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<p>Welcome to the Index Exchange web service, www.indexexchange.com (the “Service”). The following terms and conditions (“Terms and Conditions”) govern your use of this web service, and by accessing, viewing, or using the material and functionality on the Service, you indicate that you understand and intend these Terms and Conditions to be the legal equivalent of a signed, written contract, and equally binding, and that you accept such Terms and Conditions and agree to be legally bound by them. If you do not agree with the Terms and Conditions, you are not granted permission to use the Service and should exit immediately.</p> </div> </div> </div> </div> </div> <div id="block_118356766a007ab4080aa0102448cd3e" class="block-ie-scrolling-content"> <div class="container"> <div class="row"> <div class="col-lg-8 order-2 order-lg-1"> <div id="section-1" class="scrolling-content"> <div class="title">Proprietary rights</div><div class="content"><p>All material contained in this Service is protected by law, including, but not limited to, Canadian copyright law. Except as indicated, the entire content including text, documents, products, logos, graphics, sounds, images, and design attributes (“Materials”) of www.indexexchange.com and its family of services is © Index Exchange All rights reserved. Removing or altering the copyright notice on any material on the Service is prohibited. Index Exchange also owns a copyright in this Service as a collective work and/or compilation, and in the selection, coordination, arrangement, organization, and enhancement of such content. Any commercial use of this content is prohibited without the prior written consent of Index Exchange. All other trademarks used that are not the intellectual property of Index Exchange are property of their respective holders.</p> </div> </div> <div id="section-2" class="scrolling-content"> <div class="title">Communications with our web service</div><div class="content"><p>Index Exchange welcomes your feedback and suggestions about how to improve our products and services and this Service. By transmitting any suggestions, information, documents, material, or other content (collectively, “content”) to Index Exchange , you automatically grant Index Exchange the royalty-free, perpetual, irrevocable, non-exclusive right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, redistribute, transmit, perform, and display such content (in whole or part) worldwide and/or to incorporate it in other works in any form, media, or technology now known or later developed for the full term of any rights that may exist in such content. Further, Index Exchange is free to use any ideas, concepts, know-how, techniques, and suggestions contained in any communications you send to this Service for any purpose whatever, including but not limited to creating and marketing products and/or services using such information.</p> </div> </div> <div id="section-3" class="scrolling-content"> <div class="title">No solicitation or offer or advice</div><div class="content"><p>This Service is designed to provide general information about Index Exchange and its products and services. Information on the Service is not intended to constitute an offer to sell or a solicitation of any particular product or service.</p> </div> </div> <div id="section-4" class="scrolling-content"> <div class="title">Confidentiality cannot be guaranteed</div><div class="content"><p>Please be advised that the confidentiality of any communication or material transmitted to Index Exchange via www.indexexchange.com or Internet electronic mail cannot be guaranteed, including personal information such as your address or telephone number. To ensure private and personalized attention, you may also contact Index Exchange by telephone at +1-416-785-5908, toll-free at 855-344-6339, or write us at Index Exchange, 74 Wingold Ave, Toronto, Ontario, M6B 1P5, Canada.</p> </div> </div> <div id="section-5" class="scrolling-content"> <div class="title">Privacy policy</div><div class="content"><p>Index Exchange has a Privacy Policy disclosing what information we collect about visitors, how we use such information, and the steps we take to secure such information. <a href="https://www.indexexchange.com/privacy/">Click here</a> to view the Privacy Policy, which is incorporated by reference, as if set forth fully herein.</p> </div> </div> <div id="section-6" class="scrolling-content"> <div class="title">Disclaimer of warranty and liability</div><div class="content"><p>Use of this Service is entirely at your own risk. Neither Index Exchange nor its affiliates is responsible for the consequences of reliance on any information contained in or submitted to the Service, and the risk of injury from the foregoing rests entirely with you. These materials are provided “as is” without warranty of any kind, either express or implied. Index Exchange shall not be liable for any direct, special, indirect, incidental, consequential, or punitive damages, including without limitation, lost revenues or lost profits, which may result from the use of, access to, or inability to use these materials. Under no circumstances will the total liability of Index Exchange to you exceed the price paid for use of the Service.</p> </div> </div> <div id="section-7" class="scrolling-content"> <div class="title">Corrections and changes</div><div class="content"><p>While we endeavor to keep these materials up to date, Index Exchange cannot assume responsibility for any errors or omissions in these materials. Index Exchange further does not warrant the accuracy or completeness of the information, text, graphics, links or other items contained within these materials. Index Exchange may make changes to these materials, or to the products or services described herein, at any time without notice, and makes no commitment to update the information contained herein. These materials may include typographical errors. Index Exchange reserves the right to terminate your access to the Service in the event that you violate these Terms and Conditions, or for any reason whatever.</p> </div> </div> <div id="section-8" class="scrolling-content"> <div class="title">Indemnification</div><div class="content"><p>You agree to defend, indemnify, and hold harmless Index Exchange, its affiliates and subsidiaries, and all of their respective directors, officers, employees, representatives, proprietors, partners, shareholders, servants, principals, agents, predecessors, successors, assigns, and attorneys from and against any and all claims, proceedings, damages, injuries, liabilities, losses, costs, and expenses (including attorney’s fees and litigation expenses) relating to or arising from your use of the Service and any breach by you of these Terms and Conditions.</p> </div> </div> <div id="section-9" class="scrolling-content"> <div class="title">Links to other web services</div><div class="content"><p>This Service may, from time to time, contain links to other Internet web services for the convenience of users in locating one of our clients’ services, information, or services that may be of interest. These services are maintained by organizations over which Index Exchange exercises no control, and Index Exchange expressly disclaims any responsibility for the content, the accuracy of the information and/or quality of products or services provided by or advertised on these third-party services. Index Exchange does not control, endorse, promote, or have any affiliation with any other web service unless expressly stated herein. It is your responsibility to take precautions to ensure that whatever you select for your use is free of viruses or other items of a destructive nature.</p> </div> </div> <div id="section-10" class="scrolling-content"> <div class="title">Use of the internet</div><div class="content"><p>Use of the Internet is solely at your own risk and is subject to all applicable provincial, national and international laws and regulations. Neither Index Exchange nor its affiliates will be liable for any loss resulting from a cause over which they do not have direct control, including but not limited to failure of electronic or mechanical equipment or communication lines, telephone or other interconnection problems, computer viruses, unauthorized access, theft, operator errors, severe weather, earthquakes, natural disasters, strikes or other labor problems, wars, or governmental restrictions.</p> </div> </div> <div id="section-11" class="scrolling-content"> <div class="title">Third party statistics</div><div class="content"><p>Index Exchange has not co-authored, ratified, endorsed or adopted any statistics provided by third parties by publishing them on this Service.</p> </div> </div> <div id="section-12" class="scrolling-content"> <div class="title">Governing law and jurisdiction</div><div class="content"><p>These Terms and Conditions will be governed by and construed in accordance with the laws of the Province of Ontario, Canada, without reference to its choice of law rules. By accessing, viewing, or using the material on the Service, you consent to the jurisdiction of the federal and provincial courts presiding in Toronto, Ontario, and agree to accept service of process by mail and hereby waive any and all jurisdictional and venue defenses otherwise available. This Service is controlled and operated by Index Exchange from its offices within Canada. Index Exchange makes no representation that materials in the Service are appropriate or available for use in other locations, and access to them from territories where their contents are illegal is prohibited. Those who choose to access this Service from other locations do so of their own volition and are responsible for compliance with applicable local laws.</p> </div> </div> <div id="section-13" class="scrolling-content"> <div class="title">Intellectual property notices</div><div class="content"><p>Elements of this Service are protected by trade dress and other laws and may not be copied or imitated in whole or in part. No logo, graphic, sound or image from the Website may be copied or retransmitted unless expressly permitted by Index Exchange.rnrnIndex Exchange, the Index Exchange logo, and/or other Index Exchange products referenced herein are trademarks of Index Exchange, and may be registered in certain jurisdictions. All other product names, company names, marks, logos, and symbols may be the trademarks of their respective owners.rnrnThese Terms and Conditions constitute the entire agreement between you and Index Exchange with respect to your use of the Service. You acknowledge that, in providing you access to and use of the Service, Index Exchange has relied on your agreement to be legally bound by these Terms and Conditions.</p> </div> </div> </div>  <div class="offset-xl-1 col-lg-4 col-xl-3 order-1 order-lg-2"> <div class="ie-sticky-scroll-index"> <div class="sticky-inner"> <h4 class="title">Navigate</h4> <ul class="sticky-index"> <li><a href="#section-1">Proprietary rights</a></li><li><a href="#section-2">Communications with our web service</a></li><li><a href="#section-3">No solicitation or offer or advice</a></li><li><a href="#section-4">Confidentiality cannot be guaranteed</a></li><li><a href="#section-5">Privacy policy</a></li><li><a href="#section-6">Disclaimer of warranty and liability</a></li><li><a href="#section-7">Corrections and changes</a></li><li><a href="#section-8">Indemnification</a></li><li><a href="#section-9">Links to other web services</a></li><li><a href="#section-10">Use of the internet</a></li><li><a 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