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William Baldwin
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Baldwin</h1></div><div class="atod5" data-test-e2e="channel"><span class="c8gas">Senior Contributor</span><span class="WIeZC">|</span><a href="/investing/" class="t8rdd">Investing</a></div><div class="r02NY" data-test-e2e="socialSharing"><a href="https://www.twitter.com/baldwinmoney" target="_blank" alt="xIcon icon" rel="noopener noreferrer nofollow" class="VGJkz" aria-label="Share on xIcon" title="Share on xIcon"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24"><path class="x_svg__fs-icon x_svg__fs-icon--XCorp" d="M16.6 5h2.454l-5.36 6.126L20 19.462h-4.937l-3.867-5.055-4.425 5.055H4.316l5.733-6.552L4 5h5.063l3.495 4.621L16.601 5zm-.86 12.994h1.36L8.323 6.391H6.865l8.875 11.603z"></path></svg></a><a href="https://www.forbes.com/sites/baldwin/feed/" target="_blank" alt="rss icon" rel="noopener noreferrer nofollow" class="VGJkz" aria-label="Share on rss" title="Share on rss"><svg class="j2XH_" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 20 20"><path d="M4.2 13.6c-.6 0-1.1.2-1.5.6-.5.5-.7 1-.7 1.6 0 .6.2 1.1.6 1.5.5.5 1 .7 1.6.7.6 0 1.1-.2 1.5-.6.4-.4.6-.9.6-1.5s-.2-1.1-.6-1.5c-.4-.6-.9-.8-1.5-.8zm5-2.8c-.9-.9-1.8-1.6-2.9-2.1-1.1-.5-2.3-.8-3.5-.9h-.1c-.2 0-.3.1-.5.2-.1.1-.2.3-.2.5V10c0 .2.1.4.2.5.1.1.3.2.5.2 1.7.2 3.2.9 4.4 2.1C8.3 14 9 15.5 9.2 17.2c0 .2.1.3.2.5.2.2.3.3.5.3h1.5c.2 0 .4-.1.5-.2.1-.2.2-.3.2-.5-.1-1.2-.4-2.4-.9-3.5-.4-1.2-1.1-2.1-2-3zm0 0"></path><path d="M16.6 11.5c-.8-1.8-1.9-3.4-3.3-4.8s-3-2.5-4.8-3.3C6.6 2.6 4.7 2.1 2.8 2c-.3 0-.4.1-.6.2-.1.1-.2.3-.2.5v1.6c0 .2.1.4.2.5.1.2.3.3.5.3 1.6.1 3.2.5 4.6 1.2 1.5.7 2.7 1.6 3.8 2.6 1.1 1.1 2 2.4 2.6 3.8.7 1.5 1.1 3 1.1 4.6 0 .2.1.3.2.5.1.1.3.2.5.2h1.6c.2 0 .4-.1.5-.2.2-.2.2-.3.2-.5.1-2-.4-3.9-1.2-5.8zm0 0"></path></svg></a></div></div></div><div class="_92hIx" data-test-e2e="aboutBlock"><div class="_-7glv-jm mTHPzIQu"><p class="MsoNormal">William Baldwin joined Forbes Magazine in 1980 and served for 11 years as its editor. An Enrolled Agent since 1979, he finds many of his stories at the intersection of taxation and portfolio management. But he has also written on such varied topics as <a class="color-link" href="https://www.forbes.com/sites/baldwin/2024/05/21/the-145-year-old-giant-bringing-greener-hydrogen-to-the-world/">the economics of hydrogen</a>, <a class="color-link" href="https://www.forbes.com/sites/baldwin/2023/02/06/who-decides-how-woke-corporations-should-be/">s</a></p></div><button type="button" class="uJJU4Iug" data-theme="light">... Read More</button></div><div class="yBxVt"><div class="F1_ig"><span>SOCIAL</span><div class="Q8d3v" data-test-e2e="socialSharing"><a href="https://www.twitter.com/baldwinmoney" target="_blank" alt="xIcon icon" rel="noopener noreferrer nofollow" class="VGJkz" aria-label="Share on xIcon" title="Share on xIcon"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24"><path class="x_svg__fs-icon x_svg__fs-icon--XCorp" d="M16.6 5h2.454l-5.36 6.126L20 19.462h-4.937l-3.867-5.055-4.425 5.055H4.316l5.733-6.552L4 5h5.063l3.495 4.621L16.601 5zm-.86 12.994h1.36L8.323 6.391H6.865l8.875 11.603z"></path></svg></a><a href="https://www.forbes.com/sites/baldwin/feed/" target="_blank" alt="rss icon" rel="noopener noreferrer nofollow" class="VGJkz" aria-label="Share on rss" title="Share on rss"><svg class="j2XH_" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 20 20"><path d="M4.2 13.6c-.6 0-1.1.2-1.5.6-.5.5-.7 1-.7 1.6 0 .6.2 1.1.6 1.5.5.5 1 .7 1.6.7.6 0 1.1-.2 1.5-.6.4-.4.6-.9.6-1.5s-.2-1.1-.6-1.5c-.4-.6-.9-.8-1.5-.8zm5-2.8c-.9-.9-1.8-1.6-2.9-2.1-1.1-.5-2.3-.8-3.5-.9h-.1c-.2 0-.3.1-.5.2-.1.1-.2.3-.2.5V10c0 .2.1.4.2.5.1.1.3.2.5.2 1.7.2 3.2.9 4.4 2.1C8.3 14 9 15.5 9.2 17.2c0 .2.1.3.2.5.2.2.3.3.5.3h1.5c.2 0 .4-.1.5-.2.1-.2.2-.3.2-.5-.1-1.2-.4-2.4-.9-3.5-.4-1.2-1.1-2.1-2-3zm0 0"></path><path d="M16.6 11.5c-.8-1.8-1.9-3.4-3.3-4.8s-3-2.5-4.8-3.3C6.6 2.6 4.7 2.1 2.8 2c-.3 0-.4.1-.6.2-.1.1-.2.3-.2.5v1.6c0 .2.1.4.2.5.1.2.3.3.5.3 1.6.1 3.2.5 4.6 1.2 1.5.7 2.7 1.6 3.8 2.6 1.1 1.1 2 2.4 2.6 3.8.7 1.5 1.1 3 1.1 4.6 0 .2.1.3.2.5.1.1.3.2.5.2h1.6c.2 0 .4-.1.5-.2.2-.2.2-.3.2-.5.1-2-.4-3.9-1.2-5.8zm0 0"></path></svg></a></div></div></div></div></div></section><div class="YHOim FA_87"><div class="WkaGZ"><section id="row-1" class="csf-row et-rows "></section><section id="row-2" class="csf-row et-rows "><div><div class="csf-block" data-testid="edit-tools-csf-block" data-test-e2e="data viz"><div><div><div class="R13op"><button type="button" data-test-e2e="streamTab latest" class="_1Lq03" disabled="">latest</button><button type="button" data-test-e2e="streamTab popular" class="_1Lq03">popular</button><button type="button" data-test-e2e="streamTab archive" class="_1Lq03">archive</button></div><div data-test-e2e="streamContainer"><div><div class="_4g0BEaLU"><div class="TNWax51Q T3-IGTjJ jiKZAfWh" data-theme="light" data-test-e2e="stream"><div class="Gv-TaI9Y MpVEkd-F"><a href="https://www.forbes.com/sites/baldwin/2024/11/23/trump-tax-cuts-and-11-other-reasons-to-skip-a-roth-conversion/" target="_self" data-testid="imageLink" rel=""><img class="tBA7tnId" src="https://imageio.forbes.com/specials-images/imageserve/67410239376d6a1d742e69dd/0x0.jpg?format=jpg&width=440" alt="article image"/></a></div><div class="WjVFB823"><div class="IE8ecQMQ"><span class="dmErtkVL">PREMIUM</span><span class="eyeF148z"></span><span class="jMF46RP6">2,890 views</span><span class="eyeF148z"></span><span class="jMF46RP6">5 hours ago</span></div><h3 class="HNChVRGc"><a class="_1-FLFW4R" href="https://www.forbes.com/sites/baldwin/2024/11/23/trump-tax-cuts-and-11-other-reasons-to-skip-a-roth-conversion/" rel="" target="_self">Trump Tax Cuts And 11 Other Reasons To Skip A Roth Conversion</a></h3><p class="_5v7prWgS">Prepaying income tax on a retirement account might be a good idea. Or it could be a really bad idea. Read this before pulling the trigger.</p><div class="klKBDGvF"><button disabled="" type="button" class="sElHJWe4 NQX0jJYe"><svg class="fs-icon fs-icon--saved-article" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 20 20"><path d="M13.9 3c.7 0 1.3.6 1.3 1.3V17L10 13.9 4.8 17V4.3c0-.7.5-1.3 1.3-1.3h7.8z"></path></svg></button><div class="a8Pwk1Mx"></div></div></div></div></div></div><div><div class="_4g0BEaLU"><div class="TNWax51Q T3-IGTjJ jiKZAfWh" data-theme="light" data-test-e2e="stream"><div class="Gv-TaI9Y MpVEkd-F"><a href="https://www.forbes.com/sites/baldwin/2024/11/16/how-to-protect-your-bonds-from-an-inflation-comeback/" target="_self" data-testid="imageLink" rel=""><img class="tBA7tnId" src="https://imageio.forbes.com/specials-images/imageserve/6733fc9823b5b34daa9288db/0x0.jpg?format=jpg&width=440" alt="article image"/></a></div><div class="WjVFB823"><div class="IE8ecQMQ"><span class="dmErtkVL">PREMIUM</span><span class="eyeF148z"></span><span class="jMF46RP6">5,475 views</span><span class="eyeF148z"></span><span class="jMF46RP6">Nov 16, 2024</span></div><h3 class="HNChVRGc"><a class="_1-FLFW4R" href="https://www.forbes.com/sites/baldwin/2024/11/16/how-to-protect-your-bonds-from-an-inflation-comeback/" rel="" target="_self">How To Protect Your Bonds From An Inflation Comeback</a></h3><p class="_5v7prWgS">If fiscal theory is right, even bigger federal deficits under President Trump could reignite inflation. It’s a good time to buy TIPS. </p><div class="klKBDGvF"><button disabled="" type="button" class="sElHJWe4 NQX0jJYe"><svg class="fs-icon fs-icon--saved-article" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 20 20"><path d="M13.9 3c.7 0 1.3.6 1.3 1.3V17L10 13.9 4.8 17V4.3c0-.7.5-1.3 1.3-1.3h7.8z"></path></svg></button><div class="a8Pwk1Mx"></div></div></div></div></div></div><div><div class="_4g0BEaLU"><div class="TNWax51Q T3-IGTjJ jiKZAfWh" data-theme="light" data-test-e2e="stream"><div class="Gv-TaI9Y MpVEkd-F"><a href="https://www.forbes.com/sites/baldwin/2024/10/06/market-lessons-the-peg-ratio-for-growth-the-super-peg-and-20-cheap-stocks/" target="_self" data-testid="imageLink" rel=""><img class="tBA7tnId" src="https://imageio.forbes.com/specials-images/imageserve/6703e933462301faa06e9990/0x0.jpg?format=jpg&crop=1920,1080,x0,y0,safe&width=440" alt="article image"/></a></div><div class="WjVFB823"><div class="IE8ecQMQ"><span class="dmErtkVL">PREMIUM</span><span class="eyeF148z"></span><span class="jMF46RP6">5,962 views</span><span class="eyeF148z"></span><span class="jMF46RP6">Oct 6, 2024</span></div><h3 class="HNChVRGc"><a class="_1-FLFW4R" href="https://www.forbes.com/sites/baldwin/2024/10/06/market-lessons-the-peg-ratio-for-growth-the-super-peg-and-20-cheap-stocks/" rel="" target="_self">Market Lessons: The PEG Ratio For Growth, The Super PEG And 20 Cheap Stocks</a></h3><p class="_5v7prWgS">How much are you paying to get an upswing in earnings? PEG tries to measure that. Super PEG does it better.</p><div class="klKBDGvF"><button disabled="" type="button" class="sElHJWe4 NQX0jJYe"><svg class="fs-icon fs-icon--saved-article" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 20 20"><path d="M13.9 3c.7 0 1.3.6 1.3 1.3V17L10 13.9 4.8 17V4.3c0-.7.5-1.3 1.3-1.3h7.8z"></path></svg></button><div class="a8Pwk1Mx"></div></div></div></div></div></div><div><div class="_4g0BEaLU"><div class="TNWax51Q T3-IGTjJ jiKZAfWh" data-theme="light" data-test-e2e="stream"><div class="Gv-TaI9Y MpVEkd-F"><a href="https://www.forbes.com/sites/baldwin/2024/09/21/market-lessons-20-companies-with-dazzling-growth-in-revenue-per-share/" target="_self" data-testid="imageLink" rel=""><img class="tBA7tnId" src="https://imageio.forbes.com/specials-images/imageserve/66edc8f9e5b969894ee6d93e/0x0.jpg?format=jpg&crop=2880,1620,x0,y0,safe&width=440" alt="article image"/></a></div><div class="WjVFB823"><div class="IE8ecQMQ"><span class="dmErtkVL">PREMIUM</span><span class="eyeF148z"></span><span class="jMF46RP6">5,540 views</span><span class="eyeF148z"></span><span class="jMF46RP6">Sep 21, 2024</span></div><h3 class="HNChVRGc"><a class="_1-FLFW4R" href="https://www.forbes.com/sites/baldwin/2024/09/21/market-lessons-20-companies-with-dazzling-growth-in-revenue-per-share/" rel="" target="_self">Market Lessons: 20 Companies With Dazzling Growth In Revenue Per Share</a></h3><p class="_5v7prWgS">Financial success starts on the top line. This metric highlights companies expanding sales much faster than their share counts.</p><div class="klKBDGvF"><button disabled="" type="button" class="sElHJWe4 NQX0jJYe"><svg class="fs-icon fs-icon--saved-article" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 20 20"><path d="M13.9 3c.7 0 1.3.6 1.3 1.3V17L10 13.9 4.8 17V4.3c0-.7.5-1.3 1.3-1.3h7.8z"></path></svg></button><div class="a8Pwk1Mx"></div></div></div></div></div><div class="G9049W9y SfBp78q9 _1apm68B5 h8YEk" aria-hidden="true" role="presentation" tabindex="-1"></div></div><div><div class="_4g0BEaLU"><div class="TNWax51Q T3-IGTjJ jiKZAfWh" data-theme="light" data-test-e2e="stream"><div class="Gv-TaI9Y MpVEkd-F"><a href="https://www.forbes.com/sites/baldwin/2024/09/03/12-fast--and-steady-earnings-growth-stocks-for-september/" target="_self" data-testid="imageLink" rel=""><img class="tBA7tnId" src="https://imageio.forbes.com/specials-images/imageserve/66d206eb3c3c6bcd3e65ccdb/0x0.jpg?format=jpg&crop=1920,1080,x0,y0,safe&width=440" alt="article image"/></a></div><div class="WjVFB823"><div class="IE8ecQMQ"><span class="dmErtkVL">PREMIUM</span><span class="eyeF148z"></span><span class="jMF46RP6">5,199 views</span><span class="eyeF148z"></span><span class="jMF46RP6">Sep 3, 2024</span></div><h3 class="HNChVRGc"><a class="_1-FLFW4R" href="https://www.forbes.com/sites/baldwin/2024/09/03/12-fast--and-steady-earnings-growth-stocks-for-september/" rel="" target="_self">Market Lessons: Finding Fast And Steady Earnings Growth</a></h3><p class="_5v7prWgS">Some companies have delivered an exponential growth in their earnings per share over the past decade. A curve-fitting measure identifies them.</p><div class="klKBDGvF"><button disabled="" type="button" class="sElHJWe4 NQX0jJYe"><svg class="fs-icon fs-icon--saved-article" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 20 20"><path d="M13.9 3c.7 0 1.3.6 1.3 1.3V17L10 13.9 4.8 17V4.3c0-.7.5-1.3 1.3-1.3h7.8z"></path></svg></button><div class="a8Pwk1Mx"></div></div></div></div></div></div><div class="aWBvPyEW"><button type="button" class="_18BedXz4 iWceBwQC Sn26m-xQ st6yY9Jv" data-testid="variants">More Articles</button></div></div></div></div></div></div></section><section id="row-3" class="csf-row et-rows "></section><section id="row-4" class="csf-row et-rows "><div><div class="csf-block" data-testid="edit-tools-csf-block" data-test-e2e="data viz"></div></div></section><section id="row-5" class="csf-row et-rows "></section></div><div class="TqY0t" data-test-e2e="ourContrib"></div></div><div class="G9049W9y _1apm68B5 UWiEa" aria-hidden="true" role="presentation" tabindex="-1" data-testid="ad-container"></div></main><footer class="smP7p--o" role="contentinfo"><div class="_1FviBxkI"><div class="RS-LXz9z"><a aria-label="Link to Forbes Homepage" class="Shi6M7tj" href="https://www.forbes.com/"><svg class="fs-icon fs-icon--forbes-logo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 200 54"><path d="M113.3 18.2c0-5.8.1-11.2.4-16.2L98.4 4.9v1.4l1.5.2c1.1.1 1.8.5 2.2 1.1.4.7.7 1.7.9 3.2.2 2.9.4 9.5.3 19.9 0 10.3-.1 16.8-.3 19.3 5.5 1.2 9.8 1.7 13 1.7 6 0 10.7-1.7 14.1-5.2 3.4-3.4 5.2-8.2 5.2-14.1 0-4.7-1.3-8.6-3.9-11.7-2.6-3.1-5.9-4.6-9.8-4.6-2.6 0-5.3.7-8.3 2.1zm.3 30.8c-.2-3.2-.4-12.8-.4-28.5.9-.3 2.1-.5 3.6-.5 2.4 0 4.3 1.2 5.7 3.7 1.4 2.5 2.1 5.5 2.1 9.3 0 4.7-.8 8.5-2.4 11.7-1.6 3.1-3.6 4.7-6.1 4.7-.8-.2-1.6-.3-2.5-.4zM41 3H1v2l2.1.2c1.6.3 2.7.9 3.4 1.8.7 1 1.1 2.6 1.2 4.8.8 10.8.8 20.9 0 30.2-.2 2.2-.6 3.8-1.2 4.8-.7 1-1.8 1.6-3.4 1.8l-2.1.3v2h25.8v-2l-2.7-.2c-1.6-.2-2.7-.9-3.4-1.8-.7-1-1.1-2.6-1.2-4.8-.3-4-.5-8.6-.5-13.7l5.4.1c2.9.1 4.9 2.3 5.9 6.7h2V18.9h-2c-1 4.3-2.9 6.5-5.9 6.6l-5.4.1c0-9 .2-15.4.5-19.3h7.9c5.6 0 9.4 3.6 11.6 10.8l2.4-.7L41 3zm-4.7 30.8c0 5.2 1.5 9.5 4.4 12.9 2.9 3.4 7.2 5 12.6 5s9.8-1.7 13-5.2c3.2-3.4 4.7-7.7 4.7-12.9s-1.5-9.5-4.4-12.9c-2.9-3.4-7.2-5-12.6-5s-9.8 1.7-13 5.2c-3.2 3.4-4.7 7.7-4.7 12.9zm22.3-11.4c1.2 2.9 1.7 6.7 1.7 11.3 0 10.6-2.2 15.8-6.5 15.8-2.2 0-3.9-1.5-5.1-4.5-1.2-3-1.7-6.8-1.7-11.3C47 23.2 49.2 18 53.5 18c2.2-.1 3.9 1.4 5.1 4.4zm84.5 24.3c3.3 3.3 7.5 5 12.5 5 3.1 0 5.8-.6 8.2-1.9 2.4-1.2 4.3-2.7 5.6-4.5l-1-1.2c-2.2 1.7-4.7 2.5-7.6 2.5-4 0-7.1-1.3-9.2-4-2.2-2.7-3.2-6.1-3-10.5H170c0-4.8-1.2-8.7-3.7-11.8-2.5-3-6-4.5-10.5-4.5-5.6 0-9.9 1.8-13 5.3-3.1 3.5-4.6 7.8-4.6 12.9 0 5.2 1.6 9.4 4.9 12.7zm7.4-25.1c1.1-2.4 2.5-3.6 4.4-3.6 3 0 4.5 3.8 4.5 11.5l-10.6.2c.1-3 .6-5.7 1.7-8.1zm46.4-4c-2.7-1.2-6.1-1.9-10.2-1.9-4.2 0-7.5 1.1-10 3.2s-3.8 4.7-3.8 7.8c0 2.7.8 4.8 2.3 6.3 1.5 1.5 3.9 2.8 7 3.9 2.8 1 4.8 2 5.8 2.9 1 1 1.6 2.1 1.6 3.6 0 1.4-.5 2.7-1.6 3.7-1 1.1-2.4 1.6-4.2 1.6-4.4 0-7.7-3.2-10-9.6l-1.7.5.4 10c3.6 1.4 7.6 2.1 12 2.1 4.6 0 8.1-1 10.7-3.1 2.6-2 3.9-4.9 3.9-8.5 0-2.4-.6-4.4-1.9-5.9-1.3-1.5-3.4-2.8-6.4-4-3.3-1.2-5.6-2.3-6.8-3.3-1.2-1-1.8-2.2-1.8-3.7s.4-2.7 1.3-3.7 2-1.4 3.4-1.4c4 0 6.9 2.9 8.7 8.6l1.7-.5-.4-8.6zm-96.2-.9c-1.4-.7-2.9-1-4.6-1-1.7 0-3.4.7-5.3 2.1-1.9 1.4-3.3 3.3-4.4 5.9l.1-8-15.2 3v1.4l1.5.1c1.9.2 3 1.7 3.2 4.4.6 6.2.6 12.8 0 19.8-.2 2.7-1.3 4.1-3.2 4.4l-1.5.2v1.9h21.2V49l-2.7-.2c-1.9-.2-3-1.7-3.2-4.4-.6-5.8-.7-12-.2-18.4.6-1 1.9-1.6 3.9-1.8 2-.2 4.3.4 6.7 1.8l3.7-9.3z"></path></svg></a><div class="QUZBXqTw">© 2024 Forbes Media LLC. 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