><div class="list-item" id="pp_main_advancedListElement_2"> <span class="icon-container"> <i class="icon icon-agree green" aria-hidden="true"></i> </span> <div class="A-TYP16RL-DEV-ALL text-container text "> Make payments in local currency with real-time rates (in market hours), so you know how much you're sending or receiving </div> </div> </li> <li class="element M-SMARTSPCGENELEMENT-DEV"><div class="list-item" id="pp_main_advancedListElement_3"> <span class="icon-container"> <i class="icon icon-agree green" aria-hidden="true"></i> </span> <div class="A-TYP16RL-DEV-ALL text-container text "> Pay no HSBC fees for international bank transfers to another HSBC account or euro payments in the European Economic Area (EEA)<sup><a href="#two" title="view footnote 2">2</a></sup> </div> </div> </li> <li class="element M-SMARTSPCGENELEMENT-DEV"><div class="list-item" id="pp_main_advancedListElement_4"> <span class="icon-container"> <i class="icon icon-agree green" aria-hidden="true"></i> </span> <div class="A-TYP16RL-DEV-ALL text-container text "> If you're sending money in any currency outside the EEA, or to somewhere in the EEA in a currency other than euros, pay a £5 HSBC fee. This fee does not apply if you use a <a href="/current-accounts/products/global-money/">Global Money account</a>. </div> </div> </li> <li class="element M-SMARTSPCGENELEMENT-DEV"><div class="list-item" id="pp_main_advancedListElement_5"> <span class="icon-container"> <i class="icon icon-agree green" aria-hidden="true"></i> </span> <div class="A-TYP16RL-DEV-ALL text-container text "> Receive money into your UK accounts via an international transfer </div> </div> </li> <li class="element M-SMARTSPCGENELEMENT-DEV"><div class="list-item" id="pp_main_advancedListElement_6"> <span class="icon-container"> <i class="icon icon-agree green" aria-hidden="true"></i> </span> <div class="A-TYP16RL-DEV-ALL text-container text "> Track your payment through online and mobile banking </div> </div> </li> </ul> <div class="disclaimer"> </div> </div></div> </div> </div> </div></div> </div> <div id="pp_main_columnControlColumn_4" class="cc-column"> <div class="M-IMG-RW-DEV O-SMARTSPCGEN-DEV"> <div id="pp_main_image_1" class="smart-image"> <figure class="smart-image-figure"> <picture id="pp_main_image_2"> <source srcset="/content/dam/hsbc/gb/images/international/16-9/3205-computer-screen-amount-800x450.jpg 1x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/gb/images/international/16-9/3205-computer-screen-amount-800x450.jpg 1x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/gb/images/international/16-9/3205-computer-screen-amount-800x450.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 1x"/> <img id="pp_main_image_3" class="A-IMAGE-RW-ALL smart-image-img" role="img" src="/content/dam/hsbc/gb/images/international/16-9/3205-computer-screen-amount-800x450.jpg" alt="Online banking screen for setting up a new payee from an HSBC account to another country with a choice of different currency options."/> </picture> </figure> </div> </div> </div> </div> </div> </div> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_3"> <div class="cc cc-columns-50-50 cc-mobile-reflow"> <div id="pp_main_columnControlColumn_5" class="cc-column"> <div class="M-IMG-RW-DEV O-SMARTSPCGEN-DEV"> <div id="pp_main_image_4" class="smart-image"> <figure class="smart-image-figure"> <picture id="pp_main_image_5"> <source srcset="/content/dam/hsbc/gb/images/debit-cards/16-9/screenshot-with-credit-card-pwsimg-7972.jpg/jcr:content/renditions/cq5dam.web.1280.1280.jpeg 1x" media="(min-width: 960px)"/> <source srcset="/content/dam/hsbc/gb/images/debit-cards/16-9/screenshot-with-credit-card-pwsimg-7972.jpg/jcr:content/renditions/cq5dam.web.1220.1000.jpeg 1x" media="(min-width: 480px)"/> <source srcset="/content/dam/hsbc/gb/images/debit-cards/16-9/screenshot-with-credit-card-pwsimg-7972.jpg/jcr:content/renditions/cq5dam.web.490.1000.jpeg 1x, /content/dam/hsbc/gb/images/debit-cards/16-9/screenshot-with-credit-card-pwsimg-7972.jpg/jcr:content/renditions/cq5dam.web.1220.1000.jpeg 2x"/> <img id="pp_main_image_6" class="A-IMAGE-RW-ALL smart-image-img" role="img" src="/content/dam/hsbc/gb/images/debit-cards/16-9/screenshot-with-credit-card-pwsimg-7972.jpg/_jcr_content/renditions/cq5dam.web.1280.1280.jpeg" alt="A Global Money card with a mobile banking app showing recent dollar transactions and options to add money, convert or withdraw or view statements."/> </picture> </figure> </div> </div> </div> <div id="pp_main_columnControlColumn_6" class="cc-column"> <div class="O-TITLE-RW-DEV O-SMARTSPCGEN-DEV"><div id="pp_main_title_3"> <h2 class="A-BBST28R-RW-ALL"> Global Money Account </h2> <div class="row"> <div class="sm-12 organismsContainer"> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="pp_main_richtext_3" class=" A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <p class="A-PAR16R-RW-ALL">Make international payments via the HSBC UK Mobile Banking app with a <a href="/current-accounts/products/global-money/">Global Money Account</a> with no HSBC fees.</p> </div></div> <div class="O-ADVLST-RW-DEV O-SMARTSPCGEN-DEV clearfix"><div id="pp_main_advancedList_2"> <ul class="list advanced-list"> <li class="element M-SMARTSPCGENELEMENT-DEV"><div class="list-item" id="pp_main_advancedListElement_7"> <span class="icon-container"> <i class="icon icon-agree green" aria-hidden="true"></i> </span> <div class="A-TYP16RL-DEV-ALL text-container text "> Send up to £50,000 per day (or currency equivalent) in 50+ currencies to 200+ countries </div> </div> </li> <li class="element M-SMARTSPCGENELEMENT-DEV"><div class="list-item" id="pp_main_advancedListElement_8"> <span class="icon-container"> <i class="icon icon-agree green" aria-hidden="true"></i> </span> <div class="A-TYP16RL-DEV-ALL text-container text "> See the estimated arrival time when you send a payment </div> </div> </li> <li class="element M-SMARTSPCGENELEMENT-DEV"><div class="list-item" id="pp_main_advancedListElement_9"> <span class="icon-container"> <i class="icon icon-agree green" aria-hidden="true"></i> </span> <div class="A-TYP16RL-DEV-ALL text-container text "> Send without HSBC or intermediary bank fees </div> </div> </li> <li class="element M-SMARTSPCGENELEMENT-DEV"><div class="list-item" id="pp_main_advancedListElement_10"> <span class="icon-container"> <i class="icon icon-agree green" aria-hidden="true"></i> </span> <div class="A-TYP16RL-DEV-ALL text-container text "> Buy online from international retailers </div> </div> </li> <li class="element M-SMARTSPCGENELEMENT-DEV"><div class="list-item" id="pp_main_advancedListElement_11"> <span class="icon-container"> <i class="icon icon-agree green" aria-hidden="true"></i> </span> <div class="A-TYP16RL-DEV-ALL text-container text "> Add your contactless debit card to your digital wallet </div> </div> </li> <li class="element M-SMARTSPCGENELEMENT-DEV"><div class="list-item" id="pp_main_advancedListElement_12"> <span class="icon-container"> <i class="icon icon-agree green" aria-hidden="true"></i> </span> <div class="A-TYP16RL-DEV-ALL text-container text "> Store 18 currencies in your Global Money account </div> </div> </li> <li class="element M-SMARTSPCGENELEMENT-DEV"><div class="list-item" id="pp_main_advancedListElement_13"> <span class="icon-container"> <i class="icon icon-agree green" aria-hidden="true"></i> </span> <div class="A-TYP16RL-DEV-ALL text-container text "> Track your payment within the app </div> </div> </li> </ul> <div class="disclaimer"> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"> <p class="A-PAR16R-RW-ALL">You'll need an eligible HSBC UK current account and the mobile banking app to apply.</p> </div> </div> </div></div> </div> </div> </div></div> </div> </div> </div> </div> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_4"> <div class="cc cc-columns-66-33 "> <div id="pp_main_columnControlColumn_7" class="cc-column"> <div class="O-TITLE-RW-DEV O-SMARTSPCGEN-DEV"><div id="pp_main_title_4" class="remove-bottom-space "> <h2 class="A-BBST28R-RW-ALL"> Sending and receiving money outside the UK </h2> <div class="row"> <div class="sm-12 organismsContainer"> </div> </div> </div></div> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV"> <div class="anchor" id="how-do-international-payments-work"></div> <h3 class="heading A-TYP22L-RW-ALL " id="pp_main_heading_1"> How do international payments work? </h3> </div> </div> <div id="pp_main_columnControlColumn_8" class="cc-column"> </div> </div> </div> </div> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_5"> <div class="cc cc-columns-66-33 "> <div id="pp_main_columnControlColumn_9" class="cc-column"> <div class="O-SMARTSPCGEN-DEV O-ACCRD-RW-RBWM row"><div> <div id="pp_main_accordion_1" class="accordions-container sm-12"> <div class="O-SMARTSPCGEN-DEV O-ADVEXP-RW-RBWM row"> <div id="pp_main_advanced_expander_1" class="sm-12 clear-float"> <div class="anchor" id="how-it-works-accordion-1"></div> <div class="A-EXPCNT-RW-RBWM expander"> <div class="dropdown" aria-controls="-930208472__panel0" role="button" tabindex="0"> <h4 id="-930208472__tab0" class="dropdown-text ">What details do you need to transfer money internationally? </h4> <span class="chevron"></span> </div> <section id="-930208472__panel0" class="exp-content " aria-hidden="true" tabindex="-1"> <div class="exp-panel"> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_6"> <div class="cc cc-columns-100 "> <div id="pp_main_columnControlColumn_10" class="cc-column"> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="pp_main_richtext_4" class="remove-bottom-space A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <p class="A-PAR16R-RW-ALL">To send money online, over the phone or in a branch, you'll need:<br> </p> </div></div> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="pp_main_richtext_5" class="remove-bottom-space A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <ul class="A-LSTU-RW-ALL"> <li>The amount you're sending – you can pay in sterling or in the local currency</li> <li>The name on the account you're sending the money to - you'll need to include the exact name in the payment instruction to avoid your payment being delayed or rejected</li> <li>The bank code (SWIFT or BIC) of the bank you’re sending money to</li> <li>The IBAN or account number of the person or business you’re sending money to – this has the information we need to send a payment overseas</li> <li>The address of the person or business you’re sending money to</li> <li>The address of the bank you’re sending money to</li> <li>A reason for the payment - this helps us avoid delays</li> <li>A payment reference<br> </li> </ul> </div></div> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="pp_main_richtext_6" class=" A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <p class="A-PAR16R-RW-ALL">It's important that you check all the details, such as name and account number, are correct before making a payment. If anything is incorrect, it may result in your payment being returned. You might receive a lower amount back because of deductions made for charges or exchange rates, for example.</p> </div></div> </div> </div> </div> </div> </div> </section> </div> </div> </div> <div class="O-SMARTSPCGEN-DEV O-ADVEXP-RW-RBWM row"> <div id="pp_main_advanced_expander_2" class="sm-12 clear-float"> <div class="anchor" id="how-it-works-accordion-3"></div> <div class="A-EXPCNT-RW-RBWM expander"> <div class="dropdown" aria-controls="-490359521__panel0" role="button" tabindex="0"> <h4 id="-490359521__tab0" class="dropdown-text ">How to send money outside the UK </h4> <span class="chevron"></span> </div> <section id="-490359521__panel0" class="exp-content " aria-hidden="true" tabindex="-1"> <div class="exp-panel"> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_7"> <div class="cc cc-columns-100 "> <div id="pp_main_columnControlColumn_11" class="cc-column"> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV"> <h5 class="heading A-TYP14B-RW-ALL remove-bottom-space" id="pp_main_heading_2"> Send money with no HSBC fees with Global Money </h5> </div> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="pp_main_richtext_7" class=" A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <ol class="A-LSTO-RW-ALL"> <li>Log on to the HSBC UK Mobile Banking app</li> <li>If you already have a Global Money Account, select 'Pay or transfer' and then 'Send money internationally' from the Global Money menu</li> <li>Enter the payment details and follow the on-screen instructions</li> <li>Review and confirm your payment</li> </ol> <p class="A-PAR16R-RW-ALL">If you don't have a Global Money Account, you'll need to open one first. To do this, log on to the HSBC app and select the 'Global Money' option in the menu below your account list and follow the instructions to open the account.</p> </div></div> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV"> <h5 class="heading A-TYP14B-RW-ALL remove-bottom-space" id="pp_main_heading_3"> Send money through Online Banking </h5> </div> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="pp_main_richtext_8" class=" A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <ol class="A-LSTO-RW-ALL"> <li><a href="/online/dashboard/" target="_self">Log on to online banking</a></li> <li>Add your friends and family as payees if you haven't already</li> <li>Select 'Pay and Transfer', then choose the account you want to make the payment from</li> <li>Enter the payment details and follow the on-screen instructions</li> <li>If you're sending money outside the UK for the first time, authorise the transaction using your <a href="/help/security-centre/secure-key/" target="_self">Secure Key</a></li> <li>Review and confirm your payment - once complete, you'll be able to make international payments to the same payee via the app</li> </ol> </div></div> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="pp_main_richtext_9" class=" A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <p class="A-PAR16R-RW-ALL">If you haven't set up online banking yet, <u><a href="/register/" target="_self">register now</a></u> to make an international payment.<br> </p> </div></div> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV"> <h5 class="heading A-TYP14B-RW-ALL remove-bottom-space" id="pp_main_heading_4"> Send money using a Mobile Banking PIN </h5> </div> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="pp_main_richtext_10" class=" A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <ol class="A-LSTO-RW-ALL"> <li><a href="/online/dashboard/" target="_self">Log on to online banking</a>.</li> <li>On your app, select "Generate security code" and "Transaction security code".</li> <li>Enter the last 4 digits of the payee's account number or IBAN followed by the full payment amount <strong>unconverted</strong>, ignoring any letters or special characters and the decimal point. For example, if you're sending £3000.15 and the IBAN code is UK64HSBC4005A678, enter 5678300015.</li> <li>Generate your 6-digit transaction code using fingerprint or face ID, or your Mobile Banking PIN.</li> <li>Select 'Continue' in online banking to complete your payment.</li> </ol> </div></div> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV"> <h5 class="heading A-TYP14B-RW-ALL remove-bottom-space" id="pp_main_heading_5"> Send money using a Physical Secure Key </h5> </div> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="pp_main_richtext_11" class=" A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <ol class="A-LSTO-RW-ALL"> <li>Press and hold the green button to turn your Secure Key on, then enter your PIN</li> <li>When 'HSBC' displays, press the yellow button</li> <li>Enter the last 4 digits of the payee's account number or IBAN followed by the full payment amount <strong>unconverted</strong>, ignoring any letters or special characters and the decimal point</li> <li>Press the yellow button to generate your 6-digit transaction code</li> <li><a href="/online/dashboard/" target="_self">Log on to online banking</a> and enter the code, then select 'Continue' to complete your payment</li> </ol> </div></div> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV"> <h5 class="heading A-TYP14B-RW-ALL remove-bottom-space" id="pp_main_heading_6"> Make a payment in branch </h5> </div> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="pp_main_richtext_12" class="remove-bottom-space A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <p class="A-PAR16R-RW-ALL">When making an international payment in one of our branches, please bring the following with you:<br> </p> </div></div> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="pp_main_richtext_13" class=" A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <ul class="A-LSTU-RW-ALL"> <li>Photographic identification</li> <li>Beneficiary details</li> <li>Payment details</li> </ul> </div></div> <div class="ctaButton"> <div data-tms-enabled="true" class="eventTrackingWIH" data-tms-category="content" data-tms-action="button" data-tms-content="{link_text}" data-link-text="Find a branch"></div> <a class="A-BTNSO-RW-ALL btn" href="/branch-finder/" target="_self" id="pp_main_button_1" data-event-component="button" data-event-name="find a branch|component:how to send money outside the uk|colour:white|position:1"> <span>Find a branch</span> </a> </div> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="pp_main_richtext_14" class=" A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <p class="A-PAR16R-RW-ALL">If you're sending money to the EEA<sup><a title="view footnote 2" href="#two">2</a></sup> in euros or sterling, it should reach the account the next working day. </p> <p class="A-PAR16R-RW-ALL">Sometimes, it may take longer if we need to make extra security checks to validate payments. For example, if you’re sending money to secure a property or for investment.</p> <p class="A-PAR16R-RW-ALL">Payments outside the EEA can take up to 4 working days. They may take longer, depending on the destination and if the payment falls on a bank holiday.</p> </div></div> </div> </div> </div> </div> </div> </section> </div> </div> </div> <div class="O-SMARTSPCGEN-DEV O-ADVEXP-RW-RBWM row"> <div id="pp_main_advanced_expander_3" class="sm-12 clear-float"> <div class="anchor" id="receiving-money-outside-UK"></div> <div class="A-EXPCNT-RW-RBWM expander"> <div class="dropdown" aria-controls="-852739028__panel0" role="button" tabindex="0"> <h4 id="-852739028__tab0" class="dropdown-text ">What you need to receive money from outside the UK </h4> <span class="chevron"></span> </div> <section id="-852739028__panel0" class="exp-content " aria-hidden="true" tabindex="-1"> <div class="exp-panel"> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_8"> <div class="cc cc-columns-100 "> <div id="pp_main_columnControlColumn_12" class="cc-column"> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="pp_main_richtext_15" class="remove-bottom-space A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <p class="A-PAR16R-RW-ALL">You can receive money in sterling or another currency (with the exception of Global Money Account, which can only currently receive sterling payments). If the money is in a different currency to the one your account is held in, we'll convert it using the most up-to-date exchange rate before crediting it to your account.</p> <p class="A-PAR16R-RW-ALL">To help make sure you receive money as quickly as possible, the bank sending the payment to you will need your:</p> <ul class="A-LSTU-RW-ALL"> <li>Personal details</li> <li>Swift Code or BIC </li> <li>IBAN or account number</li> </ul> <p class="A-PAR16R-RW-ALL">Finding your IBAN and BIC</p> <p class="A-PAR16R-RW-ALL">Your International Bank Account Number (IBAN) and Bank Identifier Code (BIC) are your account number and sort code written in a standard format that can be used worldwide. They help us to process your international payments automatically.</p> <p class="A-PAR16R-RW-ALL">Your IBAN and BIC are on your paper statements, but you can find them when you <u><a href="/online/dashboard/" target="_self">log on to online banking</a></u> or mobile banking, then:</p> <p class="A-PAR16R-RW-ALL">Mobile banking:</p> <ol class="A-LSTO-RW-ALL"> <li>From the Accounts screen, select the account you want to view the IBAN and BIC for</li> <li>Select 'View more' and then 'View statements'. You can then select any recent statement, where you IBAN and BIC will be</li> </ol> <p class="A-PAR16R-RW-ALL">Online banking:</p> <ol class="A-LSTO-RW-ALL"> <li>From the Accounts screen, select the account you want to view the IBAN and BIC for</li> <li>Underneath the sort code and account number, select 'Show more detail' - your IBAN and BIC will be shown</li> </ol> <p class="A-PAR16R-RW-ALL">Global Money:</p> <ol class="A-LSTO-RW-ALL"> <li>Select your Global Money Account</li> <li>Select 'Great British Pounds'</li> <li>Select 'View More'</li> <li>Select 'View account' details</li> <li>Select 'Outside the UK' to view your IBAN or BIC in the app</li> </ol> <p class="A-PAR16R-RW-ALL">If you have an HSBC Currency Account, you can find your IBAN and BIC by logging on to online banking and selecting 'Details’ from your Currency Account transactions.</p> </div></div> </div> </div> </div> </div> </div> </section> </div> </div> </div> </div> </div></div> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV"> <div class="anchor" id="how-much-does-it-cost-to-transfer-money-internationally"></div> <h3 class="heading A-TYP22L-RW-ALL remove-bottom-space" id="pp_main_heading_7"> How much does it cost to transfer money internationally? </h3> </div> </div> <div id="pp_main_columnControlColumn_13" class="cc-column"> </div> </div> </div> </div> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_9"> <div class="cc cc-columns-66-33 "> <div id="pp_main_columnControlColumn_14" class="cc-column"> <div class="O-SMARTSPCGEN-DEV O-ACCRD-RW-RBWM row"><div> <div id="pp_main_accordion_2" class="accordions-container sm-12"> </div> </div></div> <div class="O-SMARTSPCGEN-DEV O-ACCRD-RW-RBWM row"><div> <div id="pp_main_accordion_3" class="accordions-container sm-12"> <div class="O-SMARTSPCGEN-DEV O-ADVEXP-RW-RBWM row"> <div id="pp_main_advanced_expander_4" class="sm-12 clear-float"> <div class="anchor" id="how-it-costs-accordion-1"></div> <div class="A-EXPCNT-RW-RBWM expander"> <div class="dropdown" aria-controls="964007088__panel0" role="button" tabindex="0"> <h4 id="964007088__tab0" class="dropdown-text ">Cost of sending money outside the UK </h4> <span class="chevron"></span> </div> <section id="964007088__panel0" class="exp-content " aria-hidden="true" tabindex="-1"> <div class="exp-panel"> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_10"> <div class="cc cc-columns-100 "> <div id="pp_main_columnControlColumn_15" class="cc-column"> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="pp_main_richtext_16" class=" A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <p class="A-PAR16R-RW-ALL">It's free to send money anytime if you are using a Global Money Account. </p> <p class="A-PAR16R-RW-ALL">If you are making payments from a non-Global Money account, it's no extra cost to send money from HSBC to HSBC and to another bank if it's in euros and within the EEA. Otherwise, it's £5 to any other bank if you send money online. This applies to recurring and future-dated payments, too.</p> </div></div> <div class="O-SMARTSPCGEN-DEV M-CONTMAST-RW-RBWM M-BSCTBL-RW-RBWM"><div data-accessibility-tick-icon-text="Yes" data-accessibility-cross-icon-text="No" id="pp_main_basicTable_1" class="table-wrapper flexible-columns "> <table class="desktop"> <caption> <div class="A-PAR16R-RW-ALL text-container text "> Payment fees </div> </caption> <thead><tr> <th valign="middle" style="text-align: left;">Payment type</th> <th><p style="margin-left: 40px; text-align: left;">Online</p></th> <th style="text-align: left;"><strong>Mobile app</strong></th> <th><p style="margin-left: 40px; text-align: left;">Branch</p></th> <th><p style="margin-left: 40px;">Phone</p></th> <th><p style="margin-left: 40px;">Post</p></th> </tr> <tr> <td>From HSBC Global Money Account</td> <td style="text-align: center;">N/A</td> <td style="text-align: center;">£0</td> <td style="text-align: center;"> N/A</td> <td style="text-align: center;"> N/A</td> <td style="text-align: center;"> N/A</td> </tr> <tr> <td valign="middle" style="text-align: left;">HSBC to HSBC<br></td> <td valign="middle" style="text-align: center;">£0</td> <td style="text-align: center;">£0</td> <td valign="middle" style="text-align: center;">£0</td> <td valign="middle" style="text-align: center;">£0</td> <td valign="middle" style="text-align: center;">£17<br></td> </tr></thead> <tbody><tr> <td>Euros within the EEA</td> <td valign="middle" style="text-align: center;">£0</td> <td style="text-align: center;">£0</td> <td style="text-align: center;" valign="middle">£0</td> <td valign="middle" style="text-align: center;">£0</td> <td valign="middle" style="text-align: center;">£17<br></td> </tr> <tr> <td>Euros outside the EEA or any other currency in or outside the UK <br></td> <td valign="middle" style="text-align: center;"><p> </p> <p> </p> <p>£5<br></p></td> <td style="text-align: center;">£5<br></td> <td valign="middle" style="text-align: center;"><p> </p> <p> </p> <p>£5<br></p></td> <td valign="middle" style="text-align: center;"><p> </p> <p> </p> <p>£5<br></p></td> <td valign="middle" style="text-align: center;"><p> </p> <p> </p> <p>£17<br></p></td> </tr></tbody> </table> </div> <table class="non-desktop "> <caption> <div class="A-PAR16R-RW-ALL text-container text "> Payment fees </div> </caption> <tbody> <tr> <th scope="row">Payment type</th> <td> From HSBC Global Money Account </td> </tr> <tr> <th scope="row"><p style="margin-left: 40.0px;text-align: left;">Online</p></th> <td style="text-align: center;"> N/A </td> </tr> <tr> <th scope="row"><strong>Mobile app</strong></th> <td style="text-align: center;"> £0 </td> </tr> <tr> <th scope="row"><p style="margin-left: 40.0px;text-align: left;">Branch</p></th> <td style="text-align: center;">  N/A </td> </tr> <tr> <th scope="row"><p style="margin-left: 40.0px;">Phone</p></th> <td style="text-align: center;">  N/A </td> </tr> <tr> <th scope="row"><p style="margin-left: 40.0px;">Post</p></th> <td style="text-align: center;">  N/A </td> </tr> <tr aria-hidden="true" tabindex="-1" class="hidden-row"> <th></th> <td></td> </tr> <tr> <th scope="row">Payment type</th> <td style="text-align: left;"> HSBC to HSBC<br> </td> </tr> <tr> <th scope="row"><p style="margin-left: 40.0px;text-align: left;">Online</p></th> <td style="text-align: center;"> £0 </td> </tr> <tr> <th scope="row"><strong>Mobile app</strong></th> <td style="text-align: center;"> £0 </td> </tr> <tr> <th scope="row"><p style="margin-left: 40.0px;text-align: left;">Branch</p></th> <td style="text-align: center;"> £0 </td> </tr> <tr> <th scope="row"><p style="margin-left: 40.0px;">Phone</p></th> <td style="text-align: center;"> £0 </td> </tr> <tr> <th scope="row"><p style="margin-left: 40.0px;">Post</p></th> <td style="text-align: center;"> £17<br> </td> </tr> <tr aria-hidden="true" tabindex="-1" class="hidden-row"> <th></th> <td></td> </tr> <tr> <th scope="row">Payment type</th> <td> Euros within the EEA </td> </tr> <tr> <th scope="row"><p style="margin-left: 40.0px;text-align: left;">Online</p></th> <td style="text-align: center;"> £0 </td> </tr> <tr> <th scope="row"><strong>Mobile app</strong></th> <td style="text-align: center;"> £0 </td> </tr> <tr> <th scope="row"><p style="margin-left: 40.0px;text-align: left;">Branch</p></th> <td style="text-align: center;"> £0 </td> </tr> <tr> <th scope="row"><p style="margin-left: 40.0px;">Phone</p></th> <td style="text-align: center;"> £0 </td> </tr> <tr> <th scope="row"><p style="margin-left: 40.0px;">Post</p></th> <td style="text-align: center;"> £17<br> </td> </tr> <tr aria-hidden="true" tabindex="-1" class="hidden-row"> <th></th> <td></td> </tr> <tr> <th scope="row">Payment type</th> <td> Euros outside the EEA or any other currency in or outside the UK <br> </td> </tr> <tr> <th scope="row"><p style="margin-left: 40.0px;text-align: left;">Online</p></th> <td style="text-align: center;"> <p> </p> <p> </p> <p>£5<br></p> </td> </tr> <tr> <th scope="row"><strong>Mobile app</strong></th> <td style="text-align: center;"> £5<br> </td> </tr> <tr> <th scope="row"><p style="margin-left: 40.0px;text-align: left;">Branch</p></th> <td style="text-align: center;"> <p> </p> <p> </p> <p>£5<br></p> </td> </tr> <tr> <th scope="row"><p style="margin-left: 40.0px;">Phone</p></th> <td style="text-align: center;"> <p> </p> <p> </p> <p>£5<br></p> </td> </tr> <tr> <th scope="row"><p style="margin-left: 40.0px;">Post</p></th> <td style="text-align: center;"> <p> </p> <p> </p> <p>£17<br></p> </td> </tr> </tbody> </table> </div> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV"> <h5 class="heading A-TYP14B-RW-ALL remove-bottom-space" id="pp_main_heading_8"> Payments within the EEA </h5> </div> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="pp_main_richtext_17" class=" A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <p class="A-PAR16R-RW-ALL">If you’re paying someone in the EEA<sup><a href="#two" title="view footnote 2">2</a></sup>, you'll be charged the fees shown above and any intermediary and agency bank charges. You can't pay charges for the other person.</p> <p class="A-PAR16R-RW-ALL">From 1 January 2021, the bank you're sending the money to may apply higher charges than it did before the UK left the EU. HSBC UK charges haven't changed.</p> <p class="A-PAR16R-RW-ALL">We recommend checking what charges the other bank applies. These charges may be taken from the amount you’ve sent.</p> </div></div> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV"> <h5 class="heading A-TYP14B-RW-ALL remove-bottom-space" id="pp_main_heading_9"> Payments outside the EEA </h5> </div> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="pp_main_richtext_18" class="remove-bottom-space A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <p class="A-PAR16R-RW-ALL">For payments outside the EEA, you can either:<br> </p> </div></div> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="pp_main_richtext_19" class="remove-bottom-space A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <ul class="A-LSTU-RW-ALL"> <li><strong>Pay all the fees.</strong> You'll pay the charges in the table above and any intermediary, agency and beneficiary bank charges, which can be applied later</li> <li><strong>Share the fees.</strong> The charge in the table above will apply – together with any intermediary and agency bank share charges, which can be applied at a later date</li> </ul> </div></div> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="pp_main_richtext_20" class=" A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <p class="A-PAR16R-RW-ALL">If you choose the beneficiary to pay all the fees, no charges will apply.</p> <p class="A-PAR16R-RW-ALL">The above charges will be deducted from the payment before we add them to the beneficiary’s account where applicable. </p> <p class="A-PAR16R-RW-ALL">If we send money to or receive money from places outside the EEA, we may use an intermediary bank. They and the receiving bank may also impose charges, which could include payments sent through, or to, another HSBC bank.</p> </div></div> </div> </div> </div> </div> </div> </section> </div> </div> </div> <div class="O-SMARTSPCGEN-DEV O-ADVEXP-RW-RBWM row"> <div id="pp_main_advanced_expander_5" class="sm-12 clear-float"> <div class="anchor" id="how-it-costs-accordion-2"></div> <div class="A-EXPCNT-RW-RBWM expander"> <div class="dropdown" aria-controls="1086295344__panel0" role="button" tabindex="0"> <h4 id="1086295344__tab0" class="dropdown-text ">Cost of receiving money from outside the UK </h4> <span class="chevron"></span> </div> <section id="1086295344__panel0" class="exp-content " aria-hidden="true" tabindex="-1"> <div class="exp-panel"> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_11"> <div class="cc cc-columns-100 "> <div id="pp_main_columnControlColumn_16" class="cc-column"> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="pp_main_richtext_21" class="remove-bottom-space A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <p class="A-PAR16R-RW-ALL">First, check which charging option the person sending you money has chosen. They can choose to:<br> </p> </div></div> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="pp_main_richtext_22" class=" A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <ul class="A-LSTU-RW-ALL"> <li>Pay all the fees</li> <li>Share the fees with you, which means you'll pay the charge(s) in the table below </li> <li>Ask you to pay all fees - you'll pay the charges in the table below and any intermediary and agency bank charges</li> </ul> <p class="A-PAR16R-RW-ALL">You can receive money in sterling or another currency (with the exception of Global Money account, which can only currently receive sterling payments). If the money is in a different currency to the one your account is held in, we'll convert it using the most up-to-date exchange rate before crediting it to your account.</p> </div></div> <div class="O-SMARTSPCGEN-DEV M-CONTMAST-RW-RBWM M-BSCTBL-RW-RBWM"><div data-accessibility-tick-icon-text="Yes" data-accessibility-cross-icon-text="No" id="pp_main_basicTable_2" class="table-wrapper flexible-columns "> <table class="desktop"> <caption> <div class="A-PAR16R-RW-ALL text-container text "> Receiving payments in foreign currency </div> </caption> <thead><tr> <th>Payment type</th> <th>Fee</th> </tr></thead> <tbody><tr> <td>Euros from the EEA<br></td> <td>£0</td> </tr> <tr> <td>Less than £100 in another currency, or euros from outside the EEA </td> <td>£5</td> </tr> <tr> <td>More than £100 in another currency, or euros from outside the EEA <br></td> <td>£5<br></td> </tr></tbody> </table> </div> <table class="non-desktop "> <caption> <div class="A-PAR16R-RW-ALL text-container text "> Receiving payments in foreign currency </div> </caption> <tbody> <tr> <th scope="row">Payment type</th> <td> Euros from the EEA<br> </td> </tr> <tr> <th scope="row">Fee</th> <td> £0 </td> </tr> <tr aria-hidden="true" tabindex="-1" class="hidden-row"> <th></th> <td></td> </tr> <tr> <th scope="row">Payment type</th> <td> Less than £100 in another currency, or euros from outside the EEA  </td> </tr> <tr> <th scope="row">Fee</th> <td> £5 </td> </tr> <tr aria-hidden="true" tabindex="-1" class="hidden-row"> <th></th> <td></td> </tr> <tr> <th scope="row">Payment type</th> <td> More than £100 in another currency, or euros from outside the EEA <br> </td> </tr> <tr> <th scope="row">Fee</th> <td> £5<br> </td> </tr> </tbody> </table> </div> <div class="O-SMARTSPCGEN-DEV M-CONTMAST-RW-RBWM M-BSCTBL-RW-RBWM"><div data-accessibility-tick-icon-text="Yes" data-accessibility-cross-icon-text="No" id="pp_main_basicTable_3" class="table-wrapper flexible-columns "> <table class="desktop"> <caption> <div class="A-PAR16R-RW-ALL text-container text "> Receiving sterling payments </div> </caption> <thead><tr> <th>Amount</th> <th valign="middle" style="text-align: left;"><strong>Fee</strong></th> </tr></thead> <tbody><tr> <td valign="middle" style="text-align: left;">Less than £100</td> <td valign="middle" style="text-align: left;">£5</td> </tr> <tr> <td valign="middle" style="text-align: left;"><p>£100 or more                                                                                       </p></td> <td valign="middle" style="text-align: left;">£5<br></td> </tr></tbody> </table> </div> <table class="non-desktop "> <caption> <div class="A-PAR16R-RW-ALL text-container text "> Receiving sterling payments </div> </caption> <tbody> <tr> <th scope="row">Amount</th> <td style="text-align: left;"> Less than £100 </td> </tr> <tr> <th scope="row"><strong>Fee</strong></th> <td style="text-align: left;"> £5 </td> </tr> <tr aria-hidden="true" tabindex="-1" class="hidden-row"> <th></th> <td></td> </tr> <tr> <th scope="row">Amount</th> <td style="text-align: left;"> <p>£100 or more                                                                                       </p> </td> </tr> <tr> <th scope="row"><strong>Fee</strong></th> <td style="text-align: left;"> £5<br> </td> </tr> </tbody> </table> </div> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="pp_main_richtext_23" class=" A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <p class="A-PAR16R-RW-ALL">If we can, we'll take away the charges from the payment before we credit them to your account. Any charges will show in your statement.</p> <p class="A-PAR16R-RW-ALL">You'll always share fees for payments you receive in euros from an EEA country or region via SEPA (Single Euro Payments Area). You'll only pay HSBC’s receiving fee, and the sender will pay all of the other charges</p> </div></div> </div> </div> </div> </div> </div> </section> </div> </div> </div> <div class="O-SMARTSPCGEN-DEV O-ADVEXP-RW-RBWM row"> <div id="pp_main_advanced_expander_6" class="sm-12 clear-float"> <div class="anchor" id="how-it-costs-accordion-2"></div> <div class="A-EXPCNT-RW-RBWM expander"> <div class="dropdown" aria-controls="648364452__panel0" role="button" tabindex="0"> <h4 id="648364452__tab0" class="dropdown-text ">Can I track my international payment? </h4> <span class="chevron"></span> </div> <section id="648364452__panel0" class="exp-content " aria-hidden="true" tabindex="-1"> <div class="exp-panel"> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_12"> <div class="cc cc-columns-100 "> <div id="pp_main_columnControlColumn_17" class="cc-column"> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="pp_main_richtext_24" class=" A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <p class="A-PAR16R-RW-ALL">Yes, you can track international payments using the HSBC Mobile Banking app or online banking.</p> <p class="A-PAR16R-RW-ALL">In the app:</p> <ul class="A-LSTU-RW-ALL"> <li>Go to 'Pay & Transfer'</li> <li>Select 'international payment tracker'</li> </ul> <p class="A-PAR16R-RW-ALL">In internet banking:</p> <ul class="A-LSTU-RW-ALL"> <li>Go to the 'Move money' tab at the top of the screen</li> <li>Select 'international payment tracker'</li> </ul> </div></div> </div> </div> </div> </div> </div> </section> </div> </div> </div> </div> </div></div> </div> <div id="pp_main_columnControlColumn_18" class="cc-column"> </div> </div> </div> </div> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_13"> <div class="cc cc-columns-66-33 "> <div id="pp_main_columnControlColumn_19" class="cc-column"> <div class="O-SMARTSPCGEN-DEV O-ACCRD-RW-RBWM row"><div> <section class="sm-12 accordion-with-title O-SMARTSPCGEN-DEV"> <h2 class="A-BBST28R-RW-ALL">International payments</h2> </section> <div id="pp_main_accordion_4" class="accordions-container sm-12"> <div class="O-SMARTSPCGEN-DEV O-ADVEXP-RW-RBWM row"> <div id="pp_main_advanced_expander_7" class="sm-12 clear-float"> <div class="A-EXPCNT-RW-RBWM expander"> <div class="dropdown" aria-controls="1884656172__panel0" role="button" tabindex="0"> <h3 id="1884656172__tab0" class="dropdown-text ">What is the difference between International Payments, Global Transfers and Global Money? </h3> <span class="chevron"></span> </div> <section id="1884656172__panel0" class="exp-content " aria-hidden="true" tabindex="-1"> <div class="exp-panel"> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_14"> <div class="cc cc-columns-100 "> <div id="pp_main_columnControlColumn_20" class="cc-column"> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="pp_main_richtext_25" class=" A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <p class="A-PAR16R-RW-ALL">International Payments are payments made to accounts outside of the UK<strong>. </strong>Global Transfers are currency transfers made between your globally linked HSBC accounts. Global Money is an account with a debit card that enables you to make international payments in the required currency without fees.</p> </div></div> </div> </div> </div> </div> </div> </section> </div> </div> </div> <div class="O-SMARTSPCGEN-DEV O-ADVEXP-RW-RBWM row"> <div id="pp_main_advanced_expander_8" class="sm-12 clear-float"> <div class="A-EXPCNT-RW-RBWM expander"> <div class="dropdown" aria-controls="1884606362__panel0" role="button" tabindex="0"> <h3 id="1884606362__tab0" class="dropdown-text ">Can an international payment be rejected? </h3> <span class="chevron"></span> </div> <section id="1884606362__panel0" class="exp-content " aria-hidden="true" tabindex="-1"> <div class="exp-panel"> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_15"> <div class="cc cc-columns-100 "> <div id="pp_main_columnControlColumn_21" class="cc-column"> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="pp_main_richtext_26" class=" A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <p class="A-PAR16R-RW-ALL">Sometimes international payments are rejected, and this could happen due to:</p> <ul class="A-LSTU-RW-ALL"> <li>The payment instruction having an invalid account number</li> <li>The receiving account might be closed</li> <li>The payment may not pass the receiving bank’s own checks and controls and have to be returned</li> </ul> <p class="A-PAR16R-RW-ALL">This list is not exhaustive.</p> <p class="A-PAR16R-RW-ALL">If the payment is returned to us or it can’t be completed, we’ll return the amount to your account using the HSBC exchange rate at that time. This means the amount we return may be more or less than the original amount.</p> </div></div> </div> </div> </div> </div> </div> </section> </div> </div> </div> <div class="O-SMARTSPCGEN-DEV O-ADVEXP-RW-RBWM row"> <div id="pp_main_advanced_expander_9" class="sm-12 clear-float"> <div class="A-EXPCNT-RW-RBWM expander"> <div class="dropdown" aria-controls="1262493198__panel0" role="button" tabindex="0"> <h3 id="1262493198__tab0" class="dropdown-text ">What is an intermediary bank? </h3> <span class="chevron"></span> </div> <section id="1262493198__panel0" class="exp-content " aria-hidden="true" tabindex="-1"> <div class="exp-panel"> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_16"> <div class="cc cc-columns-100 "> <div id="pp_main_columnControlColumn_22" class="cc-column"> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="pp_main_richtext_27" class=" A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <p class="A-PAR16R-RW-ALL">An intermediary bank helps transfer funds to the payee bank when there’s no direct relationship between HSBC UK and the payee bank.</p> </div></div> </div> </div> </div> </div> </div> </section> </div> </div> </div> <div class="O-SMARTSPCGEN-DEV O-ADVEXP-RW-RBWM row"> <div id="pp_main_advanced_expander_10" class="sm-12 clear-float"> <div class="A-EXPCNT-RW-RBWM expander"> <div class="dropdown" aria-controls="-1343906317__panel0" role="button" tabindex="0"> <h3 id="-1343906317__tab0" class="dropdown-text ">How to set up and cancel recurring or future payments </h3> <span class="chevron"></span> </div> <section id="-1343906317__panel0" class="exp-content " aria-hidden="true" tabindex="-1"> <div class="exp-panel"> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_17"> <div class="cc cc-columns-100 "> <div id="pp_main_columnControlColumn_23" class="cc-column"> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="pp_main_richtext_28" class=" A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <p class="A-PAR16R-RW-ALL">To set up or cancel future-dated or recurring payments in online banking, select 'Standing orders and future payments'. Then select the account the payment is coming from to view details.</p> <p class="A-PAR16R-RW-ALL">You can request to cancel any time up to 23:59 (UK time) on the day <strong>before</strong> the payment is due to be made.</p> <p class="A-PAR16R-RW-ALL">Currently Global Money only allows for immediate payments to be made.</p> <p class="A-PAR16R-RW-ALL">We can't cancel a payment if you've asked us to make it immediately.</p> </div></div> </div> </div> </div> </div> </div> </section> </div> </div> </div> </div> </div></div> </div> <div id="pp_main_columnControlColumn_24" class="cc-column"> </div> </div> </div> </div> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_18"> <div class="cc cc-columns-66-33 "> <div id="pp_main_columnControlColumn_25" class="cc-column"> <div class="O-TITLE-RW-DEV O-SMARTSPCGEN-DEV"><div id="pp_main_title_5"> <div class="anchor" id="ready-to-make-an-international-payment"></div> <h2 class="A-BBST28R-RW-ALL"> Make international payments online </h2> <div class="row"> <div class="sm-12 organismsContainer"> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV"> <h3 class="heading A-TYP22L-RW-ALL remove-bottom-space" id="pp_main_heading_10"> Global Money Account </h3> </div> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="pp_main_richtext_29" class="remove-bottom-space A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <p class="A-PAR16R-RW-ALL">Log on to the mobile app to open a <a href="/international/travel-money-card/">Global Money Account</a> and start sending money abroad.</p> <p class="A-PAR16R-RW-ALL">If you already have a Global Money Account, log on to the app, select 'Pay or transfer' and then 'Send money internationally' from the Global Money menu.</p> </div></div> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="pp_main_richtext_30" class="remove-bottom-space A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <p class="A-PAR16R-RW-ALL">If you do not currently have the HSBC Mobile Banking app, you can find information on how to download it using the link below:</p> </div></div> <div class="O-SMARTSPCGEN-DEV M-CONTMAST-RW-RBWM links"> <div> <ul id="pp_main_links_1" class="links-list"> <li> <div id="pp_main_link_1" class="link-container"> <a class="A-LNKST-RW-ALL" href="/ways-to-bank/mobile/" target="_self" data-event-component="text link" data-event-name="don't have the app? download now|component:make international payments online|position:1"> <span class="link"> Don't have the app? Download now </span> <span class="icon icon-chevron-right" aria-hidden="true"></span> </a> </div> </li> </ul> </div></div> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="pp_main_richtext_31" class=" A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <p class="A-PAR16R-RW-ALL">To apply for a Global Money account you will need to have an active HSBC UK current account (excluding Basic Bank Account, Appointee and MyAccount), a valid email address that is held on our records and have the mobile app (Global Money is only available in the HSBC Mobile Banking app).</p> </div></div> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV"> <h3 class="heading A-TYP22L-RW-ALL remove-bottom-space" id="pp_main_heading_11"> International Payments through Online Banking </h3> </div> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="pp_main_richtext_32" class="remove-bottom-space A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <p class="A-PAR16R-RW-ALL">If you don't wish to use Global Money, you can also send money abroad through online banking. Fees may apply. To make an international payment you will need to hold any account with HSBC (except a standalone ISA account) and be registered for online banking.</p> </div></div> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV content-buttons"><div id="pp_main_buttons_1"> <div class="clearfix horizontal "> <a class="A-BTNP-RW-ALL" href="/online/transactionselection/" target="_self" id="pp_main_button_2" data-event-component="button" data-event-name="log on to online banking|component:make international payments online|position:2"> <span>Log on to online banking</span> </a> </div> </div></div> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV"> <div class="anchor" id="not-registered-yet"></div> <h3 class="heading A-TYP22L-RW-ALL remove-bottom-space" id="pp_main_heading_12"> Not registered yet? </h3> </div> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="pp_main_richtext_33" class="remove-bottom-space A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <p class="A-PAR16R-RW-ALL">Register now to start sending and receiving money worldwide.<br> </p> </div></div> <div class="O-SMARTSPCGEN-DEV M-CONTMAST-RW-RBWM links"> <div> <ul id="pp_main_links_2" class="links-list"> <li> <div id="pp_main_link_2" class="link-container"> <a class="A-LNKST-RW-ALL" href="/register/" target="_self" data-event-component="text link" data-event-name="register for online banking|component:make international payments online|position:3"> <span class="link"> Register for online banking </span> <span class="icon icon-chevron-right" aria-hidden="true"></span> </a> </div> </li> </ul> </div></div> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV"> <h3 class="heading A-TYP22L-RW-ALL remove-bottom-space" id="pp_main_heading_13"> Have you considered a Global Money account? </h3> </div> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="pp_main_richtext_34" class="remove-bottom-space A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <p class="A-PAR16R-RW-ALL">Spend and send money around the world in multiple currencies, with no HSBC fees. Eligibility criteria apply. Non-HSBC fees may apply.</p> </div></div> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV content-buttons"><div id="pp_main_buttons_2"> <div class="clearfix horizontal "> <a class="A-BTNSO-RW-ALL" href="/current-accounts/products/global-money/" target="_self" id="pp_main_button_3" data-event-component="text link" data-event-name="find out more|component:make international payments online|position:4"> <span aria-hidden="true">Find out more</span> <span class="visuallyhidden">Find out more about HSBC Global Money account </span> </a> </div> </div></div> </div> </div> </div></div> </div> <div id="pp_main_columnControlColumn_26" class="cc-column"> </div> </div> </div> </div> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_19"> <div class="cc cc-columns-66-33 "> <div id="pp_main_columnControlColumn_27" class="cc-column"> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV"> <div class="anchor" id="frequently-asked-questions"></div> <h2 class="heading A-TYP28L-RW-ALL remove-bottom-space" id="pp_main_heading_14"> Frequently asked questions </h2> </div> </div> <div id="pp_main_columnControlColumn_28" class="cc-column"> </div> </div> </div> </div> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_20"> <div class="cc cc-columns-66-33 "> <div id="pp_main_columnControlColumn_29" class="cc-column"> <div class="O-SMARTSPCGEN-DEV O-ACCRD-RW-RBWM row"><div> <div id="pp_main_accordion_5" class="accordions-container sm-12"> <div class="O-SMARTSPCGEN-DEV O-ADVEXP-RW-RBWM row"> <div id="pp_main_advanced_expander_11" class="sm-12 clear-float"> <div class="anchor" id="additional-requirements-1"></div> <div class="A-EXPCNT-RW-RBWM expander"> <div class="dropdown" aria-controls="-1212327789__panel0" role="button" tabindex="0"> <h3 id="-1212327789__tab0" class="dropdown-text ">How much money can I send outside the UK? </h3> <span class="chevron"></span> </div> <section id="-1212327789__panel0" class="exp-content " aria-hidden="true" tabindex="-1"> <div class="exp-panel"> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_21"> <div class="cc cc-columns-100 "> <div id="pp_main_columnControlColumn_30" class="cc-column"> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="pp_main_richtext_35" class=" A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <p class="A-PAR16R-RW-ALL">You can send up to £50,000 online, or the equivalent in the other currency.</p> </div></div> </div> </div> </div> </div> </div> </section> </div> </div> </div> <div class="O-SMARTSPCGEN-DEV O-ADVEXP-RW-RBWM row"> <div id="pp_main_advanced_expander_12" class="sm-12 clear-float"> <div class="anchor" id="q-2"></div> <div class="A-EXPCNT-RW-RBWM expander"> <div class="dropdown" aria-controls="-1055165535__panel0" role="button" tabindex="0"> <h3 id="-1055165535__tab0" class="dropdown-text ">What is an international money transfer? </h3> <span class="chevron"></span> </div> <section id="-1055165535__panel0" class="exp-content " aria-hidden="true" tabindex="-1"> <div class="exp-panel"> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_22"> <div class="cc cc-columns-100 "> <div id="pp_main_columnControlColumn_31" class="cc-column"> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="pp_main_richtext_36" class=" A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <p class="A-PAR16R-RW-ALL">An international money transfer is a safe, secure way to send money to a bank account in other country or region.</p> </div></div> </div> </div> </div> </div> </div> </section> </div> </div> </div> <div class="O-SMARTSPCGEN-DEV O-ADVEXP-RW-RBWM row"> <div id="pp_main_advanced_expander_13" class="sm-12 clear-float"> <div class="anchor" id="q-2"></div> <div class="A-EXPCNT-RW-RBWM expander"> <div class="dropdown" aria-controls="221909331__panel0" role="button" tabindex="0"> <h3 id="221909331__tab0" class="dropdown-text ">How long does an international money transfer take? </h3> <span class="chevron"></span> </div> <section id="221909331__panel0" class="exp-content " aria-hidden="true" tabindex="-1"> <div class="exp-panel"> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_23"> <div class="cc cc-columns-100 "> <div id="pp_main_columnControlColumn_32" class="cc-column"> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="pp_main_richtext_37" class=" A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <p class="A-PAR16R-RW-ALL"><p>An international money transfer can take a few days, depending on the currency and destination.</p> <p>Payments in euros or pounds sterling in the EEA should reach the account the next working day.</p> <p>Payments outside the EEA can take up to 4 working days or longer.</p> </p> </div></div> </div> </div> </div> </div> </div> </section> </div> </div> </div> <div class="O-SMARTSPCGEN-DEV O-ADVEXP-RW-RBWM row"> <div id="pp_main_advanced_expander_14" class="sm-12 clear-float"> <div class="anchor" id="q-2"></div> <div class="A-EXPCNT-RW-RBWM expander"> <div class="dropdown" aria-controls="-1493494665__panel0" role="button" tabindex="0"> <h3 id="-1493494665__tab0" class="dropdown-text ">How do I track an international money transfer? </h3> <span class="chevron"></span> </div> <section id="-1493494665__panel0" class="exp-content " aria-hidden="true" tabindex="-1"> <div class="exp-panel"> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_24"> <div class="cc cc-columns-100 "> <div id="pp_main_columnControlColumn_33" class="cc-column"> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="pp_main_richtext_38" class=" A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <p class="A-PAR16R-RW-ALL">You can track an international money transfer using online banking or with the app.</p> </div></div> </div> </div> </div> </div> </div> </section> </div> </div> </div> </div> </div></div> </div> <div id="pp_main_columnControlColumn_34" class="cc-column"> </div> </div> </div> </div> <div class="O-SMARTSPCGEN-DEV"><div> <h2 class="A-BBST28R-RW-ALL"> You might also be interested in</h2> <div class="O-MASTERTILE-DEV "> <div class="row"> <div class="container sm-12 md-12 lg-4"> <div class="M-MASTERTILEITEM-DEV"><div id="pp_main_tile_1" class="A-PNL-RW-ALL"> <a href="/international/tips-when-transferring-money-overseas/" data-event-component="other" data-event-name="sending money outside the uk:top tips|component:lateral links|position:1" class="A-LNKC28L-RW-ALL" target="_self"> <div class="heading"> <h3 class="link"> Sending money outside the UK: top tips</h3> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </div> </a> <div class="A-PAR16R-RW-ALL rich-text"> <p>If you are sending money outside of the UK, there are a few things to consider. </p> </div> </div> </div> </div> <div class="container sm-12 md-6 lg-4"> <div class="M-MASTERTILEITEM-DEV"><div id="pp_main_tile_2" class="A-PNL-RW-ALL"> <a href="/international/currency-account/" data-event-component="other" data-event-name="hsbc currency account|component:lateral links|position:2" class="A-LNKC28L-RW-ALL" target="_self"> <div class="heading"> <h3 class="link"> HSBC Currency Account</h3> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </div> </a> <div class="A-PAR16R-RW-ALL rich-text"> <p>Send, store and receive up to 14 foreign currencies easily with our multi-currency holding account.<br> </p> </div> </div> </div> </div> <div class="container sm-12 md-6 lg-4"> <div class="M-MASTERTILEITEM-DEV"><div id="pp_main_tile_3" class="A-PNL-RW-ALL"> <a href="/international/global-view-and-global-transfers/" data-event-component="other" data-event-name="global transfers|component:lateral links|position:3" class="A-LNKC28L-RW-ALL" target="_self"> <div class="heading"> <h3 class="link"> Global transfers</h3> <span class="icon icon-chevron-right-small" aria-hidden="true"></span> </div> </a> <div class="A-PAR16R-RW-ALL rich-text"> <p>Move money between your HSBC accounts around the world securely and fee-free.</p> </div> </div> </div> </div> </div> </div> </div></div> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div class="anchor" id="footnote"></div> <div id="pp_main_columnControl_25"> <div class="cc cc-columns-66-33 "> <div id="pp_main_columnControlColumn_35" class="cc-column"> <div class="O-TITLE-RW-DEV O-SMARTSPCGEN-DEV"><div id="pp_main_title_6" class="remove-bottom-space "> <h2 class="A-BBST28R-RW-ALL"> Additional information </h2> <div class="row"> <div class="sm-12 organismsContainer"> </div> </div> </div></div> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div 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International Money Transfer | Send Money Abroad - HSBC UK