Tools and Resources

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Buying </a> </li> <li role="listitem" class="position-relative"> <a id="desktop-nav-owning" class="color-inherit desktop-nav owning" href="/owning"> Owning </a> </li> <li role="listitem" class="position-relative"> <a id="desktop-nav-refinancing" class="color-inherit desktop-nav refinancing" href="/refinancing"> Refinancing </a> </li> <li role="listitem" class="position-relative"> <a id="desktop-nav-selling" class="color-inherit desktop-nav selling" href="/selling"> Selling </a> </li> <li role="listitem" class="position-relative"> <a id="desktop-nav-renting" class="color-inherit desktop-nav renting" href="/renting"> Renting </a> </li> <li role="listitem" class="position-relative"> <a id="desktop-nav-getting-help" class="color-inherit desktop-nav getting-help" href="/getting-help"> Getting Help </a> </li> <li role="listitem" class="position-relative"> <a id="desktop-nav-blog" class="color-inherit desktop-nav blog" href="/blog"> Blog </a> </li> <li role="listitem" 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aria-hidden="true" xmlns="http://www.w3.org/2000/svg" style="margin-left: 0; width:0.875rem; height:1.125rem" viewbox="0 0 30 40"> <g stroke-width="4" fill="none" class="stroke-contrast"> <line x1="2" y1="21" x2="23" y2="4"/> <line x1="2" y1="21" x2="23" y2="38"/> </g> </svg> Back<span class="show-for-sr"> to previous menu</span> </button> </div> <div class="grid-x"> <div class="cell"> <ul role="list" class="menu vertical no-margin-top half-gutter-top gutter-bottom"> <li role="listitem" class="overview-item"> <a class="block" href="/buying" title="Buying"> <div class="eyebrow"></div> <div class="float-right" aria-hidden="true"> <img src="/sites/g/files/ynjofi136/themes/site/myhome_theme/images/icons/arrow-buying.svg" alt=""> </div> <div>Buying Overview</div> </a> </li> <li role="listitem"> <a class="block" href="/buying/what-can-you-afford" title="What can you afford"> <div class="eyebrow"> Step 1 </div> <div class="float-right" aria-hidden="true"> <img src="/sites/g/files/ynjofi136/themes/site/myhome_theme/images/icons/arrow-buying.svg" alt=""> </div> <div>What can you afford</div> </a> </li> <li role="listitem"> <a class="block" href="/buying/down-payments-and-pmi" title="Down payments and PMI"> <div class="eyebrow"> Step 2 </div> <div class="float-right" aria-hidden="true"> <img src="/sites/g/files/ynjofi136/themes/site/myhome_theme/images/icons/arrow-buying.svg" alt=""> </div> <div>Down payments and PMI</div> </a> </li> <li role="listitem"> <a class="block" href="/buying/finding-your-team" title="Finding your team"> <div class="eyebrow"> Step 3 </div> <div class="float-right" aria-hidden="true"> <img src="/sites/g/files/ynjofi136/themes/site/myhome_theme/images/icons/arrow-buying.svg" alt=""> </div> <div>Finding your team</div> </a> </li> <li role="listitem"> <a class="block" href="/buying/finding-the-right-home" title="Finding the right home"> <div class="eyebrow"> Step 4 </div> <div class="float-right" aria-hidden="true"> <img src="/sites/g/files/ynjofi136/themes/site/myhome_theme/images/icons/arrow-buying.svg" alt=""> </div> <div>Finding the right home</div> </a> </li> <li role="listitem"> <a class="block" href="/buying/applying-for-a-home-loan" title="Applying for a home loan"> <div class="eyebrow"> Step 5 </div> <div class="float-right" aria-hidden="true"> <img src="/sites/g/files/ynjofi136/themes/site/myhome_theme/images/icons/arrow-buying.svg" alt=""> </div> <div>Applying for a home loan</div> </a> </li> <li role="listitem"> <a class="block" href="/buying/making-your-offer" title="Making your offer"> <div class="eyebrow"> Step 6 </div> <div class="float-right" aria-hidden="true"> <img src="/sites/g/files/ynjofi136/themes/site/myhome_theme/images/icons/arrow-buying.svg" alt=""> </div> <div>Making your offer</div> </a> </li> <li role="listitem"> <a class="block" href="/buying/inspecting-and-appraising-your-home" title="Inspecting and appraising"> <div class="eyebrow"> Step 7 </div> <div class="float-right" aria-hidden="true"> <img src="/sites/g/files/ynjofi136/themes/site/myhome_theme/images/icons/arrow-buying.svg" alt=""> </div> <div>Inspecting and appraising</div> </a> </li> <li role="listitem"> <a class="block" href="/buying/closing-your-loan-when-buying" title="Closing your loan"> <div class="eyebrow"> Step 8 </div> <div class="float-right" aria-hidden="true"> <img src="/sites/g/files/ynjofi136/themes/site/myhome_theme/images/icons/arrow-buying.svg" alt=""> </div> <div>Closing your loan</div> </a> </li> </ul> </div> </div> </div> <div role="menu" class="submenu owning" id="subnav-owning" data-toggler data-animate="slide-in-subnav slide-out-subnav" style="display: none;" tabindex="-1"> <div class="clearfix subnav-icons"> <button class="nav-icon float-left subnav-back" type="button" data-toggle="subnav-owning nav-menu-toggle submenu-wrapper" id="subnav-back-owning"> <svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" style="margin-left: 0; width:0.875rem; height:1.125rem" viewbox="0 0 30 40"> <g stroke-width="4" fill="none" class="stroke-contrast"> <line x1="2" y1="21" x2="23" y2="4"/> <line x1="2" y1="21" x2="23" y2="38"/> </g> </svg> Back<span class="show-for-sr"> to previous menu</span> </button> </div> <div class="grid-x"> <div class="cell"> <ul role="list" class="menu vertical no-margin-top half-gutter-top gutter-bottom"> <li role="listitem" class="overview-item"> <a class="block" href="/owning" title="Owning"> <div class="eyebrow"></div> <div class="float-right" aria-hidden="true"> <img src="/sites/g/files/ynjofi136/themes/site/myhome_theme/images/icons/arrow-owning.svg" alt=""> </div> <div>Owning Overview</div> </a> </li> <li role="listitem"> <a class="block" href="/owning/your-responsibilities" title="Your responsibilities"> <div class="eyebrow"> </div> <div class="float-right" aria-hidden="true"> <img src="/sites/g/files/ynjofi136/themes/site/myhome_theme/images/icons/arrow-owning.svg" alt=""> </div> <div>Your responsibilities</div> </a> </li> <li role="listitem"> <a class="block" href="/owning/your-homes-value" title="Your home's value"> <div class="eyebrow"> </div> <div class="float-right" aria-hidden="true"> <img src="/sites/g/files/ynjofi136/themes/site/myhome_theme/images/icons/arrow-owning.svg" alt=""> </div> <div>Your home's value</div> </a> </li> <li role="listitem"> <a class="block" href="/owning/home-maintenance" title="Maintaining your home"> <div class="eyebrow"> </div> <div class="float-right" aria-hidden="true"> <img src="/sites/g/files/ynjofi136/themes/site/myhome_theme/images/icons/arrow-owning.svg" alt=""> </div> <div>Maintaining your home</div> </a> </li> <li role="listitem"> <a class="block" href="/owning/homeownership-costs" title="Homeownership costs"> <div class="eyebrow"> </div> <div class="float-right" aria-hidden="true"> <img src="/sites/g/files/ynjofi136/themes/site/myhome_theme/images/icons/arrow-owning.svg" alt=""> </div> <div>Homeownership costs</div> </a> </li> </ul> </div> </div> </div> <div role="menu" class="submenu refinancing" id="subnav-refinancing" data-toggler data-animate="slide-in-subnav slide-out-subnav" style="display: none;" tabindex="-1"> <div class="clearfix subnav-icons"> <button class="nav-icon float-left subnav-back" type="button" data-toggle="subnav-refinancing nav-menu-toggle submenu-wrapper" id="subnav-back-refinancing"> <svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" style="margin-left: 0; width:0.875rem; height:1.125rem" viewbox="0 0 30 40"> <g stroke-width="4" fill="none" class="stroke-contrast"> <line x1="2" y1="21" x2="23" y2="4"/> <line x1="2" y1="21" x2="23" y2="38"/> </g> </svg> Back<span class="show-for-sr"> to previous menu</span> </button> </div> <div class="grid-x"> <div class="cell"> <ul role="list" class="menu vertical no-margin-top half-gutter-top gutter-bottom"> <li role="listitem" class="overview-item"> <a class="block" href="/refinancing" title="Refinancing"> <div class="eyebrow"></div> <div class="float-right" aria-hidden="true"> <img src="/sites/g/files/ynjofi136/themes/site/myhome_theme/images/icons/arrow-refinancing.svg" alt=""> </div> <div>Refinancing Overview</div> </a> </li> <li role="listitem"> <a class="block" href="/refinancing/planning-to-refinance" title="Planning to refinance"> <div class="eyebrow"> Step 1 </div> <div class="float-right" aria-hidden="true"> <img src="/sites/g/files/ynjofi136/themes/site/myhome_theme/images/icons/arrow-refinancing.svg" alt=""> </div> <div>Planning to refinance</div> </a> </li> <li role="listitem"> <a class="block" href="/refinancing/costs-of-refinancing" title="Costs of refinancing"> <div class="eyebrow"> Step 2 </div> <div class="float-right" aria-hidden="true"> <img src="/sites/g/files/ynjofi136/themes/site/myhome_theme/images/icons/arrow-refinancing.svg" alt=""> </div> <div>Costs of refinancing</div> </a> </li> <li role="listitem"> <a class="block" href="/refinancing/options-for-refinancing" title="Options for refinancing"> <div class="eyebrow"> Step 3 </div> <div class="float-right" aria-hidden="true"> <img src="/sites/g/files/ynjofi136/themes/site/myhome_theme/images/icons/arrow-refinancing.svg" alt=""> </div> <div>Options for refinancing</div> </a> </li> <li role="listitem"> <a class="block" href="/refinancing/working-with-your-lender" title="Working with your lender"> <div class="eyebrow"> Step 4 </div> <div class="float-right" aria-hidden="true"> <img src="/sites/g/files/ynjofi136/themes/site/myhome_theme/images/icons/arrow-refinancing.svg" alt=""> </div> <div>Working with your lender</div> </a> </li> <li role="listitem"> <a class="block" href="/refinancing/closing-your-loan" title="Closing your loan"> <div class="eyebrow"> Step 5 </div> <div class="float-right" aria-hidden="true"> <img src="/sites/g/files/ynjofi136/themes/site/myhome_theme/images/icons/arrow-refinancing.svg" alt=""> </div> <div>Closing your loan</div> </a> </li> </ul> </div> </div> </div> <div role="menu" class="submenu selling" id="subnav-selling" data-toggler data-animate="slide-in-subnav slide-out-subnav" style="display: none;" tabindex="-1"> <div class="clearfix subnav-icons"> <button class="nav-icon float-left subnav-back" type="button" data-toggle="subnav-selling nav-menu-toggle submenu-wrapper" id="subnav-back-selling"> <svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" style="margin-left: 0; width:0.875rem; height:1.125rem" viewbox="0 0 30 40"> <g stroke-width="4" fill="none" class="stroke-contrast"> <line x1="2" y1="21" x2="23" y2="4"/> <line x1="2" y1="21" x2="23" y2="38"/> </g> </svg> Back<span class="show-for-sr"> to previous menu</span> </button> </div> <div class="grid-x"> <div class="cell"> <ul role="list" class="menu vertical no-margin-top half-gutter-top gutter-bottom"> <li role="listitem" class="overview-item"> <a class="block" href="/selling" title="Selling"> <div class="eyebrow"></div> <div class="float-right" aria-hidden="true"> <img src="/sites/g/files/ynjofi136/themes/site/myhome_theme/images/icons/arrow-selling.svg" alt=""> </div> <div>Selling Overview</div> </a> </li> <li role="listitem"> <a class="block" href="/selling/working-with-your-agent" title="Working with your agent"> <div class="eyebrow"> Step 1 </div> <div class="float-right" aria-hidden="true"> <img src="/sites/g/files/ynjofi136/themes/site/myhome_theme/images/icons/arrow-selling.svg" alt=""> </div> <div>Working with your agent</div> </a> </li> <li role="listitem"> <a class="block" href="/selling/costs-of-selling" title="Costs of selling"> <div class="eyebrow"> Step 2 </div> <div class="float-right" aria-hidden="true"> <img src="/sites/g/files/ynjofi136/themes/site/myhome_theme/images/icons/arrow-selling.svg" alt=""> </div> <div>Costs of selling</div> </a> </li> <li role="listitem"> <a class="block" href="/selling/preparing-to-sell-your-home" title="Preparing to sell your home"> <div class="eyebrow"> Step 3 </div> <div class="float-right" aria-hidden="true"> <img src="/sites/g/files/ynjofi136/themes/site/myhome_theme/images/icons/arrow-selling.svg" alt=""> </div> <div>Preparing to sell your home</div> </a> </li> <li role="listitem"> <a class="block" href="/selling/negotiating-offers" title="Negotiating offers"> <div class="eyebrow"> Step 4 </div> <div class="float-right" aria-hidden="true"> <img src="/sites/g/files/ynjofi136/themes/site/myhome_theme/images/icons/arrow-selling.svg" alt=""> </div> <div>Negotiating offers</div> </a> </li> <li role="listitem"> <a class="block" href="/selling/closing-your-loan-when-selling" title="Closing your loan"> <div class="eyebrow"> Step 5 </div> <div class="float-right" aria-hidden="true"> <img src="/sites/g/files/ynjofi136/themes/site/myhome_theme/images/icons/arrow-selling.svg" alt=""> </div> <div>Closing your loan</div> </a> </li> </ul> </div> </div> </div> <div role="menu" class="submenu renting" id="subnav-renting" data-toggler data-animate="slide-in-subnav slide-out-subnav" style="display: none;" tabindex="-1"> <div class="clearfix subnav-icons"> <button class="nav-icon float-left subnav-back" type="button" data-toggle="subnav-renting nav-menu-toggle submenu-wrapper" id="subnav-back-renting"> <svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" style="margin-left: 0; width:0.875rem; height:1.125rem" viewbox="0 0 30 40"> <g stroke-width="4" fill="none" class="stroke-contrast"> <line x1="2" y1="21" x2="23" y2="4"/> <line x1="2" y1="21" x2="23" y2="38"/> </g> </svg> Back<span class="show-for-sr"> to previous menu</span> </button> </div> <div class="grid-x"> <div class="cell"> <ul role="list" class="menu vertical no-margin-top half-gutter-top gutter-bottom"> <li role="listitem" class="overview-item"> <a class="block" href="/renting" title="Renting"> <div class="eyebrow"></div> <div class="float-right" aria-hidden="true"> <img src="/sites/g/files/ynjofi136/themes/site/myhome_theme/images/icons/arrow-renting.svg" alt=""> </div> <div>Renting Overview</div> </a> </li> <li role="listitem"> <a class="block" href="/renting/what-can-you-afford" title="What can you afford"> <div class="eyebrow"> Step 1 </div> <div class="float-right" aria-hidden="true"> <img src="/sites/g/files/ynjofi136/themes/site/myhome_theme/images/icons/arrow-renting.svg" alt=""> </div> <div>What can you afford</div> </a> </li> <li role="listitem"> <a class="block" href="/renting/preparing-to-rent" title="Preparing to rent"> <div class="eyebrow"> Step 2 </div> <div class="float-right" aria-hidden="true"> <img src="/sites/g/files/ynjofi136/themes/site/myhome_theme/images/icons/arrow-renting.svg" alt=""> </div> <div>Preparing to rent</div> </a> </li> <li role="listitem"> <a class="block" href="/renting/finding-the-right-rental" title="Finding the right rental"> <div class="eyebrow"> Step 3 </div> <div class="float-right" aria-hidden="true"> <img src="/sites/g/files/ynjofi136/themes/site/myhome_theme/images/icons/arrow-renting.svg" alt=""> </div> <div>Finding the right rental</div> </a> </li> <li role="listitem"> <a class="block" href="/renting/applying-for-a-lease" title="Applying for a lease"> <div class="eyebrow"> Step 4 </div> <div class="float-right" aria-hidden="true"> <img src="/sites/g/files/ynjofi136/themes/site/myhome_theme/images/icons/arrow-renting.svg" alt=""> </div> <div>Applying for a lease</div> </a> </li> <li role="listitem"> <a class="block" href="/renting/before-you-sign" title="Know before you sign"> <div class="eyebrow"> Step 5 </div> <div class="float-right" aria-hidden="true"> <img src="/sites/g/files/ynjofi136/themes/site/myhome_theme/images/icons/arrow-renting.svg" alt=""> </div> <div>Know before you sign</div> </a> </li> </ul> </div> </div> </div> <div role="menu" class="submenu getting-help" id="subnav-getting-help" data-toggler data-animate="slide-in-subnav slide-out-subnav" style="display: none;" tabindex="-1"> <div class="clearfix subnav-icons"> <button class="nav-icon float-left subnav-back" type="button" 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class="grid-container"> <div class="grid-x grid-padding-x"> <div class="large-8 medium-10 medium-centered cell gutter-bottom"> <div class="text-center gutter-all-large"> <h1>Tools & Resources</h1> <p class="lead gutter-bottom">Explore our tools and resources to help you make informed decisions at every step of your home journey.</p> <hr> </div> </div> <div class="large-8 medium-10 medium-centered cell"> <div> <div> <div class="section-offset-top no-margin-top wide"> <div class="grid-x" data-equalizer data-equalize-on="large"> <div class="cell large-6 flex-container align-stretch flex-child-grow" style="background: #FFFFFF;color:#000" data-equalizer-watch> <div class="gutter-all align-self-middle"> <div class="gutter-left-large"> <h2>Personalized Tools</h2> <p>Use our calculators and worksheets to get more<br>personalized guidance based on your unique situation. </p> <div> <a class="button default no-margin" href="/resources/calculators">See tools<span class="show-for-sr"> and get 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class="button default no-margin" href="/resources/worksheets-quizzes">Take A Quiz<span class="show-for-sr"> and test your knowledge</span></a> </div> </div> </div> </div> </div> </div> </div> <div><div style="height:2.00rem;"></div> </div> <div> <div class="section-offset-top no-margin-top wide"> <div class="promo-themed gutter-all"> <div class="media-object stack-for-small"> <div class="media-object-section align-self-middle media-max-third"> <img src="/sites/g/files/ynjofi136/files/image-personalguidance.jpg" width="484" height="337" alt="woman working on a computer" loading="lazy" typeof="foaf:Image"> </div> <div class="media-object-section main-section align-self-middle"> <p class="half-margin-bottom"> <strong>Get Personal Guidance</strong></p> <p class="half-margin-bottom">Sometimes, you just need to talk someone.</p> <ul><li>If you鈥檙e buying or currently own a home, <a href="/resources/working-with-freddie-mac-borrower-help-centers">find a housing counselor</a>.</li><li>If you are renter, <a href="/resources/renter-resource-organizations">find a Renter Resource Organization</a>.</li></ul> </div> </div> </div> </div> </div> <div><div style="height:5.00rem;"></div> </div> <div> <div class="paragraph paragraph--type--wysiwyg paragraph--view-mode--default"> <div><h2 class="text-align-center">CreditSmart<sup>庐</sup>: Flexible Learning for Your Unique Goals</h2></div> </div> </div> <div><div style="height:2.00rem;"></div> </div> <div> <div class="paragraph paragraph--type--standard-image-w-copy-bar paragraph--view-mode--default"> <div> <div> <a class="color-inherit no-decoration" href="https://creditsmart.freddiemac.com/paths/essentials"> <div class="media-object stack-for-small"> <div class="media-object-section"> <div class="avatar-wrapper"> <img src="/sites/g/files/ynjofi136/files/icon-resource-creditsmart.svg" alt="A+ score" loading="lazy" /> </div> </div> <div class="media-object-section main-section align-self-middle"> <h3 class="half-gutter-bottom"> CreditSmart<sup>庐</sup> Essentials </h3> <div>Achieve your financial goals on your terms with free,customizable online tools and lessons.</div> <div class="arrow-wrapper" aria-hidden="true"> <svg class="animated-arrow" xmlns="http://www.w3.org/2000/svg" style="width:3.4375rem; height:0.625rem" viewbox="0 0 55 10"> <path d="M31 0l8 5-8 5z" class="arrowhead"/> <path class="arrowline" d="M0,4h36v2H0V4z"/> </svg> </div> <div class="gutter-top"></div> </div> </div> </a> </div> <div> <a class="color-inherit no-decoration" href="https://creditsmart.freddiemac.com/paths/homebuyer-u/"> <div class="media-object stack-for-small"> <div class="media-object-section"> <div class="avatar-wrapper"> <img src="/sites/g/files/ynjofi136/files/Icon-resource-homebuyer-u.svg" alt="graduation cap" loading="lazy" /> </div> </div> <div class="media-object-section main-section align-self-middle"> <h3 class="half-gutter-bottom"> CreditSmart<sup>庐</sup> Homebuyer U </h3> <div>Be prepared and confident throughout 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href="/resources/brochures">See Brochures</a> </div> </div> </div> </div> <div class="cell large-6 position-relative" data-equalizer-watch> <img src="/media/9681" alt="family-on-brochure" width="830" height="620" style="object-fit: cover; height: 100%;width:100%;min-height:22rem;"> </div> </div> </div> </div> <div><div style="height:5.00rem;"></div> </div> <div> <div class="paragraph paragraph--type--wysiwyg paragraph--view-mode--default"> <div><h2 class="text-align-center">Find Out If Freddie Mac Owns the Mortgage on Your Home</h2></div> </div> </div> <div><div style="height:2.00rem;"></div> </div> <div> <div class="paragraph paragraph--type--standard-image-w-copy-bar paragraph--view-mode--default"> <div> <div> <a class="color-inherit no-decoration" href="/resources/loanlookup"> <div class="media-object stack-for-small"> <div class="media-object-section"> <div class="avatar-wrapper"> <img src="/sites/g/files/ynjofi136/files/icon-resource-loan-look-up.svg" alt="house with a magnifying glass in front of it" loading="lazy" /> </div> </div> <div class="media-object-section main-section align-self-middle"> <h3 class="half-gutter-bottom"> Loan Lookup Tool </h3> <div>To understand the options available for getting help with your mortgage, see if Freddie Mac owns your loan.</div> <div class="arrow-wrapper" aria-hidden="true"> <svg class="animated-arrow" xmlns="http://www.w3.org/2000/svg" style="width:3.4375rem; height:0.625rem" viewbox="0 0 55 10"> <path d="M31 0l8 5-8 5z" class="arrowhead"/> <path class="arrowline" d="M0,4h36v2H0V4z"/> </svg> </div> <div class="gutter-top"></div> </div> </div> </a> </div> <div> <a class="color-inherit no-decoration" href="/renting/lookup"> <div class="media-object stack-for-small"> <div class="media-object-section"> <div class="avatar-wrapper"> <img src="/sites/g/files/ynjofi136/files/icon-rent-finding-rental-apartments.svg" alt="multi level apartment building" loading="lazy" /> </div> </div> <div class="media-object-section main-section align-self-middle"> <h3 class="half-gutter-bottom"> Rental Lookup Tool </h3> <div>If you live in a property with a mortgage loan purchased or securitized by Freddie Mac, you may be eligible for certain tenant protections.</div> <div class="arrow-wrapper" aria-hidden="true"> <svg class="animated-arrow" xmlns="http://www.w3.org/2000/svg" style="width:3.4375rem; height:0.625rem" viewbox="0 0 55 10"> <path d="M31 0l8 5-8 5z" class="arrowhead"/> <path class="arrowline" d="M0,4h36v2H0V4z"/> </svg> </div> <div class="gutter-top"></div> </div> </div> </a> </div> </div> </div> </div> <div><div style="height:4.00rem;"></div> </div> </div> </div> </div> </article> </div>  </div> </div> <aside class="card-wrapper"> <div class="grid-container"> <div class="grid-x grid-padding-x"> <div class="cell"> <div class="gutter-all background-white"> <div class="grid-x grid-padding-x"> <div class="large-11 xlarge-10 cell large-centered gutter-top gutter-bottom-medium"> <div class="grid-x grid-padding-x 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</div> <div class="cell medium-4"> <a class="color-inherit block" href="/blog/homebuying/spotting-and-preventing-predatory-lending"> <div class="card"> <div aria-hidden="true"> <img src="/sites/g/files/ynjofi136/files/styles/4x3_aspect_ratio/public/blog_predatory-lending-large.png?itok=wQBRB4Aw" width="640" height="480" alt="Person reviewing paperwork carefully" loading="lazy" /> </div> <div class="card-section background-concrete" data-equalizer-watch> <h3 class="h4 half-gutter-bottom">Spotting and Preventing Predatory Lending</h3> <p class="half-margin-bottom">Learn more about the warning signs of predatory lending and your protections as a consumer.</p> <p class="align-self-bottom"><span aria-hidden="true" class="arrow-text"><span>Read More</span></span></p> </div> </div> </a> </div> <div class="cell medium-4"> <a class="color-inherit block" href="/blog/homebuying/is-now-a-good-time-to-buy"> <div class="card"> <div aria-hidden="true"> <img 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