Emerging Risks

<!DOCTYPE html> <html lang="en"> <head> <script src="https://cmp.osano.com/16CFuWSuPfE35eNP/1926ff3d-154e-453e-83c8-3dfd51fba496/osano.js"></script> <style> .osano-cm-widget{display: none;} .osano-cm-link {display: none;} </style> <script> !function(e,a,n,t){var i=e.head;if(i){ if (a) return; var o=e.createElement("style"); o.id="alloy-prehiding",o.innerText=n,i.appendChild(o),setTimeout(function(){o.parentNode&&o.parentNode.removeChild(o)},t)}} (document, document.location.href.indexOf("adobe_authoring_enabled") !== -1, ".personalization-container { opacity: 0 !important }", 3000); </script>  <script>(function(w,d,s,l,i){w[l]=w[l]||[];w[l].push({'gtm.start':new Date().getTime(),event:'gtm.js'});var f=d.getElementsByTagName(s)[0],j=d.createElement(s),dl=l!='dataLayer'?'&l='+l:'';j.async=true;j.src='https://www.googletagmanager.com/gtm.js?id='+i+dl;f.parentNode.insertBefore(j,f);})(window,document,'script','dataLayer','GTM-M3ZH4L7');</script>  <meta charset="utf-8"/> <meta http-equiv="X-UA-Compatible" content="IE=edge"/> <meta name="viewport" content="width=device-width, initial-scale=1"/> <meta name="description"/> <meta name="author" content="Oliver Wyman"/> <meta http-equiv="content-language"/> <meta name="language"/> <meta name="tag" content="mmc-web:theme/emerging-risks"/> <meta http-equiv="Content-Security-Policy" content="form-action 'self'"/>  <link rel="canonical" href="https://www.marshmclennan.com/insights/emerging-risks.html"/> <title>Emerging Risks</title> <meta property="fb:app_id" content="373202479535707"/> <meta property="og:url" content="https://www.marshmclennan.com/insights/emerging-risks.html"/> <meta property="og:title" content="Emerging Risks"/> <meta property="og:description"/> <meta property="og:image" content="https://www.marshmclennan.com/content/dam/mmc-web/insights/banner/banner-emerging-risks1.jpg.imgix.bigTile.jpg"/> <meta name="twitter:card" content="summary_large_image"/> <meta name="twitter:site" content="@OliverWyman"/> <meta name="twitter:title" content="Emerging Risks"/> <meta name="twitter:description"/> <meta name="twitter:image" content="https://www.marshmclennan.com/content/dam/mmc-web/insights/banner/banner-emerging-risks1.jpg.imgix.bigTile.jpg"/> <meta itemprop="name" content="Emerging Risks"/> <meta itemprop="description"/> <meta itemprop="image" content="https://www.marshmclennan.com/content/dam/mmc-web/insights/banner/banner-emerging-risks1.jpg.imgix.bigTile.jpg"/> <meta name="last-modified-date" content="2024-06-06"/> <link rel="shortcut icon" href="/etc/designs/mmc-v2/favicon.ico"/> <link rel="stylesheet" href="/etc/designs/oliverwymanv2/clientlibs/ow-v2.min.ea2079e934f25e81dafa5659265f36a2.css" type="text/css"> <link rel="stylesheet" href="/etc.clientlibs/oliverwymanv2/clientlibs/generic.min.eca3b5353d4ec7df3a45a25aa2d517ef.css" type="text/css"> <script src="/etc.clientlibs/clientlibs/granite/clientlibrarymanager.min.4066faea2c14fde8235ed95b86add70c.js"></script> <script> GraniteTiming.stamp('loaded /etc.clientlibs/clientlibs/granite/clientlibrarymanager.min.js'); </script> <link rel="stylesheet" href="/etc.clientlibs/oliverwymanv2/clientlibs/mmc.min.16b7f7a1522540ecbf385fa6d81d1b2c.css" type="text/css"> <link rel="stylesheet" href="/etc.clientlibs/clientlibs/granite/jquery-ui.min.8803c9ee6cf6b1e2f196b6d5a768bc5f.css" type="text/css"> <link rel="stylesheet" href="/etc.clientlibs/oliverwymanv2/clientlibs/general-v3.min.bf5b40dd9228143772d03dcfbeff9d57.css" type="text/css"> <link rel="stylesheet" href="/etc.clientlibs/oliverwymanv2/clientlibs/core-components.min.b213bdcbd0b2e8d47a7ae100287a8904.css" type="text/css"> <script src="/etc.clientlibs/clientlibs/granite/jquery.min.3e24d4d067ac58228b5004abb50344ef.js"></script> <script> GraniteTiming.stamp('loaded /etc.clientlibs/clientlibs/granite/jquery.min.js'); </script> <script src="/etc.clientlibs/core/wcm/components/commons/site/clientlibs/container.min.c8339545b501e3db3abc37c9a4cc2d6e.js"></script> <script> GraniteTiming.stamp('loaded /etc.clientlibs/core/wcm/components/commons/site/clientlibs/container.min.js'); </script> <script src="/etc.clientlibs/oliverwymanv2/clientlibs/core-components.min.80d9a64f68995d86a9ec628d594fc13a.js"></script> <script> GraniteTiming.stamp('loaded /etc.clientlibs/oliverwymanv2/clientlibs/core-components.min.js'); </script> <link rel="stylesheet" href="/etc.clientlibs/oliverwymanv2/clientlibs/mmc-v3.min.dcf8a9475711ae07211d269c67a3c7a0.css" type="text/css"> <link rel="stylesheet" href="/content/dam/mmc-web/v3/custom/mmcCrossSiteCustom.css"/>  <script src="/etc.clientlibs/oliverwymanv2/clientlibs/vendor/axios.min.c3fc43c5f340321cd8362036d587bb70.js"></script> <script> GraniteTiming.stamp('loaded /etc.clientlibs/oliverwymanv2/clientlibs/vendor/axios.min.js'); </script> <link rel="stylesheet" href="/etc.clientlibs/oliverwymanv2/clientlibs/vendor/datepicker.min.ce2f9a4eb22da905e4a5d8a5f8a08bbf.css" type="text/css"> <script src="/etc.clientlibs/oliverwymanv2/clientlibs/vendor/datepicker.min.629bbd997e4ab784910f629c2b72bb3f.js"></script> <script> GraniteTiming.stamp('loaded /etc.clientlibs/oliverwymanv2/clientlibs/vendor/datepicker.min.js'); </script> <script src="/content/dam/mmc-web/v3/custom/mmcCrossSiteCustom1.js" type="text/javascript"></script> <script src="/etc/designs/mmc-v2/custom/custom.js" type="text/javascript"></script> <script type="application/ld+json"> { "@context": "http://schema.org", "@type": "Organization", "name": "Oliver Wyman", "legalName" : "Oliver Wyman", "url": "https://www.oliverwyman.com/", "logo": "https://www.oliverwyman.com/content/dam/oliver-wyman/global/en/images/designs/logo.png", "foundingDate": "1984", "founders": [ { "@type": "Person", "name": "Alex Oliver" }, { "@type": "Person", "name": "Bill Wyman" } ], "address": { "@type": "PostalAddress", "streetAddress": "1166 Avenue of the Americas", "addressLocality": "New York City", "addressRegion": "NY", "postalCode": "10036", "addressCountry": "USA" }, "contactPoint": { "@type": "ContactPoint", "contactType": "customer support", "telephone": "[+212-345-8000]", "email": "info-other@oliverwyman.com" }, "sameAs": [ "https://www.facebook.com/oliverwyman", "https://twitter.com/OliverWyman", "https://plus.google.com/+oliverwyman", "https://en.wikipedia.org/wiki/Oliver_Wyman", "https://www.linkedin.com/company/2454" ]} </script> <input type="hidden" id="apolloDataLayer" data-article-format="Capability" data-article-name="Emerging Risks" data-article-id="29c08c354a696bc4926b62d1f2ec2b04620711ab0079332e57d43045e4bc0052" data-article-daysSinceLastPublished="174" data-article-daysSinceOriginalPublish="0" data-articleTags="Emerging Risks" data-article-mostRecentPublishDate="2024-06-06" data-article-pageName="/content/mmc-web/mmc-v2/en/insights/emerging-risks" data-article-pageTitle="Emerging Risks" data-article-siteName="oliverwyman" data-article-category="insights" data-article-topLevelTags="mmc-web:theme" data-article-secondLevelTags="emerging-risks"/> </head> <body data-lang="/content/mmc-web/mmc-v2/en/insights/emerging-risks" data-redirect-message="You will now be directed to a page on our global website." data-redirect-open="Open a new tab" data-redirect-stay="Stay on this page" class=" ">  <noscript><iframe src="https://www.googletagmanager.com/ns.html?id=GTM-M3ZH4L7" height="0" width="0" style="display:none;visibility:hidden"></iframe></noscript>   <div class="page mmc-v3"> <header class="site-header js-site-header mmc-page-header"> <div class="site-header__top"> <div class="container"> <nav class="site-header__alternative-navigation"> <ul> <li class="spacer"></li> <li><a href="/news-events.html">News + Events</a></li> <li><a href="/careers.html">Careers</a></li> <li><a href="/contact.html">Contact</a></li> </ul> </nav> </div> </div> <div class="site-header__bottom"> <a href="#" class="mmc-site-header__mobile-toggle mmc-homepage-toggle"></a> <div class="container"> <div class="mmc-site-header__branding"> <a href="/"> <img src="/content/dam/mmc-web/site-design/mmc-logo-v3-transparent-background-blue-letters.svg" class="site-header__logo"/> </a> </div> <nav class="main-nav js-main-nav classicSearch"> <ul class="site-nav__list"> <li class="site-nav__list__item"> <a href="/this-moment.html" class="js-has-children">This Moment</a> <div class="main-nav__child main-nav__dropdown-1"> <div class="main-nav__inner"> <ul class="site-nav__list"> <li class="site-nav__list__item"> <a href="/this-moment/the-big-picture.html" class="">The big picture</a> <div class="main-nav__child main-nav__dropdown-2"> </div> </li> <li class="site-nav__list__item"> <a href="/this-moment/a-closer-look.html" class="">A closer look</a> <div class="main-nav__child main-nav__dropdown-2"> </div> </li> <li class="site-nav__list__item"> <a href="/this-moment/this-moment-matters.html" class="">Our podcasts</a> <div class="main-nav__child main-nav__dropdown-2"> </div> </li> </ul> </div> </div> </li> <li class="site-nav__list__item"> <a href="/insights.html" class="js-has-children">Insights</a> <div class="main-nav__child main-nav__dropdown-1"> <div class="main-nav__inner"> <ul class="site-nav__list"> <li class="site-nav__list__item"> <a href="/insights/climate-resilience.html" class="">Climate Resilience</a> <div class="main-nav__child main-nav__dropdown-2"> </div> </li> <li class="site-nav__list__item"> <a href="/insights/emerging-risks.html" class="">Emerging Risks</a> <div class="main-nav__child main-nav__dropdown-2"> </div> </li> <li class="site-nav__list__item"> <a href="/insights/generative-ai.html" class="">Generative AI</a> <div class="main-nav__child main-nav__dropdown-2"> </div> </li> <li class="site-nav__list__item"> <a href="/insights/healthy-societies.html" class="">Healthy Societies</a> <div class="main-nav__child main-nav__dropdown-2"> </div> </li> <li class="site-nav__list__item"> <a href="/insights/innovations-in-infrastructure.html" class="">Innovations in Infrastructure</a> <div class="main-nav__child main-nav__dropdown-2"> </div> </li> <li class="site-nav__list__item"> <a href="/insights/transformative-technologies.html" class="">Transformative Technologies</a> <div class="main-nav__child main-nav__dropdown-2"> </div> </li> <li class="site-nav__list__item"> <a href="/insights/workforce-for-the-future.html" class="">Workforce for the Future</a> <div class="main-nav__child main-nav__dropdown-2"> </div> </li> </ul> </div> </div> </li> <li class="site-nav__list__item"> <a href="/solutions.html" class="js-has-children">Solutions</a> <div class="main-nav__child main-nav__dropdown-1"> <div class="main-nav__inner"> <ul class="site-nav__list"> <li class="site-nav__list__item"> <a href="/solutions/automotive.html" class="">Automotive</a> <div class="main-nav__child main-nav__dropdown-2"> </div> </li> <li class="site-nav__list__item"> <a href="/solutions/energy.html" class="">Energy</a> <div class="main-nav__child main-nav__dropdown-2"> </div> </li> <li class="site-nav__list__item"> <a href="/solutions/financial-services.html" class="">Financial Institutions</a> <div class="main-nav__child main-nav__dropdown-2"> </div> </li> <li class="site-nav__list__item"> <a href="/solutions/healthcare.html" class="">Healthcare</a> <div class="main-nav__child main-nav__dropdown-2"> </div> </li> <li class="site-nav__list__item"> <a href="/solutions/insurance.html" class="">Insurance</a> <div class="main-nav__child main-nav__dropdown-2"> </div> </li> <li class="site-nav__list__item"> <a href="/solutions/retail.html" class="">Retail / Consumer Products</a> <div class="main-nav__child main-nav__dropdown-2"> </div> </li> <li class="site-nav__list__item"> <a href="/solutions/technology.html" class="">Technology</a> <div class="main-nav__child main-nav__dropdown-2"> </div> </li> <li class="site-nav__list__item"> <a href="/solutions/cyber-resilience.html" class="">Cyber</a> <div class="main-nav__child main-nav__dropdown-2"> </div> </li> <li class="site-nav__list__item"> <a href="/solutions/digital-and-innovation.html" class="">Digital</a> <div class="main-nav__child main-nav__dropdown-2"> </div> </li> <li class="site-nav__list__item"> <a href="/solutions/transactional-support.html" class="">M&A Advisory</a> <div class="main-nav__child main-nav__dropdown-2"> </div> </li> <li class="site-nav__list__item"> <a href="/solutions/public-sector.html" class="">Public Sector</a> <div class="main-nav__child main-nav__dropdown-2"> </div> </li> </ul> </div> </div> </li> <li class="site-nav__list__item"> <a href="/investors.html" class="js-has-children">Investors</a> <div class="main-nav__child main-nav__dropdown-1"> <div class="main-nav__inner"> <ul class="site-nav__list"> <li class="site-nav__list__item"> <a href="/investors/reporting.html" class="js-has-children">Reporting</a> <div class="main-nav__child main-nav__dropdown-2"> <div class="main-nav__inner"> <ul class="site-nav__list"> <li class="site-nav__list__item"> <a href="/investors/reporting/quarterly-earnings.html">Quarterly Earnings</a> </li> <li class="site-nav__list__item"> <a href="/investors/reporting/annual-reports-proxy-statements.html">Annual Reports + Proxy Statements</a> </li> <li class="site-nav__list__item"> <a href="/investors/reporting/sec-filings.html">SEC Filings</a> </li> </ul> </div> </div> </li> <li class="site-nav__list__item"> <a href="/investors/events-presentations.html" class="">Events & Presentations</a> <div class="main-nav__child main-nav__dropdown-2"> </div> </li> <li class="site-nav__list__item"> <a href="/investors/stocks-dividend-information.html" class="js-has-children">Stocks & Dividend Information</a> <div class="main-nav__child main-nav__dropdown-2"> <div class="main-nav__inner"> <ul class="site-nav__list"> <li class="site-nav__list__item"> <a href="/investors/stocks-dividend-information/dividend-information.html">Dividend Information</a> </li> <li class="site-nav__list__item"> <a href="/investors/stocks-dividend-information/stock-chart.html">Stock Chart</a> </li> <li class="site-nav__list__item"> <a href="/investors/stocks-dividend-information/investment-calculator.html">Investment Calculator</a> </li> <li class="site-nav__list__item"> <a href="/investors/stocks-dividend-information/historical-price-lookup.html">Historical Price Lookup</a> </li> <li class="site-nav__list__item"> <a href="/investors/stocks-dividend-information/shareholder-information.html">Shareholder Information</a> </li> <li class="site-nav__list__item"> <a href="/investors/stocks-dividend-information/stock-quote.html">Stock Quote</a> </li> </ul> </div> </div> </li> <li class="site-nav__list__item"> <a href="/investors/annual-report.html" class="">Annual Report</a> <div class="main-nav__child main-nav__dropdown-2"> </div> </li> <li class="site-nav__list__item"> <a href="/investors/esg.html" class="">ESG</a> <div class="main-nav__child main-nav__dropdown-2"> </div> </li> <li class="site-nav__list__item"> <a href="/investors/email-alerts.html" class="">Email Alerts</a> <div class="main-nav__child main-nav__dropdown-2"> </div> </li> </ul> </div> </div> </li> <li class="site-nav__list__item"> <a href="/about.html" class="js-has-children">About</a> <div class="main-nav__child main-nav__dropdown-1"> <div class="main-nav__inner"> <ul class="site-nav__list"> <li class="site-nav__list__item"> <a href="/about/leadership.html" class="">Leadership</a> <div class="main-nav__child main-nav__dropdown-2"> </div> </li> <li class="site-nav__list__item"> <a href="/about/culture.html" class="">Culture</a> <div class="main-nav__child main-nav__dropdown-2"> </div> </li> <li class="site-nav__list__item"> <a href="/about/careers.html" class="">Careers</a> <div class="main-nav__child main-nav__dropdown-2"> </div> </li> <li class="site-nav__list__item"> <a href="/about/esg.html" class="">ESG</a> <div class="main-nav__child main-nav__dropdown-2"> </div> </li> <li class="site-nav__list__item"> <a href="/about/corporate-governance.html" class="">Corporate Governance</a> <div class="main-nav__child main-nav__dropdown-2"> </div> </li> <li class="site-nav__list__item"> <a href="/about/our-advantage.html" class="">Our Advantage</a> <div class="main-nav__child main-nav__dropdown-2"> </div> </li> <li class="site-nav__list__item"> <a href="/about/history.html" class="">Heritage</a> <div class="main-nav__child main-nav__dropdown-2"> </div> </li> <li class="site-nav__list__item"> <a href="/about/integrity.html" class="">Marsh McLennan's Code of Conduct</a> <div class="main-nav__child main-nav__dropdown-2"> </div> </li> </ul> </div> </div> </li> </ul> </nav> </div> </div> <div class="site__search classicSearch_mobileHide"> <div class="container"> <form class="site__search-form" action="/search.html" method="GET"> <fieldset> <input class="site__search-input" type="text" placeholder="Search for insights, expertise, careers, people, and more" name="q"/> <button class="site__search-submit" type="submit" value="Search"> <span class="sr-only">Search</span> </button> </fieldset> </form> </div> <div class="container js-list-container"></div> </div> </header> <div> <div></div> <section data-component-info="Banner - General" class="hero--main hero--main--centered hero__liquid imgLiquid_bgSize imgLiquid_ready cq-dd-image" id="js-hero" style="background-image: url(); background-size: cover; background-position: center center; background-repeat: no-repeat; opacity: 1;"> <div class="hero--main__overlay"></div> <div> <div class="homepage-hero-module"> <div class="video-container"> <div class="poster hidden"> <img style="display: none;" alt="" src="/content/dam/mmc-web/insights/banner/banner-emerging-risks1.jpg.imgix.banner.jpg"/> </div> </div> </div> </div> <div class="hero--main__content"> <div class="hero--main__inner"> <span class="tag tag--capability">Theme</span> <h1 class="hero--main__title">Emerging Risks</h1> </div> </div> <div class="hero--main__asides-group" style="opacity: 1;"> </div> </section>  </div> <div class="main-content" role="main"> <div> <div data-component-info="Article - Header" class="page__header"> <div class="container"> <div class="page__header__inner"> <div class="grid"> <div class="eight--columns"> </div> <div class="four--columns"> <div class="article-info__social social" data-apollo-social-share-position="top"> <ul class="social-share-icons"> <li>Share</li> <li class="social-share-icon-1 apollo-social-link"> <a href="http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.marshmclennan.com%2Finsights%2Femerging-risks.html" class="social__custom" rel="nofollow noopener noreferrer" target="_blank" data-analytics-type="social" data-analytics-value="share"> <svg width="33" height="34" viewBox="0 0 33 34" fill="none" xmlns="http://www.w3.org/2000/svg"> <g clip-path="url(#clip0)"> <circle cx="16.5" cy="16.7727" r="16.5" fill="#009DE0"/> <g clip-path="url(#clip1)"> <path d="M16.4998 9.04311C19.0174 9.04311 19.3156 9.0527 20.3098 9.09806C21.2291 9.14001 21.7283 9.29361 22.0606 9.4227C22.5006 9.59374 22.8147 9.79809 23.1447 10.128C23.4746 10.4579 23.6789 10.772 23.8499 11.2121C23.9791 11.5444 24.1327 12.0436 24.1746 12.9629C24.22 13.9571 24.2296 14.2553 24.2296 16.7728C24.2296 19.2904 24.22 19.5886 24.1746 20.5828C24.1327 21.502 23.9791 22.0013 23.8499 22.3335C23.6789 22.7736 23.4746 23.0877 23.1447 23.4177C22.8147 23.7476 22.5006 23.9519 22.0606 24.1229C21.7283 24.252 21.2291 24.4056 20.3098 24.4476C19.3157 24.493 19.0175 24.5025 16.4998 24.5025C13.9821 24.5025 13.684 24.493 12.6899 24.4476C11.7706 24.4056 11.2714 24.252 10.9392 24.1229C10.4991 23.9519 10.1849 23.7476 9.85502 23.4177C9.5251 23.0877 9.32075 22.7736 9.14975 22.3335C9.02063 22.0013 8.86703 21.502 8.82507 20.5828C8.77971 19.5886 8.77013 19.2904 8.77013 16.7728C8.77013 14.2553 8.77971 13.9571 8.82507 12.9629C8.86703 12.0436 9.02063 11.5444 9.14975 11.2121C9.32075 10.772 9.5251 10.4579 9.85502 10.128C10.1849 9.79809 10.4991 9.59374 10.9392 9.4227C11.2714 9.29361 11.7706 9.14001 12.6899 9.09806C13.6841 9.0527 13.9823 9.04311 16.4998 9.04311ZM16.4998 7.34424C13.9392 7.34424 13.6181 7.35509 12.6125 7.40098C11.6089 7.44679 10.9235 7.60615 10.3238 7.83924C9.70374 8.0802 9.17793 8.40259 8.65377 8.92675C8.12961 9.45092 7.80721 9.97673 7.56626 10.5967C7.33316 11.1965 7.1738 11.8819 7.12799 12.8855C7.08211 13.8911 7.07129 14.2122 7.07129 16.7728C7.07129 19.3335 7.08211 19.6546 7.12799 20.6602C7.1738 21.6638 7.33316 22.3492 7.56626 22.9489C7.80721 23.5689 8.12961 24.0947 8.65377 24.6189C9.17793 25.1431 9.70374 25.4655 10.3238 25.7064C10.9235 25.9395 11.6089 26.0989 12.6125 26.1447C13.6181 26.1906 13.9392 26.2014 16.4998 26.2014C19.0605 26.2014 19.3816 26.1906 20.3872 26.1447C21.3908 26.0989 22.0762 25.9395 22.6759 25.7064C23.2959 25.4655 23.8218 25.1431 24.3459 24.6189C24.8701 24.0947 25.1925 23.5689 25.4334 22.9489C25.6665 22.3492 25.8259 21.6638 25.8717 20.6602C25.9176 19.6546 25.9284 19.3335 25.9284 16.7728C25.9284 14.2122 25.9176 13.8911 25.8717 12.8855C25.8259 11.8819 25.6665 11.1965 25.4334 10.5967C25.1925 9.97673 24.8701 9.45092 24.3459 8.92675C23.8218 8.40259 23.2959 8.0802 22.6759 7.83924C22.0762 7.60615 21.3908 7.44679 20.3872 7.40098C19.3816 7.35509 19.0605 7.34424 16.4998 7.34424ZM16.4998 11.9311C13.8258 11.9311 11.6581 14.0988 11.6581 16.7728C11.6581 19.4468 13.8258 21.6145 16.4998 21.6145C19.1738 21.6145 21.3416 19.4468 21.3416 16.7728C21.3416 14.0988 19.1738 11.9311 16.4998 11.9311ZM16.4998 19.9157C14.7641 19.9157 13.357 18.5086 13.357 16.7728C13.357 15.0371 14.7641 13.63 16.4998 13.63C18.2356 13.63 19.6427 15.0371 19.6427 16.7728C19.6427 18.5086 18.2356 19.9157 16.4998 19.9157ZM22.6643 11.7398C22.6643 12.3647 22.1577 12.8713 21.5328 12.8713C20.908 12.8713 20.4014 12.3647 20.4014 11.7398C20.4014 11.1149 20.908 10.6084 21.5328 10.6084C22.1577 10.6084 22.6643 11.1149 22.6643 11.7398Z" fill="white"/> </g> </g> <defs> <clipPath id="clip0"> <rect width="33" height="33" fill="white" transform="translate(0 0.272705)"/> </clipPath> <clipPath id="clip1"> <rect width="18.8571" height="18.8571" fill="white" transform="translate(7.07129 7.34424)"/> </clipPath> </defs> </svg> </a> </li> <li class="social-share-icon-2 apollo-social-link"> <a href="http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.marshmclennan.com%2Finsights%2Femerging-risks.html" class="social__custom" rel="nofollow noopener noreferrer" target="_blank" data-analytics-type="social" data-analytics-value="share"> <svg width="34" height="34" viewBox="0 0 34 34" fill="none" xmlns="http://www.w3.org/2000/svg"> <path fill-rule="evenodd" clip-rule="evenodd" d="M17.2266 0.272705C8.11341 0.272705 0.726562 7.65955 0.726562 16.7727C0.726562 25.8848 8.11341 33.2727 17.2266 33.2727C26.3397 33.2727 33.7266 25.8848 33.7266 16.7727C33.7266 7.65955 26.3397 0.272705 17.2266 0.272705V0.272705Z" fill="#009DE0"/> <path fill-rule="evenodd" clip-rule="evenodd" d="M25.4765 25.0073H22.0579V19.6572C22.0579 18.3815 22.0352 16.7408 20.2811 16.7408C18.5021 16.7408 18.2309 18.1309 18.2309 19.5664V25.0073H14.8154V14.0059H18.0927V15.5105H18.1402C18.596 14.6453 19.7118 13.7327 21.3752 13.7327C24.8371 13.7327 25.4765 16.0107 25.4765 18.9735V25.0073Z" fill="white"/> <path fill-rule="evenodd" clip-rule="evenodd" d="M10.9617 12.5033C9.86338 12.5033 8.97754 11.6144 8.97754 10.5202C8.97754 9.42605 9.86338 8.53711 10.9617 8.53711C12.0548 8.53711 12.9427 9.42605 12.9427 10.5202C12.9427 11.6144 12.0548 12.5033 10.9617 12.5033V12.5033Z" fill="white"/> <path fill-rule="evenodd" clip-rule="evenodd" d="M12.6717 25.0072H9.24902V14.0059H12.6717V25.0072Z" fill="white"/> </svg> </a> </li> <li class="social-share-icon-3 apollo-social-link"> <a href="https://twitter.com/intent/tweet?text=Emerging%20Risks&via=MarshMcLennan&hashtags=&url=https%3A%2F%2Fwww.marshmclennan.com%2Finsights%2Femerging-risks.html" class="social__custom" rel="nofollow noopener noreferrer" target="_blank" data-analytics-type="social" data-analytics-value="share"> <svg id="Layer_1" data-name="Layer 1" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 30 30"> <circle cx="15" cy="15" r="15" fill="#009DE0"></circle> <path class="custom-social-v3" d="m16.4,13.85l5.46-6.35h-1.29l-4.74,5.51-3.79-5.51h-4.37l5.73,8.34-5.73,6.66h1.29l5.01-5.82,4,5.82h4.37l-5.94-8.65h0Zm-1.77,2.06l-.58-.83-4.62-6.61h1.99l3.73,5.33.58.83,4.85,6.93h-1.99l-3.95-5.66h0Z" fill="white" style=" fill: white; "></path> </svg> </a> </li> </ul> </div> </div> </div> </div> </div> </div> </div> <article class="article"> <div><div class="container"> <div class="grid"> <div class="eight--columns edit-mode-left-column-pos"><div class="custom-widget section"> <style> .mmc-v3 .search-page-content .tag--mmc {color: black;padding-left: 0;} .mmc-v3 .search-page-content .tag--insights {color: black;padding-left: 0;} .mmc-v3 .site__search, .mmc-v3 .page__search { background: #002886;} .mmc-v3 .twitter-feed {display:none;} .mmc-v3 .mmc-social-feed.twitter-feed {display:block;} @media screen and (max-width:959px){ .mmc-v3 .mmc-social-feed.twitter-feed {display:none;} } .mmc-v3 .hero--main__overlay {opacity: 0.35;} .mmc-page.mmc-v3 {background-color: white;} /* For home it must be 0 */ .mmc-v3 .mmc-text-quote {padding-top: 64px;} .mmc-v3 .site-footer--new__social.social.footer-v3--container--middle--social--list { overflow: visible; } </style> <div data-component-info="Custom Widget"> </div> </div> <div class="textIntro section"> </div> <div class="text section"> </div> <div class="designcustomwidget section"> <script> </script> <style> </style> </div> <div class="text section"> </div> <div class="promotedLink section"> </div> <div class="text section"> </div> </div> <div class="one--column"></div> <div class="three--columns edit-mode-right-column-pos"> </div> </div> </div></div> </article> <div> <div class="page-share"> <div class="container"> <div class="page-share__inner"> <div class="article__footer__social social" data-apollo-social-share-position="bottom"> <ul class="social-share-icons"> <li>Share</li> <li class="social-share-icon-1 apollo-social-link"> <a href="http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.marshmclennan.com%2Finsights%2Femerging-risks.html" class="social__custom" rel="nofollow noopener noreferrer" target="_blank" data-analytics-type="social" data-analytics-value="share"> <svg width="33" height="34" viewBox="0 0 33 34" fill="none" xmlns="http://www.w3.org/2000/svg"> <g clip-path="url(#clip0)"> <circle cx="16.5" cy="16.7727" r="16.5" fill="#009DE0"/> <g clip-path="url(#clip1)"> <path d="M16.4998 9.04311C19.0174 9.04311 19.3156 9.0527 20.3098 9.09806C21.2291 9.14001 21.7283 9.29361 22.0606 9.4227C22.5006 9.59374 22.8147 9.79809 23.1447 10.128C23.4746 10.4579 23.6789 10.772 23.8499 11.2121C23.9791 11.5444 24.1327 12.0436 24.1746 12.9629C24.22 13.9571 24.2296 14.2553 24.2296 16.7728C24.2296 19.2904 24.22 19.5886 24.1746 20.5828C24.1327 21.502 23.9791 22.0013 23.8499 22.3335C23.6789 22.7736 23.4746 23.0877 23.1447 23.4177C22.8147 23.7476 22.5006 23.9519 22.0606 24.1229C21.7283 24.252 21.2291 24.4056 20.3098 24.4476C19.3157 24.493 19.0175 24.5025 16.4998 24.5025C13.9821 24.5025 13.684 24.493 12.6899 24.4476C11.7706 24.4056 11.2714 24.252 10.9392 24.1229C10.4991 23.9519 10.1849 23.7476 9.85502 23.4177C9.5251 23.0877 9.32075 22.7736 9.14975 22.3335C9.02063 22.0013 8.86703 21.502 8.82507 20.5828C8.77971 19.5886 8.77013 19.2904 8.77013 16.7728C8.77013 14.2553 8.77971 13.9571 8.82507 12.9629C8.86703 12.0436 9.02063 11.5444 9.14975 11.2121C9.32075 10.772 9.5251 10.4579 9.85502 10.128C10.1849 9.79809 10.4991 9.59374 10.9392 9.4227C11.2714 9.29361 11.7706 9.14001 12.6899 9.09806C13.6841 9.0527 13.9823 9.04311 16.4998 9.04311ZM16.4998 7.34424C13.9392 7.34424 13.6181 7.35509 12.6125 7.40098C11.6089 7.44679 10.9235 7.60615 10.3238 7.83924C9.70374 8.0802 9.17793 8.40259 8.65377 8.92675C8.12961 9.45092 7.80721 9.97673 7.56626 10.5967C7.33316 11.1965 7.1738 11.8819 7.12799 12.8855C7.08211 13.8911 7.07129 14.2122 7.07129 16.7728C7.07129 19.3335 7.08211 19.6546 7.12799 20.6602C7.1738 21.6638 7.33316 22.3492 7.56626 22.9489C7.80721 23.5689 8.12961 24.0947 8.65377 24.6189C9.17793 25.1431 9.70374 25.4655 10.3238 25.7064C10.9235 25.9395 11.6089 26.0989 12.6125 26.1447C13.6181 26.1906 13.9392 26.2014 16.4998 26.2014C19.0605 26.2014 19.3816 26.1906 20.3872 26.1447C21.3908 26.0989 22.0762 25.9395 22.6759 25.7064C23.2959 25.4655 23.8218 25.1431 24.3459 24.6189C24.8701 24.0947 25.1925 23.5689 25.4334 22.9489C25.6665 22.3492 25.8259 21.6638 25.8717 20.6602C25.9176 19.6546 25.9284 19.3335 25.9284 16.7728C25.9284 14.2122 25.9176 13.8911 25.8717 12.8855C25.8259 11.8819 25.6665 11.1965 25.4334 10.5967C25.1925 9.97673 24.8701 9.45092 24.3459 8.92675C23.8218 8.40259 23.2959 8.0802 22.6759 7.83924C22.0762 7.60615 21.3908 7.44679 20.3872 7.40098C19.3816 7.35509 19.0605 7.34424 16.4998 7.34424ZM16.4998 11.9311C13.8258 11.9311 11.6581 14.0988 11.6581 16.7728C11.6581 19.4468 13.8258 21.6145 16.4998 21.6145C19.1738 21.6145 21.3416 19.4468 21.3416 16.7728C21.3416 14.0988 19.1738 11.9311 16.4998 11.9311ZM16.4998 19.9157C14.7641 19.9157 13.357 18.5086 13.357 16.7728C13.357 15.0371 14.7641 13.63 16.4998 13.63C18.2356 13.63 19.6427 15.0371 19.6427 16.7728C19.6427 18.5086 18.2356 19.9157 16.4998 19.9157ZM22.6643 11.7398C22.6643 12.3647 22.1577 12.8713 21.5328 12.8713C20.908 12.8713 20.4014 12.3647 20.4014 11.7398C20.4014 11.1149 20.908 10.6084 21.5328 10.6084C22.1577 10.6084 22.6643 11.1149 22.6643 11.7398Z" fill="white"/> </g> </g> <defs> <clipPath id="clip0"> <rect width="33" height="33" fill="white" transform="translate(0 0.272705)"/> </clipPath> <clipPath id="clip1"> <rect width="18.8571" height="18.8571" fill="white" transform="translate(7.07129 7.34424)"/> </clipPath> </defs> </svg> </a> </li> <li class="social-share-icon-2 apollo-social-link"> <a href="http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.marshmclennan.com%2Finsights%2Femerging-risks.html" class="social__custom" rel="nofollow noopener noreferrer" target="_blank" data-analytics-type="social" data-analytics-value="share"> <svg width="34" height="34" viewBox="0 0 34 34" fill="none" xmlns="http://www.w3.org/2000/svg"> <path fill-rule="evenodd" clip-rule="evenodd" d="M17.2266 0.272705C8.11341 0.272705 0.726562 7.65955 0.726562 16.7727C0.726562 25.8848 8.11341 33.2727 17.2266 33.2727C26.3397 33.2727 33.7266 25.8848 33.7266 16.7727C33.7266 7.65955 26.3397 0.272705 17.2266 0.272705V0.272705Z" fill="#009DE0"/> <path fill-rule="evenodd" clip-rule="evenodd" d="M25.4765 25.0073H22.0579V19.6572C22.0579 18.3815 22.0352 16.7408 20.2811 16.7408C18.5021 16.7408 18.2309 18.1309 18.2309 19.5664V25.0073H14.8154V14.0059H18.0927V15.5105H18.1402C18.596 14.6453 19.7118 13.7327 21.3752 13.7327C24.8371 13.7327 25.4765 16.0107 25.4765 18.9735V25.0073Z" fill="white"/> <path fill-rule="evenodd" clip-rule="evenodd" d="M10.9617 12.5033C9.86338 12.5033 8.97754 11.6144 8.97754 10.5202C8.97754 9.42605 9.86338 8.53711 10.9617 8.53711C12.0548 8.53711 12.9427 9.42605 12.9427 10.5202C12.9427 11.6144 12.0548 12.5033 10.9617 12.5033V12.5033Z" fill="white"/> <path fill-rule="evenodd" clip-rule="evenodd" d="M12.6717 25.0072H9.24902V14.0059H12.6717V25.0072Z" fill="white"/> </svg> </a> </li> <li class="social-share-icon-3 apollo-social-link"> <a href="https://twitter.com/intent/tweet?text=Emerging%20Risks&via=MarshMcLennan&hashtags=&url=https%3A%2F%2Fwww.marshmclennan.com%2Finsights%2Femerging-risks.html" class="social__custom" rel="nofollow noopener noreferrer" target="_blank" data-analytics-type="social" data-analytics-value="share"> <svg id="Layer_1" data-name="Layer 1" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 30 30"> <circle cx="15" cy="15" r="15" fill="#009DE0"></circle> <path class="custom-social-v3" d="m16.4,13.85l5.46-6.35h-1.29l-4.74,5.51-3.79-5.51h-4.37l5.73,8.34-5.73,6.66h1.29l5.01-5.82,4,5.82h4.37l-5.94-8.65h0Zm-1.77,2.06l-.58-.83-4.62-6.61h1.99l3.73,5.33.58.83,4.85,6.93h-1.99l-3.95-5.66h0Z" fill="white" style=" fill: white; "></path> </svg> </a> </li> </ul> </div> </div> </div> </div> </div> <div class="custom-widget section"> <style> .page__header__inner{display:none;} </style> <div data-component-info="Custom Widget"> </div> </div> <div class="customaggregator section"><customaggregator/> <div id="ow-offset" data-offset="0" class="hide"></div> <div id="ow-pageno" data-page-no="0" class="hide"></div> <div class="container"> <div class="tiles-grid__header-section"> <h3 class="tiles-grid__title tiles-grid__title--no-margin-bottom">Emerging Risks Perspectives</h3> </div> </div> <section data-component-info="Custom Aggregator" id="ow-aggregation-list" class="tiles-grid tiles-grid--aggregator tiles-grid--aggregator--insights"> <div style="border-top:none !important;" class="tiles-grid--aggregator--insights__inner"> <div class="pagination pagination--no-margin"> <div class="pagination__inner"> <a class="pagination__previous-load-more-16--link btn-prev hide" href="#">Previous</a> <ul class="pagination__top"> <li class="active"><a class="page pagination__page-number-load-more-16--link" href="#">1</a></li> <li><a class="page pagination__page-number-load-more-16--link" href="#">2</a></li> <li><a class="page pagination__page-number-load-more-16--link" href="#">3</a></li> <li><a class="page pagination__page-number-load-more-16--link" href="#">4</a></li> <li><a class="page pagination__page-number-load-more-16--link" href="#">5</a></li> <li class="pagination__ellipsis"><span>...</span></li> <li><a class="page pagination__page-number-load-more-16--link" href="#">9</a></li> </ul> <a class="pagination__next-load-more-16--link btn-next" href="#">Next</a> </div> </div> <div class="tiles-grid--four-columns tiles-grid--four-columns--no-margin"> <ul> <li class="tile " style="height: 281px;"> <a href="/insights/publications/2024/june/credit-risk-transfer-crt-solutions-north-american-banks-report.html" class="apollo-unique-id"> <div class="tile__overlay"></div> <figure class="tile__img"><img alt="" src="/content/dam/mmc-web/hero-banner/1600x380/crt-paper-1600x380.jpg.imgix.fourColumnTile.jpg"/></figure> <div class="tile__content"> <header class="tile__header"> <span class="tile__tag tag--insights">Report</span> <span class="tile__title">Expanding the Portfolio Management Toolkit</span> </header> <span class="tile__subtitle"> Use this report to gain an overview of the benefits of establishing Credit Risk Transfer (CRT) programs and structuring and distributing CRT solutions. </span> </div> <span class="tile__overflow"></span> <span class="tile__cta" data-apollo-cta-title="Read More">Read More</span> </a> </li> <li class="tile " style="height: 281px;"> <a href="/insights/publications/2024/may/diversifying-your-supply-chain.html" class="apollo-unique-id"> <div class="tile__overlay"></div> <figure class="tile__img"><img alt="" src="/content/dam/mmc-web/tile-images/400x400/645973033-three-men-talking-in-an-office-400x400.jpg.imgix.fourColumnTile.jpg"/></figure> <div class="tile__content"> <header class="tile__header"> <span class="tile__tag tag--insights">Article</span> <span class="tile__title">Diversifying your supply chain</span> </header> <span class="tile__subtitle"> Insights on the strategic importance of supplier diversity programs and how it drives innovation and growth opportunities. </span> </div> <span class="tile__overflow"></span> <span class="tile__cta" data-apollo-cta-title="Read More">Read More</span> </a> </li> <li class="tile " style="height: 281px;"> <a href="/insights/publications/2024/march/political-risk-report-2024.html" class="apollo-unique-id"> <div class="tile__overlay"></div> <figure class="tile__img"><img alt="" src="/content/dam/mmc-web/insights/publications/2024/redirect-pages/Political_Risks_Report_2024_768x768.png.imgix.fourColumnTile.png"/></figure> <div class="tile__content"> <header class="tile__header"> <span class="tile__tag tag--contact-us">Marsh</span> <span class="tile__title">Political Risk Report 2024</span> </header> <span class="tile__subtitle"> The Political Risks Report 2024 is your essential guide to the top risks and opportunities across regions, so you can confidently plan for what's ahead. </span> </div> <span class="tile__overflow"></span> <span class="tile__cta" data-apollo-cta-title="Read More">Read More</span> </a> </li> <li class="tile " style="height: 281px;"> <a href="/insights/publications/2024/january/global-risks-report-2024.html" class="apollo-unique-id"> <div class="tile__overlay"></div> <figure class="tile__img"><img alt="" src="/content/dam/mmc-web/insights/publications/2024/global-risks-report-2024/GRR-2024-thumb-768_768_V2.png.imgix.fourColumnTile.png"/></figure> <div class="tile__content"> <header class="tile__header"> <span class="tile__tag tag--insights">Marsh</span> <span class="tile__title">Global Risks Report 2024</span> </header> <span class="tile__subtitle"> The top risks for 2024 and beyond. </span> </div> <span class="tile__overflow"></span> <span class="tile__cta" data-apollo-cta-title="Read More">Read More</span> </a> </li> <li class="tile " style="height: 281px;"> <a href="/insights/publications/2023/december/building-a-climate-resilient-future.html" class="apollo-unique-id"> <div class="tile__overlay"></div> <figure class="tile__img"><img alt="" src="/content/dam/mmc-web/insights/publications/2023/redirect-pages/Marsh_McLennan_COP28-Building-a-climate-resilient-future-1600x1000.png.imgix.fourColumnTile.png"/></figure> <div class="tile__content"> <header class="tile__header"> <span class="tile__tag tag--insights">With UN Race to Resilience</span> <span class="tile__title">Building a Climate Resilient Future</span> </header> <span class="tile__subtitle"> We share how the global insurance industry can adapt to climate change, seize opportunity, and build a climate-resilient future. </span> </div> <span class="tile__overflow"></span> <span class="tile__cta" data-apollo-cta-title="Read More">Read More</span> </a> </li> <li class="tile " style="height: 281px;"> <a href="/insights/publications/2023/november/global-risks-for-business-country-level-perceptions.html" class="apollo-unique-id"> <div class="tile__overlay"></div> <figure class="tile__img"><img alt="" src="/content/dam/mmc-web/insights/publications/2023/redirect-pages/freight-train-hero-large-1920x1080.jpg.imgix.fourColumnTile.jpg"/></figure> <div class="tile__content"> <header class="tile__header"> <span class="tile__tag tag--insights">Survey</span> <span class="tile__title">Global Risks For Business: Country-Level Perceptions</span> </header> <span class="tile__subtitle"> 11,098 leaders worldwide are predominantly concerned with economic and societal risks, according to the World Economic Forum’s 2023 Executive Opinion Survey. </span> </div> <span class="tile__overflow"></span> <span class="tile__cta" data-apollo-cta-title="Read More">Read More</span> </a> </li> <li class="tile " style="height: 281px;"> <a href="/insights/publications/2023/august/building-confidence-in-the-future.html" class="apollo-unique-id"> <div class="tile__overlay"></div> <figure class="tile__img"><img alt="" src="/content/dam/mmc-web/insights/publications/2023/redirect-pages/measuringnationalresiliencebanner.jpg.imgix.fourColumnTile.jpg"/></figure> <div class="tile__content"> <header class="tile__header"> <span class="tile__tag tag--insights">With UK National Preparedness Commission</span> <span class="tile__title">Building Confidence in the Future</span> </header> <span class="tile__subtitle"> Greater efforts to measure national-level resilience will strengthen public governance, decision-making, and investment. </span> </div> <span class="tile__overflow"></span> <span class="tile__cta" data-apollo-cta-title="Read More">Read More</span> </a> </li> <li class="tile " style="height: 281px;"> <a href="/insights/publications/2023/june/risk-committee-blueprint-guidance-for-board-risk-oversight.html" class="apollo-unique-id"> <div class="tile__overlay"></div> <figure class="tile__img"><img alt="" src="/content/dam/mmc-web/insights/publications/2023/redirect-pages/riskcommitteeblueprintbanner.jpg.imgix.fourColumnTile.jpg"/></figure> <div class="tile__content"> <header class="tile__header"> <span class="tile__tag tag--insights">With NACD</span> <span class="tile__title">Risk Committee Blueprint: Guidance for Board Risk Oversight</span> </header> <span class="tile__subtitle"> A framework for directors to assess if the board and its committees have the mandate, members, information, and agenda to meet new and expanding expectations. </span> </div> <span class="tile__overflow"></span> <span class="tile__cta" data-apollo-cta-title="Read More">Read More</span> </a> </li> <li class="tile " style="height: 281px;"> <a href="/insights/publications/2023/june/cybersecurity-best-practices-every-business-should-follow.html" class="apollo-unique-id"> <div class="tile__overlay"></div> <figure class="tile__img"><img alt="" src="/content/dam/mmc-web/insights/publications/2023/redirect-pages/cybersecuritybusinessbestpractice1.jpg.imgix.fourColumnTile.jpg"/></figure> <div class="tile__content"> <header class="tile__header"> <span class="tile__tag tag--insights">Video</span> <span class="tile__title">Cybersecurity best practices every business should follow</span> </header> <span class="tile__subtitle"> Cyberattacks are becoming more frequent and dangerous, as such cybersecurity needs to be front of mind for company executives. </span> </div> <span class="tile__overflow"></span> <span class="tile__cta" data-apollo-cta-title="Read More">Read More</span> </a> </li> <li class="tile " style="height: 281px;"> <a href="/insights/publications/2023/april/political-risk-report-2023.html" class="apollo-unique-id"> <div class="tile__overlay"></div> <figure class="tile__img"><img alt="" src="/content/dam/mmc-web/insights/publications/2023/redirect-pages/politicalriskreport2023global.jpg.imgix.fourColumnTile.jpg"/></figure> <div class="tile__content"> <header class="tile__header"> <span class="tile__tag tag--contact-us">Report</span> <span class="tile__title">Political risk report 2023</span> </header> <span class="tile__subtitle"> Your guide to navigating the political and economic risk landscape in 2023. </span> </div> <span class="tile__overflow"></span> <span class="tile__cta" data-apollo-cta-title="Read More">Read More</span> </a> </li> <li class="tile " style="height: 281px;"> <a href="/insights/publications/2023/april/extending-the-application-of-parametric-solutions-addressing-nature-loss-and-finding-solutions-for-vulnerable-communities.html" class="apollo-unique-id"> <div class="tile__overlay"></div> <figure class="tile__img"><img alt="" src="/content/dam/mmc-web/insights/publications/2023/redirect-pages/AdobeStock_388386104.jpg.imgix.fourColumnTile.jpg"/></figure> <div class="tile__content"> <header class="tile__header"> <span class="tile__tag tag--insights">Outlook</span> <span class="tile__title">Extending the application of parametric solutions: Addressing nature loss and finding solutions for vulnerable</span> </header> <span class="tile__subtitle"> Advancements in technology are fueling innovations in parametric solutions to close protection gaps, support socioeconomic goals, and protect against drivers </span> </div> <span class="tile__overflow"></span> <span class="tile__cta" data-apollo-cta-title="Read More">Read More</span> </a> </li> <li class="tile " style="height: 281px;"> <a href="/insights/publications/2023/march/future-proofing-businesses-through-development-finance.html" class="apollo-unique-id"> <div class="tile__overlay"></div> <figure class="tile__img"><img alt="" src="/content/dam/mmc-web/insights/publications/2023/redirect-pages/futureproofingbusinessesthroughdevelopmentfinance.jpg.imgix.fourColumnTile.jpg"/></figure> <div class="tile__content"> <header class="tile__header"> <span class="tile__tag tag--insights">Perspective</span> <span class="tile__title">Future-proofing businesses through development finance</span> </header> <span class="tile__subtitle"> Insights from a recent workshop exploring the role of development finance institutions in future-proofing small and midsize enterprises </span> </div> <span class="tile__overflow"></span> <span class="tile__cta" data-apollo-cta-title="Read More">Read More</span> </a> </li> <li class="tile " style="height: 281px;"> <a href="/insights/publications/2023/march/2023-global-technology-industry-risk-study.html" class="apollo-unique-id"> <div class="tile__overlay"></div> <figure class="tile__img"><img alt="" src="/content/dam/mmc-web/insights/publications/2023/redirect-pages/2023globaltechnologyriskstudy.jpg.imgix.fourColumnTile.jpg"/></figure> <div class="tile__content"> <header class="tile__header"> <span class="tile__tag tag--insights">Report</span> <span class="tile__title">2023 Global Technology Industry Risk Study</span> </header> <span class="tile__subtitle"> Confront your catastrophic technology risks with the ninth edition of Marsh’s Global Technology Industry Risk Study. Learn about the top technology company risks and examine how leading organizations are rethinking their risk management strategies. </span> </div> <span class="tile__overflow"></span> <span class="tile__cta" data-apollo-cta-title="Read More">Read More</span> </a> </li> <li class="tile " style="height: 281px;"> <a href="/insights/publications/2023/march/supply-chain-strategies-are-likely-to-lead-to-more-deglobalization.html" class="apollo-unique-id"> <div class="tile__overlay"></div> <figure class="tile__img"><img alt="" src="/content/dam/mmc-web/insights/publications/2023/redirect-pages/supplychainstrategiesarelikelytoleadtomoredeglobalization1.jpg.imgix.fourColumnTile.jpg"/></figure> <div class="tile__content"> <header class="tile__header"> <span class="tile__tag tag--insights">Article</span> <span class="tile__title">Supply chain strategies are likely to lead to more deglobalization</span> </header> <span class="tile__subtitle"> Businesses have been facing shocks on multiple fronts these days, from COVID-19 and inflation to the conflict in Ukraine and other escalating geopolitical tensions. COVID and the Russian invasion of Ukraine particularly turned global supply chains upside down and intensified disenchantment with the trend toward globalization that has dominated world commerce for decades. </span> </div> <span class="tile__overflow"></span> <span class="tile__cta" data-apollo-cta-title="Read More">Read More</span> </a> </li> <li class="tile " style="height: 281px;"> <a href="/insights/publications/2023/march/how-can-businesses-successfully-navigate-economic-uncertainty.html" class="apollo-unique-id"> <div class="tile__overlay"></div> <figure class="tile__img"><img alt="" src="/content/dam/mmc-web/insights/publications/2023/redirect-pages/howcanbusinessessuccessfullynavigateeconomicuncertainty1.jpg.imgix.fourColumnTile.jpg"/></figure> <div class="tile__content"> <header class="tile__header"> <span class="tile__tag tag--insights">Article</span> <span class="tile__title">How can businesses successfully navigate economic uncertainty? </span> </header> <span class="tile__subtitle"> Businesses need to ignore the conflicting news and focus on the basics: employees, customers and scenario planning. </span> </div> <span class="tile__overflow"></span> <span class="tile__cta" data-apollo-cta-title="Read More">Read More</span> </a> </li> <li class="tile " style="height: 281px;"> <a href="/insights/publications/2023/march/to-achieve-resilience-at-the-national-level-it-is-imperative-to-look-beyond-the-public-sector.html" class="apollo-unique-id"> <div class="tile__overlay"></div> <figure class="tile__img"><img alt="" src="/content/dam/mmc-web/insights/publications/2023/redirect-pages/toachieveresilienceatthenationallevelitisimperativetolookbeyondthepublicsector.jpg.imgix.fourColumnTile.jpg"/></figure> <div class="tile__content"> <header class="tile__header"> <span class="tile__tag tag--insights">Article</span> <span class="tile__title">To Achieve Resilience at the National Level, It Is Imperative to Look Beyond the Public Sector</span> </header> <span class="tile__subtitle"> Each crisis is one with different characteristics, each one with far-reaching and often interconnected reverberations, each one with compounding and cumulative effects. And each one illustrating the need not just for a “whole-of-government” response in sovereign states but for a “whole-of-society” response. </span> </div> <span class="tile__overflow"></span> <span class="tile__cta" data-apollo-cta-title="Read More">Read More</span> </a> </li> </ul> </div> <div class="pagination pagination--no-margin"> <div class="pagination__inner"> <a class="pagination__previous-load-more-16--link btn-prev hide" href="#">Previous</a> <ul class="pagination__top"> <li class="active"><a class="page pagination__page-number-load-more-16--link" href="#">1</a></li> <li><a class="page pagination__page-number-load-more-16--link" href="#">2</a></li> <li><a class="page pagination__page-number-load-more-16--link" href="#">3</a></li> <li><a class="page pagination__page-number-load-more-16--link" href="#">4</a></li> <li><a class="page pagination__page-number-load-more-16--link" href="#">5</a></li> <li class="pagination__ellipsis"><span>...</span></li> <li><a class="page pagination__page-number-load-more-16--link" href="#">9</a></li> </ul> <a class="pagination__next-load-more-16--link btn-next" href="#">Next</a> </div> </div> </div> </section> <div class="container"><div id="loadMoreUrl" data-url="/content/mmc-web/mmc-v2/en/insights/emerging-risks/jcr:content/capability-bottom-par/customaggregator/custom-loadmore-par"></div> <div id="ow-offset" data-offset="0" class="hide"></div> <div id="ow-pageno" data-page-no="0" class="hide"></div> </div> </div> <div><section class="site__section" id="team">   </section> </div> <div><defaultaggregator/> </div> <div> </div> </div> <div class="mt-40"> <footer class="site-footer--new"><div class="footer-v3--container"> <div class="container"> <div class="footer-v3--container--top"> <div class="footer-v3--container--top--marsh"> <div class="footer-v3--container--top--marsh--logo"> <div class="footer-v3--container--top--marsh--logo--image"> <a target="_self" href="https://www.marshmclennan.com"> <img src="/content/dam/mmc-web/v3/homepage/mmc-logo-v3-transparent-background-white-letters.svg"/> </a> </div> </div> <div class="footer-v3--container--top--marsh--desc"> <p class="ow-clear">Marsh McLennan is the leader in risk, strategy and people, helping clients navigate a dynamic environment through four global businesses.</p> </div> </div> <div class="footer-v3--container--top--partners"> <ul class="footer-v3--container--top--partners--list ow-clear"> <li class="footer-v3--container--top--partners--list--item"> <a target="_self" href="https://www.marsh.com" class="footer-v3--container--top--partners--list--item--link"> <img src="/content/dam/mmc-web/v3/footer/Marsh.svg"/> </a> </li> <li class="footer-v3--container--top--partners--list--item"> <a target="_self" href="https://www.guycarp.com" class="footer-v3--container--top--partners--list--item--link"> <img src="/content/dam/mmc-web/v3/footer/GuyCarpenter.svg"/> </a> </li> <li class="footer-v3--container--top--partners--list--item"> <a target="_self" href="https://www.mercer.com" class="footer-v3--container--top--partners--list--item--link"> <img src="/content/dam/mmc-web/v3/footer/Mercer.svg"/> </a> </li> <li class="footer-v3--container--top--partners--list--item"> <a target="_self" href="https://www.oliverwyman.com" class="footer-v3--container--top--partners--list--item--link"> <img src="/content/dam/mmc-web/v3/footer/OliverWyman.svg"/> </a> </li> </ul> </div> </div> <div class="footer-v3--container--middle"> <div class="footer-v3--container--middle--social"> <div class="site-footer--new__social social footer-v3--container--middle--social--list ow-clear"> <ul class="social-share-icons"> <li>Share</li> <li class="social-share-icon-1"> <a href="https://www.instagram.com/marshmclennan/" class="social__custom" rel="nofollow noopener noreferrer" target="_blank" data-analytics-type="social" data-analytics-value="follow"> <svg width="33" height="34" viewBox="0 0 33 34" fill="none" xmlns="http://www.w3.org/2000/svg"> <g clip-path="url(#clip0)"> <circle cx="16.5" cy="16.7727" r="16.5" fill="#009DE0"/> <g clip-path="url(#clip1)"> <path d="M16.4998 9.04311C19.0174 9.04311 19.3156 9.0527 20.3098 9.09806C21.2291 9.14001 21.7283 9.29361 22.0606 9.4227C22.5006 9.59374 22.8147 9.79809 23.1447 10.128C23.4746 10.4579 23.6789 10.772 23.8499 11.2121C23.9791 11.5444 24.1327 12.0436 24.1746 12.9629C24.22 13.9571 24.2296 14.2553 24.2296 16.7728C24.2296 19.2904 24.22 19.5886 24.1746 20.5828C24.1327 21.502 23.9791 22.0013 23.8499 22.3335C23.6789 22.7736 23.4746 23.0877 23.1447 23.4177C22.8147 23.7476 22.5006 23.9519 22.0606 24.1229C21.7283 24.252 21.2291 24.4056 20.3098 24.4476C19.3157 24.493 19.0175 24.5025 16.4998 24.5025C13.9821 24.5025 13.684 24.493 12.6899 24.4476C11.7706 24.4056 11.2714 24.252 10.9392 24.1229C10.4991 23.9519 10.1849 23.7476 9.85502 23.4177C9.5251 23.0877 9.32075 22.7736 9.14975 22.3335C9.02063 22.0013 8.86703 21.502 8.82507 20.5828C8.77971 19.5886 8.77013 19.2904 8.77013 16.7728C8.77013 14.2553 8.77971 13.9571 8.82507 12.9629C8.86703 12.0436 9.02063 11.5444 9.14975 11.2121C9.32075 10.772 9.5251 10.4579 9.85502 10.128C10.1849 9.79809 10.4991 9.59374 10.9392 9.4227C11.2714 9.29361 11.7706 9.14001 12.6899 9.09806C13.6841 9.0527 13.9823 9.04311 16.4998 9.04311ZM16.4998 7.34424C13.9392 7.34424 13.6181 7.35509 12.6125 7.40098C11.6089 7.44679 10.9235 7.60615 10.3238 7.83924C9.70374 8.0802 9.17793 8.40259 8.65377 8.92675C8.12961 9.45092 7.80721 9.97673 7.56626 10.5967C7.33316 11.1965 7.1738 11.8819 7.12799 12.8855C7.08211 13.8911 7.07129 14.2122 7.07129 16.7728C7.07129 19.3335 7.08211 19.6546 7.12799 20.6602C7.1738 21.6638 7.33316 22.3492 7.56626 22.9489C7.80721 23.5689 8.12961 24.0947 8.65377 24.6189C9.17793 25.1431 9.70374 25.4655 10.3238 25.7064C10.9235 25.9395 11.6089 26.0989 12.6125 26.1447C13.6181 26.1906 13.9392 26.2014 16.4998 26.2014C19.0605 26.2014 19.3816 26.1906 20.3872 26.1447C21.3908 26.0989 22.0762 25.9395 22.6759 25.7064C23.2959 25.4655 23.8218 25.1431 24.3459 24.6189C24.8701 24.0947 25.1925 23.5689 25.4334 22.9489C25.6665 22.3492 25.8259 21.6638 25.8717 20.6602C25.9176 19.6546 25.9284 19.3335 25.9284 16.7728C25.9284 14.2122 25.9176 13.8911 25.8717 12.8855C25.8259 11.8819 25.6665 11.1965 25.4334 10.5967C25.1925 9.97673 24.8701 9.45092 24.3459 8.92675C23.8218 8.40259 23.2959 8.0802 22.6759 7.83924C22.0762 7.60615 21.3908 7.44679 20.3872 7.40098C19.3816 7.35509 19.0605 7.34424 16.4998 7.34424ZM16.4998 11.9311C13.8258 11.9311 11.6581 14.0988 11.6581 16.7728C11.6581 19.4468 13.8258 21.6145 16.4998 21.6145C19.1738 21.6145 21.3416 19.4468 21.3416 16.7728C21.3416 14.0988 19.1738 11.9311 16.4998 11.9311ZM16.4998 19.9157C14.7641 19.9157 13.357 18.5086 13.357 16.7728C13.357 15.0371 14.7641 13.63 16.4998 13.63C18.2356 13.63 19.6427 15.0371 19.6427 16.7728C19.6427 18.5086 18.2356 19.9157 16.4998 19.9157ZM22.6643 11.7398C22.6643 12.3647 22.1577 12.8713 21.5328 12.8713C20.908 12.8713 20.4014 12.3647 20.4014 11.7398C20.4014 11.1149 20.908 10.6084 21.5328 10.6084C22.1577 10.6084 22.6643 11.1149 22.6643 11.7398Z" fill="white"/> </g> </g> <defs> <clipPath id="clip0"> <rect width="33" height="33" fill="white" transform="translate(0 0.272705)"/> </clipPath> <clipPath id="clip1"> <rect width="18.8571" height="18.8571" fill="white" transform="translate(7.07129 7.34424)"/> </clipPath> </defs> </svg> </a> </li> <li class="social-share-icon-2"> <a href="https://www.linkedin.com/company/marshmclennan/" class="social__custom" rel="nofollow noopener noreferrer" target="_blank" data-analytics-type="social" data-analytics-value="follow"> <svg width="34" height="34" viewBox="0 0 34 34" fill="none" xmlns="http://www.w3.org/2000/svg"> <path fill-rule="evenodd" clip-rule="evenodd" d="M17.2266 0.272705C8.11341 0.272705 0.726562 7.65955 0.726562 16.7727C0.726562 25.8848 8.11341 33.2727 17.2266 33.2727C26.3397 33.2727 33.7266 25.8848 33.7266 16.7727C33.7266 7.65955 26.3397 0.272705 17.2266 0.272705V0.272705Z" fill="#009DE0"/> <path fill-rule="evenodd" clip-rule="evenodd" d="M25.4765 25.0073H22.0579V19.6572C22.0579 18.3815 22.0352 16.7408 20.2811 16.7408C18.5021 16.7408 18.2309 18.1309 18.2309 19.5664V25.0073H14.8154V14.0059H18.0927V15.5105H18.1402C18.596 14.6453 19.7118 13.7327 21.3752 13.7327C24.8371 13.7327 25.4765 16.0107 25.4765 18.9735V25.0073Z" fill="white"/> <path fill-rule="evenodd" clip-rule="evenodd" d="M10.9617 12.5033C9.86338 12.5033 8.97754 11.6144 8.97754 10.5202C8.97754 9.42605 9.86338 8.53711 10.9617 8.53711C12.0548 8.53711 12.9427 9.42605 12.9427 10.5202C12.9427 11.6144 12.0548 12.5033 10.9617 12.5033V12.5033Z" fill="white"/> <path fill-rule="evenodd" clip-rule="evenodd" d="M12.6717 25.0072H9.24902V14.0059H12.6717V25.0072Z" fill="white"/> </svg> </a> </li> <li class="social-share-icon-3"> <a href="https://twitter.com/MarshMcLennan" class="social__custom" rel="nofollow noopener noreferrer" target="_blank" data-analytics-type="social" data-analytics-value="follow"> <svg id="Layer_1" data-name="Layer 1" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 30 30"> <circle cx="15" cy="15" r="15" fill="#009DE0"></circle> <path class="custom-social-v3" d="m16.4,13.85l5.46-6.35h-1.29l-4.74,5.51-3.79-5.51h-4.37l5.73,8.34-5.73,6.66h1.29l5.01-5.82,4,5.82h4.37l-5.94-8.65h0Zm-1.77,2.06l-.58-.83-4.62-6.61h1.99l3.73,5.33.58.83,4.85,6.93h-1.99l-3.95-5.66h0Z" fill="white" style=" fill: white; "></path> </svg> </a> </li> </ul> </div> </div> <div class="footer-v3--container--middle--links"> <ul class="footer-v3--container--middle--links--list ow-clear"> <li class="footer-v3--container--middle--links--list--item"> <a href="/terms-of-use.html" target="_self">Terms Of Use</a> </li> <li class="footer-v3--container--middle--links--list--item"> <a href="/privacy-statement.html" target="_self">Privacy Notice</a> </li> <li class="footer-v3--container--middle--links--list--item"> <a href="/california-resident-privacy-notice.html" target="_self">CA Privacy</a> </li> <li class="footer-v3--container--middle--links--list--item"> <a href="/accessibility.html" target="_self">Accessibility</a> </li> <li class="footer-v3--container--middle--links--list--item"> <a href="/suppliers.html" target="_self">Suppliers</a> </li> <li class="footer-v3--container--middle--links--list--item"> <a href="/cookie-notice.html" target="_self">Cookie Notice</a> </li> <li class="footer-v3--container--middle--links--list--item"> <a href="#" onclick="Osano.cm.showDrawer('osano-cm-dom-info-dialog-open')">Manage Cookies</a> </li> </ul> </div> </div> <div class="footer-v3--container--bottom"> <ul class="footer-v3--container--bottom--list ow-clear"> <li class="footer-v3--container--bottom--list--item"> <span>© 2024 Marsh & McLennan Companies, Inc. All Rights Reserved. </span> </li> </ul> </div> </div> </div> </footer> </div> </div> <script src="/etc.clientlibs/oliverwymanv2/clientlibs/apollo-data-layer.min.8925b835f91ed36c60c7039bdb325d3f.js"></script> <script> GraniteTiming.stamp('loaded /etc.clientlibs/oliverwymanv2/clientlibs/apollo-data-layer.min.js'); </script> <script src="/etc.clientlibs/oliverwymanv2/clientlibs/vendor/lodash.min.4c9406ac7813ba4fffcf21e6452c9342.js"></script> <script> GraniteTiming.stamp('loaded /etc.clientlibs/oliverwymanv2/clientlibs/vendor/lodash.min.js'); </script> <script src="/etc/designs/oliverwymanv2/clientlibs/ow-v2.min.f32b99c9b0e5e64d097b4d9422109e6d.js"></script> <script> GraniteTiming.stamp('loaded /etc/designs/oliverwymanv2/clientlibs/ow-v2.min.js'); </script> <script src="/etc.clientlibs/oliverwymanv2/clientlibs/generic.min.badba10af4678e0b04e5b00ac8fcb2d3.js"></script> <script> GraniteTiming.stamp('loaded /etc.clientlibs/oliverwymanv2/clientlibs/generic.min.js'); </script> <script src="/etc.clientlibs/clientlibs/granite/jquery-ui.min.000478df169ef08edfb24d7502acb3c1.js"></script> <script> GraniteTiming.stamp('loaded /etc.clientlibs/clientlibs/granite/jquery-ui.min.js'); </script> <script src="/etc.clientlibs/oliverwymanv2/clientlibs/vendor/vimeo.min.f51617f711e4ef3b6638e1348017ee34.js"></script> <script> GraniteTiming.stamp('loaded /etc.clientlibs/oliverwymanv2/clientlibs/vendor/vimeo.min.js'); </script> <script src="/etc.clientlibs/oliverwymanv2/clientlibs/vendor/clipboard.min.ce43feb5b67d2ffaeebdc18f47370a3c.js"></script> <script> GraniteTiming.stamp('loaded /etc.clientlibs/oliverwymanv2/clientlibs/vendor/clipboard.min.js'); </script> <script src="/etc.clientlibs/oliverwymanv2/clientlibs/general-v3.min.40b18cbb9cbeef7332799cb2b6c005ec.js"></script> <script> GraniteTiming.stamp('loaded /etc.clientlibs/oliverwymanv2/clientlibs/general-v3.min.js'); </script> <script src="/content/dam/mmc-web/v3/custom/mmcCrossSiteCustom2.js" type="text/javascript"></script> </body> </html>

CINXE.COM

Emerging Risks