CINXE.COM

<!DOCTYPE html><html data-wf-domain="careers.lower.com" data-wf-page="61ae419882958374ae544a6e" data-wf-site="61ae419782958348ea544a6a"><head><meta charset="utf-8"/><title>Careers | Lower.com</title><meta content="We started with lower rates. Now, we鈥檙e using innovative tech to simplify the whole homeowner experience. Our all-digital platform meets people where they are. Just hop on your phone to save for a home, get a mortgage, and find the best insurance. So easy." name="description"/><meta content="width=device-width, initial-scale=1" name="viewport"/><meta content="Webflow" name="generator"/><link href="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/css/lower-careers.webflow.2748ea90f.min.css" rel="stylesheet" type="text/css"/><link href="https://fonts.googleapis.com" rel="preconnect"/><link href="https://fonts.gstatic.com" rel="preconnect" crossorigin="anonymous"/><script src="https://ajax.googleapis.com/ajax/libs/webfont/1.6.26/webfont.js" type="text/javascript"></script><script type="text/javascript">WebFont.load({ google: { families: ["Cormorant:regular"] }});</script><script type="text/javascript">!function(o,c){var n=c.documentElement,t=" w-mod-";n.className+=t+"js",("ontouchstart"in o||o.DocumentTouch&&c instanceof DocumentTouch)&&(n.className+=t+"touch")}(window,document);</script><link 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0);-moz-transform:translate3d(100vw, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-ms-transform:translate3d(100vw, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);transform:translate3d(100vw, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);width:120vw;height:120vw" class="expand-bubble"><img src="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62b4986e74573741d3b5dd48_Back-Glow-with-Fill.jpg" loading="lazy" style="-webkit-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(-120deg) skew(0, 0);-moz-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(-120deg) skew(0, 0);-ms-transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(-120deg) skew(0, 0);transform:translate3d(0, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(-120deg) skew(0, 0)" sizes="100vw" alt="" srcset="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62b4986e74573741d3b5dd48_Back-Glow-with-Fill-p-500.jpeg 500w, https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62b4986e74573741d3b5dd48_Back-Glow-with-Fill-p-800.jpeg 800w, https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62b4986e74573741d3b5dd48_Back-Glow-with-Fill-p-1080.jpeg 1080w, https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62b4986e74573741d3b5dd48_Back-Glow-with-Fill-p-1600.jpeg 1600w, https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62b4986e74573741d3b5dd48_Back-Glow-with-Fill-p-2000.jpeg 2000w, https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62b4986e74573741d3b5dd48_Back-Glow-with-Fill.jpg 3126w" class="glow-bkg"/></div><div class="nav-expand-content"><a href="#mission" data-w-id="0eb41ef4-ee3d-a446-7ebe-01d1be154943" style="opacity:0;-webkit-transform:translate3d(20vw, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-moz-transform:translate3d(20vw, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-ms-transform:translate3d(20vw, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);transform:translate3d(20vw, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0)" class="expand-nav-link w-inline-block"><div class="hover-expand"></div><div class="section-number color-white nav-number">/01.</div><div class="expand-nav-link-txt">Mission</div></a><a href="#values" data-w-id="1917896d-8b59-74cb-feee-38bd3c64faab" style="-webkit-transform:translate3d(20vw, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-moz-transform:translate3d(20vw, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-ms-transform:translate3d(20vw, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);transform:translate3d(20vw, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);opacity:0" class="expand-nav-link w-inline-block"><div class="hover-expand"></div><div class="section-number color-white nav-number">/02.</div><div class="expand-nav-link-txt">Values</div></a><a href="#giveback" data-w-id="31cd0922-67a6-3a8e-49cf-3dd76e91a105" style="-webkit-transform:translate3d(20vw, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-moz-transform:translate3d(20vw, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-ms-transform:translate3d(20vw, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);transform:translate3d(20vw, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);opacity:0" class="expand-nav-link w-inline-block"><div class="hover-expand"></div><div class="section-number color-white nav-number">/03.</div><div class="expand-nav-link-txt">Giveback</div></a><a href="#benefits" data-w-id="ab22ee1c-c760-16f0-2486-eed1974bba18" style="-webkit-transform:translate3d(20vw, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-moz-transform:translate3d(20vw, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-ms-transform:translate3d(20vw, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);transform:translate3d(20vw, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);opacity:0" class="expand-nav-link w-inline-block"><div class="hover-expand"></div><div class="section-number color-white nav-number">/04.</div><div class="expand-nav-link-txt">Benefits</div></a><a href="#awards" data-w-id="fe190cd9-ff78-2ecf-ad19-62913802f6fb" style="-webkit-transform:translate3d(20vw, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-moz-transform:translate3d(20vw, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-ms-transform:translate3d(20vw, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);transform:translate3d(20vw, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);opacity:0" class="expand-nav-link w-inline-block"><div class="hover-expand"></div><div class="section-number color-white nav-number">/05.</div><div class="expand-nav-link-txt">Awards</div></a><a href="#positions" data-w-id="0a9eb6c4-bfe7-ef5a-0099-0e66f5bb73f1" style="-webkit-transform:translate3d(20vw, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-moz-transform:translate3d(20vw, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-ms-transform:translate3d(20vw, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);transform:translate3d(20vw, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);opacity:0" class="expand-nav-link w-inline-block"><div class="hover-expand"></div><div class="section-number color-white nav-number">/06.</div><div class="expand-nav-link-txt">Openings</div></a></div><div class="nav-expand-menu-container"><div data-w-id="3462fe89-fc3f-f64f-9404-1e8ae8551c14" class="nav-menu-container"><div data-is-ix2-target="1" class="nav-menu" data-w-id="3462fe89-fc3f-f64f-9404-1e8ae8551c15" data-animation-type="lottie" data-src="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62b46e56ba4f9537af9da9ce_White%20Menu%20Careers.json" data-loop="0" data-direction="1" data-autoplay="0" data-renderer="svg" data-default-duration="0.48333333333333334" data-duration="0"></div></div></div><div style="filter:blur(40px);-webkit-transform:translate3d(35%, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-moz-transform:translate3d(35%, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);-ms-transform:translate3d(35%, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);transform:translate3d(35%, 0, 0) scale3d(1, 1, 1) rotateX(0) rotateY(0) rotateZ(0) skew(0, 0);opacity:0" class="nav-expand-image-container-wrapper"><div class="nav-expand-image-container"><img src="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62b4809a257527699744e2db_careers-expand-image.jpg" loading="lazy" style="width:120%;height:120%" sizes="100vw" alt="Happy Lower employees working together" srcset="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62b4809a257527699744e2db_careers-expand-image-p-500.jpeg 500w, https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62b4809a257527699744e2db_careers-expand-image-p-800.jpeg 800w, https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62b4809a257527699744e2db_careers-expand-image-p-1080.jpeg 1080w, https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62b4809a257527699744e2db_careers-expand-image.jpg 1824w" class="nav-expand-image"/><div class="expand-image-fade"></div></div></div></div><div class="careers-nav"><div class="nav-left"><img src="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62852b459d9bcbeb36105edf_Lower%20Logo.svg" loading="lazy" alt="Lower logo"/></div><div class="nav-right"><div class="nav-button-text">Ready to jumpstart your career?</div><a href="#positions" class="primary-button black nav w-button">Apply</a><div data-w-id="8a1572d5-8a25-5707-ca67-5f16791139be" class="nav-menu-container"><div data-is-ix2-target="1" class="nav-menu" data-w-id="d60189e5-47a5-c259-d2f5-6cc7068e7d0e" data-animation-type="lottie" data-src="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62b46e5707e65f954fd0bea9_Black%20Menu%20Careers.json" data-loop="0" data-direction="1" data-autoplay="0" data-renderer="svg" data-default-duration="0.48333333333333334" data-duration="0"></div></div></div></div><div class="careers-section edgeless hero"><div class="careers-container text-center hero-spacing"><h1 class="bottom-margin-10">This is life at Lower.</h1><h2 class="size-20 weight-medium color-light-blue">Come change the homebuying experience with us.</h2><div class="spacer-24 w-container"></div><a href="#positions" class="primary-button light-blue z-edit w-button">Explore Open Positions</a></div><div class="careers-bubble-container"><div class="career-bubble"><img src="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62d033322c7ca6a531b8cbab_careers_hero_opt.jpg" loading="eager" sizes="100vw" srcset="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62d033322c7ca6a531b8cbab_careers_hero_opt-p-500.jpg 500w, https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62d033322c7ca6a531b8cbab_careers_hero_opt-p-800.jpg 800w, https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62d033322c7ca6a531b8cbab_careers_hero_opt.jpg 1876w" alt="" class="bubble-image hide"/><div data-poster-url="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62d5a4e72c93c9969806cccb_Careers Site Broll 3-poster-00001.jpg" data-video-urls="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62d5a4e72c93c9969806cccb_Careers Site Broll 3-transcode.mp4,https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62d5a4e72c93c9969806cccb_Careers Site Broll 3-transcode.webm" data-autoplay="true" data-loop="true" data-wf-ignore="true" class="bubble-image w-background-video w-background-video-atom"><video id="d7fbd161-9a10-a597-94d8-3e80905ec4b1-video" autoplay="" loop="" style="background-image:url("https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62d5a4e72c93c9969806cccb_Careers Site Broll 3-poster-00001.jpg")" muted="" playsinline="" data-wf-ignore="true" data-object-fit="cover"><source src="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62d5a4e72c93c9969806cccb_Careers Site Broll 3-transcode.mp4" data-wf-ignore="true"/><source src="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62d5a4e72c93c9969806cccb_Careers Site Broll 3-transcode.webm" data-wf-ignore="true"/></video></div></div></div></div><div id="mission" class="careers-section dark"><div class="mission-flex"><div class="mission-side"><div class="spacer-40"></div><div class="mission-side-center"><a href="#" class="video-ask-play w-inline-block w-lightbox"><img src="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62b1e615f2707a317049ef1b_Play.svg" loading="lazy" alt="play icon"/><script type="application/json" class="w-json">{ "items": [ { "url": "https://vimeo.com/692382641", "originalUrl": "https://vimeo.com/692382641", "width": 940, "height": 1671, "thumbnailUrl": "https://i.vimeocdn.com/video/1401312571-1faa551756b9683cce44d09d9de1df731dba3eee1e2cd09317d00fc866ebe7ba-d_960", "html": "<iframe class=\"embedly-embed\" src=\"//cdn.embedly.com/widgets/media.html?src=https%3A%2F%2Fplayer.vimeo.com%2Fvideo%2F692382641%3Fh%3Dfc4b3b5ae1%26app_id%3D122963&dntp=1&display_name=Vimeo&url=https%3A%2F%2Fvimeo.com%2F692382641&image=https%3A%2F%2Fi.vimeocdn.com%2Fvideo%2F1401312571-1faa551756b9683cce44d09d9de1df731dba3eee1e2cd09317d00fc866ebe7ba-d_960&key=96f1f04c5f4143bcb0f2e68c87d65feb&type=text%2Fhtml&schema=vimeo\" width=\"940\" height=\"1671\" scrolling=\"no\" title=\"Vimeo embed\" frameborder=\"0\" allow=\"autoplay; fullscreen\" allowfullscreen=\"true\"></iframe>", "type": "video" } ], "group": "" }</script></a><img src="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62855a65f8327e64861b51fa_Video-ask-BKG-1.jpg" loading="lazy" alt="preview for videoask review" class="video-ask-image"/><div class="video-ask-content"><h5 class="no-margin">John S.</h5><div class="size-11 opacity-65">Lower.com Refinance</div></div></div><img src="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62b5f46dd3882f47511884db_float_image3.jpg" loading="lazy" alt="beautiful suburban home" class="side-image right under"/><div class="spacer-120 hide-for-mobile"></div><img src="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62b5f46d2b0bbe534755f741_float_image1.jpg" loading="lazy" alt="Small suburban home" class="side-image left"/></div><div class="mission-center"><div class="section-number color-white text-center">/01</div><div class="spacer-40"></div><h3 class="color-light-blue no-margin">Our Mission</h3><div class="spacer-16"></div><h1 class="size-60">We help people create and build wealth.</h1><p class="color-white">We started with lower rates, and now, we鈥檙e using innovative tech to simplify the whole homeowner experience. Our all-digital platform meets people where they are. Just hop on your phone to save for a home, get a mortgage, and find the best insurance.</p><div class="w-layout-grid small-3-grid"><div id="w-node-_2e61f892-9598-456f-d515-e3f3d437393a-ae544a6e" class="grid-cell white"><h4 class="no-top-margin">Finance</h4><p class="body-small color-white no-bottom-margin">That first home means everything.</p></div><div id="w-node-b9d8a888-4064-8d3d-eaac-0b3543b617e4-ae544a6e" class="grid-cell white"><h4 class="no-top-margin">Refinance</h4><p class="body-small color-white no-bottom-margin">Lower rates and lower payments are our game.</p></div><div id="w-node-_2c9f5bb8-455b-d49d-0b16-8ed91933d8d8-ae544a6e" class="grid-cell white"><h4 class="no-top-margin">Equity</h4><p class="body-small color-white no-bottom-margin">The key to building wealth through homeownership.</p></div><div id="w-node-f6796b23-12fd-e22d-55a1-d5b68c85a228-ae544a6e" class="grid-cell white"><h4 class="no-top-margin">Realty</h4><p class="body-small color-white no-bottom-margin">Custom agent match to buy and sell.</p></div><div id="w-node-_26c18a48-9872-d349-13e4-53b2f33ffa6a-ae544a6e" class="grid-cell white"><h4 class="no-top-margin">Insure</h4><p class="body-small color-white no-bottom-margin">The best coverage. At the lowest cost. Now, and every year after that.</p></div></div></div><div class="mission-side"><img src="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62b5f46d148641c32d428da8_float_image2.jpg" loading="lazy" alt="Clean modern kitchen" class="side-image left"/><div class="spacer-120 hide-for-mobile"></div><div class="mission-side-center"><img src="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62855a66f5239c630b88fd08_Video-ask-BKG-2.jpg" loading="lazy" alt="preview for videoask review" class="video-ask-image"/><a href="#" class="video-ask-play w-inline-block w-lightbox"><img src="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62b1e615f2707a317049ef1b_Play.svg" loading="lazy" alt="play icon"/><script type="application/json" class="w-json">{ "items": [ { "url": "https://vimeo.com/724579175", "originalUrl": "https://vimeo.com/724579175", "width": 940, "height": 1671, "thumbnailUrl": "https://i.vimeocdn.com/video/1458914941-6ca587dcf307e70ff8829875814f0d52d81f568ca0bbd1a45daa64045dc6ad29-d_960", "html": "<iframe class=\"embedly-embed\" src=\"//cdn.embedly.com/widgets/media.html?src=https%3A%2F%2Fplayer.vimeo.com%2Fvideo%2F724579175%3Fh%3D7a059a068e%26app_id%3D122963&dntp=1&display_name=Vimeo&url=https%3A%2F%2Fvimeo.com%2F724579175&image=https%3A%2F%2Fi.vimeocdn.com%2Fvideo%2F1458914941-6ca587dcf307e70ff8829875814f0d52d81f568ca0bbd1a45daa64045dc6ad29-d_960&key=96f1f04c5f4143bcb0f2e68c87d65feb&type=text%2Fhtml&schema=vimeo\" width=\"940\" height=\"1671\" scrolling=\"no\" title=\"Vimeo embed\" frameborder=\"0\" allow=\"autoplay; fullscreen\" allowfullscreen=\"true\"></iframe>", "type": "video" } ], "group": "" }</script></a><div class="video-ask-content"><h5 class="no-margin">Paul M.</h5><div class="size-11 opacity-65">Lower.com Refinance</div></div></div><img src="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62855c25b873f27e92497c41_HealthyHomesGardenJune2020-8-3.jpg" loading="lazy" alt="Small suburban home" class="side-image left under"/></div></div></div><div id="values" class="content-section no-bottom-padding"><div class="content-container"><div class="section-number left-side">/02</div><h3 class="color-light-blue no-margin">What we value.</h3><h1 class="size-60 max-700">Join a team who works as hard as you do.</h1><div class="value-section-flex"><div class="relative"><img src="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/629907a53bed47b4e65da08b_HealthyHomesGardenJune2020-8-1.jpg" loading="lazy" width="348" sizes="(max-width: 479px) 90vw, 348px" alt="Lower.com employees collaborating" srcset="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/629907a53bed47b4e65da08b_HealthyHomesGardenJune2020-8-1-p-500.jpeg 500w, https://cdn.prod.website-files.com/61ae419782958348ea544a6a/629907a53bed47b4e65da08b_HealthyHomesGardenJune2020-8-1.jpg 696w" class="floating-image"/><img src="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62990834f6cea0661e2f904f_Onward%20and%20upward.svg" loading="lazy" alt="Onward and upward flag icon" class="onward-float"/></div><div class="spacer-80 tablet-and-above-hide"></div><div class="w-layout-grid small-2-grid"><div id="w-node-a567df39-c895-7d6d-4a59-3db765ba9b3f-ae544a6e" class="grid-cell"><div class="smaill-number">01</div><h4 class="no-top-margin">High Performance</h4><p class="body-small no-bottom-margin">Great, consistent work means more than hours clocked. Dominating the industry is a top priority.</p></div><div id="w-node-a567df39-c895-7d6d-4a59-3db765ba9b44-ae544a6e" class="grid-cell"><div class="smaill-number">02</div><h4 class="no-top-margin">Optimism</h4><p class="body-small no-bottom-margin">Have an open mind and a positive attitude with everything. You鈥檝e got a fresh start here.</p></div><div id="w-node-a567df39-c895-7d6d-4a59-3db765ba9b49-ae544a6e" class="grid-cell"><div class="smaill-number">03</div><h4 class="no-top-margin">High Give A Sh*t Factor</h4><p class="body-small no-bottom-margin">We know helping homeowners build wealth means everything. So we go above and beyond.</p></div><div id="w-node-a567df39-c895-7d6d-4a59-3db765ba9b4e-ae544a6e" class="grid-cell"><div class="smaill-number">04</div><h4 class="no-top-margin">Independent Thinkers, Tightly Aligned</h4><p class="body-small no-bottom-margin">A common vision guides us all. But we鈥檙e always challenging the status quo.</p></div></div></div></div></div><div class="content-section"><div class="half-and-half-bkg"><div class="top-bkg"></div><div class="bot-bkg"></div></div><div class="swiper swiper1"><div class="swiper-wrapper"><div class="swiper-slide"><img src="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62990c673332211deac3d16d_Lobby-Shot-SM-5.jpg" loading="lazy" sizes="90vw" srcset="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62990c673332211deac3d16d_Lobby-Shot-SM-5-p-500.jpeg 500w, https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62990c673332211deac3d16d_Lobby-Shot-SM-5-p-800.jpeg 800w, https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62990c673332211deac3d16d_Lobby-Shot-SM-5-p-1080.jpeg 1080w, https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62990c673332211deac3d16d_Lobby-Shot-SM-5.jpg 2524w" alt="Lower.com headquarters lobby, employees walking" class="swiper-content"/></div><div class="swiper-slide"><img src="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62990e32d233bf0b52621a72_Lobby-Shot-SM-3.jpg" loading="lazy" sizes="90vw" srcset="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62990e32d233bf0b52621a72_Lobby-Shot-SM-3-p-500.jpeg 500w, https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62990e32d233bf0b52621a72_Lobby-Shot-SM-3-p-800.jpeg 800w, https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62990e32d233bf0b52621a72_Lobby-Shot-SM-3-p-1080.jpeg 1080w, https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62990e32d233bf0b52621a72_Lobby-Shot-SM-3.jpg 2524w" alt="Lower Title Night at Lower.com Field, bands playing at the after party" class="swiper-content"/></div><div class="swiper-slide"><img src="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62990e3955007c7d9b1102c0_Lobby-Shot-SM-4.jpg" loading="lazy" sizes="90vw" srcset="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62990e3955007c7d9b1102c0_Lobby-Shot-SM-4-p-500.jpeg 500w, https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62990e3955007c7d9b1102c0_Lobby-Shot-SM-4-p-800.jpeg 800w, https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62990e3955007c7d9b1102c0_Lobby-Shot-SM-4-p-1080.jpeg 1080w, https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62990e3955007c7d9b1102c0_Lobby-Shot-SM-4.jpg 2524w" alt="Lower corporate challenge event, crowd cheering" class="swiper-content"/></div></div><div class="swiper-nav-container"><div class="nav-container-left"><div>Team members at Lower.</div></div><div class="nav-container-right"><img src="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/629911032a6e071041c46385_Arrow%20Left.svg" loading="lazy" alt="long navigation arrow left" class="nav-arrow swipe-nav-left"/><img src="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/629910f1252a36b96db01361_Arrow%20Right.svg" loading="lazy" alt="long navigation arrow right" class="nav-arrow swipe-nav-right"/></div></div></div></div><div class="content-section black no-top-padding hide-for-live"><div class="content-container"><h3 class="color-light-blue no-margin">Opportunity Spotlight</h3><h1 class="size-60">Innovate. Change. Do big things.</h1><div class="w-layout-grid small-2-grid"><p id="w-node-accd8bfe-1970-f7bf-5798-3f3276d351c7-ae544a6e" class="color-white no-margin">Whatever your passion, you have options here. Our mortgage experts interface with homeowners and create an amazing personal experience. Behind the scenes, our operation teams make the loan process super smooth.</p><p id="w-node-_500b521e-d0f8-83ad-aa50-5d2919527cc7-ae544a6e" class="color-white no-margin">On the tech side, our engineers and developers build incredible products full of customer-friendly features. Cross-team collaboration is key. And it鈥檚 all to help make homeownership more accessible.</p></div></div><div class="content-container slightly-bigger"><div class="w-layout-grid _3-grid-card"><a href="https://calendly.com/for-individuals" class="program-card purple-gradient w-inline-block"><h3 class="no-margin">University Program</h3><div class="card-bottom"><div class="link-text">Talk to us</div><img src="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/629e34313b919b7210cb8438_External%20Link%20White.svg" loading="lazy" alt="Link arrow"/></div></a><a href="https://calendly.com/for-individuals" class="program-card blue-gradient w-inline-block"><h3 class="no-margin">Licensed Loan Experts</h3><div class="card-bottom"><div class="link-text">Learn more</div><img src="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/629e34313b919b7210cb8438_External%20Link%20White.svg" loading="lazy" alt="Link arrow"/></div></a><a href="https://calendly.com/for-individuals" class="program-card foam-gradient w-inline-block"><h3 class="no-margin">Product & Tech & Innovators</h3><div class="card-bottom"><div class="link-text">Reach out</div><img src="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/629e34313b919b7210cb8438_External%20Link%20White.svg" loading="lazy" alt="Link arrow"/></div></a></div></div></div><div id="giveback" class="content-section"><div class="content-container text-center"><div class="section-number center-stack">/03</div><h3 class="color-light-blue no-margin">Social giveback.</h3><h1 class="size-60 bottom-margin-16">Help our communities thrive.</h1><p>Our mission to help people build wealth through homeownership doesn鈥檛 stop at financing. We partner with a number of organizations who also work to affect positive change in our neighborhoods. Focusing our initiatives around four key pillars allows us to get out and give back in meaningful ways.</p></div><div class="swiper swiper2"><div class="swiper-wrapper"><div class="swiper-slide charity-slide"><div class="swiper-content small"><div class="swiper-top"><h4 class="no-top-margin">Wellness</h4><p class="no-bottom-margin">We keep wellness top of mind by providing uplifting and unforgettable experiences to critically ill children and their families. Events like 5k runs and match days at Lower.com Field provide hours of fun so the kids can just be kids.</p></div><img src="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62b5cb8c91563a685f942575_606c9eb78d432%201.png" loading="lazy" alt="Casey Cares logo" width="91.5"/></div></div><div class="swiper-slide charity-slide"><div class="swiper-content small"><div class="swiper-top"><h4 class="no-top-margin">Homeownership</h4><p class="no-bottom-margin">Our mission aligns very closely with the Healthy Homes initiative. Throughout the year, we provide coats, Thanksgiving meal kits, and volunteer hours. As our 2021 Home Goals recipient, we donated $1,000 for every goal the Crew scored at Lower.com Field.</p></div><img src="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/629e3ae392c6e7af190793fe_logo_nwc.png" loading="lazy" alt="Nationwide Children's logo" width="195"/></div></div><div class="swiper-slide charity-slide"><div class="swiper-content small"><div class="swiper-top"><h4 class="no-top-margin">Financial Literacy</h4><p class="no-bottom-margin">We鈥檙e proud to be able to work with local youth and plant the seeds of financial literacy at a young age. We support them through monetary donations used to provide virtual and classroom educational resources.</p></div><img src="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62b5cb997c7da87877e3dba8_JUNIOR-ACHIEVEMENT-1280%202.png" loading="lazy" alt="Junior Achievement logo" width="105"/></div></div><div class="swiper-slide charity-slide"><div class="swiper-content small"><div class="swiper-top"><h4 class="no-top-margin">Community</h4><p class="no-bottom-margin">Our roots are important. As the presenting sponsor of the New Albany Farmers Market, we provide a majority of the operating funds to keep entrance fees low for local vendors. We also volunteer at the New Albany Walking Classic and Rose Run 5k.</p></div><img src="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62c445db7f815222d0f072c5_nacf-logo-1%201.png" loading="lazy" alt="New Albany Community Foundation Logo" width="123"/></div></div></div><div class="spacer-40"></div><div class="swiper-2-nav"><img src="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62b5cc23bc84bf275911bfce_CS%20Left.svg" loading="lazy" alt="navigation arrow left" class="swipe2-nav-left"/><img src="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62b5cc23de9c9c747f24321d_CS%20Right.svg" loading="lazy" alt="navigation arrow right" class="swipe2-nav-right"/></div></div></div><div id="benefits" class="content-section dark"><div class="content-container"><div class="value-section-flex"><div><div class="section-number left-side">/04</div><h3 class="color-light-blue no-margin">Our benefits.</h3><h1 class="size-60 bottom-margin-16">Get set up for your best life outside of work.</h1><p class="color-white">Competitive pay and PTO. Wellness and financial planning. Plus, HomePerks. Over the last 5 years, we've helped hundreds of our team members buy or refinance their homes. And almost half of them were first-time homebuyers!</p><div class="w-layout-grid small-2-grid"><div id="w-node-_347c446d-7d87-19b3-4ad8-255bea2783f9-ae544a6e" class="grid-cell white"><div class="flex-horz-center-left"><img src="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62b323d5440e67e5492c7552_Outline%20Check.svg" loading="lazy" alt="checkmark icon white" class="list-check"/><h4 class="no-margin">Low Cost Healthcare for Team Members</h4></div></div><div id="w-node-a8204452-0f05-ed3d-1fc7-ad503ed81ad7-ae544a6e" class="grid-cell white"><div class="flex-horz-center-left"><img src="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62b323d5440e67e5492c7552_Outline%20Check.svg" loading="lazy" alt="checkmark icon white" class="list-check"/><h4 class="no-margin">Employee 401k with Match</h4></div></div><div id="w-node-_1de417d1-26f5-cc35-9a0d-71343c99e543-ae544a6e" class="grid-cell white"><div class="flex-horz-center-left"><img src="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62b323d5440e67e5492c7552_Outline%20Check.svg" loading="lazy" alt="checkmark icon white" class="list-check"/><h4 class="no-margin">HomePerks Employee Loan Discount</h4></div></div><div id="w-node-_10bdceb6-c259-e433-2296-eccb6212c29a-ae544a6e" class="grid-cell white"><div class="flex-horz-center-left"><img src="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62b323d5440e67e5492c7552_Outline%20Check.svg" loading="lazy" alt="checkmark icon white" class="list-check"/><h4 class="no-margin">Paid Maternity & Paternity Leave</h4></div></div></div></div><div class="spacer-80 tablet-and-above-hide"></div><div class="relative"><img src="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62b3237a71d68b9376511ee9_Benefits-Image.jpg" loading="lazy" width="348" sizes="(max-width: 479px) 90vw, 348px" alt="2 Lower employees playing pool in the Lower Lounges" srcset="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62b3237a71d68b9376511ee9_Benefits-Image-p-500.jpeg 500w, https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62b3237a71d68b9376511ee9_Benefits-Image.jpg 620w" class="floating-image"/></div></div></div></div><div id="awards" class="content-section grey"><div class="content-container"><div class="section-number left-side">/05</div><h3 class="color-light-blue no-margin">Our awards.</h3><h1 class="size-60 bottom-margin-16 max-700">Best. Place. To. Work.</h1><p class="max-700">Fortune Magazine. Glassdoor. Business First. We were most recently named to Fast Company鈥檚 list of World鈥檚 Most Innovative Companies, and recognized as a top startup by the BizTech Awards, as well as a Scotsman Guide Top Lender. All as one of the fastest growing fintech companies.</p><div class="spacer-40"></div><div class="w-layout-grid awards-grid"><div id="w-node-f902e837-c20b-77ee-21d8-51fd93201fb7-ae544a6e" class="grid-cell award"><img src="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62b5c78d3eba994f069a67de_image%201.png" loading="lazy" width="128" alt="Glassdoor, Best Places to Work logo"/></div><div id="w-node-_803245e9-5b9b-7c9b-d016-c9eb1f113dbc-ae544a6e" class="grid-cell award"><img src="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62b5ca639a3cf16201a3ab25_bptw-logo-2020-rgb-boxed_1200xx2042-1148-235-543-1.png" loading="lazy" alt="Best Places to Work logo" width="135"/></div><div id="w-node-f763d8e7-9a2e-6dd2-64dc-a53700ed7790-ae544a6e" class="grid-cell award"><img src="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62b5ca6c8611dcbdc108a9df_Frame%2010121160.png" loading="lazy" alt="Best Work Places logo" width="128"/></div><div id="w-node-cac08924-ce98-3aca-e3cb-095433ffa470-ae544a6e" class="grid-cell award"><img src="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/66cc846850ee55150aa1c4d0_Regional%20Awards%20-%20Multi%20Year.png" loading="lazy" width="160" sizes="160px" alt="" srcset="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/66cc846850ee55150aa1c4d0_Regional%20Awards%20-%20Multi%20Year-p-500.png 500w, https://cdn.prod.website-files.com/61ae419782958348ea544a6a/66cc846850ee55150aa1c4d0_Regional%20Awards%20-%20Multi%20Year-p-800.png 800w, https://cdn.prod.website-files.com/61ae419782958348ea544a6a/66cc846850ee55150aa1c4d0_Regional%20Awards%20-%20Multi%20Year-p-1080.png 1080w, https://cdn.prod.website-files.com/61ae419782958348ea544a6a/66cc846850ee55150aa1c4d0_Regional%20Awards%20-%20Multi%20Year.png 1368w"/></div><div id="w-node-_3dc21347-ed8a-27b2-5df7-34d6a6da205b-ae544a6e" class="grid-cell award"><img src="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62b5ca89abc6088ad7fee9c6_Fast-50%201.png" loading="lazy" width="104" alt="The First Fifty logo"/></div><div id="w-node-cb352a72-0508-c71b-1b00-21ea9fe6075f-ae544a6e" class="grid-cell award"><img src="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/66bcfcc1c646b25f9c1ae7db_Primary-Black--1500x1500.png" loading="lazy" width="110" sizes="110px" alt="" srcset="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/66bcfcc1c646b25f9c1ae7db_Primary-Black--1500x1500-p-500.png 500w, https://cdn.prod.website-files.com/61ae419782958348ea544a6a/66bcfcc1c646b25f9c1ae7db_Primary-Black--1500x1500-p-800.png 800w, https://cdn.prod.website-files.com/61ae419782958348ea544a6a/66bcfcc1c646b25f9c1ae7db_Primary-Black--1500x1500-p-1080.png 1080w, https://cdn.prod.website-files.com/61ae419782958348ea544a6a/66bcfcc1c646b25f9c1ae7db_Primary-Black--1500x1500.png 1500w"/></div></div></div></div><div id="positions" class="positions-section"><div class="content-container-old"><div class="section-number left-side">/06</div><h1 class="size-60">Let鈥檚 make homeowners together. Join our team.</h1><div class="spacer-40"></div><div class="w-embed w-iframe"><iframe id="inlineFrame" title="Lower Jobs" src="https://lower.wd1.myworkdayjobs.com/lower_external_careers" style="width:100%;height:100vw;border:none"></iframe></div><div id="jobs-list-container" class="jobslist-api w-container"><div class="hide-for-live"><div class="pos-category">Position Category</div><div class="pos-row"><div class="pos-left"><div class="pos-title">Financial Reporting Manager</div><div class="pos-location">Columbia, MD</div></div><div class="pos-right"><img src="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/6297acb0acfd8365eee6b189_link_icon.svg" loading="lazy" alt="link arrow black"/></div></div><div class="pos-divider"></div></div></div></div></div><div class="job-details-wrapper"><div class="job-details-container"><img src="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62b0745444c13b660b95c1f6_Close%20Large.svg" loading="lazy" alt="close icon grey" class="job-details-close"/></div></div><div class="general-apply-section"><div class="content-container"><a href="#positions" class="general-apply-flex color-white w-inline-block"><div class="general-apply-left"><h2>Don鈥檛 see an open position for you?</h2><h4>We鈥檙e always looking for a good fit.</h4></div><div class="general-apply-right"><img src="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62b9cfa8bb52d952cf54a561_White%20Go%20Arrow.svg" loading="lazy" alt="Link arrow white" class="callout-arrow"/><p class="color-white no-margin">Fill out a general application and we鈥檒l get back to you when something comes up.</p></div></a></div></div><div class="careers-footer"><img src="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/62852b459d9bcbeb36105edf_Lower%20Logo.svg" loading="lazy" alt="Lower logo"/><div class="footer-middle"><div>Copyright <span id="year">20XX</span> Lower LLC.</div></div><div><div class="dn-social-icons"><a href="http://instagram.com/lowerdotcom" target="_blank" class="dream-social-link w-inline-block"><img src="https://cdn.prod.website-files.com/5ef3b440084a4e99e1ef10f9/6113d9931901806de396d360_icon_black_instagram.svg" loading="eager" alt=""/></a><a href="http://facebook.com/lowerdotcom" target="_blank" class="dream-social-link w-inline-block"><img src="https://cdn.prod.website-files.com/5ef3b440084a4e99e1ef10f9/6113d9927c0a0d336569281d_icon_black_facebook.svg" loading="eager" alt=""/></a><a href="https://www.linkedin.com/company/lower/" target="_blank" class="dream-social-link w-inline-block"><img src="https://cdn.prod.website-files.com/5ef3b440084a4e99e1ef10f9/6113d99235e28e5a17ffd09f_icon_black_linkedin.svg" loading="eager" alt=""/></a><a href="https://www.glassdoor.com/Overview/Working-at-Lower-EI_IE2297520.11,16.htm" target="_blank" class="dream-social-link w-inline-block"><img src="https://cdn.prod.website-files.com/5ef3b440084a4e99e1ef10f9/6113d992a4c62a24f24fd29e_icon_black_glassdoor.svg" loading="eager" alt=""/></a></div></div></div><script src="https://d3e54v103j8qbb.cloudfront.net/js/jquery-3.5.1.min.dc5e7f18c8.js?site=61ae419782958348ea544a6a" type="text/javascript" integrity="sha256-9/aliU8dGd2tb6OSsuzixeV4y/faTqgFtohetphbbj0=" crossorigin="anonymous"></script><script src="https://cdn.prod.website-files.com/61ae419782958348ea544a6a/js/webflow.a9b95862a.js" type="text/javascript"></script><style> body { min-height: 100vh !important; 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