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fw-bold fs-5 text-center text-lg-start">What can we help you find?</div><div class="col-sm-12 col-md-7"><form action="#" method="POST" id="form-search"><div class="input-group"><span class="input-group-text bg-white border-2 border-end-0"><span class="icon icon-search"></span> </span><input type="text" class="form-control form-control-lg border-2 border-start-0" placeholder="Type your search term and press enter" aria-label="Type your search term and press enter" aria-describedby="button-addon2" required></div></form></div><div class="col-sm-12 col-md-1"><a class="utility-panel--btn-close mx-auto" href="#" title="close"><span class="icon icon-close"></span></a></div></div></div></div><div class="utility-panel contact-bar pt-lg-5 pb-4 pt-4 align-items-center"><div class="container"><div class="row align-items-center"><div class="col-sm-12 col-lg-4 fw-bold fs-5 text-center text-lg-start">What can we help you with?</div><div class="col-sm-12 col-lg-3"><a href="tel:+254719075000" class="btn btn-outline-secondary rounded-pill py-3 px-4 border-2 w-100 mb-4 mb-lg-0"><i class="bi bi-telephone-fill" style="margin-right: .5rem;"></i> <b>+254 719 075 000</b></a></div><div class="col-sm-12 col-lg-3"><a href="/contact-us/" class="btn btn-outline-secondary rounded-pill py-3 px-4 border-2 w-100 mb-4 mb-lg-0"><i class="bi bi-chat-left-text-fill" style="margin-right: .5rem;"></i> <b>Send us an enquiry</b></a></div><div class="col-sm-12 col-md-1 offset-md-1"><a class="utility-panel--btn-close mx-auto" href="#" title="close"><span class="icon icon-close"></span></a></div></div></div></div></header><div class="flyout-overlay"></div><main class="single-product"><section><div class="container"><div class="row"><div class="col-sm-12 col-md-5 my-5 py-5"><h1 class="mb-4 fw-bold">PRUDahari-Dumu</h1><p class="lead fw-normal">Your short-term saving policy that lasts and lasts</p></div><div class="col-sm-12 col-md-7 mb-4 g-0"><img src="/assets/images/PRUDahari Dumu.jpg" width="100%" class="banner-img"></div></div></div></section><section class="py-k5 pt-4"><div class="py-5"><div class="position-relative"><div class="container"><div class="row"><div class="col-sm-12 col-md-6"><img src="https://source.unsplash.com/SoT4-mZhyhE/660x650" alt="" width="100%" class="rounded"></div><div class="col-sm-12 col-md-6 mb-3"><h1 class="mb-3 d-block"><span class="fw-bold text-secondary">Product</span> <span class="fw-light">Features</span></h1><p>PRUDahari-Dumu is a flexible savings product that is designed to help you achieve your short term ambitions. It is a very unique cover because it does not lapse. This means your policy remains active even when you cannot meet your premium payment obligations on time.</p><ul class="card-body ps-0 pe-5 list-desc-two"><li><span>Enjoy a free 12th month of not paying premium when you fully pay the 11 months on time.</span></li><li><span>The policy will not lapse as long as premiums have been paid for the initial 6 months.</span></li><li><span>It is a short term product with a policy period of 5 to 10 years.</span></li><li><span>Lump sum amount paid at the end of the policy term ranges from Kshs.100K to Kshs. 80M.</span></li><li><span>Minimum eligible age is 18 years and maximum is 59 years.</span></li></ul></div></div></div></div></div></section><section class="py-k5 pt-4 overflow-hidden"><div class="py-5"><div class="position-relative"><div class="bg-grey left"></div><div class="container"><div class="row"><div class="col-sm-12 col-md-6 mb-3 offset-md-6"><h1 class="mb-3 d-block"><span class="fw-bold text-secondary">Product</span> <span class="fw-light">Benefits</span></h1></div></div><div class="row"><div class="col-12 col-md-3"><div class="card border-0 rounded-30 text-center shadow-sm"><img src="https://source.unsplash.com/j06gLuKK0GM/276x201" class="card-img-top" alt="Affordable and Flexible premiums"><div class="card-body py-3 px-4"><h5 class="card-title text-secondary text-capitalize fs-5">Affordable and Flexible premiums</h5><p class="card-text fw-light">Start saving for your dream while enjoying affordable premiums</p></div></div></div><div class="col-12 col-md-3"><div class="card border-0 rounded-30 text-center shadow-sm"><img src="https://source.unsplash.com/8oB43mw658c/276x201" class="card-img-top" alt="No-Lapse Guarantee"><div class="card-body py-3 px-4"><h5 class="card-title text-secondary text-capitalize fs-5">No-Lapse Guarantee</h5><p class="card-text fw-light">You will not lose your money as long as premiums have been paid for the initial 6 months</p></div></div></div><div class="col-12 col-md-3"><div class="card border-0 rounded-30 text-center shadow-sm"><img src="https://source.unsplash.com/Yz9rpx3kiE8/276x201" class="card-img-top" alt="Free one month of cover"><div class="card-body py-3 px-4"><h5 class="card-title text-secondary text-capitalize fs-5">Free one month of cover</h5><p class="card-text fw-light">Enjoy free 12th month if premium for all other 11 months are paid</p></div></div></div><div class="col-12 col-md-3"><div class="card border-0 rounded-30 text-center shadow-sm"><img src="https://source.unsplash.com/5n2XtbvekO8/276x201" class="card-img-top" alt="Enjoy best incentives"><div class="card-body py-3 px-4"><h5 class="card-title text-secondary text-capitalize fs-5">Enjoy best incentives</h5><p class="card-text fw-light">When you pay premiums regularly and on time</p></div></div></div></div></div></div></div></section><section class="py-5"><div class="container position-relative"><div class="bg-grey" style="height: 65%;"></div><div class="container"><div class="row"><div class="col-sm-12 col-md-6 mb-3"><h1 class="mb-3 d-block"><span class="fw-bold">Learn</span> <span class="fw-light">more</span></h1></div></div><ul class="list-group" id="learn-more"><li class="list-group-item" aria-current="true"><div class="d-flex justify-content-between align-items-center" data-bs-toggle="collapse" href="#productBenefits"><div><h5>Product Benefits</h5></div><span class="icon-expand"></span></div><div class="collapse" id="productBenefits"><b class="pt-3 d-block">Maturity Benefit</b><ul class="card-body ps-0 pe-5 list-desc-two inside"><li><span>Enjoy full 100% benefit, a lump sum amount of money at the end of your policy term</span></li></ul><b class="pt-1 d-block">Death Benefit</b><ul class="card-body ps-0 pe-5 list-desc-two inside"><li><span>Your family and beneficiaries will receive the full 100% benefit, a lump sum amount of money, upon your passing on, caused by natural causes.</span></li><li><span>Your family and beneficiaries will receive twice the benefit, 200% benefit, a lump sum amount of money, upon your passing on, caused by an untimely accident.</span></li><li><span>Prudential will also waive the premiums meaning that there will be no more premiums to pay.</span></li></ul></div></li><li class="list-group-item" aria-current="true"><div class="d-flex justify-content-between align-items-center" data-bs-toggle="collapse" href="#optionalBenefits"><div><h5>Optional Benefits (Riders)</h5></div><span class="icon-expand"></span></div><div class="collapse pt-4" id="optionalBenefits"><b class="pt-1 d-block">Critical Illness Benefit</b><ul class="card-body ps-0 pe-5 list-desc-two inside"><li><span>This benefit helps in taking care of your medical bills in case you are diagnosed with a critical illness, the benefit is paid out immediately after the diagnosis.</span></li><li><span>The critical illness benefit amount is 50% of the main life policy benefit amount.</span></li><li><span>Settlement of a critical illness claim automatically terminates the benefit since it can only be claimed once during the policy term.</span></li><li><span>Prudential will also waive any future premiums meaning that there will be no more premiums to pay.</span></li><li><span>The maturity benefit will still be paid to you when the policy matures.</span></li></ul><b class="pt-1 d-block">Total & Permanent Disability Benefit</b><ul class="card-body ps-0 pe-5 list-desc-two inside"><li><span>If you unfortunately become totally and permanently disable due to an accident or sickness, then automatically all your future premiums are waived, meaning you will not be required to pay any more premiums for your policy.</span></li><li><span>The maturity benefit will still be paid to you when the policy matures.</span></li></ul></div></li><li class="list-group-item" aria-current="true"><div class="d-flex justify-content-between align-items-center" data-bs-toggle="collapse" href="#waitingPeriod"><div><h5>Waiting Period</h5></div><span class="icon-expand"></span></div><div class="collapse" id="waitingPeriod"><p class="pt-3">There is a waiting period of 6 months;</p><ul class="card-body ps-0 pe-5 list-desc-two pt-4"><li><span>When the cover is starting or when it is being reinstated.</span></li><li><span>Death and total and permanent disability claims resulting from natural causes or a diagnosis of a critical illness before 6 months will not be paid.</span></li><li><span>Only claims arising from accidental causes will be payable during the waiting period.</span></li></ul></div></li><li class="list-group-item" aria-current="true"><div class="d-flex justify-content-between align-items-center" data-bs-toggle="collapse" href="#exclusions"><div><h5>Exclusions</h5></div><span class="icon-expand"></span></div><div class="collapse" id="exclusions"><p class="pt-4">The following is a list of exclusions, meaning, any claim that arises from the occurrences below will not be paid</p><ul class="card-body ps-0 pe-5 list-desc-two"><li><span>Suicide, attempted suicide or any self-inflicted injury whether the life assured is sane or insane at the time and if it occurs within two years from the commencement of the policy.</span></li><li><span>Any act committed by the policyholder, the life assured, or beneficiaries that constitute a violation of criminal law.</span></li><li><span>Abuse of alcohol, wilful inhalation of gas, self-inflicted injury, wilful exposure to radioactivity, or the wilful consumption of poison or overdose of drugs (whether the drugs have been prescribed by a medical practitioner or not).</span></li><li><span>With the exception of those deployed by the disciplined forces of the Republic of Kenya, any act of war (whether war be declared or not), military action, terrorist activities, riots, strikes, civil commotion, or insurrection in all cases as an active participant.</span></li><li><span>Active participation in mountaineering, horse riding, hunting, motor racing, power-boat racing, or fighting (except in self-defence).</span></li><li><span>Participation in any form of aviation other than a scheduled air service over an established passenger route.</span></li><li><span>Any medical condition not disclosed prior to the issuance of the policy, for which treatment was received or recommended by a medical practitioner or of which the life assured was aware of prior to the date of declaration of the policy.</span></li><li><span>Critical illness claims arising from conditions not listed in the policy.</span></li><li><span>Death caused by natural causes and critical illness claims; occurring within six months from the date the policy starts or from the date the policy benefits are increased or from the policy reinstatement date.</span></li></ul></div></li></ul></div></div></section><section class="py-5 position-relative"><div class="bg-grey left rounded-0" style="height: 70%;"></div><div class="container z-100 position-relative"><div class="row"><div class="col-sm-12 col-md-6 mb-3"><h1 class="mb-3 d-block" data-aos="fade-down"><span class="fw-bold text-secondary">Similar</span> <span class="fw-light">products</span></h1></div></div><div class="row"><div class="col-12 col-md-4"><a href="/pru-select/" class="card rounded-30 pb-0" data-aos="zoom-in"><img src="/assets/images/PRUSelect-thumb.jpg" class="card-img-top" alt="PRUSelect"><div class="card-body pt-4 pb-5 px-4 d-flex flex-column"><h5 class="card-title fw-bold text-capitalize">PRUSelect</h5><p class="card-text fw-light">PRUSelect comes with a ton-load of benefits from a combination of two vital plans, drawing you closer to your long-term goals.</p><div class="card-static__content--btn btn-arrow"><span class="icon icon-arrow-right"></span></div></div></a></div><div class="col-12 col-md-4"><a href="/pru-pension/" class="card rounded-30 pb-0" data-aos="zoom-in"><img src="/assets/images/PruPension.jpg" class="card-img-top" alt="PRUPension"><div class="card-body pt-4 pb-5 px-4 d-flex flex-column"><h5 class="card-title fw-bold text-capitalize">PRUPension</h5><p class="card-text fw-light">Having a savings plan is your best decision. And having a retirement plan, even better. This retirement savings scheme steps in to ensure you get the most out of your long-term savings.</p><div class="card-static__content--btn btn-arrow"><span class="icon icon-arrow-right"></span></div></div></a></div></div></div></section><script>function onSubmitLeadForm(token) { document.getElementById("lead-form").submit(); }</script><section class="py-5"><div class="container py-5 position-relative" id="lead-form"><div class="row position-relative"><div class="col-sm-12 col-md-5 offset-md-1"><h2 class="fw-bold">Not what you鈥檙e <span class="fw-normal">looking for?</span></h2><p class="fw-light">Don鈥檛 worry, we'll help you get the correct solution that fits your needs. Provide us with your phone number and we will call you right back.</p></div><div class="col-sm-12 col-md-5"><form action="/integrations/callback.php" method="POST" id="leads-form"><input class="form-control form-control-lg py-3" type="number" placeholder="enter your phone number" required name="phone_number" maxlength="15"> <input type="hidden" name="Website_Page" value="PRUDahari-Dumu"> <input type="hidden" name="Website_Source" value="Callbacks"> <button class="btn btn-danger rounded-pill btn-lg float-end mt-4 px-4 fw-bold" type="submit" class="g-recaptcha" data-sitekey="6LevMNAUAAAAAC1ZSkqLXh12_rYgnpp7VAznktoG" data-callback="onSubmitLeadForm" data-action="submit">Call me back</button></form></div></div></div></section></main><section class="pt-5 social-section"><div class="container position-relative pt-lg-5"><div class="bg-grey col-12 col-md-7 offset-md-5 d-sm-none d-lg-block" style="height: 100%; width: 66.66667%; right: auto;"></div><div class="container p-0"><div 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