Bienvenue sur le site de la Banque de France

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align-items-center justify-content-between dashboard-nav-dropdown- " data-bs-toggle="collapse" href="#collapseLevel5submenu-728" role="button" aria-expanded="false" aria-controls="collapseLevel5submenu-728"> Connaitre le CCSF <span class="d-inline">  <svg class="custom-icon custom-icon--chevron-down text-white fs-5 ms-2" role="img"> <title></title> <use xlink:href="/sites/bdf_espaces2/themes/custom/bdf_espaces2/assets/icons/svg-sprite.svg#chevron-down" href="/sites/bdf_espaces2/themes/custom/bdf_espaces2/assets/icons/svg-sprite.svg#chevron-down"> </use> </svg>  </span> </a> <div class="collapse" id="collapseLevel5submenu-728"> <ul class="border-dynamic-color scrollbar-primary "> <li class="dashboard-nav-dropdown w-100 sublevels bg-primary-l5 nav-item level5 colored-nav-item "> <a rel="noopener" href="https://www.banque-france.fr/fr/comites-consultatifs/ccsf/connaitre-le-ccsf/role-et-missions-du-ccsf" class="dashboard-nav-item fw-semibold text-underline-hover nav-link bg-transparent text-white w-100 nav-link d-flex ps-6 pe-4 py-3 dashboard-nav-dropdown-toggle"> Rôle et missions du CCSF </a> </li> <li class="dashboard-nav-dropdown w-100 sublevels bg-primary-l5 nav-item level5 colored-nav-item "> <a rel="noopener" href="https://www.banque-france.fr/fr/comites-consultatifs/ccsf/connaitre-le-ccsf/gouvernance-du-ccsf" class="dashboard-nav-item fw-semibold text-underline-hover nav-link bg-transparent text-white w-100 nav-link d-flex ps-6 pe-4 py-3 dashboard-nav-dropdown-toggle"> Gouvernance du CCSF </a> </li> <li class="dashboard-nav-dropdown w-100 sublevels bg-primary-l5 nav-item level5 colored-nav-item "> <a rel="noopener" href="https://www.banque-france.fr/fr/comites-consultatifs/comite-consultatif-du-secteur-financier/connaitre-le-ccsf/avant-le-ccsf" class="dashboard-nav-item fw-semibold text-underline-hover nav-link bg-transparent text-white w-100 nav-link d-flex ps-6 pe-4 py-3 dashboard-nav-dropdown-toggle"> Avant le CCSF </a> </li> <li class="dashboard-nav-dropdown w-100 sublevels bg-primary-l5 nav-item level5 colored-nav-item "> <a rel="noopener" href="https://www.banque-france.fr/fr/comites-consultatifs/ccsf/connaitre-le-ccsf/mediation-du-ccsf" class="dashboard-nav-item fw-semibold text-underline-hover nav-link bg-transparent text-white w-100 nav-link d-flex ps-6 pe-4 py-3 dashboard-nav-dropdown-toggle"> Médiation du CCSF </a> </li> </ul> </div> </li> <li class="dashboard-nav-dropdown sublevels level4 nav-item "> <a rel="noopener" href="https://www.banque-france.fr/fr/comites-consultatifs/comite-consultatif-du-secteur-financier/glossaire-du-ccsf" class="nav-link w-100 p-4 fw-semibold d-flex nav-link text-white text-underline-hover " role="button" aria-label="button"> Glossaire du CCSF </a> </li> </ul> </li> </ul> </div> </div> </li> <li class="px-0 nav-item level1 "> <label class="nav-link d-flex fw-semibold a-label__chevron w-100 align-items-center justify-content-between p-4 dashboard-nav-item dashboard-nav-dropdown-toggle" for="submenu-821"> CCLRF <span class="d-inline">  <svg class="custom-icon custom-icon--arrow-right ms-2 fs-6" role="img"> <title></title> <use xlink:href="/sites/bdf_espaces2/themes/custom/bdf_espaces2/assets/icons/svg-sprite.svg#arrow-right" href="/sites/bdf_espaces2/themes/custom/bdf_espaces2/assets/icons/svg-sprite.svg#arrow-right"> </use> </svg>  </span> </label> <input type="checkbox" id="submenu-821" name="submenu-821" class="m-menu__checkbox"> <div class="m-menu bg-primary-l4 m-menu-second mt-0 d-flex flex-column"> <label aria-label="Retour" class="m-menu-toggle fw-semibold w-100 p-4 align-items-center d-flex cursor-pointer back-link m-sub-menu mx-0" for="submenu-821">  <svg class="custom-icon custom-icon--chevron-left me-1 fs-5" role="img"> <title></title> <use xlink:href="/sites/bdf_espaces2/themes/custom/bdf_espaces2/assets/icons/svg-sprite.svg#chevron-left" href="/sites/bdf_espaces2/themes/custom/bdf_espaces2/assets/icons/svg-sprite.svg#chevron-left"> </use> </svg>  <span role="button" class="m-menu-toggle-title fw-semibold">Retour</span> </label> <div class="m-menu-second-height"> <label class="head p-4"> <p class="head-title text-white fw-semibold fs-5">CCLRF</p> <span class="discover"><a rel="noopener" class="bg-transparent fs-7 text-white text-underline-hover" href="https://www.banque-france.fr/fr/comites-consultatifs/comite-consultatif-de-la-legislation-et-de-la-reglementation-financieres">Découvrir la rubrique</a></span> </label> <ul class="submenu-list-second scrollbar-primary"> <li class='dashboard-nav-dropdown nav-item sublevels always-show show'> <ul class='dashboard-nav-dropdown-menu'> <li class="dashboard-nav-dropdown sublevels level4 nav-item "> <a rel="noopener" class=" with-animated-icon nav-link text-white w-100 p-4 fw-semibold d-flex align-items-center justify-content-between dashboard-nav-dropdown- " data-bs-toggle="collapse" href="#collapseLevel5submenu-736" role="button" aria-expanded="false" aria-controls="collapseLevel5submenu-736"> Connaitre le CCLRF <span class="d-inline">  <svg class="custom-icon custom-icon--chevron-down text-white fs-5 ms-2" role="img"> <title></title> <use xlink:href="/sites/bdf_espaces2/themes/custom/bdf_espaces2/assets/icons/svg-sprite.svg#chevron-down" href="/sites/bdf_espaces2/themes/custom/bdf_espaces2/assets/icons/svg-sprite.svg#chevron-down"> </use> </svg>  </span> </a> <div class="collapse" id="collapseLevel5submenu-736"> <ul class="border-dynamic-color scrollbar-primary "> <li class="dashboard-nav-dropdown w-100 sublevels bg-primary-l5 nav-item level5 colored-nav-item "> <a rel="noopener" href="https://www.banque-france.fr/fr/comites-consultatifs/comite-consultatif-de-la-legislation-et-de-la-reglementation-financieres/connaitre-le-cclrf/missions-du-cclrf" class="dashboard-nav-item fw-semibold text-underline-hover nav-link bg-transparent text-white w-100 nav-link d-flex ps-6 pe-4 py-3 dashboard-nav-dropdown-toggle"> Missions du CCLRF </a> </li> <li class="dashboard-nav-dropdown w-100 sublevels bg-primary-l5 nav-item level5 colored-nav-item "> <a rel="noopener" href="https://www.banque-france.fr/fr/comites-consultatifs/comite-consultatif-de-la-legislation-et-de-la-reglementation-financieres/connaitre-le-cclrf/composition-du-cclrf" class="dashboard-nav-item fw-semibold text-underline-hover nav-link bg-transparent text-white w-100 nav-link d-flex ps-6 pe-4 py-3 dashboard-nav-dropdown-toggle"> Composition du CCLRF </a> </li> <li class="dashboard-nav-dropdown w-100 sublevels bg-primary-l5 nav-item level5 colored-nav-item "> <a rel="noopener" href="https://www.banque-france.fr/fr/comites-consultatifs/comite-consultatif-de-la-legislation-et-de-la-reglementation-financieres/connaitre-le-cclrf/ordres-du-jour" class="dashboard-nav-item fw-semibold text-underline-hover nav-link bg-transparent text-white w-100 nav-link d-flex ps-6 pe-4 py-3 dashboard-nav-dropdown-toggle"> Ordres du jour </a> </li> </ul> </div> </li> <li class="dashboard-nav-dropdown sublevels level4 nav-item "> <a rel="noopener" href="https://www.banque-france.fr/fr/comites-consultatifs/comite-consultatif-de-la-legislation-et-de-la-reglementation-financieres/reglementation" class="nav-link w-100 p-4 fw-semibold d-flex nav-link text-white text-underline-hover " role="button" aria-label="button"> Réglementation </a> </li> <li class="dashboard-nav-dropdown sublevels level4 nav-item "> <a rel="noopener" class=" with-animated-icon nav-link text-white w-100 p-4 fw-semibold d-flex align-items-center justify-content-between dashboard-nav-dropdown- " data-bs-toggle="collapse" href="#collapseLevel5submenu-820" role="button" aria-expanded="false" aria-controls="collapseLevel5submenu-820"> Publications du CCLRF <span class="d-inline">  <svg class="custom-icon custom-icon--chevron-down text-white fs-5 ms-2" role="img"> <title></title> <use xlink:href="/sites/bdf_espaces2/themes/custom/bdf_espaces2/assets/icons/svg-sprite.svg#chevron-down" href="/sites/bdf_espaces2/themes/custom/bdf_espaces2/assets/icons/svg-sprite.svg#chevron-down"> </use> </svg>  </span> </a> <div class="collapse" id="collapseLevel5submenu-820"> <ul class="border-dynamic-color scrollbar-primary "> <li class="dashboard-nav-dropdown w-100 sublevels bg-primary-l5 nav-item level5 colored-nav-item "> <a rel="noopener" href="https://www.banque-france.fr/fr/comites-consultatifs/comite-consultatif-de-la-legislation-et-de-la-reglementation-financieres/publications-du-cclrf/avis-du-cclrf" class="dashboard-nav-item fw-semibold text-underline-hover nav-link bg-transparent text-white w-100 nav-link d-flex ps-6 pe-4 py-3 dashboard-nav-dropdown-toggle"> Avis du CCLRF </a> </li> <li class="dashboard-nav-dropdown w-100 sublevels bg-primary-l5 nav-item level5 colored-nav-item "> <a rel="noopener" href="https://www.banque-france.fr/fr/comites-consultatifs/comite-consultatif-de-la-legislation-et-de-la-reglementation-financieres/publications-du-cclrf/rapports-annuels-du-cclrf" class="dashboard-nav-item fw-semibold text-underline-hover nav-link bg-transparent text-white w-100 nav-link d-flex ps-6 pe-4 py-3 dashboard-nav-dropdown-toggle"> Rapports annuels du CCLRF </a> </li> </ul> </div> </li> </ul> </li> </ul> </div> </div> </li> </ul> </div> </li> <li class="nav-item fixed-bottom bg-primary-black d-lg-none mt-auto d-flex justify-content-center"> <ul class="navbar-nav w-100"> <li class="nav-item d-flex justify-content-center align-items-center"> <div class="dropup btn-group"> <button type="button" data-bs-offset="-25,-10" aria-labelledby="languageDropdown" role="button" id="languageDropdown" data-bs-toggle="dropdown" aria-expanded="false" class="d-flex bg-transparent text-white justify-content-between align-items-center w-100 nav-link ps-4 pe-5 py-3"> Langage: FR </button> <ul 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position-relative btn shadow-none justify-content-center btn-primary-l1 btn-sm" role ="button" href ="https://www.banque-france.fr/fr/recherche?thematic[7051]=7051" title ="Accéder au contenu Gouverneur" > <span class=" overflow-hidden text-nowrap"> Gouverneur </span> </a>   <a rel="noopener" class="d-flex align-items-center position-relative btn shadow-none justify-content-center btn-primary-l1 btn-sm" role ="button" href ="https://www.banque-france.fr/fr/recherche?thematic[276235]=276235" title ="Accéder au contenu Fichiers d'incidents" > <span class=" overflow-hidden text-nowrap"> Fichiers d'incidents </span> </a>  </div> </section> <section class="node__content clearfix"> <div class="field field--name-field-espaces2-paragraphes field--type-entity-reference-revisions field--label-hidden field__items"> <div class="field__item"><div class="paragraph paragraph--type--espaces2-top-news paragraph--view-mode--default" class="paragraph paragraph--type--espaces2-top-news paragraph--view-mode--default" data-paragraph-type-name="P05 - Actualités à la une">  <div class="container-xl px-4 px-xl-0"> <div class="row mx-0 px-0 d-flex flex-column align-items-center justify-content-center mb-3 mb-lg-4 border-top border-grey-l3 pt-6 pt-lg-7"> <h2 class="m-0 p-0 text-center h1"> Actualités </h2> <div class="col-1 justify-content-center row m-0 p-0"> <div class="m-0 p-0 d-flex py-1 border-bottom border-primary-l1 border-2 col-12 px-0 col-lg-6"></div> </div> </div> </div> <div class="container-xl px-4 px-xl-0"> <div class="paragraph paragraph--type--espaces2-top-news paragraph--view-mode--default" data-paragraph-type-name="P05 - Actualités à la une">  <section class="poster-cards py-0 "> <div class="row align-items-lg-stretch ">  <div class=" col-12 col-lg-6 pe-lg-2 mb-6 mb-lg-0 col-12">  <div class="card card-vertical h-100 border-0 border-bottom border-grey-l3 rounded-0 mb-2 mb-lg-0" >     <div data-href="https://www.banque-france.fr/fr/actualites/rapport-annuel-de-la-banque-de-france-2024" class="p-0 ratio d-flex position-relative cursor-pointer rounded h-100 ratio_62_35_max_620 "> Image <picture> <source srcset="/system/files/styles/rectangle_620x350/private/2025-03/Rapport-annuel_2024.png?itok=Lykxwdmt 1x" media="all and (min-width: 1200px)" type="image/png" width="620" height="350"/> <source srcset="/system/files/styles/rectangle_325x245/private/2025-03/Rapport-annuel_2024.png?h=fb8a171c&itok=S270lc_F 1x" media="all and (max-width: 1199px)" type="image/png" width="325" height="245"/> <img loading="eager" src="/system/files/styles/rectangle_325x245/private/2025-03/Rapport-annuel_2024.png?h=fb8a171c&itok=S270lc_F" width="325" height="245" alt="façade avec portail ouvert de la Banque de France" typeof="foaf:Image" /> </picture> </div>    <div class="card-body px-0 d-flex flex-column "> <div class="d-flex flex-column ">  <div class="d-flex align-items-center">  <div class="d-flex align-items-center gap-3 flex-wrap h-100"> <small class="fs-8 mb-0 text-danger fw-bold category-btn-grid ">Actualité</small>  <a rel="noopener" href='/fr/recherche?thematic[119]=119' role="button" class="d-flex align-items-center position-relative btn shadow-none justify-content-center btn-sm btn-primary-l1" title ="Accéder aux Actualité Banque de France" > <span class=" overflow-hidden text-nowrap"> Banque de France </span> </a>  </div>   </div>    <a rel="noopener" class="d-flex align-items-baseline text-primary-black text-underline-hover h4 mb-4" href="https://www.banque-france.fr/fr/actualites/rapport-annuel-de-la-banque-de-france-2024" > <span class="title-truncation "> Rapport annuel de la Banque de France 2024 </span> </a>   <div class="card-text"> <p>La Banque de France recense dans son Rapport annuel les actions mises en œuvre au cours de l’année pour remplir ses trois missions fondamentales : stratégie monétaire, stabilité financière, services à l’économie et à la société. Elle y présente également les actions réalisées par les femmes et les hommes qui la composent, en mettant l’accent sur sa responsabilité sociale et environnementale. Enfin, elle communique sur sa gestion financière et les comptes de l’exercice.</p> </div>  </div>     <small class="d-flex mt-auto text-grey-l6 fw-semibold pt-lg-6 mt-2 "> 19 Mars 2025</small>  </div> </div>  </div>   <div class=" col-12 row col-lg-6 ps-lg-3 mx-0 col-12">  <section class="card-group mb-0 me-lg-0 p-0 d-flex p-0 " > <div class=" row align-items-stretch flex-lg-grow-1 mb-0 mb-lg-0 gap-5 gap-lg-0 gap-lg-5 "> <div class=" col-12 col-lg-12 mb-0 d-flex ">   <div class="card card-horizontal auto-cols w-100 vertical-aligment-center mb-5 mb-lg-0 rounded-0 border-0" > <div class="h-100 g-0 align-items-stretch row"> <div class="col-lg-auto col-12 ">  <div class="p-0 ratio d-flex loading-animated-background position-relative ratio_1_1_max_190_lg rounded h-100 me-lg-3 "> Image <picture> <source srcset="/system/files/styles/square_190x190/private/2024-07/Banque_de_France_Gouvernance_Francois_Villeroy_de_Galhau-interventions.jpg?h=1b3bbebf&itok=S_zg0vJy 1x" media="all and (min-width: 1200px)" type="image/jpeg" width="190" height="190"/> <source srcset="/system/files/styles/rectangle_325x320/private/2024-07/Banque_de_France_Gouvernance_Francois_Villeroy_de_Galhau-interventions.jpg?itok=u2y8-4Fp 1x" media="all and (max-width: 1199px)" type="image/jpeg" width="325" height="320"/> <img loading="eager" src="/system/files/styles/rectangle_325x320/private/2024-07/Banque_de_France_Gouvernance_Francois_Villeroy_de_Galhau-interventions.jpg?itok=u2y8-4Fp" width="325" height="320" alt="François Villeroy de Galhau – Interventions" typeof="foaf:Image" /> </picture> </div>  </div> <div class="col border-bottom border-grey-l3"> <div class="h-100 card-body flex-column align-items-start d-flex px-0"> <div class="d-flex align-items-center ">  <div class="d-flex align-items-center gap-3 flex-wrap "> <small class="fs-8 mb-0 text-danger fw-bold category-btn-grid ">Discours</small>  <a rel="noopener" href='/fr/recherche?thematic[41]=41' role="button" class="d-flex align-items-center position-relative btn shadow-none justify-content-center btn-sm btn-primary-l1" title ="Accéder aux Discours Économie" > <span class=" overflow-hidden text-nowrap"> Économie </span> </a>  </div>  </div>  <a rel="noopener" class="d-flex align-items-baseline h6 text-primary-black text-underline-hover pb-4 my-lg-3 my-2" href ="https://www.banque-france.fr/fr/interventions-gouverneur/gouverner-la-banque-de-france-deux-lecons-de-lhistoire-pour-un-monde-incertain" > <span class="title-truncation "> « Gouverner la Banque de France : Deux leçons de l'histoire pour un monde incertain » </span> </a>  <small class="d-flex mt-auto text-grey-l6 fw-semibold pt-lg-6 mt-2">20 Mars 2025</small> </div> </div> </div> </div>   </div> <div class=" col-12 col-lg-12 mb-0 d-flex ">   <div class="card card-horizontal auto-cols w-100 vertical-aligment-center mb-5 mb-lg-0 rounded-0 border-0" > <div class="h-100 g-0 align-items-stretch row"> <div class="col-lg-auto col-12 ">  <div class="p-0 ratio d-flex loading-animated-background position-relative ratio_1_1_max_190_lg rounded h-100 me-lg-3 "> Image <picture> <source srcset="/system/files/styles/square_190x190/private/2024-07/Banque_de_France_Gouvernance_Francois_Villeroy_de_Galhau-interventions.jpg?h=1b3bbebf&itok=S_zg0vJy 1x" media="all and (min-width: 1200px)" type="image/jpeg" width="190" height="190"/> <source srcset="/system/files/styles/rectangle_325x320/private/2024-07/Banque_de_France_Gouvernance_Francois_Villeroy_de_Galhau-interventions.jpg?itok=u2y8-4Fp 1x" media="all and (max-width: 1199px)" type="image/jpeg" width="325" height="320"/> <img loading="eager" src="/system/files/styles/rectangle_325x320/private/2024-07/Banque_de_France_Gouvernance_Francois_Villeroy_de_Galhau-interventions.jpg?itok=u2y8-4Fp" width="325" height="320" alt="François Villeroy de Galhau – Interventions" typeof="foaf:Image" /> </picture> </div>  </div> <div class="col border-bottom border-grey-l3"> <div class="h-100 card-body flex-column align-items-start d-flex px-0"> <div class="d-flex align-items-center ">  <div class="d-flex align-items-center gap-3 flex-wrap "> <small class="fs-8 mb-0 text-danger fw-bold category-btn-grid ">Interview</small>  <a rel="noopener" href='/fr/recherche?thematic[7051]=7051' role="button" class="d-flex align-items-center position-relative btn shadow-none justify-content-center btn-sm btn-primary-l1" title ="Accéder aux Interview Gouverneur" > <span class=" overflow-hidden text-nowrap"> Gouverneur </span> </a>  </div>  </div>  <a rel="noopener" class="d-flex align-items-baseline h6 text-primary-black text-underline-hover pb-4 my-lg-3 my-2" href ="https://www.banque-france.fr/fr/interventions-gouverneur/bfm-tv-nous-ne-pouvons-plus-tout-nous-payer-comme-avant-il-faut-faire-des-choix" > <span class="title-truncation "> BFM TV : « Nous ne pouvons plus tout nous payer comme avant, il faut faire des choix » </span> </a>  <small class="d-flex mt-auto text-grey-l6 fw-semibold pt-lg-6 mt-2">20 Mars 2025</small> </div> </div> </div> </div>   </div> <div class=" col-12 col-lg-12 mb-0 d-flex ">   <div class="card card-horizontal auto-cols w-100 vertical-aligment-center mb-5 mb-lg-0 rounded-0 border-0" > <div class="h-100 g-0 align-items-stretch row"> <div class="col-lg-auto col-12 ">  <div class="p-0 ratio d-flex loading-animated-background position-relative ratio_1_1_max_190_lg rounded h-100 me-lg-3 "> Image <picture> <source srcset="/system/files/styles/square_190x190/private/2025-03/Actualite_SEF_BDF_17_Mars.jpg?h=b92db31b&itok=9iEsYNA5 1x" media="all and (min-width: 1200px)" type="image/jpeg" width="190" height="190"/> <source srcset="/system/files/styles/rectangle_325x320/private/2025-03/Actualite_SEF_BDF_17_Mars.jpg?itok=OnUtUf6k 1x" media="all and (max-width: 1199px)" type="image/jpeg" width="325" height="320"/> <img loading="eager" src="/system/files/styles/rectangle_325x320/private/2025-03/Actualite_SEF_BDF_17_Mars.jpg?itok=OnUtUf6k" width="325" height="320" alt="Actualite_SEF_BDF_17_Mars" typeof="foaf:Image" /> </picture> </div>  </div> <div class="col border-bottom border-grey-l3"> <div class="h-100 card-body flex-column align-items-start d-flex px-0"> <div class="d-flex align-items-center ">  <div class="d-flex align-items-center gap-3 flex-wrap "> <small class="fs-8 mb-0 text-danger fw-bold category-btn-grid ">Actualité</small>  <a rel="noopener" href='/fr/recherche?thematic[12287]=12287' role="button" class="d-flex align-items-center position-relative btn shadow-none justify-content-center btn-sm btn-primary-l1" title ="Accéder aux Actualité Éducation Financière" > <span class=" overflow-hidden text-nowrap"> Éducation Financière </span> </a>  </div>  </div>  <a rel="noopener" class="d-flex align-items-baseline h6 text-primary-black text-underline-hover pb-4 my-lg-3 my-2" href ="https://www.banque-france.fr/fr/actualites/la-semaine-de-leducation-financiere-organisee-par-la-banque-de-france-revient-du-17-au-23-mars" > <span class="title-truncation "> La Semaine de l’éducation financière organisée par la Banque de France revient du 17 au 23 mars </span> </a>  <small class="d-flex mt-auto text-grey-l6 fw-semibold pt-lg-6 mt-2">4 Mars 2025</small> </div> </div> </div> </div>   </div> </div> </section>  </div>  </div> </section> <div class="d-flex justify-content-end mt-lg-5 mt-4">  <a rel="noopener" class="d-flex align-items-baseline link-primary-l1 ml-auto text-decoration-underline fs-6 fw-semibold" href ="/fr/actualites" > <span class="title-truncation "> Voir toutes les actualités </span> </a>  </div> </div> </div> </div> </div> <div class="field__item"><div class="paragraph paragraph--type--espaces2-accompanying-thread paragraph--view-mode--default bg-blue-gradiant-l1 paragraph_accompanying_thread py-9 px-4 position-relative" class="paragraph paragraph--type--espaces2-accompanying-thread paragraph--view-mode--default bg-blue-gradiant-l1 paragraph_accompanying_thread py-9 px-4 position-relative" data-paragraph-type-name="P50 - Fil d'accompagnement">  <svg class="custom-icon custom-icon--force-lines-offset-14 position-absolute scale-n1 force-lines px-0 d-none start-0 bottom-0 mb-lg-7 col-lg-6 h-100 d-lg-flex p-0 text-primary-l2 opacity-50" role="img"> <title></title> <use xlink:href="/sites/bdf_espaces2/themes/custom/bdf_espaces2/assets/icons/svg-sprite.svg#force-lines-offset-14" href="/sites/bdf_espaces2/themes/custom/bdf_espaces2/assets/icons/svg-sprite.svg#force-lines-offset-14"> </use> </svg>  <div class="container"> <div class="col-md-8 mx-auto"> <h1 class="text-center text-white">La Banque de France à votre service</h1> <div class="col-1 my-4 mx-auto bg-white border-bottom border-white border-2 title-border"></div> <p class="text-center text-white fs-4 accomp-description"></p> <div class="d-flex justify-content-center mt-6">  <a rel="noopener" href='https://www.banque-france.fr/fr/a-votre-service' role="button" class="d-flex align-items-center position-relative btn 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flex-wrap flex-column "> <div class="d-flex gap-3 align-items-center flex-row align-self-start"> <small class="fs-8 mb-0 text-danger fw-bold category-btn-grid ">À votre service | Particuliers</small> <small class="fs-8 mb-0 text-grey-l6 fw-semibold "> </small> </div> <div class="d-flex gap-3 align-items-center flex-row align-self-start">  <a rel="noopener" href='/fr/recherche?thematic[7020]=7020' role="button" class="d-flex align-items-center position-relative btn shadow-none justify-content-center btn-sm btn-primary-l1" title ="Accéder aux À votre service | Particuliers À votre service" > <span class=" overflow-hidden text-nowrap"> À votre service </span> </a>   <button class="d-flex justify-content-center align-items-center position-relative shadow-none btn btn-with-popover btn-primary-l1 btn-sm btn-with-popover-text-transition " data-toggle="popover" data-bs-placement="top" title="" data-bs-trigger="click" data-bs-html="true" 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class="field__item">  <section class="grid-cards paragraph paragraph--type--espaces2-push-visual-evol paragraph--view-mode--default px-lg-0 px-4 container"> <div class="row mx-0 px-0 d-flex flex-column align-items-center justify-content-center pb-2 pb-lg-5"> <h2 class="m-0 p-0 text-center pb-lg-2 pt-2 pb-1 h1 text-black"> Focus </h2> <div class="col-1 justify-content-center row m-0 p-0"> <div class="m-0 p-0 d-flex py-1 border-bottom col-6 border-3 border-primary-l1"></div> </div> </div> <div class="row justify-content-lg-center row-cols-1 row-cols-md-2 row-cols-lg-3 g-4"> <div class="col">  <div class="card card-overlay h-100 text-center vertically-top">  <div class="p-0 ratio d-flex loading-animated-background position-relative rounded border-0 ratio_4_3_max_400_md "> <picture> <source srcset="/system/files/styles/rectangle_400x300/private/2023-03/8.jpg?itok=S4eFMyvK 1x" media="all and (min-width: 1200px)" type="image/jpeg" width="400" height="300"/> <source srcset="/system/files/styles/rectangle_325x375/private/2023-03/8.jpg?itok=TxmzB1i6 1x" media="all and (max-width: 1199px)" type="image/jpeg" width="325" height="375"/> <img loading="eager" src="/system/files/styles/rectangle_325x375/private/2023-03/8.jpg?itok=TxmzB1i6" width="325" height="375" alt="billet JR" typeof="foaf:Image" /> </picture> </div>  <div class="p-6 card-img-overlay d-flex flex-column bg-opacity-50 bg-primary-l4"> <div class=" d-flex my-auto align-items-center flex-column h-100 "> <h3 class="h5 card-title text-white mb-2 mb-lg-4 ">Billets</h3> <div class="d-flex mb-4 card-text text-white"> La Banque est un acteur de référence de la filière fiduciaire, dont elle pilote la modernisation avec ses clients </div> </div> <div class="d-flex mt-auto">  <a rel="noopener" class="d-flex align-items-center position-relative btn shadow-none justify-content-center btn-primary-l1 mx-auto mt-auto " href ="https://www.banque-france.fr/fr/billets" title ="En savoir plus sur Billets" 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width="325" height="375" alt="RH " typeof="foaf:Image" /> </picture> </div>  <div class="p-6 card-img-overlay d-flex flex-column bg-opacity-50 bg-primary-l4"> <div class=" d-flex my-auto align-items-center flex-column h-100 "> <h3 class="h5 card-title text-white mb-2 mb-lg-4 ">Climat</h3> <div class="d-flex mb-4 card-text text-white"> La Banque soutient et complète l’action collective en matière de lutte contre le réchauffement climatique </div> </div> <div class="d-flex mt-auto">  <a rel="noopener" class="d-flex align-items-center position-relative btn shadow-none justify-content-center btn-primary-l1 mx-auto mt-auto " href ="https://www.banque-france.fr/fr/climat" title ="En savoir plus sur Climat" data-at-title ="Climat" > <span class=" overflow-hidden text-nowrap"> En savoir plus </span> </a>  </div> </div> </div>  <div class="molecule-modal modal fade " tabindex="-1" aria-labelledby="searchModal" aria-hidden="true"> <div class="modal-dialog modal-dialog-centered pt-6 pt-lg-0 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rel="noopener" class="d-flex align-items-center position-relative btn shadow-none justify-content-center btn-sm btn-primary-l1" href ="https://www.banque-france.fr/fr/recherche?thematic[78]=78" > <span class=" overflow-hidden text-nowrap"> Inflation </span> </a>   <a rel="noopener" class="d-flex align-items-center position-relative btn shadow-none justify-content-center btn-sm btn-primary-l1" href ="https://www.banque-france.fr/fr/recherche?thematic[136]=136" > <span class=" overflow-hidden text-nowrap"> Surendettement </span> </a>   <a rel="noopener" class="d-flex align-items-center position-relative btn shadow-none justify-content-center btn-sm btn-primary-l1" href ="https://www.banque-france.fr/fr/recherche?thematic[7037]=7037" > <span class=" overflow-hidden text-nowrap"> Euro numérique </span> </a>   <a rel="noopener" class="d-flex align-items-center position-relative btn shadow-none justify-content-center btn-sm btn-primary-l1" href 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